WEBVTT - When The Coronavirus Comes For Your 401(k)

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<v Speaker 1>Hey, hey, hey, we're back, We're black, We're brown a vision.

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<v Speaker 2>It's Mandy Tiffany.

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<v Speaker 3>Y'all, Hey, happy brandonbition Wednesday.

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<v Speaker 2>Yes, First of all, I saw that Drake was holding

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<v Speaker 2>your baby.

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<v Speaker 3>Listen. This is why I never post pictures.

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<v Speaker 2>Of h First of all, I saw women in the

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<v Speaker 2>comments try to holler. I was like, yo, I can't

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<v Speaker 2>do y'a.

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<v Speaker 3>I know, I know in the past, you know, people

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<v Speaker 3>have been respectful, but y'all, I you saw dignity yourself.

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<v Speaker 2>I literally saw I'm like, wow, yeah, you know.

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<v Speaker 3>I had to read that comment if time she was

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<v Speaker 3>saying the baby was young, because I was like, hold up,

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<v Speaker 3>where's the delete button?

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<v Speaker 2>I was like, and I was like, yeah, okay, I

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<v Speaker 2>get that because I was thinking. I was like, that's

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<v Speaker 2>a little bull but okay, I said, I'm not gonna lie.

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<v Speaker 2>I was like, I told suit man, I said, who

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<v Speaker 2>do I look like? He was like Drake, I said.

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<v Speaker 3>Looks like Nandy woodruf too, it looks like.

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<v Speaker 2>And that's also one was like, are you guys twins?

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<v Speaker 3>I'm like, honestly, his whole the poor kid, his whole life.

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<v Speaker 3>It was either you looked just like your sister and

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<v Speaker 3>then around when did Drake come out, Like two thousand

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<v Speaker 3>and nine, Drake got big. Then it was like Drake.

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<v Speaker 3>Everywhere he goes Drake, Hey, Drake.

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<v Speaker 2>He hates it. It's okay. I mean now you know,

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<v Speaker 2>you know, like those memes that are going around, it's like,

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<v Speaker 2>I'm gonna tell I'm gonna tell my kids, this is

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<v Speaker 2>not that that. You gotta be like, I'm gonna know

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<v Speaker 2>my kid, this is Drake. That's true.

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<v Speaker 3>Yeah, I'll tell Rio will only know him as uncle Drake.

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<v Speaker 3>But it was a c was the happy birthday to him.

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<v Speaker 3>I mean, it's going against every fiber of my big

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<v Speaker 3>sister being to like give him more attention and he

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<v Speaker 3>already gets as the youngest of four children. But yeah,

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<v Speaker 3>it's his birthday. Twenty eight. Oh okay, Yeah, that's my

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<v Speaker 3>little my little brother growing up first of all, living

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<v Speaker 3>his best damn life. Just came back from one week

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<v Speaker 3>in Hawaii I can't solo trip, and then follow it

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<v Speaker 3>up with a week in Mexico, I believe, meeting up

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<v Speaker 3>one of his friends who's traveling. So he's just showing

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<v Speaker 3>off in his late twenties. I'm like, damn. At twenty eight,

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<v Speaker 3>I was like tied down planning a wedding. He makes

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<v Speaker 3>his twenties look really fun.

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<v Speaker 2>So it's different, different types of fun.

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<v Speaker 3>I'm very proud of him. Yeah, but what's new with you?

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<v Speaker 3>Molly Moore? Have you You're basically almost get your fundraising goal.

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<v Speaker 2>I'm like, if I were to go to mollymore dot

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<v Speaker 2>com right now, I think we're like two thousand dollars away.

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<v Speaker 3>Let me see, how often do you check? Like once

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<v Speaker 3>a minute.

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<v Speaker 2>I'm not gonna lie. I do see. I'm obsessed, especially

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<v Speaker 2>like what I do, especially when I do, like a

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<v Speaker 2>post or something I have to say. So, yes, we

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<v Speaker 2>are like twenty five hundred dollars away, so we're ninety

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<v Speaker 2>three percent funded fourteen days ago. There's some key things

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<v Speaker 2>that I'm learning, so things I would have done differently.

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<v Speaker 2>Probably the number one thing I would have done differently

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<v Speaker 2>is from the very beginning, the higher ticket items Like

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<v Speaker 2>I had some fun higher ticket items like ooh, come,

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<v Speaker 2>I'll fly you to New York to come meet me. Girl,

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<v Speaker 2>nobody cares, and then I didn't even see that. Wait, yes,

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<v Speaker 2>well we said the book exactly And that's what I learned,

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<v Speaker 2>which was actually really cool because I thought I had

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<v Speaker 2>to have these higher ticket items that were like these

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<v Speaker 2>like fun things, but no knowing what I know now,

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<v Speaker 2>I should have had more higher ticket items that were

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<v Speaker 2>just like get the book. And I've been adjusting since

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<v Speaker 2>you can. You could always go and add new rewards.

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<v Speaker 2>But it was just a good lesson that, Like one,

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<v Speaker 2>I should have had bulk book buys from the very beginning,

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<v Speaker 2>because I'm noticing, like, you know, there's trending up that

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<v Speaker 2>people are buying five, six, ten books and I'm like wow,

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<v Speaker 2>But I didn't have that in the very beginning, especially

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<v Speaker 2>for like the big launch. I could have. Honestly, we

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<v Speaker 2>probably would have already hit our our fundraising goal. And two,

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<v Speaker 2>if I just would have pushed up the price per

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<v Speaker 2>tier maybe like five bucks, that would have made a

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<v Speaker 2>huge difference. I was nervous to because I was like, oh,

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<v Speaker 2>lot of people don't want to get it for you know,

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<v Speaker 2>twenty instead of twenty five for thirty five. But I

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<v Speaker 2>should have because I keep forgetting that classic Tiffany, I

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<v Speaker 2>know you know what it is, because I was like, well,

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<v Speaker 2>I don't want people to feel like I'm at a

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<v Speaker 2>book for twenty five dollars. It's like, no, you're you're

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<v Speaker 2>contributing so I can use that money to buy books,

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<v Speaker 2>and in exchange for contributing and donating, I'm giving you

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<v Speaker 2>a book. But it's not like Kickstart, you're actually buying

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<v Speaker 2>the book. Like it's not you know what I mean.

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<v Speaker 2>I just felt weird, like, I you know, does it

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<v Speaker 2>feel weird to say I'm buying a book for thirty bucks?

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<v Speaker 2>And although I think I made it pretty clear and

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<v Speaker 2>the Kickstarter copy, that really that when you're backing this project,

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<v Speaker 2>that the money is going so I can order books

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<v Speaker 2>for kids that don't have access, and I can hire

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<v Speaker 2>teachers to write additional financial education curriculum that we could

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<v Speaker 2>give away for free. But that I know now, I

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<v Speaker 2>wouldn't have been so afraid to price just a little

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<v Speaker 2>bit higher. I think people would have paid it happily

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<v Speaker 2>because it wasn't just in exchange for a book, it

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<v Speaker 2>was to do good work. So but I mean, I'm

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<v Speaker 2>happy with the way. I mean, obviously that's gone.

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<v Speaker 3>Yeah, of course you're nitpicking, Yes, that's what you do,

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<v Speaker 3>but it is I mean, it's freaking amazing that you're

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<v Speaker 3>like ninety nine point nine percent away from hitting your

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<v Speaker 3>Like some projects just just die. Yeah, just fizzle out

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<v Speaker 3>and die, you know.

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<v Speaker 2>Yeah, So I have to say the moms and dads

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<v Speaker 2>are amazing. Like it was like in the beginning, it

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<v Speaker 2>was just like email, then like social then it was

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<v Speaker 2>like I was dialing for dollars, messaging everybody on Facebook

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<v Speaker 2>and texting and stuff like that. And then this last

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<v Speaker 2>wave honestly has been like the moms. I reached out

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<v Speaker 2>to my mom and she hit all her girlfriends and

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<v Speaker 2>all of a sudden, I'm saying, like.

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<v Speaker 3>Oh, that's I said, just sid uncles.

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<v Speaker 2>So it's been like that rave and I'm like, yeah,

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<v Speaker 2>do not underestimate the power of like people in your

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<v Speaker 2>family to like ask some girl scout cookies.

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<v Speaker 3>Oh yeah, that's literally get five boxes, right.

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<v Speaker 2>And then my art director and my illustrator they alway

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<v Speaker 2>out to their moms, and also all the moms are

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<v Speaker 2>like so we wrote like a little copy for them

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<v Speaker 2>and like wrote step by step directions because no one

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<v Speaker 2>knew how to do kickstarter, you know. So it's like

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<v Speaker 2>and I actually made a little video to send to them,

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<v Speaker 2>and they're like, oh, yes, I went to work. I

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<v Speaker 2>showed them everyone the picture, and now I was like,

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<v Speaker 2>use my phone and get the buck and I'm like, yes, mommy,

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<v Speaker 2>so yeah, but it's been Honestly, it's been a really

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<v Speaker 2>great experience. We learned a lot. I'm happy with it, obviously,

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<v Speaker 2>with the end result and just things that we're learning, like, oh,

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<v Speaker 2>knowing what I know now, I would have done this.

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<v Speaker 2>I don't know that I'm going to do another Kickstarter,

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<v Speaker 2>but what I am a consummate teacher at heart, and

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<v Speaker 2>I feel like I know that people might have questions,

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<v Speaker 2>so I want to be like, well, here's the best

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<v Speaker 2>practices and what I would have done differently. But all

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<v Speaker 2>in naw, it's been awesome.

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<v Speaker 3>Oh congratulations, thank you.

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<v Speaker 2>Yeah, and I'm not so happy, Neil. I guess did

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<v Speaker 2>you watch any bit of Kobe Bryant's I'm Homegoing.

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<v Speaker 3>And other news? I didn't get a chance to watch

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<v Speaker 3>it live, I know it was streaming. Yesterday was my

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<v Speaker 3>first day being back in the office.

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<v Speaker 2>Oh, yes, how was it?

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<v Speaker 3>Yeah? It went I mean it went really well. I

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<v Speaker 3>kind of loved it. It was great. I know, I

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<v Speaker 3>got home and my I was talking to my brother,

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<v Speaker 3>you know, I called him to say a birthday and

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<v Speaker 3>he's like, so, you know, how was it? How are

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<v Speaker 3>you feeling? And I was like, or no. He said,

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<v Speaker 3>how was it leaving you know, Rego and going to work,

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<v Speaker 3>And I was like, honestly, it was really it was

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<v Speaker 3>really exciting to like get on the train and go

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<v Speaker 3>to the city and you know, he's with my mom,

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<v Speaker 3>He's in a safe space. So I just didn't have

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<v Speaker 3>a ton of anxiety. I'm sure it will be an

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<v Speaker 3>entirely different story when it's the first day of daycare

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<v Speaker 3>or the first day when someone says, you know, a

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<v Speaker 3>nanny instead of my mother being here. But she really

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<v Speaker 3>had the tough job because homeboy's been on a bottle

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<v Speaker 3>strike for two weeks, and right when I went back

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<v Speaker 3>to work, he was like, I'm only gonna eat from mommy, please,

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<v Speaker 3>I'd like to keep my seat at the Mama Cafe

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<v Speaker 3>open VIP only. So yeah, but bless her heart, she

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<v Speaker 3>got him to drink from a bottle yesterday, and once

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<v Speaker 3>I got that news, everything was great and I'm so,

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<v Speaker 3>you know, it could be so much. I'm so I

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<v Speaker 3>feel so blessed to have flexible work schedule. I went

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<v Speaker 3>to an office. They had the mother's room already for me,

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<v Speaker 3>with like a mini fridge and even a new little

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<v Speaker 3>sign that says occupied, and a lock on the fridge

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<v Speaker 3>so people can't go in because you know, it's a

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<v Speaker 3>shared space like a wellness room slash slactation room, so

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<v Speaker 3>people can't go in there and mess with my stuff.

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<v Speaker 3>They have a lock on the fridge and a little

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<v Speaker 3>filing cab then I can lock my I brought my

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<v Speaker 3>little pump to work, okay, And yeah, I feel really

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<v Speaker 3>you know, went very smoothly, and I know for a

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<v Speaker 3>lot of women that's not the case. So I feel

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<v Speaker 3>very fortunate. Yeah I do, indeed. So all that said, yeah,

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<v Speaker 3>I got home and finally saw some clips from his

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<v Speaker 3>memorial service, which looked beautiful. But I mean, god, Vanessa's

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<v Speaker 3>speech and how she got herself on that stage, I

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<v Speaker 3>doubt in this place she's a hero.

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<v Speaker 2>I don't know, honestly. Like and then, first of all,

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<v Speaker 2>some of the things I liked it. There was like

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<v Speaker 2>little reprieves, like when Michael Jordan was like, damn it, Kobe,

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<v Speaker 2>you know, I love you got me. I'm gonna be

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<v Speaker 2>doing seeing more crying memes for the next four years.

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<v Speaker 2>And I love that it was like I thought that

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<v Speaker 2>was allowed.

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<v Speaker 3>He's like, I love that he knows he's a meme.

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<v Speaker 2>Yes, I was like, he knows for Michael, I know,

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<v Speaker 2>but he was like, whatever your worth is. So honestly

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<v Speaker 2>it was. Yeah, it was beautiful and obviously super sad,

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<v Speaker 2>and it just it's just a testament to a life,

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<v Speaker 2>you know, imperfect life, but still a life well lived,

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<v Speaker 2>you know. Yeah.

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<v Speaker 3>And I also feel like it's given people a chance

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<v Speaker 3>to just grieve anyone they've known who's gone too soon,

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<v Speaker 3>and just another reminder of how precious and short life

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<v Speaker 3>is and the importance of good dads. And I think

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<v Speaker 3>it was a post that Lovey Ajai did I say

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<v Speaker 3>that right posted on Instagram where she kind of acknowledged

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<v Speaker 3>that in a way, one of the silver linings, you know,

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<v Speaker 3>albeit small, from Kobe's passing, is that it's given men,

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<v Speaker 3>especially men of color, and opportunity to say it's okay

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<v Speaker 3>to grieve openly and to share your feelings and your emotions,

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<v Speaker 3>and to look around that room and see all these big,

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<v Speaker 3>tough athletes really showing their heart, yes, writing tributes to him,

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<v Speaker 3>you know, using their voice to acknowledge their pain and

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<v Speaker 3>not just like you know, tough it out and you know,

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<v Speaker 3>as they say in sports, not that I am so sports,

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<v Speaker 3>you know, savvy, but just fight through the pain just

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<v Speaker 3>to walk it off. You know. That struck me because

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<v Speaker 3>I think that's true. I think it has given people,

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<v Speaker 3>especially men, a chance to say it's okay to admit

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<v Speaker 3>that you're hurting.

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<v Speaker 2>Yeah, and honestly too too. What I like too that

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<v Speaker 2>kind of came of it. It was like, you know,

0:10:41.400 --> 0:10:45.520
<v Speaker 2>when when everybody was just like it was a celebration

0:10:45.840 --> 0:10:49.080
<v Speaker 2>of black fatherhood, you know that whole girl dad, I mean,

0:10:49.080 --> 0:10:52.000
<v Speaker 2>I know there was I just loved seeing that that, Like,

0:10:52.200 --> 0:10:54.880
<v Speaker 2>you know that because people will always tell you too.

0:10:54.760 --> 0:10:57.480
<v Speaker 3>It's like what an you know what a representation of

0:10:57.640 --> 0:11:00.480
<v Speaker 3>ye what? You know, like a black father are really

0:11:00.520 --> 0:11:03.520
<v Speaker 3>there for his daughter, really there for his family.

0:11:03.280 --> 0:11:05.240
<v Speaker 2>And happy that he has daughters because people will always

0:11:05.240 --> 0:11:07.280
<v Speaker 2>say stuff like poor you. Like even as a kid,

0:11:07.280 --> 0:11:09.120
<v Speaker 2>I would hear people tell my dad that when he said,

0:11:09.120 --> 0:11:11.120
<v Speaker 2>like I have all daughters, it would be a lot

0:11:11.120 --> 0:11:14.160
<v Speaker 2>of poor you, poor your father, poor you. And he'd

0:11:14.200 --> 0:11:17.160
<v Speaker 2>be like, no, not poor me, Like my daughters take

0:11:17.240 --> 0:11:19.440
<v Speaker 2>really great care of me, you know. So I just

0:11:19.480 --> 0:11:21.360
<v Speaker 2>love that that, like, because people will always say, oh,

0:11:21.400 --> 0:11:23.240
<v Speaker 2>girls are so much harder to raise than boys, and

0:11:24.080 --> 0:11:26.640
<v Speaker 2>I don't subscribe to that children are hard to raise, period.

0:11:27.080 --> 0:11:29.600
<v Speaker 2>It's just different, you know. Like I see my sister

0:11:29.640 --> 0:11:31.120
<v Speaker 2>with her her two kids. She's got a boy and

0:11:31.120 --> 0:11:33.840
<v Speaker 2>a girl, and I just see that it's different. It's

0:11:33.840 --> 0:11:34.440
<v Speaker 2>not harder.

0:11:34.559 --> 0:11:36.800
<v Speaker 3>You know, they will all pan poop on you.

0:11:36.840 --> 0:11:39.600
<v Speaker 2>What m I tell you? Like even you know how

0:11:39.640 --> 0:11:41.719
<v Speaker 2>you said that rio and like reverted back was like

0:11:42.000 --> 0:11:43.400
<v Speaker 2>I was on the bottle, but now I want the boob,

0:11:43.559 --> 0:11:46.200
<v Speaker 2>And now I'm I guess because boob is out here,

0:11:46.200 --> 0:11:49.080
<v Speaker 2>I guess I'll take the bottle. It's strange how children

0:11:49.120 --> 0:11:52.440
<v Speaker 2>would back. Like Amelia was so good potty training. She

0:11:52.559 --> 0:11:54.640
<v Speaker 2>was like one and a half using the potty. Now

0:11:54.679 --> 0:11:58.760
<v Speaker 2>that she's turning three, I'm like, girl, she's like, he

0:11:59.000 --> 0:12:00.640
<v Speaker 2>didn't make it, and you're happy.

0:12:02.360 --> 0:12:04.200
<v Speaker 3>And I don't call that a regression.

0:12:04.280 --> 0:12:07.280
<v Speaker 2>Yes, I don't know why she's progressing. My sister was like, honestly,

0:12:07.360 --> 0:12:09.520
<v Speaker 2>no less than she went to a visit THEMN She's like,

0:12:09.520 --> 0:12:11.440
<v Speaker 2>no less than three times when I was there she

0:12:11.559 --> 0:12:14.120
<v Speaker 2>missed the toilet. Like I think what's happening is that

0:12:14.280 --> 0:12:16.640
<v Speaker 2>she's like tested, Like let's see, like I want to

0:12:16.679 --> 0:12:18.080
<v Speaker 2>keep playing. I think I can do I think I

0:12:18.080 --> 0:12:20.120
<v Speaker 2>can make it, and then it's like literally she'll get

0:12:20.160 --> 0:12:23.480
<v Speaker 2>up and she's like, oh, didn't make it. You're like,

0:12:23.520 --> 0:12:24.960
<v Speaker 2>you know what, go get a diaper.

0:12:26.240 --> 0:12:28.680
<v Speaker 3>We're not playing this game, you know, So I just

0:12:28.720 --> 0:12:29.680
<v Speaker 3>go put a swimsuit on.

0:12:31.040 --> 0:12:32.840
<v Speaker 2>But it's crazy how kids are regressing. And I'm like,

0:12:32.880 --> 0:12:34.920
<v Speaker 2>I wonder, like why that is that, Like, you know,

0:12:34.960 --> 0:12:37.480
<v Speaker 2>they'll be doing so good and then one day be like, psych,

0:12:38.559 --> 0:12:40.440
<v Speaker 2>I'm actually not gonna sleep in the night, or I'm

0:12:40.440 --> 0:12:42.920
<v Speaker 2>gonna poo pull on myself or whatever that is. I

0:12:42.920 --> 0:12:45.760
<v Speaker 2>wonder what that is about, you know, like where regression

0:12:45.800 --> 0:12:46.439
<v Speaker 2>comes from.

0:12:46.960 --> 0:12:48.760
<v Speaker 3>I have no I mean, I feel like I lose

0:12:48.760 --> 0:12:51.080
<v Speaker 3>sleep thinking about why he's done what he's done. And

0:12:51.120 --> 0:12:54.040
<v Speaker 3>it's just like you can't reason with a baby. Terrorists,

0:12:54.080 --> 0:12:58.000
<v Speaker 3>Like there's just no figuring them out. Just just catch whatever.

0:12:58.160 --> 0:13:00.120
<v Speaker 3>I mean, I say, this is my new mom, a

0:13:00.520 --> 0:13:03.760
<v Speaker 3>new baby every day, a new baby every day. No

0:13:03.960 --> 0:13:07.040
<v Speaker 3>day is the same, his likes, his dislikes. Whatever worked

0:13:07.120 --> 0:13:09.439
<v Speaker 3>yesterday is not going to work today. However he slept

0:13:09.480 --> 0:13:10.199
<v Speaker 3>last night, it's not.

0:13:10.160 --> 0:13:10.480
<v Speaker 2>Going to be.

0:13:10.600 --> 0:13:12.439
<v Speaker 3>You know, if you get two days in a row,

0:13:12.520 --> 0:13:16.480
<v Speaker 3>cool new baby tomorrow, Because I would yep, I would

0:13:16.520 --> 0:13:18.280
<v Speaker 3>totally be like, Okay, this is it, this is a

0:13:18.320 --> 0:13:21.280
<v Speaker 3>new trend. I'm ready. And then he'd be like, I'm

0:13:21.280 --> 0:13:23.760
<v Speaker 3>gonna take a left turn here into crazy town and.

0:13:24.360 --> 0:13:25.880
<v Speaker 2>Left yellow rice. And then it's like, why would you

0:13:25.920 --> 0:13:30.760
<v Speaker 2>give me yellow rice? You yeah, but you know what

0:13:30.840 --> 0:13:33.800
<v Speaker 2>have you watched? You know? Netflix has that documentary Baby

0:13:34.280 --> 0:13:36.679
<v Speaker 2>where they follow like a baby, like all these babies

0:13:36.720 --> 0:13:39.319
<v Speaker 2>for one year. You know, she just watched it. I

0:13:39.320 --> 0:13:41.560
<v Speaker 2>think it'd be really interesting to see, like they really

0:13:41.559 --> 0:13:43.680
<v Speaker 2>wanted to see like what does like, you know, develop

0:13:43.720 --> 0:13:45.679
<v Speaker 2>it look like in a baby over one year, and

0:13:45.720 --> 0:13:49.880
<v Speaker 2>they like tracking babies from like Singapore, Israel, the United States.

0:13:49.920 --> 0:13:51.400
<v Speaker 2>I think that, you know, if you have any time,

0:13:52.440 --> 0:13:54.240
<v Speaker 2>you know, like plugging into it. I was watching it

0:13:54.360 --> 0:13:55.920
<v Speaker 2>last night. It was just really fascinating.

0:13:56.800 --> 0:14:00.240
<v Speaker 3>They do change and it's crazy and that you and

0:14:00.280 --> 0:14:03.200
<v Speaker 3>you're right like the thing like they change every day

0:14:03.200 --> 0:14:05.920
<v Speaker 3>and also like toys that he didn't give two flying

0:14:05.920 --> 0:14:08.160
<v Speaker 3>flips about two days ago. Now he's like, oh, this

0:14:08.240 --> 0:14:10.720
<v Speaker 3>is amazing. I know how to use this, and you

0:14:10.760 --> 0:14:14.880
<v Speaker 3>know it's they do develop really quickly, so quickly he's

0:14:15.080 --> 0:14:17.199
<v Speaker 3>getting way more interesting. My mom is so good with him.

0:14:17.240 --> 0:14:19.680
<v Speaker 3>She can give him to giggle so hard and it

0:14:19.760 --> 0:14:25.560
<v Speaker 3>is super super cute. But babies aside, what else is happening?

0:14:25.600 --> 0:14:27.400
<v Speaker 3>And I feel like the other two headlines have been

0:14:27.440 --> 0:14:32.200
<v Speaker 3>Weinstein's convictions? Can we get an amen? And you know,

0:14:32.520 --> 0:14:35.200
<v Speaker 3>you know, good job, you know, trying to make us

0:14:35.200 --> 0:14:37.400
<v Speaker 3>feel sympathetic for you with that walker, right.

0:14:37.360 --> 0:14:40.680
<v Speaker 2>Honestly, I was like, are you kidding me? Yeah?

0:14:40.880 --> 0:14:43.320
<v Speaker 3>Now you still look like a villain. And the other

0:14:43.360 --> 0:14:46.680
<v Speaker 3>thing was like coronavirus. I mean that's the one. You know,

0:14:46.680 --> 0:14:49.440
<v Speaker 3>We've all been watching the news and you think about

0:14:49.480 --> 0:14:53.400
<v Speaker 3>the health implications of epidemic like that or are they

0:14:53.400 --> 0:14:54.920
<v Speaker 3>calling it epidemic? I'm not sure. I don't want to

0:14:54.960 --> 0:14:57.640
<v Speaker 3>like scaremonger, Yeah, but the risk of something like that.

0:14:57.680 --> 0:15:01.160
<v Speaker 3>And then what happened yesterday? The market crash And my

0:15:01.200 --> 0:15:03.880
<v Speaker 3>mom was like, why would the coronavirus? How could a

0:15:04.640 --> 0:15:09.200
<v Speaker 3>some kind of flu influence markets? But China makes everything,

0:15:09.280 --> 0:15:13.920
<v Speaker 3>y'all everything, all the factories for your iPhone, for your shoes,

0:15:14.040 --> 0:15:16.480
<v Speaker 3>for your clothes. A lot of that happens in China,

0:15:16.560 --> 0:15:18.960
<v Speaker 3>and these companies like Apple has come out saying that

0:15:19.080 --> 0:15:21.520
<v Speaker 3>they may be low on the parts they need to

0:15:21.520 --> 0:15:24.920
<v Speaker 3>make the iPhone because of concerns of the workers going

0:15:24.920 --> 0:15:27.960
<v Speaker 3>to work in China and those products leaving China, and

0:15:28.000 --> 0:15:30.960
<v Speaker 3>even like some pharmaceutical companies have come out saying that

0:15:31.040 --> 0:15:32.760
<v Speaker 3>like they may not have the ingredients for the drugs

0:15:32.800 --> 0:15:36.400
<v Speaker 3>that are made in China. And the Dow dropped, I

0:15:36.400 --> 0:15:38.560
<v Speaker 3>think the lowest it's been in two years, or the

0:15:38.560 --> 0:15:40.720
<v Speaker 3>biggest drop it's had in a single day in two

0:15:40.840 --> 0:15:45.120
<v Speaker 3>years yesterday. So no cheez for the market.

0:15:45.560 --> 0:15:50.240
<v Speaker 2>Yeah, no, I remember hearing that, and I was just like, uh,

0:15:50.320 --> 0:15:53.720
<v Speaker 2>this is crazy, and I feel like I'm reading somebody

0:15:53.760 --> 0:15:57.200
<v Speaker 2>conflicting kind of like reports about just how many people

0:15:57.240 --> 0:15:59.560
<v Speaker 2>have passed. And did you see that? I saw an

0:15:59.600 --> 0:16:01.040
<v Speaker 2>article I didn't know if it was like I can't

0:16:01.080 --> 0:16:03.520
<v Speaker 2>remember when I saw it where it's like they arrested

0:16:03.600 --> 0:16:07.920
<v Speaker 2>a chemist here in the United States and for what

0:16:08.680 --> 0:16:10.680
<v Speaker 2>I don't know. I mean, I don't eliminated it spread

0:16:10.720 --> 0:16:11.800
<v Speaker 2>it because I was like, I was trying to remember

0:16:11.800 --> 0:16:13.120
<v Speaker 2>where I read because I wanted to pull it up.

0:16:13.360 --> 0:16:15.400
<v Speaker 2>But I'm like, this is reputable. I couldn't remember the

0:16:15.640 --> 0:16:16.840
<v Speaker 2>article where, so I'm like.

0:16:16.840 --> 0:16:18.720
<v Speaker 3>Am I sent from an aunt or an uncle? It

0:16:18.760 --> 0:16:19.480
<v Speaker 3>was not reputable?

0:16:19.480 --> 0:16:19.960
<v Speaker 2>I know, right, O.

0:16:20.120 --> 0:16:21.320
<v Speaker 3>That's the lesson I've learned.

0:16:21.280 --> 0:16:26.120
<v Speaker 2>Especially via WhatsApp. I'm like, mommy, please you that is

0:16:26.160 --> 0:16:28.160
<v Speaker 2>where the oh, what's thatpp? If I get one more?

0:16:28.200 --> 0:16:29.920
<v Speaker 2>What's that? Messed with? My father messes me. I'm on

0:16:30.000 --> 0:16:35.680
<v Speaker 2>what's app. I'm like great, another person, Yeah, no, it's

0:16:35.800 --> 0:16:38.120
<v Speaker 2>it's such a crazy, scary time because I feel like

0:16:38.240 --> 0:16:40.720
<v Speaker 2>not enough people are are being honest about what's happening.

0:16:41.200 --> 0:16:43.240
<v Speaker 2>I just wondered, like, like you know what I don't

0:16:43.280 --> 0:16:45.560
<v Speaker 2>like Like, so a friend of mine, he was supposed

0:16:45.600 --> 0:16:50.160
<v Speaker 2>to go to an eyewear conference in Milan and then

0:16:50.240 --> 0:16:52.200
<v Speaker 2>the conference this is one of the largest conferences for

0:16:52.320 --> 0:16:56.000
<v Speaker 2>I were in the world. They can't so not a

0:16:56.040 --> 0:16:58.200
<v Speaker 2>conference one of those things where you could buy the glasses,

0:16:58.200 --> 0:16:58.880
<v Speaker 2>you know what I mean.

0:16:58.760 --> 0:17:01.080
<v Speaker 3>Like like a trade showy trait mm hm.

0:17:01.440 --> 0:17:03.320
<v Speaker 2>And so they canceled it.

0:17:03.360 --> 0:17:07.040
<v Speaker 3>And that one there was just like one patient Italian

0:17:07.119 --> 0:17:10.560
<v Speaker 3>patient in a Spanish hotel, according to the news, that

0:17:11.080 --> 0:17:14.240
<v Speaker 3>had the Yeah, that had coronavirus or tested positive. So

0:17:15.160 --> 0:17:19.000
<v Speaker 3>I mean, you're mad, but like Europe is so interconnected.

0:17:19.160 --> 0:17:20.600
<v Speaker 2>Yeah, I see why they.

0:17:20.440 --> 0:17:21.840
<v Speaker 3>Were hyper alert.

0:17:22.119 --> 0:17:24.480
<v Speaker 2>And so he was like, okay, nothing, that's fine that

0:17:24.520 --> 0:17:26.400
<v Speaker 2>it was canceled. I get it. So when he went

0:17:26.440 --> 0:17:28.240
<v Speaker 2>to the airlines to say well, because he was bringing

0:17:28.240 --> 0:17:31.200
<v Speaker 2>his whole team, They're like, we don't consider the state

0:17:31.200 --> 0:17:33.120
<v Speaker 2>of emergency. They wouldn't give him any money back. Isn't

0:17:33.119 --> 0:17:33.920
<v Speaker 2>that crazy?

0:17:34.200 --> 0:17:34.520
<v Speaker 4>What?

0:17:35.000 --> 0:17:36.320
<v Speaker 2>Yes, I'm like, well he for.

0:17:36.400 --> 0:17:38.520
<v Speaker 3>Him get to decide what's the state of emergency.

0:17:38.880 --> 0:17:42.080
<v Speaker 2>Well he gets like, basically, Italy is not it's not

0:17:42.200 --> 0:17:44.800
<v Speaker 2>claiming a state of emergency. So they're like you see

0:17:44.800 --> 0:17:46.200
<v Speaker 2>what I mean? And he's like, yo, but I was

0:17:46.240 --> 0:17:48.320
<v Speaker 2>going for this event that was canceled. It's been so

0:17:48.400 --> 0:17:50.560
<v Speaker 2>crazy because i'm you know, of course, the airlines are

0:17:50.560 --> 0:17:54.000
<v Speaker 2>trying to protect their profit margins, and it's like, when

0:17:54.040 --> 0:17:55.919
<v Speaker 2>does it become that I get my money back for

0:17:56.000 --> 0:17:58.440
<v Speaker 2>things that are happening like this, you know, travel, I'm

0:17:58.480 --> 0:18:01.840
<v Speaker 2>sure it's right now. It's like really confusing because of

0:18:02.359 --> 0:18:05.160
<v Speaker 2>this of the coronavirus.

0:18:04.600 --> 0:18:06.639
<v Speaker 3>And it had happened, you know, right around the Chinese

0:18:06.680 --> 0:18:09.399
<v Speaker 3>New Year, the whole original not the original outbreak, but

0:18:09.440 --> 0:18:11.560
<v Speaker 3>the news of the outbreaks spread around there, and there's

0:18:11.600 --> 0:18:14.639
<v Speaker 3>so much travel, you know, especially for visiting family in

0:18:14.760 --> 0:18:17.760
<v Speaker 3>China for the for the holiday. Oh yeah, I mean

0:18:17.800 --> 0:18:21.199
<v Speaker 3>I definitely on the train yesterday. I feel you know,

0:18:21.240 --> 0:18:22.960
<v Speaker 3>my immune system. I'm like, I haven't been in the

0:18:23.000 --> 0:18:25.400
<v Speaker 3>public in three months, Like it's my immune system even

0:18:25.480 --> 0:18:27.639
<v Speaker 3>working anymore. But you could see more people on the

0:18:27.680 --> 0:18:31.080
<v Speaker 3>train wearing those masks. Who knows how effective those masks.

0:18:31.240 --> 0:18:34.200
<v Speaker 2>They say they're actually worse, Like there are certain masks, yeah,

0:18:34.280 --> 0:18:38.760
<v Speaker 2>they said that. Literally the mask traps in like all

0:18:38.840 --> 0:18:40.680
<v Speaker 2>the things that you're like, so the thing that you're

0:18:40.720 --> 0:18:42.639
<v Speaker 2>trying to Yes, I was like, now, there are some

0:18:42.720 --> 0:18:44.240
<v Speaker 2>masks that are helpful, but it's not the ones that

0:18:44.280 --> 0:18:47.000
<v Speaker 2>you're getting like online there you're actually like if you

0:18:47.119 --> 0:18:49.280
<v Speaker 2>when you put it on that there was anything floating around,

0:18:49.400 --> 0:18:52.280
<v Speaker 2>you've effectively guaranteed you're gonna get whatever because you have

0:18:52.359 --> 0:18:55.320
<v Speaker 2>now trapped it inside with your nose in your mouth, like, hey,

0:18:55.440 --> 0:19:00.879
<v Speaker 2>nice and cozy in here, thanks, Like yes, I was

0:19:00.960 --> 0:19:03.240
<v Speaker 2>just like, oh, so, like there are some masks that

0:19:03.240 --> 0:19:04.800
<v Speaker 2>are helpful, but they're like most people who are using

0:19:04.800 --> 0:19:06.879
<v Speaker 2>those masks, they're not the right one. So doing a

0:19:06.920 --> 0:19:08.919
<v Speaker 2>little bit more research about the right mask if you

0:19:08.960 --> 0:19:09.720
<v Speaker 2>are gonna wear one.

0:19:10.920 --> 0:19:14.639
<v Speaker 3>M it's a scary word. Hand sanitizer. Get to me.

0:19:14.720 --> 0:19:16.960
<v Speaker 3>I know it doesn't protect against the coronavirus, but the

0:19:17.000 --> 0:19:19.600
<v Speaker 3>flu shot. Still, you know, got you covered for a

0:19:19.600 --> 0:19:23.280
<v Speaker 3>couple of different types of flu. Go on and get it. Yeah,

0:19:23.280 --> 0:19:25.679
<v Speaker 3>my poor little cold flu seasoned baby. I'm just like,

0:19:25.760 --> 0:19:28.720
<v Speaker 3>if I could put him in a just a plastic

0:19:28.760 --> 0:19:30.960
<v Speaker 3>bubble when he needs to leave the house, I would

0:19:31.800 --> 0:19:34.320
<v Speaker 3>because I'm you know, you get so worried about about

0:19:34.320 --> 0:19:36.360
<v Speaker 3>your baby catching something. Yeah, so far, so good.

0:19:36.440 --> 0:19:37.640
<v Speaker 2>Knock on wood, that's good.

0:20:12.040 --> 0:20:13.520
<v Speaker 3>Shall we take some question?

0:20:14.240 --> 0:20:18.240
<v Speaker 4>Yes, it's time for a PAVD part of the show,

0:20:19.640 --> 0:20:25.000
<v Speaker 4>and you know, we take our questions seriously between you

0:20:25.080 --> 0:20:30.920
<v Speaker 4>and me, Mandy, Tiffany questions wherever.

0:20:30.560 --> 0:20:32.280
<v Speaker 2>You were going? I was with you. Yeah, I wasn't

0:20:32.280 --> 0:20:34.080
<v Speaker 2>shure where I was going the whole lie. I was like, well,

0:20:34.160 --> 0:20:36.280
<v Speaker 2>let's see, let's see where this is gonna go. And

0:20:36.320 --> 0:20:39.560
<v Speaker 2>I probably forgot the you know me like, if it's

0:20:39.560 --> 0:20:42.560
<v Speaker 2>not a song that I can improperly sing, then as

0:20:42.640 --> 0:20:44.480
<v Speaker 2>soon as I say it, it's gone. It's gone for me,

0:20:44.640 --> 0:20:45.040
<v Speaker 2>it's gone.

0:20:45.119 --> 0:20:48.720
<v Speaker 3>Jesus take the wheel. Sorry today, man, it's fine. I

0:20:48.720 --> 0:20:50.720
<v Speaker 3>would love to take So we have a question. Oh,

0:20:50.800 --> 0:20:52.840
<v Speaker 3>she's calling you out, Tiffany, because I think we did

0:20:52.840 --> 0:20:56.359
<v Speaker 3>forget about something. This question comes from a listener who

0:20:56.440 --> 0:21:00.000
<v Speaker 3>didn't leave her name. I'll just call her Denise. She says, Hey, ladies,

0:21:00.119 --> 0:21:02.399
<v Speaker 3>I was wondering if Tiffany was still going to share

0:21:02.440 --> 0:21:05.239
<v Speaker 3>her template for choosing a financial planner or if I

0:21:05.280 --> 0:21:08.560
<v Speaker 3>missed it. Thanks for always being so real and transparent.

0:21:09.080 --> 0:21:13.000
<v Speaker 3>It makes people like me who are introverts feel less alone. Ah, yes,

0:21:13.160 --> 0:21:16.320
<v Speaker 3>she says, congrats on Mollie. She says, wait, it keeps

0:21:16.359 --> 0:21:18.639
<v Speaker 3>going after her question. I had to share, because, she says,

0:21:19.040 --> 0:21:24.040
<v Speaker 3>Mollie is so gorgeous and a chocolate goddess, and Rio

0:21:24.200 --> 0:21:25.640
<v Speaker 3>is a hand with all that gorgeous hair.

0:21:25.680 --> 0:21:25.840
<v Speaker 2>All.

0:21:26.280 --> 0:21:30.159
<v Speaker 3>Thank you so sweet, But for real, though, where's that template?

0:21:30.280 --> 0:21:31.960
<v Speaker 2>No, you're right now, and you know, here's the thing,

0:21:32.000 --> 0:21:34.360
<v Speaker 2>like I actually have to go through and take out

0:21:34.400 --> 0:21:37.280
<v Speaker 2>like my stuff. But I yeah, so, but I can

0:21:37.280 --> 0:21:40.280
<v Speaker 2>get you that Google Zach today because honestly, you're not

0:21:40.320 --> 0:21:42.760
<v Speaker 2>the first person who's asked me. Because I really want

0:21:42.760 --> 0:21:44.879
<v Speaker 2>to help in it. It's helped significantly, So I just

0:21:44.920 --> 0:21:47.080
<v Speaker 2>have to go in. I got to copy it, go

0:21:47.119 --> 0:21:48.639
<v Speaker 2>in and just like a race like my numbers, so

0:21:48.640 --> 0:21:50.600
<v Speaker 2>you can kind of feel in your own. But I wait,

0:21:50.640 --> 0:21:52.879
<v Speaker 2>how do we hmm, I guess I should do it.

0:21:52.960 --> 0:21:55.120
<v Speaker 2>And I'll set it to you non edited, so that way,

0:21:55.359 --> 0:21:57.360
<v Speaker 2>meaning that no one could just go in and edit it,

0:21:57.600 --> 0:21:59.280
<v Speaker 2>but you could copy and paste it that you please,

0:21:59.359 --> 0:21:59.640
<v Speaker 2>that's why.

0:21:59.720 --> 0:22:04.280
<v Speaker 3>Yeah, just update your Google Yeah, your your Google doc settings. Yeah,

0:22:04.280 --> 0:22:06.280
<v Speaker 3>I love a Google Doc. What did I do before Google?

0:22:06.520 --> 0:22:08.280
<v Speaker 2>Honestly, I don't even know how I lived? How did

0:22:08.280 --> 0:22:11.760
<v Speaker 2>I live? You were emailing and like not sure? Look

0:22:12.119 --> 0:22:13.120
<v Speaker 2>you guys, sound in your heart?

0:22:14.280 --> 0:22:14.960
<v Speaker 3>What is that song?

0:22:16.720 --> 0:22:17.480
<v Speaker 2>I'm living is?

0:22:17.480 --> 0:22:20.080
<v Speaker 3>Without you? I can't get.

0:22:20.440 --> 0:22:21.000
<v Speaker 2>I can't get.

0:22:21.119 --> 0:22:27.120
<v Speaker 3>No, Okay, anyway, leave this thing into Tiffany.

0:22:26.840 --> 0:22:31.159
<v Speaker 2>Yes, unfortunately, but no, absolutely I will. I'll get that

0:22:31.200 --> 0:22:34.760
<v Speaker 2>to Mandra today. I like it, so today I will

0:22:35.520 --> 0:22:36.840
<v Speaker 2>just text I can.

0:22:36.760 --> 0:22:40.360
<v Speaker 3>Put the Google doc in the show notes, okay. And yeah,

0:22:40.359 --> 0:22:42.800
<v Speaker 3>because we talked about that on a few episodes back

0:22:42.840 --> 0:22:45.200
<v Speaker 3>when you were talking about what's your planner's name? Angela

0:22:45.560 --> 0:22:50.200
<v Speaker 3>Angelie Angelie? Yeah, and I remember, I'm gonna go. Yeah.

0:22:50.400 --> 0:22:52.119
<v Speaker 3>I'll post some show notes with a link to that,

0:22:52.240 --> 0:22:54.840
<v Speaker 3>hopefully in this week's episode. So check the show notes. Also,

0:22:54.880 --> 0:22:58.040
<v Speaker 3>while you're there, check out our sponsors. Click on through

0:22:58.119 --> 0:22:59.960
<v Speaker 3>see if you can get some good deals on the come.

0:23:00.040 --> 0:23:03.000
<v Speaker 3>But he's that support us. Yeah, shameless plug because you know,

0:23:03.000 --> 0:23:06.960
<v Speaker 3>if you want to support us, support them. Yes, all right, excellent.

0:23:07.240 --> 0:23:10.480
<v Speaker 3>Here is our second question from a listener on Instagram.

0:23:10.520 --> 0:23:12.440
<v Speaker 3>We will call her, won't just call her re Re.

0:23:13.119 --> 0:23:15.520
<v Speaker 3>She says, I've listened to about thirty episodes and I'm

0:23:15.560 --> 0:23:18.040
<v Speaker 3>running through the catalog because y'all are just so relatable. Oh,

0:23:18.040 --> 0:23:20.960
<v Speaker 3>a new listener, My question is, how do you go

0:23:21.080 --> 0:23:23.719
<v Speaker 3>about buying stock for children or other little people in

0:23:23.720 --> 0:23:25.840
<v Speaker 3>your life? I want to give my godson, who is

0:23:25.840 --> 0:23:28.520
<v Speaker 3>one years old, a long term financial gift every year,

0:23:28.880 --> 0:23:30.800
<v Speaker 3>but I'm trying to figure out where to start. I

0:23:30.880 --> 0:23:32.840
<v Speaker 3>listened to an episode not too long ago where Maybe

0:23:32.880 --> 0:23:35.240
<v Speaker 3>talked about target date funds, so I'm considering that, but

0:23:35.280 --> 0:23:37.359
<v Speaker 3>I think it'd be cool to get him actual stock.

0:23:38.040 --> 0:23:40.000
<v Speaker 3>Is he too young to have stock in his name?

0:23:40.119 --> 0:23:42.200
<v Speaker 3>Should I wait till he's older so there isn't much

0:23:42.320 --> 0:23:44.800
<v Speaker 3>risk from now until he's about eighteen or twenty five?

0:23:45.320 --> 0:23:49.200
<v Speaker 3>Thanks for your help. Oh what a good godmother.

0:23:49.440 --> 0:23:50.600
<v Speaker 2>Yes, I've done this.

0:23:51.160 --> 0:23:52.760
<v Speaker 3>Lots to unpack here. Yeah, you want to start?

0:23:53.880 --> 0:23:55.800
<v Speaker 2>Yes? So what I did was at first I was

0:23:55.840 --> 0:23:59.399
<v Speaker 2>just like saving, like saving money for my god children

0:23:59.520 --> 0:24:03.200
<v Speaker 2>and mind, this is my nephew. Now I've such I've then,

0:24:03.600 --> 0:24:06.359
<v Speaker 2>so I've switched it over to to your point, a

0:24:06.400 --> 0:24:09.720
<v Speaker 2>target date fund, and it's like a I think it's

0:24:09.760 --> 0:24:12.640
<v Speaker 2>a custodio account. I just did. I like Angelie helped

0:24:12.640 --> 0:24:15.840
<v Speaker 2>me to set it up where we just aggressively because

0:24:15.840 --> 0:24:17.760
<v Speaker 2>they're so young and they're all under like the age

0:24:17.760 --> 0:24:22.640
<v Speaker 2>of five, we just aggressively invest. So it's a mutual fund.

0:24:22.640 --> 0:24:25.040
<v Speaker 2>I'm not investing in individual stocks for them, although that's

0:24:25.040 --> 0:24:27.720
<v Speaker 2>something you certainly can do, but I just wanted to. Like,

0:24:27.760 --> 0:24:29.560
<v Speaker 2>so what I do for their birthdays is instead of

0:24:29.560 --> 0:24:33.360
<v Speaker 2>really getting them presence presents, sometimes I do, but typically

0:24:33.400 --> 0:24:35.679
<v Speaker 2>I just put money in that fund now, so it

0:24:35.760 --> 0:24:37.920
<v Speaker 2>just makes it easier. And their parents are like, you know,

0:24:38.040 --> 0:24:40.880
<v Speaker 2>especially when kids are little and everyone's kind of giving

0:24:40.880 --> 0:24:42.439
<v Speaker 2>them toys, and to strut to the matter, is they

0:24:42.560 --> 0:24:44.240
<v Speaker 2>rather the box anyway? I think it's just a better

0:24:44.280 --> 0:24:46.240
<v Speaker 2>place to put money. So that's what I did. I

0:24:46.280 --> 0:24:49.440
<v Speaker 2>opened up a target date fund, a mutual fund, and

0:24:49.560 --> 0:24:52.440
<v Speaker 2>I just put money in there every holiday that makes sense,

0:24:52.480 --> 0:24:54.119
<v Speaker 2>and their birthdays.

0:24:54.000 --> 0:24:57.080
<v Speaker 3>Yeah, because sodial is the right word for that. So

0:24:57.119 --> 0:24:59.200
<v Speaker 3>if you have I think under the age of eighteen,

0:24:59.600 --> 0:25:02.159
<v Speaker 3>you can, and a custodial account, which means as the adult,

0:25:02.200 --> 0:25:04.040
<v Speaker 3>you control it, and then I think when they turn eighteen,

0:25:04.080 --> 0:25:08.320
<v Speaker 3>the kids can take control of it. I we've gotten actually,

0:25:08.359 --> 0:25:12.399
<v Speaker 3>in my husband's goddaughter, we got her a few stockpile

0:25:12.440 --> 0:25:14.959
<v Speaker 3>gift cards which if you really just want, you know,

0:25:15.119 --> 0:25:18.160
<v Speaker 3>to buy some stock. Stockpile and there's a couple other

0:25:18.240 --> 0:25:21.119
<v Speaker 3>companies that you can buy fractional shares of stocks, so

0:25:21.560 --> 0:25:23.080
<v Speaker 3>you know, if you want to give them Google and

0:25:23.119 --> 0:25:24.919
<v Speaker 3>it sounds awesome, but Google's worth like, I don't know,

0:25:24.920 --> 0:25:26.560
<v Speaker 3>what is it, like a thousand bucks? Yeah, I'm making

0:25:26.560 --> 0:25:29.080
<v Speaker 3>that up. And you have money like that, you can

0:25:29.119 --> 0:25:31.679
<v Speaker 3>get her, like or him a twenty five dollars, you know,

0:25:31.760 --> 0:25:34.440
<v Speaker 3>fractional share in Google and a twenty five dollars fractional

0:25:34.440 --> 0:25:36.399
<v Speaker 3>share in Tesla or whatever it is that you want,

0:25:36.800 --> 0:25:39.240
<v Speaker 3>and then you know it's it's actual stock. It's also

0:25:39.280 --> 0:25:41.760
<v Speaker 3>a custodial type account that you know, it's a good

0:25:41.760 --> 0:25:43.880
<v Speaker 3>way to teach or fun way for them to learn

0:25:43.920 --> 0:25:47.200
<v Speaker 3>about the market. Now, your one year old, I imagine,

0:25:47.240 --> 0:25:49.040
<v Speaker 3>probably isn't going to sit down with you and learn

0:25:49.080 --> 0:25:52.800
<v Speaker 3>about the stock market. And in that case, I almost

0:25:52.880 --> 0:25:55.400
<v Speaker 3>want to say, for me, those those like stock gift

0:25:55.400 --> 0:25:59.080
<v Speaker 3>cards are fun, kind of gimmicky, you know, fun ways

0:25:59.119 --> 0:26:01.720
<v Speaker 3>to like learn and teach about the market. But for

0:26:01.880 --> 0:26:05.280
<v Speaker 3>long term investing for a child, I feel like the

0:26:05.280 --> 0:26:08.399
<v Speaker 3>way Tiffany's doing it makes the most sense. It's more practical.

0:26:08.920 --> 0:26:11.120
<v Speaker 3>You're not just investing in a couple of different companies,

0:26:11.200 --> 0:26:13.360
<v Speaker 3>you know. When you get a target date fund, you know,

0:26:13.440 --> 0:26:16.680
<v Speaker 3>and when you invest that in mutual funds, which are

0:26:16.960 --> 0:26:19.399
<v Speaker 3>it's kind of like getting a sample of all the

0:26:19.480 --> 0:26:23.000
<v Speaker 3>different stock that you could invest in versus just picking

0:26:23.040 --> 0:26:25.840
<v Speaker 3>just a few, and it spreads out your risk and

0:26:26.200 --> 0:26:29.320
<v Speaker 3>it kind of takes the guesswork out of picking what

0:26:29.320 --> 0:26:31.760
<v Speaker 3>you're going to invest in. I think that makes more sense.

0:26:31.840 --> 0:26:35.720
<v Speaker 3>And so you could open a custodial IRA at you know,

0:26:35.800 --> 0:26:38.239
<v Speaker 3>any brokerage firm wherever you have your four to one

0:26:38.280 --> 0:26:40.960
<v Speaker 3>K or your retirement fund now is probably a fine

0:26:41.000 --> 0:26:41.639
<v Speaker 3>place to start.

0:26:42.400 --> 0:26:44.960
<v Speaker 2>Yeah, exactly so. And also too, it doesn't have to

0:26:44.960 --> 0:26:48.440
<v Speaker 2>be a retirement account. It could just be like an account,

0:26:48.680 --> 0:26:50.439
<v Speaker 2>you know, Like I think sometimes people think that like

0:26:50.480 --> 0:26:52.680
<v Speaker 2>you have to do like a retirement account, and it's

0:26:52.720 --> 0:26:55.800
<v Speaker 2>like you can, but it doesn't. I mean, it's helpful.

0:26:56.160 --> 0:26:58.000
<v Speaker 2>But it doesn't have to be like you can open

0:26:58.359 --> 0:26:59.920
<v Speaker 2>just like I always call it like a like a

0:27:00.000 --> 0:27:01.680
<v Speaker 2>I call it like my wealth building account because I

0:27:01.720 --> 0:27:03.680
<v Speaker 2>have my retirement accounts, but I also have my wealth

0:27:03.680 --> 0:27:06.439
<v Speaker 2>building accounts. But yeah, sending aside and then typically what

0:27:06.480 --> 0:27:08.840
<v Speaker 2>I do, honestly, especially when they're little, I still might

0:27:08.880 --> 0:27:10.959
<v Speaker 2>like send a book or whatever, but then I'll just

0:27:11.000 --> 0:27:13.840
<v Speaker 2>like take a screenshot and send to Like my sister's like, look,

0:27:13.880 --> 0:27:15.320
<v Speaker 2>I put money, and I put the money on account

0:27:15.320 --> 0:27:16.200
<v Speaker 2>for the baby, and they're.

0:27:16.040 --> 0:27:19.399
<v Speaker 3>Like, Okay, thanks, that's great, that's amazing mm.

0:27:19.280 --> 0:27:22.000
<v Speaker 2>Hm, because it just makes it, you know, easier, like

0:27:22.000 --> 0:27:25.160
<v Speaker 2>I said, especially when they're little, like honestly a two

0:27:25.200 --> 0:27:27.439
<v Speaker 2>to like five or six year old. I mean what

0:27:27.520 --> 0:27:29.520
<v Speaker 2>my sister dud was, I think is hilarious because she

0:27:29.840 --> 0:27:31.879
<v Speaker 2>was the first to have kids, so they were getting

0:27:31.920 --> 0:27:35.320
<v Speaker 2>so many toys that she like rolls them out. She's like, girl,

0:27:35.520 --> 0:27:38.159
<v Speaker 2>they still have half their Christmas gifts still, Like She's like,

0:27:38.200 --> 0:27:40.200
<v Speaker 2>I'll put them up so that way it feels like

0:27:40.280 --> 0:27:41.120
<v Speaker 2>new things all year.

0:27:41.400 --> 0:27:43.920
<v Speaker 3>You know, Oh that's clever.

0:27:44.440 --> 0:27:46.000
<v Speaker 2>So that way she's like. So in other words, that's

0:27:46.000 --> 0:27:47.320
<v Speaker 2>why when I found out she did that. I was like,

0:27:47.359 --> 0:27:49.000
<v Speaker 2>so that you really don't need new gifts. She's like,

0:27:49.000 --> 0:27:50.560
<v Speaker 2>I really don't. That's why I was like, well, let

0:27:50.560 --> 0:27:52.280
<v Speaker 2>me just put this money. If I'm going to spend

0:27:52.280 --> 0:27:54.520
<v Speaker 2>fifty bucks on Roman, I might as well put fifty

0:27:54.520 --> 0:27:56.640
<v Speaker 2>bucks on his account since he has to even open

0:27:56.720 --> 0:27:59.880
<v Speaker 2>up all his gifts from his last you know, last birthday.

0:28:00.119 --> 0:28:03.760
<v Speaker 3>Know, yeah, I'm not ready for all the stuff. I'm

0:28:03.760 --> 0:28:06.199
<v Speaker 3>a little afraid of the stuff. And then for me

0:28:06.320 --> 0:28:08.600
<v Speaker 3>as a parent, if you open up an account where

0:28:08.600 --> 0:28:11.359
<v Speaker 3>people can contribute to it, that's also really nice. Like

0:28:11.400 --> 0:28:13.400
<v Speaker 3>if you open up your account, then anyone can contribute

0:28:13.400 --> 0:28:14.680
<v Speaker 3>to it. You can like send her on a link.

0:28:14.800 --> 0:28:16.920
<v Speaker 3>I think some accounts do that now, especially if it's

0:28:16.920 --> 0:28:18.840
<v Speaker 3>like a college savings fund, and.

0:28:18.880 --> 0:28:20.720
<v Speaker 2>Makes sure to put the like one of the things

0:28:20.720 --> 0:28:22.800
<v Speaker 2>I made sure to do was to make the parent

0:28:23.000 --> 0:28:27.399
<v Speaker 2>the beneficiary. Yes, you know, so God forbid. Something happens

0:28:27.400 --> 0:28:29.960
<v Speaker 2>to me and it's not like, oh, this account was

0:28:30.000 --> 0:28:32.720
<v Speaker 2>for real, but Tiffany never, so what's going on here?

0:28:32.960 --> 0:28:35.000
<v Speaker 2>You know? So it's like, no, no, if I'm not here,

0:28:35.119 --> 0:28:36.720
<v Speaker 2>it goes to Mandy exactly.

0:28:37.040 --> 0:28:40.080
<v Speaker 3>It's a good tip, all right, ra Ree, Well, thank

0:28:40.120 --> 0:28:42.360
<v Speaker 3>you for thank you for being a new listener and

0:28:42.400 --> 0:28:43.280
<v Speaker 3>catching up on the show.

0:28:43.440 --> 0:28:45.400
<v Speaker 2>I want to take one more question. I feel like

0:28:45.440 --> 0:28:46.640
<v Speaker 2>the first one wasn't a real question.

0:28:47.040 --> 0:28:51.400
<v Speaker 3>I don't have another one, like, oh no, that was

0:28:51.440 --> 0:28:52.360
<v Speaker 3>a real question.

0:28:52.800 --> 0:28:54.400
<v Speaker 2>No, but you know what I mean, Like, I like,

0:28:54.400 --> 0:28:55.800
<v Speaker 2>like that was just me saying like, yeah, girl, of

0:28:55.800 --> 0:28:56.920
<v Speaker 2>course I'll share my thing with you.

0:28:57.120 --> 0:28:59.120
<v Speaker 3>I like to throw you an easy one and then

0:28:59.120 --> 0:29:03.680
<v Speaker 3>a hardball. All yes, Well, thank you guys. If you

0:29:03.720 --> 0:29:06.920
<v Speaker 3>want to hit us up with your questions, Instagram is

0:29:06.960 --> 0:29:09.440
<v Speaker 3>a great place to start. We're at brand Ambition Podcast

0:29:09.520 --> 0:29:12.440
<v Speaker 3>on Instagram. You can also send us an email directly

0:29:12.560 --> 0:29:18.120
<v Speaker 3>Brand Ambition Podcast at gmail dot com dot com.

0:29:18.360 --> 0:29:22.680
<v Speaker 2>Now it's time for boost or breaking? Ah, you gotta boost?

0:29:22.800 --> 0:29:23.520
<v Speaker 3>You gotta boost?

0:29:23.600 --> 0:29:28.360
<v Speaker 2>Are you gonna break? Now it's time for break or boost? Thing?

0:29:28.640 --> 0:29:30.800
<v Speaker 2>Are you gonna bread? Are you gonna bread? Are you

0:29:30.800 --> 0:29:38.600
<v Speaker 2>gonna booze? What will you do? Many may? Will you boost? Okay?

0:29:38.840 --> 0:29:42.160
<v Speaker 3>Sorry? Something in my throat? That was a Christmas tune?

0:29:42.240 --> 0:29:42.960
<v Speaker 3>What's wrong with you?

0:29:44.400 --> 0:29:45.800
<v Speaker 2>I don't know, you know what I feel like? Maybe

0:29:45.800 --> 0:29:49.000
<v Speaker 2>I'm just feeling like a light and free because I'm like, huh,

0:29:49.080 --> 0:29:51.240
<v Speaker 2>A lot of the stress of like, you know, running

0:29:51.240 --> 0:29:53.960
<v Speaker 2>a pic Kickstarter' like we're just we're finally here. I

0:29:53.960 --> 0:29:54.560
<v Speaker 2>can let it go.

0:29:55.520 --> 0:29:57.920
<v Speaker 3>So I'm sorry, Okay, let it out, Let it out,

0:29:57.960 --> 0:29:59.760
<v Speaker 3>Let it out. You send your Christmas Carol.

0:30:01.480 --> 0:30:04.200
<v Speaker 2>So are you gonna boost or are you going too brisk?

0:30:05.000 --> 0:30:07.840
<v Speaker 3>I've got a break this week, you know, I want

0:30:07.880 --> 0:30:11.400
<v Speaker 3>to take a break for the I was just tabulating

0:30:11.440 --> 0:30:15.120
<v Speaker 3>how much money I've spent on this products recently. I

0:30:15.280 --> 0:30:18.720
<v Speaker 3>just had gotten like eighty dollars worth of divacurl products

0:30:18.760 --> 0:30:21.680
<v Speaker 3>for my hair. If you're a curly hair girl out there,

0:30:21.720 --> 0:30:25.520
<v Speaker 3>you probably have used Divacurl. They've been around forever. And

0:30:25.560 --> 0:30:28.000
<v Speaker 3>then I saw something that the company. I followed them

0:30:28.040 --> 0:30:31.760
<v Speaker 3>on Instagram and they posted this like weird message, you know,

0:30:31.800 --> 0:30:34.240
<v Speaker 3>about how they value their customers, and they have a

0:30:34.280 --> 0:30:36.840
<v Speaker 3>note to their customers on their website, YadA YadA, And

0:30:36.880 --> 0:30:39.520
<v Speaker 3>I'm like, what has happened? And I go to their

0:30:39.520 --> 0:30:42.720
<v Speaker 3>website and they are basically saying, you know, we've heard

0:30:42.760 --> 0:30:46.360
<v Speaker 3>from you guys about issues with our products. We're investigating it,

0:30:46.440 --> 0:30:47.840
<v Speaker 3>blah blah blah. And then I have to like go

0:30:47.920 --> 0:30:51.000
<v Speaker 3>backwards to figure out what's happened. And apparently there's a

0:30:51.000 --> 0:30:54.560
<v Speaker 3>class action lawsuit against Diva Curl from all these women

0:30:54.720 --> 0:30:59.560
<v Speaker 3>who claim that their products have made their hair fall out. Yeah,

0:30:59.720 --> 0:31:02.640
<v Speaker 3>and enough claims for the company to issue a statement

0:31:02.720 --> 0:31:05.880
<v Speaker 3>like that. I mean, it sounds like scary stuff. And

0:31:05.920 --> 0:31:08.920
<v Speaker 3>I have I mean, I haven't used I'm like a product,

0:31:09.040 --> 0:31:10.880
<v Speaker 3>I'm not very loyal to different I like to try

0:31:10.880 --> 0:31:13.840
<v Speaker 3>different things and whatever. But yeah, I had just bought

0:31:13.880 --> 0:31:17.280
<v Speaker 3>this huge, like forty dollars bottle of their conditioner and

0:31:17.400 --> 0:31:21.120
<v Speaker 3>their leaven conditioner and some like gel or whatever, and

0:31:21.160 --> 0:31:23.400
<v Speaker 3>I had started to use it again for the first

0:31:23.440 --> 0:31:26.480
<v Speaker 3>time in like a month or two. And I now

0:31:26.480 --> 0:31:28.680
<v Speaker 3>I'm looking at eighty bucks that I've just I guess

0:31:28.720 --> 0:31:30.880
<v Speaker 3>I just throw it down the drain. I don't know

0:31:30.920 --> 0:31:32.440
<v Speaker 3>what to do. So, but if y'all are listening, I

0:31:32.480 --> 0:31:35.080
<v Speaker 3>know the company. They said they're responding to people in

0:31:35.120 --> 0:31:37.640
<v Speaker 3>the comments on their Instagram saying, you know, contact our

0:31:37.640 --> 0:31:41.680
<v Speaker 3>customer service line if you're interested in a refund. I

0:31:41.720 --> 0:31:43.240
<v Speaker 3>haven't done that yet. I don't even know if I

0:31:43.240 --> 0:31:45.720
<v Speaker 3>have the receipt for the stuff that I bought. I

0:31:45.800 --> 0:31:49.800
<v Speaker 3>might eat somewhere. But if you're a divacurl user, I mean,

0:31:49.840 --> 0:31:52.480
<v Speaker 3>it sucks because they don't seem to know for sure

0:31:52.560 --> 0:31:54.120
<v Speaker 3>what the issue is, and I know it's going to

0:31:54.160 --> 0:31:56.280
<v Speaker 3>take them a long time to figure out if at

0:31:56.280 --> 0:31:58.320
<v Speaker 3>all there was an issue. But they are. They are

0:31:58.400 --> 0:32:00.719
<v Speaker 3>like the Curly Hair brand, you know, they were one

0:32:00.720 --> 0:32:01.480
<v Speaker 3>of the pioneers.

0:32:02.760 --> 0:32:06.880
<v Speaker 2>I wondered, like, yeah, I'd be curious to know. I mean,

0:32:06.920 --> 0:32:08.920
<v Speaker 2>I don't. I mean, obviously I don't know because I

0:32:09.440 --> 0:32:11.440
<v Speaker 2>is it like because just so many people use it,

0:32:11.520 --> 0:32:14.840
<v Speaker 2>and those folks I don't know because you just don't

0:32:14.880 --> 0:32:17.040
<v Speaker 2>know because you're like your hair is not falling out.

0:32:17.040 --> 0:32:18.520
<v Speaker 2>But just because your hair is not falling out doesn't

0:32:18.520 --> 0:32:19.920
<v Speaker 2>mean someone else's hair is not falling out.

0:32:20.440 --> 0:32:23.880
<v Speaker 3>I know. And I've really read because like you know,

0:32:23.920 --> 0:32:27.000
<v Speaker 3>people can claim anything, but I really read some testimonials

0:32:27.040 --> 0:32:29.720
<v Speaker 3>from like Divacare hair stylists because now they have salons

0:32:30.160 --> 0:32:33.200
<v Speaker 3>who have said I do not ever. I use the

0:32:33.200 --> 0:32:35.040
<v Speaker 3>products on myself and all my clients and we all

0:32:35.040 --> 0:32:38.520
<v Speaker 3>have hair loss issues. And I mean I guess, like

0:32:38.560 --> 0:32:41.480
<v Speaker 3>where there's smoke, there's fire. But like I said, it's

0:32:41.600 --> 0:32:43.720
<v Speaker 3>enough for me to be like maybe I won't take

0:32:43.760 --> 0:32:47.040
<v Speaker 3>a chance. Yeah I'll take the hit, And you know,

0:32:47.240 --> 0:32:50.560
<v Speaker 3>another day, another hair product in my life. That's just

0:32:50.680 --> 0:32:54.400
<v Speaker 3>what so I don't know what I mean. I went

0:32:54.400 --> 0:32:58.080
<v Speaker 3>out and got some my hairstylists recommended like a brand

0:32:58.080 --> 0:33:00.880
<v Speaker 3>of like organic shmancy fans see stuff. So I'm gonna

0:33:00.920 --> 0:33:04.480
<v Speaker 3>try that out. Okay, Yeah that sucked. So if you're

0:33:04.560 --> 0:33:09.680
<v Speaker 3>a diva care diva curl Sorry diva curl right, user,

0:33:10.400 --> 0:33:11.160
<v Speaker 3>I feel your pain.

0:33:13.520 --> 0:33:19.920
<v Speaker 2>Well I am going to boost. Okay. So this weekend

0:33:20.000 --> 0:33:24.200
<v Speaker 2>it was really fun. Myself and a big group of friends.

0:33:24.240 --> 0:33:27.080
<v Speaker 2>We went to go see Evan. You know, she's Molly

0:33:27.080 --> 0:33:31.400
<v Speaker 2>from Insecure, which is also a comedian. So she came

0:33:31.480 --> 0:33:35.400
<v Speaker 2>to Newark for she's doing a tour, comedy comedy special

0:33:35.400 --> 0:33:37.560
<v Speaker 2>tour which has been like sold out around the country.

0:33:37.600 --> 0:33:39.520
<v Speaker 2>It's I think it's called from Legas to La or

0:33:39.560 --> 0:33:43.880
<v Speaker 2>something like that. But she was hilarious. Honestly, How you

0:33:43.880 --> 0:33:44.120
<v Speaker 2>say that?

0:33:44.560 --> 0:33:46.640
<v Speaker 3>How you say lagos legis?

0:33:46.760 --> 0:33:47.160
<v Speaker 2>Yeah?

0:33:47.480 --> 0:33:48.960
<v Speaker 3>Wait, I've been saying it wrong my.

0:33:49.080 --> 0:33:51.440
<v Speaker 2>Entire You've been saying lagos.

0:33:51.120 --> 0:33:55.360
<v Speaker 3>Lagos niche I apologize.

0:33:55.400 --> 0:33:55.840
<v Speaker 2>You don't know.

0:33:56.360 --> 0:33:58.640
<v Speaker 3>It's like when I learned it was quinoa not quinoa,

0:33:58.800 --> 0:33:59.880
<v Speaker 3>I continue.

0:34:00.040 --> 0:34:02.080
<v Speaker 2>I was embarrassed by that came because I said along

0:34:02.120 --> 0:34:03.840
<v Speaker 2>and strong. I was like, can I have the Quinn

0:34:03.840 --> 0:34:08.240
<v Speaker 2>now yeah. I was like, wait what it's Keiwah anyway,

0:34:08.280 --> 0:34:12.000
<v Speaker 2>so yeah Laiah so so she's yeah. So it was awesome. Honestly,

0:34:12.040 --> 0:34:14.799
<v Speaker 2>it was sold out and it was just someone was like,

0:34:14.840 --> 0:34:17.040
<v Speaker 2>I brought a few friends with me that weren't Nigerian.

0:34:17.680 --> 0:34:19.560
<v Speaker 2>I don't yeah, I think so my friend lived this

0:34:19.600 --> 0:34:22.239
<v Speaker 2>Nigeria anyway. My husband was like, wow, I thought it

0:34:22.280 --> 0:34:25.040
<v Speaker 2>was just you, like, you know, like she's she said,

0:34:25.320 --> 0:34:28.239
<v Speaker 2>it was like watching you on stage because you know,

0:34:28.320 --> 0:34:30.480
<v Speaker 2>like the next years we all have the same stories,

0:34:30.520 --> 0:34:33.360
<v Speaker 2>and you know, I was like, it's just so funny.

0:34:33.400 --> 0:34:36.960
<v Speaker 2>I think the audience was filled with Nigerian so we

0:34:36.960 --> 0:34:39.360
<v Speaker 2>were all cackling because it was like she was telling

0:34:39.360 --> 0:34:41.480
<v Speaker 2>our life story on stage and so she was hilarious.

0:34:41.520 --> 0:34:43.759
<v Speaker 2>It was funny, and it was just funny to see

0:34:43.760 --> 0:34:48.120
<v Speaker 2>my non Nigerian friends be like, oh, so you're not

0:34:48.160 --> 0:34:51.239
<v Speaker 2>exaggerating because that's what you're talking about. I'm like, exactly,

0:34:51.440 --> 0:34:54.680
<v Speaker 2>the trauma is real. So yeah, I just wanted to

0:34:54.680 --> 0:34:56.920
<v Speaker 2>boost her and because I can't imagine how hard it

0:34:56.960 --> 0:34:59.600
<v Speaker 2>is to get on stage and crack these jokes and

0:34:59.600 --> 0:35:02.480
<v Speaker 2>hope people like them. It's nerve wracking and you know,

0:35:02.600 --> 0:35:04.719
<v Speaker 2>and to do it night after night after night. I

0:35:04.719 --> 0:35:07.160
<v Speaker 2>feel like she's had like over ten tour stops, some

0:35:07.280 --> 0:35:09.960
<v Speaker 2>including in Africa. So I'm just really proud of her,

0:35:10.000 --> 0:35:12.880
<v Speaker 2>and you know how hard she's been going. And if

0:35:12.920 --> 0:35:15.640
<v Speaker 2>you head on over to evan og on Instagram, you

0:35:15.760 --> 0:35:18.520
<v Speaker 2>might see me in the slide show, you know, doing

0:35:18.560 --> 0:35:21.640
<v Speaker 2>my almost almost dropping low for Jesus with my with

0:35:21.719 --> 0:35:23.960
<v Speaker 2>my not so meg the stallion knees. But yeah, so

0:35:24.000 --> 0:35:25.200
<v Speaker 2>it was just a really good time and we got

0:35:25.239 --> 0:35:26.759
<v Speaker 2>to hang out with her backstage, my sister and I

0:35:26.800 --> 0:35:29.120
<v Speaker 2>for a little bit before she jumped on. So it

0:35:29.239 --> 0:35:31.439
<v Speaker 2>was just that. I mean, so I know how hard

0:35:31.440 --> 0:35:32.920
<v Speaker 2>it is to like for people to go hard for

0:35:32.960 --> 0:35:35.240
<v Speaker 2>their craft. So I just want to like a little

0:35:35.239 --> 0:35:37.560
<v Speaker 2>spotlight on someone that is doing a really good job.

0:35:38.000 --> 0:35:40.279
<v Speaker 3>Is she gonna do like a Netflix special? I'd love

0:35:40.320 --> 0:35:41.040
<v Speaker 3>to watch.

0:35:41.000 --> 0:35:43.840
<v Speaker 2>She is she's doing well? Not Netflix an HBO special?

0:35:44.280 --> 0:35:45.280
<v Speaker 3>Oh okay, sweeting.

0:35:45.440 --> 0:35:48.080
<v Speaker 2>I know, so I think what it seemed like. I

0:35:48.080 --> 0:35:50.200
<v Speaker 2>don't know if the HBO special is like a collection,

0:35:50.440 --> 0:35:52.759
<v Speaker 2>like because she had like videographer there, so I don't

0:35:52.800 --> 0:35:54.320
<v Speaker 2>know if it's like that's what she's taping for, like

0:35:54.400 --> 0:35:57.439
<v Speaker 2>all around the country and all around the world. You know, yeah,

0:35:57.480 --> 0:35:59.400
<v Speaker 2>so yeah, but I'm sure I'm hoping that you know,

0:35:59.440 --> 0:36:01.480
<v Speaker 2>you guys would be to see this as a special.

0:36:01.520 --> 0:36:03.360
<v Speaker 2>But she did say that she has an HBO special.

0:36:03.400 --> 0:36:08.560
<v Speaker 3>So it was awesome, beautiful, funny, talented, inteligen I.

0:36:08.560 --> 0:36:11.320
<v Speaker 2>Can't, I can't, and it's super nice and down to earth.

0:36:11.640 --> 0:36:12.400
<v Speaker 2>She's just awesome.

0:36:12.960 --> 0:36:15.279
<v Speaker 3>Yeah, and when's in Secure coming back? I need some

0:36:15.320 --> 0:36:16.560
<v Speaker 3>Insecure in my life.

0:36:16.400 --> 0:36:18.520
<v Speaker 2>She said downstage too, she was like, you know, we've

0:36:18.520 --> 0:36:20.680
<v Speaker 2>been renewed for like a next season and it drops

0:36:20.719 --> 0:36:23.239
<v Speaker 2>I forget what she said, but it's going back soon.

0:36:23.280 --> 0:36:25.520
<v Speaker 2>Speaking of which, have you seen the photograph that looks

0:36:25.520 --> 0:36:29.160
<v Speaker 2>so good with the ray that love photograph? No, no,

0:36:29.200 --> 0:36:31.719
<v Speaker 2>it's called the She's Got a movie.

0:36:31.640 --> 0:36:34.759
<v Speaker 3>The movie with Lakeiths Standing. Yes, I know, I haven't

0:36:34.760 --> 0:36:35.839
<v Speaker 3>seen it, but it looks really good.

0:36:35.960 --> 0:36:37.279
<v Speaker 2>I know I want to see. I feel like it's

0:36:37.600 --> 0:36:38.960
<v Speaker 2>you know, it's like a boot up movie. I'm like,

0:36:39.080 --> 0:36:41.480
<v Speaker 2>it came out on Valentine's Say, I really want to see.

0:36:41.680 --> 0:36:44.799
<v Speaker 2>Someone said that she is just so beautiful and it's

0:36:44.840 --> 0:36:48.920
<v Speaker 2>just a really beautiful, unproblematic black love story, which I'm like,

0:36:48.920 --> 0:36:50.520
<v Speaker 2>you know what I'm here for.

0:36:50.640 --> 0:36:52.439
<v Speaker 3>It. I need to see that. I need to see

0:36:52.480 --> 0:36:54.359
<v Speaker 3>Queen and Slim. I need to see everything. I think

0:36:54.400 --> 0:36:56.240
<v Speaker 3>I'm just going to see all the movies I missed

0:36:56.239 --> 0:36:58.840
<v Speaker 3>in another year. You know when I when I feel

0:36:59.320 --> 0:37:02.880
<v Speaker 3>when I can get back into society. Yeah, m.

0:37:05.640 --> 0:37:10.439
<v Speaker 2>Yes, that is our shizzo. Ope you nizzo. How much

0:37:10.480 --> 0:37:13.680
<v Speaker 2>we love y'all and we love getting new listeners. So

0:37:14.320 --> 0:37:17.440
<v Speaker 2>tap your sister, your cousin, your friend and them and

0:37:17.480 --> 0:37:19.319
<v Speaker 2>say have you listened to ron a Mission? Because they

0:37:19.320 --> 0:37:22.080
<v Speaker 2>give me my life every week? Yeah? Me and many

0:37:22.080 --> 0:37:24.440
<v Speaker 2>really love doing this. And I can't believe it's been

0:37:24.480 --> 0:37:25.799
<v Speaker 2>four years, right, mandra.

0:37:26.040 --> 0:37:29.080
<v Speaker 3>Four and a half years. We're not fifth season, we're

0:37:29.120 --> 0:37:30.400
<v Speaker 3>almost past Toddler.

0:37:30.520 --> 0:37:31.160
<v Speaker 2>Oh my gosh.

0:37:31.360 --> 0:37:34.520
<v Speaker 3>Season over two hundred episodes, over a million downloads. You

0:37:34.520 --> 0:37:35.240
<v Speaker 3>watch your best.

0:37:35.400 --> 0:37:38.520
<v Speaker 2>Yeah, honestly, I remember when you were like, which is like, right,

0:37:38.560 --> 0:37:40.319
<v Speaker 2>why did you ask me about the podcast? What's it like?

0:37:40.840 --> 0:37:41.480
<v Speaker 2>At a thin Con?

0:37:43.200 --> 0:37:45.000
<v Speaker 3>We met at thin Con and I feel like the

0:37:45.040 --> 0:37:46.160
<v Speaker 3>next year we had a podcast.

0:37:46.239 --> 0:37:47.760
<v Speaker 2>Yeah right, and you were like, we should do a podcasts.

0:37:47.760 --> 0:37:49.360
<v Speaker 2>I want to do a podcast, and I was like, okay,

0:37:49.640 --> 0:37:50.920
<v Speaker 2>even though I was like not sure what it is,

0:37:50.960 --> 0:37:54.080
<v Speaker 2>but sounds cute and we even going long and strong.

0:37:54.200 --> 0:37:55.480
<v Speaker 2>So it's been awesome.

0:37:56.440 --> 0:37:58.879
<v Speaker 3>Well, congrats on the success of the kickstarter, so proud

0:37:58.920 --> 0:38:01.920
<v Speaker 3>of you. Get my copy. When do you expect the wait,

0:38:01.920 --> 0:38:03.319
<v Speaker 3>the book's not coming out until the fall.

0:38:03.680 --> 0:38:06.360
<v Speaker 2>No, no, the book goes out comes out in April.

0:38:06.400 --> 0:38:09.239
<v Speaker 3>Like so I ordered okay, yeah, okay.

0:38:09.440 --> 0:38:12.160
<v Speaker 2>So what happens is like beforehand, I had to because

0:38:12.200 --> 0:38:15.160
<v Speaker 2>I'm doing like the hybrid hybrid publishing, which is like

0:38:16.080 --> 0:38:19.160
<v Speaker 2>it's a publisher, but I have to carry all the costs.

0:38:19.200 --> 0:38:20.759
<v Speaker 2>But in order to get into like any sort of

0:38:20.800 --> 0:38:22.640
<v Speaker 2>like Barne Nobles or whatever, you have to go through

0:38:22.640 --> 0:38:24.839
<v Speaker 2>a publisher. But I wanted to keep on my phone.

0:38:24.960 --> 0:38:27.440
<v Speaker 2>So I was like, I chose a great hybrid company

0:38:27.480 --> 0:38:30.960
<v Speaker 2>called Y's Ink, and so I had to order copies

0:38:30.960 --> 0:38:33.680
<v Speaker 2>out of pocket. Hucha. I was like forty thousand dollars

0:38:34.040 --> 0:38:36.560
<v Speaker 2>for ten thousand copies because like four bucks a copy

0:38:37.760 --> 0:38:41.080
<v Speaker 2>and like and then so anyway I did that. The

0:38:41.120 --> 0:38:44.000
<v Speaker 2>books should actually be fully printed by the end of

0:38:44.200 --> 0:38:46.239
<v Speaker 2>March early April, and as soon as they come in,

0:38:46.280 --> 0:38:49.640
<v Speaker 2>I'll start mailing them out and then April eighteenth, it's

0:38:49.680 --> 0:38:52.520
<v Speaker 2>official launch. But I really want to get y'all your

0:38:52.520 --> 0:38:56.880
<v Speaker 2>books before you know, before you know that it actually

0:38:56.920 --> 0:39:00.520
<v Speaker 2>officially launches. That's like, that's the aim. So I'm praying

0:39:00.640 --> 0:39:02.120
<v Speaker 2>that they because you never I mean, with the printer,

0:39:02.160 --> 0:39:03.800
<v Speaker 2>it's all up to them. I've done everything I'm supposed

0:39:03.800 --> 0:39:05.719
<v Speaker 2>to do. I made my payment all the things. Now

0:39:05.719 --> 0:39:07.759
<v Speaker 2>I'm just like, come on, prints are pricked so you

0:39:07.800 --> 0:39:10.040
<v Speaker 2>can come here in time. If you haven't already. You

0:39:10.040 --> 0:39:11.960
<v Speaker 2>want to get a copy of your own bizook, you

0:39:11.960 --> 0:39:15.120
<v Speaker 2>can go to Molly m A l I more mr

0:39:15.400 --> 0:39:17.839
<v Speaker 2>dot com. And even if you're watching this, like listen

0:39:17.920 --> 0:39:19.680
<v Speaker 2>to this, like five years from now, that will be

0:39:19.680 --> 0:39:21.719
<v Speaker 2>the website where you could just order books anyway it might.

0:39:21.760 --> 0:39:23.600
<v Speaker 2>It won't be the kickstarter website. Which is it? Which

0:39:23.640 --> 0:39:24.319
<v Speaker 2>it is right now?

0:39:24.920 --> 0:39:29.520
<v Speaker 3>Oh fabulous? M h, I can't wait. All right, Well,

0:39:29.600 --> 0:39:31.880
<v Speaker 3>the hard work, hopefully is the hard hard work for

0:39:31.920 --> 0:39:34.400
<v Speaker 3>this is hopefully behind you, and now it's just enjoying

0:39:35.000 --> 0:39:36.160
<v Speaker 3>all the fruits of that labor.

0:39:36.280 --> 0:39:37.600
<v Speaker 2>Congressions. Thank you.

0:39:38.800 --> 0:39:40.759
<v Speaker 3>All right, y'all, will have a good rest of your week,

0:39:40.760 --> 0:39:53.280
<v Speaker 3>and we will see y'all next week. I'm brimbition. Bye.