Speaker 1: Hey, hey, hey, we're back, We're black, We're brown a vision.
Speaker 2: It's Mandy Tiffany.
Speaker 3: Y'all, Hey, happy brandonbition Wednesday.
Speaker 2: Yes, First of all, I saw that Drake was holding
Speaker 2: your baby.
Speaker 3: Listen. This is why I never post pictures.
Speaker 2: Of h First of all, I saw women in the
Speaker 2: comments try to holler. I was like, yo, I can't
Speaker 2: do y'a.
Speaker 3: I know, I know in the past, you know, people
Speaker 3: have been respectful, but y'all, I you saw dignity yourself.
Speaker 2: I literally saw I'm like, wow, yeah, you know.
Speaker 3: I had to read that comment if time she was
Speaker 3: saying the baby was young, because I was like, hold up,
Speaker 3: where's the delete button?
Speaker 2: I was like, and I was like, yeah, okay, I
Speaker 2: get that because I was thinking. I was like, that's
Speaker 2: a little bull but okay, I said, I'm not gonna lie.
Speaker 2: I was like, I told suit man, I said, who
Speaker 2: do I look like? He was like Drake, I said.
Speaker 3: Looks like Nandy woodruf too, it looks like.
Speaker 2: And that's also one was like, are you guys twins?
Speaker 3: I'm like, honestly, his whole the poor kid, his whole life.
Speaker 3: It was either you looked just like your sister and
Speaker 3: then around when did Drake come out, Like two thousand
Speaker 3: and nine, Drake got big. Then it was like Drake.
Speaker 3: Everywhere he goes Drake, Hey, Drake.
Speaker 2: He hates it. It's okay. I mean now you know,
Speaker 2: you know, like those memes that are going around, it's like,
Speaker 2: I'm gonna tell I'm gonna tell my kids, this is
Speaker 2: not that that. You gotta be like, I'm gonna know
Speaker 2: my kid, this is Drake. That's true.
Speaker 3: Yeah, I'll tell Rio will only know him as uncle Drake.
Speaker 3: But it was a c was the happy birthday to him.
Speaker 3: I mean, it's going against every fiber of my big
Speaker 3: sister being to like give him more attention and he
Speaker 3: already gets as the youngest of four children. But yeah,
Speaker 3: it's his birthday. Twenty eight. Oh okay, Yeah, that's my
Speaker 3: little my little brother growing up first of all, living
Speaker 3: his best damn life. Just came back from one week
Speaker 3: in Hawaii I can't solo trip, and then follow it
Speaker 3: up with a week in Mexico, I believe, meeting up
Speaker 3: one of his friends who's traveling. So he's just showing
Speaker 3: off in his late twenties. I'm like, damn. At twenty eight,
Speaker 3: I was like tied down planning a wedding. He makes
Speaker 3: his twenties look really fun.
Speaker 2: So it's different, different types of fun.
Speaker 3: I'm very proud of him. Yeah, but what's new with you?
Speaker 3: Molly Moore? Have you You're basically almost get your fundraising goal.
Speaker 2: I'm like, if I were to go to mollymore dot
Speaker 2: com right now, I think we're like two thousand dollars away.
Speaker 3: Let me see, how often do you check? Like once
Speaker 3: a minute.
Speaker 2: I'm not gonna lie. I do see. I'm obsessed, especially
Speaker 2: like what I do, especially when I do, like a
Speaker 2: post or something I have to say. So, yes, we
Speaker 2: are like twenty five hundred dollars away, so we're ninety
Speaker 2: three percent funded fourteen days ago. There's some key things
Speaker 2: that I'm learning, so things I would have done differently.
Speaker 2: Probably the number one thing I would have done differently
Speaker 2: is from the very beginning, the higher ticket items Like
Speaker 2: I had some fun higher ticket items like ooh, come,
Speaker 2: I'll fly you to New York to come meet me. Girl,
Speaker 2: nobody cares, and then I didn't even see that. Wait, yes,
Speaker 2: well we said the book exactly And that's what I learned,
Speaker 2: which was actually really cool because I thought I had
Speaker 2: to have these higher ticket items that were like these
Speaker 2: like fun things, but no knowing what I know now,
Speaker 2: I should have had more higher ticket items that were
Speaker 2: just like get the book. And I've been adjusting since
Speaker 2: you can. You could always go and add new rewards.
Speaker 2: But it was just a good lesson that, Like one,
Speaker 2: I should have had bulk book buys from the very beginning,
Speaker 2: because I'm noticing, like, you know, there's trending up that
Speaker 2: people are buying five, six, ten books and I'm like wow,
Speaker 2: But I didn't have that in the very beginning, especially
Speaker 2: for like the big launch. I could have. Honestly, we
Speaker 2: probably would have already hit our our fundraising goal. And two,
Speaker 2: if I just would have pushed up the price per
Speaker 2: tier maybe like five bucks, that would have made a
Speaker 2: huge difference. I was nervous to because I was like, oh,
Speaker 2: lot of people don't want to get it for you know,
Speaker 2: twenty instead of twenty five for thirty five. But I
Speaker 2: should have because I keep forgetting that classic Tiffany, I
Speaker 2: know you know what it is, because I was like, well,
Speaker 2: I don't want people to feel like I'm at a
Speaker 2: book for twenty five dollars. It's like, no, you're you're
Speaker 2: contributing so I can use that money to buy books,
Speaker 2: and in exchange for contributing and donating, I'm giving you
Speaker 2: a book. But it's not like Kickstart, you're actually buying
Speaker 2: the book. Like it's not you know what I mean.
Speaker 2: I just felt weird, like, I you know, does it
Speaker 2: feel weird to say I'm buying a book for thirty bucks?
Speaker 2: And although I think I made it pretty clear and
Speaker 2: the Kickstarter copy, that really that when you're backing this project,
Speaker 2: that the money is going so I can order books
Speaker 2: for kids that don't have access, and I can hire
Speaker 2: teachers to write additional financial education curriculum that we could
Speaker 2: give away for free. But that I know now, I
Speaker 2: wouldn't have been so afraid to price just a little
Speaker 2: bit higher. I think people would have paid it happily
Speaker 2: because it wasn't just in exchange for a book, it
Speaker 2: was to do good work. So but I mean, I'm
Speaker 2: happy with the way. I mean, obviously that's gone.
Speaker 3: Yeah, of course you're nitpicking, Yes, that's what you do,
Speaker 3: but it is I mean, it's freaking amazing that you're
Speaker 3: like ninety nine point nine percent away from hitting your
Speaker 3: Like some projects just just die. Yeah, just fizzle out
Speaker 3: and die, you know.
Speaker 2: Yeah, So I have to say the moms and dads
Speaker 2: are amazing. Like it was like in the beginning, it
Speaker 2: was just like email, then like social then it was
Speaker 2: like I was dialing for dollars, messaging everybody on Facebook
Speaker 2: and texting and stuff like that. And then this last
Speaker 2: wave honestly has been like the moms. I reached out
Speaker 2: to my mom and she hit all her girlfriends and
Speaker 2: all of a sudden, I'm saying, like.
Speaker 3: Oh, that's I said, just sid uncles.
Speaker 2: So it's been like that rave and I'm like, yeah,
Speaker 2: do not underestimate the power of like people in your
Speaker 2: family to like ask some girl scout cookies.
Speaker 3: Oh yeah, that's literally get five boxes, right.
Speaker 2: And then my art director and my illustrator they alway
Speaker 2: out to their moms, and also all the moms are
Speaker 2: like so we wrote like a little copy for them
Speaker 2: and like wrote step by step directions because no one
Speaker 2: knew how to do kickstarter, you know. So it's like
Speaker 2: and I actually made a little video to send to them,
Speaker 2: and they're like, oh, yes, I went to work. I
Speaker 2: showed them everyone the picture, and now I was like,
Speaker 2: use my phone and get the buck and I'm like, yes, mommy,
Speaker 2: so yeah, but it's been Honestly, it's been a really
Speaker 2: great experience. We learned a lot. I'm happy with it, obviously,
Speaker 2: with the end result and just things that we're learning, like, oh,
Speaker 2: knowing what I know now, I would have done this.
Speaker 2: I don't know that I'm going to do another Kickstarter,
Speaker 2: but what I am a consummate teacher at heart, and
Speaker 2: I feel like I know that people might have questions,
Speaker 2: so I want to be like, well, here's the best
Speaker 2: practices and what I would have done differently. But all
Speaker 2: in naw, it's been awesome.
Speaker 3: Oh congratulations, thank you.
Speaker 2: Yeah, and I'm not so happy, Neil. I guess did
Speaker 2: you watch any bit of Kobe Bryant's I'm Homegoing.
Speaker 3: And other news? I didn't get a chance to watch
Speaker 3: it live, I know it was streaming. Yesterday was my
Speaker 3: first day being back in the office.
Speaker 2: Oh, yes, how was it?
Speaker 3: Yeah? It went I mean it went really well. I
Speaker 3: kind of loved it. It was great. I know, I
Speaker 3: got home and my I was talking to my brother,
Speaker 3: you know, I called him to say a birthday and
Speaker 3: he's like, so, you know, how was it? How are
Speaker 3: you feeling? And I was like, or no. He said,
Speaker 3: how was it leaving you know, Rego and going to work,
Speaker 3: And I was like, honestly, it was really it was
Speaker 3: really exciting to like get on the train and go
Speaker 3: to the city and you know, he's with my mom,
Speaker 3: He's in a safe space. So I just didn't have
Speaker 3: a ton of anxiety. I'm sure it will be an
Speaker 3: entirely different story when it's the first day of daycare
Speaker 3: or the first day when someone says, you know, a
Speaker 3: nanny instead of my mother being here. But she really
Speaker 3: had the tough job because homeboy's been on a bottle
Speaker 3: strike for two weeks, and right when I went back
Speaker 3: to work, he was like, I'm only gonna eat from mommy, please,
Speaker 3: I'd like to keep my seat at the Mama Cafe
Speaker 3: open VIP only. So yeah, but bless her heart, she
Speaker 3: got him to drink from a bottle yesterday, and once
Speaker 3: I got that news, everything was great and I'm so,
Speaker 3: you know, it could be so much. I'm so I
Speaker 3: feel so blessed to have flexible work schedule. I went
Speaker 3: to an office. They had the mother's room already for me,
Speaker 3: with like a mini fridge and even a new little
Speaker 3: sign that says occupied, and a lock on the fridge
Speaker 3: so people can't go in because you know, it's a
Speaker 3: shared space like a wellness room slash slactation room, so
Speaker 3: people can't go in there and mess with my stuff.
Speaker 3: They have a lock on the fridge and a little
Speaker 3: filing cab then I can lock my I brought my
Speaker 3: little pump to work, okay, And yeah, I feel really
Speaker 3: you know, went very smoothly, and I know for a
Speaker 3: lot of women that's not the case. So I feel
Speaker 3: very fortunate. Yeah I do, indeed. So all that said, yeah,
Speaker 3: I got home and finally saw some clips from his
Speaker 3: memorial service, which looked beautiful. But I mean, god, Vanessa's
Speaker 3: speech and how she got herself on that stage, I
Speaker 3: doubt in this place she's a hero.
Speaker 2: I don't know, honestly. Like and then, first of all,
Speaker 2: some of the things I liked it. There was like
Speaker 2: little reprieves, like when Michael Jordan was like, damn it, Kobe,
Speaker 2: you know, I love you got me. I'm gonna be
Speaker 2: doing seeing more crying memes for the next four years.
Speaker 2: And I love that it was like I thought that
Speaker 2: was allowed.
Speaker 3: He's like, I love that he knows he's a meme.
Speaker 2: Yes, I was like, he knows for Michael, I know,
Speaker 2: but he was like, whatever your worth is. So honestly
Speaker 2: it was. Yeah, it was beautiful and obviously super sad,
Speaker 2: and it just it's just a testament to a life,
Speaker 2: you know, imperfect life, but still a life well lived,
Speaker 2: you know. Yeah.
Speaker 3: And I also feel like it's given people a chance
Speaker 3: to just grieve anyone they've known who's gone too soon,
Speaker 3: and just another reminder of how precious and short life
Speaker 3: is and the importance of good dads. And I think
Speaker 3: it was a post that Lovey Ajai did I say
Speaker 3: that right posted on Instagram where she kind of acknowledged
Speaker 3: that in a way, one of the silver linings, you know,
Speaker 3: albeit small, from Kobe's passing, is that it's given men,
Speaker 3: especially men of color, and opportunity to say it's okay
Speaker 3: to grieve openly and to share your feelings and your emotions,
Speaker 3: and to look around that room and see all these big,
Speaker 3: tough athletes really showing their heart, yes, writing tributes to him,
Speaker 3: you know, using their voice to acknowledge their pain and
Speaker 3: not just like you know, tough it out and you know,
Speaker 3: as they say in sports, not that I am so sports,
Speaker 3: you know, savvy, but just fight through the pain just
Speaker 3: to walk it off. You know. That struck me because
Speaker 3: I think that's true. I think it has given people,
Speaker 3: especially men, a chance to say it's okay to admit
Speaker 3: that you're hurting.
Speaker 2: Yeah, and honestly too too. What I like too that
Speaker 2: kind of came of it. It was like, you know,
Speaker 2: when when everybody was just like it was a celebration
Speaker 2: of black fatherhood, you know that whole girl dad, I mean,
Speaker 2: I know there was I just loved seeing that that, Like,
Speaker 2: you know that because people will always tell you too.
Speaker 3: It's like what an you know what a representation of
Speaker 3: ye what? You know, like a black father are really
Speaker 3: there for his daughter, really there for his family.
Speaker 2: And happy that he has daughters because people will always
Speaker 2: say stuff like poor you. Like even as a kid,
Speaker 2: I would hear people tell my dad that when he said,
Speaker 2: like I have all daughters, it would be a lot
Speaker 2: of poor you, poor your father, poor you. And he'd
Speaker 2: be like, no, not poor me, Like my daughters take
Speaker 2: really great care of me, you know. So I just
Speaker 2: love that that, like, because people will always say, oh,
Speaker 2: girls are so much harder to raise than boys, and
Speaker 2: I don't subscribe to that children are hard to raise, period.
Speaker 2: It's just different, you know. Like I see my sister
Speaker 2: with her her two kids. She's got a boy and
Speaker 2: a girl, and I just see that it's different. It's
Speaker 2: not harder.
Speaker 3: You know, they will all pan poop on you.
Speaker 2: What m I tell you? Like even you know how
Speaker 2: you said that rio and like reverted back was like
Speaker 2: I was on the bottle, but now I want the boob,
Speaker 2: And now I'm I guess because boob is out here,
Speaker 2: I guess I'll take the bottle. It's strange how children
Speaker 2: would back. Like Amelia was so good potty training. She
Speaker 2: was like one and a half using the potty. Now
Speaker 2: that she's turning three, I'm like, girl, she's like, he
Speaker 2: didn't make it, and you're happy.
Speaker 3: And I don't call that a regression.
Speaker 2: Yes, I don't know why she's progressing. My sister was like, honestly,
Speaker 2: no less than she went to a visit THEMN She's like,
Speaker 2: no less than three times when I was there she
Speaker 2: missed the toilet. Like I think what's happening is that
Speaker 2: she's like tested, Like let's see, like I want to
Speaker 2: keep playing. I think I can do I think I
Speaker 2: can make it, and then it's like literally she'll get
Speaker 2: up and she's like, oh, didn't make it. You're like,
Speaker 2: you know what, go get a diaper.
Speaker 3: We're not playing this game, you know, So I just
Speaker 3: go put a swimsuit on.
Speaker 2: But it's crazy how kids are regressing. And I'm like,
Speaker 2: I wonder, like why that is that, Like, you know,
Speaker 2: they'll be doing so good and then one day be like, psych,
Speaker 2: I'm actually not gonna sleep in the night, or I'm
Speaker 2: gonna poo pull on myself or whatever that is. I
Speaker 2: wonder what that is about, you know, like where regression
Speaker 2: comes from.
Speaker 3: I have no I mean, I feel like I lose
Speaker 3: sleep thinking about why he's done what he's done. And
Speaker 3: it's just like you can't reason with a baby. Terrorists,
Speaker 3: Like there's just no figuring them out. Just just catch whatever.
Speaker 3: I mean, I say, this is my new mom, a
Speaker 3: new baby every day, a new baby every day. No
Speaker 3: day is the same, his likes, his dislikes. Whatever worked
Speaker 3: yesterday is not going to work today. However he slept
Speaker 3: last night, it's not.
Speaker 2: Going to be.
Speaker 3: You know, if you get two days in a row,
Speaker 3: cool new baby tomorrow, Because I would yep, I would
Speaker 3: totally be like, Okay, this is it, this is a
Speaker 3: new trend. I'm ready. And then he'd be like, I'm
Speaker 3: gonna take a left turn here into crazy town and.
Speaker 2: Left yellow rice. And then it's like, why would you
Speaker 2: give me yellow rice? You yeah, but you know what
Speaker 2: have you watched? You know? Netflix has that documentary Baby
Speaker 2: where they follow like a baby, like all these babies
Speaker 2: for one year. You know, she just watched it. I
Speaker 2: think it'd be really interesting to see, like they really
Speaker 2: wanted to see like what does like, you know, develop
Speaker 2: it look like in a baby over one year, and
Speaker 2: they like tracking babies from like Singapore, Israel, the United States.
Speaker 2: I think that, you know, if you have any time,
Speaker 2: you know, like plugging into it. I was watching it
Speaker 2: last night. It was just really fascinating.
Speaker 3: They do change and it's crazy and that you and
Speaker 3: you're right like the thing like they change every day
Speaker 3: and also like toys that he didn't give two flying
Speaker 3: flips about two days ago. Now he's like, oh, this
Speaker 3: is amazing. I know how to use this, and you
Speaker 3: know it's they do develop really quickly, so quickly he's
Speaker 3: getting way more interesting. My mom is so good with him.
Speaker 3: She can give him to giggle so hard and it
Speaker 3: is super super cute. But babies aside, what else is happening?
Speaker 3: And I feel like the other two headlines have been
Speaker 3: Weinstein's convictions? Can we get an amen? And you know,
Speaker 3: you know, good job, you know, trying to make us
Speaker 3: feel sympathetic for you with that walker, right.
Speaker 2: Honestly, I was like, are you kidding me? Yeah?
Speaker 3: Now you still look like a villain. And the other
Speaker 3: thing was like coronavirus. I mean that's the one. You know,
Speaker 3: We've all been watching the news and you think about
Speaker 3: the health implications of epidemic like that or are they
Speaker 3: calling it epidemic? I'm not sure. I don't want to
Speaker 3: like scaremonger, Yeah, but the risk of something like that.
Speaker 3: And then what happened yesterday? The market crash And my
Speaker 3: mom was like, why would the coronavirus? How could a
Speaker 3: some kind of flu influence markets? But China makes everything,
Speaker 3: y'all everything, all the factories for your iPhone, for your shoes,
Speaker 3: for your clothes. A lot of that happens in China,
Speaker 3: and these companies like Apple has come out saying that
Speaker 3: they may be low on the parts they need to
Speaker 3: make the iPhone because of concerns of the workers going
Speaker 3: to work in China and those products leaving China, and
Speaker 3: even like some pharmaceutical companies have come out saying that
Speaker 3: like they may not have the ingredients for the drugs
Speaker 3: that are made in China. And the Dow dropped, I
Speaker 3: think the lowest it's been in two years, or the
Speaker 3: biggest drop it's had in a single day in two
Speaker 3: years yesterday. So no cheez for the market.
Speaker 2: Yeah, no, I remember hearing that, and I was just like, uh,
Speaker 2: this is crazy, and I feel like I'm reading somebody
Speaker 2: conflicting kind of like reports about just how many people
Speaker 2: have passed. And did you see that? I saw an
Speaker 2: article I didn't know if it was like I can't
Speaker 2: remember when I saw it where it's like they arrested
Speaker 2: a chemist here in the United States and for what
Speaker 2: I don't know. I mean, I don't eliminated it spread
Speaker 2: it because I was like, I was trying to remember
Speaker 2: where I read because I wanted to pull it up.
Speaker 2: But I'm like, this is reputable. I couldn't remember the
Speaker 2: article where, so I'm like.
Speaker 3: Am I sent from an aunt or an uncle? It
Speaker 3: was not reputable?
Speaker 2: I know, right, O.
Speaker 3: That's the lesson I've learned.
Speaker 2: Especially via WhatsApp. I'm like, mommy, please you that is
Speaker 2: where the oh, what's thatpp? If I get one more?
Speaker 2: What's that? Messed with? My father messes me. I'm on
Speaker 2: what's app. I'm like great, another person, Yeah, no, it's
Speaker 2: it's such a crazy, scary time because I feel like
Speaker 2: not enough people are are being honest about what's happening.
Speaker 2: I just wondered, like, like you know what I don't
Speaker 2: like Like, so a friend of mine, he was supposed
Speaker 2: to go to an eyewear conference in Milan and then
Speaker 2: the conference this is one of the largest conferences for
Speaker 2: I were in the world. They can't so not a
Speaker 2: conference one of those things where you could buy the glasses,
Speaker 2: you know what I mean.
Speaker 3: Like like a trade showy trait mm hm.
Speaker 2: And so they canceled it.
Speaker 3: And that one there was just like one patient Italian
Speaker 3: patient in a Spanish hotel, according to the news, that
Speaker 3: had the Yeah, that had coronavirus or tested positive. So
Speaker 3: I mean, you're mad, but like Europe is so interconnected.
Speaker 2: Yeah, I see why they.
Speaker 3: Were hyper alert.
Speaker 2: And so he was like, okay, nothing, that's fine that
Speaker 2: it was canceled. I get it. So when he went
Speaker 2: to the airlines to say well, because he was bringing
Speaker 2: his whole team, They're like, we don't consider the state
Speaker 2: of emergency. They wouldn't give him any money back. Isn't
Speaker 2: that crazy?
Speaker 4: What?
Speaker 2: Yes, I'm like, well he for.
Speaker 3: Him get to decide what's the state of emergency.
Speaker 2: Well he gets like, basically, Italy is not it's not
Speaker 2: claiming a state of emergency. So they're like you see
Speaker 2: what I mean? And he's like, yo, but I was
Speaker 2: going for this event that was canceled. It's been so
Speaker 2: crazy because i'm you know, of course, the airlines are
Speaker 2: trying to protect their profit margins, and it's like, when
Speaker 2: does it become that I get my money back for
Speaker 2: things that are happening like this, you know, travel, I'm
Speaker 2: sure it's right now. It's like really confusing because of
Speaker 2: this of the coronavirus.
Speaker 3: And it had happened, you know, right around the Chinese
Speaker 3: New Year, the whole original not the original outbreak, but
Speaker 3: the news of the outbreaks spread around there, and there's
Speaker 3: so much travel, you know, especially for visiting family in
Speaker 3: China for the for the holiday. Oh yeah, I mean
Speaker 3: I definitely on the train yesterday. I feel you know,
Speaker 3: my immune system. I'm like, I haven't been in the
Speaker 3: public in three months, Like it's my immune system even
Speaker 3: working anymore. But you could see more people on the
Speaker 3: train wearing those masks. Who knows how effective those masks.
Speaker 2: They say they're actually worse, Like there are certain masks, yeah,
Speaker 2: they said that. Literally the mask traps in like all
Speaker 2: the things that you're like, so the thing that you're
Speaker 2: trying to Yes, I was like, now, there are some
Speaker 2: masks that are helpful, but it's not the ones that
Speaker 2: you're getting like online there you're actually like if you
Speaker 2: when you put it on that there was anything floating around,
Speaker 2: you've effectively guaranteed you're gonna get whatever because you have
Speaker 2: now trapped it inside with your nose in your mouth, like, hey,
Speaker 2: nice and cozy in here, thanks, Like yes, I was
Speaker 2: just like, oh, so, like there are some masks that
Speaker 2: are helpful, but they're like most people who are using
Speaker 2: those masks, they're not the right one. So doing a
Speaker 2: little bit more research about the right mask if you
Speaker 2: are gonna wear one.
Speaker 3: M it's a scary word. Hand sanitizer. Get to me.
Speaker 3: I know it doesn't protect against the coronavirus, but the
Speaker 3: flu shot. Still, you know, got you covered for a
Speaker 3: couple of different types of flu. Go on and get it. Yeah,
Speaker 3: my poor little cold flu seasoned baby. I'm just like,
Speaker 3: if I could put him in a just a plastic
Speaker 3: bubble when he needs to leave the house, I would
Speaker 3: because I'm you know, you get so worried about about
Speaker 3: your baby catching something. Yeah, so far, so good.
Speaker 2: Knock on wood, that's good.
Speaker 3: Shall we take some question?
Speaker 4: Yes, it's time for a PAVD part of the show,
Speaker 4: and you know, we take our questions seriously between you
Speaker 4: and me, Mandy, Tiffany questions wherever.
Speaker 2: You were going? I was with you. Yeah, I wasn't
Speaker 2: shure where I was going the whole lie. I was like, well,
Speaker 2: let's see, let's see where this is gonna go. And
Speaker 2: I probably forgot the you know me like, if it's
Speaker 2: not a song that I can improperly sing, then as
Speaker 2: soon as I say it, it's gone. It's gone for me,
Speaker 2: it's gone.
Speaker 3: Jesus take the wheel. Sorry today, man, it's fine. I
Speaker 3: would love to take So we have a question. Oh,
Speaker 3: she's calling you out, Tiffany, because I think we did
Speaker 3: forget about something. This question comes from a listener who
Speaker 3: didn't leave her name. I'll just call her Denise. She says, Hey, ladies,
Speaker 3: I was wondering if Tiffany was still going to share
Speaker 3: her template for choosing a financial planner or if I
Speaker 3: missed it. Thanks for always being so real and transparent.
Speaker 3: It makes people like me who are introverts feel less alone. Ah, yes,
Speaker 3: she says, congrats on Mollie. She says, wait, it keeps
Speaker 3: going after her question. I had to share, because, she says,
Speaker 3: Mollie is so gorgeous and a chocolate goddess, and Rio
Speaker 3: is a hand with all that gorgeous hair.
Speaker 2: All.
Speaker 3: Thank you so sweet, But for real, though, where's that template?
Speaker 2: No, you're right now, and you know, here's the thing,
Speaker 2: like I actually have to go through and take out
Speaker 2: like my stuff. But I yeah, so, but I can
Speaker 2: get you that Google Zach today because honestly, you're not
Speaker 2: the first person who's asked me. Because I really want
Speaker 2: to help in it. It's helped significantly, So I just
Speaker 2: have to go in. I got to copy it, go
Speaker 2: in and just like a race like my numbers, so
Speaker 2: you can kind of feel in your own. But I wait,
Speaker 2: how do we hmm, I guess I should do it.
Speaker 2: And I'll set it to you non edited, so that way,
Speaker 2: meaning that no one could just go in and edit it,
Speaker 2: but you could copy and paste it that you please,
Speaker 2: that's why.
Speaker 3: Yeah, just update your Google Yeah, your your Google doc settings. Yeah,
Speaker 3: I love a Google Doc. What did I do before Google?
Speaker 2: Honestly, I don't even know how I lived? How did
Speaker 2: I live? You were emailing and like not sure? Look
Speaker 2: you guys, sound in your heart?
Speaker 3: What is that song?
Speaker 2: I'm living is?
Speaker 3: Without you? I can't get.
Speaker 2: I can't get.
Speaker 3: No, Okay, anyway, leave this thing into Tiffany.
Speaker 2: Yes, unfortunately, but no, absolutely I will. I'll get that
Speaker 2: to Mandra today. I like it, so today I will
Speaker 2: just text I can.
Speaker 3: Put the Google doc in the show notes, okay. And yeah,
Speaker 3: because we talked about that on a few episodes back
Speaker 3: when you were talking about what's your planner's name? Angela
Speaker 3: Angelie Angelie? Yeah, and I remember, I'm gonna go. Yeah.
Speaker 3: I'll post some show notes with a link to that,
Speaker 3: hopefully in this week's episode. So check the show notes. Also,
Speaker 3: while you're there, check out our sponsors. Click on through
Speaker 3: see if you can get some good deals on the come.
Speaker 3: But he's that support us. Yeah, shameless plug because you know,
Speaker 3: if you want to support us, support them. Yes, all right, excellent.
Speaker 3: Here is our second question from a listener on Instagram.
Speaker 3: We will call her, won't just call her re Re.
Speaker 3: She says, I've listened to about thirty episodes and I'm
Speaker 3: running through the catalog because y'all are just so relatable. Oh,
Speaker 3: a new listener, My question is, how do you go
Speaker 3: about buying stock for children or other little people in
Speaker 3: your life? I want to give my godson, who is
Speaker 3: one years old, a long term financial gift every year,
Speaker 3: but I'm trying to figure out where to start. I
Speaker 3: listened to an episode not too long ago where Maybe
Speaker 3: talked about target date funds, so I'm considering that, but
Speaker 3: I think it'd be cool to get him actual stock.
Speaker 3: Is he too young to have stock in his name?
Speaker 3: Should I wait till he's older so there isn't much
Speaker 3: risk from now until he's about eighteen or twenty five?
Speaker 3: Thanks for your help. Oh what a good godmother.
Speaker 2: Yes, I've done this.
Speaker 3: Lots to unpack here. Yeah, you want to start?
Speaker 2: Yes? So what I did was at first I was
Speaker 2: just like saving, like saving money for my god children
Speaker 2: and mind, this is my nephew. Now I've such I've then,
Speaker 2: so I've switched it over to to your point, a
Speaker 2: target date fund, and it's like a I think it's
Speaker 2: a custodio account. I just did. I like Angelie helped
Speaker 2: me to set it up where we just aggressively because
Speaker 2: they're so young and they're all under like the age
Speaker 2: of five, we just aggressively invest. So it's a mutual fund.
Speaker 2: I'm not investing in individual stocks for them, although that's
Speaker 2: something you certainly can do, but I just wanted to. Like,
Speaker 2: so what I do for their birthdays is instead of
Speaker 2: really getting them presence presents, sometimes I do, but typically
Speaker 2: I just put money in that fund now, so it
Speaker 2: just makes it easier. And their parents are like, you know,
Speaker 2: especially when kids are little and everyone's kind of giving
Speaker 2: them toys, and to strut to the matter, is they
Speaker 2: rather the box anyway? I think it's just a better
Speaker 2: place to put money. So that's what I did. I
Speaker 2: opened up a target date fund, a mutual fund, and
Speaker 2: I just put money in there every holiday that makes sense,
Speaker 2: and their birthdays.
Speaker 3: Yeah, because sodial is the right word for that. So
Speaker 3: if you have I think under the age of eighteen,
Speaker 3: you can, and a custodial account, which means as the adult,
Speaker 3: you control it, and then I think when they turn eighteen,
Speaker 3: the kids can take control of it. I we've gotten actually,
Speaker 3: in my husband's goddaughter, we got her a few stockpile
Speaker 3: gift cards which if you really just want, you know,
Speaker 3: to buy some stock. Stockpile and there's a couple other
Speaker 3: companies that you can buy fractional shares of stocks, so
Speaker 3: you know, if you want to give them Google and
Speaker 3: it sounds awesome, but Google's worth like, I don't know,
Speaker 3: what is it, like a thousand bucks? Yeah, I'm making
Speaker 3: that up. And you have money like that, you can
Speaker 3: get her, like or him a twenty five dollars, you know,
Speaker 3: fractional share in Google and a twenty five dollars fractional
Speaker 3: share in Tesla or whatever it is that you want,
Speaker 3: and then you know it's it's actual stock. It's also
Speaker 3: a custodial type account that you know, it's a good
Speaker 3: way to teach or fun way for them to learn
Speaker 3: about the market. Now, your one year old, I imagine,
Speaker 3: probably isn't going to sit down with you and learn
Speaker 3: about the stock market. And in that case, I almost
Speaker 3: want to say, for me, those those like stock gift
Speaker 3: cards are fun, kind of gimmicky, you know, fun ways
Speaker 3: to like learn and teach about the market. But for
Speaker 3: long term investing for a child, I feel like the
Speaker 3: way Tiffany's doing it makes the most sense. It's more practical.
Speaker 3: You're not just investing in a couple of different companies,
Speaker 3: you know. When you get a target date fund, you know,
Speaker 3: and when you invest that in mutual funds, which are
Speaker 3: it's kind of like getting a sample of all the
Speaker 3: different stock that you could invest in versus just picking
Speaker 3: just a few, and it spreads out your risk and
Speaker 3: it kind of takes the guesswork out of picking what
Speaker 3: you're going to invest in. I think that makes more sense.
Speaker 3: And so you could open a custodial IRA at you know,
Speaker 3: any brokerage firm wherever you have your four to one
Speaker 3: K or your retirement fund now is probably a fine
Speaker 3: place to start.
Speaker 2: Yeah, exactly so. And also too, it doesn't have to
Speaker 2: be a retirement account. It could just be like an account,
Speaker 2: you know, Like I think sometimes people think that like
Speaker 2: you have to do like a retirement account, and it's
Speaker 2: like you can, but it doesn't. I mean, it's helpful.
Speaker 2: But it doesn't have to be like you can open
Speaker 2: just like I always call it like a like a
Speaker 2: I call it like my wealth building account because I
Speaker 2: have my retirement accounts, but I also have my wealth
Speaker 2: building accounts. But yeah, sending aside and then typically what
Speaker 2: I do, honestly, especially when they're little, I still might
Speaker 2: like send a book or whatever, but then I'll just
Speaker 2: like take a screenshot and send to Like my sister's like, look,
Speaker 2: I put money, and I put the money on account
Speaker 2: for the baby, and they're.
Speaker 3: Like, Okay, thanks, that's great, that's amazing mm.
Speaker 2: Hm, because it just makes it, you know, easier, like
Speaker 2: I said, especially when they're little, like honestly a two
Speaker 2: to like five or six year old. I mean what
Speaker 2: my sister dud was, I think is hilarious because she
Speaker 2: was the first to have kids, so they were getting
Speaker 2: so many toys that she like rolls them out. She's like, girl,
Speaker 2: they still have half their Christmas gifts still, Like She's like,
Speaker 2: I'll put them up so that way it feels like
Speaker 2: new things all year.
Speaker 3: You know, Oh that's clever.
Speaker 2: So that way she's like. So in other words, that's
Speaker 2: why when I found out she did that. I was like,
Speaker 2: so that you really don't need new gifts. She's like,
Speaker 2: I really don't. That's why I was like, well, let
Speaker 2: me just put this money. If I'm going to spend
Speaker 2: fifty bucks on Roman, I might as well put fifty
Speaker 2: bucks on his account since he has to even open
Speaker 2: up all his gifts from his last you know, last birthday.
Speaker 3: Know, yeah, I'm not ready for all the stuff. I'm
Speaker 3: a little afraid of the stuff. And then for me
Speaker 3: as a parent, if you open up an account where
Speaker 3: people can contribute to it, that's also really nice. Like
Speaker 3: if you open up your account, then anyone can contribute
Speaker 3: to it. You can like send her on a link.
Speaker 3: I think some accounts do that now, especially if it's
Speaker 3: like a college savings fund, and.
Speaker 2: Makes sure to put the like one of the things
Speaker 2: I made sure to do was to make the parent
Speaker 2: the beneficiary. Yes, you know, so God forbid. Something happens
Speaker 2: to me and it's not like, oh, this account was
Speaker 2: for real, but Tiffany never, so what's going on here?
Speaker 2: You know? So it's like, no, no, if I'm not here,
Speaker 2: it goes to Mandy exactly.
Speaker 3: It's a good tip, all right, ra Ree, Well, thank
Speaker 3: you for thank you for being a new listener and
Speaker 3: catching up on the show.
Speaker 2: I want to take one more question. I feel like
Speaker 2: the first one wasn't a real question.
Speaker 3: I don't have another one, like, oh no, that was
Speaker 3: a real question.
Speaker 2: No, but you know what I mean, Like, I like,
Speaker 2: like that was just me saying like, yeah, girl, of
Speaker 2: course I'll share my thing with you.
Speaker 3: I like to throw you an easy one and then
Speaker 3: a hardball. All yes, Well, thank you guys. If you
Speaker 3: want to hit us up with your questions, Instagram is
Speaker 3: a great place to start. We're at brand Ambition Podcast
Speaker 3: on Instagram. You can also send us an email directly
Speaker 3: Brand Ambition Podcast at gmail dot com dot com.
Speaker 2: Now it's time for boost or breaking? Ah, you gotta boost?
Speaker 3: You gotta boost?
Speaker 2: Are you gonna break? Now it's time for break or boost? Thing?
Speaker 2: Are you gonna bread? Are you gonna bread? Are you
Speaker 2: gonna booze? What will you do? Many may? Will you boost? Okay?
Speaker 3: Sorry? Something in my throat? That was a Christmas tune?
Speaker 3: What's wrong with you?
Speaker 2: I don't know, you know what I feel like? Maybe
Speaker 2: I'm just feeling like a light and free because I'm like, huh,
Speaker 2: A lot of the stress of like, you know, running
Speaker 2: a pic Kickstarter' like we're just we're finally here. I
Speaker 2: can let it go.
Speaker 3: So I'm sorry, Okay, let it out, Let it out,
Speaker 3: Let it out. You send your Christmas Carol.
Speaker 2: So are you gonna boost or are you going too brisk?
Speaker 3: I've got a break this week, you know, I want
Speaker 3: to take a break for the I was just tabulating
Speaker 3: how much money I've spent on this products recently. I
Speaker 3: just had gotten like eighty dollars worth of divacurl products
Speaker 3: for my hair. If you're a curly hair girl out there,
Speaker 3: you probably have used Divacurl. They've been around forever. And
Speaker 3: then I saw something that the company. I followed them
Speaker 3: on Instagram and they posted this like weird message, you know,
Speaker 3: about how they value their customers, and they have a
Speaker 3: note to their customers on their website, YadA YadA, And
Speaker 3: I'm like, what has happened? And I go to their
Speaker 3: website and they are basically saying, you know, we've heard
Speaker 3: from you guys about issues with our products. We're investigating it,
Speaker 3: blah blah blah. And then I have to like go
Speaker 3: backwards to figure out what's happened. And apparently there's a
Speaker 3: class action lawsuit against Diva Curl from all these women
Speaker 3: who claim that their products have made their hair fall out. Yeah,
Speaker 3: and enough claims for the company to issue a statement
Speaker 3: like that. I mean, it sounds like scary stuff. And
Speaker 3: I have I mean, I haven't used I'm like a product,
Speaker 3: I'm not very loyal to different I like to try
Speaker 3: different things and whatever. But yeah, I had just bought
Speaker 3: this huge, like forty dollars bottle of their conditioner and
Speaker 3: their leaven conditioner and some like gel or whatever, and
Speaker 3: I had started to use it again for the first
Speaker 3: time in like a month or two. And I now
Speaker 3: I'm looking at eighty bucks that I've just I guess
Speaker 3: I just throw it down the drain. I don't know
Speaker 3: what to do. So, but if y'all are listening, I
Speaker 3: know the company. They said they're responding to people in
Speaker 3: the comments on their Instagram saying, you know, contact our
Speaker 3: customer service line if you're interested in a refund. I
Speaker 3: haven't done that yet. I don't even know if I
Speaker 3: have the receipt for the stuff that I bought. I
Speaker 3: might eat somewhere. But if you're a divacurl user, I mean,
Speaker 3: it sucks because they don't seem to know for sure
Speaker 3: what the issue is, and I know it's going to
Speaker 3: take them a long time to figure out if at
Speaker 3: all there was an issue. But they are. They are
Speaker 3: like the Curly Hair brand, you know, they were one
Speaker 3: of the pioneers.
Speaker 2: I wondered, like, yeah, I'd be curious to know. I mean,
Speaker 2: I don't. I mean, obviously I don't know because I
Speaker 2: is it like because just so many people use it,
Speaker 2: and those folks I don't know because you just don't
Speaker 2: know because you're like your hair is not falling out.
Speaker 2: But just because your hair is not falling out doesn't
Speaker 2: mean someone else's hair is not falling out.
Speaker 3: I know. And I've really read because like you know,
Speaker 3: people can claim anything, but I really read some testimonials
Speaker 3: from like Divacare hair stylists because now they have salons
Speaker 3: who have said I do not ever. I use the
Speaker 3: products on myself and all my clients and we all
Speaker 3: have hair loss issues. And I mean I guess, like
Speaker 3: where there's smoke, there's fire. But like I said, it's
Speaker 3: enough for me to be like maybe I won't take
Speaker 3: a chance. Yeah I'll take the hit, And you know,
Speaker 3: another day, another hair product in my life. That's just
Speaker 3: what so I don't know what I mean. I went
Speaker 3: out and got some my hairstylists recommended like a brand
Speaker 3: of like organic shmancy fans see stuff. So I'm gonna
Speaker 3: try that out. Okay, Yeah that sucked. So if you're
Speaker 3: a diva care diva curl Sorry diva curl right, user,
Speaker 3: I feel your pain.
Speaker 2: Well I am going to boost. Okay. So this weekend
Speaker 2: it was really fun. Myself and a big group of friends.
Speaker 2: We went to go see Evan. You know, she's Molly
Speaker 2: from Insecure, which is also a comedian. So she came
Speaker 2: to Newark for she's doing a tour, comedy comedy special
Speaker 2: tour which has been like sold out around the country.
Speaker 2: It's I think it's called from Legas to La or
Speaker 2: something like that. But she was hilarious. Honestly, How you
Speaker 2: say that?
Speaker 3: How you say lagos legis?
Speaker 2: Yeah?
Speaker 3: Wait, I've been saying it wrong my.
Speaker 2: Entire You've been saying lagos.
Speaker 3: Lagos niche I apologize.
Speaker 2: You don't know.
Speaker 3: It's like when I learned it was quinoa not quinoa,
Speaker 3: I continue.
Speaker 2: I was embarrassed by that came because I said along
Speaker 2: and strong. I was like, can I have the Quinn
Speaker 2: now yeah. I was like, wait what it's Keiwah anyway,
Speaker 2: so yeah Laiah so so she's yeah. So it was awesome. Honestly,
Speaker 2: it was sold out and it was just someone was like,
Speaker 2: I brought a few friends with me that weren't Nigerian.
Speaker 2: I don't yeah, I think so my friend lived this
Speaker 2: Nigeria anyway. My husband was like, wow, I thought it
Speaker 2: was just you, like, you know, like she's she said,
Speaker 2: it was like watching you on stage because you know,
Speaker 2: like the next years we all have the same stories,
Speaker 2: and you know, I was like, it's just so funny.
Speaker 2: I think the audience was filled with Nigerian so we
Speaker 2: were all cackling because it was like she was telling
Speaker 2: our life story on stage and so she was hilarious.
Speaker 2: It was funny, and it was just funny to see
Speaker 2: my non Nigerian friends be like, oh, so you're not
Speaker 2: exaggerating because that's what you're talking about. I'm like, exactly,
Speaker 2: the trauma is real. So yeah, I just wanted to
Speaker 2: boost her and because I can't imagine how hard it
Speaker 2: is to get on stage and crack these jokes and
Speaker 2: hope people like them. It's nerve wracking and you know,
Speaker 2: and to do it night after night after night. I
Speaker 2: feel like she's had like over ten tour stops, some
Speaker 2: including in Africa. So I'm just really proud of her,
Speaker 2: and you know how hard she's been going. And if
Speaker 2: you head on over to evan og on Instagram, you
Speaker 2: might see me in the slide show, you know, doing
Speaker 2: my almost almost dropping low for Jesus with my with
Speaker 2: my not so meg the stallion knees. But yeah, so
Speaker 2: it was just a really good time and we got
Speaker 2: to hang out with her backstage, my sister and I
Speaker 2: for a little bit before she jumped on. So it
Speaker 2: was just that. I mean, so I know how hard
Speaker 2: it is to like for people to go hard for
Speaker 2: their craft. So I just want to like a little
Speaker 2: spotlight on someone that is doing a really good job.
Speaker 3: Is she gonna do like a Netflix special? I'd love
Speaker 3: to watch.
Speaker 2: She is she's doing well? Not Netflix an HBO special?
Speaker 3: Oh okay, sweeting.
Speaker 2: I know, so I think what it seemed like. I
Speaker 2: don't know if the HBO special is like a collection,
Speaker 2: like because she had like videographer there, so I don't
Speaker 2: know if it's like that's what she's taping for, like
Speaker 2: all around the country and all around the world. You know, yeah,
Speaker 2: so yeah, but I'm sure I'm hoping that you know,
Speaker 2: you guys would be to see this as a special.
Speaker 2: But she did say that she has an HBO special.
Speaker 3: So it was awesome, beautiful, funny, talented, inteligen I.
Speaker 2: Can't, I can't, and it's super nice and down to earth.
Speaker 2: She's just awesome.
Speaker 3: Yeah, and when's in Secure coming back? I need some
Speaker 3: Insecure in my life.
Speaker 2: She said downstage too, she was like, you know, we've
Speaker 2: been renewed for like a next season and it drops
Speaker 2: I forget what she said, but it's going back soon.
Speaker 2: Speaking of which, have you seen the photograph that looks
Speaker 2: so good with the ray that love photograph? No, no,
Speaker 2: it's called the She's Got a movie.
Speaker 3: The movie with Lakeiths Standing. Yes, I know, I haven't
Speaker 3: seen it, but it looks really good.
Speaker 2: I know I want to see. I feel like it's
Speaker 2: you know, it's like a boot up movie. I'm like,
Speaker 2: it came out on Valentine's Say, I really want to see.
Speaker 2: Someone said that she is just so beautiful and it's
Speaker 2: just a really beautiful, unproblematic black love story, which I'm like,
Speaker 2: you know what I'm here for.
Speaker 3: It. I need to see that. I need to see
Speaker 3: Queen and Slim. I need to see everything. I think
Speaker 3: I'm just going to see all the movies I missed
Speaker 3: in another year. You know when I when I feel
Speaker 3: when I can get back into society. Yeah, m.
Speaker 2: Yes, that is our shizzo. Ope you nizzo. How much
Speaker 2: we love y'all and we love getting new listeners. So
Speaker 2: tap your sister, your cousin, your friend and them and
Speaker 2: say have you listened to ron a Mission? Because they
Speaker 2: give me my life every week? Yeah? Me and many
Speaker 2: really love doing this. And I can't believe it's been
Speaker 2: four years, right, mandra.
Speaker 3: Four and a half years. We're not fifth season, we're
Speaker 3: almost past Toddler.
Speaker 2: Oh my gosh.
Speaker 3: Season over two hundred episodes, over a million downloads. You
Speaker 3: watch your best.
Speaker 2: Yeah, honestly, I remember when you were like, which is like, right,
Speaker 2: why did you ask me about the podcast? What's it like?
Speaker 2: At a thin Con?
Speaker 3: We met at thin Con and I feel like the
Speaker 3: next year we had a podcast.
Speaker 2: Yeah right, and you were like, we should do a podcasts.
Speaker 2: I want to do a podcast, and I was like, okay,
Speaker 2: even though I was like not sure what it is,
Speaker 2: but sounds cute and we even going long and strong.
Speaker 2: So it's been awesome.
Speaker 3: Well, congrats on the success of the kickstarter, so proud
Speaker 3: of you. Get my copy. When do you expect the wait,
Speaker 3: the book's not coming out until the fall.
Speaker 2: No, no, the book goes out comes out in April.
Speaker 3: Like so I ordered okay, yeah, okay.
Speaker 2: So what happens is like beforehand, I had to because
Speaker 2: I'm doing like the hybrid hybrid publishing, which is like
Speaker 2: it's a publisher, but I have to carry all the costs.
Speaker 2: But in order to get into like any sort of
Speaker 2: like Barne Nobles or whatever, you have to go through
Speaker 2: a publisher. But I wanted to keep on my phone.
Speaker 2: So I was like, I chose a great hybrid company
Speaker 2: called Y's Ink, and so I had to order copies
Speaker 2: out of pocket. Hucha. I was like forty thousand dollars
Speaker 2: for ten thousand copies because like four bucks a copy
Speaker 2: and like and then so anyway I did that. The
Speaker 2: books should actually be fully printed by the end of
Speaker 2: March early April, and as soon as they come in,
Speaker 2: I'll start mailing them out and then April eighteenth, it's
Speaker 2: official launch. But I really want to get y'all your
Speaker 2: books before you know, before you know that it actually
Speaker 2: officially launches. That's like, that's the aim. So I'm praying
Speaker 2: that they because you never I mean, with the printer,
Speaker 2: it's all up to them. I've done everything I'm supposed
Speaker 2: to do. I made my payment all the things. Now
Speaker 2: I'm just like, come on, prints are pricked so you
Speaker 2: can come here in time. If you haven't already. You
Speaker 2: want to get a copy of your own bizook, you
Speaker 2: can go to Molly m A l I more mr
Speaker 2: dot com. And even if you're watching this, like listen
Speaker 2: to this, like five years from now, that will be
Speaker 2: the website where you could just order books anyway it might.
Speaker 2: It won't be the kickstarter website. Which is it? Which
Speaker 2: it is right now?
Speaker 3: Oh fabulous? M h, I can't wait. All right, Well,
Speaker 3: the hard work, hopefully is the hard hard work for
Speaker 3: this is hopefully behind you, and now it's just enjoying
Speaker 3: all the fruits of that labor.
Speaker 2: Congressions. Thank you.
Speaker 3: All right, y'all, will have a good rest of your week,
Speaker 3: and we will see y'all next week. I'm brimbition. Bye.