WEBVTT - 40 Acres and Some Tools feat. Gene Boykin

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<v Speaker 1>Welcome to We Talk Back Podcast, the production of iHeartRadio

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<v Speaker 1>and the Black Effect Network Talk Talk.

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<v Speaker 2>So we're just two unapologetically black women with an opinion

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<v Speaker 2>who talks.

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<v Speaker 1>What's up y'all? Thank you for tuning in for a

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<v Speaker 1>new episode of We Talk Back and show dedicated to

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<v Speaker 1>you Dreamers and chases for Real today because we're talking money,

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<v Speaker 1>big money. What's up?

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<v Speaker 2>Tam damn Hey, y'all. I love y'all, I love you AJ.

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<v Speaker 2>How you doing, girl?

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<v Speaker 1>I'm well hot, sweating, it's metabolizing, it's rigging coffee.

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<v Speaker 2>I listened. I couldn't even go to get my coffee

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<v Speaker 2>because it's four elevators in my building and only one

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<v Speaker 2>of them is working. So I was out there waiting

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<v Speaker 2>there with my cup to go get my coffee, and

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<v Speaker 2>I stood there for like seven minutes, and I was like,

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<v Speaker 2>you know what, it's gonna take seven minutes to get

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<v Speaker 2>back up, and I ain't got that kind of time.

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<v Speaker 2>So I don't even have no damn coffee this morning.

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<v Speaker 2>I'm pissed off.

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<v Speaker 1>I hell, you got one elevator working in that big

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<v Speaker 1>ass building.

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<v Speaker 2>That's why forty two floors and one elevator is insane.

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<v Speaker 1>Trip I need a discount. You know, black people be

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<v Speaker 1>looking for a discount, and I rent every shit, one

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<v Speaker 1>little thing broken. They ain't come fix it today, discount. Listen,

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<v Speaker 1>go take time off my rent.

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<v Speaker 2>My shit is boxed up and going out of this

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<v Speaker 2>bitch on Tuesday. So y'all better have at least a

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<v Speaker 2>freight elevator working by Tuesday. God damn bye bye period.

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<v Speaker 2>So you spent your weekend packing, Yes, I am surrounded

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<v Speaker 2>by boxes, but I'm almost done. All I gotta do

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<v Speaker 2>is pack the stuff that I'm going to be living

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<v Speaker 2>out of, like my clothes and my toilet trees that

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<v Speaker 2>I'm just going to be living out of for the

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<v Speaker 2>next two months because I essentially will be homeless for

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<v Speaker 2>the next two months.

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<v Speaker 1>You guys don't say that, y'all.

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<v Speaker 2>Well, not homeless, but I don't have like a I

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<v Speaker 2>won't have a permanent address.

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<v Speaker 1>I was just like, yeah, you know, I've been like

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<v Speaker 1>that for a year's shot, and I still like, like,

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<v Speaker 1>I don't have a permanent address, okay, post office box me.

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<v Speaker 1>I don't like people to know where I'm at for real, nobody.

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<v Speaker 2>This is different for me. This is definitely a new

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<v Speaker 2>space that I'm in it's very giving, very much midlife crisis.

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<v Speaker 1>Fuck it, you're happy, yeah, you just you never fucking know.

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<v Speaker 1>I ain't do much this weekend. I just hung out,

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<v Speaker 1>chill out. I'm really like sitting still for the most part,

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<v Speaker 1>so I've been chilling out, it rained all weekend.

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<v Speaker 2>I want to Oh, I did it look at some cats?

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<v Speaker 1>Oh did you find one man? None of them motherfuckers

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<v Speaker 1>liked me. You know, cats pick people.

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<v Speaker 2>Yeah, they gotta pick you. Yeah, they can't pick you. Yeah.

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<v Speaker 1>Since Bella died in two thousand and two, Now I

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<v Speaker 1>just haven't.

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<v Speaker 2>Two yes, two thousand and two, excuse me, two thousand

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<v Speaker 2>and one, Bella in twenty one.

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<v Speaker 1>Yes, July twenty twenty one, you.

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<v Speaker 2>Said two thousand and one, saying no, oh oh, not

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<v Speaker 2>two thousand and two.

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<v Speaker 1>Y'all know what I mean. A couple of years ago. Anyway,

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<v Speaker 1>So I'm still not over the death of my dog. Okay,

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<v Speaker 1>she has stole my screensaver on my cell phone, so

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<v Speaker 1>I don't know if I want to replace her, but

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<v Speaker 1>I need something.

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<v Speaker 2>Well something you're not replaced.

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<v Speaker 1>That is replacing her. That's how it feels.

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<v Speaker 2>Yes, you need to talk to somebody about that because

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<v Speaker 2>you can't replace her. She'll never be replaced. You just

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<v Speaker 2>adding a new family member, That's what it is.

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<v Speaker 1>So it's either a bird, a cat, or another puppy.

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<v Speaker 1>That's where I'm at. I need something.

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<v Speaker 2>I really think you should get a cat, because the

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<v Speaker 2>amount of cat videos you shared with me in the

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<v Speaker 2>past two years is ridiculous.

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<v Speaker 1>Yeah, but so they put these two kittens in the

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<v Speaker 1>room with me and they just was not fucking with me.

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<v Speaker 1>So I'm like, and my homegirl, she was like, it's

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<v Speaker 1>some street cats over by my husband mama house. But

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<v Speaker 1>they wasn't cute, so I'm not about to go.

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<v Speaker 2>You went over there to look.

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<v Speaker 1>No, No, she had pictures of them because she said

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<v Speaker 1>they just walked up on her and our kids. But

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<v Speaker 1>I don't want a cat from the SPCA. I think

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<v Speaker 1>I'm gonna buy me a rag doll kitten. I've been looking.

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<v Speaker 1>I just ain't trying to spend on fucking thirty five

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<v Speaker 1>hundred dollars. I need dollar cat. Yes, five to nine

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<v Speaker 1>hundred five to one thousand dollars. That is my max.

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<v Speaker 2>All these cases outside.

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<v Speaker 1>Girl, I don't want no fucking random ass cat with

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<v Speaker 1>personality disorder. I'm good, Okay, I need me like a

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<v Speaker 1>pure bread, cute, fliffy teddy bear cat that acts like

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<v Speaker 1>a dog. Okay, that's a lot. So I read that

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<v Speaker 1>rag dolls are the closest thing to a dog. They

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<v Speaker 1>act kind of like dogs. You can walk them and

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<v Speaker 1>shit like that.

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<v Speaker 2>So that's what you get.

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<v Speaker 1>I don't know.

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<v Speaker 2>Yeah, well that's nice. I think you should get one.

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<v Speaker 2>I'll get a pet. Let's get in the sins. So

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<v Speaker 2>social media has been in a little uproar because, uh,

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<v Speaker 2>Jada way to post it a video and there's children

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<v Speaker 2>in the video and she's partially nude, and people had

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<v Speaker 2>a lot of negative things to say towards the video.

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<v Speaker 2>The kids run and take her like she's like topless

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<v Speaker 2>and they run and take her top and throw it

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<v Speaker 2>in the water and stuff like that. And people were upset,

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<v Speaker 2>Like one girl said, not butt naked with the kids

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<v Speaker 2>with crying faces. What are your thoughts?

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<v Speaker 1>I really don't have any thoughts on this. I come

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<v Speaker 1>from a very naked fan, me too, very naked. And

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<v Speaker 1>you know, just three women excuse me, four women in

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<v Speaker 1>the house like naked. Yeah, my nephew, we have one

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<v Speaker 1>boy in our immediate family. The nigga gets naked. I

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<v Speaker 1>mean now because he's bigger, of course he's not about

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<v Speaker 1>to just take clothes off in front of people. But

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<v Speaker 1>when he was a kid, like as soon as you

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<v Speaker 1>hit the door, like strip like for real. But I

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<v Speaker 1>guess because it's advertisement for something in the way, people

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<v Speaker 1>aren't uproar about it. Listen, these kids have access to

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<v Speaker 1>We used to have to really look for corn. We

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<v Speaker 1>used to have to really really look for but this

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<v Speaker 1>shit is in kids' faces all day long. This is

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<v Speaker 1>his mom. Okay, he sees her naked, she sees him

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<v Speaker 1>naked all the time. And then for whatever reason, I

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<v Speaker 1>don't understand why people don't when you wear a bikini,

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<v Speaker 1>it's the same thing as bron Penny. It's the very

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<v Speaker 1>same thing. People are on the beaches with don bikinis

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<v Speaker 1>on all the time, with kids running around on the beach.

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<v Speaker 1>People over sexual.

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<v Speaker 2>That's what I was about to say. Our bodies are

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<v Speaker 2>not just sex. Our bodies are not just sex. And

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<v Speaker 2>I think we just see the sky looking at our

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<v Speaker 2>bodies as just sexual objects all the time and realize

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<v Speaker 2>that we're human beings and that we have bodies and

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<v Speaker 2>this is just a part of it, you know. I

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<v Speaker 2>don't think. I think we over sexualize everything. It was

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<v Speaker 2>her son that came out of her body.

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<v Speaker 1>Right, We're in a country where we are the most

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<v Speaker 1>covered up, but we have the highest persons and engine

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<v Speaker 1>rapes and sexual assault against women.

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<v Speaker 2>I don't think we're.

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<v Speaker 1>In comparison to other countries where people like.

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<v Speaker 2>Like the Middle Easter, you can't even see them girls

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<v Speaker 2>with their eyes.

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<v Speaker 1>My point is there is still sexual assault amongst women

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<v Speaker 1>with or without clothes on. That is my point, my

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<v Speaker 1>only point. So it hasn't it just has nothing. One

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<v Speaker 1>has nothing to do with the other. Okay, so people

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<v Speaker 1>over sexualizing children, black women, Black women in particular are

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<v Speaker 1>always over sexualized. Yes, I just don't think it was.

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<v Speaker 1>It might have, I mean because I guess when you're

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<v Speaker 1>creating something, you do have to think about what the

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<v Speaker 1>people are going to think. Right, So in her mind

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<v Speaker 1>it was okay, she because she doesn't have the mind

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<v Speaker 1>of everybody else. I just send somebody a message on

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<v Speaker 1>Instagram because for what I've been getting attacked by people

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<v Speaker 1>for my views. Okay, so somebody message messy. Listen, there's

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<v Speaker 1>nobody on this planet, you nor me that can say

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<v Speaker 1>and do everything that that is appeasing to the collective.

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<v Speaker 1>There's nobody that can say things perfectly or do things

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<v Speaker 1>perfectly where nobody has a fucking problem. So my only

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<v Speaker 1>job on this planet is to be my fucking self.

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<v Speaker 1>Who whoever resonates with.

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<v Speaker 2>It would be Okay, it's impossible to be sensitive to

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<v Speaker 2>the plight of every human experience. There's no way to

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<v Speaker 2>do it. There's no way to do it, So there's

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<v Speaker 2>no reason to try because you will fail miserably. There's

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<v Speaker 2>no way to do it. Just be yourself and be kind,

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<v Speaker 2>and that's all you can do.

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<v Speaker 1>And if there is somebody right that can do everything right,

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<v Speaker 1>please believe they are being deceitful. Please believe they aren't

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<v Speaker 1>being themselves with you. Okay, So I don't I mean,

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<v Speaker 1>I would not have done the ad in that way,

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<v Speaker 1>but hey, I don't see why she should be like

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<v Speaker 1>star star stoned, tarred and feathered for it either.

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<v Speaker 2>Right, I agree, because it wasn't like cocked open, you know,

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<v Speaker 2>like she was cocked yeah, and she.

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<v Speaker 1>Was laying on her on her on her breast. Kids

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<v Speaker 1>are at the beach with their parents all the time, sunbathing.

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<v Speaker 1>It's just because it's her that y'all got a problem

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<v Speaker 1>with it. Yeah, it's just weird. White women are on

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<v Speaker 1>the beach all the time looking the same exact fucking way. Okay. Anyway,

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<v Speaker 1>a female prison officer who was allegedly filmed having sex

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<v Speaker 1>with inmates rips impersonators as incredibly distasteful. Okay, So our

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<v Speaker 1>former prison officer who allegedly filmed herself having sex with

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<v Speaker 1>an inmate in England says people ripping off her romp

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<v Speaker 1>are incredibly distasteful. I did even more distasteful than you.

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<v Speaker 3>Anyway.

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<v Speaker 1>So Linda Desosa a abrew thirty took to social media

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<v Speaker 1>to blast porn stars pretending to be her on OnlyFans

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<v Speaker 1>and worn against the fake profiles of her that have

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<v Speaker 1>popped up monetizing off of her misfortunes. So this is

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<v Speaker 1>really why she mad, because she started the only fans first.

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<v Speaker 1>So she was charged with misconduct misconduct. Miss She was

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<v Speaker 1>charged with misconduct in a public office last month after

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<v Speaker 1>the video of her having sex with a man serving

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<v Speaker 1>time for burglary at HM prison. Wadsworth, you haven't been

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<v Speaker 1>that tammy surface. She cut her job amid the investigation

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<v Speaker 1>and the oh shit they got.

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<v Speaker 2>The video, bitch, Oh my god, what send it to me?

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<v Speaker 1>I'm like, yo, she said, I want to address this

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<v Speaker 1>very distasteful subject, Like girl, what you did was distasteful

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<v Speaker 1>as fuck. Okay, of OnlyFans creators and impersonating and pretending

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<v Speaker 1>to be me recreating the sad scanner that I am

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<v Speaker 1>said to be involved in. Oh okay, so this is

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<v Speaker 1>probably the video. Well let's read it.

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<v Speaker 3>Let me see.

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<v Speaker 1>I'm wondering if this is a video of her or

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<v Speaker 1>actually like the people re enacting her prison sex scene.

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<v Speaker 2>Anyway, here's the thing. I could never work at a prison.

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<v Speaker 2>All those beautiful black men, all right. First of all,

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<v Speaker 2>prison preserves you. They be so healthy. They be so

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<v Speaker 2>healthy in there. There's shade, they're not getting all the

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<v Speaker 2>toxins of alcohol, and you know, they just look at

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<v Speaker 2>food trash and the food is trash. But I think

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<v Speaker 2>it is a little bit more. It ain't burn your kid, goody. Yeah,

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<v Speaker 2>they just look preserved and healthy. And I'm sure it

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<v Speaker 2>would be just this one strapping black male in there

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<v Speaker 2>who's probably very intelligent and just got a bad hand,

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<v Speaker 2>and he might mess around and get some gucci. So

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<v Speaker 2>I can't work there. Shame, It's just too much.

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<v Speaker 1>I couldn't work in a prison because I ain't no snitch,

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<v Speaker 1>ass bitch. That's why I couldn't work. I couldn't be

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<v Speaker 1>a police officer and I could not work in prison.

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<v Speaker 1>Would I be smashing niggas? I I probably have a

0:12:20.320 --> 0:12:22.480
<v Speaker 1>Working in a prison doesn't make you a snitch is

0:12:22.480 --> 0:12:25.960
<v Speaker 1>a job. A snitch is something different. Who what a

0:12:26.280 --> 0:12:28.440
<v Speaker 1>fuck wants to be in prison in their whole lives

0:12:28.600 --> 0:12:30.920
<v Speaker 1>because that's essentially what it is. They work like four

0:12:31.000 --> 0:12:34.400
<v Speaker 1>days on, four days off. So you are in jail

0:12:34.760 --> 0:12:37.320
<v Speaker 1>just as much as these niggas are in jail. I

0:12:37.320 --> 0:12:41.280
<v Speaker 1>would never want that job for thirty years. You did

0:12:41.440 --> 0:12:45.559
<v Speaker 1>thirty years in prison, my nigga for bullshit ass pension snitch,

0:12:45.600 --> 0:12:46.360
<v Speaker 1>ass bitch.

0:12:47.520 --> 0:12:48.959
<v Speaker 2>See, I disagree definitely.

0:12:49.000 --> 0:12:49.240
<v Speaker 3>I know.

0:12:49.840 --> 0:12:52.240
<v Speaker 2>I know a lot of people who work in law enforcement,

0:12:52.320 --> 0:12:56.199
<v Speaker 2>who work in prisons, who are good people who provide

0:12:56.200 --> 0:12:59.480
<v Speaker 2>for their family doing that, and they and maybe perhaps

0:12:59.840 --> 0:13:02.520
<v Speaker 2>and I would not consider those people snitches. There are

0:13:02.600 --> 0:13:03.880
<v Speaker 2>just people earning a living.

0:13:05.000 --> 0:13:07.040
<v Speaker 1>Yeah, I couldn't be a police I think there's it's

0:13:07.080 --> 0:13:10.040
<v Speaker 1>just it's just the mindset. I could not Could you

0:13:10.080 --> 0:13:11.040
<v Speaker 1>be a police officer?

0:13:11.920 --> 0:13:14.080
<v Speaker 2>I could not be a police officer. Because of the

0:13:14.120 --> 0:13:19.680
<v Speaker 2>fear of my life every day. But that would be it,

0:13:20.400 --> 0:13:21.840
<v Speaker 2>you know, that would be But you can.

0:13:21.760 --> 0:13:23.800
<v Speaker 1>You could be you could be a p c O

0:13:23.920 --> 0:13:24.480
<v Speaker 1>in prison.

0:13:24.800 --> 0:13:27.079
<v Speaker 2>No, I can't work in the prison because I would fuck.

0:13:27.280 --> 0:13:28.520
<v Speaker 1>Only because you'd fuck.

0:13:29.160 --> 0:13:31.720
<v Speaker 2>Yes, that's the only reason. A j that's the only reason.

0:13:34.760 --> 0:13:39.000
<v Speaker 2>That's the only reason they would I would get in trouble.

0:13:39.040 --> 0:13:40.800
<v Speaker 2>I'd be in the same trouble is this bitch were

0:13:40.800 --> 0:13:52.400
<v Speaker 2>talking about. Yeah, I don't consider them stitches. It was

0:13:52.440 --> 0:13:54.120
<v Speaker 2>just hard working people. I know a lot of people

0:13:54.160 --> 0:13:57.000
<v Speaker 2>who work in in that system.

0:13:57.200 --> 0:13:59.720
<v Speaker 1>I don't know. I don't got that mindset. I'm not

0:13:59.800 --> 0:14:02.440
<v Speaker 1>working in the damn jail. Beat in jail with niggas

0:14:02.480 --> 0:14:02.880
<v Speaker 1>all day.

0:14:04.559 --> 0:14:08.760
<v Speaker 2>Okay. Newly crowned Miss Kansas opened up about why she

0:14:08.880 --> 0:14:11.920
<v Speaker 2>chose to call out her abuser during recent pageant so

0:14:12.040 --> 0:14:14.640
<v Speaker 2>she was asked about her vision as the brand ambassador

0:14:14.679 --> 0:14:17.800
<v Speaker 2>for Kansas what would she do, and she mentioned that

0:14:18.640 --> 0:14:21.480
<v Speaker 2>she would eliminate people like her abuser who is in

0:14:21.520 --> 0:14:27.680
<v Speaker 2>the audience right now on stage, Michael for everybody to hear.

0:14:28.600 --> 0:14:30.720
<v Speaker 2>And I know that person was in the audience, Like,

0:14:31.200 --> 0:14:34.760
<v Speaker 2>oh my god, I wonder if it was a man

0:14:34.880 --> 0:14:37.080
<v Speaker 2>or a woman or black or white, you never know

0:14:37.200 --> 0:14:41.160
<v Speaker 2>in the pageant industry. But she felt like it was

0:14:41.200 --> 0:14:43.720
<v Speaker 2>important to call out her abuser right then and there

0:14:44.040 --> 0:14:45.920
<v Speaker 2>because it was heavy on her heart at the moment,

0:14:46.000 --> 0:14:51.600
<v Speaker 2>and she wanted to advocate for domestic violence victims, including herself.

0:14:51.680 --> 0:14:54.080
<v Speaker 1>I feel her people need to do that more often,

0:14:54.480 --> 0:14:57.280
<v Speaker 1>you know what I'm saying. Like, you know, I talked

0:14:57.280 --> 0:14:59.840
<v Speaker 1>shit about my abuser in his mind, he may not

0:14:59.880 --> 0:15:02.520
<v Speaker 1>have been one, but I definitely gonna let him a

0:15:02.560 --> 0:15:04.840
<v Speaker 1>fucking look at my T shirt. My ex is my

0:15:04.920 --> 0:15:12.760
<v Speaker 1>biggest fan. Motherfucker. People people don't consider themselves abusers a

0:15:12.760 --> 0:15:13.400
<v Speaker 1>lot of the time.

0:15:13.840 --> 0:15:14.320
<v Speaker 2>You gotta.

0:15:14.680 --> 0:15:16.920
<v Speaker 1>Yeah, definitely, I would call his ass out to whoever,

0:15:17.440 --> 0:15:20.320
<v Speaker 1>whoever it is, have the have the strength to let people.

0:15:20.480 --> 0:15:23.680
<v Speaker 2>I mean, that was courageous because that person was right there.

0:15:25.280 --> 0:15:26.440
<v Speaker 1>I would appointed.

0:15:27.560 --> 0:15:28.480
<v Speaker 2>Him right there.

0:15:30.040 --> 0:15:33.720
<v Speaker 1>Him over there, they're betting out how fucking bad.

0:15:33.560 --> 0:15:34.200
<v Speaker 2>You drove me?

0:15:35.640 --> 0:15:37.240
<v Speaker 1>Him over there? Absolutely.

0:15:37.240 --> 0:15:39.760
<v Speaker 2>I'm sure there's people who knew exactly who she was

0:15:39.800 --> 0:15:40.600
<v Speaker 2>talking about too.

0:15:40.920 --> 0:15:44.479
<v Speaker 1>Yeah, so I hope he started sweating bullets.

0:15:44.800 --> 0:15:46.640
<v Speaker 2>So I have one other thing that I wanted to

0:15:46.680 --> 0:15:49.400
<v Speaker 2>address for stupid Internet news, And this is not by

0:15:49.560 --> 0:15:52.800
<v Speaker 2>any it's not stupid at all. But and if you

0:15:52.880 --> 0:15:55.360
<v Speaker 2>go on Apple, you can rate and review our show.

0:15:55.720 --> 0:15:59.160
<v Speaker 2>And there's this one review that had a question for me,

0:15:59.200 --> 0:16:01.560
<v Speaker 2>so I wanted to answer because I can't respond to

0:16:01.600 --> 0:16:04.760
<v Speaker 2>you on the actual app. And I'm gonna read this

0:16:04.800 --> 0:16:07.440
<v Speaker 2>you guys. This is from math Cast and they have

0:16:07.520 --> 0:16:11.040
<v Speaker 2>biracial children. And they said, I am half Vietnamese and

0:16:11.080 --> 0:16:14.840
<v Speaker 2>half Caucasian woman to two biracial children. I'm listening to

0:16:14.880 --> 0:16:17.760
<v Speaker 2>your podcast that you had your friend on about colorism.

0:16:18.120 --> 0:16:21.680
<v Speaker 2>Tam Baham says that she doesn't consider biracial children that

0:16:21.760 --> 0:16:25.120
<v Speaker 2>come from a white mother not as black. I need

0:16:25.160 --> 0:16:28.120
<v Speaker 2>to ask why you consider my children because they are

0:16:28.320 --> 0:16:31.800
<v Speaker 2>three fourths black fathers all black and one fourth white

0:16:31.800 --> 0:16:36.880
<v Speaker 2>and one fourth Vietnamese. They society always says, if you

0:16:36.960 --> 0:16:40.000
<v Speaker 2>have a drop of black and you you're black, explain please,

0:16:41.080 --> 0:16:43.280
<v Speaker 2>I don't. I'm listen. If your kids in the car

0:16:43.360 --> 0:16:45.840
<v Speaker 2>with me and they say you niggas, get out the car,

0:16:46.120 --> 0:16:48.000
<v Speaker 2>the police say that they need to get out the

0:16:48.040 --> 0:16:50.120
<v Speaker 2>car with me. I'm not saying your children are not

0:16:50.320 --> 0:16:55.880
<v Speaker 2>black by standards of culture, no h by racial standards,

0:16:55.920 --> 0:17:01.080
<v Speaker 2>by their appearance. But when I say their mother isn't black. Culturally,

0:17:01.160 --> 0:17:04.359
<v Speaker 2>they don't align with blackness. That's all I'm saying is

0:17:04.440 --> 0:17:09.080
<v Speaker 2>culturally they have a different upbringing. When the mother is black,

0:17:09.119 --> 0:17:13.600
<v Speaker 2>they typically have from a cultural standpoint, black points of view,

0:17:14.240 --> 0:17:18.720
<v Speaker 2>black mannerisms, all these things, experience Black experience, and that's

0:17:18.720 --> 0:17:21.280
<v Speaker 2>what I'm saying. I'm not saying that your children are

0:17:21.320 --> 0:17:23.639
<v Speaker 2>not black. So let me just claring to fy that

0:17:23.720 --> 0:17:25.360
<v Speaker 2>for you math.

0:17:25.160 --> 0:17:28.240
<v Speaker 1>Cast and I guess you know, this is the same

0:17:28.280 --> 0:17:31.919
<v Speaker 1>thing which people people really thought that Kendrick Lamar and

0:17:32.240 --> 0:17:38.399
<v Speaker 1>Drake's situation was about skin tone for some reason, or

0:17:39.160 --> 0:17:45.320
<v Speaker 1>it was about Drake not really experiencing or recognizing black

0:17:45.359 --> 0:17:49.040
<v Speaker 1>culture for real. He does utilize it, but that's not

0:17:49.160 --> 0:17:54.320
<v Speaker 1>how he was raised at all. He has monetized off

0:17:54.359 --> 0:17:57.240
<v Speaker 1>of the black culture. But he has said some things

0:17:57.280 --> 0:18:00.280
<v Speaker 1>in the past and in the present that you could

0:18:00.320 --> 0:18:04.520
<v Speaker 1>not possibly be of the black culture. You wouldn't you

0:18:04.520 --> 0:18:08.320
<v Speaker 1>wouldn't say free to slaves and ship like that, h okay.

0:18:08.480 --> 0:18:11.280
<v Speaker 1>You wouldn't be calling like the way certain people in

0:18:12.000 --> 0:18:15.120
<v Speaker 1>Canada the black people talk. You wouldn't be calling it ignorant.

0:18:15.320 --> 0:18:18.200
<v Speaker 1>He did that. You wouldn't do black face. There are

0:18:18.240 --> 0:18:20.959
<v Speaker 1>just certain things if you're not, if you're not of

0:18:21.000 --> 0:18:22.959
<v Speaker 1>the black culture, there's certain things you just wouldn't do.

0:18:23.720 --> 0:18:27.159
<v Speaker 1>So when a child and I agree with you, Tammy,

0:18:27.240 --> 0:18:29.320
<v Speaker 1>I didn't disagree when you when you, I didn't disagree

0:18:29.359 --> 0:18:32.080
<v Speaker 1>with anything. You just said your clarification. And also I

0:18:32.119 --> 0:18:34.680
<v Speaker 1>feel the same way also, you know, it's just it's

0:18:34.720 --> 0:18:37.520
<v Speaker 1>just different. It's not about skin tone, right or no,

0:18:37.560 --> 0:18:41.480
<v Speaker 1>ship like that. It's not about the genetics either, because

0:18:41.520 --> 0:18:45.679
<v Speaker 1>black is a culture as black as a culture. So

0:18:47.359 --> 0:18:49.120
<v Speaker 1>do you consider your children black?

0:18:49.560 --> 0:18:49.720
<v Speaker 3>Right?

0:18:50.160 --> 0:18:51.720
<v Speaker 2>That part?

0:18:51.840 --> 0:18:54.639
<v Speaker 1>That's that's the only thing that matters. Do you consider

0:18:54.680 --> 0:18:56.960
<v Speaker 1>your children black? It would be my question for her.

0:18:57.400 --> 0:19:00.639
<v Speaker 2>Right and and and we're not trying to offend at all.

0:19:00.680 --> 0:19:00.879
<v Speaker 1>You know.

0:19:00.960 --> 0:19:03.920
<v Speaker 2>I'm sure your children are beautiful black babies if that's

0:19:03.960 --> 0:19:08.639
<v Speaker 2>what you see them as, and culturally I don't think

0:19:08.720 --> 0:19:14.399
<v Speaker 2>they are, though I apologize for that. I'm sorry, all right, job.

0:19:14.280 --> 0:19:15.520
<v Speaker 1>People will be so touchy.

0:19:15.720 --> 0:19:16.360
<v Speaker 3>Yah.

0:19:16.400 --> 0:19:19.119
<v Speaker 1>I had somebody sending me paragraphs this weekend like girl,

0:19:19.560 --> 0:19:21.359
<v Speaker 1>and I just went and deleted her shit like you

0:19:21.400 --> 0:19:25.360
<v Speaker 1>are really just you're trying to press me. Yeah, that's

0:19:25.359 --> 0:19:28.760
<v Speaker 1>what you're trying to do. But because I can do

0:19:28.840 --> 0:19:32.080
<v Speaker 1>nothing to you, because we you know it's text. I

0:19:32.119 --> 0:19:35.920
<v Speaker 1>don't feel like arguing. I'm not here to debate anybody's

0:19:37.000 --> 0:19:39.479
<v Speaker 1>perception and how they perceive things. I'm not doing it.

0:19:39.560 --> 0:19:42.640
<v Speaker 1>I said what I said. Yeah, you could say what

0:19:42.680 --> 0:19:45.359
<v Speaker 1>you said, but I'm not having a back and forth

0:19:45.400 --> 0:19:47.040
<v Speaker 1>with you about anything. And that's what a lot of

0:19:47.040 --> 0:19:47.920
<v Speaker 1>times people want.

0:19:48.040 --> 0:19:50.199
<v Speaker 2>Well, I'm okay with you. I'm okay with a back

0:19:50.240 --> 0:19:52.479
<v Speaker 2>and forth because sometimes we're just trying to understand each

0:19:52.520 --> 0:19:54.879
<v Speaker 2>other's perspective and it don't I'm not going to text

0:19:55.080 --> 0:19:55.720
<v Speaker 2>an argument.

0:19:56.840 --> 0:19:58.639
<v Speaker 1>I'm not doing it via text. Like I don't even

0:19:58.680 --> 0:20:00.800
<v Speaker 1>feel like a bitch. I'm driving like all type of

0:20:00.800 --> 0:20:03.120
<v Speaker 1>shit going on, Like, girl, I'm not about to write

0:20:03.160 --> 0:20:06.640
<v Speaker 1>you a paragraph back, have a nice day, enjoy your weekend.

0:20:06.720 --> 0:20:08.480
<v Speaker 2>Man. It just depends on what I got going on,

0:20:08.520 --> 0:20:10.760
<v Speaker 2>because I'll write your ass a book back, bitch, if

0:20:10.760 --> 0:20:13.680
<v Speaker 2>I got time, if I have time, and if it

0:20:13.760 --> 0:20:16.480
<v Speaker 2>as long as the conversation isn't like, because some people

0:20:16.520 --> 0:20:19.360
<v Speaker 2>are committed to misunderstanding you. And you can tell when

0:20:19.359 --> 0:20:21.640
<v Speaker 2>a person is like, all right, do you really want

0:20:21.640 --> 0:20:24.159
<v Speaker 2>to understand my perspective or you just want to debate

0:20:24.200 --> 0:20:26.680
<v Speaker 2>and go back and forth to argue yeah. Right, So

0:20:27.880 --> 0:20:29.960
<v Speaker 2>that's the difference. So math cast, I hope that answer

0:20:30.000 --> 0:20:32.880
<v Speaker 2>your question, and I hope you're not offended by it.

0:20:33.320 --> 0:20:35.080
<v Speaker 2>If you are, you know, I'm sorry for that. To

0:20:35.280 --> 0:20:38.960
<v Speaker 2>go to church are y'all. We have a great guest

0:20:39.119 --> 0:20:43.200
<v Speaker 2>on today that's going to drop some financial jewels on us. Listen,

0:20:43.280 --> 0:20:46.560
<v Speaker 2>we've been talking money because money has been different, money

0:20:46.600 --> 0:20:49.560
<v Speaker 2>been different lately, and y'all, y'all are really going to

0:20:49.680 --> 0:20:52.720
<v Speaker 2>enjoy this. Please stay tuned. This can help all of us,

0:20:53.080 --> 0:20:59.640
<v Speaker 2>so we'll be right back, y'all, stay tuned. All right, guys,

0:20:59.720 --> 0:21:02.320
<v Speaker 2>y'all back. And you know, this last couple of weeks,

0:21:02.359 --> 0:21:04.520
<v Speaker 2>we've been talking about our finances because I feel like

0:21:04.600 --> 0:21:08.640
<v Speaker 2>everybody is feeling the strain that's on the economy right

0:21:08.680 --> 0:21:12.360
<v Speaker 2>now with this inflation. So I was scrolling on Instagram

0:21:12.960 --> 0:21:15.359
<v Speaker 2>just looking at the things and looking at the people,

0:21:15.440 --> 0:21:18.199
<v Speaker 2>and I came along this Instagram profile that was dropping

0:21:18.240 --> 0:21:22.480
<v Speaker 2>some jewels. I found our guests today. His name is

0:21:22.520 --> 0:21:25.720
<v Speaker 2>jean Our BOYKND and he is from the go Getter family,

0:21:26.080 --> 0:21:28.240
<v Speaker 2>and y'all, he has some jewels for all of y'all

0:21:28.280 --> 0:21:31.199
<v Speaker 2>and especially me, because the bitch money. Every time I

0:21:31.240 --> 0:21:35.000
<v Speaker 2>look at my savings account. It's getting lower and lower. Yes,

0:21:35.400 --> 0:21:37.119
<v Speaker 2>so I just need some help and I want us

0:21:37.160 --> 0:21:41.760
<v Speaker 2>to have financial freedom, especially me, y'all too. So, Gene boykind,

0:21:41.840 --> 0:21:44.639
<v Speaker 2>thank you for joining us this morning. We really appreciate

0:21:44.640 --> 0:21:46.560
<v Speaker 2>you for taking time out because I know you got

0:21:46.600 --> 0:21:50.600
<v Speaker 2>a flight to go teach today, so I appreciate you

0:21:50.640 --> 0:21:53.639
<v Speaker 2>for taking time before your flight to come drop some

0:21:53.720 --> 0:21:55.880
<v Speaker 2>jewels on us in our listeners. So, thank you so much.

0:21:56.359 --> 0:21:59.400
<v Speaker 3>Thanks for having me this morning. I appreciate it. It's gonna

0:21:59.440 --> 0:22:02.480
<v Speaker 3>be fun. Yes, what's up? So?

0:22:02.720 --> 0:22:05.800
<v Speaker 2>Uh, Gene, tell our listeners a little bit about yourself.

0:22:07.480 --> 0:22:11.679
<v Speaker 3>Well, I'm from I reside in Houston. I'm originally from Iowa.

0:22:11.760 --> 0:22:13.440
<v Speaker 3>So y'all gonna have to take it easy on me,

0:22:13.640 --> 0:22:15.640
<v Speaker 3>you know what I mean? It's that's Iowa, right, that's

0:22:15.680 --> 0:22:19.760
<v Speaker 3>corn not potatoes, all right, that's Idaho. So but I

0:22:19.800 --> 0:22:21.160
<v Speaker 3>got into Iowa.

0:22:21.440 --> 0:22:24.800
<v Speaker 2>Yes, there's a crazy like you're the first nigga I

0:22:24.880 --> 0:22:25.600
<v Speaker 2>ever see from.

0:22:28.000 --> 0:22:29.600
<v Speaker 3>Yeah, there's one or two of us. There's one or

0:22:29.600 --> 0:22:30.800
<v Speaker 3>two of us. But I had to get up out

0:22:30.840 --> 0:22:33.080
<v Speaker 3>of there. I'm in Houston now, so I love it here.

0:22:33.119 --> 0:22:33.680
<v Speaker 3>I love it here.

0:22:33.720 --> 0:22:34.880
<v Speaker 1>Were you born?

0:22:36.440 --> 0:22:38.879
<v Speaker 3>I was yep? I was born in Iowa, raised in

0:22:39.040 --> 0:22:39.879
<v Speaker 3>most of my life.

0:22:40.800 --> 0:22:43.239
<v Speaker 2>So what you was doing like as a kid, Like, like,

0:22:43.280 --> 0:22:44.560
<v Speaker 2>what did you do for fun?

0:22:45.280 --> 0:22:48.560
<v Speaker 3>Oh? My goodness, there wasn't much to do. I mean

0:22:48.720 --> 0:22:50.800
<v Speaker 3>when I in my high school years, we used to

0:22:50.800 --> 0:22:55.960
<v Speaker 3>have like kagers out in corn fields party. Yeah, a

0:22:55.960 --> 0:22:58.040
<v Speaker 3>lot of a lot of parking lot pimping. I was

0:22:58.040 --> 0:22:59.879
<v Speaker 3>telling my fiance. We used to kick it in the

0:22:59.880 --> 0:23:02.240
<v Speaker 3>Taco Bell parking lot. Like what you're doing? What a'all

0:23:02.280 --> 0:23:04.879
<v Speaker 3>gonna do tonight? No, ain't nobody doing nothing. Al we

0:23:05.000 --> 0:23:07.359
<v Speaker 3>meeting at Taco Bell. It was embarrassing.

0:23:07.880 --> 0:23:10.360
<v Speaker 2>That's not no different much different than South Carolina though,

0:23:10.440 --> 0:23:11.960
<v Speaker 2>now that I think about it, we would meet in

0:23:11.960 --> 0:23:14.760
<v Speaker 2>the McDonald's parking lot after the football games.

0:23:15.119 --> 0:23:18.720
<v Speaker 4>Yeah, exactly are they people in Iowa?

0:23:18.920 --> 0:23:19.800
<v Speaker 1>Like what city?

0:23:20.920 --> 0:23:22.680
<v Speaker 3>There are a few? There are a few. So I'm

0:23:22.680 --> 0:23:26.440
<v Speaker 3>from Sioux City, Iowa, which is kind of near Omaha, Nebraska.

0:23:26.760 --> 0:23:28.840
<v Speaker 3>It's it's they're not I wouldn't call it major. It's

0:23:28.840 --> 0:23:30.280
<v Speaker 3>about one hundred and twenty thousand.

0:23:30.040 --> 0:23:32.440
<v Speaker 2>People, the realist nigga in Nebraska.

0:23:33.040 --> 0:23:33.359
<v Speaker 3>Yeah.

0:23:34.520 --> 0:23:40.800
<v Speaker 2>Yeah, so you said it was just a couple. Your

0:23:40.880 --> 0:23:41.679
<v Speaker 2>dad was there?

0:23:42.520 --> 0:23:45.480
<v Speaker 3>Yes, my dad, My whole family my grandmother moved to

0:23:46.119 --> 0:23:49.600
<v Speaker 3>Iowa during the Great Migration, but she moved to Nebraska

0:23:49.680 --> 0:23:52.440
<v Speaker 3>and it's like right next to Iowa, so that's where

0:23:52.440 --> 0:23:54.800
<v Speaker 3>we're all from. You know. She brought us up there

0:23:54.640 --> 0:23:55.679
<v Speaker 3>to suffer.

0:23:55.720 --> 0:24:01.520
<v Speaker 2>Is your dad military that I was thinking, No, he's not.

0:24:03.200 --> 0:24:07.120
<v Speaker 3>My dad worked construction my whole life. So yeah, there's

0:24:07.119 --> 0:24:11.000
<v Speaker 3>not a lot of opportunities for us in Iowa, which

0:24:11.040 --> 0:24:12.560
<v Speaker 3>is one of the reasons, you know, I had to

0:24:12.680 --> 0:24:14.760
<v Speaker 3>leave there. Well, I wanted to leave. I needed to

0:24:14.760 --> 0:24:17.919
<v Speaker 3>be around some movers and shakers. But the type of

0:24:17.920 --> 0:24:20.720
<v Speaker 3>real estate that I do too. For them to see

0:24:20.760 --> 0:24:23.720
<v Speaker 3>a brother coming in, coming down to the courthouse recording

0:24:23.760 --> 0:24:27.200
<v Speaker 3>documents things like that, I mean, it was incredibly difficult.

0:24:27.240 --> 0:24:29.560
<v Speaker 3>There was a lot of obstruction, but I was standing

0:24:29.600 --> 0:24:31.560
<v Speaker 3>in my ground and they definitely didn't like it.

0:24:32.760 --> 0:24:35.879
<v Speaker 2>So I saw that you said, you graduated like third

0:24:35.920 --> 0:24:40.439
<v Speaker 2>to last in your class, and you wasn't really like

0:24:40.640 --> 0:24:44.960
<v Speaker 2>a scholar student, but you wanted this financial freedom. You

0:24:45.000 --> 0:24:47.320
<v Speaker 2>didn't want to sell your time, that's what you said.

0:24:47.320 --> 0:24:49.320
<v Speaker 2>You didn't want to sell your time. How did you

0:24:49.359 --> 0:24:52.280
<v Speaker 2>get into real estate, Like, how did you decide this

0:24:52.400 --> 0:24:53.240
<v Speaker 2>was the avenue for you?

0:24:54.080 --> 0:24:57.080
<v Speaker 3>Well, I mean again, I wanted financial freedom. So I

0:24:57.160 --> 0:24:59.920
<v Speaker 3>knew that I wasn't going to be a professional athlete.

0:25:00.440 --> 0:25:03.080
<v Speaker 3>I damn sure, Kane rap. So I knew those things

0:25:03.080 --> 0:25:04.879
<v Speaker 3>were out of the question, and those are like, you know,

0:25:04.960 --> 0:25:07.639
<v Speaker 3>most of the opportunities that we have. So I just

0:25:07.680 --> 0:25:09.760
<v Speaker 3>thought to myself, you know, real estate was going to

0:25:09.800 --> 0:25:12.560
<v Speaker 3>be the way to build wealth. But the problem was

0:25:12.840 --> 0:25:14.080
<v Speaker 3>I didn't know where I was going to get the

0:25:14.160 --> 0:25:17.120
<v Speaker 3>money to start, you know, and so that was really difficult.

0:25:17.160 --> 0:25:19.119
<v Speaker 3>One of my friends made it out and he became

0:25:19.160 --> 0:25:21.560
<v Speaker 3>a doctor. So when I first got into real estate,

0:25:21.600 --> 0:25:25.120
<v Speaker 3>he was financing our deals, but the banks were giving

0:25:25.160 --> 0:25:27.240
<v Speaker 3>him a hard time too, even though he's a doctor

0:25:27.320 --> 0:25:28.240
<v Speaker 3>making plenty of money.

0:25:28.359 --> 0:25:29.080
<v Speaker 1>Is he a black guy?

0:25:30.240 --> 0:25:32.679
<v Speaker 3>He is, Yeah, he's mixed to There's a lot of

0:25:32.760 --> 0:25:35.160
<v Speaker 3>us up there. Yeah, a lot of mixed.

0:25:34.840 --> 0:25:52.000
<v Speaker 1>Brothers up The niggas is in Iowa. Hostage very much shaded. Okay, yeah,

0:25:52.119 --> 0:25:54.960
<v Speaker 1>are you a licensed realtor or? You just do real

0:25:55.080 --> 0:25:55.879
<v Speaker 1>estate investments?

0:25:56.760 --> 0:25:59.399
<v Speaker 3>Yeah, I'm just a real estate investor. No, I'm not

0:25:59.440 --> 0:26:02.800
<v Speaker 3>a realtor. I'm not a licensed realtor. I'm not certified

0:26:02.800 --> 0:26:05.400
<v Speaker 3>in any of that stuff. So not the traditional way.

0:26:05.440 --> 0:26:09.760
<v Speaker 1>Right, yeah, because even I had a real estate license

0:26:09.800 --> 0:26:11.439
<v Speaker 1>at one point, but I was still in college at

0:26:11.440 --> 0:26:13.280
<v Speaker 1>the time, and I realized, like, you got to have

0:26:13.400 --> 0:26:17.400
<v Speaker 1>money even to be a realtor, you know what I'm saying,

0:26:17.440 --> 0:26:19.680
<v Speaker 1>Like you might have to replace some shutters in somebody's

0:26:19.720 --> 0:26:22.240
<v Speaker 1>house to sell that shit, some shit like you have

0:26:22.280 --> 0:26:24.600
<v Speaker 1>to come up out of your pocket with money. But

0:26:24.680 --> 0:26:28.239
<v Speaker 1>so as a real estate investor, but what are some

0:26:28.280 --> 0:26:31.480
<v Speaker 1>of the creative ways that you've come up with to

0:26:31.560 --> 0:26:33.040
<v Speaker 1>buy real estate with no money?

0:26:34.200 --> 0:26:37.480
<v Speaker 3>Well, so I was. I was determined to be financially free.

0:26:37.480 --> 0:26:40.159
<v Speaker 3>Hell I was running a landscaping company a little bit

0:26:40.240 --> 0:26:42.800
<v Speaker 3>over three and a half years ago, and I was

0:26:42.920 --> 0:26:46.199
<v Speaker 3>just disgusted with my circumstances. So I had made the

0:26:46.240 --> 0:26:49.199
<v Speaker 3>decision that I was going to go into investing one

0:26:49.280 --> 0:26:52.760
<v Speaker 3>hundred percent, and as God would have it, I ended

0:26:52.840 --> 0:26:55.480
<v Speaker 3>up kind of getting fired or quitting my job. That's

0:26:55.520 --> 0:26:57.960
<v Speaker 3>still up in the air. At the same time that

0:26:58.040 --> 0:27:00.879
<v Speaker 3>me and my partner lost a great deal because of

0:27:00.920 --> 0:27:03.679
<v Speaker 3>the financing part. Right, he couldn't get the financing in time.

0:27:04.200 --> 0:27:06.760
<v Speaker 3>And when I made that decision, I didn't know how

0:27:06.800 --> 0:27:09.080
<v Speaker 3>I was going to finance my deals, but I knew

0:27:09.119 --> 0:27:11.600
<v Speaker 3>I was getting into real estate one hundred percent win

0:27:11.680 --> 0:27:14.320
<v Speaker 3>or lose. And about a week later I found the

0:27:14.320 --> 0:27:18.440
<v Speaker 3>strategy that changed everything for me, changed the game. There's

0:27:18.480 --> 0:27:22.400
<v Speaker 3>a strategy called subject to subject to the existing financing yes,

0:27:22.480 --> 0:27:27.000
<v Speaker 3>where we can buy properties, buy houses by taking over

0:27:27.080 --> 0:27:30.680
<v Speaker 3>the existing mortgage and leaving that in the seller's name.

0:27:31.119 --> 0:27:33.320
<v Speaker 3>So when I heard about this strategy, I'm thinking, Nah,

0:27:33.400 --> 0:27:35.320
<v Speaker 3>this shit ain't really it can't be real. Like, you

0:27:35.320 --> 0:27:36.520
<v Speaker 3>don't have to go to the bank, you don't have

0:27:36.560 --> 0:27:38.439
<v Speaker 3>to qualify for debt. I was like, but if it

0:27:38.560 --> 0:27:41.880
<v Speaker 3>is real, it's going to change everything. So I dug in,

0:27:42.200 --> 0:27:44.520
<v Speaker 3>I mean like a mad man with the information, and

0:27:45.160 --> 0:27:48.520
<v Speaker 3>lo and behold it is real. And I've acquired sixteen

0:27:48.560 --> 0:27:51.240
<v Speaker 3>properties since then and helped people around the country to

0:27:51.640 --> 0:27:54.440
<v Speaker 3>I've created about a handful of millionaires, real estate millionaires

0:27:54.480 --> 0:27:56.760
<v Speaker 3>from this. So it's it's a game changer.

0:27:56.880 --> 0:27:58.920
<v Speaker 1>So are you creating renters at this point?

0:27:58.960 --> 0:27:59.200
<v Speaker 2>Though?

0:27:59.240 --> 0:28:01.879
<v Speaker 1>So like, okay, So if somebody is upside down on

0:28:01.960 --> 0:28:04.400
<v Speaker 1>their home near about the house has got to go

0:28:04.400 --> 0:28:07.760
<v Speaker 1>go into foreclosure. You come in and you pay the

0:28:07.800 --> 0:28:10.520
<v Speaker 1>balance or not balance, because me, you catch the mortgage up.

0:28:11.000 --> 0:28:13.960
<v Speaker 1>So now you become the homeowner. Are these people so

0:28:14.080 --> 0:28:17.080
<v Speaker 1>allowed to live in their homes or do you acquire

0:28:17.119 --> 0:28:17.520
<v Speaker 1>the house?

0:28:18.080 --> 0:28:21.560
<v Speaker 3>Like, yeah, we acquire the property. And I never recommend,

0:28:21.560 --> 0:28:23.520
<v Speaker 3>like when you buy a property that way, especially if

0:28:23.520 --> 0:28:27.280
<v Speaker 3>they're behind in payments in foreclosure, I never recommend that

0:28:27.359 --> 0:28:29.960
<v Speaker 3>you let the person stay in the house right because

0:28:29.960 --> 0:28:32.240
<v Speaker 3>they're going to get behind with you if you do that.

0:28:32.480 --> 0:28:37.520
<v Speaker 3>So I'm also a certified affordable housing provider and that's

0:28:37.600 --> 0:28:41.080
<v Speaker 3>it's a nationwide network of us. And what we do

0:28:41.240 --> 0:28:43.400
<v Speaker 3>is when we buy these properties by taking over the

0:28:43.440 --> 0:28:46.920
<v Speaker 3>existing mortgage, we then give our community the opportunity out

0:28:46.960 --> 0:28:49.880
<v Speaker 3>affordable home ownership. So we sell them on rent to

0:28:49.960 --> 0:28:53.480
<v Speaker 3>own right to people and their credit doesn't matter. Their

0:28:53.560 --> 0:28:57.120
<v Speaker 3>job is their credit, their verifiable income. So we've been

0:28:57.160 --> 0:28:59.000
<v Speaker 3>able to help people around the country too to get

0:28:59.000 --> 0:29:02.600
<v Speaker 3>home ownership that thought that they would never have that opportunity.

0:29:02.600 --> 0:29:05.920
<v Speaker 2>Cool. So it's subject too. It's like you're finding people

0:29:05.960 --> 0:29:08.760
<v Speaker 2>who are in financial hardships and saying, hey, let me

0:29:08.840 --> 0:29:10.479
<v Speaker 2>just take this, let me take this off of your

0:29:10.480 --> 0:29:13.239
<v Speaker 2>baby girl kind of situation. Is that what it is?

0:29:13.320 --> 0:29:15.400
<v Speaker 3>Yeah? Pretty much. I don't know if I'm that smooth,

0:29:15.480 --> 0:29:16.920
<v Speaker 3>you know, with to let me get this up out

0:29:16.920 --> 0:29:23.040
<v Speaker 3>for you, baby girl. But no, but yeah, it's it's

0:29:23.120 --> 0:29:25.840
<v Speaker 3>it's financial hardships, right because like most of the properties

0:29:25.880 --> 0:29:28.320
<v Speaker 3>that you see on like Zillo are listed with realtors.

0:29:28.480 --> 0:29:31.040
<v Speaker 3>Those people don't even really want to sell their house,

0:29:31.120 --> 0:29:34.160
<v Speaker 3>but they have to because something happened in life that

0:29:34.240 --> 0:29:36.760
<v Speaker 3>turned that house that was a blessing into now a

0:29:36.800 --> 0:29:39.680
<v Speaker 3>financial burden. So we come in and we'll give them

0:29:39.720 --> 0:29:42.200
<v Speaker 3>debt relief and take those payments over that are a

0:29:42.200 --> 0:29:43.760
<v Speaker 3>burden to them and let them move on with the

0:29:43.800 --> 0:29:45.480
<v Speaker 3>next chapter of their life.

0:29:47.000 --> 0:29:48.520
<v Speaker 2>And then you go and resell it.

0:29:49.480 --> 0:29:51.479
<v Speaker 3>Yeap, we sell it on yep, we sell it on

0:29:51.600 --> 0:29:55.320
<v Speaker 3>terms so rent to own. So we'll then advertise that

0:29:55.360 --> 0:29:59.920
<v Speaker 3>property as rent to own, no credit checks, down payment required,

0:30:00.200 --> 0:30:02.960
<v Speaker 3>so we'll get a down payment from our buyers, and

0:30:03.000 --> 0:30:06.160
<v Speaker 3>then they give us monthly payments, so we essentially become

0:30:06.200 --> 0:30:09.520
<v Speaker 3>their bank. It's it's spectacular. It's amazing.

0:30:09.640 --> 0:30:11.960
<v Speaker 1>So okay, so somebody I saw the one deal you

0:30:11.960 --> 0:30:14.360
<v Speaker 1>you broke down the video I watched on your online

0:30:14.440 --> 0:30:17.800
<v Speaker 1>on your Instagram page. It was like a twenty three thousand,

0:30:18.280 --> 0:30:20.760
<v Speaker 1>two hundred and fifty six thousand dollars. I like numbers.

0:30:20.840 --> 0:30:23.520
<v Speaker 1>That's what the number was three cents to some shit?

0:30:24.000 --> 0:30:28.040
<v Speaker 1>So how does one come up with that money?

0:30:28.080 --> 0:30:28.280
<v Speaker 3>Though?

0:30:28.360 --> 0:30:33.160
<v Speaker 1>Like, so if somebody we're still talking buying real estate

0:30:33.200 --> 0:30:35.800
<v Speaker 1>with no money, So what if somebody that doesn't even

0:30:35.840 --> 0:30:38.680
<v Speaker 1>have twenty three thousand dollars, Like, how can they get

0:30:38.720 --> 0:30:39.360
<v Speaker 1>into this game?

0:30:40.920 --> 0:30:43.680
<v Speaker 3>That's that's the most I ever spent on a property,

0:30:43.680 --> 0:30:45.640
<v Speaker 3>and that was about two years in when I had

0:30:45.720 --> 0:30:47.920
<v Speaker 3>the money to spend it. I started this with seventeen

0:30:48.000 --> 0:30:51.880
<v Speaker 3>hundred dollars and determination and a dream. So what I

0:30:52.000 --> 0:30:54.160
<v Speaker 3>used to do and I still do to this day.

0:30:54.200 --> 0:30:56.720
<v Speaker 3>We have three houses that we're buying in Dallas and

0:30:56.720 --> 0:30:58.880
<v Speaker 3>the Dallas Metroplex right now that we're doing this with.

0:30:59.000 --> 0:31:03.200
<v Speaker 3>So when we buy these properties, we'll negotiate taking over

0:31:03.240 --> 0:31:06.040
<v Speaker 3>that debt, taking over that mortgage, and then we may

0:31:06.080 --> 0:31:08.120
<v Speaker 3>have to pay out some equity because we're not like

0:31:08.280 --> 0:31:11.320
<v Speaker 3>stealing people's houses. We want to pay them some money too, right,

0:31:11.840 --> 0:31:14.560
<v Speaker 3>So if we have to pay, say twenty three thousand,

0:31:15.040 --> 0:31:18.280
<v Speaker 3>what we'll do is we give ourselves thirty days to close,

0:31:18.440 --> 0:31:21.720
<v Speaker 3>and during those thirty days we can legally market and

0:31:21.880 --> 0:31:25.400
<v Speaker 3>advertise that property. So we'll advertise that property as we

0:31:25.440 --> 0:31:28.720
<v Speaker 3>rent to own. No credit checks, down payment required, and

0:31:28.800 --> 0:31:32.120
<v Speaker 3>that down payment that we get from our buyer will

0:31:32.200 --> 0:31:34.840
<v Speaker 3>get that down payment and we'll use that money to

0:31:35.000 --> 0:31:38.719
<v Speaker 3>pay the twenty three thousand or the fifteen or whatever

0:31:38.760 --> 0:31:40.880
<v Speaker 3>amount it is. We use that money. So I got

0:31:40.880 --> 0:31:44.480
<v Speaker 3>my first eight houses that way, so they were essentially free.

0:31:47.160 --> 0:31:51.080
<v Speaker 1>Does that make sense, Yeah, because I've actually I've done

0:31:51.200 --> 0:31:55.000
<v Speaker 1>like a little man wholesale deal before, but it's just

0:31:55.000 --> 0:31:57.640
<v Speaker 1>the customers in this aspect, like having to deal with people,

0:31:57.680 --> 0:32:02.360
<v Speaker 1>I just can't. Yeah, and when people find out how

0:32:02.440 --> 0:32:04.240
<v Speaker 1>much money you're making off the deal, like when you

0:32:04.240 --> 0:32:06.120
<v Speaker 1>get to the table, they be mad as fuck.

0:32:07.720 --> 0:32:12.160
<v Speaker 3>On them wholesale bills. Yes, yes, wholesaling. Wholesaling is kind

0:32:12.160 --> 0:32:14.040
<v Speaker 3>of like being a realtor. Right, you get paid one

0:32:14.080 --> 0:32:17.040
<v Speaker 3>time on a deal. So with this, we get paid

0:32:17.080 --> 0:32:19.520
<v Speaker 3>the one time, but then we still own the property,

0:32:19.680 --> 0:32:23.000
<v Speaker 3>so we make a monthly income on that property like clockwork.

0:32:23.120 --> 0:32:27.000
<v Speaker 3>It's beautiful. So it's a step up from wholesaling.

0:32:26.600 --> 0:32:29.080
<v Speaker 1>Yeah, because I guess it's essentially the same thing. Like,

0:32:29.160 --> 0:32:31.120
<v Speaker 1>so you take ownership of the home, so now you're

0:32:31.160 --> 0:32:34.479
<v Speaker 1>able to advertise the home as if you currently own it,

0:32:34.560 --> 0:32:37.720
<v Speaker 1>while you're finding somebody's actually buy it from the.

0:32:37.680 --> 0:32:42.800
<v Speaker 2>Seller exactly, yes, exactly, So is there a way to

0:32:42.880 --> 0:32:47.080
<v Speaker 2>losing that because is there a risk? Like, yeah, what's

0:32:47.120 --> 0:32:47.600
<v Speaker 2>the risk?

0:32:48.360 --> 0:32:52.720
<v Speaker 3>Well, so with the risk is to your good name, honestly, right,

0:32:52.840 --> 0:32:54.520
<v Speaker 3>So if you go in and you tell somebody, yeah,

0:32:54.520 --> 0:32:56.440
<v Speaker 3>I'm going to take over this mortgage for you, give

0:32:56.480 --> 0:33:00.280
<v Speaker 3>you debt relief, and then you end up not being

0:33:00.320 --> 0:33:02.480
<v Speaker 3>able to pay that mortgage or not being able to

0:33:02.480 --> 0:33:06.600
<v Speaker 3>find a buyer, the risk is your good name, your reputation.

0:33:07.000 --> 0:33:10.640
<v Speaker 3>But with subject too, we don't personally guarantee the debt

0:33:10.720 --> 0:33:13.600
<v Speaker 3>because it stays in that seller's name, so it does

0:33:13.640 --> 0:33:16.960
<v Speaker 3>not affect our credit. The risk is if you put

0:33:17.000 --> 0:33:19.280
<v Speaker 3>any money into the deal, you know, you could lose

0:33:19.320 --> 0:33:22.520
<v Speaker 3>whatever you put into the deal. But to me, this

0:33:22.680 --> 0:33:24.360
<v Speaker 3>is the best way to do real estate with the

0:33:24.440 --> 0:33:27.200
<v Speaker 3>least amount of risk because again it's not on our credit,

0:33:29.800 --> 0:33:30.400
<v Speaker 3>and then if.

0:33:30.240 --> 0:33:32.239
<v Speaker 1>You are able to clear it up, it's off the

0:33:32.400 --> 0:33:36.520
<v Speaker 1>seller's credit. Well, it doesn't. The debt doesn't hit their credit.

0:33:37.680 --> 0:33:41.200
<v Speaker 3>It actually helps their credit because we're making those payments

0:33:41.240 --> 0:33:43.719
<v Speaker 3>on time for them like clockwork, so it's building that

0:33:43.800 --> 0:33:49.640
<v Speaker 3>their credit back up. That's why I'm like a foreclosure PhD. Right, like, seriously,

0:33:49.680 --> 0:33:52.040
<v Speaker 3>we love I love buying foreclosures, but that does help

0:33:52.080 --> 0:33:55.320
<v Speaker 3>those people because their credit's been hit by missing those payments, right,

0:33:55.320 --> 0:33:57.960
<v Speaker 3>having those late payments, so we get them going again.

0:33:59.080 --> 0:34:01.800
<v Speaker 2>Can you talk to us about red tag homes?

0:34:02.480 --> 0:34:07.000
<v Speaker 3>Ooh yeah, that was a red tag home. Is it

0:34:07.800 --> 0:34:11.640
<v Speaker 3>is a home that has been declared unlivable right for

0:34:11.680 --> 0:34:13.680
<v Speaker 3>whatever reason, and it could be just as simple as

0:34:13.719 --> 0:34:18.080
<v Speaker 3>an electrical problem. But the city inspection department goes out

0:34:18.120 --> 0:34:20.880
<v Speaker 3>and checks these homes and they'll put that red tag

0:34:21.000 --> 0:34:23.040
<v Speaker 3>on the door. And that was one of my first

0:34:23.080 --> 0:34:27.080
<v Speaker 3>like viral videos. Red tag homes is the easiest way

0:34:27.120 --> 0:34:29.359
<v Speaker 3>to get into real estate because you know that these

0:34:29.400 --> 0:34:32.800
<v Speaker 3>homes have a problem. They have a problem that that seller,

0:34:32.920 --> 0:34:35.520
<v Speaker 3>the owner's not fixing. So what I love. What I

0:34:35.560 --> 0:34:38.120
<v Speaker 3>did was I got that red tag list and I

0:34:38.120 --> 0:34:40.440
<v Speaker 3>would look at the addresses and see the neighborhood that

0:34:40.480 --> 0:34:42.000
<v Speaker 3>it's in. I knew my city, so I'm like, oh,

0:34:42.080 --> 0:34:44.000
<v Speaker 3>this is a great neighborhood. It's a red tag house, Like,

0:34:44.040 --> 0:34:45.520
<v Speaker 3>what the hell this house has got to be? This

0:34:45.560 --> 0:34:47.920
<v Speaker 3>is worth money. So I would go talk to the

0:34:47.960 --> 0:34:51.719
<v Speaker 3>owner and get it under contract and then typically in

0:34:51.760 --> 0:34:53.960
<v Speaker 3>those situations, they need a ton of work, so I

0:34:53.960 --> 0:34:57.399
<v Speaker 3>would just go to contractors, and most of them want

0:34:57.440 --> 0:34:59.960
<v Speaker 3>to become investors anyway, but the banks won't finance them

0:35:00.080 --> 0:35:02.360
<v Speaker 3>because they don't have a W two pay check coming in.

0:35:03.000 --> 0:35:05.920
<v Speaker 3>So I've sold a bunch of houses that way. I've

0:35:05.920 --> 0:35:08.240
<v Speaker 3>helped a lot of people and made a reasonable amount

0:35:08.239 --> 0:35:09.680
<v Speaker 3>of money off of those red tags.

0:35:10.080 --> 0:35:13.680
<v Speaker 2>Would you suggest that someone started out starting out start

0:35:13.680 --> 0:35:15.760
<v Speaker 2>with a subject to home or a red tag.

0:35:18.400 --> 0:35:21.000
<v Speaker 3>So if you're going to get started in real estate

0:35:21.040 --> 0:35:24.000
<v Speaker 3>and you don't know anything about real estate, I suggest

0:35:24.120 --> 0:35:27.200
<v Speaker 3>that you start with a red tag transaction just because

0:35:27.239 --> 0:35:30.239
<v Speaker 3>those are the easiest to do and you can make

0:35:30.280 --> 0:35:32.719
<v Speaker 3>some quick money, right And most people that are getting

0:35:32.760 --> 0:35:34.879
<v Speaker 3>started in real estate, they need to put some gas

0:35:34.960 --> 0:35:37.439
<v Speaker 3>in the gas tank. So a red tag deal that's

0:35:37.440 --> 0:35:39.919
<v Speaker 3>what got me started. It's a little bit of work,

0:35:40.239 --> 0:35:42.040
<v Speaker 3>but if you're a go getter, I mean, you're going

0:35:42.120 --> 0:35:45.120
<v Speaker 3>to make it happen, right, So it just depends on

0:35:45.160 --> 0:35:46.839
<v Speaker 3>how bad you actually want it.

0:35:46.960 --> 0:35:50.720
<v Speaker 1>So this type of real estate buying has been very lucrative.

0:35:50.760 --> 0:35:54.120
<v Speaker 1>I as soon for you guys. During the pandemic, I

0:35:54.120 --> 0:35:56.240
<v Speaker 1>know a lot of people sold their homes too early

0:35:56.520 --> 0:35:57.960
<v Speaker 1>just to get that check, and a lot of them

0:35:58.000 --> 0:36:01.080
<v Speaker 1>probably still rent an apartment now because you can't find

0:36:01.120 --> 0:36:03.480
<v Speaker 1>a house comparable to where you came from. So do

0:36:03.560 --> 0:36:07.880
<v Speaker 1>you think that a situation like when the market gets

0:36:07.640 --> 0:36:12.520
<v Speaker 1>the worst possible is the best time to do these

0:36:12.560 --> 0:36:16.000
<v Speaker 1>type of deals when people are upside down in their mortgages.

0:36:16.320 --> 0:36:19.160
<v Speaker 3>So yeah, I mean that is, honestly, you know, a

0:36:19.200 --> 0:36:23.080
<v Speaker 3>great time for us to buy houses. And because if

0:36:23.080 --> 0:36:25.560
<v Speaker 3>you think about it right, most people think about the

0:36:25.600 --> 0:36:28.400
<v Speaker 3>traditional way of doing real estate either going to a

0:36:28.440 --> 0:36:31.959
<v Speaker 3>bank getting credit right, and if you're getting credit, those

0:36:32.120 --> 0:36:34.680
<v Speaker 3>numbers on that deal it has to fall within what

0:36:34.719 --> 0:36:37.600
<v Speaker 3>the bank says, the bank's parameters, otherwise you can't do

0:36:37.680 --> 0:36:40.799
<v Speaker 3>the deal. And then you know, having the cast just

0:36:40.800 --> 0:36:42.600
<v Speaker 3>to buy it out right, and those numbers have to

0:36:42.640 --> 0:36:46.080
<v Speaker 3>fit inside of a certain box. So us being able

0:36:46.120 --> 0:36:49.239
<v Speaker 3>to come in and take over an existing debt and

0:36:49.280 --> 0:36:52.080
<v Speaker 3>not have to qualify for it, we can do deals

0:36:52.200 --> 0:36:55.600
<v Speaker 3>that most people just can't do. Most real estate professionals

0:36:55.640 --> 0:36:58.640
<v Speaker 3>just cannot do. And on the flip side of that,

0:36:58.680 --> 0:37:01.120
<v Speaker 3>when we sell it, we don't have to worry about

0:37:01.160 --> 0:37:03.719
<v Speaker 3>making a million dollars on one deal as long as

0:37:03.800 --> 0:37:06.680
<v Speaker 3>we're making a monthly income off of it. Right, So

0:37:06.719 --> 0:37:09.600
<v Speaker 3>we're getting a monthly payment that is higher than the

0:37:09.640 --> 0:37:12.839
<v Speaker 3>mortgage that we took over. We're winning. We got an

0:37:12.880 --> 0:37:16.520
<v Speaker 3>asset and we got somebody else paying down that mortgage

0:37:16.520 --> 0:37:19.359
<v Speaker 3>for us, right, So it's I mean, it's a win

0:37:19.480 --> 0:37:22.239
<v Speaker 3>win situation, and we're helping the people that need to.

0:37:22.200 --> 0:37:24.160
<v Speaker 1>Say, how did you even find out about this, this

0:37:24.239 --> 0:37:26.640
<v Speaker 1>type of real estate buying? Like, did you have any mentors?

0:37:30.440 --> 0:37:32.560
<v Speaker 3>Yeah? I mean you gotta have a you gotta have

0:37:32.600 --> 0:37:35.560
<v Speaker 3>a mentor. I don't. I mean most people I couldn't

0:37:35.560 --> 0:37:37.680
<v Speaker 3>afford a mentor when I first started, but I found

0:37:37.680 --> 0:37:40.600
<v Speaker 3>this on YouTube university, so because I was looking for

0:37:40.680 --> 0:37:43.279
<v Speaker 3>ways to do deals. Right, we had lost that deal,

0:37:43.400 --> 0:37:45.440
<v Speaker 3>and I remember my partner, he's like my brother, my

0:37:45.480 --> 0:37:48.080
<v Speaker 3>best friend. He came back, He's like, Gene, you know

0:37:48.239 --> 0:37:50.320
<v Speaker 3>I didn't get the financing. He's like, I don't you know,

0:37:50.360 --> 0:37:51.920
<v Speaker 3>I don't know what to do from here because we

0:37:51.960 --> 0:37:53.800
<v Speaker 3>did three fix and flips in three years. That's like

0:37:53.920 --> 0:37:57.000
<v Speaker 3>less than minimum wage. And I told him, like, Travis,

0:37:57.040 --> 0:37:58.719
<v Speaker 3>I don't know about you, but you know I'm gonna

0:37:58.800 --> 0:38:01.000
<v Speaker 3>keep doing what I've been doing because I'm learning a

0:38:01.000 --> 0:38:03.319
<v Speaker 3>lot along the way. Too, and I just wanted more.

0:38:03.440 --> 0:38:05.640
<v Speaker 3>I was sick and tired of working for somebody else,

0:38:05.800 --> 0:38:10.000
<v Speaker 3>and so I started looking on YouTube and I found

0:38:10.040 --> 0:38:12.080
<v Speaker 3>when I put in the search, you know, buying houses

0:38:12.120 --> 0:38:15.160
<v Speaker 3>with no money, I found my first mentor. He's from Virginia.

0:38:15.200 --> 0:38:17.719
<v Speaker 3>His name is Chris Haskins, and he was talking about

0:38:17.719 --> 0:38:20.320
<v Speaker 3>this subject too. I didn't believe it, but I watched

0:38:20.320 --> 0:38:23.800
<v Speaker 3>more and lo and behold it was true. But then

0:38:23.960 --> 0:38:27.839
<v Speaker 3>I moved up to the man, an old white man.

0:38:27.880 --> 0:38:30.160
<v Speaker 3>I saw old white man on his YouTube channel. Yeah,

0:38:30.160 --> 0:38:32.080
<v Speaker 3>he had a good tan too. I remember telling him

0:38:32.080 --> 0:38:37.799
<v Speaker 3>this story. I'm watching Chris Hoskins. Yes, yes, I saw

0:38:37.800 --> 0:38:40.279
<v Speaker 3>that tan. I'm like, he gotta have some money. So

0:38:41.280 --> 0:38:44.160
<v Speaker 3>Lou Brown is his name. Yeah, he's the founder of

0:38:44.239 --> 0:38:48.319
<v Speaker 3>the National National real Estate Investors Association. So I ended

0:38:48.400 --> 0:38:50.920
<v Speaker 3>up getting in his mastermind and he's the one who

0:38:50.920 --> 0:38:52.000
<v Speaker 3>discovered this strategy.

0:38:52.200 --> 0:38:53.640
<v Speaker 1>And it's one leg.

0:38:56.280 --> 0:39:00.120
<v Speaker 3>Yes, yes, and yes. That's what I love about it is,

0:39:00.440 --> 0:39:05.160
<v Speaker 3>you know, it's it's definitely legal. And some realtors are

0:39:05.200 --> 0:39:07.759
<v Speaker 3>even say, you know, this is unethical, right, taking over

0:39:07.800 --> 0:39:11.799
<v Speaker 3>somebody's mortgage or not qualifying. But we're so brainwashed that

0:39:11.960 --> 0:39:14.439
<v Speaker 3>we feel like we have to do things the way

0:39:14.480 --> 0:39:17.680
<v Speaker 3>that the matrix says to do it, and that's just

0:39:17.719 --> 0:39:19.680
<v Speaker 3>not the case because they play the game by a

0:39:19.680 --> 0:39:22.759
<v Speaker 3>different set of rules. And so another thing I'm an

0:39:22.800 --> 0:39:25.520
<v Speaker 3>expert at is asset protection, like putting all of our

0:39:25.560 --> 0:39:29.680
<v Speaker 3>properties in trust, opening up yeah trust bank accounts, and

0:39:29.760 --> 0:39:32.760
<v Speaker 3>so when you're dealing with trust, it's a whole different

0:39:32.800 --> 0:39:35.239
<v Speaker 3>set of rules. It's a whole different ballgame. That's where

0:39:35.239 --> 0:39:36.400
<v Speaker 3>the wealthy and the elite li is.

0:39:36.760 --> 0:39:38.440
<v Speaker 1>I've studied trust, so I kind of knew how to

0:39:38.440 --> 0:39:39.920
<v Speaker 1>set it up. I don't got shit to put any

0:39:39.920 --> 0:39:40.560
<v Speaker 1>one right now.

0:39:41.560 --> 0:39:43.920
<v Speaker 2>Literally, I don't want no property.

0:39:44.400 --> 0:39:48.040
<v Speaker 1>So I'm trying to grow up. Okay, but but you

0:39:48.040 --> 0:39:50.920
<v Speaker 1>you literally could put house Boy to say, so my

0:39:51.040 --> 0:39:55.320
<v Speaker 1>family right, we have land, right, So this is IR's property.

0:39:55.360 --> 0:39:57.480
<v Speaker 1>And for the last two or three years I've been

0:39:57.600 --> 0:40:00.960
<v Speaker 1>arguing with my mom telling them to do a trust

0:40:01.760 --> 0:40:05.879
<v Speaker 1>as opposed to having this property and probate, which it's

0:40:05.880 --> 0:40:08.440
<v Speaker 1>been in probate now for a whole year. So tell

0:40:08.480 --> 0:40:12.719
<v Speaker 1>our listeners, like why it's important right to get a

0:40:12.800 --> 0:40:17.400
<v Speaker 1>trust as opposed to probate, Like why you should avoid probate.

0:40:18.800 --> 0:40:22.200
<v Speaker 1>And I'll show this from somebody else, because when you

0:40:22.280 --> 0:40:25.440
<v Speaker 1>tell your family, should you know, they don't really want

0:40:25.480 --> 0:40:25.799
<v Speaker 1>to listen.

0:40:25.840 --> 0:40:30.880
<v Speaker 3>See, yeah, don't listen to us. Yeah, right, exactly exactly.

0:40:30.960 --> 0:40:33.759
<v Speaker 3>And and to be honest, probate is a scourge on

0:40:33.920 --> 0:40:37.600
<v Speaker 3>the black community right. Our parents, our grandparents, our aunts,

0:40:37.640 --> 0:40:39.960
<v Speaker 3>our uncles, they work their fingers to the bone to

0:40:40.040 --> 0:40:43.640
<v Speaker 3>be able to become homeowners. And then when they pass away,

0:40:43.960 --> 0:40:46.239
<v Speaker 3>if we don't have our property and a trust, that

0:40:46.320 --> 0:40:50.400
<v Speaker 3>property goes into probate and the courts dictate and determine

0:40:50.640 --> 0:40:53.520
<v Speaker 3>what happens with that property. And probate is set up

0:40:53.560 --> 0:40:56.799
<v Speaker 3>as a creditors court. Right, so any debt that you

0:40:56.960 --> 0:40:59.719
<v Speaker 3>have as the person who owned the property passing it down,

0:41:00.120 --> 0:41:02.040
<v Speaker 3>any debt that you have, your creditors are going to

0:41:02.080 --> 0:41:03.719
<v Speaker 3>come in and take it out of that estate. But

0:41:03.840 --> 0:41:06.799
<v Speaker 3>also what people don't know is the people that we're

0:41:06.840 --> 0:41:10.399
<v Speaker 3>passing it to our heirs, if they have creditors, their

0:41:10.440 --> 0:41:13.440
<v Speaker 3>creditors come take a look at that and they can

0:41:13.480 --> 0:41:16.120
<v Speaker 3>take what they're owed out of that estate. And so

0:41:16.320 --> 0:41:20.919
<v Speaker 3>trusts are the only entity that circumvent probate altogether, there

0:41:21.000 --> 0:41:24.280
<v Speaker 3>is no probate when you pass away. So I recommend

0:41:24.280 --> 0:41:26.759
<v Speaker 3>this because we need it. We got to stop having

0:41:26.760 --> 0:41:29.319
<v Speaker 3>our wealth taken that word, the little bit that we

0:41:29.360 --> 0:41:29.640
<v Speaker 3>do have.

0:41:29.800 --> 0:41:34.640
<v Speaker 1>So now they've been going to everybody's kids, my dead

0:41:34.719 --> 0:41:37.880
<v Speaker 1>cousins who going this shit with their whole life. Yep,

0:41:38.000 --> 0:41:40.640
<v Speaker 1>you're going to their kids to get their signatures for

0:41:40.719 --> 0:41:43.319
<v Speaker 1>this probate shit. And I'm like, man, sign that shit.

0:41:43.400 --> 0:41:48.719
<v Speaker 1>Over's everybody. But this shouldn't have fucking trust. I don't

0:41:48.800 --> 0:41:51.160
<v Speaker 1>understand why black people. It's like, but when we learn

0:41:51.200 --> 0:41:52.960
<v Speaker 1>the game, if too many black people start doing the

0:41:53.000 --> 0:41:55.760
<v Speaker 1>trust it and anything else, they're going to start changing

0:41:55.800 --> 0:41:57.960
<v Speaker 1>the rules behind a lot of this stuff. Because this

0:41:58.080 --> 0:42:01.960
<v Speaker 1>is the system that each people created, right, they've been

0:42:02.040 --> 0:42:04.680
<v Speaker 1>using it, and the minute we find out about it

0:42:04.760 --> 0:42:05.200
<v Speaker 1>is over.

0:42:06.920 --> 0:42:08.920
<v Speaker 3>They get to switch and stuff up. Yep. And so

0:42:08.960 --> 0:42:13.320
<v Speaker 3>the glorious, the glorious thing about trust is that trusts

0:42:13.360 --> 0:42:17.480
<v Speaker 3>are like the statutory codes and the judiciary. Trusts are

0:42:17.480 --> 0:42:21.480
<v Speaker 3>like their big uncle. Trusts were what came over with

0:42:21.600 --> 0:42:24.200
<v Speaker 3>the people owned the Mayflower and whatever made up names

0:42:24.200 --> 0:42:27.080
<v Speaker 3>of the ships that they made up. Trust, trust were there.

0:42:27.160 --> 0:42:31.040
<v Speaker 3>Trust was the law right, and so so trust the

0:42:31.120 --> 0:42:33.640
<v Speaker 3>wealthy and the elite use it. Everything is built on trust.

0:42:33.960 --> 0:42:37.399
<v Speaker 3>Everything Banks are owned in trust. How the government's owned

0:42:37.400 --> 0:42:38.040
<v Speaker 3>the trust.

0:42:38.280 --> 0:42:41.040
<v Speaker 1>Let's take it up a notch because you know people

0:42:41.280 --> 0:42:44.359
<v Speaker 1>have been learning Black people have been learning the LLC game.

0:42:45.160 --> 0:42:47.000
<v Speaker 1>Can you talk to our listeners.

0:42:46.520 --> 0:42:49.360
<v Speaker 2>What I was going to talk about about next question

0:42:49.640 --> 0:42:51.000
<v Speaker 2>versus LLC.

0:42:51.960 --> 0:42:55.920
<v Speaker 3>Yeah, LLCs LLC's are are. In my opinion, this is

0:42:55.960 --> 0:43:00.319
<v Speaker 3>just strictly my opinion, LLCs are joke. And they're joke

0:43:00.440 --> 0:43:04.520
<v Speaker 3>because they're a creature of the government, right the Secretary

0:43:04.560 --> 0:43:06.480
<v Speaker 3>of State. You have to register that with the Secretary

0:43:06.520 --> 0:43:10.279
<v Speaker 3>of State, so you're no longer anonymous with your ownership.

0:43:10.400 --> 0:43:13.360
<v Speaker 3>And the way people litigate in the United States, the

0:43:13.360 --> 0:43:15.839
<v Speaker 3>way people sue each other, if you have an LLC,

0:43:16.239 --> 0:43:19.680
<v Speaker 3>it is so easy to pierce the corporate veil, right,

0:43:19.840 --> 0:43:22.880
<v Speaker 3>and piercing the corporate veil just means that like you

0:43:23.800 --> 0:43:27.160
<v Speaker 3>co mingled funds, or you didn't turn in a document

0:43:27.239 --> 0:43:29.280
<v Speaker 3>to the Secretary of State on time, or you didn't

0:43:29.280 --> 0:43:32.279
<v Speaker 3>pay one of those annual fees. So now you think

0:43:32.320 --> 0:43:37.000
<v Speaker 3>you're protected and they can actually access your personal assets

0:43:37.320 --> 0:43:40.239
<v Speaker 3>if you were to get sued. And so LLCs are

0:43:40.239 --> 0:43:42.920
<v Speaker 3>just a way for the state to control what we

0:43:43.040 --> 0:43:45.680
<v Speaker 3>do and to monitor what we do. Trusts on the

0:43:45.719 --> 0:43:50.560
<v Speaker 3>other hand, are completely private. The ownership is private, and

0:43:50.960 --> 0:43:53.440
<v Speaker 3>there are no annual fees, right, you don't have to

0:43:53.600 --> 0:43:57.040
<v Speaker 3>There isn't all of the hoops that you have to

0:43:57.120 --> 0:44:01.320
<v Speaker 3>jump through. So it's almost like having a body body

0:44:01.400 --> 0:44:04.960
<v Speaker 3>armor suit on right and an invisibility cloak because if

0:44:05.000 --> 0:44:07.759
<v Speaker 3>you look me up, I don't own anything, and I

0:44:07.800 --> 0:44:11.600
<v Speaker 3>don't because trusts own all of my assets. So it

0:44:11.600 --> 0:44:14.719
<v Speaker 3>gives you more control, It gives you more flexibility in

0:44:14.800 --> 0:44:17.640
<v Speaker 3>selling the property. And I don't want to be too

0:44:17.640 --> 0:44:19.600
<v Speaker 3>long winded, but this is the magic of trust. So

0:44:19.680 --> 0:44:22.920
<v Speaker 3>I've got two one on one students out in California

0:44:22.960 --> 0:44:25.360
<v Speaker 3>and they own a duplex and it's a beautiful duplex,

0:44:25.800 --> 0:44:29.000
<v Speaker 3>and they wanted to sell it individually, right each side.

0:44:29.360 --> 0:44:31.680
<v Speaker 3>And the only way to do that that most people

0:44:31.680 --> 0:44:33.320
<v Speaker 3>think is to go to the city, go to the county,

0:44:33.360 --> 0:44:36.120
<v Speaker 3>get permits, fill out all these applications, make all of

0:44:36.120 --> 0:44:39.640
<v Speaker 3>these changes, which is incredibly hard. But with a trust,

0:44:39.880 --> 0:44:42.279
<v Speaker 3>we did it for them in a matter of a week.

0:44:42.480 --> 0:44:44.960
<v Speaker 3>We put it in a trust, and we just divided

0:44:45.200 --> 0:44:48.520
<v Speaker 3>the beneficial interests of that trust, and now we can

0:44:48.600 --> 0:44:51.520
<v Speaker 3>sell those individually, so we help them to really double

0:44:51.560 --> 0:44:54.960
<v Speaker 3>their profit. Double their cash flow and it it just

0:44:55.120 --> 0:45:01.480
<v Speaker 3>double their asset, honestly, exactly. No permits, no going to

0:45:01.520 --> 0:45:04.120
<v Speaker 3>the county asking permission, letting them tell you no, we

0:45:04.160 --> 0:45:05.120
<v Speaker 3>didn't have to do any of it.

0:45:06.080 --> 0:45:07.960
<v Speaker 1>And I saw, now you got to register those. You

0:45:08.000 --> 0:45:10.120
<v Speaker 1>have to register your LLC. I don't know if people notice.

0:45:10.160 --> 0:45:13.279
<v Speaker 1>And I got I got a few LLCs. You now

0:45:13.400 --> 0:45:16.480
<v Speaker 1>have to register them with the federal government. It's the

0:45:16.880 --> 0:45:20.799
<v Speaker 1>Corporate Transparency Transparency Act or something like that that kicked

0:45:20.840 --> 0:45:23.120
<v Speaker 1>off the beginning of January. SI, have y'all created all

0:45:23.160 --> 0:45:26.239
<v Speaker 1>those LLCs to get them PPPs, your ass going to

0:45:26.280 --> 0:45:29.520
<v Speaker 1>be paying a ten thousand dollar fee to the federal

0:45:29.560 --> 0:45:31.400
<v Speaker 1>government so the end of the year.

0:45:31.760 --> 0:45:35.799
<v Speaker 2>So just dissolve them, dissolve your ll seas and then

0:45:35.880 --> 0:45:37.640
<v Speaker 2>start trusts yep, right away.

0:45:37.880 --> 0:45:42.239
<v Speaker 3>Yeah, absolutely, So I recommend that you own all of

0:45:42.280 --> 0:45:44.600
<v Speaker 3>your assets and a trust and you have your bank

0:45:44.640 --> 0:45:48.000
<v Speaker 3>account in a trust, your trust bank account, right because

0:45:48.080 --> 0:45:50.360
<v Speaker 3>they pay out what two hundred and fifty thousand the

0:45:50.400 --> 0:45:53.879
<v Speaker 3>FDIIC as an insurance for your deposits. But there's an

0:45:54.040 --> 0:45:56.759
<v Speaker 3>order in which they pay that out, like if there

0:45:56.800 --> 0:45:59.080
<v Speaker 3>was a run on the banks, they pay that out

0:45:59.120 --> 0:46:02.200
<v Speaker 3>in order and so people are the last on that list.

0:46:02.360 --> 0:46:04.520
<v Speaker 3>So if they're out of money, which you're just asked

0:46:04.560 --> 0:46:09.320
<v Speaker 3>out right, but they pay out trust first and no lians,

0:46:09.440 --> 0:46:12.200
<v Speaker 3>no lians can be attached to your money, No creditors

0:46:12.239 --> 0:46:15.920
<v Speaker 3>can go after that. It's completely private. So I love it.

0:46:16.400 --> 0:46:18.120
<v Speaker 3>I absolutely love it. It's amazing.

0:46:20.560 --> 0:46:22.120
<v Speaker 2>As soon as we hang up, I'm going to the

0:46:22.160 --> 0:46:27.600
<v Speaker 2>state it's morning, Monday morning, to take all that shit

0:46:27.680 --> 0:46:31.480
<v Speaker 2>put it in a trust real quick. Thank you please, Yeah, yes,

0:46:32.040 --> 0:46:33.360
<v Speaker 2>I got I know, you got to go. I have

0:46:33.440 --> 0:46:37.800
<v Speaker 2>one more question for you. Talk to us about seller carrybacks.

0:46:38.960 --> 0:46:42.560
<v Speaker 3>Mmm. I love seller carrybacks. So that's when somebody has

0:46:42.560 --> 0:46:45.839
<v Speaker 3>a lot of equity right in their property. So it's

0:46:45.920 --> 0:46:47.879
<v Speaker 3>just an easy example. If the house is worth two

0:46:47.960 --> 0:46:51.040
<v Speaker 3>hundred thousand and there's one hundred thousand dollars mortgage that

0:46:51.080 --> 0:46:53.360
<v Speaker 3>they're still paying on, that would mean that there's one

0:46:53.440 --> 0:46:56.319
<v Speaker 3>hundred thousand inequity. Well, I don't want to come out

0:46:56.360 --> 0:46:58.560
<v Speaker 3>of my pocket one hundred thousand to pay that seller.

0:46:58.920 --> 0:47:01.800
<v Speaker 3>So a seller carry back is us turning the seller

0:47:02.040 --> 0:47:05.320
<v Speaker 3>into our bank. So we're getting that equity on layaway

0:47:05.640 --> 0:47:09.720
<v Speaker 3>pretty much, where we're negotiating monthly payments on that hundred thousand,

0:47:10.120 --> 0:47:11.760
<v Speaker 3>so we would say, you know, hey, would a monthly

0:47:11.800 --> 0:47:14.520
<v Speaker 3>income be a benefit to you? Yeah, what do you mean?

0:47:14.560 --> 0:47:16.799
<v Speaker 3>Or depends on how much? And so we you know,

0:47:16.840 --> 0:47:19.360
<v Speaker 3>a thousand dollars a month for the next hundred months.

0:47:19.760 --> 0:47:21.600
<v Speaker 3>So instead of having to pay them one hundred thousand

0:47:21.640 --> 0:47:24.600
<v Speaker 3>dollars upfront, we just pay them that thousand dollars a month.

0:47:24.920 --> 0:47:27.359
<v Speaker 3>So we're able to buy that house and pay them

0:47:27.400 --> 0:47:30.120
<v Speaker 3>their equity on layaway. That's that's a seller carry back.

0:47:30.520 --> 0:47:32.880
<v Speaker 1>I need my money up front because the dollar today

0:47:32.920 --> 0:47:34.760
<v Speaker 1>is not the same as tomorrow's dollar.

0:47:36.080 --> 0:47:38.800
<v Speaker 3>Yeah, very true, that's very true.

0:47:39.400 --> 0:47:45.040
<v Speaker 1>Things you count on people just not knowing, right, Yes, that's.

0:47:48.320 --> 0:47:50.760
<v Speaker 3>Right, and they play the same game with us though,

0:47:50.840 --> 0:47:54.759
<v Speaker 3>right Ignorance is not a defense, so you know, but

0:47:54.840 --> 0:47:56.960
<v Speaker 3>we're not we're not beating these people. You got to

0:47:56.960 --> 0:48:00.439
<v Speaker 3>remember that they have they're distressed in some way, shape

0:48:00.520 --> 0:48:04.200
<v Speaker 3>or form. Typically it's a financial they're distressed financially. So

0:48:04.239 --> 0:48:06.399
<v Speaker 3>we're coming in helping them out and helping them get

0:48:06.400 --> 0:48:08.400
<v Speaker 3>to the next chapter of their life a lot easier.

0:48:10.400 --> 0:48:11.239
<v Speaker 3>It's glorious.

0:48:12.080 --> 0:48:14.120
<v Speaker 2>So for do you have any other questions?

0:48:14.960 --> 0:48:17.560
<v Speaker 3>Y'all? Y'all, like this name is nerdy.

0:48:17.960 --> 0:48:20.520
<v Speaker 2>No, we love nerds. We love a nerd.

0:48:28.520 --> 0:48:30.600
<v Speaker 3>Yes, all right, talk.

0:48:30.480 --> 0:48:34.800
<v Speaker 1>That any future goal, like goals you have, like aside

0:48:34.800 --> 0:48:36.600
<v Speaker 1>from real estate, Like, what else do you want to be?

0:48:38.200 --> 0:48:40.839
<v Speaker 1>I mean real estate is gold in America. I mean

0:48:40.840 --> 0:48:43.200
<v Speaker 1>if you don't own any property, and the red lining,

0:48:43.280 --> 0:48:44.400
<v Speaker 1>like we want to go all the way back to

0:48:44.440 --> 0:48:47.759
<v Speaker 1>slavery and get reparations for that. But we need reparations

0:48:47.800 --> 0:48:51.480
<v Speaker 1>like around the Civil Rights movement era. Okay, everybody, no

0:48:51.520 --> 0:48:55.960
<v Speaker 1>matter what diaspora you're from, can benefit from redlining. So

0:48:56.080 --> 0:48:58.560
<v Speaker 1>real estate is a very very important thing. But do

0:48:58.600 --> 0:48:59.680
<v Speaker 1>you have any other goals?

0:49:00.120 --> 0:49:00.759
<v Speaker 2>Excuse me?

0:49:03.480 --> 0:49:06.879
<v Speaker 3>I guess you know. My goals is really to help

0:49:06.960 --> 0:49:11.480
<v Speaker 3>as many people as I can to become financially free

0:49:11.680 --> 0:49:16.279
<v Speaker 3>and build generational wealth. But then also to protect that wealth, right,

0:49:16.360 --> 0:49:19.719
<v Speaker 3>because we play offense a lot black people our community,

0:49:20.120 --> 0:49:22.680
<v Speaker 3>Like when we get the money, we spend it, right.

0:49:22.760 --> 0:49:24.680
<v Speaker 3>And I'm not telling everybody I'll just save your money,

0:49:24.680 --> 0:49:26.400
<v Speaker 3>save your money, because that's not the smart way to

0:49:26.440 --> 0:49:27.840
<v Speaker 3>do it either. The smart way to do it is

0:49:27.880 --> 0:49:31.919
<v Speaker 3>to invest. But the other side, right, our counterparts, they

0:49:31.960 --> 0:49:35.840
<v Speaker 3>play defense with their money and that's asset protection and

0:49:36.280 --> 0:49:39.160
<v Speaker 3>wealth management. And you don't have to be wealthy to

0:49:39.239 --> 0:49:41.760
<v Speaker 3>have a trust, right, if you have a bank account,

0:49:41.840 --> 0:49:44.200
<v Speaker 3>you need a trust. And if you buy a house

0:49:44.200 --> 0:49:47.480
<v Speaker 3>for sixty g's today, in ten years, that thing is

0:49:47.520 --> 0:49:50.080
<v Speaker 3>going to be worth nearly half a million dollars with

0:49:50.680 --> 0:49:54.200
<v Speaker 3>inflation and the increase. So don't think because you don't

0:49:54.239 --> 0:49:56.279
<v Speaker 3>have a whole lot of money that you don't need it.

0:49:56.400 --> 0:49:58.960
<v Speaker 3>That's not the case. But yeah, my goal is to

0:49:59.000 --> 0:50:01.520
<v Speaker 3>help really as many people as possible. And I know

0:50:01.680 --> 0:50:04.160
<v Speaker 3>this sounds crazy, but to me, this is the right

0:50:04.200 --> 0:50:07.640
<v Speaker 3>way to do real estate. And so we plan on

0:50:07.680 --> 0:50:11.360
<v Speaker 3>revolutionizing the way that real estate has done absolutely all.

0:50:11.680 --> 0:50:13.480
<v Speaker 1>I did see you guys have an event coming up

0:50:14.400 --> 0:50:18.600
<v Speaker 1>August ninth and tenth, breaking the real estate money code.

0:50:19.120 --> 0:50:21.719
<v Speaker 1>Let our listeners know how they can tap into that.

0:50:23.880 --> 0:50:26.440
<v Speaker 3>Yes, you can, you can. You can go to the

0:50:26.640 --> 0:50:29.520
<v Speaker 3>go getterfamily dot com and you can come check that

0:50:29.560 --> 0:50:31.960
<v Speaker 3>out or go to any of my social media profiles.

0:50:32.520 --> 0:50:35.040
<v Speaker 3>August ninth and August tenth, I'm gonna be teaching people

0:50:35.040 --> 0:50:37.920
<v Speaker 3>how to buy free foreclosures, just kind of like how

0:50:37.960 --> 0:50:41.359
<v Speaker 3>I explained on this podcast today, and then on day two,

0:50:41.400 --> 0:50:45.240
<v Speaker 3>I'm gonna be teaching asset protection and then a state planning,

0:50:45.400 --> 0:50:49.080
<v Speaker 3>being the architect of your legacy, right, controlling your assets

0:50:49.120 --> 0:50:52.000
<v Speaker 3>from the grave. So it's gonna be huge. I've got

0:50:52.000 --> 0:50:54.640
<v Speaker 3>some people flying in from around the country. JAML. Gibbs,

0:50:54.680 --> 0:50:56.920
<v Speaker 3>he's down in North Carolina. He's amazing, been in the

0:50:56.960 --> 0:50:59.960
<v Speaker 3>game for a couple of decades. And then Vicky the investor,

0:51:00.920 --> 0:51:03.719
<v Speaker 3>she's dope. I met her at Lou Brown's Mastermind and

0:51:03.800 --> 0:51:06.560
<v Speaker 3>we were a couple of the only black folks in there,

0:51:06.719 --> 0:51:09.040
<v Speaker 3>you know, so you know, we gravitated towards each other.

0:51:09.080 --> 0:51:10.960
<v Speaker 3>But she does the same type of real estate that

0:51:11.000 --> 0:51:13.480
<v Speaker 3>I do, so she'll be there as well. But more importantly,

0:51:13.840 --> 0:51:16.000
<v Speaker 3>we're gonna have go get her family members from around

0:51:16.000 --> 0:51:19.440
<v Speaker 3>the country that have bought many houses this way and

0:51:19.880 --> 0:51:22.719
<v Speaker 3>they turn nothing into something and now they're real estate millionaires.

0:51:22.719 --> 0:51:25.040
<v Speaker 3>So they'll be there as well. So if you're in

0:51:25.080 --> 0:51:27.840
<v Speaker 3>the Houston area, or if you're outside of the Houston

0:51:27.880 --> 0:51:32.480
<v Speaker 3>area and you want to get a different result, right,

0:51:32.520 --> 0:51:34.520
<v Speaker 3>if you're not happy with the outcome of your income,

0:51:35.080 --> 0:51:37.759
<v Speaker 3>the thing is, we got to change the input, right,

0:51:37.800 --> 0:51:39.880
<v Speaker 3>it's just a gap in knowledge. We just don't have

0:51:39.920 --> 0:51:42.439
<v Speaker 3>the knowledge for it. And in order to do that, though,

0:51:42.719 --> 0:51:46.520
<v Speaker 3>we have to perpetually be becoming more right more than

0:51:46.520 --> 0:51:49.799
<v Speaker 3>we are today. So I'll see y'all August ninth and

0:51:49.800 --> 0:51:52.400
<v Speaker 3>August tenth in Houston, Texas. I'm gonna show y'all how

0:51:52.400 --> 0:51:54.440
<v Speaker 3>to get rich man.

0:51:54.560 --> 0:51:55.800
<v Speaker 2>Y'all pull up to Houston.

0:51:57.239 --> 0:51:57.759
<v Speaker 3>That's right.

0:51:58.520 --> 0:51:59.960
<v Speaker 2>You know, I told you I was going to ask

0:51:59.960 --> 0:52:03.040
<v Speaker 2>you about this. I saw that you proposed to a

0:52:03.160 --> 0:52:07.840
<v Speaker 2>lucky lady recently. All right, so tell us how you

0:52:07.920 --> 0:52:09.040
<v Speaker 2>knew she was the one?

0:52:10.680 --> 0:52:13.640
<v Speaker 3>Oh that is a hell of a question.

0:52:13.880 --> 0:52:14.240
<v Speaker 2>Damn.

0:52:14.320 --> 0:52:20.839
<v Speaker 3>How did I know that she was the one? I knew.

0:52:20.880 --> 0:52:22.680
<v Speaker 3>I knew that she I knew that she was the

0:52:22.680 --> 0:52:28.719
<v Speaker 3>one when she when I when I felt her concern

0:52:29.400 --> 0:52:32.839
<v Speaker 3>on really, and this is simple, but I felt her

0:52:32.920 --> 0:52:37.160
<v Speaker 3>concern on if I had eaten.

0:52:37.760 --> 0:52:43.680
<v Speaker 1>Hungry like these niggas. That's how you get good meals

0:52:43.719 --> 0:52:44.040
<v Speaker 1>for him.

0:52:45.680 --> 0:52:48.239
<v Speaker 3>Look, that's the game right there. That's the game right there.

0:52:48.360 --> 0:52:56.160
<v Speaker 2>But hear that, ladies, you nigga Jason was he was hungry?

0:52:56.239 --> 0:53:01.240
<v Speaker 2>That was it? That? Yeah?

0:53:01.320 --> 0:53:01.720
<v Speaker 3>Yeah?

0:53:01.760 --> 0:53:04.319
<v Speaker 1>So yeah, that's how I do in the macaroni.

0:53:06.239 --> 0:53:09.040
<v Speaker 3>Oh my goodness, I tell people I'm from Iowa. So hell,

0:53:09.120 --> 0:53:11.320
<v Speaker 3>they don't even barely use salt and pepper in their food,

0:53:11.440 --> 0:53:13.520
<v Speaker 3>so you throw a little seasoning in there. It's all.

0:53:14.680 --> 0:53:16.799
<v Speaker 2>She put some Lauryn's on that ship. He was like, oh,

0:53:16.840 --> 0:53:18.160
<v Speaker 2>I proposed it to this one.

0:53:18.560 --> 0:53:20.640
<v Speaker 3>Yeah. Look I took a bite and got on one

0:53:20.719 --> 0:53:24.279
<v Speaker 3>knee like, hey, will you. I was all nervous and shiit,

0:53:26.800 --> 0:53:32.040
<v Speaker 3>I think it's easy. Yeah, don't let it fool you.

0:53:32.080 --> 0:53:36.920
<v Speaker 3>Now it is. It is easy, ladies, It is easy.

0:53:36.080 --> 0:53:38.480
<v Speaker 2>All right. So we have a segment on our show.

0:53:38.560 --> 0:53:41.480
<v Speaker 2>It's called a dumbitch story or SIMP series, and you

0:53:41.560 --> 0:53:44.399
<v Speaker 2>have to share a time that you got played by

0:53:44.440 --> 0:53:46.719
<v Speaker 2>the opposite sex. Now I want to give you a

0:53:46.800 --> 0:53:48.920
<v Speaker 2>chance to think about it. We're going to go to commercial,

0:53:49.000 --> 0:53:51.279
<v Speaker 2>and when we come back, we want your story. We'll

0:53:51.320 --> 0:53:54.600
<v Speaker 2>be right back you guys.

0:53:54.120 --> 0:53:58.600
<v Speaker 3>But no real easy way to say this yourself.

0:54:02.520 --> 0:54:05.640
<v Speaker 1>So we're back, y'all, and we're about to get a

0:54:05.680 --> 0:54:08.360
<v Speaker 1>simp story from mister boy. Can go ahead, and it

0:54:08.680 --> 0:54:13.799
<v Speaker 1>better not be in high school, okay.

0:54:12.920 --> 0:54:15.400
<v Speaker 2>Men, always men, I always like to tell a story

0:54:15.400 --> 0:54:16.680
<v Speaker 2>back in ninth grade, like not.

0:54:22.320 --> 0:54:25.960
<v Speaker 3>You need some girl, man, you want a grown man story.

0:54:26.000 --> 0:54:27.920
<v Speaker 3>Each other. There's plenty of there's plenty of them. I

0:54:28.040 --> 0:54:31.480
<v Speaker 3>be feeling for y'all ladies sometimes because these dudes are here. Boy.

0:54:31.560 --> 0:54:35.719
<v Speaker 3>But anyway, that's a whole other segment. But so I've

0:54:35.800 --> 0:54:38.680
<v Speaker 3>never I've never been been known to be a sin

0:54:38.960 --> 0:54:41.040
<v Speaker 3>you know what I mean. But I guess that definition

0:54:41.120 --> 0:54:45.400
<v Speaker 3>is broad. So my simp story. Damn, that is tough.

0:54:47.040 --> 0:54:51.799
<v Speaker 3>So I did get played. I got played. I was

0:54:51.840 --> 0:54:55.000
<v Speaker 3>in Iowa, right. I had a woman. We have been

0:54:55.080 --> 0:54:58.200
<v Speaker 3>dating for some years and and I don't know what

0:54:58.239 --> 0:55:01.200
<v Speaker 3>it is about us black men and our driver's license,

0:55:01.320 --> 0:55:04.200
<v Speaker 3>but that thing is always like, you know, it's iffy,

0:55:04.239 --> 0:55:07.560
<v Speaker 3>that driver's license. Yeah. So, so long story short, I

0:55:07.680 --> 0:55:10.680
<v Speaker 3>ended up happening to put a car in her name

0:55:11.120 --> 0:55:14.160
<v Speaker 3>right because my license wasn't right at the time. And

0:55:14.239 --> 0:55:16.160
<v Speaker 3>I was about twenty five years old, so it was

0:55:16.200 --> 0:55:18.239
<v Speaker 3>a little while back, and I put the car in

0:55:18.280 --> 0:55:21.040
<v Speaker 3>her name. Her and I were together, things were going good,

0:55:21.640 --> 0:55:25.359
<v Speaker 3>and we ended up, you know, don't get things got

0:55:25.360 --> 0:55:28.440
<v Speaker 3>a little rocky and we ended up breaking up. And

0:55:28.840 --> 0:55:31.560
<v Speaker 3>next thing I know, I get home one day and

0:55:31.640 --> 0:55:34.279
<v Speaker 3>my cousin tells me, hey, man, the the tow truck

0:55:34.520 --> 0:55:37.520
<v Speaker 3>was here looking for looking for your car, And I'm like,

0:55:37.560 --> 0:55:39.560
<v Speaker 3>looking for my car? What the hell? What do you mean,

0:55:40.160 --> 0:55:42.440
<v Speaker 3>and come to find out she the title was in

0:55:42.520 --> 0:55:42.879
<v Speaker 3>her name.

0:55:43.200 --> 0:55:50.640
<v Speaker 4>So yes, I stole the car, Jody's I literally, yes,

0:55:51.480 --> 0:55:54.239
<v Speaker 4>stole my poor little car.

0:55:54.600 --> 0:55:56.280
<v Speaker 1>Or she just took it back from you.

0:55:56.280 --> 0:56:02.200
<v Speaker 3>No, she just took it because exactly, yes, reposition.

0:56:02.560 --> 0:56:05.440
<v Speaker 2>Payments on it. You were making the payments, so she was.

0:56:06.400 --> 0:56:08.799
<v Speaker 3>I was making the payments. I owned it. I owned it.

0:56:08.920 --> 0:56:10.799
<v Speaker 3>So it was a Hondo Cord. It was a two

0:56:10.840 --> 0:56:13.640
<v Speaker 3>thousand and five Honda Cord. Boy, I love them things too.

0:56:13.680 --> 0:56:16.560
<v Speaker 3>I used to anyway till I came up. But yeah,

0:56:16.640 --> 0:56:18.640
<v Speaker 3>she took she took my poor little car, man, and

0:56:18.719 --> 0:56:21.160
<v Speaker 3>I was. I was devastated, and there wasn't anything I

0:56:21.160 --> 0:56:23.839
<v Speaker 3>could do either, you know what I mean. So that's

0:56:23.880 --> 0:56:28.080
<v Speaker 3>one thing about love, gentlemen, is in ladies, right, we

0:56:28.200 --> 0:56:32.720
<v Speaker 3>tend to trust when we call ourselves in love, and

0:56:33.239 --> 0:56:36.000
<v Speaker 3>there's a thin line between love and hate, and that

0:56:36.040 --> 0:56:36.640
<v Speaker 3>turns quick.

0:56:37.239 --> 0:56:39.320
<v Speaker 2>Gene said, the only trust you should set up is

0:56:39.360 --> 0:56:39.879
<v Speaker 2>at the bank.

0:56:39.960 --> 0:56:42.759
<v Speaker 3>You guys talked that talk. See, if it was in

0:56:42.800 --> 0:56:44.759
<v Speaker 3>a trust name, we wouldn't even have the trip. I

0:56:44.800 --> 0:56:46.840
<v Speaker 3>wouldn't even have to worry about all that. Yeah, that

0:56:46.840 --> 0:56:52.200
<v Speaker 3>would have never happened. So that's my simp story. Damn,

0:56:52.960 --> 0:56:54.640
<v Speaker 3>I'll bring it up bad memories for me.

0:56:55.320 --> 0:56:58.160
<v Speaker 2>That's actually a really good one because I mean that's

0:56:58.160 --> 0:57:01.160
<v Speaker 2>a real lesson learned when you was walking to work

0:57:01.360 --> 0:57:02.200
<v Speaker 2>the next day.

0:57:03.960 --> 0:57:06.479
<v Speaker 3>And you can believe I got that license? Now? Hell

0:57:06.560 --> 0:57:08.600
<v Speaker 3>that ain't man Like?

0:57:08.680 --> 0:57:11.440
<v Speaker 1>Why what is up with niggas and the driver's license?

0:57:11.600 --> 0:57:15.160
<v Speaker 1>Like your license always spending? Never had one issued, but

0:57:15.239 --> 0:57:18.040
<v Speaker 1>been driving your entire life? Weird shit like that?

0:57:18.520 --> 0:57:21.840
<v Speaker 2>Remember what was that look that black man was on

0:57:21.960 --> 0:57:27.400
<v Speaker 2>FaceTime with a judge a car driving with no license?

0:57:27.440 --> 0:57:32.800
<v Speaker 1>Ain't never have but issued? Or But why are we

0:57:32.840 --> 0:57:35.200
<v Speaker 1>talking about trust and stuff? Because when I think about trust,

0:57:35.520 --> 0:57:39.360
<v Speaker 1>I automatically think about sovereign citizenship, okay, and how they

0:57:39.440 --> 0:57:43.920
<v Speaker 1>move right and legally constitutionally, you have the right to

0:57:44.000 --> 0:57:47.440
<v Speaker 1>move around. I have the right to drive. Why do

0:57:47.520 --> 0:57:50.280
<v Speaker 1>I have to have a license to use these roads

0:57:50.280 --> 0:57:52.760
<v Speaker 1>that I pay taxes to have installed?

0:57:53.280 --> 0:57:53.440
<v Speaker 3>Right?

0:57:53.600 --> 0:57:55.640
<v Speaker 1>Why do I need this thing? So a lot of

0:57:55.680 --> 0:57:57.840
<v Speaker 1>people they may not they probably don't think about it

0:57:57.880 --> 0:58:01.040
<v Speaker 1>like consciously in that way. But you have the right

0:58:01.080 --> 0:58:03.880
<v Speaker 1>to travel. How can they just stop you from travel?

0:58:03.920 --> 0:58:07.760
<v Speaker 2>I mean, even thinking about like why do I have

0:58:07.840 --> 0:58:11.000
<v Speaker 2>to pay for electricity? Is everywhere around us. I should

0:58:11.040 --> 0:58:12.360
<v Speaker 2>not have literally.

0:58:12.320 --> 0:58:14.440
<v Speaker 1>Come out the sky have you this weekend?

0:58:17.800 --> 0:58:18.680
<v Speaker 2>I have to pay for this.

0:58:21.080 --> 0:58:22.800
<v Speaker 1>If all of us said, fuck that, we ain't paying

0:58:22.800 --> 0:58:25.240
<v Speaker 1>no taxes, we ain't registering no motherfucking LLCs.

0:58:25.240 --> 0:58:25.720
<v Speaker 2>Fuck y'all.

0:58:25.720 --> 0:58:27.800
<v Speaker 1>If everybody just start getting on that, how can they

0:58:27.920 --> 0:58:32.960
<v Speaker 1>arrest everybody? They can't? Right, just shift the whole system.

0:58:33.560 --> 0:58:36.720
<v Speaker 3>And what the problem is. Problem of problem is some

0:58:36.760 --> 0:58:38.360
<v Speaker 3>of us got to go to jail though, so I

0:58:38.400 --> 0:58:41.000
<v Speaker 3>don't want to be first to go. Hell, that's the ride.

0:58:42.480 --> 0:58:44.560
<v Speaker 1>They just had to. Like, I feel like we are

0:58:44.640 --> 0:58:47.960
<v Speaker 1>under a cyber attack, right and all this ship that happened.

0:58:48.600 --> 0:58:50.920
<v Speaker 1>Can you have jail systems down? One of my homegirls

0:58:50.960 --> 0:58:54.800
<v Speaker 1>works for the jail systems is down. Banks were down,

0:58:55.160 --> 0:58:58.520
<v Speaker 1>airlines were down. So this and I feel like they've

0:58:58.560 --> 0:59:00.640
<v Speaker 1>been priming us for the last year year and a half.

0:59:00.720 --> 0:59:03.000
<v Speaker 1>So we don't know what the hell is about to happen.

0:59:04.720 --> 0:59:07.520
<v Speaker 2>But Sally May was working fine. I got a message.

0:59:08.480 --> 0:59:09.920
<v Speaker 2>I was like, damn y'all, say.

0:59:19.200 --> 0:59:20.960
<v Speaker 3>Wow money.

0:59:21.880 --> 0:59:23.600
<v Speaker 2>Sally Bay said, we straight baby one.

0:59:23.600 --> 0:59:25.400
<v Speaker 1>One thing I want to get into before we before

0:59:25.400 --> 0:59:27.440
<v Speaker 1>we get out of here, though, But you know from

0:59:27.440 --> 0:59:31.640
<v Speaker 1>the previous conversation before we actually started recording. You are engaged,

0:59:32.400 --> 0:59:38.040
<v Speaker 1>and you you told us this is your first sister. Okay,

0:59:38.040 --> 0:59:40.720
<v Speaker 1>because he is from Ireland, y'all, y'all, O case, don't

0:59:40.760 --> 0:59:41.160
<v Speaker 1>judge him.

0:59:41.200 --> 0:59:41.560
<v Speaker 3>She's sad.

0:59:42.520 --> 0:59:46.160
<v Speaker 1>But how's the switch going for you? Is it different?

0:59:46.720 --> 0:59:49.440
<v Speaker 1>Did you just never know that we were this amazing

0:59:49.840 --> 0:59:51.360
<v Speaker 1>like the internet were?

0:59:51.360 --> 0:59:52.919
<v Speaker 2>You're not attracted to black women?

0:59:55.040 --> 0:59:56.080
<v Speaker 3>Okay?

0:59:57.080 --> 0:59:59.520
<v Speaker 1>Probably right?

0:59:59.640 --> 1:00:02.600
<v Speaker 3>So yeah, y'all just verize me with the black women questions.

1:00:02.600 --> 1:00:06.600
<v Speaker 3>So let me try to hit one by one real quick. Yeah,

1:00:06.880 --> 1:00:17.760
<v Speaker 3>damn like yeah, nigga. Hell so, yeah, y'all are too funny.

1:00:18.000 --> 1:00:20.520
<v Speaker 3>So being from Iowa, right, there isn't a lot of

1:00:20.520 --> 1:00:24.600
<v Speaker 3>black folks up there, so so the selection of black

1:00:24.640 --> 1:00:28.320
<v Speaker 3>women there wasn't many. And it's mainly it's primarily white people, right,

1:00:28.360 --> 1:00:30.760
<v Speaker 3>White women, and hell, y'all know, I mean I think

1:00:30.800 --> 1:00:33.880
<v Speaker 3>everybody know this. White women love black men. I know,

1:00:34.000 --> 1:00:37.600
<v Speaker 3>it is what it is, you know, I guess so,

1:00:37.600 --> 1:00:40.320
<v Speaker 3>so I mean that's why I exist. Hell my mom white,

1:00:40.320 --> 1:00:42.800
<v Speaker 3>my dad's black, right, So, so there wasn't much of

1:00:42.840 --> 1:00:47.800
<v Speaker 3>a selection that there. And and really honestly, all of

1:00:47.800 --> 1:00:53.720
<v Speaker 3>the negative stereotypes and connotations, right that have been just

1:00:53.880 --> 1:00:58.080
<v Speaker 3>laid on black women unfortunately, and so my mind was

1:00:58.160 --> 1:01:00.680
<v Speaker 3>warped by the matrix, to be honest with you, And

1:01:00.760 --> 1:01:04.200
<v Speaker 3>so when I moved to Houston, obviously there's a variety

1:01:04.320 --> 1:01:11.600
<v Speaker 3>of people here, it's all of beautiful. Black culture is great, successful, yesh,

1:01:12.080 --> 1:01:16.760
<v Speaker 3>I'm telling you yes. So So anyway, when I met

1:01:16.840 --> 1:01:21.000
<v Speaker 3>my fiance Raven, I mean, everything was different everything. So

1:01:21.000 --> 1:01:24.480
<v Speaker 3>so once you go black, you never go back. That

1:01:24.680 --> 1:01:28.200
<v Speaker 3>is That's the truest statement I ever heard in my life. Now,

1:01:28.200 --> 1:01:30.080
<v Speaker 3>I used to say it just because it was a

1:01:30.160 --> 1:01:34.800
<v Speaker 3>saying No, that shit's true. Hell, everything's better on this side.

1:01:35.120 --> 1:01:37.880
<v Speaker 3>So if y'all could take any advice from me that

1:01:37.920 --> 1:01:40.280
<v Speaker 3>at least you gotta at least try it once they

1:01:40.440 --> 1:01:41.160
<v Speaker 3>the black woman.

1:01:41.520 --> 1:01:45.320
<v Speaker 2>That effect is real. It's not just a TikTok. It's real.

1:01:45.520 --> 1:01:48.760
<v Speaker 3>Listen. Yes, I'm a living testament. Hell, I ain't even

1:01:48.800 --> 1:01:51.480
<v Speaker 3>afraid to say it. Hell, plus y'all are. But black

1:01:51.520 --> 1:01:54.400
<v Speaker 3>women are just really, honestly, to me, the most powerful

1:01:54.440 --> 1:01:56.720
<v Speaker 3>beings on the planet. You know, and then y'all have

1:01:56.840 --> 1:01:59.880
<v Speaker 3>had to be just because of what society has done.

1:02:00.080 --> 1:02:04.280
<v Speaker 3>But just naturally, you know, black women are incredibly powerful

1:02:04.360 --> 1:02:10.000
<v Speaker 3>and incredibly nurturing and the givers of life. I mean,

1:02:10.400 --> 1:02:13.120
<v Speaker 3>I was just like, damn, what took me so long?

1:02:13.400 --> 1:02:17.760
<v Speaker 2>Because I appreciate that you said powerful instead of strong.

1:02:18.080 --> 1:02:21.840
<v Speaker 2>I hate being called a strong black woman. I think

1:02:21.880 --> 1:02:25.240
<v Speaker 2>that should be an adjective for men. Nobody ever says, oh,

1:02:25.440 --> 1:02:30.240
<v Speaker 2>she's a strong Asian woman or she's a strong Puerto Rican.

1:02:30.800 --> 1:02:33.720
<v Speaker 2>No nobody ever says that. It's just only attributed to

1:02:33.800 --> 1:02:36.800
<v Speaker 2>Black women. And I think we should be described more

1:02:36.840 --> 1:02:39.479
<v Speaker 2>as delicate flowers that we are, you know, and stop

1:02:39.560 --> 1:02:43.600
<v Speaker 2>calling strong. Powerful is a better term. So I appreciate

1:02:43.680 --> 1:02:50.120
<v Speaker 2>you for saying that, because if you would have said strong, yeah, yeah, yeah.

1:02:49.920 --> 1:02:52.200
<v Speaker 3>I get it. I get it. Yeah, y'all been hold

1:02:52.240 --> 1:02:54.960
<v Speaker 3>y'all been waiting on me too, So I'm staying on

1:02:55.000 --> 1:02:56.120
<v Speaker 3>the good side. Damn it.

1:02:58.360 --> 1:03:01.040
<v Speaker 2>Geene, tell everybody where they can buying you. Plug all

1:03:01.080 --> 1:03:02.800
<v Speaker 2>your things, plug everything.

1:03:02.960 --> 1:03:06.320
<v Speaker 3>Yes, so every all of my social media's are are

1:03:06.440 --> 1:03:09.600
<v Speaker 3>at the go Getter Family right, the go get Her

1:03:09.600 --> 1:03:12.720
<v Speaker 3>Family g O G E T T E R. Go

1:03:12.760 --> 1:03:14.840
<v Speaker 3>get Her Family and then you can go to the

1:03:15.080 --> 1:03:17.280
<v Speaker 3>go Getter family dot com to check it out. I've

1:03:17.320 --> 1:03:19.440
<v Speaker 3>got free resources for people too. You can get a

1:03:19.480 --> 1:03:22.800
<v Speaker 3>buying free foreclosures guide for free that'll get you into

1:03:22.840 --> 1:03:25.600
<v Speaker 3>the game. And then uh the Secret Art of Asset

1:03:25.640 --> 1:03:28.240
<v Speaker 3>Protection at the go Getter family dot com as well,

1:03:28.360 --> 1:03:30.520
<v Speaker 3>which is a basic guy that's forty eight pages of

1:03:30.800 --> 1:03:34.120
<v Speaker 3>pure gold. So come check us out and get become

1:03:34.120 --> 1:03:36.360
<v Speaker 3>part of this revolution and really take control of your

1:03:36.360 --> 1:03:37.400
<v Speaker 3>life and your fine it.

1:03:40.280 --> 1:03:42.920
<v Speaker 2>Love this. This was really good. Yeah, you drop some

1:03:43.040 --> 1:03:45.880
<v Speaker 2>amazing information. I'm going to reach out to you personally

1:03:45.960 --> 1:03:50.520
<v Speaker 2>for some mentorship. Seriously, Like I said that, that same

1:03:50.560 --> 1:03:52.800
<v Speaker 2>as account ain't looking the same like it was doing

1:03:52.840 --> 1:03:56.000
<v Speaker 2>in twenty twenty. It don't look the same. So I

1:03:56.080 --> 1:03:59.720
<v Speaker 2>definitely want to, you know, get my feet wet. So

1:03:59.800 --> 1:04:01.800
<v Speaker 2>they thank you so much, Gene. We appreciate you.

1:04:01.920 --> 1:04:04.320
<v Speaker 3>Thank you, Thank you ladies. You guys have been great

1:04:04.360 --> 1:04:05.000
<v Speaker 3>and you're amazing.

1:04:05.200 --> 1:04:08.080
<v Speaker 1>Thank you. All right, y'all, we're trying to help y'all

1:04:08.120 --> 1:04:10.959
<v Speaker 1>get this bag. So if you enjoyed this episode, y'all

1:04:10.960 --> 1:04:14.600
<v Speaker 1>tune in every Thursday on the Black Effect podcast iHeartRadio

1:04:14.640 --> 1:04:16.840
<v Speaker 1>app or wherever the fuck you get your podcasts. That

1:04:16.960 --> 1:04:20.160
<v Speaker 1>I did that right anyway, This is your host aj

1:04:20.520 --> 1:04:24.919
<v Speaker 1>Holiday two point zero on Instagrams Kick It Tam y'all.

1:04:24.920 --> 1:04:27.680
<v Speaker 2>It's official tam band on Instagram. I love y'all so much.

1:04:27.760 --> 1:04:28.760
<v Speaker 2>Thank y'all for tuning in.

1:04:29.040 --> 1:04:33.520
<v Speaker 1>Remember speak now and let me see I don't know.

1:04:33.680 --> 1:04:37.040
<v Speaker 1>Never hold your peace, you.

1:04:36.960 --> 1:04:43.440
<v Speaker 2>Guys, say something, I got it. And never go into

1:04:43.520 --> 1:04:46.240
<v Speaker 2>foreclosure or maybe do it so we can go get

1:04:46.240 --> 1:04:49.640
<v Speaker 2>that house. Deuces