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Speaker 1: Welcome to We Talk Back Podcast, the production of iHeartRadio

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Speaker 1: and the Black Effect Network Talk Talk.

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Speaker 2: So we're just two unapologetically black women with an opinion

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Speaker 2: who talks.

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Speaker 1: What's up y'all? Thank you for tuning in for a

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Speaker 1: new episode of We Talk Back and show dedicated to

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Speaker 1: you Dreamers and chases for Real today because we're talking money,

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Speaker 1: big money. What's up?

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Speaker 2: Tam damn Hey, y'all. I love y'all, I love you AJ.

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Speaker 2: How you doing, girl?

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Speaker 1: I'm well hot, sweating, it's metabolizing, it's rigging coffee.

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Speaker 2: I listened. I couldn't even go to get my coffee

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Speaker 2: because it's four elevators in my building and only one

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Speaker 2: of them is working. So I was out there waiting

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Speaker 2: there with my cup to go get my coffee, and

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Speaker 2: I stood there for like seven minutes, and I was like,

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Speaker 2: you know what, it's gonna take seven minutes to get

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Speaker 2: back up, and I ain't got that kind of time.

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Speaker 2: So I don't even have no damn coffee this morning.

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Speaker 2: I'm pissed off.

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Speaker 1: I hell, you got one elevator working in that big

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Speaker 1: ass building.

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Speaker 2: That's why forty two floors and one elevator is insane.

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Speaker 1: Trip I need a discount. You know, black people be

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Speaker 1: looking for a discount, and I rent every shit, one

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Speaker 1: little thing broken. They ain't come fix it today, discount. Listen,

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Speaker 1: go take time off my rent.

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Speaker 2: My shit is boxed up and going out of this

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Speaker 2: bitch on Tuesday. So y'all better have at least a

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Speaker 2: freight elevator working by Tuesday. God damn bye bye period.

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Speaker 2: So you spent your weekend packing, Yes, I am surrounded

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Speaker 2: by boxes, but I'm almost done. All I gotta do

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Speaker 2: is pack the stuff that I'm going to be living

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Speaker 2: out of, like my clothes and my toilet trees that

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Speaker 2: I'm just going to be living out of for the

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Speaker 2: next two months because I essentially will be homeless for

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Speaker 2: the next two months.

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Speaker 1: You guys don't say that, y'all.

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Speaker 2: Well, not homeless, but I don't have like a I

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Speaker 2: won't have a permanent address.

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Speaker 1: I was just like, yeah, you know, I've been like

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Speaker 1: that for a year's shot, and I still like, like,

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Speaker 1: I don't have a permanent address, okay, post office box me.

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Speaker 1: I don't like people to know where I'm at for real, nobody.

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Speaker 2: This is different for me. This is definitely a new

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Speaker 2: space that I'm in it's very giving, very much midlife crisis.

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Speaker 1: Fuck it, you're happy, yeah, you just you never fucking know.

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Speaker 1: I ain't do much this weekend. I just hung out,

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Speaker 1: chill out. I'm really like sitting still for the most part,

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Speaker 1: so I've been chilling out, it rained all weekend.

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Speaker 2: I want to Oh, I did it look at some cats?

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Speaker 1: Oh did you find one man? None of them motherfuckers

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Speaker 1: liked me. You know, cats pick people.

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Speaker 2: Yeah, they gotta pick you. Yeah, they can't pick you. Yeah.

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Speaker 1: Since Bella died in two thousand and two, Now I

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Speaker 1: just haven't.

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Speaker 2: Two yes, two thousand and two, excuse me, two thousand

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Speaker 2: and one, Bella in twenty one.

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Speaker 1: Yes, July twenty twenty one, you.

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Speaker 2: Said two thousand and one, saying no, oh oh, not

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Speaker 2: two thousand and two.

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Speaker 1: Y'all know what I mean. A couple of years ago. Anyway,

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Speaker 1: So I'm still not over the death of my dog. Okay,

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Speaker 1: she has stole my screensaver on my cell phone, so

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Speaker 1: I don't know if I want to replace her, but

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Speaker 1: I need something.

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Speaker 2: Well something you're not replaced.

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Speaker 1: That is replacing her. That's how it feels.

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Speaker 2: Yes, you need to talk to somebody about that because

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Speaker 2: you can't replace her. She'll never be replaced. You just

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Speaker 2: adding a new family member, That's what it is.

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Speaker 1: So it's either a bird, a cat, or another puppy.

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Speaker 1: That's where I'm at. I need something.

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Speaker 2: I really think you should get a cat, because the

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Speaker 2: amount of cat videos you shared with me in the

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Speaker 2: past two years is ridiculous.

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Speaker 1: Yeah, but so they put these two kittens in the

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Speaker 1: room with me and they just was not fucking with me.

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Speaker 1: So I'm like, and my homegirl, she was like, it's

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Speaker 1: some street cats over by my husband mama house. But

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Speaker 1: they wasn't cute, so I'm not about to go.

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Speaker 2: You went over there to look.

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Speaker 1: No, No, she had pictures of them because she said

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Speaker 1: they just walked up on her and our kids. But

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Speaker 1: I don't want a cat from the SPCA. I think

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Speaker 1: I'm gonna buy me a rag doll kitten. I've been looking.

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Speaker 1: I just ain't trying to spend on fucking thirty five

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Speaker 1: hundred dollars. I need dollar cat. Yes, five to nine

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Speaker 1: hundred five to one thousand dollars. That is my max.

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Speaker 2: All these cases outside.

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Speaker 1: Girl, I don't want no fucking random ass cat with

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Speaker 1: personality disorder. I'm good, Okay, I need me like a

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Speaker 1: pure bread, cute, fliffy teddy bear cat that acts like

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Speaker 1: a dog. Okay, that's a lot. So I read that

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Speaker 1: rag dolls are the closest thing to a dog. They

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Speaker 1: act kind of like dogs. You can walk them and

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Speaker 1: shit like that.

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Speaker 2: So that's what you get.

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Speaker 1: I don't know.

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Speaker 2: Yeah, well that's nice. I think you should get one.

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Speaker 2: I'll get a pet. Let's get in the sins. So

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Speaker 2: social media has been in a little uproar because, uh,

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Speaker 2: Jada way to post it a video and there's children

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Speaker 2: in the video and she's partially nude, and people had

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Speaker 2: a lot of negative things to say towards the video.

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Speaker 2: The kids run and take her like she's like topless

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Speaker 2: and they run and take her top and throw it

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Speaker 2: in the water and stuff like that. And people were upset,

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Speaker 2: Like one girl said, not butt naked with the kids

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Speaker 2: with crying faces. What are your thoughts?

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Speaker 1: I really don't have any thoughts on this. I come

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Speaker 1: from a very naked fan, me too, very naked. And

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Speaker 1: you know, just three women excuse me, four women in

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Speaker 1: the house like naked. Yeah, my nephew, we have one

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Speaker 1: boy in our immediate family. The nigga gets naked. I

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Speaker 1: mean now because he's bigger, of course he's not about

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Speaker 1: to just take clothes off in front of people. But

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Speaker 1: when he was a kid, like as soon as you

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Speaker 1: hit the door, like strip like for real. But I

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Speaker 1: guess because it's advertisement for something in the way, people

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Speaker 1: aren't uproar about it. Listen, these kids have access to

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Speaker 1: We used to have to really look for corn. We

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Speaker 1: used to have to really really look for but this

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Speaker 1: shit is in kids' faces all day long. This is

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Speaker 1: his mom. Okay, he sees her naked, she sees him

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Speaker 1: naked all the time. And then for whatever reason, I

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Speaker 1: don't understand why people don't when you wear a bikini,

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Speaker 1: it's the same thing as bron Penny. It's the very

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Speaker 1: same thing. People are on the beaches with don bikinis

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Speaker 1: on all the time, with kids running around on the beach.

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Speaker 1: People over sexual.

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Speaker 2: That's what I was about to say. Our bodies are

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Speaker 2: not just sex. Our bodies are not just sex. And

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Speaker 2: I think we just see the sky looking at our

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Speaker 2: bodies as just sexual objects all the time and realize

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Speaker 2: that we're human beings and that we have bodies and

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Speaker 2: this is just a part of it, you know. I

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Speaker 2: don't think. I think we over sexualize everything. It was

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Speaker 2: her son that came out of her body.

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Speaker 1: Right, We're in a country where we are the most

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Speaker 1: covered up, but we have the highest persons and engine

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Speaker 1: rapes and sexual assault against women.

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Speaker 2: I don't think we're.

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Speaker 1: In comparison to other countries where people like.

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Speaker 2: Like the Middle Easter, you can't even see them girls

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Speaker 2: with their eyes.

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Speaker 1: My point is there is still sexual assault amongst women

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Speaker 1: with or without clothes on. That is my point, my

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Speaker 1: only point. So it hasn't it just has nothing. One

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Speaker 1: has nothing to do with the other. Okay, so people

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Speaker 1: over sexualizing children, black women, Black women in particular are

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Speaker 1: always over sexualized. Yes, I just don't think it was.

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Speaker 1: It might have, I mean because I guess when you're

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Speaker 1: creating something, you do have to think about what the

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Speaker 1: people are going to think. Right, So in her mind

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Speaker 1: it was okay, she because she doesn't have the mind

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Speaker 1: of everybody else. I just send somebody a message on

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Speaker 1: Instagram because for what I've been getting attacked by people

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Speaker 1: for my views. Okay, so somebody message messy. Listen, there's

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Speaker 1: nobody on this planet, you nor me that can say

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Speaker 1: and do everything that that is appeasing to the collective.

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Speaker 1: There's nobody that can say things perfectly or do things

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Speaker 1: perfectly where nobody has a fucking problem. So my only

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Speaker 1: job on this planet is to be my fucking self.

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Speaker 1: Who whoever resonates with.

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Speaker 2: It would be Okay, it's impossible to be sensitive to

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Speaker 2: the plight of every human experience. There's no way to

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Speaker 2: do it. There's no way to do it, So there's

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Speaker 2: no reason to try because you will fail miserably. There's

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Speaker 2: no way to do it. Just be yourself and be kind,

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Speaker 2: and that's all you can do.

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Speaker 1: And if there is somebody right that can do everything right,

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Speaker 1: please believe they are being deceitful. Please believe they aren't

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Speaker 1: being themselves with you. Okay, So I don't I mean,

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Speaker 1: I would not have done the ad in that way,

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Speaker 1: but hey, I don't see why she should be like

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Speaker 1: star star stoned, tarred and feathered for it either.

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Speaker 2: Right, I agree, because it wasn't like cocked open, you know,

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Speaker 2: like she was cocked yeah, and she.

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Speaker 1: Was laying on her on her on her breast. Kids

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Speaker 1: are at the beach with their parents all the time, sunbathing.

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Speaker 1: It's just because it's her that y'all got a problem

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Speaker 1: with it. Yeah, it's just weird. White women are on

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Speaker 1: the beach all the time looking the same exact fucking way. Okay. Anyway,

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Speaker 1: a female prison officer who was allegedly filmed having sex

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Speaker 1: with inmates rips impersonators as incredibly distasteful. Okay, So our

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Speaker 1: former prison officer who allegedly filmed herself having sex with

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Speaker 1: an inmate in England says people ripping off her romp

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Speaker 1: are incredibly distasteful. I did even more distasteful than you.

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Speaker 3: Anyway.

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Speaker 1: So Linda Desosa a abrew thirty took to social media

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Speaker 1: to blast porn stars pretending to be her on OnlyFans

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Speaker 1: and worn against the fake profiles of her that have

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Speaker 1: popped up monetizing off of her misfortunes. So this is

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Speaker 1: really why she mad, because she started the only fans first.

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Speaker 1: So she was charged with misconduct misconduct. Miss She was

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Speaker 1: charged with misconduct in a public office last month after

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Speaker 1: the video of her having sex with a man serving

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Speaker 1: time for burglary at HM prison. Wadsworth, you haven't been

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Speaker 1: that tammy surface. She cut her job amid the investigation

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Speaker 1: and the oh shit they got.

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Speaker 2: The video, bitch, Oh my god, what send it to me?

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Speaker 1: I'm like, yo, she said, I want to address this

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Speaker 1: very distasteful subject, Like girl, what you did was distasteful

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Speaker 1: as fuck. Okay, of OnlyFans creators and impersonating and pretending

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Speaker 1: to be me recreating the sad scanner that I am

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Speaker 1: said to be involved in. Oh okay, so this is

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Speaker 1: probably the video. Well let's read it.

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Speaker 3: Let me see.

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Speaker 1: I'm wondering if this is a video of her or

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Speaker 1: actually like the people re enacting her prison sex scene.

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Speaker 2: Anyway, here's the thing. I could never work at a prison.

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Speaker 2: All those beautiful black men, all right. First of all,

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Speaker 2: prison preserves you. They be so healthy. They be so

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Speaker 2: healthy in there. There's shade, they're not getting all the

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Speaker 2: toxins of alcohol, and you know, they just look at

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Speaker 2: food trash and the food is trash. But I think

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Speaker 2: it is a little bit more. It ain't burn your kid, goody. Yeah,

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Speaker 2: they just look preserved and healthy. And I'm sure it

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Speaker 2: would be just this one strapping black male in there

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Speaker 2: who's probably very intelligent and just got a bad hand,

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Speaker 2: and he might mess around and get some gucci. So

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Speaker 2: I can't work there. Shame, It's just too much.

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Speaker 1: I couldn't work in a prison because I ain't no snitch,

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Speaker 1: ass bitch. That's why I couldn't work. I couldn't be

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Speaker 1: a police officer and I could not work in prison.

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Speaker 1: Would I be smashing niggas? I I probably have a

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Speaker 1: Working in a prison doesn't make you a snitch is

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Speaker 1: a job. A snitch is something different. Who what a

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Speaker 1: fuck wants to be in prison in their whole lives

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Speaker 1: because that's essentially what it is. They work like four

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Speaker 1: days on, four days off. So you are in jail

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Speaker 1: just as much as these niggas are in jail. I

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Speaker 1: would never want that job for thirty years. You did

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Speaker 1: thirty years in prison, my nigga for bullshit ass pension snitch,

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Speaker 1: ass bitch.

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Speaker 2: See, I disagree definitely.

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Speaker 3: I know.

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Speaker 2: I know a lot of people who work in law enforcement,

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Speaker 2: who work in prisons, who are good people who provide

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Speaker 2: for their family doing that, and they and maybe perhaps

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Speaker 2: and I would not consider those people snitches. There are

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Speaker 2: just people earning a living.

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Speaker 1: Yeah, I couldn't be a police I think there's it's

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Speaker 1: just it's just the mindset. I could not Could you

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Speaker 1: be a police officer?

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Speaker 2: I could not be a police officer. Because of the

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Speaker 2: fear of my life every day. But that would be it,

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Speaker 2: you know, that would be But you can.

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Speaker 1: You could be you could be a p c O

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Speaker 1: in prison.

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Speaker 2: No, I can't work in the prison because I would fuck.

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Speaker 1: Only because you'd fuck.

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Speaker 2: Yes, that's the only reason. A j that's the only reason.

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Speaker 2: That's the only reason they would I would get in trouble.

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Speaker 2: I'd be in the same trouble is this bitch were

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Speaker 2: talking about. Yeah, I don't consider them stitches. It was

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Speaker 2: just hard working people. I know a lot of people

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Speaker 2: who work in in that system.

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Speaker 1: I don't know. I don't got that mindset. I'm not

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Speaker 1: working in the damn jail. Beat in jail with niggas

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Speaker 1: all day.

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Speaker 2: Okay. Newly crowned Miss Kansas opened up about why she

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Speaker 2: chose to call out her abuser during recent pageant so

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Speaker 2: she was asked about her vision as the brand ambassador

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Speaker 2: for Kansas what would she do, and she mentioned that

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Speaker 2: she would eliminate people like her abuser who is in

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Speaker 2: the audience right now on stage, Michael for everybody to hear.

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Speaker 2: And I know that person was in the audience, Like,

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Speaker 2: oh my god, I wonder if it was a man

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Speaker 2: or a woman or black or white, you never know

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Speaker 2: in the pageant industry. But she felt like it was

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Speaker 2: important to call out her abuser right then and there

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Speaker 2: because it was heavy on her heart at the moment,

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Speaker 2: and she wanted to advocate for domestic violence victims, including herself.

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Speaker 1: I feel her people need to do that more often,

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Speaker 1: you know what I'm saying. Like, you know, I talked

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Speaker 1: shit about my abuser in his mind, he may not

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Speaker 1: have been one, but I definitely gonna let him a

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Speaker 1: fucking look at my T shirt. My ex is my

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Speaker 1: biggest fan. Motherfucker. People people don't consider themselves abusers a

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Speaker 1: lot of the time.

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Speaker 2: You gotta.

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Speaker 1: Yeah, definitely, I would call his ass out to whoever,

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Speaker 1: whoever it is, have the have the strength to let people.

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Speaker 2: I mean, that was courageous because that person was right there.

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Speaker 1: I would appointed.

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Speaker 2: Him right there.

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Speaker 1: Him over there, they're betting out how fucking bad.

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Speaker 2: You drove me?

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Speaker 1: Him over there? Absolutely.

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Speaker 2: I'm sure there's people who knew exactly who she was

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Speaker 2: talking about too.

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Speaker 1: Yeah, so I hope he started sweating bullets.

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Speaker 2: So I have one other thing that I wanted to

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Speaker 2: address for stupid Internet news, And this is not by

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Speaker 2: any it's not stupid at all. But and if you

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Speaker 2: go on Apple, you can rate and review our show.

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Speaker 2: And there's this one review that had a question for me,

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Speaker 2: so I wanted to answer because I can't respond to

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Speaker 2: you on the actual app. And I'm gonna read this

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Speaker 2: you guys. This is from math Cast and they have

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Speaker 2: biracial children. And they said, I am half Vietnamese and

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Speaker 2: half Caucasian woman to two biracial children. I'm listening to

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Speaker 2: your podcast that you had your friend on about colorism.

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Speaker 2: Tam Baham says that she doesn't consider biracial children that

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Speaker 2: come from a white mother not as black. I need

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Speaker 2: to ask why you consider my children because they are

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Speaker 2: three fourths black fathers all black and one fourth white

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Speaker 2: and one fourth Vietnamese. They society always says, if you

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Speaker 2: have a drop of black and you you're black, explain please,

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Speaker 2: I don't. I'm listen. If your kids in the car

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Speaker 2: with me and they say you niggas, get out the car,

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Speaker 2: the police say that they need to get out the

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Speaker 2: car with me. I'm not saying your children are not

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Speaker 2: black by standards of culture, no h by racial standards,

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Speaker 2: by their appearance. But when I say their mother isn't black. Culturally,

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Speaker 2: they don't align with blackness. That's all I'm saying is

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Speaker 2: culturally they have a different upbringing. When the mother is black,

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Speaker 2: they typically have from a cultural standpoint, black points of view,

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Speaker 2: black mannerisms, all these things, experience Black experience, and that's

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Speaker 2: what I'm saying. I'm not saying that your children are

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Speaker 2: not black. So let me just claring to fy that

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Speaker 2: for you math.

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Speaker 1: Cast and I guess you know, this is the same

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Speaker 1: thing which people people really thought that Kendrick Lamar and

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Speaker 1: Drake's situation was about skin tone for some reason, or

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Speaker 1: it was about Drake not really experiencing or recognizing black

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Speaker 1: culture for real. He does utilize it, but that's not

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Speaker 1: how he was raised at all. He has monetized off

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Speaker 1: of the black culture. But he has said some things

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Speaker 1: in the past and in the present that you could

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Speaker 1: not possibly be of the black culture. You wouldn't you

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Speaker 1: wouldn't say free to slaves and ship like that, h okay.

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Speaker 1: You wouldn't be calling like the way certain people in

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Speaker 1: Canada the black people talk. You wouldn't be calling it ignorant.

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Speaker 1: He did that. You wouldn't do black face. There are

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Speaker 1: just certain things if you're not, if you're not of

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Speaker 1: the black culture, there's certain things you just wouldn't do.

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Speaker 1: So when a child and I agree with you, Tammy,

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Speaker 1: I didn't disagree when you when you, I didn't disagree

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Speaker 1: with anything. You just said your clarification. And also I

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Speaker 1: feel the same way also, you know, it's just it's

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Speaker 1: just different. It's not about skin tone, right or no,

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Speaker 1: ship like that. It's not about the genetics either, because

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Speaker 1: black is a culture as black as a culture. So

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Speaker 1: do you consider your children black?

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Speaker 3: Right?

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Speaker 2: That part?

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Speaker 1: That's that's the only thing that matters. Do you consider

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Speaker 1: your children black? It would be my question for her.

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Speaker 2: Right and and and we're not trying to offend at all.

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Speaker 1: You know.

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Speaker 2: I'm sure your children are beautiful black babies if that's

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Speaker 2: what you see them as, and culturally I don't think

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Speaker 2: they are, though I apologize for that. I'm sorry, all right, job.

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Speaker 1: People will be so touchy.

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Speaker 3: Yah.

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Speaker 1: I had somebody sending me paragraphs this weekend like girl,

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Speaker 1: and I just went and deleted her shit like you

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Speaker 1: are really just you're trying to press me. Yeah, that's

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Speaker 1: what you're trying to do. But because I can do

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Speaker 1: nothing to you, because we you know it's text. I

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Speaker 1: don't feel like arguing. I'm not here to debate anybody's

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Speaker 1: perception and how they perceive things. I'm not doing it.

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Speaker 1: I said what I said. Yeah, you could say what

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Speaker 1: you said, but I'm not having a back and forth

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Speaker 1: with you about anything. And that's what a lot of

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Speaker 1: times people want.

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Speaker 2: Well, I'm okay with you. I'm okay with a back

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Speaker 2: and forth because sometimes we're just trying to understand each

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Speaker 2: other's perspective and it don't I'm not going to text

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Speaker 2: an argument.

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Speaker 1: I'm not doing it via text. Like I don't even

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Speaker 1: feel like a bitch. I'm driving like all type of

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Speaker 1: shit going on, Like, girl, I'm not about to write

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Speaker 1: you a paragraph back, have a nice day, enjoy your weekend.

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Speaker 2: Man. It just depends on what I got going on,

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Speaker 2: because I'll write your ass a book back, bitch, if

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Speaker 2: I got time, if I have time, and if it

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Speaker 2: as long as the conversation isn't like, because some people

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Speaker 2: are committed to misunderstanding you. And you can tell when

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Speaker 2: a person is like, all right, do you really want

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Speaker 2: to understand my perspective or you just want to debate

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Speaker 2: and go back and forth to argue yeah. Right, So

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Speaker 2: that's the difference. So math cast, I hope that answer

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Speaker 2: your question, and I hope you're not offended by it.

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Speaker 2: If you are, you know, I'm sorry for that. To

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Speaker 2: go to church are y'all. We have a great guest

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Speaker 2: on today that's going to drop some financial jewels on us. Listen,

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Speaker 2: we've been talking money because money has been different, money

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Speaker 2: been different lately, and y'all, y'all are really going to

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Speaker 2: enjoy this. Please stay tuned. This can help all of us,

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00:20:53,080 --> 00:20:59,640
Speaker 2: so we'll be right back, y'all, stay tuned. All right, guys,

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Speaker 2: y'all back. And you know, this last couple of weeks,

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Speaker 2: we've been talking about our finances because I feel like

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Speaker 2: everybody is feeling the strain that's on the economy right

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Speaker 2: now with this inflation. So I was scrolling on Instagram

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Speaker 2: just looking at the things and looking at the people,

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00:21:15,440 --> 00:21:18,199
Speaker 2: and I came along this Instagram profile that was dropping

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Speaker 2: some jewels. I found our guests today. His name is

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00:21:22,520 --> 00:21:25,720
Speaker 2: jean Our BOYKND and he is from the go Getter family,

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Speaker 2: and y'all, he has some jewels for all of y'all

404
00:21:28,280 --> 00:21:31,199
Speaker 2: and especially me, because the bitch money. Every time I

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Speaker 2: look at my savings account. It's getting lower and lower. Yes,

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Speaker 2: so I just need some help and I want us

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Speaker 2: to have financial freedom, especially me, y'all too. So, Gene boykind,

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Speaker 2: thank you for joining us this morning. We really appreciate

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Speaker 2: you for taking time out because I know you got

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Speaker 2: a flight to go teach today, so I appreciate you

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00:21:50,640 --> 00:21:53,639
Speaker 2: for taking time before your flight to come drop some

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Speaker 2: jewels on us in our listeners. So, thank you so much.

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Speaker 3: Thanks for having me this morning. I appreciate it. It's gonna

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Speaker 3: be fun. Yes, what's up? So?

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Speaker 2: Uh, Gene, tell our listeners a little bit about yourself.

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Speaker 3: Well, I'm from I reside in Houston. I'm originally from Iowa.

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Speaker 3: So y'all gonna have to take it easy on me,

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Speaker 3: you know what I mean? It's that's Iowa, right, that's

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Speaker 3: corn not potatoes, all right, that's Idaho. So but I

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Speaker 3: got into Iowa.

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Speaker 2: Yes, there's a crazy like you're the first nigga I

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Speaker 2: ever see from.

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Speaker 3: Yeah, there's one or two of us. There's one or

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Speaker 3: two of us. But I had to get up out

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Speaker 3: of there. I'm in Houston now, so I love it here.

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Speaker 3: I love it here.

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Speaker 1: Were you born?

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Speaker 3: I was yep? I was born in Iowa, raised in

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Speaker 3: most of my life.

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Speaker 2: So what you was doing like as a kid, Like, like,

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Speaker 2: what did you do for fun?

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Speaker 3: Oh? My goodness, there wasn't much to do. I mean

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Speaker 3: when I in my high school years, we used to

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Speaker 3: have like kagers out in corn fields party. Yeah, a

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Speaker 3: lot of a lot of parking lot pimping. I was

436
00:22:58,040 --> 00:22:59,879
Speaker 3: telling my fiance. We used to kick it in the

437
00:22:59,880 --> 00:23:02,240
Speaker 3: Taco Bell parking lot. Like what you're doing? What a'all

438
00:23:02,280 --> 00:23:04,879
Speaker 3: gonna do tonight? No, ain't nobody doing nothing. Al we

439
00:23:05,000 --> 00:23:07,359
Speaker 3: meeting at Taco Bell. It was embarrassing.

440
00:23:07,880 --> 00:23:10,360
Speaker 2: That's not no different much different than South Carolina though,

441
00:23:10,440 --> 00:23:11,960
Speaker 2: now that I think about it, we would meet in

442
00:23:11,960 --> 00:23:14,760
Speaker 2: the McDonald's parking lot after the football games.

443
00:23:15,119 --> 00:23:18,720
Speaker 4: Yeah, exactly are they people in Iowa?

444
00:23:18,920 --> 00:23:19,800
Speaker 1: Like what city?

445
00:23:20,920 --> 00:23:22,680
Speaker 3: There are a few? There are a few. So I'm

446
00:23:22,680 --> 00:23:26,440
Speaker 3: from Sioux City, Iowa, which is kind of near Omaha, Nebraska.

447
00:23:26,760 --> 00:23:28,840
Speaker 3: It's it's they're not I wouldn't call it major. It's

448
00:23:28,840 --> 00:23:30,280
Speaker 3: about one hundred and twenty thousand.

449
00:23:30,040 --> 00:23:32,440
Speaker 2: People, the realist nigga in Nebraska.

450
00:23:33,040 --> 00:23:33,359
Speaker 3: Yeah.

451
00:23:34,520 --> 00:23:40,800
Speaker 2: Yeah, so you said it was just a couple. Your

452
00:23:40,880 --> 00:23:41,679
Speaker 2: dad was there?

453
00:23:42,520 --> 00:23:45,480
Speaker 3: Yes, my dad, My whole family my grandmother moved to

454
00:23:46,119 --> 00:23:49,600
Speaker 3: Iowa during the Great Migration, but she moved to Nebraska

455
00:23:49,680 --> 00:23:52,440
Speaker 3: and it's like right next to Iowa, so that's where

456
00:23:52,440 --> 00:23:54,800
Speaker 3: we're all from. You know. She brought us up there

457
00:23:54,640 --> 00:23:55,679
Speaker 3: to suffer.

458
00:23:55,720 --> 00:24:01,520
Speaker 2: Is your dad military that I was thinking, No, he's not.

459
00:24:03,200 --> 00:24:07,120
Speaker 3: My dad worked construction my whole life. So yeah, there's

460
00:24:07,119 --> 00:24:11,000
Speaker 3: not a lot of opportunities for us in Iowa, which

461
00:24:11,040 --> 00:24:12,560
Speaker 3: is one of the reasons, you know, I had to

462
00:24:12,680 --> 00:24:14,760
Speaker 3: leave there. Well, I wanted to leave. I needed to

463
00:24:14,760 --> 00:24:17,919
Speaker 3: be around some movers and shakers. But the type of

464
00:24:17,920 --> 00:24:20,720
Speaker 3: real estate that I do too. For them to see

465
00:24:20,760 --> 00:24:23,720
Speaker 3: a brother coming in, coming down to the courthouse recording

466
00:24:23,760 --> 00:24:27,200
Speaker 3: documents things like that, I mean, it was incredibly difficult.

467
00:24:27,240 --> 00:24:29,560
Speaker 3: There was a lot of obstruction, but I was standing

468
00:24:29,600 --> 00:24:31,560
Speaker 3: in my ground and they definitely didn't like it.

469
00:24:32,760 --> 00:24:35,879
Speaker 2: So I saw that you said, you graduated like third

470
00:24:35,920 --> 00:24:40,439
Speaker 2: to last in your class, and you wasn't really like

471
00:24:40,640 --> 00:24:44,960
Speaker 2: a scholar student, but you wanted this financial freedom. You

472
00:24:45,000 --> 00:24:47,320
Speaker 2: didn't want to sell your time, that's what you said.

473
00:24:47,320 --> 00:24:49,320
Speaker 2: You didn't want to sell your time. How did you

474
00:24:49,359 --> 00:24:52,280
Speaker 2: get into real estate, Like, how did you decide this

475
00:24:52,400 --> 00:24:53,240
Speaker 2: was the avenue for you?

476
00:24:54,080 --> 00:24:57,080
Speaker 3: Well, I mean again, I wanted financial freedom. So I

477
00:24:57,160 --> 00:24:59,920
Speaker 3: knew that I wasn't going to be a professional athlete.

478
00:25:00,440 --> 00:25:03,080
Speaker 3: I damn sure, Kane rap. So I knew those things

479
00:25:03,080 --> 00:25:04,879
Speaker 3: were out of the question, and those are like, you know,

480
00:25:04,960 --> 00:25:07,639
Speaker 3: most of the opportunities that we have. So I just

481
00:25:07,680 --> 00:25:09,760
Speaker 3: thought to myself, you know, real estate was going to

482
00:25:09,800 --> 00:25:12,560
Speaker 3: be the way to build wealth. But the problem was

483
00:25:12,840 --> 00:25:14,080
Speaker 3: I didn't know where I was going to get the

484
00:25:14,160 --> 00:25:17,120
Speaker 3: money to start, you know, and so that was really difficult.

485
00:25:17,160 --> 00:25:19,119
Speaker 3: One of my friends made it out and he became

486
00:25:19,160 --> 00:25:21,560
Speaker 3: a doctor. So when I first got into real estate,

487
00:25:21,600 --> 00:25:25,120
Speaker 3: he was financing our deals, but the banks were giving

488
00:25:25,160 --> 00:25:27,240
Speaker 3: him a hard time too, even though he's a doctor

489
00:25:27,320 --> 00:25:28,240
Speaker 3: making plenty of money.

490
00:25:28,359 --> 00:25:29,080
Speaker 1: Is he a black guy?

491
00:25:30,240 --> 00:25:32,679
Speaker 3: He is, Yeah, he's mixed to There's a lot of

492
00:25:32,760 --> 00:25:35,160
Speaker 3: us up there. Yeah, a lot of mixed.

493
00:25:34,840 --> 00:25:52,000
Speaker 1: Brothers up The niggas is in Iowa. Hostage very much shaded. Okay, yeah,

494
00:25:52,119 --> 00:25:54,960
Speaker 1: are you a licensed realtor or? You just do real

495
00:25:55,080 --> 00:25:55,879
Speaker 1: estate investments?

496
00:25:56,760 --> 00:25:59,399
Speaker 3: Yeah, I'm just a real estate investor. No, I'm not

497
00:25:59,440 --> 00:26:02,800
Speaker 3: a realtor. I'm not a licensed realtor. I'm not certified

498
00:26:02,800 --> 00:26:05,400
Speaker 3: in any of that stuff. So not the traditional way.

499
00:26:05,440 --> 00:26:09,760
Speaker 1: Right, yeah, because even I had a real estate license

500
00:26:09,800 --> 00:26:11,439
Speaker 1: at one point, but I was still in college at

501
00:26:11,440 --> 00:26:13,280
Speaker 1: the time, and I realized, like, you got to have

502
00:26:13,400 --> 00:26:17,400
Speaker 1: money even to be a realtor, you know what I'm saying,

503
00:26:17,440 --> 00:26:19,680
Speaker 1: Like you might have to replace some shutters in somebody's

504
00:26:19,720 --> 00:26:22,240
Speaker 1: house to sell that shit, some shit like you have

505
00:26:22,280 --> 00:26:24,600
Speaker 1: to come up out of your pocket with money. But

506
00:26:24,680 --> 00:26:28,239
Speaker 1: so as a real estate investor, but what are some

507
00:26:28,280 --> 00:26:31,480
Speaker 1: of the creative ways that you've come up with to

508
00:26:31,560 --> 00:26:33,040
Speaker 1: buy real estate with no money?

509
00:26:34,200 --> 00:26:37,480
Speaker 3: Well, so I was. I was determined to be financially free.

510
00:26:37,480 --> 00:26:40,159
Speaker 3: Hell I was running a landscaping company a little bit

511
00:26:40,240 --> 00:26:42,800
Speaker 3: over three and a half years ago, and I was

512
00:26:42,920 --> 00:26:46,199
Speaker 3: just disgusted with my circumstances. So I had made the

513
00:26:46,240 --> 00:26:49,199
Speaker 3: decision that I was going to go into investing one

514
00:26:49,280 --> 00:26:52,760
Speaker 3: hundred percent, and as God would have it, I ended

515
00:26:52,840 --> 00:26:55,480
Speaker 3: up kind of getting fired or quitting my job. That's

516
00:26:55,520 --> 00:26:57,960
Speaker 3: still up in the air. At the same time that

517
00:26:58,040 --> 00:27:00,879
Speaker 3: me and my partner lost a great deal because of

518
00:27:00,920 --> 00:27:03,679
Speaker 3: the financing part. Right, he couldn't get the financing in time.

519
00:27:04,200 --> 00:27:06,760
Speaker 3: And when I made that decision, I didn't know how

520
00:27:06,800 --> 00:27:09,080
Speaker 3: I was going to finance my deals, but I knew

521
00:27:09,119 --> 00:27:11,600
Speaker 3: I was getting into real estate one hundred percent win

522
00:27:11,680 --> 00:27:14,320
Speaker 3: or lose. And about a week later I found the

523
00:27:14,320 --> 00:27:18,440
Speaker 3: strategy that changed everything for me, changed the game. There's

524
00:27:18,480 --> 00:27:22,400
Speaker 3: a strategy called subject to subject to the existing financing yes,

525
00:27:22,480 --> 00:27:27,000
Speaker 3: where we can buy properties, buy houses by taking over

526
00:27:27,080 --> 00:27:30,680
Speaker 3: the existing mortgage and leaving that in the seller's name.

527
00:27:31,119 --> 00:27:33,320
Speaker 3: So when I heard about this strategy, I'm thinking, Nah,

528
00:27:33,400 --> 00:27:35,320
Speaker 3: this shit ain't really it can't be real. Like, you

529
00:27:35,320 --> 00:27:36,520
Speaker 3: don't have to go to the bank, you don't have

530
00:27:36,560 --> 00:27:38,439
Speaker 3: to qualify for debt. I was like, but if it

531
00:27:38,560 --> 00:27:41,880
Speaker 3: is real, it's going to change everything. So I dug in,

532
00:27:42,200 --> 00:27:44,520
Speaker 3: I mean like a mad man with the information, and

533
00:27:45,160 --> 00:27:48,520
Speaker 3: lo and behold it is real. And I've acquired sixteen

534
00:27:48,560 --> 00:27:51,240
Speaker 3: properties since then and helped people around the country to

535
00:27:51,640 --> 00:27:54,440
Speaker 3: I've created about a handful of millionaires, real estate millionaires

536
00:27:54,480 --> 00:27:56,760
Speaker 3: from this. So it's it's a game changer.

537
00:27:56,880 --> 00:27:58,920
Speaker 1: So are you creating renters at this point?

538
00:27:58,960 --> 00:27:59,200
Speaker 2: Though?

539
00:27:59,240 --> 00:28:01,879
Speaker 1: So like, okay, So if somebody is upside down on

540
00:28:01,960 --> 00:28:04,400
Speaker 1: their home near about the house has got to go

541
00:28:04,400 --> 00:28:07,760
Speaker 1: go into foreclosure. You come in and you pay the

542
00:28:07,800 --> 00:28:10,520
Speaker 1: balance or not balance, because me, you catch the mortgage up.

543
00:28:11,000 --> 00:28:13,960
Speaker 1: So now you become the homeowner. Are these people so

544
00:28:14,080 --> 00:28:17,080
Speaker 1: allowed to live in their homes or do you acquire

545
00:28:17,119 --> 00:28:17,520
Speaker 1: the house?

546
00:28:18,080 --> 00:28:21,560
Speaker 3: Like, yeah, we acquire the property. And I never recommend,

547
00:28:21,560 --> 00:28:23,520
Speaker 3: like when you buy a property that way, especially if

548
00:28:23,520 --> 00:28:27,280
Speaker 3: they're behind in payments in foreclosure, I never recommend that

549
00:28:27,359 --> 00:28:29,960
Speaker 3: you let the person stay in the house right because

550
00:28:29,960 --> 00:28:32,240
Speaker 3: they're going to get behind with you if you do that.

551
00:28:32,480 --> 00:28:37,520
Speaker 3: So I'm also a certified affordable housing provider and that's

552
00:28:37,600 --> 00:28:41,080
Speaker 3: it's a nationwide network of us. And what we do

553
00:28:41,240 --> 00:28:43,400
Speaker 3: is when we buy these properties by taking over the

554
00:28:43,440 --> 00:28:46,920
Speaker 3: existing mortgage, we then give our community the opportunity out

555
00:28:46,960 --> 00:28:49,880
Speaker 3: affordable home ownership. So we sell them on rent to

556
00:28:49,960 --> 00:28:53,480
Speaker 3: own right to people and their credit doesn't matter. Their

557
00:28:53,560 --> 00:28:57,120
Speaker 3: job is their credit, their verifiable income. So we've been

558
00:28:57,160 --> 00:28:59,000
Speaker 3: able to help people around the country too to get

559
00:28:59,000 --> 00:29:02,600
Speaker 3: home ownership that thought that they would never have that opportunity.

560
00:29:02,600 --> 00:29:05,920
Speaker 2: Cool. So it's subject too. It's like you're finding people

561
00:29:05,960 --> 00:29:08,760
Speaker 2: who are in financial hardships and saying, hey, let me

562
00:29:08,840 --> 00:29:10,479
Speaker 2: just take this, let me take this off of your

563
00:29:10,480 --> 00:29:13,239
Speaker 2: baby girl kind of situation. Is that what it is?

564
00:29:13,320 --> 00:29:15,400
Speaker 3: Yeah? Pretty much. I don't know if I'm that smooth,

565
00:29:15,480 --> 00:29:16,920
Speaker 3: you know, with to let me get this up out

566
00:29:16,920 --> 00:29:23,040
Speaker 3: for you, baby girl. But no, but yeah, it's it's

567
00:29:23,120 --> 00:29:25,840
Speaker 3: it's financial hardships, right because like most of the properties

568
00:29:25,880 --> 00:29:28,320
Speaker 3: that you see on like Zillo are listed with realtors.

569
00:29:28,480 --> 00:29:31,040
Speaker 3: Those people don't even really want to sell their house,

570
00:29:31,120 --> 00:29:34,160
Speaker 3: but they have to because something happened in life that

571
00:29:34,240 --> 00:29:36,760
Speaker 3: turned that house that was a blessing into now a

572
00:29:36,800 --> 00:29:39,680
Speaker 3: financial burden. So we come in and we'll give them

573
00:29:39,720 --> 00:29:42,200
Speaker 3: debt relief and take those payments over that are a

574
00:29:42,200 --> 00:29:43,760
Speaker 3: burden to them and let them move on with the

575
00:29:43,800 --> 00:29:45,480
Speaker 3: next chapter of their life.

576
00:29:47,000 --> 00:29:48,520
Speaker 2: And then you go and resell it.

577
00:29:49,480 --> 00:29:51,479
Speaker 3: Yeap, we sell it on yep, we sell it on

578
00:29:51,600 --> 00:29:55,320
Speaker 3: terms so rent to own. So we'll then advertise that

579
00:29:55,360 --> 00:29:59,920
Speaker 3: property as rent to own, no credit checks, down payment required,

580
00:30:00,200 --> 00:30:02,960
Speaker 3: so we'll get a down payment from our buyers, and

581
00:30:03,000 --> 00:30:06,160
Speaker 3: then they give us monthly payments, so we essentially become

582
00:30:06,200 --> 00:30:09,520
Speaker 3: their bank. It's it's spectacular. It's amazing.

583
00:30:09,640 --> 00:30:11,960
Speaker 1: So okay, so somebody I saw the one deal you

584
00:30:11,960 --> 00:30:14,360
Speaker 1: you broke down the video I watched on your online

585
00:30:14,440 --> 00:30:17,800
Speaker 1: on your Instagram page. It was like a twenty three thousand,

586
00:30:18,280 --> 00:30:20,760
Speaker 1: two hundred and fifty six thousand dollars. I like numbers.

587
00:30:20,840 --> 00:30:23,520
Speaker 1: That's what the number was three cents to some shit?

588
00:30:24,000 --> 00:30:28,040
Speaker 1: So how does one come up with that money?

589
00:30:28,080 --> 00:30:28,280
Speaker 3: Though?

590
00:30:28,360 --> 00:30:33,160
Speaker 1: Like, so if somebody we're still talking buying real estate

591
00:30:33,200 --> 00:30:35,800
Speaker 1: with no money, So what if somebody that doesn't even

592
00:30:35,840 --> 00:30:38,680
Speaker 1: have twenty three thousand dollars, Like, how can they get

593
00:30:38,720 --> 00:30:39,360
Speaker 1: into this game?

594
00:30:40,920 --> 00:30:43,680
Speaker 3: That's that's the most I ever spent on a property,

595
00:30:43,680 --> 00:30:45,640
Speaker 3: and that was about two years in when I had

596
00:30:45,720 --> 00:30:47,920
Speaker 3: the money to spend it. I started this with seventeen

597
00:30:48,000 --> 00:30:51,880
Speaker 3: hundred dollars and determination and a dream. So what I

598
00:30:52,000 --> 00:30:54,160
Speaker 3: used to do and I still do to this day.

599
00:30:54,200 --> 00:30:56,720
Speaker 3: We have three houses that we're buying in Dallas and

600
00:30:56,720 --> 00:30:58,880
Speaker 3: the Dallas Metroplex right now that we're doing this with.

601
00:30:59,000 --> 00:31:03,200
Speaker 3: So when we buy these properties, we'll negotiate taking over

602
00:31:03,240 --> 00:31:06,040
Speaker 3: that debt, taking over that mortgage, and then we may

603
00:31:06,080 --> 00:31:08,120
Speaker 3: have to pay out some equity because we're not like

604
00:31:08,280 --> 00:31:11,320
Speaker 3: stealing people's houses. We want to pay them some money too, right,

605
00:31:11,840 --> 00:31:14,560
Speaker 3: So if we have to pay, say twenty three thousand,

606
00:31:15,040 --> 00:31:18,280
Speaker 3: what we'll do is we give ourselves thirty days to close,

607
00:31:18,440 --> 00:31:21,720
Speaker 3: and during those thirty days we can legally market and

608
00:31:21,880 --> 00:31:25,400
Speaker 3: advertise that property. So we'll advertise that property as we

609
00:31:25,440 --> 00:31:28,720
Speaker 3: rent to own. No credit checks, down payment required, and

610
00:31:28,800 --> 00:31:32,120
Speaker 3: that down payment that we get from our buyer will

611
00:31:32,200 --> 00:31:34,840
Speaker 3: get that down payment and we'll use that money to

612
00:31:35,000 --> 00:31:38,719
Speaker 3: pay the twenty three thousand or the fifteen or whatever

613
00:31:38,760 --> 00:31:40,880
Speaker 3: amount it is. We use that money. So I got

614
00:31:40,880 --> 00:31:44,480
Speaker 3: my first eight houses that way, so they were essentially free.

615
00:31:47,160 --> 00:31:51,080
Speaker 1: Does that make sense, Yeah, because I've actually I've done

616
00:31:51,200 --> 00:31:55,000
Speaker 1: like a little man wholesale deal before, but it's just

617
00:31:55,000 --> 00:31:57,640
Speaker 1: the customers in this aspect, like having to deal with people,

618
00:31:57,680 --> 00:32:02,360
Speaker 1: I just can't. Yeah, and when people find out how

619
00:32:02,440 --> 00:32:04,240
Speaker 1: much money you're making off the deal, like when you

620
00:32:04,240 --> 00:32:06,120
Speaker 1: get to the table, they be mad as fuck.

621
00:32:07,720 --> 00:32:12,160
Speaker 3: On them wholesale bills. Yes, yes, wholesaling. Wholesaling is kind

622
00:32:12,160 --> 00:32:14,040
Speaker 3: of like being a realtor. Right, you get paid one

623
00:32:14,080 --> 00:32:17,040
Speaker 3: time on a deal. So with this, we get paid

624
00:32:17,080 --> 00:32:19,520
Speaker 3: the one time, but then we still own the property,

625
00:32:19,680 --> 00:32:23,000
Speaker 3: so we make a monthly income on that property like clockwork.

626
00:32:23,120 --> 00:32:27,000
Speaker 3: It's beautiful. So it's a step up from wholesaling.

627
00:32:26,600 --> 00:32:29,080
Speaker 1: Yeah, because I guess it's essentially the same thing. Like,

628
00:32:29,160 --> 00:32:31,120
Speaker 1: so you take ownership of the home, so now you're

629
00:32:31,160 --> 00:32:34,479
Speaker 1: able to advertise the home as if you currently own it,

630
00:32:34,560 --> 00:32:37,720
Speaker 1: while you're finding somebody's actually buy it from the.

631
00:32:37,680 --> 00:32:42,800
Speaker 2: Seller exactly, yes, exactly, So is there a way to

632
00:32:42,880 --> 00:32:47,080
Speaker 2: losing that because is there a risk? Like, yeah, what's

633
00:32:47,120 --> 00:32:47,600
Speaker 2: the risk?

634
00:32:48,360 --> 00:32:52,720
Speaker 3: Well, so with the risk is to your good name, honestly, right,

635
00:32:52,840 --> 00:32:54,520
Speaker 3: So if you go in and you tell somebody, yeah,

636
00:32:54,520 --> 00:32:56,440
Speaker 3: I'm going to take over this mortgage for you, give

637
00:32:56,480 --> 00:33:00,280
Speaker 3: you debt relief, and then you end up not being

638
00:33:00,320 --> 00:33:02,480
Speaker 3: able to pay that mortgage or not being able to

639
00:33:02,480 --> 00:33:06,600
Speaker 3: find a buyer, the risk is your good name, your reputation.

640
00:33:07,000 --> 00:33:10,640
Speaker 3: But with subject too, we don't personally guarantee the debt

641
00:33:10,720 --> 00:33:13,600
Speaker 3: because it stays in that seller's name, so it does

642
00:33:13,640 --> 00:33:16,960
Speaker 3: not affect our credit. The risk is if you put

643
00:33:17,000 --> 00:33:19,280
Speaker 3: any money into the deal, you know, you could lose

644
00:33:19,320 --> 00:33:22,520
Speaker 3: whatever you put into the deal. But to me, this

645
00:33:22,680 --> 00:33:24,360
Speaker 3: is the best way to do real estate with the

646
00:33:24,440 --> 00:33:27,200
Speaker 3: least amount of risk because again it's not on our credit,

647
00:33:29,800 --> 00:33:30,400
Speaker 3: and then if.

648
00:33:30,240 --> 00:33:32,239
Speaker 1: You are able to clear it up, it's off the

649
00:33:32,400 --> 00:33:36,520
Speaker 1: seller's credit. Well, it doesn't. The debt doesn't hit their credit.

650
00:33:37,680 --> 00:33:41,200
Speaker 3: It actually helps their credit because we're making those payments

651
00:33:41,240 --> 00:33:43,719
Speaker 3: on time for them like clockwork, so it's building that

652
00:33:43,800 --> 00:33:49,640
Speaker 3: their credit back up. That's why I'm like a foreclosure PhD. Right, like, seriously,

653
00:33:49,680 --> 00:33:52,040
Speaker 3: we love I love buying foreclosures, but that does help

654
00:33:52,080 --> 00:33:55,320
Speaker 3: those people because their credit's been hit by missing those payments, right,

655
00:33:55,320 --> 00:33:57,960
Speaker 3: having those late payments, so we get them going again.

656
00:33:59,080 --> 00:34:01,800
Speaker 2: Can you talk to us about red tag homes?

657
00:34:02,480 --> 00:34:07,000
Speaker 3: Ooh yeah, that was a red tag home. Is it

658
00:34:07,800 --> 00:34:11,640
Speaker 3: is a home that has been declared unlivable right for

659
00:34:11,680 --> 00:34:13,680
Speaker 3: whatever reason, and it could be just as simple as

660
00:34:13,719 --> 00:34:18,080
Speaker 3: an electrical problem. But the city inspection department goes out

661
00:34:18,120 --> 00:34:20,880
Speaker 3: and checks these homes and they'll put that red tag

662
00:34:21,000 --> 00:34:23,040
Speaker 3: on the door. And that was one of my first

663
00:34:23,080 --> 00:34:27,080
Speaker 3: like viral videos. Red tag homes is the easiest way

664
00:34:27,120 --> 00:34:29,359
Speaker 3: to get into real estate because you know that these

665
00:34:29,400 --> 00:34:32,800
Speaker 3: homes have a problem. They have a problem that that seller,

666
00:34:32,920 --> 00:34:35,520
Speaker 3: the owner's not fixing. So what I love. What I

667
00:34:35,560 --> 00:34:38,120
Speaker 3: did was I got that red tag list and I

668
00:34:38,120 --> 00:34:40,440
Speaker 3: would look at the addresses and see the neighborhood that

669
00:34:40,480 --> 00:34:42,000
Speaker 3: it's in. I knew my city, so I'm like, oh,

670
00:34:42,080 --> 00:34:44,000
Speaker 3: this is a great neighborhood. It's a red tag house, Like,

671
00:34:44,040 --> 00:34:45,520
Speaker 3: what the hell this house has got to be? This

672
00:34:45,560 --> 00:34:47,920
Speaker 3: is worth money. So I would go talk to the

673
00:34:47,960 --> 00:34:51,719
Speaker 3: owner and get it under contract and then typically in

674
00:34:51,760 --> 00:34:53,960
Speaker 3: those situations, they need a ton of work, so I

675
00:34:53,960 --> 00:34:57,399
Speaker 3: would just go to contractors, and most of them want

676
00:34:57,440 --> 00:34:59,960
Speaker 3: to become investors anyway, but the banks won't finance them

677
00:35:00,080 --> 00:35:02,360
Speaker 3: because they don't have a W two pay check coming in.

678
00:35:03,000 --> 00:35:05,920
Speaker 3: So I've sold a bunch of houses that way. I've

679
00:35:05,920 --> 00:35:08,240
Speaker 3: helped a lot of people and made a reasonable amount

680
00:35:08,239 --> 00:35:09,680
Speaker 3: of money off of those red tags.

681
00:35:10,080 --> 00:35:13,680
Speaker 2: Would you suggest that someone started out starting out start

682
00:35:13,680 --> 00:35:15,760
Speaker 2: with a subject to home or a red tag.

683
00:35:18,400 --> 00:35:21,000
Speaker 3: So if you're going to get started in real estate

684
00:35:21,040 --> 00:35:24,000
Speaker 3: and you don't know anything about real estate, I suggest

685
00:35:24,120 --> 00:35:27,200
Speaker 3: that you start with a red tag transaction just because

686
00:35:27,239 --> 00:35:30,239
Speaker 3: those are the easiest to do and you can make

687
00:35:30,280 --> 00:35:32,719
Speaker 3: some quick money, right And most people that are getting

688
00:35:32,760 --> 00:35:34,879
Speaker 3: started in real estate, they need to put some gas

689
00:35:34,960 --> 00:35:37,439
Speaker 3: in the gas tank. So a red tag deal that's

690
00:35:37,440 --> 00:35:39,919
Speaker 3: what got me started. It's a little bit of work,

691
00:35:40,239 --> 00:35:42,040
Speaker 3: but if you're a go getter, I mean, you're going

692
00:35:42,120 --> 00:35:45,120
Speaker 3: to make it happen, right, So it just depends on

693
00:35:45,160 --> 00:35:46,839
Speaker 3: how bad you actually want it.

694
00:35:46,960 --> 00:35:50,720
Speaker 1: So this type of real estate buying has been very lucrative.

695
00:35:50,760 --> 00:35:54,120
Speaker 1: I as soon for you guys. During the pandemic, I

696
00:35:54,120 --> 00:35:56,240
Speaker 1: know a lot of people sold their homes too early

697
00:35:56,520 --> 00:35:57,960
Speaker 1: just to get that check, and a lot of them

698
00:35:58,000 --> 00:36:01,080
Speaker 1: probably still rent an apartment now because you can't find

699
00:36:01,120 --> 00:36:03,480
Speaker 1: a house comparable to where you came from. So do

700
00:36:03,560 --> 00:36:07,880
Speaker 1: you think that a situation like when the market gets

701
00:36:07,640 --> 00:36:12,520
Speaker 1: the worst possible is the best time to do these

702
00:36:12,560 --> 00:36:16,000
Speaker 1: type of deals when people are upside down in their mortgages.

703
00:36:16,320 --> 00:36:19,160
Speaker 3: So yeah, I mean that is, honestly, you know, a

704
00:36:19,200 --> 00:36:23,080
Speaker 3: great time for us to buy houses. And because if

705
00:36:23,080 --> 00:36:25,560
Speaker 3: you think about it right, most people think about the

706
00:36:25,600 --> 00:36:28,400
Speaker 3: traditional way of doing real estate either going to a

707
00:36:28,440 --> 00:36:31,959
Speaker 3: bank getting credit right, and if you're getting credit, those

708
00:36:32,120 --> 00:36:34,680
Speaker 3: numbers on that deal it has to fall within what

709
00:36:34,719 --> 00:36:37,600
Speaker 3: the bank says, the bank's parameters, otherwise you can't do

710
00:36:37,680 --> 00:36:40,799
Speaker 3: the deal. And then you know, having the cast just

711
00:36:40,800 --> 00:36:42,600
Speaker 3: to buy it out right, and those numbers have to

712
00:36:42,640 --> 00:36:46,080
Speaker 3: fit inside of a certain box. So us being able

713
00:36:46,120 --> 00:36:49,239
Speaker 3: to come in and take over an existing debt and

714
00:36:49,280 --> 00:36:52,080
Speaker 3: not have to qualify for it, we can do deals

715
00:36:52,200 --> 00:36:55,600
Speaker 3: that most people just can't do. Most real estate professionals

716
00:36:55,640 --> 00:36:58,640
Speaker 3: just cannot do. And on the flip side of that,

717
00:36:58,680 --> 00:37:01,120
Speaker 3: when we sell it, we don't have to worry about

718
00:37:01,160 --> 00:37:03,719
Speaker 3: making a million dollars on one deal as long as

719
00:37:03,800 --> 00:37:06,680
Speaker 3: we're making a monthly income off of it. Right, So

720
00:37:06,719 --> 00:37:09,600
Speaker 3: we're getting a monthly payment that is higher than the

721
00:37:09,640 --> 00:37:12,839
Speaker 3: mortgage that we took over. We're winning. We got an

722
00:37:12,880 --> 00:37:16,520
Speaker 3: asset and we got somebody else paying down that mortgage

723
00:37:16,520 --> 00:37:19,359
Speaker 3: for us, right, So it's I mean, it's a win

724
00:37:19,480 --> 00:37:22,239
Speaker 3: win situation, and we're helping the people that need to.

725
00:37:22,200 --> 00:37:24,160
Speaker 1: Say, how did you even find out about this, this

726
00:37:24,239 --> 00:37:26,640
Speaker 1: type of real estate buying? Like, did you have any mentors?

727
00:37:30,440 --> 00:37:32,560
Speaker 3: Yeah? I mean you gotta have a you gotta have

728
00:37:32,600 --> 00:37:35,560
Speaker 3: a mentor. I don't. I mean most people I couldn't

729
00:37:35,560 --> 00:37:37,680
Speaker 3: afford a mentor when I first started, but I found

730
00:37:37,680 --> 00:37:40,600
Speaker 3: this on YouTube university, so because I was looking for

731
00:37:40,680 --> 00:37:43,279
Speaker 3: ways to do deals. Right, we had lost that deal,

732
00:37:43,400 --> 00:37:45,440
Speaker 3: and I remember my partner, he's like my brother, my

733
00:37:45,480 --> 00:37:48,080
Speaker 3: best friend. He came back, He's like, Gene, you know

734
00:37:48,239 --> 00:37:50,320
Speaker 3: I didn't get the financing. He's like, I don't you know,

735
00:37:50,360 --> 00:37:51,920
Speaker 3: I don't know what to do from here because we

736
00:37:51,960 --> 00:37:53,800
Speaker 3: did three fix and flips in three years. That's like

737
00:37:53,920 --> 00:37:57,000
Speaker 3: less than minimum wage. And I told him, like, Travis,

738
00:37:57,040 --> 00:37:58,719
Speaker 3: I don't know about you, but you know I'm gonna

739
00:37:58,800 --> 00:38:01,000
Speaker 3: keep doing what I've been doing because I'm learning a

740
00:38:01,000 --> 00:38:03,319
Speaker 3: lot along the way. Too, and I just wanted more.

741
00:38:03,440 --> 00:38:05,640
Speaker 3: I was sick and tired of working for somebody else,

742
00:38:05,800 --> 00:38:10,000
Speaker 3: and so I started looking on YouTube and I found

743
00:38:10,040 --> 00:38:12,080
Speaker 3: when I put in the search, you know, buying houses

744
00:38:12,120 --> 00:38:15,160
Speaker 3: with no money, I found my first mentor. He's from Virginia.

745
00:38:15,200 --> 00:38:17,719
Speaker 3: His name is Chris Haskins, and he was talking about

746
00:38:17,719 --> 00:38:20,320
Speaker 3: this subject too. I didn't believe it, but I watched

747
00:38:20,320 --> 00:38:23,800
Speaker 3: more and lo and behold it was true. But then

748
00:38:23,960 --> 00:38:27,839
Speaker 3: I moved up to the man, an old white man.

749
00:38:27,880 --> 00:38:30,160
Speaker 3: I saw old white man on his YouTube channel. Yeah,

750
00:38:30,160 --> 00:38:32,080
Speaker 3: he had a good tan too. I remember telling him

751
00:38:32,080 --> 00:38:37,799
Speaker 3: this story. I'm watching Chris Hoskins. Yes, yes, I saw

752
00:38:37,800 --> 00:38:40,279
Speaker 3: that tan. I'm like, he gotta have some money. So

753
00:38:41,280 --> 00:38:44,160
Speaker 3: Lou Brown is his name. Yeah, he's the founder of

754
00:38:44,239 --> 00:38:48,319
Speaker 3: the National National real Estate Investors Association. So I ended

755
00:38:48,400 --> 00:38:50,920
Speaker 3: up getting in his mastermind and he's the one who

756
00:38:50,920 --> 00:38:52,000
Speaker 3: discovered this strategy.

757
00:38:52,200 --> 00:38:53,640
Speaker 1: And it's one leg.

758
00:38:56,280 --> 00:39:00,120
Speaker 3: Yes, yes, and yes. That's what I love about it is,

759
00:39:00,440 --> 00:39:05,160
Speaker 3: you know, it's it's definitely legal. And some realtors are

760
00:39:05,200 --> 00:39:07,759
Speaker 3: even say, you know, this is unethical, right, taking over

761
00:39:07,800 --> 00:39:11,799
Speaker 3: somebody's mortgage or not qualifying. But we're so brainwashed that

762
00:39:11,960 --> 00:39:14,439
Speaker 3: we feel like we have to do things the way

763
00:39:14,480 --> 00:39:17,680
Speaker 3: that the matrix says to do it, and that's just

764
00:39:17,719 --> 00:39:19,680
Speaker 3: not the case because they play the game by a

765
00:39:19,680 --> 00:39:22,759
Speaker 3: different set of rules. And so another thing I'm an

766
00:39:22,800 --> 00:39:25,520
Speaker 3: expert at is asset protection, like putting all of our

767
00:39:25,560 --> 00:39:29,680
Speaker 3: properties in trust, opening up yeah trust bank accounts, and

768
00:39:29,760 --> 00:39:32,760
Speaker 3: so when you're dealing with trust, it's a whole different

769
00:39:32,800 --> 00:39:35,239
Speaker 3: set of rules. It's a whole different ballgame. That's where

770
00:39:35,239 --> 00:39:36,400
Speaker 3: the wealthy and the elite li is.

771
00:39:36,760 --> 00:39:38,440
Speaker 1: I've studied trust, so I kind of knew how to

772
00:39:38,440 --> 00:39:39,920
Speaker 1: set it up. I don't got shit to put any

773
00:39:39,920 --> 00:39:40,560
Speaker 1: one right now.

774
00:39:41,560 --> 00:39:43,920
Speaker 2: Literally, I don't want no property.

775
00:39:44,400 --> 00:39:48,040
Speaker 1: So I'm trying to grow up. Okay, but but you

776
00:39:48,040 --> 00:39:50,920
Speaker 1: you literally could put house Boy to say, so my

777
00:39:51,040 --> 00:39:55,320
Speaker 1: family right, we have land, right, So this is IR's property.

778
00:39:55,360 --> 00:39:57,480
Speaker 1: And for the last two or three years I've been

779
00:39:57,600 --> 00:40:00,960
Speaker 1: arguing with my mom telling them to do a trust

780
00:40:01,760 --> 00:40:05,879
Speaker 1: as opposed to having this property and probate, which it's

781
00:40:05,880 --> 00:40:08,440
Speaker 1: been in probate now for a whole year. So tell

782
00:40:08,480 --> 00:40:12,719
Speaker 1: our listeners, like why it's important right to get a

783
00:40:12,800 --> 00:40:17,400
Speaker 1: trust as opposed to probate, Like why you should avoid probate.

784
00:40:18,800 --> 00:40:22,200
Speaker 1: And I'll show this from somebody else, because when you

785
00:40:22,280 --> 00:40:25,440
Speaker 1: tell your family, should you know, they don't really want

786
00:40:25,480 --> 00:40:25,799
Speaker 1: to listen.

787
00:40:25,840 --> 00:40:30,880
Speaker 3: See, yeah, don't listen to us. Yeah, right, exactly exactly.

788
00:40:30,960 --> 00:40:33,759
Speaker 3: And and to be honest, probate is a scourge on

789
00:40:33,920 --> 00:40:37,600
Speaker 3: the black community right. Our parents, our grandparents, our aunts,

790
00:40:37,640 --> 00:40:39,960
Speaker 3: our uncles, they work their fingers to the bone to

791
00:40:40,040 --> 00:40:43,640
Speaker 3: be able to become homeowners. And then when they pass away,

792
00:40:43,960 --> 00:40:46,239
Speaker 3: if we don't have our property and a trust, that

793
00:40:46,320 --> 00:40:50,400
Speaker 3: property goes into probate and the courts dictate and determine

794
00:40:50,640 --> 00:40:53,520
Speaker 3: what happens with that property. And probate is set up

795
00:40:53,560 --> 00:40:56,799
Speaker 3: as a creditors court. Right, so any debt that you

796
00:40:56,960 --> 00:40:59,719
Speaker 3: have as the person who owned the property passing it down,

797
00:41:00,120 --> 00:41:02,040
Speaker 3: any debt that you have, your creditors are going to

798
00:41:02,080 --> 00:41:03,719
Speaker 3: come in and take it out of that estate. But

799
00:41:03,840 --> 00:41:06,799
Speaker 3: also what people don't know is the people that we're

800
00:41:06,840 --> 00:41:10,399
Speaker 3: passing it to our heirs, if they have creditors, their

801
00:41:10,440 --> 00:41:13,440
Speaker 3: creditors come take a look at that and they can

802
00:41:13,480 --> 00:41:16,120
Speaker 3: take what they're owed out of that estate. And so

803
00:41:16,320 --> 00:41:20,919
Speaker 3: trusts are the only entity that circumvent probate altogether, there

804
00:41:21,000 --> 00:41:24,280
Speaker 3: is no probate when you pass away. So I recommend

805
00:41:24,280 --> 00:41:26,759
Speaker 3: this because we need it. We got to stop having

806
00:41:26,760 --> 00:41:29,319
Speaker 3: our wealth taken that word, the little bit that we

807
00:41:29,360 --> 00:41:29,640
Speaker 3: do have.

808
00:41:29,800 --> 00:41:34,640
Speaker 1: So now they've been going to everybody's kids, my dead

809
00:41:34,719 --> 00:41:37,880
Speaker 1: cousins who going this shit with their whole life. Yep,

810
00:41:38,000 --> 00:41:40,640
Speaker 1: you're going to their kids to get their signatures for

811
00:41:40,719 --> 00:41:43,319
Speaker 1: this probate shit. And I'm like, man, sign that shit.

812
00:41:43,400 --> 00:41:48,719
Speaker 1: Over's everybody. But this shouldn't have fucking trust. I don't

813
00:41:48,800 --> 00:41:51,160
Speaker 1: understand why black people. It's like, but when we learn

814
00:41:51,200 --> 00:41:52,960
Speaker 1: the game, if too many black people start doing the

815
00:41:53,000 --> 00:41:55,760
Speaker 1: trust it and anything else, they're going to start changing

816
00:41:55,800 --> 00:41:57,960
Speaker 1: the rules behind a lot of this stuff. Because this

817
00:41:58,080 --> 00:42:01,960
Speaker 1: is the system that each people created, right, they've been

818
00:42:02,040 --> 00:42:04,680
Speaker 1: using it, and the minute we find out about it

819
00:42:04,760 --> 00:42:05,200
Speaker 1: is over.

820
00:42:06,920 --> 00:42:08,920
Speaker 3: They get to switch and stuff up. Yep. And so

821
00:42:08,960 --> 00:42:13,320
Speaker 3: the glorious, the glorious thing about trust is that trusts

822
00:42:13,360 --> 00:42:17,480
Speaker 3: are like the statutory codes and the judiciary. Trusts are

823
00:42:17,480 --> 00:42:21,480
Speaker 3: like their big uncle. Trusts were what came over with

824
00:42:21,600 --> 00:42:24,200
Speaker 3: the people owned the Mayflower and whatever made up names

825
00:42:24,200 --> 00:42:27,080
Speaker 3: of the ships that they made up. Trust, trust were there.

826
00:42:27,160 --> 00:42:31,040
Speaker 3: Trust was the law right, and so so trust the

827
00:42:31,120 --> 00:42:33,640
Speaker 3: wealthy and the elite use it. Everything is built on trust.

828
00:42:33,960 --> 00:42:37,399
Speaker 3: Everything Banks are owned in trust. How the government's owned

829
00:42:37,400 --> 00:42:38,040
Speaker 3: the trust.

830
00:42:38,280 --> 00:42:41,040
Speaker 1: Let's take it up a notch because you know people

831
00:42:41,280 --> 00:42:44,359
Speaker 1: have been learning Black people have been learning the LLC game.

832
00:42:45,160 --> 00:42:47,000
Speaker 1: Can you talk to our listeners.

833
00:42:46,520 --> 00:42:49,360
Speaker 2: What I was going to talk about about next question

834
00:42:49,640 --> 00:42:51,000
Speaker 2: versus LLC.

835
00:42:51,960 --> 00:42:55,920
Speaker 3: Yeah, LLCs LLC's are are. In my opinion, this is

836
00:42:55,960 --> 00:43:00,319
Speaker 3: just strictly my opinion, LLCs are joke. And they're joke

837
00:43:00,440 --> 00:43:04,520
Speaker 3: because they're a creature of the government, right the Secretary

838
00:43:04,560 --> 00:43:06,480
Speaker 3: of State. You have to register that with the Secretary

839
00:43:06,520 --> 00:43:10,279
Speaker 3: of State, so you're no longer anonymous with your ownership.

840
00:43:10,400 --> 00:43:13,360
Speaker 3: And the way people litigate in the United States, the

841
00:43:13,360 --> 00:43:15,839
Speaker 3: way people sue each other, if you have an LLC,

842
00:43:16,239 --> 00:43:19,680
Speaker 3: it is so easy to pierce the corporate veil, right,

843
00:43:19,840 --> 00:43:22,880
Speaker 3: and piercing the corporate veil just means that like you

844
00:43:23,800 --> 00:43:27,160
Speaker 3: co mingled funds, or you didn't turn in a document

845
00:43:27,239 --> 00:43:29,280
Speaker 3: to the Secretary of State on time, or you didn't

846
00:43:29,280 --> 00:43:32,279
Speaker 3: pay one of those annual fees. So now you think

847
00:43:32,320 --> 00:43:37,000
Speaker 3: you're protected and they can actually access your personal assets

848
00:43:37,320 --> 00:43:40,239
Speaker 3: if you were to get sued. And so LLCs are

849
00:43:40,239 --> 00:43:42,920
Speaker 3: just a way for the state to control what we

850
00:43:43,040 --> 00:43:45,680
Speaker 3: do and to monitor what we do. Trusts on the

851
00:43:45,719 --> 00:43:50,560
Speaker 3: other hand, are completely private. The ownership is private, and

852
00:43:50,960 --> 00:43:53,440
Speaker 3: there are no annual fees, right, you don't have to

853
00:43:53,600 --> 00:43:57,040
Speaker 3: There isn't all of the hoops that you have to

854
00:43:57,120 --> 00:44:01,320
Speaker 3: jump through. So it's almost like having a body body

855
00:44:01,400 --> 00:44:04,960
Speaker 3: armor suit on right and an invisibility cloak because if

856
00:44:05,000 --> 00:44:07,759
Speaker 3: you look me up, I don't own anything, and I

857
00:44:07,800 --> 00:44:11,600
Speaker 3: don't because trusts own all of my assets. So it

858
00:44:11,600 --> 00:44:14,719
Speaker 3: gives you more control, It gives you more flexibility in

859
00:44:14,800 --> 00:44:17,640
Speaker 3: selling the property. And I don't want to be too

860
00:44:17,640 --> 00:44:19,600
Speaker 3: long winded, but this is the magic of trust. So

861
00:44:19,680 --> 00:44:22,920
Speaker 3: I've got two one on one students out in California

862
00:44:22,960 --> 00:44:25,360
Speaker 3: and they own a duplex and it's a beautiful duplex,

863
00:44:25,800 --> 00:44:29,000
Speaker 3: and they wanted to sell it individually, right each side.

864
00:44:29,360 --> 00:44:31,680
Speaker 3: And the only way to do that that most people

865
00:44:31,680 --> 00:44:33,320
Speaker 3: think is to go to the city, go to the county,

866
00:44:33,360 --> 00:44:36,120
Speaker 3: get permits, fill out all these applications, make all of

867
00:44:36,120 --> 00:44:39,640
Speaker 3: these changes, which is incredibly hard. But with a trust,

868
00:44:39,880 --> 00:44:42,279
Speaker 3: we did it for them in a matter of a week.

869
00:44:42,480 --> 00:44:44,960
Speaker 3: We put it in a trust, and we just divided

870
00:44:45,200 --> 00:44:48,520
Speaker 3: the beneficial interests of that trust, and now we can

871
00:44:48,600 --> 00:44:51,520
Speaker 3: sell those individually, so we help them to really double

872
00:44:51,560 --> 00:44:54,960
Speaker 3: their profit. Double their cash flow and it it just

873
00:44:55,120 --> 00:45:01,480
Speaker 3: double their asset, honestly, exactly. No permits, no going to

874
00:45:01,520 --> 00:45:04,120
Speaker 3: the county asking permission, letting them tell you no, we

875
00:45:04,160 --> 00:45:05,120
Speaker 3: didn't have to do any of it.

876
00:45:06,080 --> 00:45:07,960
Speaker 1: And I saw, now you got to register those. You

877
00:45:08,000 --> 00:45:10,120
Speaker 1: have to register your LLC. I don't know if people notice.

878
00:45:10,160 --> 00:45:13,279
Speaker 1: And I got I got a few LLCs. You now

879
00:45:13,400 --> 00:45:16,480
Speaker 1: have to register them with the federal government. It's the

880
00:45:16,880 --> 00:45:20,799
Speaker 1: Corporate Transparency Transparency Act or something like that that kicked

881
00:45:20,840 --> 00:45:23,120
Speaker 1: off the beginning of January. SI, have y'all created all

882
00:45:23,160 --> 00:45:26,239
Speaker 1: those LLCs to get them PPPs, your ass going to

883
00:45:26,280 --> 00:45:29,520
Speaker 1: be paying a ten thousand dollar fee to the federal

884
00:45:29,560 --> 00:45:31,400
Speaker 1: government so the end of the year.

885
00:45:31,760 --> 00:45:35,799
Speaker 2: So just dissolve them, dissolve your ll seas and then

886
00:45:35,880 --> 00:45:37,640
Speaker 2: start trusts yep, right away.

887
00:45:37,880 --> 00:45:42,239
Speaker 3: Yeah, absolutely, So I recommend that you own all of

888
00:45:42,280 --> 00:45:44,600
Speaker 3: your assets and a trust and you have your bank

889
00:45:44,640 --> 00:45:48,000
Speaker 3: account in a trust, your trust bank account, right because

890
00:45:48,080 --> 00:45:50,360
Speaker 3: they pay out what two hundred and fifty thousand the

891
00:45:50,400 --> 00:45:53,879
Speaker 3: FDIIC as an insurance for your deposits. But there's an

892
00:45:54,040 --> 00:45:56,759
Speaker 3: order in which they pay that out, like if there

893
00:45:56,800 --> 00:45:59,080
Speaker 3: was a run on the banks, they pay that out

894
00:45:59,120 --> 00:46:02,200
Speaker 3: in order and so people are the last on that list.

895
00:46:02,360 --> 00:46:04,520
Speaker 3: So if they're out of money, which you're just asked

896
00:46:04,560 --> 00:46:09,320
Speaker 3: out right, but they pay out trust first and no lians,

897
00:46:09,440 --> 00:46:12,200
Speaker 3: no lians can be attached to your money, No creditors

898
00:46:12,239 --> 00:46:15,920
Speaker 3: can go after that. It's completely private. So I love it.

899
00:46:16,400 --> 00:46:18,120
Speaker 3: I absolutely love it. It's amazing.

900
00:46:20,560 --> 00:46:22,120
Speaker 2: As soon as we hang up, I'm going to the

901
00:46:22,160 --> 00:46:27,600
Speaker 2: state it's morning, Monday morning, to take all that shit

902
00:46:27,680 --> 00:46:31,480
Speaker 2: put it in a trust real quick. Thank you please, Yeah, yes,

903
00:46:32,040 --> 00:46:33,360
Speaker 2: I got I know, you got to go. I have

904
00:46:33,440 --> 00:46:37,800
Speaker 2: one more question for you. Talk to us about seller carrybacks.

905
00:46:38,960 --> 00:46:42,560
Speaker 3: Mmm. I love seller carrybacks. So that's when somebody has

906
00:46:42,560 --> 00:46:45,839
Speaker 3: a lot of equity right in their property. So it's

907
00:46:45,920 --> 00:46:47,879
Speaker 3: just an easy example. If the house is worth two

908
00:46:47,960 --> 00:46:51,040
Speaker 3: hundred thousand and there's one hundred thousand dollars mortgage that

909
00:46:51,080 --> 00:46:53,360
Speaker 3: they're still paying on, that would mean that there's one

910
00:46:53,440 --> 00:46:56,319
Speaker 3: hundred thousand inequity. Well, I don't want to come out

911
00:46:56,360 --> 00:46:58,560
Speaker 3: of my pocket one hundred thousand to pay that seller.

912
00:46:58,920 --> 00:47:01,800
Speaker 3: So a seller carry back is us turning the seller

913
00:47:02,040 --> 00:47:05,320
Speaker 3: into our bank. So we're getting that equity on layaway

914
00:47:05,640 --> 00:47:09,720
Speaker 3: pretty much, where we're negotiating monthly payments on that hundred thousand,

915
00:47:10,120 --> 00:47:11,760
Speaker 3: so we would say, you know, hey, would a monthly

916
00:47:11,800 --> 00:47:14,520
Speaker 3: income be a benefit to you? Yeah, what do you mean?

917
00:47:14,560 --> 00:47:16,799
Speaker 3: Or depends on how much? And so we you know,

918
00:47:16,840 --> 00:47:19,360
Speaker 3: a thousand dollars a month for the next hundred months.

919
00:47:19,760 --> 00:47:21,600
Speaker 3: So instead of having to pay them one hundred thousand

920
00:47:21,640 --> 00:47:24,600
Speaker 3: dollars upfront, we just pay them that thousand dollars a month.

921
00:47:24,920 --> 00:47:27,359
Speaker 3: So we're able to buy that house and pay them

922
00:47:27,400 --> 00:47:30,120
Speaker 3: their equity on layaway. That's that's a seller carry back.

923
00:47:30,520 --> 00:47:32,880
Speaker 1: I need my money up front because the dollar today

924
00:47:32,920 --> 00:47:34,760
Speaker 1: is not the same as tomorrow's dollar.

925
00:47:36,080 --> 00:47:38,800
Speaker 3: Yeah, very true, that's very true.

926
00:47:39,400 --> 00:47:45,040
Speaker 1: Things you count on people just not knowing, right, Yes, that's.

927
00:47:48,320 --> 00:47:50,760
Speaker 3: Right, and they play the same game with us though,

928
00:47:50,840 --> 00:47:54,759
Speaker 3: right Ignorance is not a defense, so you know, but

929
00:47:54,840 --> 00:47:56,960
Speaker 3: we're not we're not beating these people. You got to

930
00:47:56,960 --> 00:48:00,439
Speaker 3: remember that they have they're distressed in some way, shape

931
00:48:00,520 --> 00:48:04,200
Speaker 3: or form. Typically it's a financial they're distressed financially. So

932
00:48:04,239 --> 00:48:06,399
Speaker 3: we're coming in helping them out and helping them get

933
00:48:06,400 --> 00:48:08,400
Speaker 3: to the next chapter of their life a lot easier.

934
00:48:10,400 --> 00:48:11,239
Speaker 3: It's glorious.

935
00:48:12,080 --> 00:48:14,120
Speaker 2: So for do you have any other questions?

936
00:48:14,960 --> 00:48:17,560
Speaker 3: Y'all? Y'all, like this name is nerdy.

937
00:48:17,960 --> 00:48:20,520
Speaker 2: No, we love nerds. We love a nerd.

938
00:48:28,520 --> 00:48:30,600
Speaker 3: Yes, all right, talk.

939
00:48:30,480 --> 00:48:34,800
Speaker 1: That any future goal, like goals you have, like aside

940
00:48:34,800 --> 00:48:36,600
Speaker 1: from real estate, Like, what else do you want to be?

941
00:48:38,200 --> 00:48:40,839
Speaker 1: I mean real estate is gold in America. I mean

942
00:48:40,840 --> 00:48:43,200
Speaker 1: if you don't own any property, and the red lining,

943
00:48:43,280 --> 00:48:44,400
Speaker 1: like we want to go all the way back to

944
00:48:44,440 --> 00:48:47,759
Speaker 1: slavery and get reparations for that. But we need reparations

945
00:48:47,800 --> 00:48:51,480
Speaker 1: like around the Civil Rights movement era. Okay, everybody, no

946
00:48:51,520 --> 00:48:55,960
Speaker 1: matter what diaspora you're from, can benefit from redlining. So

947
00:48:56,080 --> 00:48:58,560
Speaker 1: real estate is a very very important thing. But do

948
00:48:58,600 --> 00:48:59,680
Speaker 1: you have any other goals?

949
00:49:00,120 --> 00:49:00,759
Speaker 2: Excuse me?

950
00:49:03,480 --> 00:49:06,879
Speaker 3: I guess you know. My goals is really to help

951
00:49:06,960 --> 00:49:11,480
Speaker 3: as many people as I can to become financially free

952
00:49:11,680 --> 00:49:16,279
Speaker 3: and build generational wealth. But then also to protect that wealth, right,

953
00:49:16,360 --> 00:49:19,719
Speaker 3: because we play offense a lot black people our community,

954
00:49:20,120 --> 00:49:22,680
Speaker 3: Like when we get the money, we spend it, right.

955
00:49:22,760 --> 00:49:24,680
Speaker 3: And I'm not telling everybody I'll just save your money,

956
00:49:24,680 --> 00:49:26,400
Speaker 3: save your money, because that's not the smart way to

957
00:49:26,440 --> 00:49:27,840
Speaker 3: do it either. The smart way to do it is

958
00:49:27,880 --> 00:49:31,919
Speaker 3: to invest. But the other side, right, our counterparts, they

959
00:49:31,960 --> 00:49:35,840
Speaker 3: play defense with their money and that's asset protection and

960
00:49:36,280 --> 00:49:39,160
Speaker 3: wealth management. And you don't have to be wealthy to

961
00:49:39,239 --> 00:49:41,760
Speaker 3: have a trust, right, if you have a bank account,

962
00:49:41,840 --> 00:49:44,200
Speaker 3: you need a trust. And if you buy a house

963
00:49:44,200 --> 00:49:47,480
Speaker 3: for sixty g's today, in ten years, that thing is

964
00:49:47,520 --> 00:49:50,080
Speaker 3: going to be worth nearly half a million dollars with

965
00:49:50,680 --> 00:49:54,200
Speaker 3: inflation and the increase. So don't think because you don't

966
00:49:54,239 --> 00:49:56,279
Speaker 3: have a whole lot of money that you don't need it.

967
00:49:56,400 --> 00:49:58,960
Speaker 3: That's not the case. But yeah, my goal is to

968
00:49:59,000 --> 00:50:01,520
Speaker 3: help really as many people as possible. And I know

969
00:50:01,680 --> 00:50:04,160
Speaker 3: this sounds crazy, but to me, this is the right

970
00:50:04,200 --> 00:50:07,640
Speaker 3: way to do real estate. And so we plan on

971
00:50:07,680 --> 00:50:11,360
Speaker 3: revolutionizing the way that real estate has done absolutely all.

972
00:50:11,680 --> 00:50:13,480
Speaker 1: I did see you guys have an event coming up

973
00:50:14,400 --> 00:50:18,600
Speaker 1: August ninth and tenth, breaking the real estate money code.

974
00:50:19,120 --> 00:50:21,719
Speaker 1: Let our listeners know how they can tap into that.

975
00:50:23,880 --> 00:50:26,440
Speaker 3: Yes, you can, you can. You can go to the

976
00:50:26,640 --> 00:50:29,520
Speaker 3: go getterfamily dot com and you can come check that

977
00:50:29,560 --> 00:50:31,960
Speaker 3: out or go to any of my social media profiles.

978
00:50:32,520 --> 00:50:35,040
Speaker 3: August ninth and August tenth, I'm gonna be teaching people

979
00:50:35,040 --> 00:50:37,920
Speaker 3: how to buy free foreclosures, just kind of like how

980
00:50:37,960 --> 00:50:41,359
Speaker 3: I explained on this podcast today, and then on day two,

981
00:50:41,400 --> 00:50:45,240
Speaker 3: I'm gonna be teaching asset protection and then a state planning,

982
00:50:45,400 --> 00:50:49,080
Speaker 3: being the architect of your legacy, right, controlling your assets

983
00:50:49,120 --> 00:50:52,000
Speaker 3: from the grave. So it's gonna be huge. I've got

984
00:50:52,000 --> 00:50:54,640
Speaker 3: some people flying in from around the country. JAML. Gibbs,

985
00:50:54,680 --> 00:50:56,920
Speaker 3: he's down in North Carolina. He's amazing, been in the

986
00:50:56,960 --> 00:50:59,960
Speaker 3: game for a couple of decades. And then Vicky the investor,

987
00:51:00,920 --> 00:51:03,719
Speaker 3: she's dope. I met her at Lou Brown's Mastermind and

988
00:51:03,800 --> 00:51:06,560
Speaker 3: we were a couple of the only black folks in there,

989
00:51:06,719 --> 00:51:09,040
Speaker 3: you know, so you know, we gravitated towards each other.

990
00:51:09,080 --> 00:51:10,960
Speaker 3: But she does the same type of real estate that

991
00:51:11,000 --> 00:51:13,480
Speaker 3: I do, so she'll be there as well. But more importantly,

992
00:51:13,840 --> 00:51:16,000
Speaker 3: we're gonna have go get her family members from around

993
00:51:16,000 --> 00:51:19,440
Speaker 3: the country that have bought many houses this way and

994
00:51:19,880 --> 00:51:22,719
Speaker 3: they turn nothing into something and now they're real estate millionaires.

995
00:51:22,719 --> 00:51:25,040
Speaker 3: So they'll be there as well. So if you're in

996
00:51:25,080 --> 00:51:27,840
Speaker 3: the Houston area, or if you're outside of the Houston

997
00:51:27,880 --> 00:51:32,480
Speaker 3: area and you want to get a different result, right,

998
00:51:32,520 --> 00:51:34,520
Speaker 3: if you're not happy with the outcome of your income,

999
00:51:35,080 --> 00:51:37,759
Speaker 3: the thing is, we got to change the input, right,

1000
00:51:37,800 --> 00:51:39,880
Speaker 3: it's just a gap in knowledge. We just don't have

1001
00:51:39,920 --> 00:51:42,439
Speaker 3: the knowledge for it. And in order to do that, though,

1002
00:51:42,719 --> 00:51:46,520
Speaker 3: we have to perpetually be becoming more right more than

1003
00:51:46,520 --> 00:51:49,799
Speaker 3: we are today. So I'll see y'all August ninth and

1004
00:51:49,800 --> 00:51:52,400
Speaker 3: August tenth in Houston, Texas. I'm gonna show y'all how

1005
00:51:52,400 --> 00:51:54,440
Speaker 3: to get rich man.

1006
00:51:54,560 --> 00:51:55,800
Speaker 2: Y'all pull up to Houston.

1007
00:51:57,239 --> 00:51:57,759
Speaker 3: That's right.

1008
00:51:58,520 --> 00:51:59,960
Speaker 2: You know, I told you I was going to ask

1009
00:51:59,960 --> 00:52:03,040
Speaker 2: you about this. I saw that you proposed to a

1010
00:52:03,160 --> 00:52:07,840
Speaker 2: lucky lady recently. All right, so tell us how you

1011
00:52:07,920 --> 00:52:09,040
Speaker 2: knew she was the one?

1012
00:52:10,680 --> 00:52:13,640
Speaker 3: Oh that is a hell of a question.

1013
00:52:13,880 --> 00:52:14,240
Speaker 2: Damn.

1014
00:52:14,320 --> 00:52:20,839
Speaker 3: How did I know that she was the one? I knew.

1015
00:52:20,880 --> 00:52:22,680
Speaker 3: I knew that she I knew that she was the

1016
00:52:22,680 --> 00:52:28,719
Speaker 3: one when she when I when I felt her concern

1017
00:52:29,400 --> 00:52:32,839
Speaker 3: on really, and this is simple, but I felt her

1018
00:52:32,920 --> 00:52:37,160
Speaker 3: concern on if I had eaten.

1019
00:52:37,760 --> 00:52:43,680
Speaker 1: Hungry like these niggas. That's how you get good meals

1020
00:52:43,719 --> 00:52:44,040
Speaker 1: for him.

1021
00:52:45,680 --> 00:52:48,239
Speaker 3: Look, that's the game right there. That's the game right there.

1022
00:52:48,360 --> 00:52:56,160
Speaker 2: But hear that, ladies, you nigga Jason was he was hungry?

1023
00:52:56,239 --> 00:53:01,240
Speaker 2: That was it? That? Yeah?

1024
00:53:01,320 --> 00:53:01,720
Speaker 3: Yeah?

1025
00:53:01,760 --> 00:53:04,319
Speaker 1: So yeah, that's how I do in the macaroni.

1026
00:53:06,239 --> 00:53:09,040
Speaker 3: Oh my goodness, I tell people I'm from Iowa. So hell,

1027
00:53:09,120 --> 00:53:11,320
Speaker 3: they don't even barely use salt and pepper in their food,

1028
00:53:11,440 --> 00:53:13,520
Speaker 3: so you throw a little seasoning in there. It's all.

1029
00:53:14,680 --> 00:53:16,799
Speaker 2: She put some Lauryn's on that ship. He was like, oh,

1030
00:53:16,840 --> 00:53:18,160
Speaker 2: I proposed it to this one.

1031
00:53:18,560 --> 00:53:20,640
Speaker 3: Yeah. Look I took a bite and got on one

1032
00:53:20,719 --> 00:53:24,279
Speaker 3: knee like, hey, will you. I was all nervous and shiit,

1033
00:53:26,800 --> 00:53:32,040
Speaker 3: I think it's easy. Yeah, don't let it fool you.

1034
00:53:32,080 --> 00:53:36,920
Speaker 3: Now it is. It is easy, ladies, It is easy.

1035
00:53:36,080 --> 00:53:38,480
Speaker 2: All right. So we have a segment on our show.

1036
00:53:38,560 --> 00:53:41,480
Speaker 2: It's called a dumbitch story or SIMP series, and you

1037
00:53:41,560 --> 00:53:44,399
Speaker 2: have to share a time that you got played by

1038
00:53:44,440 --> 00:53:46,719
Speaker 2: the opposite sex. Now I want to give you a

1039
00:53:46,800 --> 00:53:48,920
Speaker 2: chance to think about it. We're going to go to commercial,

1040
00:53:49,000 --> 00:53:51,279
Speaker 2: and when we come back, we want your story. We'll

1041
00:53:51,320 --> 00:53:54,600
Speaker 2: be right back you guys.

1042
00:53:54,120 --> 00:53:58,600
Speaker 3: But no real easy way to say this yourself.

1043
00:54:02,520 --> 00:54:05,640
Speaker 1: So we're back, y'all, and we're about to get a

1044
00:54:05,680 --> 00:54:08,360
Speaker 1: simp story from mister boy. Can go ahead, and it

1045
00:54:08,680 --> 00:54:13,799
Speaker 1: better not be in high school, okay.

1046
00:54:12,920 --> 00:54:15,400
Speaker 2: Men, always men, I always like to tell a story

1047
00:54:15,400 --> 00:54:16,680
Speaker 2: back in ninth grade, like not.

1048
00:54:22,320 --> 00:54:25,960
Speaker 3: You need some girl, man, you want a grown man story.

1049
00:54:26,000 --> 00:54:27,920
Speaker 3: Each other. There's plenty of there's plenty of them. I

1050
00:54:28,040 --> 00:54:31,480
Speaker 3: be feeling for y'all ladies sometimes because these dudes are here. Boy.

1051
00:54:31,560 --> 00:54:35,719
Speaker 3: But anyway, that's a whole other segment. But so I've

1052
00:54:35,800 --> 00:54:38,680
Speaker 3: never I've never been been known to be a sin

1053
00:54:38,960 --> 00:54:41,040
Speaker 3: you know what I mean. But I guess that definition

1054
00:54:41,120 --> 00:54:45,400
Speaker 3: is broad. So my simp story. Damn, that is tough.

1055
00:54:47,040 --> 00:54:51,799
Speaker 3: So I did get played. I got played. I was

1056
00:54:51,840 --> 00:54:55,000
Speaker 3: in Iowa, right. I had a woman. We have been

1057
00:54:55,080 --> 00:54:58,200
Speaker 3: dating for some years and and I don't know what

1058
00:54:58,239 --> 00:55:01,200
Speaker 3: it is about us black men and our driver's license,

1059
00:55:01,320 --> 00:55:04,200
Speaker 3: but that thing is always like, you know, it's iffy,

1060
00:55:04,239 --> 00:55:07,560
Speaker 3: that driver's license. Yeah. So, so long story short, I

1061
00:55:07,680 --> 00:55:10,680
Speaker 3: ended up happening to put a car in her name

1062
00:55:11,120 --> 00:55:14,160
Speaker 3: right because my license wasn't right at the time. And

1063
00:55:14,239 --> 00:55:16,160
Speaker 3: I was about twenty five years old, so it was

1064
00:55:16,200 --> 00:55:18,239
Speaker 3: a little while back, and I put the car in

1065
00:55:18,280 --> 00:55:21,040
Speaker 3: her name. Her and I were together, things were going good,

1066
00:55:21,640 --> 00:55:25,359
Speaker 3: and we ended up, you know, don't get things got

1067
00:55:25,360 --> 00:55:28,440
Speaker 3: a little rocky and we ended up breaking up. And

1068
00:55:28,840 --> 00:55:31,560
Speaker 3: next thing I know, I get home one day and

1069
00:55:31,640 --> 00:55:34,279
Speaker 3: my cousin tells me, hey, man, the the tow truck

1070
00:55:34,520 --> 00:55:37,520
Speaker 3: was here looking for looking for your car, And I'm like,

1071
00:55:37,560 --> 00:55:39,560
Speaker 3: looking for my car? What the hell? What do you mean,

1072
00:55:40,160 --> 00:55:42,440
Speaker 3: and come to find out she the title was in

1073
00:55:42,520 --> 00:55:42,879
Speaker 3: her name.

1074
00:55:43,200 --> 00:55:50,640
Speaker 4: So yes, I stole the car, Jody's I literally, yes,

1075
00:55:51,480 --> 00:55:54,239
Speaker 4: stole my poor little car.

1076
00:55:54,600 --> 00:55:56,280
Speaker 1: Or she just took it back from you.

1077
00:55:56,280 --> 00:56:02,200
Speaker 3: No, she just took it because exactly, yes, reposition.

1078
00:56:02,560 --> 00:56:05,440
Speaker 2: Payments on it. You were making the payments, so she was.

1079
00:56:06,400 --> 00:56:08,799
Speaker 3: I was making the payments. I owned it. I owned it.

1080
00:56:08,920 --> 00:56:10,799
Speaker 3: So it was a Hondo Cord. It was a two

1081
00:56:10,840 --> 00:56:13,640
Speaker 3: thousand and five Honda Cord. Boy, I love them things too.

1082
00:56:13,680 --> 00:56:16,560
Speaker 3: I used to anyway till I came up. But yeah,

1083
00:56:16,640 --> 00:56:18,640
Speaker 3: she took she took my poor little car, man, and

1084
00:56:18,719 --> 00:56:21,160
Speaker 3: I was. I was devastated, and there wasn't anything I

1085
00:56:21,160 --> 00:56:23,839
Speaker 3: could do either, you know what I mean. So that's

1086
00:56:23,880 --> 00:56:28,080
Speaker 3: one thing about love, gentlemen, is in ladies, right, we

1087
00:56:28,200 --> 00:56:32,720
Speaker 3: tend to trust when we call ourselves in love, and

1088
00:56:33,239 --> 00:56:36,000
Speaker 3: there's a thin line between love and hate, and that

1089
00:56:36,040 --> 00:56:36,640
Speaker 3: turns quick.

1090
00:56:37,239 --> 00:56:39,320
Speaker 2: Gene said, the only trust you should set up is

1091
00:56:39,360 --> 00:56:39,879
Speaker 2: at the bank.

1092
00:56:39,960 --> 00:56:42,759
Speaker 3: You guys talked that talk. See, if it was in

1093
00:56:42,800 --> 00:56:44,759
Speaker 3: a trust name, we wouldn't even have the trip. I

1094
00:56:44,800 --> 00:56:46,840
Speaker 3: wouldn't even have to worry about all that. Yeah, that

1095
00:56:46,840 --> 00:56:52,200
Speaker 3: would have never happened. So that's my simp story. Damn,

1096
00:56:52,960 --> 00:56:54,640
Speaker 3: I'll bring it up bad memories for me.

1097
00:56:55,320 --> 00:56:58,160
Speaker 2: That's actually a really good one because I mean that's

1098
00:56:58,160 --> 00:57:01,160
Speaker 2: a real lesson learned when you was walking to work

1099
00:57:01,360 --> 00:57:02,200
Speaker 2: the next day.

1100
00:57:03,960 --> 00:57:06,479
Speaker 3: And you can believe I got that license? Now? Hell

1101
00:57:06,560 --> 00:57:08,600
Speaker 3: that ain't man Like?

1102
00:57:08,680 --> 00:57:11,440
Speaker 1: Why what is up with niggas and the driver's license?

1103
00:57:11,600 --> 00:57:15,160
Speaker 1: Like your license always spending? Never had one issued, but

1104
00:57:15,239 --> 00:57:18,040
Speaker 1: been driving your entire life? Weird shit like that?

1105
00:57:18,520 --> 00:57:21,840
Speaker 2: Remember what was that look that black man was on

1106
00:57:21,960 --> 00:57:27,400
Speaker 2: FaceTime with a judge a car driving with no license?

1107
00:57:27,440 --> 00:57:32,800
Speaker 1: Ain't never have but issued? Or But why are we

1108
00:57:32,840 --> 00:57:35,200
Speaker 1: talking about trust and stuff? Because when I think about trust,

1109
00:57:35,520 --> 00:57:39,360
Speaker 1: I automatically think about sovereign citizenship, okay, and how they

1110
00:57:39,440 --> 00:57:43,920
Speaker 1: move right and legally constitutionally, you have the right to

1111
00:57:44,000 --> 00:57:47,440
Speaker 1: move around. I have the right to drive. Why do

1112
00:57:47,520 --> 00:57:50,280
Speaker 1: I have to have a license to use these roads

1113
00:57:50,280 --> 00:57:52,760
Speaker 1: that I pay taxes to have installed?

1114
00:57:53,280 --> 00:57:53,440
Speaker 3: Right?

1115
00:57:53,600 --> 00:57:55,640
Speaker 1: Why do I need this thing? So a lot of

1116
00:57:55,680 --> 00:57:57,840
Speaker 1: people they may not they probably don't think about it

1117
00:57:57,880 --> 00:58:01,040
Speaker 1: like consciously in that way. But you have the right

1118
00:58:01,080 --> 00:58:03,880
Speaker 1: to travel. How can they just stop you from travel?

1119
00:58:03,920 --> 00:58:07,760
Speaker 2: I mean, even thinking about like why do I have

1120
00:58:07,840 --> 00:58:11,000
Speaker 2: to pay for electricity? Is everywhere around us. I should

1121
00:58:11,040 --> 00:58:12,360
Speaker 2: not have literally.

1122
00:58:12,320 --> 00:58:14,440
Speaker 1: Come out the sky have you this weekend?

1123
00:58:17,800 --> 00:58:18,680
Speaker 2: I have to pay for this.

1124
00:58:21,080 --> 00:58:22,800
Speaker 1: If all of us said, fuck that, we ain't paying

1125
00:58:22,800 --> 00:58:25,240
Speaker 1: no taxes, we ain't registering no motherfucking LLCs.

1126
00:58:25,240 --> 00:58:25,720
Speaker 2: Fuck y'all.

1127
00:58:25,720 --> 00:58:27,800
Speaker 1: If everybody just start getting on that, how can they

1128
00:58:27,920 --> 00:58:32,960
Speaker 1: arrest everybody? They can't? Right, just shift the whole system.

1129
00:58:33,560 --> 00:58:36,720
Speaker 3: And what the problem is. Problem of problem is some

1130
00:58:36,760 --> 00:58:38,360
Speaker 3: of us got to go to jail though, so I

1131
00:58:38,400 --> 00:58:41,000
Speaker 3: don't want to be first to go. Hell, that's the ride.

1132
00:58:42,480 --> 00:58:44,560
Speaker 1: They just had to. Like, I feel like we are

1133
00:58:44,640 --> 00:58:47,960
Speaker 1: under a cyber attack, right and all this ship that happened.

1134
00:58:48,600 --> 00:58:50,920
Speaker 1: Can you have jail systems down? One of my homegirls

1135
00:58:50,960 --> 00:58:54,800
Speaker 1: works for the jail systems is down. Banks were down,

1136
00:58:55,160 --> 00:58:58,520
Speaker 1: airlines were down. So this and I feel like they've

1137
00:58:58,560 --> 00:59:00,640
Speaker 1: been priming us for the last year year and a half.

1138
00:59:00,720 --> 00:59:03,000
Speaker 1: So we don't know what the hell is about to happen.

1139
00:59:04,720 --> 00:59:07,520
Speaker 2: But Sally May was working fine. I got a message.

1140
00:59:08,480 --> 00:59:09,920
Speaker 2: I was like, damn y'all, say.

1141
00:59:19,200 --> 00:59:20,960
Speaker 3: Wow money.

1142
00:59:21,880 --> 00:59:23,600
Speaker 2: Sally Bay said, we straight baby one.

1143
00:59:23,600 --> 00:59:25,400
Speaker 1: One thing I want to get into before we before

1144
00:59:25,400 --> 00:59:27,440
Speaker 1: we get out of here, though, But you know from

1145
00:59:27,440 --> 00:59:31,640
Speaker 1: the previous conversation before we actually started recording. You are engaged,

1146
00:59:32,400 --> 00:59:38,040
Speaker 1: and you you told us this is your first sister. Okay,

1147
00:59:38,040 --> 00:59:40,720
Speaker 1: because he is from Ireland, y'all, y'all, O case, don't

1148
00:59:40,760 --> 00:59:41,160
Speaker 1: judge him.

1149
00:59:41,200 --> 00:59:41,560
Speaker 3: She's sad.

1150
00:59:42,520 --> 00:59:46,160
Speaker 1: But how's the switch going for you? Is it different?

1151
00:59:46,720 --> 00:59:49,440
Speaker 1: Did you just never know that we were this amazing

1152
00:59:49,840 --> 00:59:51,360
Speaker 1: like the internet were?

1153
00:59:51,360 --> 00:59:52,919
Speaker 2: You're not attracted to black women?

1154
00:59:55,040 --> 00:59:56,080
Speaker 3: Okay?

1155
00:59:57,080 --> 00:59:59,520
Speaker 1: Probably right?

1156
00:59:59,640 --> 01:00:02,600
Speaker 3: So yeah, y'all just verize me with the black women questions.

1157
01:00:02,600 --> 01:00:06,600
Speaker 3: So let me try to hit one by one real quick. Yeah,

1158
01:00:06,880 --> 01:00:17,760
Speaker 3: damn like yeah, nigga. Hell so, yeah, y'all are too funny.

1159
01:00:18,000 --> 01:00:20,520
Speaker 3: So being from Iowa, right, there isn't a lot of

1160
01:00:20,520 --> 01:00:24,600
Speaker 3: black folks up there, so so the selection of black

1161
01:00:24,640 --> 01:00:28,320
Speaker 3: women there wasn't many. And it's mainly it's primarily white people, right,

1162
01:00:28,360 --> 01:00:30,760
Speaker 3: White women, and hell, y'all know, I mean I think

1163
01:00:30,800 --> 01:00:33,880
Speaker 3: everybody know this. White women love black men. I know,

1164
01:00:34,000 --> 01:00:37,600
Speaker 3: it is what it is, you know, I guess so,

1165
01:00:37,600 --> 01:00:40,320
Speaker 3: so I mean that's why I exist. Hell my mom white,

1166
01:00:40,320 --> 01:00:42,800
Speaker 3: my dad's black, right, So, so there wasn't much of

1167
01:00:42,840 --> 01:00:47,800
Speaker 3: a selection that there. And and really honestly, all of

1168
01:00:47,800 --> 01:00:53,720
Speaker 3: the negative stereotypes and connotations, right that have been just

1169
01:00:53,880 --> 01:00:58,080
Speaker 3: laid on black women unfortunately, and so my mind was

1170
01:00:58,160 --> 01:01:00,680
Speaker 3: warped by the matrix, to be honest with you, And

1171
01:01:00,760 --> 01:01:04,200
Speaker 3: so when I moved to Houston, obviously there's a variety

1172
01:01:04,320 --> 01:01:11,600
Speaker 3: of people here, it's all of beautiful. Black culture is great, successful, yesh,

1173
01:01:12,080 --> 01:01:16,760
Speaker 3: I'm telling you yes. So So anyway, when I met

1174
01:01:16,840 --> 01:01:21,000
Speaker 3: my fiance Raven, I mean, everything was different everything. So

1175
01:01:21,000 --> 01:01:24,480
Speaker 3: so once you go black, you never go back. That

1176
01:01:24,680 --> 01:01:28,200
Speaker 3: is That's the truest statement I ever heard in my life. Now,

1177
01:01:28,200 --> 01:01:30,080
Speaker 3: I used to say it just because it was a

1178
01:01:30,160 --> 01:01:34,800
Speaker 3: saying No, that shit's true. Hell, everything's better on this side.

1179
01:01:35,120 --> 01:01:37,880
Speaker 3: So if y'all could take any advice from me that

1180
01:01:37,920 --> 01:01:40,280
Speaker 3: at least you gotta at least try it once they

1181
01:01:40,440 --> 01:01:41,160
Speaker 3: the black woman.

1182
01:01:41,520 --> 01:01:45,320
Speaker 2: That effect is real. It's not just a TikTok. It's real.

1183
01:01:45,520 --> 01:01:48,760
Speaker 3: Listen. Yes, I'm a living testament. Hell, I ain't even

1184
01:01:48,800 --> 01:01:51,480
Speaker 3: afraid to say it. Hell, plus y'all are. But black

1185
01:01:51,520 --> 01:01:54,400
Speaker 3: women are just really, honestly, to me, the most powerful

1186
01:01:54,440 --> 01:01:56,720
Speaker 3: beings on the planet. You know, and then y'all have

1187
01:01:56,840 --> 01:01:59,880
Speaker 3: had to be just because of what society has done.

1188
01:02:00,080 --> 01:02:04,280
Speaker 3: But just naturally, you know, black women are incredibly powerful

1189
01:02:04,360 --> 01:02:10,000
Speaker 3: and incredibly nurturing and the givers of life. I mean,

1190
01:02:10,400 --> 01:02:13,120
Speaker 3: I was just like, damn, what took me so long?

1191
01:02:13,400 --> 01:02:17,760
Speaker 2: Because I appreciate that you said powerful instead of strong.

1192
01:02:18,080 --> 01:02:21,840
Speaker 2: I hate being called a strong black woman. I think

1193
01:02:21,880 --> 01:02:25,240
Speaker 2: that should be an adjective for men. Nobody ever says, oh,

1194
01:02:25,440 --> 01:02:30,240
Speaker 2: she's a strong Asian woman or she's a strong Puerto Rican.

1195
01:02:30,800 --> 01:02:33,720
Speaker 2: No nobody ever says that. It's just only attributed to

1196
01:02:33,800 --> 01:02:36,800
Speaker 2: Black women. And I think we should be described more

1197
01:02:36,840 --> 01:02:39,479
Speaker 2: as delicate flowers that we are, you know, and stop

1198
01:02:39,560 --> 01:02:43,600
Speaker 2: calling strong. Powerful is a better term. So I appreciate

1199
01:02:43,680 --> 01:02:50,120
Speaker 2: you for saying that, because if you would have said strong, yeah, yeah, yeah.

1200
01:02:49,920 --> 01:02:52,200
Speaker 3: I get it. I get it. Yeah, y'all been hold

1201
01:02:52,240 --> 01:02:54,960
Speaker 3: y'all been waiting on me too, So I'm staying on

1202
01:02:55,000 --> 01:02:56,120
Speaker 3: the good side. Damn it.

1203
01:02:58,360 --> 01:03:01,040
Speaker 2: Geene, tell everybody where they can buying you. Plug all

1204
01:03:01,080 --> 01:03:02,800
Speaker 2: your things, plug everything.

1205
01:03:02,960 --> 01:03:06,320
Speaker 3: Yes, so every all of my social media's are are

1206
01:03:06,440 --> 01:03:09,600
Speaker 3: at the go Getter Family right, the go get Her

1207
01:03:09,600 --> 01:03:12,720
Speaker 3: Family g O G E T T E R. Go

1208
01:03:12,760 --> 01:03:14,840
Speaker 3: get Her Family and then you can go to the

1209
01:03:15,080 --> 01:03:17,280
Speaker 3: go Getter family dot com to check it out. I've

1210
01:03:17,320 --> 01:03:19,440
Speaker 3: got free resources for people too. You can get a

1211
01:03:19,480 --> 01:03:22,800
Speaker 3: buying free foreclosures guide for free that'll get you into

1212
01:03:22,840 --> 01:03:25,600
Speaker 3: the game. And then uh the Secret Art of Asset

1213
01:03:25,640 --> 01:03:28,240
Speaker 3: Protection at the go Getter family dot com as well,

1214
01:03:28,360 --> 01:03:30,520
Speaker 3: which is a basic guy that's forty eight pages of

1215
01:03:30,800 --> 01:03:34,120
Speaker 3: pure gold. So come check us out and get become

1216
01:03:34,120 --> 01:03:36,360
Speaker 3: part of this revolution and really take control of your

1217
01:03:36,360 --> 01:03:37,400
Speaker 3: life and your fine it.

1218
01:03:40,280 --> 01:03:42,920
Speaker 2: Love this. This was really good. Yeah, you drop some

1219
01:03:43,040 --> 01:03:45,880
Speaker 2: amazing information. I'm going to reach out to you personally

1220
01:03:45,960 --> 01:03:50,520
Speaker 2: for some mentorship. Seriously, Like I said that, that same

1221
01:03:50,560 --> 01:03:52,800
Speaker 2: as account ain't looking the same like it was doing

1222
01:03:52,840 --> 01:03:56,000
Speaker 2: in twenty twenty. It don't look the same. So I

1223
01:03:56,080 --> 01:03:59,720
Speaker 2: definitely want to, you know, get my feet wet. So

1224
01:03:59,800 --> 01:04:01,800
Speaker 2: they thank you so much, Gene. We appreciate you.

1225
01:04:01,920 --> 01:04:04,320
Speaker 3: Thank you, Thank you ladies. You guys have been great

1226
01:04:04,360 --> 01:04:05,000
Speaker 3: and you're amazing.

1227
01:04:05,200 --> 01:04:08,080
Speaker 1: Thank you. All right, y'all, we're trying to help y'all

1228
01:04:08,120 --> 01:04:10,959
Speaker 1: get this bag. So if you enjoyed this episode, y'all

1229
01:04:10,960 --> 01:04:14,600
Speaker 1: tune in every Thursday on the Black Effect podcast iHeartRadio

1230
01:04:14,640 --> 01:04:16,840
Speaker 1: app or wherever the fuck you get your podcasts. That

1231
01:04:16,960 --> 01:04:20,160
Speaker 1: I did that right anyway, This is your host aj

1232
01:04:20,520 --> 01:04:24,919
Speaker 1: Holiday two point zero on Instagrams Kick It Tam y'all.

1233
01:04:24,920 --> 01:04:27,680
Speaker 2: It's official tam band on Instagram. I love y'all so much.

1234
01:04:27,760 --> 01:04:28,760
Speaker 2: Thank y'all for tuning in.

1235
01:04:29,040 --> 01:04:33,520
Speaker 1: Remember speak now and let me see I don't know.

1236
01:04:33,680 --> 01:04:37,040
Speaker 1: Never hold your peace, you.

1237
01:04:36,960 --> 01:04:43,440
Speaker 2: Guys, say something, I got it. And never go into

1238
01:04:43,520 --> 01:04:46,240
Speaker 2: foreclosure or maybe do it so we can go get

1239
01:04:46,240 --> 01:04:49,640
Speaker 2: that house. Deuces