WEBVTT - The Great Chinese Lottery Heist 0:00:00.480 --> 0:00:02.720 Ridiculous Crime. It is a production of iHeartRadio. 0:00:03.760 --> 0:00:09.160 There she is, Miss Elizabeth. Hi, Saren, how you doing. 0:00:09.240 --> 0:00:14.720 I'm great. First, congratulations, I know I got here super early, 0:00:16.079 --> 0:00:17.400 four buses to get here. 0:00:17.880 --> 0:00:21.639 I'm impressed. I got a question for you. Do you 0:00:21.640 --> 0:00:22.480 know what's ridiculous? 0:00:22.520 --> 0:00:28.600 I do. It's a mashup between me and some email. 0:00:29.080 --> 0:00:31.320 Oh this sounds promising. It is. 0:00:31.920 --> 0:00:35.400 We got this ridiculously cool email from a guy. I'm 0:00:35.400 --> 0:00:39.879 going to read it to you. Hello, Zed and furry 0:00:39.920 --> 0:00:44.680 four legged intern and occasional two legged intern furries. I've 0:00:44.800 --> 0:00:49.320 done it. I have been listening to true crime podcasts forever. 0:00:49.840 --> 0:00:54.080 In a random search for Winnipeg crime, my hometown, unfortunately, 0:00:54.560 --> 0:00:57.840 I came across your episode The Great Jewel Thief. I 0:00:57.920 --> 0:01:01.440 actually remember the CIBC bank robbery as I was a 0:01:01.480 --> 0:01:04.640 young lad in my early twenties when it occurred. I 0:01:04.720 --> 0:01:08.600 thoroughly enjoyed the chemistry you both have and decided quote 0:01:08.959 --> 0:01:11.880 I think I'll give this podcast a shot. So on 0:01:11.959 --> 0:01:16.440 March twenty first, twenty twenty six, I started listening from 0:01:16.480 --> 0:01:20.400 the beginning from six am when I left for work, 0:01:20.800 --> 0:01:25.160 all day at work ups delivery driver until ten pm, 0:01:25.240 --> 0:01:29.839 when I arrived home sixteen hours a day, six days 0:01:29.880 --> 0:01:33.280 a week. I even re listened to the throwback episodes 0:01:33.400 --> 0:01:36.360 because you guys are hilarious. I gotta say I was 0:01:36.440 --> 0:01:40.319 absolutely destroyed by quote I want to lick that Adams Apple. 0:01:41.080 --> 0:01:45.200 I'm happy to say today April twenty ninth, twenty twenty six, 0:01:45.840 --> 0:01:49.840 I have caught up and now well now I'm lost. 0:01:49.960 --> 0:01:52.240 I don't know what to do with my days, looking 0:01:52.280 --> 0:01:54.480 forward to many, many more episodes. 0:01:55.080 --> 0:01:56.880 Ham Dad, Ham Dad. 0:01:57.000 --> 0:02:00.560 Well, we had the assistant right back, can say like, 0:02:00.640 --> 0:02:01.960 can we read this okay? 0:02:02.120 --> 0:02:02.360 Nice? 0:02:02.480 --> 0:02:04.760 And you know, you know, can we use your name? 0:02:04.840 --> 0:02:06.760 And he said, well, you can call me ham Dad 0:02:07.280 --> 0:02:13.720 and then gave the sweetest, coolest reason explanation of the nickname. 0:02:15.320 --> 0:02:18.920 He said, it's my favorite life story. When I got married, 0:02:19.000 --> 0:02:21.440 my wife had a young child. When he was eight, 0:02:21.560 --> 0:02:24.200 he said he thought it was disrespectful to call me 0:02:24.760 --> 0:02:27.280 by his verse name because I raised him and it 0:02:27.320 --> 0:02:29.440 would be rude to his dad to call me dad. 0:02:29.760 --> 0:02:32.760 So we squished everything together and I became ham Dad, 0:02:33.560 --> 0:02:37.080 and for almost fifteen years that has been my gamer tag, 0:02:37.160 --> 0:02:40.320 theater company name, in pretty much my whole identity. Hope 0:02:40.360 --> 0:02:42.360 you have a great day, keep being ridiculous. 0:02:42.480 --> 0:02:44.480 Oh my god, I love that. Thank you. 0:02:44.600 --> 0:02:47.480 That made me so happy. Ham Dad's kind of the 0:02:47.520 --> 0:02:51.840 coolest we've encountered in a long time. Yeah really, And 0:02:52.240 --> 0:02:57.959 I just am shocked that you could listen to our voices. 0:02:57.880 --> 0:02:59.760 That much time. 0:02:59.800 --> 0:03:02.360 My family is like, you need to stop talking. And 0:03:02.520 --> 0:03:06.440 I don't talk to him all about often, so hats all. 0:03:06.919 --> 0:03:08.240 Sometimes I'll be on the phone to say and I 0:03:08.240 --> 0:03:09.760 can hear my own voice and I'm like, I need 0:03:09.760 --> 0:03:11.680 to get off this call. I'm getting tired of hearing 0:03:11.720 --> 0:03:12.280 my son. 0:03:12.480 --> 0:03:16.880 I can't stand listening to myself. I have dad, you're 0:03:16.919 --> 0:03:17.560 a trooper. 0:03:18.240 --> 0:03:22.560 Well, that is definitely ridiculous. I mean, sixteen hours a day, bro, 0:03:22.800 --> 0:03:23.560 I'm impressed. 0:03:23.760 --> 0:03:26.320 Yeah, and let's talk about working sixteen hours a day. 0:03:26.240 --> 0:03:27.920 Six days a week. Shout out to the working man, 0:03:28.000 --> 0:03:29.320 shout out to our ups driver. 0:03:29.639 --> 0:03:33.400 Yes, oh my god, so yeah, that's ridiculous. 0:03:33.840 --> 0:03:37.680 I'll certify that one, Elizabeth, I got one for you. Yes, Okay, 0:03:37.800 --> 0:03:42.040 this is definitely ridiculous. Okay, Like sometimes a person will 0:03:42.040 --> 0:03:44.520 do one crime in order to do a different crime, 0:03:45.120 --> 0:03:46.880 like until they realize they should have just stuck to 0:03:46.920 --> 0:04:10.760 the first crime. But by then it's way too late. Yeah, 0:04:11.120 --> 0:04:16.560 this is Ridiculous Crime, a podcast about absurd and outrageous capers, 0:04:16.640 --> 0:04:21.080 heists and cons. It's always ninety nine percent murder free 0:04:21.400 --> 0:04:29.160 and one hundred percent ridiculous, reridiculous, Elizabeth Z. We don't 0:04:29.200 --> 0:04:31.279 cover a lot of crime stories that take place in Asia. 0:04:31.320 --> 0:04:34.479 I've noticed that we did cover the Tibet and India 0:04:34.480 --> 0:04:36.560 with the Jimmy Stewart and the stolen yetty hand. 0:04:36.680 --> 0:04:37.000 Very true. 0:04:37.080 --> 0:04:39.560 And of course we did cover the North Korean Godzilla 0:04:39.640 --> 0:04:42.240 movie and the kidnapping and daring escape by the director 0:04:42.279 --> 0:04:44.760 and star actress. But I don't think we've ever covered 0:04:44.760 --> 0:04:46.359 a story that takes place in China. 0:04:46.760 --> 0:04:47.640 No, I don't think we have. 0:04:47.800 --> 0:04:48.800 Today. We're going to change that. 0:04:49.480 --> 0:04:50.400 Yes, I love it. 0:04:50.640 --> 0:04:53.839 As the Taipei Times reported in two thousand and seven, quote, 0:04:54.240 --> 0:04:57.080 two ordinary bank workers have committed one of the most 0:04:57.160 --> 0:05:01.400 bizarre bank heist in recent Chinese history. Not only was 0:05:01.440 --> 0:05:05.280 it bizarre, it was also the biggest most lucrative bank 0:05:05.400 --> 0:05:06.960 robbery in Chinese history. 0:05:07.000 --> 0:05:09.920 Oh you're kidding, Yes, and bizarre and bizarre. 0:05:09.960 --> 0:05:12.200 Now, most of this story comes from a really excellent 0:05:12.240 --> 0:05:16.520 write up by David Gouve Herbert or Harbear called Jackpot. 0:05:16.520 --> 0:05:19.080 You can find it on the platform medium. It's fantastic. 0:05:19.520 --> 0:05:23.279 And Elizabeth, you may be wondering, what's the story, then, Zaren, Zaren, 0:05:23.360 --> 0:05:26.120 what's the story? Great question, Elizabeth, way to come out 0:05:26.120 --> 0:05:28.520 of the gates at a full gal. I'm so first, 0:05:28.600 --> 0:05:31.640 let's identify our players. And I need to say throughout this, 0:05:31.800 --> 0:05:34.839 I looked up and listened to all of the pronunciations 0:05:34.880 --> 0:05:37.200 in Chinese. I'm going to be trying my level best. 0:05:37.240 --> 0:05:39.560 I'm not a native Mandarin speaker, so please give me 0:05:39.600 --> 0:05:43.320 a little latitude if I don't get my tonality exactly correct. 0:05:43.320 --> 0:05:44.200 I'm really trying. 0:05:44.240 --> 0:05:46.480 You're trying, and I think that you know we do that. 0:05:46.600 --> 0:05:50.880 We do our best. Yes, it's never malicious, No, it's 0:05:50.920 --> 0:05:52.200 always with great respect. 0:05:52.440 --> 0:05:55.960 Now, this story features two bank Vault co managers who 0:05:55.960 --> 0:05:58.719 had a truly wild style and approach to crime. There 0:05:58.839 --> 0:06:03.560 is shun Xiao Fung is age thirty four at the 0:06:03.560 --> 0:06:05.760 time of the crime, and he was the mastermind. And 0:06:05.800 --> 0:06:08.880 then there is Ma shin jiong He aged thirty seven 0:06:08.920 --> 0:06:11.040 at the time of the crime. They both worked at 0:06:11.040 --> 0:06:14.520 the Agricultural Bank of China in Handan City in the 0:06:14.600 --> 0:06:19.400 Hubei province in northern China. Now Shun Xiao Fung was 0:06:19.480 --> 0:06:22.520 the youngest of four in a family from the Hubei Province. 0:06:22.560 --> 0:06:26.240 Local boy right now. Shun was also reportedly a cute kid, 0:06:26.440 --> 0:06:29.680 think like Rosie cheeks, bright curious eyes. Some even called 0:06:29.720 --> 0:06:32.839 him handsome. He was the lucky member of his generation 0:06:32.960 --> 0:06:35.320 because growing up in the nineteen eighties, his family had 0:06:35.360 --> 0:06:37.840 moved from the rural north and relocated in the more 0:06:37.880 --> 0:06:41.680 prosperous south relative to where he'd started now. The time 0:06:41.760 --> 0:06:44.159 Shun was born, the family was living in a city 0:06:44.200 --> 0:06:48.080 called Deming, and that's where Jun enjoyed a childhood filled 0:06:48.080 --> 0:06:50.640 with games and play and free from the rural farm 0:06:50.640 --> 0:06:53.880 work times. And he gets doted upon. He's like, you know, 0:06:53.960 --> 0:06:54.920 the joy of the family. 0:06:55.080 --> 0:06:57.360 He's a little cherub that everybody loves totally. 0:06:57.400 --> 0:06:59.719 And he went to a preferential school located in the 0:06:59.720 --> 0:07:02.360 old walled section of the city. That it's important to know 0:07:02.440 --> 0:07:04.800 his family was not wealthy, but rather his father was 0:07:04.839 --> 0:07:06.799 a member of the Communist Party, and as a member 0:07:06.800 --> 0:07:09.039 in good standing in the party, his father had some 0:07:09.200 --> 0:07:12.160 juice so he could guarantee his son went to good 0:07:12.160 --> 0:07:15.320 schools and later got a good job, which is what happened, 0:07:15.360 --> 0:07:19.320 and Shun eventually finds employment at the most profitable branch 0:07:19.400 --> 0:07:22.320 of the Agricultural Bank of China, which is one of 0:07:22.320 --> 0:07:24.600 the big four banks in China. So it's to be 0:07:24.640 --> 0:07:26.800 like if I don't know Bank of America, sure, all right. So, 0:07:26.960 --> 0:07:29.920 as it turns out, Shun had a natural gift for 0:07:30.000 --> 0:07:33.560 counting money. Now, while a standard every day bank teller 0:07:33.600 --> 0:07:36.120 could count, say like eight hundred bills and then double 0:07:36.200 --> 0:07:38.880 check it, banned it, stamped the amount on the stack, 0:07:39.560 --> 0:07:40.840 and they say that they could do that in like 0:07:40.880 --> 0:07:44.320 five minutes time, Jhun could do the same operation for 0:07:44.400 --> 0:07:45.880 two thousand bills. 0:07:46.440 --> 0:07:46.840 Wow. 0:07:46.920 --> 0:07:49.680 Yeah, he had some light fingers just right. 0:07:50.080 --> 0:07:52.800 Did they ever make him race that counting machine? 0:07:52.920 --> 0:07:56.080 No, But they do a competition in China where bank 0:07:56.120 --> 0:07:58.640 tellers compete to see who can count the most money 0:07:58.680 --> 0:08:02.320 the fastest. They have a intern branch competitions like mar 0:08:02.360 --> 0:08:05.520 Bank versus your bank. We're sending Jun right, and he 0:08:05.560 --> 0:08:08.360 went out. He won his local contest, and then he 0:08:08.400 --> 0:08:11.760 went on to compete in the provincial regional tournament against 0:08:11.800 --> 0:08:16.480 all the other Yes, and he placed second in regionals. 0:08:16.720 --> 0:08:19.160 I don't know about that. Now, all this to say, 0:08:19.480 --> 0:08:21.760 June was good with cash, and his bosses at the 0:08:21.800 --> 0:08:24.360 bank they notice, right, so soon enough they promote him, 0:08:24.600 --> 0:08:26.920 and Juhn works his way up the ladder at the bank. 0:08:26.960 --> 0:08:29.840 Eventually he joins the ranks of like the junior executives 0:08:29.920 --> 0:08:33.200 or whatever. Now with his newfound prestige, he then is 0:08:33.200 --> 0:08:35.680 able to find the nerve to ask out a woman 0:08:35.720 --> 0:08:38.559 he worked with. She agreed, and then the two hit 0:08:38.640 --> 0:08:39.440 it off and. 0:08:39.640 --> 0:08:43.160 He eventually proposed showed off by counting money. 0:08:43.559 --> 0:08:46.679 Let me see how much for that bill? So again, 0:08:47.240 --> 0:08:49.719 she agrees to go out with him. Right, they hit 0:08:49.760 --> 0:08:52.760 it off. They eventually get married. Things are looking good 0:08:52.800 --> 0:08:55.440 for young Jun right now. Some time passes and next 0:08:55.440 --> 0:08:57.280 thing you know, the young married couple they welcome their 0:08:57.320 --> 0:09:00.440 first child, but not just one kid, Elizabeth. The couple 0:09:00.480 --> 0:09:04.160 had twins, boy and a girl, fraternal twins. 0:09:04.360 --> 0:09:04.880 Very happy. 0:09:04.920 --> 0:09:07.040 So I had to point out to myself, oh my god, 0:09:07.160 --> 0:09:11.280 because the whole identical thing. Yes, I thought you could 0:09:11.280 --> 0:09:13.000 have identical twins that are a boy and a girl. 0:09:14.600 --> 0:09:17.160 That would not be how that works out. So anyway, 0:09:17.480 --> 0:09:19.480 the married couple, they have their twins boy and girl, 0:09:19.480 --> 0:09:21.920 and as I learned in China, they celebrate the birth 0:09:21.920 --> 0:09:24.000 of fraternal twins. When it's a boy and a girl, 0:09:24.040 --> 0:09:27.560 they call it a dragon phoenix twins if you're wondering, 0:09:27.600 --> 0:09:29.400 the boy is the dragon, the girl is the phoenix. 0:09:30.320 --> 0:09:32.320 So now, at the time, China was still operating under 0:09:32.320 --> 0:09:35.240 its one child policy, so by having twins it was 0:09:35.280 --> 0:09:39.080 like skirting the rule without any penalty. When when right, 0:09:39.440 --> 0:09:41.360 So at this point, the married couple and their dragon 0:09:41.400 --> 0:09:44.439 phoenix babies are living in a modest apartment. He's getting 0:09:44.440 --> 0:09:45.720 by on his bank salary. 0:09:45.880 --> 0:09:47.920 Around what time is this? 0:09:47.920 --> 0:09:52.240 This would be like the around the year two thousand. Yeah, 0:09:53.280 --> 0:09:55.320 So things are rolling smoothly like a you know, like 0:09:55.320 --> 0:09:57.920 a magic like a ball of mercury rolling down like silk. 0:09:58.000 --> 0:10:00.400 Right, I can see that smooth, I can see that. 0:10:00.559 --> 0:10:02.679 So then Juhn has run of good luck all of 0:10:02.679 --> 0:10:05.640 a sudden comes to an abrupt end. Yes, at the bank, 0:10:05.679 --> 0:10:08.920 the leadership decides to cut back on some executives. Juhn, 0:10:08.960 --> 0:10:11.240 who was thirty three at the time, gets demoted. At 0:10:11.240 --> 0:10:13.120 this point, this is two thousand and six, We're in 0:10:13.200 --> 0:10:16.520 two okay, right, so no longer a junior executive. Now 0:10:16.520 --> 0:10:21.600 Shun is now taxed with processing cash withdrawals from the vault. Right, 0:10:21.960 --> 0:10:23.440 he's a step down he used to be on like 0:10:23.480 --> 0:10:24.560 the management. 0:10:24.160 --> 0:10:26.760 Lists set behind the test. 0:10:26.600 --> 0:10:30.400 Fingers count money right, oh man. So the demotion also 0:10:30.800 --> 0:10:33.319 comes with a reduction in salary. So his take home 0:10:33.400 --> 0:10:35.839 pay is cut in not by a third, not by 0:10:35.840 --> 0:10:40.040 a quarter, by half. Big time. Two young babies at 0:10:40.080 --> 0:10:42.360 home along with his wife himself a lot to take 0:10:42.360 --> 0:10:45.080 care of. So Jehn is faced with an economic crisis. 0:10:45.240 --> 0:10:47.240 But get this, one of his colleagues at the bank 0:10:47.280 --> 0:10:51.120 thinks he has a solution to his new money troubles. Okay, Elizabeth. 0:10:51.160 --> 0:10:53.200 The advice was not maybe you should get a second job. 0:10:53.400 --> 0:10:56.280 The advice was not maybe start your own business. Advice 0:10:56.360 --> 0:10:58.000 was not maybe your wife can get a well paying 0:10:58.080 --> 0:11:00.920 job and work outside the home. No, his colleague was like, 0:11:01.000 --> 0:11:02.439 have you ever considered gambling? 0:11:03.080 --> 0:11:03.840 Hey? Listen. 0:11:04.679 --> 0:11:06.880 So the trouble with this plan is that after the 0:11:06.920 --> 0:11:09.959 Communist Revolution, the Kaimum and the Communist took power in 0:11:10.000 --> 0:11:13.199 forty nine, the outlawed gambling. Oh really, yeah, So Shun 0:11:13.320 --> 0:11:15.400 was told to start gambling by his colleague at the 0:11:15.400 --> 0:11:18.079 only legal casino which was in Macau. Or there were 0:11:18.080 --> 0:11:21.120 the racetracks at all, right, but both McAll and Hong 0:11:21.160 --> 0:11:24.720 konger and southern China, and June lives in northern China. Okay, 0:11:24.880 --> 0:11:26.640 so I don't know if you know this, but China 0:11:26.720 --> 0:11:27.600 is not small. 0:11:27.360 --> 0:11:28.679 No, right at all. 0:11:28.960 --> 0:11:31.360 So basically it's like if you told me you're having 0:11:31.360 --> 0:11:33.600 money troubles in Oakland and I said, maybe you should 0:11:33.640 --> 0:11:37.600 start gambling in Atlantic City. There is like a whole continent. 0:11:37.160 --> 0:11:38.800 Between a lot. There's a lot there. 0:11:38.880 --> 0:11:41.560 Yeah, it was not the strongest proposed solution. Now, but 0:11:42.200 --> 0:11:46.040 there was a third option for legal gambling somehow. Despite 0:11:46.080 --> 0:11:49.720 the Communists ban on gambling, there were still state run lotteries. 0:11:50.280 --> 0:11:52.760 Oh so Shuan wanted to he could always play the 0:11:52.760 --> 0:11:55.840 scratch off lottery tickets. The reason why the Chinese had 0:11:55.880 --> 0:11:59.680 state run lotteries was simple. The PRC needed to raise 0:11:59.720 --> 0:12:01.680 funds a big projects. They would ask the people to 0:12:01.679 --> 0:12:03.560 pay for it through lotteries like you can win a. 0:12:03.520 --> 0:12:06.280 Little too, like here for education lot exactly. 0:12:06.360 --> 0:12:08.760 And they had a really big project coming up called 0:12:08.760 --> 0:12:10.760 the two thousand and eight Beijing Olympics. 0:12:10.920 --> 0:12:12.920 Oh yeah, right, So in two thousand. 0:12:12.600 --> 0:12:15.120 And six, when June's considering the idea of getting deep 0:12:15.160 --> 0:12:18.680 into gambling, the Chinese Sports Lottery and the Chinese welfare lottery. 0:12:18.679 --> 0:12:21.719 There are like two of the biggest. They are hugely profitable. 0:12:21.720 --> 0:12:24.600 They're just raking it in. There's advertisements everywhere, right, they're 0:12:24.640 --> 0:12:27.400 pulling in like ten point four billion dollars in a 0:12:27.520 --> 0:12:31.080 year in profits. No, yes, So Jun tries his luck 0:12:31.080 --> 0:12:33.600 at the lottery. He buys a two wan ticket, which 0:12:33.600 --> 0:12:36.120 is equivalent to about twenty five cents. Then he plops 0:12:36.160 --> 0:12:37.920 down in front of the TV that night to watch 0:12:37.960 --> 0:12:41.400 the nightly lottery results and so on state run TV 0:12:41.559 --> 0:12:44.520 they would broadcast the lottery poll. So it's the same thing, 0:12:44.600 --> 0:12:48.160 lottery balls jostling around inside like a giant bubble or whatever. Yeah, 0:12:48.160 --> 0:12:50.720 the balls get pulled one at a time. Winning numbers 0:12:50.720 --> 0:12:55.720 are announced, and June sees that he lost, but he's 0:12:55.760 --> 0:12:57.640 been super lucky up till now. So he's like, well, 0:12:57.640 --> 0:12:59.400 maybe I just need to play a little more lottery. 0:12:59.480 --> 0:13:00.199 So same thing. 0:13:00.200 --> 0:13:02.040 He buys a cheap tick slippery slope. 0:13:02.160 --> 0:13:04.240 He comes home and he watches the live drawing of 0:13:04.280 --> 0:13:07.200 the numbers, and he loses again, and then the next 0:13:07.200 --> 0:13:10.719 and again and then again. Apparently it's good fortune did 0:13:10.760 --> 0:13:13.640 not extend to lotteries. Well, buddy, So however, you can't 0:13:13.640 --> 0:13:15.760 win if you don't play, Elizabeth. We say this all time. 0:13:15.880 --> 0:13:18.080 That is so true, because I'm like desperate to win, 0:13:18.240 --> 0:13:19.120 but I don't play. 0:13:19.320 --> 0:13:20.880 Yeah, it's really impossible, it would. 0:13:21.120 --> 0:13:23.720 Honestly, I feel like winning the lottery would solve a 0:13:23.760 --> 0:13:24.920 lot of problems for me. 0:13:25.200 --> 0:13:25.920 Really you think so? 0:13:26.160 --> 0:13:28.160 Yeah, I'm total Seeing. 0:13:27.920 --> 0:13:30.800 The record for lottery winners. It's not pretty, no. 0:13:30.880 --> 0:13:34.800 I know, but I'm different, native, different stuff, And I 0:13:34.840 --> 0:13:35.520 have a plan. 0:13:35.840 --> 0:13:38.080 Okay, I like this, Yeah, Okay, I do. 0:13:38.080 --> 0:13:40.679 I trust fully, a fully developed plan. 0:13:40.920 --> 0:13:41.280 Yeah. 0:13:41.360 --> 0:13:44.040 The only thing missing is me buying a lottery ticket. 0:13:44.080 --> 0:13:46.319 Okay, well that's probably step one on your plan, it 0:13:46.360 --> 0:13:46.760 should be. 0:13:46.960 --> 0:13:47.200 Yeah. 0:13:47.320 --> 0:13:48.920 See, I don't play the lottery because I know I 0:13:48.920 --> 0:13:50.120 would just ruin my life. 0:13:50.200 --> 0:13:51.360 Yeah you would, you totally. 0:13:52.480 --> 0:13:54.760 So anyways, June, he keeps at it right, He's got 0:13:54.760 --> 0:13:57.280 a new daily routine. He stops buy some crappy little 0:13:57.320 --> 0:14:00.520 shop that sells lottery tickets, He buys some home, and 0:14:00.520 --> 0:14:02.440 he waits for the broadcast to see if he's won. 0:14:02.800 --> 0:14:04.560 You know, it's like my lookie numbers come up today. 0:14:04.960 --> 0:14:07.160 Yeah, but it's like I only make half the money 0:14:07.160 --> 0:14:09.520 I used to make. Let me just bleed some out 0:14:09.600 --> 0:14:10.200 every day. 0:14:10.080 --> 0:14:11.480 Twenty five cents at a time. Yeah. 0:14:11.559 --> 0:14:14.200 Still, well he final he counts. 0:14:13.760 --> 0:14:16.240 He wins one night, Elizabeth. But when he takes his 0:14:16.280 --> 0:14:18.400 winning ticket back to the store where you know we 0:14:18.480 --> 0:14:20.400 bought it to like cash out the ticket, he learns 0:14:20.400 --> 0:14:22.800 that he just want some paltry little sum like twenty 0:14:22.880 --> 0:14:25.320 five cents, like make two dollars or whatever, So so 0:14:25.400 --> 0:14:29.440 much for that. Anyway, one day, Hun has a big idea. 0:14:29.480 --> 0:14:33.280 Maybe he's not playing the lottery hard enough. Maybe he 0:14:33.400 --> 0:14:36.400 bought more and more tickets. Yes, he would, you know, 0:14:36.560 --> 0:14:39.760 up his odds of winning. He gets that big payday, 0:14:40.280 --> 0:14:42.360 so enough for his and his wife and his dragon 0:14:42.400 --> 0:14:45.320 in Phoenix twins future to be squared away. So in 0:14:45.400 --> 0:14:47.920 order to buy more and more tickets without taking food 0:14:48.120 --> 0:14:50.840 out of his family's mouths, he would need like a 0:14:50.880 --> 0:14:54.280 credit line, oh my god, kind of something, maybe a 0:14:54.280 --> 0:14:57.040 new source of money to gamble. Right, there's a bit. 0:14:57.080 --> 0:14:59.080 This is where his big idea comes into play. 0:14:59.200 --> 0:15:00.960 This is what we call gambling addiction. 0:15:01.280 --> 0:15:03.840 Well it gets here. It's a serious thing, think about it, 0:15:03.880 --> 0:15:06.080 definitely is. You know, like I've seen the little writing 0:15:06.080 --> 0:15:08.240 on the bottom of all those ads for big draft 0:15:08.320 --> 0:15:12.560 kings or whatever. Now because remember he's like, he's a 0:15:12.600 --> 0:15:14.720 smart guy. You know, he's got a lot of luck 0:15:14.720 --> 0:15:16.480 as he thinks. So he's like, you know what, I 0:15:16.600 --> 0:15:19.000 work at a bank. What a banks have, That's right, 0:15:19.080 --> 0:15:21.560 plenty of cash. So what if I, you know, borrow 0:15:21.640 --> 0:15:24.360 some of the bank's money, use that to play the lottery, 0:15:24.400 --> 0:15:26.400 and then whenever I win a big payout, I'll just 0:15:26.560 --> 0:15:29.080 put that back whatever I borrowed. I mean, you know, 0:15:29.200 --> 0:15:30.280 boom boom boom. 0:15:30.320 --> 0:15:32.360 Well it beats taken out a line of credit. 0:15:32.680 --> 0:15:35.160 Yeah, stealing money from you the bank for you. Yeah. 0:15:35.280 --> 0:15:37.200 If I if I had to choose between the two, 0:15:37.320 --> 0:15:39.040 steal the money, well. 0:15:39.120 --> 0:15:42.280 I respect it, right, I mean it's one of those things. 0:15:42.320 --> 0:15:43.880 It's like, Okay, that's a choice. 0:15:44.480 --> 0:15:46.840 He is a choice. But debt, man, you want to 0:15:46.880 --> 0:15:48.120 avoid carrying debt? 0:15:48.280 --> 0:15:51.200 Yes, you should. Your advice crime over debt, Yeah, definitely. 0:15:51.360 --> 0:15:53.280 Well I was thinking about it another way, which is 0:15:53.480 --> 0:15:55.720 it's basically a solid business plan. If you think about 0:15:55.760 --> 0:15:58.440 like using someone else's money to pay for your gambling, 0:15:58.440 --> 0:16:00.120 and then when it all works out, you promise to 0:16:00.160 --> 0:16:02.360 pay them back. I mean, that's basically the business plan 0:16:02.400 --> 0:16:06.880 of the whole AI industry. So the trouble for John 0:16:07.120 --> 0:16:08.920 was if you asked the bank about his plan to 0:16:08.920 --> 0:16:11.120 borrow their money too so he can play the lottery. 0:16:11.160 --> 0:16:13.960 The bank would call that a bank robbery. Yeah, they're 0:16:13.960 --> 0:16:15.240 a real particular She. 0:16:15.200 --> 0:16:17.360 Didn't want to bother them. They have a lot going on. 0:16:17.760 --> 0:16:19.600 I know, right, But it just goes to show one 0:16:19.640 --> 0:16:24.280 man's business investment strategy is another person's felony. Anyway, Joan 0:16:24.480 --> 0:16:27.800 loves his new idea. He's like this, this is a winner. 0:16:28.120 --> 0:16:30.600 So he decides it's time to borrow or rob whatever 0:16:30.720 --> 0:16:32.920 the bank's money so he can win a big, big 0:16:32.960 --> 0:16:35.320 prize in the state run lottery. It's what you and 0:16:35.360 --> 0:16:37.440 I would call a fool proof plan. I'm sorry, I 0:16:37.440 --> 0:16:41.920 misread that a fool hearty plan. Sorry. Either way, that 0:16:42.080 --> 0:16:45.480 Juhn's play, which leaves the question how can he rob 0:16:45.600 --> 0:16:46.280 his bank? 0:16:46.560 --> 0:16:49.000 Oh, I'm sure he'll come up with something right. 0:16:48.880 --> 0:16:50.320 Old fast fingers, you know it. 0:16:50.600 --> 0:16:51.960 Oh yeah, I forgot. 0:16:53.640 --> 0:16:55.760 Let's take a little break now, we got this heated up, 0:16:55.840 --> 0:16:58.800 and when we get back, Juhn robs a bank un 0:17:19.160 --> 0:17:22.119 and we're back. Elizabeth. You're ready to get to a 0:17:22.119 --> 0:17:23.720 crime in with Jean Shelf? 0:17:23.880 --> 0:17:25.680 Oh yeah, I'm there. I'm totally there. 0:17:25.800 --> 0:17:28.600 So Sean is a bank vault employee. I've told you that, right. 0:17:28.680 --> 0:17:31.040 So he knows the routine for the money counting system, 0:17:31.080 --> 0:17:32.760 he knows where the money is kept, he knows all 0:17:32.800 --> 0:17:35.239 the ins and outs of the bank vault operation, so 0:17:35.440 --> 0:17:37.640 it wouldn't be super difficult for him to pull off 0:17:37.640 --> 0:17:39.919 a bank heist. He knows all the loopholes and like 0:17:39.960 --> 0:17:40.720 you know, a weak points. 0:17:40.760 --> 0:17:43.000 That's what we would call an inside job, right. 0:17:43.160 --> 0:17:45.760 Except he's not the only one working the bank fault. 0:17:45.760 --> 0:17:47.679 That's the one problem for him, which means if he 0:17:47.720 --> 0:17:50.920 wants to pull off his investment strategy slash bank robbery, 0:17:51.160 --> 0:17:54.320 he'll need to recruit at least one, no, make that two, 0:17:54.359 --> 0:17:55.960 of his colleagues in order to pull out. 0:17:56.000 --> 0:17:58.000 Oh that's rough. Oh that's rough. 0:17:58.160 --> 0:18:00.719 So Jean gets to work recruiting a fetter to help 0:18:00.800 --> 0:18:02.760 them rob the bank where they both work. And the 0:18:02.880 --> 0:18:05.160 truly tricky part, as I said, is that he doesn't 0:18:05.160 --> 0:18:08.720 need just one bank employee, he needs two, not just employees, 0:18:09.119 --> 0:18:13.080 vault managers. Yes, the co managers they called them, because 0:18:13.160 --> 0:18:16.640 the vault requires two bank vault managers to use their 0:18:16.640 --> 0:18:19.000 two keys at the same time to slide open the 0:18:19.080 --> 0:18:21.520 vault door right right. It's like like a nuclear sub 0:18:21.560 --> 0:18:22.840 where they got to turn the two keys at the 0:18:22.880 --> 0:18:25.320 same time to launch a nuclear missile. All right, So 0:18:25.880 --> 0:18:27.600 in this year we're in at this point, it's two 0:18:27.640 --> 0:18:31.040 thousand and six. Still okay, Jun approaches a bank vault manager, 0:18:31.040 --> 0:18:35.160 this cat name Choo Shunn, all right, and when that's successful, 0:18:35.200 --> 0:18:37.760 he approaches a second bank vault manager, a cat name 0:18:38.200 --> 0:18:42.680 Jiang Cheng. Now both agree to help them rob the bank. Huzza, yay. 0:18:43.280 --> 0:18:45.080 No one saw that coming. There was no problem is 0:18:45.160 --> 0:18:46.720 he just asked the me, hedn't want to rob the bank. 0:18:46.840 --> 0:18:48.160 I hate this job town. 0:18:48.320 --> 0:18:49.800 You want to rub the bank? Totally? 0:18:49.880 --> 0:18:53.000 What have they just been like constantly buying lotto tickets 0:18:53.040 --> 0:18:57.360 and bringing their family closer and closer to bankruptcy. And 0:18:57.359 --> 0:18:59.760 they'd been thinking about it at home and. 0:18:59.800 --> 0:19:03.280 Then we got potty brought us. 0:19:03.480 --> 0:19:06.080 He's like, Jinks, buy me a coke. I was about 0:19:06.080 --> 0:19:07.960 to tell you I have the same plan. And then 0:19:08.000 --> 0:19:10.680