Speaker 1: The rich don't work harder than you. They just use
Speaker 1: money differently. Now, most people invest once, but the one
Speaker 1: percent they use the same dollar three, five, and even
Speaker 1: ten times without working more. I know because I've been
Speaker 1: on both sides. I built multiple businesses, sold them, and
Speaker 1: put everything into real estate at twenty eight years old,
Speaker 1: thinking I was set for life. But when the two
Speaker 1: thousand and eight Great Financial Crash happened, I lost almost everything.
Speaker 1: That's when I learned the hard way how the wealthy
Speaker 1: actually used money. And once I applied their strategies, my
Speaker 1: wealth grew five times even ten times faster. So today
Speaker 1: I want to show you exactly how they do it
Speaker 1: so you can start stacking your wealth just like the
Speaker 1: top one percent. I'm going to break down the math.
Speaker 1: I'm going to show you real world examples that you
Speaker 1: could do this year to make five hundred percent more
Speaker 1: on your money with just three simple moves, and by
Speaker 1: the end you're going to see exactly why most people
Speaker 1: stay broke while the top one percent keep getting richer.
Speaker 1: This is not about working harder, it's about using your
Speaker 1: money differently. But before I show you the system, you
Speaker 1: need to understand the three money mindsets. Because if you
Speaker 1: don't get this part right, you'll never build lasting wealth.
Speaker 1: So let's go Okay, most people follow the same broken
Speaker 1: formula for money, because we've all been taught the same
Speaker 1: wrong things. You know, go to school, get a good job,
Speaker 1: save for retirement, you know, for forty years, and then
Speaker 1: hope that there's enough money to retire one day. Well,
Speaker 1: unfortunately we can see that this doesn't work because today
Speaker 1: half of the baby boomers that are facing retirement have
Speaker 1: no savings, and of those that do, the average balance
Speaker 1: is just about one hundred thousand dollars. Now, one hundred
Speaker 1: thousand dollars is not going to be enough to retire.
Speaker 1: The problem, that's not how the one percent build wealth.
Speaker 1: The traditional model tells you, you know, to work hard,
Speaker 1: save money, invest in in your four to one k,
Speaker 1: you know, invest in your house, which it sounds smart, right,
Speaker 1: that's what Dave Ramsey tells us. But here's the problem.
Speaker 1: Your money only does one job. You put a dollar
Speaker 1: into the stock market, it's locked up. You buy real estate,
Speaker 1: the money is tied down until you sell the house.
Speaker 1: But the rich, they don't let their money sit. They
Speaker 1: put it to work in multiple places at the same time.
Speaker 1: That's why they get rich faster and they stay rich longer. Now,
Speaker 1: if you're only using your money once, you're already going
Speaker 1: to be behind. It's why most people spend their entire
Speaker 1: lives working only to end up broke. Anyway, Now, let
Speaker 1: me show you why that happens and how the one
Speaker 1: percent do it differently. Okay, so here's what most people
Speaker 1: don't realize. It's not how much money you make that matters,
Speaker 1: it's how you use the money. Now you can make
Speaker 1: ten dollars an hour, you can make ten thousand an hour,
Speaker 1: and if you have the wrong money mindset, you're still
Speaker 1: gonna end up broke. Because at the end of the day,
Speaker 1: there are really just three types of people, and only
Speaker 1: one of them builds lasting wealth. Now, the first group
Speaker 1: is the poor mindset group, and they see money as
Speaker 1: something that they need just to survive. Right, they work,
Speaker 1: they get paid, and then every dollar they make just
Speaker 1: disappears immediately, and that's just to cover their rent, their food,
Speaker 1: and their basic expenses. And then the way they use
Speaker 1: credits differently, because when they don't make enough money, then
Speaker 1: they rely on credit just to survive. Now, the problem
Speaker 1: with this is it creates a permanent cycle, because every
Speaker 1: month they're starting at zero or worse, they're falling further
Speaker 1: into debt. Now, this isn't an income problem, it's a
Speaker 1: money mindset problem, because even if they suddenly make more money,
Speaker 1: they'd still be in the same trap, spending every dollar
Speaker 1: as soon as they get it. Now, the second group,
Speaker 1: this is what I call them middle class mindset, and
Speaker 1: it's different, right, but it's just as dangerous. Now. They
Speaker 1: don't think about wealth. They think about comfort. And here's
Speaker 1: why this is dangerous. No matter how much they make,
Speaker 1: they're still stuck because every time their income increases, they're
Speaker 1: spending increases with it. This is why sixty percent of
Speaker 1: those making one hundred thousand dollars salary report still living
Speaker 1: paycheck to paycheck. They look rich, but they have no
Speaker 1: real wealth. All right. Now, the way they use credit
Speaker 1: is also different as well. So they use credit to
Speaker 1: increase their lifestyle by the bigger houses, by the bigger cars.
Speaker 1: All right. Now that we understand that, let's talk about
Speaker 1: the third group. All right, This is the wealthy mindset. Now,
Speaker 1: these are the people who actually build wealth instead of
Speaker 1: just looking like they have it. The biggest difference they
Speaker 1: don't work for money. They make their money work for them.
Speaker 1: How do they do that, Well, they don't make money
Speaker 1: to pay for their living expenses. Instead, they make money
Speaker 1: to pay for assets and they use the assets to
Speaker 1: then pay for their life. Right, So it's a different
Speaker 1: way to do that. Now, what happens is these assets
Speaker 1: appreciate over time and they can be leveraged into more
Speaker 1: wealth and allows those investments to pay for their lifestyle.
Speaker 1: And the way they use credit is completely different as well.
Speaker 1: They don't use credit because they don't have the money
Speaker 1: or they can't afford things. They use credit because it's
Speaker 1: cheaper to use somebody else's money than their own. Now
Speaker 1: you can see that the way that they use money
Speaker 1: and the way they think about money and the way
Speaker 1: they use credit is completely different, which is why they
Speaker 1: end up in a different place. Now. I tell you
Speaker 1: all this because if you want to build wealth in
Speaker 1: layers like the one percent, then you have to understand
Speaker 1: one thing. Because we're going to be using debt. We're
Speaker 1: going to be using leverage to build wealth, and that
Speaker 1: means that you have to have the right mindset. If
Speaker 1: you're still thinking about credit the way a poor or
Speaker 1: middle class mindset does is something to avoid. Then you're
Speaker 1: never going to be able to use money the way
Speaker 1: the wealthy do. But if you start thinking like an investor,
Speaker 1: if you start seeing credit as a tool, not a trap,
Speaker 1: then you'll finally be able to unlock the true power
Speaker 1: of wealth building. All right, Now, let me tell you
Speaker 1: how I learned this the hard way first, and then
Speaker 1: I'm going to break down the math. Now, I had
Speaker 1: to learn this the hard way, and I don't want
Speaker 1: you to because I didn't even I didn't always understand this.
Speaker 1: In fact, I learned the really hard way. Now. Back
Speaker 1: in two thousand and eight, I thought I had it
Speaker 1: all figured out. I'd built up a couple of businesses.
Speaker 1: I had sold a couple of businesses. I made a
Speaker 1: lot of money. I had just turned twenty eight years old.
Speaker 1: I thought I was set for life. So I did
Speaker 1: what I thought the wealthy did, right. I took all
Speaker 1: the money and I poured it all into real estate.
Speaker 1: Now I was in southern California. I was fully invested
Speaker 1: into the market, and I thought I was pretty smart.
Speaker 1: I had like a sixty five percent loan to value ratio,
Speaker 1: which I thought was pretty safe. I had the properties,
Speaker 1: I had the leverage. I had the plan, and then
Speaker 1: the market collapsed. So Mike Tyson said, everyone has a
Speaker 1: plan to they get punched in the face. And I
Speaker 1: got punched in the face. Overnight. My property values collapsed.
Speaker 1: I had a few big developments that were going on
Speaker 1: at the time. I was trying to sell those and
Speaker 1: they fell through, and I had mortgages to pay. But
Speaker 1: here's the kicker. I had sold my businesses, so I
Speaker 1: had no active income. So that same leverage that had
Speaker 1: made me feel rich was now squashing me. Now. I
Speaker 1: remember sitting there. I remember staring at my numbers, realizing
Speaker 1: I can't afford this. But I was stuck. I had
Speaker 1: tens of millions of dollars in real estate, but I
Speaker 1: was broke. Everything I had worked for was slipping away.
Speaker 1: And it took years to unwind everything, to get everything
Speaker 1: dealt with with the banks. And then I swore that
Speaker 1: I would never touch credit again, and maybe I don't know.
Speaker 1: Five six years I did everything in cash. I refused
Speaker 1: to borrow. I told myself, you know, leverage is too risky,
Speaker 1: and for a while it felt safe, right. But here's
Speaker 1: what I didn't realize at the time. I wasn't actually
Speaker 1: building wealth. I was just avoiding risk. Now, my business,
Speaker 1: luckily was making plenty of money, but I was still
Speaker 1: stuck in that scarcity mindset. So instead of making my
Speaker 1: money work for me, I was playing defense. But then,
Speaker 1: one day, as I was always invested into my own education,
Speaker 1: I joined a high level master my group. I met
Speaker 1: someone who completely changed the way that I thought about money,
Speaker 1: and he showed me how the wealthy actually used leverage.
Speaker 1: And that's when I saw it. I'd been doing it
Speaker 1: all wrong. I had thought about it all wrong. See,
Speaker 1: I wasn't supposed to take on debt to buy assets.
Speaker 1: I needed to structure my wealth in layers. I needed
Speaker 1: to build cash flow, I needed to learn how to
Speaker 1: leverage it correctly, and then I had to learn how
Speaker 1: to make every dollar do multiple jobs. Now, look, I
Speaker 1: don't look back with any regrets of that today, all right,
Speaker 1: because I believe that, unfortunately, we only learn from our
Speaker 1: defeats and our mistakes. And it's because of that experience,
Speaker 1: the pain of two thousand and eight, the crash, that's
Speaker 1: why I make these videos today. Now. During that time,
Speaker 1: I vowed to myself, I vowed to my wife that
Speaker 1: we are never going to get caught off sides again.
Speaker 1: So I spent the next decade studying financial system, macroeconomics,
Speaker 1: and how the wealthy actually build and protect their wealth.
Speaker 1: I invested hundreds of thousands of dollars into my own education,
Speaker 1: my mentors, the masterminds, because I was never going to
Speaker 1: let that happen to us again. And that's why I
Speaker 1: started making these videos to help you learn from my
Speaker 1: mistakes and avoid the same pain I went through. So
Speaker 1: now let me show you what I learned and how
Speaker 1: you can structure your wealth just like the one percent. Right,
Speaker 1: So you know why the traditional system is broken, you
Speaker 1: know why most people stay stuck, and you know the
Speaker 1: wealthy use money differently, So let me show you exactly
Speaker 1: how they do it. Now, Remember we talked about the
Speaker 1: wealthy mindset and how they use their income to buy assets,
Speaker 1: and then they leverage credit strategically instead of fearing it.
Speaker 1: Right now, that's important because this entire system that we're
Speaker 1: going to break down is built on that mindset. So
Speaker 1: if you think about credit like the poor or the
Speaker 1: middle class does, as something to avoid, then you're never
Speaker 1: going to be able to build wealth the way the
Speaker 1: one percent do. But when you learn to control, leverage.
Speaker 1: Every dollar you earn can do multiple jobs like the wealthy.
Speaker 1: And here's how they do it. They don't just invest randomly. Again,
Speaker 1: they build it in layers by stacking assets strategically. Stir
Speaker 1: money moves, it multiplies, and it never sits idle. Now,
Speaker 1: before I break all this down, understand this. This is
Speaker 1: not a one size fits all system. Right. You don't
Speaker 1: need to use every single layer right away. Some of
Speaker 1: you might already have, you know, one or two of
Speaker 1: these in place. Others might be starting, you know, completely
Speaker 1: from scratch. Some of you may not even like the
Speaker 1: layers I suggest, and you can make your own. But
Speaker 1: the goal here is simple, make every dollar work multiple
Speaker 1: times in different ways. Right. So these are the layers
Speaker 1: that I personally use and I recommend, But again, don't
Speaker 1: use these, use whatever, mix and match them however you want.
Speaker 1: But this is what I do. Okay, So we start
Speaker 1: number one with layer number one, which is the foundation,
Speaker 1: which is liquidity. Now, this is where most people get stuck.
Speaker 1: They don't have a system for stacking their money. Right.
Speaker 1: That's actually why I built the Wealth Engine assessment to
Speaker 1: help you see exactly how many jobs your dollars are doing.
Speaker 1: And where you can optimize, because if your money is
Speaker 1: only doing more job right now, you're already behind. Now,
Speaker 1: if you want this wealth assessment, you can grab it
Speaker 1: for free. I'll put a link down to the description
Speaker 1: down below. Just use it, do a test. It'll show
Speaker 1: you exactly how to map this out. But let me
Speaker 1: show you how I do this. Let's start with the
Speaker 1: base layer. So for me, layer number one is life insurance.
Speaker 1: So let me just go ahead and lay that out here. Now,
Speaker 1: the first thing the wealthy do differently is they don't
Speaker 1: keep cash in a bank. Why because it does two
Speaker 1: things your bank never will. First, it compounds tax free
Speaker 1: over time. Second, you can borrow against it without stopping
Speaker 1: the growth. Now most people don't realize this, but when
Speaker 1: you put money in a bank, that make immediately lends
Speaker 1: it out to make money off of you. Meanwhile, they
Speaker 1: pay almost nothing. But the wealthy, of course, they flip
Speaker 1: the script and they store their cash in a properly
Speaker 1: structured life insurance policy where it earns interest and they
Speaker 1: can borrow against it. Now, let me give you an
Speaker 1: example of how the one percent do this. So let's
Speaker 1: say that you have this life insurance policy and you
Speaker 1: put let's say one hundred thousand dollars into this account. Okay,
Speaker 1: there's a high cash value life insurance and it's let's
Speaker 1: say it's compounding at five percent per year, So I'm
Speaker 1: gonna put it in there, and they're gonna pay me
Speaker 1: five percent a year. Now it's compounding at five percent
Speaker 1: a year, and that is tax free, all right. Now,
Speaker 1: then what can happen is I can borrow. I can
Speaker 1: take that one hundred thousand dollars out and I would borrow,
Speaker 1: and I would pay five percent to borrow it. Now
Speaker 1: you might go, wait a minute, if I borrow, if
Speaker 1: I'm earning five percent, but then I borrow at five percent, Like,
Speaker 1: isn't that a wash? Well, no, not even close. Because
Speaker 1: let's say let's say I borrowed this a for a car,
Speaker 1: one hundred thousand dollars car. So let's say over a
Speaker 1: six year loan, let's say time six years or seventy
Speaker 1: two months. Let's say, well, let's let's do the math
Speaker 1: and see what actually happens during this time. What I
Speaker 1: would pay interest this five percent on one hundred thousand
Speaker 1: is about fifteen thousand, nine hundred and fifty five dollars.
Speaker 1: So let's call it sixteen thousand dollars. All right, But
Speaker 1: during that same time period, this earning five percent compounding
Speaker 1: on one hundred thousand is thirty four thousand nine. A
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Speaker 1: So you can see that's quite a bit difference. As
Speaker 1: a matter of fact, the difference is my positive difference
Speaker 1: here is about eighteen thousand dollars that I'm making positive
Speaker 1: during this time even though I'm earning five percent and
Speaker 1: I'm barring five percent. And the reason why is because
Speaker 1: of the law of compounding. So the one hundred thousands
Speaker 1: compounding every year while the loan is getting paid down.
Speaker 1: And while that sounds cool, that's not even the crazy
Speaker 1: part yet. Right. If you had this extra eighteen thousand
Speaker 1: dollars now over the life of the loan, and you
Speaker 1: put it into an account and it continues to compound
Speaker 1: at five percent, let's say over twenty years, that turns
Speaker 1: some real money. As a matter of fact, that turns
Speaker 1: into forty seven thousand, nine hundred and two dollars, almost
Speaker 1: fifty thousand dollars, which is more than some people saved.
Speaker 1: As a matter of fact, As I said, most baby
Speaker 1: boomers today don't even have any money saved. And you
Speaker 1: can do that just by one simple trick of putting
Speaker 1: the money in first, taking it back out, buying whatever
Speaker 1: you're going to buy. That alone could get you fifty
Speaker 1: thousand dollars. Now what would you do with this money, Well,
Speaker 1: you can do all types of things. You could invest
Speaker 1: it into real estate, you could invest it into bitcoin,
Speaker 1: you could invest it into businesses or whatever. We're going
Speaker 1: to talk about how you can layer that next. Okay,
Speaker 1: so now that we've got layer one taken care of,
Speaker 1: and now that we have liquidity, let's talk about the
Speaker 1: next wealth layer. And for me, that's real estate. So
Speaker 1: let's go ahead and put that out here. So now
Speaker 1: we have layer to real estate, and let's break down
Speaker 1: the math of how this works for a second, because
Speaker 1: most people don't understand this. Now, of course, the wealthy
Speaker 1: love real estate, but it's not for the reasons that
Speaker 1: most people think. They don't just buy houses. They use
Speaker 1: real estate as a financial tool to build wealth through
Speaker 1: leverage and most importantly, tax efficiency. Now why is real
Speaker 1: estate so powerful Because it builds wealth in multiple ways
Speaker 1: at once. So the first way is we get cash flow,
Speaker 1: so we buy the piece of real estate and it
Speaker 1: generates cash rental income. Number two, we get the appreciation,
Speaker 1: so the property is going to go up over a
Speaker 1: long period of time. Number three, we get leverage. We
Speaker 1: get loan leverage, so we can buy a property for
Speaker 1: ten percent down or twenty percent down. But my favorite
Speaker 1: one the wealthy is favorite one most people don't even
Speaker 1: think about, they don't even understand, is the tax advantages, depreciation.
Speaker 1: It's the ride us. This is why the wealthy get
Speaker 1: richer because their money is working in multiple ways at
Speaker 1: the same time. And this is where leverage becomes a
Speaker 1: game change, because this is where the layered stacking begins.
Speaker 1: So let me give you an example of how the
Speaker 1: wealthy use leverage in real estate. So let's break it down. Okay,
Speaker 1: So we first started with one hundred thousand dollars in
Speaker 1: layer one, and we put that into our high cash
Speaker 1: value life insurance policy, right, and we're getting compounding in
Speaker 1: a five percent. Then we take that one hundred thousand
Speaker 1: back out. We don't let us sit there. We borrow
Speaker 1: against it and we use that money. Now, let's say
Speaker 1: one hundred thousand has a down payment on five hundred
Speaker 1: thousand dollars worth of real estate, so that's two hundred dow.
Speaker 1: So we take the h hundred k that we got
Speaker 1: from our life insurance and we put it into an
Speaker 1: apartment complex or a series of houses or whatever worth
Speaker 1: about five hundred k. Let's say, right, it's twenty percent
Speaker 1: down all right. So now we have the money doing
Speaker 1: two jobs. One job over here in life insurance, the
Speaker 1: second job over here in real estate. That's pretty good, right,
Speaker 1: This is the first one hundred thousand dollars. Now over
Speaker 1: here in life insurance layer one, it's still compounding. Right,
Speaker 1: So just during the time of this let's call it
Speaker 1: twenty years, during the life of this that money compounding
Speaker 1: is going to add forty seven K right here, just
Speaker 1: because I left it there in the meantime while I
Speaker 1: have also had the house. Now, think about that forty
Speaker 1: seven K on my one hundred thousand. That's almost a
Speaker 1: fifty percent return right there, just by having to do
Speaker 1: the second job. All right. Second, over here, we have
Speaker 1: this five hundred thousand dollars property, and the tenants are
Speaker 1: paying down the real estate loan for me, and it's
Speaker 1: giving me cash flow. It's given me equity growth. At
Speaker 1: the same time, also, the property is going up in time. Now,
Speaker 1: we don't always plan for appreciation, but of course it's
Speaker 1: going to appreciate. Let's call it super conservative. Let's say
Speaker 1: it's going up at three percent a year. Okay, so
Speaker 1: three percent a year. What happens is now at five
Speaker 1: hundred thousand, let's say times the three percent over the
Speaker 1: twenty years means that this property is now worth nine
Speaker 1: hundred and three thousand dollars. That means that if we
Speaker 1: take the new value nine hundred thousand divided by the
Speaker 1: five hundred thousand, means my equity is now four hundred
Speaker 1: and three thousand dollars on the original one hundred thousand
Speaker 1: I put in. That means I've now made a four
Speaker 1: hundred percent ROI. So over here, my one hundred thousand
Speaker 1: dollars is sitting here, and I've earned forty seven thousand
Speaker 1: over here. It's about a fifty percent return. And then
Speaker 1: I took that one hundred thousand, put it over here
Speaker 1: in this five hundred thousand dollars property growing at three percent,
Speaker 1: and it's made me a four hundred percent ROI, not
Speaker 1: to mention the cash flow I've made over time, not
Speaker 1: to mention the equity that I've gained over all time.
Speaker 1: But we are still not done because not on top
Speaker 1: of all this, you also get up to five hundred
Speaker 1: thousand in tax rideoffs even against W two income if
Speaker 1: you structure this correctly. So let's say that you're a
Speaker 1: thirty five percent tax bracket, that's about another one hundred
Speaker 1: and seventy five thousand dollars of tax savings. That you get.
Speaker 1: Let me total all this up for you. Let let's
Speaker 1: think about this real quickly. Okay, So let's total this
Speaker 1: up so we can compare. Let's compare two different people.
Speaker 1: So person one over here has their one hundred thousand dollars,
Speaker 1: all right, Person two over here has one hundred thousand dollars. Okay,
Speaker 1: Now over here, person one saves one hundred thousand all right.
Speaker 1: Over here, person two stacks. So let's just put that here.
Speaker 1: Person one saves Person two stacks. Now, Option one, I
Speaker 1: leave the one hundred thousand dollars in savings. The final balance
Speaker 1: times let's say twenty years, is you know, earning at
Speaker 1: zero point five percent interest, ends up with about one
Speaker 1: hundred and ten thousand dollars. Good job, So we went
Speaker 1: from ten thousand to one hundred and ten thousand, so
Speaker 1: we made about ten K over twenty years. Okay, Option
Speaker 1: number two over here. Option number two does something a
Speaker 1: little bit different. Number one. They stack their wealth in layers.
Speaker 1: So they first put the one hundred thousand into a
Speaker 1: life insurance policy. Number one. Then that right there makes
Speaker 1: them about forty seven K. Number two, they take that
Speaker 1: same hundred thousand and put it down into five hundred
Speaker 1: thousand dollars of real estate. Okay, and then with the
Speaker 1: appreciation they get about four hundred k from that, all right,
Speaker 1: Then they get the tax savings and the write off.
Speaker 1: So let's just say at a thirty five percent tax rate,
Speaker 1: they're going to get another one hundred and seventy five
Speaker 1: thousand in tax breaks right there. So we'll add that
Speaker 1: up here, one hundred and seventy five thousand dollars. So
Speaker 1: now the total wealth created here is six one hundred
Speaker 1: and twelve thousand dollars. So person one, save the money
Speaker 1: they made ten thousand. Person two, same money, the same dollar,
Speaker 1: the same hundred thousand, ended up six hundred and twelve
Speaker 1: thousand dollars. It's a pretty big difference. This is why
Speaker 1: wealth isn't built by working harder. It's built by using
Speaker 1: money the right way. And we're still not even done.
Speaker 1: All right, that's only two layers. Imagine three layers, five layers,
Speaker 1: imagine ten layers. All right, Next, let's add another layer.
Speaker 1: I'll show you what I like to do. Now, what's
Speaker 1: your best move from here? Where should you be stacking?
Speaker 1: If you don't like these, well, that's exactly what the
Speaker 1: wealth Engine Assessment that I put together is for it
Speaker 1: helps you figure all this out so you're not just
Speaker 1: guessing your way through wealth building. So go ahead and
Speaker 1: grab the Wealth Engine Assessment for free. There's a link
Speaker 1: in the description. Right now, it's going to show you
Speaker 1: where you're at today. It's going to show you how
Speaker 1: fast you can hit your financial freedom number. All right,
Speaker 1: But now now that we've stacked our whole life insurance policy,
Speaker 1: and we've now stacked it in the layer two, which
Speaker 1: is real estate, let's take it to the next level.
Speaker 1: Let's take it to level three, which for me, that's bitcoin.
Speaker 1: All right. Now, most people buy bitcoin the wrong way.
Speaker 1: They treat it like a lottery ticket. They hope that
Speaker 1: the price is going to go up so they can
Speaker 1: cash out for a quick profit. The wealthy they don't
Speaker 1: sell bitcoin. They hold it and hold it forever because
Speaker 1: just like real estate and life insurance, it's not the asset,
Speaker 1: it's also a financial tool. Now why is bitcoin so
Speaker 1: powerful in this way? Well, one, bitcoin is a scarce asset,
Speaker 1: right there's only twenty one million that's ever going to exist.
Speaker 1: Number Two, it's a high growth investment. Bitcoin's outperformed every
Speaker 1: other asset class over the last decade. Three. It's easily
Speaker 1: something that you can just borrow against. Right, You can
Speaker 1: take a low interest bitcoin back loan without selling your bitcoin.
Speaker 1: And this is exactly how the wealthy multiply their wealth
Speaker 1: with bitcoin. Okay, So here's how we keep stacking our
Speaker 1: wealth layers, all right. So let's go back to the
Speaker 1: stacked example. Okay, So number one over here, we had
Speaker 1: the life insurance right with one hundred k in it.
Speaker 1: Two we had real estate, right, and now we have
Speaker 1: about five hundred k in real estate here, all right.
Speaker 1: And then level three we're gonna put some bitcoin here,
Speaker 1: bitcoin right there, all right. Now, remember we started with
Speaker 1: one hundred k in the whole life insurance, right, we
Speaker 1: borrowed against that to get the five hundred k in
Speaker 1: real estate. Now, remember as that grew as it appreciated,
Speaker 1: it gave us four hundred thousand inequity. It gave us
Speaker 1: one hundred and seventy five thousand in tax depreciation and
Speaker 1: write offs, meaning that we earned more income to invest
Speaker 1: into bitcoin. If you don't have to pay tax on
Speaker 1: your income because you have write offs, that gives you
Speaker 1: more money to invest in the bitcoin. Right. So instead
Speaker 1: of spending that one seventy five, we can invest that
Speaker 1: one seventy five in tax savings into bitcoin. Now, let's
Speaker 1: say that bitcoin goes up by twenty five percent of
Speaker 1: a year for the next twenty years. Now that number
Speaker 1: is half of its most recent, like five year average,
Speaker 1: so it's half of that. So I'm trying to be
Speaker 1: conservative here. So let's say that it goes up, that
Speaker 1: one seventy five goes up at twenty five percent a
Speaker 1: year for the next twenty years. Times twenty years, that
Speaker 1: number ready for it is going to be fifteen point
Speaker 1: one eight million. Right now, we can borrow against that.
Speaker 1: So let's say that I borrow at a fifty percent
Speaker 1: loan to value, which means I can pull out about
Speaker 1: seven point five million, and uh total interest paid on
Speaker 1: the loans. Let's say that's at ten percent interest per year,
Speaker 1: So that's about you know, one point five million in
Speaker 1: an interest that I'm going to have to pay. Now
Speaker 1: that's even have to borrow against it. The bitcoin is
Speaker 1: still growing exponentially versus if I had sold it, right,
Speaker 1: So now instead of just holding bitcoin, we take the
Speaker 1: borrowed money to seven point five and we reinvest that
Speaker 1: over again. So we can go to a fourth layer,
Speaker 1: where do we go. Well, we can go into real
Speaker 1: estate and that gives us more tax rite offs so
Speaker 1: we don't have to pay any more taxes. We can
Speaker 1: invest it into businesses, we can invest it even into
Speaker 1: more bitcoin. Okay, this is how the wealthy play the game.
Speaker 1: They layer the assets, it compounds the wealth. They write
Speaker 1: off their taxes so they keep more money, and they
Speaker 1: keep that money in motion. Now you can see how
Speaker 1: powerful this is. Right, and we've only stacked three layers
Speaker 1: so far. But the real secret the wealthy don't just
Speaker 1: do this once. They do it over and over again
Speaker 1: with all different types of assets. Now, in five years,
Speaker 1: that same dollar could be doing five jobs, easy, ten jobs,
Speaker 1: even fifteen jobs each one, compounding your wealth faster and faster.
Speaker 1: I mean, this is the real money game here. You
Speaker 1: keep stacking, you keep multiplying, and then you just watch
Speaker 1: how fast you can escape the rat race. And once
Speaker 1: you've got the system running, the next wealth layer is
Speaker 1: business ownership, because now you're in a position to create
Speaker 1: a high cash flow of business that keeps feeding this
Speaker 1: system so you never run out of capital to invest.
Speaker 1: All right. Now, again, that's why I created the Wealth
Speaker 1: Engine Assessment to find out what's your number now. It's
Speaker 1: a free tool that can help you measure your wealth
Speaker 1: building potential. See how fast you can hit that financial
Speaker 1: freedom number. And it's going to calculate where you're at today,
Speaker 1: what layers you need to add next. It's going to
Speaker 1: give you a clear path to start tracking assets and
Speaker 1: multiplying your money. And it includes a free training video
Speaker 1: where I'm going to break it all down step by
Speaker 1: step by step. Okay, like I said, you can grab
Speaker 1: it all for free. There's a link in the description
Speaker 1: down below. But remember wealth isn't just about how much
Speaker 1: you make. It's about how many jobs your money is
Speaker 1: doing for you. So start stacking, keep compounding, and I'll
Speaker 1: see inside the training