1 00:00:06,120 --> 00:00:10,200 Speaker 1: Brod Ambition Episode four. Hey, hey, hey, it's Tiffany. 2 00:00:10,039 --> 00:00:13,200 Speaker 2: And it's Mandy. Welcome back. I can't move you back? 3 00:00:13,880 --> 00:00:16,320 Speaker 2: Well are they? We don't really know. We're taking these 4 00:00:16,320 --> 00:00:18,200 Speaker 2: all in advance, so we have no idea who's going 5 00:00:18,239 --> 00:00:18,960 Speaker 2: to listen to these. 6 00:00:19,000 --> 00:00:20,919 Speaker 3: They're back. I could feel you, I could feel you. 7 00:00:20,800 --> 00:00:24,360 Speaker 2: In the future. We're cautiously optimistic that there'll be people 8 00:00:24,400 --> 00:00:27,560 Speaker 2: listening to this. But yeah, thank you, and let's start 9 00:00:27,560 --> 00:00:28,040 Speaker 2: the show. 10 00:00:28,360 --> 00:00:31,000 Speaker 3: Yes, let's get right into what is buzzworthy. 11 00:00:31,160 --> 00:00:33,240 Speaker 2: What's buzzing. I don't know if this is like old 12 00:00:33,280 --> 00:00:36,400 Speaker 2: news or not, but apparently Damon Wayne's like this has 13 00:00:36,440 --> 00:00:39,320 Speaker 2: been came on some radio show and was saying the 14 00:00:39,320 --> 00:00:42,240 Speaker 2: most offensive things trying to defend Bill Cosby. I got 15 00:00:42,240 --> 00:00:44,120 Speaker 2: to read you, guys, these quotes that Damon said, and I. 16 00:00:44,200 --> 00:00:45,800 Speaker 3: Was just telling Maddy, Oh, he's kind of fine, and. 17 00:00:45,840 --> 00:00:49,159 Speaker 2: I'm like, no, no, no, no, no, I'm retracting that he's not 18 00:00:49,159 --> 00:00:51,560 Speaker 2: that fine. He's not fine because here's what he says 19 00:00:51,560 --> 00:00:54,680 Speaker 2: about Cosby and these women after forty years, these women 20 00:00:54,720 --> 00:00:56,800 Speaker 2: having the courage to come forward and finally speak up 21 00:00:56,800 --> 00:01:00,320 Speaker 2: for themselves. And this is what Damon Wayne says, big 22 00:01:00,440 --> 00:01:03,040 Speaker 2: is Bill Cosby's penis that it gives you amnesia for 23 00:01:03,040 --> 00:01:06,479 Speaker 2: forty years. If you listen to them talk, they go, well, 24 00:01:06,600 --> 00:01:08,800 Speaker 2: the first time, the first time, how many times did 25 00:01:08,840 --> 00:01:11,240 Speaker 2: it happen? Just listen to what they're saying. And some 26 00:01:11,360 --> 00:01:14,000 Speaker 2: of them are really unrapable. You just look at them 27 00:01:14,000 --> 00:01:17,800 Speaker 2: and go, you don't want that. Get out of here. Unquote. Wow, 28 00:01:18,160 --> 00:01:21,360 Speaker 2: my blood is boiling. This is like, this is what 29 00:01:21,440 --> 00:01:25,319 Speaker 2: happens when someone is so I don't know. Maybe he 30 00:01:25,360 --> 00:01:26,160 Speaker 2: was just trying to be funny. 31 00:01:26,280 --> 00:01:29,960 Speaker 1: Yeah, because he's supposedly, in quotes, a comedian, uh huh, 32 00:01:29,959 --> 00:01:31,800 Speaker 1: And so maybe he was trying to be fine because 33 00:01:31,800 --> 00:01:34,000 Speaker 1: I see that he there's some articles about him trying 34 00:01:34,000 --> 00:01:36,080 Speaker 1: to defend himself saying, oh, my words were twisted. 35 00:01:36,120 --> 00:01:37,960 Speaker 3: I'm like, really, those words are pretty clear. 36 00:01:38,160 --> 00:01:40,320 Speaker 2: And what other context? Like he's saying, you should have 37 00:01:40,319 --> 00:01:42,520 Speaker 2: the full context, But I don't know if we need 38 00:01:42,520 --> 00:01:44,520 Speaker 2: the full context for that quote. 39 00:01:44,840 --> 00:01:46,959 Speaker 3: Sometimes silence is platinum. 40 00:01:47,000 --> 00:01:50,240 Speaker 2: We've said that before. Silence can make you sound smart. Yeah, 41 00:01:50,560 --> 00:01:52,320 Speaker 2: you just got to no one to shut up exactly. 42 00:01:53,080 --> 00:01:54,840 Speaker 2: But I think that there's been so much I mean, 43 00:01:54,920 --> 00:01:58,280 Speaker 2: obviously it's terrible what happened to these women. But did 44 00:01:58,280 --> 00:02:00,400 Speaker 2: you see the New York magazine feature where all of 45 00:02:00,440 --> 00:02:02,440 Speaker 2: them were on the cover? Yes, they and you know 46 00:02:02,480 --> 00:02:05,200 Speaker 2: they did individual features and not all of them wanted 47 00:02:05,200 --> 00:02:07,400 Speaker 2: to have their names and their photos, but the majority 48 00:02:07,440 --> 00:02:09,799 Speaker 2: of them did. Yeah, And do you know how rare 49 00:02:09,840 --> 00:02:12,239 Speaker 2: it is for rape victims to come forward like that. 50 00:02:12,200 --> 00:02:15,240 Speaker 1: Especially against someone like as huge as Bill Cosby. He's 51 00:02:15,240 --> 00:02:18,600 Speaker 1: an icon, he's a cultural icon, like. You cannot deny that. 52 00:02:18,600 --> 00:02:22,120 Speaker 2: Absolutely, and people have such deep emotional connections to him, 53 00:02:22,120 --> 00:02:23,560 Speaker 2: and that's why you don't want to believe the worst 54 00:02:23,600 --> 00:02:26,520 Speaker 2: of people. But you can't deny evidence when it's staring 55 00:02:26,560 --> 00:02:27,000 Speaker 2: you in the face. 56 00:02:27,080 --> 00:02:30,160 Speaker 3: Especially when he says himself that he used to in. 57 00:02:30,080 --> 00:02:33,200 Speaker 4: His own words, out of his own mouth, people are like, 58 00:02:33,240 --> 00:02:35,880 Speaker 4: oh no, I'm like, no, no, he said I have 59 00:02:36,120 --> 00:02:38,280 Speaker 4: used drugs to have sex with women. 60 00:02:38,320 --> 00:02:39,880 Speaker 3: I mean, I don't know that it gets heady clearer 61 00:02:39,880 --> 00:02:40,200 Speaker 3: than that. 62 00:02:40,440 --> 00:02:42,640 Speaker 2: Yeah, if you're still defending Bill Cosby, then you are 63 00:02:42,639 --> 00:02:45,680 Speaker 2: not paying attention and you deserve no one's time nor 64 00:02:45,720 --> 00:02:48,440 Speaker 2: your attention. So I apologize for just talking about Dame 65 00:02:48,480 --> 00:02:50,560 Speaker 2: Wayne's but does that say his name? 66 00:02:50,760 --> 00:02:51,079 Speaker 3: Damon? 67 00:02:52,840 --> 00:02:54,959 Speaker 2: That's how irrelevant he is. Even how to say his name, 68 00:02:55,240 --> 00:03:07,160 Speaker 2: Damon Wayne Senior. Sorry, Okay. Next on the list of 69 00:03:07,320 --> 00:03:11,120 Speaker 2: buzzworthy is another headline that I saw, which talks about 70 00:03:11,160 --> 00:03:15,520 Speaker 2: something really interesting is whether college lectures might be unfair 71 00:03:15,600 --> 00:03:19,440 Speaker 2: to minorities and people from low income backgrounds. I found 72 00:03:19,440 --> 00:03:21,519 Speaker 2: this really fascinating because I guess it's something that I 73 00:03:21,639 --> 00:03:23,800 Speaker 2: take for granted, the fact that I didn't go to 74 00:03:23,840 --> 00:03:25,800 Speaker 2: the greatest schools. In fact, I went to three different 75 00:03:25,840 --> 00:03:28,240 Speaker 2: high schools and they weren't you know, they were public 76 00:03:28,320 --> 00:03:32,880 Speaker 2: schools in Georgia, and the public education system is fine. 77 00:03:32,960 --> 00:03:36,000 Speaker 2: But I didn't realize how what an advantage it was 78 00:03:36,040 --> 00:03:37,880 Speaker 2: that I went to a decent school and I had 79 00:03:38,000 --> 00:03:41,760 Speaker 2: a lecture type of environment. Okay, And this article kind 80 00:03:41,800 --> 00:03:44,840 Speaker 2: of talks about research that shown that people of color 81 00:03:44,920 --> 00:03:47,960 Speaker 2: who come from maybe not the greatest schools, or people 82 00:03:48,040 --> 00:03:50,680 Speaker 2: from low income backgrounds who tend to grow up in 83 00:03:51,200 --> 00:03:54,839 Speaker 2: areas that have less funding for public education, aren't used 84 00:03:54,880 --> 00:03:59,080 Speaker 2: to necessarily having this structured lecture listen to this professor 85 00:03:59,160 --> 00:04:01,080 Speaker 2: drone on and on on and write notes on a 86 00:04:01,120 --> 00:04:03,840 Speaker 2: board and then get quiz on it later. They're not 87 00:04:03,920 --> 00:04:06,520 Speaker 2: used to that kind of atmosphere, and they tend to 88 00:04:06,560 --> 00:04:09,760 Speaker 2: perform less. They tend to perform that as well, not 89 00:04:09,880 --> 00:04:14,080 Speaker 2: as well as white male and typically more privileged students. 90 00:04:14,640 --> 00:04:17,240 Speaker 2: They say that active learning courses, that's a new kind 91 00:04:17,279 --> 00:04:19,599 Speaker 2: of style of teaching that structure class and out of 92 00:04:19,600 --> 00:04:22,760 Speaker 2: class assignments to make sure that students are actually engaged 93 00:04:22,800 --> 00:04:26,520 Speaker 2: with the material. So for example, like instructors would pose 94 00:04:26,600 --> 00:04:29,599 Speaker 2: questions about the week's reading and they would ask the 95 00:04:29,640 --> 00:04:32,640 Speaker 2: teacher that ask the students to answer the questions online 96 00:04:32,680 --> 00:04:35,160 Speaker 2: four grade before they come to class, and that kind 97 00:04:35,200 --> 00:04:37,320 Speaker 2: of like greases the wheels and get them thinking about 98 00:04:37,360 --> 00:04:38,040 Speaker 2: it beforehand. 99 00:04:38,200 --> 00:04:38,719 Speaker 3: I love them. 100 00:04:39,080 --> 00:04:40,760 Speaker 2: And those sorts of things that have like more of 101 00:04:40,800 --> 00:04:44,400 Speaker 2: a loose structure and get people really talking beforehand can 102 00:04:44,440 --> 00:04:48,520 Speaker 2: help people. And I think that's something that instructors should 103 00:04:48,520 --> 00:04:51,880 Speaker 2: pay attention to, especially if you have a diverse group 104 00:04:51,920 --> 00:04:52,200 Speaker 2: of people. 105 00:04:52,400 --> 00:04:53,560 Speaker 1: You know, I used to be a teacher for like 106 00:04:53,600 --> 00:04:57,240 Speaker 1: ten years and we would call it like differentiated learning, okay. 107 00:04:57,279 --> 00:05:01,120 Speaker 1: And it's so strange how the older the student gets, 108 00:05:01,920 --> 00:05:05,920 Speaker 1: the less people are really concerned with making sure that 109 00:05:06,360 --> 00:05:09,200 Speaker 1: learning takes place in an appropriate way. Like when I 110 00:05:09,200 --> 00:05:12,880 Speaker 1: taught preschool, that was like paramount that like are you 111 00:05:12,960 --> 00:05:16,479 Speaker 1: addressing the auditory learner. Are you is someone like a 112 00:05:16,560 --> 00:05:18,680 Speaker 1: child who listens and hears. I literally had a child 113 00:05:18,720 --> 00:05:20,640 Speaker 1: that when I spoke to him when I was teaching 114 00:05:20,720 --> 00:05:23,479 Speaker 1: him his letters, he had to turn away, basically turning 115 00:05:23,480 --> 00:05:26,800 Speaker 1: off his other senses and just listen. Are you addressing 116 00:05:26,839 --> 00:05:29,520 Speaker 1: the visual learner? Like you know, the vast majority of 117 00:05:29,520 --> 00:05:33,279 Speaker 1: people really learn from seeing. But then there's also kinesthetic learners. 118 00:05:33,440 --> 00:05:35,000 Speaker 1: I don't know if you ever watched Aquila and the 119 00:05:35,040 --> 00:05:38,200 Speaker 1: Bee where she's jumping rope and doing her ABC. That's 120 00:05:38,200 --> 00:05:42,039 Speaker 1: a kinesthetic learner that they have to move as they're learning. 121 00:05:42,560 --> 00:05:44,159 Speaker 1: And so like you know, making kids sit in the 122 00:05:44,240 --> 00:05:46,280 Speaker 1: chair and if you're a setic learner, you might need 123 00:05:46,320 --> 00:05:46,800 Speaker 1: to clap as. 124 00:05:46,720 --> 00:05:47,520 Speaker 3: You send your ABC. 125 00:05:47,560 --> 00:05:49,000 Speaker 1: That's one of the reasons why we do that with 126 00:05:49,160 --> 00:05:51,640 Speaker 1: children because every child has kind of like you usually 127 00:05:51,720 --> 00:05:54,039 Speaker 1: have one way that you lean toward, and there's like 128 00:05:54,120 --> 00:05:57,960 Speaker 1: secondary and like third. So it's crazy that the younger 129 00:05:58,080 --> 00:06:01,360 Speaker 1: the child, the more that's important. Like as a college professor, 130 00:06:01,400 --> 00:06:02,920 Speaker 1: they're like, no, we're teaching you in this one way, 131 00:06:02,960 --> 00:06:03,760 Speaker 1: take it or leave it. 132 00:06:03,960 --> 00:06:06,080 Speaker 2: And especially when you talk about going into a career 133 00:06:06,160 --> 00:06:08,080 Speaker 2: in the working world, if you work for a company. 134 00:06:08,160 --> 00:06:10,120 Speaker 2: I mean, you come into a company and you're one 135 00:06:10,120 --> 00:06:12,120 Speaker 2: of like, I don't know, I'm one of twelve thousand employees. 136 00:06:12,200 --> 00:06:14,400 Speaker 2: So if I have a particular way of working, well, sorry, 137 00:06:14,400 --> 00:06:16,680 Speaker 2: there's twelve thousand people here. We can't. This is how 138 00:06:16,720 --> 00:06:19,680 Speaker 2: it's going to be. You have to accliment yourself. So 139 00:06:20,360 --> 00:06:22,679 Speaker 2: that's it for that's worthy. 140 00:06:22,760 --> 00:06:23,599 Speaker 3: Yeah, if you have. 141 00:06:23,640 --> 00:06:27,560 Speaker 2: Any thanks, If you guys have any buzzworthy links or 142 00:06:27,640 --> 00:06:30,120 Speaker 2: headlines or topics you think we should talk about, email 143 00:06:30,200 --> 00:06:39,719 Speaker 2: us at Brown Ambition Podcast at gmail dot com. 144 00:06:39,800 --> 00:06:42,800 Speaker 1: We're gonna move on to Brown Break, Brown Break, what 145 00:06:42,920 --> 00:06:43,640 Speaker 1: you're gonna do? 146 00:06:44,680 --> 00:06:46,200 Speaker 3: I don't know why they came over me. 147 00:06:46,960 --> 00:06:47,920 Speaker 2: Get tired of shit? 148 00:06:49,960 --> 00:06:51,960 Speaker 1: All right, So a few of my friends they're going 149 00:06:51,960 --> 00:06:54,839 Speaker 1: to kill me for this one because a few of them. 150 00:06:54,960 --> 00:06:56,080 Speaker 2: I want you to die. 151 00:06:57,080 --> 00:06:59,120 Speaker 1: Oh, they're not going to kill me, all like in 152 00:06:59,160 --> 00:07:02,120 Speaker 1: real life, I don't think so I need a brown 153 00:07:02,160 --> 00:07:04,080 Speaker 1: break from life coaches. 154 00:07:05,720 --> 00:07:09,320 Speaker 3: I'm sorry to say, but there are so many life. 155 00:07:09,040 --> 00:07:14,239 Speaker 1: Coaches, but not everyone should be coaching people on their. 156 00:07:14,160 --> 00:07:17,440 Speaker 2: On their lives and such a wishy, washy squishy title too. 157 00:07:17,880 --> 00:07:20,320 Speaker 2: I'm a life coach. I'll gonna help you better your life. 158 00:07:20,360 --> 00:07:22,520 Speaker 2: But how, And then what did you study in college? 159 00:07:22,640 --> 00:07:25,960 Speaker 1: And how does how is anyone really even expert at life? Well, 160 00:07:26,080 --> 00:07:28,520 Speaker 1: I'll say this that some of my friends are life coaches, 161 00:07:28,560 --> 00:07:30,960 Speaker 1: and they're doing an excellent job. I can see, you know, 162 00:07:31,200 --> 00:07:34,360 Speaker 1: the changes they've made in women's lives. But for example, 163 00:07:34,440 --> 00:07:36,720 Speaker 1: there's a young woman who reached out to me. She's 164 00:07:36,880 --> 00:07:40,520 Speaker 1: all of twenty two, twenty three, okay, and so apparently 165 00:07:40,640 --> 00:07:45,040 Speaker 1: she's lived enough life to coach others on life. 166 00:07:45,120 --> 00:07:48,480 Speaker 2: Oh so she's wise bondered. Yeah, she's an old soul. 167 00:07:48,560 --> 00:07:50,840 Speaker 3: Yeah, she's been here before, so she's life coaching now. 168 00:07:51,120 --> 00:07:53,520 Speaker 1: And that's what I mean about needing a brown break 169 00:07:53,520 --> 00:07:55,680 Speaker 1: from life coaching because also to what I've seen, which 170 00:07:55,720 --> 00:07:59,760 Speaker 1: is really dangerous and unfair, I've seen some life coaches 171 00:07:59,760 --> 00:08:02,720 Speaker 1: really take advantage of women because a lot of women 172 00:08:02,760 --> 00:08:04,440 Speaker 1: who are going to a life coach, they're in a 173 00:08:04,480 --> 00:08:07,920 Speaker 1: low time, or they've suffered from some sort of like 174 00:08:08,800 --> 00:08:12,680 Speaker 1: violence or just depression, and they're looking for help. And 175 00:08:12,720 --> 00:08:16,560 Speaker 1: I've seen them be upsold for thousands of dollars for 176 00:08:16,680 --> 00:08:19,880 Speaker 1: coaching sessions from people who are really just looking to 177 00:08:19,960 --> 00:08:22,080 Speaker 1: make money, not looking to make change. 178 00:08:22,160 --> 00:08:23,920 Speaker 2: How much do some of these coaches like. 179 00:08:23,880 --> 00:08:26,640 Speaker 1: I've seen, like honestly, like one on one you can 180 00:08:26,680 --> 00:08:28,880 Speaker 1: pay upwards of ten thousand dollars to. 181 00:08:29,360 --> 00:08:31,360 Speaker 2: Speak one or Tony Robbins kind of thing. 182 00:08:31,520 --> 00:08:32,880 Speaker 3: Yeah, yes, for that kind of thing. 183 00:08:32,920 --> 00:08:36,240 Speaker 1: But then like on the lower end five hundred, one thousand, 184 00:08:36,440 --> 00:08:39,280 Speaker 1: fifteen hundred, I've seen coaches who are not particularly famous 185 00:08:39,440 --> 00:08:42,240 Speaker 1: sell twenty five hundred dollars packages in the back of 186 00:08:42,240 --> 00:08:43,080 Speaker 1: the room. 187 00:08:43,360 --> 00:08:45,839 Speaker 3: And so, like I said, though not all are bad. 188 00:08:46,040 --> 00:08:48,760 Speaker 1: So this is if you are considering any sort of coach, 189 00:08:49,000 --> 00:08:54,760 Speaker 1: financial coach, life coach, business coach, whatever. To me, if 190 00:08:54,960 --> 00:08:57,360 Speaker 1: your coach that you're considering does not give away a 191 00:08:57,400 --> 00:09:01,679 Speaker 1: significant amount of value for free online somewhere or in 192 00:09:01,679 --> 00:09:06,040 Speaker 1: person or whatever, then I would reconsider. Yeah, So if 193 00:09:06,120 --> 00:09:07,920 Speaker 1: you go to their blog and they don't have some 194 00:09:08,000 --> 00:09:11,240 Speaker 1: really great meatia blogs that really help to move you forward, 195 00:09:11,720 --> 00:09:14,240 Speaker 1: or they're you know, they don't have some sort of 196 00:09:14,240 --> 00:09:17,360 Speaker 1: social media group or a community that you can join 197 00:09:17,440 --> 00:09:19,720 Speaker 1: and kind of see them in action, or they don't 198 00:09:19,720 --> 00:09:22,760 Speaker 1: have some like free workshops that you can attend. You 199 00:09:22,800 --> 00:09:24,960 Speaker 1: know that every time that you try to get any 200 00:09:25,000 --> 00:09:28,400 Speaker 1: additional information, you're always hit with that's gonna cost you know, 201 00:09:28,440 --> 00:09:31,080 Speaker 1: stop signed, well, that costs, and that costs, and well 202 00:09:31,360 --> 00:09:34,360 Speaker 1: I need to see, you know, if you're really doing 203 00:09:34,360 --> 00:09:36,680 Speaker 1: what you say you're gonna do. And also too, I 204 00:09:36,679 --> 00:09:38,840 Speaker 1: would look to see because if you you'll be able 205 00:09:38,840 --> 00:09:41,040 Speaker 1: to see based upon like what they put out there, 206 00:09:41,080 --> 00:09:43,240 Speaker 1: what are people saying, thank you so much because you've 207 00:09:43,240 --> 00:09:45,520 Speaker 1: helped me do this? You know, are you seeing those 208 00:09:45,600 --> 00:09:49,839 Speaker 1: kind of comments underneath? If not, then I would reconsider 209 00:09:49,960 --> 00:09:53,240 Speaker 1: because someone who is not willing to give without you 210 00:09:53,360 --> 00:09:56,520 Speaker 1: giving them money upfront, I would be very cautious of 211 00:09:57,320 --> 00:09:59,559 Speaker 1: because then what are they really here for? Are they 212 00:09:59,640 --> 00:10:01,960 Speaker 1: just here just to make money? And we're all, you know, 213 00:10:02,040 --> 00:10:04,160 Speaker 1: here to of course make a living. But to me, 214 00:10:04,400 --> 00:10:07,160 Speaker 1: when you're in the business of coaching someone's life, there 215 00:10:07,160 --> 00:10:10,440 Speaker 1: has to be a higher calling than just making money. 216 00:10:10,600 --> 00:10:12,440 Speaker 1: So I need a brown break from all the life 217 00:10:12,440 --> 00:10:15,240 Speaker 1: coaches all like the Snake Oil Yeah, the snake yeah, 218 00:10:15,280 --> 00:10:16,800 Speaker 1: the Snake Girl life. Not all of them, I'm sorry. 219 00:10:16,840 --> 00:10:18,400 Speaker 1: Some of you, like I said, are great. Like there're 220 00:10:18,600 --> 00:10:21,120 Speaker 1: a friend of mine, Lucinda Cross, She's an amazing life coach. 221 00:10:21,120 --> 00:10:23,840 Speaker 1: I mean, I've seen women like literally change their lives 222 00:10:23,840 --> 00:10:26,000 Speaker 1: and tell me like I'm not the same person. 223 00:10:26,360 --> 00:10:28,880 Speaker 2: But it's all about referrals. I would ask, Yeah, definitely 224 00:10:28,880 --> 00:10:30,920 Speaker 2: ask around to be sure that you're not, you know, 225 00:10:30,960 --> 00:10:33,960 Speaker 2: spending money on like a fake Yeah, excellent. 226 00:10:34,000 --> 00:10:36,559 Speaker 3: So definitely not a twenty three year old I mean honestly. 227 00:10:37,559 --> 00:10:39,360 Speaker 2: I mean it depends on what they're gonna teach. You 228 00:10:39,880 --> 00:10:44,000 Speaker 2: don't expect to get, like, I don't know marriage and retirement. Well, 229 00:10:44,360 --> 00:10:47,280 Speaker 2: I was writing about retirement when I was twenty three. No, 230 00:10:47,600 --> 00:10:50,080 Speaker 2: I speak to experts. I'm not saying that I'm a 231 00:10:50,120 --> 00:10:52,520 Speaker 2: retirement expert. I'm a journalist. My job's talk to smarter 232 00:10:52,600 --> 00:10:55,080 Speaker 2: people than I am. But yeah, I think that's a 233 00:10:55,080 --> 00:11:08,880 Speaker 2: good point. So my brown break this week is something 234 00:11:08,960 --> 00:11:11,839 Speaker 2: that I don't really make a point to go out 235 00:11:11,880 --> 00:11:14,760 Speaker 2: of my way to visit this particular website. However, I 236 00:11:14,800 --> 00:11:17,199 Speaker 2: am a user of Facebook, and some of my Ratchetor 237 00:11:17,400 --> 00:11:21,080 Speaker 2: some of my Ratchetter family members love posting links from 238 00:11:21,120 --> 00:11:23,880 Speaker 2: World Star Hip Hop. So I am like confronted daily 239 00:11:23,960 --> 00:11:26,840 Speaker 2: with these videos of like black on black, brown on 240 00:11:26,920 --> 00:11:30,800 Speaker 2: brown violence, people getting in fights at McDonald's on the train. 241 00:11:31,960 --> 00:11:33,800 Speaker 2: I was just looking at their website. One of the 242 00:11:33,840 --> 00:11:36,040 Speaker 2: headlines right now is some woman who had sex with 243 00:11:36,080 --> 00:11:39,120 Speaker 2: a passed out homeless man or something like that. They're 244 00:11:39,200 --> 00:11:43,920 Speaker 2: just like spreading, They're just proliferating the idea that minorities 245 00:11:44,080 --> 00:11:46,480 Speaker 2: are like just a bunch of wild animals out there 246 00:11:46,520 --> 00:11:50,480 Speaker 2: acting in these like animalistic ways. And I'm not saying that, 247 00:11:50,679 --> 00:11:53,520 Speaker 2: you know, obviously violence, I feel like violence should be 248 00:11:53,559 --> 00:11:56,880 Speaker 2: seen as a lesson and there should be consequences. But 249 00:11:56,960 --> 00:12:00,000 Speaker 2: the way that they make money off of these videos 250 00:12:00,240 --> 00:12:04,560 Speaker 2: and they like perpetuate these stereotypes and they're celebrating these 251 00:12:04,679 --> 00:12:06,800 Speaker 2: instances of violence, it just doesn't turn off to me. 252 00:12:06,880 --> 00:12:08,960 Speaker 2: I'm stick of seeing these and people are like us. 253 00:12:09,080 --> 00:12:11,400 Speaker 1: I mean, have you ever seen people like they'll something 254 00:12:11,440 --> 00:12:14,000 Speaker 1: will be going down and they'll say world SRD like 255 00:12:14,120 --> 00:12:16,880 Speaker 1: people are looking now for they. 256 00:12:16,760 --> 00:12:17,560 Speaker 2: Don't even help people. 257 00:12:17,760 --> 00:12:20,640 Speaker 4: Yeah, they'll pull out their camera phones so they'll help somebody. 258 00:12:20,640 --> 00:12:22,200 Speaker 4: They're like, oh, this is a world star and you're 259 00:12:22,280 --> 00:12:25,840 Speaker 4: just like, wow, this is crazy. How about you help 260 00:12:25,920 --> 00:12:28,640 Speaker 4: that baby that's being hurt instead of taping you know, 261 00:12:28,720 --> 00:12:29,920 Speaker 4: someone beating up a child. 262 00:12:30,280 --> 00:12:33,680 Speaker 1: That might be helpful. So yeah, world star, you on break, 263 00:12:33,920 --> 00:12:36,960 Speaker 1: You're on a brown break. You and life coaches with 264 00:12:37,120 --> 00:12:38,280 Speaker 1: no lessons to teach. 265 00:12:38,320 --> 00:12:40,200 Speaker 2: I'm gonna have to unfollow a lot of my family 266 00:12:40,200 --> 00:12:41,160 Speaker 2: members on Facebook. 267 00:12:41,200 --> 00:12:43,560 Speaker 1: Oh I'm good for really taking what I'm good for 268 00:12:43,679 --> 00:12:44,520 Speaker 1: unfriending and following. 269 00:12:44,559 --> 00:12:46,679 Speaker 2: My friend has love the unfollowed button. They don't know 270 00:12:46,760 --> 00:12:49,200 Speaker 2: that you unfollow them, but you are in a life, 271 00:12:49,320 --> 00:12:51,360 Speaker 2: nice little bubble of just ignorance of whatever. 272 00:12:51,360 --> 00:12:52,280 Speaker 3: They're one of my friends. 273 00:12:52,320 --> 00:12:54,120 Speaker 1: What he does, which I'm like, well, I totally stole his. 274 00:12:54,360 --> 00:12:57,200 Speaker 1: Thanks cabral for this, I totally stole his. His Uh, 275 00:12:57,320 --> 00:13:00,280 Speaker 1: the way he uses Facebook. So if Facebook says, hey, 276 00:13:00,280 --> 00:13:03,240 Speaker 1: it's Mandy's birthday, and I'm like, when did that friend Mandy? 277 00:13:03,280 --> 00:13:07,520 Speaker 1: He uses your birthday and the notification of birthdays to 278 00:13:07,760 --> 00:13:09,560 Speaker 1: unfriend people that he no longer is interested. 279 00:13:09,840 --> 00:13:10,240 Speaker 2: It's a good one. 280 00:13:10,320 --> 00:13:11,960 Speaker 1: Yeah. So you're like, oh, so happy birthday, we're no 281 00:13:12,000 --> 00:13:16,760 Speaker 1: longer friends. And so I do that sometimes because sometimes 282 00:13:16,800 --> 00:13:19,080 Speaker 1: I have almost five thousand friends off Facebook, and I'm like, I. 283 00:13:19,040 --> 00:13:21,560 Speaker 2: Don't add people. I don't add people anymore. And you know, 284 00:13:21,920 --> 00:13:24,000 Speaker 2: because of my job, you know, you probably get tons 285 00:13:24,040 --> 00:13:27,160 Speaker 2: of random friends request from people that you don't know, 286 00:13:27,200 --> 00:13:28,840 Speaker 2: and I just stopped adding people. I'm like, you can 287 00:13:28,840 --> 00:13:30,800 Speaker 2: follow my public page, but I don't want you to 288 00:13:30,840 --> 00:13:33,959 Speaker 2: see my baby photos and like my post my dad 289 00:13:34,080 --> 00:13:37,199 Speaker 2: post like my embarrassing parents posted me on my wallet. 290 00:13:37,240 --> 00:13:40,320 Speaker 2: I don't know. There's too much information for you, stranger. 291 00:13:41,000 --> 00:13:44,800 Speaker 2: So anyway, we're also hip hop brown break and from 292 00:13:44,800 --> 00:13:55,120 Speaker 2: the people who post World Star hip hop links. Alrighty, 293 00:13:55,200 --> 00:13:58,320 Speaker 2: it's time for the tip of the week. This is 294 00:13:58,360 --> 00:14:00,520 Speaker 2: one that I feel like I'm an. I don't feel 295 00:14:00,520 --> 00:14:02,200 Speaker 2: like I'm an expert about many things, but I am 296 00:14:02,280 --> 00:14:06,199 Speaker 2: an expert about joint finances. I've been well an expert 297 00:14:06,240 --> 00:14:09,360 Speaker 2: of a few years now. I think that cohabitating has 298 00:14:09,400 --> 00:14:12,200 Speaker 2: become so much more common, especially with young couples. I mean, 299 00:14:12,240 --> 00:14:13,760 Speaker 2: we're both cohabitating, yeah. 300 00:14:13,559 --> 00:14:15,320 Speaker 1: Which is so weird because if you would have asked me, 301 00:14:15,400 --> 00:14:17,160 Speaker 1: like in my early twenties, I'd be like, I'm not 302 00:14:17,200 --> 00:14:20,080 Speaker 1: shacking up living in sins, right, and some of you 303 00:14:20,120 --> 00:14:23,000 Speaker 1: guys are side. I guess I'm like I was like, 304 00:14:23,040 --> 00:14:24,040 Speaker 1: only God could judge me. 305 00:14:24,080 --> 00:14:27,560 Speaker 3: Now, okay, But it's. 306 00:14:27,240 --> 00:14:29,240 Speaker 2: Complicated because you're in a weird you're not in a 307 00:14:29,280 --> 00:14:32,360 Speaker 2: weird in between. You're living together, so you're kind of married, 308 00:14:32,360 --> 00:14:34,440 Speaker 2: but you're not married, so you can't be like all 309 00:14:34,520 --> 00:14:36,440 Speaker 2: up in their finances. But you need to be, but 310 00:14:36,480 --> 00:14:39,640 Speaker 2: you don't know how and it's like so complicated. So 311 00:14:39,840 --> 00:14:42,560 Speaker 2: I have some tips for couples who want to figure 312 00:14:42,600 --> 00:14:45,840 Speaker 2: out a way to after you move in together or 313 00:14:45,920 --> 00:14:50,680 Speaker 2: getting really serious, to start easing into co mingling your finances. 314 00:14:50,800 --> 00:14:53,080 Speaker 2: So I'm going to start. There's four tips here. The 315 00:14:53,120 --> 00:14:55,320 Speaker 2: first one I'm going to give is the idea of 316 00:14:55,920 --> 00:14:59,320 Speaker 2: having a separate and joint bank accounts. It's called you 317 00:14:59,320 --> 00:15:02,840 Speaker 2: can call it a your mine and our system. So yeah, 318 00:15:02,920 --> 00:15:05,880 Speaker 2: consider keeping your own separate bank accounts. Actually do this 319 00:15:05,920 --> 00:15:08,280 Speaker 2: with my boyfriend. We both have our separate credit and 320 00:15:08,320 --> 00:15:12,080 Speaker 2: our separate checking accounts, but we have one savings account 321 00:15:12,080 --> 00:15:15,800 Speaker 2: that we share, do you not smart? And we pay 322 00:15:15,880 --> 00:15:18,960 Speaker 2: rent out of that account. So we both automatically set 323 00:15:19,040 --> 00:15:21,720 Speaker 2: up direct deposits for the amount that we owe for rent. 324 00:15:21,760 --> 00:15:23,640 Speaker 2: So when both us get paid, that money goes into 325 00:15:23,640 --> 00:15:26,120 Speaker 2: the joint savings and then I'm in charge of paying 326 00:15:26,160 --> 00:15:28,800 Speaker 2: the rent. It's so easy, there's no awkward, Hey, can 327 00:15:28,840 --> 00:15:30,880 Speaker 2: you give me your check that you're about You know, 328 00:15:30,920 --> 00:15:33,440 Speaker 2: I'm gonna go down like you're kind of late. It 329 00:15:33,520 --> 00:15:35,720 Speaker 2: just takes out all that awkward you know in between. 330 00:15:36,280 --> 00:15:38,120 Speaker 2: You can even have a joint check, a joint checking 331 00:15:38,160 --> 00:15:42,640 Speaker 2: account for joint expenses like bills or groceries, just something simple. 332 00:15:42,680 --> 00:15:45,240 Speaker 2: I would say, open up. I use Capital one three sixty, 333 00:15:45,280 --> 00:15:48,080 Speaker 2: which is an online only bank. If you're afraid of 334 00:15:48,080 --> 00:15:50,640 Speaker 2: online only banks, don't be. They're also they're just they 335 00:15:50,640 --> 00:15:54,360 Speaker 2: have just as many protections as traditional banks, and they 336 00:15:54,440 --> 00:15:57,440 Speaker 2: charge way fewer fees and they actually have higher interest rate. 337 00:15:57,520 --> 00:15:59,720 Speaker 3: Yeah, because there's no overhead with like the whole exactly. 338 00:15:59,800 --> 00:16:02,680 Speaker 2: Yea, they save so much money. So that's my first tip. 339 00:16:02,840 --> 00:16:04,120 Speaker 3: I like that one, Thank you. 340 00:16:04,680 --> 00:16:08,120 Speaker 2: Secondly, I would say speak openly about your financial goals. 341 00:16:08,480 --> 00:16:11,400 Speaker 2: You don't have to have this one like come to Jesus, 342 00:16:11,440 --> 00:16:13,640 Speaker 2: sit down and just spill out your heart and soul 343 00:16:13,680 --> 00:16:16,640 Speaker 2: and all my financial drama and all my financial baggage, 344 00:16:16,800 --> 00:16:18,280 Speaker 2: and here's all my goals, and what are we getting 345 00:16:18,280 --> 00:16:20,240 Speaker 2: married and how much it's going to cost. Don't do 346 00:16:20,320 --> 00:16:23,040 Speaker 2: that all at one time. But I would say, if 347 00:16:23,080 --> 00:16:25,400 Speaker 2: you haven't moved in yet you're thinking about it, do 348 00:16:25,480 --> 00:16:27,560 Speaker 2: what I did. We had We had a nice dinner, 349 00:16:27,840 --> 00:16:29,960 Speaker 2: We had a bottle of wine, and we had a 350 00:16:30,040 --> 00:16:32,160 Speaker 2: kind of chat about what our budget would be for 351 00:16:32,680 --> 00:16:36,480 Speaker 2: our apartment, how we might handle the bills. He and 352 00:16:36,520 --> 00:16:39,320 Speaker 2: I earn different incomes. I earn a little bit iron 353 00:16:39,560 --> 00:16:41,760 Speaker 2: you know, a substantial amount more than him, enough to 354 00:16:41,760 --> 00:16:43,600 Speaker 2: make it a difference in terms of how much we 355 00:16:43,600 --> 00:16:45,400 Speaker 2: pay in rent, Like if we were to split it 356 00:16:45,400 --> 00:16:47,120 Speaker 2: down the middle, it wouldn't be fair, Okay. So we 357 00:16:47,160 --> 00:16:49,200 Speaker 2: agreed early on we were going to do things based 358 00:16:49,240 --> 00:16:51,760 Speaker 2: on our income, like just an even income split, as 359 00:16:51,840 --> 00:16:55,520 Speaker 2: far as like a ratio for our bills at Yeah, 360 00:16:55,560 --> 00:16:57,880 Speaker 2: so you know, I pay like I would say, two 361 00:16:57,960 --> 00:17:00,960 Speaker 2: thirds two thirds of the rent. I'm bat anyway, it's 362 00:17:01,000 --> 00:17:04,400 Speaker 2: it's I pay about four hundred dollars more a month 363 00:17:04,800 --> 00:17:06,440 Speaker 2: in rent, and then you know, I pick up the 364 00:17:06,440 --> 00:17:09,399 Speaker 2: bigger bill. Our bigger bill is cable. I'll get that, 365 00:17:09,480 --> 00:17:11,080 Speaker 2: and then he picks up the electricity bill. 366 00:17:11,119 --> 00:17:14,119 Speaker 3: Okay, but it's still like your like that kind of 367 00:17:14,320 --> 00:17:14,600 Speaker 3: we don't. 368 00:17:14,600 --> 00:17:16,560 Speaker 2: We didn't like get obsessive about getting it down to 369 00:17:16,600 --> 00:17:19,919 Speaker 2: the tea. And we've adjusted over time. We've had other conversations. 370 00:17:19,960 --> 00:17:21,919 Speaker 2: So when we first move in together, I was going 371 00:17:22,000 --> 00:17:24,840 Speaker 2: to pay like two hundred dollars more. And then after 372 00:17:24,880 --> 00:17:26,960 Speaker 2: a few months, I was like, hey, you know, boyfriend, 373 00:17:27,240 --> 00:17:28,920 Speaker 2: how's it working out. Do you feel like you're able 374 00:17:28,920 --> 00:17:30,680 Speaker 2: to make your you know, paying your bills. He also 375 00:17:30,720 --> 00:17:32,520 Speaker 2: has some debties trying to pay off, and he's like, 376 00:17:32,920 --> 00:17:35,320 Speaker 2: you know, I am kind of stressed. I'm feeling like 377 00:17:35,320 --> 00:17:37,560 Speaker 2: I can't really manage. And I said, okay, well I'm 378 00:17:37,600 --> 00:17:39,399 Speaker 2: going to pick up more of the rent. Okay, and 379 00:17:39,400 --> 00:17:41,439 Speaker 2: we'll get to a place where we can, you know, 380 00:17:41,520 --> 00:17:42,680 Speaker 2: to where you feel comfortable. 381 00:17:42,760 --> 00:17:43,000 Speaker 3: Okay. 382 00:17:43,080 --> 00:17:45,159 Speaker 2: Like so I'm sort of helping him toward his goals. 383 00:17:45,960 --> 00:17:48,840 Speaker 2: So having that conversation beforehand. Okay, So what if you 384 00:17:48,880 --> 00:17:51,600 Speaker 2: move in together and you haven't had the conversation and 385 00:17:51,640 --> 00:17:54,480 Speaker 2: you're starting to realize that you don't really have a 386 00:17:54,520 --> 00:17:58,040 Speaker 2: clear goals or a clear strategy for managing your finances, 387 00:17:58,280 --> 00:18:01,119 Speaker 2: then just have a conversation. Still have that dinner away 388 00:18:01,119 --> 00:18:03,439 Speaker 2: from the apartment I would recommend, and definitely not in 389 00:18:03,440 --> 00:18:05,720 Speaker 2: bed before you go to sleep. Yeah, don't do it. 390 00:18:05,760 --> 00:18:08,639 Speaker 2: I made a mistake before. I made the mistake of 391 00:18:08,680 --> 00:18:10,440 Speaker 2: like we're both like getting to sleep and I'm like, hey, 392 00:18:10,600 --> 00:18:13,639 Speaker 2: did you pay that credit card bill? A fight ensue 393 00:18:13,800 --> 00:18:17,600 Speaker 2: was like why, oh my business, Like don't back back, 394 00:18:18,119 --> 00:18:20,879 Speaker 2: yeah exactly. So you can come up like, oh, we 395 00:18:20,960 --> 00:18:22,840 Speaker 2: had this one role that we do, which is if 396 00:18:22,840 --> 00:18:24,560 Speaker 2: you're going to spend over a certain amount of money. 397 00:18:24,600 --> 00:18:26,720 Speaker 2: We tell each other, okay, and our number is like 398 00:18:26,720 --> 00:18:29,040 Speaker 2: two hundred dollars because we're saving it. We have you know, 399 00:18:29,119 --> 00:18:31,800 Speaker 2: we're saving up for some joint some future stuff. Okay, 400 00:18:32,480 --> 00:18:34,280 Speaker 2: And so it's important, you know, I think it's a 401 00:18:34,320 --> 00:18:36,960 Speaker 2: sign of trust and it's a sign of It's not 402 00:18:37,000 --> 00:18:39,360 Speaker 2: that I'm trying to control his finances. You never want 403 00:18:39,400 --> 00:18:41,760 Speaker 2: to control. That's a form of abuse. You don't want 404 00:18:41,800 --> 00:18:43,840 Speaker 2: to be controlling of your partner party. Yeah, but you 405 00:18:43,840 --> 00:18:45,720 Speaker 2: do need to have an open line of communication. And 406 00:18:45,720 --> 00:18:48,119 Speaker 2: two hundred dollars for us is a significant amount, and 407 00:18:48,119 --> 00:18:50,520 Speaker 2: that you know, if you're spending that, then that that 408 00:18:50,560 --> 00:18:52,680 Speaker 2: plays into how much we can save this month for 409 00:18:52,880 --> 00:18:55,359 Speaker 2: a vacation, something that we're both trying to work towards. 410 00:18:55,440 --> 00:18:56,920 Speaker 3: So how I try to work that? Because I tried 411 00:18:56,960 --> 00:18:58,440 Speaker 3: that and Superman. 412 00:18:58,119 --> 00:19:01,080 Speaker 1: Was like yeah, no, I was like, okay, And honestly, 413 00:19:01,119 --> 00:19:04,280 Speaker 1: it's actually better because I at first I thought like, oh, 414 00:19:04,359 --> 00:19:07,439 Speaker 1: it's a good idea, but I buy bigger ticket items 415 00:19:07,480 --> 00:19:08,960 Speaker 1: than he does because I travel a lot. 416 00:19:09,080 --> 00:19:10,840 Speaker 3: Okay, So I was like, actually, you know what, maybe 417 00:19:10,880 --> 00:19:11,520 Speaker 3: we won't do that. 418 00:19:12,080 --> 00:19:14,760 Speaker 1: So but instead what's worked is that we have we've 419 00:19:14,800 --> 00:19:18,439 Speaker 1: automated savings, so he I've had him automated savings, so 420 00:19:18,560 --> 00:19:21,800 Speaker 1: when his check comes, he has automated savings going to 421 00:19:21,920 --> 00:19:25,160 Speaker 1: his daughter's college fund. We have an automated savings going 422 00:19:25,200 --> 00:19:29,520 Speaker 1: to our savings account. The bills he's has automatedly taken out, 423 00:19:29,560 --> 00:19:31,159 Speaker 1: so really what's left is kind of like what he 424 00:19:31,200 --> 00:19:33,400 Speaker 1: can play with, so he could do whatever he kind 425 00:19:33,400 --> 00:19:33,680 Speaker 1: of wants. 426 00:19:33,840 --> 00:19:36,520 Speaker 2: Deposit as the best. You know, that helped my boyfriend too, 427 00:19:36,600 --> 00:19:38,320 Speaker 2: so getting him to automate all exactly. 428 00:19:38,359 --> 00:19:39,920 Speaker 1: So he's like, it's weird now because he's like, I 429 00:19:39,960 --> 00:19:42,080 Speaker 1: hardly have any money left when I you know, but 430 00:19:42,240 --> 00:19:44,320 Speaker 1: he like because he has like three different things that 431 00:19:44,320 --> 00:19:46,280 Speaker 1: are he's saving for. He has his own personal savings 432 00:19:46,320 --> 00:19:49,400 Speaker 1: account us his daughter, and then he has his play 433 00:19:49,400 --> 00:19:51,600 Speaker 1: money that's kind of left over, but his own personal 434 00:19:51,640 --> 00:19:53,240 Speaker 1: savings he can kind of if he wants to dip 435 00:19:53,240 --> 00:19:56,080 Speaker 1: into it, that's his choice. But I've learned, like with 436 00:19:56,200 --> 00:19:58,760 Speaker 1: your partner, to kind of lean in some places and 437 00:19:58,800 --> 00:20:00,520 Speaker 1: like lean back on others. I'm like, you know what, 438 00:20:00,720 --> 00:20:03,320 Speaker 1: Bill's paid safe and safe. He has a retirement account, 439 00:20:03,480 --> 00:20:05,679 Speaker 1: so if he wants to kind of splurge within the 440 00:20:05,680 --> 00:20:07,760 Speaker 1: confines of what's left over. I don't want to tell 441 00:20:07,800 --> 00:20:09,520 Speaker 1: him no, right, you know so. 442 00:20:09,920 --> 00:20:12,120 Speaker 2: But you need to feel safe. You have to feel 443 00:20:12,160 --> 00:20:14,280 Speaker 2: in like a safe enough space to where like if 444 00:20:14,280 --> 00:20:16,320 Speaker 2: you know that your partner has like a ton of 445 00:20:16,320 --> 00:20:18,240 Speaker 2: credit card debt and a ton of student loan debt, 446 00:20:18,240 --> 00:20:21,159 Speaker 2: and then you see him or her blurgeon going to 447 00:20:21,240 --> 00:20:23,520 Speaker 2: the mall. I'm buying like a three piece suit, not 448 00:20:23,600 --> 00:20:26,520 Speaker 2: naming any names. See, that would be me. 449 00:20:26,560 --> 00:20:29,240 Speaker 1: See, he literally has no debt. So I'm the one 450 00:20:29,320 --> 00:20:30,880 Speaker 1: with I don't have a ton of credit card debt. 451 00:20:31,080 --> 00:20:33,119 Speaker 1: I'm credit card debt free, but I have like hefty 452 00:20:33,119 --> 00:20:37,160 Speaker 1: student loans. And so you know, he I'm the one 453 00:20:37,280 --> 00:20:39,080 Speaker 1: that he should be sideyed, like another vacation. 454 00:20:39,720 --> 00:20:42,320 Speaker 3: Really because what about Sally Bay? She's not calling? 455 00:20:42,400 --> 00:20:44,280 Speaker 2: But then do you pull them the budget Nista card? 456 00:20:44,800 --> 00:20:45,840 Speaker 2: You can't tell me nothing. 457 00:20:46,000 --> 00:20:47,479 Speaker 1: No, you know. I always feel so bad because I'm 458 00:20:47,480 --> 00:20:49,000 Speaker 1: always the one getting on him. He's like, I have 459 00:20:49,119 --> 00:20:51,720 Speaker 1: no debt, I'm debt free. Why are you getting on me? 460 00:20:51,760 --> 00:20:54,800 Speaker 1: And then I have to remember, oh, he's right. 461 00:20:56,160 --> 00:20:57,440 Speaker 3: So what's tip number three? 462 00:20:58,240 --> 00:21:00,480 Speaker 2: One of my tips I kind of touched on before, 463 00:21:00,560 --> 00:21:03,240 Speaker 2: but it's the idea of being fair and being equitable. 464 00:21:03,320 --> 00:21:05,520 Speaker 2: You don't want to. I don't think it's comfortable or 465 00:21:05,520 --> 00:21:07,679 Speaker 2: like even fun to be in a relationship where it's 466 00:21:07,760 --> 00:21:10,080 Speaker 2: like we're gonna split the bill down the middle at 467 00:21:10,080 --> 00:21:12,200 Speaker 2: dinner and like duke to credit cards and oh did 468 00:21:12,200 --> 00:21:14,160 Speaker 2: you get the Klamario but you had a glass of wines. 469 00:21:14,240 --> 00:21:17,159 Speaker 2: You're gonna pay seventeen, I'm gonna pay thirteen fifty. No, no, no, 470 00:21:17,160 --> 00:21:18,720 Speaker 2: no no. I think you need to have like a 471 00:21:18,760 --> 00:21:21,000 Speaker 2: sort of a game plan in place, like an are 472 00:21:21,000 --> 00:21:23,680 Speaker 2: we going to trade off date night paying for that? 473 00:21:24,240 --> 00:21:27,119 Speaker 2: Are we going to have a joint credit card that 474 00:21:27,119 --> 00:21:28,800 Speaker 2: we use for date night and then we have a 475 00:21:28,800 --> 00:21:31,560 Speaker 2: certain limit on that. There's a couple of apps that 476 00:21:31,640 --> 00:21:34,000 Speaker 2: I like where you can split if things get confusing, 477 00:21:34,000 --> 00:21:36,159 Speaker 2: if there's so many different expenses and you guys are 478 00:21:36,200 --> 00:21:37,760 Speaker 2: going out, you go on a lot of group dinners 479 00:21:37,760 --> 00:21:39,440 Speaker 2: and things like that, and you want to make sure 480 00:21:39,480 --> 00:21:42,760 Speaker 2: things were equitable. This is probably more important for people 481 00:21:42,760 --> 00:21:45,600 Speaker 2: who are cohabitating because or especially if you don't have 482 00:21:45,800 --> 00:21:48,640 Speaker 2: joint checking and like if you're going the yours, mine 483 00:21:48,680 --> 00:21:50,399 Speaker 2: and hour's route where you have your own money and 484 00:21:50,480 --> 00:21:52,359 Speaker 2: you want to make sure that things are fair. You 485 00:21:52,359 --> 00:21:55,440 Speaker 2: can download the apps like split wise where you can 486 00:21:55,560 --> 00:22:00,480 Speaker 2: share bills and then Avocado isn't necessarily Avocado is cool app. 487 00:22:00,480 --> 00:22:03,919 Speaker 2: It's not necessarily for finances, but you can you can 488 00:22:03,960 --> 00:22:06,040 Speaker 2: share a calendar and keep track of each other, and 489 00:22:06,080 --> 00:22:08,359 Speaker 2: you can add a to do list manager, and that 490 00:22:08,400 --> 00:22:10,040 Speaker 2: to do list can be you know, oh, remember it's 491 00:22:10,080 --> 00:22:12,240 Speaker 2: your turn to pay this bill, or oh remember you 492 00:22:12,240 --> 00:22:13,879 Speaker 2: oh so and so we have to plan for this. 493 00:22:14,320 --> 00:22:17,040 Speaker 2: It's a nice like couple's management. It's kind of cute 494 00:22:17,040 --> 00:22:20,040 Speaker 2: and kind of like dorky couples to use, but I 495 00:22:20,400 --> 00:22:23,040 Speaker 2: have married friends who use it and they love it. Okay, okay, 496 00:22:23,080 --> 00:22:25,280 Speaker 2: So last and last, but not least, this is my 497 00:22:25,800 --> 00:22:28,160 Speaker 2: sort of like reality check tip, which is to prepare 498 00:22:28,240 --> 00:22:31,120 Speaker 2: for the worst. It's not it's possible that not every 499 00:22:31,160 --> 00:22:33,560 Speaker 2: couple will make it. And when you move in together 500 00:22:33,680 --> 00:22:36,920 Speaker 2: and things start commingling and you're sharing expenses, it's it's 501 00:22:36,960 --> 00:22:39,399 Speaker 2: it can be hard to sever those ties if you 502 00:22:39,440 --> 00:22:43,400 Speaker 2: ever break up. So I recommend you can do this legally, 503 00:22:43,440 --> 00:22:46,040 Speaker 2: like legit with a lawyer and getting it notarized. But 504 00:22:46,040 --> 00:22:49,480 Speaker 2: there's something you can drop called the cohabitation agreement. It 505 00:22:49,520 --> 00:22:50,760 Speaker 2: can be like I said, you can do it with 506 00:22:50,800 --> 00:22:53,280 Speaker 2: a lawyer and pay like I don't know. See if 507 00:22:53,320 --> 00:22:54,639 Speaker 2: you know a lawyer, friend will do it for like 508 00:22:54,640 --> 00:22:56,800 Speaker 2: one hundred bucks or something like that. But you write 509 00:22:56,840 --> 00:23:00,239 Speaker 2: down basically the agreement you have this joint account. This 510 00:23:00,320 --> 00:23:02,440 Speaker 2: person's in charge of these bills. This person's in charge 511 00:23:02,440 --> 00:23:04,560 Speaker 2: of those bills. It's kind of like the pre nup 512 00:23:04,840 --> 00:23:07,400 Speaker 2: for people moving in together. And it's a new concept, 513 00:23:07,440 --> 00:23:11,040 Speaker 2: relatively new concept, but it's if you remember that episode 514 00:23:11,040 --> 00:23:14,280 Speaker 2: of Sex and the City where Carrie Bradshaw and Aiden. 515 00:23:14,600 --> 00:23:17,440 Speaker 2: I live for Aiden. I'm still magi. Yeah, I'm still mad. 516 00:23:17,480 --> 00:23:19,639 Speaker 3: She chows back. I love Aid too, but I know 517 00:23:19,800 --> 00:23:21,280 Speaker 3: her and Big that was just fairy tale. 518 00:23:21,400 --> 00:23:23,640 Speaker 2: Oh no, it was not a fairy tale. It's another episode. 519 00:23:23,720 --> 00:23:26,119 Speaker 2: I hate Big. That was a that was a dysfunction 520 00:23:26,280 --> 00:23:30,920 Speaker 2: junction and relationship anyway. But the episode where Carrie and 521 00:23:30,960 --> 00:23:33,359 Speaker 2: Aiden have moved in together, he's knocked out the wall 522 00:23:33,400 --> 00:23:36,679 Speaker 2: in her apartment and he's built an extension and like 523 00:23:36,880 --> 00:23:39,920 Speaker 2: expanded her apartment. And then they break up and she's 524 00:23:39,960 --> 00:23:41,920 Speaker 2: sitting in a chair and he sends her a letter 525 00:23:42,200 --> 00:23:44,240 Speaker 2: and she's all like cozied up in the chair ready 526 00:23:44,240 --> 00:23:47,159 Speaker 2: to read this beautiful heartfelt my heart has been broken 527 00:23:47,240 --> 00:23:49,160 Speaker 2: letter and she opens it up and she's been served 528 00:23:49,160 --> 00:23:52,639 Speaker 2: with papers that he's basically suing her for the apartment 529 00:23:53,160 --> 00:23:54,880 Speaker 2: or taking like I don't know if he sues her, 530 00:23:54,880 --> 00:23:57,800 Speaker 2: but basically the bottom line is that she has to 531 00:23:57,840 --> 00:24:00,720 Speaker 2: like either pay for the apartment from him or get 532 00:24:00,760 --> 00:24:02,919 Speaker 2: out and he's going to sell it. And that's you know, 533 00:24:03,160 --> 00:24:06,320 Speaker 2: that's a consequence of not being married and like not 534 00:24:06,359 --> 00:24:08,800 Speaker 2: having any rights really, and he bought the place, so 535 00:24:09,080 --> 00:24:11,919 Speaker 2: cohabitation agreement is something, and you know, it can be 536 00:24:12,080 --> 00:24:14,680 Speaker 2: just a document, like like I said, my boyfriend and 537 00:24:14,760 --> 00:24:17,080 Speaker 2: I every couple of months will sit down and have 538 00:24:17,160 --> 00:24:18,880 Speaker 2: a check in and I'll be like, how are you doing? 539 00:24:19,359 --> 00:24:21,880 Speaker 2: Do we need to rejig or how we're budgeting? And 540 00:24:22,000 --> 00:24:26,280 Speaker 2: you could adjust that document, spreadsheet, Google doc basic, whatever 541 00:24:26,320 --> 00:24:28,640 Speaker 2: you need and just have a record that you both 542 00:24:28,680 --> 00:24:30,440 Speaker 2: can see and feel a little bit more peace of 543 00:24:30,520 --> 00:24:33,600 Speaker 2: mind about. And if you're buying a home, it's especially important. 544 00:24:33,600 --> 00:24:36,520 Speaker 2: And this is actually something that's happening more commonly unmarried 545 00:24:36,520 --> 00:24:39,240 Speaker 2: couples buying homes. Yeah, and some attorneys that I've talked 546 00:24:39,280 --> 00:24:41,760 Speaker 2: to have recommended doing this, like I said, a pre 547 00:24:41,880 --> 00:24:44,240 Speaker 2: nup for your home. Yeah, it says yeah, who says 548 00:24:44,280 --> 00:24:45,919 Speaker 2: who's going to pay for it? And what happens if 549 00:24:45,920 --> 00:24:47,639 Speaker 2: you break up? Who's going to get what? And you 550 00:24:47,680 --> 00:24:49,600 Speaker 2: know that kind of stuff. Are both names going to 551 00:24:49,640 --> 00:24:52,000 Speaker 2: be on the deed. It's messy stuff, but you'll be 552 00:24:52,160 --> 00:24:55,719 Speaker 2: thankful if something goes wrong. All right. So that's it 553 00:24:55,760 --> 00:25:13,879 Speaker 2: for Brown tips. So we're back, b ac k you Yes, okay, 554 00:25:14,280 --> 00:25:17,120 Speaker 2: just preparing myself. Yes, she's gonna think every time, you guys, 555 00:25:17,400 --> 00:25:18,560 Speaker 2: every time. 556 00:25:18,680 --> 00:25:21,399 Speaker 1: Every single time. So we're back, and we're back with 557 00:25:21,560 --> 00:25:25,359 Speaker 1: brown brilliance. And I have an amazing brown brilliance that 558 00:25:25,400 --> 00:25:28,800 Speaker 1: I want to share today. So Latisa E. Wallace, some 559 00:25:28,880 --> 00:25:31,199 Speaker 1: of you might have seen her video. She is the 560 00:25:31,840 --> 00:25:35,720 Speaker 1: state representative for Illinois, and she was at the state 561 00:25:35,760 --> 00:25:40,920 Speaker 1: House in Illinois and she spoke so powerfully against I 562 00:25:40,920 --> 00:25:43,199 Speaker 1: guess there was a bill that they were proposing to 563 00:25:43,280 --> 00:25:47,120 Speaker 1: cut childcare for low income families. 564 00:25:46,760 --> 00:25:48,800 Speaker 2: Cut funding for a public service personse. 565 00:25:48,880 --> 00:25:52,119 Speaker 1: Yeah, and so she made it very clear that she 566 00:25:52,119 --> 00:25:54,440 Speaker 1: didn't say it was because of race, but it was 567 00:25:54,560 --> 00:25:58,639 Speaker 1: very clear that they were doing so as a just 568 00:25:58,680 --> 00:26:01,120 Speaker 1: I guess as a result of the feeling that certain 569 00:26:01,160 --> 00:26:05,560 Speaker 1: people did not deserve childcare, and the reason why they 570 00:26:05,600 --> 00:26:08,240 Speaker 1: don't deserve child care is because they made poor choices 571 00:26:08,280 --> 00:26:10,720 Speaker 1: and having children. And she was like, first of all, one, 572 00:26:10,840 --> 00:26:14,639 Speaker 1: it's not your place as a lawmaker to impose a 573 00:26:14,680 --> 00:26:16,719 Speaker 1: moral judgment on your constituents. 574 00:26:16,800 --> 00:26:19,800 Speaker 2: That's one, But how often do our elected leaders do 575 00:26:19,920 --> 00:26:21,480 Speaker 2: such a thing? Exactly just that thing? 576 00:26:21,800 --> 00:26:25,760 Speaker 1: And she said and also too, that their moral code 577 00:26:26,000 --> 00:26:28,719 Speaker 1: is not necessarily true. She used herself as an example, 578 00:26:28,720 --> 00:26:31,680 Speaker 1: which I thought was brilliant. She said that she herself 579 00:26:31,760 --> 00:26:36,560 Speaker 1: needed childcare assistance because she and her then fiance broke 580 00:26:36,640 --> 00:26:39,960 Speaker 1: up they had a child, broke up because of domestic violence, 581 00:26:40,480 --> 00:26:43,000 Speaker 1: and she had her master's at the time, and so 582 00:26:43,040 --> 00:26:45,040 Speaker 1: she does not fit this mole that they have of 583 00:26:45,080 --> 00:26:47,720 Speaker 1: just a woman who has all these children. It's very irresponsible. 584 00:26:47,720 --> 00:26:49,720 Speaker 1: So we're not going to help you. And she's like, 585 00:26:49,840 --> 00:26:52,280 Speaker 1: not every woman falls into that category, and even if 586 00:26:52,320 --> 00:26:54,199 Speaker 1: she does, it doesn't mean that she still doesn't. They 587 00:26:54,240 --> 00:26:56,800 Speaker 1: still don't deserve help. Something that she said that was 588 00:26:56,840 --> 00:26:58,879 Speaker 1: really powerful to me in her speech, And if you 589 00:26:58,920 --> 00:27:02,320 Speaker 1: have not seen it, please go to Brown Ambition our 590 00:27:02,560 --> 00:27:03,879 Speaker 1: facebook page Brown Ambition. 591 00:27:04,200 --> 00:27:06,600 Speaker 3: We posted the video there. You're gonna love it. 592 00:27:06,640 --> 00:27:09,800 Speaker 1: If you're a brown ambition, you know, follower and lover 593 00:27:09,880 --> 00:27:12,680 Speaker 1: of brown ambition, you're gonna love it. What was really 594 00:27:12,680 --> 00:27:14,919 Speaker 1: powerful she said that if it was about the money, 595 00:27:15,560 --> 00:27:19,560 Speaker 1: then they would vote to maintain this assistance for low 596 00:27:19,600 --> 00:27:22,480 Speaker 1: income families because for every dollar that you put into 597 00:27:22,480 --> 00:27:25,360 Speaker 1: a program like this, the economy gets back seven dollars. 598 00:27:25,480 --> 00:27:27,840 Speaker 1: But she said, it's obvious it's not about the money, 599 00:27:27,960 --> 00:27:30,439 Speaker 1: because why wouldn't somebody want to get back seven dollars 600 00:27:30,520 --> 00:27:32,000 Speaker 1: for every dollar invested? 601 00:27:32,359 --> 00:27:34,119 Speaker 3: And so I just want to just really go up 602 00:27:34,160 --> 00:27:34,399 Speaker 3: for her. 603 00:27:34,440 --> 00:27:37,960 Speaker 1: I'm like, she is my my bff online right now. 604 00:27:38,000 --> 00:27:39,400 Speaker 3: I sent her a friend request because I'm. 605 00:27:39,280 --> 00:27:42,679 Speaker 2: Gonna seller right. 606 00:27:42,760 --> 00:27:44,440 Speaker 3: I was like, this needs to be my friend, be 607 00:27:44,640 --> 00:27:45,159 Speaker 3: my friend. 608 00:27:45,680 --> 00:27:47,239 Speaker 2: Well, you know she's done. I was looking at her 609 00:27:47,440 --> 00:27:50,520 Speaker 2: like biography, and she was a mental health counselor. She's 610 00:27:50,560 --> 00:27:52,440 Speaker 2: done a lot of work. She works for a nonprofit 611 00:27:52,600 --> 00:27:55,920 Speaker 2: that helps women in abusive relationships. And God, this is 612 00:27:55,960 --> 00:27:57,879 Speaker 2: why it's so important to have women of color in 613 00:27:58,840 --> 00:28:02,040 Speaker 2: elected position in whatever it's at the state level, local level, 614 00:28:02,160 --> 00:28:05,840 Speaker 2: national level, federal, whatever, because they put a voice to 615 00:28:05,960 --> 00:28:08,600 Speaker 2: these issues that white men and just men in general 616 00:28:08,680 --> 00:28:10,840 Speaker 2: will not get sometimes and you have to hear it 617 00:28:10,880 --> 00:28:13,520 Speaker 2: from a woman's voice. There's studies that show that people 618 00:28:13,560 --> 00:28:17,040 Speaker 2: are more empathetic of social issues such as childcaracter or 619 00:28:17,160 --> 00:28:20,280 Speaker 2: even abortion things like that, or gay rights, for example, 620 00:28:20,440 --> 00:28:23,000 Speaker 2: if they know someone who was going through this issue 621 00:28:23,119 --> 00:28:25,879 Speaker 2: or is part of this issue. And the problem with 622 00:28:26,080 --> 00:28:28,919 Speaker 2: having people that having a lack of diversity and elected 623 00:28:29,000 --> 00:28:32,159 Speaker 2: positions is that they probably don't know people in exhabitions. 624 00:28:32,400 --> 00:28:34,879 Speaker 2: You grow up and you're surrounded by constituents that agree 625 00:28:34,920 --> 00:28:38,480 Speaker 2: with you and support you, and other elected officials who 626 00:28:38,520 --> 00:28:41,080 Speaker 2: look like you, and you don't ever hear these other 627 00:28:41,200 --> 00:28:44,200 Speaker 2: stories opposing points of view. And God, I just loved 628 00:28:44,240 --> 00:28:46,880 Speaker 2: listening to her. And she was so calm, so chill, 629 00:28:47,240 --> 00:28:48,320 Speaker 2: but she was so powerful. 630 00:28:48,320 --> 00:28:52,400 Speaker 1: You could tell that she was livid yet like just 631 00:28:52,600 --> 00:28:56,360 Speaker 1: really passionate, Like, well, before you vote, and she probably 632 00:28:56,440 --> 00:28:57,760 Speaker 1: knew that they were already going to vote, so they 633 00:28:57,840 --> 00:29:00,280 Speaker 1: voted basically the same way they were going to vote anyway, 634 00:29:00,320 --> 00:29:02,160 Speaker 1: which is to get rid of this program, right, yeah, 635 00:29:02,200 --> 00:29:04,400 Speaker 1: you know, unfortunately, but and so she probably knew that. 636 00:29:04,480 --> 00:29:06,120 Speaker 1: In the way she spoke, she you can kind of 637 00:29:06,200 --> 00:29:07,840 Speaker 1: tell she knew that, but she wanted to make it 638 00:29:08,040 --> 00:29:10,240 Speaker 1: very clear that she knew what they were doing, and 639 00:29:10,320 --> 00:29:12,680 Speaker 1: she basically her speech was to hold up the mirror 640 00:29:12,920 --> 00:29:13,840 Speaker 1: to say shame on you. 641 00:29:14,320 --> 00:29:17,920 Speaker 2: And it's not just happening in Illinois. That's like widespread cutting. Well, 642 00:29:17,960 --> 00:29:20,520 Speaker 2: first of all, there's so little federal and national fund 643 00:29:20,560 --> 00:29:24,800 Speaker 2: state funding for childcare for working mothers and working parents. 644 00:29:24,920 --> 00:29:27,600 Speaker 2: There's some, but there's not like in the United States 645 00:29:27,640 --> 00:29:31,840 Speaker 2: does not have like a federal mandated childcare support policy, 646 00:29:32,040 --> 00:29:35,080 Speaker 2: like you see these Eastern European company countries that are 647 00:29:35,280 --> 00:29:38,120 Speaker 2: I don't know, Denmark, Sweden that give all this childcare. 648 00:29:38,480 --> 00:29:41,080 Speaker 2: And the fact of the matter is that childcare is expensive, 649 00:29:41,200 --> 00:29:43,440 Speaker 2: like it is so I have some stats here that 650 00:29:43,800 --> 00:29:47,160 Speaker 2: in nineteen sixty childcare made up just two percent of 651 00:29:47,320 --> 00:29:50,720 Speaker 2: young parents' budgets. Today it makes up nearly one fifth 652 00:29:50,920 --> 00:29:53,120 Speaker 2: of a young person's budget. And you're talking about the 653 00:29:53,240 --> 00:29:56,880 Speaker 2: average childcare in America costing nearly twelve thousand dollars a year. 654 00:29:57,200 --> 00:29:58,760 Speaker 2: And that's not even for like the Blockbuster. 655 00:29:59,120 --> 00:30:01,760 Speaker 1: Yes, the fancy like my friends who are like have kids, 656 00:30:01,760 --> 00:30:04,360 Speaker 1: they're like, I don't even know, Like my best friend Dreama, 657 00:30:04,440 --> 00:30:07,760 Speaker 1: she just had a baby. He's Gabe is godmommy and 658 00:30:07,800 --> 00:30:11,520 Speaker 1: he's such a cutie. He's about five kittie, yeah, about 659 00:30:11,560 --> 00:30:15,440 Speaker 1: five months old. And she works from home. But she 660 00:30:15,760 --> 00:30:17,320 Speaker 1: doesn't work from home because you can't. It was really 661 00:30:17,360 --> 00:30:19,800 Speaker 1: a five month old. So her thing is twice a 662 00:30:19,880 --> 00:30:23,840 Speaker 1: week his grandmother watches him so she can get work 663 00:30:23,880 --> 00:30:26,720 Speaker 1: done because they can't afford, you know. Because I was like, well, 664 00:30:26,720 --> 00:30:28,600 Speaker 1: why don't you get like, you know, help, She's like, well, how, 665 00:30:29,000 --> 00:30:31,200 Speaker 1: you know, how can we afford we're young couple. 666 00:30:31,240 --> 00:30:34,160 Speaker 3: How can we afford chocolate? As expensive as it is. 667 00:30:34,240 --> 00:30:35,400 Speaker 3: So it's a real thing. 668 00:30:35,520 --> 00:30:38,480 Speaker 1: And you know, she and her boo make decent money, 669 00:30:39,080 --> 00:30:41,080 Speaker 1: so it's not like they're like, oh, you know, like no, 670 00:30:41,240 --> 00:30:43,840 Speaker 1: she had a thriving business, but not being. 671 00:30:43,720 --> 00:30:45,160 Speaker 3: Able to work like she used to. 672 00:30:45,400 --> 00:30:47,800 Speaker 2: It's just like it's like an extra mortgage or rent 673 00:30:47,840 --> 00:30:50,360 Speaker 2: pain for some people. And the fact that there's not 674 00:30:50,480 --> 00:30:52,520 Speaker 2: the support for having I mean mean you have to 675 00:30:53,320 --> 00:30:55,760 Speaker 2: The tendency is like this per like Latista was making 676 00:30:55,880 --> 00:30:58,400 Speaker 2: her point. Representative Wallace was trying to make a point 677 00:30:58,440 --> 00:31:01,320 Speaker 2: that people are so quick to do counties public services 678 00:31:01,400 --> 00:31:05,080 Speaker 2: because they have this idea that it's poor, greedy, brown people, 679 00:31:05,360 --> 00:31:08,000 Speaker 2: lazy don't want to go to work. But no, it's 680 00:31:08,080 --> 00:31:10,960 Speaker 2: working class people. The fact of the matter, like, like 681 00:31:11,080 --> 00:31:13,200 Speaker 2: she points out so eloquently in her speech, is that 682 00:31:13,360 --> 00:31:17,000 Speaker 2: wages are falling for regular, average working Americans, and so 683 00:31:17,120 --> 00:31:19,960 Speaker 2: many working Americans are relying on jobs that don't even 684 00:31:19,960 --> 00:31:22,240 Speaker 2: pay them a living wage, she pointed. 685 00:31:22,000 --> 00:31:23,600 Speaker 1: Out, which I thought was so powerful, that there were 686 00:31:23,680 --> 00:31:26,720 Speaker 1: so many families with a mother and a father both 687 00:31:26,800 --> 00:31:29,760 Speaker 1: working and still not able to afford childcare. 688 00:31:30,040 --> 00:31:31,120 Speaker 3: So what are you really saying. 689 00:31:31,200 --> 00:31:34,840 Speaker 1: I mean, we've seen graph after graphs showing how minimum 690 00:31:34,920 --> 00:31:37,920 Speaker 1: wage from state by state is not enough to support 691 00:31:38,040 --> 00:31:40,920 Speaker 1: a family of three or four, right, So then I 692 00:31:40,960 --> 00:31:42,360 Speaker 1: don't get it, like you know, it's just. 693 00:31:42,440 --> 00:31:44,160 Speaker 2: Like, oh, but then, oh, just go to college and 694 00:31:44,240 --> 00:31:46,200 Speaker 2: get a degree and you wouldn't have to work at McDonald's. 695 00:31:46,200 --> 00:31:48,720 Speaker 2: Oh well, then the average college debt people graduate with 696 00:31:48,760 --> 00:31:51,280 Speaker 2: this thirty thousand dollars. It can cost you know, upwards 697 00:31:51,280 --> 00:31:52,880 Speaker 2: of forty thousand dollars a year just to go to 698 00:31:52,920 --> 00:31:56,240 Speaker 2: a state school. I mean, I could go on and 699 00:31:56,280 --> 00:31:58,280 Speaker 2: on and on. There's just the fact of the matter 700 00:31:58,480 --> 00:32:01,600 Speaker 2: is that expenses are hi today in America and wages 701 00:32:01,600 --> 00:32:03,920 Speaker 2: that are not growing fast enough, and the government is 702 00:32:03,920 --> 00:32:05,800 Speaker 2: supposed to be there to support people and you know, 703 00:32:05,960 --> 00:32:08,720 Speaker 2: times like this, and I hope that we'll see some 704 00:32:08,920 --> 00:32:12,920 Speaker 2: legislation at state and federal levels that will support working 705 00:32:12,960 --> 00:32:14,680 Speaker 2: families who need child care in the future. 706 00:32:14,880 --> 00:32:16,440 Speaker 1: So we would just want to say good on you, 707 00:32:16,640 --> 00:32:19,080 Speaker 1: Representative Wallace, thank you for taking a stand. 708 00:32:19,160 --> 00:32:19,920 Speaker 2: Come me on the show. 709 00:32:20,080 --> 00:32:21,720 Speaker 1: Yes, we would love to have you. Since she did 710 00:32:21,800 --> 00:32:24,400 Speaker 1: not accept my friend request, which is totally fine. She 711 00:32:24,560 --> 00:32:31,920 Speaker 1: might I mean cee. So that is the end of 712 00:32:32,200 --> 00:32:35,880 Speaker 1: our episode for today. We hope that you enjoyed and 713 00:32:36,400 --> 00:32:39,560 Speaker 1: if you would like to share some Brown brilliance with us, 714 00:32:39,960 --> 00:32:42,080 Speaker 1: if you have a question that you'd like for us 715 00:32:42,120 --> 00:32:44,560 Speaker 1: to answer via tips, where can they find this, Mandy? 716 00:32:44,800 --> 00:32:48,320 Speaker 2: You can find us on Facebook our groups called Brown Ambition. 717 00:32:48,560 --> 00:32:50,560 Speaker 2: You can find us our website. We haven't talked about 718 00:32:50,560 --> 00:32:53,280 Speaker 2: our website that much. We do have a website. You 719 00:32:53,320 --> 00:32:56,200 Speaker 2: can find every episode along with links to the stories 720 00:32:56,200 --> 00:32:59,360 Speaker 2: that we're talking about and photos and anything relevant on 721 00:32:59,440 --> 00:33:03,680 Speaker 2: our website. The website is Brown Ambition podcast dot com. 722 00:33:04,280 --> 00:33:07,520 Speaker 2: Funnily enough, that's also our email address Brown Ambition Podcast 723 00:33:07,640 --> 00:33:10,640 Speaker 2: at gmail dot com and Twitter at. 724 00:33:10,680 --> 00:33:12,000 Speaker 3: The BA podcast. 725 00:33:12,240 --> 00:33:15,000 Speaker 1: So hopefully we will tweet you Facebook you website, you 726 00:33:15,400 --> 00:33:16,440 Speaker 1: see you on the interwebs. 727 00:33:16,520 --> 00:33:19,000 Speaker 2: Yes, bye guys. 728 00:33:19,080 --> 00:33:19,320 Speaker 3: Bye.