WEBVTT - Ep 227 - Should I Buy My Leased Car?

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<v Speaker 1>Heyba fam, we are five years into making this podcast

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<v Speaker 1>that we love so much called Brown Ambition, and we

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<v Speaker 1>could not do it without you. We've gone from me

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<v Speaker 1>and Tiffany sneaking around my old office building trying to

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<v Speaker 1>find places to record, and thanks to you, guys, we

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<v Speaker 1>now have one hundred thousand downloads per month for this

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<v Speaker 1>little show called Brown Ambition. We would love to ask

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<v Speaker 1>y'all for a small favor as fans of the show. Tiffany,

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<v Speaker 1>what are we looking for?

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<v Speaker 2>Here's what we'd love from you, guys. We already have

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<v Speaker 2>over a thousand reviews and a five star rating on iTunes,

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<v Speaker 2>but you know it's better than a thousand reviews two

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<v Speaker 2>thousand reviews. If you get head on over to iTunes,

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<v Speaker 2>go to our Brown Ambition page, scroll on down to

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<v Speaker 2>the bottom, subscribe and leave us a five star rating

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<v Speaker 2>and review. So subscribe, rate review. Not too much to ask,

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<v Speaker 2>right easyps. We love you guys, and thank you so

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<v Speaker 2>much for making Brown Ambition what it is. The last

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<v Speaker 2>five years have been amazing and it's all things to you. Hey, hey, Hey,

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<v Speaker 2>we're back.

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<v Speaker 3>We're black and brown.

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<v Speaker 1>Hey mandra Hey, Happy Brown Ambition Monday or Wednesday. Yeah,

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<v Speaker 1>when do we tape, when do we record? It's all

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<v Speaker 1>blurring together.

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<v Speaker 3>It is all a blur.

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<v Speaker 1>How are ya you know I'm doing okay. I'm technically

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<v Speaker 1>on vacation this week, and by technically, I mean I

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<v Speaker 1>put on my vacation responding email out of office email.

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<v Speaker 1>But then I accidentally answered some emails today because they

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<v Speaker 1>seem really important. I'm kind of I'm struggling to unplug,

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<v Speaker 1>but I'm gonna It's only Monday. I have the whole

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<v Speaker 1>week to like get my act together and relax. Right, Yeah,

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<v Speaker 1>I'm trying. It's so hard.

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<v Speaker 2>I was having a good Monday, but then everybody's favorite

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<v Speaker 2>bonus baby, Supergirl, tried it today, so.

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<v Speaker 3>Ba, well, so Supergirl.

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<v Speaker 2>I guess she's like feeling herself. She's thirteen now. And

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<v Speaker 2>for those who don't know, I call my husband Superman

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<v Speaker 2>and my bonus daughter, my stepdaughter Supergirl, and.

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<v Speaker 3>So I don't know. I mean, it's been good.

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<v Speaker 2>Remember earlier, if you listened to any earlier brown A

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<v Speaker 2>Vision episodes, you know there was a bit of a

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<v Speaker 2>power struggle when he and I got together and got married, when.

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<v Speaker 1>He got married, when you got married, we got married.

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<v Speaker 1>Y's so cute.

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<v Speaker 3>So, but since then it's been so great. I thought

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<v Speaker 3>everything was amazing.

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<v Speaker 2>Oh no, no, So today I guess her mom must

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<v Speaker 2>have come to pick her up. And I went to

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<v Speaker 2>the hallway, and I see a note on her door,

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<v Speaker 2>not just a note, like a piece of construction paper,

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<v Speaker 2>like nicely drawn out and like it literally says, do

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<v Speaker 2>not not is outlined in red do not enter, police exclamation.

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<v Speaker 2>Blinds are already drawn. Already drawn, is squiggly lines or

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<v Speaker 2>green squiggly lines around it. Because I will go into

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<v Speaker 2>her room to open up the blinds, and when she's

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<v Speaker 2>not here, you know, let some air and things. Do

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<v Speaker 2>not enter, please, blinds are already drawn. Who this is

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<v Speaker 2>a kicker. If you need underline underline undernead to get

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<v Speaker 2>in contact with me or my mom, contact with me

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<v Speaker 2>or my mom underline underline thank you, supergirl. This girl

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<v Speaker 2>told me that while she's not here, don't go in

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<v Speaker 2>her room. And if you have to go in my room,

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<v Speaker 2>make sure you call me or my mother. When I

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<v Speaker 2>tell you the way that that sign came down and

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<v Speaker 2>was ripped in half. So I took a picture of it.

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<v Speaker 2>I said this to Superman. Of course he was, you know,

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<v Speaker 2>equally as angry, and then I sent it to her

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<v Speaker 2>mother because I tried to call her, but I forgot

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<v Speaker 2>that she was acting up last night, so we took

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<v Speaker 2>her her cell phone. You know that's why, because I

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<v Speaker 2>was like, she just got here, lead you think, oh,

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<v Speaker 2>that's right. She's pissed to her father for taking her

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<v Speaker 2>cell phone. So I guess that was her way of

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<v Speaker 2>being like, y'all, don't you know, don't come into my

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<v Speaker 2>personal space. But one of the reasons why. I mean,

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<v Speaker 2>first of all, one, I can go anywhere in this

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<v Speaker 2>house obviously, but I only ever go into her room

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<v Speaker 2>really to turn off all the lights and the fans

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<v Speaker 2>and all the things that she leaves on whenever she goes,

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<v Speaker 2>like to her mom's house. So I guess she's like

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<v Speaker 2>because I heard her telling her dad once like, does

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<v Speaker 2>anybody go in my room when I'm away? And I'm like, well, girl,

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<v Speaker 2>if you turned off lights and fans, I wouldn't have

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<v Speaker 2>to go in there. And secondly, I can't go anywhere,

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<v Speaker 2>So that's what I told her. So I set a

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<v Speaker 2>screenshot to her mom and said, can you please have

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<v Speaker 2>her call me when she gets a chance. And when

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<v Speaker 2>I tell you, I'm not a voice phraser. I'm not

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<v Speaker 2>you know, I'm not really a fusser of Custer, none

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<v Speaker 2>of that. Like, I taught preschool for ten years, so

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<v Speaker 2>there's like nothing I haven't seen. I mean, kids have

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<v Speaker 2>spit on me, literally tried to knock me out using

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<v Speaker 2>their big noggins. I mean, I've been through it all,

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<v Speaker 2>so I usually have like a lot of patients, and

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<v Speaker 2>I can honestly say, this is probably only the second

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<v Speaker 2>time that I've used elevated volume.

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<v Speaker 3>That's what I'll say.

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<v Speaker 2>With her once when she was like sick and she

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<v Speaker 2>was angry because we didn't get her something from Marshalls,

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<v Speaker 2>and she ran into the street and almost got hit

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<v Speaker 2>by a car.

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<v Speaker 3>So that my good.

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<v Speaker 2>So that was the only other time because I'm not

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<v Speaker 2>I know, I was not really I'm not really a yeller,

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<v Speaker 2>but when I tell you, I'm not going to say

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<v Speaker 2>I yelled, but I was like ring ring rings.

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<v Speaker 3>So she called me hello. I said hi.

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<v Speaker 2>I was waiting to like a heart like, I give

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<v Speaker 2>her a little beat to see she was gonna apologize.

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<v Speaker 3>I said, I saw your sign. She was like mm hmm.

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<v Speaker 2>I said, let me tell you it's the height of disrespect,

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<v Speaker 2>and she was quiet, Like what I said, One, you

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<v Speaker 2>don't get to tell two people who pay the bills

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<v Speaker 2>in this house where they cannot cannot go.

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<v Speaker 3>That's one.

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<v Speaker 2>Two, you don't instruct me or your father to not

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<v Speaker 2>go in your room unless we ask you or your mother,

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<v Speaker 2>I said, because I know her mother was listening. I said,

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<v Speaker 2>as much as I like your mother, she has no

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<v Speaker 2>agency here. She doesn't get to decide in my house

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<v Speaker 2>where I can go, just like I can't tell you

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<v Speaker 2>in your mother's house where she can go. Doesn't that

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<v Speaker 2>sound crazy if you were to tell your mom, hey,

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<v Speaker 2>don't come in my room unless you ask Tiffany. It

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<v Speaker 2>sounds crazy right because it is. And I was like

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<v Speaker 2>the tone I'm music now, I'm like, now, Manny, this

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<v Speaker 2>is a way calmer tone because I was I'm like

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<v Speaker 2>stressed out.

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<v Speaker 3>I was not calm. I was like, what in the

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<v Speaker 3>world when I tell you?

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<v Speaker 2>I was livid because I'm like, You're gonna tell me

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<v Speaker 2>I can't come into this room unless I call you

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<v Speaker 2>or your mom?

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<v Speaker 3>What in the have you?

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<v Speaker 1>You're going to take the door off the hinges?

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<v Speaker 2>No, what I did and said it was like, which

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<v Speaker 2>is not my proudest mom, but whatever. So I made

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<v Speaker 2>sure she could hit my footsteps. I said, you hit

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<v Speaker 2>these footsteps, I'm walking into your room. I'm in here now.

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<v Speaker 3>Now what Petty I did?

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<v Speaker 2>And I'm both ashamed and I don't care because I

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<v Speaker 2>was like, hey, you gonna tell me?

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<v Speaker 3>I was like, girl, I can I can sleep in

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<v Speaker 3>this bed.

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<v Speaker 2>And I didn't tell her that, but I was thinking

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<v Speaker 2>about solf I can sleep in this bed if I

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<v Speaker 2>wanted to, Like, I just couldn't believe that. Like it's

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<v Speaker 2>one thing to say, hey, Tiffy, you know, you know

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<v Speaker 2>I you know, even if she would have asked me, like,

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<v Speaker 2>you know, please don't go in my room, I'd be like, girl,

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<v Speaker 2>I'm going to my your room if I want to,

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<v Speaker 2>I'm like, I make it a habit. Obviously I knock

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<v Speaker 2>if she's home to make sure, but typically I just

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<v Speaker 2>go in our room to air it out because you know,

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<v Speaker 2>kids are so stink. But I told her, I said,

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<v Speaker 2>parents can always go and should always go in their

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<v Speaker 2>children's room. I said, because we are doing so to

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<v Speaker 2>make sure that you are safe and that no one

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<v Speaker 2>is harming you or that you're not harming yourself. So

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<v Speaker 2>there is no there's never a time when your father

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<v Speaker 2>and I will not go in your room freely, because

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<v Speaker 2>that is our job to make sure that you're safe.

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<v Speaker 2>So that's first and foremost. And second of all, you

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<v Speaker 2>don't pay a bill in this house, so you don't

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<v Speaker 2>own anything here. You don't get to tell adults where

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<v Speaker 2>to go. And because my Superman and I the whole

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<v Speaker 2>third floor is our floor, because it's like it's like

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<v Speaker 2>a suite or whatever. And so she has this thing

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<v Speaker 2>where she'll just come up because we haven't bought we

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<v Speaker 2>have a washer dryer on the third floor. We haven't

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<v Speaker 2>bought one for the basement yet, so she'll come up

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<v Speaker 2>to do laundry. I was like, aren't you the same

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<v Speaker 2>person who I have to keep reminding that before you

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<v Speaker 2>come up to the third floor to knock, you know.

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<v Speaker 2>I was like, so you're asking for like whatever this is,

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<v Speaker 2>but you don't even give that to us. You just

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<v Speaker 2>come upstairs with wild abandoned. And then I said, the

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<v Speaker 2>fact that you have not apologize speaks volumes, honestly, I

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<v Speaker 2>told her. Once I stopped being like mad, I said,

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<v Speaker 2>you know, I'm really disappointed. I said, it's like fine, sorry,

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<v Speaker 2>I said, no, no, no, you're not sorry. And that's okay,

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<v Speaker 2>that's how you feel. But I said, when you do

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<v Speaker 2>something wrong, Because she always complains that her dad apologizes

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<v Speaker 2>so much, I said, you always tell me they're like, oh,

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<v Speaker 2>daddy apologizes too much, And I said, that's him. Apologizing

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<v Speaker 2>is an indication of someone of good character.

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<v Speaker 3>And that's what I told her.

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<v Speaker 2>I said, when you're wrong and you're confronted with your

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<v Speaker 2>mistake and you realize that you're wrong, it is your

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<v Speaker 2>job to make that thing right and to apologize sincerely,

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<v Speaker 2>and the fact that you haven't is very disappointed and

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<v Speaker 2>I'm ashamed. I'm ashamed of the way you're behaving. And

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<v Speaker 2>that's what I could tell. She was like, oh, man,

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<v Speaker 2>that's what I think. Who knows, she might be like

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<v Speaker 2>forget utivity, who knows.

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<v Speaker 1>But I just was like, and I just need to

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<v Speaker 1>take some notes.

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<v Speaker 2>So I just said. I just was just like, yeah,

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<v Speaker 2>I just you know, And honestly I was. I was

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<v Speaker 2>really because when I tell you, literally, this is the

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<v Speaker 2>first time, other than that time when she was like

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<v Speaker 2>seven and ran in the street, that I've ever used

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<v Speaker 2>elevated an elevated tone.

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<v Speaker 3>I'm usually pretty chill, like.

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<v Speaker 2>You know, I'm I know, how to can check a

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<v Speaker 2>kid without like, you know, raising my tone. But I

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<v Speaker 2>just was like, when I tell you, I was like

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<v Speaker 2>hot all over. I just wish I'm gonna text you

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<v Speaker 2>the sign. When I read not underscore underscore, I just

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<v Speaker 2>I was like, who who are you talking to?

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<v Speaker 3>In my house where I paid bills?

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<v Speaker 1>You know. Yeah, it's really hard for me because honestly,

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<v Speaker 1>I was such a brady teenager. I just want to

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<v Speaker 1>tell you it gets worse, I.

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<v Speaker 3>Know, relatify to this day.

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<v Speaker 1>The day that lives in infamy in my house is

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<v Speaker 1>I don't even know what my mom and I thought about,

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<v Speaker 1>but I stormed into my bedroom locked the door. And

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<v Speaker 1>it's one of those flimsy door knobs with like you know,

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<v Speaker 1>you can get like a penny or a nickel or

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<v Speaker 1>something and pop the lock open. And my mom was like, oh,

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<v Speaker 1>hell no, you're not going to lock your door in

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<v Speaker 1>my house. We're still having this argument, and I'm in

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<v Speaker 1>there and I blast, you know, I have big ass

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<v Speaker 1>boom what do you call those big radios used to

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<v Speaker 1>have like boom Baugh with the CD tower and all

0:10:31.760 --> 0:10:34.240
<v Speaker 1>that and the five CD changer not to flex but anyway,

0:10:34.679 --> 0:10:39.080
<v Speaker 1>and I put on Pink Pink's album Misunderstood, and I, oh,

0:10:39.200 --> 0:10:43.079
<v Speaker 1>absolutely absolutely, and I put on just like a pill,

0:10:43.160 --> 0:10:46.000
<v Speaker 1>and I just played the entire album on full, full blast,

0:10:46.120 --> 0:10:48.960
<v Speaker 1>and I put my hand on the knob and twisted it.

0:10:49.040 --> 0:10:51.560
<v Speaker 1>So my mom even though she was trying to like

0:10:51.640 --> 0:10:54.000
<v Speaker 1>get the little locked pop open with like whatever she had,

0:10:54.280 --> 0:10:56.440
<v Speaker 1>like a butter knife or a quarter or whatever she had,

0:10:56.760 --> 0:10:59.840
<v Speaker 1>she could not get in. And we and a poor mom.

0:11:00.200 --> 0:11:02.520
<v Speaker 1>I just all night. It was a huge standoff. It

0:11:02.600 --> 0:11:06.360
<v Speaker 1>was like a hostage. It gets better, You're like, it

0:11:06.400 --> 0:11:08.719
<v Speaker 1>gets word nah. And I wasn't even the kind of

0:11:08.800 --> 0:11:10.320
<v Speaker 1>kid who I mean whatever.

0:11:10.480 --> 0:11:11.600
<v Speaker 3>Yeah she was. That's the thing.

0:11:11.679 --> 0:11:14.160
<v Speaker 2>Supergirl's not like some old you know, I mean, as

0:11:14.160 --> 0:11:15.959
<v Speaker 2>far as kids go, she's a good kid. Like I mean,

0:11:16.040 --> 0:11:19.360
<v Speaker 2>are there like, you know, definitely attitude issues, yeah, but

0:11:19.440 --> 0:11:22.040
<v Speaker 2>like it's not like she's drinking on the corner, you know,

0:11:22.120 --> 0:11:25.160
<v Speaker 2>But it's just that kind of thing where you know,

0:11:25.280 --> 0:11:28.480
<v Speaker 2>she has a thing about like not apologizing and there's

0:11:28.480 --> 0:11:33.439
<v Speaker 2>definitely like undertones of disrespect. But I told Superman he

0:11:33.600 --> 0:11:36.280
<v Speaker 2>was giddy because he always tells me that, Like, you know,

0:11:36.320 --> 0:11:39.800
<v Speaker 2>he's like, you never pop off, you know, because I'm.

0:11:39.640 --> 0:11:41.280
<v Speaker 3>Always like well, you know, I'm pretty calm, Like, well,

0:11:41.600 --> 0:11:43.800
<v Speaker 3>he's like behind you, hyping you up. What he was

0:11:43.840 --> 0:11:44.599
<v Speaker 3>so geek.

0:11:44.400 --> 0:11:46.160
<v Speaker 2>Because he always feels like he's the bad guy, and

0:11:46.200 --> 0:11:48.400
<v Speaker 2>I'm always like, well, let's talk about it all right,

0:11:48.480 --> 0:11:51.080
<v Speaker 2>let's you know, Tom, let's be calm, let's remain calm.

0:11:51.160 --> 0:11:53.480
<v Speaker 3>So this is like, you know, the one time he

0:11:53.679 --> 0:11:58.480
<v Speaker 3>was like, oh, Tiphany snacks alone.

0:11:59.559 --> 0:12:00.760
<v Speaker 2>I said to you, I don't know if you have

0:12:00.760 --> 0:12:02.120
<v Speaker 2>your phone off, but I set you so you can

0:12:02.160 --> 0:12:05.280
<v Speaker 2>see for your own eyes, just like the level of

0:12:06.040 --> 0:12:10.360
<v Speaker 2>and so the this one is really smart, the supergirl slick.

0:12:10.400 --> 0:12:12.320
<v Speaker 2>So she tried to say no, I just put that

0:12:12.320 --> 0:12:15.120
<v Speaker 2>sign up there because I'm redesigning my room and I

0:12:15.120 --> 0:12:17.040
<v Speaker 2>wanted to do a reveal and didn't want you to cea.

0:12:17.120 --> 0:12:21.120
<v Speaker 2>I said, girl, So girl, you tried, you tried and failed.

0:12:21.400 --> 0:12:23.720
<v Speaker 2>Just say I'm sorry I was being a brad. Did

0:12:23.760 --> 0:12:24.840
<v Speaker 2>you get a chance to take a look.

0:12:24.880 --> 0:12:28.160
<v Speaker 1>It's just hold on, I'm taking my phone off airplane mode.

0:12:28.240 --> 0:12:31.520
<v Speaker 1>Don't hurt me. And Kelly, there's a little beeping sound.

0:12:31.600 --> 0:12:34.840
<v Speaker 1>Oh I didn't get it. Ye, come through, come through. Well,

0:12:35.000 --> 0:12:38.200
<v Speaker 1>I feel like teenagers. It's all about wanting to define

0:12:38.200 --> 0:12:42.079
<v Speaker 1>yourself in your territory. And it's just something about that stage.

0:12:42.160 --> 0:12:44.880
<v Speaker 1>You just don't want anything to be associated with your parents.

0:12:44.920 --> 0:12:48.360
<v Speaker 1>You want to carve out your own identity in that room.

0:12:49.080 --> 0:12:51.520
<v Speaker 1>I remember that feeling. I remember that feeling of like

0:12:51.600 --> 0:12:53.880
<v Speaker 1>this is my space, and I basically wanted to piss

0:12:54.000 --> 0:12:56.560
<v Speaker 1>over everything. So I put like collages on the wall

0:12:57.120 --> 0:13:00.000
<v Speaker 1>and wrote on things and just made it my own.

0:13:00.520 --> 0:13:02.640
<v Speaker 1>Even though you're right, I think it was Will Smith,

0:13:02.760 --> 0:13:04.880
<v Speaker 1>and I just always stuck with me. Years ago, maybe

0:13:04.880 --> 0:13:06.280
<v Speaker 1>he was on Oprah or when she used to have

0:13:06.280 --> 0:13:08.200
<v Speaker 1>a TV show and he was talking about how he

0:13:08.280 --> 0:13:12.520
<v Speaker 1>told his kids, you are living in my house for free.

0:13:12.600 --> 0:13:16.360
<v Speaker 1>You're basically a squatter. You maybe have squatters, right, this

0:13:16.400 --> 0:13:18.120
<v Speaker 1>is my room. This is not your room.

0:13:18.160 --> 0:13:18.959
<v Speaker 3>It's my room.

0:13:19.200 --> 0:13:20.920
<v Speaker 1>And this and that and this and that, and I'm like,

0:13:20.960 --> 0:13:23.160
<v Speaker 1>man with that, just when his kids turned out a

0:13:23.160 --> 0:13:26.360
<v Speaker 1>little funky. But anyway, that always stuck with me, that idea.

0:13:26.640 --> 0:13:28.440
<v Speaker 1>I remember being terrified of it. I was like, let my mom,

0:13:28.520 --> 0:13:29.880
<v Speaker 1>let me turn this up with my mommy kids.

0:13:31.000 --> 0:13:32.040
<v Speaker 3>I didn't even know what. Yeah.

0:13:32.120 --> 0:13:35.040
<v Speaker 2>I definitely was like, no, the only two adults that

0:13:35.040 --> 0:13:37.680
<v Speaker 2>pay bills in this house are your father, and I so.

0:13:39.120 --> 0:13:39.720
<v Speaker 3>I think that that.

0:13:39.760 --> 0:13:41.360
<v Speaker 2>I think the part that, really, I guess pissed me

0:13:41.400 --> 0:13:44.400
<v Speaker 2>off the most was I would have been like regular

0:13:45.040 --> 0:13:47.400
<v Speaker 2>angry just to see the note like please don't come

0:13:47.400 --> 0:13:48.800
<v Speaker 2>in my room. I don't be like, girl, you tried it,

0:13:48.800 --> 0:13:51.760
<v Speaker 2>And I honestly just would have said, Melissa, you tried it.

0:13:51.760 --> 0:13:53.000
<v Speaker 3>I'm you know, I'm gonna come to this room.

0:13:53.040 --> 0:13:54.760
<v Speaker 2>But it was the part where she was said that

0:13:55.080 --> 0:13:57.240
<v Speaker 2>in order for me to come in her room, I

0:13:57.280 --> 0:13:58.760
<v Speaker 2>had to contact her and her mother.

0:14:00.720 --> 0:14:02.400
<v Speaker 1>Don't her mom know about that? No?

0:14:02.400 --> 0:14:03.959
<v Speaker 3>No, no, of course not, because me and her mom

0:14:04.000 --> 0:14:04.600
<v Speaker 3>are super cool.

0:14:04.840 --> 0:14:07.200
<v Speaker 1>Yeah, you know, it doesn't seem like, yeah, I've heard

0:14:07.200 --> 0:14:08.280
<v Speaker 1>about y'all's relationship.

0:14:08.480 --> 0:14:09.520
<v Speaker 3>You know she's super cool.

0:14:09.559 --> 0:14:12.320
<v Speaker 2>But that part is like the part that like she

0:14:12.559 --> 0:14:15.080
<v Speaker 2>thought that I was going to ask an adult that

0:14:15.160 --> 0:14:18.559
<v Speaker 2>does not live here or pay bills here about agency

0:14:18.640 --> 0:14:20.280
<v Speaker 2>in my own house where I could go.

0:14:20.360 --> 0:14:26.000
<v Speaker 3>I'm like, I said, picture that girl. I couldn't believe it.

0:14:26.040 --> 0:14:28.520
<v Speaker 2>I'm like, oh, child, so and if y'all have teenagers,

0:14:28.520 --> 0:14:31.400
<v Speaker 2>because I'm just entering into I mean, although I feel

0:14:31.480 --> 0:14:33.760
<v Speaker 2>like she gave us pre teenage anks, but now we're

0:14:33.880 --> 0:14:37.040
<v Speaker 2>entering to real teenage zone, if you have any suggestions

0:14:37.040 --> 0:14:41.400
<v Speaker 2>for me, I don't even Yeah, I feel like I.

0:14:41.320 --> 0:14:42.440
<v Speaker 3>Got a long road ahead.

0:14:43.000 --> 0:14:47.720
<v Speaker 2>Certainly, Ig messaged me, you know, tweet me the budgetista.

0:14:47.960 --> 0:14:50.720
<v Speaker 2>I don't know, like, what are some things that worked?

0:14:50.760 --> 0:14:52.480
<v Speaker 2>What are some things that didn't work? Am I just

0:14:52.520 --> 0:14:55.000
<v Speaker 2>gonna be like girl, buckle up for the ride? This

0:14:55.080 --> 0:14:56.560
<v Speaker 2>is what it looks like now. I mean, I don't

0:14:56.560 --> 0:14:59.480
<v Speaker 2>even know. Honestly, I'm just and I usually, like I

0:14:59.480 --> 0:15:00.720
<v Speaker 2>tell you, it doesn' it takes a lot to get

0:15:00.720 --> 0:15:03.240
<v Speaker 2>me like angry. But when I was almost I was like, okay, Tiffy,

0:15:03.240 --> 0:15:05.400
<v Speaker 2>you don't call right now because you are I was

0:15:05.520 --> 0:15:08.040
<v Speaker 2>baking hot, and I was just like and even like

0:15:08.040 --> 0:15:09.640
<v Speaker 2>I said, I knew I wasn't gonna like cuss her

0:15:09.920 --> 0:15:10.960
<v Speaker 2>like you know, cause I just don't.

0:15:11.600 --> 0:15:14.480
<v Speaker 3>But I knew that I didn't want to use a tone.

0:15:14.400 --> 0:15:18.800
<v Speaker 2>That was really like, you know, harsh, but I felt like,

0:15:18.840 --> 0:15:21.160
<v Speaker 2>you know, it was enough to let her know. And

0:15:21.160 --> 0:15:22.960
<v Speaker 2>I told her I didn't call you for your apologies

0:15:23.000 --> 0:15:24.400
<v Speaker 2>because I know you don't feel sorry.

0:15:24.440 --> 0:15:27.480
<v Speaker 3>I called for clarity. Are we clear? She was like yes,

0:15:27.560 --> 0:15:29.080
<v Speaker 3>I said, okay, bye.

0:15:33.200 --> 0:15:35.200
<v Speaker 1>I feel like kids keep you sharp, though my debate.

0:15:35.240 --> 0:15:36.360
<v Speaker 1>Skills are going to be on.

0:15:37.040 --> 0:15:40.960
<v Speaker 3>Yes, I do keep you sharp, but yeah, so that's

0:15:41.000 --> 0:15:46.680
<v Speaker 3>my day, that's your day. Well, I have to last people.

0:15:46.680 --> 0:15:50.200
<v Speaker 1>We talked about what's happening with the next stimulus check proposal.

0:15:50.600 --> 0:15:52.560
<v Speaker 1>I guess that's what we can call it. But it's

0:15:52.720 --> 0:15:56.720
<v Speaker 1>another relief package. Basically, everyone's waiting because those about extra

0:15:56.800 --> 0:15:58.960
<v Speaker 1>six hundred dollars per week that the federal government was

0:15:59.000 --> 0:16:01.560
<v Speaker 1>financing for people who unemployed. Still tens of millions of

0:16:01.600 --> 0:16:05.280
<v Speaker 1>people are unemployed, which is bizarre to just such a

0:16:05.360 --> 0:16:07.760
<v Speaker 1>huge number. There's so much strife going on right now,

0:16:08.200 --> 0:16:10.320
<v Speaker 1>and of course in Congress. The good news is that

0:16:10.360 --> 0:16:13.280
<v Speaker 1>Republicans do seem like they're amenable to the idea of

0:16:13.320 --> 0:16:18.400
<v Speaker 1>extending that extra federal unemployment benefit to unemployed people, but

0:16:19.120 --> 0:16:21.440
<v Speaker 1>it may go down from six hundred dollars to two

0:16:21.480 --> 0:16:24.840
<v Speaker 1>hundred dollars. People like Mitch McConnell and his and his

0:16:24.840 --> 0:16:28.240
<v Speaker 1>his lackeys, they hate the idea of people like and

0:16:28.320 --> 0:16:29.800
<v Speaker 1>my dad has even said this. My dad is a

0:16:29.800 --> 0:16:32.520
<v Speaker 1>public but public city bus driver in Atlanta. He and

0:16:32.640 --> 0:16:35.480
<v Speaker 1>I think he earned something like it was less than

0:16:35.520 --> 0:16:38.520
<v Speaker 1>twenty dollars an hour. My dad earned and it's true

0:16:38.720 --> 0:16:42.320
<v Speaker 1>with the extra simulus bills, he's doing better than he

0:16:42.360 --> 0:16:44.560
<v Speaker 1>would have been a little bit better than he would

0:16:44.560 --> 0:16:46.400
<v Speaker 1>have been if he had been working his regular hours

0:16:46.400 --> 0:16:49.880
<v Speaker 1>doing his job. And that is what really gets Republicans

0:16:49.880 --> 0:16:54.520
<v Speaker 1>pissed off, the idea that this is disincentivizing work in

0:16:54.560 --> 0:16:57.120
<v Speaker 1>their opinion. And I'm just like my dad and I

0:16:57.120 --> 0:16:59.360
<v Speaker 1>are laughing because I'm like, you're not at You're not

0:16:59.440 --> 0:17:02.640
<v Speaker 1>at like a casino gambling away your money. Like, okay,

0:17:02.680 --> 0:17:04.200
<v Speaker 1>so you have a little bit extra money to put

0:17:04.240 --> 0:17:07.119
<v Speaker 1>in your emergency fund or you know, for groceries or whatnot.

0:17:07.200 --> 0:17:12.000
<v Speaker 1>But it like Republicans are actively trying to keep people

0:17:12.640 --> 0:17:16.679
<v Speaker 1>under financial insecurity. That's that's genuinely what they're working towards.

0:17:16.720 --> 0:17:18.560
<v Speaker 1>And it's just kind of astounding to me. And it's

0:17:19.200 --> 0:17:20.760
<v Speaker 1>I don't know what it is, you know. And I

0:17:20.760 --> 0:17:22.640
<v Speaker 1>was telling my dad, I'm like, if you want more

0:17:22.680 --> 0:17:25.879
<v Speaker 1>proof that America needs to pay people more and praise

0:17:25.960 --> 0:17:28.400
<v Speaker 1>minimum wage, which in the state of Georgia is still

0:17:28.480 --> 0:17:31.159
<v Speaker 1>ridiculously low, it's like seven dollars or less than that.

0:17:31.240 --> 0:17:32.920
<v Speaker 3>Even it's the fact that.

0:17:32.880 --> 0:17:35.600
<v Speaker 1>People are doing better unemployed than they were when they

0:17:35.640 --> 0:17:39.240
<v Speaker 1>had jobs like that it's just it's mind boggling to me.

0:17:39.440 --> 0:17:41.360
<v Speaker 1>But wanted to give y'all the latest if you're still

0:17:41.400 --> 0:17:43.560
<v Speaker 1>if you're listening to this on Wednesday, we're taping a

0:17:43.560 --> 0:17:46.880
<v Speaker 1>couple of days early, so it may not be exactly

0:17:46.880 --> 0:17:49.800
<v Speaker 1>what's happening, but I'm watching it closely and I'm very

0:17:49.800 --> 0:17:53.000
<v Speaker 1>curious to see what they end up doing, and especially

0:17:53.040 --> 0:17:56.119
<v Speaker 1>for small businesses, because you have states that are now

0:17:56.359 --> 0:18:02.320
<v Speaker 1>reclosing or scaling. Didn't they scale back the opening And yeah,

0:18:02.480 --> 0:18:06.480
<v Speaker 1>it just seems like it seems like people's minds have

0:18:06.600 --> 0:18:11.480
<v Speaker 1>maybe moved forward, but nothing has exactly changed, you know,

0:18:11.560 --> 0:18:14.560
<v Speaker 1>in the climate of the pandemic and the economic crisis,

0:18:14.600 --> 0:18:17.640
<v Speaker 1>and we genuinely just need government to work for us.

0:18:17.680 --> 0:18:20.439
<v Speaker 1>And you know, it's one hundred days till the election,

0:18:21.240 --> 0:18:24.600
<v Speaker 1>about one hundred days till the presidential election. So if

0:18:24.640 --> 0:18:28.000
<v Speaker 1>y'all are not feeling the way this whole situation's working out,

0:18:28.480 --> 0:18:32.119
<v Speaker 1>please vote, Please vote, put on a mask and vote. Actually,

0:18:32.119 --> 0:18:36.000
<v Speaker 1>Stacy Abrams my my favorite from my favor from Georgia.

0:18:36.440 --> 0:18:40.080
<v Speaker 1>She's become she's actually in the running for Joe Biden's

0:18:40.119 --> 0:18:43.119
<v Speaker 1>vice presidential candidate. But anyway, she when she lost the

0:18:43.400 --> 0:18:47.439
<v Speaker 1>gubernatorial race in Georgia. She created this Fair Fight Action

0:18:48.240 --> 0:18:54.040
<v Speaker 1>organization because the reason one of the many reasons she uh, well,

0:18:54.080 --> 0:18:56.159
<v Speaker 1>not the many reasons that she lost the election, because

0:18:56.680 --> 0:18:59.840
<v Speaker 1>it was a very very tight election, and Stacy Abrams

0:18:59.800 --> 0:19:03.880
<v Speaker 1>had her life work basically to expose the way that governments,

0:19:04.040 --> 0:19:08.600
<v Speaker 1>state governments, the parties in power are trying to diminish

0:19:08.680 --> 0:19:11.960
<v Speaker 1>the power people's rights to vote, especially black and brown people,

0:19:12.240 --> 0:19:14.320
<v Speaker 1>because they know when we come out to vote, it's

0:19:14.400 --> 0:19:18.000
<v Speaker 1>usually not in their favor. So her organization they have

0:19:18.160 --> 0:19:20.800
<v Speaker 1>this mask that just says vote. It's a bright purple

0:19:20.840 --> 0:19:22.800
<v Speaker 1>mask and it has a vote on the front. And

0:19:22.920 --> 0:19:25.880
<v Speaker 1>I love this because even in states where they are

0:19:25.960 --> 0:19:27.240
<v Speaker 1>because you know, right now, if you heard all the

0:19:27.240 --> 0:19:30.560
<v Speaker 1>debating about should people be allowed to do mail in ballots,

0:19:31.119 --> 0:19:33.800
<v Speaker 1>you know, is there any way that we can create

0:19:33.920 --> 0:19:37.360
<v Speaker 1>a safe voting environment because you know, people are genuinely

0:19:37.400 --> 0:19:41.359
<v Speaker 1>worried about catching COVID waiting in line, you know, for elections,

0:19:41.400 --> 0:19:44.080
<v Speaker 1>and when you factor in the social distancing, I mean

0:19:44.080 --> 0:19:46.040
<v Speaker 1>those little polling boots where you go to vote, I

0:19:46.040 --> 0:19:50.040
<v Speaker 1>mean those are the cool by imagine, yes, but and

0:19:50.080 --> 0:19:53.680
<v Speaker 1>that's scary because you want people to go and vote.

0:19:53.680 --> 0:19:56.159
<v Speaker 1>It's never been the stakes have never been higher, and

0:19:56.240 --> 0:19:58.919
<v Speaker 1>yet I think that's what the party in power is hoping,

0:19:59.000 --> 0:20:02.199
<v Speaker 1>is that people will be dissuaded from going Wait, how

0:20:02.280 --> 0:20:04.400
<v Speaker 1>did I say that? Just waited from going to vote?

0:20:04.560 --> 0:20:07.080
<v Speaker 1>And so Stacy's creation of that mask, which you can

0:20:07.119 --> 0:20:09.120
<v Speaker 1>check out post a link in the show notes because

0:20:09.160 --> 0:20:12.320
<v Speaker 1>I think some of the proceeds go towards organization and voters' rights.

0:20:12.600 --> 0:20:15.320
<v Speaker 1>But yeah, that mask is just like saying, Okay, we

0:20:15.400 --> 0:20:17.840
<v Speaker 1>know it's scary out there, but let's do it anyway.

0:20:18.480 --> 0:20:22.280
<v Speaker 2>We have to vote, Yeah, we have We literally our

0:20:22.359 --> 0:20:25.760
<v Speaker 2>lives depend on it. Absolutely, Like literally, there are people

0:20:25.760 --> 0:20:28.160
<v Speaker 2>who voted for the current administration. They're like, oh my god,

0:20:28.200 --> 0:20:30.880
<v Speaker 2>what's the worst that can happen? Literally, this is this

0:20:30.920 --> 0:20:35.280
<v Speaker 2>is the worst that can happen. We're here now, pandemic quarantine, death, destruction,

0:20:35.640 --> 0:20:39.280
<v Speaker 2>civil unrest, like we are in the worst case scenario.

0:20:39.800 --> 0:20:44.400
<v Speaker 2>So your vote, your vote created an environment for this

0:20:44.480 --> 0:20:46.480
<v Speaker 2>to be for those of you who voted for the

0:20:46.480 --> 0:20:51.600
<v Speaker 2>current administration. I will not name that person that leads

0:20:51.640 --> 0:20:53.960
<v Speaker 2>to current administration. He does not see who must be

0:20:54.040 --> 0:20:59.520
<v Speaker 2>named exactly, But WoT I mean we can maybe say

0:20:59.560 --> 0:21:01.879
<v Speaker 2>this for for our questions, but my mom asked me

0:21:01.920 --> 0:21:03.440
<v Speaker 2>a question today and I thought we should address it,

0:21:03.520 --> 0:21:06.560
<v Speaker 2>so maybe we'll save it for the questions segment.

0:21:07.040 --> 0:21:11.680
<v Speaker 1>Wait, a special question from Mama Aliita. Okay, I'm all

0:21:11.680 --> 0:21:13.400
<v Speaker 1>here for it. All right, Well, let's take a quick

0:21:13.400 --> 0:21:15.560
<v Speaker 1>break and we'll be right back to answer your questions. Guys.

0:21:48.160 --> 0:21:50.119
<v Speaker 1>All right, we are back. Thank you so much for

0:21:50.160 --> 0:21:52.119
<v Speaker 1>sending us your questions again. You could reach out to

0:21:52.200 --> 0:21:55.800
<v Speaker 1>us on Instagram at Brand Ambition Podcast or hit us

0:21:55.880 --> 0:21:58.640
<v Speaker 1>up by email. We are Brand Ambition Podcast at gmail

0:21:58.680 --> 0:22:02.760
<v Speaker 1>dot com dot com. Before we get to Mama Leecha's

0:22:02.840 --> 0:22:06.680
<v Speaker 1>question now, which I'm very curious about, I want to read.

0:22:06.920 --> 0:22:08.640
<v Speaker 1>Last week, we asked some of you guys if your

0:22:08.680 --> 0:22:10.639
<v Speaker 1>parents or you have children that you're taking care of

0:22:11.040 --> 0:22:14.480
<v Speaker 1>at this time. Many of you, like I and Tiffany,

0:22:14.640 --> 0:22:17.919
<v Speaker 1>you know, we're working taking care of children, taking care

0:22:17.960 --> 0:22:22.439
<v Speaker 1>of ungrateful children, and juggling that with our full time jobs,

0:22:22.440 --> 0:22:24.200
<v Speaker 1>and I wanted to kind of hear. We wanted to

0:22:24.240 --> 0:22:26.280
<v Speaker 1>hear from you guys and see how you're dealing with it,

0:22:26.320 --> 0:22:27.800
<v Speaker 1>and I just wanted to share a note from We

0:22:27.840 --> 0:22:31.600
<v Speaker 1>got several responses, so thank y'all. This comes from listener Ellen,

0:22:31.640 --> 0:22:34.320
<v Speaker 1>and Ellen says, I have an eleven month year old

0:22:34.440 --> 0:22:36.840
<v Speaker 1>I start work next week from being on maternity leave

0:22:36.840 --> 0:22:39.280
<v Speaker 1>for the school year because I'm a school counselor not

0:22:39.320 --> 0:22:41.399
<v Speaker 1>only do I have to worry about what distance learning

0:22:41.480 --> 0:22:43.560
<v Speaker 1>is going to look like, I also have to worry

0:22:43.600 --> 0:22:46.800
<v Speaker 1>about finding childcare for my son. COVID nineteen has me

0:22:46.920 --> 0:22:50.000
<v Speaker 1>scared as all hell, but a nanny is too damn expensive.

0:22:50.320 --> 0:22:52.439
<v Speaker 1>I live in the Bay Area and paying a nanny

0:22:52.440 --> 0:22:54.800
<v Speaker 1>a living wage full time, it's almost the amount of

0:22:54.840 --> 0:22:57.760
<v Speaker 1>my take home pay. Childcare is scary because you are

0:22:57.760 --> 0:23:00.480
<v Speaker 1>exposing your kid to more people, but it's what I

0:23:00.520 --> 0:23:02.960
<v Speaker 1>can afford and what we had planned on doing before

0:23:03.000 --> 0:23:06.320
<v Speaker 1>the pandemic. Mom guilt right now is settling in real

0:23:06.400 --> 0:23:08.680
<v Speaker 1>hard and just hearing Mandy ask about what people are

0:23:08.680 --> 0:23:11.280
<v Speaker 1>doing for childcare made me feel less alone. I know

0:23:11.359 --> 0:23:13.520
<v Speaker 1>I can't work from home without some kind of childcare,

0:23:13.880 --> 0:23:16.240
<v Speaker 1>so I just cross my fingers and pray that my

0:23:16.320 --> 0:23:19.800
<v Speaker 1>son will stay healthy. Thank you. We feel for you.

0:23:19.880 --> 0:23:20.160
<v Speaker 3>Ellen.

0:23:20.480 --> 0:23:23.000
<v Speaker 1>I mean, that's the sad truth. There's no answer. It's

0:23:23.119 --> 0:23:27.360
<v Speaker 1>just it's hard decision, hard decision, hard decision. Pick a door,

0:23:27.960 --> 0:23:31.399
<v Speaker 1>you know, take a door and walk through it. And

0:23:31.480 --> 0:23:33.760
<v Speaker 1>the fact that schools are asking teachers to come back

0:23:34.080 --> 0:23:36.879
<v Speaker 1>when you worked at that daycare with that private or public.

0:23:37.119 --> 0:23:40.040
<v Speaker 3>That was private, it was a nonprofit. So but I

0:23:40.160 --> 0:23:40.880
<v Speaker 3>wonder what's.

0:23:40.720 --> 0:23:42.560
<v Speaker 1>It like even for a private I mean, I know

0:23:42.600 --> 0:23:44.359
<v Speaker 1>you haven't worked in that in a daycare for a

0:23:44.400 --> 0:23:46.320
<v Speaker 1>long time, but do you have a choice, mean when

0:23:46.320 --> 0:23:48.719
<v Speaker 1>they say come in, I mean, you can choose not

0:23:48.760 --> 0:23:50.359
<v Speaker 1>to come in, right, but it's probably a choice between

0:23:50.520 --> 0:23:51.440
<v Speaker 1>getting a paycheck and not.

0:23:51.680 --> 0:23:52.639
<v Speaker 3>And that's literally what it is.

0:23:52.640 --> 0:23:54.800
<v Speaker 2>Because there'd be moments like, for example, like just say

0:23:54.840 --> 0:23:57.720
<v Speaker 2>something as benign as a snow day, where like the

0:23:57.760 --> 0:24:00.280
<v Speaker 2>snow would be pretty bad, and we as teachers were like, well,

0:24:00.320 --> 0:24:04.000
<v Speaker 2>this is not fair because for example, typically they don't

0:24:04.000 --> 0:24:07.240
<v Speaker 2>call a snow day until like like eight or nine.

0:24:07.320 --> 0:24:10.359
<v Speaker 2>But I used to have to go to work by seven.

0:24:10.920 --> 0:24:13.520
<v Speaker 2>So if you're gonna say, oh, schools are closed and

0:24:13.560 --> 0:24:16.000
<v Speaker 2>you tell parents by nine, what would happen is I

0:24:16.040 --> 0:24:17.920
<v Speaker 2>would go to work by seven, People drop their kids

0:24:17.960 --> 0:24:20.840
<v Speaker 2>off by seven, They close schools by nine, and some

0:24:20.920 --> 0:24:23.760
<v Speaker 2>parents wouldn't get there until like one, two, three, you know,

0:24:24.359 --> 0:24:26.879
<v Speaker 2>So it was hard because it's like, do you not

0:24:26.960 --> 0:24:29.119
<v Speaker 2>go and not get paid because when they tell you

0:24:29.160 --> 0:24:31.240
<v Speaker 2>it's open, it's open, and you not going. I mean,

0:24:31.240 --> 0:24:32.760
<v Speaker 2>you can use the sick day if you have it,

0:24:33.160 --> 0:24:35.520
<v Speaker 2>but then sometimes you would get in trouble because you can.

0:24:35.720 --> 0:24:37.800
<v Speaker 2>It's like a no call, no show. So it's just

0:24:38.359 --> 0:24:40.560
<v Speaker 2>it's not easy for teachers just not to show up.

0:24:40.840 --> 0:24:44.520
<v Speaker 2>That's why, you know, hopefully more there are teachers who

0:24:44.560 --> 0:24:47.399
<v Speaker 2>are in unions, and then the union can help force

0:24:47.480 --> 0:24:51.240
<v Speaker 2>the hand of some of the towns that might be

0:24:51.280 --> 0:24:54.919
<v Speaker 2>trying to force teachers to go because you yourself individually,

0:24:54.960 --> 0:24:56.520
<v Speaker 2>it's going to be hard for ten teachers to say

0:24:56.520 --> 0:24:58.639
<v Speaker 2>that because they have families as well. So it's like,

0:24:58.720 --> 0:25:01.200
<v Speaker 2>do I put my family at risk one way or

0:25:01.240 --> 0:25:03.080
<v Speaker 2>the other by not having enough money.

0:25:03.520 --> 0:25:06.200
<v Speaker 3>To support them or me potentially getting sick?

0:25:06.440 --> 0:25:08.919
<v Speaker 1>And I hope that parents. You know, I don't have

0:25:08.960 --> 0:25:11.639
<v Speaker 1>a school age child, but I have. I am a

0:25:11.640 --> 0:25:14.680
<v Speaker 1>part of the local Moms of you know insert city

0:25:14.760 --> 0:25:18.879
<v Speaker 1>name here Facebook group and the one mom got you

0:25:18.920 --> 0:25:21.840
<v Speaker 1>know one she was posting inventing about the quality of

0:25:21.920 --> 0:25:24.080
<v Speaker 1>distance learning at the school that she goes to and

0:25:24.080 --> 0:25:26.720
<v Speaker 1>how she's thinking about going private because it's been so bad,

0:25:27.240 --> 0:25:29.679
<v Speaker 1>and I mean she was she was just dumped on

0:25:29.760 --> 0:25:32.520
<v Speaker 1>and dragged. But you have to give you have to

0:25:32.640 --> 0:25:36.280
<v Speaker 1>understand the other side. It's not like you as parents. Yes,

0:25:36.359 --> 0:25:38.840
<v Speaker 1>I mean schools are so crucial and you know now

0:25:38.840 --> 0:25:41.040
<v Speaker 1>we're really realizing the value of them, which is sad.

0:25:41.400 --> 0:25:44.399
<v Speaker 1>Teachers in school to mean they offer childcare, they offer learning.

0:25:44.440 --> 0:25:46.320
<v Speaker 1>I mean, they're so crucial to the fabric of our

0:25:47.720 --> 0:25:52.000
<v Speaker 1>society and and our you know, children's development, but they

0:25:52.040 --> 0:25:55.040
<v Speaker 1>also are dealing with this pandemic. They are humans too,

0:25:55.280 --> 0:25:57.080
<v Speaker 1>and I think we just need to and they also

0:25:57.640 --> 0:25:59.760
<v Speaker 1>have choked too many Learning is new to them. They

0:25:59.760 --> 0:26:01.840
<v Speaker 1>have gets at home, and they're trying to teach your kids,

0:26:01.880 --> 0:26:04.240
<v Speaker 1>and like imagine you being home with your kid and

0:26:04.280 --> 0:26:06.399
<v Speaker 1>having to not just take like figure out childcare, but

0:26:06.440 --> 0:26:10.320
<v Speaker 1>like teach your kid, like teach other kids kids, or

0:26:10.359 --> 0:26:13.480
<v Speaker 1>teach other parents' kids. It's it's it's such a difficult

0:26:13.560 --> 0:26:15.959
<v Speaker 1>situation and I just think we just need we have

0:26:16.000 --> 0:26:19.359
<v Speaker 1>to lower the expectation for twenty twenty. Okay, listen, we

0:26:19.560 --> 0:26:21.760
<v Speaker 1>just it's just not going to be like it was before.

0:26:21.840 --> 0:26:23.960
<v Speaker 1>It's not going to be as good. We've just got

0:26:23.960 --> 0:26:26.439
<v Speaker 1>to We've got to create a new measuring stick. For

0:26:26.520 --> 0:26:30.399
<v Speaker 1>situations and for people and services, and just relax a

0:26:30.400 --> 0:26:33.639
<v Speaker 1>little and get people like, we just need empathy. I

0:26:33.680 --> 0:26:37.880
<v Speaker 1>talked about empathy last week. I just wish empathy, empathy, empathy.

0:26:37.960 --> 0:26:41.240
<v Speaker 1>Stop yourself from judging or writing a terrible review or

0:26:41.280 --> 0:26:44.879
<v Speaker 1>complaining about someone else, and just ask yourself what is

0:26:44.920 --> 0:26:47.600
<v Speaker 1>their situation, what might they be going through right now

0:26:47.640 --> 0:26:51.639
<v Speaker 1>in these crazy times? And pause before you judge. Try

0:26:51.640 --> 0:26:52.560
<v Speaker 1>to at least.

0:26:52.640 --> 0:26:57.880
<v Speaker 2>Yeah, now more than ever, empathy is. It's critically important

0:26:57.920 --> 0:27:01.560
<v Speaker 2>because you're going to need it as well. So are

0:27:01.600 --> 0:27:04.400
<v Speaker 2>you ready for Mama Lee Chase question?

0:27:04.960 --> 0:27:07.679
<v Speaker 1>I can't wait. Mama Lee Chase remimy again. Is she

0:27:07.680 --> 0:27:08.560
<v Speaker 1>she's retired? Right?

0:27:08.560 --> 0:27:11.920
<v Speaker 3>Does she retire? She's a nurse? Well, she was a nurse.

0:27:12.320 --> 0:27:14.000
<v Speaker 2>She was a hospital nurse and then became a school

0:27:14.040 --> 0:27:17.679
<v Speaker 2>nurse and then not last year, but year before last year. Retired,

0:27:17.720 --> 0:27:21.040
<v Speaker 2>So just in time, because so she called me and

0:27:21.240 --> 0:27:26.760
<v Speaker 2>was like, hey, daughter, it's like hello mother, she.

0:27:25.240 --> 0:27:27.080
<v Speaker 3>She said, So I have a leased car.

0:27:27.960 --> 0:27:31.080
<v Speaker 2>She's like, I'm barely driving it, but I think it

0:27:31.119 --> 0:27:34.639
<v Speaker 2>doesn't make sense to continue with the lease. Wouldn't it

0:27:34.680 --> 0:27:37.639
<v Speaker 2>be better if I just purchased the car instead? And

0:27:37.760 --> 0:27:39.959
<v Speaker 2>so once she asked me, you know, like should I

0:27:40.040 --> 0:27:43.760
<v Speaker 2>get my financing through like the car company. She has

0:27:43.800 --> 0:27:47.200
<v Speaker 2>a Toyota like a Wrap four And I said.

0:27:47.000 --> 0:27:49.119
<v Speaker 1>Wait a second, So she has been leasing and she

0:27:49.160 --> 0:27:50.040
<v Speaker 1>wants to purchase it.

0:27:50.320 --> 0:27:52.000
<v Speaker 3>Yes, she wants to purchase that Leas's car.

0:27:52.359 --> 0:27:54.040
<v Speaker 1>How long has she had her lease?

0:27:55.240 --> 0:27:57.240
<v Speaker 2>I believe, I want to say, she said, at least

0:27:57.240 --> 0:27:59.359
<v Speaker 2>for a while, you know what, I believe the lease

0:27:59.440 --> 0:28:02.280
<v Speaker 2>is up. So that's so she's at the end, so

0:28:02.280 --> 0:28:04.440
<v Speaker 2>maybe like I want to say, between three and five years,

0:28:04.440 --> 0:28:06.600
<v Speaker 2>because she basically said, I have to make the choice

0:28:06.600 --> 0:28:08.480
<v Speaker 2>this week, so that let me know that the lease

0:28:08.560 --> 0:28:10.960
<v Speaker 2>is basically up and she has to decide. She said

0:28:11.520 --> 0:28:14.960
<v Speaker 2>that she's severely under her miles, so I think, like,

0:28:15.000 --> 0:28:16.320
<v Speaker 2>you know, they give them like I don't know, like

0:28:16.520 --> 0:28:18.200
<v Speaker 2>what do they usually give them, like thirty six hundred

0:28:18.200 --> 0:28:19.760
<v Speaker 2>miles or something like thirty six thousand miles?

0:28:19.760 --> 0:28:20.760
<v Speaker 1>Thirty six thousand.

0:28:20.920 --> 0:28:23.000
<v Speaker 2>Yeah, And she said that she's been averaging like ten

0:28:23.040 --> 0:28:25.080
<v Speaker 2>thousand miles a year, so it's like, yanke, she barely

0:28:25.160 --> 0:28:28.600
<v Speaker 2>uses it. And she's just like, but she doesn't want

0:28:28.640 --> 0:28:32.520
<v Speaker 2>a car, but she doesn't want to, you know, pay

0:28:32.600 --> 0:28:35.400
<v Speaker 2>for a lease that she's not going to be using

0:28:35.440 --> 0:28:36.960
<v Speaker 2>those miles, but they have to have a car in

0:28:36.960 --> 0:28:41.240
<v Speaker 2>the house obviously. So one I was like, okay, well

0:28:41.320 --> 0:28:43.080
<v Speaker 2>if you're going to do so well, One I wanted

0:28:43.120 --> 0:28:46.320
<v Speaker 2>to address like whether or not you should even you know,

0:28:46.440 --> 0:28:49.360
<v Speaker 2>like whether you should purchase your lease. And here are

0:28:49.360 --> 0:28:50.960
<v Speaker 2>some like kind of like things I told her. I

0:28:51.000 --> 0:28:53.240
<v Speaker 2>was like, well, if you're way under or way over,

0:28:54.520 --> 0:28:57.120
<v Speaker 2>it might make sense. So if you're for my mom,

0:28:57.200 --> 0:28:59.880
<v Speaker 2>she's way under right, and so as a result, she's

0:28:59.880 --> 0:29:03.920
<v Speaker 2>like leaving value on the table because you know, she

0:29:04.040 --> 0:29:06.680
<v Speaker 2>paid for for thirty six thousand and she's used one

0:29:06.760 --> 0:29:09.240
<v Speaker 2>third of that. Or if you're way over, like I

0:29:09.280 --> 0:29:12.520
<v Speaker 2>remember when I was in college, my dad got my

0:29:12.640 --> 0:29:14.760
<v Speaker 2>sisters and I a truck that we all shared at lease.

0:29:14.840 --> 0:29:18.040
<v Speaker 2>Like it was like a pathfinder and woolf child. That

0:29:18.080 --> 0:29:22.040
<v Speaker 2>pathfinder saw every corner of this fleet. I mean, you

0:29:22.080 --> 0:29:23.920
<v Speaker 2>know the number of miles we put on that thing.

0:29:24.400 --> 0:29:28.080
<v Speaker 2>They were like, did you take this overseas? So way over?

0:29:28.480 --> 0:29:32.360
<v Speaker 2>You might want to purchase the car to offset you know,

0:29:32.440 --> 0:29:35.520
<v Speaker 2>the miles that you're that you've put on, So you know,

0:29:35.680 --> 0:29:37.760
<v Speaker 2>you don't want to leave money on the table by

0:29:37.880 --> 0:29:40.400
<v Speaker 2>like because because you used too little, and then you

0:29:40.400 --> 0:29:42.200
<v Speaker 2>don't want to have to pay these extra fees because

0:29:42.200 --> 0:29:45.680
<v Speaker 2>you use too much. So that's one one indication of

0:29:45.760 --> 0:29:48.200
<v Speaker 2>maybe a buying your lease might be a good idea.

0:29:48.360 --> 0:29:50.400
<v Speaker 2>Also too, if you had a lot of like excess

0:29:50.440 --> 0:29:54.160
<v Speaker 2>wear and tear, because like my mom's cars like in

0:29:54.200 --> 0:29:56.520
<v Speaker 2>pristine condition. But let's just say, you know, you lease

0:29:56.560 --> 0:29:57.920
<v Speaker 2>the car for your kid and they kind of tore

0:29:57.960 --> 0:29:59.880
<v Speaker 2>it up, and you know, the penalties are going to

0:29:59.880 --> 0:30:02.440
<v Speaker 2>be crazy, so you're like, you know what, we might

0:30:02.480 --> 0:30:04.800
<v Speaker 2>as well just buy the car because by the time

0:30:04.840 --> 0:30:06.400
<v Speaker 2>we paid these panelties, we might as well have bought

0:30:06.400 --> 0:30:06.640
<v Speaker 2>the car.

0:30:06.720 --> 0:30:07.120
<v Speaker 3>Anyway.

0:30:07.920 --> 0:30:11.920
<v Speaker 2>Now, the only caveat, and the biggest caveat is that

0:30:13.320 --> 0:30:14.200
<v Speaker 2>what are they going.

0:30:14.040 --> 0:30:15.360
<v Speaker 3>To And that's what this is where I'm gonna help.

0:30:15.360 --> 0:30:17.040
<v Speaker 2>My mom is a really good negotiator, so I've gotten

0:30:17.040 --> 0:30:20.120
<v Speaker 2>my negotiating skills from her. She learned her negotiating skills

0:30:20.120 --> 0:30:23.080
<v Speaker 2>in the market place in Nigeria, no place better. So

0:30:23.120 --> 0:30:25.560
<v Speaker 2>I'm going to tell her that don't let them try

0:30:25.600 --> 0:30:28.360
<v Speaker 2>to sell you the car at retail price because the

0:30:28.440 --> 0:30:32.360
<v Speaker 2>leasing company, they're gonna save money on shipping and auction fees,

0:30:32.720 --> 0:30:35.480
<v Speaker 2>so they need to be passing on that to you

0:30:35.720 --> 0:30:37.200
<v Speaker 2>and to try to aim for her to buy a

0:30:37.320 --> 0:30:42.480
<v Speaker 2>wholesale And on top of that, like literally leasing companies,

0:30:42.520 --> 0:30:45.880
<v Speaker 2>their number one buyers are these like Hurts and these

0:30:45.920 --> 0:30:49.000
<v Speaker 2>rental car companies that are not buying cars because people

0:30:49.080 --> 0:30:51.040
<v Speaker 2>are not renting cars and people are not buying as

0:30:51.040 --> 0:30:51.440
<v Speaker 2>many cars.

0:30:51.480 --> 0:30:53.720
<v Speaker 1>So she's able to get point.

0:30:53.960 --> 0:30:56.160
<v Speaker 2>So she should be leaning, she should go hard. But

0:30:56.240 --> 0:31:00.200
<v Speaker 2>like I said, my mom's an ex exactly and her

0:31:00.440 --> 0:31:01.880
<v Speaker 2>so one thing she did ask me is she said,

0:31:01.880 --> 0:31:04.240
<v Speaker 2>should I read finance or should I get the least

0:31:04.240 --> 0:31:07.320
<v Speaker 2>and get financing through the through like Toyota. I said,

0:31:07.320 --> 0:31:09.760
<v Speaker 2>absolutely not, And I said, not even your big bank.

0:31:09.800 --> 0:31:11.920
<v Speaker 2>I told her to go to a credit union because

0:31:11.960 --> 0:31:16.960
<v Speaker 2>credit unions are typically nonprofit based organizations, meaning that the

0:31:17.040 --> 0:31:19.760
<v Speaker 2>interest that they're charging you is moderate in comparison to

0:31:19.800 --> 0:31:21.800
<v Speaker 2>like a big bank, because their aim is not to

0:31:21.840 --> 0:31:24.480
<v Speaker 2>make money off of you know, that interest, it's to

0:31:24.560 --> 0:31:27.080
<v Speaker 2>keep the doors open, because that's what literally nonprofits are.

0:31:27.360 --> 0:31:29.080
<v Speaker 2>Their aim is not to make a profit, but to

0:31:29.160 --> 0:31:31.160
<v Speaker 2>help the community. So I told her, and there are

0:31:31.160 --> 0:31:34.480
<v Speaker 2>many credit unions that she can join today and apply today.

0:31:34.520 --> 0:31:37.040
<v Speaker 2>And her she was just asking me about where she

0:31:37.040 --> 0:31:39.239
<v Speaker 2>should get her. I told her she should know her

0:31:39.240 --> 0:31:41.720
<v Speaker 2>credit score because the credit union is going to ask

0:31:41.720 --> 0:31:44.600
<v Speaker 2>for it so she could start shopping around. And she

0:31:44.800 --> 0:31:46.520
<v Speaker 2>was like, okay. I told her, like to go to

0:31:46.560 --> 0:31:48.520
<v Speaker 2>credit scorecard dot com and she said, do they ask

0:31:48.560 --> 0:31:50.520
<v Speaker 2>for your social Security number? I didn't remember that they did.

0:31:50.520 --> 0:31:53.680
<v Speaker 2>I told her, no, of course they do. And now

0:31:53.720 --> 0:31:57.280
<v Speaker 2>she's like, I don't want to get it. I'm like, oh, ma'am,

0:31:57.480 --> 0:32:00.840
<v Speaker 2>so yes. I mean I just trust yes, and I

0:32:00.880 --> 0:32:04.000
<v Speaker 2>can understand that. But wherever you go, they're going to

0:32:04.000 --> 0:32:06.320
<v Speaker 2>pull your credit score. So it's just it is what

0:32:06.360 --> 0:32:08.360
<v Speaker 2>it is like, they're going to I told her, Mommy,

0:32:08.440 --> 0:32:10.320
<v Speaker 2>when's the last time you borrow any money? Now, of

0:32:10.360 --> 0:32:12.320
<v Speaker 2>course they're going to ask you for your not only

0:32:12.320 --> 0:32:13.720
<v Speaker 2>your credit score, but they're going to ask you for

0:32:13.720 --> 0:32:15.640
<v Speaker 2>your Social Security number. When you borrow money, they need

0:32:15.680 --> 0:32:18.360
<v Speaker 2>to attach that debt to you. Should you run away

0:32:18.360 --> 0:32:18.640
<v Speaker 2>with it?

0:32:19.160 --> 0:32:21.080
<v Speaker 3>And she was like mmm. I was like this woman,

0:32:21.200 --> 0:32:22.280
<v Speaker 3>so yeah.

0:32:22.280 --> 0:32:25.920
<v Speaker 2>So if you're thinking about purchasing your lease, actually, typically

0:32:25.960 --> 0:32:29.080
<v Speaker 2>I would say it's not the greatest idea because it's

0:32:29.160 --> 0:32:32.800
<v Speaker 2>very difficult to negotiate them down sometimes to get them

0:32:32.840 --> 0:32:36.040
<v Speaker 2>down to as close to wholesale pricing as possible, but

0:32:36.200 --> 0:32:38.680
<v Speaker 2>now more than ever. You know, if you got you know,

0:32:38.680 --> 0:32:40.760
<v Speaker 2>if you're a good negotiator, you can certainly get a

0:32:40.800 --> 0:32:43.360
<v Speaker 2>great deal on your on your lease if you want

0:32:43.360 --> 0:32:43.920
<v Speaker 2>to purchase it.

0:32:44.480 --> 0:32:46.520
<v Speaker 1>That's good to know, because husband tricked me into get

0:32:46.520 --> 0:32:48.920
<v Speaker 1>in the lease right before I gave birth. He caught

0:32:48.960 --> 0:32:51.920
<v Speaker 1>me in a real he caught me in a really

0:32:52.000 --> 0:32:56.120
<v Speaker 1>like blue blue mood and took me lease shopping like

0:32:56.160 --> 0:32:58.440
<v Speaker 1>a week before I went into labor. Anyway, now we

0:32:58.480 --> 0:33:00.960
<v Speaker 1>have a second card. First car is paid off, and

0:33:01.000 --> 0:33:02.560
<v Speaker 1>now we have a second car with a really cheap

0:33:02.640 --> 0:33:05.960
<v Speaker 1>least but still we do. We ended up not needing

0:33:06.000 --> 0:33:09.080
<v Speaker 1>that second car obviously in the pandemic, and I'm just like,

0:33:09.200 --> 0:33:12.880
<v Speaker 1>damn it, thirty six more months with this thing. That's okay,

0:33:14.040 --> 0:33:16.360
<v Speaker 1>live and learn well, I know, Mama. Do you feel

0:33:16.360 --> 0:33:18.520
<v Speaker 1>like your parents listen to your advice? Did they ask

0:33:18.560 --> 0:33:20.560
<v Speaker 1>you just so they can contradict you like my dad does?

0:33:20.800 --> 0:33:23.600
<v Speaker 2>And no, so like I feel like my mom listens

0:33:23.680 --> 0:33:25.920
<v Speaker 2>and my dad to a certain degree, but my dad's

0:33:25.920 --> 0:33:28.680
<v Speaker 2>like girl with my whole degree in finance and economics

0:33:28.720 --> 0:33:32.280
<v Speaker 2>and my BA in my MBA in economics. Cute but

0:33:32.320 --> 0:33:35.240
<v Speaker 2>who taught you? So I feel like my dad kind

0:33:35.240 --> 0:33:38.600
<v Speaker 2>of listens, but my mom more so listen. So as

0:33:38.640 --> 0:33:40.560
<v Speaker 2>soon as we hang up, I'm going to remind her, like,

0:33:40.600 --> 0:33:44.200
<v Speaker 2>mommy activate Nigerian market negotiating skills.

0:33:44.200 --> 0:33:45.640
<v Speaker 3>She's like, oh, you ain't say nothing but a word

0:33:45.960 --> 0:33:46.640
<v Speaker 3>like my mom is.

0:33:47.240 --> 0:33:48.960
<v Speaker 2>I'm telling you when whenever we had to like go

0:33:49.000 --> 0:33:50.600
<v Speaker 2>to get something, I would call.

0:33:50.480 --> 0:33:52.280
<v Speaker 3>Her and be like, Mommy, can you come. They're not

0:33:52.320 --> 0:33:52.960
<v Speaker 3>trying to give me this?

0:33:53.040 --> 0:33:54.480
<v Speaker 2>Oh I'll be there, let me put let me put

0:33:54.480 --> 0:33:57.760
<v Speaker 2>my pants on. What she lives for negotiating, So when

0:33:57.760 --> 0:34:01.640
<v Speaker 2>I tell her that she should negotiate, she's gonna be like, oh, yes.

0:34:03.040 --> 0:34:04.000
<v Speaker 3>Like my dad always says.

0:34:04.000 --> 0:34:05.920
<v Speaker 2>He's like, your mom is better than me at negotiating

0:34:06.360 --> 0:34:08.400
<v Speaker 2>like so like, but it's commonplace, like you know you

0:34:08.400 --> 0:34:11.080
<v Speaker 2>go to the marketplace, it's it's the marketplace in Nigeria.

0:34:11.239 --> 0:34:13.719
<v Speaker 2>So many women are the ones who are buying and

0:34:13.800 --> 0:34:15.840
<v Speaker 2>selling trading goods and services.

0:34:15.880 --> 0:34:17.120
<v Speaker 3>So so yeah, so.

0:34:17.280 --> 0:34:19.400
<v Speaker 2>I'm I'll tell you give to give you guys the

0:34:19.480 --> 0:34:21.600
<v Speaker 2>updates if you know what she was able to do.

0:34:21.600 --> 0:34:23.880
<v Speaker 2>Did she get her her loan through a credit union

0:34:23.920 --> 0:34:26.359
<v Speaker 2>and was she able to get the price down, which

0:34:26.360 --> 0:34:27.120
<v Speaker 2>I'm sure she would.

0:34:27.360 --> 0:34:29.040
<v Speaker 3>She she will be able to.

0:34:29.120 --> 0:34:32.359
<v Speaker 1>So love it. On another episode, not today, because we're

0:34:32.400 --> 0:34:34.319
<v Speaker 1>almost done, But I've got to tell you about my

0:34:34.360 --> 0:34:36.839
<v Speaker 1>dad's mortgage. I found out something interesting about how he

0:34:36.920 --> 0:34:39.880
<v Speaker 1>has a private mortgage today, which I didn't know was

0:34:39.880 --> 0:34:42.480
<v Speaker 1>a thing he lended. He bought his mortgage is through

0:34:42.480 --> 0:34:46.120
<v Speaker 1>a person not okay, and I'm fascinated. And I looked

0:34:46.120 --> 0:34:48.040
<v Speaker 1>into it and it's legit. I haven't talked to the

0:34:48.040 --> 0:34:50.600
<v Speaker 1>guard today and I'm like, yes, excuse me, mister John,

0:34:50.680 --> 0:34:53.120
<v Speaker 1>you ow you have my dad's mortgage.

0:34:53.520 --> 0:34:54.200
<v Speaker 3>I've ned that.

0:34:54.280 --> 0:34:57.200
<v Speaker 1>Yes anyway, all right, well, thank you Mama lee Ja

0:34:57.280 --> 0:34:59.520
<v Speaker 1>for your question. Let's take another quick one. This one's

0:34:59.560 --> 0:35:03.359
<v Speaker 1>comes from Instagram from a new listener named Kristin. Kristin says, Hey,

0:35:03.440 --> 0:35:06.280
<v Speaker 1>I listened to your podcast called are You Really an Ally?

0:35:06.760 --> 0:35:09.000
<v Speaker 1>And I loved it. Question for both of you on

0:35:09.080 --> 0:35:11.640
<v Speaker 1>suggestions for recruiting. Oh so, on this episode. A few

0:35:11.640 --> 0:35:15.440
<v Speaker 1>episodes ago, we talked about ally ship, especially from an

0:35:15.440 --> 0:35:19.160
<v Speaker 1>employer in a business perspective, because so many companies are

0:35:19.160 --> 0:35:22.360
<v Speaker 1>coming out and saying they really value inclusivity and stuff.

0:35:22.760 --> 0:35:25.799
<v Speaker 1>All right, So Christian says Kristen says, how do you

0:35:26.600 --> 0:35:30.680
<v Speaker 1>make your recruiting inclusive? Obviously the training around biases and

0:35:30.800 --> 0:35:33.440
<v Speaker 1>interviewing is important, but I'm wondering how to cast a

0:35:33.440 --> 0:35:36.359
<v Speaker 1>wider net. I'm currently recruiting for a board I sit on.

0:35:36.800 --> 0:35:39.200
<v Speaker 1>We have a diverse staff and a somewhat diverse board,

0:35:39.239 --> 0:35:43.560
<v Speaker 1>but I wondered if you had any suggestions on inclusive recruiting,

0:35:44.200 --> 0:35:47.280
<v Speaker 1>tiffany where do you go to find all the talented

0:35:47.320 --> 0:35:50.280
<v Speaker 1>people will diverse people of your business?

0:35:50.320 --> 0:35:54.600
<v Speaker 2>To be fair, it's I typically recruit from my audience,

0:35:54.600 --> 0:35:58.120
<v Speaker 2>so I feel like it's not really an alignment with how.

0:35:58.080 --> 0:35:59.000
<v Speaker 3>Y'all would recruit.

0:35:59.680 --> 0:36:02.560
<v Speaker 2>Meaning so like I serve black women for the most part,

0:36:02.600 --> 0:36:04.919
<v Speaker 2>Like you know, my core audience is Black women, although

0:36:04.960 --> 0:36:06.839
<v Speaker 2>we don't turn anyone away and we definitely have seen

0:36:06.840 --> 0:36:09.640
<v Speaker 2>an uptick and like other types of women and even

0:36:09.680 --> 0:36:12.680
<v Speaker 2>some men, but that's my core audience. I'm a Black

0:36:12.680 --> 0:36:15.839
<v Speaker 2>woman and that's who listens. So whenever I'm looking for

0:36:15.920 --> 0:36:19.200
<v Speaker 2>something or someone, I will go to the audience and say, hey,

0:36:19.840 --> 0:36:23.120
<v Speaker 2>we are looking to hire dot dot dot, and you know,

0:36:23.160 --> 0:36:25.920
<v Speaker 2>when they email, I don't know their race. But because

0:36:25.960 --> 0:36:28.600
<v Speaker 2>my audience is largely Black women, that will be like

0:36:28.760 --> 0:36:32.120
<v Speaker 2>ninety five percent of the resumes and things that will

0:36:32.160 --> 0:36:35.600
<v Speaker 2>get But I will say that I am more intentional,

0:36:35.680 --> 0:36:39.200
<v Speaker 2>Like now I have a potential show TV show on

0:36:39.239 --> 0:36:44.000
<v Speaker 2>the table, and so I was I'm interviewing for entertainment

0:36:44.040 --> 0:36:46.680
<v Speaker 2>attorneys right now, and I've reached out to my friends

0:36:46.680 --> 0:36:49.719
<v Speaker 2>who are in the entertainment business, and I specifically said, hey,

0:36:50.239 --> 0:36:52.080
<v Speaker 2>I would like to be represented by a black woman.

0:36:52.560 --> 0:36:56.800
<v Speaker 2>I want someone who because I've had representation in the past,

0:36:57.840 --> 0:37:00.879
<v Speaker 2>and I want someone who understand stands why I don't

0:37:00.880 --> 0:37:03.400
<v Speaker 2>want to do certain things and won't even bring them

0:37:03.440 --> 0:37:07.239
<v Speaker 2>to my table. Like I've had folks who are like, like,

0:37:07.280 --> 0:37:10.880
<v Speaker 2>I always say that prepaid cards are the malt liquor

0:37:11.200 --> 0:37:16.600
<v Speaker 2>of financial financial I don't even know tools or financial

0:37:16.920 --> 0:37:18.920
<v Speaker 2>Yeah products, right, people, what does that mean?

0:37:18.920 --> 0:37:20.440
<v Speaker 3>I'm like, Well, malt.

0:37:20.280 --> 0:37:24.360
<v Speaker 2>Liquor is alcohol that is especially egregious for the body.

0:37:25.360 --> 0:37:29.480
<v Speaker 2>It's really piss poor alcohol, and it is pushed to

0:37:29.719 --> 0:37:33.960
<v Speaker 2>black and brown communities and communities that don't have access

0:37:34.120 --> 0:37:38.319
<v Speaker 2>to like wealth. And so that's what prepaid cards are

0:37:38.760 --> 0:37:42.440
<v Speaker 2>that it is a terrible for the ninety nine percent

0:37:42.480 --> 0:37:46.240
<v Speaker 2>of them are terrible because they're fee like yo, prepaid cards.

0:37:46.320 --> 0:37:47.239
<v Speaker 3>Will charge you to think.

0:37:47.320 --> 0:37:48.880
<v Speaker 2>They're going to charge you to open it, charge you

0:37:48.920 --> 0:37:50.560
<v Speaker 2>to close it, charge you to load it, charge you

0:37:50.600 --> 0:37:54.319
<v Speaker 2>to swipe it, charge you to if you have a

0:37:54.400 --> 0:37:55.440
<v Speaker 2>transaction canceled.

0:37:55.480 --> 0:37:57.400
<v Speaker 3>They charge you for so much.

0:37:57.520 --> 0:38:00.000
<v Speaker 2>They charge you for inactivity, They charge you for stop paying,

0:38:00.040 --> 0:38:02.440
<v Speaker 2>if there's a monthly fee, they charge you for additional cars.

0:38:02.840 --> 0:38:07.960
<v Speaker 2>So and there are they are purposefully presented and advertised

0:38:07.960 --> 0:38:12.800
<v Speaker 2>to black and brown communities and communities that that fall

0:38:12.840 --> 0:38:17.279
<v Speaker 2>below a certain earning power. And so that's why I

0:38:17.320 --> 0:38:20.800
<v Speaker 2>say they're the malt liquor of financial products and services.

0:38:21.120 --> 0:38:23.759
<v Speaker 2>And so there are certain I've had people who I've

0:38:23.760 --> 0:38:26.080
<v Speaker 2>worked with before that have brought things like that to me,

0:38:26.600 --> 0:38:28.359
<v Speaker 2>and I'm like, what did I tell you about this?

0:38:29.200 --> 0:38:29.480
<v Speaker 3>You know?

0:38:29.640 --> 0:38:33.880
<v Speaker 2>And so that's why there are certain instances where I

0:38:33.920 --> 0:38:36.799
<v Speaker 2>specifically ask for I want a black attorney, a black

0:38:36.840 --> 0:38:37.520
<v Speaker 2>woman attorney.

0:38:37.680 --> 0:38:40.359
<v Speaker 1>I'm wonder glad you said that, because my first tip

0:38:40.400 --> 0:38:43.640
<v Speaker 1>would be, do not be shy about telling people you

0:38:43.719 --> 0:38:47.080
<v Speaker 1>are looking for referrals, but you're really trying to find

0:38:47.120 --> 0:38:51.160
<v Speaker 1>an inclusive as inclusive be inclusive as inclusive as you

0:38:51.200 --> 0:38:54.279
<v Speaker 1>can and find diverse recruits. And you need to tell

0:38:54.320 --> 0:38:57.480
<v Speaker 1>people that, because you know, people may not even think

0:38:57.520 --> 0:38:59.399
<v Speaker 1>before they refer you to this, you know, the three

0:38:59.440 --> 0:39:01.520
<v Speaker 1>people they have top of their mind, who may all

0:39:01.520 --> 0:39:03.520
<v Speaker 1>look the same or come from the same college, or

0:39:03.560 --> 0:39:06.840
<v Speaker 1>have the same you know, socioeconomic background. But if you

0:39:06.880 --> 0:39:09.640
<v Speaker 1>tell them, hey, we're really looking to diversity recruit candidate,

0:39:09.680 --> 0:39:11.640
<v Speaker 1>do you know any good candidates? And keep that in

0:39:11.640 --> 0:39:14.239
<v Speaker 1>mind as you're thinking of people, they may think about

0:39:14.239 --> 0:39:17.000
<v Speaker 1>someone they don't interact with day to day and pitch

0:39:17.080 --> 0:39:21.120
<v Speaker 1>that to you. And there's absolutely nothing wrong with going

0:39:21.160 --> 0:39:24.160
<v Speaker 1>into recruiting and being open about it. It's not shameful,

0:39:24.440 --> 0:39:28.360
<v Speaker 1>it's not illegal. So's it's better for your business in

0:39:28.400 --> 0:39:31.280
<v Speaker 1>general if you're just upfront about it in my opinion,

0:39:31.600 --> 0:39:34.480
<v Speaker 1>and I think the more people you have involved in

0:39:34.520 --> 0:39:35.520
<v Speaker 1>the process the better.

0:39:35.960 --> 0:39:37.400
<v Speaker 3>So And didn't you.

0:39:37.400 --> 0:39:39.760
<v Speaker 2>Say before you can go to like colleges, like historically

0:39:39.800 --> 0:39:44.040
<v Speaker 2>black universities in colleges and reach out to like that

0:39:44.200 --> 0:39:45.160
<v Speaker 2>platform there.

0:39:45.560 --> 0:39:48.120
<v Speaker 1>Yeah, a lot of times, you know, it depends on

0:39:48.160 --> 0:39:51.200
<v Speaker 1>how big the company is, but college recruiting is really

0:39:51.239 --> 0:39:53.520
<v Speaker 1>important to many companies. It's a key it's a key

0:39:53.520 --> 0:39:55.680
<v Speaker 1>way that they fill the pipeline. You get people young,

0:39:55.800 --> 0:39:57.400
<v Speaker 1>and you get them motivated and they stay with the

0:39:57.440 --> 0:40:00.840
<v Speaker 1>company for a long time. And they often will recruit

0:40:00.880 --> 0:40:03.200
<v Speaker 1>on college campuses. And if you're not getting a diverse,

0:40:03.600 --> 0:40:06.279
<v Speaker 1>you know, pool of candidates from the colleges you're recruiting from,

0:40:06.320 --> 0:40:08.799
<v Speaker 1>you know, ask yourself why, you know, talk to the

0:40:08.840 --> 0:40:11.920
<v Speaker 1>people at the campus, because of course that campus wants

0:40:12.239 --> 0:40:15.680
<v Speaker 1>their graduates to be known as great job applicants and

0:40:15.719 --> 0:40:18.920
<v Speaker 1>they want to you know, satisfy the businesses that often

0:40:18.960 --> 0:40:21.440
<v Speaker 1>pay money to come recruit on their campus. Right, so

0:40:21.520 --> 0:40:23.600
<v Speaker 1>tell them what you're looking for. Say, we will come

0:40:23.640 --> 0:40:26.160
<v Speaker 1>to your job fair, but we want to be sure that,

0:40:26.400 --> 0:40:28.200
<v Speaker 1>you know, we're seeing a diverse group of students. And

0:40:28.200 --> 0:40:30.880
<v Speaker 1>if they can't deliver on that, then maybe it's you know,

0:40:30.960 --> 0:40:35.520
<v Speaker 1>going to HBCU colleges or colleges that have a higher

0:40:35.560 --> 0:40:40.560
<v Speaker 1>representation of minorities. Just being really intentional about it. And

0:40:40.920 --> 0:40:43.480
<v Speaker 1>I would say, you know, especially I've worked at all

0:40:43.800 --> 0:40:47.040
<v Speaker 1>types of places, and often when you're doing your when

0:40:47.080 --> 0:40:49.759
<v Speaker 1>you have recruiting going on, it's it's your you know,

0:40:49.800 --> 0:40:52.120
<v Speaker 1>you have a need, especially at a small company, you

0:40:52.120 --> 0:40:53.840
<v Speaker 1>feel like you don't have enough time to do like

0:40:53.920 --> 0:40:56.600
<v Speaker 1>in depth recruiting. You just need someone who's talented, who

0:40:56.600 --> 0:40:58.479
<v Speaker 1>can do the job quickly so that they can fill

0:40:58.520 --> 0:41:00.279
<v Speaker 1>that gap. Or you may not even have a huge

0:41:00.600 --> 0:41:03.200
<v Speaker 1>recruiting team to help you and it ends up falling

0:41:03.200 --> 0:41:05.479
<v Speaker 1>on one person to do the recruiting. And I think

0:41:05.520 --> 0:41:09.879
<v Speaker 1>that's why you proliferate these you know, these this lack

0:41:09.920 --> 0:41:14.080
<v Speaker 1>of diversity in different in different offices is because the

0:41:14.120 --> 0:41:16.080
<v Speaker 1>group of people who are doing the recruiting is very

0:41:16.200 --> 0:41:18.880
<v Speaker 1>very small. And I think if you especially for senior

0:41:18.920 --> 0:41:22.400
<v Speaker 1>level positions, higher you know, people coming out at a

0:41:22.480 --> 0:41:26.320
<v Speaker 1>higher title, higher pay, which is often where the cliff

0:41:26.400 --> 0:41:29.120
<v Speaker 1>kind of drops off for black and brown employees at companies.

0:41:29.400 --> 0:41:31.680
<v Speaker 1>Maybe we're down in the first entry level position, but

0:41:31.760 --> 0:41:34.440
<v Speaker 1>the higher you get, the wider it gets. Being really

0:41:34.440 --> 0:41:36.960
<v Speaker 1>intentional with those senior positions and saying, listen, we're going

0:41:37.000 --> 0:41:39.280
<v Speaker 1>to have a hiring committee. It's going to be three people.

0:41:39.400 --> 0:41:40.960
<v Speaker 1>They're going to be diverse, and we're going to be

0:41:41.040 --> 0:41:42.879
<v Speaker 1>the checks and balances for the whole thing and make

0:41:42.920 --> 0:41:46.239
<v Speaker 1>sure that we are getting a diverse pool. So that's

0:41:46.280 --> 0:41:49.720
<v Speaker 1>my advice, be intentional. Tell people you are actively recruiting,

0:41:49.719 --> 0:41:53.239
<v Speaker 1>you want to be inclusive, you want diverse candidates, Go

0:41:53.360 --> 0:41:56.000
<v Speaker 1>find them. Wherever they may be for your profession. There's

0:41:56.040 --> 0:42:01.920
<v Speaker 1>tons of professional organizations, yes that associations that are for

0:42:03.000 --> 0:42:05.239
<v Speaker 1>black and brown professionals.

0:42:05.239 --> 0:42:06.600
<v Speaker 3>So they call them that.

0:42:06.600 --> 0:42:11.800
<v Speaker 2>They'll have like Black Accounting Association, Black Lawyers of New Jersey.

0:42:11.920 --> 0:42:13.640
<v Speaker 3>So that's an amazing place.

0:42:13.680 --> 0:42:16.480
<v Speaker 2>Because there was one company that you know, came to

0:42:16.520 --> 0:42:18.319
<v Speaker 2>me and they're like, oh, you know, because they wanted

0:42:18.320 --> 0:42:19.560
<v Speaker 2>me to work with them, but they didn't have any

0:42:19.600 --> 0:42:22.760
<v Speaker 2>black employees, or any brown employees, or any anybody except

0:42:22.800 --> 0:42:25.000
<v Speaker 2>for white men for the most part. And I was

0:42:25.000 --> 0:42:26.879
<v Speaker 2>just like, I'm just not interested in being that black

0:42:26.920 --> 0:42:28.680
<v Speaker 2>band aid And they were like, no, no, I sure

0:42:28.680 --> 0:42:30.680
<v Speaker 2>you're Our next person would be black. But they said

0:42:30.680 --> 0:42:32.360
<v Speaker 2>it in a way as if they were doing black

0:42:32.360 --> 0:42:33.120
<v Speaker 2>people a favor.

0:42:33.160 --> 0:42:34.759
<v Speaker 3>I'm like, ma'am, do you know black people actually go

0:42:34.840 --> 0:42:35.360
<v Speaker 3>to college.

0:42:35.760 --> 0:42:39.920
<v Speaker 2>They're actually really smart black folks who could make this

0:42:40.040 --> 0:42:44.120
<v Speaker 2>organization better. Like and I you know it's clear that like, no,

0:42:44.440 --> 0:42:49.239
<v Speaker 2>look for qualified applicants, but widen your scope. If you

0:42:49.400 --> 0:42:53.000
<v Speaker 2>only ever throw your net where there are salmon, you're

0:42:53.000 --> 0:42:54.920
<v Speaker 2>only going to catch salmon, and then you're going to

0:42:54.960 --> 0:42:56.200
<v Speaker 2>say salmon are the best fish.

0:42:56.560 --> 0:42:59.720
<v Speaker 3>No, there's a whole wide open ocean.

0:43:00.560 --> 0:43:05.360
<v Speaker 2>Cast your net wider, you will find other amazing fish

0:43:05.480 --> 0:43:11.160
<v Speaker 2>that are equally as talented as salmon. Okay, so like yeah,

0:43:11.239 --> 0:43:14.960
<v Speaker 2>that's that's really it. It's like because no one's asking

0:43:15.000 --> 0:43:17.279
<v Speaker 2>for a favor, I don't think people get them. When

0:43:17.280 --> 0:43:21.719
<v Speaker 2>you have a diverse range of ideas and thoughts and

0:43:23.640 --> 0:43:27.240
<v Speaker 2>just people bringing something different to the table, it actually

0:43:27.280 --> 0:43:30.239
<v Speaker 2>makes your business better. I don't think, like, I don't

0:43:30.280 --> 0:43:35.560
<v Speaker 2>get like, with racism, everyone loses, you know, like you

0:43:35.719 --> 0:43:37.719
<v Speaker 2>just do. I had to tell the other business like yo,

0:43:37.840 --> 0:43:39.440
<v Speaker 2>I tell the other brand. I'm like, yo, we're eight

0:43:39.480 --> 0:43:43.000
<v Speaker 2>figures a year? Are small little business filled with the

0:43:43.000 --> 0:43:46.040
<v Speaker 2>black women that you're not looking to hire? Like bruh,

0:43:46.200 --> 0:43:48.560
<v Speaker 2>These women could be working for you too. You could

0:43:48.600 --> 0:43:50.160
<v Speaker 2>have an amazing company. I mean, I don't know how

0:43:50.200 --> 0:43:52.640
<v Speaker 2>big their company is, but and I'm just like, so

0:43:53.480 --> 0:43:57.239
<v Speaker 2>you think that, like you, cutting people out is harming them.

0:43:57.320 --> 0:43:59.400
<v Speaker 2>Your business doesn't grow as much. This is why you

0:43:59.400 --> 0:44:01.600
<v Speaker 2>have to try to cut to me to run affiliate

0:44:01.600 --> 0:44:03.560
<v Speaker 2>links for you, because you don't know how to speak

0:44:03.600 --> 0:44:05.600
<v Speaker 2>to this audience. Maybe you'd know if you actually hired

0:44:05.640 --> 0:44:08.440
<v Speaker 2>people that look like me, you know, maybe you know

0:44:08.480 --> 0:44:10.560
<v Speaker 2>you wouldn't have to make this faux pas with your

0:44:10.560 --> 0:44:14.280
<v Speaker 2>fake black box talking about blackout Tuesday, but literally means nothing,

0:44:14.800 --> 0:44:17.920
<v Speaker 2>you know. So it's just that part is frustrating, like

0:44:17.960 --> 0:44:21.560
<v Speaker 2>police like go out and you know it doesn't like

0:44:21.719 --> 0:44:24.440
<v Speaker 2>find qualified applicants like you know there are can I

0:44:24.440 --> 0:44:26.719
<v Speaker 2>appreciate this question because people really wanted to know, But

0:44:27.200 --> 0:44:28.920
<v Speaker 2>there are folks who quite honestly don't care and think

0:44:28.960 --> 0:44:31.960
<v Speaker 2>that they're doing something by blocking people out. But the

0:44:32.000 --> 0:44:34.719
<v Speaker 2>truth is there's a tide changing and more and more

0:44:34.719 --> 0:44:38.280
<v Speaker 2>people are learning to find wealth and to make money

0:44:38.400 --> 0:44:42.880
<v Speaker 2>outside of traditional systems. There are four women on my

0:44:42.960 --> 0:44:46.120
<v Speaker 2>team who just had their first six figure month. Meanwhile

0:44:46.120 --> 0:44:48.400
<v Speaker 2>they work for me. I'm not paying them six figures

0:44:48.440 --> 0:44:51.239
<v Speaker 2>a month, and they're not necessarily making six figures a month,

0:44:51.360 --> 0:44:53.800
<v Speaker 2>but they have their side hustles and they've made six

0:44:54.440 --> 0:44:57.200
<v Speaker 2>figures and meanwhile they still work with me. And I ask,

0:44:57.280 --> 0:44:59.040
<v Speaker 2>you know, are you sure you still want to work here?

0:44:59.040 --> 0:45:00.799
<v Speaker 2>That they're like, no, I love working here. I work

0:45:00.800 --> 0:45:03.120
<v Speaker 2>here for the mission, I love working here for the

0:45:03.160 --> 0:45:06.160
<v Speaker 2>other women. I love working for you, Tiffany. And so

0:45:07.280 --> 0:45:09.959
<v Speaker 2>what I'm sharing that to say that you keep thinking

0:45:09.960 --> 0:45:12.120
<v Speaker 2>you're holding people back from making money. Not you the

0:45:12.120 --> 0:45:14.480
<v Speaker 2>woman who's you know obviously wrote this in But like

0:45:14.520 --> 0:45:17.960
<v Speaker 2>folks who like you know, try to keep these jobs yourself.

0:45:18.120 --> 0:45:18.480
<v Speaker 3>Keep it.

0:45:18.520 --> 0:45:20.320
<v Speaker 2>Shoot, there are people out here making seven figures a

0:45:20.360 --> 0:45:22.080
<v Speaker 2>year off their own ingenuity.

0:45:22.200 --> 0:45:23.000
<v Speaker 3>It's your loss.

0:45:23.320 --> 0:45:25.480
<v Speaker 2>That's the same talent that could literally be in your

0:45:25.520 --> 0:45:27.680
<v Speaker 2>business right now who are killing it. I know at

0:45:27.760 --> 0:45:31.560
<v Speaker 2>least ten women right now that have since the beginning

0:45:31.600 --> 0:45:34.959
<v Speaker 2>of this pandemic have made six figures in the last month,

0:45:35.000 --> 0:45:37.399
<v Speaker 2>if not two months. Like, just think about how much

0:45:37.400 --> 0:45:42.480
<v Speaker 2>amazing talent you've pushed out because of racism.

0:45:42.480 --> 0:45:44.360
<v Speaker 1>And think how much amazing talent you'll be able to

0:45:44.400 --> 0:45:47.680
<v Speaker 1>tap if you start hiring and looking outside you know,

0:45:47.760 --> 0:45:52.360
<v Speaker 1>traditional traditional sources to find that to find that talent.

0:45:52.880 --> 0:45:54.960
<v Speaker 1>But thank you Kristin for your question, thank you for

0:45:55.000 --> 0:45:56.759
<v Speaker 1>being open to it. I hope people, I hope you're

0:45:56.800 --> 0:45:58.960
<v Speaker 1>not the only one at the board, on the board

0:45:59.000 --> 0:46:00.880
<v Speaker 1>that you said on that things. This is very important,

0:46:00.880 --> 0:46:03.600
<v Speaker 1>and I hope that other people hold you accountable in

0:46:03.600 --> 0:46:08.040
<v Speaker 1>the best way for bringing those diverse applicants. I love it,

0:46:08.080 --> 0:46:11.440
<v Speaker 1>and thank you for listening to the show again. You

0:46:11.480 --> 0:46:14.600
<v Speaker 1>can email us your questions at Brandibision Podcast at gmail

0:46:14.640 --> 0:46:17.440
<v Speaker 1>dot com dot com or hit us up on Insta.

0:46:17.520 --> 0:46:21.160
<v Speaker 1>We are at Brand Ambition podcast. All right, Boost and

0:46:21.160 --> 0:46:21.920
<v Speaker 1>Break time.

0:46:22.480 --> 0:46:25.960
<v Speaker 3>Yes, Boosy break youcy break, Boosy break. Are you an

0:46:26.000 --> 0:46:28.640
<v Speaker 3>a boost Mandy or are you going to bury?

0:46:28.960 --> 0:46:31.920
<v Speaker 1>I'm going to do a quick boost because homeboys downstairs

0:46:31.920 --> 0:46:33.799
<v Speaker 1>and needs to go to bed and I'm occupying his

0:46:33.840 --> 0:46:37.239
<v Speaker 1>bedroom right occupying the nursery. My boos is going to

0:46:37.280 --> 0:46:40.880
<v Speaker 1>be for Peloton. I finally got my peloton. Oh, I

0:46:41.000 --> 0:46:44.480
<v Speaker 1>got it on Wednesday. I was not ready to ride

0:46:44.560 --> 0:46:47.080
<v Speaker 1>until Saturday. I just had to get in the right headspace,

0:46:47.120 --> 0:46:49.799
<v Speaker 1>you know. And things were really insane at work because

0:46:49.800 --> 0:46:52.759
<v Speaker 1>I'm taking this week off and everything. But I am

0:46:52.840 --> 0:46:55.799
<v Speaker 1>so far a huge fan and people have asked me like,

0:46:55.920 --> 0:46:57.640
<v Speaker 1>is it worth it? I mean, it's only been a week,

0:46:57.960 --> 0:46:59.759
<v Speaker 1>not even a week yet. But for me, I don't

0:46:59.760 --> 0:47:01.480
<v Speaker 1>know if you guys used to know this or you

0:47:01.520 --> 0:47:04.280
<v Speaker 1>know this, but I used to be a pretty avid biker,

0:47:04.520 --> 0:47:05.200
<v Speaker 1>like a bicycle.

0:47:05.239 --> 0:47:07.000
<v Speaker 3>I remember I had a bike blog.

0:47:07.120 --> 0:47:09.120
<v Speaker 1>I used to do one hundred mile bike tours. I

0:47:09.160 --> 0:47:11.959
<v Speaker 1>was real, real into biking, okay, and that was because

0:47:12.000 --> 0:47:15.960
<v Speaker 1>I was too poor to afford affoid, too poor to

0:47:16.120 --> 0:47:20.279
<v Speaker 1>afford a monthly subway ticket way back when I first

0:47:20.320 --> 0:47:22.400
<v Speaker 1>moved to New York, and so I got like a

0:47:22.440 --> 0:47:24.920
<v Speaker 1>fifty dollars bike on Craigslist and used to bike my

0:47:24.960 --> 0:47:27.400
<v Speaker 1>little butt around and it was actually great for my

0:47:27.440 --> 0:47:28.520
<v Speaker 1>wallet and my waistline.

0:47:28.560 --> 0:47:32.120
<v Speaker 3>But you know, yes, I remember baby.

0:47:31.840 --> 0:47:34.799
<v Speaker 1>Man, so it really and so I thought, if I'm

0:47:34.800 --> 0:47:37.960
<v Speaker 1>going to get back to exercising, I don't live very

0:47:38.000 --> 0:47:39.560
<v Speaker 1>close to a gym. Even if I did, I would

0:47:39.600 --> 0:47:43.080
<v Speaker 1>not be going because you know COVID. So for me,

0:47:43.160 --> 0:47:46.160
<v Speaker 1>it became even more financially uh, you know it, maybe

0:47:46.160 --> 0:47:49.440
<v Speaker 1>even more financial sense once I once I realized I'm

0:47:49.440 --> 0:47:51.799
<v Speaker 1>probably working from home the rest of the year, I

0:47:51.920 --> 0:47:54.520
<v Speaker 1>need to be physically active. And I will tell you

0:47:54.719 --> 0:47:57.880
<v Speaker 1>just the first twenty minute little beginner rides that they

0:47:57.920 --> 0:48:01.319
<v Speaker 1>have have been really fun and I've really slow. I'm

0:48:01.320 --> 0:48:03.319
<v Speaker 1>not going to create like crazy goals I usually do

0:48:03.400 --> 0:48:05.560
<v Speaker 1>for myself where I'm like, I'm going to do fifty

0:48:05.560 --> 0:48:07.000
<v Speaker 1>miles in a day and I'm going to lose like

0:48:07.040 --> 0:48:09.200
<v Speaker 1>fifty pounds in a month. I'm just going to take

0:48:09.239 --> 0:48:12.120
<v Speaker 1>it easy. I don't want to get burnt out, and

0:48:12.800 --> 0:48:15.960
<v Speaker 1>I'm really yeah, I'm super happy with it. And you know,

0:48:16.000 --> 0:48:18.480
<v Speaker 1>whether it's Peloton or you know, there's a lot of freeways.

0:48:18.480 --> 0:48:21.000
<v Speaker 1>You can work out at home too. And my mood,

0:48:21.200 --> 0:48:24.440
<v Speaker 1>my mood is definitely better, definitely better now that I'm

0:48:24.480 --> 0:48:27.040
<v Speaker 1>moving a little bit more and not just walking around,

0:48:27.160 --> 0:48:28.120
<v Speaker 1>you know, my neighborhood.

0:48:28.239 --> 0:48:28.680
<v Speaker 3>I love it.

0:48:28.800 --> 0:48:31.640
<v Speaker 2>Yeah, I'm going to do a quick boosty boost too.

0:48:31.760 --> 0:48:34.399
<v Speaker 2>I'm going to do a boost to Black Girls Lead.

0:48:34.920 --> 0:48:36.960
<v Speaker 2>So I'm sure y'all have heard of Black Girls Rock.

0:48:37.160 --> 0:48:39.839
<v Speaker 2>It is this amazing award show that was started by

0:48:39.920 --> 0:48:44.239
<v Speaker 2>DJ Beverly Bond. She's awesome and Beverly was like, why

0:48:44.320 --> 0:48:46.759
<v Speaker 2>is there not a ward show to honor black women

0:48:46.760 --> 0:48:49.800
<v Speaker 2>who are doing dope things? And so she started one

0:48:50.160 --> 0:48:53.160
<v Speaker 2>and it's just grown to be huge and the last

0:48:53.200 --> 0:48:54.759
<v Speaker 2>few years it's been taped to Newark, and I've had

0:48:54.800 --> 0:48:57.880
<v Speaker 2>an opportunity to go. I mean, like Chacy Ellis Ross

0:48:57.880 --> 0:49:00.920
<v Speaker 2>has been the host, Queen Latifa. It's just an amazing

0:49:01.320 --> 0:49:05.080
<v Speaker 2>like Michelle Obama has come to speak at Black Girl's Rock,

0:49:05.120 --> 0:49:07.879
<v Speaker 2>and so they have this summer camp called Black Girls Lead.

0:49:08.680 --> 0:49:11.600
<v Speaker 2>So every year since the inception, I think this is

0:49:11.680 --> 0:49:16.680
<v Speaker 2>year four that I've done the financial component for a

0:49:16.719 --> 0:49:19.799
<v Speaker 2>Black Girls Lead and typically they do it at Columbia

0:49:19.880 --> 0:49:23.040
<v Speaker 2>University and the city and the girls come in and

0:49:23.440 --> 0:49:25.680
<v Speaker 2>like literally they fly in from all over and they

0:49:25.719 --> 0:49:28.040
<v Speaker 2>get I guess they stay on campus and it's just

0:49:28.080 --> 0:49:31.040
<v Speaker 2>a whole experience for them. But obviously Covid said not

0:49:31.160 --> 0:49:34.040
<v Speaker 2>this year, although the devil is a liar because they're

0:49:34.120 --> 0:49:37.279
<v Speaker 2>still having black girls lead summer camp. But instead it's

0:49:37.320 --> 0:49:40.160
<v Speaker 2>going to be virtual. And let me tell you the women.

0:49:40.680 --> 0:49:43.839
<v Speaker 2>The women Mandy, So I'm speaking, but who am I?

0:49:44.239 --> 0:49:46.480
<v Speaker 3>You know who's speaking? Michelle Obama?

0:49:46.600 --> 0:49:47.040
<v Speaker 1>You know her?

0:49:47.960 --> 0:49:48.640
<v Speaker 3>You know who else?

0:49:48.920 --> 0:49:53.239
<v Speaker 2>Misty Copeland, Oh, yes, the principal dancer and for the

0:49:53.280 --> 0:49:57.279
<v Speaker 2>American Ballet Theater and an author of the first Black

0:49:57.280 --> 0:49:58.759
<v Speaker 2>woman to do so m hm.

0:49:58.800 --> 0:49:59.399
<v Speaker 3>You know who else?

0:49:59.400 --> 0:50:01.760
<v Speaker 2>Tamik A d You might have seen her. She's an activist,

0:50:01.840 --> 0:50:04.680
<v Speaker 2>an organizer. She's one of the leading activists right now

0:50:04.719 --> 0:50:07.440
<v Speaker 2>with our with this civil unrest, and she's just amazing.

0:50:07.920 --> 0:50:11.160
<v Speaker 2>Also Unique Jones Gibson, she's a friend of mine who

0:50:12.160 --> 0:50:14.320
<v Speaker 2>she's the one who started because of them we can.

0:50:14.200 --> 0:50:16.040
<v Speaker 3>I don't know if you remember a few years ago.

0:50:16.239 --> 0:50:17.840
<v Speaker 1>That's my favorite Instagram.

0:50:17.920 --> 0:50:21.160
<v Speaker 2>Yes, yeah, so she's yeah, so she's amazing. Also oh,

0:50:21.239 --> 0:50:23.800
<v Speaker 2>Missy Elliott, get your friends. Also have been doing boom

0:50:23.800 --> 0:50:27.880
<v Speaker 2>after each name this time Kamala Harris, Oh she's speaking,

0:50:28.040 --> 0:50:33.239
<v Speaker 2>m oh Estelle, Okay, hey boo. Elaine Welter Roll. You

0:50:33.320 --> 0:50:35.680
<v Speaker 2>might have seen her on TV. She's a New York

0:50:35.680 --> 0:50:39.360
<v Speaker 2>Times best selling author, a producer. I mean, just amazing,

0:50:39.440 --> 0:50:41.960
<v Speaker 2>Like that's not even that's just literally just a few

0:50:42.520 --> 0:50:44.960
<v Speaker 2>of the women that are speaking, so just to be

0:50:45.000 --> 0:50:47.719
<v Speaker 2>counted in their number, I'm not gonna lie, is that

0:50:47.800 --> 0:50:48.279
<v Speaker 2>big deal?

0:50:48.680 --> 0:50:50.440
<v Speaker 3>I mean, just what you're talking about feels.

0:50:51.080 --> 0:50:53.960
<v Speaker 1>What's your segment, what's your what's your Are you doing

0:50:53.960 --> 0:50:55.719
<v Speaker 1>the keynote or are you doing a court like I

0:50:55.719 --> 0:50:56.520
<v Speaker 1>don't even know what it's like.

0:50:56.600 --> 0:50:58.080
<v Speaker 3>Are you doing a color so black girls?

0:50:58.080 --> 0:51:00.200
<v Speaker 2>So, yes, it's a class, so they're they're there are

0:51:00.360 --> 0:51:02.320
<v Speaker 2>a series of so usually that they do have like

0:51:02.360 --> 0:51:04.960
<v Speaker 2>a keynote, which I'm assuming I mean, obviously Michelle Obama

0:51:05.000 --> 0:51:07.719
<v Speaker 2>is clearly going to do that, but everybody else. That's

0:51:07.800 --> 0:51:10.200
<v Speaker 2>kind of like back when it was at Columbia, we

0:51:10.200 --> 0:51:13.040
<v Speaker 2>would do breakout classes where we would have like all

0:51:13.080 --> 0:51:16.319
<v Speaker 2>the girls and so I used to do like all

0:51:16.360 --> 0:51:19.680
<v Speaker 2>these different types of segments. But this time my class

0:51:19.680 --> 0:51:22.520
<v Speaker 2>that I taught today. I actually prerecorded it today for

0:51:22.560 --> 0:51:26.600
<v Speaker 2>the girls is. I called it how to Be How

0:51:26.600 --> 0:51:30.000
<v Speaker 2>to Be a Millionaire because I wanted to lift up

0:51:30.040 --> 0:51:35.280
<v Speaker 2>the veil that you young black women because it's like ages,

0:51:35.320 --> 0:51:37.040
<v Speaker 2>I think, like I want to say thirteen to like

0:51:37.080 --> 0:51:39.120
<v Speaker 2>maybe like eighteen or something like that, that you young

0:51:39.160 --> 0:51:39.880
<v Speaker 2>black women.

0:51:39.680 --> 0:51:42.560
<v Speaker 3>That that's outside of your reach, because that's just.

0:51:43.480 --> 0:51:45.760
<v Speaker 1>That I didn't realize it was the same like young

0:51:46.920 --> 0:51:49.560
<v Speaker 1>audience as Black Girl's rocket is. That's beautiful, and it's

0:51:49.600 --> 0:51:53.320
<v Speaker 1>all about kind of like inspiring a generation of leaders,

0:51:53.360 --> 0:51:55.640
<v Speaker 1>not just yes yeah exactly.

0:51:55.719 --> 0:51:57.799
<v Speaker 2>So teaching them all these things that they might not

0:51:57.880 --> 0:52:00.600
<v Speaker 2>otherwise have access to. And so yeah, I talked a

0:52:00.600 --> 0:52:02.440
<v Speaker 2>class today of like how do you become a millionaire?

0:52:02.560 --> 0:52:03.759
<v Speaker 2>Like what does that actually look like?

0:52:04.120 --> 0:52:04.319
<v Speaker 3>You know?

0:52:04.360 --> 0:52:06.480
<v Speaker 2>What is investing? How do you start that? Should I

0:52:06.480 --> 0:52:08.640
<v Speaker 2>start a business? Like you know that these things are

0:52:08.640 --> 0:52:11.200
<v Speaker 2>within your reach? And and it's honestly, I mean I

0:52:11.239 --> 0:52:12.960
<v Speaker 2>miss the energy of the girls because it would just

0:52:13.000 --> 0:52:15.439
<v Speaker 2>be so awesome because afterwards they'd be so excited giving

0:52:15.480 --> 0:52:18.480
<v Speaker 2>you hugs and like we would take all these pictures together.

0:52:18.600 --> 0:52:21.480
<v Speaker 2>So I miss that, but I'm glad that black girls

0:52:21.560 --> 0:52:24.920
<v Speaker 2>lead is still happening because Black Girl's Rock is about

0:52:24.920 --> 0:52:28.239
<v Speaker 2>honoring Black women. But Black Girl's Lead is to make

0:52:28.280 --> 0:52:31.920
<v Speaker 2>sure that these young women grow into those Black women

0:52:31.960 --> 0:52:34.359
<v Speaker 2>that we later honor. So it just just what's an

0:52:34.360 --> 0:52:38.080
<v Speaker 2>honor and a blessing and that's my brown, my extra

0:52:38.200 --> 0:52:39.680
<v Speaker 2>black brown boost.

0:52:39.800 --> 0:52:42.560
<v Speaker 1>Well, if we have anyone who's listening and has like

0:52:42.600 --> 0:52:44.719
<v Speaker 1>a teenager that they or what about Supergirl, I mean

0:52:44.760 --> 0:52:47.000
<v Speaker 1>she'll be in time out or restriction whatever you call

0:52:47.040 --> 0:52:47.399
<v Speaker 1>it these.

0:52:47.360 --> 0:52:49.560
<v Speaker 3>Days, but I'm gonna let her. Like, no, she's gonna

0:52:49.600 --> 0:52:51.760
<v Speaker 3>do that. That's the one thing. How behind is doing.

0:52:53.360 --> 0:52:54.240
<v Speaker 1>Still or is it closed?

0:52:54.480 --> 0:52:55.680
<v Speaker 3>Yes? No, you can still red.

0:52:55.760 --> 0:52:57.880
<v Speaker 2>So you can go to Black Girls Rock dot com.

0:52:57.920 --> 0:53:00.239
<v Speaker 2>You could try, because I mean every year they do it,

0:53:00.280 --> 0:53:02.239
<v Speaker 2>so I'm certain that there might be a waiting list

0:53:02.239 --> 0:53:04.120
<v Speaker 2>as well. But yeah, you can go to Black Girls

0:53:04.239 --> 0:53:06.799
<v Speaker 2>Rock dot com and see if there's any spaces left

0:53:07.160 --> 0:53:10.239
<v Speaker 2>and try your best to register. And yeah, like I said,

0:53:10.280 --> 0:53:12.400
<v Speaker 2>it's just awesome, Like what Beverly has been able to

0:53:12.440 --> 0:53:15.160
<v Speaker 2>do in creating Black Girl's Rock and Black Girl's Lead,

0:53:15.200 --> 0:53:17.680
<v Speaker 2>it's just it's an amazing thing to witness and to

0:53:17.719 --> 0:53:18.239
<v Speaker 2>be a part of.

0:53:18.560 --> 0:53:21.200
<v Speaker 1>I love it. And speaking of Supergirl, your picture just

0:53:21.239 --> 0:53:26.520
<v Speaker 1>came through finally. I mean, I don't feel the I

0:53:26.520 --> 0:53:29.160
<v Speaker 1>don't feel any malicious intent in the in the I'm

0:53:29.160 --> 0:53:31.240
<v Speaker 1>trying to look at it like a child's psychologist would.

0:53:31.560 --> 0:53:33.960
<v Speaker 1>I mean, the colors are very nice. I mean, she

0:53:34.040 --> 0:53:36.200
<v Speaker 1>took great care and was very neat with her writing.

0:53:36.280 --> 0:53:39.040
<v Speaker 1>But I do feel the tude. I do feel h

0:53:39.880 --> 0:53:40.440
<v Speaker 1>It's that like.

0:53:40.520 --> 0:53:43.480
<v Speaker 3>Do not that. I was like, oh she otlighted in

0:53:43.520 --> 0:53:44.680
<v Speaker 3>read several times.

0:53:44.960 --> 0:53:48.080
<v Speaker 1>Oh okay, oh yeah, I love it. I mean I

0:53:48.080 --> 0:53:49.680
<v Speaker 1>don't love it, but this would be funny. I'm glad

0:53:49.680 --> 0:53:50.920
<v Speaker 1>you took a picture of it because you can just

0:53:50.960 --> 0:53:52.560
<v Speaker 1>drag her for this ten years from now too.

0:53:52.800 --> 0:53:55.120
<v Speaker 2>I know, like remember this and that if you need,

0:53:55.160 --> 0:53:57.320
<v Speaker 2>I could relieve you underline need and contact me or

0:53:57.360 --> 0:53:57.880
<v Speaker 2>my mom.

0:53:57.920 --> 0:54:02.320
<v Speaker 1>Please contract Like grown, like, how does she know this language?

0:54:02.840 --> 0:54:05.600
<v Speaker 2>And first of all, maybe I'm home, like this is

0:54:05.640 --> 0:54:07.480
<v Speaker 2>what this girl wrote and put on her door and left.

0:54:07.800 --> 0:54:14.880
<v Speaker 2>I was like, yeah, she didn't even say goodbye.

0:54:14.880 --> 0:54:18.160
<v Speaker 3>Actually looked. I was like, super Grid, supergrad. I was like,

0:54:18.160 --> 0:54:18.640
<v Speaker 3>where'd she go?

0:54:18.680 --> 0:54:20.120
<v Speaker 2>I had to call her father. She's like, she didn't

0:54:20.120 --> 0:54:21.720
<v Speaker 2>tell you, because that's her. That's our thing. We always

0:54:21.719 --> 0:54:24.359
<v Speaker 2>try to remind her, like, don't just leave, you know,

0:54:24.640 --> 0:54:28.520
<v Speaker 2>let Tiffany know that you're going, even if it's a text,

0:54:28.960 --> 0:54:30.759
<v Speaker 2>because I don't want you know, God forbid, the house

0:54:30.760 --> 0:54:32.600
<v Speaker 2>cast is on fire. I don't want to run in

0:54:32.680 --> 0:54:36.239
<v Speaker 2>looking for you and you're not there. So yeah, so yeah,

0:54:36.360 --> 0:54:39.360
<v Speaker 2>I mean I don't I don't think it was like

0:54:39.480 --> 0:54:42.799
<v Speaker 2>malicious in that, like I hate you, but definitely it

0:54:42.920 --> 0:54:46.759
<v Speaker 2>was like don't go in my room. It was definitely that.

0:54:46.920 --> 0:54:49.160
<v Speaker 2>And I was like, okay, so I'll give you know,

0:54:49.160 --> 0:54:51.399
<v Speaker 2>I'll give you the update to see like what. I'm

0:54:51.400 --> 0:54:52.799
<v Speaker 2>sure she won't be back for a little while because

0:54:52.800 --> 0:54:55.279
<v Speaker 2>she's never really heard me get stern. So I'm sure

0:54:55.360 --> 0:54:58.680
<v Speaker 2>right now she's I'm everything but her bestie right now.

0:55:00.239 --> 0:55:03.160
<v Speaker 1>Girl, I know she loves you deep down, but maybe

0:55:03.160 --> 0:55:05.680
<v Speaker 1>she maybe she needed that conversation, needed that talk.

0:55:06.320 --> 0:55:08.440
<v Speaker 2>Yes she did, because I never, like I said, I like,

0:55:08.520 --> 0:55:10.040
<v Speaker 2>she's gotten over for a long time.

0:55:10.080 --> 0:55:13.279
<v Speaker 3>So I'm sure she loves me deep deep deep deep deep.

0:55:14.560 --> 0:55:15.960
<v Speaker 3>We there.

0:55:16.320 --> 0:55:20.800
<v Speaker 1>Wait, I remember when we celebrated her turning double digits.

0:55:21.680 --> 0:55:24.759
<v Speaker 2>I know, a whole decade and now look writing notes

0:55:24.800 --> 0:55:26.120
<v Speaker 2>talk about where adults can go.

0:55:26.960 --> 0:55:31.120
<v Speaker 1>Keep an eye on that one. Okay, well, thank'd for

0:55:31.280 --> 0:55:35.560
<v Speaker 1>another week, another show, and we'll see y'all next week. See,

0:55:35.600 --> 0:55:38.120
<v Speaker 1>I'm gonna go try to do on vacation now I

0:55:38.160 --> 0:55:39.080
<v Speaker 1>can remember how to do