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Speaker 1: Hey, hey, hey, welcome back be a listeners. Hey may hey,

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Speaker 1: hey hey, so how was Montreal? Me Montreal?

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Speaker 2: I saw your pictures and stuff on Incide, and I

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Speaker 2: was like, maybe maybe Montreal not so met after all, I.

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Speaker 3: Was determined to show you that Montreal is not that bad.

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Speaker 3: We we very good. You know how nice Canadians are.

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Speaker 3: I was actually sad. Well, first of all, it was

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Speaker 3: a nice escape from America, which I feel like we

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Speaker 3: all just need a break from America right now. Yeah, America, America.

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Speaker 3: I was like, so long at the border. I was

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Speaker 3: so excited. The Canadian border agent was nice to us.

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Speaker 3: It was a whole different story and the way back,

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Speaker 3: but I'll get to that later. He was like, oh,

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Speaker 3: how are you guys? Oh a girls trip? That's nice. Okay, great,

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Speaker 3: there's five of you. I need five passports. Come on in,

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Speaker 3: eyn we get in. We just had a we just

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Speaker 3: had a great girls weekend. It was it was it

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Speaker 3: was eight girls. We shared. It was it was a

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Speaker 3: we shared an airbnb really like it was huge. It

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Speaker 3: was like it was like the real world. You kind

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Speaker 3: of run in there, You're like, oh snap, and you

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Speaker 3: all go pick your rooms. I mean there wasn't like

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Speaker 3: a pool in the middle of the apartment, but it

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Speaker 3: was big. There was like a bunch of bedrooms and

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Speaker 3: bathrooms and it was fun and we just ate and

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Speaker 3: drank and we saw it was the Just for Last

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Speaker 3: Comedy Festival, which is a huge, huge comedy festival. It's

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Speaker 3: like one of the top comedy festivals. And so everybody

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Speaker 3: was there and we got to see a couple of comedians.

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Speaker 3: We saw w Camal Bell on Friday, and in his show,

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Speaker 3: I don't know if he's listening, probably not, Hey, Comel Bell,

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Speaker 3: but he's great. He talks a lot about well, obviously

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Speaker 3: he has a several podcasts of his own, and he

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Speaker 3: has that show on CNN. Is it United Shay of America.

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Speaker 3: I think that's what it's called.

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Speaker 1: I'm not familiar.

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Speaker 3: Well, he's raising two interracial girls. His wife is white,

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Speaker 3: so he talks about, you know, raising two interracial girls

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Speaker 3: all the time. And but his show, I mean, try

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Speaker 3: like this whole I know, you want to talk about

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Speaker 3: the mooch, This whole scary Mucci calling a reporter and

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Speaker 3: like bashing the chief of staff at the White House

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Speaker 3: had just happened, and so a lot of his comedy

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Speaker 3: was all this depressing stuff about America, and I was laughing,

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Speaker 3: but I was also like, it's you know, because he

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Speaker 3: was really talking to the Canadian audience, and I was like,

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Speaker 3: but it's really for me, it's real for me.

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Speaker 1: But I'm marking.

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Speaker 3: I have to go back to those They get to laugh,

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Speaker 3: but I have to go back. No, but it was.

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Speaker 3: It was great, and I've never You don't realize how

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Speaker 3: badly you're treated in New York until you go outside

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Speaker 3: of New York. Like eight of us girls laughing, you know,

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Speaker 3: we were drinking and brunching all day and just going

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Speaker 3: from place to place and just hooting and hollering, like

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Speaker 3: being loud, obnoxious Americans. I'd like to say, when you

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Speaker 3: go to these places, and they'd be like, oh, you know,

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Speaker 3: I'm expecting them to give us the staining guy like, oh, Gray,

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Speaker 3: here's a bunch of girls just being girls. And everyone

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Speaker 3: was like, oh, let us put these tables together for you.

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Speaker 3: Oh do you want us just put the check eight ways?

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Speaker 3: That's perfectly fine. Oh yeah, here's this round of drinks

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Speaker 3: that we got for you because you're just so much.

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Speaker 3: I was like, what is this?

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Speaker 2: Yeah, New York is honestly the worst behave. Like anyone

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Speaker 2: who comes from any place south, like down South or whatever,

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Speaker 2: they're like, Yo, what is their deal?

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Speaker 1: Why is everybody so mean?

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Speaker 3: I'm like, it's so sink.

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Speaker 1: Yeah. Even the babies are thinking. New York babies are

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Speaker 1: like goo goo got go.

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Speaker 3: Side note, I saw a child literally slide out of

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Speaker 3: her stroller with I felt so bad. It was a

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Speaker 3: dad holding his dry cleaning in one hand the stroller

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Speaker 3: with the other hand. He didn't have enough hands to

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Speaker 3: push her back in the strollers, so I just watched

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Speaker 3: him stand there and watch her slide out onto the crowd,

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Speaker 3: like you had to do that to your poor dad. Yeah.

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Speaker 3: New York is, Honestly, it is like because it's like, oh,

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Speaker 3: you should be thanking me for letting me letting you

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Speaker 3: come into to live here. You know, Yeah, that's the

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Speaker 3: attitude of New York has. But it was it was

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Speaker 3: just so pleasant. The service was great everywhere, and you know,

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Speaker 3: I was with a bunch of girls I hadn't really

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Speaker 3: it was my best friends group of high school and

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Speaker 3: college friends who I had never met before, and it

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Speaker 3: was I don't know, I just it was just great.

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Speaker 3: It was just I don't know if you've had like

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Speaker 3: a big girls weekend. I haven't had a probably since

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Speaker 3: my bachelorette, which is a whole different thing. You know,

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Speaker 3: strippers and such, that's a whole different vibe. But this

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Speaker 3: was just like real, just you know, being with your

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Speaker 3: girlfriends talking about things.

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Speaker 1: You know.

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Speaker 3: I was laughing at our our spread because like, not

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Speaker 3: thirty minutes, not thirty minutes, we've been in this house before.

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Speaker 3: There's a beautiful glass bowl displaying all of our snacks

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Speaker 3: for the weekend.

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Speaker 1: Such a girl thing, right, I was like, I.

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Speaker 3: Was like, God, I love women. Look at the beautiful display,

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Speaker 3: the hind bars and bake cheetos, Like this is amazing.

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Speaker 2: Right, It's like when you have a party, like everybody

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Speaker 2: always loves you, still love Like me and my sister's

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Speaker 2: came to a party because you know we're gonna stay

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Speaker 2: after and wash the dishes and straighten up and help you.

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Speaker 2: Women always are just like I don't know, we're always

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Speaker 2: like what do you need me to do?

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Speaker 1: You want to wash the dishes? You want me to

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Speaker 1: do this?

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Speaker 3: Yeah, we're doing for each other for once, which was nice.

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Speaker 2: Speaking of women, did you line up for the free

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Speaker 2: mac lipstick.

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Speaker 3: I know. I'm so glad. I'm at a point in

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Speaker 3: my life where I don't have to do free stuff anymore,

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Speaker 3: like wait in line for the free thing, do you

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Speaker 3: know what I mean? Like when it's like free ice

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Speaker 3: cream day and I see the line wrapped around Ben

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Speaker 3: and Jerry's, I'm like, that is not worth three dollars

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Speaker 3: for me to stand in the line for two eyes.

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Speaker 1: I don't get it.

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Speaker 2: But there's a huge look if you guys get a chance.

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Speaker 2: If you go to our Brown Ambision page on Facebook,

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Speaker 2: there's this hilarious story from her name is Kaya Daniel

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Speaker 2: where she talks about like, first of all, she's wearing

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Speaker 2: the back lipstick that she waited hours for and it's

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Speaker 2: like chalky white. So it's hilarious to hear, yes you

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Speaker 2: have color. No, they were giving away like five super

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Speaker 2: ugly colors. Of course nobody knew that. And so she

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Speaker 2: tells the story and it's hilarious. You have to just

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Speaker 2: you have to get a chance to watch. I posted

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Speaker 2: it on the Brown and Visions Facebook page, and she

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Speaker 2: talks about waiting in line for hours and hours, people

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Speaker 2: arguing and fighting. You know this one woman took it

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Speaker 2: so far she was giving people numbers and they thought

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Speaker 2: she worked there. No, she was just in line with

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Speaker 2: everybody else. But yes, people were taking you have to listen.

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Speaker 3: Giving them numbers and be like, oh you can go, yeah,

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Speaker 3: go around the block, have a coffee.

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Speaker 1: That person came out, they were like, no, but I'm

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Speaker 1: number five. They were like, she doesn't work here.

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Speaker 3: They're like what, Oh my god. So all you had

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Speaker 3: to do was stand in line and you were supposed

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Speaker 3: to get a free lipstick? Is that the idea that was?

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Speaker 2: But there were so many people like standing, people were

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Speaker 2: waiting in hours, and I'm like, but I don't know

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Speaker 2: how much with mac lipstick is.

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Speaker 3: I'm fifteen bucks, twenty bucks.

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Speaker 2: So I'm like, I mean, I'm not saying that I

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Speaker 2: wouldn't have gone to the ball to look, but once

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Speaker 2: I saw the line was crazy, I'd be like, yeah, well,

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Speaker 2: I just don't see myself waiting for hours and most

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Speaker 2: people didn't even get one.

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Speaker 1: And like I said, most of the colors were so hideous.

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Speaker 1: She said it was between blueberry, which was like bright blue,

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Speaker 1: or this chalky white. And she was like, so yeah,

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Speaker 1: you just have to watch the video. It's hilarious.

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Speaker 3: Oh my god, I forgot to mention that I saw

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Speaker 3: a Girl's Trip before my Girl's trip. That decision ever,

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Speaker 3: would you go with your girl? Tiffany Hattish was everything.

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Speaker 3: Who did I go with? I want my two girlfriends

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Speaker 3: natch two of my other the two girls that I

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Speaker 3: didn't go on the Girls Trip with, but just two

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Speaker 3: other friends who wanted to go see it, one of

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Speaker 3: whom is a mom of a one year old, and

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Speaker 3: she was like, she yeah, your husband. She was like, yes,

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Speaker 3: my husband got off work early to take the take

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Speaker 3: my daughter. Like I got here, I got to the movies.

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Speaker 3: It is an accomplishment. It was so I was really

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Speaker 3: excited for her to be there, but it was it

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Speaker 3: was so freaking funny. But I have to say when

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Speaker 3: we got to the theater, we like went to the bathroom,

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Speaker 3: came back out, got you know, got into the theater

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Speaker 3: and I was like, oh, it's really empty. That seems

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Speaker 3: kind of weird because it's New York and this movie

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Speaker 3: is supposed to be popular. But we go to our seats,

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Speaker 3: which are assigned, and we sit down and we were

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Speaker 3: like sitting there watching the previews and it's like the

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Speaker 3: Lego movie Jumanji, and I'm like, something seems off with

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Speaker 3: this preview for the audience for this movie. And then

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Speaker 3: I looked to my left and there's in these four

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Speaker 3: like twelve year old white boys walking and I'm like,

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Speaker 3: I'm like, I think something's wrong. There's like then a

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Speaker 3: blip in the matrix. This is not the right theater.

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Speaker 3: And so I look over and I asked the boys,

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Speaker 3: I'm like, excuse me, what movie are you here to see?

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Speaker 3: And they're like the Emoji movie, right, yeah? And I

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Speaker 3: was like ough. So that was that was a start

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Speaker 3: to our day. But I only got to the right

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Speaker 3: theater and it was it was like the best hour

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Speaker 3: and forty five minutes, however long it was.

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Speaker 2: I'm gonna I'm gonna go on Sunday with my best

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Speaker 2: friend and her mom because I was like, everybody's like,

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Speaker 2: you haven't seen it.

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Speaker 1: I'm like, I know, I know, I know. I'm gonna

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Speaker 1: go this weekend.

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Speaker 3: Just don't watch any of the previous is. I do

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Speaker 3: feel like they give away a lot of the jokes

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Speaker 3: in the previous I always hate that about comedies because

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Speaker 3: you never yeah, you never know a man? Is that

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Speaker 3: all the funny bits in that two minute preview there

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Speaker 3: is there are some funny bits that aren't in the previews,

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Speaker 3: but I just don't watch it anymore. But Tiffany Hatters

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Speaker 3: stole the show. I keep hearing that stole it. Her

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Speaker 3: and Jada together was just like such a funny combination.

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Speaker 3: It'll make you think about grapefruit differently. I'll tell you

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Speaker 3: that much.

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Speaker 1: I heard something right there, but I'm like, I don't

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Speaker 1: want to hear. I don't want to hear.

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Speaker 3: Yeah, that's another like female empowerment movie. At the end

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Speaker 3: of it, at the end, like you don't feel like

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Speaker 3: you're feeling anything until the last scene, and then you're like,

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Speaker 3: I could have a tear spring to my eye if

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Speaker 3: I wanted to. No, I was good. I won't get

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Speaker 3: anything else away.

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Speaker 1: Okay, I definitely want to see it.

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Speaker 2: But like, speaking of dope girls and women, hello Maxine Waters,

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Speaker 2: I mean, Auntie Vaccine is just amazing anyway.

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Speaker 3: Reclaiming my time, reclaiming my time? Why claiming my time?

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Speaker 2: You know, I just just because I think early first

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Speaker 2: half of the day, I didn't know what anyone was

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Speaker 2: talking about because they weren't referring to her. They just said,

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Speaker 2: like hashtag reclaiming my time, and I thought it was

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Speaker 2: like a self care movement, and then I stumbled across

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Speaker 2: upon the what is it the.

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Speaker 1: People they always have that this now? Now hear this?

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Speaker 1: What is it? No? Now this now?

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Speaker 3: The yeah?

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Speaker 2: Yes, And I watched it and I was rolling. I said,

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Speaker 2: that's right, Auntie Maxine. You let him know, play someone

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Speaker 2: else play with toys, not me.

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Speaker 3: I love to hear. I love to hear you spend

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Speaker 3: twenty five minutes telling me how great I am, sir.

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Speaker 3: But what I did was ask you a question specifically,

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Speaker 3: and you're not answering it. I loved it, and I.

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Speaker 1: Love that she she didn't give him an inch because

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Speaker 1: it was very clear that he was trying to I

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Speaker 1: guess they call it filibuster.

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Speaker 3: Oh yeah, I mean that's just what politicians do. They

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Speaker 3: tell you everything about you, what you want to know exactly.

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Speaker 1: And she was like, can you explain the rules to him,

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Speaker 1: but don't take it away from my time. I said,

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Speaker 1: that's right, and I just love that.

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Speaker 2: The I guess the speaker or whoever the moderator, was like,

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Speaker 2: the time belongs to the gentle lady from California. I

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Speaker 2: just was like, that's right, And now everybody's making pins

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Speaker 2: and T shirts and the clocks all about reclaiming my

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Speaker 2: time and I'm here for it.

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Speaker 3: I'm joining you, there for it. I stayed in line

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Speaker 3: for that pin.

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Speaker 1: It.

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Speaker 3: I in in line. If Maxine Wanderers was giving out

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Speaker 3: pins that say reclaiming.

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Speaker 2: Why, I would too, just to shake her hand and

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Speaker 2: be like, I just want you to know I love you.

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Speaker 1: I know.

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Speaker 3: I saw someone take a picture with her essence fest

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Speaker 3: and I was like, man, I'm putting out my bucket list.

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Speaker 1: Yeah, as Drina did my publicist.

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Speaker 3: I was like, that was probably who I saw.

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Speaker 2: Probably, But I was like, you couldn't have called me over.

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Speaker 2: She's like, I just I was in the back.

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Speaker 3: I was like, whatever, girl, you're fine.

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Speaker 2: But yeah, so are you ready to talk about my

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Speaker 2: favorite topic today?

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Speaker 3: I'd love to talk about your favorite topic today?

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Speaker 2: And so my favorite topic today is the continued failure

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Speaker 2: of forty five for those of you who said it

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Speaker 2: doesn't matter who you vote for HM, for those of

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Speaker 2: you who meet it, my mother, Oh.

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Speaker 1: So, how's she feeling now? Honestly, not even to be shady, like.

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Speaker 3: How we don't talk. We've we've learned, man, We've learned

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Speaker 3: it's better not to ask Okay, she's what pisses me

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Speaker 3: off though, And I'm sorry, don't interrupt you. You can

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Speaker 3: reclaim your time. But she it's to the point now

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Speaker 3: where if I bring anything up, it's like, well, I

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Speaker 3: just feel like you're attacking me and it's not my fault.

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Speaker 3: And and it feels like she's she is ignoring what's

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Speaker 3: going on because it's so terrible. And I'm like, it's

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Speaker 3: almost like when your dog shits on the floor and

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Speaker 3: you want to train it not to do that anymore,

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Speaker 3: and you're like, no, you have to look at it

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Speaker 3: to see what you did. I know, it's not like

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Speaker 3: she did this on her own. Yeah, but anyway, it's

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Speaker 3: it's it's it doesn't give me any satisfaction to make

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Speaker 3: her feel bad. So I would for the health of

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Speaker 3: our relationship as mother and daughter.

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Speaker 1: No, I think I have that sought. That's more important

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Speaker 1: than any you know, political stance or whatever.

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Speaker 3: Yeah, it's just you know, mom, And it's already hard

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Speaker 3: enough Mom, and DOT like having an adult mother daughter

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Speaker 3: relationship is so complex. I'm learning to throw politics into it.

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Speaker 3: I can't even.

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Speaker 2: Yeah, no, why the other day it was like, I

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Speaker 2: feel like I'm a disappointment to you that you're not

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Speaker 2: proud of me.

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Speaker 1: She's like, are you kidding me? She's like, uh.

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Speaker 2: Like, She's like, I thought my phone was broken the

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Speaker 2: other day because all I have is pictures of you

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Speaker 2: and Roman, that's my my nephew. And she was like,

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Speaker 2: all of your like all of your your you know,

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Speaker 2: like clippings and this and that I keep it. She's like,

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Speaker 2: ask your dad, your aunts and uncles are sick of

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Speaker 2: tad of hearing about you and the budget asta.

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Speaker 1: And I was like, I don't know why I.

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Speaker 2: Was carrying that around with me, that I was a disappointment.

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Speaker 2: I probably disappointed her like once when I was like

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Speaker 2: in high school and never let that go. And she

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Speaker 2: was like, and what I love about my mom is that,

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Speaker 2: Like what you're not going to do is make her

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Speaker 2: feel bad about anything that she knows you.

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Speaker 1: She was like, that's you, that's not me. She said,

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Speaker 1: that's a story you told yourself.

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Speaker 3: And I was like, oh my god, is she a therapist,

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Speaker 3: because that's therapist that's literally the words. So the story

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Speaker 3: you're telling yourself about what your husband said is I know?

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Speaker 2: And when she said that, I said, you know what,

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Speaker 2: She's right, where did I get that from? I guarantee

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Speaker 2: there was a moment where she was disappointed and it

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Speaker 2: affected me so much. I just carried that forward, you know,

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Speaker 2: and I was like, I don't know. She was like,

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Speaker 2: are you crazy, Atiothy? How could I not be proud

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Speaker 2: of you? Look what you're doing with your life? And

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Speaker 2: I was like and I was just like, look, feel

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Speaker 2: how you want to feel. But no, that didn't come

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Speaker 2: from my side.

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Speaker 3: So yeah, all of us need to still be told

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Speaker 3: by our parents that were the best and the greatest,

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Speaker 3: you know what I mean. It just we just don't

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Speaker 3: need a little bit of parental appreciation.

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Speaker 2: As much as you try to try to act like

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Speaker 2: I'm I don't need it. I still want my mom

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Speaker 2: to be like, oh, I'm so proud of you, and

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Speaker 2: I'm like, thank you you are I know. So I

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Speaker 2: mean my dad too, but my dad typically says it,

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Speaker 2: So my mom tells everyone else but doesn't necessarily tell me.

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Speaker 1: So anyway, I wanted to talk about the mooch. So,

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Speaker 1: for those of you who are unfamiliar, what's his first name?

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Speaker 3: Garimy Anthony Scotta Mucci.

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Speaker 1: So Anthony Scaramucci.

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Speaker 2: Yes, right, I'm like, but you know, The good thing

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Speaker 2: is now that you're unemployed, you can qualify for Obamacare.

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Speaker 2: So anyway, he ten days ten days as the White

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Speaker 2: House communications director. He just learned how to use his

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Speaker 2: past to get in and already has to.

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Speaker 1: Turn it in.

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Speaker 3: How does a missing Spicer that was possible?

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Speaker 1: What? He was a loose cannon. I mean, I thought,

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Speaker 1: is this a joke? Like the way he was so

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Speaker 1: just like, I don't know.

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Speaker 2: I just like when he did the interview with the

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Speaker 2: New Yorker for those of you who don't know, he

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Speaker 2: did this interview with the New Yorker and it was

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Speaker 2: full of vulgarities and cursing and We're gonna fire everybody,

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Speaker 2: and I'm the new sheriff in town. And I don't,

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Speaker 2: I don't, I don't answer to anyone but the President

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Speaker 2: just talking real like you know, high school football player,

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Speaker 2: like jock.

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Speaker 3: Stuff, bully yes.

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Speaker 1: And then you know they get a new chief staff.

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Speaker 3: Well, he's one of the targets of his terrade. And

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Speaker 3: first of all, it wasn't an interview to him anyway.

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Speaker 3: He just called this reporter because something had leaked from

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Speaker 3: the White House and he was livid because this reporter

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Speaker 3: had picked up on it someone leaked to him and

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Speaker 3: he was trying to figure out who leaked. But then

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Speaker 3: he wanted that huge rant like going on this he

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Speaker 3: has all these conspiracy theories about people leaking and how

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Speaker 3: Rant's previous, who was the chief of staff in the

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Speaker 3: White House and who did not want Scotta Mucci in

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Speaker 3: this position, was trying to sabotage him, and so like

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Speaker 3: the day after this interview went out, Trump excused, or

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Speaker 3: the day or two, I forget which day it was,

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Speaker 3: but two days later I was thinking, Okay, this mooch

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Speaker 3: guy is going to be out of here right because

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Speaker 3: this is crazy. I mean he he was saying everything

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Speaker 3: from I don't suck my own bleep like Steve Banner

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Speaker 3: to like the like for a communications director, I mean,

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Speaker 3: who's supposed to be communicating effectively to the American people

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Speaker 3: this behavior? And then not him, he wasn't he wasn't fired.

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Speaker 3: It was Rand's previous, the chief of staff. So that

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Speaker 3: was like, that's what happened last week. That was crazy,

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Speaker 3: And then of course, and then you're all and then

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Speaker 3: I was then I was thinking, like, man, this is

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Speaker 3: the kind of behavior that doesn't even have any I mean,

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Speaker 3: Trump loved it. By accounts like Trump loved Scaramucci's he

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Speaker 3: thought it showed that he was loyal and that he

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Speaker 3: was abrasive and that he didn't follow you know, he

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Speaker 3: wasn't politically correct. You know all the stuff that Trump

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Speaker 3: gets that Trump it's credit for from his supporters and stuff.

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Speaker 3: But who would you call the new sheriff in town? Yeah,

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Speaker 3: the new sheriff in town quickly was like.

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Speaker 1: Yeah, what you're not gonna do is is this?

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Speaker 2: And so I know because he's like, like, I'm the

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Speaker 2: chief of staff, so staff, I am the lead of

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Speaker 2: the staff, and you are staff.

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Speaker 1: I am over you and let me show you by

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Speaker 1: letting you go.

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Speaker 2: It must be really embarrassing because I mean, I've heard

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Speaker 2: that something that like he tried to sell his business.

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Speaker 2: I guess because he thought that, you know, this was

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Speaker 2: going to be something long term and then something I guess.

402
00:18:33,840 --> 00:18:36,200
Speaker 2: I don't know if it's did his wife file for

403
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Speaker 2: divorce as a result of him taking this job or

404
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Speaker 2: that's I mean, I'm assuming that.

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Speaker 3: No. I read a statement. I read a story that

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Speaker 3: said that her lawyer, I don't know, who knows what

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Speaker 3: really happened that her lawyer says that No, it had

408
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Speaker 3: nothing to do with this. I can't imagine if you're

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Speaker 3: going to fill a divorce or I mean, this guy's

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Speaker 3: I mean I could he only gave us, you know,

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Speaker 3: thirty minutes of this. This was him like ten days

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Speaker 3: into a relationship.

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Speaker 1: Can you imagine.

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Speaker 3: I'm sure his wife is like, now now you see,

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Speaker 3: I know he's.

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Speaker 1: For her friends to like, are you sure you want

417
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Speaker 1: to divorce Anthony?

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Speaker 2: She's like, exhibit A, this is, like you said, ten

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Speaker 2: days into the relationship, and look how he's acting. The

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Speaker 2: mooch who who like calls themselves that in like public,

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Speaker 2: let alone National Spotlight.

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Speaker 1: Just very honestly, he reminded me so much of.

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Speaker 2: Like the boys that I went to high school with,

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00:19:26,040 --> 00:19:29,159
Speaker 2: like you know, like just really arrogant, thinking like they

425
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Speaker 2: could do no wrong. They're all, you know, just like

426
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Speaker 2: jostling each other at the jack table, and I'm like, whoof,

427
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Speaker 2: look at the moochan now, and I look at them now,

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00:19:38,200 --> 00:19:41,080
Speaker 2: I'm like, look at you now, paunch belly, all that

429
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Speaker 2: beer has taken your hair and your youth.

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Speaker 3: Oh lord, well, don't worry, don't don't don't don't worry

431
00:19:50,080 --> 00:19:52,840
Speaker 3: there because at five point thirty this morning, our president

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Speaker 3: got on Twitter and said there's no White House chaos,

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Speaker 3: so forget it. He's fired his chief of staff and

434
00:19:58,119 --> 00:20:00,919
Speaker 3: communications director all in the space of about seventy two hours.

435
00:20:00,920 --> 00:20:03,639
Speaker 3: But don't worry, there's no chaos. So look at this.

436
00:20:03,720 --> 00:20:07,359
Speaker 3: He's you know, he's trying to distract by banning transgender

437
00:20:07,359 --> 00:20:11,200
Speaker 3: people from the military, like like y Twitter, it's it's

438
00:20:11,240 --> 00:20:14,320
Speaker 3: it's yeah, policy initiatives in one hundred and forty characters

439
00:20:14,400 --> 00:20:17,800
Speaker 3: or less. Oh my god on America.

440
00:20:17,240 --> 00:20:21,440
Speaker 2: Oh my Like be a Twitter, Like I can't even

441
00:20:21,600 --> 00:20:23,800
Speaker 2: you know, the military, you know, for the military to

442
00:20:23,880 --> 00:20:27,520
Speaker 2: have to step up and say so until the president

443
00:20:28,000 --> 00:20:33,040
Speaker 2: submits his you know mandate, you know, within like what's

444
00:20:33,119 --> 00:20:34,080
Speaker 2: normal protocol.

445
00:20:34,359 --> 00:20:38,119
Speaker 1: None of that is happening, Like who makes policy? Be

446
00:20:38,240 --> 00:20:38,760
Speaker 1: a Twitter?

447
00:20:39,760 --> 00:20:41,600
Speaker 2: Oh my god, this is really I'm not gonna lie

448
00:20:41,600 --> 00:20:42,960
Speaker 2: every once in a while because I really try to

449
00:20:42,960 --> 00:20:46,240
Speaker 2: say out of like reading political news, Like I'll catch

450
00:20:46,240 --> 00:20:49,000
Speaker 2: something on TV and Donald Trump will be speaking and

451
00:20:49,040 --> 00:20:50,600
Speaker 2: it'll hit me like a new wave and I'm like,

452
00:20:50,640 --> 00:20:51,680
Speaker 2: oh my god, he's president.

453
00:20:52,080 --> 00:20:53,960
Speaker 1: Like it'll hit me and I'm like, wait, this is

454
00:20:54,000 --> 00:20:54,480
Speaker 1: real life.

455
00:20:54,640 --> 00:21:00,359
Speaker 3: Only been eight months not even uh, I'll tell you things.

456
00:21:00,359 --> 00:21:02,560
Speaker 3: Trevor Noah. We saw him give a talk because it

457
00:21:02,600 --> 00:21:04,720
Speaker 3: was the Comedy Festival in Montreal and we went to

458
00:21:05,040 --> 00:21:06,840
Speaker 3: like a talk. He wasn't it wasn't a stand up

459
00:21:06,880 --> 00:21:09,320
Speaker 3: but he was being interviewed by someone on stage and

460
00:21:09,359 --> 00:21:12,480
Speaker 3: it was really good. But he comes from He's from

461
00:21:12,480 --> 00:21:16,200
Speaker 3: South Africa obviously, and he and he grew up there

462
00:21:16,280 --> 00:21:19,080
Speaker 3: most of his life. And he was talking about every

463
00:21:19,080 --> 00:21:22,520
Speaker 3: time someone's like, oh, you believe Trump? Can you believe this?

464
00:21:22,640 --> 00:21:24,320
Speaker 3: Can you believe that? And he was like, I don't

465
00:21:24,320 --> 00:21:27,160
Speaker 3: know about you, but you know, coming from where I've

466
00:21:27,160 --> 00:21:30,080
Speaker 3: come from, a lot of us can believe it like this.

467
00:21:30,080 --> 00:21:33,480
Speaker 3: This type of leader has has been the norm in

468
00:21:33,560 --> 00:21:36,040
Speaker 3: so many other countries for so long, but in America

469
00:21:36,040 --> 00:21:38,280
Speaker 3: it's just so new for us that we're like losing

470
00:21:38,320 --> 00:21:40,879
Speaker 3: our minds, that we don't know what to do. And

471
00:21:40,920 --> 00:21:43,520
Speaker 3: he says it's scary to others because America is sort

472
00:21:43,520 --> 00:21:47,080
Speaker 3: of always seen as this place where, you know, democracy

473
00:21:47,200 --> 00:21:49,960
Speaker 3: is such a unique country because we didn't have that issue.

474
00:21:51,000 --> 00:21:52,760
Speaker 3: I mean, you can say whatever you want. I mean, obviously,

475
00:21:52,760 --> 00:21:55,159
Speaker 3: we've had presidents with tons of flaws I mean, and

476
00:21:55,240 --> 00:21:58,280
Speaker 3: have done, you know, horrible things and made many mistakes,

477
00:21:58,280 --> 00:22:03,840
Speaker 3: including Obama even, Yeah, to take the Constitution and just

478
00:22:04,359 --> 00:22:06,680
Speaker 3: daily take a giant dump on it like our current

479
00:22:06,720 --> 00:22:09,920
Speaker 3: president is doing. Yeah, And to make such a make

480
00:22:10,000 --> 00:22:12,400
Speaker 3: such a mockery of this aut mockery.

481
00:22:12,600 --> 00:22:15,159
Speaker 1: That's what hard. That's what's hard is to like swallow that.

482
00:22:15,240 --> 00:22:18,359
Speaker 2: It's like it reads like a joke like this is

483
00:22:19,840 --> 00:22:22,000
Speaker 2: I might like, you know, a man who runs a

484
00:22:22,040 --> 00:22:23,000
Speaker 2: billion dollar business.

485
00:22:23,000 --> 00:22:25,520
Speaker 1: You can't be the stupid how.

486
00:22:26,040 --> 00:22:28,240
Speaker 3: Well America's on a business, that's the problem. You know,

487
00:22:28,960 --> 00:22:31,280
Speaker 3: you can't just fire everyone you hate and hire everyone

488
00:22:31,280 --> 00:22:32,160
Speaker 3: who says they love you.

489
00:22:32,600 --> 00:22:34,720
Speaker 1: Yeah, you're right, exactly what's happening.

490
00:22:34,400 --> 00:22:39,400
Speaker 3: That is like, I mean, it's like textbook narcissism, textbook

491
00:22:40,080 --> 00:22:47,640
Speaker 3: uh dictator type behavior. It's a it's America. I actually

492
00:22:48,000 --> 00:22:49,880
Speaker 3: I gotta go. I'm going to go back to Canada

493
00:22:49,920 --> 00:22:51,879
Speaker 3: real quick and just hang out for a little while.

494
00:22:52,640 --> 00:23:04,720
Speaker 2: It's like I gotta go, Oh, okay, so you know what,

495
00:23:04,800 --> 00:23:07,480
Speaker 2: let's move on to happier thoughts. So I you know what,

496
00:23:07,600 --> 00:23:10,000
Speaker 2: I have a It's brown break round boost time, and

497
00:23:10,040 --> 00:23:12,600
Speaker 2: I'm actually gonna boost and I'm not gonna break.

498
00:23:12,760 --> 00:23:13,280
Speaker 1: What about you.

499
00:23:14,359 --> 00:23:17,520
Speaker 3: I'm gonna do a boost too. Okay, okay, fine, I

500
00:23:17,560 --> 00:23:19,240
Speaker 3: was trying to be it's gonna be a boost break.

501
00:23:20,800 --> 00:23:23,320
Speaker 1: Okay, then I go first. Then, so my boost is

502
00:23:23,359 --> 00:23:23,959
Speaker 1: really simple.

503
00:23:24,160 --> 00:23:27,280
Speaker 2: I when I went to Essence, I attended this like

504
00:23:27,320 --> 00:23:29,840
Speaker 2: I don't know, this brunch for plant parenthood. And one

505
00:23:29,880 --> 00:23:32,719
Speaker 2: of the gifts they gave us was these little water bottles.

506
00:23:32,720 --> 00:23:34,960
Speaker 2: I didn't realize it was a swell bottle. So I

507
00:23:35,280 --> 00:23:37,000
Speaker 2: vaguely heard of swell Swell.

508
00:23:37,080 --> 00:23:39,200
Speaker 3: These are those fancy bottles I keep hearing about.

509
00:23:39,640 --> 00:23:44,840
Speaker 1: Yes, honestly, Mandy life changing it. Like at first, I

510
00:23:44,880 --> 00:23:46,080
Speaker 1: was like, I didn't be cause I get so many

511
00:23:46,080 --> 00:23:46,560
Speaker 1: water bottles.

512
00:23:46,640 --> 00:23:50,399
Speaker 2: It was like another corny water bottle and so but

513
00:23:50,520 --> 00:23:53,200
Speaker 2: I used it maybe like last week sometime. I put

514
00:23:53,200 --> 00:23:55,480
Speaker 2: some cold water in it, and I'm trying to drink

515
00:23:55,480 --> 00:23:57,480
Speaker 2: more water, like I'm trying to get back on you know,

516
00:23:57,520 --> 00:23:58,760
Speaker 2: I'm always falling off the wagon.

517
00:23:58,840 --> 00:23:59,359
Speaker 1: But I'm back.

518
00:24:00,040 --> 00:24:02,040
Speaker 2: And so I was like, no juice, no soda because

519
00:24:02,320 --> 00:24:04,760
Speaker 2: I'm like addicted to sugars. I said, no juice, no soda.

520
00:24:05,080 --> 00:24:07,400
Speaker 2: Back to water and you can flavor it with lemon

521
00:24:07,480 --> 00:24:10,879
Speaker 2: or lime. And so I put cold water in a

522
00:24:10,920 --> 00:24:13,679
Speaker 2: swell bottle and then I brought in the car with me,

523
00:24:14,160 --> 00:24:16,160
Speaker 2: and then I ran a bunch of errands and then

524
00:24:16,320 --> 00:24:18,800
Speaker 2: like hours later, I was like, oh man, this water's

525
00:24:18,800 --> 00:24:19,280
Speaker 2: probably warm.

526
00:24:19,280 --> 00:24:23,359
Speaker 1: I went to take a swig. It was freezing. I

527
00:24:23,440 --> 00:24:26,159
Speaker 1: was like, what which wizardry and whitchcraft is this?

528
00:24:27,000 --> 00:24:29,919
Speaker 2: And so I went to the Googles and I was like,

529
00:24:30,000 --> 00:24:33,160
Speaker 2: are you kidding me? So Swell keeps your cold water

530
00:24:33,200 --> 00:24:35,520
Speaker 2: cold for up to twenty four hours, and you're hot

531
00:24:35,560 --> 00:24:38,760
Speaker 2: water or hot liquid hot for up to twelve and

532
00:24:38,840 --> 00:24:43,000
Speaker 2: it does it, Mandy, it doesn't. Well it is so

533
00:24:43,560 --> 00:24:45,480
Speaker 2: I mean, I can't even tell you so so much

534
00:24:45,520 --> 00:24:47,119
Speaker 2: so so the bottle that we have is like the

535
00:24:47,160 --> 00:24:48,919
Speaker 2: water bottle size, like it's like, you know, you can

536
00:24:48,960 --> 00:24:50,879
Speaker 2: empty your contents of your water bottle into it.

537
00:24:51,320 --> 00:24:52,280
Speaker 1: And then today I.

538
00:24:52,280 --> 00:24:56,159
Speaker 2: Actually ordered the larger bottle because I'm really trying to

539
00:24:56,240 --> 00:24:59,680
Speaker 2: drink like more water, and I like it's so easy,

540
00:24:59,880 --> 00:25:01,320
Speaker 2: like you know, drink a water bottle and be done

541
00:25:01,359 --> 00:25:02,919
Speaker 2: with it. So I want to carry a bigger bottle

542
00:25:02,960 --> 00:25:05,840
Speaker 2: with me. They're not cheap, So the bigger bottle costs

543
00:25:05,840 --> 00:25:08,240
Speaker 2: forty five dollars. But I went on swell dot com.

544
00:25:08,560 --> 00:25:10,879
Speaker 2: I use ebaits for three percent cash back and then

545
00:25:10,920 --> 00:25:13,240
Speaker 2: if you sign up for Swell's email, you get fifteen

546
00:25:13,280 --> 00:25:15,320
Speaker 2: percent off. So I set a forty five, I paid

547
00:25:15,560 --> 00:25:17,919
Speaker 2: forty and I got three percent cash back. But I

548
00:25:18,040 --> 00:25:20,359
Speaker 2: ordered like the larger size one that could fit a

549
00:25:20,359 --> 00:25:21,440
Speaker 2: whole bottle of wine.

550
00:25:21,520 --> 00:25:22,360
Speaker 1: That's how they tell you.

551
00:25:23,480 --> 00:25:25,040
Speaker 2: And I was like, not that I'm gonna put wine

552
00:25:25,040 --> 00:25:27,680
Speaker 2: in it because I don't drink, but it just it's

553
00:25:27,680 --> 00:25:30,280
Speaker 2: actually helped me to drink more water because it keeps

554
00:25:30,320 --> 00:25:35,000
Speaker 2: my water really chilled and cool for an extended period

555
00:25:35,080 --> 00:25:35,400
Speaker 2: of time.

556
00:25:35,520 --> 00:25:37,240
Speaker 1: So I'm not like, eh, this warm water, I'm not

557
00:25:37,240 --> 00:25:39,760
Speaker 1: gonna drink it. But yeah, so Swell is my boost

558
00:25:39,880 --> 00:25:42,240
Speaker 1: and I love it. They have this.

559
00:25:42,359 --> 00:25:44,800
Speaker 2: Cool, funky, amazing colors. If you go to it's like

560
00:25:45,080 --> 00:25:49,679
Speaker 2: s Apostrophe w e L. It's cool, funky, cute colors.

561
00:25:49,680 --> 00:25:51,159
Speaker 2: You can get on Amazon too, but like, I just

562
00:25:51,160 --> 00:25:52,760
Speaker 2: got it directly from like the Swell side because I

563
00:25:52,760 --> 00:25:55,359
Speaker 2: wanted my fifteen percent off. But yeah, so that's my

564
00:25:55,480 --> 00:25:58,680
Speaker 2: boost because I'm drinking more water because Swell is Swell.

565
00:26:00,080 --> 00:26:02,399
Speaker 3: I saw someone recently freak out because they lost their

566
00:26:02,400 --> 00:26:04,280
Speaker 3: Swell bottle and it was like they had lost their

567
00:26:04,320 --> 00:26:06,919
Speaker 3: first born child or something. And I was like, really

568
00:26:07,160 --> 00:26:09,359
Speaker 3: for a water bottle, but now I understand. I didn't

569
00:26:09,359 --> 00:26:11,480
Speaker 3: know what it was. I was uninitiated.

570
00:26:11,920 --> 00:26:13,200
Speaker 1: Yeah, it's because it's expensive.

571
00:26:13,240 --> 00:26:15,520
Speaker 2: So it's like, you know, like the water like I

572
00:26:15,560 --> 00:26:18,000
Speaker 2: guess the regular water bottle size is like thirty five,

573
00:26:18,040 --> 00:26:19,680
Speaker 2: I think, and that the smaller one is like twenty five,

574
00:26:19,720 --> 00:26:20,440
Speaker 2: so they're not cheap.

575
00:26:20,760 --> 00:26:23,320
Speaker 1: That's why too. But you know, to me, I was like,

576
00:26:23,359 --> 00:26:25,359
Speaker 1: this is my gift to myself because I deserve it.

577
00:26:25,400 --> 00:26:26,040
Speaker 1: I love Swell.

578
00:26:26,359 --> 00:26:29,120
Speaker 2: Swell was my friend and no one else can have it.

579
00:26:29,880 --> 00:26:32,159
Speaker 2: My Superman look at whatever you know his name down

580
00:26:32,240 --> 00:26:34,439
Speaker 2: by now anyway, But Superman was like ooh, like I

581
00:26:34,480 --> 00:26:37,280
Speaker 2: was looking forward frantically, and he had taken with him

582
00:26:37,280 --> 00:26:39,120
Speaker 2: to work. I was like, so we share a lot

583
00:26:39,160 --> 00:26:43,080
Speaker 2: of things, but what we won't share. Meanwhile, it's like

584
00:26:43,119 --> 00:26:45,800
Speaker 2: white with a pink plant. I support planned parenthood, which

585
00:26:45,840 --> 00:26:48,679
Speaker 2: is great, but this is my water bottle. So if

586
00:26:48,720 --> 00:26:50,720
Speaker 2: you're listening Superman, which I know that you're not because

587
00:26:50,720 --> 00:26:53,919
Speaker 2: you're not technically inclined, you leave my Swell bottle alone.

588
00:26:53,960 --> 00:26:57,000
Speaker 2: If you want one, they're available on Amazon and swell

589
00:26:57,040 --> 00:26:57,520
Speaker 2: dot com.

590
00:26:57,560 --> 00:26:59,720
Speaker 1: Just like you know, you get it like a regular person.

591
00:27:01,040 --> 00:27:03,040
Speaker 3: You can just That's like when we go to the store,

592
00:27:03,400 --> 00:27:05,119
Speaker 3: or like I go to Budega to get a bottle

593
00:27:05,160 --> 00:27:07,080
Speaker 3: of water and he's like, no, I don't want one.

594
00:27:07,080 --> 00:27:08,560
Speaker 3: But then I come out and you try to drink mine.

595
00:27:08,600 --> 00:27:11,320
Speaker 3: I'm like, you said you didn't want one. I need

596
00:27:11,359 --> 00:27:14,439
Speaker 3: all twenty point four ounces of this water. I intended

597
00:27:14,480 --> 00:27:15,400
Speaker 3: to drink it. It's mine.

598
00:27:15,920 --> 00:27:17,359
Speaker 1: Yeah exactly.

599
00:27:18,000 --> 00:27:21,320
Speaker 3: Oh man, Okay, well I'm interested now in this swall situation.

600
00:27:22,520 --> 00:27:23,800
Speaker 2: Yeah, if you're nice, I might. You know, I m

601
00:27:23,840 --> 00:27:25,359
Speaker 2: a gifty one, you know, not a big one because

602
00:27:25,400 --> 00:27:27,480
Speaker 2: you know that's for the big girls. But you never

603
00:27:28,320 --> 00:27:29,240
Speaker 2: we gotta initiate you.

604
00:27:29,240 --> 00:27:30,800
Speaker 1: To the little one. You'll see how you feel, see

605
00:27:30,800 --> 00:27:31,400
Speaker 1: if you like it.

606
00:27:32,560 --> 00:27:34,879
Speaker 3: Well actually, okay, side note before I get into my

607
00:27:34,880 --> 00:27:37,200
Speaker 3: brown boots break but I like room temperature water.

608
00:27:38,000 --> 00:27:39,119
Speaker 1: Who are you? I know?

609
00:27:39,359 --> 00:27:41,880
Speaker 3: I don't like cold water. I have sensitive teeth. I've

610
00:27:41,880 --> 00:27:43,879
Speaker 3: been I've been using pron ammels since I was like

611
00:27:43,920 --> 00:27:44,760
Speaker 3: thirteen years old.

612
00:27:45,880 --> 00:27:49,639
Speaker 1: Many like you're like an eighty year old Balliennio, you

613
00:27:49,680 --> 00:27:50,200
Speaker 1: know that, right?

614
00:27:51,160 --> 00:27:53,960
Speaker 3: Thank you? I feel like you really get me.

615
00:27:54,480 --> 00:27:57,000
Speaker 1: Because it's like you don't talk about you it's so millennial.

616
00:27:57,040 --> 00:27:58,960
Speaker 2: I'm like that's so millennial, and that the stuff I'm like,

617
00:27:59,160 --> 00:28:01,360
Speaker 2: it's manby eighty.

618
00:28:02,200 --> 00:28:07,399
Speaker 3: I love my pronammel, but yeah, room temperature water. Anyway, Okay,

619
00:28:07,480 --> 00:28:10,600
Speaker 3: well I didn't even wish you. Today is happy Black

620
00:28:10,960 --> 00:28:15,720
Speaker 3: Women's Equal Payday. Let me rattle around all sixty seven

621
00:28:15,800 --> 00:28:17,720
Speaker 3: cents in my piggy bank because that's how much black

622
00:28:17,720 --> 00:28:21,040
Speaker 3: women earned to the dollar versus white men. So that's

623
00:28:21,080 --> 00:28:24,719
Speaker 3: my break. My break is that the gender and racial

624
00:28:24,800 --> 00:28:27,720
Speaker 3: pay gap impacting Black women in the workplace continues to

625
00:28:27,800 --> 00:28:30,760
Speaker 3: rage on. But I'm going to boost the fine women

626
00:28:30,800 --> 00:28:32,919
Speaker 3: and I'm going to read their names at the Economic

627
00:28:32,960 --> 00:28:35,520
Speaker 3: Policy Institute, which is like, well, first I need to

628
00:28:35,520 --> 00:28:37,920
Speaker 3: boost my reporter Brittany, because she turned me on to

629
00:28:38,000 --> 00:28:41,720
Speaker 3: this that it's even a holiday, and she was pitching

630
00:28:41,760 --> 00:28:43,880
Speaker 3: a story to do on this holiday, and she sent

631
00:28:43,920 --> 00:28:46,720
Speaker 3: me a link to this article from the Economic Policy Institute,

632
00:28:46,720 --> 00:28:48,680
Speaker 3: which is a nonprofit. They do a lot of reports

633
00:28:48,720 --> 00:28:51,480
Speaker 3: on It's an independent nonprofit, so they do a lot

634
00:28:51,480 --> 00:28:54,840
Speaker 3: of reports on the wage gap, on college costs, on

635
00:28:55,000 --> 00:28:59,320
Speaker 3: all areas of policy and how it impacts people's wallets essentially.

636
00:29:00,040 --> 00:29:03,520
Speaker 3: So anyway, these women, Valerie Wilson, Janelle Jones K Leblado

637
00:29:03,680 --> 00:29:05,920
Speaker 3: and Elie Gould, who have had the pleasure to talk

638
00:29:05,960 --> 00:29:08,960
Speaker 3: to you before they took this holiday and decided to

639
00:29:09,000 --> 00:29:12,600
Speaker 3: do this great post that dispels some of the myths

640
00:29:12,640 --> 00:29:16,360
Speaker 3: around the gender and racial wage gap for black women,

641
00:29:16,400 --> 00:29:19,280
Speaker 3: which I was so excited about because when I when

642
00:29:19,280 --> 00:29:20,840
Speaker 3: I first got the pitch from Brittany, I was like,

643
00:29:20,880 --> 00:29:23,240
Speaker 3: oh God, you know this. Whenever you write about the

644
00:29:23,240 --> 00:29:26,400
Speaker 3: wage gap, people always go into, well, what are some

645
00:29:26,400 --> 00:29:28,600
Speaker 3: tips for women on how to get paid more? And

646
00:29:28,640 --> 00:29:30,800
Speaker 3: I'm like, oh, good, So you're putting all the pressure

647
00:29:30,840 --> 00:29:33,680
Speaker 3: on the woman to do something differently to get paid

648
00:29:33,720 --> 00:29:36,400
Speaker 3: the same as white men. But it's there's so much

649
00:29:36,440 --> 00:29:38,360
Speaker 3: at play here that has so much more to do

650
00:29:39,080 --> 00:29:42,600
Speaker 3: than what's in our control. Yeah, you know, there's unconscious

651
00:29:42,600 --> 00:29:45,440
Speaker 3: bias at play. There's racial bias, gender bias, there's so

652
00:29:45,520 --> 00:29:48,280
Speaker 3: many things. Just by having dark skin and being in

653
00:29:48,320 --> 00:29:51,280
Speaker 3: a vagina, like, you're already at a disadvantage in a

654
00:29:51,280 --> 00:29:54,120
Speaker 3: lot of ways, and it's not fair to lead the

655
00:29:54,160 --> 00:29:56,480
Speaker 3: discussion at you know, let's just give some tips on

656
00:29:56,520 --> 00:29:58,720
Speaker 3: what you can do. I'm like, what bleached the skin

657
00:29:58,840 --> 00:30:01,280
Speaker 3: and cut my hair off? Like I I know exactly,

658
00:30:01,840 --> 00:30:03,480
Speaker 3: So anyway, I just thought it was great because I

659
00:30:03,480 --> 00:30:05,880
Speaker 3: wanted to read through some of these myths, because I

660
00:30:05,920 --> 00:30:07,920
Speaker 3: want to give our listeners. I feel like our listeners

661
00:30:07,960 --> 00:30:10,000
Speaker 3: are the kind of people who don't believe in, you know,

662
00:30:10,080 --> 00:30:12,200
Speaker 3: the fact that like they are. I mean, obviously a

663
00:30:12,240 --> 00:30:15,320
Speaker 3: lot of our listeners are black women, and so we

664
00:30:15,320 --> 00:30:17,480
Speaker 3: don't really need this information. We already know it because

665
00:30:17,480 --> 00:30:19,720
Speaker 3: we live it. But have you ever found yourself in

666
00:30:19,720 --> 00:30:22,840
Speaker 3: the situation where someone says something so ignorant, like well,

667
00:30:22,880 --> 00:30:25,400
Speaker 3: if they just went to college, or if they just

668
00:30:25,520 --> 00:30:27,640
Speaker 3: you know, pull themselves up from their bootstraps, and you

669
00:30:27,720 --> 00:30:29,479
Speaker 3: wish you had the not like you wish you had

670
00:30:29,480 --> 00:30:32,440
Speaker 3: the exact thing to tell them in response. So I

671
00:30:32,520 --> 00:30:34,120
Speaker 3: thought this would be great. I'm going to post to

672
00:30:34,120 --> 00:30:35,360
Speaker 3: you on the site, but I'll just go through a

673
00:30:35,400 --> 00:30:37,040
Speaker 3: couple of the myths so that the next time someone

674
00:30:37,080 --> 00:30:41,120
Speaker 3: says something ignorant, that you have something to say in return.

675
00:30:41,840 --> 00:30:45,960
Speaker 3: So myth number one, if black women worked harder, they'd

676
00:30:45,960 --> 00:30:49,320
Speaker 3: get the pay they deserve. Here's the truth. As these

677
00:30:49,360 --> 00:30:52,280
Speaker 3: fine women at the EPI pointed out, black women work

678
00:30:52,480 --> 00:30:56,520
Speaker 3: more hours than white women. In fact, they've increased work

679
00:30:56,560 --> 00:31:00,880
Speaker 3: hours eighteen point four percent since nineteen seventy nine, and

680
00:31:01,000 --> 00:31:04,400
Speaker 3: yet the wage gap relative to white men has grown.

681
00:31:06,000 --> 00:31:08,440
Speaker 3: So that's myth number one women, because you know, the

682
00:31:08,520 --> 00:31:11,920
Speaker 3: idea is that and I've heard this too, there's this

683
00:31:12,200 --> 00:31:15,520
Speaker 3: just ingrained image of black women in America all being

684
00:31:15,560 --> 00:31:18,200
Speaker 3: on welfare and just sucking in the system, which is read,

685
00:31:18,400 --> 00:31:20,800
Speaker 3: I mean, you won't find a harder group of people,

686
00:31:21,120 --> 00:31:24,280
Speaker 3: a harder work to work, sorry, harder working group of people.

687
00:31:25,520 --> 00:31:28,959
Speaker 3: All right, Anyway, myth number two black women can educate

688
00:31:29,000 --> 00:31:31,600
Speaker 3: themselves out of the pay gap. That's it.

689
00:31:31,720 --> 00:31:34,560
Speaker 1: We're like, what are the top Like, we're super educated.

690
00:31:34,880 --> 00:31:36,920
Speaker 3: So I'll give you the numbers. The truth is two

691
00:31:37,080 --> 00:31:40,520
Speaker 3: thirds of black women in the workforce have some post

692
00:31:40,600 --> 00:31:44,760
Speaker 3: secondary education. Twenty nine point four percent have a bachelor's

693
00:31:44,760 --> 00:31:47,280
Speaker 3: degree or higher, and yet black women are paid less

694
00:31:47,280 --> 00:31:50,440
Speaker 3: than white men at every level of education even if

695
00:31:50,480 --> 00:31:52,320
Speaker 3: they get a college degree.

696
00:31:53,040 --> 00:31:53,200
Speaker 1: Oh.

697
00:31:53,240 --> 00:31:54,960
Speaker 2: I knew this because like I did like a quick

698
00:31:54,960 --> 00:31:57,840
Speaker 2: survey of the dream catchers and like, well every year

699
00:31:57,880 --> 00:31:59,920
Speaker 2: they do that. We have about four hundred thousand people

700
00:31:59,920 --> 00:32:02,680
Speaker 2: that have taken the survey, and when I did the math,

701
00:32:02,920 --> 00:32:08,480
Speaker 2: eighty three percent had some sort some form of post.

702
00:32:08,320 --> 00:32:12,320
Speaker 1: High school education. Eighty three percent, and I was like,

703
00:32:12,360 --> 00:32:14,720
Speaker 1: and yet their pay was like in the thirty or

704
00:32:14,720 --> 00:32:17,200
Speaker 1: forty eight thousand, Like average pay was something like that

705
00:32:17,560 --> 00:32:20,000
Speaker 1: thirty to forty five thousand range. And I'm like, wow,

706
00:32:20,120 --> 00:32:21,040
Speaker 1: can you imagine.

707
00:32:23,080 --> 00:32:25,720
Speaker 3: Well, here's the myth number three that might might might

708
00:32:25,800 --> 00:32:28,400
Speaker 3: help with that at least or help explain a bit

709
00:32:28,400 --> 00:32:31,520
Speaker 3: of that. The myth number three is that the wage

710
00:32:31,520 --> 00:32:34,200
Speaker 3: gap is the results of black women choosing careers that

711
00:32:34,280 --> 00:32:36,200
Speaker 3: pay less. Because you know how, a lot of when

712
00:32:36,200 --> 00:32:37,959
Speaker 3: people talk about the wage gap, even they're like, oh,

713
00:32:37,960 --> 00:32:41,120
Speaker 3: it's because women are teachers and nurses or whatever and

714
00:32:41,160 --> 00:32:44,160
Speaker 3: they don't pay that great. Here's the truth. No matter

715
00:32:44,200 --> 00:32:47,840
Speaker 3: the applica occupation, no matter the job, both female dominated

716
00:32:47,920 --> 00:32:51,000
Speaker 3: and male dominated black women earn less than white men.

717
00:32:54,240 --> 00:32:55,080
Speaker 1: So it doesn't matter.

718
00:32:55,160 --> 00:32:56,640
Speaker 2: I could be a teacher, You can be a teacher,

719
00:32:57,000 --> 00:32:58,600
Speaker 2: and I'm still making less than you.

720
00:32:58,680 --> 00:32:58,960
Speaker 1: Yep.

721
00:33:00,320 --> 00:33:02,720
Speaker 3: I'll even go through they give some of the occupations

722
00:33:02,720 --> 00:33:05,640
Speaker 3: and the difference in pay. Okay, so on this chart

723
00:33:05,640 --> 00:33:07,800
Speaker 3: that they have they have they look at a bunch

724
00:33:07,800 --> 00:33:09,960
Speaker 3: of like ten different occupations and tell you what black

725
00:33:10,000 --> 00:33:13,240
Speaker 3: women earn and white white women or white sorry, black

726
00:33:13,280 --> 00:33:16,280
Speaker 3: women earn compared to white men in the same occupation.

727
00:33:16,760 --> 00:33:21,120
Speaker 3: So for elementary and middle school teachers, black women earn

728
00:33:21,200 --> 00:33:25,320
Speaker 3: twenty five sixty five an hour versus white men who

729
00:33:25,360 --> 00:33:29,760
Speaker 3: earn thirty dollars an hour. That is about Let me

730
00:33:29,800 --> 00:33:33,960
Speaker 3: do the math for once, like a twelve twenty percent difference.

731
00:33:35,000 --> 00:33:37,120
Speaker 3: I'm really bad in math right now, twenty they got

732
00:33:37,120 --> 00:33:40,240
Speaker 3: fifteen to twenty percent difference in pay. So, yeah, you're white,

733
00:33:40,280 --> 00:33:45,280
Speaker 3: you get a fifteen percent pay bump. Congrats dude. Anyway,

734
00:33:45,320 --> 00:33:47,120
Speaker 3: I didn't mean to be a Debbie downer, but I

735
00:33:47,120 --> 00:33:49,240
Speaker 3: feel like, don't you wish you you had these numbers

736
00:33:49,240 --> 00:33:51,400
Speaker 3: at the top of your head when someone says something

737
00:33:51,480 --> 00:33:56,240
Speaker 3: like that, yeah, at the Thanksgiving dinner table with your

738
00:33:56,760 --> 00:34:01,320
Speaker 3: unwoke relatives, as I've been in that position many times anyway,

739
00:34:01,440 --> 00:34:04,160
Speaker 3: So that's my that's my Brown I'll do. The break

740
00:34:04,320 --> 00:34:06,360
Speaker 3: is the pay gap, But the boost is these women

741
00:34:06,400 --> 00:34:12,000
Speaker 3: who created this MythBuster article at the EPI and and

742
00:34:12,000 --> 00:34:14,120
Speaker 3: and the fact that they're trying to dispel these myths

743
00:34:14,200 --> 00:34:16,440
Speaker 3: is great. And I hope that I'm going to share

744
00:34:16,480 --> 00:34:17,920
Speaker 3: us on our page and I'm going to put it

745
00:34:17,920 --> 00:34:21,080
Speaker 3: on the Brown Ambission podcast, tweet it, spread the word

746
00:34:22,360 --> 00:34:25,200
Speaker 3: and continue the conversation exactly. I think.

747
00:34:25,320 --> 00:34:26,880
Speaker 1: I don't know if it was CNN, they did like this.

748
00:34:28,320 --> 00:34:31,440
Speaker 2: It was a it's an article with a video that

749
00:34:31,520 --> 00:34:34,239
Speaker 2: says like I'm part of the I'm black and I'm

750
00:34:34,239 --> 00:34:38,240
Speaker 2: part of the one percent. It's been floating around Facebook

751
00:34:38,239 --> 00:34:40,040
Speaker 2: for a while, for like maybe a week or so,

752
00:34:41,080 --> 00:34:44,400
Speaker 2: and they just one gentleman in particular really struck me.

753
00:34:44,440 --> 00:34:48,400
Speaker 2: He said, he grew up really poor, and I forget

754
00:34:48,400 --> 00:34:50,600
Speaker 2: how he made his extreme wealth. And he said, you know,

755
00:34:51,080 --> 00:34:53,439
Speaker 2: so many times they'll tell you because you know, he said,

756
00:34:53,560 --> 00:34:56,960
Speaker 2: someone asked him the reporter, so what do what do

757
00:34:57,000 --> 00:34:58,839
Speaker 2: you say when folks say, well, look at you, you

758
00:34:58,920 --> 00:35:02,000
Speaker 2: did well? I can't Black people pull themselves up by

759
00:35:02,000 --> 00:35:04,799
Speaker 2: the bootstraps. And he said, you know, when people tell

760
00:35:04,840 --> 00:35:06,960
Speaker 2: me that, I tell them some people don't even have boots,

761
00:35:08,360 --> 00:35:09,839
Speaker 2: like you know. And I thought, like, you know, cause

762
00:35:09,840 --> 00:35:12,359
Speaker 2: it's like it's so easy to act as if like, well,

763
00:35:12,360 --> 00:35:14,919
Speaker 2: if you do the hard work, sometimes there's not even

764
00:35:14,920 --> 00:35:18,880
Speaker 2: a foundation to build upon with your hard work, Like

765
00:35:18,920 --> 00:35:20,760
Speaker 2: I'd be willing to do the work, but there's nothing

766
00:35:20,800 --> 00:35:23,840
Speaker 2: here for me to you know, work from. And so

767
00:35:23,920 --> 00:35:25,319
Speaker 2: I just thought that I was glad that he said

768
00:35:25,320 --> 00:35:27,080
Speaker 2: that I was nervous to think because a lot of

769
00:35:27,120 --> 00:35:31,239
Speaker 2: people that have done well sometimes forget that, you know,

770
00:35:31,280 --> 00:35:33,400
Speaker 2: they had advantages that other people don't. So it was

771
00:35:33,520 --> 00:35:36,560
Speaker 2: nice to hear someone who had done extremely well Underson,

772
00:35:37,120 --> 00:35:41,279
Speaker 2: you know understand that that is not typical of like

773
00:35:41,360 --> 00:35:42,719
Speaker 2: someone from his circumstance.

774
00:35:43,160 --> 00:35:45,560
Speaker 3: I was listening to the How I Built This podcast,

775
00:35:45,680 --> 00:35:48,040
Speaker 3: which is on NPR. You should definitely listen to it

776
00:35:48,080 --> 00:35:49,680
Speaker 3: if you have it. I'm talking to listeners. I don't

777
00:35:49,680 --> 00:35:50,960
Speaker 3: know if you have I have.

778
00:35:51,200 --> 00:35:52,839
Speaker 1: Just today I watched I was listening to one.

779
00:35:52,960 --> 00:35:54,919
Speaker 3: Did you listen to Carol's Daughter?

780
00:35:55,760 --> 00:35:58,120
Speaker 1: No? I listened to Troy Carter, but go ahead. What happened?

781
00:35:58,440 --> 00:36:01,160
Speaker 3: Well, they interviewed the founder of Carol's Daughter, whose name

782
00:36:01,280 --> 00:36:02,480
Speaker 3: escapes me right now, and I'm.

783
00:36:02,320 --> 00:36:04,240
Speaker 1: So sorry, Lidia Lida.

784
00:36:04,320 --> 00:36:08,600
Speaker 3: Yes, yes, Lisa, Lisa Price, thank you. And I had

785
00:36:08,640 --> 00:36:10,799
Speaker 3: I've bought her products when I first moved to New York.

786
00:36:10,840 --> 00:36:13,000
Speaker 3: I remember like finding the store in Harlem and getting

787
00:36:13,040 --> 00:36:15,919
Speaker 3: my my transition kit, which I won't talk about. Didn't

788
00:36:15,920 --> 00:36:21,719
Speaker 3: love it. But anyway, anyway, anyway, she is on the

789
00:36:21,719 --> 00:36:24,799
Speaker 3: show talking about how she built Carol's Daughter, and I'm

790
00:36:24,800 --> 00:36:26,399
Speaker 3: just gonna I won't tell you the whole thing. You can.

791
00:36:26,520 --> 00:36:27,960
Speaker 3: You can go to How I built this. I really

792
00:36:28,040 --> 00:36:29,960
Speaker 3: encourage you to check out that podcast. I love it.

793
00:36:30,760 --> 00:36:33,080
Speaker 3: But she talks about at the point when it was

794
00:36:33,120 --> 00:36:36,120
Speaker 3: twenty and thirteen or fourteen when she sold Carol's daughter

795
00:36:36,160 --> 00:36:40,400
Speaker 3: to Lareal and she got so much hate from black

796
00:36:41,160 --> 00:36:44,319
Speaker 3: her supporters who were African American, a lot a lot

797
00:36:44,360 --> 00:36:47,160
Speaker 3: of like, oh, you sold out, why would you do this?

798
00:36:47,160 --> 00:36:49,799
Speaker 3: This was for us? And now it's for everyone. You know,

799
00:36:49,920 --> 00:36:51,640
Speaker 3: the same thing. I think a lot of a lot

800
00:36:51,640 --> 00:36:53,960
Speaker 3: of women of color and business can can relate to

801
00:36:54,000 --> 00:36:56,800
Speaker 3: when you when you when you expand your brand or whatnot.

802
00:36:57,120 --> 00:36:59,759
Speaker 3: Same thing Shaye Moisture happened with Shamee Moisture. But I

803
00:36:59,800 --> 00:37:01,880
Speaker 3: love what she had to say about this point because

804
00:37:01,920 --> 00:37:05,160
Speaker 3: the host gy Ras was like, did you how did

805
00:37:05,200 --> 00:37:07,320
Speaker 3: you how did you feel when you got that pushback

806
00:37:07,400 --> 00:37:09,840
Speaker 3: and did you take it to heart and did you

807
00:37:09,880 --> 00:37:12,359
Speaker 3: regret selling it? And she was like, first of all,

808
00:37:12,400 --> 00:37:14,600
Speaker 3: I will not regret it. It is the single biggest

809
00:37:14,600 --> 00:37:17,040
Speaker 3: accomplishment of my life. It was the best thing I

810
00:37:17,080 --> 00:37:20,600
Speaker 3: ever did and I will I will not ever apologize

811
00:37:20,719 --> 00:37:24,759
Speaker 3: for that success and having worked so hard for so

812
00:37:24,840 --> 00:37:28,160
Speaker 3: many years to build that brand from nothing. I won't apologize,

813
00:37:28,200 --> 00:37:30,640
Speaker 3: but she says she understands where it comes from. And

814
00:37:30,760 --> 00:37:33,560
Speaker 3: what she wants people to understand is that a lot

815
00:37:33,600 --> 00:37:36,239
Speaker 3: of people who quote unquote make it in business, and

816
00:37:36,280 --> 00:37:40,040
Speaker 3: your African American don't have the same foundation of generational

817
00:37:40,080 --> 00:37:45,320
Speaker 3: wealth as other races might, as as white entrepreneurs or

818
00:37:45,320 --> 00:37:48,080
Speaker 3: business owners might have. Don't have any safety net, don't

819
00:37:48,080 --> 00:37:51,040
Speaker 3: have generational wealth. And I don't think she meant wealth

820
00:37:51,080 --> 00:37:54,000
Speaker 3: as in like your family owns has billions of dollars,

821
00:37:54,360 --> 00:37:57,400
Speaker 3: but a family who has any sort of support to

822
00:37:57,480 --> 00:38:00,799
Speaker 3: make you feel like, Okay, I'm fine and sticking with

823
00:38:00,880 --> 00:38:04,320
Speaker 3: this company and not you know, selling it to a

824
00:38:04,320 --> 00:38:06,839
Speaker 3: bigger brand and not taking this money now, this opportunity

825
00:38:06,880 --> 00:38:10,520
Speaker 3: now because I have that to fall back on, or

826
00:38:10,560 --> 00:38:12,520
Speaker 3: I have that in the back of my mind. I mean,

827
00:38:12,560 --> 00:38:15,319
Speaker 3: she had nothing, and she wanted to be sure that

828
00:38:15,400 --> 00:38:18,520
Speaker 3: she was starting a She wanted to be sure she

829
00:38:18,680 --> 00:38:21,080
Speaker 3: was starting a trend of generational wealth for her family

830
00:38:21,080 --> 00:38:23,960
Speaker 3: that had not existed before. Yes, and that is what

831
00:38:24,080 --> 00:38:28,080
Speaker 3: she accomplished by selling it. And I just thought that

832
00:38:28,080 --> 00:38:30,160
Speaker 3: that was exactly that sounds like what the person you

833
00:38:30,200 --> 00:38:32,759
Speaker 3: were talking about was sort of getting at and I think,

834
00:38:32,920 --> 00:38:35,319
Speaker 3: like you said, it's it's people tend to forget that.

835
00:38:35,960 --> 00:38:38,360
Speaker 3: You know, that's a part of privilege as well, is

836
00:38:38,440 --> 00:38:40,680
Speaker 3: to just to grow up in an environment where the

837
00:38:40,719 --> 00:38:42,640
Speaker 3: people who came before you didn't have to try so

838
00:38:42,680 --> 00:38:44,239
Speaker 3: hard exactly.

839
00:38:44,440 --> 00:38:48,799
Speaker 1: I don't think people. I think people underestimate, like just

840
00:38:48,960 --> 00:38:49,759
Speaker 1: how far back.

841
00:38:49,800 --> 00:38:51,799
Speaker 2: It's like it's like trying to get a you know,

842
00:38:51,880 --> 00:38:54,720
Speaker 2: an A average in school and you're starting a negative.

843
00:38:55,600 --> 00:38:58,080
Speaker 3: I mean, that's just even if you're even if your uncle,

844
00:38:58,200 --> 00:38:59,600
Speaker 3: you know, you grew up with an uncle who started

845
00:38:59,600 --> 00:39:02,839
Speaker 3: a business. You saw someone start a business, you know,

846
00:39:03,080 --> 00:39:05,800
Speaker 3: you saw someone go through you had a blueprint, you

847
00:39:05,880 --> 00:39:07,400
Speaker 3: knew that it was possible for you to own a

848
00:39:07,440 --> 00:39:11,319
Speaker 3: business like that is something that I don't have any

849
00:39:11,320 --> 00:39:13,319
Speaker 3: hard and fast numbers, but I'm going to assume that

850
00:39:13,440 --> 00:39:16,759
Speaker 3: is an experience that most minority people don't get at

851
00:39:16,800 --> 00:39:20,479
Speaker 3: the same level as people from other other racial groups,

852
00:39:20,520 --> 00:39:25,280
Speaker 3: especially white people. So you know, just seeing yourself represented

853
00:39:25,719 --> 00:39:28,399
Speaker 3: in the business world is a huge deal. It is.

854
00:39:29,840 --> 00:39:32,760
Speaker 1: It is, honestly, Yeah, I mean I get nervous with that. Sometimes.

855
00:39:32,760 --> 00:39:35,239
Speaker 1: It's like I go to the budgetista.

856
00:39:35,520 --> 00:39:37,759
Speaker 2: I don't anticipate ever selling it, but I don't know,

857
00:39:38,840 --> 00:39:41,239
Speaker 2: like if someone says, hey, I want to give you

858
00:39:41,640 --> 00:39:46,319
Speaker 2: three hundred million dollars for the Budgetista, I mean, you know,

859
00:39:47,440 --> 00:39:49,840
Speaker 2: I can't say that. I would say no, and you know,

860
00:39:49,880 --> 00:39:52,000
Speaker 2: I get nervous about that sometimes, and even you know,

861
00:39:52,080 --> 00:39:55,399
Speaker 2: because because you're right, there's this feeling of like, am

862
00:39:55,400 --> 00:39:58,839
Speaker 2: I abandoning you know, because this is a brown a

863
00:39:58,880 --> 00:40:02,640
Speaker 2: brand that I built large ually to serve brown women,

864
00:40:03,080 --> 00:40:06,719
Speaker 2: and even now we're expanding and I'm seeing more other

865
00:40:06,800 --> 00:40:10,840
Speaker 2: types of women join. And I like that because ultimately

866
00:40:10,880 --> 00:40:14,000
Speaker 2: I want to help women, but I started really focusing

867
00:40:14,000 --> 00:40:17,080
Speaker 2: on brown women because they were especially ignored in the

868
00:40:17,080 --> 00:40:20,239
Speaker 2: financial industry. But you know, but at the same time,

869
00:40:20,360 --> 00:40:23,000
Speaker 2: I'm not here to say, hey, if you're non brown,

870
00:40:23,360 --> 00:40:26,000
Speaker 2: you can't get help, because we're all looking for help.

871
00:40:26,040 --> 00:40:28,719
Speaker 2: So there's always this nervousness of as we start to grow,

872
00:40:28,719 --> 00:40:31,760
Speaker 2: I think to myself, I don't want my girls basically

873
00:40:31,800 --> 00:40:34,520
Speaker 2: to think like, well, uh, Tiffany is another one.

874
00:40:34,560 --> 00:40:38,040
Speaker 1: You know. Yeah, yeah, it's hard because it's probably.

875
00:40:37,719 --> 00:40:40,080
Speaker 3: Gonna happen, but you gotta you have to do what's

876
00:40:40,120 --> 00:40:42,120
Speaker 3: best for you and you have to I hope explain

877
00:40:42,160 --> 00:40:44,040
Speaker 3: it the same way, you know, if you're given the

878
00:40:44,080 --> 00:40:46,360
Speaker 3: opportunity to which, of course some people just like to

879
00:40:46,400 --> 00:40:49,520
Speaker 3: talk and complain. But I think we need to be

880
00:40:49,560 --> 00:40:53,440
Speaker 3: a little bit like, I don't know understanding of that

881
00:40:54,239 --> 00:40:56,160
Speaker 3: and where and where that comes from. And so I

882
00:40:56,160 --> 00:41:00,960
Speaker 3: guess supportive. I'm not mad at Carol Daughter, as long

883
00:41:01,000 --> 00:41:02,759
Speaker 3: as you know, I think what people are afraid of.

884
00:41:02,800 --> 00:41:05,040
Speaker 3: That's why the whole Shaye Moisture thing was such a

885
00:41:05,120 --> 00:41:08,200
Speaker 3: huge deal, because it was like the fear. You know,

886
00:41:09,000 --> 00:41:11,840
Speaker 3: you sell out to a big brand who owns Shaye Moisture?

887
00:41:11,840 --> 00:41:13,800
Speaker 3: Who is it? I forget? Is it also Lorial or

888
00:41:13,920 --> 00:41:17,400
Speaker 3: someone else? Anyway, you sell out and then you know

889
00:41:17,440 --> 00:41:21,160
Speaker 3: a company that's made for and by brown women, and

890
00:41:21,480 --> 00:41:23,359
Speaker 3: you go to a new company run by white women

891
00:41:23,440 --> 00:41:26,399
Speaker 3: or white people, and then you have ads like that

892
00:41:26,400 --> 00:41:29,000
Speaker 3: that erase the very people that your brain was supposed

893
00:41:29,000 --> 00:41:29,880
Speaker 3: to be for in the beginning.

894
00:41:31,760 --> 00:41:32,440
Speaker 1: Yeah.

895
00:41:32,840 --> 00:41:34,480
Speaker 2: Yeah, and then so you just want to be mindful

896
00:41:34,520 --> 00:41:36,880
Speaker 2: of that, that you're not throwing out the baby with

897
00:41:36,920 --> 00:41:37,560
Speaker 2: the bath water.

898
00:41:38,320 --> 00:41:39,000
Speaker 1: That's what I think.

899
00:41:39,040 --> 00:41:41,840
Speaker 3: That And Lisa Chase is still the CEO.

900
00:41:42,719 --> 00:41:44,200
Speaker 1: Yeah, oh she is, Okay, good.

901
00:41:44,239 --> 00:41:46,200
Speaker 3: She's still That was the last question he asked her,

902
00:41:46,239 --> 00:41:47,840
Speaker 3: and I was like, damn, and people are still trying

903
00:41:47,840 --> 00:41:50,359
Speaker 3: to give her grief. Like it's not like she walked

904
00:41:50,360 --> 00:41:52,200
Speaker 3: away completely. She's still a part of it.

905
00:41:53,280 --> 00:41:55,480
Speaker 1: Yeah, exactly. And I've met her before. She's really dope.

906
00:41:55,480 --> 00:41:57,400
Speaker 2: She still lives like in the same spot in Brooklyn,

907
00:41:58,000 --> 00:42:00,200
Speaker 2: and she's just a really nice woman. I remember back

908
00:42:00,239 --> 00:42:02,640
Speaker 2: when she first first started and I would see her

909
00:42:02,680 --> 00:42:04,160
Speaker 2: at because I would I would always go to like

910
00:42:04,200 --> 00:42:07,000
Speaker 2: the street festivals in the city. So this is before

911
00:42:07,000 --> 00:42:09,239
Speaker 2: she even had a store. I would see her then

912
00:42:09,280 --> 00:42:11,240
Speaker 2: and buy her products because I was just going natural

913
00:42:11,280 --> 00:42:13,720
Speaker 2: over ten years ago. So I remember just like looking

914
00:42:13,760 --> 00:42:15,759
Speaker 2: for her booth always and she was really nice. She

915
00:42:15,800 --> 00:42:17,920
Speaker 2: would be the one selling stuff, and I'm like, and

916
00:42:17,960 --> 00:42:19,920
Speaker 2: then when she opened a store that I would make

917
00:42:19,960 --> 00:42:22,040
Speaker 2: a pilgrimage there like every few months or so, we

918
00:42:22,160 --> 00:42:24,439
Speaker 2: me and my other cousin who was also natural, because

919
00:42:24,440 --> 00:42:26,359
Speaker 2: it was like the only place to get stuff. So

920
00:42:26,440 --> 00:42:29,799
Speaker 2: it's like so crazy to see now, you know, like

921
00:42:30,000 --> 00:42:31,839
Speaker 2: as like she's grown, because I'm like, oh my god,

922
00:42:31,840 --> 00:42:34,480
Speaker 2: I remember Lisa from like the street festivals and then

923
00:42:34,520 --> 00:42:36,120
Speaker 2: her store and now look, you know.

924
00:42:36,360 --> 00:42:39,120
Speaker 3: She talked about all that. Yeah, you should listen to it.

925
00:42:39,120 --> 00:42:41,719
Speaker 3: It's a good episode. I remember I remember when she

926
00:42:41,840 --> 00:42:44,560
Speaker 3: got her product on Oprah's Favorite Things list. That was

927
00:42:44,600 --> 00:42:48,680
Speaker 3: my first memory of Carol's daughter. M Yeah, and they

928
00:42:48,719 --> 00:42:51,280
Speaker 3: have a good episode with Sarah Blakeley the Founder's Fangs.

929
00:42:51,360 --> 00:42:55,279
Speaker 3: I love that podcast. Yeah, when you're done listening to

930
00:42:55,320 --> 00:42:57,319
Speaker 3: Brown Ambasha and you can go and download How I

931
00:42:57,320 --> 00:43:00,760
Speaker 3: Built this. Hey, tell them we send too. They're friends

932
00:43:00,760 --> 00:43:04,000
Speaker 3: of the They they're friends of the show. They retweet

933
00:43:04,040 --> 00:43:06,600
Speaker 3: and and favorite some of the whenever I mentioned them,

934
00:43:06,640 --> 00:43:08,120
Speaker 3: so they'd be like to know.

935
00:43:18,080 --> 00:43:20,000
Speaker 1: So you want to do a quick question on.

936
00:43:20,160 --> 00:43:23,120
Speaker 3: Let's do a quick question. Thank you, guys, I've been

937
00:43:23,160 --> 00:43:25,680
Speaker 3: getting I got another dozen or so questions for our

938
00:43:25,680 --> 00:43:28,319
Speaker 3: special student loan episode, which we can say will be

939
00:43:28,440 --> 00:43:30,600
Speaker 3: airing in mid August. So if you're waiting out for

940
00:43:30,640 --> 00:43:33,600
Speaker 3: that episode, never fear it is coming. And you can

941
00:43:33,640 --> 00:43:37,840
Speaker 3: continue sending your student loan questions to Brown Ambition Podcast

942
00:43:38,120 --> 00:43:41,399
Speaker 3: dot com and just click on the oh, I'm gonna

943
00:43:41,400 --> 00:43:46,400
Speaker 3: give you space for that. Reclaim your time dot com

944
00:43:46,600 --> 00:43:48,759
Speaker 3: and go to the ask us anything tab to send

945
00:43:48,760 --> 00:43:53,080
Speaker 3: your question. Let's do a credit question today because I'm

946
00:43:53,120 --> 00:43:55,120
Speaker 3: feeling I'm just in the mood. I'm in the mood

947
00:43:55,160 --> 00:43:58,200
Speaker 3: for a credit question, and this one we get again

948
00:43:58,239 --> 00:44:00,480
Speaker 3: and again and again. But I guess I don't think

949
00:44:00,520 --> 00:44:02,520
Speaker 3: you can ever explain something I happen to do with

950
00:44:03,239 --> 00:44:07,120
Speaker 3: how credit scores become credit scores enough. This question comes

951
00:44:07,120 --> 00:44:10,759
Speaker 3: to us from Dominique, and she says, my question is

952
00:44:10,800 --> 00:44:13,920
Speaker 3: about credit card debt. I read an article maybe eight

953
00:44:14,000 --> 00:44:16,200
Speaker 3: years ago that stated that you should keep a credit

954
00:44:16,280 --> 00:44:19,680
Speaker 3: card balance of around thirty percent of your credit card limit.

955
00:44:20,360 --> 00:44:22,719
Speaker 3: I recall it having something to do with maintaining a

956
00:44:22,760 --> 00:44:26,719
Speaker 3: good payment history. You guys constantly or you ladies constantly

957
00:44:26,719 --> 00:44:29,120
Speaker 3: talk about being debt free and paying down your credit cards,

958
00:44:29,400 --> 00:44:32,200
Speaker 3: which obviously makes a lot of sense. But should you

959
00:44:32,280 --> 00:44:34,960
Speaker 3: keep a balance on your credit cards? Or if you

960
00:44:35,000 --> 00:44:36,719
Speaker 3: pay off your credit cards at the end of each

961
00:44:36,760 --> 00:44:40,240
Speaker 3: month or sorry, or is paying off your credit cards

962
00:44:40,280 --> 00:44:43,120
Speaker 3: at the end of each month the best way to go?

963
00:44:44,440 --> 00:44:47,240
Speaker 1: So should you keep a balance on your credit cards?

964
00:44:47,440 --> 00:44:50,080
Speaker 1: N Oh spills no, n oh spails no.

965
00:44:50,680 --> 00:44:52,200
Speaker 3: But it is confusing, isn't it?

966
00:44:52,200 --> 00:44:52,440
Speaker 1: It is?

967
00:44:52,560 --> 00:44:55,560
Speaker 3: It is I understand where her confusion comes from, because

968
00:44:55,840 --> 00:44:58,040
Speaker 3: they say, you know the utilization rate, keep it under

969
00:44:58,040 --> 00:44:59,640
Speaker 3: thirty percent, But then by the way pay it off

970
00:44:59,640 --> 00:45:01,160
Speaker 3: in full. So what are you really telling me?

971
00:45:01,960 --> 00:45:05,440
Speaker 1: So I get because I will one ideally.

972
00:45:05,520 --> 00:45:07,400
Speaker 2: This is how my one of my friends, who was

973
00:45:07,440 --> 00:45:10,040
Speaker 2: like some you know, credit guru told me. She was like,

974
00:45:10,120 --> 00:45:14,960
Speaker 2: the utilization rate basically is like your new maximum. So like,

975
00:45:15,040 --> 00:45:17,160
Speaker 2: you know how you're like, oh, my maximum? I you know,

976
00:45:17,239 --> 00:45:19,640
Speaker 2: I have a credit card limit of one hundred dollars,

977
00:45:19,960 --> 00:45:22,799
Speaker 2: and so I can't go over one hundred dollars because

978
00:45:22,800 --> 00:45:25,279
Speaker 2: that's my limit, and she would say, no, your new

979
00:45:25,320 --> 00:45:28,560
Speaker 2: maximum is thirty percent, So instead of one hundred dollars,

980
00:45:28,680 --> 00:45:30,759
Speaker 2: you should really tell yourself, oh, I can't cite more

981
00:45:30,760 --> 00:45:33,200
Speaker 2: than thirty percent, or I have a balance of more

982
00:45:33,200 --> 00:45:35,799
Speaker 2: than thirty dollars on that one hundred dollars limit card.

983
00:45:35,960 --> 00:45:39,000
Speaker 2: So you want to keep it under thirty percent ideally.

984
00:45:39,320 --> 00:45:43,360
Speaker 2: But ideally though, if you really ideally, I know, ideally, ideally,

985
00:45:43,360 --> 00:45:45,600
Speaker 2: you would pay it off in full every single month

986
00:45:45,640 --> 00:45:50,879
Speaker 2: if you can, because your payment history, well, the thirty

987
00:45:50,920 --> 00:45:52,759
Speaker 2: percent doesn't really have an idea do with your payment history.

988
00:45:52,760 --> 00:45:54,880
Speaker 2: That's all about utilization, which is thirty percent of your

989
00:45:54,880 --> 00:45:58,560
Speaker 2: actual score. So how much of the credit that they've

990
00:45:58,680 --> 00:46:02,400
Speaker 2: allowed you to use that you're actually utilizing. That's thirty

991
00:46:02,440 --> 00:46:06,280
Speaker 2: percent of your score. Thirty five percent is payment history.

992
00:46:06,560 --> 00:46:10,040
Speaker 2: Do you pay at the their minimum? Do you pay

993
00:46:10,040 --> 00:46:12,600
Speaker 2: the minimum, and do you pay by the due date?

994
00:46:12,880 --> 00:46:16,320
Speaker 2: Those two things, And so if you're paying on time

995
00:46:16,560 --> 00:46:18,839
Speaker 2: and you're paying at least the minimum, you're taking care

996
00:46:18,840 --> 00:46:20,839
Speaker 2: of thirty five percent of your score. But you want

997
00:46:20,880 --> 00:46:24,120
Speaker 2: to keep your balance low as possible and even better

998
00:46:24,200 --> 00:46:29,640
Speaker 2: paid off in full honestly, because you know keeping a

999
00:46:29,680 --> 00:46:32,920
Speaker 2: balance one is expensive because you're paying your interest. And

1000
00:46:33,040 --> 00:46:35,640
Speaker 2: call your credit card company to see when did they

1001
00:46:36,320 --> 00:46:38,399
Speaker 2: because you want to also show that you're using your

1002
00:46:38,680 --> 00:46:40,880
Speaker 2: credit card, so ask when do they report?

1003
00:46:41,080 --> 00:46:43,120
Speaker 1: So that way you the.

1004
00:46:43,120 --> 00:46:46,319
Speaker 2: Rule of thumb is pay your credit card off in

1005
00:46:46,320 --> 00:46:48,839
Speaker 2: fulls you're able to when you actually get your bill.

1006
00:46:48,920 --> 00:46:51,680
Speaker 2: That's how you know they reported it that you used it,

1007
00:46:51,760 --> 00:46:53,280
Speaker 2: and then they're going to report that it's been paid.

1008
00:46:53,520 --> 00:46:55,759
Speaker 3: That is super important. And I was going to say

1009
00:46:55,800 --> 00:46:59,200
Speaker 3: that because people will maybe get excited, like you get

1010
00:46:59,200 --> 00:47:00,759
Speaker 3: your credit card, you get your paycheck, and you want

1011
00:47:00,800 --> 00:47:02,920
Speaker 3: to just pay your credit card bill off immediately. But

1012
00:47:02,960 --> 00:47:04,560
Speaker 3: if you pay it off in full before you get

1013
00:47:04,560 --> 00:47:07,440
Speaker 3: your statement, before they've reported it to the credit card bureaus.

1014
00:47:07,719 --> 00:47:10,279
Speaker 3: Then you're just showing a zero of zero utilization, like

1015
00:47:10,320 --> 00:47:12,160
Speaker 3: you're not showing that you've been using the card and

1016
00:47:12,160 --> 00:47:15,839
Speaker 3: you're able to pay it off. I remember Magnify Money.

1017
00:47:15,840 --> 00:47:19,760
Speaker 3: We do a we do a personal finance a seminar

1018
00:47:19,880 --> 00:47:23,760
Speaker 3: for Brooklyn College and this one guy I'll never forget.

1019
00:47:23,800 --> 00:47:27,480
Speaker 3: He was like, so, what you mean is if I

1020
00:47:27,719 --> 00:47:31,319
Speaker 3: pay off my credit card early, I get penalized. And

1021
00:47:31,360 --> 00:47:33,799
Speaker 3: I'm like, yeah, it makes zero sense. The credit card

1022
00:47:34,040 --> 00:47:36,320
Speaker 3: reporting is the worst, but this is how it works.

1023
00:47:37,520 --> 00:47:39,560
Speaker 3: It just doesn't make It has no rhyme or reason.

1024
00:47:39,640 --> 00:47:41,680
Speaker 3: It's just the way it is. And when you get

1025
00:47:41,680 --> 00:47:43,479
Speaker 3: your statement, that is when you pay it in full.

1026
00:47:44,360 --> 00:47:47,600
Speaker 3: So what I've done, and what I've said is you

1027
00:47:47,640 --> 00:47:49,600
Speaker 3: can maybe pay half your credit card when you get

1028
00:47:49,640 --> 00:47:51,719
Speaker 3: your paycheck and then maybe wait until you get the

1029
00:47:51,719 --> 00:47:54,600
Speaker 3: statement and pay the rest if you want to just

1030
00:47:54,640 --> 00:47:56,480
Speaker 3: see it go down. I do that when I was

1031
00:47:56,719 --> 00:47:58,640
Speaker 3: I get paid monthly now, but I used to get

1032
00:47:58,680 --> 00:48:01,480
Speaker 3: paid bi weekly, so I would take part of a

1033
00:48:01,520 --> 00:48:03,400
Speaker 3: paycheck and pay down my bill because I just like

1034
00:48:03,480 --> 00:48:06,279
Speaker 3: to see the balance be lower. And then I'd wait

1035
00:48:06,320 --> 00:48:08,480
Speaker 3: till the next paycheck and I'd paid off in full.

1036
00:48:10,080 --> 00:48:13,239
Speaker 3: But yeah, that's that's the secret to the utilization rate.

1037
00:48:13,800 --> 00:48:16,920
Speaker 2: Yep, that's the secret sauce. Keep it low below thirty percent,

1038
00:48:17,040 --> 00:48:20,440
Speaker 2: ideally paid off in full once you get your actual statement.

1039
00:48:21,000 --> 00:48:24,319
Speaker 3: All this is all you're proving to the credit not

1040
00:48:24,360 --> 00:48:26,879
Speaker 3: just creditors, but lenders in general. All you're proving when

1041
00:48:26,920 --> 00:48:28,800
Speaker 3: you do this, When you're able to keep your balance

1042
00:48:28,800 --> 00:48:31,200
Speaker 3: that low and paid off in full, you're showing how

1043
00:48:31,280 --> 00:48:34,560
Speaker 3: much self control you have. You're showing You're going to

1044
00:48:34,600 --> 00:48:36,719
Speaker 3: give me a million cookies, but I'm only going to

1045
00:48:36,760 --> 00:48:39,560
Speaker 3: eat five of them, you know, And that tells the

1046
00:48:39,640 --> 00:48:42,279
Speaker 3: lenders that you're responsible, that you're trustworthy, that you're not

1047
00:48:42,320 --> 00:48:44,399
Speaker 3: going to be pushing yourself so close to the edge

1048
00:48:45,000 --> 00:48:48,960
Speaker 3: every time. And remember, it's thirty percent of all your

1049
00:48:49,000 --> 00:48:53,719
Speaker 3: credit card limits combined. So if you have, like I

1050
00:48:53,760 --> 00:48:55,759
Speaker 3: don't know, five credit cards for a total of ten

1051
00:48:55,800 --> 00:48:58,640
Speaker 3: thousand dollars limit, you shouldn't carry more than three thousand

1052
00:48:58,680 --> 00:49:01,040
Speaker 3: dollars across all those cards. And if you have the

1053
00:49:01,080 --> 00:49:03,759
Speaker 3: one card like in the example Tiffany gave, then it's

1054
00:49:03,760 --> 00:49:05,440
Speaker 3: thirty percent of that one card's limit.

1055
00:49:06,160 --> 00:49:06,560
Speaker 1: Mm hmm.

1056
00:49:08,239 --> 00:49:10,960
Speaker 3: I hope that was helpful, Miss Dominique. If you guys

1057
00:49:11,000 --> 00:49:14,000
Speaker 3: have questions again, you can send us uh send us

1058
00:49:14,000 --> 00:49:20,080
Speaker 3: your questions at Brannamission podcast dot com dot com. Boop

1059
00:49:22,000 --> 00:49:24,120
Speaker 3: okay wins.

1060
00:49:24,719 --> 00:49:28,480
Speaker 1: Yes, so my win is really simple. It's been one

1061
00:49:28,520 --> 00:49:30,360
Speaker 1: month of marriage.

1062
00:49:31,000 --> 00:49:33,880
Speaker 3: Wait, that was your win last time? Was it?

1063
00:49:33,960 --> 00:49:35,480
Speaker 1: I said one month of marriage last time?

1064
00:49:35,640 --> 00:49:35,879
Speaker 3: Yes?

1065
00:49:36,600 --> 00:49:40,320
Speaker 1: Oh okay, let me see.

1066
00:49:40,080 --> 00:49:42,640
Speaker 3: I got her, yell, I got you. Like they're gonna

1067
00:49:42,640 --> 00:49:44,680
Speaker 3: be like, wait, is this a rerun? Because didn't she

1068
00:49:44,760 --> 00:49:46,680
Speaker 3: say that she loved Superman so much? And it was

1069
00:49:46,719 --> 00:49:47,360
Speaker 3: so amazing?

1070
00:49:47,840 --> 00:49:50,200
Speaker 1: Oh my god, I forgot well, I wasn't try to

1071
00:49:50,239 --> 00:49:52,520
Speaker 1: make one month fully. I'm like, oh gosh, I don't

1072
00:49:52,520 --> 00:49:55,440
Speaker 1: go ahead. Let me think of a wind bed. All right.

1073
00:49:55,520 --> 00:49:59,120
Speaker 3: My win was going to be the power of female friendship.

1074
00:50:00,520 --> 00:50:02,520
Speaker 3: Like I mentioned, I just spent that week with girlfriends

1075
00:50:02,520 --> 00:50:04,359
Speaker 3: and we were all sort of rallying around a friend

1076
00:50:04,360 --> 00:50:05,920
Speaker 3: who's going through a hard time. When we had this

1077
00:50:05,960 --> 00:50:08,919
Speaker 3: girl trip, So and I and you know, I didn't

1078
00:50:08,920 --> 00:50:10,960
Speaker 3: really know these girls, but we all kind of got together.

1079
00:50:11,040 --> 00:50:13,600
Speaker 3: When you're together and you're just focus on one person

1080
00:50:13,680 --> 00:50:16,520
Speaker 3: and you just want to make that person happier, it was.

1081
00:50:16,800 --> 00:50:19,200
Speaker 3: It was just beautiful and it was we had a

1082
00:50:19,200 --> 00:50:21,520
Speaker 3: lot of conversations about what was happening in our lives,

1083
00:50:21,520 --> 00:50:23,879
Speaker 3: and even though I didn't know them so well, really

1084
00:50:23,880 --> 00:50:26,239
Speaker 3: felt like I bonded with them. And so shout out

1085
00:50:26,280 --> 00:50:27,840
Speaker 3: to those girls I met on the trip, who I

1086
00:50:27,880 --> 00:50:31,960
Speaker 3: hope a couple of them are listening now, and I

1087
00:50:32,000 --> 00:50:33,840
Speaker 3: just want to say that and how important it is

1088
00:50:33,880 --> 00:50:38,600
Speaker 3: to have those friendships. And I'm going to do a second. Well,

1089
00:50:38,600 --> 00:50:40,680
Speaker 3: this isn't really a win. But when I got back

1090
00:50:40,680 --> 00:50:42,640
Speaker 3: from this trip, I was telling Tiffany a little bit

1091
00:50:42,680 --> 00:50:44,960
Speaker 3: off the air about what's happening, how I feel like

1092
00:50:45,520 --> 00:50:47,759
Speaker 3: this is the summer when everything is happening in all

1093
00:50:47,840 --> 00:50:50,839
Speaker 3: my friends' lives and my family's lives, and people are

1094
00:50:50,840 --> 00:50:53,680
Speaker 3: pregnant and there's just all this, you know, not just pregnant,

1095
00:50:53,719 --> 00:50:57,240
Speaker 3: but getting married, and there's work drama and relationship drama.

1096
00:50:57,280 --> 00:51:02,440
Speaker 3: And I've been feeling like you know, and I've loved this.

1097
00:51:02,560 --> 00:51:04,400
Speaker 3: I love being there for my friends and my family

1098
00:51:04,440 --> 00:51:06,400
Speaker 3: and being that person that they call and support and

1099
00:51:06,480 --> 00:51:08,560
Speaker 3: lean on. But I was walking home from work today

1100
00:51:08,560 --> 00:51:10,080
Speaker 3: and I had something I was really on my mind,

1101
00:51:10,080 --> 00:51:12,799
Speaker 3: and I was like, God, who do I talk to

1102
00:51:12,880 --> 00:51:15,360
Speaker 3: about this thing? And I don't want and I almost

1103
00:51:15,360 --> 00:51:18,200
Speaker 3: felt like everyone had so much gals going on, everything,

1104
00:51:18,200 --> 00:51:20,359
Speaker 3: Everyone had so much else going on. I didn't want

1105
00:51:20,400 --> 00:51:22,879
Speaker 3: to add to it. And I was like, and this

1106
00:51:22,960 --> 00:51:25,480
Speaker 3: is when it's time to get back on the hunt

1107
00:51:25,600 --> 00:51:29,080
Speaker 3: for a therapist, which is something I've talked about before.

1108
00:51:29,200 --> 00:51:33,120
Speaker 3: I've been I've been like, I don't know, window shopping

1109
00:51:33,160 --> 00:51:35,000
Speaker 3: for a therapist ever since I moved to New York.

1110
00:51:35,000 --> 00:51:37,360
Speaker 3: I felt like and spent eight years almost and I

1111
00:51:38,120 --> 00:51:41,080
Speaker 3: still haven't really found one, and we've done couples therapy,

1112
00:51:41,200 --> 00:51:44,560
Speaker 3: but I still feel like, in that moment today, I

1113
00:51:44,640 --> 00:51:47,440
Speaker 3: really understood the value of having someone to talk to

1114
00:51:48,000 --> 00:51:51,160
Speaker 3: talk to about what's happening in my life, because you know,

1115
00:51:51,360 --> 00:51:53,680
Speaker 3: it's nothing against my family and friends. They have their

1116
00:51:53,719 --> 00:51:58,080
Speaker 3: own lives going on, you know, and they're not in

1117
00:51:58,120 --> 00:52:00,840
Speaker 3: a place where they can sort of carry where they can,

1118
00:52:01,160 --> 00:52:04,960
Speaker 3: you know, have room for you know, what's happening maybe

1119
00:52:05,000 --> 00:52:07,839
Speaker 3: in my life right now, and it's I and it's

1120
00:52:07,880 --> 00:52:10,520
Speaker 3: just a time where I feel like it's time for

1121
00:52:10,560 --> 00:52:13,719
Speaker 3: me to find someone to lean on. Basically, I'm just

1122
00:52:13,719 --> 00:52:16,440
Speaker 3: gonna pay someone to listen to me because they have to.

1123
00:52:16,560 --> 00:52:17,360
Speaker 1: And that's good.

1124
00:52:17,640 --> 00:52:21,040
Speaker 3: It's not a bad thing, I know, I'm like, I'm

1125
00:52:21,200 --> 00:52:23,200
Speaker 3: I'm kind of hearing myself, and I'm thinking, made does

1126
00:52:23,239 --> 00:52:25,919
Speaker 3: this sound like I'm too I don't want I don't

1127
00:52:25,920 --> 00:52:28,040
Speaker 3: have friends who will be there for me. They will,

1128
00:52:28,120 --> 00:52:31,960
Speaker 3: It's just you know, sometimes in people's lives, they just

1129
00:52:31,960 --> 00:52:33,880
Speaker 3: don't have time to listen to everyone's stuff. You know,

1130
00:52:34,520 --> 00:52:35,280
Speaker 3: I'm right, not.

1131
00:52:35,160 --> 00:52:40,840
Speaker 2: Just that, but unpacking. People underestimate the importance of helping

1132
00:52:40,880 --> 00:52:43,719
Speaker 2: someone unpack their stuff properly, because you could do more

1133
00:52:43,719 --> 00:52:46,520
Speaker 2: harm than good. And that's why therapist is like, you know,

1134
00:52:46,719 --> 00:52:47,279
Speaker 2: train for that.

1135
00:52:48,239 --> 00:52:50,239
Speaker 3: Yeah, And I feel my own limitations too as a

1136
00:52:50,280 --> 00:52:53,120
Speaker 3: friend and daughter and sister when I'm talking to my

1137
00:52:53,440 --> 00:52:55,439
Speaker 3: I'm talking to my friends and family, and I'm like, Okay,

1138
00:52:55,480 --> 00:52:57,359
Speaker 3: I know what I can offer you, and I know

1139
00:52:57,400 --> 00:53:00,480
Speaker 3: when it's time to say and you should talk to

1140
00:53:00,520 --> 00:53:02,480
Speaker 3: this person or you know, you should do this thing,

1141
00:53:02,560 --> 00:53:05,319
Speaker 3: but maybe I'm not the right person to help you

1142
00:53:05,360 --> 00:53:07,759
Speaker 3: with the next step, or you know, you need to

1143
00:53:07,760 --> 00:53:09,319
Speaker 3: figure things out on your own time. I think at

1144
00:53:09,360 --> 00:53:10,359
Speaker 3: the end of the day, we all have to take

1145
00:53:10,360 --> 00:53:13,319
Speaker 3: care of our own stuff, you know, and make sure

1146
00:53:13,360 --> 00:53:15,800
Speaker 3: that we're doing okay and all that. So this is

1147
00:53:15,880 --> 00:53:19,719
Speaker 3: just me taking a step back and getting back on

1148
00:53:19,760 --> 00:53:22,600
Speaker 3: the on the self care on the self care track,

1149
00:53:22,640 --> 00:53:24,400
Speaker 3: I didn't even mention that. Remember how I said I

1150
00:53:24,400 --> 00:53:25,480
Speaker 3: was going to read a book a week and if

1151
00:53:25,520 --> 00:53:27,200
Speaker 3: I didn't, I know my life was out of control.

1152
00:53:27,960 --> 00:53:31,000
Speaker 3: It's taken me like three weeks to read Americana three

1153
00:53:31,080 --> 00:53:34,080
Speaker 3: and I'm on page one hundred and fifty seven. So

1154
00:53:34,680 --> 00:53:37,399
Speaker 3: that's my little that's my little canary in the gold

1155
00:53:37,440 --> 00:53:38,120
Speaker 3: mine situation.

1156
00:53:38,280 --> 00:53:40,000
Speaker 2: Yes, oh, you know, it's so funny you said that

1157
00:53:40,000 --> 00:53:41,799
Speaker 2: because I was speaking to a friend today and he

1158
00:53:41,840 --> 00:53:43,640
Speaker 2: was just like, you know, I'm so overwhelmed.

1159
00:53:44,160 --> 00:53:45,680
Speaker 1: And I said, well, how do you know that? You

1160
00:53:45,680 --> 00:53:46,640
Speaker 1: know you're stress?

1161
00:53:46,719 --> 00:53:50,160
Speaker 2: He was like, because typically he wakes up naturally, he's

1162
00:53:50,200 --> 00:53:52,560
Speaker 2: an entrepreneur, naturally at five or six am, like just

1163
00:53:52,600 --> 00:53:55,000
Speaker 2: without the alarm. And he said, when I find myself

1164
00:53:55,040 --> 00:53:57,560
Speaker 2: waking up at like nine ten and still not wanting

1165
00:53:57,600 --> 00:54:00,399
Speaker 2: to get up because I'm groggy or like like, that's

1166
00:54:00,400 --> 00:54:03,640
Speaker 2: how I know that like something it's going on, and

1167
00:54:03,800 --> 00:54:05,879
Speaker 2: you know, maybe he's not acknowledging it emotionally.

1168
00:54:06,360 --> 00:54:08,080
Speaker 1: And I was just like, everybody should have.

1169
00:54:08,080 --> 00:54:11,359
Speaker 2: Their little signals that they're like I'm napping a lot,

1170
00:54:11,480 --> 00:54:14,120
Speaker 2: or why am I overeating or whatever that thing is,

1171
00:54:14,160 --> 00:54:16,200
Speaker 2: like you need to ask for help, you know, or.

1172
00:54:16,239 --> 00:54:19,239
Speaker 3: You put on weight or you lose weight, or you're

1173
00:54:19,239 --> 00:54:22,319
Speaker 3: not sleeping well or you used to work out all

1174
00:54:22,360 --> 00:54:24,160
Speaker 3: the time and you haven't been going to the gym lately.

1175
00:54:24,760 --> 00:54:25,200
Speaker 1: Yeah.

1176
00:54:25,600 --> 00:54:29,160
Speaker 3: Yeah, so I'm gonna I'll let you know how it

1177
00:54:29,200 --> 00:54:31,960
Speaker 3: all goes. But this has certainly not been a relaxed

1178
00:54:32,000 --> 00:54:33,799
Speaker 3: Remember when summer used to just be like you were

1179
00:54:33,800 --> 00:54:39,200
Speaker 3: wishing for things to do. Mm, like I'm so bored. Yeah,

1180
00:54:39,239 --> 00:54:41,759
Speaker 3: this is the this is the most adulting summer I've

1181
00:54:41,800 --> 00:54:43,360
Speaker 3: ever had.

1182
00:54:43,800 --> 00:54:47,480
Speaker 2: And well, yeah, this is I feel like, yeah, well no,

1183
00:54:47,840 --> 00:54:52,719
Speaker 2: lately my personal life has been like great, and my

1184
00:54:52,800 --> 00:54:55,000
Speaker 2: business life, I mean it's been good too, But I'm

1185
00:54:55,040 --> 00:54:59,160
Speaker 2: like really learning and stretching and growing and I'm learning

1186
00:54:59,200 --> 00:55:02,960
Speaker 2: that like I think we talked about before, balance versus harmony,

1187
00:55:03,520 --> 00:55:06,839
Speaker 2: and I'm just like, yeah, so I'm really leaning into

1188
00:55:06,840 --> 00:55:08,680
Speaker 2: my person like that means more than me than anything

1189
00:55:08,719 --> 00:55:10,440
Speaker 2: right now. So I'm like, well, if that means that

1190
00:55:10,920 --> 00:55:12,720
Speaker 2: business takes a little bit of a hit, I'm actually

1191
00:55:12,719 --> 00:55:13,200
Speaker 2: okay with that.

1192
00:55:13,239 --> 00:55:16,120
Speaker 1: I'm not okay the other way around, you know. Yeah,

1193
00:55:16,560 --> 00:55:17,919
Speaker 1: So yeah, well.

1194
00:55:17,840 --> 00:55:21,200
Speaker 2: My win is a little simple it's it's it's connected

1195
00:55:21,239 --> 00:55:22,719
Speaker 2: to the map, because I was like, well, darn it,

1196
00:55:22,719 --> 00:55:23,719
Speaker 2: I ain't realize I did that.

1197
00:55:24,200 --> 00:55:25,680
Speaker 1: So today in the mail.

1198
00:55:25,920 --> 00:55:27,520
Speaker 3: I remember everything you say.

1199
00:55:28,200 --> 00:55:31,200
Speaker 1: I got the best mail ever. I got my insurance card.

1200
00:55:31,640 --> 00:55:33,920
Speaker 1: Oh yeah, I know.

1201
00:55:34,760 --> 00:55:37,640
Speaker 2: And I just feel like everybody gets an appointment, you

1202
00:55:37,719 --> 00:55:39,120
Speaker 2: get an appointment, you'll get appointment.

1203
00:55:39,200 --> 00:55:40,520
Speaker 1: Everybody gets an appointment.

1204
00:55:40,800 --> 00:55:43,520
Speaker 2: So I cannot wait to take advantage and go and

1205
00:55:43,560 --> 00:55:46,400
Speaker 2: go to all my doctors and like, you know, walk

1206
00:55:46,440 --> 00:55:49,880
Speaker 2: in with my because I've got like the platinum insurance

1207
00:55:49,920 --> 00:55:52,960
Speaker 2: card because you know, Superman works for the city, so

1208
00:55:53,000 --> 00:55:56,200
Speaker 2: it's like government insurance, so it's like the best, and

1209
00:55:56,280 --> 00:55:58,759
Speaker 2: so he pays like next to nothing for anything. And

1210
00:55:58,800 --> 00:56:00,480
Speaker 2: I'm like, oh my gosh, this is like I have

1211
00:56:00,600 --> 00:56:05,840
Speaker 2: not had insurance, real insurance since I was twenty nine

1212
00:56:06,040 --> 00:56:08,880
Speaker 2: and I'm thirty seven, so I've had like, you know,

1213
00:56:09,080 --> 00:56:12,279
Speaker 2: like semi coverage of what I could afford. But like

1214
00:56:12,840 --> 00:56:15,640
Speaker 2: I honestly, for the last like what eight years, I've

1215
00:56:15,640 --> 00:56:16,719
Speaker 2: been mostly uninsured.

1216
00:56:16,760 --> 00:56:21,439
Speaker 1: Isn't that crazy? Mostly uninsured? And just go ahead, yeah,

1217
00:56:21,480 --> 00:56:23,319
Speaker 1: you know, I was gonna say, it's really not that crazy, right,

1218
00:56:23,320 --> 00:56:25,880
Speaker 1: that's just like the state of Oh well, it's.

1219
00:56:25,719 --> 00:56:27,759
Speaker 3: Becoming less crazy, but it might be more common. You

1220
00:56:27,800 --> 00:56:28,160
Speaker 3: never know.

1221
00:56:29,239 --> 00:56:32,239
Speaker 2: So I just like if things were like thankfully I

1222
00:56:32,239 --> 00:56:34,520
Speaker 2: didn't have any I don't have any like chronic illnesses

1223
00:56:34,680 --> 00:56:38,040
Speaker 2: or anything, but you know, I you know, now you

1224
00:56:38,080 --> 00:56:39,920
Speaker 2: guys know that. You know, I just found out that

1225
00:56:39,960 --> 00:56:42,160
Speaker 2: I had fibroids, and I can tell the doctors like

1226
00:56:42,160 --> 00:56:43,480
Speaker 2: how did you not know? And I was kind of

1227
00:56:43,520 --> 00:56:46,759
Speaker 2: like so about me not having insurance, that meant that

1228
00:56:46,840 --> 00:56:48,880
Speaker 2: doctor visits were few and far between, and looks I

1229
00:56:48,920 --> 00:56:52,960
Speaker 2: was dying, you know, And so yeah, I just am

1230
00:56:53,000 --> 00:56:57,920
Speaker 2: excited to be able to do something about, you know,

1231
00:56:58,040 --> 00:57:01,120
Speaker 2: my fibroids, and just like having kids because I don't

1232
00:57:01,120 --> 00:57:02,880
Speaker 2: know if we're going to use a vitro I don't honestly,

1233
00:57:02,920 --> 00:57:05,400
Speaker 2: I have no idea like what the end of the

1234
00:57:05,440 --> 00:57:09,040
Speaker 2: five boyd journey will be, so we'll see. But I'm

1235
00:57:09,080 --> 00:57:12,440
Speaker 2: just excited that I've got his children so I can

1236
00:57:12,560 --> 00:57:15,040
Speaker 2: like see like some real doctors and get some real

1237
00:57:15,719 --> 00:57:17,800
Speaker 2: like not real the doctors I didn't see before were

1238
00:57:17,960 --> 00:57:20,840
Speaker 2: not real. But I wasn't seeing anyone unless it was

1239
00:57:20,960 --> 00:57:23,080
Speaker 2: like so I'm dying and I need you to save

1240
00:57:23,120 --> 00:57:24,240
Speaker 2: my life.

1241
00:57:24,520 --> 00:57:27,760
Speaker 3: So yeah, well you were getting plans off the Obamacare exchange,

1242
00:57:27,800 --> 00:57:29,560
Speaker 3: but or the Healthcare Exchange, but you were finding that

1243
00:57:29,600 --> 00:57:31,040
Speaker 3: they were really expensive, right.

1244
00:57:31,360 --> 00:57:33,720
Speaker 2: Yeah, they were expensive, and then too the truth of

1245
00:57:33,760 --> 00:57:35,360
Speaker 2: the matter was like, like I still had to pay

1246
00:57:35,400 --> 00:57:37,800
Speaker 2: so much. I still had to pay a decent amount

1247
00:57:37,840 --> 00:57:38,880
Speaker 2: out of pocket, you know.

1248
00:57:39,280 --> 00:57:41,920
Speaker 3: And inductibles and all that stuff. That was one of

1249
00:57:41,920 --> 00:57:45,160
Speaker 3: the main grievances. Because you know, as much as we

1250
00:57:45,200 --> 00:57:47,200
Speaker 3: talk about how terrible Trump is and how you know,

1251
00:57:47,280 --> 00:57:50,200
Speaker 3: the ridiculousness of what's happening in Congress, how they're trying

1252
00:57:50,240 --> 00:57:54,080
Speaker 3: to unravel Obamacare completely, it's not that I think it's

1253
00:57:54,120 --> 00:57:57,560
Speaker 3: perfect or that obviously you've experienced it might I've watched

1254
00:57:57,560 --> 00:57:59,640
Speaker 3: my dad get you know, he dropped out of that

1255
00:57:59,680 --> 00:58:02,320
Speaker 3: market because it was getting too expensive for his premium.

1256
00:58:03,280 --> 00:58:06,040
Speaker 3: I know that there is issues with Obamacare. It just

1257
00:58:06,080 --> 00:58:08,360
Speaker 3: makes me so pissed that they want to go so

1258
00:58:08,520 --> 00:58:10,960
Speaker 3: nuclear and get rid of the whole thing without really

1259
00:58:10,960 --> 00:58:13,240
Speaker 3: having a plan. I mean, they couldn't even and then

1260
00:58:13,280 --> 00:58:15,080
Speaker 3: that well, that was what they started out wanting to do,

1261
00:58:15,160 --> 00:58:17,440
Speaker 3: and they then they couldn't even pass the quote unquote

1262
00:58:17,440 --> 00:58:21,880
Speaker 3: skinny repeal. But I mean, not long ago, people who

1263
00:58:22,400 --> 00:58:26,240
Speaker 3: had diabetes or you know, had a history of some

1264
00:58:26,280 --> 00:58:28,400
Speaker 3: sort of illness that was you know, insurers could just

1265
00:58:28,440 --> 00:58:31,960
Speaker 3: deny you and if you were twenty two and couldn't

1266
00:58:31,960 --> 00:58:35,640
Speaker 3: get a job, it didn't matter, you know, you would

1267
00:58:35,680 --> 00:58:37,400
Speaker 3: just not have insurance. And now you can be on

1268
00:58:37,440 --> 00:58:40,600
Speaker 3: your parents' policy till twenty six. There's so many there's

1269
00:58:40,600 --> 00:58:43,320
Speaker 3: so many benefits to this law, and I hope that

1270
00:58:44,320 --> 00:58:46,360
Speaker 3: I honestly, I think that's one of the reasons why

1271
00:58:46,760 --> 00:58:49,760
Speaker 3: they're having such a hard time getting rid of it,

1272
00:58:49,800 --> 00:58:53,200
Speaker 3: is because even though people maybe support Trump and his platform,

1273
00:58:53,280 --> 00:58:55,800
Speaker 3: his supporters are also like, but I like that thing

1274
00:58:55,800 --> 00:58:59,240
Speaker 3: about Obamacare though, like like, I like that I can

1275
00:58:59,280 --> 00:59:02,160
Speaker 3: get you know, that pre existing conditions, I can't beat

1276
00:59:02,160 --> 00:59:05,200
Speaker 3: the night insurance and that kind of thing. And I

1277
00:59:05,200 --> 00:59:10,640
Speaker 3: hope that. I hope that people continue to to fight

1278
00:59:10,720 --> 00:59:13,960
Speaker 3: back or to at least voice to voice that to

1279
00:59:14,040 --> 00:59:16,800
Speaker 3: their representatives and tell them that they're using it and

1280
00:59:16,840 --> 00:59:20,800
Speaker 3: hopefully they can improve it instead of trying to dismantle it,

1281
00:59:20,800 --> 00:59:23,360
Speaker 3: which I don't think does anybody any good, because.

1282
00:59:23,160 --> 00:59:25,880
Speaker 2: It's so clear that the dismantling of Obama because like

1283
00:59:25,920 --> 00:59:27,680
Speaker 2: I said, I don't think it's perfect at all.

1284
00:59:27,720 --> 00:59:30,160
Speaker 1: But you know, what I was able to get.

1285
00:59:30,240 --> 00:59:32,960
Speaker 2: I'm like that was better than because because honestly, before

1286
00:59:33,000 --> 00:59:35,360
Speaker 2: I signed up for Obamacare.

1287
00:59:34,800 --> 00:59:38,000
Speaker 1: I had nothing, So at least there was something.

1288
00:59:38,800 --> 00:59:41,880
Speaker 2: And so I think that the it's so clear to

1289
00:59:42,040 --> 00:59:46,000
Speaker 2: folks that it's not that forty five because I refuse

1290
00:59:46,040 --> 00:59:51,920
Speaker 2: to call him president, it's not that forty five is

1291
00:59:51,960 --> 00:59:57,920
Speaker 2: trying to repeal Obamacare. He is trying to repeal President

1292
00:59:58,000 --> 01:00:00,680
Speaker 2: Obama's legacy. It's very clear. This is the personal.

1293
01:00:01,040 --> 01:00:03,120
Speaker 1: This has nothing to do with like because if he

1294
01:00:03,200 --> 01:00:04,800
Speaker 1: really cared and he then he would come up with

1295
01:00:04,840 --> 01:00:07,120
Speaker 1: a real plan like ooh, you know what, this part

1296
01:00:07,160 --> 01:00:09,120
Speaker 1: is good, we'll keep this. This part is bad, we'll

1297
01:00:09,120 --> 01:00:11,439
Speaker 1: get rid of that. But that's not what's happening. It's

1298
01:00:11,560 --> 01:00:13,640
Speaker 1: like he just wants to like get rid of his

1299
01:00:13,760 --> 01:00:17,600
Speaker 1: legacy out of some spiteful whatever, petty like.

1300
01:00:17,680 --> 01:00:20,440
Speaker 3: You and give businesses huge tax preduce You forgot about that.

1301
01:00:20,600 --> 01:00:23,160
Speaker 1: Oh yeah that's right for the wealthy. Oh this is true.

1302
01:00:23,240 --> 01:00:25,240
Speaker 2: And so it's just like you know what, but now

1303
01:00:25,280 --> 01:00:28,200
Speaker 2: you see you know, I mean, John McCain came through

1304
01:00:28,240 --> 01:00:30,840
Speaker 2: with the wind at the last moment brain surgery and

1305
01:00:30,920 --> 01:00:36,919
Speaker 2: all and voted voted against it. So yeah, the Right

1306
01:00:37,000 --> 01:00:39,800
Speaker 2: Pad is the best reality show going on right now.

1307
01:00:39,880 --> 01:00:43,200
Speaker 2: So we're always watching and waiting the.

1308
01:00:43,080 --> 01:00:47,000
Speaker 3: Best and the worst reality show. I got some good

1309
01:00:47,040 --> 01:00:50,000
Speaker 3: emails from people who who listened to last Peak's episode

1310
01:00:50,000 --> 01:00:52,320
Speaker 3: when we talked about LaToya and her medical billing nightmare.

1311
01:00:52,320 --> 01:00:54,680
Speaker 3: And I mean, I'm asking for a lot of student

1312
01:00:54,680 --> 01:00:57,520
Speaker 3: debt questions right now. But if you have any medical

1313
01:00:57,560 --> 01:01:01,200
Speaker 3: billing or debt, medical debt questions or healthcare questions, I mean,

1314
01:01:01,560 --> 01:01:04,040
Speaker 3: we want to hear your stories. So again, go to

1315
01:01:04,120 --> 01:01:07,080
Speaker 3: Brown Ambition Podcast dot com. Send us a note. Doesn't

1316
01:01:07,080 --> 01:01:08,320
Speaker 3: even have to be a question, if you just want

1317
01:01:08,320 --> 01:01:11,680
Speaker 3: to share your story. I read them and I go

1318
01:01:11,720 --> 01:01:14,760
Speaker 3: through them and sometimes I respond and sometimes we answer

1319
01:01:14,800 --> 01:01:18,160
Speaker 3: them on the show. So yeah, definitely, if you want event,

1320
01:01:19,040 --> 01:01:21,600
Speaker 3: just put a broad Ambition Podcast dot com. Don't worry,

1321
01:01:21,640 --> 01:01:23,840
Speaker 3: We're not going to publish them. I won't send it

1322
01:01:23,880 --> 01:01:27,240
Speaker 3: to your boss or your mother. You can just let

1323
01:01:27,320 --> 01:01:27,680
Speaker 3: it go.

1324
01:01:29,280 --> 01:01:29,800
Speaker 1: Exactly.

1325
01:01:29,880 --> 01:01:33,439
Speaker 2: Yeah, join us because we love answering questions. I read

1326
01:01:33,440 --> 01:01:35,400
Speaker 2: the Facebook. I was reading some of the Facebook messages

1327
01:01:35,400 --> 01:01:37,120
Speaker 2: as well, and I was like, oh, these are nice.

1328
01:01:37,280 --> 01:01:39,640
Speaker 2: You guys send me a lot of great messages.

1329
01:01:40,400 --> 01:01:42,040
Speaker 1: I know. I was like oh one of these. Oh,

1330
01:01:42,120 --> 01:01:42,960
Speaker 1: we have messages