1 00:00:00,080 --> 00:00:02,440 Speaker 1: Welcome to How the Money. I'm Joel and I and Matt, 2 00:00:02,680 --> 00:00:04,440 Speaker 1: and today we're discussing where to look for a new 3 00:00:04,519 --> 00:00:25,960 Speaker 1: job and more stimulus money. That's right, buddy, We've got 4 00:00:25,960 --> 00:00:27,760 Speaker 1: a lot of good news to cover today as well 5 00:00:27,800 --> 00:00:30,319 Speaker 1: as a few key points, a few key articles that 6 00:00:30,360 --> 00:00:32,960 Speaker 1: we want to discuss as well. But first thing, I 7 00:00:33,040 --> 00:00:36,040 Speaker 1: notice your hair is getting kind of long. You normally 8 00:00:36,080 --> 00:00:38,159 Speaker 1: are really on top of the haircuts, right, like, I 9 00:00:38,240 --> 00:00:41,879 Speaker 1: hardly ever see your hair touch your ears, and I 10 00:00:41,880 --> 00:00:44,440 Speaker 1: am noticing that these days. You normally get the great 11 00:00:44,440 --> 00:00:46,360 Speaker 1: Clips bundle where you get like tin haircuts for a 12 00:00:46,440 --> 00:00:48,199 Speaker 1: hundred bucks or something where you only pay like ten 13 00:00:48,200 --> 00:00:50,440 Speaker 1: dollars a haircut, right, I've done that before. I also 14 00:00:50,600 --> 00:00:53,360 Speaker 1: often usually I go to the Supercuts training program, which 15 00:00:53,400 --> 00:00:56,000 Speaker 1: is free haircuts, so that's something I like to do 16 00:00:56,040 --> 00:00:58,000 Speaker 1: as well. But you know, both have been closed down 17 00:00:58,000 --> 00:01:00,360 Speaker 1: for I'm sure some of these are back open and running, 18 00:01:00,520 --> 00:01:03,280 Speaker 1: but I just haven't had the will to go in 19 00:01:03,320 --> 00:01:04,760 Speaker 1: and get a hair cut yet. It still feels a 20 00:01:04,760 --> 00:01:07,040 Speaker 1: little early. Yeah, yeah, so it's still a little scriggly, 21 00:01:07,280 --> 00:01:09,280 Speaker 1: and you usually cut your own hair. But man, even that, 22 00:01:09,280 --> 00:01:10,800 Speaker 1: you've been a little lazy and let let's be honest. 23 00:01:10,840 --> 00:01:13,720 Speaker 1: I'm trying to show some solidarity, all right, Lots of 24 00:01:13,720 --> 00:01:15,880 Speaker 1: folks aren't cutting their hair, so I think, hey, even 25 00:01:15,920 --> 00:01:17,479 Speaker 1: though I cut my own hair, maybe i'll just kind 26 00:01:17,520 --> 00:01:20,200 Speaker 1: of show some support for my best buddy. It means 27 00:01:20,200 --> 00:01:21,640 Speaker 1: a lot, I can. I'll tell you that. Well, I'm 28 00:01:21,640 --> 00:01:23,360 Speaker 1: glad to hear. But but yeah, a lot of folks 29 00:01:23,400 --> 00:01:25,479 Speaker 1: aren't used to cutting their hair. And I'm sure there 30 00:01:25,520 --> 00:01:28,039 Speaker 1: are some folks out there who probably haven't done the 31 00:01:28,080 --> 00:01:30,320 Speaker 1: best job when it comes to trying to cut their 32 00:01:30,319 --> 00:01:32,959 Speaker 1: own hair, maybe getting their kids hair. Yeah, I've seen 33 00:01:32,959 --> 00:01:35,360 Speaker 1: neighbors on the porch totally cutting their own kids hair, 34 00:01:35,400 --> 00:01:38,040 Speaker 1: cutting their spouses hair. I mean, just it's funny to 35 00:01:38,319 --> 00:01:40,720 Speaker 1: like it's in public, right, people people cutting each other's hair. 36 00:01:40,720 --> 00:01:42,000 Speaker 1: So it used to be done though, like odd on 37 00:01:42,000 --> 00:01:44,319 Speaker 1: the back patio, you know, like out on the concrete 38 00:01:44,360 --> 00:01:46,240 Speaker 1: right next to the yard. It's like we've stepped back 39 00:01:46,240 --> 00:01:48,040 Speaker 1: in time. It's the sixties again. You snap on the 40 00:01:48,120 --> 00:01:50,200 Speaker 1: leaf blower, that hair's gone. It's perfect the way to 41 00:01:50,240 --> 00:01:52,480 Speaker 1: do it. Or even better, reverse that and get the 42 00:01:52,520 --> 00:01:54,760 Speaker 1: like leaf sucker attachment. You know, if you have a blower, 43 00:01:54,800 --> 00:01:56,640 Speaker 1: it's like the world's largest flow be there you go, 44 00:01:57,240 --> 00:01:59,840 Speaker 1: that'll snap your scalp right off. Though, well, I'd be 45 00:01:59,880 --> 00:02:01,840 Speaker 1: so interested to know which of our listeners have tried 46 00:02:01,880 --> 00:02:04,240 Speaker 1: doing a self haircut, who's never never done done so 47 00:02:04,320 --> 00:02:07,440 Speaker 1: before it maybe doesn't look so great, or or they've 48 00:02:07,480 --> 00:02:09,400 Speaker 1: just gotten so long and scribedly that that it looks 49 00:02:09,440 --> 00:02:11,880 Speaker 1: pretty bad. Also, um, and so yeah, if you have 50 00:02:12,000 --> 00:02:13,840 Speaker 1: a terrible haircut, pick you want to send to us? 51 00:02:14,160 --> 00:02:16,880 Speaker 1: Just uh yeah, shoot that picture over to how the 52 00:02:16,960 --> 00:02:18,960 Speaker 1: money pot at gmail dot com. And man, I think 53 00:02:19,000 --> 00:02:22,120 Speaker 1: we should should post the worst quarantine haircut on our 54 00:02:22,160 --> 00:02:23,800 Speaker 1: Instagram page. What do you think that sounds like fun? Man, 55 00:02:23,919 --> 00:02:26,720 Speaker 1: let's do it. Yeah, send over the most botched haircut 56 00:02:26,880 --> 00:02:28,560 Speaker 1: and we'll make sure everyone gets to see it. Yeah, 57 00:02:28,600 --> 00:02:30,679 Speaker 1: we'll post it sometime next week once we receive a 58 00:02:30,760 --> 00:02:34,000 Speaker 1: few awful submissions, and should be fun to see other 59 00:02:34,000 --> 00:02:37,160 Speaker 1: people's terrible hair news at this this time too. Sounds 60 00:02:37,200 --> 00:02:39,160 Speaker 1: good man, all right, but first the good news. Let's 61 00:02:39,200 --> 00:02:41,880 Speaker 1: get to it, man, some of the best news. Because obviously, 62 00:02:41,880 --> 00:02:44,160 Speaker 1: you know, we talked last week about bike's being out 63 00:02:44,160 --> 00:02:46,920 Speaker 1: of stock all over the place, bike repair people just 64 00:02:47,000 --> 00:02:49,519 Speaker 1: being quite quite busy. We had a listener who works 65 00:02:49,520 --> 00:02:51,519 Speaker 1: in a bike repair shops say, yeah, it's true, we're 66 00:02:51,520 --> 00:02:54,280 Speaker 1: really busy, and it's really cool to see. Actually, a 67 00:02:54,280 --> 00:02:56,760 Speaker 1: lot of cities around the world, but also around the 68 00:02:56,840 --> 00:02:59,600 Speaker 1: United States, have been shutting down certain streets in order 69 00:02:59,600 --> 00:03:02,280 Speaker 1: to a how citizens to bike and walk and run 70 00:03:02,440 --> 00:03:05,080 Speaker 1: on those streets while staying safe. Right, and this allows 71 00:03:05,080 --> 00:03:08,440 Speaker 1: people to continue to exercise while social distancing, because let's 72 00:03:08,440 --> 00:03:11,120 Speaker 1: be honest, it's really hard to do so on the sidewalks. 73 00:03:11,160 --> 00:03:12,880 Speaker 1: I've noticed that in my neighborhood, one of the streets 74 00:03:12,960 --> 00:03:15,080 Speaker 1: are still alive and well, right where we live, where 75 00:03:15,080 --> 00:03:17,720 Speaker 1: cars are still allowed to roam free. People are trying 76 00:03:17,760 --> 00:03:20,120 Speaker 1: to get their exercise on, especially in this beautiful weather, 77 00:03:20,360 --> 00:03:22,480 Speaker 1: on the sidewalks, and it's making it really really hard 78 00:03:22,520 --> 00:03:24,840 Speaker 1: to stay six ft away from me. Basically, only one 79 00:03:24,880 --> 00:03:27,520 Speaker 1: party can walk along the sidewalk before you know, somebody 80 00:03:27,560 --> 00:03:29,760 Speaker 1: else coming along and gets kicked out in the street. Basically, yeah, 81 00:03:29,880 --> 00:03:32,440 Speaker 1: of course, due to social distancing. But even on top 82 00:03:32,480 --> 00:03:35,520 Speaker 1: of that, so many more folks have been outside running, walking, 83 00:03:35,800 --> 00:03:37,480 Speaker 1: riding their bikes. It's really cool to see that some 84 00:03:37,520 --> 00:03:40,680 Speaker 1: of these different cities and communities are taking proactive steps 85 00:03:40,720 --> 00:03:44,360 Speaker 1: in order to make it safer. Specifically, Seattle has announced 86 00:03:44,360 --> 00:03:47,320 Speaker 1: that they are permanently shutting down twenty miles of streets 87 00:03:47,520 --> 00:03:50,200 Speaker 1: in order to allow for safer pedestrian use, which is 88 00:03:50,320 --> 00:03:53,840 Speaker 1: freaking amazing twenty miles of streets where cars aren't allowed 89 00:03:53,880 --> 00:03:56,120 Speaker 1: to go. Love it. Yeah, I love that it started 90 00:03:56,160 --> 00:04:00,000 Speaker 1: up as a test and now they're implementing it for forever. Yeah, 91 00:04:00,040 --> 00:04:02,400 Speaker 1: that's the best way to do it. Oakland they've instituted 92 00:04:02,400 --> 00:04:04,920 Speaker 1: something similar, but they haven't announced if that change will 93 00:04:04,960 --> 00:04:06,960 Speaker 1: be permanent. But I really do think that that's such 94 00:04:07,000 --> 00:04:08,960 Speaker 1: an easy way to kind of test it out. You know, 95 00:04:08,960 --> 00:04:10,880 Speaker 1: we've seen that even here in Atlanta when it comes 96 00:04:10,880 --> 00:04:13,080 Speaker 1: to bike lanes. One of the ways to test if 97 00:04:13,120 --> 00:04:15,280 Speaker 1: a certain street or certain area will do well with 98 00:04:15,400 --> 00:04:18,200 Speaker 1: bike lanes and reduced lane sizes is to set up 99 00:04:18,240 --> 00:04:20,760 Speaker 1: temporary bike lanes where you partition the street a little 100 00:04:20,760 --> 00:04:23,120 Speaker 1: bit with cones, and that can inform the city planners 101 00:04:23,160 --> 00:04:24,640 Speaker 1: as to whether or not that's going to work and 102 00:04:24,880 --> 00:04:27,880 Speaker 1: what kind of impact that that will have on traffic. Um. 103 00:04:27,920 --> 00:04:29,440 Speaker 1: You know, and just the other week we talked about 104 00:04:29,480 --> 00:04:31,720 Speaker 1: small reduction in cities in this pandemic might be the 105 00:04:31,720 --> 00:04:36,560 Speaker 1: perfect time to prioritize alternative methods of transportation flag bikes. Yeah, 106 00:04:36,560 --> 00:04:38,520 Speaker 1: if you're getting used to the clean blue skies in 107 00:04:38,520 --> 00:04:40,600 Speaker 1: your city, well, it won't be long until they're back 108 00:04:40,600 --> 00:04:43,000 Speaker 1: to being smog infested hell holes unless we actually keep 109 00:04:43,040 --> 00:04:45,719 Speaker 1: some of these, uh, some of these changes around, right, 110 00:04:45,760 --> 00:04:47,600 Speaker 1: and so I love that Seattle is making some of 111 00:04:47,640 --> 00:04:50,720 Speaker 1: these things permanent. I would love to see more bike lanes, 112 00:04:51,080 --> 00:04:55,200 Speaker 1: more prioritization of alternative transportation. Matt. Let's got into the 113 00:04:55,240 --> 00:04:59,280 Speaker 1: next piece of good news. Everybody's favorite chef, Guy Fietti. Right, everybody? 114 00:04:59,279 --> 00:05:01,440 Speaker 1: I mean, is there anybody that has a favorite chef 115 00:05:01,520 --> 00:05:03,360 Speaker 1: that's not Guy Fieri, because I'd like to talk to them. 116 00:05:03,600 --> 00:05:07,240 Speaker 1: Oh my gosh, he is an interesting dude. Take the 117 00:05:07,240 --> 00:05:09,760 Speaker 1: back seat, Gordon Ramsey, it's Guy Fieri. St Okay, okay. 118 00:05:09,760 --> 00:05:11,240 Speaker 1: So I've got a quick question for you. So, in 119 00:05:11,279 --> 00:05:13,200 Speaker 1: the spirit of our show How the Money, we normally 120 00:05:13,240 --> 00:05:15,400 Speaker 1: have a craft beer on every episode except Friday episodes 121 00:05:15,400 --> 00:05:17,600 Speaker 1: because we tend to make these shorter. But a guy 122 00:05:17,680 --> 00:05:21,000 Speaker 1: who was a type of beer, what kind of beer 123 00:05:21,040 --> 00:05:23,800 Speaker 1: would he be? So I'm thinking he would be an 124 00:05:23,839 --> 00:05:25,000 Speaker 1: I p a that was left on the shelf a 125 00:05:25,040 --> 00:05:30,080 Speaker 1: little too long it's so good maybe, or maybe like 126 00:05:30,080 --> 00:05:31,720 Speaker 1: a logger that that was kind of like left out 127 00:05:31,720 --> 00:05:33,200 Speaker 1: in the sun on the beach a little bit too long. 128 00:05:33,480 --> 00:05:35,680 Speaker 1: It's kind of gone stale, it's kind of gone sour 129 00:05:35,720 --> 00:05:38,680 Speaker 1: a little bit. Yep. Maybe, but I'm thinking like a 130 00:05:38,720 --> 00:05:43,000 Speaker 1: Belgian wit with like because he's got his bleached hair whatever, 131 00:05:43,400 --> 00:05:45,880 Speaker 1: Like Belgian wit with like some crazy adjunct throwing down 132 00:05:45,920 --> 00:05:50,479 Speaker 1: like pickles, like licorice, or it's something funky bacon. Actually, 133 00:05:50,520 --> 00:05:52,600 Speaker 1: he'd be like a beer that shouldn't have bacon added 134 00:05:52,600 --> 00:05:55,080 Speaker 1: to it, but they'd be baking it right. Well, so 135 00:05:55,080 --> 00:05:57,040 Speaker 1: so Guy Fietti. Actually, you know, we're making fun of 136 00:05:57,080 --> 00:05:59,760 Speaker 1: him a little bit, but everybody loves the show Diners, Drive, 137 00:05:59,800 --> 00:06:01,479 Speaker 1: Ins and Dives. It. I think it plays on the 138 00:06:01,480 --> 00:06:04,960 Speaker 1: Food Network probably seven at least a couple of days 139 00:06:04,960 --> 00:06:07,120 Speaker 1: of the year. So there's gonna be like a Memorial 140 00:06:07,200 --> 00:06:11,040 Speaker 1: Day Diner Diner, Strive, Ins and Dives a thon. But 141 00:06:11,160 --> 00:06:13,120 Speaker 1: you know, one cool thing, Guy Fietti has raised more 142 00:06:13,120 --> 00:06:16,400 Speaker 1: than twenty million dollars for restaurant workers in need. He's 143 00:06:16,440 --> 00:06:19,080 Speaker 1: partnered with the National Restaurant Association and they're sending out 144 00:06:19,080 --> 00:06:22,200 Speaker 1: grants of five to two workers that that do have 145 00:06:22,279 --> 00:06:24,679 Speaker 1: needs right now, which is really cool. And forty grants 146 00:06:24,680 --> 00:06:27,720 Speaker 1: have been given out already, So big props to Guy Fieri. Yeah, 147 00:06:27,760 --> 00:06:29,520 Speaker 1: that is really cool. Yeah, we'll make fun of him, 148 00:06:29,560 --> 00:06:32,040 Speaker 1: but that's seriously good stuff, seriously good stuff. And at 149 00:06:32,080 --> 00:06:34,680 Speaker 1: the same time, Matt, there's a local nonprofit where we 150 00:06:34,720 --> 00:06:37,440 Speaker 1: live called the Giving Kitchen, and it's doing something really similar. 151 00:06:37,440 --> 00:06:39,960 Speaker 1: It's been doing this actually for a long time, for 152 00:06:39,960 --> 00:06:42,760 Speaker 1: for a lot of years, and I think there's I 153 00:06:42,800 --> 00:06:44,800 Speaker 1: believe yeah, And and they've been stepping up in a 154 00:06:44,880 --> 00:06:47,520 Speaker 1: in an even bigger way during this time because obviously 155 00:06:47,640 --> 00:06:50,520 Speaker 1: with how impacted the restaurant industry has been, um, I 156 00:06:50,560 --> 00:06:53,960 Speaker 1: think they've just ramped into hyper drive in order to 157 00:06:54,000 --> 00:06:56,080 Speaker 1: be able to help out as many restaurant workers as 158 00:06:56,080 --> 00:06:57,839 Speaker 1: they can. Yeah, they've even kitching us all that they 159 00:06:57,920 --> 00:07:01,360 Speaker 1: have given over two thirty thousand dollars two restaurant workers 160 00:07:01,480 --> 00:07:04,920 Speaker 1: in need since the COVID nineteen pandemic started affecting Georgia. 161 00:07:05,000 --> 00:07:07,919 Speaker 1: That's huge, super cool, uh, Joel. Some other good news 162 00:07:08,279 --> 00:07:10,400 Speaker 1: is that chord cutting, you know, we love chord cutting, 163 00:07:10,640 --> 00:07:14,280 Speaker 1: It has hit a record high and interestingly enough, though 164 00:07:14,360 --> 00:07:17,360 Speaker 1: this is coming from businesses like bars and restaurants, hotels, 165 00:07:17,760 --> 00:07:20,760 Speaker 1: these sports bar style businesses, they pay a lot of 166 00:07:20,840 --> 00:07:23,720 Speaker 1: money every month to the pay TV companies. And so 167 00:07:23,920 --> 00:07:25,840 Speaker 1: this is just a reminder that if you are still 168 00:07:25,880 --> 00:07:30,400 Speaker 1: paying big bucks to a traditional TV company for traditional cable, 169 00:07:30,680 --> 00:07:32,640 Speaker 1: question ask yourself is are you getting what you're paying for? 170 00:07:33,160 --> 00:07:34,600 Speaker 1: Or you know, maybe you can cut the cord and 171 00:07:34,680 --> 00:07:37,640 Speaker 1: save big money altogether. You know, the answer to both 172 00:07:37,680 --> 00:07:41,360 Speaker 1: of these questions is, yes, you can't cut the chord. 173 00:07:41,680 --> 00:07:43,520 Speaker 1: Is it really something we need these days? No? Are 174 00:07:43,600 --> 00:07:47,160 Speaker 1: you even receiving what you're paying for? No? No, Because 175 00:07:47,240 --> 00:07:49,280 Speaker 1: there's no live sports right That's that's one of the 176 00:07:49,360 --> 00:07:52,680 Speaker 1: biggest reasons that people still stick with their with their 177 00:07:52,960 --> 00:07:56,560 Speaker 1: regular pay TV package. And and really even that has 178 00:07:56,800 --> 00:07:58,840 Speaker 1: been an excuse that gets thrown out the window because 179 00:07:58,880 --> 00:08:01,640 Speaker 1: their services like Sling and YouTube TV and and I 180 00:08:01,680 --> 00:08:04,320 Speaker 1: think Hulu does live sports too. But yeah, there's all 181 00:08:04,400 --> 00:08:06,520 Speaker 1: these ways to be able to access live sports at 182 00:08:06,600 --> 00:08:08,880 Speaker 1: a fraction of the price. And so, yeah, just in 183 00:08:08,960 --> 00:08:11,080 Speaker 1: case you haven't noticed, there aren't any live sports right 184 00:08:11,120 --> 00:08:14,160 Speaker 1: now unless you're willing to watch Korean baseball. Um, is 185 00:08:14,200 --> 00:08:17,080 Speaker 1: that a knock on me? I'm just saying if if 186 00:08:17,160 --> 00:08:19,960 Speaker 1: that's stream baseball sounds like the worst thing ether you 187 00:08:20,280 --> 00:08:21,840 Speaker 1: if you got to get your sports fixed. Though maybe 188 00:08:22,000 --> 00:08:24,400 Speaker 1: maybe it'll do. But yeah, no, no sports right now. 189 00:08:24,440 --> 00:08:26,680 Speaker 1: Potential good news for soccer fans and MLS, though the 190 00:08:26,720 --> 00:08:30,239 Speaker 1: season might continue down in Florida with teams playing in Orlando. 191 00:08:30,360 --> 00:08:32,360 Speaker 1: We're not sure about that. There's all sorts of negotiations. 192 00:08:32,400 --> 00:08:34,920 Speaker 1: I know Baseball is looking to potentially play all their 193 00:08:35,000 --> 00:08:37,360 Speaker 1: games in Arizona, So it'll be interesting to see kind 194 00:08:37,360 --> 00:08:40,079 Speaker 1: of whether we get any sort of sporting events this 195 00:08:40,200 --> 00:08:42,000 Speaker 1: year at all. Yeah, it's good to see that there's 196 00:08:42,040 --> 00:08:44,160 Speaker 1: sort of a light on the horizon that there might 197 00:08:44,280 --> 00:08:47,040 Speaker 1: be some sort of sports competition that we'll get be 198 00:08:47,040 --> 00:08:49,079 Speaker 1: able to partake in this year with the Olympics not 199 00:08:49,200 --> 00:08:51,199 Speaker 1: happening this year. I mean, I know, I personally, I 200 00:08:51,280 --> 00:08:54,040 Speaker 1: really enjoy watching the Olympics and seeing that competition and 201 00:08:54,080 --> 00:08:57,400 Speaker 1: seeing folks really push themselves and kind of get you excited. 202 00:08:57,520 --> 00:08:59,280 Speaker 1: I tend to work out more when when I'm watching 203 00:08:59,320 --> 00:09:03,160 Speaker 1: the Olympics and paint your face red. But but but yeah, 204 00:09:03,160 --> 00:09:05,120 Speaker 1: obviously that's missing, and it's exciting to see that there's 205 00:09:05,160 --> 00:09:06,679 Speaker 1: a chance that some of that, you know, might be 206 00:09:06,800 --> 00:09:08,959 Speaker 1: happening later this year. Yeah, and if folks want to 207 00:09:09,040 --> 00:09:11,280 Speaker 1: know more about cutting the cord, if you're a little 208 00:09:11,320 --> 00:09:13,280 Speaker 1: inspired and you realized, oh yeah, I do have a 209 00:09:13,280 --> 00:09:16,000 Speaker 1: two dollar bill coming in the mail every single month 210 00:09:16,320 --> 00:09:19,120 Speaker 1: that I probably should ditch if I can, well, check 211 00:09:19,160 --> 00:09:20,959 Speaker 1: out episode one oh seven. That's where we kind of 212 00:09:21,080 --> 00:09:23,280 Speaker 1: went in depth on a chord cutting and how you 213 00:09:23,320 --> 00:09:25,760 Speaker 1: can kind of piece together a streaming package. I don't 214 00:09:25,760 --> 00:09:27,400 Speaker 1: know how dated it is, Matt though at this time, 215 00:09:27,400 --> 00:09:29,440 Speaker 1: because you know, those streaming packages are changing all the time, 216 00:09:29,440 --> 00:09:31,560 Speaker 1: but I think it's probably still pretty relevant. Yeah, totally, man, 217 00:09:31,640 --> 00:09:34,160 Speaker 1: Hulu Plus is still around, YouTube Live all those guys, 218 00:09:34,240 --> 00:09:36,120 Speaker 1: But yeah, be sure to check that one out. We 219 00:09:36,200 --> 00:09:39,040 Speaker 1: also wanted to talk about home improvement Joel. Uh, spending 220 00:09:39,360 --> 00:09:41,880 Speaker 1: is up when it comes to the money that we 221 00:09:41,960 --> 00:09:43,880 Speaker 1: spend on our homes. Um. Actually, it's one of the 222 00:09:43,960 --> 00:09:47,360 Speaker 1: only segments of consumer spending that has actually increased since 223 00:09:47,400 --> 00:09:49,959 Speaker 1: the pandemic has begun. And that makes sense. The more 224 00:09:50,120 --> 00:09:52,880 Speaker 1: we are starting to notice imperfections, we start to think 225 00:09:52,880 --> 00:09:54,959 Speaker 1: about these different projects we want to do. Plus, we've 226 00:09:54,960 --> 00:09:56,480 Speaker 1: all got a little more time on our hands as well, 227 00:09:56,600 --> 00:09:58,720 Speaker 1: so so many of us might be taking up gardening, 228 00:09:58,800 --> 00:10:00,360 Speaker 1: like hey and I. Others are looking to do some 229 00:10:00,440 --> 00:10:02,800 Speaker 1: basic landscaping around their house. There's that saying right where 230 00:10:02,840 --> 00:10:05,120 Speaker 1: someone says that if you show me, you know your 231 00:10:05,160 --> 00:10:07,280 Speaker 1: calendar and your bank statement, I'll show you where your 232 00:10:07,320 --> 00:10:10,040 Speaker 1: heart is. But this is almost like the reversal of that. 233 00:10:11,440 --> 00:10:13,120 Speaker 1: Our hearts are stuck at home, and so that's just 234 00:10:13,160 --> 00:10:15,240 Speaker 1: where we're spending all of our time, my default, and 235 00:10:15,400 --> 00:10:17,400 Speaker 1: we're spending our money there as well more of our money. Yeah, 236 00:10:17,440 --> 00:10:19,000 Speaker 1: that's true, Matt. I've been into a Lows and a 237 00:10:19,040 --> 00:10:22,400 Speaker 1: home depot out of necessity, uh once each since the 238 00:10:22,559 --> 00:10:25,959 Speaker 1: pandemic began. They were crazy crowded both times. It was 239 00:10:26,120 --> 00:10:28,920 Speaker 1: just interesting to see that. You know, people were for 240 00:10:29,000 --> 00:10:31,599 Speaker 1: the most part wearing masks, but it was it was 241 00:10:31,720 --> 00:10:34,439 Speaker 1: just a little crazy at how many people are packed 242 00:10:34,440 --> 00:10:38,199 Speaker 1: into these major retailers, right, it was like grocery store crowded. Um. 243 00:10:38,320 --> 00:10:41,679 Speaker 1: And so yeah, it's especially early on during the lockdown, right, 244 00:10:41,760 --> 00:10:43,480 Speaker 1: like everybody's like, I've got nothing else to do, I'm 245 00:10:43,480 --> 00:10:45,520 Speaker 1: gonna work out in the yard. Yeah, yeah, for sure, 246 00:10:45,600 --> 00:10:48,439 Speaker 1: I need a new rake. So yeah, if you're a 247 00:10:48,520 --> 00:10:50,920 Speaker 1: home improvement shopping make sure to stay safe and well, 248 00:10:50,960 --> 00:10:52,640 Speaker 1: it's not a bad idea to take on some extra 249 00:10:52,679 --> 00:10:54,880 Speaker 1: projects around the house. Just make sure you actually have 250 00:10:54,960 --> 00:10:56,520 Speaker 1: the cash on hand to be able to do so. 251 00:10:56,920 --> 00:10:58,920 Speaker 1: I know it can be exciting to take on some 252 00:10:59,000 --> 00:11:01,079 Speaker 1: home improvement projects and when you're bored out of your mind, 253 00:11:01,160 --> 00:11:02,719 Speaker 1: that might be like the only thing you feel like 254 00:11:02,760 --> 00:11:04,839 Speaker 1: you can do. Um, but just yeah, make sure you're 255 00:11:04,880 --> 00:11:07,079 Speaker 1: not taking on more than you can chew when it 256 00:11:07,120 --> 00:11:08,800 Speaker 1: comes to the actual repair and then also when it 257 00:11:08,840 --> 00:11:10,800 Speaker 1: comes to your budget. A man some wise words there. 258 00:11:11,000 --> 00:11:13,280 Speaker 1: You know, Kate and I we've always been home bodies, 259 00:11:13,400 --> 00:11:15,839 Speaker 1: but you know, mostly by choice. In our expenses tend 260 00:11:15,880 --> 00:11:18,360 Speaker 1: to reflect that. After a good bit of consideration, we 261 00:11:18,440 --> 00:11:20,319 Speaker 1: decided to renovate our home a couple of years ago 262 00:11:20,400 --> 00:11:22,319 Speaker 1: for that very reason. We're going to be spending a 263 00:11:22,400 --> 00:11:25,319 Speaker 1: lot of our time at home, especially the next eighteen 264 00:11:25,400 --> 00:11:28,040 Speaker 1: years while we're raising kids. So our thought was, let's 265 00:11:28,040 --> 00:11:30,120 Speaker 1: make sure the space is gonna work for us. Of course, 266 00:11:30,240 --> 00:11:31,800 Speaker 1: we were able to kind of roll some house hacking 267 00:11:31,880 --> 00:11:34,880 Speaker 1: into it by finishing out the basement apartment slash recording studio, 268 00:11:35,080 --> 00:11:37,960 Speaker 1: but it is interesting to see more folks joining us 269 00:11:38,120 --> 00:11:39,680 Speaker 1: and though okay, now we kind of made the choice 270 00:11:39,720 --> 00:11:42,800 Speaker 1: proactively to be home buddies, even if this pandemic is 271 00:11:43,080 --> 00:11:46,000 Speaker 1: essentially forcing them to become home buddies. It's not what 272 00:11:46,120 --> 00:11:47,880 Speaker 1: everybody wants to be doing, but it's sort of the 273 00:11:47,960 --> 00:11:50,120 Speaker 1: reality these days. Yeah, And I will say, there's something 274 00:11:50,240 --> 00:11:53,319 Speaker 1: just amazing about the feeling that you get from being 275 00:11:53,320 --> 00:11:55,559 Speaker 1: able to accomplish something around your house. And I love it. 276 00:11:55,760 --> 00:11:57,920 Speaker 1: I'm addicted to that feeling. You can look at it 277 00:11:58,000 --> 00:12:00,600 Speaker 1: every day for you know, the rest of your life 278 00:12:00,679 --> 00:12:02,679 Speaker 1: or or however long you're in that home. You get 279 00:12:02,720 --> 00:12:04,760 Speaker 1: to enjoy the fruits of your labors. And so, yeah, 280 00:12:04,880 --> 00:12:07,199 Speaker 1: putting in a new toilet or or whatever it is. 281 00:12:07,280 --> 00:12:08,560 Speaker 1: You know that and and some of those things too. 282 00:12:08,600 --> 00:12:10,040 Speaker 1: Ma Out we've talked about some of these home repair 283 00:12:10,360 --> 00:12:12,240 Speaker 1: items that you might do could actually save you money 284 00:12:12,240 --> 00:12:15,240 Speaker 1: over time, specifically like installing a low flow toilet. Oftentimes 285 00:12:15,280 --> 00:12:17,640 Speaker 1: there's a rebate through the water company. So uh, speaking 286 00:12:17,800 --> 00:12:21,319 Speaker 1: of saving on your home improvement projects, by the way, coupons, 287 00:12:21,760 --> 00:12:24,600 Speaker 1: getting coupons before you go to the big box home 288 00:12:24,640 --> 00:12:27,839 Speaker 1: improvement retailers is is really smart because you can save 289 00:12:27,920 --> 00:12:29,880 Speaker 1: some big money on some of those projects. On an 290 00:12:29,880 --> 00:12:33,640 Speaker 1: appliance that you're upgrading or some lumber that you're holling home. 291 00:12:33,920 --> 00:12:36,679 Speaker 1: So if you've never looked for coupons on eBay, it 292 00:12:36,760 --> 00:12:38,280 Speaker 1: might be worth the time and the money. If you're 293 00:12:38,280 --> 00:12:40,040 Speaker 1: planning to make a really large purchase at one of 294 00:12:40,080 --> 00:12:42,000 Speaker 1: those stores like Lows or Home Depot, there are tons 295 00:12:42,000 --> 00:12:44,240 Speaker 1: of merchants offering ten percent off or twenty dollars off 296 00:12:44,320 --> 00:12:46,600 Speaker 1: your next hundred dollar purchase. But it's important to note 297 00:12:46,640 --> 00:12:50,600 Speaker 1: look for a seller who has at least positive feedback rating, because, yeah, 298 00:12:50,720 --> 00:12:54,400 Speaker 1: doing business with a seller that has a lot of 299 00:12:54,679 --> 00:12:57,920 Speaker 1: solid ratings is really important on eBay. But but yeah, 300 00:12:58,000 --> 00:13:00,200 Speaker 1: getting that coupon, getting a couple of coupons, maybe if 301 00:13:00,200 --> 00:13:02,679 Speaker 1: you're planning on doing a couple of major purchases, spending 302 00:13:02,760 --> 00:13:04,760 Speaker 1: a few dollars on a coupon on eBay can save 303 00:13:04,800 --> 00:13:08,199 Speaker 1: you fifty on the backside, Yeah, easily. A lot of 304 00:13:08,240 --> 00:13:10,600 Speaker 1: times they do come in little bundles of like three coupons, 305 00:13:10,720 --> 00:13:12,600 Speaker 1: So make sure that you pay attention to the expiration 306 00:13:12,720 --> 00:13:15,160 Speaker 1: dates as well, because sometimes exploration dates will be within 307 00:13:15,280 --> 00:13:17,679 Speaker 1: like a week, let's say, like it's really good to 308 00:13:17,720 --> 00:13:19,160 Speaker 1: get them right before you go to the store and 309 00:13:19,280 --> 00:13:21,160 Speaker 1: use them. Yeah, for sure. All right, Matt, Well, we 310 00:13:21,240 --> 00:13:23,520 Speaker 1: got more to get to, including the potential for more 311 00:13:23,559 --> 00:13:25,719 Speaker 1: stimulus money coming our way. Let's get to that. And 312 00:13:25,760 --> 00:13:29,240 Speaker 1: it's also some really important information about where people should 313 00:13:29,280 --> 00:13:31,360 Speaker 1: be going in order to find jobs. It might not 314 00:13:31,440 --> 00:13:34,400 Speaker 1: be just the traditional websites you're thinking about, So we'll 315 00:13:34,400 --> 00:13:45,160 Speaker 1: talk about that right after the break. All right, Joe, 316 00:13:45,240 --> 00:13:47,200 Speaker 1: we are back from the break, and you know, before 317 00:13:47,280 --> 00:13:50,120 Speaker 1: we talk about where to find a new job, right, 318 00:13:50,400 --> 00:13:53,760 Speaker 1: let's talk about stimulus bills. There have been a lot 319 00:13:53,840 --> 00:13:56,960 Speaker 1: of different stimulus measures that have taken place man over 320 00:13:56,960 --> 00:13:59,160 Speaker 1: the past couple of months. Right, like Congress, the government 321 00:13:59,200 --> 00:14:02,280 Speaker 1: has done stuff, the Fed, they've taken measures to ensure 322 00:14:02,440 --> 00:14:05,319 Speaker 1: that our economy stays the float. Obviously, when what we've 323 00:14:05,400 --> 00:14:09,280 Speaker 1: experienced ourselves directly stimulus checks, that was really nice. But 324 00:14:09,360 --> 00:14:11,599 Speaker 1: there seems to kind of always be something in the 325 00:14:11,640 --> 00:14:14,240 Speaker 1: headlines about a potential new stimulus bill, and so I 326 00:14:14,360 --> 00:14:16,400 Speaker 1: think that might have a lot of folks wondering, are like, 327 00:14:16,480 --> 00:14:17,920 Speaker 1: am I going to receive more money? Am I gonna 328 00:14:17,920 --> 00:14:20,240 Speaker 1: get another check? And even just this week, the House 329 00:14:20,280 --> 00:14:25,120 Speaker 1: has proposed another stimulus bill, right, another three trillion dollar bill. 330 00:14:25,560 --> 00:14:27,520 Speaker 1: And so we wanted to let you know that obviously 331 00:14:27,560 --> 00:14:31,200 Speaker 1: we're aware of these proposed bills and packages, but the 332 00:14:31,240 --> 00:14:34,640 Speaker 1: fact is it's not law yet, but we are going 333 00:14:34,680 --> 00:14:36,880 Speaker 1: to be closely watching it. Yeah, it's vaporware at this 334 00:14:36,920 --> 00:14:38,920 Speaker 1: point in time. And there have been a few proposed 335 00:14:38,960 --> 00:14:41,280 Speaker 1: stimulus bills at this point. So if you're just flipping 336 00:14:41,280 --> 00:14:43,360 Speaker 1: through the headlines, and there are a lot of kind 337 00:14:43,400 --> 00:14:45,440 Speaker 1: of got your headlines that are like, are you gonna 338 00:14:45,440 --> 00:14:48,120 Speaker 1: get two thousand dollars a month for the next year, um, 339 00:14:48,360 --> 00:14:51,200 Speaker 1: And that was actually a stimulus bill that was proposed 340 00:14:51,240 --> 00:14:54,080 Speaker 1: by a really small group of Democrats in the House, 341 00:14:54,120 --> 00:14:56,080 Speaker 1: I believe a few weeks ago or a month ago. 342 00:14:56,480 --> 00:14:58,360 Speaker 1: And and then now the recent one this week on 343 00:14:58,440 --> 00:15:01,480 Speaker 1: Tuesday that that the House Democrats. It's also proposed the 344 00:15:01,520 --> 00:15:03,800 Speaker 1: three trillion dollar one matt And if you're just reading 345 00:15:03,800 --> 00:15:05,800 Speaker 1: the headlines, it sure looks like there's more money coming 346 00:15:05,800 --> 00:15:07,240 Speaker 1: your way in the mailbox. But if you dig a 347 00:15:07,280 --> 00:15:10,080 Speaker 1: little deeper, these bills often take a lot of time 348 00:15:10,200 --> 00:15:12,560 Speaker 1: to hash out. There's a really good chance of these bills, 349 00:15:12,800 --> 00:15:14,600 Speaker 1: um don't make it to the Senate or don't have 350 00:15:14,680 --> 00:15:17,480 Speaker 1: any sort of bipartisan support. So I just wanted to 351 00:15:17,560 --> 00:15:20,320 Speaker 1: let people know that. You know, while there might potentially 352 00:15:20,360 --> 00:15:22,440 Speaker 1: be more stimulus money coming at some point in the future, 353 00:15:22,640 --> 00:15:24,880 Speaker 1: at least for right now, I don't see um it 354 00:15:25,080 --> 00:15:27,160 Speaker 1: on the near term horizon. Maybe in a month or 355 00:15:27,200 --> 00:15:29,440 Speaker 1: two if things continue to be dire and we continue 356 00:15:29,480 --> 00:15:31,480 Speaker 1: to be locked down. Hopefully that's not the case, right, 357 00:15:31,480 --> 00:15:34,560 Speaker 1: Hopefully we're starting to see coronavirus being being dealt an 358 00:15:34,560 --> 00:15:38,200 Speaker 1: even bigger blow and and less people getting infected, fewer deaths, 359 00:15:38,240 --> 00:15:40,800 Speaker 1: and then and then the need for for a new 360 00:15:40,840 --> 00:15:44,760 Speaker 1: stimulus package becomes even less necessary. So um, yeah, we'll 361 00:15:44,880 --> 00:15:48,240 Speaker 1: keep you informed though if there's any real movement um 362 00:15:48,360 --> 00:15:50,520 Speaker 1: on one of these stimulus packages, because yeah, I know 363 00:15:50,600 --> 00:15:52,960 Speaker 1: a lot of people are hurting still, and and that 364 00:15:53,120 --> 00:15:55,280 Speaker 1: money it sounds good, It sounds tantalizing when you read 365 00:15:55,280 --> 00:15:57,800 Speaker 1: the headline, but um, the reality of it is still 366 00:15:58,040 --> 00:16:01,480 Speaker 1: far from secure, right yeah. And also, we're gonna pay 367 00:16:01,480 --> 00:16:04,560 Speaker 1: attention to these bills when they specifically affect us as 368 00:16:04,640 --> 00:16:07,240 Speaker 1: individuals as well. A lot of these stimulus bills and 369 00:16:07,320 --> 00:16:12,480 Speaker 1: measures taken, they're addressing small businesses and specific industries as well. 370 00:16:12,680 --> 00:16:15,520 Speaker 1: And while that's interesting, right, we dabble in the overall 371 00:16:15,560 --> 00:16:19,000 Speaker 1: economy but we're specifically interested in how that affects us 372 00:16:19,120 --> 00:16:22,600 Speaker 1: as individuals, as investors and savers and spenders, and so 373 00:16:22,680 --> 00:16:24,200 Speaker 1: we're going to make sure that we pay attention to 374 00:16:24,280 --> 00:16:26,240 Speaker 1: the news from that standpoint, and that's what we're going 375 00:16:26,320 --> 00:16:28,480 Speaker 1: to continue to bring you. We're gonna distill down that 376 00:16:28,600 --> 00:16:31,040 Speaker 1: information and we're gonna let you know how that's specifically 377 00:16:31,120 --> 00:16:33,720 Speaker 1: going to affect you. So for now, don't be worried 378 00:16:33,800 --> 00:16:36,040 Speaker 1: and overwhelmed by all these headlines at this point, these 379 00:16:36,080 --> 00:16:38,680 Speaker 1: are just proposals, and we'll keep you posted. Yeah, all right, Matts. 380 00:16:38,680 --> 00:16:41,520 Speaker 1: Something that really does affect people right now is is 381 00:16:41,560 --> 00:16:42,880 Speaker 1: there a lot of people out of work and and 382 00:16:43,320 --> 00:16:44,920 Speaker 1: there are a lot of people hoping to go back 383 00:16:44,960 --> 00:16:46,760 Speaker 1: and work for the employer that they were just most 384 00:16:46,800 --> 00:16:50,080 Speaker 1: recently with. You know, fortunately for so many people, they're 385 00:16:50,120 --> 00:16:52,440 Speaker 1: they're getting the unemployment money, although in some states it's 386 00:16:52,480 --> 00:16:55,800 Speaker 1: not coming quickly enough, sadly, But it's important to note 387 00:16:55,880 --> 00:16:59,480 Speaker 1: right that it doesn't necessarily make sense to only look 388 00:16:59,680 --> 00:17:02,760 Speaker 1: at the major job posting websites. You've got a much 389 00:17:02,800 --> 00:17:05,760 Speaker 1: better shot at being rehired, at getting a new job 390 00:17:05,960 --> 00:17:08,560 Speaker 1: if you go to the right place LinkedIn and Monster 391 00:17:08,760 --> 00:17:10,760 Speaker 1: and indeed, those all do a good job at connecting 392 00:17:10,760 --> 00:17:12,960 Speaker 1: a large segment of our country with job opportunities that 393 00:17:13,000 --> 00:17:15,040 Speaker 1: are out there. But we're talking about rehiring on a 394 00:17:15,080 --> 00:17:17,880 Speaker 1: massive scale that we've never seen before. We're talking about 395 00:17:18,600 --> 00:17:21,320 Speaker 1: unemployment rate, So it's a legitimate question as to whether 396 00:17:21,440 --> 00:17:24,840 Speaker 1: or not these a few major websites can handle the 397 00:17:24,960 --> 00:17:27,000 Speaker 1: massive load of applicants that are going to be coming. 398 00:17:27,320 --> 00:17:29,080 Speaker 1: The amount of people trying to get back in the 399 00:17:29,119 --> 00:17:31,800 Speaker 1: workforce all at one point in time is just this 400 00:17:31,960 --> 00:17:33,880 Speaker 1: is something that we've never seen before. So I think, 401 00:17:33,920 --> 00:17:36,000 Speaker 1: you know, we've got some strategies to help people actually 402 00:17:36,200 --> 00:17:39,960 Speaker 1: find the jobs that fit their sector right instead of 403 00:17:40,200 --> 00:17:42,400 Speaker 1: just going to the big websites that they've heard of, yeah, 404 00:17:42,440 --> 00:17:46,119 Speaker 1: LinkedIn Monster. Indeed, like those larger job finding sites like 405 00:17:46,200 --> 00:17:49,560 Speaker 1: those are considered horizontal job platforms because they span lots 406 00:17:49,680 --> 00:17:52,280 Speaker 1: of different industries. And the answer is though, that they 407 00:17:52,320 --> 00:17:54,560 Speaker 1: probably won't be able to handle that load right. According 408 00:17:54,600 --> 00:17:57,160 Speaker 1: to the Bureau of Labor Statistics, the typical turnover rate 409 00:17:57,400 --> 00:17:59,879 Speaker 1: business has had over the past few years was a 410 00:18:00,080 --> 00:18:02,320 Speaker 1: round three to four percent. There isn't likely going to 411 00:18:02,400 --> 00:18:04,960 Speaker 1: be much success with those current job sites when that 412 00:18:05,119 --> 00:18:09,040 Speaker 1: rate spikes or right when this is ten times what 413 00:18:09,200 --> 00:18:11,520 Speaker 1: we're used to seeing. Yeah, so basically I wouldn't say 414 00:18:11,560 --> 00:18:13,880 Speaker 1: forsake those job websites altogether, but you need to look 415 00:18:14,000 --> 00:18:17,720 Speaker 1: at other job sites, vertical job sites in particular. It's 416 00:18:17,720 --> 00:18:20,440 Speaker 1: important to note that there are sector specific hiring sites 417 00:18:20,680 --> 00:18:22,640 Speaker 1: that you really need to check if you've been laid off, 418 00:18:22,960 --> 00:18:25,800 Speaker 1: so you'll likely be connected to more job opportunities that 419 00:18:25,920 --> 00:18:28,639 Speaker 1: are specifically in your field, and hiring is going to 420 00:18:28,680 --> 00:18:31,119 Speaker 1: happen at a faster pace on those websites too, right, 421 00:18:31,160 --> 00:18:34,280 Speaker 1: because they because the employer who's doing the hiring is 422 00:18:34,359 --> 00:18:37,159 Speaker 1: automatically gonna know basically that you're in that field. So 423 00:18:37,359 --> 00:18:38,959 Speaker 1: it's it's sort of like Matt when when we used 424 00:18:39,000 --> 00:18:41,520 Speaker 1: to go to Craigslist for everything, right, and people used 425 00:18:41,520 --> 00:18:44,440 Speaker 1: to even go there looking for relationships, so they're looking 426 00:18:44,480 --> 00:18:48,119 Speaker 1: for love the personals, and that's just not how it 427 00:18:48,200 --> 00:18:51,080 Speaker 1: works anymore. Right, there's bumble and tender, and now there's 428 00:18:51,119 --> 00:18:54,720 Speaker 1: offer up and Facebook marketplace for for looking for used 429 00:18:54,800 --> 00:18:57,320 Speaker 1: goods around you, there's Zillo and redfin. When you're looking 430 00:18:57,400 --> 00:18:59,800 Speaker 1: for for housing, I used to always go to Craigslist 431 00:18:59,840 --> 00:19:01,240 Speaker 1: one looking for a rental house that's just not the 432 00:19:01,280 --> 00:19:04,000 Speaker 1: case anymore. You find these specialized sites, and it's the 433 00:19:04,040 --> 00:19:06,440 Speaker 1: same thing kind of with job hunting. Everything has become 434 00:19:06,520 --> 00:19:09,399 Speaker 1: more specialized, including where you go to find a potential 435 00:19:09,480 --> 00:19:11,040 Speaker 1: new job. Yeah, so let's talk about some of these 436 00:19:11,040 --> 00:19:13,040 Speaker 1: different examples. Let's kind of dive into some of these 437 00:19:13,080 --> 00:19:16,680 Speaker 1: sites who are focusing on specific industries or at least 438 00:19:16,720 --> 00:19:19,760 Speaker 1: different types of people, right, different types of workers. One 439 00:19:19,840 --> 00:19:22,800 Speaker 1: that's awesome is shift. That's a great site for military 440 00:19:22,920 --> 00:19:25,479 Speaker 1: vets to check out. For folks in the hospitality industry, 441 00:19:25,560 --> 00:19:28,520 Speaker 1: checkout quick and that's q W I c K as 442 00:19:28,560 --> 00:19:30,320 Speaker 1: well as paired. Those are both sites that you should 443 00:19:30,359 --> 00:19:32,879 Speaker 1: look into. Hire dot com is a great site specifically 444 00:19:33,000 --> 00:19:36,040 Speaker 1: for software engineers to find work. And then the mom 445 00:19:36,119 --> 00:19:39,320 Speaker 1: Project is an amazing site for working moms to find 446 00:19:39,359 --> 00:19:43,680 Speaker 1: employers who are thoughtful about work life integration and really 447 00:19:43,760 --> 00:19:46,320 Speaker 1: all hiring sites should probably focus on that a little 448 00:19:46,320 --> 00:19:48,840 Speaker 1: bit more, in particular with us working from home and 449 00:19:49,000 --> 00:19:51,520 Speaker 1: with more dad's being the state at home figure as well. Yeah, completely, 450 00:19:51,720 --> 00:19:54,560 Speaker 1: and one more Heroes Jobs is a really cool app 451 00:19:54,640 --> 00:19:57,320 Speaker 1: for retail jobs. You know, I think with the amount 452 00:19:57,359 --> 00:19:59,880 Speaker 1: of rapid hiring that is probably gonna be taking place 453 00:20:00,000 --> 00:20:02,960 Speaker 1: of the coming months. Job applications are are probably gonna 454 00:20:03,000 --> 00:20:04,680 Speaker 1: look a lot more like this, Yeah, like they do 455 00:20:04,760 --> 00:20:07,520 Speaker 1: on heroes. Like heroes, jobs is basically you you create 456 00:20:07,600 --> 00:20:10,240 Speaker 1: like a super quick video, um, and there's just a 457 00:20:10,320 --> 00:20:13,080 Speaker 1: couple of questions and so the hiring just happens so 458 00:20:13,480 --> 00:20:17,040 Speaker 1: much faster. And because you're applying for one specific kind 459 00:20:17,080 --> 00:20:20,320 Speaker 1: of job within a certain sector, the it's it's really streamlined. 460 00:20:20,480 --> 00:20:22,760 Speaker 1: So I think, yeah, then they focus on what is important, 461 00:20:22,800 --> 00:20:24,840 Speaker 1: like what's important with the retail job kind of how 462 00:20:24,960 --> 00:20:27,440 Speaker 1: you're able to talk to somebody, right, like the face 463 00:20:27,520 --> 00:20:29,159 Speaker 1: to face and so it makes total sense that they 464 00:20:29,160 --> 00:20:31,040 Speaker 1: want to see a video of you talking to the 465 00:20:31,119 --> 00:20:34,080 Speaker 1: camera talking to somebody, because that's what matters in retail jobs. 466 00:20:34,160 --> 00:20:37,560 Speaker 1: Engineer not so much, right, Software engineer just gonna hire 467 00:20:37,600 --> 00:20:39,800 Speaker 1: dot com and fill out the form, No video necessary, 468 00:20:40,040 --> 00:20:41,720 Speaker 1: you don't have to talk and in order to secure 469 00:20:41,760 --> 00:20:44,119 Speaker 1: that job. Probably, But yeah, I think it's important to 470 00:20:44,160 --> 00:20:46,719 Speaker 1: note that those vertical platforms, those vertical hiring platforms are 471 00:20:46,720 --> 00:20:49,479 Speaker 1: gonna be way more important than they even typically are. 472 00:20:49,760 --> 00:20:52,200 Speaker 1: And if you're searching for a job, going to those sites, 473 00:20:52,240 --> 00:20:54,520 Speaker 1: in particular sites that are within your industry that are 474 00:20:54,560 --> 00:20:58,440 Speaker 1: specialized hiring people with your skills and your experience, you're 475 00:20:58,440 --> 00:21:01,920 Speaker 1: gonna have a much better or time I think finding employment. 476 00:21:02,119 --> 00:21:04,240 Speaker 1: Let's talk about also, Matt where the jobs are right 477 00:21:04,320 --> 00:21:06,480 Speaker 1: on average, healthcare and tech jobs are doing a little 478 00:21:06,480 --> 00:21:09,119 Speaker 1: bit better than other industries. All industries that are posting 479 00:21:09,160 --> 00:21:11,159 Speaker 1: fewer jobs than they were last year. Of course, right 480 00:21:11,320 --> 00:21:15,520 Speaker 1: beauty and wellness, hair salons, spas, childcare, dental, and veterinarian 481 00:21:15,520 --> 00:21:18,680 Speaker 1: positions have all seemed pretty sharp declines. That's obviously because 482 00:21:18,800 --> 00:21:21,320 Speaker 1: those positions require a lot of face to face contact. 483 00:21:21,520 --> 00:21:23,480 Speaker 1: What we don't know, of course, is how quickly those 484 00:21:23,520 --> 00:21:25,920 Speaker 1: industries will be able to resume business in a way 485 00:21:25,960 --> 00:21:28,879 Speaker 1: that resembles how things looked pre COVID. It'll be interesting 486 00:21:29,000 --> 00:21:31,439 Speaker 1: to see. But hopefully the stuff we just laid out 487 00:21:31,440 --> 00:21:32,920 Speaker 1: and we'll put links to all those sites in the 488 00:21:32,960 --> 00:21:36,160 Speaker 1: show notes, hopefully that can help you as you're looking 489 00:21:36,240 --> 00:21:39,440 Speaker 1: to to find new work in a crowded field of candidates. 490 00:21:39,680 --> 00:21:42,199 Speaker 1: If you can stand out from the crowd by applying 491 00:21:42,280 --> 00:21:45,760 Speaker 1: for jobs on a particular site that specializes in your field, 492 00:21:45,760 --> 00:21:47,920 Speaker 1: I think you're gonna find more opportunities, and I think 493 00:21:47,920 --> 00:21:50,520 Speaker 1: you're gonna get quicker responses. Nice, all right man, Well, 494 00:21:50,560 --> 00:21:52,200 Speaker 1: that's gonna be it for this episode. We'll we'll be 495 00:21:52,240 --> 00:21:54,560 Speaker 1: sure to link to those different websites in our show 496 00:21:54,600 --> 00:21:56,840 Speaker 1: notes for this episode, and it's all our listeners out 497 00:21:56,840 --> 00:21:58,520 Speaker 1: there as well. Don't forget to send in those botched 498 00:21:58,560 --> 00:22:00,600 Speaker 1: hair cut pictures because we want to see you're amazing 499 00:22:00,640 --> 00:22:04,800 Speaker 1: scissor skills or your lack thereof if you're getting really shaggy. Yeah, exactly, 500 00:22:04,920 --> 00:22:07,080 Speaker 1: just send those pistols via email at how to Money 501 00:22:07,119 --> 00:22:09,359 Speaker 1: Pod at gmail dot com. Alright, man, that's gonna do 502 00:22:09,400 --> 00:22:12,600 Speaker 1: it for this episode. Until next time. Best Friends Out, 503 00:22:13,000 --> 00:22:13,720 Speaker 1: Best Friends Out,