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Speaker 1: Welcome to money Making Conversations. It's the show that she

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Speaker 1: has the secrets of success experience firsthand by Marketing and

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Speaker 1: Brandon expert Rashan McDonald. I will know he's giving me

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Speaker 1: advice on many occasions. Indication didn't notice. I'm not broke.

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Speaker 1: You know. He'll be interviewing celebrity CEOs, entrepreneurs and industry

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Speaker 1: decision makers. It's what he likes to do. It's what

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Speaker 1: he likes to ship. Now it's time to hear from

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Speaker 1: my man, Rashan McDonald money making conversations. Here we go.

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Speaker 1: Welcome to money making conversation. That's right. I am your host,

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Speaker 1: Rashan McDonald. My guest on the show is the studio

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Speaker 1: with me. Um. I wanted to bring him back because

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Speaker 1: guess what we was a movie we did together. He

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Speaker 1: was starting in I was executive producing it. It was

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Speaker 1: called Misguy to Behavior, which was a bully movie. You know,

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Speaker 1: was bringing awareness about bullying, how it can be, it

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Speaker 1: can be circulated, and what they call a middle class

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Speaker 1: family lifestyle and they're not aware of it. But it

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Speaker 1: also it shows a lot of different versions of bullying,

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Speaker 1: from young ladies to uh the suicidal situation. How righting

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Speaker 1: right in the front of teachers and principal bullying is

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Speaker 1: going on and they don't even know about it. What

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Speaker 1: attracted you to the movie, Well, you know, um, I

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Speaker 1: got bullied, you know, and if you if you ever

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Speaker 1: gotten bullied, it sticks with you, probably until you die.

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Speaker 1: I had a guy in my neighborhood. I grew up

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Speaker 1: in d C and in a in a complex called Mayfair,

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Speaker 1: but right across the street was Parkside, which was one

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Speaker 1: of the toughest projects in d C. And uh, it

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Speaker 1: was several guys, but there was one kid who just

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Speaker 1: named Levi, who just and all my friends know about Levi,

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Speaker 1: you know, and and he just had me. I was

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Speaker 1: just terrified. He was He was a tough kid. And

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Speaker 1: I remember, you know, I was turning like thirteen fourteen.

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Speaker 1: I was like, man, I got I gotta fight fight

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Speaker 1: Lea by back and I was like, man, I'm gonna

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Speaker 1: have a girlfriend and maybe I'll be driving one day

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Speaker 1: just stopped me and take my car, and you know,

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Speaker 1: I was just terrified. Me I was a couple of

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Speaker 1: guys in the but I was terrified. So you know,

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Speaker 1: I remember being at a girl invite me to a

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Speaker 1: party and she said, Hey, we're having a party, come

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Speaker 1: on over. And uh. It was right on the outskirts

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Speaker 1: of a park side with the departments as opposed to

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Speaker 1: the houses which were in the interior. So I went

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Speaker 1: there and I was having a great time and then Levi.

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Speaker 1: I walked in Man, and he beat me off the

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Speaker 1: couch and I'm not talking about the smack and like,

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Speaker 1: he punched me in my face, off the couch, out

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Speaker 1: the door, down the steps, and I never hit him back.

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Speaker 1: I was just terrified of him. And finally somewhere in

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Speaker 1: a year within that year, I fought him back and

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Speaker 1: he turned into a little sissy, you know when he

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Speaker 1: called sissy's back then. But I got the nerve, you know.

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Speaker 1: But it's that that that story that stars stayed with me.

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Speaker 1: And so when I read the script, I said, Man,

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Speaker 1: I want to be a part of this because I

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Speaker 1: want to talk about bullying because it's real today. I

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Speaker 1: think the schools are doing a better job because you know,

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Speaker 1: back in our day, man, you just got your butt whipped. Hey, um,

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Speaker 1: you just got your butt whipped and nobody did anything.

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Speaker 1: Story when I was in I want to say, like

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Speaker 1: the third grade, and it was like im J. Scotts

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Speaker 1: in filth And I remember every day I come down

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Speaker 1: that street, he was waiting to pat me down, like

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Speaker 1: like he was a police officer. He patted me down,

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Speaker 1: and I would I would like, I could not understand

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Speaker 1: why this kid was waiting on me every day every

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Speaker 1: day patted me down. That and that just that story

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Speaker 1: stays with me, and that's it's And I could see

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Speaker 1: him coming and I went around this way where he

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Speaker 1: always he was waiting on I could not avoid this kid.

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Speaker 1: He was always right where I had to get home. Bangs.

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Speaker 1: And the thing, the thing that I think I want

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Speaker 1: people out there to understand is that we're in our

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Speaker 1: forties and fifties and sixties now and I still feel

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Speaker 1: like if Levi I was around, I would want to

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Speaker 1: beat his butt, you know, psychological, you know the thing.

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Speaker 1: I would want to know why and why and then

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Speaker 1: what the fact that bullying, being being a bully didn't

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Speaker 1: have on the rest of his life, he didn't have

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Speaker 1: on his kids. Because in the movie, we see a

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Speaker 1: scene where the I guess the kid who was doing

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Speaker 1: the bullying, he's being terrorized. Yes, so so what happened?

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Speaker 1: What happens with you know, a kid like LEVI he

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Speaker 1: ended up dying, probably out in the streets. But if

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Speaker 1: you take a kid like me, I began bullying kids

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Speaker 1: that were maybe weaken than me. And it's it's in psychiatry.

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Speaker 1: It's called transference, where you kind of transfer, you know,

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Speaker 1: what happens to you to other people or other you know.

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Speaker 1: And and I had to catch myself. And I was

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Speaker 1: telling you, you know, one of my friends about raising

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Speaker 1: my youngest son, Clifton the third, who is now six

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Speaker 1: ft six, But uh, and I can't. I can't beat

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Speaker 1: him now. I boxed with him. Now they told me apart,

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Speaker 1: but I remember him being if all the other kids

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Speaker 1: went to play at the swings, Clifton went to the

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Speaker 1: pool somewhere and I couldn't find it. And you know

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Speaker 1: when I grew up, when they gave you that put

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Speaker 1: that spank and put that belt on your butt, And

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Speaker 1: one of my mentor came to me and said, man,

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Speaker 1: you gotta stop spanking him. Man, I gotta start talking

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Speaker 1: to him. And now nobody talked to me, but I

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Speaker 1: realized that I was taking the wrong road in the

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Speaker 1: wrong approach with him as opposed to nurturing his differences

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Speaker 1: and uh, his psychological creativity. Um and and it's just

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Speaker 1: the way we were raised. So a lot of that

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Speaker 1: was always physical. And I think a lot of times

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Speaker 1: when you like, when you see a movie like Miss

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Speaker 1: Guy the Behavior, you see this kid bullying another kid,

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Speaker 1: and then when he gets home, his daddy, who's stronger

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Speaker 1: than him, is bullying him. And if we could see more,

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Speaker 1: we might see somebody bullying his dad at work. And

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Speaker 1: that's something and that because they're taking an emotional pain

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Speaker 1: and then turned into physical drama for somebody else. Because

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Speaker 1: the thing about it that I love this movie or

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Speaker 1: project about is that not only it's a relatable, but

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Speaker 1: the acting was fantastic, and they're directing this fantastic and

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Speaker 1: it and it's an independent project that doesn't look like

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Speaker 1: an independent projects. You've done your share of major movies

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Speaker 1: and your share of independence. What are your thoughts and

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Speaker 1: coming into an independent project like Miss Guy to Behavior. Well,

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Speaker 1: you know, uh, Khalil Kine and I friends, and I

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Speaker 1: know Khalil you know was the director and he's just

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Speaker 1: you know, just so competent because he's he's detail oriented.

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Speaker 1: Dorrismargado I know from working around uh. And then Sharon was,

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Speaker 1: you know, on board as producer and we all have

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Speaker 1: the same kind of work ethic. And then and then

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Speaker 1: really the real bottom line is the subject matter, you know,

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Speaker 1: because what happens with actors is that if you read

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Speaker 1: a lot of scripts, you know, and and and it's

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Speaker 1: one that jumps out at you, you're like, you know,

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Speaker 1: I'm not really worried about the money. It's like, let's

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Speaker 1: let's go do the work, you know. And when I

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Speaker 1: saw it, I was so proud to be a part

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Speaker 1: of it because it speaks to something that I think

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Speaker 1: we need to address in this culture. Because again, a

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Speaker 1: young girl committed suicide last week. I think she was

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Speaker 1: nine from because she has a she had a white

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Speaker 1: friend and and and I don't know if it was

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Speaker 1: black kids, but some of the kids were calling her

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Speaker 1: out of her name and saying, you're dealing with that

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Speaker 1: white boy and all that crazy stuff, and she internalized

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Speaker 1: it and she killed herself nine years old, nine years old,

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Speaker 1: And and at the end of the day, I think

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Speaker 1: I don't know if bullies understand the impact of bullying.

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Speaker 1: But parents and teachers, and mentors, and and and and coaches,

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Speaker 1: we have to understand what bully does. Bullying does to

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Speaker 1: a child's mind. It makes them scared, It makes them tense,

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Speaker 1: it makes them agitates them, it takes away their self esteem,

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Speaker 1: all of that stuff. I was talking to Call, you know,

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Speaker 1: the director of the movie Missed Guy to behavior he

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Speaker 1: was Then I said, Car, I'm sorry. Carl Payne directed

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Speaker 1: Kleio Kane was the start with Khalil Is directing to now.

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Speaker 1: So I didn't differ from that. Call Paine, who's one

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Speaker 1: of the best ever. I mean, excuse me, call if

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Speaker 1: you heard that. But you know, um, because it was

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Speaker 1: a while ago, you know, and I am getting a

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Speaker 1: little older, you know, I'm taking my brain. Peell no,

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Speaker 1: but but they both are. Just Carl Payne, you know,

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Speaker 1: we did to play together, but we came up in

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Speaker 1: the business in the l A when I said exquisitely

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Speaker 1: uh detail oriented, Y's just crazy. But the thing about

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Speaker 1: that he said something that I interviewed. If he would say, Rashane,

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Speaker 1: let's let's let's be real. He said, when we grew up,

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Speaker 1: you bullied and it just stayed in that moment, bullied

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Speaker 1: stayed in. Your moments will leave our stayed in the street,

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Speaker 1: your moment under that party stayed there. Now today, if

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Speaker 1: that happened, you have been videotaped. You've been videotaped. They

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Speaker 1: uploaded it on social media, and you have to live

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Speaker 1: with that because they don't take things down on social media,

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Speaker 1: off the Internet, and that causes even more embarrassment. And

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Speaker 1: I think that's that is what pushes kids over the edge.

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Speaker 1: I saw you perform uh Dr Marl Luther King, and

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Speaker 1: I saw that. I saw the movie. Okay, so how

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Speaker 1: does that opportunity present itself to you? Because it's really

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Speaker 1: different from your other characters tot all tough guys. Now

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Speaker 1: you now you basically playing an emotional healer. Yeah, well

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Speaker 1: you know it's it's always fun like your favorite show

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Speaker 1: Black Lightning, when you're playing a pastor and it's so funny.

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Speaker 1: I just did an episode of American Soul and the

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Speaker 1: producers it looks good, and the producer said, I've only

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Speaker 1: seen this guy played pastors. Can he play a tough guy?

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Speaker 1: So I was like, yes, thank you. Somebody finally realized

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Speaker 1: that I played more than tough guys. I played doctors, lawyers,

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Speaker 1: you know, I played everything, but Ruben Cannon, who put

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Speaker 1: me in Why the Foods Fall in Love? And he

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Speaker 1: put me in Buffalo Soldiers, and he put me in

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Speaker 1: Women Are Loosed. And I got a call and they said,

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Speaker 1: they want you to come in and read for Semolo Selmer.

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Speaker 1: I was like, okay, did they call for me? She said,

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Speaker 1: I don't know what happens. So I got in there anyway,

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Speaker 1: and I said, Ruben, what's up? He said, clip, what

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Speaker 1: are you doing here? You always played tough guys. And

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Speaker 1: I stayed up all night long and watched Eyes on

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Speaker 1: the Prize and I had my suit. I made my

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Speaker 1: mustads like Dr King's and I'm memorized at his final

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Speaker 1: speech and when I did it, and and and and

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Speaker 1: they said, well he has something prepared. I said, now

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Speaker 1: it doesn't matter what happens. Now, we've got some difficult

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Speaker 1: days ahead. Lock anybody. I would like to live a

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Speaker 1: long life, long jep And they said, you know what,

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Speaker 1: You're gonna be Keen, We're gonna figure it out. And

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Speaker 1: I'm just I'm just thinking, I'm just glad that God

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Speaker 1: gave me a certain amount of talent and versatility to

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Speaker 1: be able to um morph into different characters. You know, Clifton,

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Speaker 1: I want to thank you for dropping by the show

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Speaker 1: Man because of the fact that when we meet we

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Speaker 1: hugged with shared some bread together. But from afar, I've

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Speaker 1: admired your talents and be able to share your talents

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Speaker 1: and also your message to a lot of young people

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Speaker 1: out there, a lot of grown people out there who

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Speaker 1: are giving up saying that I can't do it no more.

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Speaker 1: You're You're a testament that hey man, keep living your

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Speaker 1: dream and you will have them. And I'm looking at

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Speaker 1: you going how sharp you are? So I'm like with

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Speaker 1: dieted you haven't put on weight since the sixties. For Sean,

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Speaker 1: you're looking at me talking about I'm sharp. I'm looking

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Speaker 1: at you like, man, I gotta get on your weight.

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Speaker 1: I appreciate it. We'll be back with more money making conversation.

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Speaker 1: We'll be right back with more from mar Sean McDonald.

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Speaker 1: The money making conversations don't touch that though. Think about it.

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Speaker 1: This is Rushan McDonald, the host of Money Making Conversation.

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Speaker 1: You say to yourself, who calls Rushan Shell, please walk

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Speaker 1: with the money making Conversations. You're Londa Adams. You've got

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Speaker 1: Conversations continues online at www dot money Making Conversations dot com.

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Speaker 1: Welcome to money Making Conversations. It's the new year. Come on,

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Speaker 1: I'm happy. I hope everybody else is happy. I'm your host,

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Speaker 1: Rashwan McDonald. As you know every money you can hear

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Speaker 1: me live with Money Making Conversations on Busy Level NATI

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Speaker 1: from ten am to noon in the Big City of Atlanta, Georgia,

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Speaker 1: and the shows replayed every Friday at the same time

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Speaker 1: and every Sunday afternoon at four pm. This episode of

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Speaker 1: Money Making Conversation can also be heard on Serious XM

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Speaker 1: Channel one forty one on Howard University campus, on Serious

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Speaker 1: x and channel one forty two on all HBCU campuses,

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Speaker 1: and can be downloaded on iTunes, our Heart Radio, podcast,

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Speaker 1: Stature and sound Cloud. Now, if you have Alexa, just

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Speaker 1: enable Moneymaking Conversation and I'll start talking in your house, apartment, condo,

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Speaker 1: any place I could be heard. Just save money Making

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Speaker 1: Conversations and I'll start talking my next two guests there

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Speaker 1: on the line. Cool, mhm, okay, cool, I am truly

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Speaker 1: the big fans. I'm big fans of these two guests

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Speaker 1: because their diet program changed my life. I had them

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Speaker 1: on both of my show last year to promote their

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Speaker 1: very popular book To Cut, Lose Up to Ten Pounds

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Speaker 1: and Ten Days and Sculpture Your Body. There on the

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Speaker 1: show the day to promote their new their New Year

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Speaker 1: Resolution to fitness challenge. Please work on the money making

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Speaker 1: conversations renowned actor Morris Chesterna and fitness gurglery Obie ober

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Speaker 1: D QI and what's going on? My man Rashaun used

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Speaker 1: to give your heads up. Morris is on steps shooting

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Speaker 1: his show, so they just snatched him. But he's gonna

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Speaker 1: try to call call calling the problem. No problem, no

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Speaker 1: problems about the program, you know, losing Uh, you know

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Speaker 1: the book to Change My Life. Always talk to you,

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Speaker 1: always talk about that. You you keep you keep telling

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Speaker 1: me that all the time, Man, how much you changed

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Speaker 1: your life? And I'm always I'm always flattered. Man. I

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Speaker 1: think it's just uh, knowing how to eat properly, That's

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Speaker 1: the most important thing, you know. And the book I'm

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Speaker 1: talking about again is entitled The Cut, Lose Up the

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Speaker 1: Ten Pounds and Ten Days and Sculpture Your best body,

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Speaker 1: and that's one of the process. Right now, I'm sculpturating

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Speaker 1: my best body, so you know, and I been able

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Speaker 1: to maintain You've been able to maintain that body. Man,

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Speaker 1: I keep seeing you looking so smooth in them damn suits.

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Speaker 1: You know. I'm gonna just tell you, Obi, I I

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Speaker 1: got on the scale this morning. I'm the one hundred

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Speaker 1: and eighty four point two pounds. And you know, um,

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Speaker 1: when I started Just Die program, I was roughly U

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Speaker 1: sixteen pounds above that, and so that's one year later,

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Speaker 1: you know, one year later, be in February when I

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Speaker 1: bought both you and Morris on the show. So to

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Speaker 1: my state, the Morris is on the on the line. Now, Marris,

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Speaker 1: how you doing. I'm good, I'm good. How you guys doing?

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Speaker 1: We just started, Morris and I just want to compliment

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Speaker 1: both of you guys because y'all, I said again publicly

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Speaker 1: and I preached this your book that you guys wrote

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Speaker 1: the cut loose up the ten pounds in ten days

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Speaker 1: and sculpture Body changed my life physically. I lost sixteen pounds.

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Speaker 1: So I'm not only a fan, but I'm a very

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Speaker 1: appreciative person that you guys wrote this book. And basically

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Speaker 1: you changed my eating happiness and uh that's amazing because

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Speaker 1: I eat. Thank you and so tell us, tell us

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Speaker 1: about the New year Resolution fitness campaign. You know what,

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Speaker 1: I can talk about it real quick and I have

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Speaker 1: Morris Si man is. You know, we really wanted to

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Speaker 1: team up together and uh and see how we can

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Speaker 1: help as many people possible during this time everyone's always

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Speaker 1: trying to make a New Year's resolution. I want to

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Speaker 1: do this, I want to do that, and um, you

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Speaker 1: know I've never done it before, and I thought more

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Speaker 1: it would be a great great person to team up

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Speaker 1: because since since we did so well with the cut

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Speaker 1: and um, you know, our objective is really to uh

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Speaker 1: to create sensible workout videos, diet plans, motivational videos. There's

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Speaker 1: only so much you can get from a book, but

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Speaker 1: it's so much more, uh, visually stimulating when you can

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Speaker 1: actually exercise with somebody. So you know, we kind of

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Speaker 1: created our kind of our own UM I'm not gonna

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Speaker 1: say insanity, but it ain't insanity, but our own kind

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Speaker 1: of P ninety X style home exercise workouts that you

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Speaker 1: can work out with us help you get in shape

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Speaker 1: over sixty days over a two month periods and Morris

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Speaker 1: is in there too doing this thing. Aren't you mope?

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Speaker 1: All I am? You can you can you guys, whoever

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Speaker 1: gets joins the challenge. You can see over yelling at me,

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Speaker 1: uh taking out a stick to hit me without doing

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Speaker 1: through the exercises. Right, it's a lot of fun. Don't

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Speaker 1: share a mote. We have a great We know we

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Speaker 1: had a great time. I mean, it is just something

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Speaker 1: that obviously, you know, thank you for Sean, for you know,

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Speaker 1: checking out the book and and and and following it

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Speaker 1: and being very disciplined with it. And that says obviously

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Speaker 1: a lot about your character, UM, and who you are, UM.

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Speaker 1: And you just allowed us an opportunity to, uh, to

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Speaker 1: enhance who you already are, just showing your discipline and

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Speaker 1: your dedication to yourself. And that's what makes me most

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Speaker 1: That's what makes me most proud of the book and

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Speaker 1: challenge is it's really it's not really it's a challenge

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Speaker 1: for each individual which find that within themselves when they

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Speaker 1: really want to make a change in their life. And

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Speaker 1: just you know, for allowing us to uh, allowing us

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Speaker 1: an opportunity to come into your life and and help

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Speaker 1: you with that, with the challenge. It's really it's it's

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Speaker 1: what I loved about the challenges. We're actually there physically

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Speaker 1: doing exercises. So if people can see myself, they can

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Speaker 1: see Obie actually doing it, they can do the exercises

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Speaker 1: along with us. And we have such a variety and

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Speaker 1: we can have it. We have such an opportunity to

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Speaker 1: help the wide variety of people. So it's just incredible.

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Speaker 1: Start date for the challenge, yeah, you can. The actual

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Speaker 1: start date is January fourteen, but you can obviously sign

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Speaker 1: up now, but jan Workforce thing is when the actual

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00:19:26,200 --> 00:19:29,800
Speaker 1: you know, platform officially launches, when you can actually start

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Speaker 1: the program. And we actually have girls working out with

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Speaker 1: us throughout all the videos, so we really it ain't

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Speaker 1: telling we have two guys trying to create a program.

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Speaker 1: You know, sometimes women like what is that for me?

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Speaker 1: I don't know, two guys masculinity, you know, alpha male.

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Speaker 1: So we have women working out with us in these videos.

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Speaker 1: Um And we both really had our objective was to

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Speaker 1: create program for everybody, but really with an emphasis with women.

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Speaker 1: Um And and terms of the problem target areas which

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Speaker 1: is the butt, the thigh, and the and the tribes

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Speaker 1: that so creating those type of exercise to help tone

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Speaker 1: the body and make them feel sexy, shapely and drops away,

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Speaker 1: get leaner and uh and hopefully they can maintain that

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Speaker 1: shape beyond the New Year's resolution duration time friend cool,

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Speaker 1: Hey Morris, UH, let me ask you this a good

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Speaker 1: question because I hand you on the show and it's

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Speaker 1: coming on my anniversary with your favorite wary when I

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Speaker 1: have both you guys on the show. So it's January,

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Speaker 1: I'm still holding this sixteen pounds guy was still other

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Speaker 1: day one four point two. And it's the same it's

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Speaker 1: the same plan. It's the same plan. And so how

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00:20:39,359 --> 00:20:41,960
Speaker 1: did you and um O B I know the history,

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Speaker 1: but I would like to tell people you had a

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Speaker 1: New year fitness resolution UH challenge right now weight loss challenge.

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Speaker 1: How did you two get together and UH and create

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00:20:50,400 --> 00:20:53,600
Speaker 1: this incredibly good book that I want to recommend everybody

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Speaker 1: to cut loose up to ten pounds and ten days

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Speaker 1: and sculpt your body. How did that come about? Well,

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00:20:59,080 --> 00:21:02,000
Speaker 1: that the whole thing came about obviously, It was not obviously,

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00:21:02,040 --> 00:21:04,240
Speaker 1: but the whole thing came about with um. I was

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Speaker 1: getting ready for a movie a few years back and

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Speaker 1: um I was on the phone on a comference call

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Speaker 1: with someone who was in the fitness industry and they

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Speaker 1: told me to take a look at their website and

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Speaker 1: I needed to get in shape. A director called me

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Speaker 1: and said, listen, hey, you need to be in the

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Speaker 1: best shape that you need that you've ever been in

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Speaker 1: for this for this upcoming project. And so um, when

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Speaker 1: I was online, when I was on the conference call,

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Speaker 1: this person told me to go to their website. I

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Speaker 1: saw Obie. I said, man, I need to be I

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Speaker 1: needed to get on his his plan. So and so so,

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Speaker 1: so Obi and I started working together. It's it's been

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Speaker 1: a it's just really been a blessing because you know,

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Speaker 1: he's a he's a he's a he's a great business partner,

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Speaker 1: but he's also a great friend and you know, you know,

425
00:21:47,760 --> 00:21:50,600
Speaker 1: come across you know, you know, people can too many

426
00:21:50,640 --> 00:21:54,040
Speaker 1: people in this business who can be those types of things.

427
00:21:54,560 --> 00:21:56,440
Speaker 1: And we just had a great chemistry and what he

428
00:21:56,560 --> 00:21:59,600
Speaker 1: did work for me, you know, in space. So it

429
00:21:59,720 --> 00:22:01,920
Speaker 1: was something and I wanted to share with everybody. And

430
00:22:02,160 --> 00:22:06,639
Speaker 1: fortunately h Obie was kind enough to partner with me,

431
00:22:06,760 --> 00:22:09,960
Speaker 1: so we can you know, implement this whole thing. Now

432
00:22:10,000 --> 00:22:12,639
Speaker 1: I'm bragging about my sixteen pounds. Now I'm bragging that

433
00:22:12,880 --> 00:22:18,359
Speaker 1: how many pounds did you lose? More? Rob So when

434
00:22:18,840 --> 00:22:22,280
Speaker 1: when I started the project. When I started, I was

435
00:22:23,280 --> 00:22:28,720
Speaker 1: two twenty and by the time I was filming, I

436
00:22:28,920 --> 00:22:31,119
Speaker 1: was I think it was nine, right, I think I

437
00:22:31,160 --> 00:22:42,080
Speaker 1: got to one seven yeah, yeah, And that was tied

438
00:22:42,119 --> 00:22:44,560
Speaker 1: to just just because you know, this is a resolution

439
00:22:44,640 --> 00:22:47,199
Speaker 1: I wanted everybody to know. Ever, reason I keep emphasizing

440
00:22:47,280 --> 00:22:49,879
Speaker 1: myself is that I'm a regular guy. You know, I

441
00:22:50,440 --> 00:22:52,840
Speaker 1: may have some celebrity status tied to my name, but

442
00:22:53,280 --> 00:22:56,440
Speaker 1: I eat. You know, I go to Golden Crowd, I

443
00:22:56,520 --> 00:23:00,760
Speaker 1: go to Brewster's ice cream. You know when over the

444
00:23:00,840 --> 00:23:03,720
Speaker 1: Christmas breaks, thanks to the break your bar was eating. Okay,

445
00:23:03,760 --> 00:23:07,159
Speaker 1: I eat, you know, but I got the book. Now,

446
00:23:07,520 --> 00:23:10,840
Speaker 1: the book tells me to hold up now, Rashan, you

447
00:23:10,960 --> 00:23:14,600
Speaker 1: exceeded expectations now, and so that is what it's so

448
00:23:14,680 --> 00:23:17,399
Speaker 1: phenomenal about what you guys have done. And that's why

449
00:23:17,440 --> 00:23:19,840
Speaker 1: I'm such a champion of this campaign over. You know,

450
00:23:20,160 --> 00:23:22,359
Speaker 1: he got my body right, you know, he got my

451
00:23:22,480 --> 00:23:25,399
Speaker 1: exercise right. And I'm just gonna let you know because

452
00:23:25,440 --> 00:23:27,840
Speaker 1: of that was those those elements, because of those things

453
00:23:27,920 --> 00:23:30,800
Speaker 1: that I as a person, the person who eats, I

454
00:23:30,960 --> 00:23:34,520
Speaker 1: eat crispy crean. I eat all these things. I eat

455
00:23:34,760 --> 00:23:38,320
Speaker 1: buffalo wings, I eat away those Rancherrold's. I I still

456
00:23:38,400 --> 00:23:42,040
Speaker 1: eat those things. Yesterday, I eat me a hamburger, Nice

457
00:23:42,119 --> 00:23:46,880
Speaker 1: hamburger with American cheese, legs and tomatoes. Nice bumb Ain't

458
00:23:46,960 --> 00:23:50,520
Speaker 1: that bad boy? Yesterday I ate me some corn bread

459
00:23:50,600 --> 00:23:53,280
Speaker 1: and buttermilk. This is how I eat. And guess what

460
00:23:53,400 --> 00:23:57,480
Speaker 1: got on the scale today, still maintaining my sixteen point

461
00:23:57,720 --> 00:24:01,120
Speaker 1: sixteen pound weight loss. That's what you can do when

462
00:24:01,160 --> 00:24:03,040
Speaker 1: you have this type of diet. This is what I'm

463
00:24:03,080 --> 00:24:05,280
Speaker 1: just letting you know if you ever thought about doing

464
00:24:05,320 --> 00:24:07,720
Speaker 1: a diet, if you ever because we all think about that,

465
00:24:07,880 --> 00:24:09,880
Speaker 1: and we all think about at the top of the year,

466
00:24:10,240 --> 00:24:12,439
Speaker 1: this is when we should make changes in our lives.

467
00:24:13,000 --> 00:24:14,760
Speaker 1: This is a diet you should do. I'm gonna tell

468
00:24:14,760 --> 00:24:17,240
Speaker 1: you how much I'm supporting this diet. It starts on

469
00:24:17,359 --> 00:24:20,280
Speaker 1: January fourteen. I would have a banner on all my

470
00:24:20,480 --> 00:24:24,960
Speaker 1: social media platforms promoting this diet. I will have a

471
00:24:25,119 --> 00:24:29,479
Speaker 1: banner going directly to all two hundred and thirty thousand

472
00:24:29,520 --> 00:24:33,000
Speaker 1: of my fan club members, suggesting to them, encouraging them

473
00:24:33,320 --> 00:24:35,520
Speaker 1: that they should be a part of the diet. I'm

474
00:24:35,600 --> 00:24:38,040
Speaker 1: not just I'm a member of this diet. You know.

475
00:24:38,480 --> 00:24:40,320
Speaker 1: You know they hear they think about hair club for men.

476
00:24:40,760 --> 00:24:43,000
Speaker 1: This is weight club for men right now. This is

477
00:24:43,119 --> 00:24:47,879
Speaker 1: Rushan McDonald's Weight Club for men being being maintained by

478
00:24:47,960 --> 00:24:50,560
Speaker 1: two good people who I feel blessed to be in

479
00:24:50,640 --> 00:24:52,640
Speaker 1: my life. Because I'm gonna tell you something. I wasn't

480
00:24:52,640 --> 00:24:54,800
Speaker 1: going anywhere. I wouldn't go. I would just gonna carry

481
00:24:54,880 --> 00:24:57,000
Speaker 1: this weight to my grade. I didn't have a plan

482
00:24:57,119 --> 00:24:59,359
Speaker 1: on how to lose weight. I didn't have an idea

483
00:24:59,400 --> 00:25:01,520
Speaker 1: on how to look his way. And I started this

484
00:25:01,560 --> 00:25:04,400
Speaker 1: show money making conversations. I never knew that I would

485
00:25:04,440 --> 00:25:08,120
Speaker 1: meet Morris and Obie and they would change my life.

486
00:25:08,680 --> 00:25:11,320
Speaker 1: I can't I can't tell you. I love the compliments

487
00:25:11,400 --> 00:25:14,040
Speaker 1: I get and I didn't ask for that. I just

488
00:25:14,400 --> 00:25:16,680
Speaker 1: I just read that book and it just something to

489
00:25:16,800 --> 00:25:18,879
Speaker 1: just click with me and told me this is what

490
00:25:19,040 --> 00:25:21,600
Speaker 1: I need to do. Obi. Hey man, thank you brother,

491
00:25:22,200 --> 00:25:25,200
Speaker 1: thank you. No no, no, we say thank you for

492
00:25:25,440 --> 00:25:27,480
Speaker 1: always going out of your way and uh, you know,

493
00:25:27,640 --> 00:25:29,920
Speaker 1: promoting us and saying such nice things man like that.

494
00:25:29,920 --> 00:25:31,480
Speaker 1: At the at the end of the day, you know,

495
00:25:31,560 --> 00:25:34,320
Speaker 1: we're really just trying to, you know, help people get

496
00:25:34,600 --> 00:25:37,560
Speaker 1: healthy and fit as possible. That's the most important thing.

497
00:25:37,720 --> 00:25:39,960
Speaker 1: And and he's gonna keep this going on. And I'm

498
00:25:40,080 --> 00:25:42,760
Speaker 1: just telling everybody, Rashan is not getting anything out of this.

499
00:25:43,080 --> 00:25:45,000
Speaker 1: I'm just doing it because i want you to have

500
00:25:45,080 --> 00:25:48,119
Speaker 1: the same happy conversation that I'm having with Obie, to

501
00:25:48,240 --> 00:25:51,240
Speaker 1: have with your wife, with your friends, with your girl,

502
00:25:51,400 --> 00:25:54,560
Speaker 1: your loved ones, or your co workers. This is the

503
00:25:54,680 --> 00:25:58,760
Speaker 1: this is the deal. Start now January fourteen, preregistered right now,

504
00:25:59,000 --> 00:26:01,560
Speaker 1: Tell them one what Obie how you can find out

505
00:26:01,720 --> 00:26:05,400
Speaker 1: and go to New Year New Year's Resolution Challenge dot

506
00:26:05,480 --> 00:26:08,040
Speaker 1: com and UH go to that, go to that that

507
00:26:08,119 --> 00:26:10,399
Speaker 1: website link, and you'll be able to sign up for

508
00:26:10,480 --> 00:26:13,280
Speaker 1: our six or eight challenge and UH person that loses

509
00:26:13,320 --> 00:26:15,240
Speaker 1: the most way will get the opportunity to fly out

510
00:26:15,320 --> 00:26:18,720
Speaker 1: to California and work out and train with myself and

511
00:26:18,840 --> 00:26:22,359
Speaker 1: Morris and hang out with us. I'm just happy. Like

512
00:26:22,440 --> 00:26:25,800
Speaker 1: I told everybody on my social media. On January fourteen,

513
00:26:26,200 --> 00:26:29,320
Speaker 1: banner will be going up promoting the start of the

514
00:26:29,600 --> 00:26:34,160
Speaker 1: of the New Year Resolution diet. Also, UH fan club

515
00:26:34,240 --> 00:26:36,840
Speaker 1: members will be on January eighteen will be receiving UH

516
00:26:37,280 --> 00:26:41,480
Speaker 1: information about to die I'm happy you came on my show, Obie.

517
00:26:41,640 --> 00:26:44,000
Speaker 1: Uh Morris taking the time off the set because he

518
00:26:44,119 --> 00:26:46,160
Speaker 1: was on set. That's how important it was for him

519
00:26:46,400 --> 00:26:49,359
Speaker 1: to get the word out. Let everybody know he's a

520
00:26:49,480 --> 00:26:52,160
Speaker 1: part of this campaign. And I think you again, Obie,

521
00:26:52,240 --> 00:26:53,560
Speaker 1: and now I think I'm not gonna bring you back,

522
00:26:53,760 --> 00:26:55,240
Speaker 1: and I'm gonna bring you back. You know, I gotta

523
00:26:55,240 --> 00:26:57,640
Speaker 1: bring you back by yourself to tell us how everything going,

524
00:26:57,720 --> 00:26:59,800
Speaker 1: because we're gonna ride it out because you know, Rosha,

525
00:27:00,240 --> 00:27:01,879
Speaker 1: he gonna be there in the end with the winner.

526
00:27:02,400 --> 00:27:06,160
Speaker 1: But the winner. Hey man, Rashan, thank you so much, man.

527
00:27:06,200 --> 00:27:08,800
Speaker 1: I really appreciate you having a song and uh giving

528
00:27:08,880 --> 00:27:11,600
Speaker 1: us an opportunity to platform to uh to talk about

529
00:27:11,640 --> 00:27:13,120
Speaker 1: what we're trying to do in the new year's time.

530
00:27:13,160 --> 00:27:15,320
Speaker 1: So thank you so much, man, and uh we will

531
00:27:15,400 --> 00:27:18,440
Speaker 1: will definitely I'll be talking. Thank brother. I appreciate everybody.

532
00:27:19,160 --> 00:27:24,920
Speaker 1: Keep winning. Okay, money making conversations, Rashan McDonald, We'll be

533
00:27:25,080 --> 00:27:28,480
Speaker 1: right back with more from Marsha McDonald and money making conversations.

534
00:27:28,600 --> 00:27:32,600
Speaker 1: Don't touch that, do think about it. You've got some

535
00:27:32,880 --> 00:27:35,520
Speaker 1: great photos on your phone, but what are you doing

536
00:27:35,640 --> 00:27:38,200
Speaker 1: with them if you don't have free Prints, Yet you've

537
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Speaker 1: got to get it. Free Prints. He's the free app

538
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Speaker 1: for iPhone and Android that lets you print all those

539
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540
00:27:46,560 --> 00:27:48,680
Speaker 1: six photo prints a year. All you pay is a

541
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Speaker 1: small shipping charge. You can even print photos at other

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Speaker 1: sizes for next to nothing. Using the free prints app

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544
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545
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547
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Speaker 1: than one hundred thousand five star reviews, free prints is

548
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549
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Speaker 1: free prints dot com and start enjoying real, professional quality

550
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551
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552
00:28:24,640 --> 00:28:26,960
Speaker 1: prints dot com to get the app and you're one

553
00:28:27,080 --> 00:28:36,359
Speaker 1: thousand free prints. That's free prints dot Com. As hosts

554
00:28:36,400 --> 00:28:40,080
Speaker 1: of money making Conversations, Rashan McDonald is uniquely positioned to

555
00:28:40,160 --> 00:28:43,480
Speaker 1: provide a step by step, easy to understand blueprint that

556
00:28:43,560 --> 00:28:47,400
Speaker 1: drives listeners to realize their dreams and aspirations. Until you

557
00:28:47,920 --> 00:28:51,360
Speaker 1: do the business plan or incorporate or actually create that

558
00:28:51,520 --> 00:28:54,960
Speaker 1: product or start selling products. The universe doesn't have to

559
00:28:55,000 --> 00:28:58,360
Speaker 1: deal with money Making Conversations is an innovative platform that

560
00:28:58,440 --> 00:29:02,160
Speaker 1: delivers financial literacy to help everyone with their brand success.

561
00:29:13,880 --> 00:29:17,120
Speaker 1: Each money Made Conversation to radio talk shows about entrepreneurship

562
00:29:17,280 --> 00:29:21,400
Speaker 1: and entertainment, I provide the consumer and business owner access

563
00:29:21,720 --> 00:29:27,000
Speaker 1: I say, access to celebrities, CEOs, entrepreneurs, and industry decision makers.

564
00:29:27,400 --> 00:29:32,280
Speaker 1: They in turn deliver information about career planning, motivation, financial literacy,

565
00:29:32,600 --> 00:29:34,760
Speaker 1: and how they leave a balanced life. I feel as

566
00:29:34,800 --> 00:29:37,400
Speaker 1: it's very, very important because I didn't know. I was

567
00:29:37,440 --> 00:29:39,959
Speaker 1: just out there just grinding. Uh, fraid to get off

568
00:29:40,000 --> 00:29:42,800
Speaker 1: that little wheel. Fraid I was missing opportunity if I

569
00:29:42,880 --> 00:29:45,920
Speaker 1: didn't keep moving forward. Don't want to take a vacation.

570
00:29:45,960 --> 00:29:48,840
Speaker 1: I remember I went two years, two years and I

571
00:29:48,880 --> 00:29:51,560
Speaker 1: didn't take a day off. Literally was burnt out. I

572
00:29:51,640 --> 00:29:54,600
Speaker 1: was the early stages of me manager Steve Harvey, when

573
00:29:54,640 --> 00:29:56,720
Speaker 1: I was doing that and I had to walk away.

574
00:29:56,800 --> 00:29:58,520
Speaker 1: I was in Los Angeles, has to walk away. I

575
00:29:58,600 --> 00:30:01,080
Speaker 1: was burnt out. So my next she's not burnt out.

576
00:30:01,280 --> 00:30:03,720
Speaker 1: She's fantastic and I'm happy she's on my show. She

577
00:30:03,800 --> 00:30:08,240
Speaker 1: won a Daytime Emmy Awards Outstanding Entertainment Talk Show Host

578
00:30:08,600 --> 00:30:12,880
Speaker 1: and nub A CP Image Award for Outstanding Talk Series.

579
00:30:13,320 --> 00:30:16,360
Speaker 1: She's also the first Latina daytime talk show host on

580
00:30:16,480 --> 00:30:21,840
Speaker 1: English language station. That's really important, very important, we understand that. Please.

581
00:30:21,840 --> 00:30:24,840
Speaker 1: Working on the Money Making Conversation Emmy winning co host

582
00:30:24,960 --> 00:30:31,000
Speaker 1: on The Real, singer, actress and entrepreneur Adrian Holton, Hello,

583
00:30:32,000 --> 00:30:34,240
Speaker 1: that was at so excited to have this conversation with you.

584
00:30:34,320 --> 00:30:36,840
Speaker 1: First of all, that intro was everything. I appreciate that.

585
00:30:37,440 --> 00:30:39,880
Speaker 1: But first of all, Adrian, come on night. You introduced

586
00:30:39,920 --> 00:30:41,960
Speaker 1: people on the regular basis, and now if I come on,

587
00:30:42,040 --> 00:30:43,480
Speaker 1: if I have you come on my show and just

588
00:30:43,600 --> 00:30:45,720
Speaker 1: go let let me just let me just bring on

589
00:30:45,800 --> 00:30:47,960
Speaker 1: the show right now. She's a singer actor you see

590
00:30:48,040 --> 00:30:53,680
Speaker 1: on The Real, Adrian holding that is not fair? Thank you.

591
00:30:53,840 --> 00:30:56,480
Speaker 1: I loved it. I appreciated that. When you deserve it,

592
00:30:56,800 --> 00:30:59,680
Speaker 1: you've had you. Here's a great thing about you is that,

593
00:31:00,040 --> 00:31:03,520
Speaker 1: uh you know, you know you started at a young age.

594
00:31:03,680 --> 00:31:05,600
Speaker 1: I say, can we say a child star? Can we

595
00:31:05,680 --> 00:31:07,840
Speaker 1: say that? A team stark? What can we say that? Yeah?

596
00:31:07,840 --> 00:31:10,280
Speaker 1: It was that was fourteen going on fifteen when I

597
00:31:10,360 --> 00:31:12,959
Speaker 1: first got my first record deal at Sony. Yeah. Right,

598
00:31:13,120 --> 00:31:16,600
Speaker 1: And so that transition to adulthood doesn't work for a

599
00:31:16,720 --> 00:31:20,760
Speaker 1: lot of people. That doesn't work. How did you manage

600
00:31:20,800 --> 00:31:22,400
Speaker 1: that transition? Because we got a lot of things we

601
00:31:22,440 --> 00:31:24,440
Speaker 1: want to talk about, but also on this show, I'd

602
00:31:24,440 --> 00:31:27,400
Speaker 1: like to slow down so people can understand that it's

603
00:31:27,440 --> 00:31:29,720
Speaker 1: not a magic trick. It's not you walk out in

604
00:31:29,760 --> 00:31:32,320
Speaker 1: Hollywood somebody just tached you on the shoulder, or that

605
00:31:33,360 --> 00:31:36,400
Speaker 1: like your fame happened overnight. There's a journey to you.

606
00:31:37,240 --> 00:31:39,160
Speaker 1: And I love the fact that you're not satisfied with

607
00:31:39,240 --> 00:31:41,440
Speaker 1: your current fame. You know, you're planning for the future.

608
00:31:41,520 --> 00:31:44,760
Speaker 1: But you got that first break. How did that happen?

609
00:31:44,960 --> 00:31:47,080
Speaker 1: And then also how did you because there was some

610
00:31:47,160 --> 00:31:50,160
Speaker 1: dips there, There was some dips and then but kept

611
00:31:50,200 --> 00:31:54,360
Speaker 1: you motivated. Let's talk. I think number one, I really

612
00:31:54,480 --> 00:31:57,120
Speaker 1: do believe and I heard say once that there is

613
00:31:57,160 --> 00:32:00,960
Speaker 1: no such thing as luck, and it is really just preparation,

614
00:32:01,280 --> 00:32:05,320
Speaker 1: preparation meeting opportunity. And my husband and I actually just

615
00:32:05,400 --> 00:32:07,680
Speaker 1: did Carnegie Hall this past Saturday. It was like a

616
00:32:07,800 --> 00:32:10,880
Speaker 1: major bucket list for us to perform there, and um

617
00:32:11,680 --> 00:32:14,160
Speaker 1: for us. He said that his school teacher would always

618
00:32:14,200 --> 00:32:15,680
Speaker 1: sound like this was a thing like how do you

619
00:32:15,760 --> 00:32:19,680
Speaker 1: get to Carnegie Hall? And the answer was practice, practice, practice,

620
00:32:20,240 --> 00:32:22,200
Speaker 1: But UM, I really do feel that if you have

621
00:32:22,280 --> 00:32:24,480
Speaker 1: a goal in your life. I think there's even the

622
00:32:24,520 --> 00:32:27,360
Speaker 1: book that says, how many hours is it? Uh ten

623
00:32:27,440 --> 00:32:29,400
Speaker 1: thousand hours? You know to actually that you have to

624
00:32:29,440 --> 00:32:31,280
Speaker 1: put into something until you can actually say you're an

625
00:32:31,320 --> 00:32:32,960
Speaker 1: expert at it or that you're even good at it.

626
00:32:33,600 --> 00:32:36,400
Speaker 1: And I really can say that I put in those

627
00:32:36,480 --> 00:32:40,360
Speaker 1: hours as a young girl for acting and singing and performing.

628
00:32:40,440 --> 00:32:42,400
Speaker 1: It was something that I really love to do. So

629
00:32:43,280 --> 00:32:45,960
Speaker 1: even though this is a crazy story, I was prepared

630
00:32:46,000 --> 00:32:52,400
Speaker 1: when the opportunity UH presented itself, which was I had

631
00:32:52,480 --> 00:32:55,280
Speaker 1: decided that because I didn't know anybody famous, I had

632
00:32:55,360 --> 00:32:57,360
Speaker 1: no connections to the industry, I didn't even know where

633
00:32:57,360 --> 00:33:00,280
Speaker 1: to begin or how someone gets an audition or any

634
00:33:00,320 --> 00:33:02,160
Speaker 1: of those things that grew up in the projects in

635
00:33:02,200 --> 00:33:07,280
Speaker 1: the Lower Sada Manhattan, UM very humble beginnings, and UM

636
00:33:07,800 --> 00:33:10,520
Speaker 1: I thought, okay, I don't even have enough money to

637
00:33:10,560 --> 00:33:14,160
Speaker 1: put together a portfolio to even audition for a Juilliard

638
00:33:14,840 --> 00:33:18,040
Speaker 1: or or those kind of UM school. So I was like,

639
00:33:18,160 --> 00:33:20,800
Speaker 1: you know what, I'm gonna go I'm gonna go into

640
00:33:20,840 --> 00:33:23,520
Speaker 1: the health professions field. And we actually got into a school,

641
00:33:24,040 --> 00:33:27,320
Speaker 1: uh here, the Stuyvesant Building Health Health Professions and Human Services,

642
00:33:27,760 --> 00:33:30,200
Speaker 1: and my second year there they had you do internships.

643
00:33:30,560 --> 00:33:33,880
Speaker 1: So I was just filing some boxes and somebody walked in.

644
00:33:33,960 --> 00:33:35,720
Speaker 1: I also believe in destiny and that God has a

645
00:33:35,720 --> 00:33:38,000
Speaker 1: plan and a purpose for your life, so I think

646
00:33:38,040 --> 00:33:40,240
Speaker 1: that definitely plays into it. But a man walked in

647
00:33:41,440 --> 00:33:43,440
Speaker 1: on some crutches and I guess he was getting some

648
00:33:43,640 --> 00:33:46,040
Speaker 1: something done at the hospital, and he literally turned to

649
00:33:46,080 --> 00:33:49,200
Speaker 1: me and said, Yo, Ma, you sing. I don't know

650
00:33:49,240 --> 00:33:51,560
Speaker 1: if I was humming by by the flat on it,

651
00:33:52,240 --> 00:33:55,320
Speaker 1: but he's like, Yoma, do you sing? And I was like, yes,

652
00:33:55,400 --> 00:33:57,000
Speaker 1: would you like to hear a song in Spanish? I

653
00:33:57,040 --> 00:33:58,960
Speaker 1: got a souse stat to in a gospel song or

654
00:33:59,040 --> 00:34:01,000
Speaker 1: a pop song? What do you want to hear? But

655
00:34:01,160 --> 00:34:06,600
Speaker 1: that's but I was ready. I was ready. I was prepared,

656
00:34:07,440 --> 00:34:10,120
Speaker 1: and um, he actually was a person that got me

657
00:34:10,200 --> 00:34:12,120
Speaker 1: in touch for my first audition, which was for my

658
00:34:12,200 --> 00:34:15,279
Speaker 1: first group three l W. So You're like, what the heck?

659
00:34:15,400 --> 00:34:19,759
Speaker 1: What a random story? But I was prepared. I not

660
00:34:19,840 --> 00:34:21,640
Speaker 1: only was prepared for that moment, but when I When

661
00:34:21,640 --> 00:34:24,440
Speaker 1: I went into the audition, there were tons of girls.

662
00:34:24,520 --> 00:34:27,160
Speaker 1: They're auditioning for this manager who at the time had

663
00:34:27,200 --> 00:34:31,320
Speaker 1: discovered C. C. Peniston and the singer Joe and I

664
00:34:31,480 --> 00:34:33,239
Speaker 1: was ready, not only with a song in English, but

665
00:34:33,320 --> 00:34:36,279
Speaker 1: a song in Spanish. I was like any opportunity I

666
00:34:36,480 --> 00:34:38,239
Speaker 1: was prepared for. So that's kind of how I got

667
00:34:38,280 --> 00:34:41,360
Speaker 1: my starting from three l W then got into Cheetah Girls.

668
00:34:41,480 --> 00:34:44,439
Speaker 1: From Cheetah Girls, Um, that's kind of where, like you said,

669
00:34:44,920 --> 00:34:46,759
Speaker 1: it was like, well, now what happens? How do you

670
00:34:46,840 --> 00:34:52,440
Speaker 1: transition from being a kid tween uh star to now

671
00:34:52,520 --> 00:34:54,440
Speaker 1: preparing for what I wanted to do for the future.

672
00:34:55,960 --> 00:34:58,640
Speaker 1: In your role model too, don't forget that your role model,

673
00:34:59,480 --> 00:35:04,600
Speaker 1: thank you. I think for me, the most important thing

674
00:35:04,719 --> 00:35:07,920
Speaker 1: with that transition was that it had to be organic,

675
00:35:08,600 --> 00:35:10,200
Speaker 1: and I think that that's where a lot of people

676
00:35:10,280 --> 00:35:12,359
Speaker 1: go wrong in their minds. They're like, Okay, I'm done

677
00:35:12,400 --> 00:35:15,839
Speaker 1: with Disney Channel and now I'm gonna go show people

678
00:35:15,880 --> 00:35:17,840
Speaker 1: that I'm gonna that I'm a grown up. But that

679
00:35:18,000 --> 00:35:20,600
Speaker 1: isn't actually how the transition in real life happens. We

680
00:35:20,680 --> 00:35:24,120
Speaker 1: don't actually go from being teenagers to now suddenly we've

681
00:35:24,160 --> 00:35:27,239
Speaker 1: got adulthood and we're adult ng and we've got this down.

682
00:35:27,440 --> 00:35:29,160
Speaker 1: It doesn't really work that way, and for me it

683
00:35:29,239 --> 00:35:33,560
Speaker 1: was important to show that transition into um be honest

684
00:35:33,600 --> 00:35:36,879
Speaker 1: about that. From I was like, okay, well, also, being

685
00:35:36,960 --> 00:35:39,560
Speaker 1: strategic and having a plan is super important. I always

686
00:35:39,600 --> 00:35:42,160
Speaker 1: tell people when you're mapping out your business or what

687
00:35:42,239 --> 00:35:44,320
Speaker 1: it is you're gonna do, you've got to have somewhat

688
00:35:44,360 --> 00:35:46,879
Speaker 1: of a plan. And my plan was thinking, okay, well,

689
00:35:46,960 --> 00:35:49,040
Speaker 1: after people watch the Disney Channel, where do they go

690
00:35:49,160 --> 00:35:52,959
Speaker 1: from there? Maybe MTV? And that was my next step.

691
00:35:53,040 --> 00:35:55,719
Speaker 1: I then ended up hosting on MTV, and for a

692
00:35:55,800 --> 00:36:00,520
Speaker 1: while there I was kind of in the space of, well,

693
00:36:01,719 --> 00:36:04,320
Speaker 1: I want to be the one in being interviewed, not

694
00:36:04,520 --> 00:36:07,560
Speaker 1: interviewing people. And I even went through that weird struggle

695
00:36:07,680 --> 00:36:10,560
Speaker 1: of like, why do people keep calling me as like

696
00:36:10,719 --> 00:36:15,279
Speaker 1: a behind, like a like a personality and on air personality.

697
00:36:15,680 --> 00:36:17,880
Speaker 1: I would get calls from Extra. I guess people had

698
00:36:17,920 --> 00:36:20,520
Speaker 1: seen what I did on MTV and they were like,

699
00:36:21,160 --> 00:36:24,040
Speaker 1: Extra was calling for me to do red carpet interviews,

700
00:36:24,080 --> 00:36:25,759
Speaker 1: and I would be like, but but I want to

701
00:36:25,800 --> 00:36:27,400
Speaker 1: be on the red carpet. I don't want to be

702
00:36:27,840 --> 00:36:30,640
Speaker 1: interviewing people. On that, and sometimes you can even fight

703
00:36:30,719 --> 00:36:32,960
Speaker 1: your own destiny and think, well, this is not what

704
00:36:33,080 --> 00:36:37,280
Speaker 1: I want. But God somehow just kept presenting these opportunities

705
00:36:37,320 --> 00:36:40,879
Speaker 1: to do interviews entertainment Tonight. Then I got a call

706
00:36:41,000 --> 00:36:43,520
Speaker 1: that's like, well, they're doing this talk show they're putting

707
00:36:43,560 --> 00:36:45,560
Speaker 1: together of you know, it's going to be the first

708
00:36:45,600 --> 00:36:48,279
Speaker 1: of its kind, women of color, a little bit of

709
00:36:48,320 --> 00:36:51,920
Speaker 1: a younger demographic, a little bit more hip uh more

710
00:36:52,000 --> 00:36:55,560
Speaker 1: pop culture conversations. And I was like, well, you know what,

711
00:36:55,960 --> 00:36:57,320
Speaker 1: let me just go for it. I don't really know

712
00:36:57,400 --> 00:37:00,680
Speaker 1: that this was necessarily my plan. Does that mean that

713
00:37:00,760 --> 00:37:03,360
Speaker 1: I've seen on Instagram that's like how people think you

714
00:37:03,480 --> 00:37:06,719
Speaker 1: get successful versus how it really happened. And people think

715
00:37:06,760 --> 00:37:10,160
Speaker 1: it's this straight line from my plan from point A

716
00:37:10,320 --> 00:37:12,800
Speaker 1: to point B, and when it really is like a

717
00:37:12,920 --> 00:37:16,560
Speaker 1: zig zag hot mess. And that really is how it's

718
00:37:16,560 --> 00:37:18,520
Speaker 1: been for me. I never sought out our plan to

719
00:37:18,600 --> 00:37:23,000
Speaker 1: become a talk show host, but the opportunity kept presenting itself,

720
00:37:23,040 --> 00:37:24,600
Speaker 1: and I'm like, God, clearly you have a plan that

721
00:37:24,680 --> 00:37:28,239
Speaker 1: I'm not aware of. But here we go. And I

722
00:37:28,280 --> 00:37:30,400
Speaker 1: always tell my husband the main thing is to go

723
00:37:30,520 --> 00:37:33,879
Speaker 1: where the love is the thing about it that stands

724
00:37:33,920 --> 00:37:38,680
Speaker 1: out consistently is that when God calls you ready, and

725
00:37:38,880 --> 00:37:41,200
Speaker 1: that's that's the key, and you're not in your fearless

726
00:37:41,840 --> 00:37:46,160
Speaker 1: And that's because I fearless is derived through preparation. Like

727
00:37:46,280 --> 00:37:48,759
Speaker 1: I said, when you say can you think? Yes, yes,

728
00:37:48,880 --> 00:37:51,440
Speaker 1: I can say, or what English or Spanish? When you

729
00:37:51,520 --> 00:37:54,160
Speaker 1: get an opportunity to interview somebody, even though in your

730
00:37:54,239 --> 00:37:57,160
Speaker 1: mind to a lot of people shut down blessings because

731
00:37:57,440 --> 00:38:00,320
Speaker 1: that's not what I was Exactly what ego gets in

732
00:38:00,360 --> 00:38:02,319
Speaker 1: the way. You're like, what do you mean I'm gonna

733
00:38:02,360 --> 00:38:05,439
Speaker 1: be interviewing um? You know, I want to be heard.

734
00:38:05,480 --> 00:38:08,680
Speaker 1: I want to be him. Oh oh exactly, I want

735
00:38:08,680 --> 00:38:10,360
Speaker 1: to be the one being interviewed. Oh you're gonna interview

736
00:38:10,440 --> 00:38:13,640
Speaker 1: Miley Cyrus. Okay, but but I was on Disney Channel too.

737
00:38:13,719 --> 00:38:15,719
Speaker 1: Why isn't she interviewing me? You don't get I mean,

738
00:38:15,760 --> 00:38:17,400
Speaker 1: like your ego can get in the way of that.

739
00:38:17,719 --> 00:38:19,839
Speaker 1: You've got to put that aside and recognize that it's

740
00:38:19,880 --> 00:38:22,200
Speaker 1: a blessing. It's a if it's not the door, maybe

741
00:38:22,239 --> 00:38:24,000
Speaker 1: it's the window that's going to lead to the next

742
00:38:24,040 --> 00:38:27,239
Speaker 1: place you get to. And I really had to recognize that.

743
00:38:27,320 --> 00:38:30,480
Speaker 1: I recognize Okay. I never would have thought, Wow, now

744
00:38:30,520 --> 00:38:33,000
Speaker 1: I'm an Emy winning talk show host from something as

745
00:38:33,040 --> 00:38:36,520
Speaker 1: simple as interviewing people on the red carpet. I really did.

746
00:38:36,880 --> 00:38:39,839
Speaker 1: And you open those opportunities for me. Thank you so much.

747
00:38:40,239 --> 00:38:42,719
Speaker 1: You know it's it's an aura of good about you

748
00:38:43,280 --> 00:38:44,960
Speaker 1: that I feel that we need to we need to

749
00:38:45,040 --> 00:38:48,719
Speaker 1: back up and mention because some people are unapproachable. I

750
00:38:48,840 --> 00:38:52,520
Speaker 1: know some people would tell me what you man, that look, Man,

751
00:38:53,120 --> 00:38:54,960
Speaker 1: I just got one of the faces if if I'm not,

752
00:38:55,160 --> 00:38:56,960
Speaker 1: if I'm not, if I'm just standing what people think.

753
00:38:56,960 --> 00:38:58,640
Speaker 1: You boy, you've been that go with talking Rochelle. He

754
00:38:58,680 --> 00:39:00,600
Speaker 1: don't look like he having a good day. You know

755
00:39:00,640 --> 00:39:02,640
Speaker 1: what I'm saying. And so so you have first of

756
00:39:02,640 --> 00:39:04,920
Speaker 1: all in the approachable look, and then when you and

757
00:39:04,960 --> 00:39:06,880
Speaker 1: then when you when you approached you ready, you know

758
00:39:06,960 --> 00:39:09,839
Speaker 1: it's not you know you you're ready to count down

759
00:39:09,880 --> 00:39:12,719
Speaker 1: the opportunity like you offered that the real you know,

760
00:39:12,840 --> 00:39:15,840
Speaker 1: your audition for that, the YouTube show your audition for that,

761
00:39:16,200 --> 00:39:17,880
Speaker 1: and you in the audition they gave it to you

762
00:39:17,920 --> 00:39:20,839
Speaker 1: because they want to do celebrities versus unknown talent. Said hey,

763
00:39:21,080 --> 00:39:23,040
Speaker 1: let's make it work. Let's do it backwards let's take

764
00:39:23,040 --> 00:39:25,600
Speaker 1: a star and then build her brand and you go,

765
00:39:26,000 --> 00:39:28,520
Speaker 1: that's what I want too, and put her on YouTube. Yeah,

766
00:39:28,719 --> 00:39:31,759
Speaker 1: the futubers that were trying to get to TV, but

767
00:39:31,800 --> 00:39:35,800
Speaker 1: they didn't realize that the future is is digital networking.

768
00:39:35,960 --> 00:39:40,040
Speaker 1: And I think again, it is about saying yes, saying

769
00:39:40,160 --> 00:39:44,000
Speaker 1: yes to the opportunities, not being afraid, being fearless, being approachable.

770
00:39:44,480 --> 00:39:46,800
Speaker 1: All of those things definitely go into making a great

771
00:39:47,680 --> 00:39:51,160
Speaker 1: business venture. But I also think you said making the time.

772
00:39:51,239 --> 00:39:53,680
Speaker 1: I truly believe that if you want to do something,

773
00:39:53,800 --> 00:39:57,000
Speaker 1: you will find the time to make it happen. But

774
00:39:57,239 --> 00:39:59,000
Speaker 1: for me, the best way to be able to do

775
00:39:59,120 --> 00:40:02,120
Speaker 1: all these things I used to create a brand, Like

776
00:40:02,200 --> 00:40:04,800
Speaker 1: I'm looking towards the future and actually starting a family

777
00:40:04,880 --> 00:40:07,200
Speaker 1: with my husband as well, you know, growing our family,

778
00:40:07,640 --> 00:40:09,680
Speaker 1: and I'm like, what can I do? What is the

779
00:40:09,760 --> 00:40:13,520
Speaker 1: space that I can enter in that allows me to

780
00:40:13,800 --> 00:40:15,799
Speaker 1: be creative still to do the things that I love

781
00:40:15,840 --> 00:40:17,960
Speaker 1: to do, but at the same time involved my family

782
00:40:18,040 --> 00:40:20,160
Speaker 1: so that I can spend more time with them. I

783
00:40:20,280 --> 00:40:23,879
Speaker 1: want my audience that you know, if maybe the next

784
00:40:23,920 --> 00:40:26,560
Speaker 1: thing is you know, doing something that is family base,

785
00:40:26,719 --> 00:40:29,200
Speaker 1: that is home based. That's what all things Adrian is

786
00:40:29,200 --> 00:40:31,480
Speaker 1: about and I love that I can share my family

787
00:40:31,560 --> 00:40:35,080
Speaker 1: and my home. Walt cameras are running and that helps me.

788
00:40:35,480 --> 00:40:37,560
Speaker 1: Now where the jewelry line steps in was that had

789
00:40:37,560 --> 00:40:40,800
Speaker 1: always been a dream for me. Again, that incorporates my

790
00:40:40,920 --> 00:40:44,440
Speaker 1: family because it is I launched the jewelry line. It's

791
00:40:44,480 --> 00:40:48,520
Speaker 1: called x I x I and it launched on eleven eleven,

792
00:40:48,920 --> 00:40:52,440
Speaker 1: which is what the Roman numerals stand for. And um,

793
00:40:52,880 --> 00:40:55,560
Speaker 1: my first collection from the line was called Faith and

794
00:40:55,680 --> 00:40:59,359
Speaker 1: by Media and that in itself again celebrates my faith,

795
00:40:59,440 --> 00:41:02,759
Speaker 1: It celebrate my family. And we created replicas of the

796
00:41:02,800 --> 00:41:04,600
Speaker 1: pieces that were given to me as a child that

797
00:41:04,640 --> 00:41:08,879
Speaker 1: were hand down to me from praying hands, necklaces and uh,

798
00:41:09,280 --> 00:41:13,360
Speaker 1: these pendants and cross earrings and this kind of the

799
00:41:13,440 --> 00:41:15,680
Speaker 1: things that I grew up wearing. I grew up, like

800
00:41:15,760 --> 00:41:17,640
Speaker 1: I said, in the Lower East Side. There's like tons

801
00:41:17,680 --> 00:41:20,600
Speaker 1: of Julie stores on the Lancey Street and it really

802
00:41:20,680 --> 00:41:25,160
Speaker 1: reflects who I am, my upbringing and that's kind of

803
00:41:25,400 --> 00:41:27,840
Speaker 1: the brand and building that and again that allows me

804
00:41:28,400 --> 00:41:30,640
Speaker 1: to still be a great wife, a great lit mom

805
00:41:30,760 --> 00:41:33,759
Speaker 1: to my my lit kids and and and really make

806
00:41:33,840 --> 00:41:36,239
Speaker 1: it about a family. Even now I'm in the talks

807
00:41:36,239 --> 00:41:41,480
Speaker 1: about possibly creating a fashion mind. I know it's like

808
00:41:41,560 --> 00:41:45,640
Speaker 1: it never stops, right, but it can't stop. I'm gonna

809
00:41:45,680 --> 00:41:47,800
Speaker 1: tell you some once you'd be given an opportunity and

810
00:41:47,840 --> 00:41:50,920
Speaker 1: you the light turned on in your brain. It turned on,

811
00:41:51,040 --> 00:41:52,560
Speaker 1: and you get what You're not gonna let it go? Damn.

812
00:41:53,000 --> 00:41:55,360
Speaker 1: You know, give me an opportunity. I'm gonna show you.

813
00:41:55,480 --> 00:41:57,920
Speaker 1: But it's all. It's all professionally done though. You know,

814
00:41:57,960 --> 00:41:59,880
Speaker 1: you're not jumping out there without a point. You're not

815
00:42:00,040 --> 00:42:02,520
Speaker 1: jumping out there saying, hey, throw me a bone. And

816
00:42:02,600 --> 00:42:04,520
Speaker 1: I just stought knowing on you gonna say, hey, I

817
00:42:04,600 --> 00:42:07,279
Speaker 1: don't do bones. I don't do bones. You know I

818
00:42:07,360 --> 00:42:10,000
Speaker 1: do opportune in that case. You know, with the jewelry line,

819
00:42:10,040 --> 00:42:13,719
Speaker 1: I brought on my oldest lit daughter, Mariah. She's one

820
00:42:13,760 --> 00:42:16,040
Speaker 1: of the creative directors with the jewelry line with me,

821
00:42:16,520 --> 00:42:18,759
Speaker 1: and that's what it's about. It's also creating family and

822
00:42:18,840 --> 00:42:21,640
Speaker 1: that allows us to bond doing something. She'll also be

823
00:42:21,760 --> 00:42:24,040
Speaker 1: helping me with the fashion stuff that I'm working towards,

824
00:42:24,200 --> 00:42:27,240
Speaker 1: but us taking trips to Hong Kong as a family.

825
00:42:27,360 --> 00:42:29,840
Speaker 1: I'm I'm always thinking about how can I work and

826
00:42:29,920 --> 00:42:32,560
Speaker 1: do things that we're creative and that we're passionate about.

827
00:42:32,600 --> 00:42:36,000
Speaker 1: But how can we do them together? So even where

828
00:42:36,120 --> 00:42:39,160
Speaker 1: music is involved, you know, I love singing well my

829
00:42:39,280 --> 00:42:41,520
Speaker 1: husband sayings, let me do that with him, and I

830
00:42:41,600 --> 00:42:44,239
Speaker 1: love that we kind of do this collaborative effort as

831
00:42:44,280 --> 00:42:46,040
Speaker 1: a family. And for me, that's what it's all about.

832
00:42:46,400 --> 00:42:48,960
Speaker 1: I'm a Jameson. Um. You know I love Loni Love

833
00:42:49,040 --> 00:42:54,080
Speaker 1: on the show. Uh years tomorrow, Uh sister sister, so

834
00:42:54,160 --> 00:42:56,319
Speaker 1: I got history with her. Now I got a third

835
00:42:56,360 --> 00:42:59,080
Speaker 1: one that I love on the show. I want to

836
00:42:59,120 --> 00:43:00,959
Speaker 1: thank you for coming on. Do Let me do a favor.

837
00:43:01,080 --> 00:43:03,319
Speaker 1: Let me first, I got I got a fan club

838
00:43:03,360 --> 00:43:06,239
Speaker 1: with over toy and club members. Send me a banner

839
00:43:06,280 --> 00:43:08,880
Speaker 1: so I can promote your jewelry line. I got social

840
00:43:08,920 --> 00:43:12,360
Speaker 1: media at shop x I x I dot com. Everything

841
00:43:12,360 --> 00:43:14,640
Speaker 1: is available there. It would be awesome. So send that

842
00:43:14,719 --> 00:43:16,160
Speaker 1: banners to me so I can take care of you.

843
00:43:16,320 --> 00:43:18,480
Speaker 1: You stay strong and tell your husband I know him

844
00:43:18,520 --> 00:43:21,120
Speaker 1: from my days of celebration of gospel. We went in

845
00:43:21,560 --> 00:43:24,759
Speaker 1: with more from Marn McDonald and money making conversations. Don't

846
00:43:24,800 --> 00:43:29,400
Speaker 1: touch that down. Think about it. You've got some great

847
00:43:29,480 --> 00:43:32,239
Speaker 1: photos on your phone, but what are you doing with them?

848
00:43:32,480 --> 00:43:34,840
Speaker 1: If you don't have free prints yet, You've got to

849
00:43:34,960 --> 00:43:37,120
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850
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852
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855
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856
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857
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858
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859
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860
00:44:06,400 --> 00:44:09,600
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861
00:44:09,680 --> 00:44:13,800
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862
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863
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864
00:44:21,360 --> 00:44:24,480
Speaker 1: com to get the app and your one thousand free prints.

865
00:44:24,680 --> 00:44:36,720
Speaker 1: That's free prints dot Com. My next guest, Yeah Baby,

866
00:44:37,400 --> 00:44:41,600
Speaker 1: is an award winning teacher of financial education. It's quickly

867
00:44:41,680 --> 00:44:46,080
Speaker 1: becoming America's favorite partners personal financial educator. She's also the

868
00:44:46,120 --> 00:44:49,160
Speaker 1: creator of the dream Catchers, which I'm in awe of

869
00:44:49,280 --> 00:44:52,040
Speaker 1: her ability to Market and Brand, which is a movement

870
00:44:52,120 --> 00:44:54,799
Speaker 1: and support group for women that desires to reach their

871
00:44:54,840 --> 00:44:58,080
Speaker 1: financial goals while working within the community of other women

872
00:44:58,400 --> 00:45:02,480
Speaker 1: doing the same. Please come to Money Making Conversation. Tiffany

873
00:45:02,960 --> 00:45:11,000
Speaker 1: the Budget the Style. You know, that's the she's like Oprah.

874
00:45:11,040 --> 00:45:13,400
Speaker 1: You know, you'll give out a whole name. It's Tiffany

875
00:45:13,680 --> 00:45:19,839
Speaker 1: the Budget the Style. Well, how are you doing. I'm

876
00:45:19,880 --> 00:45:22,200
Speaker 1: really well, I'm good. I'm excited to be here. Thank

877
00:45:22,239 --> 00:45:24,839
Speaker 1: you there. First of all, where are you based. I'm

878
00:45:24,880 --> 00:45:27,719
Speaker 1: based in New Jersey, New Jersey. New York is my

879
00:45:27,760 --> 00:45:30,160
Speaker 1: favorite city, So I'm gonna be a lot. So we

880
00:45:30,280 --> 00:45:33,120
Speaker 1: have to do lunch brothers when I come up there,

881
00:45:33,200 --> 00:45:36,320
Speaker 1: because I try to create relationships that are real and honest,

882
00:45:36,680 --> 00:45:39,600
Speaker 1: because I bring individuals on this show not only for

883
00:45:39,640 --> 00:45:43,279
Speaker 1: information about for myself. This is a real selfis show

884
00:45:43,280 --> 00:45:46,200
Speaker 1: because everybody that interview improves my own personal life or

885
00:45:46,280 --> 00:45:49,160
Speaker 1: my knowledge and so but in the turn, I share

886
00:45:49,480 --> 00:45:53,040
Speaker 1: what I learned with my listeners and my viewers and

887
00:45:53,160 --> 00:45:58,040
Speaker 1: my followers and you my friend and an amazing individual,

888
00:45:58,080 --> 00:45:59,600
Speaker 1: and I want to talk about how did it all?

889
00:46:00,480 --> 00:46:03,279
Speaker 1: How did this whole thing about budgeting? You know, they're

890
00:46:03,280 --> 00:46:07,520
Speaker 1: awareness of financial literacy. How did this start for you? Well,

891
00:46:07,680 --> 00:46:10,320
Speaker 1: I was fortunate enough to be born into it. My

892
00:46:10,560 --> 00:46:14,400
Speaker 1: father was a CFO and an accountant. He was retired now,

893
00:46:15,160 --> 00:46:19,759
Speaker 1: and my mom just really good at managing our families, um,

894
00:46:19,880 --> 00:46:22,120
Speaker 1: day to day budget. I'm one of five girls, so

895
00:46:22,280 --> 00:46:23,600
Speaker 1: you know, you got to learn how to budget you

896
00:46:23,640 --> 00:46:29,040
Speaker 1: have all those kids, especially all these girls, right, And

897
00:46:29,160 --> 00:46:31,759
Speaker 1: so I just grew up. I mean, so both of

898
00:46:31,840 --> 00:46:34,240
Speaker 1: my parents were born and raised in Nigeria, and Nigeria

899
00:46:34,320 --> 00:46:38,480
Speaker 1: tends to be a very male dominated culture. But because

900
00:46:38,760 --> 00:46:41,160
Speaker 1: it's I'm just so glad I didn't have any brothers,

901
00:46:41,239 --> 00:46:43,640
Speaker 1: because I suspect if I would have had brothers, my

902
00:46:43,719 --> 00:46:46,720
Speaker 1: dad would have taught one of them and then expect

903
00:46:46,800 --> 00:46:49,520
Speaker 1: that my brothers to look after us, you know, But

904
00:46:49,680 --> 00:46:52,520
Speaker 1: instead he had a girl after girl after girl after

905
00:46:52,640 --> 00:46:54,880
Speaker 1: girl um and said, well, I'm going to teach you

906
00:46:55,120 --> 00:46:58,200
Speaker 1: how to look at I'm gonna teach you how to

907
00:46:58,239 --> 00:46:59,960
Speaker 1: look after yourself. So he st have had a more

908
00:47:00,080 --> 00:47:01,840
Speaker 1: lawn who's got to sort of change our oil? And

909
00:47:02,000 --> 00:47:04,080
Speaker 1: he caught us about money and we would have weekly

910
00:47:04,160 --> 00:47:07,880
Speaker 1: money meetings and it became normal. And so that's how

911
00:47:07,920 --> 00:47:10,120
Speaker 1: it started for me. Well, you know, my degree is

912
00:47:10,160 --> 00:47:14,880
Speaker 1: in mathematics, and so I you know, I'm good and finances.

913
00:47:14,920 --> 00:47:17,040
Speaker 1: I can't do my taxes. I refused to do my taxes.

914
00:47:17,080 --> 00:47:19,040
Speaker 1: I was just I have this mental block when it

915
00:47:19,080 --> 00:47:21,560
Speaker 1: comes to my tax I think it's called being audited, okay,

916
00:47:22,080 --> 00:47:23,319
Speaker 1: and I don't want to make sure that. I want

917
00:47:23,360 --> 00:47:25,319
Speaker 1: to make sure those numbers are right. So I paid

918
00:47:25,360 --> 00:47:29,239
Speaker 1: somebody to do that. Now, for your father to have

919
00:47:29,360 --> 00:47:33,480
Speaker 1: these weekly meetings gave you an enormous amount of confidence

920
00:47:33,960 --> 00:47:37,200
Speaker 1: when it comes to talking about financial literacy. Talk about

921
00:47:37,239 --> 00:47:40,719
Speaker 1: that it did, because I think I don't think um,

922
00:47:41,239 --> 00:47:44,600
Speaker 1: people realize that there is no such thing as normal,

923
00:47:44,840 --> 00:47:47,800
Speaker 1: and that you can set normal for your child. And so,

924
00:47:48,520 --> 00:47:52,000
Speaker 1: you know, since I can't remember being like three or four, um,

925
00:47:52,320 --> 00:47:54,320
Speaker 1: and they leaguely remember, Like I used to love to

926
00:47:54,400 --> 00:47:57,040
Speaker 1: hear water run before functually was the cool thing. I

927
00:47:57,239 --> 00:47:59,800
Speaker 1: love the water, and I would turn on the faucets

928
00:47:59,840 --> 00:48:01,360
Speaker 1: and house and walked away because I just wanted to

929
00:48:01,400 --> 00:48:03,640
Speaker 1: hear the water. And so my dad, you know, I

930
00:48:03,719 --> 00:48:05,200
Speaker 1: was like, how do we get this girl to stop

931
00:48:05,400 --> 00:48:07,640
Speaker 1: wasting this water? And so what he told me. I

932
00:48:07,760 --> 00:48:10,160
Speaker 1: remember one time the icy man was coming to ice

933
00:48:10,239 --> 00:48:13,240
Speaker 1: cream truck right outside. Came back in to get my dollar.

934
00:48:13,560 --> 00:48:17,319
Speaker 1: Because one thing with five kids, everybody's not getting ice

935
00:48:17,360 --> 00:48:20,400
Speaker 1: cream every single day. So my day was Tuesday. It

936
00:48:20,520 --> 00:48:22,279
Speaker 1: was a Tuesday. Let me go get my dollars from that.

937
00:48:27,000 --> 00:48:29,440
Speaker 1: But even the lesson of like rotating days, that's a

938
00:48:29,520 --> 00:48:31,880
Speaker 1: financial lessons. So I want to get my my dollar.

939
00:48:32,080 --> 00:48:34,880
Speaker 1: My dad padded his box and said, uh, I forgot

940
00:48:34,960 --> 00:48:37,080
Speaker 1: I just gave you ad your dollar to the water man.

941
00:48:37,560 --> 00:48:39,200
Speaker 1: And I'm like, well, who's that. He was like, that's

942
00:48:39,200 --> 00:48:40,680
Speaker 1: the man we had to pay every time you run

943
00:48:40,760 --> 00:48:43,480
Speaker 1: the water. So he was teaching me about the bills.

944
00:48:43,840 --> 00:48:45,920
Speaker 1: But what he did wasn't he aligned it what what

945
00:48:46,160 --> 00:48:48,360
Speaker 1: was important to me, which was my ice cream. So

946
00:48:48,440 --> 00:48:51,520
Speaker 1: I was devastated, Like, wait, so every time I run

947
00:48:51,600 --> 00:48:54,480
Speaker 1: the water, that money goes somewhere. Well, I'm not running

948
00:48:54,480 --> 00:48:58,320
Speaker 1: that water anymore. And so you know, he normalized that

949
00:48:58,480 --> 00:49:01,239
Speaker 1: kind of conversation, but he made an appropriate and so

950
00:49:01,719 --> 00:49:04,360
Speaker 1: as a result, you know, I knew very early on

951
00:49:04,520 --> 00:49:08,000
Speaker 1: I understood the way money worked. I understood about living

952
00:49:08,080 --> 00:49:10,520
Speaker 1: below your means did not mean that you had less.

953
00:49:10,960 --> 00:49:13,080
Speaker 1: I wasn't afraid to talk about money. I mean, to me,

954
00:49:13,160 --> 00:49:16,600
Speaker 1: I'm not afraid, you know, of money conversations because he

955
00:49:16,719 --> 00:49:19,960
Speaker 1: normalized that, and I think that's the advantage, the competitive

956
00:49:20,040 --> 00:49:22,720
Speaker 1: edge I feel like I have. Now, that's that's amazing

957
00:49:22,760 --> 00:49:25,400
Speaker 1: that you know you would like to discuss our ways,

958
00:49:25,520 --> 00:49:28,040
Speaker 1: five ways to repair your finances for the new year.

959
00:49:28,560 --> 00:49:31,400
Speaker 1: Now that's important because here's the deal. People always in

960
00:49:31,560 --> 00:49:34,640
Speaker 1: the year, you know, without a plan, and then they

961
00:49:34,680 --> 00:49:37,360
Speaker 1: start the year without a plan. How did you know

962
00:49:37,400 --> 00:49:42,640
Speaker 1: when you're in January? You you know everything's clean, quote unquote,

963
00:49:42,880 --> 00:49:45,680
Speaker 1: you know? How do you what are the five ways

964
00:49:45,920 --> 00:49:49,279
Speaker 1: to repair your finances for the new year? We have

965
00:49:49,520 --> 00:49:51,400
Speaker 1: to start with the budget. I know people don't like

966
00:49:51,560 --> 00:49:54,280
Speaker 1: to hear the word budget, but a budget is merely

967
00:49:54,400 --> 00:49:56,839
Speaker 1: just a physical picture of what your money is doing,

968
00:49:57,560 --> 00:50:00,839
Speaker 1: so that way you can tell it where you wanted

969
00:50:00,880 --> 00:50:02,799
Speaker 1: to go. So it's just a list of all your

970
00:50:02,840 --> 00:50:06,840
Speaker 1: finances and what you're spending monthly on on everything and

971
00:50:07,280 --> 00:50:09,600
Speaker 1: subtracting it from what you take home every month. You

972
00:50:09,719 --> 00:50:11,560
Speaker 1: have to get that clear picture. So that's number one.

973
00:50:11,920 --> 00:50:14,080
Speaker 1: Getting that budget in place. Okay, I've done that. I've

974
00:50:14,120 --> 00:50:16,400
Speaker 1: done that. Now I'm telling something. It's harder now, but

975
00:50:16,480 --> 00:50:19,240
Speaker 1: I was when my life card got so many businesses,

976
00:50:19,280 --> 00:50:21,480
Speaker 1: so I have somebody else do it. But that was

977
00:50:21,560 --> 00:50:24,000
Speaker 1: really important for me because of the fact that no

978
00:50:24,160 --> 00:50:26,279
Speaker 1: I gotta pay rent, No I got a light bill,

979
00:50:26,360 --> 00:50:28,600
Speaker 1: No I got a cable bill, and I got you know,

980
00:50:28,719 --> 00:50:32,320
Speaker 1: water electrical. All that those little buildings set aside some

981
00:50:32,400 --> 00:50:34,920
Speaker 1: money for food that I would eat or in it

982
00:50:35,400 --> 00:50:37,520
Speaker 1: a certain amount of money for entertainment. It has to

983
00:50:37,600 --> 00:50:41,600
Speaker 1: be that granular when you talk talking about that month budget. Correct, correct,

984
00:50:41,719 --> 00:50:43,920
Speaker 1: especially in the beginning when you have when you when

985
00:50:43,960 --> 00:50:45,920
Speaker 1: you have a little bit more space, so maybe you're

986
00:50:45,960 --> 00:50:48,000
Speaker 1: making a little bit more you you you have some

987
00:50:48,200 --> 00:50:50,080
Speaker 1: space to to be a little bit more general. But

988
00:50:50,360 --> 00:50:52,759
Speaker 1: when things are really tight, that means your budget has

989
00:50:52,800 --> 00:50:54,680
Speaker 1: to be super tight. You need to know where every

990
00:50:55,200 --> 00:50:57,640
Speaker 1: all your money is going. So that's first and foremost,

991
00:50:58,719 --> 00:51:02,080
Speaker 1: and then number two, it's the same plan. Nobody loves

992
00:51:02,120 --> 00:51:05,480
Speaker 1: the idea of savings, but here's how you make it easy.

993
00:51:05,920 --> 00:51:08,600
Speaker 1: You make your money inconvenient. I believe in having at

994
00:51:08,680 --> 00:51:12,839
Speaker 1: least one online only savings account because one you're gonna

995
00:51:12,880 --> 00:51:15,719
Speaker 1: get a higher interest rate payout. So your normal brick

996
00:51:15,760 --> 00:51:18,600
Speaker 1: and mortar bank is paying right now point zero zero

997
00:51:18,680 --> 00:51:21,680
Speaker 1: one percent. I literally just looked point zero zero one percent.

998
00:51:22,080 --> 00:51:24,839
Speaker 1: Now keep it in your pocket, keeping in your get

999
00:51:24,920 --> 00:51:28,279
Speaker 1: knocked in a piece of a penny, right, you're like,

1000
00:51:29,320 --> 00:51:31,440
Speaker 1: and so, but if you put your some of your

1001
00:51:31,480 --> 00:51:34,080
Speaker 1: savings in an online only bank, Um, there's one in

1002
00:51:34,080 --> 00:51:37,799
Speaker 1: particular right now that's giving two percent interest. So that's

1003
00:51:37,800 --> 00:51:40,040
Speaker 1: not bad. That's two pennies. But that's better than a

1004
00:51:40,120 --> 00:51:43,080
Speaker 1: piece of a penny. And so saving your money an

1005
00:51:43,120 --> 00:51:45,160
Speaker 1: online only bank, one you're going to get a higher

1006
00:51:45,239 --> 00:51:48,560
Speaker 1: interest rate, and two you're gonna make your money inconvenient

1007
00:51:48,880 --> 00:51:51,000
Speaker 1: because if you want to get your money back. So

1008
00:51:51,120 --> 00:51:53,160
Speaker 1: I don't believe in having your checking account at an

1009
00:51:53,200 --> 00:51:55,759
Speaker 1: online only bank, just your savings, so that way you

1010
00:51:55,840 --> 00:51:58,200
Speaker 1: don't have access. The only way you have access is

1011
00:51:58,239 --> 00:52:01,600
Speaker 1: to transfer back to your regular bank account, your regular

1012
00:52:01,640 --> 00:52:04,839
Speaker 1: checking account at your at your brick and mortar physical bank.

1013
00:52:05,160 --> 00:52:09,520
Speaker 1: That transfer takes about twenty four um hours if not longer.

1014
00:52:09,800 --> 00:52:12,040
Speaker 1: And so what that means is it's gonna be hard

1015
00:52:12,120 --> 00:52:14,319
Speaker 1: for you to spend money that you have to wait

1016
00:52:14,440 --> 00:52:17,640
Speaker 1: on for for at least one day. So creating like

1017
00:52:17,719 --> 00:52:20,760
Speaker 1: a simple savings fan where you're putting your money aside

1018
00:52:20,800 --> 00:52:23,360
Speaker 1: and making it inconvenient, the budget needs to got it

1019
00:52:23,400 --> 00:52:28,400
Speaker 1: going out what she told people want to know. Now,

1020
00:52:28,480 --> 00:52:36,239
Speaker 1: how do we follow you this budget? Nesta critics, I

1021
00:52:36,320 --> 00:52:38,840
Speaker 1: am the budget needs to on every platform. So just

1022
00:52:39,080 --> 00:52:42,920
Speaker 1: the budget needs to on Facebook, on Instagram, on Twitter,

1023
00:52:43,200 --> 00:52:46,839
Speaker 1: the budget needsta dot com on snapchat, on YouTube if

1024
00:52:46,880 --> 00:52:48,960
Speaker 1: you just type in the budget Neista, I'm the one

1025
00:52:49,000 --> 00:52:51,600
Speaker 1: and the only and its trademarks. I know it is.

1026
00:52:51,719 --> 00:52:53,759
Speaker 1: I know this Okay, budget needs to because the people

1027
00:52:53,760 --> 00:52:56,239
Speaker 1: don't there and be the type budget is that any is?

1028
00:52:56,920 --> 00:53:01,200
Speaker 1: Is that t budget? Budget? It with Nissta n I

1029
00:53:01,520 --> 00:53:04,040
Speaker 1: s t A. That is who she is. That's the

1030
00:53:04,160 --> 00:53:07,319
Speaker 1: brand that she's trademark. That's how she's making money these days.

1031
00:53:07,560 --> 00:53:09,720
Speaker 1: But she's making money, I think and I always failing

1032
00:53:09,800 --> 00:53:12,600
Speaker 1: the pay forward manner. She's taking some challenge that her

1033
00:53:12,680 --> 00:53:14,919
Speaker 1: father nurtured in her as a child. Do you really

1034
00:53:15,000 --> 00:53:17,320
Speaker 1: understand what he was doing and that the dad was

1035
00:53:17,400 --> 00:53:20,360
Speaker 1: just sending the framework to say, this is how you

1036
00:53:20,400 --> 00:53:23,000
Speaker 1: can be successful. Your dad is giving you the life.

1037
00:53:23,000 --> 00:53:25,399
Speaker 1: I always tell people as a parent, all you want

1038
00:53:25,560 --> 00:53:27,640
Speaker 1: your child to be is to have a better lifestyle

1039
00:53:27,719 --> 00:53:29,719
Speaker 1: than you have. That's all you want for your child.

1040
00:53:30,040 --> 00:53:31,840
Speaker 1: And you've taken that and I know he has to

1041
00:53:31,880 --> 00:53:34,399
Speaker 1: be proud about. There's what was your mom? I don't

1042
00:53:34,440 --> 00:53:35,960
Speaker 1: want to leave her out. I want like dad did

1043
00:53:36,000 --> 00:53:37,960
Speaker 1: all the work, because when you have a when you

1044
00:53:38,040 --> 00:53:41,440
Speaker 1: have a household that has both parents, they both they

1045
00:53:41,520 --> 00:53:43,759
Speaker 1: both blend and shape you as a as a as

1046
00:53:43,800 --> 00:53:46,040
Speaker 1: an individual that you are today. So we're just the

1047
00:53:46,120 --> 00:53:50,520
Speaker 1: ultimate goal, Tiffany, the budgets stuff, what's the ultimate goal? Well,

1048
00:53:50,640 --> 00:53:52,920
Speaker 1: my ultimate goal is throwing a billion dollar company, of

1049
00:53:52,960 --> 00:53:55,840
Speaker 1: the company that's valued that a billion dollars, one that

1050
00:53:56,000 --> 00:54:00,640
Speaker 1: transforms the lives of women worldwide. Um that I just

1051
00:54:00,800 --> 00:54:02,880
Speaker 1: I want to help millions of millions of women to

1052
00:54:03,000 --> 00:54:04,719
Speaker 1: get to where they are, from where they are to

1053
00:54:04,800 --> 00:54:07,239
Speaker 1: where they want to be. Money is merely just a

1054
00:54:07,360 --> 00:54:10,560
Speaker 1: tool that we're using. Um. I want ten twenty years

1055
00:54:10,600 --> 00:54:14,040
Speaker 1: from now, when when folks are looking back, what was

1056
00:54:14,120 --> 00:54:16,400
Speaker 1: the shift? What happened? How did all of these women,

1057
00:54:16,960 --> 00:54:20,000
Speaker 1: you know, how did our culture, our community go from

1058
00:54:20,560 --> 00:54:24,840
Speaker 1: struggling financially to the space where people feel secure. I

1059
00:54:25,040 --> 00:54:27,400
Speaker 1: want to be one of the bullet points and to

1060
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Speaker 1: we can we can point it back to tifficitly starting

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Speaker 1: this movement with her team. UM yeah, I've always been

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Speaker 1: doing what you're doing. Tiffany the Budgetista, Thank you. We're

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