1 00:00:03,960 --> 00:00:07,000 Speaker 1: Get in touch with technology with tex Stuff from how 2 00:00:07,040 --> 00:00:15,200 Speaker 1: Stuff Works dot com. Hey there, everybody, welcome to tech 3 00:00:15,240 --> 00:00:18,760 Speaker 1: Stuff where we're gonna school you. I'm Jonathan Strict and 4 00:00:18,840 --> 00:00:22,439 Speaker 1: I'm Lauren vocal Bomb. Today we're gonna school you where 5 00:00:22,440 --> 00:00:26,800 Speaker 1: we are talking about online universities and jobs and the 6 00:00:27,560 --> 00:00:29,800 Speaker 1: kind of the kind of tangled web they weave that. 7 00:00:29,960 --> 00:00:31,680 Speaker 1: You know, there's there's a lot of scams out there, 8 00:00:31,680 --> 00:00:34,560 Speaker 1: there's a lot of terrific benefits as well. Yeah, there's 9 00:00:34,600 --> 00:00:37,520 Speaker 1: a lot of There's a lot of information to sift through, 10 00:00:37,520 --> 00:00:41,640 Speaker 1: and some of it is misinformation. So consider this episode 11 00:00:41,680 --> 00:00:45,879 Speaker 1: sort of a cautionary tale some some tips that you 12 00:00:45,880 --> 00:00:48,640 Speaker 1: can follow to really kind of make sure that the 13 00:00:48,680 --> 00:00:51,319 Speaker 1: information you're getting is the most accurate and is going 14 00:00:51,360 --> 00:00:53,639 Speaker 1: to be the most advantageous to you. And also keep 15 00:00:53,680 --> 00:00:56,320 Speaker 1: in mind that if you're listening to this episode in 16 00:00:57,840 --> 00:01:01,720 Speaker 1: things probably changed a little bit aborted it. The Internet 17 00:01:01,800 --> 00:01:04,600 Speaker 1: is likely to have changed since then, but that's one 18 00:01:04,600 --> 00:01:08,360 Speaker 1: of those things. We're in this sort of transitory period where, uh, 19 00:01:08,400 --> 00:01:12,880 Speaker 1: you know, business adopted the Internet very quickly, right, didn't 20 00:01:12,920 --> 00:01:15,639 Speaker 1: necessarily do it the right way when it first started. 21 00:01:15,680 --> 00:01:18,720 Speaker 1: That's when we saw that dot Com bubble burst. But they, 22 00:01:18,880 --> 00:01:20,840 Speaker 1: you know, business has kind of figured out how they 23 00:01:20,840 --> 00:01:23,279 Speaker 1: could leverage the Internet in a way that made sense, 24 00:01:23,360 --> 00:01:27,160 Speaker 1: that that bolstered their business and wasn't just like, oh, well, 25 00:01:27,200 --> 00:01:30,440 Speaker 1: we have to have a web presence because that's a thing, right, right, 26 00:01:30,520 --> 00:01:32,560 Speaker 1: But they really had the resources to do so at 27 00:01:32,560 --> 00:01:35,360 Speaker 1: the time, right. And And it's kind of interesting because 28 00:01:35,400 --> 00:01:37,600 Speaker 1: if you think about the Internet started off as an 29 00:01:37,640 --> 00:01:41,760 Speaker 1: academic uh thing, I mean our bonnet. The predecessor to 30 00:01:41,760 --> 00:01:48,880 Speaker 1: the Internet was connection between computers in uh in in universities. So, um, 31 00:01:49,040 --> 00:01:52,200 Speaker 1: the education and the Internet have had a link in 32 00:01:52,200 --> 00:01:55,160 Speaker 1: a for a really long time. But being able to 33 00:01:55,240 --> 00:01:59,720 Speaker 1: use the Internet formally in order to get an education 34 00:01:59,760 --> 00:02:02,080 Speaker 1: in the sense of what we think about when you 35 00:02:02,120 --> 00:02:05,680 Speaker 1: attend a brick and mortar university, that's a newer idea 36 00:02:05,880 --> 00:02:09,639 Speaker 1: and in some cases, uh, it can be a little treacherous. 37 00:02:09,880 --> 00:02:11,560 Speaker 1: So that's why we wanted to talk about. So Lauren, 38 00:02:11,639 --> 00:02:13,320 Speaker 1: you know, I know you looked a lot into the 39 00:02:13,400 --> 00:02:16,800 Speaker 1: online education side. I looked a lot into the online 40 00:02:16,919 --> 00:02:19,679 Speaker 1: jobs side. So this this episode is gonna be a 41 00:02:19,680 --> 00:02:21,760 Speaker 1: little different than the way some of our previous episodes 42 00:02:21,800 --> 00:02:24,040 Speaker 1: have been. Jonathan is going to be talking not to 43 00:02:24,080 --> 00:02:27,840 Speaker 1: the entire time for for nearly fifty of the episode. Yeah, 44 00:02:27,960 --> 00:02:31,200 Speaker 1: don't crazy, Frankly, I don't know what I'm gonna do 45 00:02:31,240 --> 00:02:33,480 Speaker 1: with myself. But actually I do know what I'm gonna do. 46 00:02:33,520 --> 00:02:35,720 Speaker 1: I'm gonna be asking you some questions, Lauren. He also 47 00:02:35,760 --> 00:02:39,639 Speaker 1: brought some knitting. I did, uh, And let me tell you, 48 00:02:39,800 --> 00:02:43,600 Speaker 1: my pearling has become phenomenal. And you knitters out there 49 00:02:43,840 --> 00:02:47,320 Speaker 1: know that I know what I'm talking about. That size 50 00:02:47,360 --> 00:02:50,520 Speaker 1: eight needles, people, size eight circle needles. So you know 51 00:02:50,520 --> 00:02:54,240 Speaker 1: what are you? Pearling? Isn't just a computer pun? Also 52 00:02:54,280 --> 00:02:56,720 Speaker 1: a computer pun? All right? So, now that we've got 53 00:02:56,720 --> 00:03:00,200 Speaker 1: the knitting and computer computer language jokes of the wait, 54 00:03:00,280 --> 00:03:05,000 Speaker 1: let's actually look at the state of affairs and online education. So, 55 00:03:05,120 --> 00:03:08,760 Speaker 1: first of all, Lauren, do you have anything about the 56 00:03:08,800 --> 00:03:12,440 Speaker 1: trend in online courses? Right? So, according to a study 57 00:03:12,480 --> 00:03:15,639 Speaker 1: done by the Sloan Consortium, which, to be fair, promotes 58 00:03:15,720 --> 00:03:18,720 Speaker 1: online education. They but however, they did the study in 59 00:03:18,720 --> 00:03:23,000 Speaker 1: twelve that found that students taking at least one course 60 00:03:23,080 --> 00:03:26,480 Speaker 1: online numbered above six point seven million in the U 61 00:03:26,560 --> 00:03:29,520 Speaker 1: s alone. All Right, so that's a lot of people, 62 00:03:29,600 --> 00:03:31,480 Speaker 1: and and I'm sure that a lot of this is 63 00:03:31,480 --> 00:03:33,840 Speaker 1: students who are in fact attending a brick and mortar 64 00:03:33,840 --> 00:03:37,760 Speaker 1: school and taking one specific course online. However, this is 65 00:03:37,760 --> 00:03:40,040 Speaker 1: a trend that's been growing since the early two thousands, 66 00:03:40,080 --> 00:03:45,000 Speaker 1: when universities began offering these online programs, and it became 67 00:03:45,320 --> 00:03:49,120 Speaker 1: a little bit, like you said earlier, treacherous because as 68 00:03:49,200 --> 00:03:50,840 Speaker 1: of as of two thousand and eight, a study found 69 00:03:50,840 --> 00:03:53,560 Speaker 1: that there were a hundred and sixty eight accredited graduate 70 00:03:53,600 --> 00:03:57,480 Speaker 1: business schools and a two hundred and twelve fake ones. 71 00:03:58,360 --> 00:04:01,360 Speaker 1: So there are these fake schools out there that people 72 00:04:01,400 --> 00:04:05,000 Speaker 1: could end up sending money to or enrolling in some way. 73 00:04:05,320 --> 00:04:07,400 Speaker 1: And you know, we also should say, like, there's there's 74 00:04:07,400 --> 00:04:10,640 Speaker 1: another term for online courses of people call it distance learning. 75 00:04:11,280 --> 00:04:15,040 Speaker 1: The the idea that you are are essentially logging into 76 00:04:15,200 --> 00:04:20,000 Speaker 1: some sort of um educational resource and you are not 77 00:04:20,320 --> 00:04:24,760 Speaker 1: physically attending that university. So let me ask, what are 78 00:04:24,880 --> 00:04:26,640 Speaker 1: some of that you know, you talked about a fake 79 00:04:26,800 --> 00:04:29,520 Speaker 1: business school, what are some of the dangers associated with 80 00:04:29,560 --> 00:04:33,440 Speaker 1: this online coursework trend. Well, um, they're they're called diploma 81 00:04:33,480 --> 00:04:36,440 Speaker 1: mills because the general process of this is that you 82 00:04:36,640 --> 00:04:39,120 Speaker 1: pay them for a diploma. You might take a test, 83 00:04:39,200 --> 00:04:41,840 Speaker 1: you might take a tiny bit of course work, probably not, 84 00:04:42,120 --> 00:04:44,480 Speaker 1: and they just mill you a diploma and go, congratulations, 85 00:04:44,520 --> 00:04:46,920 Speaker 1: you're a doctor. So this is kind of the educational 86 00:04:47,040 --> 00:04:51,800 Speaker 1: counterpart to the Universal Life Church online, that resource where 87 00:04:51,839 --> 00:04:55,040 Speaker 1: you go, you fill out a form and magically you're ordained. Right, sure, 88 00:04:55,120 --> 00:04:57,880 Speaker 1: except for the fact that you can when when you're 89 00:04:57,920 --> 00:05:00,520 Speaker 1: ordained by the Universal Life Church, that can be a 90 00:05:00,600 --> 00:05:05,000 Speaker 1: legal document that you can use. The educational degrees degrees 91 00:05:05,120 --> 00:05:07,440 Speaker 1: is in little floating quote marks in the air are 92 00:05:07,480 --> 00:05:12,880 Speaker 1: not always accredited, right, So they're they're not true credentials, correct, 93 00:05:13,000 --> 00:05:16,920 Speaker 1: there they are fake credentials from a fake university frequently 94 00:05:17,000 --> 00:05:19,840 Speaker 1: that has some kind of crazy offshore account and exists 95 00:05:19,880 --> 00:05:23,600 Speaker 1: only to take your money and or to provide other 96 00:05:23,720 --> 00:05:26,880 Speaker 1: scammers with with the method of getting a job that 97 00:05:26,920 --> 00:05:30,840 Speaker 1: they don't necessarily deserve. Okay, So so there's there's two 98 00:05:30,880 --> 00:05:32,800 Speaker 1: sides to this coin. Really there's there There are people 99 00:05:32,920 --> 00:05:36,159 Speaker 1: who are dishonest people who are using these services to 100 00:05:36,200 --> 00:05:39,480 Speaker 1: obtain fake credentials, and honest people who are being taken in, 101 00:05:40,800 --> 00:05:45,520 Speaker 1: people who who legitimately want to pursue an education and 102 00:05:45,560 --> 00:05:48,920 Speaker 1: potentially a career in a specific field. But really all 103 00:05:48,920 --> 00:05:51,400 Speaker 1: they're doing is handing money over and getting a sheet 104 00:05:51,440 --> 00:05:54,080 Speaker 1: of paper that says here's your that's completely worthless. And 105 00:05:54,279 --> 00:05:56,080 Speaker 1: when you end up taking that too, you know, if 106 00:05:56,279 --> 00:05:58,000 Speaker 1: you get high school diploma this way and you take 107 00:05:58,040 --> 00:05:59,960 Speaker 1: it to a university, the university is going to say, like, 108 00:06:00,080 --> 00:06:02,479 Speaker 1: that is not really a diploma. You cannot go here 109 00:06:03,120 --> 00:06:05,640 Speaker 1: or or to an employer, and the employer says the 110 00:06:05,640 --> 00:06:07,800 Speaker 1: same thing. Because there are lots of resources where people 111 00:06:07,800 --> 00:06:10,480 Speaker 1: can check this sort of thing out. Yeah, so that's 112 00:06:10,600 --> 00:06:14,000 Speaker 1: that's scary stuff. I mean, and it's kind of crazy 113 00:06:14,040 --> 00:06:16,240 Speaker 1: to me because I think this is just it's a 114 00:06:16,279 --> 00:06:18,240 Speaker 1: weird middleman, because you would think if you're trying to 115 00:06:18,279 --> 00:06:22,440 Speaker 1: scam people, you could just print up your own I 116 00:06:22,440 --> 00:06:25,680 Speaker 1: guess you would technically be on like some some fake 117 00:06:25,800 --> 00:06:29,240 Speaker 1: schools enrollment form, but you would And and that's the 118 00:06:29,279 --> 00:06:31,440 Speaker 1: thing that part of the service that these that these 119 00:06:31,480 --> 00:06:34,120 Speaker 1: scammers provide is that you know, they'll they'll have a 120 00:06:34,160 --> 00:06:36,960 Speaker 1: phone system that you know, that an employer could call 121 00:06:37,040 --> 00:06:39,040 Speaker 1: into and if they don't really do their research, if 122 00:06:39,040 --> 00:06:41,200 Speaker 1: they just call this phone number, then they would say, yes, 123 00:06:41,200 --> 00:06:44,120 Speaker 1: this person totally went here is this super accredited school. 124 00:06:44,160 --> 00:06:47,360 Speaker 1: Thank you? Um, and so so do you have any 125 00:06:47,800 --> 00:06:50,359 Speaker 1: examples of some of these crazy things that have happened 126 00:06:50,360 --> 00:06:53,680 Speaker 1: with Yeah, there's some terrible, terrible horror stories from from 127 00:06:53,680 --> 00:06:55,320 Speaker 1: the news. You can you can look them up and 128 00:06:55,400 --> 00:06:59,200 Speaker 1: they're they're really sensational and wonderful. A lot of a 129 00:06:59,200 --> 00:07:01,839 Speaker 1: lot of websites very much enjoyed, I think covering these 130 00:07:01,839 --> 00:07:04,720 Speaker 1: sorts of things. Back in back in two thousand one, 131 00:07:04,960 --> 00:07:08,960 Speaker 1: UM one Gregory Kaplinger claimed that he had a medical 132 00:07:08,960 --> 00:07:12,040 Speaker 1: degree and got a whole bunch of not just patients 133 00:07:12,040 --> 00:07:15,360 Speaker 1: but also investors on board with this AIDS and cancer 134 00:07:15,600 --> 00:07:19,960 Speaker 1: treatment gosh research that he was claiming to do. UM 135 00:07:20,320 --> 00:07:22,440 Speaker 1: wound up being ordered to pay more than a million 136 00:07:22,480 --> 00:07:26,280 Speaker 1: dollars in restitution. Thank goodness. Yeah, oh no, no, I mean, 137 00:07:26,320 --> 00:07:28,920 Speaker 1: I mean, you know his uh because because as it 138 00:07:28,960 --> 00:07:32,600 Speaker 1: turned out, he his medical degree was from the Metropolitan 139 00:07:32,720 --> 00:07:36,760 Speaker 1: Collegiate Institute in Great Britain, which he paid a hundred 140 00:07:36,800 --> 00:07:40,720 Speaker 1: dollars for a diploma from. So, I mean, think about 141 00:07:40,720 --> 00:07:43,040 Speaker 1: this for a second. Guys. We're talking about someone who 142 00:07:43,120 --> 00:07:46,080 Speaker 1: was taking advantage of people who are, by the very 143 00:07:46,160 --> 00:07:49,040 Speaker 1: nature of the disease that they or a loved one has, 144 00:07:49,520 --> 00:07:54,400 Speaker 1: are an incredibly emotionally vulnerable state. And uh, that's also 145 00:07:54,400 --> 00:07:56,120 Speaker 1: going to come into play when I talk in my 146 00:07:56,200 --> 00:08:00,720 Speaker 1: section about online jobs. Um. I get really be angry 147 00:08:00,760 --> 00:08:02,840 Speaker 1: about a few things, and this is one of those 148 00:08:02,840 --> 00:08:06,000 Speaker 1: things that I get exceptionally angry about is the taking 149 00:08:06,000 --> 00:08:10,000 Speaker 1: advantage of people who are at their lowest point when 150 00:08:10,040 --> 00:08:14,680 Speaker 1: it comes to their emotional vulnerability, and anyone who is 151 00:08:14,720 --> 00:08:18,280 Speaker 1: willing to catalyze on that, I just I can't. I 152 00:08:18,320 --> 00:08:23,600 Speaker 1: can't fathom that level of disregard for someone else's you know, 153 00:08:23,840 --> 00:08:26,400 Speaker 1: well being. Yeah, this was one of the stories. This 154 00:08:26,480 --> 00:08:29,120 Speaker 1: is one of the episodes in doing the research for it. 155 00:08:29,160 --> 00:08:31,600 Speaker 1: Every time that I would come to the examples portion 156 00:08:31,680 --> 00:08:34,240 Speaker 1: of any of these articles, I would have to brace myself. 157 00:08:34,280 --> 00:08:36,679 Speaker 1: I drank a lot of coffee today and kind of 158 00:08:36,720 --> 00:08:42,720 Speaker 1: to to bolster my own you gotta you gotta muscle through. Yeah. Well, 159 00:08:42,960 --> 00:08:45,520 Speaker 1: I've decided to get off my soapbox until the second 160 00:08:45,559 --> 00:08:49,520 Speaker 1: half of the show, So pray continue excellent. Um. So 161 00:08:49,600 --> 00:08:52,000 Speaker 1: you know he was brought to justice, which is wonderful. 162 00:08:52,200 --> 00:08:56,120 Speaker 1: Um On on the other end of it, um Uh, 163 00:08:56,559 --> 00:08:59,520 Speaker 1: there there are stories about you know, people who who 164 00:09:00,000 --> 00:09:04,800 Speaker 1: we're nurses, who had never gotten their high school degree 165 00:09:04,840 --> 00:09:07,960 Speaker 1: because they had dropped out for for very very visceral 166 00:09:08,080 --> 00:09:13,160 Speaker 1: personal life reasons, who decided to pay two dollars or 167 00:09:13,200 --> 00:09:15,760 Speaker 1: four dollars for a degree that they really thought was 168 00:09:15,800 --> 00:09:19,560 Speaker 1: going to advance their life. UM to institutions like for 169 00:09:19,559 --> 00:09:23,280 Speaker 1: for example, and I haven't I haven't UM confirmed whether 170 00:09:23,360 --> 00:09:25,880 Speaker 1: or not these are still an operation, but some names 171 00:09:25,880 --> 00:09:29,240 Speaker 1: that were floating around UH a few years back include 172 00:09:29,240 --> 00:09:33,959 Speaker 1: Belford University, Jefferson High School Online, um vents or high 173 00:09:34,000 --> 00:09:37,720 Speaker 1: School Online and these these places, you know, again, would 174 00:09:37,760 --> 00:09:40,800 Speaker 1: would take your money, shift you a diploma, give you 175 00:09:40,840 --> 00:09:44,560 Speaker 1: a very basic online test, usually UM claiming that you 176 00:09:44,559 --> 00:09:48,280 Speaker 1: could use your life experience on a multiple choice test 177 00:09:48,520 --> 00:09:51,199 Speaker 1: that you could go back and and if you've got 178 00:09:51,200 --> 00:09:52,839 Speaker 1: an answer wrong, it would let you go back and 179 00:09:52,880 --> 00:09:55,840 Speaker 1: try again, and give you a hint gosh, saying that 180 00:09:55,960 --> 00:10:00,560 Speaker 1: somehow that's the equivalent of the actual educational process, right UM, 181 00:10:00,640 --> 00:10:03,120 Speaker 1: and then send you a diploma and and yeah, these 182 00:10:03,160 --> 00:10:05,560 Speaker 1: people were these people were taken in and before you know, 183 00:10:05,559 --> 00:10:08,760 Speaker 1: they just wanted it so badly that that they were 184 00:10:08,760 --> 00:10:11,360 Speaker 1: willing to believe in this process because they, you know, 185 00:10:11,400 --> 00:10:14,800 Speaker 1: they needed something to be easy, right Yeah. And again 186 00:10:14,920 --> 00:10:17,080 Speaker 1: that's another one of those things it's true on the 187 00:10:17,080 --> 00:10:20,200 Speaker 1: online jobs as well, very much so. Is that it's 188 00:10:20,240 --> 00:10:22,920 Speaker 1: that old saying that we've it's become a cliche, but 189 00:10:22,960 --> 00:10:25,480 Speaker 1: it is still true. If it sounds too good to 190 00:10:25,480 --> 00:10:30,000 Speaker 1: be true, it probably is. So if someone tells you that, hey, 191 00:10:30,080 --> 00:10:33,800 Speaker 1: you know, taking this one little online test is equivalent 192 00:10:33,840 --> 00:10:36,720 Speaker 1: to finishing out your high school years after you dropped out, 193 00:10:36,720 --> 00:10:39,800 Speaker 1: that's just not true. For one thing, you don't have 194 00:10:39,840 --> 00:10:43,959 Speaker 1: that experience of all the pep rallies that's all important, 195 00:10:44,000 --> 00:10:45,840 Speaker 1: all important pepper rillies. There were a lot of pep 196 00:10:45,920 --> 00:10:47,520 Speaker 1: rallies when I was in high school. I went to 197 00:10:47,640 --> 00:10:50,360 Speaker 1: way too many pepper rillies. I was not very peppy, 198 00:10:50,520 --> 00:10:52,800 Speaker 1: so it didn't speak to me. I'm pretty sure I 199 00:10:52,800 --> 00:10:54,840 Speaker 1: was covering them for for my yearbook, so so I 200 00:10:54,840 --> 00:10:57,480 Speaker 1: could kind of Daria over in the corner with of course, 201 00:10:57,520 --> 00:10:59,240 Speaker 1: I was on the yearbook with my camera and kind 202 00:10:59,240 --> 00:11:02,520 Speaker 1: of be very loose from above the entire thing. But 203 00:11:02,559 --> 00:11:05,560 Speaker 1: this is all but so, you know, I think things 204 00:11:05,600 --> 00:11:07,040 Speaker 1: to watch out for in these kind of things are 205 00:11:07,080 --> 00:11:09,080 Speaker 1: are you know, A lot of these places are registered 206 00:11:09,120 --> 00:11:12,520 Speaker 1: through a service like domains by Proxy, which allows which 207 00:11:12,520 --> 00:11:15,439 Speaker 1: is a service that allows the original registrant of a 208 00:11:15,679 --> 00:11:18,880 Speaker 1: URL to hide who they are. Ye, so if you 209 00:11:18,960 --> 00:11:20,960 Speaker 1: do a who is look up on this, you're not 210 00:11:20,960 --> 00:11:23,640 Speaker 1: going to find a whole lot of information, exactly. It's 211 00:11:23,679 --> 00:11:27,000 Speaker 1: not a great sign. Never a good sign for anything, honestly, 212 00:11:27,080 --> 00:11:30,160 Speaker 1: not only online education. I mean, unless you're looking for 213 00:11:30,320 --> 00:11:34,520 Speaker 1: some sort of proxy server. Uh that's probably not a 214 00:11:34,559 --> 00:11:37,280 Speaker 1: great sign. Yeah, not not a good sign of trustworthiness. Um, 215 00:11:37,440 --> 00:11:39,839 Speaker 1: most of their physical addresses are outside of the US 216 00:11:40,000 --> 00:11:43,320 Speaker 1: or you know, your home country of choice and uh 217 00:11:43,520 --> 00:11:47,520 Speaker 1: so which which especially? I mean the US educational system 218 00:11:47,760 --> 00:11:52,120 Speaker 1: is a strange thing because it does not directly give 219 00:11:52,160 --> 00:11:56,360 Speaker 1: credit to colleges and universities as being legitimate. But there 220 00:11:56,400 --> 00:11:59,320 Speaker 1: are a lot of a lot of smaller regional UM 221 00:11:59,600 --> 00:12:04,520 Speaker 1: body that it does recognize as being official creditors. Gotcha. 222 00:12:04,679 --> 00:12:08,080 Speaker 1: So there's not like a centralized authority that is the 223 00:12:08,679 --> 00:12:11,800 Speaker 1: gives the stamp of approval or disapproval. Right but in 224 00:12:11,840 --> 00:12:14,360 Speaker 1: but in any case, um, if you are talking about 225 00:12:14,480 --> 00:12:18,480 Speaker 1: an online university that claims to be giving us credit 226 00:12:18,600 --> 00:12:21,360 Speaker 1: or claims to to have to be in the registry 227 00:12:21,400 --> 00:12:24,120 Speaker 1: to give us credit, and its main office is outside 228 00:12:24,160 --> 00:12:27,600 Speaker 1: of the US, that is a big warning sign. And 229 00:12:28,040 --> 00:12:31,760 Speaker 1: all of these things kind of also tie into concerns 230 00:12:32,200 --> 00:12:36,240 Speaker 1: in the educational system about for profit colleges. Okay, yeah, 231 00:12:36,240 --> 00:12:39,800 Speaker 1: I've seen commercials for these, right, I've I've seen commercials 232 00:12:39,800 --> 00:12:43,319 Speaker 1: on uh television. I've seen ads on like the public 233 00:12:43,360 --> 00:12:47,439 Speaker 1: transportation system here in Atlanta. Yeah, places like University of Phoenix. Yeah, 234 00:12:47,480 --> 00:12:49,840 Speaker 1: that's the one that always I always see. And uh 235 00:12:50,040 --> 00:12:54,800 Speaker 1: so these are these are for profit colleges, right, right, 236 00:12:54,840 --> 00:12:58,200 Speaker 1: as opposed to public schools or or even or even 237 00:12:58,520 --> 00:13:03,200 Speaker 1: you know, private schools that are nonetheless educational institutions. Right. 238 00:13:03,240 --> 00:13:05,960 Speaker 1: So this, this is this is more of a kind 239 00:13:05,960 --> 00:13:10,960 Speaker 1: of a privatized, for profit approach as far as educating 240 00:13:11,000 --> 00:13:15,079 Speaker 1: people goes. Honestly, I don't know very much about it. 241 00:13:15,240 --> 00:13:17,800 Speaker 1: What can you tell me about these? Well? Okay, so, 242 00:13:17,800 --> 00:13:20,760 Speaker 1: so it's not that it's not that they're not educational institutions. 243 00:13:20,840 --> 00:13:25,719 Speaker 1: They do provide a rigorous coursework um through which you 244 00:13:25,760 --> 00:13:30,440 Speaker 1: can earn a degree um which will, depending on the case, 245 00:13:30,760 --> 00:13:35,320 Speaker 1: be accepted by other educational institutions and employers. I see. 246 00:13:35,360 --> 00:13:38,199 Speaker 1: So if you were to go to some of these, uh, 247 00:13:38,720 --> 00:13:41,440 Speaker 1: depending on the case, you might be able to, let's say, 248 00:13:41,600 --> 00:13:44,959 Speaker 1: spend a year taking university of Phoenix courses and then 249 00:13:44,960 --> 00:13:49,559 Speaker 1: maybe transfer into another school. And depending upon this relationship, 250 00:13:49,760 --> 00:13:54,280 Speaker 1: those credits could be accepted as UH as transfer credits. 251 00:13:54,400 --> 00:13:57,240 Speaker 1: They they could be Yes, sometimes it depends, It depends 252 00:13:57,240 --> 00:14:00,480 Speaker 1: on the school they're they're generally looked on, looked upon 253 00:14:00,559 --> 00:14:05,760 Speaker 1: as being less desirable than an education from a nonprofit 254 00:14:06,360 --> 00:14:09,720 Speaker 1: college Brick and Water College. Yes, UM, they're Also they 255 00:14:09,760 --> 00:14:12,480 Speaker 1: tend to be more expensive. There was this terrific study 256 00:14:12,520 --> 00:14:15,160 Speaker 1: that was done by the US Government Accountability Office back 257 00:14:15,200 --> 00:14:19,840 Speaker 1: in UM in which they sent undercover applicants to fifteen 258 00:14:19,920 --> 00:14:25,840 Speaker 1: four profit colleges and UM in terms of expenses, for example, 259 00:14:25,840 --> 00:14:30,240 Speaker 1: a student who was interested in massage therapy, UH not 260 00:14:30,240 --> 00:14:33,040 Speaker 1: not you know, an incredibly rigorous four year plan, but 261 00:14:33,040 --> 00:14:36,080 Speaker 1: but just a certificate would have cost fourteen thousand dollars 262 00:14:36,120 --> 00:14:38,440 Speaker 1: at a four profit college and the same certificate from 263 00:14:38,440 --> 00:14:41,040 Speaker 1: a local community college would have cost five and twenty bucks. 264 00:14:42,360 --> 00:14:45,600 Speaker 1: That that is incredible, And it would have cost a 265 00:14:45,600 --> 00:14:48,680 Speaker 1: tiny bit more from a from a private school. However, 266 00:14:48,720 --> 00:14:52,840 Speaker 1: not that much, I mean within the same range. UM. 267 00:14:53,440 --> 00:14:56,440 Speaker 1: That kind of that kind of shenanigans. And also they 268 00:14:56,520 --> 00:15:00,400 Speaker 1: found that UM four of the colleges UH own write 269 00:15:00,480 --> 00:15:04,120 Speaker 1: encouraged fraudulent practices. Uh, it encouraged applicants to lie in 270 00:15:04,200 --> 00:15:08,280 Speaker 1: order to get federal aid. Um. And all fifteen made 271 00:15:08,280 --> 00:15:13,200 Speaker 1: deceptive or otherwise questionable statements to these undercover applicants. Yum, 272 00:15:13,640 --> 00:15:18,360 Speaker 1: that's that is not that's not a ringing endorsement. It's not. 273 00:15:18,400 --> 00:15:21,600 Speaker 1: I mean, stuff like like staff would tell the applicants, um, 274 00:15:21,920 --> 00:15:24,479 Speaker 1: what would inform the applicants that they would be attending 275 00:15:24,880 --> 00:15:28,960 Speaker 1: twelve month year classes, you know, you know, classes every 276 00:15:28,960 --> 00:15:31,480 Speaker 1: month of the year, um, but would state the costs 277 00:15:31,520 --> 00:15:35,360 Speaker 1: for attendance for only nine months um in order to 278 00:15:35,480 --> 00:15:37,440 Speaker 1: mislead them about the amount of money that they would 279 00:15:37,440 --> 00:15:39,160 Speaker 1: be spending. And so you would have a three month 280 00:15:39,280 --> 00:15:43,680 Speaker 1: surcharge added on top. Yikes. Yeah, it's just I mean, 281 00:15:43,720 --> 00:15:45,280 Speaker 1: you know, and this is kind of phat logic. It's 282 00:15:45,320 --> 00:15:48,600 Speaker 1: just if you're not paying direct attention, right, if you 283 00:15:48,640 --> 00:15:50,960 Speaker 1: don't know that lying to you, if you don't ask 284 00:15:50,960 --> 00:15:54,680 Speaker 1: the right questions, it's just like the genie. If you 285 00:15:54,760 --> 00:15:58,600 Speaker 1: don't frame the wish just right, you're gonna get the 286 00:15:58,640 --> 00:16:01,640 Speaker 1: worst end of that deal. Yeah, and uh, and other 287 00:16:01,920 --> 00:16:06,040 Speaker 1: stuff like um. Once once applicants, these these undercover applicants 288 00:16:06,040 --> 00:16:08,880 Speaker 1: had registered with websites that are designed to link for 289 00:16:09,000 --> 00:16:12,720 Speaker 1: profit colleges with prospective students. UM. They began receiving phone 290 00:16:12,720 --> 00:16:16,600 Speaker 1: calls within five minutes UM. One of them received more 291 00:16:16,600 --> 00:16:20,080 Speaker 1: than a hundred and eighty phone calls in a month UM, 292 00:16:20,160 --> 00:16:25,120 Speaker 1: some after eleven PM. So they were essentially getting harassed. Yeah, 293 00:16:25,560 --> 00:16:28,080 Speaker 1: and and just you know, just not not good stuff. 294 00:16:28,120 --> 00:16:30,880 Speaker 1: And especially since enrollment in these for profit colleges had 295 00:16:30,920 --> 00:16:34,360 Speaker 1: grown from about three hundred sixty five thousand students to 296 00:16:34,480 --> 00:16:37,960 Speaker 1: almost one point eight million in several years leading up 297 00:16:37,960 --> 00:16:40,800 Speaker 1: to the study in two, it was something that the 298 00:16:40,800 --> 00:16:43,560 Speaker 1: government was very concerned about in terms of just what 299 00:16:43,680 --> 00:16:46,680 Speaker 1: kind of quality of education these students were getting and 300 00:16:46,680 --> 00:16:49,560 Speaker 1: how they were being treated, and whether or not it 301 00:16:49,600 --> 00:16:51,480 Speaker 1: was it was worth their time or money at all. UM. 302 00:16:51,520 --> 00:16:54,600 Speaker 1: I read another interesting article one that you sent me actually, Jonathan, 303 00:16:54,640 --> 00:16:58,240 Speaker 1: about a students experience experience at the University of Phoenix 304 00:16:58,760 --> 00:17:01,720 Speaker 1: and um and and it and it didn't seem positive. 305 00:17:02,280 --> 00:17:04,639 Speaker 1: Now to be fair, of this person who went through 306 00:17:04,680 --> 00:17:09,600 Speaker 1: the University of Phoenix program had already achieved her degree 307 00:17:09,920 --> 00:17:13,280 Speaker 1: and then some right she she had already taught in 308 00:17:13,400 --> 00:17:15,960 Speaker 1: creative writing, which was her field, and she went through 309 00:17:15,960 --> 00:17:19,200 Speaker 1: this degree, it sounded like, um, mostly to get more 310 00:17:19,880 --> 00:17:23,199 Speaker 1: more computer experience. Since it was an online course, it 311 00:17:23,240 --> 00:17:25,600 Speaker 1: seems like that was mostly her goal, and I think 312 00:17:25,600 --> 00:17:28,600 Speaker 1: that she achieved that goal, um, but she just didn't. 313 00:17:29,200 --> 00:17:31,840 Speaker 1: I didn't have the feeling that someone who was going 314 00:17:31,880 --> 00:17:35,000 Speaker 1: through it for the creative writing experience would have gotten 315 00:17:35,280 --> 00:17:38,159 Speaker 1: much of anything. To be fair, we should also say 316 00:17:38,200 --> 00:17:41,960 Speaker 1: that she expressed on the very outset that she had 317 00:17:42,000 --> 00:17:45,199 Speaker 1: a little bit of a bias against online learning and 318 00:17:45,240 --> 00:17:48,520 Speaker 1: that she felt that it's really hard to replace the 319 00:17:48,560 --> 00:17:52,520 Speaker 1: experience of being face to face with professors and other 320 00:17:52,600 --> 00:17:56,760 Speaker 1: students in a traditional learning environment. So let's you know, 321 00:17:56,840 --> 00:17:59,960 Speaker 1: she definitely did have already a kind of a preconceived idea. 322 00:18:00,119 --> 00:18:03,719 Speaker 1: Now whether or not that was based in uh, you know, 323 00:18:04,160 --> 00:18:07,280 Speaker 1: in fact or just her her her own personal I 324 00:18:07,600 --> 00:18:09,680 Speaker 1: think that it was very much based in her own 325 00:18:09,720 --> 00:18:12,600 Speaker 1: personal information. Because there was a study done in two 326 00:18:12,600 --> 00:18:15,119 Speaker 1: thousand nine by s r I International for the Department 327 00:18:15,160 --> 00:18:19,560 Speaker 1: of Education that found that on average, online students performed 328 00:18:19,640 --> 00:18:23,920 Speaker 1: better than face to face students in quantitative studies of 329 00:18:23,960 --> 00:18:28,160 Speaker 1: both K through twelve and college education course. That's pretty incredible. 330 00:18:28,160 --> 00:18:32,960 Speaker 1: I mean that that tells a very strong story right there. So, um, 331 00:18:33,000 --> 00:18:35,639 Speaker 1: all right, so we've got we've got the quality of 332 00:18:35,680 --> 00:18:40,160 Speaker 1: the education itself seems to be pretty uh pretty rigorous, 333 00:18:40,359 --> 00:18:42,840 Speaker 1: Like it's pretty good quality of the education for at 334 00:18:42,880 --> 00:18:45,040 Speaker 1: least at least some of these schools. Well well this 335 00:18:45,040 --> 00:18:47,800 Speaker 1: this isn't necessarily talking about those for profit colleges, but 336 00:18:47,800 --> 00:18:51,320 Speaker 1: but but for online education in general, Um, we want 337 00:18:51,359 --> 00:18:53,720 Speaker 1: to make it really clear that if the online education 338 00:18:53,840 --> 00:18:58,000 Speaker 1: is through a good school, then it's probably fine. I mean, 339 00:18:58,000 --> 00:19:01,280 Speaker 1: there there are plenty of completely a gentimate universities. Um 340 00:19:01,400 --> 00:19:04,320 Speaker 1: Duke University has an MBA program for people all over 341 00:19:04,400 --> 00:19:06,800 Speaker 1: the world who you never have to set foot into school, 342 00:19:06,880 --> 00:19:09,840 Speaker 1: and it is it is very prestigious. And and then 343 00:19:09,880 --> 00:19:13,280 Speaker 1: there's also I mean this isn't for college credit, but 344 00:19:13,320 --> 00:19:15,800 Speaker 1: there are also lots of resources out there where if 345 00:19:15,840 --> 00:19:17,480 Speaker 1: you want to take a class from m i T, 346 00:19:18,359 --> 00:19:20,600 Speaker 1: you can get access to all the coursework, you can 347 00:19:20,640 --> 00:19:24,200 Speaker 1: get access to the lectures, you can follow courses that 348 00:19:24,240 --> 00:19:27,000 Speaker 1: are taught at m I T and other other colleges 349 00:19:27,040 --> 00:19:28,399 Speaker 1: as well. I'm just using m i T as an 350 00:19:28,440 --> 00:19:31,320 Speaker 1: example because I've actually used that. I've used chemistry courses 351 00:19:31,320 --> 00:19:33,040 Speaker 1: in m I T to help get a better understanding 352 00:19:33,080 --> 00:19:36,240 Speaker 1: of chemistry. And obviously I'm not getting any sort of 353 00:19:36,240 --> 00:19:37,919 Speaker 1: credit towards that. I'm not going to get a degree 354 00:19:37,960 --> 00:19:40,080 Speaker 1: in chemistry from m I T because I'm doing this, 355 00:19:40,560 --> 00:19:44,080 Speaker 1: but I get the benefit of that information and the expertise. Yeah, 356 00:19:44,119 --> 00:19:47,440 Speaker 1: this is called continuing education and UM, and it's a wonderful, 357 00:19:47,480 --> 00:19:51,200 Speaker 1: wonderful thing that is harder to scam people on because 358 00:19:51,200 --> 00:19:53,400 Speaker 1: you're not paying any money on the outset, right, Yeah, 359 00:19:53,440 --> 00:19:55,879 Speaker 1: it tends to be like M I T. Stuff is free, 360 00:19:56,040 --> 00:19:58,800 Speaker 1: so most most universities, well that is that is a 361 00:19:58,840 --> 00:20:01,480 Speaker 1: really good If you are just doing continuing education, you 362 00:20:01,520 --> 00:20:04,040 Speaker 1: should probably not have to pay for that unless you 363 00:20:04,040 --> 00:20:06,960 Speaker 1: are actually going into a brick and mortar right right, right, yeah, 364 00:20:07,000 --> 00:20:11,399 Speaker 1: if you're actually paying for the facilities and the textbooks 365 00:20:11,400 --> 00:20:13,679 Speaker 1: and all that kind of stuff. Right. Um. But so 366 00:20:13,800 --> 00:20:16,959 Speaker 1: if if you are trying to look for UM for 367 00:20:17,200 --> 00:20:20,240 Speaker 1: online education you're wondering whether it's legitimate or not, there 368 00:20:20,280 --> 00:20:22,760 Speaker 1: are a few really great resources that you can go to. UM. 369 00:20:23,400 --> 00:20:26,160 Speaker 1: First is to just search with the Better Business Bureau UM, 370 00:20:26,200 --> 00:20:31,320 Speaker 1: which is at www dot BBB dot org UM, and uh, 371 00:20:31,359 --> 00:20:33,400 Speaker 1: just just type a name. There's a lot of information 372 00:20:33,440 --> 00:20:35,639 Speaker 1: out there about a lot of these scammers that we 373 00:20:35,640 --> 00:20:38,200 Speaker 1: were talking about. Keeping in mind that this is all 374 00:20:38,240 --> 00:20:40,639 Speaker 1: based on what people have reported. There's it's not like 375 00:20:40,680 --> 00:20:43,840 Speaker 1: it's a governmental agency. It's not no no, but um, 376 00:20:43,880 --> 00:20:46,040 Speaker 1: but you know other people have had problems with this 377 00:20:46,080 --> 00:20:49,680 Speaker 1: particular school, then that's probably a red flag. UM. You 378 00:20:49,720 --> 00:20:53,320 Speaker 1: can also go to UM O, P E dot E 379 00:20:53,520 --> 00:20:58,640 Speaker 1: D dot gov slash accreditation UM and UH and use 380 00:20:58,760 --> 00:21:02,280 Speaker 1: that to see whether this is a federal government website, 381 00:21:02,320 --> 00:21:06,040 Speaker 1: a Department of Education website that's going to list all 382 00:21:06,080 --> 00:21:11,840 Speaker 1: of the all of the various accreditation bodies report into 383 00:21:11,880 --> 00:21:15,560 Speaker 1: it about the schools that they have accredited, and so 384 00:21:15,560 --> 00:21:17,359 Speaker 1: so this is a database of right. So if if 385 00:21:17,400 --> 00:21:19,680 Speaker 1: the school you're looking at is non that list, that's 386 00:21:19,720 --> 00:21:21,800 Speaker 1: a huge red flag. That is a huge red flag. 387 00:21:21,800 --> 00:21:24,000 Speaker 1: Even if the school is on the list. Um. You 388 00:21:24,000 --> 00:21:25,840 Speaker 1: you know, just just kind of kind of think ahead, 389 00:21:25,880 --> 00:21:28,359 Speaker 1: think as far ahead as possible. Try to check with 390 00:21:28,400 --> 00:21:31,040 Speaker 1: other people in the industry, Check with the universities that 391 00:21:31,080 --> 00:21:34,280 Speaker 1: you might want to pursue graduate graduate degree from, and 392 00:21:34,280 --> 00:21:36,720 Speaker 1: and check and make sure that your class work is 393 00:21:36,760 --> 00:21:40,240 Speaker 1: going to transfer. It will not always and and I've 394 00:21:40,400 --> 00:21:43,320 Speaker 1: you know, I think everyone knows someone who's had that problem, 395 00:21:43,359 --> 00:21:47,320 Speaker 1: and it is um Also internationally, you can check with 396 00:21:47,320 --> 00:21:51,800 Speaker 1: the Council for Higher Education Accreditation at www dot c 397 00:21:52,200 --> 00:21:56,119 Speaker 1: h e A dot org. Awesome. So those are some 398 00:21:56,160 --> 00:21:59,000 Speaker 1: great resources that people can use so that they can 399 00:21:59,040 --> 00:22:01,080 Speaker 1: make sure that the money that they are going to 400 00:22:01,119 --> 00:22:05,600 Speaker 1: dedicate towards their education actually goes to a legitimate education. 401 00:22:06,040 --> 00:22:09,200 Speaker 1: Otherwise you'd get an education and totally the wrong way. 402 00:22:09,880 --> 00:22:12,080 Speaker 1: It's that's the school of hard nuts, is what we 403 00:22:12,160 --> 00:22:14,680 Speaker 1: call that one. All right, Well, we're gonna start talking 404 00:22:14,720 --> 00:22:18,719 Speaker 1: about jobs, but before we do, let's take a quick break. 405 00:22:19,240 --> 00:22:22,840 Speaker 1: All right, So we've covered the education part of this conversation. 406 00:22:22,880 --> 00:22:26,640 Speaker 1: Now let's talk about jobs. There's so much information out there, 407 00:22:27,280 --> 00:22:30,560 Speaker 1: not only about jobs that you can find online, but 408 00:22:31,000 --> 00:22:35,959 Speaker 1: jobs that you can perform through teleworking online. Uh, and 409 00:22:36,000 --> 00:22:38,639 Speaker 1: also just information about jobs in general. And before I 410 00:22:38,680 --> 00:22:41,879 Speaker 1: get into the various kind of things you need to 411 00:22:41,920 --> 00:22:43,760 Speaker 1: look out for, I thought to talk a little bit 412 00:22:43,760 --> 00:22:48,040 Speaker 1: about some some interesting statistics I found. Right, because we're 413 00:22:48,080 --> 00:22:50,320 Speaker 1: living more of our lives online and so chances are 414 00:22:50,359 --> 00:22:54,040 Speaker 1: if you're applying for jobs, part of that process, yeah, yeah, 415 00:22:54,119 --> 00:22:57,320 Speaker 1: part of that process is a this vetting process. That 416 00:22:57,400 --> 00:23:02,520 Speaker 1: people will give you the job applicant That can sometimes 417 00:23:03,080 --> 00:23:05,400 Speaker 1: prevent you from landing that gig you one into land. 418 00:23:06,200 --> 00:23:09,560 Speaker 1: So so let's say that I'm applying for a position 419 00:23:09,640 --> 00:23:13,080 Speaker 1: here at How Stuff Works. Turns out the people at 420 00:23:13,080 --> 00:23:16,439 Speaker 1: how Stuff Works, or what I like to call web savvy, 421 00:23:16,680 --> 00:23:19,639 Speaker 1: I can't imagine. Yeah, so one of the things they 422 00:23:19,720 --> 00:23:22,639 Speaker 1: might do, and by might, I mean one of the 423 00:23:22,680 --> 00:23:26,200 Speaker 1: things I'm sure they do, assuming you've gotten far enough 424 00:23:26,240 --> 00:23:29,440 Speaker 1: into the process, so your resume matches up what they 425 00:23:29,480 --> 00:23:33,880 Speaker 1: are looking for, and your cover letter doesn't have incredible 426 00:23:33,960 --> 00:23:37,640 Speaker 1: grammatical errors in that um and you've you've followed all 427 00:23:37,640 --> 00:23:39,440 Speaker 1: the instructions. By the way, if you ever do want 428 00:23:39,440 --> 00:23:42,040 Speaker 1: to apply for a job at How Stuff Works, follow 429 00:23:42,680 --> 00:23:45,480 Speaker 1: the instructions. We know the person who looks at those 430 00:23:46,040 --> 00:23:49,840 Speaker 1: and the there's a very easy first step. If it 431 00:23:49,880 --> 00:23:52,879 Speaker 1: doesn't follow the instructions, it doesn't go into a file, 432 00:23:53,000 --> 00:23:56,480 Speaker 1: It goes into the trash can. So anyway you follow 433 00:23:56,520 --> 00:23:59,720 Speaker 1: the instructions, what happens then well, they may be checking 434 00:23:59,800 --> 00:24:02,399 Speaker 1: up on you on your various social networks. You know, 435 00:24:02,440 --> 00:24:04,440 Speaker 1: if they'll they'll take a look and see to make 436 00:24:04,440 --> 00:24:08,639 Speaker 1: sure that the person who is living their life is 437 00:24:08,680 --> 00:24:12,640 Speaker 1: the same one who is represented on paper exactly. So. 438 00:24:12,840 --> 00:24:17,639 Speaker 1: A study commissioned by Microsoft called the Online Reputation in 439 00:24:17,680 --> 00:24:22,000 Speaker 1: a Connected World discovered that about seventy of the employers 440 00:24:22,240 --> 00:24:25,480 Speaker 1: or seventy employers who were who were surveyed conduct an 441 00:24:25,480 --> 00:24:29,960 Speaker 1: online search of all applicants, said they had turned down 442 00:24:30,040 --> 00:24:34,280 Speaker 1: applicants by what they found online, but only seven percent 443 00:24:34,600 --> 00:24:38,360 Speaker 1: of job applicants were concerned about their online reputations. That's 444 00:24:38,480 --> 00:24:42,680 Speaker 1: a huge disconnect. Wow, Yeah, I'm that's that's something. I mean, personally, 445 00:24:42,680 --> 00:24:45,240 Speaker 1: I'm very concerned about I always I because I comment 446 00:24:45,280 --> 00:24:47,919 Speaker 1: on them. Also, well, I mean, you know, just I 447 00:24:47,920 --> 00:24:50,080 Speaker 1: I feel like it's I guess it's not common sense, 448 00:24:50,080 --> 00:24:52,120 Speaker 1: but I you know, I try to really lock down 449 00:24:52,119 --> 00:24:55,800 Speaker 1: my online presence and never say anything in public um 450 00:24:55,800 --> 00:24:58,280 Speaker 1: that I wouldn't want the public to hear. Yeah. I 451 00:24:58,359 --> 00:24:59,680 Speaker 1: try to do the same thing, and most of the 452 00:24:59,680 --> 00:25:01,879 Speaker 1: time it works, except when I get friends who decided 453 00:25:01,920 --> 00:25:04,000 Speaker 1: to share stuff that wasn't meant for the general public. 454 00:25:04,080 --> 00:25:07,280 Speaker 1: You know who you are anyway. Some of the reasons 455 00:25:07,520 --> 00:25:13,520 Speaker 1: why the these employers did turn down applicants included things 456 00:25:13,560 --> 00:25:17,359 Speaker 1: like inappropriate comments by the candidate on their social profiles, 457 00:25:17,880 --> 00:25:22,760 Speaker 1: unsuitable photos and videos, criticisms of previous employers. That's a 458 00:25:22,840 --> 00:25:25,960 Speaker 1: huge no note. Oh yeah, yeah, be very careful about that. Always, 459 00:25:26,000 --> 00:25:29,520 Speaker 1: always be very very polite whoever you're working for. Use 460 00:25:29,560 --> 00:25:33,199 Speaker 1: your filters if you are going to use your filters, 461 00:25:33,200 --> 00:25:35,640 Speaker 1: and don't post to any kind of public forum if 462 00:25:35,680 --> 00:25:38,960 Speaker 1: you are going to grouse. I know that venting is important, 463 00:25:39,000 --> 00:25:41,000 Speaker 1: so I'm not saying don't do it, just be smart 464 00:25:41,040 --> 00:25:44,919 Speaker 1: about it. Also if you were to criticize former co 465 00:25:45,040 --> 00:25:49,520 Speaker 1: workers or clients. And also they found that even sometimes 466 00:25:49,520 --> 00:25:53,040 Speaker 1: inappropriate comments left by friends and relatives of the person 467 00:25:53,160 --> 00:25:55,520 Speaker 1: were enough for a company to turn that personal, which 468 00:25:55,560 --> 00:25:58,879 Speaker 1: is that's really rough, right because I don't know about you, 469 00:25:58,920 --> 00:26:00,960 Speaker 1: but I've got a couple of jerk relatives who might 470 00:26:01,359 --> 00:26:03,719 Speaker 1: leave a comment. If you have a public post and 471 00:26:03,800 --> 00:26:06,080 Speaker 1: someone just comes in there, and yeah, I don't have 472 00:26:06,080 --> 00:26:09,240 Speaker 1: any control over them. I guess I could delete their comments, 473 00:26:09,600 --> 00:26:11,879 Speaker 1: which or you could make the post and not public 474 00:26:11,920 --> 00:26:15,320 Speaker 1: in general. But yeah, but I'm a public kind of guy. 475 00:26:16,119 --> 00:26:19,200 Speaker 1: I like my laundry out there where everyone can see. Anyway, 476 00:26:19,560 --> 00:26:21,719 Speaker 1: those are some statistics that I thought are interesting, so 477 00:26:21,840 --> 00:26:24,200 Speaker 1: that that's just a good rule of thumb. For anybody 478 00:26:24,320 --> 00:26:26,720 Speaker 1: who is in the job market, just know that you're 479 00:26:26,760 --> 00:26:28,800 Speaker 1: in mind that that if you can google yourself, your 480 00:26:28,800 --> 00:26:31,040 Speaker 1: employer can do the exact same thing. Yeah, so you 481 00:26:31,040 --> 00:26:33,479 Speaker 1: want to make sure that that the stuff that your 482 00:26:33,520 --> 00:26:36,600 Speaker 1: employer sees is going to have be a good representation 483 00:26:36,640 --> 00:26:38,280 Speaker 1: of who you are. And it's not saying that you 484 00:26:38,320 --> 00:26:40,600 Speaker 1: can't go out and have fun, you can't be smart 485 00:26:40,600 --> 00:26:44,639 Speaker 1: about it. Yeah. So now let's move on really to 486 00:26:44,720 --> 00:26:47,760 Speaker 1: some of the the nastier scams that are out there, 487 00:26:47,800 --> 00:26:50,399 Speaker 1: because there are a lot. So again, like we were 488 00:26:50,440 --> 00:26:53,679 Speaker 1: saying in the top of the show, people who have 489 00:26:54,000 --> 00:26:56,359 Speaker 1: like and we were talking about the people who were 490 00:26:56,480 --> 00:26:58,840 Speaker 1: buying into that fake doctor who was saying that he 491 00:26:58,920 --> 00:27:01,520 Speaker 1: was working towards cures, AIDS and cancer things like that, 492 00:27:01,800 --> 00:27:05,919 Speaker 1: they're very, very vulnerable emotionally. Same thing is true for 493 00:27:05,960 --> 00:27:08,720 Speaker 1: people who are seeking jobs. They whether it's your first 494 00:27:08,840 --> 00:27:11,720 Speaker 1: job and you're you're just unsure because you're entering into 495 00:27:11,720 --> 00:27:14,040 Speaker 1: a brand new world that you just don't have experience, 496 00:27:14,080 --> 00:27:18,480 Speaker 1: and so it's yeah, it can be terrifying. Or you're 497 00:27:18,560 --> 00:27:21,600 Speaker 1: someone who I've been in this experience, you're someone who 498 00:27:21,600 --> 00:27:23,520 Speaker 1: worked for a company for years and years and years 499 00:27:23,560 --> 00:27:25,959 Speaker 1: and then suddenly found yourself back in the job market 500 00:27:26,040 --> 00:27:28,520 Speaker 1: and it had been years since you had to deal 501 00:27:28,560 --> 00:27:31,240 Speaker 1: with that. Heck, when I got a job, the Internet 502 00:27:31,280 --> 00:27:34,960 Speaker 1: was barely a thing. So um, you know that there 503 00:27:35,000 --> 00:27:38,520 Speaker 1: are there are reasons why people are very vulnerable at 504 00:27:38,520 --> 00:27:41,040 Speaker 1: this period, and so that makes that that just opens 505 00:27:41,080 --> 00:27:45,240 Speaker 1: up the doors for yeah. Unfortunately, because people who scam 506 00:27:45,320 --> 00:27:48,880 Speaker 1: don't really care that the people that they're hurting are vulnerable. 507 00:27:48,920 --> 00:27:52,960 Speaker 1: In fact, they counting exactly. So one of the most 508 00:27:53,200 --> 00:27:57,000 Speaker 1: uh well known scams out there is often referred to 509 00:27:57,080 --> 00:28:03,520 Speaker 1: as payment forwarding or payment hands for scams. So the 510 00:28:03,640 --> 00:28:06,760 Speaker 1: scam works this way. First of all, you get let's 511 00:28:06,800 --> 00:28:09,719 Speaker 1: say that you have put your resume up on a 512 00:28:09,720 --> 00:28:12,960 Speaker 1: couple of job posting sites. So there are plenty of 513 00:28:13,000 --> 00:28:17,560 Speaker 1: them out there. Some of them tend to be more 514 00:28:17,760 --> 00:28:22,480 Speaker 1: rife with rep scallions than others. Sure, but you know, 515 00:28:22,520 --> 00:28:24,919 Speaker 1: in any in any forum in which you're posting your 516 00:28:24,920 --> 00:28:28,920 Speaker 1: profile publicly, you're going to get attention from yeah, from 517 00:28:28,960 --> 00:28:30,840 Speaker 1: people who think they can take advantage of you, as 518 00:28:30,840 --> 00:28:33,760 Speaker 1: well as people who may legitimately have something for you. 519 00:28:33,960 --> 00:28:36,360 Speaker 1: I will say this, though, I think that the success 520 00:28:36,480 --> 00:28:38,760 Speaker 1: rate of just posting your resume and then getting an 521 00:28:38,760 --> 00:28:41,960 Speaker 1: opportunity is really low. That's like, we didn't we didn't 522 00:28:41,960 --> 00:28:44,400 Speaker 1: pull statistics on this, and I've heard numbers ranging all 523 00:28:44,440 --> 00:28:46,320 Speaker 1: over the place, but I but I believe it's less 524 00:28:46,360 --> 00:28:49,200 Speaker 1: than ten percent of people. I've heard the number I 525 00:28:49,240 --> 00:28:52,040 Speaker 1: saw most frequently, although I was trying to find a 526 00:28:52,160 --> 00:28:55,520 Speaker 1: very reputable source that could tell me. But the number 527 00:28:55,520 --> 00:28:57,920 Speaker 1: I saw us eight percent, which I don't have trouble believing. 528 00:28:58,000 --> 00:29:01,479 Speaker 1: But because I could not find a rep source, that 529 00:29:01,560 --> 00:29:03,680 Speaker 1: may not be accurate. I will say that I did 530 00:29:03,680 --> 00:29:06,080 Speaker 1: find my very first job from an online job posting, 531 00:29:06,120 --> 00:29:08,160 Speaker 1: but all of my but all of my jobs after 532 00:29:08,200 --> 00:29:11,560 Speaker 1: that have come through networking. Networking. Yeah, well, but your 533 00:29:11,600 --> 00:29:14,040 Speaker 1: online job posting, were you responding to a job that 534 00:29:14,080 --> 00:29:19,960 Speaker 1: had been posted? See, that's different than someone hadn't contacted. Okay, right, 535 00:29:20,000 --> 00:29:23,280 Speaker 1: so so payment forwarding tends to be that other way around. Right, 536 00:29:23,640 --> 00:29:26,240 Speaker 1: It's not that you are responding to a job posting. 537 00:29:26,240 --> 00:29:28,360 Speaker 1: It's that someone has seen that you've posted your resume 538 00:29:28,480 --> 00:29:31,520 Speaker 1: and they contact you, and they may contact you about 539 00:29:31,560 --> 00:29:34,760 Speaker 1: a position. Uh, saying that this is an amazing opportunity. 540 00:29:34,920 --> 00:29:36,920 Speaker 1: You're going to be able to make lots of money. 541 00:29:36,960 --> 00:29:38,960 Speaker 1: Per month and you're gonna be able to work from home, 542 00:29:39,480 --> 00:29:43,160 Speaker 1: and there's like there's it's just there's nothing to the job. 543 00:29:43,440 --> 00:29:45,360 Speaker 1: It's just this is an opening and you're the perfect 544 00:29:45,360 --> 00:29:48,760 Speaker 1: person and the stars have aligned. All of this should 545 00:29:48,760 --> 00:29:51,400 Speaker 1: be a red flag to you, because again, if anything 546 00:29:51,480 --> 00:29:53,560 Speaker 1: is too easy, if it seems too good to be true, 547 00:29:53,560 --> 00:29:57,520 Speaker 1: it probably is. So uh, here's how the scam works. 548 00:29:58,400 --> 00:30:02,920 Speaker 1: The scammer convinces the victim to hand over information that 549 00:30:03,040 --> 00:30:06,800 Speaker 1: usually includes a banking their bank account number. Uh. And 550 00:30:07,120 --> 00:30:10,120 Speaker 1: they don't just clean out the scan the victim. That 551 00:30:10,160 --> 00:30:12,240 Speaker 1: would that would be a scam. That would be pretty 552 00:30:12,280 --> 00:30:15,160 Speaker 1: easy to to, you know, trace back, and that would 553 00:30:15,160 --> 00:30:17,920 Speaker 1: be a big problem for the scammer. Now. Instead, what 554 00:30:17,960 --> 00:30:21,040 Speaker 1: they do is they might tell the victim like, oh, 555 00:30:21,080 --> 00:30:23,040 Speaker 1: we need your bank account number because you're gonna get 556 00:30:23,040 --> 00:30:25,840 Speaker 1: paid and direct deposit and that's the only way we 557 00:30:25,880 --> 00:30:27,880 Speaker 1: pay you. That's also another red flag. By the way, 558 00:30:27,920 --> 00:30:31,000 Speaker 1: if the employer says we only pay out by direct deposit, 559 00:30:31,160 --> 00:30:35,280 Speaker 1: that's a red flag unless it's a government agency and 560 00:30:35,320 --> 00:30:38,360 Speaker 1: you are absolutely sure it's a legitimate government agency, because 561 00:30:38,360 --> 00:30:41,600 Speaker 1: a lot in the US only pay for direct product Alright, 562 00:30:41,640 --> 00:30:44,280 Speaker 1: So then they've got your bank account number. What they 563 00:30:44,320 --> 00:30:47,840 Speaker 1: then do, well, they'll transfer money into your account and 564 00:30:47,880 --> 00:30:52,040 Speaker 1: your job is to then wire that money to some 565 00:30:52,120 --> 00:30:55,520 Speaker 1: other account, which is usually an offshore account, and as 566 00:30:55,640 --> 00:30:58,360 Speaker 1: part of that transaction, you get to keep a certain 567 00:30:58,400 --> 00:31:01,520 Speaker 1: percentage of the money that was transferred into your account. 568 00:31:01,560 --> 00:31:05,440 Speaker 1: But here's the problem. That money is from some form 569 00:31:05,520 --> 00:31:09,920 Speaker 1: of illegal activity, possibly stolen outright. So really what that 570 00:31:10,040 --> 00:31:13,560 Speaker 1: victim is doing is they are committing theft and wire 571 00:31:13,600 --> 00:31:16,640 Speaker 1: fraud because they've been tricked into being part of this. 572 00:31:17,080 --> 00:31:19,640 Speaker 1: And the reason why it's done this way is so 573 00:31:19,680 --> 00:31:23,840 Speaker 1: that if the law enforcement officials start to track the activity, 574 00:31:23,880 --> 00:31:26,120 Speaker 1: they come after the victim. They're not coming after the 575 00:31:26,160 --> 00:31:29,520 Speaker 1: scammer because the scammer has distanced him or herself away 576 00:31:29,600 --> 00:31:31,800 Speaker 1: by at least one degree of separation by putting the 577 00:31:31,880 --> 00:31:35,840 Speaker 1: victim as the the fall guy. So the victim is, 578 00:31:36,480 --> 00:31:39,000 Speaker 1: as far as they know, doing something perfectly legitimate. They're 579 00:31:39,000 --> 00:31:41,240 Speaker 1: just moving money around. But if you ask yourself the 580 00:31:41,320 --> 00:31:43,240 Speaker 1: question like why the why do they need me to 581 00:31:43,280 --> 00:31:46,040 Speaker 1: do this? Why can't they just do this themselves and 582 00:31:46,080 --> 00:31:48,760 Speaker 1: then save the money on that transaction fee? Why would 583 00:31:48,800 --> 00:31:51,400 Speaker 1: they need me to do it? Then it all starts 584 00:31:51,400 --> 00:31:54,160 Speaker 1: to fall. Yeah, it's illegal, and they don't want to 585 00:31:54,160 --> 00:31:55,960 Speaker 1: get caught. They want you to get caught. Here's some 586 00:31:56,040 --> 00:31:58,440 Speaker 1: general rules. Okay, so you should not give out your 587 00:31:58,440 --> 00:32:01,160 Speaker 1: personal bank account or PayPal account or credit card numbers 588 00:32:01,160 --> 00:32:04,120 Speaker 1: to an employer potential employer, especially not before you have 589 00:32:04,200 --> 00:32:07,480 Speaker 1: already received the job, right. Yeah, And don't agree to 590 00:32:07,520 --> 00:32:10,200 Speaker 1: have any funds or paychecks direct deposited to any of 591 00:32:10,200 --> 00:32:13,280 Speaker 1: your accounts by a brand new employer, particularly if they 592 00:32:13,280 --> 00:32:15,520 Speaker 1: say that's the only way that they give out payment. That's, 593 00:32:15,680 --> 00:32:18,480 Speaker 1: like I said, a huge red flag. Uh. The US 594 00:32:18,520 --> 00:32:22,360 Speaker 1: government being an exception, assuming that you can verify that 595 00:32:22,400 --> 00:32:24,840 Speaker 1: it's a legitimate office, because there are scammers who will 596 00:32:24,880 --> 00:32:28,840 Speaker 1: pose as you know, legitimate business, but if you are 597 00:32:29,000 --> 00:32:31,120 Speaker 1: to really examine them, you realize this guy is not 598 00:32:31,160 --> 00:32:32,480 Speaker 1: on the op and up. Make sure that there's a 599 00:32:32,480 --> 00:32:34,960 Speaker 1: phone number you can call it goes to an actual person. 600 00:32:35,120 --> 00:32:38,120 Speaker 1: Make sure that the email has an actual registered domain 601 00:32:38,240 --> 00:32:40,959 Speaker 1: that goes to whatever the organization is and it's not 602 00:32:41,000 --> 00:32:44,080 Speaker 1: hotmail dot com or Yahoo dot com or unless unless 603 00:32:44,080 --> 00:32:48,040 Speaker 1: you're applying for Yahoo, in which case a right. Even 604 00:32:48,040 --> 00:32:51,840 Speaker 1: though those corporate uh emails will be different from just 605 00:32:51,920 --> 00:32:54,560 Speaker 1: that anyway, so be careful, it's what we're saying. Also, 606 00:32:54,640 --> 00:32:57,840 Speaker 1: don't forward, transfer or wire money to an employer, Like 607 00:32:57,880 --> 00:33:01,240 Speaker 1: if part of the job involves you buying into the 608 00:33:01,280 --> 00:33:04,840 Speaker 1: employer first, that's a huge red flag. And uh, don't 609 00:33:04,920 --> 00:33:07,360 Speaker 1: transfer money and retain a portion for payment because you're 610 00:33:07,440 --> 00:33:11,720 Speaker 1: probably receiving stolen goods stolen money. Uh, and use critical thinking. 611 00:33:11,760 --> 00:33:14,360 Speaker 1: Any legitimate business that would have an employee wire money 612 00:33:14,400 --> 00:33:16,360 Speaker 1: to some of their account would first conduct a really 613 00:33:16,480 --> 00:33:19,440 Speaker 1: thorough background check on that person. I mean, you are 614 00:33:19,520 --> 00:33:22,640 Speaker 1: essentially entrusting that person to send large amounts of money. 615 00:33:22,680 --> 00:33:26,719 Speaker 1: Obviously a thorough background check would have to happen if 616 00:33:26,760 --> 00:33:29,760 Speaker 1: it was legitimate. If it's not legitimate, that's when they're like, well, 617 00:33:29,840 --> 00:33:32,400 Speaker 1: we'd rather just go ahead and risk it, because, uh, 618 00:33:32,520 --> 00:33:35,240 Speaker 1: we don't want to get caught. So if it seems 619 00:33:35,240 --> 00:33:37,400 Speaker 1: like it's going through really smoothly, it's probably because it's 620 00:33:37,400 --> 00:33:40,720 Speaker 1: not a legitimate business. There are other warnings as well. 621 00:33:41,360 --> 00:33:44,000 Speaker 1: If the recruiter asks you for your Social Security number 622 00:33:44,080 --> 00:33:46,120 Speaker 1: or to scan your I D that's a red flag. 623 00:33:46,680 --> 00:33:48,920 Speaker 1: If they're email again, like the email address isn't part 624 00:33:48,920 --> 00:33:51,480 Speaker 1: of the business, that's a red flag. Also if if 625 00:33:51,520 --> 00:33:54,320 Speaker 1: people send you an email about a job or there's 626 00:33:54,320 --> 00:33:57,720 Speaker 1: a job posting and it's filled with misspellings and grammatical errors, 627 00:33:57,720 --> 00:34:01,080 Speaker 1: that's a huge red flag. Um and you know, I 628 00:34:01,120 --> 00:34:04,600 Speaker 1: mean human error except accepted. Right. Yeah, if it's a typo, 629 00:34:04,760 --> 00:34:08,120 Speaker 1: that's one thing, but if it's if it's yeah, that's 630 00:34:08,120 --> 00:34:11,520 Speaker 1: a problem. And also, uh, one thing I would do 631 00:34:11,800 --> 00:34:15,719 Speaker 1: is I would take a string of text from that 632 00:34:15,800 --> 00:34:17,759 Speaker 1: job posting and just put it into Google and do 633 00:34:17,800 --> 00:34:20,120 Speaker 1: a search and see if that same job posting is 634 00:34:20,120 --> 00:34:23,520 Speaker 1: popping up everywhere, because that's an indication that it's a 635 00:34:23,560 --> 00:34:26,560 Speaker 1: net that's being spread out to catch as many victims 636 00:34:26,560 --> 00:34:29,080 Speaker 1: as possible. In general, a quick Google search can can 637 00:34:29,080 --> 00:34:30,520 Speaker 1: take care of all. It can assumes you a lot 638 00:34:30,560 --> 00:34:32,680 Speaker 1: of these fears. Right, So let's talk about some of 639 00:34:32,719 --> 00:34:35,200 Speaker 1: the other scams. Like the payment forwarding is one of 640 00:34:35,280 --> 00:34:38,360 Speaker 1: the most popular ones out there, but there are a 641 00:34:38,400 --> 00:34:41,880 Speaker 1: lot of others. There's also one called postal forwarding, and 642 00:34:41,920 --> 00:34:45,120 Speaker 1: this is where your job ends up being to receive 643 00:34:45,480 --> 00:34:49,200 Speaker 1: shipments of goods and then you are supposed to reship 644 00:34:49,280 --> 00:34:52,880 Speaker 1: them to some foreign buyer and you get a commission 645 00:34:52,920 --> 00:34:56,560 Speaker 1: in return, and uh, and the way it starts to work. 646 00:34:56,719 --> 00:34:58,799 Speaker 1: Is it seems like everything's on the up and up. 647 00:34:58,840 --> 00:35:01,719 Speaker 1: You get stuff, you it money, you're you're sending it off. 648 00:35:02,200 --> 00:35:06,239 Speaker 1: But again, this is way too for the scammer to 649 00:35:06,400 --> 00:35:10,759 Speaker 1: hide a legal activity. The goods could be stolen. Uh, 650 00:35:10,800 --> 00:35:13,839 Speaker 1: they could be the wrong thing. Like it could be 651 00:35:13,840 --> 00:35:15,720 Speaker 1: that people are paying for one thing, but you're shipping 652 00:35:15,719 --> 00:35:19,040 Speaker 1: out something else and it's but your addresses on the return, 653 00:35:19,560 --> 00:35:22,399 Speaker 1: it's not the scammers address. So again, when they're when 654 00:35:22,440 --> 00:35:26,600 Speaker 1: problems come up, the authorities come after you, not the scammer. 655 00:35:26,840 --> 00:35:29,680 Speaker 1: So again it's setting up that fall guy. So yeah, 656 00:35:29,840 --> 00:35:31,919 Speaker 1: it could be again like stolen goods that are being 657 00:35:31,920 --> 00:35:35,720 Speaker 1: fenced overseas, it's just a it's it's you know, a scam. 658 00:35:35,760 --> 00:35:38,160 Speaker 1: Through and through other scams. You can run into our 659 00:35:38,239 --> 00:35:40,880 Speaker 1: the old bait and switch. That's when you get our 660 00:35:40,960 --> 00:35:43,280 Speaker 1: job posting and you go in and for an interview, 661 00:35:43,320 --> 00:35:45,200 Speaker 1: and then when you get to the place where you're interviewing, 662 00:35:45,239 --> 00:35:47,759 Speaker 1: you suddenly find out that the job you're interviewing for 663 00:35:48,400 --> 00:35:51,200 Speaker 1: is not the one that was posted. Um, and that 664 00:35:51,280 --> 00:35:54,319 Speaker 1: could be that it's for a legitimate job that they 665 00:35:54,360 --> 00:35:57,160 Speaker 1: just didn't have any way of filling, and that you 666 00:35:57,200 --> 00:35:59,399 Speaker 1: are not interested in, or it could be that's part 667 00:35:59,440 --> 00:36:03,440 Speaker 1: of a bigger scam. Um. There's also a fake check scams, 668 00:36:03,480 --> 00:36:07,280 Speaker 1: where the whole thing is that they'll they'll send you checks, 669 00:36:07,680 --> 00:36:09,880 Speaker 1: and what you're supposed to do is use those checks 670 00:36:09,920 --> 00:36:12,839 Speaker 1: to make purchases, and then you are supposed to send 671 00:36:12,880 --> 00:36:17,480 Speaker 1: a check that's good for the remainder. Right. So I 672 00:36:17,520 --> 00:36:20,640 Speaker 1: get a check that's for dollars, and I'm told to 673 00:36:20,640 --> 00:36:23,320 Speaker 1: purchase this one computer, but the computer only cost twelve, 674 00:36:24,000 --> 00:36:26,920 Speaker 1: so I use that check to try and purchase this computer. Meanwhile, 675 00:36:26,960 --> 00:36:29,319 Speaker 1: I'm sending off a check back to the scammer for 676 00:36:29,360 --> 00:36:32,759 Speaker 1: three hundred dollars, so the difference, right, only the check 677 00:36:32,800 --> 00:36:35,120 Speaker 1: they gave me as a bad check, and it eventually bounces, 678 00:36:35,200 --> 00:36:38,560 Speaker 1: and so then I'm out three hundred dollars plus whatever 679 00:36:39,040 --> 00:36:42,319 Speaker 1: the cost is for trying to process a bounce check, 680 00:36:43,120 --> 00:36:46,960 Speaker 1: and the scammer has my money and runs away. Yeah. 681 00:36:47,040 --> 00:36:50,920 Speaker 1: So uh, however, I might have a have to have 682 00:36:51,040 --> 00:36:55,279 Speaker 1: a computer in the bargain for a short while before 683 00:36:55,280 --> 00:36:58,399 Speaker 1: I have to return it. Um, yeah, it's not great, right, 684 00:36:58,440 --> 00:37:00,800 Speaker 1: I mean, And if you had to, if you shipped 685 00:37:00,800 --> 00:37:02,840 Speaker 1: off whatever it was you bought, then the scammer gets 686 00:37:02,880 --> 00:37:06,480 Speaker 1: both of the money and the item. So that's one 687 00:37:06,600 --> 00:37:08,560 Speaker 1: to look out for any time they're asking you to 688 00:37:08,680 --> 00:37:11,719 Speaker 1: make purchases on behalf of them, and especially if you're 689 00:37:11,719 --> 00:37:14,840 Speaker 1: spent sending money back to them. That's a huge, huge 690 00:37:14,920 --> 00:37:17,759 Speaker 1: red flag. So once should you do oh and oh, 691 00:37:17,880 --> 00:37:19,600 Speaker 1: I kind of talk about this kind of scam too. 692 00:37:19,640 --> 00:37:22,799 Speaker 1: There's also this thing called multi level marketing. I do 693 00:37:22,920 --> 00:37:25,160 Speaker 1: not think that I've heard about that one multi level marketing. 694 00:37:25,440 --> 00:37:28,600 Speaker 1: Uh one, you've heard about one sub group of multi 695 00:37:28,680 --> 00:37:31,719 Speaker 1: level marketing. It's called the pyramid scheme. So this is 696 00:37:31,920 --> 00:37:34,440 Speaker 1: multi level marketing is like all right, So in a 697 00:37:34,480 --> 00:37:37,480 Speaker 1: traditional sales role where you're working on commission, you have 698 00:37:37,520 --> 00:37:41,360 Speaker 1: a salesperson who is selling some sort of goods or 699 00:37:41,400 --> 00:37:44,960 Speaker 1: services and they get money every time they make a 700 00:37:45,000 --> 00:37:49,640 Speaker 1: successful sale. Right Glen Garry, Glenn Ross real estate in 701 00:37:49,680 --> 00:37:52,319 Speaker 1: Florida that you should never buy. But otherwise, you know, 702 00:37:52,560 --> 00:37:54,800 Speaker 1: it could be anything. Again, it could be completely legitimate. 703 00:37:54,840 --> 00:37:57,600 Speaker 1: There's nothing illegitimate about that other than the fact that 704 00:37:58,320 --> 00:38:00,239 Speaker 1: you know, some people take advantage of the US and 705 00:38:00,360 --> 00:38:03,319 Speaker 1: also contrive people to desperation depending upon the goods that 706 00:38:03,320 --> 00:38:07,200 Speaker 1: are trying to sell. Multi level marketing adds another element 707 00:38:07,200 --> 00:38:09,480 Speaker 1: to this, which is that when you recruit people to 708 00:38:09,520 --> 00:38:12,800 Speaker 1: come into the organization and sell stuff, you get money 709 00:38:12,840 --> 00:38:15,080 Speaker 1: not only for recruiting, but you get a percentage of 710 00:38:15,120 --> 00:38:19,839 Speaker 1: their sins well. So some people go so far as 711 00:38:19,880 --> 00:38:25,480 Speaker 1: to say all multi level marketing strategies are essentially pyramid schemes, 712 00:38:25,760 --> 00:38:28,880 Speaker 1: no matter what you call them. Others are say, no, 713 00:38:29,040 --> 00:38:31,839 Speaker 1: there are legitimate ways of doing this, but one thing 714 00:38:32,239 --> 00:38:34,439 Speaker 1: does appear to be true, which is that the more 715 00:38:34,520 --> 00:38:38,799 Speaker 1: it depends upon that that bring people in and you 716 00:38:38,840 --> 00:38:41,400 Speaker 1: will get some of their money. The more it depends 717 00:38:41,400 --> 00:38:43,520 Speaker 1: on that, the more likely the whole thing is going 718 00:38:43,560 --> 00:38:46,160 Speaker 1: to collapse once you have reached saturation and you cannot 719 00:38:46,200 --> 00:38:49,040 Speaker 1: bring more people in. And then once it collapses, the 720 00:38:49,120 --> 00:38:51,440 Speaker 1: only people who are left holding anything at all are 721 00:38:51,440 --> 00:38:52,960 Speaker 1: the ones who are at the top of the pyramid. 722 00:38:53,480 --> 00:38:56,600 Speaker 1: Everyone else suffers as a result. So that's something else 723 00:38:56,640 --> 00:38:58,200 Speaker 1: to look out for. If it's one of those things 724 00:38:58,280 --> 00:39:00,200 Speaker 1: where you know, you go through this whole process us 725 00:39:00,200 --> 00:39:01,640 Speaker 1: and they're going to train you up, and then you 726 00:39:01,680 --> 00:39:04,200 Speaker 1: find out that you're going door to door to recruit 727 00:39:04,239 --> 00:39:07,200 Speaker 1: people to be part of something bigger, that's more of 728 00:39:07,239 --> 00:39:09,719 Speaker 1: an indication that this is probably something that you don't 729 00:39:09,719 --> 00:39:12,640 Speaker 1: want to be a part of. Uh, Now, what do 730 00:39:12,680 --> 00:39:15,600 Speaker 1: you do if you've all victim to a scam? I 731 00:39:15,880 --> 00:39:19,080 Speaker 1: took this list from from a website that was all 732 00:39:19,120 --> 00:39:24,120 Speaker 1: about consumer alert, uh, consumer awareness of this sort of stuff, 733 00:39:24,600 --> 00:39:29,920 Speaker 1: and their suggestions are pretty drastic and and they they're 734 00:39:29,960 --> 00:39:33,160 Speaker 1: not easy things to do. So I'm going to go 735 00:39:33,239 --> 00:39:35,120 Speaker 1: through the list, but keep in mind like that this 736 00:39:35,200 --> 00:39:37,960 Speaker 1: is if you've fallen victim to a scam, this might 737 00:39:37,960 --> 00:39:39,480 Speaker 1: be necessary for you to be able to get your 738 00:39:39,480 --> 00:39:43,120 Speaker 1: life back on track, because scammers can do massive damage 739 00:39:43,160 --> 00:39:47,760 Speaker 1: to you and your online presence and your financial stability overall. 740 00:39:47,920 --> 00:39:50,000 Speaker 1: What we're saying is that it's much better to never 741 00:39:50,080 --> 00:39:53,200 Speaker 1: give people your social Security number, your bank account, any 742 00:39:53,280 --> 00:39:56,160 Speaker 1: any personal information that is highly sensitive like that until 743 00:39:56,200 --> 00:39:58,400 Speaker 1: after you have signed a whole lot of paperwork that 744 00:39:58,480 --> 00:40:01,000 Speaker 1: hires you into the organization and you and you have 745 00:40:01,200 --> 00:40:04,000 Speaker 1: and you are reasonably confident that the organizations on the 746 00:40:04,080 --> 00:40:06,520 Speaker 1: up and up. Yeah, and you know, talk to other 747 00:40:06,520 --> 00:40:08,520 Speaker 1: people who are in that organization and all that kind 748 00:40:08,520 --> 00:40:11,319 Speaker 1: of stuff, and and do research on it before because 749 00:40:11,320 --> 00:40:14,000 Speaker 1: otherwise this is what you gotta do. Close all bank 750 00:40:14,000 --> 00:40:16,600 Speaker 1: accounts at the bank where the scam took place. So 751 00:40:16,640 --> 00:40:18,080 Speaker 1: if you have more than one bank account, if you've 752 00:40:18,080 --> 00:40:20,080 Speaker 1: got a savings account and a checking account, you've gotta 753 00:40:20,080 --> 00:40:22,000 Speaker 1: close both of them. It's a good idea to change 754 00:40:22,080 --> 00:40:24,759 Speaker 1: banks completely and try so that you can avoid any 755 00:40:24,760 --> 00:40:28,960 Speaker 1: sort of social engineering attempts that the scam folks do. UH. 756 00:40:29,000 --> 00:40:31,279 Speaker 1: Social engineering that, of course, is when someone comes up 757 00:40:31,320 --> 00:40:34,040 Speaker 1: and says, hey, you know, I work for such and such, 758 00:40:34,160 --> 00:40:36,080 Speaker 1: I just need that password so I can get into 759 00:40:36,120 --> 00:40:39,200 Speaker 1: this system, or you know, anything along those lines. It's 760 00:40:39,200 --> 00:40:41,759 Speaker 1: really it's all about manipulating people to get access to 761 00:40:41,800 --> 00:40:45,880 Speaker 1: a secure system. UM. So you close all those bank accounts, 762 00:40:46,080 --> 00:40:48,400 Speaker 1: order a credit report from all three this is for 763 00:40:48,440 --> 00:40:51,720 Speaker 1: the US, for all three credit bureaus. UH, every couple 764 00:40:51,760 --> 00:40:54,799 Speaker 1: of months, and watch for unusual activity, and as soon 765 00:40:54,800 --> 00:40:57,280 Speaker 1: as you see any you have to start reporting fraud alerts. 766 00:40:57,440 --> 00:41:02,279 Speaker 1: So that's fun. I've had to do that personally when 767 00:41:02,280 --> 00:41:06,440 Speaker 1: I had a card stolen, so that was fantastic. Identity 768 00:41:06,480 --> 00:41:09,719 Speaker 1: theft is all over the place. UH. If you are 769 00:41:09,719 --> 00:41:12,840 Speaker 1: a victim of a payment forwarding scam, you should contact 770 00:41:13,120 --> 00:41:17,040 Speaker 1: Secret Service because that's the agency that handles this sort 771 00:41:17,040 --> 00:41:19,239 Speaker 1: of stuff in the United states. A lot of us 772 00:41:19,320 --> 00:41:22,600 Speaker 1: think of the Secret Service as the the bodyguards as 773 00:41:22,880 --> 00:41:26,000 Speaker 1: the president and the president's family and former presidents, but 774 00:41:26,160 --> 00:41:30,160 Speaker 1: they handle international fraud as well. Uh. Any you should 775 00:41:30,160 --> 00:41:34,000 Speaker 1: also file a police report with your local law enforcements officials, 776 00:41:34,160 --> 00:41:37,120 Speaker 1: and you should report the company name, the job posting 777 00:41:37,160 --> 00:41:40,080 Speaker 1: and all contact names to the job sites where that 778 00:41:40,200 --> 00:41:43,799 Speaker 1: scam was posted. So whether that's you know, Monster dot Com, 779 00:41:43,840 --> 00:41:45,880 Speaker 1: career Builder, all those kind of sites, you need to 780 00:41:46,200 --> 00:41:51,759 Speaker 1: alert them saying, and you should close all email addresses 781 00:41:51,760 --> 00:41:54,920 Speaker 1: that were associated with that job fraud. Yeah, then you 782 00:41:54,960 --> 00:41:57,040 Speaker 1: have to send on a message everywhere like hi, guys. 783 00:41:57,120 --> 00:41:59,120 Speaker 1: You know I used to have this email address I 784 00:41:59,160 --> 00:42:03,120 Speaker 1: don't use anymore. Yeah, it's it's ugly stuff. So of course, 785 00:42:03,200 --> 00:42:07,560 Speaker 1: the best strategy is don't get involved and don't get scammed, 786 00:42:07,840 --> 00:42:10,520 Speaker 1: which you know, it's easy to say in hindsight, but 787 00:42:10,880 --> 00:42:13,440 Speaker 1: knowing this stuff ahead of time gives you the tools 788 00:42:13,480 --> 00:42:15,879 Speaker 1: you need to be able to avoid it. Now, let's 789 00:42:15,880 --> 00:42:18,160 Speaker 1: talk a little bit about the stuff that does work. 790 00:42:18,200 --> 00:42:19,920 Speaker 1: I don't want this all to be doom and gloom 791 00:42:20,000 --> 00:42:23,759 Speaker 1: about you know, great night. What was just getting into 792 00:42:23,800 --> 00:42:25,400 Speaker 1: the job market and now I feel like there's no 793 00:42:25,440 --> 00:42:29,040 Speaker 1: way to succeed. That's not true. However, one of the 794 00:42:29,120 --> 00:42:31,680 Speaker 1: things that has kind of come to light is that 795 00:42:31,760 --> 00:42:36,799 Speaker 1: networking is probably the most important skill you can have 796 00:42:36,880 --> 00:42:40,680 Speaker 1: when you're in the job market. You know, talking to friends, 797 00:42:40,719 --> 00:42:45,080 Speaker 1: to family, to fellow students, if you got out of college, 798 00:42:45,719 --> 00:42:50,319 Speaker 1: joining professional groups and meeting up that way exactly. Uh, yeah, 799 00:42:50,320 --> 00:42:53,480 Speaker 1: there were I remember I went to a an organization 800 00:42:53,520 --> 00:42:56,960 Speaker 1: that was all about developing things like resumes and cover 801 00:42:57,120 --> 00:42:59,680 Speaker 1: letters when I needed to find a job, and that 802 00:43:00,080 --> 00:43:03,680 Speaker 1: helped me form relationships with other people that led to 803 00:43:04,120 --> 00:43:08,279 Speaker 1: some some actual progress in my job search. Uh. This 804 00:43:08,360 --> 00:43:11,680 Speaker 1: was years ago, but it still applies today. Um. The 805 00:43:11,719 --> 00:43:15,239 Speaker 1: Impact Group did a survey and they found that the 806 00:43:15,280 --> 00:43:17,839 Speaker 1: most effective method was networking that that came in at 807 00:43:18,719 --> 00:43:21,640 Speaker 1: and the the second most effective was finding an online 808 00:43:21,719 --> 00:43:24,240 Speaker 1: job posting and responding to it that had a twenty 809 00:43:24,280 --> 00:43:29,920 Speaker 1: success rate. Um. And then behind that became the importance 810 00:43:29,960 --> 00:43:33,279 Speaker 1: of getting a referral from within the organization. So someone 811 00:43:33,320 --> 00:43:37,120 Speaker 1: who already works there who knows you like that, you know, 812 00:43:37,400 --> 00:43:40,320 Speaker 1: full disclosure. Uh, there's someone who worked at how Stuff 813 00:43:40,320 --> 00:43:43,560 Speaker 1: Works who knew me, and that got that got me 814 00:43:43,760 --> 00:43:46,800 Speaker 1: uh some attention. It didn't it didn't get me hired 815 00:43:46,800 --> 00:43:49,440 Speaker 1: because she wasn't she didn't have a management position at 816 00:43:49,480 --> 00:43:52,040 Speaker 1: that time. But it at least gets here. It gets 817 00:43:52,040 --> 00:43:54,080 Speaker 1: your your so called foot in the door. It gets 818 00:43:54,120 --> 00:43:56,440 Speaker 1: someone who is not a robot to read your resume 819 00:43:56,640 --> 00:44:00,760 Speaker 1: and take it into extra special consideration. Right. It definitely 820 00:44:00,800 --> 00:44:03,920 Speaker 1: didn't guarantee me a job. The standards here are quite high, 821 00:44:03,960 --> 00:44:06,279 Speaker 1: and I had to really work hard to land it. 822 00:44:06,320 --> 00:44:09,160 Speaker 1: But that helped because it was one of those things 823 00:44:09,200 --> 00:44:12,320 Speaker 1: where instead of being in a huge pile of resumes, 824 00:44:12,400 --> 00:44:15,600 Speaker 1: I was in a slightly smaller pile of resumes. But 825 00:44:15,640 --> 00:44:18,319 Speaker 1: that happens a lot. And they also found that the 826 00:44:18,360 --> 00:44:21,160 Speaker 1: next most successful way of getting a job nine percent 827 00:44:21,320 --> 00:44:24,520 Speaker 1: of the time was getting a referral from outside the company. 828 00:44:24,600 --> 00:44:28,360 Speaker 1: But it was apparently, you know, a high enough person 829 00:44:28,480 --> 00:44:35,720 Speaker 1: from outside the company in another position that was another industry. Yeah, 830 00:44:35,760 --> 00:44:38,200 Speaker 1: this guy knows his stuff. You should hire him, Like 831 00:44:38,239 --> 00:44:40,319 Speaker 1: we're not hiring, but you should totally hire this guy 832 00:44:40,480 --> 00:44:44,440 Speaker 1: or this woman or whatever. And so it's interesting to 833 00:44:44,520 --> 00:44:48,759 Speaker 1: see that. I mean, apparently networking is particularly important for 834 00:44:48,920 --> 00:44:52,600 Speaker 1: high paying jobs. So I mean that makes sense too, 835 00:44:52,840 --> 00:44:54,200 Speaker 1: in the sense that you know, if it's a if 836 00:44:54,200 --> 00:44:57,400 Speaker 1: it's a high paying job, it's a high level position. Uh. 837 00:44:57,520 --> 00:45:00,120 Speaker 1: I think a lot of people really respond more to 838 00:45:00,200 --> 00:45:03,480 Speaker 1: that person to person interaction about Hey, you know, this 839 00:45:03,480 --> 00:45:05,320 Speaker 1: guy seems like a great guy as opposed to a 840 00:45:05,320 --> 00:45:08,560 Speaker 1: piece of paper, especially when you start seeing some very 841 00:45:08,840 --> 00:45:14,640 Speaker 1: very high ranking people, uh fibbing a bit on the resume. 842 00:45:14,760 --> 00:45:16,520 Speaker 1: I mean we've all heard about you know, yeah, you 843 00:45:16,560 --> 00:45:19,279 Speaker 1: can fudge a little bit here and there, and you know, 844 00:45:19,320 --> 00:45:21,279 Speaker 1: not to the extent necessarily of getting one of those 845 00:45:21,320 --> 00:45:25,960 Speaker 1: fake diplumas. But yeah, Scott Thompson, yeah, who CEO had 846 00:45:26,000 --> 00:45:28,279 Speaker 1: to step down after there was the scandal that he 847 00:45:28,440 --> 00:45:32,479 Speaker 1: had included fake credentials on his resume, which really said 848 00:45:32,480 --> 00:45:34,320 Speaker 1: that he had a degree that he did not possess. 849 00:45:34,560 --> 00:45:36,960 Speaker 1: So networking is really important, what no matter what the 850 00:45:36,960 --> 00:45:40,520 Speaker 1: position level, but if it's a higher paid position, particularly important. 851 00:45:40,719 --> 00:45:45,080 Speaker 1: Also research the companies you are applying to. Research them thoroughly. 852 00:45:45,400 --> 00:45:48,839 Speaker 1: I had a friend who got a job offer from 853 00:45:48,880 --> 00:45:51,120 Speaker 1: a company and she asked me to look into it 854 00:45:51,120 --> 00:45:53,640 Speaker 1: because she thought that something wasn't quite right. And when 855 00:45:53,680 --> 00:45:56,279 Speaker 1: I did research, it was a company that was supposedly 856 00:45:56,480 --> 00:46:01,839 Speaker 1: managing various uh real estate property uh throughout the city 857 00:46:01,880 --> 00:46:05,120 Speaker 1: of Atlanta, and it was giving these weird addresses and 858 00:46:05,120 --> 00:46:06,960 Speaker 1: I was like, I don't even know that the street 859 00:46:07,080 --> 00:46:09,920 Speaker 1: goes that far, and I would. I started going to 860 00:46:09,960 --> 00:46:11,960 Speaker 1: Google Maps and searching, and some of the addresses were 861 00:46:11,960 --> 00:46:14,319 Speaker 1: completely fake. Some of them were real, but there was 862 00:46:14,360 --> 00:46:16,560 Speaker 1: a totally different building at that address than the one 863 00:46:16,560 --> 00:46:19,840 Speaker 1: that was on the website. And worst yet, I took 864 00:46:19,920 --> 00:46:22,080 Speaker 1: a block of the text from there and to search 865 00:46:22,160 --> 00:46:26,560 Speaker 1: and found identical websites in different cities that use the 866 00:46:26,600 --> 00:46:30,040 Speaker 1: exact same language but different addresses, claiming to be this 867 00:46:30,520 --> 00:46:33,399 Speaker 1: company that was hiring on people. So it was a 868 00:46:33,520 --> 00:46:36,520 Speaker 1: total scam. I don't know, I don't know what specific 869 00:46:36,640 --> 00:46:40,319 Speaker 1: scam they were trying to pull, but it was obvious. Yeah, 870 00:46:40,400 --> 00:46:44,760 Speaker 1: knowledge it. So do your research and also use social 871 00:46:44,880 --> 00:46:47,759 Speaker 1: networking in a in a smart way. So not only 872 00:46:47,800 --> 00:46:50,600 Speaker 1: are you do you want to put forth your best 873 00:46:50,640 --> 00:46:54,880 Speaker 1: self on social networks, use them to help try and 874 00:46:54,920 --> 00:46:58,400 Speaker 1: network with people, find out what's out there, ask questions, 875 00:46:58,480 --> 00:47:02,839 Speaker 1: be genuine and uh use things like LinkedIn. There are 876 00:47:02,880 --> 00:47:05,279 Speaker 1: more and more companies that are actually using LinkedIn, and 877 00:47:05,320 --> 00:47:08,239 Speaker 1: there are more people who use LinkedIn who will if 878 00:47:08,280 --> 00:47:10,160 Speaker 1: they hear that you are in need of a job, 879 00:47:10,239 --> 00:47:13,280 Speaker 1: they will they'll look at their their contacts and see 880 00:47:13,600 --> 00:47:16,160 Speaker 1: is there someone out there, is there some position out 881 00:47:16,160 --> 00:47:18,040 Speaker 1: there this person would be a good fit for and 882 00:47:18,080 --> 00:47:20,759 Speaker 1: participate in conversations. You know, it's you can't you can't 883 00:47:20,800 --> 00:47:22,640 Speaker 1: expect something out of a network if you're not putting 884 00:47:22,680 --> 00:47:26,239 Speaker 1: anything back in, right. And I remember reading some It 885 00:47:26,320 --> 00:47:28,480 Speaker 1: was in a CNN article. As I recall, there was 886 00:47:28,560 --> 00:47:31,520 Speaker 1: some throwaway statistic. And again I don't know what study 887 00:47:31,600 --> 00:47:34,279 Speaker 1: this came from, so uh, take this with a grain 888 00:47:34,320 --> 00:47:36,440 Speaker 1: of salt, But they said that the average American when 889 00:47:36,520 --> 00:47:39,000 Speaker 1: hunting for a job, would spend forty minutes a day 890 00:47:39,080 --> 00:47:42,040 Speaker 1: doing it while spending three and a half hours watching TV. Uh. 891 00:47:42,719 --> 00:47:47,719 Speaker 1: So that obviously also prioritize, prioritize your job search. So 892 00:47:48,040 --> 00:47:50,040 Speaker 1: you know, if you follow these then you are more 893 00:47:50,200 --> 00:47:54,960 Speaker 1: likely to avoid the pitfalls and find success. Uh. A 894 00:47:55,000 --> 00:47:56,879 Speaker 1: lot of this stuff I learned the hard way when 895 00:47:56,920 --> 00:47:58,520 Speaker 1: I was searching for a job, because, like I said, 896 00:47:58,560 --> 00:48:00,200 Speaker 1: I was out of the job market for so long 897 00:48:00,280 --> 00:48:03,680 Speaker 1: that the search method had changed dramatically when I needed 898 00:48:03,719 --> 00:48:06,680 Speaker 1: to look for it again. And uh, and maybe as 899 00:48:06,760 --> 00:48:11,000 Speaker 1: time goes on, both online education and the jobs that 900 00:48:11,040 --> 00:48:14,440 Speaker 1: we can get access to online will evolve and become 901 00:48:14,520 --> 00:48:18,480 Speaker 1: more robust and become more reliable. Um, that's probably going 902 00:48:18,520 --> 00:48:21,239 Speaker 1: to be the case, but right now it's still this 903 00:48:21,320 --> 00:48:25,200 Speaker 1: trans kind of weird, weird mettal period, the whole wild 904 00:48:25,280 --> 00:48:27,920 Speaker 1: West thing. The same sort of stuff we saw with businesses, 905 00:48:28,239 --> 00:48:31,319 Speaker 1: you know, fifteen twenty years ago, we're starting to see 906 00:48:31,360 --> 00:48:35,319 Speaker 1: now in education and jobs in general. Uh And and 907 00:48:35,360 --> 00:48:37,320 Speaker 1: like I said, you know, once once you get through 908 00:48:37,520 --> 00:48:41,160 Speaker 1: all the the the stuff that you should be ignoring, 909 00:48:41,360 --> 00:48:43,880 Speaker 1: there are things out there that are worth paying attention to. 910 00:48:44,320 --> 00:48:47,680 Speaker 1: So don't get discouraged. Just make sure you use critical 911 00:48:47,719 --> 00:48:50,680 Speaker 1: thinking and and just be careful because you know, this 912 00:48:50,760 --> 00:48:52,600 Speaker 1: is your life and you don't want to you don't 913 00:48:52,600 --> 00:48:54,279 Speaker 1: want to sit there and say, well, there were like 914 00:48:54,320 --> 00:48:56,680 Speaker 1: three years of my life that I really regret because 915 00:48:57,280 --> 00:49:02,440 Speaker 1: it was just this this s yeah. Um So anyway, 916 00:49:02,480 --> 00:49:04,880 Speaker 1: that's that's our advice to you. If you guys have 917 00:49:04,960 --> 00:49:07,799 Speaker 1: any suggestions for future episodes of tech stuff, things that 918 00:49:07,880 --> 00:49:10,120 Speaker 1: we you think we need to uh to tackle. You 919 00:49:10,200 --> 00:49:14,080 Speaker 1: have a particular concern or maybe there's a there's a 920 00:49:14,080 --> 00:49:16,400 Speaker 1: gadget you've always wanted to know more about, or a 921 00:49:16,440 --> 00:49:19,120 Speaker 1: company that you think is really cool. Let us know, 922 00:49:19,280 --> 00:49:22,120 Speaker 1: send us a message. You can contact us by our 923 00:49:22,239 --> 00:49:26,840 Speaker 1: email address that is text stuff at Discovery dot com, 924 00:49:26,960 --> 00:49:29,160 Speaker 1: or let us know on Facebook or Twitter. You can 925 00:49:29,200 --> 00:49:32,160 Speaker 1: find us there with the handle text stuff H. S 926 00:49:32,480 --> 00:49:34,640 Speaker 1: W and Lauren and I will talk to you again 927 00:49:35,200 --> 00:49:43,440 Speaker 1: really soon. For more on this and thousands of other topics, 928 00:49:43,760 --> 00:49:54,520 Speaker 1: is it has staff works dot com