1 00:00:01,120 --> 00:00:03,400 Speaker 1: Welcome to Stuff. You should know, a production of I 2 00:00:03,600 --> 00:00:12,560 Speaker 1: Heart Radios How Stuff Works. Hey, I'm welcome to the podcast. 3 00:00:12,600 --> 00:00:15,520 Speaker 1: I'm Josh Clark. There's Charles w Chuck, Brian, there's Jerry 4 00:00:15,560 --> 00:00:20,520 Speaker 1: over there. Jerry's not eating anything today. Chalk there is clear? 5 00:00:21,079 --> 00:00:23,239 Speaker 1: And did you just do that as a coaster? Yes, 6 00:00:24,600 --> 00:00:27,000 Speaker 1: I don't want to make a chinky sound every time, 7 00:00:27,040 --> 00:00:30,960 Speaker 1: Like okay, I thought, I don't want that. I want 8 00:00:30,960 --> 00:00:33,320 Speaker 1: this now, I get it. Did you hear that? You 9 00:00:33,320 --> 00:00:36,320 Speaker 1: didn't hear anything? No, I'm I said everyone. Josh just 10 00:00:36,360 --> 00:00:39,800 Speaker 1: folded up his notes and put his can of cola 11 00:00:39,880 --> 00:00:42,159 Speaker 1: down on that. And I've never seen you do that, 12 00:00:42,479 --> 00:00:44,920 Speaker 1: And I thought you were trying to preserve this cheap. 13 00:00:46,520 --> 00:00:49,560 Speaker 1: This thing is tougher than okay. So it was a 14 00:00:49,640 --> 00:00:52,880 Speaker 1: sound thing. Sure, it's it's a sound dampening technique. Can 15 00:00:52,880 --> 00:00:55,160 Speaker 1: look at us after all these years, just came up 16 00:00:55,200 --> 00:00:59,280 Speaker 1: with that up in our game. Um so, Chuck, do 17 00:00:59,360 --> 00:01:03,279 Speaker 1: you remember we did a Social Security number episode? Did we? 18 00:01:03,760 --> 00:01:06,720 Speaker 1: I thought, so? You don't remember that one. It was 19 00:01:06,760 --> 00:01:08,959 Speaker 1: one of those ones where you're like, my eyes are 20 00:01:09,000 --> 00:01:11,039 Speaker 1: going to bleed because this is so boring. But it 21 00:01:11,080 --> 00:01:13,320 Speaker 1: turned out to be pretty interesting. It was one of 22 00:01:13,360 --> 00:01:15,360 Speaker 1: those remember that. But we should give a little bit 23 00:01:15,360 --> 00:01:18,479 Speaker 1: of a refresher on social security numbers. Okay, yeah, here's mine. 24 00:01:19,880 --> 00:01:23,280 Speaker 1: Oh you're gonna give your your to eight seven, nine four. No, 25 00:01:23,400 --> 00:01:26,839 Speaker 1: I don't even because what if I just accidentally said 26 00:01:26,880 --> 00:01:31,880 Speaker 1: someone else's like made one up that? Yeah, and some 27 00:01:31,959 --> 00:01:37,920 Speaker 1: dudes listening, it's like, dude, how'd you know Todd? It's 28 00:01:37,959 --> 00:01:41,880 Speaker 1: always Todd. I don't know. So social Security numbers, get 29 00:01:41,880 --> 00:01:45,160 Speaker 1: this everybody. They first started being issued in November of 30 00:01:45,240 --> 00:01:51,840 Speaker 1: nine and the Social Security Administration was created to administer 31 00:01:52,720 --> 00:01:56,000 Speaker 1: a new deal program of federal benefits, things like welfare 32 00:01:56,560 --> 00:02:02,760 Speaker 1: or retirement benefits, Medicare UM. The entire reason any of 33 00:02:02,840 --> 00:02:05,960 Speaker 1: us originally were given a Social Security number was to 34 00:02:06,080 --> 00:02:11,120 Speaker 1: track our lifetime earnings and to um determine how much 35 00:02:11,200 --> 00:02:13,799 Speaker 1: we'd put into Social Security so that when we retired, 36 00:02:14,320 --> 00:02:17,320 Speaker 1: they could determine how much we should get out in retirement. 37 00:02:17,600 --> 00:02:20,760 Speaker 1: That's why everyone has a sofial security number. And because 38 00:02:20,760 --> 00:02:24,120 Speaker 1: there are nine digits UM, there's something like a billion 39 00:02:24,120 --> 00:02:28,760 Speaker 1: different possible combinations, and we're about halfway towards using up 40 00:02:29,120 --> 00:02:32,680 Speaker 1: the sow security numbers. Interesting but but probably gaining fast. 41 00:02:33,240 --> 00:02:35,680 Speaker 1: We are starting to gain much faster than we were before. 42 00:02:35,680 --> 00:02:38,400 Speaker 1: A good point, but we still got plenty of time. 43 00:02:38,760 --> 00:02:42,920 Speaker 1: But because of this um, social security numbers get retired 44 00:02:42,960 --> 00:02:47,720 Speaker 1: when you die, which we'll get to. But originally, when 45 00:02:47,760 --> 00:02:50,239 Speaker 1: when you were given social Security number, that was it. 46 00:02:50,240 --> 00:02:52,240 Speaker 1: It wasn't meant for anything else but to track your 47 00:02:52,280 --> 00:02:54,880 Speaker 1: earnings and to figure out your retirement. Right. Yeah, not 48 00:02:54,919 --> 00:02:56,600 Speaker 1: like when you get to go to get a haircut 49 00:02:57,160 --> 00:02:59,959 Speaker 1: basically and they ask you for your Social Security number. Yeah. 50 00:03:00,080 --> 00:03:02,480 Speaker 1: The seventies, the federal government said, okay, there's a couple 51 00:03:02,480 --> 00:03:04,480 Speaker 1: of other things that you should really have your sol 52 00:03:04,600 --> 00:03:08,880 Speaker 1: Security number for a passport, um, if you go to 53 00:03:08,919 --> 00:03:11,360 Speaker 1: open a bank account, that was a new one too. 54 00:03:11,600 --> 00:03:14,040 Speaker 1: I'll buy that. Um. But then, like you said, like 55 00:03:14,120 --> 00:03:18,360 Speaker 1: as computers came along, now everybody asks what it's become 56 00:03:18,400 --> 00:03:22,480 Speaker 1: an identifier in an authenticator And that is really bad. 57 00:03:22,600 --> 00:03:24,320 Speaker 1: That is not what we should be doing with social 58 00:03:24,320 --> 00:03:29,000 Speaker 1: Security numbers. It really not only that, but the phone 59 00:03:29,080 --> 00:03:31,920 Speaker 1: numbers and everything and addresses. It just annoys me. And 60 00:03:31,960 --> 00:03:35,480 Speaker 1: I'm not like a conspiracy guy. It's not like I think, like, oh, 61 00:03:35,560 --> 00:03:37,440 Speaker 1: what are they going to do with this? It just 62 00:03:37,480 --> 00:03:41,040 Speaker 1: annoys me. Well, and I can't get a haircut without provide. 63 00:03:41,080 --> 00:03:43,960 Speaker 1: I'm like, I have cash in my hand, you have scissors. 64 00:03:44,320 --> 00:03:46,840 Speaker 1: Can we just do this right? Can we do it 65 00:03:46,880 --> 00:03:50,960 Speaker 1: like Floyd style? Yeah? You know, but it annoys me. 66 00:03:51,040 --> 00:03:53,760 Speaker 1: But even if you take away the annoyance, companies have 67 00:03:53,880 --> 00:03:56,880 Speaker 1: proven time and time and time again that they're not 68 00:03:56,920 --> 00:04:00,720 Speaker 1: to be trusted protecting your so Security number because to 69 00:04:00,800 --> 00:04:03,720 Speaker 1: authenticate you saying who you are who you say you are, 70 00:04:04,120 --> 00:04:06,360 Speaker 1: they've got to have your SOI Security number on file. 71 00:04:07,040 --> 00:04:10,320 Speaker 1: And when somebody hacks into their databases, they get your 72 00:04:10,320 --> 00:04:12,800 Speaker 1: SOI Security number. All of your information is right there, 73 00:04:13,720 --> 00:04:16,360 Speaker 1: and it's become a real problem. But it's also become 74 00:04:16,400 --> 00:04:20,520 Speaker 1: a real problem living a modern life without giving out 75 00:04:20,560 --> 00:04:23,480 Speaker 1: your SO Security number. Right. So we say all this 76 00:04:23,600 --> 00:04:26,760 Speaker 1: to point out that if for some reason, you didn't 77 00:04:26,800 --> 00:04:29,920 Speaker 1: have a Social Security number any longer, it would be 78 00:04:29,960 --> 00:04:34,919 Speaker 1: tough to navigate life. And that actually happens to some people. Yeah, 79 00:04:34,960 --> 00:04:37,920 Speaker 1: if you've seen the movie Brazil, Oh, is it like this? 80 00:04:38,520 --> 00:04:42,839 Speaker 1: You never saw Brazil? It's it's sort of this in 81 00:04:42,920 --> 00:04:48,040 Speaker 1: a future dystopian world, but you know, basically like it's 82 00:04:48,080 --> 00:04:52,760 Speaker 1: it's bureaucracy at its best of someone who's you know, 83 00:04:53,240 --> 00:04:55,520 Speaker 1: dead or not dead, and the government mixes it up. 84 00:04:55,760 --> 00:04:57,919 Speaker 1: Is that what Brazil is about? Yeah? I did not 85 00:04:58,040 --> 00:05:00,320 Speaker 1: know that. Yeah, I'm glad you brought that up because 86 00:05:00,360 --> 00:05:03,800 Speaker 1: we would have heard from people. It's a yeah, it's good, 87 00:05:03,880 --> 00:05:06,080 Speaker 1: right it is. And you should go listen to the 88 00:05:06,080 --> 00:05:10,320 Speaker 1: movie Crush episode on Brazil with Jonathan Colton. Okay, yeah, 89 00:05:10,400 --> 00:05:12,320 Speaker 1: I didn't know that one. That one slipped past me. 90 00:05:12,360 --> 00:05:16,240 Speaker 1: I wasn't talking to you, but sure, you're welcome to listen. Thanks. 91 00:05:17,080 --> 00:05:19,520 Speaker 1: I'm part of everybody. I had to go to the 92 00:05:19,640 --> 00:05:23,080 Speaker 1: Social Security Office recently to get a card because of 93 00:05:23,120 --> 00:05:26,680 Speaker 1: this job in our new company. Really, yeah, I had 94 00:05:26,720 --> 00:05:30,960 Speaker 1: to prove, you know whatever, that I'm alive. You didn't unemployable. 95 00:05:30,960 --> 00:05:33,359 Speaker 1: I guess you didn't. Just give him your passport. I 96 00:05:33,360 --> 00:05:36,840 Speaker 1: couldn't find my passport because I'm in between houses right 97 00:05:36,880 --> 00:05:39,359 Speaker 1: now and it was buried somewhere. Okay, but you do 98 00:05:39,440 --> 00:05:41,640 Speaker 1: have it because we're probably going to Toronto this year. 99 00:05:42,000 --> 00:05:44,120 Speaker 1: I do have it. I did find it kind of 100 00:05:44,160 --> 00:05:47,159 Speaker 1: after I went to the Social Security Office. But all 101 00:05:47,200 --> 00:05:49,599 Speaker 1: that was just to say that if you think the 102 00:05:49,680 --> 00:05:53,839 Speaker 1: d m V is a pit of despair, just go 103 00:05:53,960 --> 00:05:56,760 Speaker 1: to the social Security want to it's not fun. I 104 00:05:56,800 --> 00:06:01,240 Speaker 1: really don't want to know. So, um, okay, you can 105 00:06:01,360 --> 00:06:04,559 Speaker 1: imagine how bad it is when everything's just hunky dory 106 00:06:04,560 --> 00:06:06,760 Speaker 1: and you just need a copy of your card. That's 107 00:06:06,760 --> 00:06:10,400 Speaker 1: all you needed. Right For some people, some poor SAPs 108 00:06:10,440 --> 00:06:14,799 Speaker 1: out there, they are thought by the government and listed 109 00:06:14,880 --> 00:06:18,400 Speaker 1: by the government as having died. And that is a 110 00:06:18,440 --> 00:06:22,159 Speaker 1: big problem if you're alive. Yes, because again you need 111 00:06:22,200 --> 00:06:25,800 Speaker 1: your Social Security number for everything to start with. And 112 00:06:25,839 --> 00:06:29,880 Speaker 1: then secondly, because we have enough Social Security numbers to 113 00:06:29,920 --> 00:06:32,960 Speaker 1: go around, Like I said, when you die, you're so 114 00:06:33,120 --> 00:06:36,320 Speaker 1: security number gets retired with you. They hang in in 115 00:06:36,360 --> 00:06:39,600 Speaker 1: the rafters of your local NBA franchise. That's exactly right. 116 00:06:39,760 --> 00:06:44,360 Speaker 1: If you look really closely, they're all up there. But um, 117 00:06:44,400 --> 00:06:47,360 Speaker 1: that's that is a problem for somebody who gets listed 118 00:06:47,400 --> 00:06:51,280 Speaker 1: as dead on what's called the death master file. Do 119 00:06:51,320 --> 00:06:55,240 Speaker 1: I need to say it now? Even somebody listening to 120 00:06:55,520 --> 00:06:57,880 Speaker 1: the very first stuff you should know right now, they 121 00:06:57,920 --> 00:07:00,680 Speaker 1: know what you're saying. Here's a bunch good band names 122 00:07:00,680 --> 00:07:04,080 Speaker 1: in here, but death master files pretty good. So uh, 123 00:07:04,120 --> 00:07:07,480 Speaker 1: It's also called the Social Security Death Index, but death 124 00:07:07,480 --> 00:07:09,840 Speaker 1: master files way better. I think you would agree. It 125 00:07:09,880 --> 00:07:12,600 Speaker 1: depends on who you're talking to. I think genealogists typically 126 00:07:12,640 --> 00:07:15,160 Speaker 1: call it the S S d I. Everybody else calls 127 00:07:15,160 --> 00:07:17,040 Speaker 1: it the death master file. That's what I saw, you 128 00:07:17,040 --> 00:07:19,680 Speaker 1: know why, because they don't know how to party, or 129 00:07:19,760 --> 00:07:22,440 Speaker 1: they get their own little weird party going on. Oh yeah, 130 00:07:22,480 --> 00:07:25,320 Speaker 1: I didn't think about that. Um. Yeah, you gotta look 131 00:07:25,320 --> 00:07:27,520 Speaker 1: at people differently sometimes. I was trying to think of 132 00:07:27,560 --> 00:07:31,960 Speaker 1: the bumper sticker. Genealogists do it blank in the in 133 00:07:32,040 --> 00:07:36,720 Speaker 1: the archives. Genealogists do it with their d NA, with 134 00:07:36,800 --> 00:07:43,840 Speaker 1: their dead ancestors. It's two bumper stickers. Just having ellipses 135 00:07:43,880 --> 00:07:47,840 Speaker 1: had be kind of fun. So, uh, all right, where 136 00:07:47,920 --> 00:07:49,720 Speaker 1: were we the d MF Al right, it's it was 137 00:07:49,800 --> 00:07:53,480 Speaker 1: established the same time the Social Security numbers were back 138 00:07:53,520 --> 00:07:55,760 Speaker 1: in nineteen thirty six, and then it took all the 139 00:07:55,760 --> 00:08:00,280 Speaker 1: way until nineteen eighty before the public could even see 140 00:08:00,320 --> 00:08:03,520 Speaker 1: this list, right right. There was a Freedom of Information 141 00:08:03,560 --> 00:08:07,080 Speaker 1: Act that was filed back in UM and there was 142 00:08:07,120 --> 00:08:09,640 Speaker 1: a lawsuit in the federal court said you know what, yeah, 143 00:08:09,680 --> 00:08:12,360 Speaker 1: this is this is public information. You have to publish this. 144 00:08:12,920 --> 00:08:18,320 Speaker 1: And there's actually like a master death Master file that's 145 00:08:18,320 --> 00:08:23,280 Speaker 1: called the New Newmandent and that's like everything, and that's 146 00:08:23,480 --> 00:08:26,200 Speaker 1: the that's the one that the death master File is 147 00:08:26,280 --> 00:08:28,880 Speaker 1: derived from, the public version of it is the death 148 00:08:28,920 --> 00:08:33,160 Speaker 1: master file, right which, when you die, there a bunch 149 00:08:33,200 --> 00:08:36,000 Speaker 1: of ways that your name can get to the s 150 00:08:36,000 --> 00:08:40,640 Speaker 1: s A, the Social Security Administration. Sometimes it's a funeral home. 151 00:08:40,760 --> 00:08:45,440 Speaker 1: Sometimes it's from like a hospital. Sometimes it's from your family, um, 152 00:08:45,480 --> 00:08:49,200 Speaker 1: because it's the family's responsibility ultimately to report it. But 153 00:08:49,280 --> 00:08:50,840 Speaker 1: most of the time the funeral home is the one 154 00:08:50,880 --> 00:08:52,960 Speaker 1: that actually does is like a service. I wouldn't have 155 00:08:53,000 --> 00:08:57,080 Speaker 1: known that. But I also saw, um, well, now you know, um, 156 00:08:57,360 --> 00:08:59,720 Speaker 1: there's probably some poor stuff. You should know a listener, 157 00:09:00,040 --> 00:09:03,920 Speaker 1: our condolences, who's dealing with this right now? It's your 158 00:09:03,920 --> 00:09:09,000 Speaker 1: responsibility to go report this to the Social Security Administration. Yeah, okay, 159 00:09:09,160 --> 00:09:13,400 Speaker 1: that's sad. I also saw that your bank, the postal 160 00:09:13,520 --> 00:09:17,559 Speaker 1: service some other randos are legally allowed to report your 161 00:09:17,559 --> 00:09:20,440 Speaker 1: death as well, so as the post off post person 162 00:09:20,520 --> 00:09:23,160 Speaker 1: to saying like I haven't picked up their mail in 163 00:09:23,200 --> 00:09:25,520 Speaker 1: like three weeks, they're dead to me, I think I 164 00:09:25,559 --> 00:09:28,200 Speaker 1: should just report this. I don't. I don't know I could. 165 00:09:28,360 --> 00:09:32,520 Speaker 1: I could not find the procedure from that anything other 166 00:09:32,559 --> 00:09:36,199 Speaker 1: than a couple of good sources mentioned the postal service 167 00:09:36,679 --> 00:09:40,680 Speaker 1: as a legal place, the legal entity that can report 168 00:09:40,720 --> 00:09:43,679 Speaker 1: your death to the Feds. Alright, so why do they 169 00:09:43,720 --> 00:09:46,760 Speaker 1: want this Death Master File? Of course, if you have 170 00:09:46,920 --> 00:09:50,120 Speaker 1: paid UM, well, the government needs to know if you're 171 00:09:50,120 --> 00:09:53,280 Speaker 1: not around anymore. It's kind of that simple. There's a 172 00:09:53,320 --> 00:09:56,080 Speaker 1: couple of reasons why. Yes, they need to know, because 173 00:09:56,120 --> 00:09:58,560 Speaker 1: you get a little dough They can't have your sobsecurity 174 00:09:58,640 --> 00:10:01,760 Speaker 1: number out there. They need to know that you're deceased 175 00:10:02,160 --> 00:10:07,360 Speaker 1: UM because they don't want to be paying UM income 176 00:10:07,400 --> 00:10:11,240 Speaker 1: tax refunds if somebody starts following them fraudulently. They don't 177 00:10:11,240 --> 00:10:13,480 Speaker 1: want people opening bank accounts in your name. They want 178 00:10:13,640 --> 00:10:17,560 Speaker 1: to make sure that you're listed as dead. And so 179 00:10:17,600 --> 00:10:19,960 Speaker 1: that's what the Death Master File does. It kind of 180 00:10:20,000 --> 00:10:24,000 Speaker 1: serves as the storehouse for all the people in America 181 00:10:24,040 --> 00:10:26,760 Speaker 1: who have been dead basically since the sixties, but it 182 00:10:26,840 --> 00:10:29,360 Speaker 1: goes as far back as nineteen thirty six or thirty seven, 183 00:10:29,800 --> 00:10:33,320 Speaker 1: which is surprisingly more than a hundred million people. Yes, 184 00:10:33,559 --> 00:10:36,560 Speaker 1: but they think that there's maybe up to sixteen million 185 00:10:36,600 --> 00:10:40,560 Speaker 1: dead people missing from this list. It's not it's not perfect. 186 00:10:40,600 --> 00:10:44,160 Speaker 1: We'll spoil now. Well, I guess we should then follow 187 00:10:44,200 --> 00:10:46,400 Speaker 1: that statement by saying there are tens of thousands of 188 00:10:46,400 --> 00:10:48,360 Speaker 1: people on that list who should not be on that list, 189 00:10:48,520 --> 00:10:51,719 Speaker 1: right exactly, But before we get to there, um, this 190 00:10:51,800 --> 00:10:54,880 Speaker 1: Death master File originally was so Social Security could track 191 00:10:55,000 --> 00:10:57,439 Speaker 1: who was dead and who wasn't, so they could determine 192 00:10:57,440 --> 00:11:01,120 Speaker 1: who to pay Social Security Administration benefit out to the survivors. 193 00:11:01,520 --> 00:11:03,760 Speaker 1: Get this, did you know this? If you're in America 194 00:11:03,920 --> 00:11:06,360 Speaker 1: and you're the recipient, you're the survivor of somebody who 195 00:11:06,400 --> 00:11:09,240 Speaker 1: gets so Security, you get a cool two hundred and 196 00:11:09,280 --> 00:11:12,240 Speaker 1: fifty five dollars to help bury them. Yeah, that's when 197 00:11:12,240 --> 00:11:14,800 Speaker 1: I said you get a little dough that I meant little, 198 00:11:14,840 --> 00:11:18,520 Speaker 1: a little dough. Yeah, maybe like one of the fancy 199 00:11:18,600 --> 00:11:22,480 Speaker 1: handles on the casket would be covered by that. I 200 00:11:22,520 --> 00:11:25,080 Speaker 1: don't even think you can get cremated for two hundred dollars. 201 00:11:25,520 --> 00:11:27,400 Speaker 1: I don't know. I don't even think they'll leave you 202 00:11:27,440 --> 00:11:30,240 Speaker 1: in a ditch out back for two hundred dollars. A 203 00:11:30,320 --> 00:11:32,880 Speaker 1: sky BURI will cost more than that. Maybe that try 204 00:11:33,000 --> 00:11:36,080 Speaker 1: State crematorium would take your two hundred fifty dollars. But 205 00:11:36,160 --> 00:11:40,800 Speaker 1: that's it. Do you remember them? Oh? Sure? Yeah? Evil? 206 00:11:41,280 --> 00:11:44,520 Speaker 1: So uh like you said mistakes are made. And this 207 00:11:44,559 --> 00:11:48,120 Speaker 1: is where it turns slightly. Brazil. There was an investigation 208 00:11:48,200 --> 00:11:51,840 Speaker 1: in two thousand and eleven and they actually named grave mistakes, 209 00:11:52,120 --> 00:11:56,400 Speaker 1: which is hysterical by Scripts Howard News service. And what 210 00:11:56,440 --> 00:12:00,880 Speaker 1: they did was they took uh this master file from 211 00:12:00,920 --> 00:12:05,160 Speaker 1: three different years two thou two thousand eleven. They created 212 00:12:05,160 --> 00:12:09,680 Speaker 1: a computer program to basically just compare them to see 213 00:12:09,720 --> 00:12:13,200 Speaker 1: what they came up with, and that they found uh third, 214 00:12:13,240 --> 00:12:17,480 Speaker 1: almost thirty two thousand living people who were listed as 215 00:12:17,520 --> 00:12:20,079 Speaker 1: decease and ninety eight or two thousand eight that were 216 00:12:20,120 --> 00:12:22,840 Speaker 1: then taken off that list after they realized that they 217 00:12:22,880 --> 00:12:27,240 Speaker 1: goofed up two thousand eleven. So these people had spent months, years, 218 00:12:27,480 --> 00:12:31,360 Speaker 1: maybe um listed as dead. And here's the problem. It's 219 00:12:31,400 --> 00:12:34,520 Speaker 1: bad enough if you go to apply for Medicare because 220 00:12:34,520 --> 00:12:40,559 Speaker 1: you've retired or social Security benefits and the government says denied, UM, 221 00:12:40,679 --> 00:12:43,360 Speaker 1: you're dead and you're listed as dead because as far 222 00:12:43,360 --> 00:12:46,360 Speaker 1: as the government's concerned, if you're on this, you're dead 223 00:12:46,960 --> 00:12:51,000 Speaker 1: to them. That's bad enough. But remember that Freedom of 224 00:12:51,040 --> 00:12:54,520 Speaker 1: Information Act UM lawsuit that opened the thing up to 225 00:12:54,600 --> 00:12:59,560 Speaker 1: being published publicly. The reason why that suit was filed 226 00:12:59,640 --> 00:13:02,400 Speaker 1: is because the business community said, hey, we can really 227 00:13:02,520 --> 00:13:06,520 Speaker 1: use that thing there. It's basically it would be like 228 00:13:06,559 --> 00:13:09,640 Speaker 1: a big do not take checks from these people list 229 00:13:09,880 --> 00:13:13,880 Speaker 1: for all dead Americans. Because if somebody comes to us 230 00:13:13,880 --> 00:13:16,040 Speaker 1: and wants to open a bank account, wants to get 231 00:13:16,080 --> 00:13:19,280 Speaker 1: an insurance policy, wants to get a car, wants to 232 00:13:19,320 --> 00:13:22,720 Speaker 1: get a job, it doesn't matter, wants to do something 233 00:13:22,760 --> 00:13:25,000 Speaker 1: where they could take us for a ride, if they're 234 00:13:25,760 --> 00:13:29,440 Speaker 1: a fraud, then if we had this list to check against, 235 00:13:29,800 --> 00:13:32,760 Speaker 1: like social Security numbers or names or whatever, we could 236 00:13:32,800 --> 00:13:35,920 Speaker 1: root out fraud and we could defend ourselves from identity 237 00:13:35,960 --> 00:13:40,720 Speaker 1: theft and the fraud that's perpetrated by it. And so banks, 238 00:13:41,200 --> 00:13:48,920 Speaker 1: insurance companies, car dealerships, cable companies, employers, everybody, other government agencies. 239 00:13:49,200 --> 00:13:52,840 Speaker 1: They all barbers, they don't forget them. They all use 240 00:13:53,080 --> 00:13:57,320 Speaker 1: this death Master file, which is available publicly to check 241 00:13:57,440 --> 00:14:00,520 Speaker 1: your applications against. And if the government it says that 242 00:14:00,679 --> 00:14:03,360 Speaker 1: you're dead, it says that on this file, whether it's 243 00:14:03,440 --> 00:14:07,320 Speaker 1: right or wrong, you're dead. And that's a whole lot 244 00:14:07,400 --> 00:14:10,640 Speaker 1: of problems for you. We're gonna get into those right 245 00:14:10,679 --> 00:14:41,520 Speaker 1: after this things chop cho stop. So before we broke, 246 00:14:41,600 --> 00:14:45,479 Speaker 1: I was talking about that. Uh, that scripts um investigation 247 00:14:46,200 --> 00:14:48,360 Speaker 1: and there was an inspector of General Support in two 248 00:14:48,400 --> 00:14:51,360 Speaker 1: thousand and eight that kind of pulled back the curtain 249 00:14:51,400 --> 00:14:56,520 Speaker 1: on this stuff, and Social Security said, uh, yeah, that's 250 00:14:56,520 --> 00:14:59,240 Speaker 1: about right. There's there's a lot of people tens of 251 00:14:59,280 --> 00:15:02,080 Speaker 1: thousands that we think are dead and aren't dead, but 252 00:15:02,120 --> 00:15:05,680 Speaker 1: they're they're success rates pretty good. Yeah, and he said, 253 00:15:05,840 --> 00:15:08,680 Speaker 1: they said, but we're at a ninety nine point five 254 00:15:08,800 --> 00:15:12,640 Speaker 1: nine rate of accuracy, which is not too bad for 255 00:15:12,680 --> 00:15:16,320 Speaker 1: a government bureaucracy. That's really good. And they said that 256 00:15:17,320 --> 00:15:19,800 Speaker 1: of the time. Can you can fix it in just 257 00:15:19,880 --> 00:15:25,920 Speaker 1: a year, just a hellish year, Yeah, not too bad. Um. 258 00:15:26,000 --> 00:15:32,800 Speaker 1: And so they basically admitted two being a government. Uh. 259 00:15:33,400 --> 00:15:35,720 Speaker 1: I don't want to knock them too much because it 260 00:15:35,760 --> 00:15:39,120 Speaker 1: feels like everyone's always, you know, knocking government work. But 261 00:15:39,360 --> 00:15:42,520 Speaker 1: they're basically saying like, yeah, man, these names are miskeeds 262 00:15:42,600 --> 00:15:45,760 Speaker 1: or these numbers are miss keyeds. Sometimes it happens, yeah, 263 00:15:46,400 --> 00:15:50,320 Speaker 1: pretty much. So, Um, the thing is that point for 264 00:15:50,640 --> 00:15:55,120 Speaker 1: one error rate, that's tens of thousands of people every year. 265 00:15:55,640 --> 00:15:58,480 Speaker 1: There's like two point seven million people added to this 266 00:15:58,520 --> 00:16:02,040 Speaker 1: list every year who die in America, right, so it 267 00:16:02,120 --> 00:16:05,160 Speaker 1: adds up to a lot of errors. The thing is 268 00:16:05,160 --> 00:16:10,320 Speaker 1: the Social Security Administration UM. So they take their deathmasterfile, 269 00:16:10,600 --> 00:16:14,040 Speaker 1: they hand it over to the National Technical Information Service, 270 00:16:14,240 --> 00:16:17,640 Speaker 1: and they're the ones who distributed to all the insurance companies, 271 00:16:17,680 --> 00:16:22,360 Speaker 1: the genealogy websites. I think ancestry dot com publishes it. UM, 272 00:16:22,480 --> 00:16:26,800 Speaker 1: the yeah, insurance companies, everybody who wants to do a 273 00:16:26,840 --> 00:16:30,240 Speaker 1: background check on you. They all get their their versions 274 00:16:30,280 --> 00:16:34,440 Speaker 1: of this from them, the National Technical Information Service. But 275 00:16:34,680 --> 00:16:38,400 Speaker 1: part of the agreement to get this from them you 276 00:16:38,440 --> 00:16:40,600 Speaker 1: have to pay for it, is that you have to 277 00:16:40,680 --> 00:16:44,280 Speaker 1: keep your d MF up to date. Because if you 278 00:16:44,400 --> 00:16:47,640 Speaker 1: just buy one every once in a while UM, and 279 00:16:47,840 --> 00:16:50,920 Speaker 1: the Social Security Administration finds an air on and updates 280 00:16:50,960 --> 00:16:53,520 Speaker 1: their file, if you don't go get the new file, 281 00:16:53,880 --> 00:16:56,200 Speaker 1: your old file is still going to have that error. 282 00:16:56,400 --> 00:16:59,240 Speaker 1: And that's when it becomes problematic for the people who 283 00:16:59,280 --> 00:17:02,520 Speaker 1: are listed as deceased when they try to go get credit, 284 00:17:03,000 --> 00:17:06,200 Speaker 1: and it kind of has a tendency to spread once 285 00:17:06,240 --> 00:17:10,040 Speaker 1: it's out there. Yeah, So, like I said, sometimes it's 286 00:17:10,040 --> 00:17:12,879 Speaker 1: being mis keyed. UM. One. I think they said like 287 00:17:12,880 --> 00:17:17,600 Speaker 1: one out of every two hundred is just from clerical error. UM. 288 00:17:17,760 --> 00:17:22,320 Speaker 1: Sometimes it can be like, Um, a family member goes 289 00:17:22,359 --> 00:17:25,600 Speaker 1: to report to death and they accidentally make a mistake 290 00:17:25,760 --> 00:17:28,320 Speaker 1: where they might end up being on the death list. Yeah. 291 00:17:28,400 --> 00:17:31,240 Speaker 1: I don't know how that happens, but it does happen. 292 00:17:31,280 --> 00:17:35,360 Speaker 1: There are people like Don Pilger human error, married du Bord, 293 00:17:35,800 --> 00:17:38,720 Speaker 1: who who apparently married du Board just gave up. She 294 00:17:39,000 --> 00:17:41,199 Speaker 1: She's like, my husband can get credit cards still, I'm 295 00:17:41,240 --> 00:17:44,640 Speaker 1: just gonna live off of it. Uh. Sometimes you this 296 00:17:44,680 --> 00:17:48,800 Speaker 1: one woman named Candice Atkins just accidentally clicked deceased on 297 00:17:48,840 --> 00:17:52,240 Speaker 1: a tax return on an electronic filing, and that was it. 298 00:17:52,359 --> 00:17:55,760 Speaker 1: Can you imagine now? I can't believe there's not an undo? 299 00:17:56,119 --> 00:17:58,720 Speaker 1: That's yeah, I was looking at me that she had submitted. 300 00:17:59,040 --> 00:18:01,159 Speaker 1: I guess you could probably undone it in the moment, 301 00:18:01,640 --> 00:18:03,920 Speaker 1: but she didn't realize it and submitted it. Right, But 302 00:18:03,960 --> 00:18:05,680 Speaker 1: you should still be able to undo that, you would 303 00:18:05,720 --> 00:18:09,119 Speaker 1: think so. Um. And then there are some weird things, 304 00:18:09,240 --> 00:18:13,159 Speaker 1: these uh anomalies that you dug up. Um. More than 305 00:18:13,920 --> 00:18:19,000 Speaker 1: of false listings made in two thousand seven were from Illinois. YEP. 306 00:18:19,359 --> 00:18:20,960 Speaker 1: It sounds like a hiccup in the system to me, 307 00:18:21,000 --> 00:18:23,960 Speaker 1: I hiccup in the system or a super lazy data 308 00:18:24,160 --> 00:18:29,520 Speaker 1: entry person. I think. Yeah, Uh, more than two million 309 00:18:29,720 --> 00:18:33,760 Speaker 1: Americans were falsely listed as dying on the fift and 310 00:18:33,800 --> 00:18:36,359 Speaker 1: that was just an internal policy, is to use the 311 00:18:36,400 --> 00:18:40,040 Speaker 1: fifteenth as a default value when they didn't know at 312 00:18:40,119 --> 00:18:42,600 Speaker 1: the middle of the month. Sounds good to me. Um, 313 00:18:42,960 --> 00:18:44,879 Speaker 1: And I guess that was just the question of not 314 00:18:44,960 --> 00:18:49,359 Speaker 1: going to the trouble of verifying the information, right so um. 315 00:18:49,400 --> 00:18:50,920 Speaker 1: And it can happen the other way too, you can 316 00:18:50,960 --> 00:18:55,040 Speaker 1: be I think at least six million dead Americans are 317 00:18:55,119 --> 00:18:57,960 Speaker 1: labeled as alive, which is a huge problem because you're 318 00:18:58,800 --> 00:19:01,520 Speaker 1: you're just you're information is out there ready to be 319 00:19:01,560 --> 00:19:06,159 Speaker 1: abused by the nefarious. Well, no, that's the opposite. If 320 00:19:06,200 --> 00:19:09,400 Speaker 1: you're if you're listed as deceased but you're still alive, 321 00:19:10,040 --> 00:19:12,919 Speaker 1: your information is being published and can be used for 322 00:19:12,960 --> 00:19:17,880 Speaker 1: identity fraud. If you're actually dead and not listed, if 323 00:19:17,920 --> 00:19:20,400 Speaker 1: somebody knows that you're dead and not listed, they can 324 00:19:20,520 --> 00:19:23,840 Speaker 1: use your stuff to to perpetrate fraud against the government. Yeah, 325 00:19:23,840 --> 00:19:26,639 Speaker 1: that's what I was saying. Yeah, sixty seven thousand of 326 00:19:26,680 --> 00:19:29,920 Speaker 1: those people of those numbers were used to report three 327 00:19:29,960 --> 00:19:32,879 Speaker 1: billion dollars in income between two thousand and six and 328 00:19:32,880 --> 00:19:37,320 Speaker 1: two thousand eleven, and that's a lot of text return refunds, 329 00:19:38,240 --> 00:19:41,720 Speaker 1: so fraud. Yeah, so it's a problem both ways, where 330 00:19:41,800 --> 00:19:45,679 Speaker 1: either you're dead and you're not listed on there, or 331 00:19:45,760 --> 00:19:50,760 Speaker 1: you're not dead and they listed you anyway. And like 332 00:19:50,800 --> 00:19:53,920 Speaker 1: I was saying earlier, this, once this information gets out there, 333 00:19:53,960 --> 00:19:58,920 Speaker 1: because there's so many different entities getting this list, once 334 00:19:58,920 --> 00:20:01,480 Speaker 1: it's out there, it's days out there, it's very tough 335 00:20:01,560 --> 00:20:05,560 Speaker 1: to go around to everyone and and get this information changed. 336 00:20:05,880 --> 00:20:08,960 Speaker 1: Even once you get it changed with the Social Security Administration, 337 00:20:09,200 --> 00:20:12,320 Speaker 1: because while it's a requirement to keep your your list 338 00:20:12,400 --> 00:20:15,719 Speaker 1: up to date, if you're a subscriber, there's no enforcement 339 00:20:15,800 --> 00:20:18,880 Speaker 1: to it. There's nobody who comes along and says, let 340 00:20:18,880 --> 00:20:20,760 Speaker 1: me see your list. Oh it's not a to date, 341 00:20:20,800 --> 00:20:24,000 Speaker 1: give me give me ten dollars that you're fine. There's 342 00:20:24,000 --> 00:20:28,200 Speaker 1: nobody enforcing it. So once it's out there, it's very 343 00:20:28,240 --> 00:20:32,119 Speaker 1: tough to undo. It takes forever, uh well less than 344 00:20:32,160 --> 00:20:36,480 Speaker 1: a year on average supposedly. So there are a lot 345 00:20:36,520 --> 00:20:39,760 Speaker 1: of horror stories, um for what this can due to 346 00:20:39,800 --> 00:20:45,000 Speaker 1: someone's life. Um, this one person Rivers, what's the first name, 347 00:20:45,080 --> 00:20:50,159 Speaker 1: Judy Rivers. Judy Rivers Rivers cuomo Um. Police actually detained 348 00:20:50,359 --> 00:20:54,120 Speaker 1: Judy Rivers from using because she used a debit card, 349 00:20:54,160 --> 00:20:56,560 Speaker 1: her own debit card at a Walmart at Walmart Plus. 350 00:20:56,560 --> 00:21:00,480 Speaker 1: She also had a mountain dew bottle size lab in 351 00:21:00,520 --> 00:21:05,320 Speaker 1: her pocket. Uh. But in like it seems like all 352 00:21:05,359 --> 00:21:09,600 Speaker 1: of these cases. It ranges from stuff like, um, your 353 00:21:09,640 --> 00:21:12,760 Speaker 1: insurance gets all messed up, or your maybe disability checks 354 00:21:13,359 --> 00:21:17,119 Speaker 1: or your Medicaid payments, or you're trying to get a 355 00:21:17,160 --> 00:21:18,959 Speaker 1: home loan or trying to get a credit card, like 356 00:21:19,400 --> 00:21:22,120 Speaker 1: anything that you can think of where social Security number 357 00:21:22,200 --> 00:21:24,600 Speaker 1: might help. You can't get a haircut. You should see 358 00:21:24,600 --> 00:21:27,320 Speaker 1: how long the hair is on these people. Even if 359 00:21:27,359 --> 00:21:30,520 Speaker 1: you have cash, they won't do it. The Rivers ended 360 00:21:30,560 --> 00:21:32,520 Speaker 1: up living out of her car for six months. Yeah, 361 00:21:32,560 --> 00:21:35,320 Speaker 1: she had just a really bad time of it for 362 00:21:35,480 --> 00:21:38,199 Speaker 1: five years. Um and at first she didn't know what 363 00:21:38,320 --> 00:21:40,960 Speaker 1: was going on because she was frozen out of her 364 00:21:40,960 --> 00:21:44,200 Speaker 1: bank accounts. Because this is something we said like like 365 00:21:44,560 --> 00:21:47,560 Speaker 1: you you can't get future loans, you can't get future 366 00:21:47,600 --> 00:21:50,720 Speaker 1: insurance policies, you can't get future credit. But also the 367 00:21:50,800 --> 00:21:54,720 Speaker 1: stuff that you already have, your current bank accounts, all 368 00:21:54,760 --> 00:21:57,919 Speaker 1: that stuff gets frozen because you're listed is dead and 369 00:21:58,000 --> 00:22:00,639 Speaker 1: so that comes up on the computer and your account 370 00:22:00,680 --> 00:22:03,440 Speaker 1: gets frozen. And even when you show up and say, hey, 371 00:22:03,480 --> 00:22:06,280 Speaker 1: it's me, you know me, the teller can't do anything 372 00:22:06,320 --> 00:22:08,280 Speaker 1: about it. The bank can't do anything about it. It's 373 00:22:08,760 --> 00:22:14,040 Speaker 1: it's done. And now you've just been pitted against the system. Yes, 374 00:22:15,240 --> 00:22:18,080 Speaker 1: and it's like there's no door you can go knock 375 00:22:18,119 --> 00:22:22,560 Speaker 1: on and say, hey, we can clear this up in 376 00:22:22,600 --> 00:22:25,840 Speaker 1: just a few minutes. I'm clearly alive. You just click 377 00:22:25,920 --> 00:22:27,680 Speaker 1: the few little things you need to click to get 378 00:22:27,720 --> 00:22:30,560 Speaker 1: my life back. Because the c US government it's not 379 00:22:30,680 --> 00:22:33,040 Speaker 1: nearly that easy. So I guess, said Chuck. That brings 380 00:22:33,119 --> 00:22:35,760 Speaker 1: up what to do, because there actually are procedures in place, 381 00:22:36,119 --> 00:22:39,000 Speaker 1: Like we said, the Social Security Administration says this is 382 00:22:39,040 --> 00:22:41,679 Speaker 1: not fully accurate. Anybody gets this list needs to keep 383 00:22:41,760 --> 00:22:44,280 Speaker 1: updating it as we update it. I think they released 384 00:22:44,520 --> 00:22:48,160 Speaker 1: an updated list weekly. They don't even tell you though. 385 00:22:48,160 --> 00:22:50,560 Speaker 1: You find out the hard way almost always. That's a 386 00:22:50,560 --> 00:22:52,360 Speaker 1: big one. Yeah, it's not like they say, by the way, 387 00:22:52,400 --> 00:22:55,479 Speaker 1: we found an error. Um, because they don't know. They 388 00:22:55,480 --> 00:22:58,480 Speaker 1: don't know you're alive. So I actually called the Social 389 00:22:58,480 --> 00:23:03,240 Speaker 1: Security Administration. I did because I wanted answers. You didn't 390 00:23:03,280 --> 00:23:04,840 Speaker 1: go to the office no, I didn't know. It was 391 00:23:04,840 --> 00:23:09,640 Speaker 1: a little laterward. It wasn't cowardless, it was laziness. So, UM, 392 00:23:09,800 --> 00:23:12,680 Speaker 1: I was talking to like just the the guy who answered, 393 00:23:12,960 --> 00:23:14,840 Speaker 1: and he knew exactly what I was talking about, knew 394 00:23:14,840 --> 00:23:16,879 Speaker 1: all the procedures. But I asked him, I was like, 395 00:23:16,920 --> 00:23:19,240 Speaker 1: do you guys ever uncover this yourselves? Or is it 396 00:23:19,600 --> 00:23:21,680 Speaker 1: when people come to you that you know there's a mistake. 397 00:23:21,680 --> 00:23:24,399 Speaker 1: He's like, yeah, when people come to us. So supposedly 398 00:23:24,440 --> 00:23:26,720 Speaker 1: there's all these reforms in place and all that, but 399 00:23:27,400 --> 00:23:29,800 Speaker 1: I think still for the most part, when an error 400 00:23:29,880 --> 00:23:32,360 Speaker 1: is uncovered, it's because you found it out. But even 401 00:23:32,400 --> 00:23:34,920 Speaker 1: if they do find it out, yes, what you said 402 00:23:35,040 --> 00:23:38,800 Speaker 1: is true, they don't inform the person, which is kind 403 00:23:38,800 --> 00:23:42,600 Speaker 1: of a violation of the UM the Privacy Act, right, 404 00:23:43,520 --> 00:23:46,000 Speaker 1: I would think so from what I understand, it is 405 00:23:46,040 --> 00:23:51,280 Speaker 1: like anytime your confidential information is breached and made public, UM, 406 00:23:51,320 --> 00:23:53,600 Speaker 1: you're supposed to be informed about that. So the s 407 00:23:53,760 --> 00:23:55,959 Speaker 1: s A should be sending out letters. As far as 408 00:23:55,960 --> 00:23:58,560 Speaker 1: I know, they do not. I love this quote in 409 00:23:58,600 --> 00:24:01,119 Speaker 1: here UM under the section on what to do, Like 410 00:24:01,160 --> 00:24:05,760 Speaker 1: the Social Security Administration is trying to correct this, and 411 00:24:05,880 --> 00:24:08,960 Speaker 1: there's a quote from someone who works there that said 412 00:24:09,000 --> 00:24:11,280 Speaker 1: that sometimes they'll go out and see if old Americans 413 00:24:11,280 --> 00:24:14,639 Speaker 1: are really still alive, and it it says this, we 414 00:24:14,680 --> 00:24:17,080 Speaker 1: go to medicare and see if anyone hasn't been to 415 00:24:17,200 --> 00:24:21,520 Speaker 1: medicare for three years, and if they haven't been, we 416 00:24:21,800 --> 00:24:23,520 Speaker 1: try to go out and make a phone call to 417 00:24:23,800 --> 00:24:26,760 Speaker 1: call them and see if they're you know, still here. 418 00:24:29,320 --> 00:24:32,439 Speaker 1: And the interviewer was like, are you drunk? That's what 419 00:24:32,520 --> 00:24:35,400 Speaker 1: it sounds like. That was the follow up question. Oh man, 420 00:24:35,920 --> 00:24:38,960 Speaker 1: So yeah, they, I mean supposedly because of things like that. 421 00:24:39,040 --> 00:24:43,040 Speaker 1: Scripts Howard News Service investigation in two eleven sixty minutes 422 00:24:43,080 --> 00:24:46,119 Speaker 1: did a big one and I think this is right 423 00:24:46,160 --> 00:24:49,760 Speaker 1: up there, Alley, Yeah for sure. Um, yes, it is 424 00:24:50,000 --> 00:24:52,560 Speaker 1: very sixteen minutes kind of story. Like the truth of 425 00:24:52,560 --> 00:24:55,399 Speaker 1: what you just have ran through me like a bolt. Um. 426 00:24:55,600 --> 00:24:59,760 Speaker 1: But the Social Security Administration has finally kind of started 427 00:24:59,760 --> 00:25:03,640 Speaker 1: to be responsive and they are supposedly undertaking reforms, including 428 00:25:04,000 --> 00:25:07,959 Speaker 1: having investigators try to root this out themselves, which ironically 429 00:25:07,960 --> 00:25:10,920 Speaker 1: they're relying on other government databases like this guy said 430 00:25:11,000 --> 00:25:16,000 Speaker 1: Medicare to check their records against. They've stopped taking reports 431 00:25:16,040 --> 00:25:20,400 Speaker 1: from the state and now only except um direct reports 432 00:25:20,440 --> 00:25:23,760 Speaker 1: from people. But that in itself opened up another problem 433 00:25:23,760 --> 00:25:27,480 Speaker 1: because they went back and cleared out the records of 434 00:25:27,520 --> 00:25:31,560 Speaker 1: like five million Americans whose deaths have been reported from 435 00:25:31,640 --> 00:25:35,159 Speaker 1: state databases, so that six million went to something like 436 00:25:35,200 --> 00:25:38,880 Speaker 1: eleven million of dead people who aren't on there. Now, 437 00:25:38,960 --> 00:25:43,280 Speaker 1: are they actually recommending that you pull your credit report 438 00:25:43,400 --> 00:25:48,520 Speaker 1: three times a year? Yes? Really? Yes, that seems like 439 00:25:48,920 --> 00:25:52,159 Speaker 1: I don't know, you're not like that affects your credit. 440 00:25:52,440 --> 00:25:55,520 Speaker 1: I don't know if that one does. I know it's 441 00:25:55,600 --> 00:25:57,679 Speaker 1: free for sure, but I don't know if it affects 442 00:25:57,720 --> 00:25:59,960 Speaker 1: your credit or not. But yeah, so you get access 443 00:26:00,040 --> 00:26:03,800 Speaker 1: to your the credit reports from the three big bureaus, right, 444 00:26:03,880 --> 00:26:05,560 Speaker 1: are you gonna do that? You have you set up 445 00:26:05,600 --> 00:26:08,520 Speaker 1: calendar reminders? No, I'm going to now like once a 446 00:26:08,600 --> 00:26:10,880 Speaker 1: quarter the rest of your life to make sure you're 447 00:26:10,920 --> 00:26:13,600 Speaker 1: not listed as dead. I haven't had time today yet. 448 00:26:13,800 --> 00:26:16,720 Speaker 1: It seems like if you're an active consumer in the world, 449 00:26:16,800 --> 00:26:19,600 Speaker 1: you would find out very quickly, very quickly, um, without 450 00:26:19,640 --> 00:26:22,119 Speaker 1: having to do that. Yeah, that script service though. When 451 00:26:22,160 --> 00:26:24,920 Speaker 1: they found the like thirty four thousand people who have 452 00:26:25,040 --> 00:26:28,080 Speaker 1: been listed as dead, they tried to contact as many 453 00:26:28,119 --> 00:26:30,280 Speaker 1: of them as they could, and they said about half 454 00:26:30,320 --> 00:26:32,879 Speaker 1: of the people were well aware that they were listed 455 00:26:32,920 --> 00:26:37,080 Speaker 1: as dead names through nightmare struggles, but strangely like half 456 00:26:37,119 --> 00:26:39,879 Speaker 1: had no idea what they were talking about. So it's like, 457 00:26:39,920 --> 00:26:41,840 Speaker 1: what kind of life do you have to live to 458 00:26:42,080 --> 00:26:45,280 Speaker 1: not be aware of that? Because you you or I 459 00:26:45,320 --> 00:26:47,239 Speaker 1: would come up against it within a week or a 460 00:26:47,240 --> 00:26:49,800 Speaker 1: month or something. It seems like like there would be 461 00:26:49,840 --> 00:26:51,840 Speaker 1: something that came up where it's like, wait a minute, 462 00:26:51,880 --> 00:26:55,679 Speaker 1: but like it says this information isn't is incomplete, or 463 00:26:55,720 --> 00:26:57,680 Speaker 1: it says you're dead or something like that. We find 464 00:26:57,680 --> 00:26:59,280 Speaker 1: out pretty or just to go get money out of 465 00:26:59,280 --> 00:27:03,040 Speaker 1: a cash machine, it might say, sorry, your pen doesn't work. 466 00:27:03,480 --> 00:27:06,520 Speaker 1: But I think the recommendation is in addition to finding 467 00:27:06,560 --> 00:27:09,280 Speaker 1: out that your listed is dead, there's also a lot 468 00:27:09,320 --> 00:27:11,600 Speaker 1: of other stuff that that you can kind of keep 469 00:27:11,880 --> 00:27:15,200 Speaker 1: tabs on by looking at your credit report three times 470 00:27:15,200 --> 00:27:18,200 Speaker 1: a year, once every four months. Yeah, And they say 471 00:27:18,240 --> 00:27:21,679 Speaker 1: the real solution for all of us would be if 472 00:27:21,840 --> 00:27:25,960 Speaker 1: every company on the planet doesn't require Well here's the thing, though, 473 00:27:26,600 --> 00:27:30,359 Speaker 1: they can't legally require your Social Security number two open 474 00:27:30,480 --> 00:27:33,600 Speaker 1: up or start a telephone in your name at a home, 475 00:27:34,240 --> 00:27:36,520 Speaker 1: but they'll ask for it, and if you refuse to 476 00:27:36,520 --> 00:27:39,239 Speaker 1: give it, like you may not be able to get 477 00:27:39,280 --> 00:27:40,560 Speaker 1: at all, or you may just have a really really 478 00:27:40,600 --> 00:27:42,919 Speaker 1: hard time. Yeah, they can refuse to do business with you. 479 00:27:43,000 --> 00:27:46,480 Speaker 1: And that's the crux of the problem because that de 480 00:27:46,680 --> 00:27:50,439 Speaker 1: facto means that you need to play ball, whether you 481 00:27:50,440 --> 00:27:52,800 Speaker 1: want to give your Social Security number out or not 482 00:27:53,760 --> 00:27:57,480 Speaker 1: to if you want that internet service or that cable service, 483 00:27:57,560 --> 00:28:00,960 Speaker 1: or you want that haircut, you're gonna have to a ball. Yeah, 484 00:28:01,000 --> 00:28:03,879 Speaker 1: it was I remember growing up. It was a like 485 00:28:03,960 --> 00:28:07,040 Speaker 1: I remember I had a Social Security card and I 486 00:28:07,080 --> 00:28:09,720 Speaker 1: remember my mom being like, you gotta put that in 487 00:28:09,760 --> 00:28:13,280 Speaker 1: your destroyer. Remember, don't touch it ever. If somebody comes 488 00:28:13,320 --> 00:28:16,880 Speaker 1: near your your drawer, you shoot them with with this gun. Yeah. 489 00:28:16,920 --> 00:28:19,240 Speaker 1: It was crazy. And now it's just like I'd probably 490 00:28:19,280 --> 00:28:24,000 Speaker 1: give out my Social like twice a month. Right. But 491 00:28:24,000 --> 00:28:27,359 Speaker 1: but because of those breaches, because so many people have 492 00:28:27,480 --> 00:28:30,399 Speaker 1: your Social Security number now, and because hackers have gotten 493 00:28:30,440 --> 00:28:32,840 Speaker 1: really good at getting into things like UM I think 494 00:28:32,880 --> 00:28:36,720 Speaker 1: it was Experience or TransUnion who were hacked in two 495 00:28:36,720 --> 00:28:42,239 Speaker 1: thousand seventeen U UM that that was it was not 496 00:28:42,320 --> 00:28:45,520 Speaker 1: only I read not only did it basically just totally 497 00:28:45,520 --> 00:28:49,080 Speaker 1: erode the public's trust and credit bureaus to keep our 498 00:28:49,120 --> 00:28:52,280 Speaker 1: stuff private, like they were the ones who were supposed 499 00:28:52,320 --> 00:28:55,040 Speaker 1: to be unhackable. And I think a hundred and thirty 500 00:28:55,080 --> 00:28:59,600 Speaker 1: seven million social security numbers made it out into the 501 00:28:59,600 --> 00:29:03,880 Speaker 1: why old from that hack um that that that not 502 00:29:03,920 --> 00:29:06,520 Speaker 1: only eroded trust in the credit cars, it was the 503 00:29:06,560 --> 00:29:09,240 Speaker 1: beginning of the end for using social security numbers like 504 00:29:09,320 --> 00:29:12,959 Speaker 1: we do to authenticate or as identify irs companies. Some 505 00:29:13,040 --> 00:29:15,320 Speaker 1: are moving away from that now, right, yeah, because they're 506 00:29:15,320 --> 00:29:18,040 Speaker 1: getting sued and they're getting fines and they just realized 507 00:29:18,080 --> 00:29:20,719 Speaker 1: they can't keep this stuff protected. The problem is no 508 00:29:20,760 --> 00:29:23,440 Speaker 1: one knows what's next. A lot of people have talked 509 00:29:23,480 --> 00:29:27,120 Speaker 1: about like blockchain, but nobody understands blockchain, which, by the way, 510 00:29:27,120 --> 00:29:31,360 Speaker 1: we should totally do a blockchain episode, um, but everybody's 511 00:29:31,400 --> 00:29:33,360 Speaker 1: kind of like, it's probably gonna be blockchain, but first 512 00:29:33,400 --> 00:29:35,880 Speaker 1: time to go figure out what blockchain is, and then 513 00:29:35,920 --> 00:29:38,920 Speaker 1: we'll figure out how to do social security numbers through blockchain. 514 00:29:39,040 --> 00:29:40,920 Speaker 1: I'm sure in some offices they're like, you know, the 515 00:29:40,960 --> 00:29:44,400 Speaker 1: old barcode on the back of the neck seems silly, 516 00:29:44,720 --> 00:29:48,320 Speaker 1: but surewood work. Have you seen Brazil? Should we take 517 00:29:48,320 --> 00:29:51,480 Speaker 1: a break? Oh yeah, let's all right, let's take another break, 518 00:29:51,520 --> 00:29:54,440 Speaker 1: and we're gonna talk a little bit about the rest 519 00:29:54,520 --> 00:30:01,240 Speaker 1: of the world right after this and things and chop 520 00:30:01,600 --> 00:30:29,880 Speaker 1: cho so chuck, We're going around the world in eighty 521 00:30:29,960 --> 00:30:33,479 Speaker 1: days in our nice little balloon. Actually, I said, we're 522 00:30:33,520 --> 00:30:34,800 Speaker 1: going to talk about the rest of the world. We're 523 00:30:34,840 --> 00:30:37,120 Speaker 1: only going to talk about one more place in the world. Hey, man, 524 00:30:37,640 --> 00:30:43,440 Speaker 1: I got Canada. Oh yeah, the UK. Okay, Basically, anywhere 525 00:30:43,440 --> 00:30:46,560 Speaker 1: there's a country with a bureaucracy, in a country where 526 00:30:46,600 --> 00:30:49,920 Speaker 1: people die, there's going to be someone erroneously listed as dead. 527 00:30:50,360 --> 00:30:53,760 Speaker 1: All right, so let's go to India. Okay that in India. 528 00:30:53,800 --> 00:30:57,520 Speaker 1: It's not always an accident. Uh, sometimes it's an error. 529 00:30:57,520 --> 00:31:00,880 Speaker 1: But sometimes, um, you can do what they call quote 530 00:31:00,960 --> 00:31:04,680 Speaker 1: killing people on paper end quote um, in order to 531 00:31:05,560 --> 00:31:09,720 Speaker 1: say their property is mine, to lay claim to something legally, 532 00:31:10,320 --> 00:31:13,440 Speaker 1: you can, uh, you can do so especially, I mean 533 00:31:13,480 --> 00:31:16,560 Speaker 1: they don't. It's not legal, but it's something that happens. No, 534 00:31:16,720 --> 00:31:19,920 Speaker 1: you can bribe an official who will say, yeah, okay, yes, 535 00:31:20,000 --> 00:31:22,880 Speaker 1: this person is dead, thank you for reporting their death. 536 00:31:23,200 --> 00:31:28,240 Speaker 1: Here is their land or cousin or whoever. Well, supposedly 537 00:31:28,280 --> 00:31:33,360 Speaker 1: in the northern state of Uttar Pradesh. Um, it's become 538 00:31:33,360 --> 00:31:36,000 Speaker 1: a real problem there. Um And there was a man. 539 00:31:36,480 --> 00:31:41,440 Speaker 1: There is a man named Lal Bahari who in nineteen 540 00:31:41,520 --> 00:31:43,640 Speaker 1: seventy six, at the age of twenty two, found out 541 00:31:43,680 --> 00:31:47,640 Speaker 1: he was listed as dead and his uncle. Did his 542 00:31:47,720 --> 00:31:49,880 Speaker 1: uncle do this or did his uncle just get the land? 543 00:31:49,920 --> 00:31:53,320 Speaker 1: And uncle's family, Uh, his uncle's family, they're the one 544 00:31:53,360 --> 00:31:56,720 Speaker 1: that that purposefully listed him as dead just so they 545 00:31:56,720 --> 00:31:58,720 Speaker 1: could get the land. He went to go get a 546 00:31:58,760 --> 00:32:00,760 Speaker 1: business loan. He was a loom and he went to 547 00:32:00,760 --> 00:32:03,160 Speaker 1: get a business loan. And to get a business loan, 548 00:32:03,160 --> 00:32:06,360 Speaker 1: he needed documentation of his identity. When he went to 549 00:32:06,360 --> 00:32:11,320 Speaker 1: go get that, the local records office is like, you're dead. 550 00:32:11,600 --> 00:32:15,040 Speaker 1: And it took him seventeen years to undead himself. Yeah, 551 00:32:15,080 --> 00:32:18,440 Speaker 1: fortunately for the world. He had a great sense of 552 00:32:19,080 --> 00:32:23,000 Speaker 1: um absurdity of humor like yes, but also like the 553 00:32:23,080 --> 00:32:26,480 Speaker 1: humor in absurdity, like he he realized, like this is 554 00:32:26,520 --> 00:32:30,440 Speaker 1: so preposterous, and he really used that as motivation to 555 00:32:30,560 --> 00:32:35,160 Speaker 1: make huge moves. Yeah, he would answer the phone um 556 00:32:35,200 --> 00:32:40,640 Speaker 1: as dead person, which is uh talk is that he 557 00:32:40,640 --> 00:32:44,360 Speaker 1: would pronounced I think he would answer the phone like that. 558 00:32:44,480 --> 00:32:48,360 Speaker 1: He organized the Uttar Pradesh Retalk Singh which is Udra 559 00:32:48,400 --> 00:32:52,960 Speaker 1: Pradesh Dead People's Association. And it seems like really brought 560 00:32:52,960 --> 00:32:56,719 Speaker 1: a lot of like attention to this through like almost 561 00:32:56,720 --> 00:33:01,240 Speaker 1: like public absurdist public demonstrations e shamings too, Yeah, like 562 00:33:01,280 --> 00:33:05,120 Speaker 1: parades of dead people walking around on the steps of 563 00:33:05,160 --> 00:33:08,680 Speaker 1: like the government buildings and stuff like that. And finally 564 00:33:09,760 --> 00:33:13,040 Speaker 1: he did have his death overturned legally. Um, did you 565 00:33:13,080 --> 00:33:15,800 Speaker 1: see whether or not he got his land? I didn't 566 00:33:15,840 --> 00:33:19,000 Speaker 1: see that. Actually a great question. I didn't even think 567 00:33:19,000 --> 00:33:22,040 Speaker 1: about that, but yeah I I did not. I don't know, 568 00:33:22,800 --> 00:33:28,280 Speaker 1: but two people, um, because of his efforts in that 569 00:33:28,400 --> 00:33:33,440 Speaker 1: area of India where had their deaths overturned. Yeah, that 570 00:33:33,520 --> 00:33:35,520 Speaker 1: was just in one year even which why I think 571 00:33:35,720 --> 00:33:39,000 Speaker 1: is cool about him as he founded this organization and 572 00:33:39,480 --> 00:33:43,160 Speaker 1: got his life back in ninety four but still stayed 573 00:33:43,200 --> 00:33:45,560 Speaker 1: on as the you know, the driving force behind the 574 00:33:46,560 --> 00:33:50,760 Speaker 1: Udapradesh Dead Person's Association and won an Ignoble prize for it. 575 00:33:51,520 --> 00:33:53,600 Speaker 1: Not bad. We did an episode on that too, You 576 00:33:53,600 --> 00:33:56,440 Speaker 1: remember the ignobles Man. That was a long time ago, 577 00:33:56,640 --> 00:33:59,640 Speaker 1: ye yea. So one more thing I we never really 578 00:33:59,640 --> 00:34:02,440 Speaker 1: actually he said what to do if you end up 579 00:34:02,680 --> 00:34:05,880 Speaker 1: listed incorrectly is dead on the death Master file, start 580 00:34:05,920 --> 00:34:11,080 Speaker 1: answering the phone is dead Chuck, Yeah, exactly, shame the government. Also, 581 00:34:11,640 --> 00:34:13,680 Speaker 1: the other thing you're supposed to do first is go 582 00:34:13,880 --> 00:34:16,960 Speaker 1: in person to your local Social Security Administration. And by 583 00:34:17,000 --> 00:34:19,560 Speaker 1: the way, this is information directly from the s s 584 00:34:19,600 --> 00:34:24,000 Speaker 1: A to me to you, because I called them. The 585 00:34:24,040 --> 00:34:26,600 Speaker 1: guy said, just bring a driver's license at passport and 586 00:34:26,600 --> 00:34:28,399 Speaker 1: we'll handle it from there. And I was like, wait, 587 00:34:28,440 --> 00:34:32,680 Speaker 1: that's it. He's like, yeah, you know, the information matches, 588 00:34:32,719 --> 00:34:35,200 Speaker 1: your picture matches. That's all you need. And he said 589 00:34:35,280 --> 00:34:37,120 Speaker 1: and by handle it, you'll mean nothing will happen here. 590 00:34:37,239 --> 00:34:39,640 Speaker 1: That's right, right, And I go, so do you give 591 00:34:39,680 --> 00:34:42,279 Speaker 1: the person? So they give you a letter saying this 592 00:34:42,320 --> 00:34:45,800 Speaker 1: person is alive, they were listed as deceased by mistake, 593 00:34:46,160 --> 00:34:49,440 Speaker 1: give them their credit or whatever. Um, we love you, 594 00:34:49,520 --> 00:34:52,200 Speaker 1: So Security Administration And I said, do you do you 595 00:34:52,239 --> 00:34:54,719 Speaker 1: give the letter then once they prove it or um. 596 00:34:54,840 --> 00:34:57,640 Speaker 1: He's like no, once the file is updated, then we 597 00:34:57,760 --> 00:35:01,040 Speaker 1: typically send the letter out. And I was like, how 598 00:35:01,080 --> 00:35:04,879 Speaker 1: long is that? You know? And it's weeks easily, if 599 00:35:04,880 --> 00:35:07,279 Speaker 1: not months before you're going to get a letter. But 600 00:35:07,400 --> 00:35:08,960 Speaker 1: if you find out the first thing you want to 601 00:35:09,000 --> 00:35:11,359 Speaker 1: do go to your local SO Security office with your 602 00:35:11,400 --> 00:35:16,080 Speaker 1: passport and or your driver's license and say surprised. Yeah, 603 00:35:16,120 --> 00:35:18,000 Speaker 1: I saw that one person even had to have a 604 00:35:18,080 --> 00:35:23,320 Speaker 1: note from their doctor verifying that they were indeed alive. Weird, 605 00:35:23,680 --> 00:35:28,319 Speaker 1: weird life. That must be weird country. So, uh, if 606 00:35:28,360 --> 00:35:30,800 Speaker 1: you want to know more about the death master file, 607 00:35:31,239 --> 00:35:33,240 Speaker 1: you can go look it up. It's kind of interesting actually, 608 00:35:33,239 --> 00:35:36,359 Speaker 1: as far as bureaucracy goes. And since I said bureaucracy, 609 00:35:36,400 --> 00:35:42,480 Speaker 1: it's time for a listener, ma'am, I'm gonna call this um. 610 00:35:42,760 --> 00:35:44,680 Speaker 1: This is a follow up on the rape Kits episode, 611 00:35:44,680 --> 00:35:47,840 Speaker 1: which we got a lot of amazing and sad stories 612 00:35:47,880 --> 00:35:51,560 Speaker 1: from that one. Uh. This is about the money. The 613 00:35:51,640 --> 00:35:54,319 Speaker 1: money's because remember on the show we said that you 614 00:35:54,360 --> 00:35:57,960 Speaker 1: know you don't you have to pay for that stuff 615 00:35:59,239 --> 00:36:02,479 Speaker 1: for treatment. Yeah, apparently you can get money back, which 616 00:36:02,480 --> 00:36:04,480 Speaker 1: we meant to go back and re record a section 617 00:36:04,640 --> 00:36:07,480 Speaker 1: and did not. So this is by means of following 618 00:36:07,520 --> 00:36:10,920 Speaker 1: up on that. Hey, guys, a longtime listener, first time 619 00:36:10,920 --> 00:36:13,600 Speaker 1: writer finished the episode on rape Kits and realize I 620 00:36:13,600 --> 00:36:16,040 Speaker 1: could offer some information that will hopefully bring some peace 621 00:36:16,080 --> 00:36:18,880 Speaker 1: of mind. I work as a medical biller for a 622 00:36:18,920 --> 00:36:22,040 Speaker 1: hospital in the Midwest. Part of my job is processing 623 00:36:22,080 --> 00:36:24,760 Speaker 1: the sexual assault claims that come in at our hospital. 624 00:36:24,800 --> 00:36:27,520 Speaker 1: We have a program for those who present to the 625 00:36:27,560 --> 00:36:31,880 Speaker 1: hospital UH after a sexual assault. We in partner with 626 00:36:31,920 --> 00:36:34,680 Speaker 1: the state, cover all the charges that result from the 627 00:36:34,680 --> 00:36:36,920 Speaker 1: initially our visit, and the patient has given a voucher 628 00:36:37,320 --> 00:36:39,600 Speaker 1: for any relevant follow up care that they may need 629 00:36:39,600 --> 00:36:42,839 Speaker 1: over the next three months. Is awesome, it is, and 630 00:36:42,840 --> 00:36:45,720 Speaker 1: we realized that a lot of states do this after 631 00:36:45,800 --> 00:36:49,080 Speaker 1: we had recorded and published the show. I'm so glad, 632 00:36:49,120 --> 00:36:51,880 Speaker 1: this person wrote in this Yeah, it is good to know. 633 00:36:52,320 --> 00:36:55,080 Speaker 1: We also take steps to ensure that the patient will 634 00:36:55,080 --> 00:36:57,840 Speaker 1: never see a bill or be contacted by our department 635 00:36:57,920 --> 00:37:01,840 Speaker 1: regards to their visit to reduce any retraum mitization. I'm 636 00:37:01,880 --> 00:37:04,520 Speaker 1: the point person for this process here handle all the 637 00:37:04,520 --> 00:37:07,960 Speaker 1: claims personally. I'm not sure how many hospitals implement this program, 638 00:37:07,960 --> 00:37:10,160 Speaker 1: but I hope this helps you all know that at 639 00:37:10,200 --> 00:37:12,000 Speaker 1: least here we do as much as we can to 640 00:37:12,040 --> 00:37:15,600 Speaker 1: alleviate any unnecessary burden from our patients during the stressful 641 00:37:15,880 --> 00:37:18,560 Speaker 1: and sensitive times. Great thanks for all you guys do. 642 00:37:18,640 --> 00:37:21,800 Speaker 1: You have transformed many days years spent in a cubicle 643 00:37:21,840 --> 00:37:25,239 Speaker 1: into opportunities to learn. Keep doing the great work, and 644 00:37:25,280 --> 00:37:30,280 Speaker 1: that is from Maria. Thank you very much. That was amazing. Yeah, Maria, 645 00:37:30,320 --> 00:37:33,080 Speaker 1: thanks for doing that job too. That's tough stuff. That 646 00:37:33,200 --> 00:37:37,680 Speaker 1: was the antithesis of another email we got, who basically said, 647 00:37:38,000 --> 00:37:41,200 Speaker 1: regarding your little soapbox about how society should take on 648 00:37:41,239 --> 00:37:44,800 Speaker 1: that cost, keep your politics to yourself because I disagree. 649 00:37:45,440 --> 00:37:47,360 Speaker 1: I don't know if I saw that one. It was 650 00:37:47,360 --> 00:37:49,439 Speaker 1: a bad one and I just wanted to say that 651 00:37:49,440 --> 00:37:52,600 Speaker 1: that person is a butt head. Oh no, wait, maybe 652 00:37:52,640 --> 00:37:55,360 Speaker 1: I did see that. I couldn't even bring myself to respond. 653 00:37:55,480 --> 00:37:57,319 Speaker 1: I think I did, and I did respond. Oh what 654 00:37:57,400 --> 00:37:59,680 Speaker 1: did you say? I don't remember. Did you tell him 655 00:37:59,680 --> 00:38:03,439 Speaker 1: they're hecko jump in a lake? There? Um? Well, if 656 00:38:03,520 --> 00:38:05,719 Speaker 1: you want to get in touch with us, whether we 657 00:38:05,760 --> 00:38:08,120 Speaker 1: think you're a butt head or a saint, it doesn't matter. 658 00:38:08,160 --> 00:38:11,719 Speaker 1: We still want to hear from you, you can go 659 00:38:11,760 --> 00:38:15,000 Speaker 1: onto stuff you shao dot com check out our social links. 660 00:38:15,360 --> 00:38:17,560 Speaker 1: You can also send us a good old fashioned email, 661 00:38:17,760 --> 00:38:20,760 Speaker 1: wrap it up, spank it on the bottom, uh, spray 662 00:38:20,840 --> 00:38:24,239 Speaker 1: with perfume, and send it off to stuff podcast at 663 00:38:24,280 --> 00:38:29,400 Speaker 1: i heeart radio dot com. Stuff you Should Know is 664 00:38:29,400 --> 00:38:31,879 Speaker 1: a production of I Heeart Radios. How stuff Works from 665 00:38:31,880 --> 00:38:33,960 Speaker 1: more podcasts for my heart Radio is at the iHeart 666 00:38:34,040 --> 00:38:36,880 Speaker 1: Radio app, Apple podcast, or wherever listen to your favorite 667 00:38:36,920 --> 00:38:37,200 Speaker 1: chips