Speaker 1: Pushkin. Susie Orman, the myth, the legend. The woman has
Speaker 1: been around pretty much my entire life, popping up everywhere
Speaker 1: as in money Guru. She was hosted The Suzie Orman
Speaker 1: Show on CNBC for over a decade and was one
Speaker 1: of the most recurring guests on Oprah Winfrey's network shows,
Speaker 1: which I can't overstate how incredible that is. Susie was
Speaker 1: everywhere and still is, from podcasts to magazines to mainstream
Speaker 1: cable news, giving people advice on what they should do
Speaker 1: with their money. That level of expertise in this field
Speaker 1: really intimidates me. I thought, by talking to Susie Orman,
Speaker 1: I'd feel judged and small for my lack of financial knowhow,
Speaker 1: which is really lacking and is really small. But it
Speaker 1: turns out that Susie Ormand is not just smart, She's
Speaker 1: not judgmental at all. She's a super soulful person with
Speaker 1: a story that completely shocked me. And if I could
Speaker 1: wish anything for myself and anyone listening to the show,
Speaker 1: it's that we'd be less afraid to take big swings
Speaker 1: in life. And Susie she certainly put fear asides several
Speaker 1: times to take a couple of gigantic swings. This has
Speaker 1: started from the bottom, harder and success stories from people
Speaker 1: like us. To start a conversation, Susie tells me about
Speaker 1: her childhood in Chicago and eventually making her way to Berkeley, California.
Speaker 2: I grew up on the South side of Chicago. I
Speaker 2: grew up where my mother was the secretary sold avon
Speaker 2: on the side. My father was always sick, So I
Speaker 2: did not come from a family who when I was
Speaker 2: born and whatever, had money. They had it before I
Speaker 2: was born, and then something legally happened that I still
Speaker 2: don't understand to this day. They lost everything. So by
Speaker 2: the time I came around, they had nothing, and my
Speaker 2: mother early fifties, was working. No other mothers worked at
Speaker 2: that time, so I came from that kind of background.
Speaker 3: When I went to the University of Illinois.
Speaker 2: I had to pay for it myself, so I had
Speaker 2: to work every day at the Bubbys and Zadies deli
Speaker 2: during the day and at night at the Red Lion Inn.
Speaker 2: And I worked till one or two in the morning,
Speaker 2: and all I cared about was surviving. Never got a
Speaker 2: grade above a sea I think the entire time I
Speaker 2: went to the university and What was fascinating is that
Speaker 2: I really thought that my dream job was being a waitress.
Speaker 2: I loved it. So when I ended up as a
Speaker 2: waitress at the Buttercup Bakery and making four hundred dollars
Speaker 2: a month, I stayed a waitress from the age really
Speaker 2: of like twenty, you know, twenty two, all the out
Speaker 2: twenty nine or thirty.
Speaker 1: Yeah, So the Buttercup Bakery in Berkeley, California, you're living there,
Speaker 1: You've dropped out of college, and you're waiting tables for
Speaker 1: what about nine years?
Speaker 3: Eight nine years, eight nine years.
Speaker 2: So it never dawned on me that I would be
Speaker 2: able to make money, that I was supposed to be
Speaker 2: anything other than a waitress. That wasn't my ambition. My
Speaker 2: ambition was to just get by. I didn't even have
Speaker 2: credit cards then, right, But you know it's a you know,
Speaker 2: it's I didn't have any money when when something broke down,
Speaker 2: you know, I don't even know how I paid for it.
Speaker 2: So I had no ambition.
Speaker 1: It is very important to highlight because the Susie Ormond
Speaker 1: we know today it seems very different from the suits
Speaker 1: the early to late twenties. Susie Ormond who was content
Speaker 1: to be a waitress. And it really highlights that ambition, discipline,
Speaker 1: and all the other sort of ingredients for success aren't
Speaker 1: necessary things that you are have to be born with.
Speaker 1: These are things you can you can learn and develop.
Speaker 1: And I'm curious how you started to develop, how your
Speaker 1: ambition developed.
Speaker 2: Yeah, so what happened was here. It is nineteen seventy
Speaker 2: nine and the Buttercup Bakery. When I first started, it
Speaker 2: was on College and Alcatraz College Avenue in Alcatraz was
Speaker 2: this little tiny place that you couldn't even really sit down.
Speaker 2: You would come in, get a cup of coffee and whatever,
Speaker 2: and leave. Because of my ideas and the things I said,
Speaker 2: why don't we do this? Why don't we do that?
Speaker 2: Before you knew it, they owned half the block. And
Speaker 2: I'm sitting there going, oh great, my ideas have caused
Speaker 2: these people to become very wealthy and I'm still making
Speaker 2: four hundred dollars a month. What's wrong with this equation?
Speaker 2: I thought, I know, I can open up my own restaurant.
Speaker 2: So I mistakenly called up my mom and I asked
Speaker 2: her for twenty thousand dollars. And the reason that I
Speaker 2: say mistakenly justin is my mother didn't have twenty thousand
Speaker 2: dollars to their name. My father was now really really
Speaker 2: ill at this time, and she felt so bad because
Speaker 2: she couldn't give it to me. And there isn't a
Speaker 2: mother in this world that doesn't want to help their
Speaker 2: daughters in particular. And so I went to work the
Speaker 2: next morning, and a man by the name of Fred Hasbrick,
Speaker 2: who I've been waiting on for all seven years, came
Speaker 2: in and he said, what's wrong, Sunshine, you don't look happy.
Speaker 2: I told him the story. He went back and sat
Speaker 2: with all the other gentlemen that I've been waiting on
Speaker 2: for all of these years. They were like my family,
Speaker 2: This was their stop before they went on to their jobs,
Speaker 2: and none of them are wealthy. Fred was a salesman
Speaker 2: who sold little tiny tape recorders, and so before he left,
Speaker 2: he came up to the counter and on the count
Speaker 2: owner he put all this papers and checks, and they
Speaker 2: were commitments and actual checks totaling fifty thousand dollars, with
Speaker 2: a little note on a napkin that said, this is
Speaker 2: for people like you to be paid back in ten
Speaker 2: years with no interest, if you can. I didn't know
Speaker 2: what to do with that. Kind of money. I said
Speaker 2: to him, are the checks going to bounce like all
Speaker 2: mind you?
Speaker 3: And he said no, Susie.
Speaker 2: He said, go down to the local Merrill Lynch office,
Speaker 2: open up a money market account and will help you
Speaker 2: from there. Problem was And I said to him, I
Speaker 2: don't know what Merrill Lynch is, and I don't know
Speaker 2: what a money market account was. He told me, for
Speaker 2: those of you who may not know, Merrill Lynch is
Speaker 2: a brokerage firm where people go and they buy and
Speaker 2: sell stocks. They have financial advisors, very reputable, truthfully, and
Speaker 2: a money market account is what was coming along that
Speaker 2: were replacing savings accounts. So I was to put that
Speaker 2: money in a money market account until they could help me.
Speaker 2: I walked into Merrill Lynch. I was met by Randy,
Speaker 2: who was the broker of the day. He met all
Speaker 2: the new people that came in. He had me sign
Speaker 2: paperwork of blank papers. I didn't even know what I
Speaker 2: was signing, and he said, how would you like to
Speaker 2: make it quick? Hundred dollars a week, and I said,
Speaker 2: of course. I left. And what I didn't know is
Speaker 2: that Randy filled out that paperwork to make it look
Speaker 2: like I was a very sophisticated investor with a lot
Speaker 2: of money, and I could speculate and started to invest
Speaker 2: all fifty thousand dollars in what's called the options market,
Speaker 2: the most speculative thing you can do with money, buying
Speaker 2: options because ninety percent of all people who do so
Speaker 2: lose money. Within three months, all fifty thousand dollars was lost.
Speaker 2: Now I didn't know what was I going to do.
Speaker 2: I needed to pay back these people, even though they,
Speaker 2: you know, told me I didn't have to. And so
Speaker 2: I thought, I know I can be a broker. They
Speaker 2: just make you broker. Got dressed in my red and
Speaker 2: white striped sants soon pants, tucked into my white cowboy
Speaker 2: boots with a blue silk shirt, the fanciest outfit I had.
Speaker 2: I was a sly size six back then. That's the
Speaker 2: only thing that I wish I could go back to.
Speaker 2: But that is besides the point. And I went into
Speaker 2: Merrill Lynch and before I knew it, I was in
Speaker 2: the manager's office. His name is Peterson san Severo, and
Speaker 2: he literally said to me, you know that, in his opinion,
Speaker 2: women belong barefoot and pregnant. But he would hire me,
Speaker 2: but in six months he would fire me, and obviously
Speaker 2: he was hiring me to fill their women's quota because
Speaker 2: it was affirmative action. Being the Susie Ormond that I
Speaker 2: am today that I was still back then on some level.
Speaker 2: I said to him, how much are you going to
Speaker 2: pay to make me pregnant? And he said fifteen hundred
Speaker 2: dollars a month? So it didn't take me long to
Speaker 2: figure out fifteen hundred a month. Time six was nine
Speaker 2: thousand dollars.
Speaker 3: That's two and a.
Speaker 2: Half years at the Buttercup Akery. Almost wow, right to
Speaker 2: make that kind of money, So I said, but fine.
Speaker 1: What qualifications did you have at that point to work there?
Speaker 1: So no, So you literally imagine that you were given
Speaker 1: the job simply to fill the quota.
Speaker 3: You got that, right, boyfriend.
Speaker 1: The level then for you to get to to put
Speaker 1: on a suit and walk into Merrill Lynch with no
Speaker 1: background in this that's the amazing part. It's almost not
Speaker 1: even that you got the job, that you had the
Speaker 1: audacity to walk in there, and how did you think
Speaker 1: that was going to go?
Speaker 3: Well? I didn't care so much.
Speaker 1: All.
Speaker 2: I didn't care about me. I cared about the people
Speaker 2: that gave me this money more than myself because Fred
Speaker 2: he couldn't afford to lose two thousand dollars, and they
Speaker 2: all had faith in me. And because of them, not
Speaker 2: my audacity, my desire to honor them, I knew I
Speaker 2: had to do something, and that wasn't going to be
Speaker 2: a waitress for the rest of my life to pay
Speaker 2: fifty thousand dollars back.
Speaker 1: More Susie Orman. After this quick break.
Speaker 2: Those three months that Randy was trading options, I started
Speaker 2: to read what he was doing, and watching Wall Street
Speaker 2: Week on PBS and reading barons and going, oh, I
Speaker 2: get this, I understand this.
Speaker 3: He's going to lose all my money in some level.
Speaker 2: By the time those three months passed, justin I knew
Speaker 2: more than I ever thought I would know. And when
Speaker 2: they hired me, he told me he was going to
Speaker 2: fire me. So I didn't really care about that either,
Speaker 2: But I liked reading about it and studying to take
Speaker 2: what they called the Series seven exam, which you have
Speaker 2: to take if you're going to become a stockbroker, which
Speaker 2: is a seriously hard exam to take, the first time
Speaker 2: I took it, I flunked it, and I was in
Speaker 2: New York. They send you to New York. I was
Speaker 2: scared to death to go there, but they send you there.
Speaker 2: And after I flunked it, like I think six people
Speaker 2: out of hundreds flunked it. I was one of them.
Speaker 2: And then you have one week to study and try
Speaker 2: to pass it again. The second time. I passed it.
Speaker 2: But I'm telling you all this because you have to know.
Speaker 2: I wasn't a brainchild, and so it was hard work
Speaker 2: and determination that that. It was like, all right, this
Speaker 2: is a test from God to see if I really
Speaker 2: want this, and I wanted it to pay back other people.
Speaker 2: So I then passed the exam. Now I'm a stockbroker.
Speaker 2: Now I'm scared to death because I don't belong with
Speaker 2: these one hundred and five men, not one other woman
Speaker 2: in the whole place. I'm still driving a sixty seven Vovo.
Speaker 2: They're driving nineteen eighty Mercedes and BMW's. That's when I
Speaker 2: learned that I needed to create a new truth because
Speaker 2: I was afraid I didn't you know, I didn't belong there.
Speaker 2: I didn't come from their world. So I decided to
Speaker 2: create a truth that when I would be shivering going
Speaker 2: to work, I could say to hopefully calm me down.
Speaker 2: And the new truth went like this, I am young, powerful,
Speaker 2: and successful, producing at least ten thousand dollars a month.
Speaker 2: I wasn't so young. I was thirty now right powerful.
Speaker 2: I was the most powerless thing you ever could have imagined.
Speaker 2: So I was young, powerful, no successful. I don't think
Speaker 2: so nothing about it, producing at least ten thousand dollars
Speaker 2: a month, because I decided if God wanted to give
Speaker 2: me more than ten thousand dollars a month, because I
Speaker 2: knew he had to do it for me, because I
Speaker 2: wasn't going to be able to do it right that
Speaker 2: that why limit myself to ten thousand dollars. For six
Speaker 2: months after I had passed my Series seven and became
Speaker 2: a broker, I wrote it twenty five times a day.
Speaker 2: I screamed it in the card out loud twenty five
Speaker 2: times going to work, and at night, before I went
Speaker 2: to bed, I looked in the mirror, looking back at myself,
Speaker 2: and I said it silently. Six months later, all those
Speaker 2: truths that I said came true.
Speaker 1: You were hired to be fired. But yes, within the
Speaker 1: six months that you felt like you were on the line,
Speaker 1: you love the firing line. You turned out to be
Speaker 1: a great stockbroker.
Speaker 2: Yes, But while I was working for Merrill Lynch. I
Speaker 2: myself am gay and have been my entire life, and
Speaker 2: the head of operations was also a gay man, and
Speaker 2: we were the only two in this gigantic office that
Speaker 2: had this in common. So of course we gravitated to
Speaker 2: each other. And I did not hide it from anybody
Speaker 2: that I was gay. I never have. And so he
Speaker 2: said to me one day, Susie, what happened to you
Speaker 2: here at Merrill Lynch wasn't quite legal and all the
Speaker 2: lawsuits went through this man, and he said, you know,
Speaker 2: you might want to go into my office after I
Speaker 2: leave today. I've told my secretary you might do. So
Speaker 2: look at the drawer bottom drawer to your left, and
Speaker 2: you figure out why I want you to do that.
Speaker 2: That's all I can tell you. I go in his
Speaker 2: office that day, say hi to his secretary, Sit down,
Speaker 2: open the drawer and there's all these Manila file folders
Speaker 2: that say on them lose, lose.
Speaker 3: Lose, win, win, win, win.
Speaker 2: And I start looking at him, and the ones that
Speaker 2: say win are lawsuits that are being brought against Merrill Lynch,
Speaker 2: most of them by this one attorney. I call this attorney,
Speaker 2: and I'm so sorry. I can't even remember his name
Speaker 2: to this day. Told him my story. He says to me,
Speaker 2: I'll take this case on contingency. I said, well, what
Speaker 2: the hell is that? And he said, it's where it's
Speaker 2: not going to cost you anything if we lose. If
Speaker 2: we win, I get thirty percent of whatever the settlement is.
Speaker 2: So I said, great, we sue Merrill Lynch.
Speaker 1: While you're working, Well, you're working.
Speaker 2: While I'm working them because justin I knew it would
Speaker 2: be easy for me to say nothing and just sit there,
Speaker 2: but would not have been right. What if it was
Speaker 2: my mom and all her money she put in there
Speaker 2: and she got a quick and broker. So I decided, no,
Speaker 2: this wasn't right and I needed to do something about it.
Speaker 2: And again I felt like it was a sign that
Speaker 2: the operations manager was telling me this. So because I
Speaker 2: see Merrill Lynch, they could not fire me. Who knew.
Speaker 2: Two years later, when the suit came to court, a
Speaker 2: new manager came in and he looked at everything and
Speaker 2: he said, Susie, this is ridiculous. We're set. We're going
Speaker 2: to say this with you. And they gave me enough
Speaker 2: money to pay back all the people that let me
Speaker 2: money plus eighteen percent interest, and so I was able
Speaker 2: to do that, and the rest is kind of history.
Speaker 1: Now, the original reason you were lunch to fifty thousand
Speaker 1: was to open up a restaurant of your own. By
Speaker 1: that point, was that still a desire of yours? No?
Speaker 2: Because I loved what I was learning. I loved that
Speaker 2: Every Tuesday there would be a sales meeting at one
Speaker 2: o'clock in California. The market closed at one, and I
Speaker 2: would be there and they would be, you know, they
Speaker 2: would be telling you what they wanted you to buy
Speaker 2: and sell, and I was understanding it all right. So
Speaker 2: I was always honest with what I knew and what
Speaker 2: I didn't know. And because I knew I didn't know,
Speaker 2: I was open to learning from people who really did know.
Speaker 2: And over time I started to be one of those people.
Speaker 1: The way you are describing yourself is the antithesis of
Speaker 1: the way we imagine powerful wealthy folks to We don't
Speaker 1: expect powerful multi folks to admit when they don't know something.
Speaker 1: Is that solid advice? Did not admit when you don't
Speaker 1: know something just to continue to.
Speaker 2: No, it's solid advice, because you know why, when you
Speaker 2: stand in your truth, everybody can feel it when you
Speaker 2: tell a lie. They can feel that as well. But
Speaker 2: they don't want to believe that you're lying, but they
Speaker 2: know something isn't quite right. What makes you truly powerful
Speaker 2: in life is that every word that comes out of
Speaker 2: your mouth is the truth. Because there is a law
Speaker 2: of money that I realized years ago, which is is
Speaker 2: power attracts money and powerlessness repels it. It's people that
Speaker 2: hire you, it's people that give you a pay raise.
Speaker 2: So people are attracted to power. They can feel it
Speaker 2: in you. What renders you the most powerful is when
Speaker 2: you stand in your truth. What renders you the most
Speaker 2: powerless are two things. Number One, when you stand in
Speaker 2: a lie, when what you tell people is a lie.
Speaker 2: And also another form of a lie when it comes
Speaker 2: to money is debt. When you have debt, I'm not
Speaker 2: talking about car loan debt, mortgage debt, or student loan debt.
Speaker 2: When you have credit card debt, you are standing in
Speaker 2: a lie because you are spending money. You don't even
Speaker 2: have to impress people in most cases that you don't
Speaker 2: even know or like. Now, obviously there are exceptions to
Speaker 2: that rule because of medical expenses and things like that,
Speaker 2: but the majority of debt that people have on their
Speaker 2: credit cards, going out to eat, buying clothes, going on vacations,
Speaker 2: doing all kinds of things like that, And that is
Speaker 2: a lie because you don't have the money to pay
Speaker 2: for it. So debt is bondage. Debt is a lie
Speaker 2: in most cases. So the most the thing that renders
Speaker 2: you the most powerful is standing in your truth.
Speaker 1: Where do Susan ormand get all that courage from? She
Speaker 1: talks about it when we come back.
Speaker 2: I loved that I was a lesbian and it was
Speaker 2: not easy to be a lesbian in the sixties. Imagine
Speaker 2: going to high school, you know, from like you know,
Speaker 2: sixty four to sixty nine, or well sixty five to
Speaker 2: sixty nine, and also in grammar school when I already
Speaker 2: knew that I was a lesbian, and you know, there
Speaker 2: weren't gay rates rights back then. You know, none of
Speaker 2: this really happened. It happened started to happen in nineteen
Speaker 2: sixty nine. Really, But I always told everybody I was gay.
Speaker 1: Where did you get that courage from?
Speaker 2: I got that courage because I didn't know better. I think,
Speaker 2: you know, it wasn't like at first, obviously, when I
Speaker 2: first started to realize it that I went around telling everybody.
Speaker 2: But when I went to college, I went to a
Speaker 2: gay liberation meeting there because I knew it, and I
Speaker 2: realized that gay men were very different than lesbians. And
Speaker 2: that's when I decided, I have to do something about this.
Speaker 2: We need to break off from gay men. And so
Speaker 2: with my friends, I started the Gay Women's House in Champagne, Illinois,
Speaker 2: and the University of Illinois arranged all these talks for me,
Speaker 2: and I would go to Paxton, Illinois and all these
Speaker 2: places that were so behind the times and talk about
Speaker 2: it and nobody ever rejected me or treated me poorly.
Speaker 2: And then at Merrill Lynch, when I told everybody I
Speaker 2: was gay, right, they didn't care. I mean, when somebody
Speaker 2: had a birthday, they would have these women's strippers come in,
Speaker 2: and they thought I would enjoy that, you know, and
Speaker 2: I was just like whatever, But you know, justin even
Speaker 2: when I got my first big contract for my book
Speaker 2: that I got not the you know, my first book
Speaker 2: was You've earned it, don't lose it. The second book
Speaker 2: is what gave me a you know, big contract. It
Speaker 2: was eight hundred thousand dollars and I thought, who's going
Speaker 2: to pay me eight hundred thousand dollars to somebody who
Speaker 2: doesn't even know how to write. So I went into
Speaker 2: Chip Gibson, who was president of Crown Publishing at the time,
Speaker 2: and I said, Chip, I can't take this kind of
Speaker 2: money without you knowing two things about me. Number One,
Speaker 2: I don't know how to write, and he said, oh great,
Speaker 2: find me a writer who knows that they don't know
Speaker 2: how to write. And number two, I'm a lesbian and
Speaker 2: he said, well, tell me something I don't know.
Speaker 1: Why did you tell him that?
Speaker 2: Because if I was on interviews and asked if I
Speaker 2: was gay, I was going to I wasn't going to lie.
Speaker 1: It seems like so many of the ingredients for your
Speaker 1: success were they're early from your standing in your truth,
Speaker 1: like knowing who you were, not being afraid of who
Speaker 1: you were, not being afraid to acknowledge what you don't know,
Speaker 1: And there certainly must have been some underlying level of ambition,
Speaker 1: even if it was dormant. Why do you think why
Speaker 1: do you think it took until thirty, which is still
Speaker 1: relatively young, but rather than twenty. Why do you think
Speaker 1: it took until thirty for these sorts of ingredients to
Speaker 1: start coming together to create a level of financial success.
Speaker 2: Well, because I loved my life as a waitress. The
Speaker 2: person that I admired the most in life was a
Speaker 2: woman by the name of Helen. Helen had red hair
Speaker 2: and a beehive on top of her head and smoked
Speaker 2: a cigarette, was probably sixty five or seventy, and had
Speaker 2: worked her entire life at the Buttercup restaurant, you know,
Speaker 2: the Buttercup Bakery. And I loved her and I wanted
Speaker 2: to be like her. She was my role model because
Speaker 2: she was happy and she was excited to go home
Speaker 2: to her kids or her grandkids or whatever. And I
Speaker 2: didn't look at it like I wanted money. I looked
Speaker 2: at it like I love what I do. Helen loves
Speaker 2: what she does, and look how happy she is. Yeah,
Speaker 2: so I didn't, That was my truth. Yeah, Yeah, I didn't.
Speaker 2: I didn't have anybody to inspire me to want to
Speaker 2: be more than that.
Speaker 1: Yeah, you start your You start your group in nineteen
Speaker 1: eighty seven. Yeah, she's Ormand's financial group. Tell me about
Speaker 1: why you started that.
Speaker 2: I started it because after Merrill Lynch, I then was
Speaker 2: hired by Prudential Based Securities as a vice president of
Speaker 2: investments for them. They paid me a lot of money
Speaker 2: to do so, and I became known as the nation's expert.
Speaker 2: While I work there in an investment called single premium
Speaker 2: whole life, very different than the whole life insurance that
Speaker 2: most financial advisors sell today or insurance agents sell today.
Speaker 2: And Prudential Base did not like that I was putting
Speaker 2: people in single premium whole life policies that they themselves
Speaker 2: did not sell. They wanted me to sell maybe the
Speaker 2: Prudential one, but at the time I liked equitables or
Speaker 2: I forget which one, and so I needed to start
Speaker 2: my own firm so that I could do what was
Speaker 2: right for people and put them in the best policy possible.
Speaker 2: And you know, so that's what I did. So I
Speaker 2: started my own firm in nineteen eighty seven. So I
Speaker 2: then decided people would pay me what they thought my
Speaker 2: services were worth. That is how I charged them, and
Speaker 2: that's kind of how that firm started. If you are
Speaker 2: in the financial industry and you put money in front
Speaker 2: of people, you're in big trouble. That's why for the
Speaker 2: teen years that I did the Susie Orman Show on CNBC,
Speaker 2: I ended every show with there's only one thing that
Speaker 2: I want you to remember when it comes to your money,
Speaker 2: and that's people first, then money, then things. All right,
Speaker 2: So if you always put people first, if you always
Speaker 2: put their needs in front of your needs, you will
Speaker 2: always be a financial advisor that other people want to
Speaker 2: work with, especially if you do the right things with
Speaker 2: their money. And so to this day, I still do that, Susie.
Speaker 1: You're seventy one and a half. Now you're doing the
Speaker 1: half Earlier someone throwing the half seventy one and a half.
Speaker 2: I always celebrate my half birthdays.
Speaker 1: I love it. I love it. You're seventy one and
Speaker 1: a half. The world is quite different from nineteen eighty. Yeah,
Speaker 1: what advice would you give young women now? Taking it
Speaker 1: two things in consideration, what advice would you give young
Speaker 1: women that you would say worked for you in nineteen
Speaker 1: eighty and what advice would you give? What advice do
Speaker 1: you think has to be modified in twenty twenty two
Speaker 1: or is there or is there if there is such
Speaker 1: a thing.
Speaker 2: Now, I don't think there is such a thing of
Speaker 2: modifying anything, because the truth is everlasting, justin what's true
Speaker 2: is true. Truth doesn't really change. So what I would
Speaker 2: tell a twenty two year old, no, matter how you
Speaker 2: identify yourself is there is no excuse big enough to
Speaker 2: keep you from being who you are meant to be.
Speaker 2: When you are in a situation, you know what's true
Speaker 2: and you know what's not. You know, if you're in
Speaker 2: a relationship and it's not good for you, you know
Speaker 2: what's true and what you need to do about it.
Speaker 2: You know, if you are pulling out your credit card
Speaker 2: to buy something that you can only pay the minimum
Speaker 2: payment due when that bill comes in, you know that
Speaker 2: is a lie. You know it's the truth when you
Speaker 2: have an eight to twelve month emergency fund and when
Speaker 2: you put something on your credit card, you can pay
Speaker 2: it off in full at the end of the month.
Speaker 1: Susie, your a real inspiration. You're a real soulful human being,
Speaker 1: and you've done incredible work. And thank you so much
Speaker 1: for taking the time to talk to me.
Speaker 3: Thank you so much, Susie, anytime, talk to you soon.
Speaker 1: Bye bye the Great Susie or Man. She completely eliminated
Speaker 1: any empocess syndrome I had with that Meri Lynch story.
Speaker 1: It's the most gangster thing I've ever heard on the show.
Speaker 1: I think taking that level of confidence with you in
Speaker 1: your day to day life is going to make stretching
Speaker 1: out of your comfort zone so much easier. The Start
Speaker 1: from the Bottom is produced by David Jah, edited by
Speaker 1: Keishaw Williams, Engineered by Ben Holliday, Booked by Laura Morgan
Speaker 1: with production help from Lea Rose. The show is executive
Speaker 1: produced by Jacob Goldstein, who's not all up in the
Speaker 1: videos for Pushkin Industries. Our theme music's by Ben Holliday
Speaker 1: and David Jaw featuring Anthony Aggs and Savannah Joe Lack.
Speaker 1: Listen to Start from the Bottom. Wherever you get your
Speaker 1: podcasts and if you want ad free episodes available one
Speaker 1: week early sign up for Pushkin Plus. Check out Pushkin
Speaker 1: dot fm or the Apple show page for more information.
Speaker 1: If you like your show, please remember to share, rate,
Speaker 1: and review us on your podcast app. I'm justin Richmond.