Speaker 1: Aba fam, It's time for the Baqa, and this week
Speaker 1: we're doing things a little bit different. I wanted to.
Speaker 1: We just had Chris Corinthians, the Finland guy, and now
Speaker 1: you're best friend as far as helping you figure out
Speaker 1: how to get your kids through college debt free, because
Speaker 1: I know we got parents of young kids on here
Speaker 1: and maybe college aged kids too, and y'all need to
Speaker 1: connect with Chris Corinthians asap. So I thought I would
Speaker 1: bring out my two favorite gems from this most recent
Speaker 1: episode for today's show. So I've got Chris's incredible spiel
Speaker 1: and really enlightening conversation about the scholarship process and how
Speaker 1: you can get funding not the traditional way of getting funding,
Speaker 1: which is through the federal loan system. And I also
Speaker 1: have Mark's take on investing in the era of you
Speaker 1: know who. So I want to play those for you now,
Speaker 1: and I hope you enjoy.
Speaker 2: You start off harassing me and you guys sticker, and
Speaker 2: you're talking about my logo.
Speaker 3: First of all, it's my show, damn it. Second of all,
Speaker 3: this is not better wallet ambition. Okay, ambition like that all?
Speaker 1: No, can't have it.
Speaker 3: Oh here's our buddy, Chris save me Chris new Chris, Hey, Chris.
Speaker 4: What is oh y'all doing? Family?
Speaker 1: Ooh at the baritone come through.
Speaker 4: I'm at my satellite office. My name is Chris Corinthian.
Speaker 4: I go by the Finlack guy and I worked in
Speaker 4: higher ed for almost twenty years. Most of that time
Speaker 4: was spent in the areas of the financial aid of
Speaker 4: financial literacy, and I'm coming up on a year actually
Speaker 4: doing this full time. So I was working at different
Speaker 4: universities for adult educators, at vacational technical schools and traditional
Speaker 4: four years. And during that time I used to see
Speaker 4: students that would drop out for lack of finances or
Speaker 4: you know, going to massive amounts of debt and still
Speaker 4: drop out or finish, but then still had this burden
Speaker 4: on them when they graduated. But there were other students
Speaker 4: that I saw that would actually go to school debt free.
Speaker 4: And then I just started studying over the years what
Speaker 4: were the specific habits that they had which allowed all
Speaker 4: of them from various backgrounds to graduate debt free. And
Speaker 4: so that was my focus that along with personal finance,
Speaker 4: you know, helping students and parents with the building blocks
Speaker 4: of personal finance, right just basic budgeting and how's credit
Speaker 4: established and how is it built? Things like that. But
Speaker 4: my focus now is just working with parents of students
Speaker 4: that are going to college or planning to go to
Speaker 4: college and showing them how to go to school without
Speaker 4: taking out student loans, without debt altogether.
Speaker 1: Oh damn, okay, Like what would tell us what's the secret?
Speaker 3: I mean, especially at the time latest when you don't
Speaker 3: know if you're going to have federal aid at all
Speaker 3: for education?
Speaker 4: Right, absolutely, So I'll give the the braw overview a
Speaker 4: strategy and then if we want so, we could dig
Speaker 4: deep into it. But there are certain there were several
Speaker 4: data out there saying that there's hundreds of millions of
Speaker 4: dollars over one hundred million dollars of unclaimed scholarships each year.
Speaker 4: So it's not that people are applying for scholarships and
Speaker 4: get denied, but it's just free money sitting out there
Speaker 4: for people to go to college and nobody's applying for it.
Speaker 4: And so that's the main foundation. So now that we
Speaker 4: have that, now, what's keeping people from applying for these scholarships?
Speaker 4: And most of the time is they don't know what
Speaker 4: to write about when it comes to essays. They don't
Speaker 4: know where to find these scholarships right, and they don't
Speaker 4: have a real strategy on how to apply for it,
Speaker 4: because some will apply for maybe five, ten, fifteen scholarships,
Speaker 4: get burned out and they'll say, I didn't win anything.
Speaker 4: It's not going to work for me, right, or some
Speaker 4: people think that I have to have little to no
Speaker 4: money or be of a certain demographic in order to
Speaker 4: get scholarships. But there are several types, and there are
Speaker 4: you know, merit based scholarships, which is a lot of
Speaker 4: the focus that we have when we work with our
Speaker 4: parents and students as well as other scholarships. But we
Speaker 4: don't even focus necessarily on the federal funding. So if
Speaker 4: it's here, if it's not, that's just a bonus when
Speaker 4: it comes to the type of money. So we look
Speaker 4: at institutional funding. We look at local scholarships where your
Speaker 4: least competitive scholarships will lie so with the school district,
Speaker 4: with your school, with different organizations and businesses, rooting for
Speaker 4: the hometown heroes or rooting for those students that are
Speaker 4: in their local community. And then when you have those
Speaker 4: specific majors that are your tied to, then it just
Speaker 4: brings down that competition barrier much lower and increases the
Speaker 4: chances of success. Now, the other thing is it's a
Speaker 4: numbers game and a law of averages game. Right, So
Speaker 4: if you apply for five scholarships and expect to go
Speaker 4: to schools that free, most likely you won't get any scholarships, right.
Speaker 4: And so one of the things I talk to students
Speaker 4: and parents about is applying for ten times the amount
Speaker 4: you need. So if you need fiftyeah, right exactly, and
Speaker 4: when you think, let's say you need fifty thousand dollars
Speaker 4: to go to school, you need to apply for five
Speaker 4: hundred thousand dollars in order to get the odds in
Speaker 4: your favor. Right. So if ninety percent of the scholarships,
Speaker 4: which most of the scholarships you apply for, will reject you,
Speaker 4: you'll get denied for most of the scholarships you apply for.
Speaker 4: And so we shoot for ten percent success rates. So
Speaker 4: if ninety percent of them say no, you're still good,
Speaker 4: and then apply for at least one hundred and so
Speaker 4: we do this thing where we do to today, and
Speaker 4: then that's the focus. If you have your.
Speaker 3: Essays, Chris, that sounds cherable.
Speaker 4: Yeah, I know, I know what the money that you're
Speaker 4: getting it back end.
Speaker 3: Yeah, But if you're there, so you're like there to
Speaker 3: hold their hand and like, yeah, coach them through that process, right, absolutely.
Speaker 4: But the hardest thing is just having your five essential
Speaker 4: essays because you usually use just the same five over
Speaker 4: and over again and just tweak a little bit of
Speaker 4: your story. And once you have that hardest part out
Speaker 4: of the way, then all you're doing is wash rents
Speaker 4: and repeating. You don't have to look for scholarships because
Speaker 4: you have them all there. Now you have your five
Speaker 4: essential essays, so all you have to do is copy
Speaker 4: paste and tweak, and so you might spend twenty thirty
Speaker 4: minutes a day just click, click send. You have everything
Speaker 4: in the drive for you. So now you can spend
Speaker 4: twenty to thirty minutes a day and it's not overwhelming.
Speaker 3: Has how many of your clients are like, well, can
Speaker 3: I just get chat GPT to write this poet?
Speaker 4: So what's interesting is that when because I look, when
Speaker 4: chat GBT first came out, you could just put that
Speaker 4: in say hey, I'm going for this scholarship and boom,
Speaker 4: boom boom. But now chat has this failsafet where if
Speaker 4: you put it in there, it'll say, no, we can't
Speaker 4: respond for scholarship things. So now because what some people
Speaker 4: used to do is they say, Okay, here's my information,
Speaker 4: here's a scholarship, prompt write me an essay so that
Speaker 4: I can win this. Yeah. Right, But now most of
Speaker 4: the organizations are doing their AI check to see if
Speaker 4: you're using any type of AI to write your essays.
Speaker 4: So you do that, they'll catch you. And a lot
Speaker 4: of professors everybody's starting to see if you use any
Speaker 4: of those AI AI southward too.
Speaker 3: Get it Ooh okay, all right, hmmm, I mean that
Speaker 3: sounds incredibly useful. But like, as a business, how are
Speaker 3: you making money off? Because you got to you said,
Speaker 3: you've been in this for like a year. How are
Speaker 3: you supporting yourself?
Speaker 4: So glad you asked. So when I bring parents and
Speaker 4: students in, I assigned coaches to them. So one of
Speaker 4: my coaches, she went over a million dollars in scholarships,
Speaker 4: and so she helps them find the scholarship. She just
Speaker 4: uses a lot of the same procedures and spreadsheets and
Speaker 4: everything that she does, and then she's assigned to him.
Speaker 4: I have another guy, as a matter of fact, I
Speaker 4: met him in Fincon two. I have another guy who
Speaker 4: actually created a course specifically for writing scholarship essays. He's
Speaker 4: an English teacher, and then he says, there's a difference
Speaker 4: writing an English paper than it is for telling a story.
Speaker 4: And then he tucks them through the hero's journey and
Speaker 4: all these other things. And then he's assigned to him too,
Speaker 4: right and so, and then they have the modules and
Speaker 4: everything that they go through. But if they have questions,
Speaker 4: they meet with me weekly in a group coaching call,
Speaker 4: and then I answer any of their questions, find out
Speaker 4: update statuses along with the other two coaches. So that's
Speaker 4: how I get money.
Speaker 1: And then oh, they pay for the group coaches.
Speaker 4: They pay for the coaching and the individual coaches. They
Speaker 4: just pay for everything, and I'll walk them through and
Speaker 4: then I give them guarantees. So I said, if they
Speaker 4: don't go to school, that't free, and they get one
Speaker 4: hundred percent of their money back. Well yeah, because that's
Speaker 4: very generous, right, because up to a certain amount. So
Speaker 4: it's like they said, Okay, well my school's gonna be
Speaker 4: two hundred thousand dollars a year. I'm like, okay, well no.
Speaker 3: Which is like not I mean maybe not per year,
Speaker 3: but certainly like four years. Absolutely, Yeah, that's not unheard.
Speaker 4: Yeah, but no per year, per year, yeah, absolutely so.
Speaker 4: So so I take on all the risks, you know,
Speaker 4: as long as you do what you're supposed to do.
Speaker 4: And there are a number of things that they need
Speaker 4: to do to me, because it's not like, Okay, I
Speaker 4: don't do anything and I'm just going to go to
Speaker 4: school for free. But as long as they do the
Speaker 4: things they're supposed to do, then we take on all
Speaker 4: the risk.
Speaker 1: Okay, I'm gonna have to keep your number for when
Speaker 1: I'm sending my kids off the car.
Speaker 4: I got you, I got you.
Speaker 5: So normally you're talking to the parents directly and then
Speaker 5: they basically tell their kid, hey do this.
Speaker 2: Yes, So during the coach and call, is it with
Speaker 2: the parent or.
Speaker 4: The it's with the parent and then and the students
Speaker 4: sometimes so sometimes the parent and the student are on
Speaker 4: but a lot of times it's the parent that's going
Speaker 4: to make the student do it right because if the
Speaker 4: students trying to pay for coach and they're like I
Speaker 4: ain't gonna money, they were like, I ain't really doing this,
Speaker 4: or but the parent is just like, oh no, you're
Speaker 4: doing this because I ain't got the money. I don't
Speaker 4: have the money to pay for all of this, and
Speaker 4: you're gonna need to do it. And so far the
Speaker 4: students that have worked with us, that have done the
Speaker 4: work got to get scholarships.
Speaker 3: Well that's just yeah. I mean, I think that's such
Speaker 3: important work. And I remember, like and I went to school,
Speaker 3: there was so much more state aid available, Like I
Speaker 3: mean in.
Speaker 1: Georgia, I had the Hope scholarship.
Speaker 3: Did you go to school in Georgia, Chris, Yes, yes, yes, okay, yeah,
Speaker 3: so we had. I had Hope. But then my brother
Speaker 3: who's five years younger than me, behind me, he had
Speaker 3: Hope too, but it wasn't as generous by then. They
Speaker 3: had like made it tougher to qualify for the full
Speaker 3: benefit and like so he graduated with like fifty K
Speaker 3: of student loans and I graduated with eight.
Speaker 4: So I it was eighty percent of tuition, whereas Hope
Speaker 4: paid for everything. It's like, okay, we'll cover all of
Speaker 4: that for you versus eighty percent of just tuition and
Speaker 4: not the fees.
Speaker 1: Exactly.
Speaker 3: Yeah, And I mean I did things like work during
Speaker 3: college to pay for my housing. I didn't stay in
Speaker 3: the yard, I didn't pay for the food, the what
Speaker 3: do you call it the meal plan or like the
Speaker 3: housing man. But that that and especially going into my field,
Speaker 3: I studied journalism and I graduated during the recession, and
Speaker 3: I studied print journalism at that, like on paper, and yeah,
Speaker 3: I wasn't giving like gainful employment after college, and but
Speaker 3: thank goodness, I did not have like that much debt,
Speaker 3: because it really is like you're starting off your life.
Speaker 3: And the way that they talk about student loans too,
Speaker 3: it's almost as if, well, this isn't really debt. This
Speaker 3: is like they really do, and so you almost feel like, well,
Speaker 3: it's fine, it's totally fine, but no, it's it's real debt, right,
Speaker 3: be a family's take a quick break and be right
Speaker 3: back for Mark's investing tip of the week. You know,
Speaker 3: if you have any investing tips for this new era
Speaker 3: when there is so much volatility. I talked a little
Speaker 3: bit about, like on a previous episode with Chris, about
Speaker 3: how the American stock market is just so like so emotional,
Speaker 3: so fickle, and yeah it's constantly swinging.
Speaker 1: But now it's just like woom boom bick. A ping
Speaker 1: pong machine. A ping pong machine doesn't exist like a
Speaker 1: pinball machine. There you go, can you talk about that.
Speaker 3: I mean you must get that question from your investing
Speaker 3: community as well.
Speaker 4: Yeah.
Speaker 5: No, it's a it's a trying time, especially for anyone
Speaker 5: who's a long term investor.
Speaker 2: If you're putting money in.
Speaker 5: Your four to one K or your IRA, and you're
Speaker 5: investing for a long period of time, and you might
Speaker 5: see your value go up and go down by big percentages.
Speaker 5: I think what is most important is that you focus
Speaker 5: on what you can actually control, and that's make sure
Speaker 5: you're putting the money in, make sure you're putting as
Speaker 5: much money in, and then also controlling how much you're
Speaker 5: putting in.
Speaker 2: The stocks and bonds and everything else.
Speaker 5: Because what I see all too often is that people
Speaker 5: are putting the money into these individual stocks where you
Speaker 5: will see more volatility, or even sectors like technology or
Speaker 5: healthcare where you know Trump is directly attacking bull So
Speaker 5: you have to be careful on how you're alloying your money.
Speaker 5: And you want to own everything instead of just owning
Speaker 5: one or two companies or even five or ten. Instead
Speaker 5: just buy the complete market, buy the SP five hundred,
Speaker 5: and then that way you could participate in the growth
Speaker 5: of the I want to call it the capitalism in
Speaker 5: the United States. But it's basically that the growth in
Speaker 5: the companies that we see and hear about every single day,
Speaker 5: and on average it goes up, it goes up. So
Speaker 5: you will see that short term volatility. You get scared,
Speaker 5: but you kind of have to put your blinders on
Speaker 5: or you know, focus on the long term instead of
Speaker 5: focusing on the day to day because things are gonna happen,
Speaker 5: especially over the next four years. The news knows that
Speaker 5: if they put Trump in the headlines, people are going
Speaker 5: to click on it and it's gonna be whatever he
Speaker 5: did that day. So if you focus on hey, like,
Speaker 5: I'm gonna ignore that noise. I'm just going to focus
Speaker 5: on what I can control. You'll be fine over the
Speaker 5: next four years. But if you become an emotional investor,
Speaker 5: if you are an emotional investor and you're making short
Speaker 5: term decisions for a long term portfolio, you will find
Speaker 5: yourself not all too happy with yourself in five to
Speaker 5: ten years when we see possibly less volatility.
Speaker 3: Yeah, thinking about my Peloton stock from twenty twenty.
Speaker 2: Some people don't jump into it.
Speaker 1: They have the house. Listen, we were just in the house.
Speaker 1: I had money.
Speaker 3: I was just like, I'm going to play with it,
Speaker 3: and I realized I don't even like to play with money,
Speaker 3: even if I have technically money to lose extra play money.
Speaker 1: No, I don't like it. I should have just put
Speaker 1: it in the dam vtax V stacks.
Speaker 2: What's it called VT stacks?
Speaker 1: VT stacks? Yeah?
Speaker 3: Well, thank you, Mark, I'm better wallet for that investing guidance.
Speaker 3: And where can people find out more about?
Speaker 1: You have your course?
Speaker 5: Yeah, so it's called financially a bulletproof investing program.
Speaker 2: So we have that.
Speaker 5: Basically, when you graduate from high school or even when
Speaker 5: you made your first dollar, you probably had no clue
Speaker 5: what to do with your money. And imagine if you
Speaker 5: had an actual program, they will tell you, from bu
Speaker 5: to paying off debt, to expense planning to all the
Speaker 5: way to estate planning, what you should be doing with
Speaker 5: their money, even tax management.
Speaker 2: So when I spent so much.
Speaker 5: Time in corporate finance, I said, I want to build
Speaker 5: a program that streamlines everything for everyone and makes a
Speaker 5: complete roadmap from A to Z on what you should
Speaker 5: be doing with your money.
Speaker 2: It comes along with my help as well, so we
Speaker 2: have that.
Speaker 5: We have a community of over two thousand at this
Speaker 5: point in their launch.
Speaker 2: It a few years ago.
Speaker 5: But if you're just saying, hey, that's great, but I
Speaker 5: want to just start with a bare minimum. I just
Speaker 5: want to learn how to invest. I've helped over one
Speaker 5: hundred thousand people invest in the stock market over the
Speaker 5: last three years. So I hold these monthly classes where
Speaker 5: we bring people in, we teach them, again from A to.
Speaker 2: Z, how to go about investing.
Speaker 5: And if you choose to want to partner with me
Speaker 5: down the road, you could do that as well.
Speaker 2: All that is in link in violence.
Speaker 3: Yeah, well link in our show notes, because again it's
Speaker 3: broad ambition podcasts amazing.
Speaker 2: Yea.
Speaker 1: I love you, Mark. I want your money. I mean
Speaker 1: I want you to get your money.
Speaker 3: And I hope that whoever you know, whoever owes you
Speaker 3: that money like gives it to you. Now me my
Speaker 3: debts a Woodruff Santos always pays her debts and I
Speaker 3: have none to you, ahem, So you know you're welcome.
Speaker 3: Think about all the free airtime I gave you on
Speaker 3: this platform.
Speaker 1: Do you know what I mean? Free advertising?
Speaker 5: Free joking?
Speaker 3: I'm joking, Chris, you would you would talk to me
Speaker 3: for an hour and a half regular, so might as
Speaker 3: well be on a you know what I mean.
Speaker 1: I would don't be don't be, don't be cool, too
Speaker 1: cool for this? You know you know I'm your sis.
Speaker 3: All right, guys, thank you so much for joining the
Speaker 3: Brown Table, for being for sharing with b a fan,
Speaker 3: for taking the time. I really appreciate it. I know
Speaker 3: y'all have you know all kinds of things going on,
Speaker 3: And thanks for being a part of my community.
Speaker 1: I hope be a fan.
Speaker 3: Listening to us talk it makes you want to reach
Speaker 3: out to that friend, that peer, that colleague who maybe
Speaker 3: you haven't heard from it in a while, and just
Speaker 3: check in on them, or better yet, tell them what's
Speaker 3: going on with you so that they.
Speaker 1: Can support you. And thank y'all so much.
Speaker 4: Thank you, thank you for having us. This is awesome.
Speaker 1: Oh we didn't do Brown Boost, Brown Break. Do you
Speaker 1: guys know that segment of that?
Speaker 4: That's what I was saving. I always forget show.
Speaker 1: For Oh, let's do it really fast? Do you know
Speaker 1: Brown Booth, Brown Breakmark? Do you listen to the show?
Speaker 2: I have listened.
Speaker 6: To a lot of your faith, man, but never till
Speaker 6: the end, never to the end, never till the end.
Speaker 6: So normally it's like at first, like ten to fifteen
Speaker 6: minutes especially if you send one.
Speaker 3: I don't got time to be individually promoting my show
Speaker 3: to you. All right, Well, brown booths break is either
Speaker 3: something that you are, like a resource or a tool,
Speaker 3: or something you're excited about, or something in the situation,
Speaker 3: like something in the world that you're really annoyed by.
Speaker 3: It could be tariffs, it could be a new It
Speaker 3: could be some guy who like sideswiped your car, you
Speaker 3: know in the parking lot.
Speaker 2: M so annoyed. And what was the first one?
Speaker 3: Brown boost is good? Brown break is something bad? We
Speaker 3: want to like get off our chest.
Speaker 2: M Okay, Chris is prepared, so start.
Speaker 1: Okay, all right, bron boost Brown break time, Chris, go
Speaker 1: what's your bron boost?
Speaker 4: So I guess it's one of the same, right, So
Speaker 4: the brown break is that you know they're potentially federal
Speaker 4: funds to pay for college could go away, right, which
Speaker 4: will be a lot to make happen. But it was
Speaker 4: put out there, right, so who knows what the powers
Speaker 4: that be are doing behind the scenes to make that
Speaker 4: a reality. But the boost is that you don't have
Speaker 4: to rely on that. There are things that you can
Speaker 4: do if you plan accordingly to put yourself in the
Speaker 4: best position to still go to school without debt, without
Speaker 4: student loans, and even if you don't get those federal grants,
Speaker 4: you could get stuff otherwise. So that's my brown boost
Speaker 4: brown break.
Speaker 3: Okay, so you're boosting yourself because we need to put
Speaker 3: the link to your book and to your program because
Speaker 3: you actually and there's not like a one size fits
Speaker 3: all approach to like getting scholarships. It depends on like
Speaker 3: all your persons, like your personality, your focus, your education, whatever,
Speaker 3: whatever you're looking for where you live. So we got
Speaker 3: to get people into your coaching coach so they can
Speaker 3: get that help so they cannot.
Speaker 4: Absolutely if you go to your debt Free degree dot com,
Speaker 4: it'll you can just it's a free video that walks
Speaker 4: you through all of the stuff in detail. I give
Speaker 4: this speech at Economy conference and there's information from that
Speaker 4: in there, and if you want to pdf then I
Speaker 4: can send that to you. So there's a link to
Speaker 4: get on a free call with me and we'll actually
Speaker 4: walk through a strategy. A lot of people just call
Speaker 4: for that individual last strategy, you know, even if they
Speaker 4: don't necessarily want to go to the next step and
Speaker 4: work with me. Like it's a free call so there's
Speaker 4: there's no loss to them. It's a free call. I
Speaker 4: walk through how to do what they want to do
Speaker 4: on their own and if they want help and they want support,
Speaker 4: Like I said, I have a team of people that
Speaker 4: will focus on your child if they're preparing to go
Speaker 4: to college. And that's what we do.
Speaker 1: Yeah, amazing, All right, Mark, what you got?
Speaker 5: Uh? So I would say two things I'm really excited about.
Speaker 5: The one that's top of mind for me is Philadelphia
Speaker 5: Eagles go into Super Bowl.
Speaker 4: Yeah.
Speaker 3: Are you one of those fans. You don't seem like
Speaker 3: you're an obnoxious Eagles fan.
Speaker 5: I am, but.
Speaker 4: You well I do.
Speaker 5: It's only really when I'm watching it on TV.
Speaker 2: But I'm not.
Speaker 5: I'm not.
Speaker 2: You hear the horror stories of Eagles fans. I'm not
Speaker 2: that bad.
Speaker 1: Don't climb a pole and die about that.
Speaker 4: But I do.
Speaker 5: Yes, that's why they grease the polls anytime that Philly
Speaker 5: has a they win anything.
Speaker 1: Oh they didn't in grease that one, good enough, they did.
Speaker 2: They also didn't know that.
Speaker 5: Yeah, but yeah, I mean, I'm really excited about that.
Speaker 5: I am a passionate fan where I expect the best
Speaker 5: from the players. But but I'm not the type to
Speaker 5: do crazy things to people because they are from the
Speaker 5: opposing team. But I'm excited for that going back home,
Speaker 5: back to Philly and get to see my my parentals,
Speaker 5: biological parentals, So that's going to be happening. And the
Speaker 5: other thing I'm really excited about is that there are
Speaker 5: a lot of people this year that are looking again
Speaker 5: to invest and get their finance together. A lot of
Speaker 5: people are saying twenty twenty five is their year, and
Speaker 5: they are actually not only talking about it, but they're
Speaker 5: actually going and putting pen to paper and putting things
Speaker 5: into action. So we've seen the boost and a lot
Speaker 5: of people signing up for my free investing class, which
Speaker 5: has been great. And I have the opportunity to teach
Speaker 5: people how to invest the right way so they can
Speaker 5: invest from themselves or their family members and then make
Speaker 5: sure that they don't have to get out the mud
Speaker 5: like we had to.
Speaker 2: And maybe you know, when your.
Speaker 5: Kid turns eighteen or twenty one, whatever it might be,
Speaker 5: they have some money put away so they don't have
Speaker 5: to struggle. So I'm really excited for that. And then
Speaker 5: the other one was not so excited about.
Speaker 1: The brown You don't have to do both, but you can. Oh,
Speaker 1: and it's not that hard. It's boost or break or break.
Speaker 5: I am a little fearful of what what might be
Speaker 5: rolling out with the administration. I feel like every day
Speaker 5: there's something. And I remember I was talking to my
Speaker 5: friend this weekend about the new administration, saying, oh my god,
Speaker 5: it's been a month. Oh my god, like, we have
Speaker 5: so many years left, and they were like, Mark, it's only.
Speaker 1: In twenty days.
Speaker 2: Like I was like, oh my goodness.
Speaker 5: So just managing that and the emotions.
Speaker 2: That come along with that.
Speaker 5: And I come from an area where people rely on
Speaker 5: pharoh funds to eat and you know, I was a
Speaker 5: free lunch kid and things like that, so, you know,
Speaker 5: working with them and just making sure that they know
Speaker 5: that they're okay and donating or helping them whatever whatever
Speaker 5: they might need to be able to eat or put
Speaker 5: their kids through school. I'm going to be there for them.
Speaker 5: But I'm just a little fearful what could happen down
Speaker 5: the road.
Speaker 1: Thank y'all so much for listening. Be a fam We
Speaker 1: are going to see you next week. My boy Chris
Speaker 1: b o G. Chris is back with Yan Nelly Live
Speaker 1: with Yan Nelly fresh off the plane from Switzerland Dolling
Speaker 1: where she was there for Davos, which is incredible. I
Speaker 1: can't wait to be back at the Brown Table with them.
Speaker 1: In the meantime, bea fam Sending you so much luck
Speaker 1: and warmth and virtual hugs. I'll see y'all soon. Bye,