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Speaker 1: Welcome to How the Money. I'm Joel and I am Matt.

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Speaker 2: Today we're talking stellar staycations, Devilish destination fees, and pay

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Speaker 2: cut gut punch.

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Speaker 1: That's right, buddy, this is our Friday flight. We're going

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Speaker 1: to talk about the most pressing headlines and how they

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Speaker 1: specifically pertain to your wallet, to your money. Should we

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Speaker 1: go ahead and kick things off? Oh? Can I say

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Speaker 1: one thing? Yeah? I thought you wanted to talk about

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Speaker 1: Trump's address. I do. I got to get to that.

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Speaker 2: Oh yeah, but okay, just briefly, just because I think

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Speaker 2: it leads into something we're going to talk about. But

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Speaker 2: you've been wearing Zenny glasses for a long time. Any

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Speaker 2: optical dot com something we haven't talked about in a

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Speaker 2: long time on the show though. So if anybody's like

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Speaker 2: needs a new pair of glasses and how they took.

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Speaker 1: Them off, look at them right now. I think I've

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Speaker 1: had this pair for like three years. There's a literal

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Speaker 1: pair of glass and they probably cost you what twenty

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Speaker 1: five dollars or I always get the lens upgrades, okay,

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Speaker 1: so that it's less so it's more resistant to oil

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Speaker 1: and glare things like that. I don't know if it's

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Speaker 1: worth it or not to be honest, but it's probably

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Speaker 1: fifty bucks then, right for yeah, I don't know, like

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Speaker 1: thirty something. He's like twenty four dollars frames with the upgrades.

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Speaker 1: Maybe it's like upper thirties, slow forties stuff like that.

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Speaker 1: I mean, I still so I had to get new glass.

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Speaker 1: These are premium. That's why my premium vision over here.

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Speaker 2: So my daughter needs glasses, as it turns out, don't

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Speaker 2: know way yeah, so my middle child, how'd y'all figure

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Speaker 2: that out?

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Speaker 1: Because she's like the vision's bory, I get headache.

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Speaker 2: Sometimes we're like classic classic means you probably really probably

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Speaker 2: need some winning smart part to see what was getting

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Speaker 2: because don't use chalkboards anymore.

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Speaker 1: It's all overhead projectors or the smart boards. Oh my gosh,

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Speaker 1: a lot of smart boards. Yeah, and so we so

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Speaker 1: we were like, all right, let's go get your eyes tested.

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Speaker 1: And it's not like an extreme prescription. It's a small one,

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Speaker 1: but it's it's like, all right, okay, we got to

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Speaker 1: get you some some glasses and't and Emily's like, well,

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Speaker 1: let's look look at Warby Parker ninety five bucks. I'm like, yeah,

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Speaker 1: that's that's good. They all look like pretty adulty, all

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Speaker 1: the frames though, even the ones for kids. Yeah, you

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Speaker 1: look very academic. Yeah, like even as a kid. If

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Speaker 1: you have Warby Parkers, it's like, oh, you subscribe to

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Speaker 1: the Times, you know, right exactly?

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Speaker 2: Are you reading the Water Journal every morning? And Zenny

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Speaker 2: just has some cuter kid like frames. Yeah, and they

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Speaker 2: are going to even wear Warby Parkers, you know. Yeah,

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Speaker 2: I don't want to look at sen you do read

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Speaker 2: the Wall Street Journal with her pipe every morning? So

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Speaker 2: uh and so yeah, we got four pairs of new glasses. Well,

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Speaker 2: because she's gonna loose on by the way, Yeah, you

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Speaker 2: got to prepare for that. Well, tell guess how much

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Speaker 2: I paid for four pairs of glasses from zennything that

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Speaker 2: you got, like the nine dollars pairs, so nine times

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Speaker 2: four thirty six, but shipping forty two bucks? Okay, so

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Speaker 2: a little more so ninety one dollars oh total all in.

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Speaker 2: But you get the super baseline frames. No, you got

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Speaker 2: a nice seventeen eighteen dollars frames, the clip on sunglasses

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Speaker 2: to add on for a couple of them, which is nice.

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Speaker 2: So she's gonna be set for summer, I know, man,

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Speaker 2: I know she looks adorable in them.

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Speaker 1: I can't wait to see. Yeah, so cute, but it's

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Speaker 1: I love it.

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Speaker 2: And she's got you know, glasses tour with different outfits

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Speaker 2: and then when she loses one to get different colornoid. Yeah, yeah, okay,

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Speaker 2: that's super cute. So it just remind her to everyone

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Speaker 2: if you need glasses, is any opticle is the way

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Speaker 2: to go, Not an ad just super cheap, solid sunglasses

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Speaker 2: that arrive at your step and a weeker we can have.

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Speaker 1: Yeah, unless you've got a local optometrist who you absolutely

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Speaker 1: want to support and they've got some nice frames there

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Speaker 1: by by all means do that. What I want to

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Speaker 1: see folks do is avoid the in between sort of companies,

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Speaker 1: right like where you're paying a fortune for an inferior

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Speaker 1: product and it's like, oh, we actually if you throw

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Speaker 1: one more pair of frames in there, it's only fifty

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Speaker 1: more dollars. You know, by the time you're all sudden done,

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Speaker 1: is like four hundred and fifty dollars with the eye

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Speaker 1: exam and two oh plus the bonus pair of glasses,

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Speaker 1: and you're just like, well, I don't even like any

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Speaker 1: of these frames, but you end up getting them anyway.

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Speaker 2: It's just amazing. One, how cheap it's gotten so much

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Speaker 2: more cost effective. Don't remember going to get glasses when

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Speaker 2: I was a kid, uh, with my I had like

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Speaker 2: a I very like small, so I just like stop.

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Speaker 1: Wearing them because it was a very very small prescription.

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Speaker 1: That didn't mean but I've never known you literally they

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Speaker 1: were like for reading glasses that I was supposed to there, man,

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Speaker 1: it didn't really matter. So I but or going with

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Speaker 1: my parents, my dad weres classes and U and just

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Speaker 1: how expensive it was, how time consuming it was in

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Speaker 1: the day.

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Speaker 2: Yeah, and you can even do like the try on,

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Speaker 2: you know, the video try on when you're when you're

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Speaker 2: on zenies, so you kind of see what.

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Speaker 1: You're gonna look like in the glasses. And what's cool

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Speaker 1: is once you yeah, like you said, did y' all

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Speaker 1: measure using the pupilary distance thing and do all that

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Speaker 1: and so here here's what's so great is that you

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Speaker 1: are able to keep record of the frames that you

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Speaker 1: bought which has the pupillary distance and all the different

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Speaker 1: sort of metrics that pertain to that specific set of glasses.

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Speaker 1: And then if she gets them, and it's just like,

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Speaker 1: oh goodness, they're actually kind of a little bit small

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Speaker 1: on her. When you are looking at frames in the future,

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Speaker 1: you know that, like, Okay, let's find ones that have

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Speaker 1: a I don't know, I'm just kind of making this up,

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Speaker 1: but like the peopilary distance of that's bigger by three

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Speaker 1: or something like that. So st sixty seven, maybe we're

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Speaker 1: looking at seventy seventy one, that kind of thing. So

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Speaker 1: you can improve, you can essentially, yeah, kind of reiterate

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Speaker 1: or iterate upon the process. So these what I'm saying

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Speaker 1: is these will be the worst fitting pair of Zenni's

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Speaker 1: and that she will likely ever have. Will dial it

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Speaker 1: in more exactly because I found that to be the

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Speaker 1: case over the years. This is so the ones I

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Speaker 1: have on now are my favorite. But I mean I've

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Speaker 1: purchased over, I mean over the years, probably eight or

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Speaker 1: nine different pairs yeah, of Zenni's, if I had to guess.

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Speaker 1: But yeah, that's cool, man, pretty sweet, and I'm glad

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Speaker 1: that that worked out for y'all. Yeah. Oh, and I

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Speaker 1: wanted to say, I bet another reason that you got

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Speaker 1: four pair was because you pay the same price for shipping.

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Speaker 1: Did you notice that, Well.

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Speaker 2: Once you got over a certain threshold, I think it

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Speaker 2: was eighty nine dollars you qualified for free shipping, and

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Speaker 2: so honestly, that was part of it. Was like, all r,

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Speaker 2: I'm gonna hit ninety one. Yes, I need to get

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Speaker 2: her at least two pairs, probably three. Anyway, just because

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Speaker 2: we went through retainers like it was, these are a

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Speaker 2: little bunny. These are a little bit bigger and slightly

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Speaker 2: less painful. So hopefully she won't accidentally throw it away

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Speaker 2: with her right exactly, exactly, All right, let's let's move on.

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Speaker 2: Let's mention quickly the speech man. I watched it live

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Speaker 2: last night because I was very curious, and I'm like,

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Speaker 2: this is going.

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Speaker 1: To have a lot of the Trumpian address.

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Speaker 2: Yes, it's going to have a lot of impact on

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Speaker 2: how we move forward, And it was I was. I

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Speaker 2: was assuming that we were going to get some sort

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Speaker 2: of breaking news, but it seems like, kind of, hey,

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Speaker 2: things are going to continue in the same manner for

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Speaker 2: the next two to three weeks.

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Speaker 1: You're expecting something flashier. I was, Yeah, I was, And

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Speaker 1: I tried to be like, here's here's the new Iranian leader.

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Speaker 1: I brought him over myself. It would have been interesting

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Speaker 1: that did not happen. Instead, it was perhaps more presidential yeah,

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Speaker 1: where he's just there delivering a boring address to the camera.

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Speaker 1: Maybe maybe we need more boring politics.

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Speaker 2: And you and I were saying before this that it

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Speaker 2: was proper to give an address the nation about what's

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Speaker 2: going on and what the goals and the timeline and so,

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Speaker 2: but I think what this made me think and we

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Speaker 2: need to talk about a bunch of things today on

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Speaker 2: the show. But summer travel is something that people are like,

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Speaker 2: what's that going to look like?

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Speaker 1: Now? Oh? Yeah, with energy prices, energy prices, yeah.

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Speaker 2: And energy prices after that speech, true, oil prices went up,

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Speaker 2: right because people are like, all right, this is going

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Speaker 2: to this is not ending tomorrow, This is going to

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Speaker 2: continue for at least weeks if not.

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Speaker 1: It was kind of baked in the fact that, oh,

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Speaker 1: he is going to give an address, because there was

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Speaker 1: the talk a few days ago too about things getting

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Speaker 1: dialed back essentially, and by him saying, oh, two or

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Speaker 1: three more weeks, I think a lot of folks were like, well, shoot,

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Speaker 1: that's not what we expecting, along with some serious threats

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Speaker 1: of hitting them hard, yes exactly, so yeah, essentially more

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Speaker 1: pain to come.

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Speaker 2: That's macroeconomic stuff and some political stuff which we try

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Speaker 2: to avoid, but like especially with the rising airfares that

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Speaker 2: we've talked about recently, Matt, I kind of wish I

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Speaker 2: had like bought summer travel tickets, like airplane tickets months

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Speaker 2: ago before all this started. But if you're a procrastinator

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Speaker 2: and you're finding that like prices right now have made

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Speaker 2: those dreams of hopping on a plane less feasible, I

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Speaker 2: think one thing that we should be advice we can

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Speaker 2: offer Mat is to consider the staycation for at least

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Speaker 2: part of you of your summer trip. With that, Yeah,

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Speaker 2: it sounds, and it always sounds I think more appealing

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Speaker 2: to depart for an exotic location, but it's always important

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Speaker 2: to consider the trade offs. You can enjoy your town

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Speaker 2: or your city like a tourist, you can save a

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Speaker 2: lot of money. At the same time, you get to

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Speaker 2: avoid the annoyances of the airport drama, which we've talked

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Speaker 2: about here on the show as well, which are getting better,

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Speaker 2: and then obviously filling up your gas tank. It's not cheap,

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Speaker 2: but it's a lot cheaper than plane tickets right now,

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Speaker 2: especially with fuel surcharges becoming more common. I think was

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Speaker 2: a Jet Blue that just raised checked bag fees citing

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Speaker 2: higher fuel costs, and we're going to see more and

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Speaker 2: more of that coming down the pike. And by the way,

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Speaker 2: if you're like, I don't know, man, that sounds like

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Speaker 2: a lame suggestion, well, studies have actually found that staycations

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Speaker 2: with short day trips can restore psychological well being similarly

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Speaker 2: to an all out vacation.

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Speaker 1: The key I totally believe that, right. I mean, the

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Speaker 1: key is to mentally switch off from work to get

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Speaker 1: into a different headspace. It means like, don't check your

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Speaker 1: work email right while you're gone, whether you're on a

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Speaker 1: full fleducation or a staycation. So staycation with the proper mindset,

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Speaker 1: I think is when could be a way for people

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Speaker 1: to save money and still enjoy their summer. Totally agree.

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Speaker 1: And I think that a part of why a staycation

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Speaker 1: can be so restorative is because there's just a lot

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Speaker 1: of logistics involved when you travel, right, Like, it like

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Speaker 1: you aren't kicking back in a place where you are

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Speaker 1: familiar that hopefully you know, a lot of people try

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Speaker 1: to create a space where you feel relaxed when you

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Speaker 1: are at home and instead of enjoying that this thing

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Speaker 1: that you've worked towards it' say all right, let's get

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Speaker 1: out of here, go somewhere where it's where I don't

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Speaker 1: know where anything is. So there's like a there's a

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Speaker 1: mental fatigue as opposed to staying home relaxing a little bit.

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Speaker 1: And also, I think there's something to be said for

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Speaker 1: a lot of folks you've got that sort of frenetic

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Speaker 1: work energy, and even just transferring that a little bit

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Speaker 1: when you're enjoying your staycation at home here and there

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Speaker 1: can allow you to feel better a about being a

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Speaker 1: help Like I'm thinking about like, oh, there's a stack

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Speaker 1: of bills or things, things I need a file or

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Speaker 1: look into. Uh, organizing your clothes a little bit, you're like, oh,

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Speaker 1: I don't know all the winter clothes. They're they're still

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Speaker 1: kind of on the show. I'm pulling things out of

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Speaker 1: the summer bend piecemeal. Just things like that where you

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Speaker 1: finally feel like you can get on top of some

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Speaker 1: of those things and then all of a sudden your

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Speaker 1: home it's even more relaxing, And I think there's there's

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Speaker 1: a sort of mental benefit that comes from that as well.

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Speaker 2: And how many parents have you talked to who come

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Speaker 2: back from the vacation and they're like, I need a

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Speaker 2: vacation from the vacation. I think actually maybe creates more

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Speaker 2: of a true vacation reality, even though it's like boring, Yeah,

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Speaker 2: it sucks. It's like, well, we didn't go to Hawaii

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Speaker 2: this year, man, But I do think that that. I mean,

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Speaker 2: it makes me think of our our sabbatical this past summer,

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Speaker 2: and man, I was shocked at how the staycation was

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Speaker 2: just as good, if not better than some of our travels.

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Speaker 2: And we had awesome ye travels, but there was something

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Speaker 2: really special about being at home but not working.

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Speaker 1: I totally agree. Might you know something like it like

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Speaker 1: that again this summer as well? I will say, if

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Speaker 1: folks do want to get out of town, it's always

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Speaker 1: a good idea to let the deal influence your itinerary.

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Speaker 1: So Google flights Explore feature is an awesome way to

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Speaker 1: search because you're looking for the best deals around the globe.

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Speaker 1: You're not just looking for very minor price adjustments to

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Speaker 1: your specific particular city that you want to visit within

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Speaker 1: like a very short window of time. Right, So if

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Speaker 1: you can be flexible on your dates and your destination,

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Speaker 1: there are some huge ways to still save in a

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Speaker 1: large way when it comes to money, des by what

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Speaker 1: the headlines say regarding the cost and the price of travel.

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Speaker 2: My kids were asking about airfare prices last night. They

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Speaker 2: were like, so, what if you booked the day before?

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Speaker 2: I was like, it's really expensive. They were like, what

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Speaker 2: if you book three years in advance? And I was like, well,

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Speaker 2: you can't actually do that. They're like, well, that's also

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Speaker 2: very expensive. Well they don't even have the tickets listen

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Speaker 2: for a sail yet. Okay, but what if you book

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Speaker 2: like nine months in advance? So I'm like, that's actually

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Speaker 2: really expensive too. And they're like, then when are you

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Speaker 2: supposed to book trammel? And I'm like, well usually months

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Speaker 2: two to three months three.

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Speaker 1: For international, right, Yeah, it just depends. So yeah, keep

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Speaker 1: keep looking. And I agree Google explore is great. Speaking

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Speaker 1: of the headlines, though, Matt recession predictions arising. The Free

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Speaker 1: Press recently published an article titled brace Yourselves, a recession

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Speaker 1: is coming. I guess that's based on is that a

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Speaker 1: lord of the rings? Beam to brace yourselves? Brace yourselves?

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Speaker 1: Is that a lord of the rings? I'm sure maybe.

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Speaker 1: I don't think it's necessarily lord of the rings? All Right,

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Speaker 1: you've read that more recently than I have, so I

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Speaker 1: think it's from the movie Defer. Okay, well, speaking of classic,

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Speaker 1: it's not really classic. We shouldn't talk about Harry Potter,

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Speaker 1: but the new Harry Potter series looks good. I'm on board.

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Speaker 2: Yeah anyway, same, yeah, okay, So this makes me think

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Speaker 2: though about the Bloomberg headline from twenty twenty two. Do

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Speaker 2: you remember that one that forecast a chance of recession?

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Speaker 2: I wasn't just it was everybody like all that. It

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Speaker 2: was like all the banks were like yep, across the board.

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Speaker 1: Everybody was saying that there was a recession, leaving room

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Speaker 1: for the possibility of there not being recession. But Bloomberg

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Speaker 1: went all the way in said one hundred percent. I remember,

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Speaker 1: like Jamie Diamond was making comments and it was like

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Speaker 1: everybody they were extreme, but at least they weren't like

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Speaker 1: it's an evil Bloomberg. The only one Bloomberg was the

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Speaker 1: one one hundred percent, and of course they were wrong.

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Speaker 2: And then even say ninety nine exactly like man, that's

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Speaker 2: you know, the one scenario we could not have thought

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Speaker 2: of actually played out well. And a lot of the

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Speaker 2: post Liberation Day takes were predicting similar things, right, and

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Speaker 2: you and I were no fans of tariffs, but they

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Speaker 2: didn't have the pronounced impact actually that a lot of

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Speaker 2: people forecast. And so this article it's not ill informed.

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Speaker 2: It actually it highlights real risks, right, geopolitical risks in

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Speaker 2: particular that after the speech from this week, of course,

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Speaker 2: are meaningful, and they could play out. Given what's happening

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Speaker 2: in the Middle East, I wouldn't be surprised about a

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Speaker 2: lot of potential outcomes that could have real, massive ramifications

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Speaker 2: on the global economy and on the US economy. But

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Speaker 2: when the R word starts getting tossed around and they

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Speaker 2: say a recession is coming, people tend to want to

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Speaker 2: run for the exits. And I just want to say,

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Speaker 2: you're going to see this word tossed around more and

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Speaker 2: more in the coming weeks, and it's frightening for a

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Speaker 2: lot of people, Matt. But there I just I hate

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Speaker 2: to see. I think there's usually an emotional like cortisols

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Speaker 2: spike when you read those headlines and you feel like

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Speaker 2: you need.

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Speaker 1: To take action. That's the whole point, right, Yeah, don't

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Speaker 1: run for the exits. Instead, continue to invest like an optimist,

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Speaker 1: save like a pessimist, and actually even pessimistic folks don't

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Speaker 1: agree with his take. So there's this guy known as

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Speaker 1: doctor Doom. He's an economist at NYU, and he actually

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Speaker 1: recently shared that he doesn't see a recession on the horizon.

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Speaker 1: So he was kind of a providing a level headed take.

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Speaker 1: So who should you actually listen to? And I think

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Speaker 1: it's the best idea is to always be prepared for

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Speaker 1: a recession, whether we're talking about on the economy as

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Speaker 1: a whole or just in your own personal life, but

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Speaker 1: generally speaking two and out recession predictions. And I think

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Speaker 1: folks might be getting tossed here and there by the

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Speaker 1: different headlines. And oh, prices are increasing, like, of course

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Speaker 1: the price of oil, we're just talking about that as well.

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Speaker 1: Oh dude, let's provide some context too, because the price

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Speaker 1: of oil, that's something where folks are like, oh my gosh,

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Speaker 1: it's the highest it's been in a really long time,

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Speaker 1: since twenty twenty two. In twenty twenty two, the inflation

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Speaker 1: adjusted price for a barrel of oil was one hundred

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Speaker 1: and thirty five dollars. So twenty twenty two, this is

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Speaker 1: post pandemic, and before that it was two thousand and eight.

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Speaker 1: This is during the Great Recession and the inflation, and

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Speaker 1: just price there is almost double what it is today.

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Speaker 1: In today's prices, it would have been two hundred and

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Speaker 1: twelve dollars. And so this isn't this isn't to say

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Speaker 1: that prices are not rising. But let's temper our expectations

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Speaker 1: of whether or not O recession is going to and

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Speaker 1: just for everyone to keep a levelhead, little heads.

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Speaker 2: Yeah, all right, let's talk about the job market mat

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Speaker 2: because instead of getting an annual raise, there's a chance

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Speaker 2: you could actually get a pay cut at your annual review.

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Speaker 1: Maybe.

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Speaker 2: One of my friends actually recently mentioned he worked for

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Speaker 2: a pretty large employer here where we live, and he said, man,

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Speaker 2: looks like we have too much staff because of AI implementation.

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Speaker 2: And I was like, what's going to happen? He was like,

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Speaker 2: I'm not sure yet, but we could see reduced PEG.

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Speaker 2: We could see people's jobs eliminated. And so the headline

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Speaker 2: unemployment rate is still historically low. The job market has softened,

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Speaker 2: and folks who have been laid off, they actually find

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Speaker 2: themselves in a more precarious position right now. Instead of

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Speaker 2: applying for jobs hoping for a lateral move or to

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Speaker 2: stay in the same basic pay range. There's a new

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Speaker 2: study that highlights that many people feel forced to take

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Speaker 2: a job with a similar title that pays less. So

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Speaker 2: there's this company, Rivellio Labs, and they found that among

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Speaker 2: all white collar workers who changed jobs at the end

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Speaker 2: of line next year, forty percent took salary cuts of

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Speaker 2: more than ten percent. So you're unlikely to actually get

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Speaker 2: a pay cut at your annual review. That's not something

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Speaker 2: we're seeing in big numbers, but we are seeing people

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Speaker 2: who are looking for another job or lose their job

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Speaker 2: and then are on the job market. They have to

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Speaker 2: be comfortable getting paid less, because that's four and ten

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Speaker 2: people who are getting a significant pay cut. There are

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Speaker 2: a few takeaways here, though. I think that's one is

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Speaker 2: to save up more cash, whether there's a recession, whether

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Speaker 2: something happens to your job. More cash on hand is huge,

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Speaker 2: right if you lose your job, that cash offers you

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Speaker 2: a longer runway, more time to hold out for the

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Speaker 2: right position and pay package. Also, of course, have your

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Speaker 2: bare bones budget on hand, your BBB, yes, because that's

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Speaker 2: going to help you stretch your dollar even further if

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Speaker 2: something happens to your job. And you're out there looking

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Speaker 2: at hunting. And if you like your job and your

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Speaker 2: current pay, make sure your employer knows how valuable you are,

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Speaker 2: because if you were to lose your job, then the

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Speaker 2: Piggins are slimmer.

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Speaker 1: Yeah, yeah, absolutely like and that makes sense, like from

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Speaker 1: an intuitive standpoint, but also in this story, and we'll

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Speaker 1: link to, of course all of the stories we mentioned

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Speaker 1: in the show notes for the Friday flight, but there

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Speaker 1: is an individual that they talked that they were talking

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Speaker 1: with and he kept saying something like, Oh, if they

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Speaker 1: would only give me a chance, I could prove myself

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Speaker 1: like that I'm really good if they only gave me

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Speaker 1: the time. In the back of my mind, I kept thinking, well, man,

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Speaker 1: you had time. It was with the job that you

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Speaker 1: had prior to getting let go. And there's no time

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Speaker 1: like the present when you are currently employed to be

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Speaker 1: able to express not only your appreciation. And this isn't like,

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Speaker 1: I don't know, don't buy your boss a gift, but like,

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Speaker 1: find ways to prove your value and to show that

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Speaker 1: you're invested in that you're taking this job seriously right,

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Speaker 1: Like it makes me think about relationships even like I

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Speaker 1: think back to when Kate and I were dating, a

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Speaker 1: lot of my time was spent thinking of ways to

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Speaker 1: impress her to like do something thoughtful. You got the

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Speaker 1: ring on the thing. Care you don't have to do

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Speaker 1: any of that. But like, unfortunately that's true. You get married.

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Speaker 1: You know, you've been married for like eighteen year, nineteen

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Speaker 1: close to nineteen years, and life looks a lot different.

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Speaker 1: You have kids, you're kind of just cruising along. But

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Speaker 1: think about we just have a Unfortunately we take things

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Speaker 1: for granted, whether it's relationships or with jobs, and so

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Speaker 1: from a relationship standpoint, think about how how far a sweet,

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Speaker 1: thoughtful comment would go, especially if I shared that with

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Speaker 1: her in front of the kids for them to see

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Speaker 1: it as well. Right like that, just think about just

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Speaker 1: what you're doing with from a family culture standpoint, truly

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Speaker 1: to communicate something there's no alterier motive as well, But

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Speaker 1: truly I'm trying to let her know that I appreciate

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Speaker 1: something that she's doing. That goes a really long way

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Speaker 1: and thing in our relationship. Continuing to thrive and to

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Speaker 1: do well, and so within a professional job context, I

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Speaker 1: think that means leaning into your ability to express that

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Speaker 1: you are taking this job seriously, that you are proactively

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Speaker 1: moving forward, not just clocking in, showing up when you're

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Speaker 1: supposed to be there, and not providing a whole lot

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Speaker 1: of value to that company.

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Speaker 2: Probably, yeah, extra that might be extra effort most of

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Speaker 2: the time, and but the effort that words you need

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Speaker 2: to be used rarely to communicate that. It's like, it's

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Speaker 2: how you show up to the gig.

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Speaker 1: R and the effort that you were that it would

429
00:20:16,720 --> 00:20:19,520
Speaker 1: take now would I think be a fraction of the

430
00:20:19,560 --> 00:20:21,560
Speaker 1: effort that it would take to then end up finding

431
00:20:21,640 --> 00:20:24,240
Speaker 1: having to find a new job. Yeah. So that's that's

432
00:20:24,240 --> 00:20:27,000
Speaker 1: why I'm saying for folks who are currently employed, don't

433
00:20:27,080 --> 00:20:30,040
Speaker 1: assume that you are going to continue to be employed,

434
00:20:30,720 --> 00:20:32,760
Speaker 1: and definitely at this particular company one hundred percent.

435
00:20:32,960 --> 00:20:35,560
Speaker 2: I think it's also going to do when you are

436
00:20:35,680 --> 00:20:38,680
Speaker 2: looking for jobs to you know, whether you're currently employed

437
00:20:38,840 --> 00:20:41,160
Speaker 2: or not, to look for work at companies that treat

438
00:20:41,200 --> 00:20:43,159
Speaker 2: their employees as well. I think this is something that

439
00:20:43,280 --> 00:20:46,560
Speaker 2: doesn't get talked about enough. It's not just a job

440
00:20:46,640 --> 00:20:49,800
Speaker 2: and a salary. It's like, well, what's the culture of

441
00:20:49,880 --> 00:20:52,879
Speaker 2: this place that I'm now signing on to show up

442
00:20:52,920 --> 00:20:55,040
Speaker 2: at forty plus hours a week? Right, and there's a

443
00:20:55,560 --> 00:20:58,720
Speaker 2: new where you Work Matter Support MATT, which which highlights

444
00:20:59,040 --> 00:21:01,600
Speaker 2: companies that their employees career as well.

445
00:21:01,680 --> 00:21:04,600
Speaker 1: It sounds very nineties Where you Work mat it does,

446
00:21:04,720 --> 00:21:07,040
Speaker 1: it does, doesn't some sort of initiative from like the

447
00:21:07,240 --> 00:21:07,720
Speaker 1: Bush era.

448
00:21:09,320 --> 00:21:11,680
Speaker 2: Well, and they highlight like twenty two companies in particular

449
00:21:11,760 --> 00:21:15,800
Speaker 2: in tech, finance, manufacturing, and healthcare that get the highest marks.

450
00:21:16,440 --> 00:21:18,720
Speaker 2: I think the list is helpful, but the list also

451
00:21:18,840 --> 00:21:21,840
Speaker 2: leaves a little to be desired because there are just

452
00:21:22,080 --> 00:21:26,280
Speaker 2: tons of medium and small companies that treat employees incredibly

453
00:21:26,480 --> 00:21:29,040
Speaker 2: incredibly well. It's also very big companies. I saw Fidelity

454
00:21:29,160 --> 00:21:31,080
Speaker 2: was on there on the list, which made me very happy.

455
00:21:31,520 --> 00:21:32,720
Speaker 1: Yeah, like, I love a Fidelity.

456
00:21:32,760 --> 00:21:34,560
Speaker 2: I bet that's a great place to work, right So

457
00:21:34,840 --> 00:21:38,400
Speaker 2: I guess just talk to friends, ask around it won

458
00:21:38,640 --> 00:21:42,000
Speaker 2: that's networking right too, which is the best way to

459
00:21:42,040 --> 00:21:44,480
Speaker 2: get a job. It might even be worth the sacrifice

460
00:21:44,480 --> 00:21:46,000
Speaker 2: to get paid a little bit less to join a

461
00:21:46,040 --> 00:21:47,600
Speaker 2: great company. I was talking to a friend the other

462
00:21:47,680 --> 00:21:49,159
Speaker 2: day and he was like, yeah, man, I had this

463
00:21:49,320 --> 00:21:51,159
Speaker 2: job offer, but then I got another one and I

464
00:21:51,280 --> 00:21:53,640
Speaker 2: took the one that paid less because it's a great

465
00:21:53,760 --> 00:21:57,040
Speaker 2: It was a great company. Two years in, I've moved up.

466
00:21:57,040 --> 00:21:59,600
Speaker 2: I've climbed the ladder. I'm making more than I thought

467
00:21:59,640 --> 00:22:02,240
Speaker 2: I would ever, and so I love it. I think,

468
00:22:02,520 --> 00:22:05,119
Speaker 2: yeah going And it was all because that company is

469
00:22:05,200 --> 00:22:07,360
Speaker 2: one that's known for a great culture and for looking

470
00:22:07,400 --> 00:22:10,520
Speaker 2: after its employees. And so I think more job security,

471
00:22:10,600 --> 00:22:14,480
Speaker 2: better advancement opportunities, think long term when you're thinking about

472
00:22:14,800 --> 00:22:19,719
Speaker 2: the job that you want, and specifically looking towards companies

473
00:22:19,720 --> 00:22:21,719
Speaker 2: that treat employees well. In fact, I actually use chat

474
00:22:21,800 --> 00:22:24,000
Speaker 2: chipet mat to look it up, like, hey, where we live,

475
00:22:24,400 --> 00:22:26,399
Speaker 2: what are some of the best companies? And they give

476
00:22:26,440 --> 00:22:28,120
Speaker 2: me to work for and they gave me a great

477
00:22:28,160 --> 00:22:30,280
Speaker 2: list of people first companies nice and I was like, man,

478
00:22:30,359 --> 00:22:31,760
Speaker 2: that's it's a good use of AI.

479
00:22:32,160 --> 00:22:34,720
Speaker 1: Just in case Matt fires me. I got these right,

480
00:22:34,960 --> 00:22:37,960
Speaker 1: this list of exact companies, and you have that power,

481
00:22:38,720 --> 00:22:42,000
Speaker 1: and I'm worried you're gonna use it. No, You're gonna

482
00:22:42,000 --> 00:22:43,920
Speaker 1: fire me, and then I'm gonna go get my nursing job.

483
00:22:44,080 --> 00:22:46,879
Speaker 1: Because do you see the article in the journal I

484
00:22:47,000 --> 00:22:49,240
Speaker 1: was talking about, Oh yes, nursing jobs being sort of

485
00:22:49,320 --> 00:22:51,800
Speaker 1: like this rocket booster to middle class essentially, and it

486
00:22:51,840 --> 00:22:53,760
Speaker 1: makes a lot of sense. It's not something that AI

487
00:22:53,880 --> 00:22:57,800
Speaker 1: is going to be able to completely replace you aging population.

488
00:22:58,080 --> 00:23:01,680
Speaker 1: Aging population. Yeah, you look at demographic, it's recession proof

489
00:23:01,760 --> 00:23:03,480
Speaker 1: as well. There's a whole lot of flexibility when it

490
00:23:03,560 --> 00:23:07,560
Speaker 1: comes when it comes to nursing work right, like the poll,

491
00:23:07,720 --> 00:23:10,000
Speaker 1: Like a few twelve hour shifts, then you got the

492
00:23:10,040 --> 00:23:11,760
Speaker 1: rest of the week to yourself. There's a whole lot

493
00:23:11,840 --> 00:23:14,280
Speaker 1: to be There's a whole lot to appreciate there. I mean,

494
00:23:14,320 --> 00:23:16,840
Speaker 1: it's a hard job. It was almost not easy a yeah,

495
00:23:17,160 --> 00:23:20,600
Speaker 1: and I remember there's some stories from that, but but yeah,

496
00:23:20,680 --> 00:23:22,879
Speaker 1: and now I think that you can make six figures

497
00:23:22,880 --> 00:23:25,720
Speaker 1: as a nurse without Yeah, they talked about trying to

498
00:23:25,840 --> 00:23:28,520
Speaker 1: too hard, which is pretty incredible. And I don't mean

499
00:23:28,760 --> 00:23:30,800
Speaker 1: without working hard, but I mean without like it's not

500
00:23:31,000 --> 00:23:33,119
Speaker 1: it's so much easier to make six figures as a

501
00:23:33,240 --> 00:23:36,000
Speaker 1: nurse now than ever before. We got more to get to, Matt,

502
00:23:36,320 --> 00:23:40,280
Speaker 1: including when we talk about some companies raising prices and

503
00:23:41,119 --> 00:23:43,359
Speaker 1: ridiculous charges when you're buying a vehicle. We'll talk about

504
00:23:43,359 --> 00:23:53,480
Speaker 1: that and more right after this. All right, buddy, we're

505
00:23:53,560 --> 00:23:55,320
Speaker 1: back from the break, and let us now get to

506
00:23:55,400 --> 00:23:58,480
Speaker 1: the ludicrous headline of the week, which is from Yahoo Finance.

507
00:23:58,920 --> 00:24:02,440
Speaker 1: And even the fact that, yeah, who has a finance

508
00:24:02,560 --> 00:24:05,119
Speaker 1: sort of division? Or do they actually have some good

509
00:24:05,760 --> 00:24:08,240
Speaker 1: Sometimes they do, but sometimes it feels a bit click baity.

510
00:24:08,320 --> 00:24:10,320
Speaker 1: Sometimes it makes me to get you who the chocolate drink?

511
00:24:10,480 --> 00:24:13,560
Speaker 1: You who have the bunny? Do I still make that? Waits? Yeah?

512
00:24:13,600 --> 00:24:15,240
Speaker 1: That is next? Quick? Yeah? I don't know. Yeah, do

513
00:24:15,320 --> 00:24:17,119
Speaker 1: they make you who? I haven't? Does you who have

514
00:24:17,240 --> 00:24:19,399
Speaker 1: a mascot? I feel like it was like a flood

515
00:24:19,400 --> 00:24:21,960
Speaker 1: of chocolate milk. That's what I picture when I think

516
00:24:22,000 --> 00:24:23,800
Speaker 1: of you. Who wasn't Was that part of their commercial?

517
00:24:24,080 --> 00:24:25,840
Speaker 1: Right back again, back in the back from the nineties,

518
00:24:26,040 --> 00:24:27,920
Speaker 1: there was oval tine, which felt like the worst name

519
00:24:27,960 --> 00:24:30,159
Speaker 1: for a chocolate drink. Ever, that was like a holdover

520
00:24:30,200 --> 00:24:32,560
Speaker 1: from the seventies, wasn't it oval Tee? I was like,

521
00:24:32,640 --> 00:24:35,399
Speaker 1: I'm not drinking yeah. Uh Now this is something that

522
00:24:35,520 --> 00:24:38,040
Speaker 1: a listener sent over. Headline read should you really stop

523
00:24:38,119 --> 00:24:41,159
Speaker 1: contributing to your IRA? In twenty twenty six, Here's the

524
00:24:41,240 --> 00:24:45,640
Speaker 1: real truth that financial experts try to hide and coy

525
00:24:45,720 --> 00:24:50,160
Speaker 1: Matt Well, First off, any headline that makes it sound

526
00:24:50,240 --> 00:24:52,360
Speaker 1: like that there are people who are trying to hide

527
00:24:52,359 --> 00:24:55,520
Speaker 1: the truth from you, You know, the cabal of individuals

528
00:24:56,520 --> 00:25:00,119
Speaker 1: who are just be skeptical. Guess is probably a to

529
00:25:00,160 --> 00:25:02,040
Speaker 1: be bogus, And this one is You're not gonna be

530
00:25:02,040 --> 00:25:05,600
Speaker 1: surprised at who actually gets highlighted here because it's social

531
00:25:05,640 --> 00:25:09,480
Speaker 1: media influencers, it's real estate investors. And I will say

532
00:25:10,080 --> 00:25:12,560
Speaker 1: I'm not against real estate investors. The folks that we

533
00:25:12,720 --> 00:25:15,280
Speaker 1: talk to on the show are very smart and that

534
00:25:15,400 --> 00:25:17,840
Speaker 1: they would never call your four oh one K or

535
00:25:17,960 --> 00:25:22,560
Speaker 1: your IRA scam like Grant cardone does, as he's referenced

536
00:25:22,640 --> 00:25:24,840
Speaker 1: in this this article in that guy man, It's like,

537
00:25:25,480 --> 00:25:27,200
Speaker 1: this is so much bravado, it's not even fun. This

538
00:25:27,280 --> 00:25:28,800
Speaker 1: is bread and butter man, this is what he does.

539
00:25:29,440 --> 00:25:33,040
Speaker 1: I think I'll level headed smart individuals out there that

540
00:25:33,600 --> 00:25:36,000
Speaker 1: approach life the way we do can hold two things

541
00:25:36,080 --> 00:25:38,560
Speaker 1: in their mind at the same time. They can walk

542
00:25:38,600 --> 00:25:40,520
Speaker 1: and chew gum at the same time. They believe that

543
00:25:40,600 --> 00:25:43,240
Speaker 1: real estate investing can be a great path for those

544
00:25:43,280 --> 00:25:45,280
Speaker 1: who are interested and who want to put in the

545
00:25:45,320 --> 00:25:48,840
Speaker 1: extra work, and also that stocks and retirement accounts are

546
00:25:48,880 --> 00:25:51,680
Speaker 1: a legitimate way to build wealth as well. It's just

547
00:25:52,200 --> 00:25:53,560
Speaker 1: different strokes for different folks.

548
00:25:53,640 --> 00:25:56,280
Speaker 2: And what it is that you want your life looking

549
00:25:56,320 --> 00:25:59,280
Speaker 2: I find it so interesting that people it's great if

550
00:25:59,320 --> 00:26:02,600
Speaker 2: you go to real estate route and you build wealth

551
00:26:03,160 --> 00:26:08,280
Speaker 2: directly through, whether that's like owning commercial properties, whether it's

552
00:26:08,320 --> 00:26:11,879
Speaker 2: owning residential properties, whether you're single family, whether you're multi family, Like,

553
00:26:12,280 --> 00:26:14,560
Speaker 2: find your niche build wealth that way, go for it.

554
00:26:14,680 --> 00:26:15,240
Speaker 1: That's awesome.

555
00:26:15,760 --> 00:26:18,399
Speaker 2: But then I find it so fascinating that people who

556
00:26:18,520 --> 00:26:23,000
Speaker 2: do it that way want to just completely dunk on

557
00:26:23,200 --> 00:26:26,720
Speaker 2: people who do it like not everybody's cut out to

558
00:26:26,720 --> 00:26:28,840
Speaker 2: be a real estate investor and everybody wants that route.

559
00:26:28,880 --> 00:26:32,119
Speaker 2: And as we talk about on the show regularly, it

560
00:26:32,359 --> 00:26:36,159
Speaker 2: is a part time job to be a real estate investor.

561
00:26:36,320 --> 00:26:38,000
Speaker 2: You know this, it's not purely passive. You were just

562
00:26:38,000 --> 00:26:39,199
Speaker 2: telling me about a work date you had with your

563
00:26:39,280 --> 00:26:40,960
Speaker 2: kids at one of the rental properties, right, you like

564
00:26:41,240 --> 00:26:43,879
Speaker 2: child labor to get gust that thing up, which you

565
00:26:44,000 --> 00:26:45,840
Speaker 2: might be in trouble now with the authorities.

566
00:26:45,440 --> 00:26:49,200
Speaker 1: But that's it was a character building moments. I was

567
00:26:49,240 --> 00:26:51,439
Speaker 1: trying to instill grit. Yes, and we went to one

568
00:26:51,440 --> 00:26:54,479
Speaker 1: of our favorite local haunts after the fact and got

569
00:26:54,520 --> 00:26:56,640
Speaker 1: a great meal and some great beers. That's actually why

570
00:26:56,680 --> 00:26:58,800
Speaker 1: we were talking. Having that your kidation because we're talking

571
00:26:58,800 --> 00:27:00,919
Speaker 1: about your kids love beer. Well, you and I were

572
00:27:00,960 --> 00:27:02,760
Speaker 1: talking about one of the great beers that they always

573
00:27:02,800 --> 00:27:03,200
Speaker 1: have on tap.

574
00:27:03,320 --> 00:27:07,280
Speaker 2: Yeah, and so just real estate investing, the way the

575
00:27:07,680 --> 00:27:10,840
Speaker 2: people who are myopically focused on that dunk on and

576
00:27:10,960 --> 00:27:12,760
Speaker 2: hate on other ways of building it.

577
00:27:12,840 --> 00:27:14,240
Speaker 1: Let's be on. So much of it is because they're

578
00:27:14,720 --> 00:27:17,879
Speaker 1: trying to gain all the attention. This is written by

579
00:27:17,960 --> 00:27:20,200
Speaker 1: media that is trying to get all the clicks, and

580
00:27:20,440 --> 00:27:21,240
Speaker 1: that's what they're going after.

581
00:27:21,280 --> 00:27:23,359
Speaker 2: We live in an attention economy, that's right. Let's talk

582
00:27:23,400 --> 00:27:25,960
Speaker 2: about price hikes, Matt. They are all the rage right now.

583
00:27:26,200 --> 00:27:29,320
Speaker 2: I got an email this week that Sam's Club is

584
00:27:29,520 --> 00:27:32,639
Speaker 2: raising its membership prices from fifty bucks a year to

585
00:27:32,720 --> 00:27:35,639
Speaker 2: sixty bucks a year for the less expensive version of

586
00:27:35,640 --> 00:27:38,880
Speaker 2: their membership, which seems like not much like ten bucks

587
00:27:38,920 --> 00:27:41,360
Speaker 2: a year, Joel, don't crime me a river. But it's

588
00:27:41,400 --> 00:27:44,440
Speaker 2: a big jump from a percentage perspective, and so the

589
00:27:46,040 --> 00:27:49,240
Speaker 2: I'm not hating on Sam's, I go there, Well, we've

590
00:27:49,280 --> 00:27:52,680
Speaker 2: got a membership. Remember, because of our trip to the

591
00:27:52,720 --> 00:27:56,360
Speaker 2: beach this past summer, Sam's delivery was like the easiest

592
00:27:56,359 --> 00:27:57,960
Speaker 2: thing for us to engage in, and so we got

593
00:27:58,119 --> 00:28:00,560
Speaker 2: a Sam's membership for that reason. It saved us a

594
00:28:00,600 --> 00:28:02,560
Speaker 2: bundle that was worth it. It was worth it literally

595
00:28:02,720 --> 00:28:05,600
Speaker 2: just for that. Yeah, and then do I go there? No,

596
00:28:05,840 --> 00:28:06,480
Speaker 2: I don't go there.

597
00:28:06,800 --> 00:28:08,560
Speaker 1: Well, wait a minute, you did the you did the

598
00:28:08,640 --> 00:28:10,800
Speaker 1: tire that's true, the tire set, that's true. I did

599
00:28:11,440 --> 00:28:11,720
Speaker 1: this year.

600
00:28:12,520 --> 00:28:15,359
Speaker 2: It definitely has paid for itself. But I don't need

601
00:28:15,440 --> 00:28:17,720
Speaker 2: tires anytime soon, Like will will I renew?

602
00:28:18,200 --> 00:28:18,560
Speaker 1: I don't know.

603
00:28:18,720 --> 00:28:20,359
Speaker 2: This is definitely causing me to think twice, and so

604
00:28:20,640 --> 00:28:22,879
Speaker 2: I get it. I think the big discounter SAMs and

605
00:28:22,960 --> 00:28:25,000
Speaker 2: Costco can save people a lot of money when you

606
00:28:25,119 --> 00:28:28,000
Speaker 2: use that membership regularly. We just don't use it all

607
00:28:28,040 --> 00:28:30,440
Speaker 2: that much. So this is a good reminder because I

608
00:28:30,440 --> 00:28:33,200
Speaker 2: think most people also have that membership on auto renewal.

609
00:28:33,520 --> 00:28:35,119
Speaker 2: They're going to delete the email, they're going to move

610
00:28:35,160 --> 00:28:37,320
Speaker 2: on with their day. But every time you get a

611
00:28:37,359 --> 00:28:40,320
Speaker 2: price hike notification, it's a good time to reassess the

612
00:28:40,440 --> 00:28:44,280
Speaker 2: value proposition that this retailer holds in your life. Look

613
00:28:44,320 --> 00:28:46,960
Speaker 2: at the data, determine whether or not the business still

614
00:28:47,000 --> 00:28:50,200
Speaker 2: deserves your hard earned dollars. Again, ten dollars doesn't sound

615
00:28:50,200 --> 00:28:51,800
Speaker 2: like a ton of money. It's not going to break

616
00:28:51,800 --> 00:28:55,120
Speaker 2: the bank map for most people listening, but there it's

617
00:28:55,200 --> 00:28:57,719
Speaker 2: not really ten dollars, it's sixty dollars, right, and then

618
00:28:57,800 --> 00:29:00,320
Speaker 2: they're counting on you staying put no matter what. So

619
00:29:00,960 --> 00:29:04,280
Speaker 2: this is just a good policy to at least stop

620
00:29:04,840 --> 00:29:07,840
Speaker 2: for thirty seconds to a minute, maybe look at your

621
00:29:08,120 --> 00:29:11,280
Speaker 2: spending history and say does this still make sense for me?

622
00:29:11,480 --> 00:29:13,440
Speaker 1: That's right? Yeah, And let's be honest, we've had debates

623
00:29:13,480 --> 00:29:17,200
Speaker 1: over lesser amounts of money, Joel. Netflix, they're doing the same.

624
00:29:17,880 --> 00:29:21,160
Speaker 1: They're raising prices for the second time, and this year

625
00:29:21,320 --> 00:29:23,240
Speaker 1: or not this year, but in twelve months. So the

626
00:29:23,280 --> 00:29:25,760
Speaker 1: standard plan is now twenty dollars a month. That is

627
00:29:25,800 --> 00:29:29,520
Speaker 1: a twenty four dollars annual increase. And of course folks

628
00:29:29,560 --> 00:29:31,760
Speaker 1: are going to probably balk and are like, dude, we

629
00:29:32,000 --> 00:29:33,840
Speaker 1: watched Netflix all the time, like it's got a ton

630
00:29:33,880 --> 00:29:36,160
Speaker 1: of content. And I'm not trying to throw shade on

631
00:29:36,320 --> 00:29:39,040
Speaker 1: Netflix's business model here, but may we are We're a

632
00:29:39,120 --> 00:29:41,240
Speaker 1: long ways from what was it four ninety nine when

633
00:29:41,240 --> 00:29:43,720
Speaker 1: they first started, when you would mail the mail the actual.

634
00:29:43,560 --> 00:29:44,920
Speaker 2: Disks, that was what the good old day. Why do

635
00:29:44,920 --> 00:29:46,680
Speaker 2: you hate Bridgerton, Matt, That's what the people want to know.

636
00:29:46,880 --> 00:29:49,800
Speaker 1: No, if you are into that then more power to you.

637
00:29:49,880 --> 00:29:51,640
Speaker 1: I haven't seen it, but the people who love it

638
00:29:51,680 --> 00:29:54,719
Speaker 1: love it. Some people do. They can raise prices as

639
00:29:54,800 --> 00:29:57,240
Speaker 1: often as they'd like as they continue to increase the

640
00:29:57,440 --> 00:29:59,960
Speaker 1: content that they have. But you just have to ask

641
00:30:00,080 --> 00:30:01,800
Speaker 1: yourself whether you're going to sit there and just take

642
00:30:01,880 --> 00:30:06,640
Speaker 1: these increases or is it time to debate and just

643
00:30:06,880 --> 00:30:08,200
Speaker 1: I don't know, it's not even a debate, it's just

644
00:30:08,240 --> 00:30:11,040
Speaker 1: asking yourself the question, am I getting value from this?

645
00:30:11,560 --> 00:30:15,440
Speaker 1: Because businesses, retailers, they are banking on the fact that

646
00:30:15,720 --> 00:30:18,640
Speaker 1: that you're not price sensitive. But that is our true

647
00:30:18,680 --> 00:30:21,000
Speaker 1: power in a free market economy, the ability to walk

648
00:30:21,040 --> 00:30:23,160
Speaker 1: away when we're not happy with the price once it

649
00:30:23,360 --> 00:30:25,120
Speaker 1: exceeds the value that we're receiving.

650
00:30:25,560 --> 00:30:27,880
Speaker 2: It makes me want like, maybe it's a good exercise

651
00:30:27,960 --> 00:30:30,800
Speaker 2: to say, Okay, what if Sam's Club jack the price

652
00:30:30,920 --> 00:30:33,840
Speaker 2: up to one twenty? What if they jacked it up

653
00:30:33,880 --> 00:30:35,840
Speaker 2: to one eighty? Like would I stick around then and

654
00:30:35,880 --> 00:30:37,600
Speaker 2: maybe have like a number in mind of of the

655
00:30:37,680 --> 00:30:39,760
Speaker 2: value that it provides. Because to be honest, Matt, I've

656
00:30:39,920 --> 00:30:41,720
Speaker 2: thought I've done this kind of thought exercise with my

657
00:30:41,800 --> 00:30:44,000
Speaker 2: costcome membership, and I'm like, they could they could actually

658
00:30:44,040 --> 00:30:45,800
Speaker 2: charge me a lot more, and I would stick around

659
00:30:46,320 --> 00:30:48,600
Speaker 2: because I shopped there enough. But the same is not

660
00:30:48,640 --> 00:30:50,520
Speaker 2: true for SAMs Club because they don't shop there nearly

661
00:30:50,880 --> 00:30:53,240
Speaker 2: as much, so the value proposition is far less.

662
00:30:53,360 --> 00:30:55,040
Speaker 1: For the cost of my life, there was costco I'd

663
00:30:55,120 --> 00:30:57,680
Speaker 1: have to like list out the amount of seaweed, kimshi

664
00:30:57,840 --> 00:31:01,320
Speaker 1: really nice rice port I sorry, yeah, pork butts, but

665
00:31:01,400 --> 00:31:04,680
Speaker 1: then also the prime brisket that we pick up on occasion,

666
00:31:05,200 --> 00:31:09,520
Speaker 1: look at the comparable prices, divide that out. It's well,

667
00:31:09,520 --> 00:31:11,480
Speaker 1: I guess we're paying on an annual basis, So yeah,

668
00:31:11,760 --> 00:31:13,720
Speaker 1: what is the savings that I'm gaining from all of

669
00:31:13,720 --> 00:31:16,440
Speaker 1: those items? Because those I feel like, oh no, pd powder,

670
00:31:16,560 --> 00:31:18,479
Speaker 1: the pdfit powder. Oh yeah, we also get that there

671
00:31:18,880 --> 00:31:22,040
Speaker 1: those prices there versus anywhere else. It wouldn't be too

672
00:31:22,040 --> 00:31:24,520
Speaker 1: difficult of the math problem, And I agree, I think

673
00:31:24,560 --> 00:31:26,960
Speaker 1: I probably would continue to if they doubled it tomorrow,

674
00:31:27,000 --> 00:31:29,280
Speaker 1: I'd be like, I'm in. I probably think we would

675
00:31:29,280 --> 00:31:29,640
Speaker 1: be too.

676
00:31:29,640 --> 00:31:32,920
Speaker 2: Yeah, which sounds crazy, But then there are other things

677
00:31:32,960 --> 00:31:34,360
Speaker 2: where you raise it by two bucks and I'm like,

678
00:31:34,440 --> 00:31:35,280
Speaker 2: I'm out, Like.

679
00:31:35,720 --> 00:31:37,840
Speaker 1: That, you barely had me to begin with it, right,

680
00:31:37,920 --> 00:31:38,800
Speaker 1: That's the straw that broke the.

681
00:31:38,800 --> 00:31:41,240
Speaker 2: Camel's back right there. And I think now is actually

682
00:31:41,560 --> 00:31:43,520
Speaker 2: a good time as any to go through all your

683
00:31:43,600 --> 00:31:46,480
Speaker 2: subscriptions to your recurring bills and ask yourself, do I

684
00:31:46,560 --> 00:31:49,400
Speaker 2: still use this service? And I think the reason now

685
00:31:49,520 --> 00:31:51,920
Speaker 2: is a good time is because it's spring spring cleaning.

686
00:31:52,000 --> 00:31:54,680
Speaker 2: Let's do the financial spring cleaning thing too, while we're

687
00:31:54,680 --> 00:31:57,760
Speaker 2: also cleaning out our garages and you know, taking out

688
00:31:57,800 --> 00:32:00,000
Speaker 2: our putting our winter clothes up and getting our summer clothes.

689
00:31:59,800 --> 00:32:03,440
Speaker 1: Out, getting all the pollen off of everything. Oh, it's awful.

690
00:32:03,560 --> 00:32:06,560
Speaker 1: If it's the worst where we are right now, like peak,

691
00:32:06,720 --> 00:32:09,520
Speaker 1: everything's yellow, everything's covered. You know, I will say, okay,

692
00:32:09,520 --> 00:32:12,480
Speaker 1: here's a quick tip if you have patio furniture. Didn't

693
00:32:12,480 --> 00:32:14,480
Speaker 1: think i'd be sharing this today, but last year I

694
00:32:14,560 --> 00:32:16,959
Speaker 1: remember being so fed up with the amount of pollen

695
00:32:17,800 --> 00:32:20,080
Speaker 1: in our screend and patio area which is just surrounded

696
00:32:20,120 --> 00:32:22,760
Speaker 1: by trees, that I said, you know what, never again.

697
00:32:22,960 --> 00:32:27,400
Speaker 1: It was just so filthy that I purchased brand new. Yes,

698
00:32:27,480 --> 00:32:29,560
Speaker 1: I paid full price off of Amazon. I was not

699
00:32:29,640 --> 00:32:31,640
Speaker 1: waiting for any sale, but I measured out with the

700
00:32:31,680 --> 00:32:34,840
Speaker 1: dimensions needed to be to cover our eating area, screen

701
00:32:34,880 --> 00:32:37,280
Speaker 1: and patio as well as the sitting area with TRPs

702
00:32:37,680 --> 00:32:39,960
Speaker 1: order those have those sitting ready to go. And once

703
00:32:40,000 --> 00:32:42,320
Speaker 1: I realized pollens started ticking up this is like two

704
00:32:42,400 --> 00:32:45,720
Speaker 1: weeks ago covered that junk. Oh my gosh, man, it

705
00:32:45,880 --> 00:32:47,680
Speaker 1: is so wonderful knowing that all I'm going to have

706
00:32:47,720 --> 00:32:50,239
Speaker 1: to do is with Kate grab the corners of that thing,

707
00:32:50,360 --> 00:32:52,640
Speaker 1: walk outside, probably just rinse it off, I guess. And

708
00:32:52,760 --> 00:32:55,320
Speaker 1: to know that our furniture and our chairs and our

709
00:32:55,360 --> 00:32:58,200
Speaker 1: table and the side tables and the coffee that it's

710
00:32:58,280 --> 00:33:00,720
Speaker 1: all going to be completely protected from right down after

711
00:33:00,840 --> 00:33:04,240
Speaker 1: a gross pollen. Yeah, I can't wait. It's I wonder.

712
00:33:04,280 --> 00:33:06,000
Speaker 1: I kind of enjoy seeing it stack up on there

713
00:33:06,040 --> 00:33:07,560
Speaker 1: because I'm just like, guess who doesn't have to mess

714
00:33:07,600 --> 00:33:09,840
Speaker 1: with that? Do people in other parts of the country

715
00:33:10,400 --> 00:33:12,760
Speaker 1: have no idea what the pollen it's like here, because

716
00:33:12,960 --> 00:33:14,800
Speaker 1: I don't know when you look like a pollen scale,

717
00:33:14,880 --> 00:33:16,520
Speaker 1: is it's up to like two hundred or something like that.

718
00:33:16,760 --> 00:33:19,000
Speaker 1: And and truly where we live, the pollen count can

719
00:33:19,040 --> 00:33:21,200
Speaker 1: be five thousand and so what like it breaks the

720
00:33:21,280 --> 00:33:23,200
Speaker 1: scale and it's not even last you're I think the

721
00:33:23,280 --> 00:33:27,120
Speaker 1: high was fourteen thousand or seventeen thousand, so it's completely insane. Yeah,

722
00:33:27,280 --> 00:33:28,880
Speaker 1: that is. I'm not totally sure because we do have

723
00:33:28,880 --> 00:33:31,840
Speaker 1: a lot of trees down here in Atlanta City in

724
00:33:31,920 --> 00:33:35,000
Speaker 1: a forest. Is it like cicadas where other people are like, wait,

725
00:33:35,040 --> 00:33:37,560
Speaker 1: what what's that sound in the background, Like, Oh, that's

726
00:33:37,680 --> 00:33:40,640
Speaker 1: just what it sounds like down here. Man. Well okay, so.

727
00:33:40,720 --> 00:33:42,400
Speaker 2: Yeah, cover your furniture if you live in a pollen

728
00:33:42,440 --> 00:33:45,440
Speaker 2: prone area, but also renegotiate those bills or cut bills

729
00:33:45,680 --> 00:33:46,720
Speaker 2: that don't make sense in your life.

730
00:33:46,720 --> 00:33:48,720
Speaker 1: So I was just thinking, like spring cleaning, that was

731
00:33:48,760 --> 00:33:50,360
Speaker 1: the topic. Clean sprinkleaning your finance.

732
00:33:50,480 --> 00:33:52,600
Speaker 2: Yeah, if you're if you're internet bill used to be

733
00:33:52,680 --> 00:33:55,160
Speaker 2: fifty but it crept up to seventy or eighty or

734
00:33:55,200 --> 00:33:58,640
Speaker 2: something like that. Well, yeah, I know it's not fun

735
00:33:58,720 --> 00:34:01,920
Speaker 2: to negotiate to try to claw back that money, but

736
00:34:02,400 --> 00:34:05,360
Speaker 2: it's worth the time, right, And I like again used

737
00:34:05,360 --> 00:34:08,000
Speaker 2: Ai typed in a prompt Matt, and it gave me like, hey,

738
00:34:08,080 --> 00:34:10,200
Speaker 2: put this into the chat and you have a really

739
00:34:10,239 --> 00:34:12,360
Speaker 2: good chance of getting your bill lowered back to what

740
00:34:12,480 --> 00:34:14,759
Speaker 2: it was, getting some sort of like a twelve or

741
00:34:14,800 --> 00:34:17,720
Speaker 2: twenty four month deal on the price of your internet.

742
00:34:17,760 --> 00:34:20,320
Speaker 2: And so it's it's not that hard to do. I

743
00:34:20,360 --> 00:34:23,040
Speaker 2: think there's just like a mental block and people are like, well,

744
00:34:23,120 --> 00:34:25,200
Speaker 2: I guess it's eighty bucks now, But it doesn't have

745
00:34:25,320 --> 00:34:27,680
Speaker 2: to be. And so think about what spring cleaning financial

746
00:34:27,760 --> 00:34:31,040
Speaker 2: tasks you can do. Look at your credit card statement,

747
00:34:31,040 --> 00:34:32,919
Speaker 2: what are we spending money on? Does that still add value?

748
00:34:32,960 --> 00:34:35,080
Speaker 2: Can we get that for a less for a cheaper price?

749
00:34:35,560 --> 00:34:38,840
Speaker 2: And I think that's that's just a worthwhile endeavor. I

750
00:34:38,840 --> 00:34:40,880
Speaker 2: would love to hear. By the way, if you're if

751
00:34:40,960 --> 00:34:44,680
Speaker 2: you are like full board doing some spring cleaning financial tasks,

752
00:34:44,840 --> 00:34:45,600
Speaker 2: how much money.

753
00:34:45,440 --> 00:34:47,000
Speaker 1: Did you say? What are some of the biggest wins?

754
00:34:47,080 --> 00:34:48,520
Speaker 2: Let us know what are some of the biggest wins

755
00:34:48,560 --> 00:34:50,000
Speaker 2: and we can share them with share them with the

756
00:34:50,080 --> 00:34:52,200
Speaker 2: rest of the how to Money audience.

757
00:34:51,960 --> 00:34:55,000
Speaker 1: And renegotiating some of these subs is the perfect activity

758
00:34:55,120 --> 00:34:57,719
Speaker 1: to do during your staycation. Yeah, see, you've got a

759
00:34:57,719 --> 00:35:00,359
Speaker 1: spring break coming up. Speaking of higher prices, Jill, also

760
00:35:00,480 --> 00:35:03,920
Speaker 1: mailing packages, it's about to get more expensive because USPS

761
00:35:04,160 --> 00:35:08,120
Speaker 1: they're raising prices by eight percent on mini packages later

762
00:35:08,239 --> 00:35:11,600
Speaker 1: this month because of the impact of oil prices. So

763
00:35:12,120 --> 00:35:15,279
Speaker 1: if you do ship a lot of things via the

764
00:35:15,560 --> 00:35:18,319
Speaker 1: US Postal Service, heads up, I mean it makes sense too.

765
00:35:18,480 --> 00:35:20,480
Speaker 1: It's not like their business model is all that great.

766
00:35:20,520 --> 00:35:21,960
Speaker 1: And I'm actually, I'm told I'm fine with it. Like

767
00:35:22,000 --> 00:35:23,960
Speaker 1: the folks who are using it more charge them. I

768
00:35:24,000 --> 00:35:26,080
Speaker 1: would rather see that than see the price of stamps

769
00:35:26,239 --> 00:35:29,000
Speaker 1: increase where it's something that everyone's getting hit with. And

770
00:35:29,080 --> 00:35:33,920
Speaker 1: I'm also totally fine with smaller increases and receiving like

771
00:35:34,120 --> 00:35:37,279
Speaker 1: lesser services essentially, you know, like you go into the

772
00:35:37,280 --> 00:35:40,120
Speaker 1: post office and you're just thinking, man, this place is

773
00:35:40,239 --> 00:35:43,640
Speaker 1: rough most of the times of the most of the time.

774
00:35:43,680 --> 00:35:46,319
Speaker 1: But I'm and I'm kind of okay with that. I'm

775
00:35:46,400 --> 00:35:48,440
Speaker 1: kind of okay with us with there being a service

776
00:35:48,920 --> 00:35:52,480
Speaker 1: that isn't like so luxury and so nice. It kind

777
00:35:52,480 --> 00:35:54,160
Speaker 1: of feels, I don't know, that's kind of how I

778
00:35:54,200 --> 00:35:57,000
Speaker 1: want things to run. It's not fancy, but they get

779
00:35:57,040 --> 00:36:00,120
Speaker 1: the job done. But for the most part, just talk

780
00:36:00,160 --> 00:36:02,120
Speaker 1: about cars, because if you purchased a new car recently,

781
00:36:02,400 --> 00:36:05,000
Speaker 1: I'm sure you were taken back at the cost, because

782
00:36:05,560 --> 00:36:09,560
Speaker 1: the average new car now costs more than fifty thousand dollars,

783
00:36:10,000 --> 00:36:12,680
Speaker 1: which is insane. But it's not just higher prices, man,

784
00:36:12,960 --> 00:36:15,680
Speaker 1: it's the higher fees that are a problem as well.

785
00:36:16,200 --> 00:36:19,959
Speaker 1: And we're talking about the old destination charge that caused

786
00:36:19,960 --> 00:36:23,800
Speaker 1: buyers to shell out more than twenty six billion dollars

787
00:36:23,880 --> 00:36:27,719
Speaker 1: last year alone. This so it's a charge that so

788
00:36:27,840 --> 00:36:31,359
Speaker 1: on average, the destination charge it's sixteen hundred dollars, which

789
00:36:31,440 --> 00:36:33,279
Speaker 1: is a ton of money, but again kind of makes

790
00:36:33,280 --> 00:36:36,239
Speaker 1: sense considering that the average new car costs, you know,

791
00:36:36,360 --> 00:36:39,080
Speaker 1: more than fifty k. But it's meant so this destination

792
00:36:39,160 --> 00:36:41,360
Speaker 1: charge is meant to cover the cost of shipping the vehicles,

793
00:36:41,600 --> 00:36:44,560
Speaker 1: which has of course gone up. But it's also easier

794
00:36:44,600 --> 00:36:47,719
Speaker 1: for car makers to increase this line item, right, like

795
00:36:47,760 --> 00:36:52,480
Speaker 1: this price, rather than to increase the sticker price of

796
00:36:52,560 --> 00:36:53,439
Speaker 1: the vehicles, kind.

797
00:36:53,320 --> 00:36:55,480
Speaker 2: Of like the airline's charging more for bags but not

798
00:36:55,840 --> 00:36:57,920
Speaker 2: ramping up the price on airfare exactly.

799
00:36:58,160 --> 00:37:02,000
Speaker 1: So they're a consumer, they quoted in that article, companies

800
00:37:02,040 --> 00:37:04,719
Speaker 1: are sticking a number in there that they think you'll

801
00:37:04,760 --> 00:37:09,000
Speaker 1: look past. You can't typically negotiate this fee down, but

802
00:37:09,120 --> 00:37:13,040
Speaker 1: you can negotiat around it by getting a better out

803
00:37:13,080 --> 00:37:16,319
Speaker 1: the door price essentially. So it's also another great reason

804
00:37:16,400 --> 00:37:18,279
Speaker 1: just to avoid buying new cars altogether because of all

805
00:37:18,280 --> 00:37:22,000
Speaker 1: these fees and I don't know, man, Yeah, at the

806
00:37:22,040 --> 00:37:23,960
Speaker 1: top of the list is the depreciation hit, but then

807
00:37:23,960 --> 00:37:27,640
Speaker 1: you start adding all these fees along with it, and

808
00:37:27,920 --> 00:37:31,600
Speaker 1: it just my disdain for buying new cars is adding

809
00:37:31,600 --> 00:37:31,920
Speaker 1: all time.

810
00:37:32,120 --> 00:37:35,200
Speaker 2: It remains, it remains, it remains. It's more entrench than ever. Yeah,

811
00:37:35,320 --> 00:37:39,400
Speaker 2: and use cars where it's at always will be. Carmacks

812
00:37:39,560 --> 00:37:42,480
Speaker 2: reports Matt that, speaking of use cars, that EV and

813
00:37:42,600 --> 00:37:46,680
Speaker 2: hybrid searches have lurched upwards because of rapidly rising gas price.

814
00:37:47,320 --> 00:37:50,080
Speaker 2: I think anybody in their EV is just like looking

815
00:37:50,080 --> 00:37:55,320
Speaker 2: at us, every gas car driver, like we're idiots, like

816
00:37:55,400 --> 00:37:58,200
Speaker 2: we're suckers, and they're so not around us because of

817
00:37:58,280 --> 00:38:01,879
Speaker 2: the fact that the Georgia state tax, what's it called,

818
00:38:02,000 --> 00:38:05,319
Speaker 2: the state gas tax was repealed for sixty days, right, Yeah,

819
00:38:05,360 --> 00:38:07,320
Speaker 2: so we're paying some of the lowest gas prices in

820
00:38:07,400 --> 00:38:08,040
Speaker 2: the country.

821
00:38:07,920 --> 00:38:11,960
Speaker 1: Thirty three cents cheaper here in Georgia. Yeah. The water's fine. Yeah,

822
00:38:12,040 --> 00:38:13,839
Speaker 1: if you want to, if you can handle the pollen, guys,

823
00:38:13,920 --> 00:38:15,960
Speaker 1: come on, the water's just fine. Come on down, move

824
00:38:16,040 --> 00:38:18,040
Speaker 1: on down. Check out the ATL we hah good beer

825
00:38:18,880 --> 00:38:21,640
Speaker 1: like fun podcast. So just and if you don't, even

826
00:38:21,640 --> 00:38:23,280
Speaker 1: if you don't like the ATL you got the burbs,

827
00:38:23,440 --> 00:38:25,960
Speaker 1: that's where we are. Yeah, if you don't if you

828
00:38:25,960 --> 00:38:28,239
Speaker 1: don't like the burbs, we've got water too. You can

829
00:38:28,280 --> 00:38:31,279
Speaker 1: head down to Savannah. Yes, we've got Georgia beaches down there. True.

830
00:38:31,320 --> 00:38:33,560
Speaker 1: I find it's awesome. Man. Yeah, it's uh where it's

831
00:38:33,600 --> 00:38:36,520
Speaker 1: at underrated. Also, great job right here. Yeah.

832
00:38:36,640 --> 00:38:39,440
Speaker 2: Well, so obviously, low gas prices over the past few

833
00:38:39,480 --> 00:38:43,120
Speaker 2: years have made EV adoption progress slow dramatically, same with

834
00:38:43,320 --> 00:38:46,279
Speaker 2: the repeal of the federal tax credits. But when gas

835
00:38:46,360 --> 00:38:48,839
Speaker 2: prices arise like thirty five percent in a month, yeah,

836
00:38:48,960 --> 00:38:50,520
Speaker 2: that creates the shock to the system and a lot

837
00:38:50,520 --> 00:38:52,799
Speaker 2: of people start entertaining the idea of an EV when

838
00:38:52,920 --> 00:38:58,080
Speaker 2: otherwise they were like not interested. So we we obviously

839
00:38:58,160 --> 00:39:01,160
Speaker 2: don't know how long gas prices are going to remain elevated,

840
00:39:01,239 --> 00:39:04,800
Speaker 2: or how much higher they could go. Still, you know,

841
00:39:04,880 --> 00:39:06,360
Speaker 2: we just talked about the high cost of buying a

842
00:39:06,400 --> 00:39:09,360
Speaker 2: new car, the fees involved. Run the numbers about how

843
00:39:09,440 --> 00:39:11,799
Speaker 2: much you could save based on your driving habits. If

844
00:39:11,840 --> 00:39:15,520
Speaker 2: it's significant, I'd say consider an older, cheaper EV with

845
00:39:15,640 --> 00:39:18,000
Speaker 2: a more limited range, if that works for you. Matt

846
00:39:18,040 --> 00:39:20,319
Speaker 2: I gave the suggestion a few weeks back of those

847
00:39:20,360 --> 00:39:23,240
Speaker 2: old school Nissan leaps. I still see him driving around

848
00:39:23,520 --> 00:39:26,120
Speaker 2: and I'm like kind of miss my right. I don't

849
00:39:26,160 --> 00:39:28,880
Speaker 2: drive very much. I drive so little that gas prices

850
00:39:28,960 --> 00:39:30,200
Speaker 2: don't really impact me very much.

851
00:39:30,600 --> 00:39:35,400
Speaker 1: I walk everywhere. This is ridiculous, but we're living the life.

852
00:39:35,600 --> 00:39:37,640
Speaker 2: If you are a person. Man, I know somebody I

853
00:39:37,640 --> 00:39:39,080
Speaker 2: was talking abot Budd yesterday. He was like stuck in

854
00:39:39,080 --> 00:39:41,359
Speaker 2: Atlanta traffic for like two and a half hours total, get.

855
00:39:41,280 --> 00:39:43,920
Speaker 1: Into work, and oh my gosh. And and I think, like, man,

856
00:39:44,080 --> 00:39:45,560
Speaker 1: just an ev, nice quiet EV.

857
00:39:45,719 --> 00:39:48,120
Speaker 2: That saves you a lot of money if that's your normal, regular,

858
00:39:48,200 --> 00:39:52,720
Speaker 2: every day life, and that that lower range means nobody

859
00:39:52,760 --> 00:39:54,640
Speaker 2: really wants those cars anyway.

860
00:39:54,400 --> 00:39:57,880
Speaker 1: So's the super cheap. So the deals are especially if

861
00:39:57,920 --> 00:39:59,480
Speaker 1: you can like charge it home, charge at work and

862
00:39:59,520 --> 00:40:01,640
Speaker 1: then come home. I'm like, yeah, that's that's the way

863
00:40:01,680 --> 00:40:05,239
Speaker 1: to go. Well, and so I've looked into this because you, yeah,

864
00:40:05,280 --> 00:40:07,359
Speaker 1: you did mention this a few weeks back. It's saves

865
00:40:07,400 --> 00:40:09,680
Speaker 1: so much money, dude, And I thought, oh my gosh.

866
00:40:09,800 --> 00:40:12,279
Speaker 1: And so it's specifically so twenty seventeen is the last

867
00:40:12,360 --> 00:40:15,000
Speaker 1: year that they made the old model. So that's the

868
00:40:15,040 --> 00:40:17,600
Speaker 1: model of relief. Yeah, so that's that's the one that

869
00:40:17,640 --> 00:40:20,880
Speaker 1: looks like yours. It's a little more like hashback ye ye. Looking.

870
00:40:21,560 --> 00:40:24,239
Speaker 1: It's also the last year that they had the first

871
00:40:24,320 --> 00:40:28,360
Speaker 1: gen battery. So if you have a twenty seventeen or older,

872
00:40:28,920 --> 00:40:31,319
Speaker 1: like you can get those for crazy cheap like two

873
00:40:31,440 --> 00:40:34,640
Speaker 1: three grand. Yes, a lot of them still have amount

874
00:40:34,680 --> 00:40:36,279
Speaker 1: of a good amount of what do you call it

875
00:40:36,360 --> 00:40:40,959
Speaker 1: mileage or distance on the battery range. That being said,

876
00:40:41,160 --> 00:40:43,520
Speaker 1: if you you're taking a bit of a gamble, yeah,

877
00:40:43,600 --> 00:40:46,160
Speaker 1: you are, especially in the winter, especially if you're doing

878
00:40:46,239 --> 00:40:50,520
Speaker 1: higher speed driving, but even in the next year. Twenty

879
00:40:50,520 --> 00:40:52,680
Speaker 1: eighteen is when they've changed, when they changed the body style,

880
00:40:53,120 --> 00:40:56,359
Speaker 1: and it's a second gen battery that is much much better.

881
00:40:56,400 --> 00:40:58,520
Speaker 1: So basically you get a twenty eighteen or newer and

882
00:40:58,680 --> 00:41:01,200
Speaker 1: essentially you're gonna be able have that car for I

883
00:41:01,280 --> 00:41:03,200
Speaker 1: mean that battery is gonna last the life of the

884
00:41:03,239 --> 00:41:05,359
Speaker 1: car for how much more to the twenty eight it's

885
00:41:05,360 --> 00:41:07,760
Speaker 1: about double, So you're looking at around like eight thousand

886
00:41:07,800 --> 00:41:10,759
Speaker 1: dollars still, which is crazy affordable for something that's gonna

887
00:41:10,760 --> 00:41:14,719
Speaker 1: cost you virtually nothing to run an energy costs. Yeah,

888
00:41:14,880 --> 00:41:16,560
Speaker 1: So if you're the kind of pert and I think

889
00:41:16,640 --> 00:41:19,279
Speaker 1: most people overestimate how much money they spend in gas

890
00:41:19,360 --> 00:41:21,680
Speaker 1: every month or again. We've talked about this, just the

891
00:41:21,760 --> 00:41:23,719
Speaker 1: emotional reality of seeing the price of the pump and

892
00:41:23,800 --> 00:41:26,440
Speaker 1: being like, ah, this cost me seventy dollars when it

893
00:41:26,520 --> 00:41:28,080
Speaker 1: used to cost me forty five, and that is that

894
00:41:28,200 --> 00:41:30,759
Speaker 1: is frustrating. But how often are you filling up? Like,

895
00:41:30,960 --> 00:41:33,120
Speaker 1: actually look at the numbers and then say, well, just

896
00:41:33,200 --> 00:41:35,560
Speaker 1: buying a three thousand dollars car or an eight thousand

897
00:41:35,600 --> 00:41:38,320
Speaker 1: dollars car make a lot of sense because guess what,

898
00:41:38,360 --> 00:41:40,160
Speaker 1: I'm gonna save that in gas in like a year

899
00:41:40,200 --> 00:41:42,359
Speaker 1: and a half. Like if that's you, then man, I'd

900
00:41:42,400 --> 00:41:43,000
Speaker 1: be jumping on that.

901
00:41:43,040 --> 00:41:45,880
Speaker 2: It could be worth Don't don't make don't make it

902
00:41:45,920 --> 00:41:48,280
Speaker 2: out to be like I got to get the ribbon

903
00:41:48,360 --> 00:41:51,120
Speaker 2: R one team tomorrow and pay ninety five grand.

904
00:41:51,719 --> 00:41:55,040
Speaker 1: It's for the gas, is exactly Yeah, just rolling around exactly. No,

905
00:41:55,239 --> 00:41:57,680
Speaker 1: I've set my sights on, you know, and I've set

906
00:41:57,719 --> 00:42:00,000
Speaker 1: my sights on all the coffee stuff. It's that a spread,

907
00:42:00,280 --> 00:42:02,520
Speaker 1: make it that? Yeah, the espresso maker is is uh,

908
00:42:02,800 --> 00:42:06,759
Speaker 1: the espresso machine is my Rivian equivalent. Well it looks

909
00:42:06,800 --> 00:42:09,280
Speaker 1: good too, We'll see, we'll see. All right, that's gonna

910
00:42:09,280 --> 00:42:10,759
Speaker 1: be it for this Friday flight. You can find the

911
00:42:10,800 --> 00:42:12,879
Speaker 1: shows up on the website and howso money dot com.

912
00:42:13,239 --> 00:42:15,120
Speaker 1: You know, leave us a review if you haven't left

913
00:42:15,200 --> 00:42:17,560
Speaker 1: us a solid one. Over at Apple Podcasts wherever it

914
00:42:17,719 --> 00:42:19,560
Speaker 1: is that you happen to listen, you know what you

915
00:42:19,600 --> 00:42:21,680
Speaker 1: can do. You can leave us feedback and we'll go

916
00:42:22,280 --> 00:42:24,799
Speaker 1: looking for what it is that you said. You can

917
00:42:24,840 --> 00:42:26,720
Speaker 1: think of it almost as like a not so private

918
00:42:27,120 --> 00:42:29,600
Speaker 1: way for us to communicate with each other. It's like

919
00:42:30,520 --> 00:42:32,200
Speaker 1: it's like sending notes, I don't know, like a pin

920
00:42:32,280 --> 00:42:34,600
Speaker 1: pall or something via. I'm just trying to get people

921
00:42:34,600 --> 00:42:39,040
Speaker 1: to leave nice reviews for us. But that's gonna be

922
00:42:39,080 --> 00:42:41,279
Speaker 1: it for today though, buddy. So until next time, Best

923
00:42:41,320 --> 00:42:43,080
Speaker 1: friends Out, Best Friends Out.