WEBVTT - Ep. 54 — Hot for Teacher

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<v Speaker 1>All right, and we're back. We're back, We're back, We're back.

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<v Speaker 1>I feel like.

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<v Speaker 2>I felt a little half hearted.

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<v Speaker 3>I'm like, I know, well, you know, first of all,

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<v Speaker 3>I spent the morning, me and Supergirl cleaning the house.

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<v Speaker 2>I thot, wait, I just woke up, but you already

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<v Speaker 2>had a whole day.

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<v Speaker 1>I know.

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<v Speaker 3>I woke up early, and I was like, I don't

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<v Speaker 3>even know how I was able to convince Supergirl to

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<v Speaker 3>clean without like her like, without any pushback. That was like,

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<v Speaker 3>you know, because her father left early too, he's working overtime.

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<v Speaker 3>So I woke up and I said, oh, you know

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<v Speaker 3>what we should do. We should clean the house so

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<v Speaker 3>it could be clean when he gets back.

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<v Speaker 1>And she agreed.

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<v Speaker 3>And I was like, who is this person? Because this

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<v Speaker 3>is not the girl from yesterday.

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<v Speaker 2>Mercury is in retrograde. I don't actually know what that means,

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<v Speaker 2>and me.

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<v Speaker 1>Either, it's just something about I don't know.

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<v Speaker 3>All my HOTEP friends are like, it just means that

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<v Speaker 3>communication is not going to be as clear.

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<v Speaker 1>But she did the dishes.

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<v Speaker 3>She she She's like, can I do it the Supergirl way,

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<v Speaker 3>which just meant filling all the cups of wood water

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<v Speaker 3>and playing a game. I was like, well, let's do

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<v Speaker 3>it the regular way, because.

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<v Speaker 2>Let's do it the way in which things get done.

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<v Speaker 3>Exactly, I told because if you do it that way,

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<v Speaker 3>we're gonna run out of water.

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<v Speaker 1>She said, people went out of water. I was like

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<v Speaker 1>all the time.

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<v Speaker 2>Oh god, I'm first world baby.

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<v Speaker 3>So yeah, so I'm just like I am a little

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<v Speaker 3>bit tired, but I'm excited because we had such an

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<v Speaker 3>awesome dinner.

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<v Speaker 2>Yes we did. Friday was our brand Ambition anniversary dinner,

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<v Speaker 2>and I was really impressed. All the girls showed up.

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<v Speaker 2>You never know when you make plans with six strangers.

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<v Speaker 1>I was surprised.

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<v Speaker 3>I'm not surprised, but I was, I don't know, pleasantly,

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<v Speaker 3>just like a lay and we had such a good time.

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<v Speaker 1>I was like, Wow, good.

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<v Speaker 2>Food, good cat drinks, good company, good conversation. It was

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<v Speaker 2>like the best. It was like what I wish all

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<v Speaker 2>networking events were, which is just small little groups, yeah,

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<v Speaker 2>where you can really get to know each other.

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<v Speaker 1>And now you did a.

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<v Speaker 3>Really good job of keeping the conversation flowing, of asking

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<v Speaker 3>everyone kind of like what they were up to. All

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<v Speaker 3>the women were so amazing. I was like, what how

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<v Speaker 3>did we find this group of like awesome.

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<v Speaker 2>I mean we knew that, we knew our listeners would

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<v Speaker 2>be kind of dope, but so shout out to Maxine.

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<v Speaker 2>She came all the way from North Carolina, well to

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<v Speaker 2>New York, to New York from North Carolina. And we

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<v Speaker 2>had the twins Nasenga and Nazinga, who are amazing both

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<v Speaker 2>like dope artists. One yeah, I think it was Nazinga

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<v Speaker 2>who was on Project Rumway. I have to I have

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<v Speaker 2>to go find that that she was on season thirteen.

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<v Speaker 1>What's the lab?

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<v Speaker 2>I'm not amazing? And then her sister Nasana, who's like

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<v Speaker 2>a photographer and just got a big grant to work

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<v Speaker 2>on a big art installation. And then we had Kristen

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<v Speaker 2>who transitioned what was she doing before marketing at a

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<v Speaker 2>financial firm and now she's a special education teacher.

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<v Speaker 1>Yeah?

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<v Speaker 2>Just whatn't I?

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<v Speaker 1>Oh?

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<v Speaker 2>And the miss Janelle who came all away from Long Island,

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<v Speaker 2>which is basically another state, even though it's not what.

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<v Speaker 1>Did Janelle do? I know? She just had a baby

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<v Speaker 1>eighteen months ago.

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<v Speaker 2>Janelle works at a university okay, I think an administration. Yeah,

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<v Speaker 2>and she just literally popped out a child and they

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<v Speaker 2>made time found a center came to New York City

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<v Speaker 2>from Long Island. Just I'm just so glad everyone got together.

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<v Speaker 2>And then the other girls were from Brooklyn, like they

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<v Speaker 2>really they went out of their way. We know what

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<v Speaker 2>that subway system.

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<v Speaker 3>Is, Like, yeah, it was really awesome. And then my

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<v Speaker 3>friend I brought my best friend Linda, which is which

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<v Speaker 3>you know, was so hilarious that because you know, like

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<v Speaker 3>we talk all the time, but you don't I don't

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<v Speaker 3>remember half the stuff, you know, I say. And the

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<v Speaker 3>fact that the girls, because I had spoken about Linda

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<v Speaker 3>on the show, We're like, oh, yeah, we know you, Linda.

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<v Speaker 3>And then I was like, oh my god. Linda was

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<v Speaker 3>like y'all that was so awesome that they.

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<v Speaker 1>Knew me from the show. And I'm like, oh my god.

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<v Speaker 3>Honestly, it blew my mind when we like, even when

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<v Speaker 3>we talk, I don't think about people listening. I'm just

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<v Speaker 3>talking to Mandy, I know. So for those of you

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<v Speaker 3>who are kind of like, huh, we had it.

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<v Speaker 1>Was our one year anniversary dinner, yes, and it was magical. Yeah.

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<v Speaker 3>So we invited some of our most avid listeners and

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<v Speaker 3>they came out and we had dinner on us. Oh

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<v Speaker 3>and we had the cutest cupcakes that Mandy ordered with

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<v Speaker 3>our faces on.

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<v Speaker 1>I love seeing your mother in law's reaction.

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<v Speaker 2>Oh my gosh, isn't she She's so cute? Yeah, she's

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<v Speaker 2>you guys. If you guys don't you don't have to

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<v Speaker 2>follow me, but you have to go to my Instagram page.

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<v Speaker 2>It's Mandy with an eye money and watch my mother

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<v Speaker 2>in law's reaction to the cupcakes with me and Tiffany's

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<v Speaker 2>faces on them. It was so you don't have to

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<v Speaker 2>know it Spanish. It's pretty. It's pretty universal.

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<v Speaker 1>Oh my god. Basically, oh my god, my goodness, she's

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<v Speaker 1>so cute. Who's that my friend? You're like, how do

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<v Speaker 1>you stay business?

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<v Speaker 2>What I didn't so the cupcakes had the logo which

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<v Speaker 2>we took over a year ago, about a year old,

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<v Speaker 2>of course, a year ago when my hair that was

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<v Speaker 2>like maybe the last time I wore my hair kind

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<v Speaker 2>of straight and before I went all curly all the time,

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<v Speaker 2>big hair whatever. What I didn't show in that video

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<v Speaker 2>is a minute fiance cut the camera. She said, oh, Mandy,

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<v Speaker 2>put your hair back like this. It looks so nice.

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<v Speaker 2>It's like, oh, only mother in lawsuit I.

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<v Speaker 3>Know, no mother's parents too, because my parents always like

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<v Speaker 3>my dad's always like, you know, your mom's hair is

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<v Speaker 3>so pretty and street, you should try that.

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<v Speaker 1>I'm like daddy, Honestly, it's been like thirty years. It's

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<v Speaker 1>too late. I know.

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<v Speaker 3>Like I had a prom literally two years out of

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<v Speaker 3>my thirty six years of life, I've had a I

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<v Speaker 3>had a proom for two years.

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<v Speaker 1>That was it.

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<v Speaker 3>I think I got it like right before I went

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<v Speaker 3>to college and my hair promptly fell out and I

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<v Speaker 3>was like, okay, never again.

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<v Speaker 1>That was me.

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<v Speaker 2>I lost it because I was watching I was listening

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<v Speaker 2>to another round. Just shout out to another round. It

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<v Speaker 2>it's just Tracy this week and she interviewed Ava Duverne.

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<v Speaker 2>That was the most brilliant combination ever. I was jealous

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<v Speaker 2>because I'm not gonna lie and trying to get Miss

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<v Speaker 2>avon on our show. But it's gonna happen soon, it will.

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<v Speaker 2>But she's sang the entire just for Me commercial, Like

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<v Speaker 2>it was pretty impressive. But yeah, if you ever had

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<v Speaker 2>your scout burned and your edge is removed from your

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<v Speaker 2>head by Just for Me, then you don't know what

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<v Speaker 2>life is. A.

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<v Speaker 3>Yes, I'm so glad that I'm pre free, but yeah,

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<v Speaker 3>so all that can say that parents and parents.

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<v Speaker 1>In law are judging, Yes, very judgy.

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<v Speaker 3>Speaking of love and judge, I was gonna say, like,

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<v Speaker 3>honestly so lovey. For those of you who don't know,

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<v Speaker 3>she was a guest on our show, awesomely lovey. If

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<v Speaker 3>you're not following her, you're not.

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<v Speaker 1>Living she is like every week. I'm just so proud

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<v Speaker 1>of her, Like.

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<v Speaker 2>I'm glad you got in early? What Literally everywhere I

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<v Speaker 2>go there, she is there on TV, She's on my

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<v Speaker 2>webs She's on every web page I go to, or

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<v Speaker 2>my social media feed. The book is blowing up. I

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<v Speaker 2>got my book. I've been reading it.

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<v Speaker 3>It's pretty funny, so I know, and you know it's

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<v Speaker 3>all crazy. I cannot find my kindle because I ordered

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<v Speaker 3>it for Kindle. Oh yes, and I cannot find This

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<v Speaker 3>is my third lost Kindle. If I lost it, I'm.

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<v Speaker 2>Like, where you lost your whole entire kindle.

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<v Speaker 1>I always lose my dag on Kindle.

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<v Speaker 3>But I'm like, it has to be here, it has

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<v Speaker 3>to be It's in the house somewhere, I hope somewhere.

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<v Speaker 2>I know we don't want homing device.

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<v Speaker 3>I know I wonder if there is one, but I

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<v Speaker 3>just it wouldn't be like, literally, it's called Tiffany's Third Kindle.

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<v Speaker 2>The book is She's very She gets a little raunchy,

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<v Speaker 2>and I'm like, on, I'm on the train and I'm like, oh, okay,

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<v Speaker 2>we're going there, We're going right right there. At page

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<v Speaker 2>twenty five. No, it's it's funny stuff. I was cracking up.

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<v Speaker 2>But the title of the book, if you don't remember,

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<v Speaker 2>it's I'm Judging You, the Do Better Manual.

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<v Speaker 3>Yes, I can't wait, Yes, if I can only find

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<v Speaker 3>my kindle. But yeah, people love you said something that

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<v Speaker 3>I think was hilarious. That's what I love about her.

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<v Speaker 3>She was like, honestly, I would hate to hate me

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<v Speaker 3>right now because I'm everywhere.

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<v Speaker 1>Yeah, somebody made a meme of that. Do you ever

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<v Speaker 1>think about that?

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<v Speaker 3>Like, I don't really unless it like comes up of

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<v Speaker 3>people who are like mad at you or unhappy with

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<v Speaker 3>you or just you know, I don't really believe in haters.

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<v Speaker 1>You know, people say like, oh, I've got haters. I

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<v Speaker 1>was like, do you really? You know?

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<v Speaker 2>There is a chapter, one of the chapters in her books.

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<v Speaker 2>It's really funny because this is why I have a

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<v Speaker 2>column for teen Vogue that I do and my this

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<v Speaker 2>is my tenth column, and I've been wanting to write

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<v Speaker 2>this for a while, and I wrote the five types

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<v Speaker 2>of friends that you should avoid a life avoid in life,

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<v Speaker 2>it should have been the five types of frenemies. And

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<v Speaker 2>then in Lovey's in the Big Like, very early on

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<v Speaker 2>in her book, she talks about the friendship personalities of

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<v Speaker 2>people who need to do better, that like are kind

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<v Speaker 2>of toxic in our life, and it was it was

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<v Speaker 2>funny that there was that overlap. But we both talk

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<v Speaker 2>about the friend who like kind of wants you to

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<v Speaker 2>not do well, Like it's really overly competitive. And I

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<v Speaker 2>feel like, you know, it's not that these people like

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<v Speaker 2>like they're not wishing for you to They're not like

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<v Speaker 2>Tanya Harding they're gonna like whack you with the steel

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<v Speaker 2>bar before. But it's I think it comes from a

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<v Speaker 2>place of like insecurity. Yes, and you could be you

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<v Speaker 2>can get you can get upset at them or whatever,

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<v Speaker 2>you know, when they send that negative energy your way.

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<v Speaker 2>But I just try and think of it. It's like, well, Okay,

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<v Speaker 2>they're a little insecure. It's very competitive right now. It's

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<v Speaker 2>ever been more competitive because literally you can be everywhere.

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<v Speaker 2>Because we didn't have social media, or Facebook or Instagram

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<v Speaker 2>and all that kind of crap, you know, even a

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<v Speaker 2>few years ago. So it's really hard to see your

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<v Speaker 2>your peers doing amazing things and you may feel like

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<v Speaker 2>a little you know, left behind.

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<v Speaker 3>No, it is, I mean, honestly, it is easy to

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<v Speaker 3>get caught up. I mean to me, I found that

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<v Speaker 3>the best cure for oh you know, I call it

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<v Speaker 3>not not jealousy, but like, oh I wish I was

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<v Speaker 3>doing better, you know what I mean, Like some I

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<v Speaker 3>might look at someone and not be like, oh man,

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<v Speaker 3>I want what she has, but instead it kind of

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<v Speaker 3>makes me say.

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<v Speaker 1>Like, ah, like, what am I doing wrong? I gotta

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<v Speaker 1>do better, you know.

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<v Speaker 3>And then but I've learned that well, one of the

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<v Speaker 3>things I do is I like unfollowed folks that kind

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<v Speaker 3>of put me in that mind frame, not because they

0:10:11.559 --> 0:10:13.520
<v Speaker 3>did anything wrong, but for whatever reason, it was a

0:10:13.559 --> 0:10:17.679
<v Speaker 3>trigger for me to compare myself and then find myself lacking.

0:10:17.720 --> 0:10:20.880
<v Speaker 3>I'm like, simply that's not healthy, you know. So then

0:10:20.920 --> 0:10:22.720
<v Speaker 3>I learned, I said, at first, I used to try

0:10:22.720 --> 0:10:26.400
<v Speaker 3>to tough it out and say no, you're gonna follow them.

0:10:26.440 --> 0:10:28.640
<v Speaker 3>And you know, when even when you feel like that,

0:10:28.679 --> 0:10:30.760
<v Speaker 3>you're gonna work through it. Then I realized that's not working,

0:10:31.240 --> 0:10:34.439
<v Speaker 3>so I would still were still friends, but I unfollowed

0:10:34.480 --> 0:10:37.480
<v Speaker 3>their notifications so that way I could just like live

0:10:37.520 --> 0:10:39.200
<v Speaker 3>and enjoy like what I'm doing.

0:10:39.600 --> 0:10:40.640
<v Speaker 1>And I mean, I'm.

0:10:40.400 --> 0:10:42.840
<v Speaker 3>Sure that's something, you know, that's definitely something I want

0:10:42.840 --> 0:10:45.280
<v Speaker 3>to work on on that side. But I'm not gonna

0:10:45.320 --> 0:10:47.079
<v Speaker 3>throw myself in the fire. There's plenty of tests in

0:10:47.160 --> 0:10:50.200
<v Speaker 3>life unfollow you know, you know, like this.

0:10:50.920 --> 0:10:53.720
<v Speaker 2>Think you also you have to think of people as humans,

0:10:53.760 --> 0:10:56.040
<v Speaker 2>Like I know how much I leave out. I'm not

0:10:56.080 --> 0:10:58.520
<v Speaker 2>putting on Instagram that I just had to drop down

0:10:58.600 --> 0:11:01.720
<v Speaker 2>drag out fight with my fiance or that you know,

0:11:01.880 --> 0:11:03.960
<v Speaker 2>I was rude to the guy at Dunkin Donuts because

0:11:04.000 --> 0:11:05.679
<v Speaker 2>I was in a hurry and he got my order wrong.

0:11:06.240 --> 0:11:08.120
<v Speaker 2>You know, like you don't show the worst part of

0:11:08.160 --> 0:11:09.959
<v Speaker 2>yourself on social media. And I know I leave a

0:11:09.960 --> 0:11:12.280
<v Speaker 2>lot of crap out, you know, all my you know,

0:11:12.320 --> 0:11:14.720
<v Speaker 2>my flaws and stuff. And if I just remind myself

0:11:14.760 --> 0:11:17.400
<v Speaker 2>that there's you know, people have so many issues that

0:11:17.440 --> 0:11:19.400
<v Speaker 2>you don't put on which I had a conversation with

0:11:19.440 --> 0:11:22.720
<v Speaker 2>someone close to me and I know what's happening in

0:11:22.760 --> 0:11:24.439
<v Speaker 2>her life right now, and you go to our social

0:11:24.440 --> 0:11:26.599
<v Speaker 2>media feed, and you know, she had just this is

0:11:26.640 --> 0:11:30.720
<v Speaker 2>a long, long time ago, a different friend she had

0:11:31.040 --> 0:11:34.200
<v Speaker 2>posted something, so I knew that day that she had

0:11:34.400 --> 0:11:36.800
<v Speaker 2>had a really bad breakup with the guy she was seeing.

0:11:37.200 --> 0:11:39.360
<v Speaker 2>And the next day she posted these roses and she

0:11:39.480 --> 0:11:41.480
<v Speaker 2>was like, I'm just so happy with life and like

0:11:41.559 --> 0:11:47.440
<v Speaker 2>everything is fine, and I was like, yeah, you know,

0:11:47.600 --> 0:11:50.480
<v Speaker 2>I it makes me sad because I don't want you

0:11:50.520 --> 0:11:54.360
<v Speaker 2>shouldn't feel like you have to put up a strong

0:11:54.400 --> 0:11:57.400
<v Speaker 2>social media front, you know, to keep up whatever illusions.

0:11:57.440 --> 0:11:59.920
<v Speaker 1>I mean, that's life now. And honestly, I find myself.

0:12:00.160 --> 0:12:02.760
<v Speaker 3>I when I look at my social media feed, I

0:12:02.840 --> 0:12:06.280
<v Speaker 3>know when when things are hard because I go quiet. Yes,

0:12:06.920 --> 0:12:09.320
<v Speaker 3>you know, that's what I tend to do, not so

0:12:09.440 --> 0:12:12.240
<v Speaker 3>much like and even it's not even sometimes when things are.

0:12:12.160 --> 0:12:15.800
<v Speaker 1>Bad, when if I'm like really overwhelmed, like right now.

0:12:15.679 --> 0:12:18.040
<v Speaker 3>I just was like, as I was cleaning, I said, okay,

0:12:18.440 --> 0:12:20.000
<v Speaker 3>we have to do better like you're doing.

0:12:20.559 --> 0:12:23.120
<v Speaker 1>There's so many amazing things and I'm trying.

0:12:22.960 --> 0:12:25.200
<v Speaker 3>To do them all and this morning I realize you're

0:12:25.200 --> 0:12:29.559
<v Speaker 3>not doing them well. And I've just been so and

0:12:29.600 --> 0:12:31.280
<v Speaker 3>it's not even like I'm overwhelmed because I'm like, things

0:12:31.320 --> 0:12:33.800
<v Speaker 3>are good, so I can't even complain. But it's just that,

0:12:34.320 --> 0:12:36.000
<v Speaker 3>like I was always cleaning the house. It hit me,

0:12:36.000 --> 0:12:37.400
<v Speaker 3>when's the last time you cleaned the house?

0:12:38.360 --> 0:12:38.600
<v Speaker 1>You know?

0:12:38.800 --> 0:12:41.640
<v Speaker 3>And I thought, okay, and so I have not I

0:12:41.640 --> 0:12:43.960
<v Speaker 3>mean I'm not usually, you know, like when when things

0:12:43.960 --> 0:12:46.760
<v Speaker 3>are kind of light and it's airy and whatever, I

0:12:46.840 --> 0:12:49.600
<v Speaker 3>post a whole lot. And when I'm either overwhelmed or

0:12:50.400 --> 0:12:53.240
<v Speaker 3>just like not feeling good, you know, then I don't

0:12:53.240 --> 0:12:53.760
<v Speaker 3>post at all.

0:12:53.800 --> 0:12:56.120
<v Speaker 1>I'm just kind of like silent. I'm just a silent watcher.

0:12:56.160 --> 0:12:58.959
<v Speaker 1>But yeah, I just that.

0:12:58.920 --> 0:13:03.319
<v Speaker 2>Picture of you elbow deep in the sink. I didn't

0:13:03.360 --> 0:13:04.480
<v Speaker 2>let America know the truth.

0:13:04.720 --> 0:13:07.079
<v Speaker 1>I know, right right, It's just that.

0:13:07.280 --> 0:13:11.240
<v Speaker 3>Yeah, but I mean, social media does have you thinking that, like,

0:13:11.280 --> 0:13:13.640
<v Speaker 3>you know, everyone has this perfect and even though you

0:13:13.760 --> 0:13:16.440
<v Speaker 3>know that that's not true, it's hard not to see.

0:13:16.480 --> 0:13:18.560
<v Speaker 1>I was like, oh, this is what I wanted to say. So,

0:13:18.720 --> 0:13:20.920
<v Speaker 1>you know, did we talk about Nicole last week?

0:13:21.320 --> 0:13:21.840
<v Speaker 2>The teacher?

0:13:22.360 --> 0:13:25.600
<v Speaker 1>No, Nicole BITCHI who's not ex so Nicole Nicole Caine?

0:13:25.840 --> 0:13:26.679
<v Speaker 2>Oh no, I don't know.

0:13:26.800 --> 0:13:29.920
<v Speaker 3>No, Okay, this is a perfect example of that. So

0:13:30.760 --> 0:13:33.120
<v Speaker 3>have you heard of Nicole BITCHI? Like she had a website.

0:13:33.400 --> 0:13:35.319
<v Speaker 1>No, okay, you haven't.

0:13:35.320 --> 0:13:37.480
<v Speaker 2>Wow, So I mean maybe, but I never read it.

0:13:37.960 --> 0:13:39.800
<v Speaker 1>No, no, I never read her website either. But Nicole

0:13:39.800 --> 0:13:43.600
<v Speaker 1>Bitchi was like huge. She was a big celebrity gossiper,

0:13:43.679 --> 0:13:44.800
<v Speaker 1>especially for brown folks.

0:13:44.840 --> 0:13:46.160
<v Speaker 2>That's not her real name isn't.

0:13:46.559 --> 0:13:47.839
<v Speaker 1>No, her name is Nicole Caine.

0:13:48.679 --> 0:13:53.320
<v Speaker 3>But Nicole Bitchy was was really it was indicative of

0:13:53.360 --> 0:13:55.640
<v Speaker 3>like the kind of step on the site, like gossip,

0:13:56.600 --> 0:13:56.800
<v Speaker 3>you know.

0:13:57.160 --> 0:14:00.400
<v Speaker 1>And so it did really well, I mean like really well.

0:14:00.440 --> 0:14:01.360
<v Speaker 1>I mean she was all over.

0:14:01.480 --> 0:14:04.520
<v Speaker 3>She was invited, she's a beautiful woman too, invited to

0:14:04.600 --> 0:14:06.240
<v Speaker 3>red carpets, all this kind of stuff.

0:14:06.360 --> 0:14:07.959
<v Speaker 1>But this is a woman who was getting millions of

0:14:08.040 --> 0:14:08.640
<v Speaker 1>hits a month.

0:14:09.280 --> 0:14:12.720
<v Speaker 3>And then last year she kind of and I think

0:14:12.760 --> 0:14:14.840
<v Speaker 3>probably before last year, she had a change of heart

0:14:15.120 --> 0:14:16.800
<v Speaker 3>and was like, what am I really doing?

0:14:17.440 --> 0:14:20.480
<v Speaker 1>This is not contributing to society. So she shut down

0:14:20.520 --> 0:14:21.200
<v Speaker 1>her wildly.

0:14:21.360 --> 0:14:25.720
<v Speaker 3>She was like the go to gossip site for black

0:14:25.760 --> 0:14:29.880
<v Speaker 3>celebrities basically, and she shut it down last year and

0:14:30.000 --> 0:14:33.440
<v Speaker 3>she re emerged this year with Exo Nicole, which was

0:14:33.480 --> 0:14:36.360
<v Speaker 3>really supposed to be an empowerment website for women of color.

0:14:36.440 --> 0:14:38.520
<v Speaker 1>And I actually wrote a few articles, oh.

0:14:38.440 --> 0:14:41.160
<v Speaker 2>That I've heard of. I've heard ex Nicole.

0:14:41.480 --> 0:14:44.400
<v Speaker 3>So it was formerly Nicole Bitchy. So she just did

0:14:44.440 --> 0:14:46.280
<v Speaker 3>a video maybe like a week or so ago or

0:14:46.280 --> 0:14:49.760
<v Speaker 3>basically where she's like, I'm broke and darn and almost homeless.

0:14:50.080 --> 0:14:54.520
<v Speaker 3>That she did not anticipate how hard the transition.

0:14:54.160 --> 0:14:58.400
<v Speaker 1>Was going to be, and that you know that the.

0:14:58.400 --> 0:15:02.160
<v Speaker 3>Readers, not that the readers don't want to hear good news,

0:15:02.360 --> 0:15:05.280
<v Speaker 3>but that's a different reader, Like.

0:15:05.320 --> 0:15:08.200
<v Speaker 2>Yeah, they don't throw, they don't like I mean, people

0:15:08.280 --> 0:15:12.440
<v Speaker 2>consume negative blogs like they do tabloids, like with the

0:15:12.640 --> 0:15:16.440
<v Speaker 2>with the fervor, like like a pac man, just chomping

0:15:16.520 --> 0:15:18.600
<v Speaker 2>up those little bits. It's like gives them more energy

0:15:18.720 --> 0:15:20.680
<v Speaker 2>or something or fuels something in them.

0:15:21.280 --> 0:15:23.560
<v Speaker 1>Goodness, you don't want to hear good news.

0:15:23.560 --> 0:15:25.280
<v Speaker 3>But it's like if I kept if I was coming

0:15:25.280 --> 0:15:27.120
<v Speaker 3>to you for gossip and I come back to your

0:15:27.120 --> 0:15:29.280
<v Speaker 3>website and now it's all sunshine of lollipops.

0:15:29.320 --> 0:15:30.240
<v Speaker 1>I'm like, cause I.

0:15:30.200 --> 0:15:32.160
<v Speaker 3>Wondered why I wrote an article and it wasn't It

0:15:32.360 --> 0:15:36.200
<v Speaker 3>was about credit Girl. The comments were vicious because her

0:15:36.400 --> 0:15:39.040
<v Speaker 3>readers were so used to we're so used to being

0:15:39.160 --> 0:15:41.960
<v Speaker 3>negative and mean. I'm like, what what is happening in

0:15:41.960 --> 0:15:44.920
<v Speaker 3>these comments sections? And I just I didn't realize that,

0:15:45.080 --> 0:15:49.000
<v Speaker 3>like wow, it was just a culture that she had

0:15:49.080 --> 0:15:53.080
<v Speaker 3>created and she was trying to bring those people along,

0:15:53.200 --> 0:15:55.560
<v Speaker 3>but it was like they could not make the transition.

0:15:55.920 --> 0:15:57.560
<v Speaker 1>And so she just talked about how.

0:15:57.840 --> 0:15:59.200
<v Speaker 3>Because you go to her social media, this is a

0:15:59.200 --> 0:16:01.640
<v Speaker 3>woman who travels all the world. I mean, like I said,

0:16:01.680 --> 0:16:03.760
<v Speaker 3>she's beautiful, and you would think everything was great. And

0:16:03.840 --> 0:16:06.200
<v Speaker 3>I thought that her YouTube video and you guys get

0:16:06.200 --> 0:16:09.280
<v Speaker 3>a chance just type in Nicole Caine, you know YouTube

0:16:09.360 --> 0:16:11.560
<v Speaker 3>or whatever. I think it's called I Am Nicole her

0:16:11.760 --> 0:16:14.400
<v Speaker 3>YouTube channel, but she basically talks about that. You know,

0:16:14.840 --> 0:16:17.880
<v Speaker 3>she was putting up a front and being an entrepreneur's hard,

0:16:17.920 --> 0:16:20.440
<v Speaker 3>and she didn't manage her money well. And maybe we

0:16:20.440 --> 0:16:22.200
<v Speaker 3>could talk about that if we don't have a question

0:16:22.280 --> 0:16:25.040
<v Speaker 3>about what does that look like when you have your

0:16:25.040 --> 0:16:27.880
<v Speaker 3>own business or you know you're making a transition, what

0:16:27.960 --> 0:16:30.280
<v Speaker 3>money things can people do to put themselves in place

0:16:30.560 --> 0:16:33.080
<v Speaker 3>to not go through that, because I'm sure that she

0:16:33.280 --> 0:16:35.680
<v Speaker 3>has seen a ton of money, but now it's no

0:16:35.800 --> 0:16:38.440
<v Speaker 3>longer here. And she said when she first moved, her

0:16:38.440 --> 0:16:40.240
<v Speaker 3>parents passed away when she was younger, and she moved

0:16:40.280 --> 0:16:42.160
<v Speaker 3>in with her aunt eight years ago to try to

0:16:42.200 --> 0:16:43.880
<v Speaker 3>make her dream happen, and she had to call her

0:16:43.880 --> 0:16:47.640
<v Speaker 3>on again eight years later, after traveling the world and

0:16:47.720 --> 0:16:50.080
<v Speaker 3>running the super successful site, and ask her is my

0:16:50.160 --> 0:16:53.480
<v Speaker 3>room still available? And I thought, Wow, just a good

0:16:53.560 --> 0:16:57.440
<v Speaker 3>lesson of social media, money, entrepreneurship all wrapped into one.

0:16:58.800 --> 0:16:58.920
<v Speaker 1>Well.

0:16:58.920 --> 0:17:01.440
<v Speaker 2>I hope she gets back on her Yeah, I think,

0:17:01.480 --> 0:17:03.360
<v Speaker 2>and I think she won. I we have good news

0:17:03.360 --> 0:17:04.760
<v Speaker 2>to win exactly.

0:17:04.920 --> 0:17:07.480
<v Speaker 3>And plus two, I always think this that if the

0:17:07.480 --> 0:17:11.280
<v Speaker 3>work you put in to get there, that that personality

0:17:11.320 --> 0:17:14.399
<v Speaker 3>is still in you. You know that you you know

0:17:14.640 --> 0:17:16.320
<v Speaker 3>it wasn't easy to get where she got to, even

0:17:16.359 --> 0:17:19.800
<v Speaker 3>though Nicole BITCHI might not have been, you know, helping society,

0:17:19.800 --> 0:17:22.640
<v Speaker 3>but still you put that same hustle and effort back

0:17:22.680 --> 0:17:24.359
<v Speaker 3>in to create your new reality.

0:17:24.480 --> 0:17:24.720
<v Speaker 1>You know.

0:17:26.400 --> 0:17:28.040
<v Speaker 2>When you first said, Nicole, I don't know if this

0:17:28.080 --> 0:17:29.840
<v Speaker 2>is actually the teacher's name, but there was. Did you

0:17:29.840 --> 0:17:31.640
<v Speaker 2>see all the hot teacher debate last week?

0:17:31.920 --> 0:17:33.040
<v Speaker 1>Yes, what did you think?

0:17:33.520 --> 0:17:35.080
<v Speaker 2>Well, I wanted to hear what you think because you

0:17:35.119 --> 0:17:38.440
<v Speaker 2>were a teacher. Yeah, so I don't know. This is

0:17:38.440 --> 0:17:40.240
<v Speaker 2>how I found out from my friend Jess. You know,

0:17:40.280 --> 0:17:43.600
<v Speaker 2>the Beyonce hater. Whenever I get like a long text

0:17:43.640 --> 0:17:46.199
<v Speaker 2>from Jess, I'm like, what happens happened now in the news,

0:17:46.280 --> 0:17:49.199
<v Speaker 2>And she went on and on about this teacher. So

0:17:49.840 --> 0:17:51.760
<v Speaker 2>I don't know her name, but she was a she's

0:17:51.760 --> 0:17:55.200
<v Speaker 2>a school, an elementary school. Like, she's not a teacher,

0:17:55.200 --> 0:17:57.840
<v Speaker 2>she's like a teacher's assistant or something, I think. But

0:17:57.920 --> 0:18:01.800
<v Speaker 2>she wears these tight sort of hugging She's very curvy,

0:18:01.960 --> 0:18:04.440
<v Speaker 2>looks great, but she wears these very tight dresses to work.

0:18:04.960 --> 0:18:07.479
<v Speaker 2>And she's become known for like being the hot teacher.

0:18:07.600 --> 0:18:09.280
<v Speaker 2>And I don't know how these pictures got out on

0:18:09.280 --> 0:18:12.119
<v Speaker 2>the internet, but they are. And of course everyone's dragging

0:18:12.160 --> 0:18:14.840
<v Speaker 2>her and saying that this is inappropriate, too sexy for

0:18:15.160 --> 0:18:19.240
<v Speaker 2>you know, a young school teacher. You know, I would

0:18:19.280 --> 0:18:23.119
<v Speaker 2>not wear that to my job with grown ups personally,

0:18:23.280 --> 0:18:25.800
<v Speaker 2>But that's that's me personally, Like I wouldn't wear tight

0:18:25.840 --> 0:18:29.800
<v Speaker 2>stuff like that to work. And I've always thought the

0:18:30.480 --> 0:18:32.560
<v Speaker 2>you know, I think you should feel. I think what

0:18:32.600 --> 0:18:35.160
<v Speaker 2>you wear is, you know, is really important when you're

0:18:35.160 --> 0:18:37.840
<v Speaker 2>going into a job, especially when you're doing things you know,

0:18:37.920 --> 0:18:40.320
<v Speaker 2>you and I do public speaking and things like that,

0:18:40.359 --> 0:18:43.480
<v Speaker 2>and I think how you look it, you know, influences

0:18:43.520 --> 0:18:45.960
<v Speaker 2>you and how you feel and can make you really confident,

0:18:46.480 --> 0:18:49.719
<v Speaker 2>and that's important. But at the same time, I've always

0:18:49.720 --> 0:18:53.600
<v Speaker 2>thought if people are focusing on what I'm wearing, They're

0:18:53.640 --> 0:18:55.320
<v Speaker 2>not going to be focused on what I'm saying and

0:18:55.320 --> 0:18:58.920
<v Speaker 2>the work that I'm doing. So personally, I always thought

0:18:58.920 --> 0:19:00.560
<v Speaker 2>it was it's better to I don't know, have the

0:19:00.640 --> 0:19:05.240
<v Speaker 2>right balance, like dressing your age and looking young and stylish,

0:19:05.280 --> 0:19:07.040
<v Speaker 2>but then also being taken seriously.

0:19:08.119 --> 0:19:11.080
<v Speaker 3>I mean, I mean, I'll say this, it was because

0:19:11.119 --> 0:19:13.440
<v Speaker 3>not every not every outfit, because you know, they showed

0:19:13.440 --> 0:19:15.080
<v Speaker 3>a bunch of them, not every outfit of hers to

0:19:15.119 --> 0:19:19.200
<v Speaker 3>me was and I hate to use the word inappropriate,

0:19:19.240 --> 0:19:21.119
<v Speaker 3>it was specifically to me, the pink. She had this

0:19:21.160 --> 0:19:24.000
<v Speaker 3>pink dress that was really body It was definitely covered,

0:19:24.280 --> 0:19:28.280
<v Speaker 3>like it went to her knees, but it was body hugging,

0:19:29.240 --> 0:19:31.800
<v Speaker 3>like you know, you could almost see.

0:19:31.600 --> 0:19:34.080
<v Speaker 2>Like the v Yeah, that's the one I saw. Yeah,

0:19:34.119 --> 0:19:35.760
<v Speaker 2>you know that's what everyone's leading with.

0:19:36.080 --> 0:19:38.480
<v Speaker 3>Yes, because but there were other dresses she had that

0:19:38.640 --> 0:19:39.840
<v Speaker 3>were like, you know, you could tell.

0:19:39.920 --> 0:19:40.760
<v Speaker 1>I mean, she has the type.

0:19:40.800 --> 0:19:42.840
<v Speaker 3>She's a beautiful woman, she has the type of body

0:19:43.160 --> 0:19:44.760
<v Speaker 3>no matter what she wears. You don't see she has

0:19:44.760 --> 0:19:46.880
<v Speaker 3>a body, which is fine because that's your body, because

0:19:46.920 --> 0:19:49.440
<v Speaker 3>I have a behind, like no matter what I wear, honestly,

0:19:49.840 --> 0:19:53.280
<v Speaker 3>like you see my behind, but I know that, and

0:19:53.800 --> 0:19:56.520
<v Speaker 3>as a teacher, like that pink one, I mean, people

0:19:56.560 --> 0:19:58.600
<v Speaker 3>are like, oh, you're just because they What people did

0:19:58.720 --> 0:20:01.480
<v Speaker 3>was they showed a other women with the same dress

0:20:01.600 --> 0:20:02.960
<v Speaker 3>on with different body types.

0:20:03.280 --> 0:20:04.440
<v Speaker 2>Oh sorry, can you hear that?

0:20:05.200 --> 0:20:06.000
<v Speaker 1>No? What was that?

0:20:06.160 --> 0:20:08.200
<v Speaker 2>Never mind? A clip just started playing automatically.

0:20:10.680 --> 0:20:13.879
<v Speaker 3>So they showed other women with different like skinny and

0:20:13.920 --> 0:20:16.719
<v Speaker 3>slim or not that she's not slim, but other body

0:20:16.720 --> 0:20:20.240
<v Speaker 3>types that wore the same dress and it looked obviously

0:20:20.280 --> 0:20:23.320
<v Speaker 3>different on them. The thing I say is this that

0:20:23.400 --> 0:20:25.240
<v Speaker 3>pink dress. I didn't think it was appropriate. I was

0:20:25.240 --> 0:20:26.879
<v Speaker 3>a teacher for a number of years and that doesn't

0:20:26.880 --> 0:20:29.960
<v Speaker 3>make me an authority, but I didn't think it was appropriate.

0:20:30.040 --> 0:20:32.520
<v Speaker 1>It was skin type, Mandy, I mean skin type.

0:20:32.640 --> 0:20:34.080
<v Speaker 2>They're looking at it.

0:20:34.200 --> 0:20:36.200
<v Speaker 1>There were other outas she had that were really cute.

0:20:36.320 --> 0:20:39.679
<v Speaker 3>Still showed her curves and they were just like, okay,

0:20:39.720 --> 0:20:42.920
<v Speaker 3>these are I have curves, so no matter what, you're

0:20:42.960 --> 0:20:44.880
<v Speaker 3>gonna see them. But these are dresses that I thought

0:20:44.920 --> 0:20:49.679
<v Speaker 3>were basically appropriate. But that skin type pink dress that

0:20:49.760 --> 0:20:54.040
<v Speaker 3>was a club dress. And to me, it's not curved shaming.

0:20:54.160 --> 0:20:56.280
<v Speaker 1>You know, people are like, oh, black women's bodies are

0:20:56.280 --> 0:20:57.720
<v Speaker 1>always girl. I have a big gold behind.

0:20:57.760 --> 0:21:00.119
<v Speaker 3>I've always had a big goal behind and I know that,

0:21:00.359 --> 0:21:02.679
<v Speaker 3>and so there are certain things. For example, when I

0:21:02.720 --> 0:21:05.640
<v Speaker 3>played tennis, like my skirt was always up in the back,

0:21:05.720 --> 0:21:07.560
<v Speaker 3>and I played tennis with a lot of girls who

0:21:07.560 --> 0:21:10.760
<v Speaker 3>didn't have behind, So there were certain sizes that I wore.

0:21:10.840 --> 0:21:13.520
<v Speaker 3>Maybe I might wear something, you know, I wore tights

0:21:13.560 --> 0:21:15.639
<v Speaker 3>under my skirt because I knew my body type.

0:21:15.640 --> 0:21:17.960
<v Speaker 1>That's the thing. It's not about body shaming.

0:21:18.320 --> 0:21:21.560
<v Speaker 3>It's like like I don't think skin tight is appropriate

0:21:21.640 --> 0:21:24.240
<v Speaker 3>no matter what your body type. You might have no boobs,

0:21:24.240 --> 0:21:26.440
<v Speaker 3>no butt, but if it's still super skin tight.

0:21:26.240 --> 0:21:27.560
<v Speaker 1>I don't think it's appropriate for school.

0:21:27.680 --> 0:21:30.479
<v Speaker 3>Sorry, Like there are places for that, and I just,

0:21:30.560 --> 0:21:32.640
<v Speaker 3>you know, because a bunch of my friends were like, no,

0:21:32.840 --> 0:21:35.560
<v Speaker 3>I just think, no, girl, it's not appropriate for school

0:21:35.560 --> 0:21:38.240
<v Speaker 3>because what do you what is what's the purpose of that?

0:21:38.400 --> 0:21:41.240
<v Speaker 1>Are you like trying to attract the fourth grader, like.

0:21:41.240 --> 0:21:44.400
<v Speaker 2>You know, you know those those little boys are so confused.

0:21:44.880 --> 0:21:46.720
<v Speaker 1>Yes, I know, I mean, which is it's.

0:21:46.680 --> 0:21:48.639
<v Speaker 2>Just all the hormones are it's just starting to like

0:21:48.680 --> 0:21:49.640
<v Speaker 2>perk up a little bit.

0:21:50.440 --> 0:21:52.320
<v Speaker 1>Yeah, I just didn't. Yeah, I thowt that.

0:21:53.960 --> 0:21:56.880
<v Speaker 2>It's an awkward debate to have, right because you don't

0:21:56.880 --> 0:21:59.280
<v Speaker 2>want to be sexist, and then you don't want to

0:21:59.320 --> 0:22:04.040
<v Speaker 2>body shame, but you do. I mean from a career perspective.

0:22:04.200 --> 0:22:05.879
<v Speaker 1>You have to know you know your body.

0:22:05.920 --> 0:22:09.320
<v Speaker 3>It's like saying that my friend is five to five

0:22:09.960 --> 0:22:13.840
<v Speaker 3>and I'm six foot, and you know, we both are

0:22:13.880 --> 0:22:15.960
<v Speaker 3>wearing this like you know, we're both a size six

0:22:16.119 --> 0:22:19.240
<v Speaker 3>and we're both wearing the same medium skirt. But the

0:22:19.280 --> 0:22:21.400
<v Speaker 3>medium skirt on me looks like a mini skirt because

0:22:21.400 --> 0:22:24.320
<v Speaker 3>I'm so tall, and on her it goes to her knees.

0:22:24.400 --> 0:22:25.000
<v Speaker 1>And you're like, well, we.

0:22:25.000 --> 0:22:27.439
<v Speaker 3>Wear in the same skirt, don't shame me because my

0:22:27.520 --> 0:22:30.520
<v Speaker 3>leg's a long girl, Like, honestly, let's not be foolish.

0:22:30.840 --> 0:22:32.640
<v Speaker 3>And that's the part that piss me off because it's like, well,

0:22:32.800 --> 0:22:34.359
<v Speaker 3>how come this super.

0:22:34.400 --> 0:22:36.040
<v Speaker 1>Skinny girl can wear it and she can't?

0:22:36.640 --> 0:22:40.719
<v Speaker 3>You know, your body certain things If I'm taller than

0:22:40.760 --> 0:22:43.359
<v Speaker 3>this shorter girl and we were in the same size

0:22:43.400 --> 0:22:47.320
<v Speaker 3>skirt and it comes to the bottom of my behind.

0:22:47.640 --> 0:22:49.240
<v Speaker 3>It's not appropriate. I don't care that we we're in

0:22:49.280 --> 0:22:51.520
<v Speaker 3>the same side where we're in. I'm not being body shamed.

0:22:51.520 --> 0:22:54.439
<v Speaker 1>It's just that this is I have to know my

0:22:54.520 --> 0:22:57.679
<v Speaker 1>body and dress appropriately for where I work. Because she

0:22:57.720 --> 0:22:59.440
<v Speaker 1>also had pictures of her, like, you know, going out

0:22:59.440 --> 0:23:01.920
<v Speaker 1>and going to the clip in very similar dresses.

0:23:01.960 --> 0:23:03.840
<v Speaker 3>So what does that tell you that you think club

0:23:03.880 --> 0:23:07.400
<v Speaker 3>gear is is is the same as you know, teacher gear.

0:23:07.480 --> 0:23:09.840
<v Speaker 3>Like I said, all of her outfits were not inappropriate,

0:23:09.840 --> 0:23:10.840
<v Speaker 3>but I found that one to be.

0:23:11.000 --> 0:23:12.760
<v Speaker 1>It was skin tight.

0:23:13.040 --> 0:23:15.000
<v Speaker 3>It wasn't not her body, it was just getting tight

0:23:15.000 --> 0:23:16.840
<v Speaker 3>and just I don't know, I'm just like whatever. And

0:23:16.880 --> 0:23:19.040
<v Speaker 3>they showed a picture of a guy with his like

0:23:19.119 --> 0:23:20.520
<v Speaker 3>tattoos out and like.

0:23:20.480 --> 0:23:21.800
<v Speaker 1>I don't know, and they were like, well, what about

0:23:21.800 --> 0:23:24.040
<v Speaker 1>this teacher, he's a man. Is this appropriate? Now?

0:23:25.480 --> 0:23:29.600
<v Speaker 2>It just comes down to workplace attire, and you should

0:23:29.680 --> 0:23:32.760
<v Speaker 2>know to dress for your place of work. Like I said,

0:23:32.960 --> 0:23:36.880
<v Speaker 2>I work. I would never wear something super sexy to work.

0:23:36.920 --> 0:23:40.080
<v Speaker 2>It just doesn't feel appropriate. I would feel uncomfortable, Like,

0:23:40.400 --> 0:23:42.640
<v Speaker 2>you know, you stick out in a workplace sometimes if

0:23:42.640 --> 0:23:45.240
<v Speaker 2>you were you know, if you were something super sexy

0:23:45.280 --> 0:23:47.560
<v Speaker 2>and like, I don't know it just and I think

0:23:47.560 --> 0:23:50.520
<v Speaker 2>it's important for young women to know. I think that,

0:23:50.600 --> 0:23:52.119
<v Speaker 2>you know, I got a question one time from a

0:23:52.160 --> 0:23:54.040
<v Speaker 2>young girl who was I got, you know, I helped

0:23:54.080 --> 0:23:55.800
<v Speaker 2>her get an internship in New York City, and she

0:23:55.880 --> 0:23:58.000
<v Speaker 2>was like, man, what do I wear in the office?

0:23:58.520 --> 0:24:01.040
<v Speaker 2>And I was like, that's a good question. You should

0:24:01.160 --> 0:24:04.359
<v Speaker 2>read the room and see what kind of attire is appropriate.

0:24:04.600 --> 0:24:06.200
<v Speaker 1>Because the thing is you can wear whatever you want.

0:24:06.240 --> 0:24:09.320
<v Speaker 3>People forget this that like, fine, wear that, but then

0:24:09.480 --> 0:24:11.640
<v Speaker 3>you're going to be treated a certain way. Like that's

0:24:11.640 --> 0:24:14.600
<v Speaker 3>what people don't get that you can do whatever you want,

0:24:14.840 --> 0:24:18.919
<v Speaker 3>but then then those people around you will judge you

0:24:18.960 --> 0:24:22.159
<v Speaker 3>as a result. So yes, wear skin tight if you like,

0:24:22.640 --> 0:24:26.000
<v Speaker 3>but then you know, that's you know, people are going

0:24:26.040 --> 0:24:27.280
<v Speaker 3>to look at you a certain way and the truth

0:24:27.280 --> 0:24:29.320
<v Speaker 3>of the matters and people forget this, especially people who

0:24:29.320 --> 0:24:32.479
<v Speaker 3>are not teachers. I'm sorry, but when you're a teacher,

0:24:32.560 --> 0:24:36.000
<v Speaker 3>there is a you are held to a higher standard,

0:24:36.560 --> 0:24:39.240
<v Speaker 3>Like there are certain things that I could not do

0:24:39.280 --> 0:24:41.119
<v Speaker 3>on my social media or I could lose my job

0:24:41.160 --> 0:24:43.080
<v Speaker 3>as a teacher. So it's not just like, oh, you

0:24:43.080 --> 0:24:44.720
<v Speaker 3>can wear whatever you want. This is no, no, this

0:24:44.760 --> 0:24:47.480
<v Speaker 3>is not corporate America, that it is made very clear

0:24:47.480 --> 0:24:50.399
<v Speaker 3>that when you're a teacher that even your personal like.

0:24:50.440 --> 0:24:54.600
<v Speaker 2>Ooh sorry, look at this, and maybe it was laundry day,

0:24:55.040 --> 0:24:57.520
<v Speaker 2>you know, even your party got nothing else to wear.

0:24:57.960 --> 0:24:59.679
<v Speaker 3>Like I said, she's a beautiful woman and I'm not,

0:24:59.720 --> 0:25:01.720
<v Speaker 3>you know, like, oh people are hated, don't girl, I

0:25:01.720 --> 0:25:02.359
<v Speaker 3>got it behind.

0:25:02.800 --> 0:25:04.399
<v Speaker 1>I don't have I don't have the top part like

0:25:04.440 --> 0:25:04.800
<v Speaker 1>she has.

0:25:04.840 --> 0:25:07.960
<v Speaker 3>I'm like, girl, we can switch up, but but no.

0:25:08.000 --> 0:25:10.200
<v Speaker 1>I think that she is absolutely dropped dead gorgeously.

0:25:10.240 --> 0:25:11.800
<v Speaker 2>But did it just become like a forty year old

0:25:11.840 --> 0:25:13.800
<v Speaker 2>soccer mama. I was like, it's a message you're getting

0:25:13.840 --> 0:25:14.400
<v Speaker 2>to children.

0:25:15.600 --> 0:25:16.800
<v Speaker 1>I think children.

0:25:17.560 --> 0:25:20.159
<v Speaker 2>I think Getney Kiddy watches the vma' has already been scandalized.

0:25:20.200 --> 0:25:22.600
<v Speaker 1>Okay, yeah, for sure it is inappropriate. Girl, you're not

0:25:22.600 --> 0:25:23.600
<v Speaker 1>going to be once concert.

0:25:25.040 --> 0:25:27.080
<v Speaker 2>I was going to Beyonce count But.

0:25:27.320 --> 0:25:29.320
<v Speaker 3>I am interested in thinking, like that's just my opinion,

0:25:29.359 --> 0:25:31.600
<v Speaker 3>just from being a teacher and just from like, you know,

0:25:31.640 --> 0:25:34.200
<v Speaker 3>doing that for ten years and like what the expectations

0:25:34.200 --> 0:25:36.520
<v Speaker 3>were and what you know, I knew what the expectations were.

0:25:36.520 --> 0:25:39.400
<v Speaker 1>There as certain places.

0:25:38.200 --> 0:25:41.080
<v Speaker 3>That you work that there are expectations that you're not

0:25:41.119 --> 0:25:44.040
<v Speaker 3>held to in other places, you know, and so I

0:25:44.080 --> 0:25:46.320
<v Speaker 3>think that I would. I'd be interested though, in hearing

0:25:46.359 --> 0:25:49.600
<v Speaker 3>our b A listeners thoughts on her.

0:25:49.920 --> 0:25:51.040
<v Speaker 1>You know what they think about?

0:25:51.359 --> 0:25:54.000
<v Speaker 2>Yeah, email us at the BA. Wait what is I'm

0:25:54.000 --> 0:25:58.120
<v Speaker 2>turning into you? Email us the b A pot Wait

0:25:58.200 --> 0:26:01.880
<v Speaker 2>what the hell is our gmails hell Brown Ambition Podcast

0:26:01.960 --> 0:26:04.399
<v Speaker 2>at gmail dot com. Oh my god, what is happening

0:26:04.440 --> 0:26:04.560
<v Speaker 2>to you?

0:26:04.800 --> 0:26:06.840
<v Speaker 1>Because you know what it's the BA at the BA

0:26:06.920 --> 0:26:07.800
<v Speaker 1>podcast is Twitter?

0:26:07.960 --> 0:26:10.480
<v Speaker 2>Right, Yes? I just want to say, if you own

0:26:10.640 --> 0:26:13.159
<v Speaker 2>the at Brown Ambition Twitter handle, you're messing us up

0:26:13.200 --> 0:26:16.119
<v Speaker 2>big time, okay, because you never tweet and I have

0:26:16.200 --> 0:26:17.880
<v Speaker 2>sent a letter to Twitter to tell me you never

0:26:17.920 --> 0:26:19.800
<v Speaker 2>You have not tweeted since two thousand and nine, and

0:26:19.840 --> 0:26:22.520
<v Speaker 2>why can't we have your Twitter handle? Okay, And it's

0:26:22.560 --> 0:26:25.440
<v Speaker 2>just not fair, your Twitter squatter and it's rude. They

0:26:25.480 --> 0:26:28.040
<v Speaker 2>are super rude. But yeah, tell us what you think

0:26:28.040 --> 0:26:31.359
<v Speaker 2>of hot for teacher or a sexy teacher. Email us

0:26:31.359 --> 0:26:43.160
<v Speaker 2>at Brown Ambition Podcast at gmail dot com. There you go, thank.

0:26:43.000 --> 0:26:46.959
<v Speaker 3>You breaking Brown boosting.

0:26:47.640 --> 0:26:49.199
<v Speaker 2>Yeah, what do we go? I see? I feel like

0:26:49.200 --> 0:26:51.040
<v Speaker 2>we have it's like double the pressure because we had

0:26:51.080 --> 0:26:53.199
<v Speaker 2>to Brown break and boost at dinner on Friday, we

0:26:53.280 --> 0:26:55.639
<v Speaker 2>like did around. We did a round table boost and break.

0:26:56.200 --> 0:26:57.800
<v Speaker 1>I know, but I got a.

0:26:57.760 --> 0:26:58.520
<v Speaker 2>Little some something.

0:26:58.920 --> 0:26:59.840
<v Speaker 1>Okay, you go first.

0:27:00.080 --> 0:27:02.040
<v Speaker 2>I was gonna give a boost. I need a boost

0:27:02.080 --> 0:27:05.360
<v Speaker 2>from myself. So I'm taking a break from coffee. That's

0:27:05.359 --> 0:27:07.399
<v Speaker 2>one thing I had that one week where I was like, man,

0:27:07.440 --> 0:27:10.120
<v Speaker 2>I'm really anxious at work and I was working late

0:27:10.160 --> 0:27:12.240
<v Speaker 2>and getting up early, and I was like doping on

0:27:12.280 --> 0:27:15.199
<v Speaker 2>the caffeine, like I had like an ivy a central

0:27:15.240 --> 0:27:18.280
<v Speaker 2>line to the coffee. And I didn't grow up drinking coffee.

0:27:18.280 --> 0:27:20.560
<v Speaker 2>So it makes me really crazy, and it makes all

0:27:20.560 --> 0:27:23.400
<v Speaker 2>my anxieties and my stress just go through the roof

0:27:24.200 --> 0:27:26.600
<v Speaker 2>and I can't sleep, and I have to tend to

0:27:26.600 --> 0:27:28.639
<v Speaker 2>have more stress streams when I'm on the caffeine. So

0:27:29.240 --> 0:27:31.960
<v Speaker 2>I'm taking a break from coffee and I'm trying to

0:27:32.000 --> 0:27:35.680
<v Speaker 2>replace it with and don't judge me. I've been getting

0:27:35.680 --> 0:27:41.280
<v Speaker 2>green juices in the morning, green juices that have like cucumber, celery, ginger,

0:27:41.400 --> 0:27:45.520
<v Speaker 2>nothing fun, spinach a little green apple for some extra fun.

0:27:45.880 --> 0:27:48.840
<v Speaker 2>And because I heard that you drink green juice that

0:27:48.840 --> 0:27:50.679
<v Speaker 2>has ginger and that's kind of like vegetables in it.

0:27:50.720 --> 0:27:54.160
<v Speaker 2>Then it'll give you energy in the morning. It's been

0:27:54.240 --> 0:27:57.640
<v Speaker 2>about four days and I can't exactly say that it's working,

0:27:58.040 --> 0:28:00.760
<v Speaker 2>but what I will say is that like stops me

0:28:00.960 --> 0:28:04.400
<v Speaker 2>from eating like crappy food in the morning. Like I'm

0:28:04.440 --> 0:28:07.960
<v Speaker 2>not really craving like bad sort of breakfast foods, but

0:28:08.240 --> 0:28:11.520
<v Speaker 2>I am hitting a wall at the round three pm.

0:28:11.880 --> 0:28:13.720
<v Speaker 2>And might I may have cheated and had a little

0:28:13.760 --> 0:28:16.760
<v Speaker 2>green tea with some caffeine in it. But I've been

0:28:16.800 --> 0:28:20.000
<v Speaker 2>sleeping a lot better. That's good, which is good and

0:28:20.040 --> 0:28:23.040
<v Speaker 2>no more stress streams. But yeah, I was waking up

0:28:23.080 --> 0:28:24.600
<v Speaker 2>at like three in the morning and then five in

0:28:24.640 --> 0:28:26.399
<v Speaker 2>the morning and then six in the morning, and just

0:28:26.400 --> 0:28:29.200
<v Speaker 2>like you know, not getting good sleep. Not a cute look.

0:28:29.960 --> 0:28:31.600
<v Speaker 1>I used to do like my own I used to do.

0:28:31.640 --> 0:28:33.399
<v Speaker 1>You make your own smoothies. So you're buying the well,

0:28:33.400 --> 0:28:33.840
<v Speaker 1>here's the thing.

0:28:33.840 --> 0:28:35.840
<v Speaker 2>They're super expensive in New York. You can pay like

0:28:35.880 --> 0:28:38.360
<v Speaker 2>twelve to fifteen dollars for a green juice. But my

0:28:38.480 --> 0:28:41.880
<v Speaker 2>hidden secret is in Inwood everything is cheaper. So there's

0:28:41.880 --> 0:28:44.280
<v Speaker 2>a little there's a little juice store down below us

0:28:44.360 --> 0:28:45.960
<v Speaker 2>round the corner, and if I get there, they open

0:28:46.000 --> 0:28:48.080
<v Speaker 2>at eight o'clock. So if I get there right at eight.

0:28:48.160 --> 0:28:50.960
<v Speaker 2>It's only six dollars for a large green juice, although

0:28:51.160 --> 0:28:53.480
<v Speaker 2>that's not so much more than my regular coffee, which

0:28:53.560 --> 0:28:55.600
<v Speaker 2>was a four and five dollars daily habit.

0:28:56.280 --> 0:28:57.920
<v Speaker 3>So I used to make my own, honestly, and that

0:28:57.960 --> 0:28:59.520
<v Speaker 3>was really good. I used to make a green smoothie

0:28:59.520 --> 0:29:01.760
<v Speaker 3>and it would give me so much energy. I don't

0:29:01.760 --> 0:29:03.400
<v Speaker 3>know why I don't do it anymore.

0:29:03.000 --> 0:29:04.760
<v Speaker 2>Because it's a pain in the ass. That's why pretty

0:29:04.840 --> 0:29:07.040
<v Speaker 2>much cleanup. I used to have a juicer too, and

0:29:07.080 --> 0:29:08.480
<v Speaker 2>you know why I stopped because it was a pain

0:29:08.600 --> 0:29:10.880
<v Speaker 2>in the butt. I'd much rather paste among a little

0:29:10.880 --> 0:29:12.880
<v Speaker 2>six dollars to make it for me and not to

0:29:12.920 --> 0:29:13.840
<v Speaker 2>do zero cleanup.

0:29:14.440 --> 0:29:16.360
<v Speaker 3>Like I'm like, Tiffany, what are you doing? Like you know,

0:29:16.640 --> 0:29:19.080
<v Speaker 3>I have plenty of time. I don't schedule any meetings

0:29:19.120 --> 0:29:21.360
<v Speaker 3>before like eleven, so I'm like, make it. So I'm

0:29:21.360 --> 0:29:22.719
<v Speaker 3>gonna try to get back into it, because I used

0:29:22.720 --> 0:29:25.840
<v Speaker 3>to make smoothies out of them, like I would put spinach, kale,

0:29:26.920 --> 0:29:30.240
<v Speaker 3>peaches were my favorite with it, and I just it

0:29:30.240 --> 0:29:32.320
<v Speaker 3>would be honestly, it would taste really good. I would

0:29:32.320 --> 0:29:34.600
<v Speaker 3>make it for Superman in the morning and he would

0:29:34.640 --> 0:29:37.000
<v Speaker 3>just be like zing zing zing off to work.

0:29:37.160 --> 0:29:38.760
<v Speaker 2>So what about you boosting and breaking.

0:29:39.240 --> 0:29:40.320
<v Speaker 1>I'm gonna take a break.

0:29:40.320 --> 0:29:45.640
<v Speaker 3>I'm gonna take a break from multitasking. Not well, I

0:29:45.680 --> 0:29:48.120
<v Speaker 3>don't think I can ever fully take a break from multitasking,

0:29:48.200 --> 0:29:51.280
<v Speaker 3>but just to the extent that I have been doing

0:29:51.320 --> 0:29:53.480
<v Speaker 3>so because I'm just looking and things are you know,

0:29:53.800 --> 0:29:57.280
<v Speaker 3>I've heard the studies that people have done that says

0:29:57.320 --> 0:30:00.200
<v Speaker 3>you actually get less done when you multitask.

0:30:00.800 --> 0:30:03.280
<v Speaker 2>And I can see that depends.

0:30:04.320 --> 0:30:05.400
<v Speaker 1>So I found that.

0:30:05.440 --> 0:30:07.440
<v Speaker 3>I mean, I mean, I don't know that you can

0:30:07.680 --> 0:30:10.840
<v Speaker 3>live in twenty sixteen and not be multitasking to a

0:30:10.840 --> 0:30:11.440
<v Speaker 3>certain degree.

0:30:11.440 --> 0:30:13.440
<v Speaker 1>But I have found that what I've.

0:30:13.320 --> 0:30:17.280
<v Speaker 3>Been doing is too many big projects at once. And

0:30:17.320 --> 0:30:20.000
<v Speaker 3>I never used to do that before. Before I would

0:30:20.000 --> 0:30:22.400
<v Speaker 3>always have one main project when it as it relates

0:30:22.440 --> 0:30:24.160
<v Speaker 3>to my business, and then I would have like, you know,

0:30:24.200 --> 0:30:25.920
<v Speaker 3>some like underlying smaller ones.

0:30:26.160 --> 0:30:28.200
<v Speaker 1>But as it is right now, I've got like four

0:30:28.400 --> 0:30:29.080
<v Speaker 1>big projects.

0:30:29.160 --> 0:30:32.080
<v Speaker 3>I'm like, tiffany how, this is why things and I

0:30:32.560 --> 0:30:34.960
<v Speaker 3>see the difference, and things are not going as well

0:30:35.960 --> 0:30:38.760
<v Speaker 3>as as they should be, you know, some things are

0:30:38.760 --> 0:30:41.600
<v Speaker 3>actually declining, and I'm like, okay, so I had to

0:30:41.640 --> 0:30:43.120
<v Speaker 3>take a steack. I always like, you know, take a

0:30:43.120 --> 0:30:45.840
<v Speaker 3>step back. It's really important if you have a business

0:30:45.960 --> 0:30:48.200
<v Speaker 3>or even if you're working in someplace. And I'm always

0:30:48.280 --> 0:30:51.560
<v Speaker 3>taking stock and what's working, what's not working, and being

0:30:51.600 --> 0:30:53.680
<v Speaker 3>honest with myself when things are not doing well.

0:30:53.800 --> 0:30:55.160
<v Speaker 1>I don't like living in denial.

0:30:55.640 --> 0:30:57.240
<v Speaker 3>And I have a really great team and I really

0:30:57.280 --> 0:30:59.960
<v Speaker 3>encourage them, like, Yo, the minute you see something's not working,

0:31:00.160 --> 0:31:02.480
<v Speaker 3>I need you to tap me on the shoulder and say, girl,

0:31:03.120 --> 0:31:04.880
<v Speaker 3>I'm in the trenches, this ain't working, you know.

0:31:05.040 --> 0:31:07.080
<v Speaker 1>And so my knows. We have an open door policy.

0:31:07.520 --> 0:31:11.120
<v Speaker 3>So I say all that to say like, Okay, I'm

0:31:11.120 --> 0:31:14.400
<v Speaker 3>gonna have a team meeting and to talk about what

0:31:14.520 --> 0:31:17.400
<v Speaker 3>is our even if it's week by week, like well,

0:31:17.400 --> 0:31:19.320
<v Speaker 3>what project are we gonna work on this week?

0:31:19.480 --> 0:31:22.040
<v Speaker 1>Okay? Then the next week, what does that look like?

0:31:22.120 --> 0:31:25.640
<v Speaker 3>Because I think that that would just do better for

0:31:26.400 --> 0:31:28.400
<v Speaker 3>what I'm doing, just because right now I'm just looking

0:31:28.440 --> 0:31:31.200
<v Speaker 3>and I'm like, oh, there's so many things, Mandy. I'm like,

0:31:31.320 --> 0:31:33.200
<v Speaker 3>how is this all gonna get done? Like I'm speaking

0:31:33.200 --> 0:31:35.400
<v Speaker 3>at thinkan next week, ask me if I've written anything.

0:31:35.600 --> 0:31:38.840
<v Speaker 1>I don't even know what I'm talking about. I know.

0:31:38.960 --> 0:31:41.360
<v Speaker 3>Meanwhile, I'm doing like a mini like a mini keynote,

0:31:41.760 --> 0:31:43.360
<v Speaker 3>and I'm just like, oh my god, just because on

0:31:43.440 --> 0:31:46.120
<v Speaker 3>top of everything, I haven't even bought my fincon flight

0:31:46.280 --> 0:31:46.560
<v Speaker 3>and I.

0:31:46.560 --> 0:31:49.440
<v Speaker 1>Leave next week, say what to who? Okay, I know,

0:31:49.560 --> 0:31:54.000
<v Speaker 1>it's just I know.

0:31:54.040 --> 0:31:55.640
<v Speaker 3>And the thing is so crazy is that the team

0:31:55.680 --> 0:31:58.479
<v Speaker 3>has been walking out. It's not even the part that

0:31:58.640 --> 0:31:59.480
<v Speaker 3>i've I've and I.

0:31:59.440 --> 0:32:03.080
<v Speaker 1>Don't know if this if it's a mistake or I

0:32:03.080 --> 0:32:03.400
<v Speaker 1>don't know.

0:32:03.520 --> 0:32:06.400
<v Speaker 3>If you own a business and you're listening, be a listeners,

0:32:06.480 --> 0:32:09.560
<v Speaker 3>let me know. But the team has done so well

0:32:09.640 --> 0:32:12.200
<v Speaker 3>that since they've come on, Mandy, I have grown like

0:32:12.200 --> 0:32:13.640
<v Speaker 3>I've never grown before.

0:32:13.680 --> 0:32:16.440
<v Speaker 1>And it's almost like I can't I can't keep up.

0:32:16.480 --> 0:32:20.400
<v Speaker 3>It's like the team alleviated so much of what I

0:32:20.520 --> 0:32:23.280
<v Speaker 3>used to do before that it allowed me to grow

0:32:23.320 --> 0:32:26.240
<v Speaker 3>the business. I mean, from last year to this year,

0:32:26.280 --> 0:32:29.000
<v Speaker 3>we have grown times five. And usually I double my

0:32:29.240 --> 0:32:32.440
<v Speaker 3>business every year. This year we've I don't even know

0:32:32.600 --> 0:32:33.080
<v Speaker 3>the word.

0:32:32.920 --> 0:32:36.640
<v Speaker 1>Can tupled it. That's the word. As a result of

0:32:36.680 --> 0:32:37.040
<v Speaker 1>the team.

0:32:37.360 --> 0:32:39.600
<v Speaker 3>So it's not that the team is not working, it's

0:32:39.680 --> 0:32:42.200
<v Speaker 3>like they're working almost too well and now I'm like

0:32:42.240 --> 0:32:43.040
<v Speaker 3>I need more team.

0:32:43.840 --> 0:32:46.680
<v Speaker 2>So it's your fault, really, I know.

0:32:47.360 --> 0:32:49.720
<v Speaker 3>I'm like, so I'm like, okay, well, how do you

0:32:49.760 --> 0:32:52.960
<v Speaker 3>I don't want to slow down progress, but I also

0:32:53.440 --> 0:32:58.280
<v Speaker 3>know that it's just a lot of great things, and

0:32:58.360 --> 0:33:01.400
<v Speaker 3>how how do you make all of these great things?

0:33:02.040 --> 0:33:02.280
<v Speaker 1>You know?

0:33:02.360 --> 0:33:04.000
<v Speaker 3>Like, I know, it's a good problem, so I'm definitely

0:33:04.000 --> 0:33:06.640
<v Speaker 3>not complaining. But it's also something new for me because

0:33:06.640 --> 0:33:09.720
<v Speaker 3>I'm used to growing at a speed that I can

0:33:09.800 --> 0:33:13.880
<v Speaker 3>manage where I'm like, okay, new one good good thing. Okay,

0:33:14.040 --> 0:33:18.080
<v Speaker 3>Sierra handles that. Ohdanita handles that. Now it's like ten

0:33:18.120 --> 0:33:18.440
<v Speaker 3>good things.

0:33:18.480 --> 0:33:19.120
<v Speaker 1>What are you gonna do?

0:33:19.440 --> 0:33:23.560
<v Speaker 3>You've got four new sponsorships, five new brand ambassadorships, you know,

0:33:24.160 --> 0:33:25.600
<v Speaker 3>ten new speaking engagements.

0:33:25.600 --> 0:33:30.600
<v Speaker 1>And I'm like, wait, wait, this is great, but half houseway.

0:33:30.440 --> 0:33:34.240
<v Speaker 3>And you know, family and Boo time and supers you know,

0:33:34.320 --> 0:33:37.560
<v Speaker 3>spending time with Supergirl and Superman and cleaning the house

0:33:37.600 --> 0:33:39.360
<v Speaker 3>and yeah.

0:33:39.400 --> 0:33:41.760
<v Speaker 1>So I'm just trying to figure out, like what the.

0:33:43.480 --> 0:33:46.320
<v Speaker 3>Like, what systems I can put in place so the

0:33:46.360 --> 0:33:49.920
<v Speaker 3>business continues to grow. And I don't even know, I

0:33:49.920 --> 0:33:51.480
<v Speaker 3>mean I wish I could. I don't really have a mentor.

0:33:51.520 --> 0:33:54.000
<v Speaker 3>I'm not even gonna lie, like is it okay to

0:33:54.080 --> 0:33:58.400
<v Speaker 3>say I I'm debating with do do I want to

0:33:58.440 --> 0:34:01.000
<v Speaker 3>grow more? You know, I don't want to stop growth,

0:34:01.040 --> 0:34:02.560
<v Speaker 3>But at the same time, I'm like, I don't want

0:34:02.600 --> 0:34:05.880
<v Speaker 3>to grow so much that I don't have time for

0:34:05.960 --> 0:34:06.600
<v Speaker 3>what's important.

0:34:06.640 --> 0:34:07.320
<v Speaker 1>Do you know what I mean?

0:34:07.800 --> 0:34:10.040
<v Speaker 2>I think this is a really important time for you

0:34:10.160 --> 0:34:11.920
<v Speaker 2>because you'll figure it out and you'll figure out the

0:34:12.000 --> 0:34:13.919
<v Speaker 2>right balance. But you have to kind of go through

0:34:13.920 --> 0:34:16.799
<v Speaker 2>the storm to kind of like hit the wall and

0:34:16.840 --> 0:34:19.320
<v Speaker 2>then figure it all out. You'll you'll find the balance

0:34:19.520 --> 0:34:19.960
<v Speaker 2>you have to.

0:34:20.640 --> 0:34:22.759
<v Speaker 3>Yeah, No, I know, it's just I guess I'm just like,

0:34:23.280 --> 0:34:25.560
<v Speaker 3>I don't want to not grow, but at the same time,

0:34:25.600 --> 0:34:30.000
<v Speaker 3>I don't want to put business before all else because

0:34:30.040 --> 0:34:32.520
<v Speaker 3>I could do that, but at what cost. That's not

0:34:33.080 --> 0:34:35.200
<v Speaker 3>the BUDGETISA doesn't mean more to me than my family.

0:34:35.280 --> 0:34:37.880
<v Speaker 2>You know, you'll find out what's enough and when you

0:34:37.880 --> 0:34:40.680
<v Speaker 2>can start saying no to yeah. You know. That was

0:34:40.719 --> 0:34:43.799
<v Speaker 2>something that Ava du Verne was talking about on with

0:34:43.920 --> 0:34:46.600
<v Speaker 2>Tracy on another round, because right now she has I

0:34:46.600 --> 0:34:49.799
<v Speaker 2>mean totally different industries, but she has Queen Sugar coming out,

0:34:49.840 --> 0:34:52.640
<v Speaker 2>and she's the first female black female director to get

0:34:52.680 --> 0:34:55.880
<v Speaker 2>one hundred million dollar budget to do the film A

0:34:55.880 --> 0:34:58.279
<v Speaker 2>Wrinkle in Time for Disney, which she's scouting right now.

0:34:58.600 --> 0:35:00.839
<v Speaker 2>And while she's doing all that, she was also doing

0:35:00.880 --> 0:35:04.040
<v Speaker 2>that documentary The Thirteenth Hour for Netflix, and she has

0:35:04.120 --> 0:35:07.080
<v Speaker 2>like she was exactly saying what you were saying right now,

0:35:07.160 --> 0:35:10.319
<v Speaker 2>like I'm living my dream, but everything is happening all

0:35:10.360 --> 0:35:12.640
<v Speaker 2>at once, and I am struggling.

0:35:12.440 --> 0:35:15.200
<v Speaker 1>Yes, because you're like, what do you do? Because you know,

0:35:15.239 --> 0:35:17.279
<v Speaker 1>people are like, well, Tiffany, that's such a blass. It is.

0:35:17.640 --> 0:35:20.239
<v Speaker 3>It is a blessing, and I can honestly say I'm

0:35:20.280 --> 0:35:24.120
<v Speaker 3>not unhappy. I'm just like, okay, Like my inner Tiffany

0:35:24.200 --> 0:35:27.680
<v Speaker 3>is like you ever see like when girls play double Dutch,

0:35:27.680 --> 0:35:29.319
<v Speaker 3>and like right before you jump in, you do that

0:35:29.360 --> 0:35:30.160
<v Speaker 3>back and forth like.

0:35:30.120 --> 0:35:33.879
<v Speaker 2>Okay, yeah, you know that's literally like sometimes you don't

0:35:33.960 --> 0:35:35.200
<v Speaker 2>jump exactly.

0:35:35.280 --> 0:35:37.360
<v Speaker 1>You're like, okay, do I jump in this rope? Okay?

0:35:37.440 --> 0:35:40.239
<v Speaker 1>Like what should I back forth? Back forth? And That's

0:35:40.280 --> 0:35:40.920
<v Speaker 1>how I'm feeling.

0:35:41.520 --> 0:35:43.160
<v Speaker 3>And I think what I usually like to do is

0:35:43.160 --> 0:35:45.560
<v Speaker 3>I like to throw everything up against the wall and

0:35:46.920 --> 0:35:48.839
<v Speaker 3>then I'll pick what I want to move forward with.

0:35:48.960 --> 0:35:51.960
<v Speaker 3>But what's a little bit what's harder now and is

0:35:51.960 --> 0:35:54.520
<v Speaker 3>that usually I don't have to account, I don't have

0:35:54.600 --> 0:35:58.839
<v Speaker 3>to hold anybody, I don't have to think of anybody else.

0:35:59.000 --> 0:36:01.480
<v Speaker 3>So if I decide to cut something like when I

0:36:01.600 --> 0:36:03.520
<v Speaker 3>started in the beginning and something wasn't a fit, I

0:36:03.520 --> 0:36:05.040
<v Speaker 3>can't be like, I don't want to do that anymore.

0:36:05.239 --> 0:36:07.120
<v Speaker 3>But now me saying I don't want to do that

0:36:07.160 --> 0:36:10.320
<v Speaker 3>anymore means that maybe a team member doesn't have a job.

0:36:10.480 --> 0:36:13.560
<v Speaker 2>And you're managing people now in people's jobs to livelihoods

0:36:13.920 --> 0:36:20.160
<v Speaker 2>are printed upon that work. Yeah, I see why you're stressed. Like, yeah,

0:36:20.160 --> 0:36:22.239
<v Speaker 2>i'd be stressed too with that.

0:36:24.640 --> 0:36:27.520
<v Speaker 3>Oh no, But honestly, because you should see when we

0:36:27.560 --> 0:36:29.359
<v Speaker 3>have our team meeting, Oh my god is the best

0:36:29.400 --> 0:36:31.680
<v Speaker 3>because all you see these beautiful brown faces of women

0:36:32.239 --> 0:36:33.400
<v Speaker 3>where you have our team meeting, like I w with

0:36:33.560 --> 0:36:36.040
<v Speaker 3>ninety percent of the staff, it's like women of color

0:36:36.520 --> 0:36:38.520
<v Speaker 3>and like almost all of us are natural. That wasn't

0:36:38.520 --> 0:36:40.560
<v Speaker 3>like on purpose, like hey you black girl with no

0:36:40.640 --> 0:36:41.560
<v Speaker 3>perm you work for me.

0:36:42.960 --> 0:36:44.480
<v Speaker 1>It's just that, like when we were reading and to

0:36:44.520 --> 0:36:46.279
<v Speaker 1>find people who are a great fit. So I just

0:36:46.320 --> 0:36:48.600
<v Speaker 1>love seeing like when we do like a like a

0:36:48.600 --> 0:36:50.520
<v Speaker 1>Google hangout and there's six of us and I'm like,

0:36:50.520 --> 0:36:54.239
<v Speaker 1>look at this, How awesome is this? That that the.

0:36:54.560 --> 0:36:57.239
<v Speaker 3>Because they are a true reflection of who I serve,

0:36:57.360 --> 0:37:00.719
<v Speaker 3>women of color who are largely ignored, and here is

0:37:00.760 --> 0:37:04.200
<v Speaker 3>a team of beautiful black women of color helping women

0:37:04.239 --> 0:37:06.200
<v Speaker 3>of color worldwide to do better.

0:37:06.480 --> 0:37:08.480
<v Speaker 1>So I mean that trumps everything.

0:37:08.520 --> 0:37:10.600
<v Speaker 3>So you know, like I said, it's a good problem,

0:37:10.760 --> 0:37:12.880
<v Speaker 3>and I'll share, like you know, as I start to

0:37:12.920 --> 0:37:15.600
<v Speaker 3>figure out what the best solution is, I will certainly

0:37:15.680 --> 0:37:18.800
<v Speaker 3>share you know what that's looking like. And because I

0:37:18.840 --> 0:37:20.080
<v Speaker 3>know a lot of you want to start your own

0:37:20.080 --> 0:37:22.919
<v Speaker 3>businesses and you know, so you could kind of see

0:37:22.920 --> 0:37:25.720
<v Speaker 3>the good, the bad, the ugly, the hard, the easy.

0:37:25.840 --> 0:37:29.080
<v Speaker 2>You know, well, thank you for being honest, No, Brada,

0:37:29.280 --> 0:37:32.880
<v Speaker 2>I appreciate it on behalf of our listeners, I think you.

0:37:40.960 --> 0:37:42.920
<v Speaker 1>So now it's time for tips.

0:37:43.280 --> 0:37:45.399
<v Speaker 3>I don't think we have any questions this week, but

0:37:45.880 --> 0:37:48.560
<v Speaker 3>I did want to share some student loan stuff that

0:37:48.600 --> 0:37:50.640
<v Speaker 3>I just learned, and I think that it will be

0:37:50.760 --> 0:37:54.160
<v Speaker 3>helpful for our listeners who maybe have kids that you

0:37:54.200 --> 0:37:56.759
<v Speaker 3>want to go to school, or maybe you yourself want

0:37:56.760 --> 0:37:59.359
<v Speaker 3>to kind of like reduce your student loan debt. So

0:37:59.480 --> 0:38:01.560
<v Speaker 3>let me start the whole get your kids to school

0:38:01.560 --> 0:38:04.560
<v Speaker 3>for free. So I was working with this woman. Her

0:38:04.600 --> 0:38:08.960
<v Speaker 3>name is Angela house a housy housing something like that. Anyway,

0:38:09.280 --> 0:38:12.680
<v Speaker 3>her site is the Financial Aide Strategist and Angela I

0:38:12.760 --> 0:38:16.360
<v Speaker 3>paid her to help me figure out a program to

0:38:16.360 --> 0:38:18.120
<v Speaker 3>get rid of my student loan debt because I used

0:38:18.120 --> 0:38:22.080
<v Speaker 3>to be a teacher, and I learned if I would

0:38:22.120 --> 0:38:24.640
<v Speaker 3>have met Angela years ago, i owed fifty thousand dollars,

0:38:24.680 --> 0:38:27.800
<v Speaker 3>I would be my student loans would be completely forgiven

0:38:27.840 --> 0:38:30.839
<v Speaker 3>by now Here's how So, when I lost my job

0:38:30.840 --> 0:38:32.840
<v Speaker 3>in two thousand and nine, I could not afford my

0:38:32.840 --> 0:38:36.000
<v Speaker 3>student loans, so I put them in deferment because I thought,

0:38:36.000 --> 0:38:38.520
<v Speaker 3>I'm being responsible. I'm not going to default, which means

0:38:38.560 --> 0:38:42.120
<v Speaker 3>not pay. I will instead delay, which is defer. So

0:38:42.160 --> 0:38:42.799
<v Speaker 3>that's what I did.

0:38:42.920 --> 0:38:43.760
<v Speaker 1>I deferred. I deferred.

0:38:43.800 --> 0:38:47.600
<v Speaker 3>I deferred up until basically like a couple of years ago,

0:38:47.800 --> 0:38:48.880
<v Speaker 3>so I was actually paying.

0:38:48.920 --> 0:38:50.920
<v Speaker 1>I paid about three.

0:38:50.719 --> 0:38:53.879
<v Speaker 3>Years worth of student loans that had I known better,

0:38:53.920 --> 0:38:56.320
<v Speaker 3>what I would have done back then is instead of defer,

0:38:56.760 --> 0:39:01.200
<v Speaker 3>I should have applied for income based repayment. And what

0:39:01.239 --> 0:39:04.359
<v Speaker 3>that would have done was I was making nothing, so

0:39:04.680 --> 0:39:07.600
<v Speaker 3>my repayment based upon my income would have been zero

0:39:07.680 --> 0:39:09.160
<v Speaker 3>dollars or like ten dollars a month.

0:39:10.080 --> 0:39:12.080
<v Speaker 2>You had federal. Most of your debt was federal.

0:39:12.239 --> 0:39:14.160
<v Speaker 1>Yes, this is oh sorry, yes, thank you for that, GEB.

0:39:14.360 --> 0:39:17.200
<v Speaker 3>Yes, so my debt is all federal, okay, so this

0:39:17.239 --> 0:39:19.319
<v Speaker 3>is for federal people with federal student loans. And so

0:39:19.719 --> 0:39:22.480
<v Speaker 3>I should have done income base for payment and I

0:39:22.520 --> 0:39:24.600
<v Speaker 3>could have paid like next to nothing because I wasn't

0:39:24.640 --> 0:39:27.320
<v Speaker 3>making any money for a number of years. So now

0:39:27.960 --> 0:39:33.640
<v Speaker 3>I have I'm trying to think from twenty nine, ten, eleven, twelve, thirteen, fourteen,

0:39:33.680 --> 0:39:34.880
<v Speaker 3>fifteen sixteen.

0:39:34.640 --> 0:39:36.600
<v Speaker 1>That would have been eight years of payment.

0:39:37.200 --> 0:39:41.120
<v Speaker 3>Now, because I was a teacher, after year ten, my

0:39:41.239 --> 0:39:45.320
<v Speaker 3>loan is forgiven. Had I enrolled in loan forgiveness and

0:39:45.920 --> 0:39:47.640
<v Speaker 3>and enrolled in income base.

0:39:47.560 --> 0:39:51.800
<v Speaker 2>For payment public student loan forgiveness people who work in

0:39:51.880 --> 0:39:52.640
<v Speaker 2>public service.

0:39:53.120 --> 0:39:56.120
<v Speaker 3>Yes, So like whether you work for a nonprofit, you work,

0:39:56.200 --> 0:39:58.520
<v Speaker 3>you know, you're like a police officer, you know, for

0:39:58.600 --> 0:40:01.279
<v Speaker 3>me as a teacher, And so I found out, I

0:40:01.320 --> 0:40:04.560
<v Speaker 3>was like, oh, so basically I could have only had

0:40:04.600 --> 0:40:06.719
<v Speaker 3>three more years left to pay, but because I was

0:40:06.760 --> 0:40:10.040
<v Speaker 3>deferred and I was not making a payment, you have

0:40:10.160 --> 0:40:11.960
<v Speaker 3>to make a payment, even if at zero dollars a

0:40:12.000 --> 0:40:13.240
<v Speaker 3>month for ten years.

0:40:13.360 --> 0:40:15.000
<v Speaker 1>So instead I only paid three years.

0:40:15.000 --> 0:40:16.680
<v Speaker 3>So I still have seven more years on my student

0:40:16.719 --> 0:40:19.319
<v Speaker 3>loan forgiveness track, and I was just like, oh, man,

0:40:19.360 --> 0:40:20.200
<v Speaker 3>I wish I would have known.

0:40:20.239 --> 0:40:22.120
<v Speaker 1>But the good thing that she did help me with

0:40:22.280 --> 0:40:24.960
<v Speaker 1>is I enrolled in student loan forgiveness.

0:40:25.160 --> 0:40:29.600
<v Speaker 3>I consolidated my loans, so instead of paying twenty five

0:40:29.680 --> 0:40:31.279
<v Speaker 3>years because I was on a twenty five year plan

0:40:31.360 --> 0:40:33.879
<v Speaker 3>with student loan folks. So now I'm on a seven

0:40:33.920 --> 0:40:35.960
<v Speaker 3>year plan, which I only have because I paid as

0:40:35.960 --> 0:40:38.080
<v Speaker 3>of my ten years for forgiveness, I paid three. So

0:40:38.120 --> 0:40:39.880
<v Speaker 3>I'm on a seven year plan instead of twenty five

0:40:39.960 --> 0:40:41.880
<v Speaker 3>years where I was before. So for the life of

0:40:41.880 --> 0:40:44.640
<v Speaker 3>the loan, I would have paid about one hundred and

0:40:45.560 --> 0:40:47.680
<v Speaker 3>seventy two thousand dollars. And now for the life of

0:40:47.680 --> 0:40:49.359
<v Speaker 3>the loan, if I continue on my track, I'll pay

0:40:49.360 --> 0:40:52.839
<v Speaker 3>about forty eight thousand. So basically I said one hundred

0:40:52.880 --> 0:40:55.360
<v Speaker 3>and twenty four thousand dollars over the life of the

0:40:55.400 --> 0:40:56.880
<v Speaker 3>loan making this change.

0:40:57.080 --> 0:40:58.960
<v Speaker 1>And so I see all that to say that if

0:40:59.000 --> 0:40:59.200
<v Speaker 1>you have.

0:40:59.320 --> 0:41:03.600
<v Speaker 3>Federal loan and you cannot afford to pay, instead of

0:41:03.640 --> 0:41:07.000
<v Speaker 3>deferring or forbearans, really look into income base for payment

0:41:07.040 --> 0:41:09.280
<v Speaker 3>because your payment might be zero dollars.

0:41:09.960 --> 0:41:13.480
<v Speaker 2>Yeah, but real quick though, So public student loan forgiveness,

0:41:13.680 --> 0:41:15.279
<v Speaker 2>how can you qualify for that now?

0:41:16.040 --> 0:41:17.960
<v Speaker 1>So if you I know, I was like, wait, how

0:41:17.960 --> 0:41:18.479
<v Speaker 1>did that work?

0:41:18.680 --> 0:41:22.399
<v Speaker 3>So I because I was a teacher for ten over

0:41:22.440 --> 0:41:25.160
<v Speaker 3>ten years, So they said, like, I don't know, they're

0:41:25.160 --> 0:41:27.359
<v Speaker 3>giving me credit for being a teacher for those years.

0:41:27.360 --> 0:41:30.319
<v Speaker 3>I didn't apply then, And so when I got on

0:41:30.320 --> 0:41:33.839
<v Speaker 3>the phone with federal, Oh, don't give me the name

0:41:33.880 --> 0:41:37.759
<v Speaker 3>of the agency. Federal whatever government agency was handling my

0:41:37.760 --> 0:41:40.080
<v Speaker 3>student loans, she called with me. But I had been

0:41:40.200 --> 0:41:42.879
<v Speaker 3>I had been a school teacher for that length of time,

0:41:43.200 --> 0:41:45.080
<v Speaker 3>so she said. He told me on the phone that

0:41:45.120 --> 0:41:48.840
<v Speaker 3>I could still apply and you know, lock in my

0:41:48.960 --> 0:41:51.440
<v Speaker 3>right now and pay for the next seven years. So

0:41:51.480 --> 0:41:53.960
<v Speaker 3>I said okay. And then two because I work with

0:41:53.960 --> 0:41:56.520
<v Speaker 3>the United Way too, he was like, let's just say

0:41:56.520 --> 0:41:58.879
<v Speaker 3>when you apply, because you still have to be either

0:41:58.920 --> 0:42:00.360
<v Speaker 3>they still have to kind of give me the stamp

0:42:00.360 --> 0:42:02.960
<v Speaker 3>of okay. But because I work with the United Way,

0:42:03.440 --> 0:42:06.320
<v Speaker 3>the United Way kind of signs off and says, Tiffany

0:42:06.360 --> 0:42:07.200
<v Speaker 3>works with us, then I.

0:42:07.120 --> 0:42:09.440
<v Speaker 1>Can go that route as well because I currently work

0:42:09.480 --> 0:42:11.640
<v Speaker 1>with the United Way. So I was like okay.

0:42:11.760 --> 0:42:15.319
<v Speaker 3>So yeah, so there's that, and then so one thing

0:42:15.560 --> 0:42:17.400
<v Speaker 3>I thought was interesting too, like let's just say you're

0:42:17.440 --> 0:42:19.680
<v Speaker 3>trying to get your student into college for free. So

0:42:19.760 --> 0:42:24.600
<v Speaker 3>Angela was telling me about this. The scholarship called the

0:42:24.640 --> 0:42:28.520
<v Speaker 3>Gold Medal Scholarship. That's if you take the ACTS and

0:42:28.560 --> 0:42:29.320
<v Speaker 3>you score.

0:42:29.080 --> 0:42:29.719
<v Speaker 1>A certain score.

0:42:29.719 --> 0:42:31.600
<v Speaker 3>I don't remember what the score is, and she was

0:42:31.640 --> 0:42:35.320
<v Speaker 3>saying that start your eighth grader, when your child is

0:42:35.360 --> 0:42:38.319
<v Speaker 3>in eighth grade practicing the Acts, so like lots of

0:42:38.360 --> 0:42:44.600
<v Speaker 3>times during testing time, libraries or different nonprofit organizations will

0:42:44.840 --> 0:42:48.360
<v Speaker 3>will allow your child to take practice tests for the ACTS,

0:42:48.719 --> 0:42:51.520
<v Speaker 3>and that to get your child from eighth grade to

0:42:52.000 --> 0:42:55.160
<v Speaker 3>eleventh grade to take as many practice tests as possible

0:42:55.480 --> 0:42:59.760
<v Speaker 3>because a lot of that those testing, especially SATs and ACTS,

0:42:59.800 --> 0:43:03.200
<v Speaker 3>is about practice. And get your child to take that

0:43:03.239 --> 0:43:05.360
<v Speaker 3>test as many times as possible from eighth grade to

0:43:05.400 --> 0:43:07.760
<v Speaker 3>eleventh grade, so when they take it in twelfth grade,

0:43:08.040 --> 0:43:09.880
<v Speaker 3>they score the highest possible.

0:43:09.480 --> 0:43:11.800
<v Speaker 1>Score that they can and if.

0:43:11.640 --> 0:43:15.279
<v Speaker 3>They reach a certain score level, you get the Gold

0:43:15.280 --> 0:43:18.680
<v Speaker 3>Medal Scholarship is forty four thousand dollars in scholarship money

0:43:18.680 --> 0:43:23.000
<v Speaker 3>for college a year, so basically free college, because I mean,

0:43:23.960 --> 0:43:25.799
<v Speaker 3>you know, there's not too many schools that are more

0:43:26.200 --> 0:43:27.320
<v Speaker 3>If you stay home at least.

0:43:27.200 --> 0:43:28.560
<v Speaker 1>Forty four thousand dollars a year.

0:43:28.840 --> 0:43:30.279
<v Speaker 3>So I thought that was really smart, Like, you know,

0:43:30.280 --> 0:43:33.160
<v Speaker 3>I never thought about that, that practicing for this test

0:43:33.680 --> 0:43:36.680
<v Speaker 3>way in advance, getting your child all geared up, and

0:43:36.760 --> 0:43:40.080
<v Speaker 3>you know, working towards something like a scholarship like that.

0:43:40.320 --> 0:43:41.360
<v Speaker 1>She had a whole bunch of stuff.

0:43:41.360 --> 0:43:43.239
<v Speaker 3>She was also telling me, like, if you're let's just

0:43:43.239 --> 0:43:46.680
<v Speaker 3>say you're an usher at a church and you volunteer

0:43:47.080 --> 0:43:49.400
<v Speaker 3>and I think she said two hundred and fifty hours

0:43:49.400 --> 0:43:51.799
<v Speaker 3>a year, which I don't know how many days that is.

0:43:51.960 --> 0:43:54.800
<v Speaker 3>But if you usher your deacon or whatever, there's actually

0:43:54.800 --> 0:43:57.360
<v Speaker 3>a grant that you can apply for and it's like

0:43:57.400 --> 0:44:00.239
<v Speaker 3>fifty two hundred dollars year. Your pastor signs off and says, asked,

0:44:00.280 --> 0:44:03.120
<v Speaker 3>this person volunteers with us, and you can apply for

0:44:03.160 --> 0:44:06.280
<v Speaker 3>this grant and it's free money because you're of service

0:44:06.760 --> 0:44:09.080
<v Speaker 3>to your church or nonprofit because you give this much

0:44:09.080 --> 0:44:11.920
<v Speaker 3>of your time. They were just it just there's so

0:44:12.000 --> 0:44:13.399
<v Speaker 3>many things. It's like the scholarship guy.

0:44:13.400 --> 0:44:16.319
<v Speaker 2>I remember that guy on TV, the scholarship guy.

0:44:16.840 --> 0:44:18.880
<v Speaker 1>Yeah, it was like he would be like, there's a

0:44:18.880 --> 0:44:19.640
<v Speaker 1>scholarship for that.

0:44:19.719 --> 0:44:21.080
<v Speaker 3>I remember being a kid and there was all this

0:44:21.120 --> 0:44:23.479
<v Speaker 3>guy on TV that would had like a scholarship book

0:44:23.760 --> 0:44:25.239
<v Speaker 3>and he would be like, this is Scott, are you

0:44:25.320 --> 0:44:25.840
<v Speaker 3>left handed?

0:44:25.840 --> 0:44:28.200
<v Speaker 1>This is a scholarship for that. Are you a mom? This

0:44:28.320 --> 0:44:29.200
<v Speaker 1>is a scholarship for that?

0:44:30.200 --> 0:44:34.000
<v Speaker 2>There really are you know, our fairy money godmother, Lynette

0:44:34.280 --> 0:44:37.799
<v Speaker 2>has a really good book. Yeah, I'm forgetting the name

0:44:37.840 --> 0:44:40.839
<v Speaker 2>of it. Now. Just go to ask the money Coach

0:44:40.920 --> 0:44:42.359
<v Speaker 2>dot net. You can see the name of the book.

0:44:42.400 --> 0:44:45.120
<v Speaker 2>But she, you know, she came on. I interviewed her

0:44:45.120 --> 0:44:48.520
<v Speaker 2>at Yahoo when I was there. She saved her daughter,

0:44:49.239 --> 0:44:53.080
<v Speaker 2>Golly almost she her daughter earned half a million dollars

0:44:53.200 --> 0:44:55.759
<v Speaker 2>in college scholarships across all the colleges that she was

0:44:55.800 --> 0:44:59.359
<v Speaker 2>accepted to. And I feel like my family was one

0:44:59.360 --> 0:45:00.000
<v Speaker 2>of those families.

0:45:00.400 --> 0:45:00.560
<v Speaker 1>You know.

0:45:00.719 --> 0:45:02.239
<v Speaker 2>When I was in high school, I dreamed of going

0:45:02.280 --> 0:45:05.239
<v Speaker 2>to Colombia and NYU, and my mom's answer was like,

0:45:05.280 --> 0:45:07.120
<v Speaker 2>there's no way we can afford that not happening and

0:45:07.160 --> 0:45:09.319
<v Speaker 2>go to a state school. Now everything worked out for me.

0:45:09.360 --> 0:45:11.080
<v Speaker 2>I went to a great school, but at the same time,

0:45:11.480 --> 0:45:13.839
<v Speaker 2>I wish we had known that. You know, there are

0:45:13.920 --> 0:45:17.840
<v Speaker 2>ways you can make really expensive schools affordable. There are scholarships,

0:45:18.160 --> 0:45:22.160
<v Speaker 2>there are you know, different forms of financial aid out there,

0:45:22.239 --> 0:45:24.560
<v Speaker 2>and the net price that you end up paying after

0:45:24.600 --> 0:45:26.400
<v Speaker 2>all that is a lot lower than what the sticker

0:45:26.440 --> 0:45:29.400
<v Speaker 2>price looks like, and it can be possible.

0:45:30.040 --> 0:45:32.880
<v Speaker 3>Yeah, So just longing, like I just for me, just

0:45:33.520 --> 0:45:35.240
<v Speaker 3>you know, even though you know I talk about financial

0:45:35.320 --> 0:45:38.960
<v Speaker 3>education student loans, that's just not my that's not my specialty.

0:45:39.280 --> 0:45:42.280
<v Speaker 3>So just figuring out like oh, a little bit of research,

0:45:42.280 --> 0:45:43.959
<v Speaker 3>a little bit of digging, and so I just thought

0:45:43.960 --> 0:45:45.400
<v Speaker 3>that that was like, oh, who knew.

0:45:45.840 --> 0:45:48.440
<v Speaker 2>I mean, it's so the federal government has made it

0:45:48.520 --> 0:45:51.000
<v Speaker 2>so complicated. And I know because I've been covering student

0:45:51.040 --> 0:45:53.160
<v Speaker 2>loans for as long as I've been a personal finance

0:45:53.200 --> 0:45:56.319
<v Speaker 2>reporter for like seven years now, and there is now

0:45:56.440 --> 0:45:59.919
<v Speaker 2>four or five different repayment plans and come based repay

0:46:00.239 --> 0:46:03.200
<v Speaker 2>plans out there, and they're all slightly different and they're

0:46:03.200 --> 0:46:07.720
<v Speaker 2>all slightly confusing. But if you're interested in income based repayment,

0:46:07.719 --> 0:46:09.719
<v Speaker 2>and it can be a great way to get more

0:46:09.760 --> 0:46:13.520
<v Speaker 2>affordable payments. You know, if you're struggling to pay out

0:46:13.560 --> 0:46:16.400
<v Speaker 2>your federal student loan debt now federal only because private

0:46:16.440 --> 0:46:20.040
<v Speaker 2>student loan DOT doesn't qualify, call the lender and you

0:46:20.080 --> 0:46:22.880
<v Speaker 2>may have two or three different student lenders who are

0:46:22.920 --> 0:46:25.279
<v Speaker 2>working with your loans, but call each of them and

0:46:25.520 --> 0:46:29.120
<v Speaker 2>ask them about your options for income based repayment and

0:46:29.160 --> 0:46:31.520
<v Speaker 2>whether you qualify and how low your payments will be.

0:46:33.480 --> 0:46:36.080
<v Speaker 2>And there's like some students, some income based plans are

0:46:36.080 --> 0:46:38.240
<v Speaker 2>ten years, and there's a fifteen one, then a twenty

0:46:38.280 --> 0:46:40.680
<v Speaker 2>and a twenty five. And of course the longer your

0:46:40.719 --> 0:46:43.239
<v Speaker 2>payment plan is, like Tiffany said, yours was twenty five,

0:46:43.920 --> 0:46:45.640
<v Speaker 2>your payments may be a lot lower. But yeah, you

0:46:45.719 --> 0:46:47.600
<v Speaker 2>have to think about all that interest that you're paying

0:46:47.719 --> 0:46:50.919
<v Speaker 2>because you have such a long term for the loan

0:46:51.000 --> 0:46:53.520
<v Speaker 2>and public student loan forgiveness. Here's one thing that people

0:46:53.560 --> 0:46:55.640
<v Speaker 2>don't know about, including my fiance who had to tell

0:46:55.640 --> 0:46:57.560
<v Speaker 2>about this. So he works for the government, he's been

0:46:57.600 --> 0:47:01.839
<v Speaker 2>working there for seven eight years now. But you have

0:47:01.920 --> 0:47:04.600
<v Speaker 2>to ask to be enrolled in those sorts of programs.

0:47:04.640 --> 0:47:08.040
<v Speaker 2>But it doesn't automatically happen. So if you're a teacher

0:47:08.160 --> 0:47:09.759
<v Speaker 2>or you work for the government and you just think

0:47:09.840 --> 0:47:14.040
<v Speaker 2>you're making these payments, your your employer is not telling

0:47:14.160 --> 0:47:16.759
<v Speaker 2>the Department of Education. Hey, you know, Susie has been

0:47:16.800 --> 0:47:19.160
<v Speaker 2>making payments. She's public student loan forgiveness. You have to

0:47:19.320 --> 0:47:22.680
<v Speaker 2>actually call your lender make sure you're enrolled, and then

0:47:22.760 --> 0:47:25.760
<v Speaker 2>every year you're you have to you have to re enroll,

0:47:25.920 --> 0:47:27.880
<v Speaker 2>Like every year you have to re enroll for income

0:47:27.880 --> 0:47:30.080
<v Speaker 2>based repayment, and every year you have to call them

0:47:30.080 --> 0:47:32.840
<v Speaker 2>back and make sure that your year's worth of student

0:47:32.880 --> 0:47:35.520
<v Speaker 2>loan payments have been applied to your one hundred and

0:47:35.520 --> 0:47:40.160
<v Speaker 2>twenty payments for public student loan forgiveness. So don't forget

0:47:40.160 --> 0:47:41.880
<v Speaker 2>that you have to reapply.

0:47:42.560 --> 0:47:44.640
<v Speaker 3>CLOUD just assuming that. I'm like, well, why wouldn't they

0:47:45.160 --> 0:47:47.400
<v Speaker 3>know that. I was like, you know, a teacher. She

0:47:47.520 --> 0:47:50.040
<v Speaker 3>was like, no, girl, you have to you have to

0:47:50.080 --> 0:47:52.480
<v Speaker 3>sign up for that. I was like, oh, it's just

0:47:52.480 --> 0:47:53.399
<v Speaker 3>so much adult thing.

0:47:54.960 --> 0:47:56.600
<v Speaker 2>It's not that you mean, it's not hard. You just

0:47:56.600 --> 0:47:58.560
<v Speaker 2>have to call your lender. And I do want to

0:47:58.560 --> 0:48:00.920
<v Speaker 2>throw a word of caution out there on the subject

0:48:01.600 --> 0:48:04.640
<v Speaker 2>a Magnify money. We have people send us questions, dozens

0:48:04.640 --> 0:48:07.560
<v Speaker 2>of questions every day. We get so many questions from

0:48:07.600 --> 0:48:09.920
<v Speaker 2>people who say, hey, I got a phone call, or

0:48:09.960 --> 0:48:13.400
<v Speaker 2>hey I saw a Facebook ad for United States Student

0:48:13.440 --> 0:48:16.840
<v Speaker 2>Loan Forgiveness program, and you know, they want me to

0:48:16.840 --> 0:48:20.040
<v Speaker 2>pay four hundred dollars and then enroll me in a

0:48:20.040 --> 0:48:22.600
<v Speaker 2>student loan forgiveness program. I'm like, oh, you mean the

0:48:22.600 --> 0:48:25.240
<v Speaker 2>public student loan forgiveness program that is free for anybody

0:48:25.280 --> 0:48:28.600
<v Speaker 2>to enroll by themselves without a company helping them. There's

0:48:28.600 --> 0:48:31.960
<v Speaker 2>all these scams out there where they convinced you to

0:48:32.040 --> 0:48:35.440
<v Speaker 2>pay them hundreds of dollars for something you can do yourself,

0:48:35.600 --> 0:48:37.320
<v Speaker 2>which I just said, which is to call your lender

0:48:37.360 --> 0:48:40.320
<v Speaker 2>and say, hey, hi, enroll me an income base or payment,

0:48:40.400 --> 0:48:42.759
<v Speaker 2>or hey, hi, enroll me in public student loan forgiveness.

0:48:43.400 --> 0:48:46.319
<v Speaker 2>There are these companies out there, and they always have

0:48:46.440 --> 0:48:49.839
<v Speaker 2>a very official sounding name like United States Student Loan

0:48:49.880 --> 0:48:52.759
<v Speaker 2>Forgiveness Program. A lot of them have Barack Obama's face

0:48:52.880 --> 0:48:57.200
<v Speaker 2>by them or an American flag and a website's looko legit.

0:48:57.360 --> 0:49:00.000
<v Speaker 2>But they're scams, they really are. I mean, you shouldn't

0:49:00.520 --> 0:49:03.560
<v Speaker 2>be paying hundreds of dollars for something you can do

0:49:03.640 --> 0:49:03.960
<v Speaker 2>for free.

0:49:05.239 --> 0:49:06.120
<v Speaker 1>This life, I tell you.

0:49:06.239 --> 0:49:08.040
<v Speaker 3>Sometimes you're just like, oh, just when you think you

0:49:08.120 --> 0:49:10.359
<v Speaker 3>read it's like a video game. Just when I think

0:49:10.360 --> 0:49:12.560
<v Speaker 3>I've gotten to level, like you know, level three, You're like,

0:49:12.640 --> 0:49:14.799
<v Speaker 3>oh god, there's twenty levels to this game.

0:49:16.520 --> 0:49:18.080
<v Speaker 2>That's a good thing. You have Federal debt. That's what

0:49:18.080 --> 0:49:20.480
<v Speaker 2>I'm I mean, those people have private student loan debt.

0:49:20.480 --> 0:49:21.920
<v Speaker 2>I mean, the best you can hope for is to

0:49:21.920 --> 0:49:24.200
<v Speaker 2>refinance your debt at a lower rate because there's just

0:49:24.239 --> 0:49:27.040
<v Speaker 2>not as many, you know, options out there.

0:49:27.120 --> 0:49:29.359
<v Speaker 3>People like man, stay away from those if you can

0:49:29.960 --> 0:49:32.279
<v Speaker 3>private student loans, They're like, oh, those are the worst.

0:49:32.320 --> 0:49:34.480
<v Speaker 1>I'm just thankful that my dad was like, do not.

0:49:35.160 --> 0:49:37.600
<v Speaker 2>It's hard, you know, if you go to graduate school.

0:49:37.640 --> 0:49:39.440
<v Speaker 2>I mean a lot of times you max out your

0:49:39.440 --> 0:49:42.120
<v Speaker 2>federal student debt allowance and you have to go to

0:49:42.120 --> 0:49:44.440
<v Speaker 2>private debt. I mean, there's a a and this is

0:49:44.480 --> 0:49:47.439
<v Speaker 2>getting the gap between what tuition and financial aid cover

0:49:47.880 --> 0:49:51.160
<v Speaker 2>and how much colleges cost now is getting bigger and bigger,

0:49:51.160 --> 0:49:53.600
<v Speaker 2>and it's like, how do you how do you feel it?

0:49:53.880 --> 0:49:55.920
<v Speaker 2>Parents are getting parents loans.

0:49:56.320 --> 0:49:58.000
<v Speaker 3>No, you're right, I have to say that I don't

0:49:58.000 --> 0:49:59.239
<v Speaker 3>even know how I was able to do it because

0:49:59.360 --> 0:50:01.839
<v Speaker 3>I have my graduate degree, and I don't know how

0:50:01.840 --> 0:50:03.440
<v Speaker 3>I was able to go maybe because I went to.

0:50:05.040 --> 0:50:06.800
<v Speaker 1>I went to school.

0:50:06.560 --> 0:50:09.080
<v Speaker 3>Right here in New Jersey, but I don't have any

0:50:09.080 --> 0:50:12.880
<v Speaker 3>private loans, although I use loans for my graduate degree.

0:50:13.160 --> 0:50:17.000
<v Speaker 3>Like my undergrad I had loans, but Honestly, it wasn't

0:50:17.000 --> 0:50:18.440
<v Speaker 3>that much. So I paid them off really like a

0:50:18.480 --> 0:50:19.919
<v Speaker 3>year or two after school. I think I had owed

0:50:19.960 --> 0:50:24.680
<v Speaker 3>like ten thousand dollars because my parents paid and you know,

0:50:24.719 --> 0:50:27.680
<v Speaker 3>I always paid the interest each semester, and so I

0:50:27.680 --> 0:50:28.600
<v Speaker 3>didn't owe that much.

0:50:29.040 --> 0:50:32.560
<v Speaker 1>But it's my graduate degree that I'm still paying for it.

0:50:32.640 --> 0:50:34.360
<v Speaker 1>I'm just like, it's the only dead I have.

0:50:34.400 --> 0:50:36.280
<v Speaker 3>I don't have credit card debt, I don't have a mortgage,

0:50:36.320 --> 0:50:39.640
<v Speaker 3>I don't have anything else, just these dagon student loans.

0:50:40.440 --> 0:50:42.279
<v Speaker 2>And if you guys have any student loan questions, I'm

0:50:42.280 --> 0:50:45.359
<v Speaker 2>surprised you don't get as many student loan questions as

0:50:45.360 --> 0:50:47.000
<v Speaker 2>we do, about like four or one k's and stuff.

0:50:47.040 --> 0:50:53.080
<v Speaker 2>But you guys should email us at as gmail dot com.

0:50:53.440 --> 0:50:54.840
<v Speaker 1>I got it.

0:50:54.840 --> 0:50:56.799
<v Speaker 2>It's not fair. I'm off coffee now, I'm off my

0:50:56.840 --> 0:50:57.239
<v Speaker 2>a game.

0:50:58.000 --> 0:50:59.200
<v Speaker 1>That's where I'm gonna pick up the flack.

0:50:59.400 --> 0:51:00.919
<v Speaker 2>I haven't had my juice either yet.

0:51:02.160 --> 0:51:04.480
<v Speaker 1>Oh man, So you want to end with some win.

0:51:04.600 --> 0:51:06.359
<v Speaker 3>I know the winds that we're gonna do, Right, We're

0:51:06.400 --> 0:51:11.000
<v Speaker 3>gonna have some some wins from our Oh right.

0:51:10.920 --> 0:51:12.759
<v Speaker 2>Yeah, So at the end of the show, So I'm

0:51:12.760 --> 0:51:14.200
<v Speaker 2>going to do I have another win. But at the

0:51:14.280 --> 0:51:16.960
<v Speaker 2>end of the show, I wanted to so the contest

0:51:17.000 --> 0:51:19.680
<v Speaker 2>that we ran to have our listeners come to our

0:51:19.680 --> 0:51:22.600
<v Speaker 2>anniversary dinner. Part of that was writing us a letter

0:51:22.640 --> 0:51:25.120
<v Speaker 2>and telling us what Brown Ambition meant to them. And

0:51:25.160 --> 0:51:27.920
<v Speaker 2>it was a very vague prompt. Sorry for that, but

0:51:28.480 --> 0:51:30.560
<v Speaker 2>the girls that we invited, the women we invited had

0:51:30.600 --> 0:51:33.759
<v Speaker 2>some really heartfelt things to say about Brown Ambition, and

0:51:33.920 --> 0:51:37.400
<v Speaker 2>I invited some of them to record themselves reading a

0:51:37.400 --> 0:51:39.719
<v Speaker 2>bit of their letters. So we're gonasure that with you

0:51:39.760 --> 0:51:41.440
<v Speaker 2>guys at the end of the show. So we'll end

0:51:41.480 --> 0:51:44.600
<v Speaker 2>on a very very high high note and hopefully inspirational.

0:51:45.719 --> 0:51:48.040
<v Speaker 2>But separately, I wanted to give a win, just a

0:51:48.080 --> 0:51:50.600
<v Speaker 2>shout out. I have a lot of a lot of

0:51:50.640 --> 0:51:53.480
<v Speaker 2>my my my journalist friends who are out there. They've

0:51:53.480 --> 0:51:55.879
<v Speaker 2>been all in. It seems like everyone is in DC

0:51:56.040 --> 0:51:58.719
<v Speaker 2>right now. Every African American reporter in America is in

0:51:58.800 --> 0:52:01.680
<v Speaker 2>DC now because the opening. It's the opening of the

0:52:01.760 --> 0:52:06.000
<v Speaker 2>National Museum of African American History and Culture in d C.

0:52:06.239 --> 0:52:09.640
<v Speaker 2>So it's it's it's huge and the museum looks incredible.

0:52:09.680 --> 0:52:12.239
<v Speaker 2>I cannot wait to go. You know, Oprah put a

0:52:12.320 --> 0:52:14.120
<v Speaker 2>lot of money into the museum, so you know it's

0:52:14.160 --> 0:52:16.360
<v Speaker 2>going to be right, and just I think there's a

0:52:16.360 --> 0:52:18.640
<v Speaker 2>lot of good coverage of the museum opening, and from

0:52:18.680 --> 0:52:21.480
<v Speaker 2>what I've seen of the exhibits, it's it's not like

0:52:21.600 --> 0:52:26.120
<v Speaker 2>a it's not a comfortable history of African Americans in America.

0:52:26.200 --> 0:52:29.839
<v Speaker 2>It seems quite like you see the shackles that you

0:52:29.880 --> 0:52:32.920
<v Speaker 2>know we're used that you know we're used on slaves

0:52:33.320 --> 0:52:37.120
<v Speaker 2>alongside you know, Oh, this is one exhibit I saw

0:52:37.239 --> 0:52:41.960
<v Speaker 2>Thomas Jefferson. There's like this big, you know, regal statue

0:52:41.960 --> 0:52:44.680
<v Speaker 2>of Thomas Jefferson, but behind him is the name of

0:52:44.719 --> 0:52:47.640
<v Speaker 2>all the slaves that he owned. And that's the kind

0:52:47.640 --> 0:52:49.400
<v Speaker 2>of stuff you don't see a lot of. It's like

0:52:50.520 --> 0:52:53.360
<v Speaker 2>America's history is very positive, but it's also very dark,

0:52:53.680 --> 0:52:56.000
<v Speaker 2>and I think it's you know, it's it seems like

0:52:56.000 --> 0:52:57.840
<v Speaker 2>one of those museums where you want to spend hours

0:52:57.880 --> 0:53:00.440
<v Speaker 2>and hours walking around and like letting everything sink in.

0:53:01.200 --> 0:53:02.279
<v Speaker 2>But I can't wait to go.

0:53:02.440 --> 0:53:04.560
<v Speaker 3>One exhibit I really want to see that I saw

0:53:04.640 --> 0:53:08.880
<v Speaker 3>posted on Facebook. It's a newspaper clipping that said something

0:53:08.920 --> 0:53:12.120
<v Speaker 3>to the effect of six hundred dollars for the rape

0:53:12.160 --> 0:53:15.800
<v Speaker 3>of his wife. And I was like, what, so, apparently

0:53:16.560 --> 0:53:17.200
<v Speaker 3>a woman had.

0:53:17.120 --> 0:53:17.680
<v Speaker 1>Been walking home.

0:53:17.680 --> 0:53:20.239
<v Speaker 3>This is like old Jim Crow segregated South, had walked

0:53:20.280 --> 0:53:24.560
<v Speaker 3>home and was kidnapped by six white men and rape

0:53:24.680 --> 0:53:28.640
<v Speaker 3>and the husband went to the police and you know,

0:53:28.760 --> 0:53:31.480
<v Speaker 3>filed complaint and they went to trial, but of course

0:53:31.520 --> 0:53:35.440
<v Speaker 3>they were acquitted by a jury of their peers. And

0:53:35.880 --> 0:53:39.200
<v Speaker 3>but the judge did offer six one hundred dollars for

0:53:39.320 --> 0:53:42.600
<v Speaker 3>each man that had raped his wife. And I'm like,

0:53:45.760 --> 0:53:49.160
<v Speaker 3>when you hear stuff like that, you just think to yourself, like, what,

0:53:51.520 --> 0:53:54.279
<v Speaker 3>I don't know? Sometimes sometimes do you ever just get

0:53:54.360 --> 0:53:56.560
<v Speaker 3>like You're just like, what are you supposed.

0:53:56.200 --> 0:53:58.360
<v Speaker 1>To do with this emotion? When you read something like

0:53:58.400 --> 0:54:00.000
<v Speaker 1>that or you see something like that, What am I

0:54:00.120 --> 0:54:01.799
<v Speaker 1>supposed to do with this emotion? Am I supposed to

0:54:01.960 --> 0:54:04.479
<v Speaker 1>break this window? Am I supposed to flip over a card?

0:54:04.920 --> 0:54:08.880
<v Speaker 3>Because that's how much rage or sadness or anger you feel.

0:54:09.000 --> 0:54:12.439
<v Speaker 3>And you're like, and then when people don't acknowledge that

0:54:13.239 --> 0:54:16.279
<v Speaker 3>this is happening and this is still happening, and people

0:54:16.320 --> 0:54:18.080
<v Speaker 3>are like, because sometimes I write stuff on my Facebook

0:54:18.080 --> 0:54:20.400
<v Speaker 3>page and I have some of my my my white

0:54:20.400 --> 0:54:22.759
<v Speaker 3>friends from Westfield will write something like like I had

0:54:22.800 --> 0:54:24.880
<v Speaker 3>something I said something about black girls rock, and this

0:54:24.920 --> 0:54:27.319
<v Speaker 3>girl was like, I just wish it wasn't black.

0:54:27.520 --> 0:54:28.400
<v Speaker 1>All of our girls rock.

0:54:28.480 --> 0:54:31.640
<v Speaker 3>I wanted to strangle her and be like, girls, shut up, Like,

0:54:31.719 --> 0:54:34.719
<v Speaker 3>can't you see beyond your own foolishness. We know all

0:54:34.760 --> 0:54:37.799
<v Speaker 3>girls rock, but black girls have been told otherwise. That's

0:54:37.840 --> 0:54:40.759
<v Speaker 3>why this exists. It's not that your girls don't rock.

0:54:41.239 --> 0:54:43.680
<v Speaker 3>Your girls have always been talked to day rock they're white,

0:54:44.320 --> 0:54:45.279
<v Speaker 3>but our girls have not.

0:54:46.080 --> 0:54:49.440
<v Speaker 2>I think it's you shouldn't feel obligated to explain the

0:54:49.480 --> 0:54:51.560
<v Speaker 2>way you feel to people who don't get it. And

0:54:51.600 --> 0:54:56.640
<v Speaker 2>I think that's you know, that's that racial syndrome fatigue. Yeah,

0:54:56.920 --> 0:54:58.240
<v Speaker 2>what's it called again? Racial?

0:54:58.920 --> 0:55:00.839
<v Speaker 1>I'm calling in black today. I can't. I can't. I'm

0:55:00.840 --> 0:55:01.160
<v Speaker 1>not there.

0:55:01.320 --> 0:55:05.440
<v Speaker 2>Yeah, but you know, I just went and saw I

0:55:05.480 --> 0:55:08.160
<v Speaker 2>went to an advanced screening of the movie Loving, which

0:55:08.200 --> 0:55:11.920
<v Speaker 2>is about the famous Supreme Court case rich Or Robert

0:55:11.960 --> 0:55:16.600
<v Speaker 2>Loving and his wife Mildred were an interracial couple in Virginia.

0:55:16.960 --> 0:55:20.040
<v Speaker 2>And this was back in the civil rights areas in

0:55:20.080 --> 0:55:23.000
<v Speaker 2>the sixties. And as you know, I'm a biracial baby

0:55:24.120 --> 0:55:26.560
<v Speaker 2>was eighties baby, just twenty years after they went through this,

0:55:26.680 --> 0:55:28.799
<v Speaker 2>and it was it was really hard to watch this

0:55:28.880 --> 0:55:31.600
<v Speaker 2>movie because that you know, well, I it's like you

0:55:31.600 --> 0:55:34.040
<v Speaker 2>feel the rage of this couple who are in love

0:55:34.160 --> 0:55:36.520
<v Speaker 2>and all that they are country people. They just want

0:55:36.560 --> 0:55:39.200
<v Speaker 2>a little house in the woods, not bothering anybody with

0:55:39.239 --> 0:55:41.720
<v Speaker 2>their babies, and just to live a nice, simple life.

0:55:42.080 --> 0:55:45.880
<v Speaker 2>And they were dragged into the national conversation and you know,

0:55:46.960 --> 0:55:50.200
<v Speaker 2>threatened and thrown in jail just for loving each other.

0:55:50.239 --> 0:55:52.000
<v Speaker 2>And you want to get outraged, and it's like a

0:55:52.120 --> 0:55:55.319
<v Speaker 2>it's a mixture of outrage, but it's also like defeatism

0:55:55.440 --> 0:55:58.200
<v Speaker 2>and in the sense that like, well, it's it's already happened,

0:55:58.239 --> 0:56:00.919
<v Speaker 2>Like your outrage isn't really helping. You know, they've both

0:56:00.960 --> 0:56:04.840
<v Speaker 2>passed away since then, And then I guess gratitude for

0:56:04.920 --> 0:56:07.279
<v Speaker 2>what they went through as a couple, because if they

0:56:07.280 --> 0:56:09.640
<v Speaker 2>hadn't gone through that, my parents never would have been

0:56:09.680 --> 0:56:11.840
<v Speaker 2>able to get married. And it was hard enough for

0:56:11.960 --> 0:56:14.080
<v Speaker 2>my mom and dad in the eighties, you know, just

0:56:14.120 --> 0:56:15.960
<v Speaker 2>twenty years after that, it was hard enough for them,

0:56:15.960 --> 0:56:18.160
<v Speaker 2>even though it was legalized. So I can't imagine what

0:56:18.239 --> 0:56:22.000
<v Speaker 2>it was like for that couple. And I guess you

0:56:22.080 --> 0:56:25.040
<v Speaker 2>just have to replace it with the I guess the

0:56:25.080 --> 0:56:28.160
<v Speaker 2>sense of gratitude for the struggle people went through to

0:56:28.239 --> 0:56:32.040
<v Speaker 2>make life easier for us today, and then we just

0:56:32.080 --> 0:56:34.359
<v Speaker 2>have to do whatever we can to continue that, to

0:56:34.680 --> 0:56:37.200
<v Speaker 2>continue that journey, because you know, everything's not fixed today.

0:56:37.200 --> 0:56:38.839
<v Speaker 2>There still is a long way to go.

0:56:40.360 --> 0:56:42.239
<v Speaker 3>And I think, like, honestly, I feel like when you

0:56:42.280 --> 0:56:44.000
<v Speaker 3>have that rage, you don't have to replace it. I

0:56:44.000 --> 0:56:47.399
<v Speaker 3>feel like, then, for me, what I told myself is that, Okay,

0:56:47.960 --> 0:56:49.480
<v Speaker 3>this is what I tell my sisters too when they

0:56:49.480 --> 0:56:51.160
<v Speaker 3>get mad at something. So what are you going to do?

0:56:51.960 --> 0:56:56.520
<v Speaker 3>You know, meaning like what constructive thing? Take that anger

0:56:56.800 --> 0:57:00.640
<v Speaker 3>and to create a solution, you know, in your small

0:57:00.640 --> 0:57:02.200
<v Speaker 3>little corner of the world. It's one of the reasons

0:57:02.200 --> 0:57:04.000
<v Speaker 3>why I do the Budgetista. I mean, people are like,

0:57:04.080 --> 0:57:05.759
<v Speaker 3>you know, is it only for black women?

0:57:05.880 --> 0:57:06.719
<v Speaker 1>No, it's not.

0:57:07.080 --> 0:57:10.279
<v Speaker 3>But do I think it's you know, I'm inclusive, but

0:57:10.440 --> 0:57:11.520
<v Speaker 3>am I specifically?

0:57:11.560 --> 0:57:14.359
<v Speaker 1>Did I start specifically because people were ignoring us? For sure?

0:57:14.480 --> 0:57:16.440
<v Speaker 3>Ninety nine percent of the women are black. I didn't

0:57:16.440 --> 0:57:18.640
<v Speaker 3>put out a call, hey, black women, come this way,

0:57:19.120 --> 0:57:23.560
<v Speaker 3>but I know that, like, yes, finally there's something that's

0:57:24.000 --> 0:57:27.400
<v Speaker 3>speaking to this population. So it's like I try to

0:57:27.440 --> 0:57:29.520
<v Speaker 3>take that anger and say, well, what can I do

0:57:30.040 --> 0:57:33.320
<v Speaker 3>to make where I am the small little corner of

0:57:33.360 --> 0:57:33.600
<v Speaker 3>the world.

0:57:33.640 --> 0:57:35.320
<v Speaker 1>What can I do to make that better? You know?

0:57:35.840 --> 0:57:38.680
<v Speaker 2>Yeah, we got we got some pushback when we had

0:57:38.960 --> 0:57:40.720
<v Speaker 2>from a couple people I talked to when we first

0:57:40.800 --> 0:57:43.400
<v Speaker 2>launched the podcast and when I said we were calling

0:57:43.400 --> 0:57:46.520
<v Speaker 2>a brown ambition, and a couple people asked me, well,

0:57:46.520 --> 0:57:50.000
<v Speaker 2>aren't you worried about alienating, you know, people who aren't

0:57:50.040 --> 0:57:52.960
<v Speaker 2>of color. And I was like, no, not at all.

0:57:53.720 --> 0:57:55.760
<v Speaker 1>I'm the worlds in the world.

0:57:55.840 --> 0:57:57.960
<v Speaker 2>You got it, You got it going on. You know what,

0:57:58.320 --> 0:58:00.520
<v Speaker 2>go to go to the top one hundred business podcast

0:58:00.520 --> 0:58:02.400
<v Speaker 2>and tell me how many brown phases using.

0:58:03.240 --> 0:58:05.640
<v Speaker 1>All the podcast is you?

0:58:05.880 --> 0:58:08.600
<v Speaker 3>So, this one little brown podcast, if you could listen,

0:58:08.840 --> 0:58:11.440
<v Speaker 3>we will welcome you. But I don't think having this

0:58:11.560 --> 0:58:13.640
<v Speaker 3>one little podcast is going to be a drop in

0:58:13.680 --> 0:58:16.720
<v Speaker 3>the bucket of literally every other podcast out there.

0:58:17.040 --> 0:58:17.640
<v Speaker 1>Yeah.

0:58:17.800 --> 0:58:20.440
<v Speaker 2>So I'm like, yes, we are brown, and I think

0:58:20.600 --> 0:58:23.880
<v Speaker 2>that we are looking at it from a position of inclusiveness.

0:58:24.080 --> 0:58:28.560
<v Speaker 2>Inclusiveness bringing people to the conversation, you know, acknowledging that

0:58:28.600 --> 0:58:31.200
<v Speaker 2>we have the same financial and career and business questions

0:58:31.200 --> 0:58:33.720
<v Speaker 2>that everyone else has, but may not be getting the

0:58:33.720 --> 0:58:37.320
<v Speaker 2>same kind of advice and the same kind of education

0:58:37.360 --> 0:58:38.400
<v Speaker 2>as other people out there.

0:58:39.680 --> 0:58:41.479
<v Speaker 3>So did you want to end on an extra extra

0:58:41.560 --> 0:58:45.600
<v Speaker 3>high note and have our beautiful, amazing BA listeners that

0:58:45.760 --> 0:58:49.040
<v Speaker 3>won dinner with us read their their letters that got

0:58:49.040 --> 0:58:49.600
<v Speaker 3>them chosen.

0:58:49.640 --> 0:58:51.360
<v Speaker 1>They got chose, they got chose.

0:58:51.520 --> 0:58:55.160
<v Speaker 2>Yeah, so this is what our listeners said, Brown Ambition

0:58:55.440 --> 0:58:59.720
<v Speaker 2>means to them.

0:59:00.000 --> 0:59:02.120
<v Speaker 4>Brown Ambition came into my life while I was in

0:59:02.160 --> 0:59:05.840
<v Speaker 4>the PR marketing industry. I was commuting from Jamaica Queens

0:59:05.840 --> 0:59:09.360
<v Speaker 4>to Manhattan and so thankful that I had you two

0:59:09.920 --> 0:59:11.760
<v Speaker 4>to accompany me on my community.

0:59:11.800 --> 0:59:15.680
<v Speaker 5>Being a part of the Brown Ambition family encourages me

0:59:15.840 --> 0:59:19.040
<v Speaker 5>to keep striving for what I desire, and it is

0:59:19.120 --> 0:59:22.240
<v Speaker 5>exciting to know that there is a community of women

0:59:22.840 --> 0:59:27.680
<v Speaker 5>experiencing the same and uplifting one another along the way.

0:59:27.840 --> 0:59:30.880
<v Speaker 4>Brown Ambition has taught me to aggressively go after what

0:59:30.960 --> 0:59:33.800
<v Speaker 4>I want. As Tiffany has once said, and I'm sure

0:59:33.880 --> 0:59:37.960
<v Speaker 4>has said numerous times, I'm dope. Your personal testimonies on

0:59:38.040 --> 0:59:41.640
<v Speaker 4>careers and relationships have been nothing but inspiring and have

0:59:41.800 --> 0:59:43.760
<v Speaker 4>kept me going when I wanted to tap out.

0:59:44.560 --> 0:59:48.280
<v Speaker 5>My Tuesday ritual after lunch is listening to Brown Ambition

0:59:49.120 --> 0:59:53.760
<v Speaker 5>as a wine educator turned biotech employee. I am encouraged

0:59:53.800 --> 0:59:57.840
<v Speaker 5>to hear another career switcher thriving in her second field

0:59:57.880 --> 1:00:03.040
<v Speaker 5>of interest. I also enjoyed the discussions amongst you all

1:00:03.320 --> 1:00:06.680
<v Speaker 5>because it reminds me of conversations I have with my

1:00:06.840 --> 1:00:10.680
<v Speaker 5>best friend Lauren, who is also a listener, whether living

1:00:10.760 --> 1:00:16.360
<v Speaker 5>with in laws, anticipating a proposal, or celebrating each other's successes.

1:00:16.840 --> 1:00:21.800
<v Speaker 5>Y'all embody the ambitious black millennial woman's experience.

1:00:22.680 --> 1:00:24.760
<v Speaker 4>As you can see, I could write a book, but

1:00:24.800 --> 1:00:27.960
<v Speaker 4>I'll cut this short. I love you guys with much

1:00:28.000 --> 1:00:30.720
<v Speaker 4>ambition and brown skin popping. Kristen