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Speaker 1: All right, and we're back. We're back, We're back, We're back.

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Speaker 1: I feel like.

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Speaker 2: I felt a little half hearted.

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Speaker 3: I'm like, I know, well, you know, first of all,

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Speaker 3: I spent the morning, me and Supergirl cleaning the house.

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Speaker 2: I thot, wait, I just woke up, but you already

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Speaker 2: had a whole day.

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Speaker 1: I know.

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Speaker 3: I woke up early, and I was like, I don't

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Speaker 3: even know how I was able to convince Supergirl to

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Speaker 3: clean without like her like, without any pushback. That was like,

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Speaker 3: you know, because her father left early too, he's working overtime.

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Speaker 3: So I woke up and I said, oh, you know

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Speaker 3: what we should do. We should clean the house so

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Speaker 3: it could be clean when he gets back.

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Speaker 1: And she agreed.

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Speaker 3: And I was like, who is this person? Because this

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Speaker 3: is not the girl from yesterday.

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Speaker 2: Mercury is in retrograde. I don't actually know what that means,

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Speaker 2: and me.

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Speaker 1: Either, it's just something about I don't know.

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Speaker 3: All my HOTEP friends are like, it just means that

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Speaker 3: communication is not going to be as clear.

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Speaker 1: But she did the dishes.

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Speaker 3: She she She's like, can I do it the Supergirl way,

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Speaker 3: which just meant filling all the cups of wood water

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Speaker 3: and playing a game. I was like, well, let's do

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Speaker 3: it the regular way, because.

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Speaker 2: Let's do it the way in which things get done.

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Speaker 3: Exactly, I told because if you do it that way,

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Speaker 3: we're gonna run out of water.

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Speaker 1: She said, people went out of water. I was like

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Speaker 1: all the time.

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Speaker 2: Oh god, I'm first world baby.

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Speaker 3: So yeah, so I'm just like I am a little

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Speaker 3: bit tired, but I'm excited because we had such an

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Speaker 3: awesome dinner.

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Speaker 2: Yes we did. Friday was our brand Ambition anniversary dinner,

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Speaker 2: and I was really impressed. All the girls showed up.

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Speaker 2: You never know when you make plans with six strangers.

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Speaker 1: I was surprised.

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Speaker 3: I'm not surprised, but I was, I don't know, pleasantly,

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Speaker 3: just like a lay and we had such a good time.

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Speaker 1: I was like, Wow, good.

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Speaker 2: Food, good cat drinks, good company, good conversation. It was

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Speaker 2: like the best. It was like what I wish all

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Speaker 2: networking events were, which is just small little groups, yeah,

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Speaker 2: where you can really get to know each other.

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Speaker 1: And now you did a.

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Speaker 3: Really good job of keeping the conversation flowing, of asking

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Speaker 3: everyone kind of like what they were up to. All

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Speaker 3: the women were so amazing. I was like, what how

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Speaker 3: did we find this group of like awesome.

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Speaker 2: I mean we knew that, we knew our listeners would

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Speaker 2: be kind of dope, but so shout out to Maxine.

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Speaker 2: She came all the way from North Carolina, well to

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Speaker 2: New York, to New York from North Carolina. And we

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Speaker 2: had the twins Nasenga and Nazinga, who are amazing both

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Speaker 2: like dope artists. One yeah, I think it was Nazinga

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Speaker 2: who was on Project Rumway. I have to I have

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Speaker 2: to go find that that she was on season thirteen.

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Speaker 1: What's the lab?

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Speaker 2: I'm not amazing? And then her sister Nasana, who's like

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Speaker 2: a photographer and just got a big grant to work

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Speaker 2: on a big art installation. And then we had Kristen

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Speaker 2: who transitioned what was she doing before marketing at a

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Speaker 2: financial firm and now she's a special education teacher.

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Speaker 1: Yeah?

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Speaker 2: Just whatn't I?

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Speaker 1: Oh?

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Speaker 2: And the miss Janelle who came all away from Long Island,

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Speaker 2: which is basically another state, even though it's not what.

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Speaker 1: Did Janelle do? I know? She just had a baby

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Speaker 1: eighteen months ago.

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Speaker 2: Janelle works at a university okay, I think an administration. Yeah,

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Speaker 2: and she just literally popped out a child and they

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Speaker 2: made time found a center came to New York City

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Speaker 2: from Long Island. Just I'm just so glad everyone got together.

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Speaker 2: And then the other girls were from Brooklyn, like they

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Speaker 2: really they went out of their way. We know what

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Speaker 2: that subway system.

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Speaker 3: Is, Like, yeah, it was really awesome. And then my

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Speaker 3: friend I brought my best friend Linda, which is which

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Speaker 3: you know, was so hilarious that because you know, like

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Speaker 3: we talk all the time, but you don't I don't

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Speaker 3: remember half the stuff, you know, I say. And the

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Speaker 3: fact that the girls, because I had spoken about Linda

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Speaker 3: on the show, We're like, oh, yeah, we know you, Linda.

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Speaker 3: And then I was like, oh my god. Linda was

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Speaker 3: like y'all that was so awesome that they.

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Speaker 1: Knew me from the show. And I'm like, oh my god.

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Speaker 3: Honestly, it blew my mind when we like, even when

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Speaker 3: we talk, I don't think about people listening. I'm just

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Speaker 3: talking to Mandy, I know. So for those of you

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Speaker 3: who are kind of like, huh, we had it.

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Speaker 1: Was our one year anniversary dinner, yes, and it was magical. Yeah.

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Speaker 3: So we invited some of our most avid listeners and

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Speaker 3: they came out and we had dinner on us. Oh

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Speaker 3: and we had the cutest cupcakes that Mandy ordered with

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Speaker 3: our faces on.

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Speaker 1: I love seeing your mother in law's reaction.

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Speaker 2: Oh my gosh, isn't she She's so cute? Yeah, she's

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Speaker 2: you guys. If you guys don't you don't have to

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Speaker 2: follow me, but you have to go to my Instagram page.

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Speaker 2: It's Mandy with an eye money and watch my mother

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Speaker 2: in law's reaction to the cupcakes with me and Tiffany's

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Speaker 2: faces on them. It was so you don't have to

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Speaker 2: know it Spanish. It's pretty. It's pretty universal.

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Speaker 1: Oh my god. Basically, oh my god, my goodness, she's

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Speaker 1: so cute. Who's that my friend? You're like, how do

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Speaker 1: you stay business?

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Speaker 2: What I didn't so the cupcakes had the logo which

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Speaker 2: we took over a year ago, about a year old,

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Speaker 2: of course, a year ago when my hair that was

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Speaker 2: like maybe the last time I wore my hair kind

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Speaker 2: of straight and before I went all curly all the time,

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Speaker 2: big hair whatever. What I didn't show in that video

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Speaker 2: is a minute fiance cut the camera. She said, oh, Mandy,

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Speaker 2: put your hair back like this. It looks so nice.

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Speaker 2: It's like, oh, only mother in lawsuit I.

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Speaker 3: Know, no mother's parents too, because my parents always like

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Speaker 3: my dad's always like, you know, your mom's hair is

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Speaker 3: so pretty and street, you should try that.

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Speaker 1: I'm like daddy, Honestly, it's been like thirty years. It's

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Speaker 1: too late. I know.

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Speaker 3: Like I had a prom literally two years out of

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Speaker 3: my thirty six years of life, I've had a I

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Speaker 3: had a proom for two years.

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Speaker 1: That was it.

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Speaker 3: I think I got it like right before I went

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Speaker 3: to college and my hair promptly fell out and I

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Speaker 3: was like, okay, never again.

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Speaker 1: That was me.

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Speaker 2: I lost it because I was watching I was listening

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Speaker 2: to another round. Just shout out to another round. It

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Speaker 2: it's just Tracy this week and she interviewed Ava Duverne.

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Speaker 2: That was the most brilliant combination ever. I was jealous

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Speaker 2: because I'm not gonna lie and trying to get Miss

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Speaker 2: avon on our show. But it's gonna happen soon, it will.

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Speaker 2: But she's sang the entire just for Me commercial, Like

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Speaker 2: it was pretty impressive. But yeah, if you ever had

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Speaker 2: your scout burned and your edge is removed from your

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Speaker 2: head by Just for Me, then you don't know what

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Speaker 2: life is. A.

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Speaker 3: Yes, I'm so glad that I'm pre free, but yeah,

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Speaker 3: so all that can say that parents and parents.

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Speaker 1: In law are judging, Yes, very judgy.

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Speaker 3: Speaking of love and judge, I was gonna say, like,

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Speaker 3: honestly so lovey. For those of you who don't know,

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Speaker 3: she was a guest on our show, awesomely lovey. If

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Speaker 3: you're not following her, you're not.

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Speaker 1: Living she is like every week. I'm just so proud

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Speaker 1: of her, Like.

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Speaker 2: I'm glad you got in early? What Literally everywhere I

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Speaker 2: go there, she is there on TV, She's on my

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Speaker 2: webs She's on every web page I go to, or

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Speaker 2: my social media feed. The book is blowing up. I

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Speaker 2: got my book. I've been reading it.

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Speaker 3: It's pretty funny, so I know, and you know it's

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Speaker 3: all crazy. I cannot find my kindle because I ordered

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Speaker 3: it for Kindle. Oh yes, and I cannot find This

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Speaker 3: is my third lost Kindle. If I lost it, I'm.

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Speaker 2: Like, where you lost your whole entire kindle.

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Speaker 1: I always lose my dag on Kindle.

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Speaker 3: But I'm like, it has to be here, it has

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Speaker 3: to be It's in the house somewhere, I hope somewhere.

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Speaker 2: I know we don't want homing device.

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Speaker 3: I know I wonder if there is one, but I

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Speaker 3: just it wouldn't be like, literally, it's called Tiffany's Third Kindle.

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Speaker 2: The book is She's very She gets a little raunchy,

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Speaker 2: and I'm like, on, I'm on the train and I'm like, oh, okay,

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Speaker 2: we're going there, We're going right right there. At page

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Speaker 2: twenty five. No, it's it's funny stuff. I was cracking up.

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Speaker 2: But the title of the book, if you don't remember,

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Speaker 2: it's I'm Judging You, the Do Better Manual.

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Speaker 3: Yes, I can't wait, Yes, if I can only find

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Speaker 3: my kindle. But yeah, people love you said something that

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Speaker 3: I think was hilarious. That's what I love about her.

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Speaker 3: She was like, honestly, I would hate to hate me

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Speaker 3: right now because I'm everywhere.

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Speaker 1: Yeah, somebody made a meme of that. Do you ever

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Speaker 1: think about that?

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Speaker 3: Like, I don't really unless it like comes up of

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Speaker 3: people who are like mad at you or unhappy with

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Speaker 3: you or just you know, I don't really believe in haters.

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Speaker 1: You know, people say like, oh, I've got haters. I

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Speaker 1: was like, do you really? You know?

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Speaker 2: There is a chapter, one of the chapters in her books.

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Speaker 2: It's really funny because this is why I have a

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Speaker 2: column for teen Vogue that I do and my this

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Speaker 2: is my tenth column, and I've been wanting to write

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Speaker 2: this for a while, and I wrote the five types

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Speaker 2: of friends that you should avoid a life avoid in life,

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Speaker 2: it should have been the five types of frenemies. And

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Speaker 2: then in Lovey's in the Big Like, very early on

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Speaker 2: in her book, she talks about the friendship personalities of

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Speaker 2: people who need to do better, that like are kind

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Speaker 2: of toxic in our life, and it was it was

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Speaker 2: funny that there was that overlap. But we both talk

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Speaker 2: about the friend who like kind of wants you to

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Speaker 2: not do well, Like it's really overly competitive. And I

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Speaker 2: feel like, you know, it's not that these people like

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Speaker 2: like they're not wishing for you to They're not like

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Speaker 2: Tanya Harding they're gonna like whack you with the steel

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Speaker 2: bar before. But it's I think it comes from a

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Speaker 2: place of like insecurity. Yes, and you could be you

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Speaker 2: can get you can get upset at them or whatever,

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Speaker 2: you know, when they send that negative energy your way.

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Speaker 2: But I just try and think of it. It's like, well, Okay,

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Speaker 2: they're a little insecure. It's very competitive right now. It's

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Speaker 2: ever been more competitive because literally you can be everywhere.

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Speaker 2: Because we didn't have social media, or Facebook or Instagram

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Speaker 2: and all that kind of crap, you know, even a

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Speaker 2: few years ago. So it's really hard to see your

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Speaker 2: your peers doing amazing things and you may feel like

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Speaker 2: a little you know, left behind.

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Speaker 3: No, it is, I mean, honestly, it is easy to

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Speaker 3: get caught up. I mean to me, I found that

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Speaker 3: the best cure for oh you know, I call it

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Speaker 3: not not jealousy, but like, oh I wish I was

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Speaker 3: doing better, you know what I mean, Like some I

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Speaker 3: might look at someone and not be like, oh man,

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Speaker 3: I want what she has, but instead it kind of

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Speaker 3: makes me say.

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Speaker 1: Like, ah, like, what am I doing wrong? I gotta

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Speaker 1: do better, you know.

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Speaker 3: And then but I've learned that well, one of the

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Speaker 3: things I do is I like unfollowed folks that kind

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Speaker 3: of put me in that mind frame, not because they

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Speaker 3: did anything wrong, but for whatever reason, it was a

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Speaker 3: trigger for me to compare myself and then find myself lacking.

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Speaker 3: I'm like, simply that's not healthy, you know. So then

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Speaker 3: I learned, I said, at first, I used to try

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Speaker 3: to tough it out and say no, you're gonna follow them.

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Speaker 3: And you know, when even when you feel like that,

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Speaker 3: you're gonna work through it. Then I realized that's not working,

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Speaker 3: so I would still were still friends, but I unfollowed

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Speaker 3: their notifications so that way I could just like live

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Speaker 3: and enjoy like what I'm doing.

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Speaker 1: And I mean, I'm.

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Speaker 3: Sure that's something, you know, that's definitely something I want

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Speaker 3: to work on on that side. But I'm not gonna

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Speaker 3: throw myself in the fire. There's plenty of tests in

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Speaker 3: life unfollow you know, you know, like this.

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Speaker 2: Think you also you have to think of people as humans,

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Speaker 2: Like I know how much I leave out. I'm not

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Speaker 2: putting on Instagram that I just had to drop down

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Speaker 2: drag out fight with my fiance or that you know,

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Speaker 2: I was rude to the guy at Dunkin Donuts because

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Speaker 2: I was in a hurry and he got my order wrong.

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Speaker 2: You know, like you don't show the worst part of

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Speaker 2: yourself on social media. And I know I leave a

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Speaker 2: lot of crap out, you know, all my you know,

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Speaker 2: my flaws and stuff. And if I just remind myself

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Speaker 2: that there's you know, people have so many issues that

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Speaker 2: you don't put on which I had a conversation with

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Speaker 2: someone close to me and I know what's happening in

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Speaker 2: her life right now, and you go to our social

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Speaker 2: media feed, and you know, she had just this is

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Speaker 2: a long, long time ago, a different friend she had

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Speaker 2: posted something, so I knew that day that she had

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Speaker 2: had a really bad breakup with the guy she was seeing.

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Speaker 2: And the next day she posted these roses and she

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Speaker 2: was like, I'm just so happy with life and like

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Speaker 2: everything is fine, and I was like, yeah, you know,

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Speaker 2: I it makes me sad because I don't want you

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Speaker 2: shouldn't feel like you have to put up a strong

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Speaker 2: social media front, you know, to keep up whatever illusions.

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Speaker 1: I mean, that's life now. And honestly, I find myself.

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Speaker 3: I when I look at my social media feed, I

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Speaker 3: know when when things are hard because I go quiet. Yes,

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Speaker 3: you know, that's what I tend to do, not so

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Speaker 3: much like and even it's not even sometimes when things are.

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Speaker 1: Bad, when if I'm like really overwhelmed, like right now.

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Speaker 3: I just was like, as I was cleaning, I said, okay,

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Speaker 3: we have to do better like you're doing.

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Speaker 1: There's so many amazing things and I'm trying.

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Speaker 3: To do them all and this morning I realize you're

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Speaker 3: not doing them well. And I've just been so and

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Speaker 3: it's not even like I'm overwhelmed because I'm like, things

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Speaker 3: are good, so I can't even complain. But it's just that,

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Speaker 3: like I was always cleaning the house. It hit me,

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Speaker 3: when's the last time you cleaned the house?

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Speaker 1: You know?

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Speaker 3: And I thought, okay, and so I have not I

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Speaker 3: mean I'm not usually, you know, like when when things

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Speaker 3: are kind of light and it's airy and whatever, I

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Speaker 3: post a whole lot. And when I'm either overwhelmed or

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Speaker 3: just like not feeling good, you know, then I don't

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Speaker 3: post at all.

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Speaker 1: I'm just kind of like silent. I'm just a silent watcher.

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Speaker 1: But yeah, I just that.

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Speaker 2: Picture of you elbow deep in the sink. I didn't

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Speaker 2: let America know the truth.

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Speaker 1: I know, right right, It's just that.

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Speaker 3: Yeah, but I mean, social media does have you thinking that, like,

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Speaker 3: you know, everyone has this perfect and even though you

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Speaker 3: know that that's not true, it's hard not to see.

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Speaker 1: I was like, oh, this is what I wanted to say. So,

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Speaker 1: you know, did we talk about Nicole last week?

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Speaker 2: The teacher?

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Speaker 1: No, Nicole BITCHI who's not ex so Nicole Nicole Caine?

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Speaker 2: Oh no, I don't know.

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Speaker 3: No, Okay, this is a perfect example of that. So

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Speaker 3: have you heard of Nicole BITCHI? Like she had a website.

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Speaker 1: No, okay, you haven't.

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Speaker 2: Wow, So I mean maybe, but I never read it.

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Speaker 1: No, no, I never read her website either. But Nicole

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Speaker 1: Bitchi was like huge. She was a big celebrity gossiper,

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Speaker 1: especially for brown folks.

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Speaker 2: That's not her real name isn't.

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Speaker 1: No, her name is Nicole Caine.

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Speaker 3: But Nicole Bitchy was was really it was indicative of

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Speaker 3: like the kind of step on the site, like gossip,

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Speaker 3: you know.

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Speaker 1: And so it did really well, I mean like really well.

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Speaker 1: I mean she was all over.

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Speaker 3: She was invited, she's a beautiful woman too, invited to

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Speaker 3: red carpets, all this kind of stuff.

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Speaker 1: But this is a woman who was getting millions of

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Speaker 1: hits a month.

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Speaker 3: And then last year she kind of and I think

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Speaker 3: probably before last year, she had a change of heart

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Speaker 3: and was like, what am I really doing?

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Speaker 1: This is not contributing to society. So she shut down

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Speaker 1: her wildly.

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Speaker 3: She was like the go to gossip site for black

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Speaker 3: celebrities basically, and she shut it down last year and

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Speaker 3: she re emerged this year with Exo Nicole, which was

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Speaker 3: really supposed to be an empowerment website for women of color.

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Speaker 1: And I actually wrote a few articles, oh.

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Speaker 2: That I've heard of. I've heard ex Nicole.

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Speaker 3: So it was formerly Nicole Bitchy. So she just did

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Speaker 3: a video maybe like a week or so ago or

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Speaker 3: basically where she's like, I'm broke and darn and almost homeless.

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Speaker 3: That she did not anticipate how hard the transition.

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Speaker 1: Was going to be, and that you know that the.

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Speaker 3: Readers, not that the readers don't want to hear good news,

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Speaker 3: but that's a different reader, Like.

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Speaker 2: Yeah, they don't throw, they don't like I mean, people

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Speaker 2: consume negative blogs like they do tabloids, like with the

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Speaker 2: with the fervor, like like a pac man, just chomping

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Speaker 2: up those little bits. It's like gives them more energy

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Speaker 2: or something or fuels something in them.

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Speaker 1: Goodness, you don't want to hear good news.

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Speaker 3: But it's like if I kept if I was coming

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Speaker 3: to you for gossip and I come back to your

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Speaker 3: website and now it's all sunshine of lollipops.

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Speaker 1: I'm like, cause I.

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Speaker 3: Wondered why I wrote an article and it wasn't It

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Speaker 3: was about credit Girl. The comments were vicious because her

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Speaker 3: readers were so used to we're so used to being

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Speaker 3: negative and mean. I'm like, what what is happening in

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Speaker 3: these comments sections? And I just I didn't realize that,

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Speaker 3: like wow, it was just a culture that she had

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Speaker 3: created and she was trying to bring those people along,

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Speaker 3: but it was like they could not make the transition.

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Speaker 1: And so she just talked about how.

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Speaker 3: Because you go to her social media, this is a

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Speaker 3: woman who travels all the world. I mean, like I said,

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Speaker 3: she's beautiful, and you would think everything was great. And

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Speaker 3: I thought that her YouTube video and you guys get

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Speaker 3: a chance just type in Nicole Caine, you know YouTube

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Speaker 3: or whatever. I think it's called I Am Nicole her

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Speaker 3: YouTube channel, but she basically talks about that. You know,

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Speaker 3: she was putting up a front and being an entrepreneur's hard,

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Speaker 3: and she didn't manage her money well. And maybe we

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Speaker 3: could talk about that if we don't have a question

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Speaker 3: about what does that look like when you have your

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Speaker 3: own business or you know you're making a transition, what

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Speaker 3: money things can people do to put themselves in place

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Speaker 3: to not go through that, because I'm sure that she

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Speaker 3: has seen a ton of money, but now it's no

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Speaker 3: longer here. And she said when she first moved, her

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Speaker 3: parents passed away when she was younger, and she moved

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Speaker 3: in with her aunt eight years ago to try to

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Speaker 3: make her dream happen, and she had to call her

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Speaker 3: on again eight years later, after traveling the world and

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Speaker 3: running the super successful site, and ask her is my

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00:16:50,160 --> 00:16:53,480
Speaker 3: room still available? And I thought, Wow, just a good

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Speaker 3: lesson of social media, money, entrepreneurship all wrapped into one.

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Speaker 1: Well.

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Speaker 2: I hope she gets back on her Yeah, I think,

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Speaker 2: and I think she won. I we have good news

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Speaker 2: to win exactly.

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Speaker 3: And plus two, I always think this that if the

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00:17:07,480 --> 00:17:11,280
Speaker 3: work you put in to get there, that that personality

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00:17:11,320 --> 00:17:14,399
Speaker 3: is still in you. You know that you you know

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Speaker 3: it wasn't easy to get where she got to, even

390
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Speaker 3: though Nicole BITCHI might not have been, you know, helping society,

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Speaker 3: but still you put that same hustle and effort back

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Speaker 3: in to create your new reality.

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Speaker 1: You know.

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Speaker 2: When you first said, Nicole, I don't know if this

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Speaker 2: is actually the teacher's name, but there was. Did you

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Speaker 2: see all the hot teacher debate last week?

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Speaker 1: Yes, what did you think?

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Speaker 2: Well, I wanted to hear what you think because you

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Speaker 2: were a teacher. Yeah, so I don't know. This is

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Speaker 2: how I found out from my friend Jess. You know,

401
00:17:40,280 --> 00:17:43,600
Speaker 2: the Beyonce hater. Whenever I get like a long text

402
00:17:43,640 --> 00:17:46,199
Speaker 2: from Jess, I'm like, what happens happened now in the news,

403
00:17:46,280 --> 00:17:49,199
Speaker 2: And she went on and on about this teacher. So

404
00:17:49,840 --> 00:17:51,760
Speaker 2: I don't know her name, but she was a she's

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Speaker 2: a school, an elementary school. Like, she's not a teacher,

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Speaker 2: she's like a teacher's assistant or something, I think. But

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Speaker 2: she wears these tight sort of hugging She's very curvy,

408
00:18:01,960 --> 00:18:04,440
Speaker 2: looks great, but she wears these very tight dresses to work.

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Speaker 2: And she's become known for like being the hot teacher.

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Speaker 2: And I don't know how these pictures got out on

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Speaker 2: the internet, but they are. And of course everyone's dragging

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Speaker 2: her and saying that this is inappropriate, too sexy for

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Speaker 2: you know, a young school teacher. You know, I would

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Speaker 2: not wear that to my job with grown ups personally,

415
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Speaker 2: But that's that's me personally, Like I wouldn't wear tight

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Speaker 2: stuff like that to work. And I've always thought the

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Speaker 2: you know, I think you should feel. I think what

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Speaker 2: you wear is, you know, is really important when you're

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Speaker 2: going into a job, especially when you're doing things you know,

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Speaker 2: you and I do public speaking and things like that,

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Speaker 2: and I think how you look it, you know, influences

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00:18:43,520 --> 00:18:45,960
Speaker 2: you and how you feel and can make you really confident,

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00:18:46,480 --> 00:18:49,719
Speaker 2: and that's important. But at the same time, I've always

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00:18:49,720 --> 00:18:53,600
Speaker 2: thought if people are focusing on what I'm wearing, They're

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Speaker 2: not going to be focused on what I'm saying and

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00:18:55,320 --> 00:18:58,920
Speaker 2: the work that I'm doing. So personally, I always thought

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00:18:58,920 --> 00:19:00,560
Speaker 2: it was it's better to I don't know, have the

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00:19:00,640 --> 00:19:05,240
Speaker 2: right balance, like dressing your age and looking young and stylish,

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00:19:05,280 --> 00:19:07,040
Speaker 2: but then also being taken seriously.

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Speaker 3: I mean, I mean, I'll say this, it was because

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00:19:11,119 --> 00:19:13,440
Speaker 3: not every not every outfit, because you know, they showed

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Speaker 3: a bunch of them, not every outfit of hers to

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Speaker 3: me was and I hate to use the word inappropriate,

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Speaker 3: it was specifically to me, the pink. She had this

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Speaker 3: pink dress that was really body It was definitely covered,

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Speaker 3: like it went to her knees, but it was body hugging,

437
00:19:29,240 --> 00:19:31,800
Speaker 3: like you know, you could almost see.

438
00:19:31,600 --> 00:19:34,080
Speaker 2: Like the v Yeah, that's the one I saw. Yeah,

439
00:19:34,119 --> 00:19:35,760
Speaker 2: you know that's what everyone's leading with.

440
00:19:36,080 --> 00:19:38,480
Speaker 3: Yes, because but there were other dresses she had that

441
00:19:38,640 --> 00:19:39,840
Speaker 3: were like, you know, you could tell.

442
00:19:39,920 --> 00:19:40,760
Speaker 1: I mean, she has the type.

443
00:19:40,800 --> 00:19:42,840
Speaker 3: She's a beautiful woman, she has the type of body

444
00:19:43,160 --> 00:19:44,760
Speaker 3: no matter what she wears. You don't see she has

445
00:19:44,760 --> 00:19:46,880
Speaker 3: a body, which is fine because that's your body, because

446
00:19:46,920 --> 00:19:49,440
Speaker 3: I have a behind, like no matter what I wear, honestly,

447
00:19:49,840 --> 00:19:53,280
Speaker 3: like you see my behind, but I know that, and

448
00:19:53,800 --> 00:19:56,520
Speaker 3: as a teacher, like that pink one, I mean, people

449
00:19:56,560 --> 00:19:58,600
Speaker 3: are like, oh, you're just because they What people did

450
00:19:58,720 --> 00:20:01,480
Speaker 3: was they showed a other women with the same dress

451
00:20:01,600 --> 00:20:02,960
Speaker 3: on with different body types.

452
00:20:03,280 --> 00:20:04,440
Speaker 2: Oh sorry, can you hear that?

453
00:20:05,200 --> 00:20:06,000
Speaker 1: No? What was that?

454
00:20:06,160 --> 00:20:08,200
Speaker 2: Never mind? A clip just started playing automatically.

455
00:20:10,680 --> 00:20:13,879
Speaker 3: So they showed other women with different like skinny and

456
00:20:13,920 --> 00:20:16,719
Speaker 3: slim or not that she's not slim, but other body

457
00:20:16,720 --> 00:20:20,240
Speaker 3: types that wore the same dress and it looked obviously

458
00:20:20,280 --> 00:20:23,320
Speaker 3: different on them. The thing I say is this that

459
00:20:23,400 --> 00:20:25,240
Speaker 3: pink dress. I didn't think it was appropriate. I was

460
00:20:25,240 --> 00:20:26,879
Speaker 3: a teacher for a number of years and that doesn't

461
00:20:26,880 --> 00:20:29,960
Speaker 3: make me an authority, but I didn't think it was appropriate.

462
00:20:30,040 --> 00:20:32,520
Speaker 1: It was skin type, Mandy, I mean skin type.

463
00:20:32,640 --> 00:20:34,080
Speaker 2: They're looking at it.

464
00:20:34,200 --> 00:20:36,200
Speaker 1: There were other outas she had that were really cute.

465
00:20:36,320 --> 00:20:39,679
Speaker 3: Still showed her curves and they were just like, okay,

466
00:20:39,720 --> 00:20:42,920
Speaker 3: these are I have curves, so no matter what, you're

467
00:20:42,960 --> 00:20:44,880
Speaker 3: gonna see them. But these are dresses that I thought

468
00:20:44,920 --> 00:20:49,679
Speaker 3: were basically appropriate. But that skin type pink dress that

469
00:20:49,760 --> 00:20:54,040
Speaker 3: was a club dress. And to me, it's not curved shaming.

470
00:20:54,160 --> 00:20:56,280
Speaker 1: You know, people are like, oh, black women's bodies are

471
00:20:56,280 --> 00:20:57,720
Speaker 1: always girl. I have a big gold behind.

472
00:20:57,760 --> 00:21:00,119
Speaker 3: I've always had a big goal behind and I know that,

473
00:21:00,359 --> 00:21:02,679
Speaker 3: and so there are certain things. For example, when I

474
00:21:02,720 --> 00:21:05,640
Speaker 3: played tennis, like my skirt was always up in the back,

475
00:21:05,720 --> 00:21:07,560
Speaker 3: and I played tennis with a lot of girls who

476
00:21:07,560 --> 00:21:10,760
Speaker 3: didn't have behind, So there were certain sizes that I wore.

477
00:21:10,840 --> 00:21:13,520
Speaker 3: Maybe I might wear something, you know, I wore tights

478
00:21:13,560 --> 00:21:15,639
Speaker 3: under my skirt because I knew my body type.

479
00:21:15,640 --> 00:21:17,960
Speaker 1: That's the thing. It's not about body shaming.

480
00:21:18,320 --> 00:21:21,560
Speaker 3: It's like like I don't think skin tight is appropriate

481
00:21:21,640 --> 00:21:24,240
Speaker 3: no matter what your body type. You might have no boobs,

482
00:21:24,240 --> 00:21:26,440
Speaker 3: no butt, but if it's still super skin tight.

483
00:21:26,240 --> 00:21:27,560
Speaker 1: I don't think it's appropriate for school.

484
00:21:27,680 --> 00:21:30,479
Speaker 3: Sorry, Like there are places for that, and I just,

485
00:21:30,560 --> 00:21:32,640
Speaker 3: you know, because a bunch of my friends were like, no,

486
00:21:32,840 --> 00:21:35,560
Speaker 3: I just think, no, girl, it's not appropriate for school

487
00:21:35,560 --> 00:21:38,240
Speaker 3: because what do you what is what's the purpose of that?

488
00:21:38,400 --> 00:21:41,240
Speaker 1: Are you like trying to attract the fourth grader, like.

489
00:21:41,240 --> 00:21:44,400
Speaker 2: You know, you know those those little boys are so confused.

490
00:21:44,880 --> 00:21:46,720
Speaker 1: Yes, I know, I mean, which is it's.

491
00:21:46,680 --> 00:21:48,639
Speaker 2: Just all the hormones are it's just starting to like

492
00:21:48,680 --> 00:21:49,640
Speaker 2: perk up a little bit.

493
00:21:50,440 --> 00:21:52,320
Speaker 1: Yeah, I just didn't. Yeah, I thowt that.

494
00:21:53,960 --> 00:21:56,880
Speaker 2: It's an awkward debate to have, right because you don't

495
00:21:56,880 --> 00:21:59,280
Speaker 2: want to be sexist, and then you don't want to

496
00:21:59,320 --> 00:22:04,040
Speaker 2: body shame, but you do. I mean from a career perspective.

497
00:22:04,200 --> 00:22:05,879
Speaker 1: You have to know you know your body.

498
00:22:05,920 --> 00:22:09,320
Speaker 3: It's like saying that my friend is five to five

499
00:22:09,960 --> 00:22:13,840
Speaker 3: and I'm six foot, and you know, we both are

500
00:22:13,880 --> 00:22:15,960
Speaker 3: wearing this like you know, we're both a size six

501
00:22:16,119 --> 00:22:19,240
Speaker 3: and we're both wearing the same medium skirt. But the

502
00:22:19,280 --> 00:22:21,400
Speaker 3: medium skirt on me looks like a mini skirt because

503
00:22:21,400 --> 00:22:24,320
Speaker 3: I'm so tall, and on her it goes to her knees.

504
00:22:24,400 --> 00:22:25,000
Speaker 1: And you're like, well, we.

505
00:22:25,000 --> 00:22:27,439
Speaker 3: Wear in the same skirt, don't shame me because my

506
00:22:27,520 --> 00:22:30,520
Speaker 3: leg's a long girl, Like, honestly, let's not be foolish.

507
00:22:30,840 --> 00:22:32,640
Speaker 3: And that's the part that piss me off because it's like, well,

508
00:22:32,800 --> 00:22:34,359
Speaker 3: how come this super.

509
00:22:34,400 --> 00:22:36,040
Speaker 1: Skinny girl can wear it and she can't?

510
00:22:36,640 --> 00:22:40,719
Speaker 3: You know, your body certain things If I'm taller than

511
00:22:40,760 --> 00:22:43,359
Speaker 3: this shorter girl and we were in the same size

512
00:22:43,400 --> 00:22:47,320
Speaker 3: skirt and it comes to the bottom of my behind.

513
00:22:47,640 --> 00:22:49,240
Speaker 3: It's not appropriate. I don't care that we we're in

514
00:22:49,280 --> 00:22:51,520
Speaker 3: the same side where we're in. I'm not being body shamed.

515
00:22:51,520 --> 00:22:54,439
Speaker 1: It's just that this is I have to know my

516
00:22:54,520 --> 00:22:57,679
Speaker 1: body and dress appropriately for where I work. Because she

517
00:22:57,720 --> 00:22:59,440
Speaker 1: also had pictures of her, like, you know, going out

518
00:22:59,440 --> 00:23:01,920
Speaker 1: and going to the clip in very similar dresses.

519
00:23:01,960 --> 00:23:03,840
Speaker 3: So what does that tell you that you think club

520
00:23:03,880 --> 00:23:07,400
Speaker 3: gear is is is the same as you know, teacher gear.

521
00:23:07,480 --> 00:23:09,840
Speaker 3: Like I said, all of her outfits were not inappropriate,

522
00:23:09,840 --> 00:23:10,840
Speaker 3: but I found that one to be.

523
00:23:11,000 --> 00:23:12,760
Speaker 1: It was skin tight.

524
00:23:13,040 --> 00:23:15,000
Speaker 3: It wasn't not her body, it was just getting tight

525
00:23:15,000 --> 00:23:16,840
Speaker 3: and just I don't know, I'm just like whatever. And

526
00:23:16,880 --> 00:23:19,040
Speaker 3: they showed a picture of a guy with his like

527
00:23:19,119 --> 00:23:20,520
Speaker 3: tattoos out and like.

528
00:23:20,480 --> 00:23:21,800
Speaker 1: I don't know, and they were like, well, what about

529
00:23:21,800 --> 00:23:24,040
Speaker 1: this teacher, he's a man. Is this appropriate? Now?

530
00:23:25,480 --> 00:23:29,600
Speaker 2: It just comes down to workplace attire, and you should

531
00:23:29,680 --> 00:23:32,760
Speaker 2: know to dress for your place of work. Like I said,

532
00:23:32,960 --> 00:23:36,880
Speaker 2: I work. I would never wear something super sexy to work.

533
00:23:36,920 --> 00:23:40,080
Speaker 2: It just doesn't feel appropriate. I would feel uncomfortable, Like,

534
00:23:40,400 --> 00:23:42,640
Speaker 2: you know, you stick out in a workplace sometimes if

535
00:23:42,640 --> 00:23:45,240
Speaker 2: you were you know, if you were something super sexy

536
00:23:45,280 --> 00:23:47,560
Speaker 2: and like, I don't know it just and I think

537
00:23:47,560 --> 00:23:50,520
Speaker 2: it's important for young women to know. I think that,

538
00:23:50,600 --> 00:23:52,119
Speaker 2: you know, I got a question one time from a

539
00:23:52,160 --> 00:23:54,040
Speaker 2: young girl who was I got, you know, I helped

540
00:23:54,080 --> 00:23:55,800
Speaker 2: her get an internship in New York City, and she

541
00:23:55,880 --> 00:23:58,000
Speaker 2: was like, man, what do I wear in the office?

542
00:23:58,520 --> 00:24:01,040
Speaker 2: And I was like, that's a good question. You should

543
00:24:01,160 --> 00:24:04,359
Speaker 2: read the room and see what kind of attire is appropriate.

544
00:24:04,600 --> 00:24:06,200
Speaker 1: Because the thing is you can wear whatever you want.

545
00:24:06,240 --> 00:24:09,320
Speaker 3: People forget this that like, fine, wear that, but then

546
00:24:09,480 --> 00:24:11,640
Speaker 3: you're going to be treated a certain way. Like that's

547
00:24:11,640 --> 00:24:14,600
Speaker 3: what people don't get that you can do whatever you want,

548
00:24:14,840 --> 00:24:18,919
Speaker 3: but then then those people around you will judge you

549
00:24:18,960 --> 00:24:22,159
Speaker 3: as a result. So yes, wear skin tight if you like,

550
00:24:22,640 --> 00:24:26,000
Speaker 3: but then you know, that's you know, people are going

551
00:24:26,040 --> 00:24:27,280
Speaker 3: to look at you a certain way and the truth

552
00:24:27,280 --> 00:24:29,320
Speaker 3: of the matters and people forget this, especially people who

553
00:24:29,320 --> 00:24:32,479
Speaker 3: are not teachers. I'm sorry, but when you're a teacher,

554
00:24:32,560 --> 00:24:36,000
Speaker 3: there is a you are held to a higher standard,

555
00:24:36,560 --> 00:24:39,240
Speaker 3: Like there are certain things that I could not do

556
00:24:39,280 --> 00:24:41,119
Speaker 3: on my social media or I could lose my job

557
00:24:41,160 --> 00:24:43,080
Speaker 3: as a teacher. So it's not just like, oh, you

558
00:24:43,080 --> 00:24:44,720
Speaker 3: can wear whatever you want. This is no, no, this

559
00:24:44,760 --> 00:24:47,480
Speaker 3: is not corporate America, that it is made very clear

560
00:24:47,480 --> 00:24:50,399
Speaker 3: that when you're a teacher that even your personal like.

561
00:24:50,440 --> 00:24:54,600
Speaker 2: Ooh sorry, look at this, and maybe it was laundry day,

562
00:24:55,040 --> 00:24:57,520
Speaker 2: you know, even your party got nothing else to wear.

563
00:24:57,960 --> 00:24:59,679
Speaker 3: Like I said, she's a beautiful woman and I'm not,

564
00:24:59,720 --> 00:25:01,720
Speaker 3: you know, like, oh people are hated, don't girl, I

565
00:25:01,720 --> 00:25:02,359
Speaker 3: got it behind.

566
00:25:02,800 --> 00:25:04,399
Speaker 1: I don't have I don't have the top part like

567
00:25:04,440 --> 00:25:04,800
Speaker 1: she has.

568
00:25:04,840 --> 00:25:07,960
Speaker 3: I'm like, girl, we can switch up, but but no.

569
00:25:08,000 --> 00:25:10,200
Speaker 1: I think that she is absolutely dropped dead gorgeously.

570
00:25:10,240 --> 00:25:11,800
Speaker 2: But did it just become like a forty year old

571
00:25:11,840 --> 00:25:13,800
Speaker 2: soccer mama. I was like, it's a message you're getting

572
00:25:13,840 --> 00:25:14,400
Speaker 2: to children.

573
00:25:15,600 --> 00:25:16,800
Speaker 1: I think children.

574
00:25:17,560 --> 00:25:20,159
Speaker 2: I think Getney Kiddy watches the vma' has already been scandalized.

575
00:25:20,200 --> 00:25:22,600
Speaker 1: Okay, yeah, for sure it is inappropriate. Girl, you're not

576
00:25:22,600 --> 00:25:23,600
Speaker 1: going to be once concert.

577
00:25:25,040 --> 00:25:27,080
Speaker 2: I was going to Beyonce count But.

578
00:25:27,320 --> 00:25:29,320
Speaker 3: I am interested in thinking, like that's just my opinion,

579
00:25:29,359 --> 00:25:31,600
Speaker 3: just from being a teacher and just from like, you know,

580
00:25:31,640 --> 00:25:34,200
Speaker 3: doing that for ten years and like what the expectations

581
00:25:34,200 --> 00:25:36,520
Speaker 3: were and what you know, I knew what the expectations were.

582
00:25:36,520 --> 00:25:39,400
Speaker 1: There as certain places.

583
00:25:38,200 --> 00:25:41,080
Speaker 3: That you work that there are expectations that you're not

584
00:25:41,119 --> 00:25:44,040
Speaker 3: held to in other places, you know, and so I

585
00:25:44,080 --> 00:25:46,320
Speaker 3: think that I would. I'd be interested though, in hearing

586
00:25:46,359 --> 00:25:49,600
Speaker 3: our b A listeners thoughts on her.

587
00:25:49,920 --> 00:25:51,040
Speaker 1: You know what they think about?

588
00:25:51,359 --> 00:25:54,000
Speaker 2: Yeah, email us at the BA. Wait what is I'm

589
00:25:54,000 --> 00:25:58,120
Speaker 2: turning into you? Email us the b A pot Wait

590
00:25:58,200 --> 00:26:01,880
Speaker 2: what the hell is our gmails hell Brown Ambition Podcast

591
00:26:01,960 --> 00:26:04,399
Speaker 2: at gmail dot com. Oh my god, what is happening

592
00:26:04,440 --> 00:26:04,560
Speaker 2: to you?

593
00:26:04,800 --> 00:26:06,840
Speaker 1: Because you know what it's the BA at the BA

594
00:26:06,920 --> 00:26:07,800
Speaker 1: podcast is Twitter?

595
00:26:07,960 --> 00:26:10,480
Speaker 2: Right, Yes? I just want to say, if you own

596
00:26:10,640 --> 00:26:13,159
Speaker 2: the at Brown Ambition Twitter handle, you're messing us up

597
00:26:13,200 --> 00:26:16,119
Speaker 2: big time, okay, because you never tweet and I have

598
00:26:16,200 --> 00:26:17,880
Speaker 2: sent a letter to Twitter to tell me you never

599
00:26:17,920 --> 00:26:19,800
Speaker 2: You have not tweeted since two thousand and nine, and

600
00:26:19,840 --> 00:26:22,520
Speaker 2: why can't we have your Twitter handle? Okay, And it's

601
00:26:22,560 --> 00:26:25,440
Speaker 2: just not fair, your Twitter squatter and it's rude. They

602
00:26:25,480 --> 00:26:28,040
Speaker 2: are super rude. But yeah, tell us what you think

603
00:26:28,040 --> 00:26:31,359
Speaker 2: of hot for teacher or a sexy teacher. Email us

604
00:26:31,359 --> 00:26:43,160
Speaker 2: at Brown Ambition Podcast at gmail dot com. There you go, thank.

605
00:26:43,000 --> 00:26:46,959
Speaker 3: You breaking Brown boosting.

606
00:26:47,640 --> 00:26:49,199
Speaker 2: Yeah, what do we go? I see? I feel like

607
00:26:49,200 --> 00:26:51,040
Speaker 2: we have it's like double the pressure because we had

608
00:26:51,080 --> 00:26:53,199
Speaker 2: to Brown break and boost at dinner on Friday, we

609
00:26:53,280 --> 00:26:55,639
Speaker 2: like did around. We did a round table boost and break.

610
00:26:56,200 --> 00:26:57,800
Speaker 1: I know, but I got a.

611
00:26:57,760 --> 00:26:58,520
Speaker 2: Little some something.

612
00:26:58,920 --> 00:26:59,840
Speaker 1: Okay, you go first.

613
00:27:00,080 --> 00:27:02,040
Speaker 2: I was gonna give a boost. I need a boost

614
00:27:02,080 --> 00:27:05,360
Speaker 2: from myself. So I'm taking a break from coffee. That's

615
00:27:05,359 --> 00:27:07,399
Speaker 2: one thing I had that one week where I was like, man,

616
00:27:07,440 --> 00:27:10,120
Speaker 2: I'm really anxious at work and I was working late

617
00:27:10,160 --> 00:27:12,240
Speaker 2: and getting up early, and I was like doping on

618
00:27:12,280 --> 00:27:15,199
Speaker 2: the caffeine, like I had like an ivy a central

619
00:27:15,240 --> 00:27:18,280
Speaker 2: line to the coffee. And I didn't grow up drinking coffee.

620
00:27:18,280 --> 00:27:20,560
Speaker 2: So it makes me really crazy, and it makes all

621
00:27:20,560 --> 00:27:23,400
Speaker 2: my anxieties and my stress just go through the roof

622
00:27:24,200 --> 00:27:26,600
Speaker 2: and I can't sleep, and I have to tend to

623
00:27:26,600 --> 00:27:28,639
Speaker 2: have more stress streams when I'm on the caffeine. So

624
00:27:29,240 --> 00:27:31,960
Speaker 2: I'm taking a break from coffee and I'm trying to

625
00:27:32,000 --> 00:27:35,680
Speaker 2: replace it with and don't judge me. I've been getting

626
00:27:35,680 --> 00:27:41,280
Speaker 2: green juices in the morning, green juices that have like cucumber, celery, ginger,

627
00:27:41,400 --> 00:27:45,520
Speaker 2: nothing fun, spinach a little green apple for some extra fun.

628
00:27:45,880 --> 00:27:48,840
Speaker 2: And because I heard that you drink green juice that

629
00:27:48,840 --> 00:27:50,679
Speaker 2: has ginger and that's kind of like vegetables in it.

630
00:27:50,720 --> 00:27:54,160
Speaker 2: Then it'll give you energy in the morning. It's been

631
00:27:54,240 --> 00:27:57,640
Speaker 2: about four days and I can't exactly say that it's working,

632
00:27:58,040 --> 00:28:00,760
Speaker 2: but what I will say is that like stops me

633
00:28:00,960 --> 00:28:04,400
Speaker 2: from eating like crappy food in the morning. Like I'm

634
00:28:04,440 --> 00:28:07,960
Speaker 2: not really craving like bad sort of breakfast foods, but

635
00:28:08,240 --> 00:28:11,520
Speaker 2: I am hitting a wall at the round three pm.

636
00:28:11,880 --> 00:28:13,720
Speaker 2: And might I may have cheated and had a little

637
00:28:13,760 --> 00:28:16,760
Speaker 2: green tea with some caffeine in it. But I've been

638
00:28:16,800 --> 00:28:20,000
Speaker 2: sleeping a lot better. That's good, which is good and

639
00:28:20,040 --> 00:28:23,040
Speaker 2: no more stress streams. But yeah, I was waking up

640
00:28:23,080 --> 00:28:24,600
Speaker 2: at like three in the morning and then five in

641
00:28:24,640 --> 00:28:26,399
Speaker 2: the morning and then six in the morning, and just

642
00:28:26,400 --> 00:28:29,200
Speaker 2: like you know, not getting good sleep. Not a cute look.

643
00:28:29,960 --> 00:28:31,600
Speaker 1: I used to do like my own I used to do.

644
00:28:31,640 --> 00:28:33,399
Speaker 1: You make your own smoothies. So you're buying the well,

645
00:28:33,400 --> 00:28:33,840
Speaker 1: here's the thing.

646
00:28:33,840 --> 00:28:35,840
Speaker 2: They're super expensive in New York. You can pay like

647
00:28:35,880 --> 00:28:38,360
Speaker 2: twelve to fifteen dollars for a green juice. But my

648
00:28:38,480 --> 00:28:41,880
Speaker 2: hidden secret is in Inwood everything is cheaper. So there's

649
00:28:41,880 --> 00:28:44,280
Speaker 2: a little there's a little juice store down below us

650
00:28:44,360 --> 00:28:45,960
Speaker 2: round the corner, and if I get there, they open

651
00:28:46,000 --> 00:28:48,080
Speaker 2: at eight o'clock. So if I get there right at eight.

652
00:28:48,160 --> 00:28:50,960
Speaker 2: It's only six dollars for a large green juice, although

653
00:28:51,160 --> 00:28:53,480
Speaker 2: that's not so much more than my regular coffee, which

654
00:28:53,560 --> 00:28:55,600
Speaker 2: was a four and five dollars daily habit.

655
00:28:56,280 --> 00:28:57,920
Speaker 3: So I used to make my own, honestly, and that

656
00:28:57,960 --> 00:28:59,520
Speaker 3: was really good. I used to make a green smoothie

657
00:28:59,520 --> 00:29:01,760
Speaker 3: and it would give me so much energy. I don't

658
00:29:01,760 --> 00:29:03,400
Speaker 3: know why I don't do it anymore.

659
00:29:03,000 --> 00:29:04,760
Speaker 2: Because it's a pain in the ass. That's why pretty

660
00:29:04,840 --> 00:29:07,040
Speaker 2: much cleanup. I used to have a juicer too, and

661
00:29:07,080 --> 00:29:08,480
Speaker 2: you know why I stopped because it was a pain

662
00:29:08,600 --> 00:29:10,880
Speaker 2: in the butt. I'd much rather paste among a little

663
00:29:10,880 --> 00:29:12,880
Speaker 2: six dollars to make it for me and not to

664
00:29:12,920 --> 00:29:13,840
Speaker 2: do zero cleanup.

665
00:29:14,440 --> 00:29:16,360
Speaker 3: Like I'm like, Tiffany, what are you doing? Like you know,

666
00:29:16,640 --> 00:29:19,080
Speaker 3: I have plenty of time. I don't schedule any meetings

667
00:29:19,120 --> 00:29:21,360
Speaker 3: before like eleven, so I'm like, make it. So I'm

668
00:29:21,360 --> 00:29:22,719
Speaker 3: gonna try to get back into it, because I used

669
00:29:22,720 --> 00:29:25,840
Speaker 3: to make smoothies out of them, like I would put spinach, kale,

670
00:29:26,920 --> 00:29:30,240
Speaker 3: peaches were my favorite with it, and I just it

671
00:29:30,240 --> 00:29:32,320
Speaker 3: would be honestly, it would taste really good. I would

672
00:29:32,320 --> 00:29:34,600
Speaker 3: make it for Superman in the morning and he would

673
00:29:34,640 --> 00:29:37,000
Speaker 3: just be like zing zing zing off to work.

674
00:29:37,160 --> 00:29:38,760
Speaker 2: So what about you boosting and breaking.

675
00:29:39,240 --> 00:29:40,320
Speaker 1: I'm gonna take a break.

676
00:29:40,320 --> 00:29:45,640
Speaker 3: I'm gonna take a break from multitasking. Not well, I

677
00:29:45,680 --> 00:29:48,120
Speaker 3: don't think I can ever fully take a break from multitasking,

678
00:29:48,200 --> 00:29:51,280
Speaker 3: but just to the extent that I have been doing

679
00:29:51,320 --> 00:29:53,480
Speaker 3: so because I'm just looking and things are you know,

680
00:29:53,800 --> 00:29:57,280
Speaker 3: I've heard the studies that people have done that says

681
00:29:57,320 --> 00:30:00,200
Speaker 3: you actually get less done when you multitask.

682
00:30:00,800 --> 00:30:03,280
Speaker 2: And I can see that depends.

683
00:30:04,320 --> 00:30:05,400
Speaker 1: So I found that.

684
00:30:05,440 --> 00:30:07,440
Speaker 3: I mean, I mean, I don't know that you can

685
00:30:07,680 --> 00:30:10,840
Speaker 3: live in twenty sixteen and not be multitasking to a

686
00:30:10,840 --> 00:30:11,440
Speaker 3: certain degree.

687
00:30:11,440 --> 00:30:13,440
Speaker 1: But I have found that what I've.

688
00:30:13,320 --> 00:30:17,280
Speaker 3: Been doing is too many big projects at once. And

689
00:30:17,320 --> 00:30:20,000
Speaker 3: I never used to do that before. Before I would

690
00:30:20,000 --> 00:30:22,400
Speaker 3: always have one main project when it as it relates

691
00:30:22,440 --> 00:30:24,160
Speaker 3: to my business, and then I would have like, you know,

692
00:30:24,200 --> 00:30:25,920
Speaker 3: some like underlying smaller ones.

693
00:30:26,160 --> 00:30:28,200
Speaker 1: But as it is right now, I've got like four

694
00:30:28,400 --> 00:30:29,080
Speaker 1: big projects.

695
00:30:29,160 --> 00:30:32,080
Speaker 3: I'm like, tiffany how, this is why things and I

696
00:30:32,560 --> 00:30:34,960
Speaker 3: see the difference, and things are not going as well

697
00:30:35,960 --> 00:30:38,760
Speaker 3: as as they should be, you know, some things are

698
00:30:38,760 --> 00:30:41,600
Speaker 3: actually declining, and I'm like, okay, so I had to

699
00:30:41,640 --> 00:30:43,120
Speaker 3: take a steack. I always like, you know, take a

700
00:30:43,120 --> 00:30:45,840
Speaker 3: step back. It's really important if you have a business

701
00:30:45,960 --> 00:30:48,200
Speaker 3: or even if you're working in someplace. And I'm always

702
00:30:48,280 --> 00:30:51,560
Speaker 3: taking stock and what's working, what's not working, and being

703
00:30:51,600 --> 00:30:53,680
Speaker 3: honest with myself when things are not doing well.

704
00:30:53,800 --> 00:30:55,160
Speaker 1: I don't like living in denial.

705
00:30:55,640 --> 00:30:57,240
Speaker 3: And I have a really great team and I really

706
00:30:57,280 --> 00:30:59,960
Speaker 3: encourage them, like, Yo, the minute you see something's not working,

707
00:31:00,160 --> 00:31:02,480
Speaker 3: I need you to tap me on the shoulder and say, girl,

708
00:31:03,120 --> 00:31:04,880
Speaker 3: I'm in the trenches, this ain't working, you know.

709
00:31:05,040 --> 00:31:07,080
Speaker 1: And so my knows. We have an open door policy.

710
00:31:07,520 --> 00:31:11,120
Speaker 3: So I say all that to say like, Okay, I'm

711
00:31:11,120 --> 00:31:14,400
Speaker 3: gonna have a team meeting and to talk about what

712
00:31:14,520 --> 00:31:17,400
Speaker 3: is our even if it's week by week, like well,

713
00:31:17,400 --> 00:31:19,320
Speaker 3: what project are we gonna work on this week?

714
00:31:19,480 --> 00:31:22,040
Speaker 1: Okay? Then the next week, what does that look like?

715
00:31:22,120 --> 00:31:25,640
Speaker 3: Because I think that that would just do better for

716
00:31:26,400 --> 00:31:28,400
Speaker 3: what I'm doing, just because right now I'm just looking

717
00:31:28,440 --> 00:31:31,200
Speaker 3: and I'm like, oh, there's so many things, Mandy. I'm like,

718
00:31:31,320 --> 00:31:33,200
Speaker 3: how is this all gonna get done? Like I'm speaking

719
00:31:33,200 --> 00:31:35,400
Speaker 3: at thinkan next week, ask me if I've written anything.

720
00:31:35,600 --> 00:31:38,840
Speaker 1: I don't even know what I'm talking about. I know.

721
00:31:38,960 --> 00:31:41,360
Speaker 3: Meanwhile, I'm doing like a mini like a mini keynote,

722
00:31:41,760 --> 00:31:43,360
Speaker 3: and I'm just like, oh my god, just because on

723
00:31:43,440 --> 00:31:46,120
Speaker 3: top of everything, I haven't even bought my fincon flight

724
00:31:46,280 --> 00:31:46,560
Speaker 3: and I.

725
00:31:46,560 --> 00:31:49,440
Speaker 1: Leave next week, say what to who? Okay, I know,

726
00:31:49,560 --> 00:31:54,000
Speaker 1: it's just I know.

727
00:31:54,040 --> 00:31:55,640
Speaker 3: And the thing is so crazy is that the team

728
00:31:55,680 --> 00:31:58,479
Speaker 3: has been walking out. It's not even the part that

729
00:31:58,640 --> 00:31:59,480
Speaker 3: i've I've and I.

730
00:31:59,440 --> 00:32:03,080
Speaker 1: Don't know if this if it's a mistake or I

731
00:32:03,080 --> 00:32:03,400
Speaker 1: don't know.

732
00:32:03,520 --> 00:32:06,400
Speaker 3: If you own a business and you're listening, be a listeners,

733
00:32:06,480 --> 00:32:09,560
Speaker 3: let me know. But the team has done so well

734
00:32:09,640 --> 00:32:12,200
Speaker 3: that since they've come on, Mandy, I have grown like

735
00:32:12,200 --> 00:32:13,640
Speaker 3: I've never grown before.

736
00:32:13,680 --> 00:32:16,440
Speaker 1: And it's almost like I can't I can't keep up.

737
00:32:16,480 --> 00:32:20,400
Speaker 3: It's like the team alleviated so much of what I

738
00:32:20,520 --> 00:32:23,280
Speaker 3: used to do before that it allowed me to grow

739
00:32:23,320 --> 00:32:26,240
Speaker 3: the business. I mean, from last year to this year,

740
00:32:26,280 --> 00:32:29,000
Speaker 3: we have grown times five. And usually I double my

741
00:32:29,240 --> 00:32:32,440
Speaker 3: business every year. This year we've I don't even know

742
00:32:32,600 --> 00:32:33,080
Speaker 3: the word.

743
00:32:32,920 --> 00:32:36,640
Speaker 1: Can tupled it. That's the word. As a result of

744
00:32:36,680 --> 00:32:37,040
Speaker 1: the team.

745
00:32:37,360 --> 00:32:39,600
Speaker 3: So it's not that the team is not working, it's

746
00:32:39,680 --> 00:32:42,200
Speaker 3: like they're working almost too well and now I'm like

747
00:32:42,240 --> 00:32:43,040
Speaker 3: I need more team.

748
00:32:43,840 --> 00:32:46,680
Speaker 2: So it's your fault, really, I know.

749
00:32:47,360 --> 00:32:49,720
Speaker 3: I'm like, so I'm like, okay, well, how do you

750
00:32:49,760 --> 00:32:52,960
Speaker 3: I don't want to slow down progress, but I also

751
00:32:53,440 --> 00:32:58,280
Speaker 3: know that it's just a lot of great things, and

752
00:32:58,360 --> 00:33:01,400
Speaker 3: how how do you make all of these great things?

753
00:33:02,040 --> 00:33:02,280
Speaker 1: You know?

754
00:33:02,360 --> 00:33:04,000
Speaker 3: Like, I know, it's a good problem, so I'm definitely

755
00:33:04,000 --> 00:33:06,640
Speaker 3: not complaining. But it's also something new for me because

756
00:33:06,640 --> 00:33:09,720
Speaker 3: I'm used to growing at a speed that I can

757
00:33:09,800 --> 00:33:13,880
Speaker 3: manage where I'm like, okay, new one good good thing. Okay,

758
00:33:14,040 --> 00:33:18,080
Speaker 3: Sierra handles that. Ohdanita handles that. Now it's like ten

759
00:33:18,120 --> 00:33:18,440
Speaker 3: good things.

760
00:33:18,480 --> 00:33:19,120
Speaker 1: What are you gonna do?

761
00:33:19,440 --> 00:33:23,560
Speaker 3: You've got four new sponsorships, five new brand ambassadorships, you know,

762
00:33:24,160 --> 00:33:25,600
Speaker 3: ten new speaking engagements.

763
00:33:25,600 --> 00:33:30,600
Speaker 1: And I'm like, wait, wait, this is great, but half houseway.

764
00:33:30,440 --> 00:33:34,240
Speaker 3: And you know, family and Boo time and supers you know,

765
00:33:34,320 --> 00:33:37,560
Speaker 3: spending time with Supergirl and Superman and cleaning the house

766
00:33:37,600 --> 00:33:39,360
Speaker 3: and yeah.

767
00:33:39,400 --> 00:33:41,760
Speaker 1: So I'm just trying to figure out, like what the.

768
00:33:43,480 --> 00:33:46,320
Speaker 3: Like, what systems I can put in place so the

769
00:33:46,360 --> 00:33:49,920
Speaker 3: business continues to grow. And I don't even know, I

770
00:33:49,920 --> 00:33:51,480
Speaker 3: mean I wish I could. I don't really have a mentor.

771
00:33:51,520 --> 00:33:54,000
Speaker 3: I'm not even gonna lie, like is it okay to

772
00:33:54,080 --> 00:33:58,400
Speaker 3: say I I'm debating with do do I want to

773
00:33:58,440 --> 00:34:01,000
Speaker 3: grow more? You know, I don't want to stop growth,

774
00:34:01,040 --> 00:34:02,560
Speaker 3: But at the same time, I'm like, I don't want

775
00:34:02,600 --> 00:34:05,880
Speaker 3: to grow so much that I don't have time for

776
00:34:05,960 --> 00:34:06,600
Speaker 3: what's important.

777
00:34:06,640 --> 00:34:07,320
Speaker 1: Do you know what I mean?

778
00:34:07,800 --> 00:34:10,040
Speaker 2: I think this is a really important time for you

779
00:34:10,160 --> 00:34:11,920
Speaker 2: because you'll figure it out and you'll figure out the

780
00:34:12,000 --> 00:34:13,919
Speaker 2: right balance. But you have to kind of go through

781
00:34:13,920 --> 00:34:16,799
Speaker 2: the storm to kind of like hit the wall and

782
00:34:16,840 --> 00:34:19,320
Speaker 2: then figure it all out. You'll you'll find the balance

783
00:34:19,520 --> 00:34:19,960
Speaker 2: you have to.

784
00:34:20,640 --> 00:34:22,759
Speaker 3: Yeah, No, I know, it's just I guess I'm just like,

785
00:34:23,280 --> 00:34:25,560
Speaker 3: I don't want to not grow, but at the same time,

786
00:34:25,600 --> 00:34:30,000
Speaker 3: I don't want to put business before all else because

787
00:34:30,040 --> 00:34:32,520
Speaker 3: I could do that, but at what cost. That's not

788
00:34:33,080 --> 00:34:35,200
Speaker 3: the BUDGETISA doesn't mean more to me than my family.

789
00:34:35,280 --> 00:34:37,880
Speaker 2: You know, you'll find out what's enough and when you

790
00:34:37,880 --> 00:34:40,680
Speaker 2: can start saying no to yeah. You know. That was

791
00:34:40,719 --> 00:34:43,799
Speaker 2: something that Ava du Verne was talking about on with

792
00:34:43,920 --> 00:34:46,600
Speaker 2: Tracy on another round, because right now she has I

793
00:34:46,600 --> 00:34:49,799
Speaker 2: mean totally different industries, but she has Queen Sugar coming out,

794
00:34:49,840 --> 00:34:52,640
Speaker 2: and she's the first female black female director to get

795
00:34:52,680 --> 00:34:55,880
Speaker 2: one hundred million dollar budget to do the film A

796
00:34:55,880 --> 00:34:58,279
Speaker 2: Wrinkle in Time for Disney, which she's scouting right now.

797
00:34:58,600 --> 00:35:00,839
Speaker 2: And while she's doing all that, she was also doing

798
00:35:00,880 --> 00:35:04,040
Speaker 2: that documentary The Thirteenth Hour for Netflix, and she has

799
00:35:04,120 --> 00:35:07,080
Speaker 2: like she was exactly saying what you were saying right now,

800
00:35:07,160 --> 00:35:10,319
Speaker 2: like I'm living my dream, but everything is happening all

801
00:35:10,360 --> 00:35:12,640
Speaker 2: at once, and I am struggling.

802
00:35:12,440 --> 00:35:15,200
Speaker 1: Yes, because you're like, what do you do? Because you know,

803
00:35:15,239 --> 00:35:17,279
Speaker 1: people are like, well, Tiffany, that's such a blass. It is.

804
00:35:17,640 --> 00:35:20,239
Speaker 3: It is a blessing, and I can honestly say I'm

805
00:35:20,280 --> 00:35:24,120
Speaker 3: not unhappy. I'm just like, okay, Like my inner Tiffany

806
00:35:24,200 --> 00:35:27,680
Speaker 3: is like you ever see like when girls play double Dutch,

807
00:35:27,680 --> 00:35:29,319
Speaker 3: and like right before you jump in, you do that

808
00:35:29,360 --> 00:35:30,160
Speaker 3: back and forth like.

809
00:35:30,120 --> 00:35:33,879
Speaker 2: Okay, yeah, you know that's literally like sometimes you don't

810
00:35:33,960 --> 00:35:35,200
Speaker 2: jump exactly.

811
00:35:35,280 --> 00:35:37,360
Speaker 1: You're like, okay, do I jump in this rope? Okay?

812
00:35:37,440 --> 00:35:40,239
Speaker 1: Like what should I back forth? Back forth? And That's

813
00:35:40,280 --> 00:35:40,920
Speaker 1: how I'm feeling.

814
00:35:41,520 --> 00:35:43,160
Speaker 3: And I think what I usually like to do is

815
00:35:43,160 --> 00:35:45,560
Speaker 3: I like to throw everything up against the wall and

816
00:35:46,920 --> 00:35:48,839
Speaker 3: then I'll pick what I want to move forward with.

817
00:35:48,960 --> 00:35:51,960
Speaker 3: But what's a little bit what's harder now and is

818
00:35:51,960 --> 00:35:54,520
Speaker 3: that usually I don't have to account, I don't have

819
00:35:54,600 --> 00:35:58,839
Speaker 3: to hold anybody, I don't have to think of anybody else.

820
00:35:59,000 --> 00:36:01,480
Speaker 3: So if I decide to cut something like when I

821
00:36:01,600 --> 00:36:03,520
Speaker 3: started in the beginning and something wasn't a fit, I

822
00:36:03,520 --> 00:36:05,040
Speaker 3: can't be like, I don't want to do that anymore.

823
00:36:05,239 --> 00:36:07,120
Speaker 3: But now me saying I don't want to do that

824
00:36:07,160 --> 00:36:10,320
Speaker 3: anymore means that maybe a team member doesn't have a job.

825
00:36:10,480 --> 00:36:13,560
Speaker 2: And you're managing people now in people's jobs to livelihoods

826
00:36:13,920 --> 00:36:20,160
Speaker 2: are printed upon that work. Yeah, I see why you're stressed. Like, yeah,

827
00:36:20,160 --> 00:36:22,239
Speaker 2: i'd be stressed too with that.

828
00:36:24,640 --> 00:36:27,520
Speaker 3: Oh no, But honestly, because you should see when we

829
00:36:27,560 --> 00:36:29,359
Speaker 3: have our team meeting, Oh my god is the best

830
00:36:29,400 --> 00:36:31,680
Speaker 3: because all you see these beautiful brown faces of women

831
00:36:32,239 --> 00:36:33,400
Speaker 3: where you have our team meeting, like I w with

832
00:36:33,560 --> 00:36:36,040
Speaker 3: ninety percent of the staff, it's like women of color

833
00:36:36,520 --> 00:36:38,520
Speaker 3: and like almost all of us are natural. That wasn't

834
00:36:38,520 --> 00:36:40,560
Speaker 3: like on purpose, like hey you black girl with no

835
00:36:40,640 --> 00:36:41,560
Speaker 3: perm you work for me.

836
00:36:42,960 --> 00:36:44,480
Speaker 1: It's just that, like when we were reading and to

837
00:36:44,520 --> 00:36:46,279
Speaker 1: find people who are a great fit. So I just

838
00:36:46,320 --> 00:36:48,600
Speaker 1: love seeing like when we do like a like a

839
00:36:48,600 --> 00:36:50,520
Speaker 1: Google hangout and there's six of us and I'm like,

840
00:36:50,520 --> 00:36:54,239
Speaker 1: look at this, How awesome is this? That that the.

841
00:36:54,560 --> 00:36:57,239
Speaker 3: Because they are a true reflection of who I serve,

842
00:36:57,360 --> 00:37:00,719
Speaker 3: women of color who are largely ignored, and here is

843
00:37:00,760 --> 00:37:04,200
Speaker 3: a team of beautiful black women of color helping women

844
00:37:04,239 --> 00:37:06,200
Speaker 3: of color worldwide to do better.

845
00:37:06,480 --> 00:37:08,480
Speaker 1: So I mean that trumps everything.

846
00:37:08,520 --> 00:37:10,600
Speaker 3: So you know, like I said, it's a good problem,

847
00:37:10,760 --> 00:37:12,880
Speaker 3: and I'll share, like you know, as I start to

848
00:37:12,920 --> 00:37:15,600
Speaker 3: figure out what the best solution is, I will certainly

849
00:37:15,680 --> 00:37:18,800
Speaker 3: share you know what that's looking like. And because I

850
00:37:18,840 --> 00:37:20,080
Speaker 3: know a lot of you want to start your own

851
00:37:20,080 --> 00:37:22,919
Speaker 3: businesses and you know, so you could kind of see

852
00:37:22,920 --> 00:37:25,720
Speaker 3: the good, the bad, the ugly, the hard, the easy.

853
00:37:25,840 --> 00:37:29,080
Speaker 2: You know, well, thank you for being honest, No, Brada,

854
00:37:29,280 --> 00:37:32,880
Speaker 2: I appreciate it on behalf of our listeners, I think you.

855
00:37:40,960 --> 00:37:42,920
Speaker 1: So now it's time for tips.

856
00:37:43,280 --> 00:37:45,399
Speaker 3: I don't think we have any questions this week, but

857
00:37:45,880 --> 00:37:48,560
Speaker 3: I did want to share some student loan stuff that

858
00:37:48,600 --> 00:37:50,640
Speaker 3: I just learned, and I think that it will be

859
00:37:50,760 --> 00:37:54,160
Speaker 3: helpful for our listeners who maybe have kids that you

860
00:37:54,200 --> 00:37:56,759
Speaker 3: want to go to school, or maybe you yourself want

861
00:37:56,760 --> 00:37:59,359
Speaker 3: to kind of like reduce your student loan debt. So

862
00:37:59,480 --> 00:38:01,560
Speaker 3: let me start the whole get your kids to school

863
00:38:01,560 --> 00:38:04,560
Speaker 3: for free. So I was working with this woman. Her

864
00:38:04,600 --> 00:38:08,960
Speaker 3: name is Angela house a housy housing something like that. Anyway,

865
00:38:09,280 --> 00:38:12,680
Speaker 3: her site is the Financial Aide Strategist and Angela I

866
00:38:12,760 --> 00:38:16,360
Speaker 3: paid her to help me figure out a program to

867
00:38:16,360 --> 00:38:18,120
Speaker 3: get rid of my student loan debt because I used

868
00:38:18,120 --> 00:38:22,080
Speaker 3: to be a teacher, and I learned if I would

869
00:38:22,120 --> 00:38:24,640
Speaker 3: have met Angela years ago, i owed fifty thousand dollars,

870
00:38:24,680 --> 00:38:27,800
Speaker 3: I would be my student loans would be completely forgiven

871
00:38:27,840 --> 00:38:30,839
Speaker 3: by now Here's how So, when I lost my job

872
00:38:30,840 --> 00:38:32,840
Speaker 3: in two thousand and nine, I could not afford my

873
00:38:32,840 --> 00:38:36,000
Speaker 3: student loans, so I put them in deferment because I thought,

874
00:38:36,000 --> 00:38:38,520
Speaker 3: I'm being responsible. I'm not going to default, which means

875
00:38:38,560 --> 00:38:42,120
Speaker 3: not pay. I will instead delay, which is defer. So

876
00:38:42,160 --> 00:38:42,799
Speaker 3: that's what I did.

877
00:38:42,920 --> 00:38:43,760
Speaker 1: I deferred. I deferred.

878
00:38:43,800 --> 00:38:47,600
Speaker 3: I deferred up until basically like a couple of years ago,

879
00:38:47,800 --> 00:38:48,880
Speaker 3: so I was actually paying.

880
00:38:48,920 --> 00:38:50,920
Speaker 1: I paid about three.

881
00:38:50,719 --> 00:38:53,879
Speaker 3: Years worth of student loans that had I known better,

882
00:38:53,920 --> 00:38:56,320
Speaker 3: what I would have done back then is instead of defer,

883
00:38:56,760 --> 00:39:01,200
Speaker 3: I should have applied for income based repayment. And what

884
00:39:01,239 --> 00:39:04,359
Speaker 3: that would have done was I was making nothing, so

885
00:39:04,680 --> 00:39:07,600
Speaker 3: my repayment based upon my income would have been zero

886
00:39:07,680 --> 00:39:09,160
Speaker 3: dollars or like ten dollars a month.

887
00:39:10,080 --> 00:39:12,080
Speaker 2: You had federal. Most of your debt was federal.

888
00:39:12,239 --> 00:39:14,160
Speaker 1: Yes, this is oh sorry, yes, thank you for that, GEB.

889
00:39:14,360 --> 00:39:17,200
Speaker 3: Yes, so my debt is all federal, okay, so this

890
00:39:17,239 --> 00:39:19,319
Speaker 3: is for federal people with federal student loans. And so

891
00:39:19,719 --> 00:39:22,480
Speaker 3: I should have done income base for payment and I

892
00:39:22,520 --> 00:39:24,600
Speaker 3: could have paid like next to nothing because I wasn't

893
00:39:24,640 --> 00:39:27,320
Speaker 3: making any money for a number of years. So now

894
00:39:27,960 --> 00:39:33,640
Speaker 3: I have I'm trying to think from twenty nine, ten, eleven, twelve, thirteen, fourteen,

895
00:39:33,680 --> 00:39:34,880
Speaker 3: fifteen sixteen.

896
00:39:34,640 --> 00:39:36,600
Speaker 1: That would have been eight years of payment.

897
00:39:37,200 --> 00:39:41,120
Speaker 3: Now, because I was a teacher, after year ten, my

898
00:39:41,239 --> 00:39:45,320
Speaker 3: loan is forgiven. Had I enrolled in loan forgiveness and

899
00:39:45,920 --> 00:39:47,640
Speaker 3: and enrolled in income base.

900
00:39:47,560 --> 00:39:51,800
Speaker 2: For payment public student loan forgiveness people who work in

901
00:39:51,880 --> 00:39:52,640
Speaker 2: public service.

902
00:39:53,120 --> 00:39:56,120
Speaker 3: Yes, So like whether you work for a nonprofit, you work,

903
00:39:56,200 --> 00:39:58,520
Speaker 3: you know, you're like a police officer, you know, for

904
00:39:58,600 --> 00:40:01,279
Speaker 3: me as a teacher, And so I found out, I

905
00:40:01,320 --> 00:40:04,560
Speaker 3: was like, oh, so basically I could have only had

906
00:40:04,600 --> 00:40:06,719
Speaker 3: three more years left to pay, but because I was

907
00:40:06,760 --> 00:40:10,040
Speaker 3: deferred and I was not making a payment, you have

908
00:40:10,160 --> 00:40:11,960
Speaker 3: to make a payment, even if at zero dollars a

909
00:40:12,000 --> 00:40:13,240
Speaker 3: month for ten years.

910
00:40:13,360 --> 00:40:15,000
Speaker 1: So instead I only paid three years.

911
00:40:15,000 --> 00:40:16,680
Speaker 3: So I still have seven more years on my student

912
00:40:16,719 --> 00:40:19,319
Speaker 3: loan forgiveness track, and I was just like, oh, man,

913
00:40:19,360 --> 00:40:20,200
Speaker 3: I wish I would have known.

914
00:40:20,239 --> 00:40:22,120
Speaker 1: But the good thing that she did help me with

915
00:40:22,280 --> 00:40:24,960
Speaker 1: is I enrolled in student loan forgiveness.

916
00:40:25,160 --> 00:40:29,600
Speaker 3: I consolidated my loans, so instead of paying twenty five

917
00:40:29,680 --> 00:40:31,279
Speaker 3: years because I was on a twenty five year plan

918
00:40:31,360 --> 00:40:33,879
Speaker 3: with student loan folks. So now I'm on a seven

919
00:40:33,920 --> 00:40:35,960
Speaker 3: year plan, which I only have because I paid as

920
00:40:35,960 --> 00:40:38,080
Speaker 3: of my ten years for forgiveness, I paid three. So

921
00:40:38,120 --> 00:40:39,880
Speaker 3: I'm on a seven year plan instead of twenty five

922
00:40:39,960 --> 00:40:41,880
Speaker 3: years where I was before. So for the life of

923
00:40:41,880 --> 00:40:44,640
Speaker 3: the loan, I would have paid about one hundred and

924
00:40:45,560 --> 00:40:47,680
Speaker 3: seventy two thousand dollars. And now for the life of

925
00:40:47,680 --> 00:40:49,359
Speaker 3: the loan, if I continue on my track, I'll pay

926
00:40:49,360 --> 00:40:52,839
Speaker 3: about forty eight thousand. So basically I said one hundred

927
00:40:52,880 --> 00:40:55,360
Speaker 3: and twenty four thousand dollars over the life of the

928
00:40:55,400 --> 00:40:56,880
Speaker 3: loan making this change.

929
00:40:57,080 --> 00:40:58,960
Speaker 1: And so I see all that to say that if

930
00:40:59,000 --> 00:40:59,200
Speaker 1: you have.

931
00:40:59,320 --> 00:41:03,600
Speaker 3: Federal loan and you cannot afford to pay, instead of

932
00:41:03,640 --> 00:41:07,000
Speaker 3: deferring or forbearans, really look into income base for payment

933
00:41:07,040 --> 00:41:09,280
Speaker 3: because your payment might be zero dollars.

934
00:41:09,960 --> 00:41:13,480
Speaker 2: Yeah, but real quick though, So public student loan forgiveness,

935
00:41:13,680 --> 00:41:15,279
Speaker 2: how can you qualify for that now?

936
00:41:16,040 --> 00:41:17,960
Speaker 1: So if you I know, I was like, wait, how

937
00:41:17,960 --> 00:41:18,479
Speaker 1: did that work?

938
00:41:18,680 --> 00:41:22,399
Speaker 3: So I because I was a teacher for ten over

939
00:41:22,440 --> 00:41:25,160
Speaker 3: ten years, So they said, like, I don't know, they're

940
00:41:25,160 --> 00:41:27,359
Speaker 3: giving me credit for being a teacher for those years.

941
00:41:27,360 --> 00:41:30,319
Speaker 3: I didn't apply then, And so when I got on

942
00:41:30,320 --> 00:41:33,839
Speaker 3: the phone with federal, Oh, don't give me the name

943
00:41:33,880 --> 00:41:37,759
Speaker 3: of the agency. Federal whatever government agency was handling my

944
00:41:37,760 --> 00:41:40,080
Speaker 3: student loans, she called with me. But I had been

945
00:41:40,200 --> 00:41:42,879
Speaker 3: I had been a school teacher for that length of time,

946
00:41:43,200 --> 00:41:45,080
Speaker 3: so she said. He told me on the phone that

947
00:41:45,120 --> 00:41:48,840
Speaker 3: I could still apply and you know, lock in my

948
00:41:48,960 --> 00:41:51,440
Speaker 3: right now and pay for the next seven years. So

949
00:41:51,480 --> 00:41:53,960
Speaker 3: I said okay. And then two because I work with

950
00:41:53,960 --> 00:41:56,520
Speaker 3: the United Way too, he was like, let's just say

951
00:41:56,520 --> 00:41:58,879
Speaker 3: when you apply, because you still have to be either

952
00:41:58,920 --> 00:42:00,360
Speaker 3: they still have to kind of give me the stamp

953
00:42:00,360 --> 00:42:02,960
Speaker 3: of okay. But because I work with the United Way,

954
00:42:03,440 --> 00:42:06,320
Speaker 3: the United Way kind of signs off and says, Tiffany

955
00:42:06,360 --> 00:42:07,200
Speaker 3: works with us, then I.

956
00:42:07,120 --> 00:42:09,440
Speaker 1: Can go that route as well because I currently work

957
00:42:09,480 --> 00:42:11,640
Speaker 1: with the United Way. So I was like okay.

958
00:42:11,760 --> 00:42:15,319
Speaker 3: So yeah, so there's that, and then so one thing

959
00:42:15,560 --> 00:42:17,400
Speaker 3: I thought was interesting too, like let's just say you're

960
00:42:17,440 --> 00:42:19,680
Speaker 3: trying to get your student into college for free. So

961
00:42:19,760 --> 00:42:24,600
Speaker 3: Angela was telling me about this. The scholarship called the

962
00:42:24,640 --> 00:42:28,520
Speaker 3: Gold Medal Scholarship. That's if you take the ACTS and

963
00:42:28,560 --> 00:42:29,320
Speaker 3: you score.

964
00:42:29,080 --> 00:42:29,719
Speaker 1: A certain score.

965
00:42:29,719 --> 00:42:31,600
Speaker 3: I don't remember what the score is, and she was

966
00:42:31,640 --> 00:42:35,320
Speaker 3: saying that start your eighth grader, when your child is

967
00:42:35,360 --> 00:42:38,319
Speaker 3: in eighth grade practicing the Acts, so like lots of

968
00:42:38,360 --> 00:42:44,600
Speaker 3: times during testing time, libraries or different nonprofit organizations will

969
00:42:44,840 --> 00:42:48,360
Speaker 3: will allow your child to take practice tests for the ACTS,

970
00:42:48,719 --> 00:42:51,520
Speaker 3: and that to get your child from eighth grade to

971
00:42:52,000 --> 00:42:55,160
Speaker 3: eleventh grade to take as many practice tests as possible

972
00:42:55,480 --> 00:42:59,760
Speaker 3: because a lot of that those testing, especially SATs and ACTS,

973
00:42:59,800 --> 00:43:03,200
Speaker 3: is about practice. And get your child to take that

974
00:43:03,239 --> 00:43:05,360
Speaker 3: test as many times as possible from eighth grade to

975
00:43:05,400 --> 00:43:07,760
Speaker 3: eleventh grade, so when they take it in twelfth grade,

976
00:43:08,040 --> 00:43:09,880
Speaker 3: they score the highest possible.

977
00:43:09,480 --> 00:43:11,800
Speaker 1: Score that they can and if.

978
00:43:11,640 --> 00:43:15,279
Speaker 3: They reach a certain score level, you get the Gold

979
00:43:15,280 --> 00:43:18,680
Speaker 3: Medal Scholarship is forty four thousand dollars in scholarship money

980
00:43:18,680 --> 00:43:23,000
Speaker 3: for college a year, so basically free college, because I mean,

981
00:43:23,960 --> 00:43:25,799
Speaker 3: you know, there's not too many schools that are more

982
00:43:26,200 --> 00:43:27,320
Speaker 3: If you stay home at least.

983
00:43:27,200 --> 00:43:28,560
Speaker 1: Forty four thousand dollars a year.

984
00:43:28,840 --> 00:43:30,279
Speaker 3: So I thought that was really smart, Like, you know,

985
00:43:30,280 --> 00:43:33,160
Speaker 3: I never thought about that, that practicing for this test

986
00:43:33,680 --> 00:43:36,680
Speaker 3: way in advance, getting your child all geared up, and

987
00:43:36,760 --> 00:43:40,080
Speaker 3: you know, working towards something like a scholarship like that.

988
00:43:40,320 --> 00:43:41,360
Speaker 1: She had a whole bunch of stuff.

989
00:43:41,360 --> 00:43:43,239
Speaker 3: She was also telling me, like, if you're let's just

990
00:43:43,239 --> 00:43:46,680
Speaker 3: say you're an usher at a church and you volunteer

991
00:43:47,080 --> 00:43:49,400
Speaker 3: and I think she said two hundred and fifty hours

992
00:43:49,400 --> 00:43:51,799
Speaker 3: a year, which I don't know how many days that is.

993
00:43:51,960 --> 00:43:54,800
Speaker 3: But if you usher your deacon or whatever, there's actually

994
00:43:54,800 --> 00:43:57,360
Speaker 3: a grant that you can apply for and it's like

995
00:43:57,400 --> 00:44:00,239
Speaker 3: fifty two hundred dollars year. Your pastor signs off and says, asked,

996
00:44:00,280 --> 00:44:03,120
Speaker 3: this person volunteers with us, and you can apply for

997
00:44:03,160 --> 00:44:06,280
Speaker 3: this grant and it's free money because you're of service

998
00:44:06,760 --> 00:44:09,080
Speaker 3: to your church or nonprofit because you give this much

999
00:44:09,080 --> 00:44:11,920
Speaker 3: of your time. They were just it just there's so

1000
00:44:12,000 --> 00:44:13,399
Speaker 3: many things. It's like the scholarship guy.

1001
00:44:13,400 --> 00:44:16,319
Speaker 2: I remember that guy on TV, the scholarship guy.

1002
00:44:16,840 --> 00:44:18,880
Speaker 1: Yeah, it was like he would be like, there's a

1003
00:44:18,880 --> 00:44:19,640
Speaker 1: scholarship for that.

1004
00:44:19,719 --> 00:44:21,080
Speaker 3: I remember being a kid and there was all this

1005
00:44:21,120 --> 00:44:23,479
Speaker 3: guy on TV that would had like a scholarship book

1006
00:44:23,760 --> 00:44:25,239
Speaker 3: and he would be like, this is Scott, are you

1007
00:44:25,320 --> 00:44:25,840
Speaker 3: left handed?

1008
00:44:25,840 --> 00:44:28,200
Speaker 1: This is a scholarship for that. Are you a mom? This

1009
00:44:28,320 --> 00:44:29,200
Speaker 1: is a scholarship for that?

1010
00:44:30,200 --> 00:44:34,000
Speaker 2: There really are you know, our fairy money godmother, Lynette

1011
00:44:34,280 --> 00:44:37,799
Speaker 2: has a really good book. Yeah, I'm forgetting the name

1012
00:44:37,840 --> 00:44:40,839
Speaker 2: of it. Now. Just go to ask the money Coach

1013
00:44:40,920 --> 00:44:42,359
Speaker 2: dot net. You can see the name of the book.

1014
00:44:42,400 --> 00:44:45,120
Speaker 2: But she, you know, she came on. I interviewed her

1015
00:44:45,120 --> 00:44:48,520
Speaker 2: at Yahoo when I was there. She saved her daughter,

1016
00:44:49,239 --> 00:44:53,080
Speaker 2: Golly almost she her daughter earned half a million dollars

1017
00:44:53,200 --> 00:44:55,759
Speaker 2: in college scholarships across all the colleges that she was

1018
00:44:55,800 --> 00:44:59,359
Speaker 2: accepted to. And I feel like my family was one

1019
00:44:59,360 --> 00:45:00,000
Speaker 2: of those families.

1020
00:45:00,400 --> 00:45:00,560
Speaker 1: You know.

1021
00:45:00,719 --> 00:45:02,239
Speaker 2: When I was in high school, I dreamed of going

1022
00:45:02,280 --> 00:45:05,239
Speaker 2: to Colombia and NYU, and my mom's answer was like,

1023
00:45:05,280 --> 00:45:07,120
Speaker 2: there's no way we can afford that not happening and

1024
00:45:07,160 --> 00:45:09,319
Speaker 2: go to a state school. Now everything worked out for me.

1025
00:45:09,360 --> 00:45:11,080
Speaker 2: I went to a great school, but at the same time,

1026
00:45:11,480 --> 00:45:13,839
Speaker 2: I wish we had known that. You know, there are

1027
00:45:13,920 --> 00:45:17,840
Speaker 2: ways you can make really expensive schools affordable. There are scholarships,

1028
00:45:18,160 --> 00:45:22,160
Speaker 2: there are you know, different forms of financial aid out there,

1029
00:45:22,239 --> 00:45:24,560
Speaker 2: and the net price that you end up paying after

1030
00:45:24,600 --> 00:45:26,400
Speaker 2: all that is a lot lower than what the sticker

1031
00:45:26,440 --> 00:45:29,400
Speaker 2: price looks like, and it can be possible.

1032
00:45:30,040 --> 00:45:32,880
Speaker 3: Yeah, So just longing, like I just for me, just

1033
00:45:33,520 --> 00:45:35,240
Speaker 3: you know, even though you know I talk about financial

1034
00:45:35,320 --> 00:45:38,960
Speaker 3: education student loans, that's just not my that's not my specialty.

1035
00:45:39,280 --> 00:45:42,280
Speaker 3: So just figuring out like oh, a little bit of research,

1036
00:45:42,280 --> 00:45:43,959
Speaker 3: a little bit of digging, and so I just thought

1037
00:45:43,960 --> 00:45:45,400
Speaker 3: that that was like, oh, who knew.

1038
00:45:45,840 --> 00:45:48,440
Speaker 2: I mean, it's so the federal government has made it

1039
00:45:48,520 --> 00:45:51,000
Speaker 2: so complicated. And I know because I've been covering student

1040
00:45:51,040 --> 00:45:53,160
Speaker 2: loans for as long as I've been a personal finance

1041
00:45:53,200 --> 00:45:56,319
Speaker 2: reporter for like seven years now, and there is now

1042
00:45:56,440 --> 00:45:59,919
Speaker 2: four or five different repayment plans and come based repay

1043
00:46:00,239 --> 00:46:03,200
Speaker 2: plans out there, and they're all slightly different and they're

1044
00:46:03,200 --> 00:46:07,720
Speaker 2: all slightly confusing. But if you're interested in income based repayment,

1045
00:46:07,719 --> 00:46:09,719
Speaker 2: and it can be a great way to get more

1046
00:46:09,760 --> 00:46:13,520
Speaker 2: affordable payments. You know, if you're struggling to pay out

1047
00:46:13,560 --> 00:46:16,400
Speaker 2: your federal student loan debt now federal only because private

1048
00:46:16,440 --> 00:46:20,040
Speaker 2: student loan DOT doesn't qualify, call the lender and you

1049
00:46:20,080 --> 00:46:22,880
Speaker 2: may have two or three different student lenders who are

1050
00:46:22,920 --> 00:46:25,279
Speaker 2: working with your loans, but call each of them and

1051
00:46:25,520 --> 00:46:29,120
Speaker 2: ask them about your options for income based repayment and

1052
00:46:29,160 --> 00:46:31,520
Speaker 2: whether you qualify and how low your payments will be.

1053
00:46:33,480 --> 00:46:36,080
Speaker 2: And there's like some students, some income based plans are

1054
00:46:36,080 --> 00:46:38,240
Speaker 2: ten years, and there's a fifteen one, then a twenty

1055
00:46:38,280 --> 00:46:40,680
Speaker 2: and a twenty five. And of course the longer your

1056
00:46:40,719 --> 00:46:43,239
Speaker 2: payment plan is, like Tiffany said, yours was twenty five,

1057
00:46:43,920 --> 00:46:45,640
Speaker 2: your payments may be a lot lower. But yeah, you

1058
00:46:45,719 --> 00:46:47,600
Speaker 2: have to think about all that interest that you're paying

1059
00:46:47,719 --> 00:46:50,919
Speaker 2: because you have such a long term for the loan

1060
00:46:51,000 --> 00:46:53,520
Speaker 2: and public student loan forgiveness. Here's one thing that people

1061
00:46:53,560 --> 00:46:55,640
Speaker 2: don't know about, including my fiance who had to tell

1062
00:46:55,640 --> 00:46:57,560
Speaker 2: about this. So he works for the government, he's been

1063
00:46:57,600 --> 00:47:01,839
Speaker 2: working there for seven eight years now. But you have

1064
00:47:01,920 --> 00:47:04,600
Speaker 2: to ask to be enrolled in those sorts of programs.

1065
00:47:04,640 --> 00:47:08,040
Speaker 2: But it doesn't automatically happen. So if you're a teacher

1066
00:47:08,160 --> 00:47:09,759
Speaker 2: or you work for the government and you just think

1067
00:47:09,840 --> 00:47:14,040
Speaker 2: you're making these payments, your your employer is not telling

1068
00:47:14,160 --> 00:47:16,759
Speaker 2: the Department of Education. Hey, you know, Susie has been

1069
00:47:16,800 --> 00:47:19,160
Speaker 2: making payments. She's public student loan forgiveness. You have to

1070
00:47:19,320 --> 00:47:22,680
Speaker 2: actually call your lender make sure you're enrolled, and then

1071
00:47:22,760 --> 00:47:25,760
Speaker 2: every year you're you have to you have to re enroll,

1072
00:47:25,920 --> 00:47:27,880
Speaker 2: Like every year you have to re enroll for income

1073
00:47:27,880 --> 00:47:30,080
Speaker 2: based repayment, and every year you have to call them

1074
00:47:30,080 --> 00:47:32,840
Speaker 2: back and make sure that your year's worth of student

1075
00:47:32,880 --> 00:47:35,520
Speaker 2: loan payments have been applied to your one hundred and

1076
00:47:35,520 --> 00:47:40,160
Speaker 2: twenty payments for public student loan forgiveness. So don't forget

1077
00:47:40,160 --> 00:47:41,880
Speaker 2: that you have to reapply.

1078
00:47:42,560 --> 00:47:44,640
Speaker 3: CLOUD just assuming that. I'm like, well, why wouldn't they

1079
00:47:45,160 --> 00:47:47,400
Speaker 3: know that. I was like, you know, a teacher. She

1080
00:47:47,520 --> 00:47:50,040
Speaker 3: was like, no, girl, you have to you have to

1081
00:47:50,080 --> 00:47:52,480
Speaker 3: sign up for that. I was like, oh, it's just

1082
00:47:52,480 --> 00:47:53,399
Speaker 3: so much adult thing.

1083
00:47:54,960 --> 00:47:56,600
Speaker 2: It's not that you mean, it's not hard. You just

1084
00:47:56,600 --> 00:47:58,560
Speaker 2: have to call your lender. And I do want to

1085
00:47:58,560 --> 00:48:00,920
Speaker 2: throw a word of caution out there on the subject

1086
00:48:01,600 --> 00:48:04,640
Speaker 2: a Magnify money. We have people send us questions, dozens

1087
00:48:04,640 --> 00:48:07,560
Speaker 2: of questions every day. We get so many questions from

1088
00:48:07,600 --> 00:48:09,920
Speaker 2: people who say, hey, I got a phone call, or

1089
00:48:09,960 --> 00:48:13,400
Speaker 2: hey I saw a Facebook ad for United States Student

1090
00:48:13,440 --> 00:48:16,840
Speaker 2: Loan Forgiveness program, and you know, they want me to

1091
00:48:16,840 --> 00:48:20,040
Speaker 2: pay four hundred dollars and then enroll me in a

1092
00:48:20,040 --> 00:48:22,600
Speaker 2: student loan forgiveness program. I'm like, oh, you mean the

1093
00:48:22,600 --> 00:48:25,240
Speaker 2: public student loan forgiveness program that is free for anybody

1094
00:48:25,280 --> 00:48:28,600
Speaker 2: to enroll by themselves without a company helping them. There's

1095
00:48:28,600 --> 00:48:31,960
Speaker 2: all these scams out there where they convinced you to

1096
00:48:32,040 --> 00:48:35,440
Speaker 2: pay them hundreds of dollars for something you can do yourself,

1097
00:48:35,600 --> 00:48:37,320
Speaker 2: which I just said, which is to call your lender

1098
00:48:37,360 --> 00:48:40,320
Speaker 2: and say, hey, hi, enroll me an income base or payment,

1099
00:48:40,400 --> 00:48:42,759
Speaker 2: or hey, hi, enroll me in public student loan forgiveness.

1100
00:48:43,400 --> 00:48:46,319
Speaker 2: There are these companies out there, and they always have

1101
00:48:46,440 --> 00:48:49,839
Speaker 2: a very official sounding name like United States Student Loan

1102
00:48:49,880 --> 00:48:52,759
Speaker 2: Forgiveness Program. A lot of them have Barack Obama's face

1103
00:48:52,880 --> 00:48:57,200
Speaker 2: by them or an American flag and a website's looko legit.

1104
00:48:57,360 --> 00:49:00,000
Speaker 2: But they're scams, they really are. I mean, you shouldn't

1105
00:49:00,520 --> 00:49:03,560
Speaker 2: be paying hundreds of dollars for something you can do

1106
00:49:03,640 --> 00:49:03,960
Speaker 2: for free.

1107
00:49:05,239 --> 00:49:06,120
Speaker 1: This life, I tell you.

1108
00:49:06,239 --> 00:49:08,040
Speaker 3: Sometimes you're just like, oh, just when you think you

1109
00:49:08,120 --> 00:49:10,359
Speaker 3: read it's like a video game. Just when I think

1110
00:49:10,360 --> 00:49:12,560
Speaker 3: I've gotten to level, like you know, level three, You're like,

1111
00:49:12,640 --> 00:49:14,799
Speaker 3: oh god, there's twenty levels to this game.

1112
00:49:16,520 --> 00:49:18,080
Speaker 2: That's a good thing. You have Federal debt. That's what

1113
00:49:18,080 --> 00:49:20,480
Speaker 2: I'm I mean, those people have private student loan debt.

1114
00:49:20,480 --> 00:49:21,920
Speaker 2: I mean, the best you can hope for is to

1115
00:49:21,920 --> 00:49:24,200
Speaker 2: refinance your debt at a lower rate because there's just

1116
00:49:24,239 --> 00:49:27,040
Speaker 2: not as many, you know, options out there.

1117
00:49:27,120 --> 00:49:29,359
Speaker 3: People like man, stay away from those if you can

1118
00:49:29,960 --> 00:49:32,279
Speaker 3: private student loans, They're like, oh, those are the worst.

1119
00:49:32,320 --> 00:49:34,480
Speaker 1: I'm just thankful that my dad was like, do not.

1120
00:49:35,160 --> 00:49:37,600
Speaker 2: It's hard, you know, if you go to graduate school.

1121
00:49:37,640 --> 00:49:39,440
Speaker 2: I mean a lot of times you max out your

1122
00:49:39,440 --> 00:49:42,120
Speaker 2: federal student debt allowance and you have to go to

1123
00:49:42,120 --> 00:49:44,440
Speaker 2: private debt. I mean, there's a a and this is

1124
00:49:44,480 --> 00:49:47,439
Speaker 2: getting the gap between what tuition and financial aid cover

1125
00:49:47,880 --> 00:49:51,160
Speaker 2: and how much colleges cost now is getting bigger and bigger,

1126
00:49:51,160 --> 00:49:53,600
Speaker 2: and it's like, how do you how do you feel it?

1127
00:49:53,880 --> 00:49:55,920
Speaker 2: Parents are getting parents loans.

1128
00:49:56,320 --> 00:49:58,000
Speaker 3: No, you're right, I have to say that I don't

1129
00:49:58,000 --> 00:49:59,239
Speaker 3: even know how I was able to do it because

1130
00:49:59,360 --> 00:50:01,839
Speaker 3: I have my graduate degree, and I don't know how

1131
00:50:01,840 --> 00:50:03,440
Speaker 3: I was able to go maybe because I went to.

1132
00:50:05,040 --> 00:50:06,800
Speaker 1: I went to school.

1133
00:50:06,560 --> 00:50:09,080
Speaker 3: Right here in New Jersey, but I don't have any

1134
00:50:09,080 --> 00:50:12,880
Speaker 3: private loans, although I use loans for my graduate degree.

1135
00:50:13,160 --> 00:50:17,000
Speaker 3: Like my undergrad I had loans, but Honestly, it wasn't

1136
00:50:17,000 --> 00:50:18,440
Speaker 3: that much. So I paid them off really like a

1137
00:50:18,480 --> 00:50:19,919
Speaker 3: year or two after school. I think I had owed

1138
00:50:19,960 --> 00:50:24,680
Speaker 3: like ten thousand dollars because my parents paid and you know,

1139
00:50:24,719 --> 00:50:27,680
Speaker 3: I always paid the interest each semester, and so I

1140
00:50:27,680 --> 00:50:28,600
Speaker 3: didn't owe that much.

1141
00:50:29,040 --> 00:50:32,560
Speaker 1: But it's my graduate degree that I'm still paying for it.

1142
00:50:32,640 --> 00:50:34,360
Speaker 1: I'm just like, it's the only dead I have.

1143
00:50:34,400 --> 00:50:36,280
Speaker 3: I don't have credit card debt, I don't have a mortgage,

1144
00:50:36,320 --> 00:50:39,640
Speaker 3: I don't have anything else, just these dagon student loans.

1145
00:50:40,440 --> 00:50:42,279
Speaker 2: And if you guys have any student loan questions, I'm

1146
00:50:42,280 --> 00:50:45,359
Speaker 2: surprised you don't get as many student loan questions as

1147
00:50:45,360 --> 00:50:47,000
Speaker 2: we do, about like four or one k's and stuff.

1148
00:50:47,040 --> 00:50:53,080
Speaker 2: But you guys should email us at as gmail dot com.

1149
00:50:53,440 --> 00:50:54,840
Speaker 1: I got it.

1150
00:50:54,840 --> 00:50:56,799
Speaker 2: It's not fair. I'm off coffee now, I'm off my

1151
00:50:56,840 --> 00:50:57,239
Speaker 2: a game.

1152
00:50:58,000 --> 00:50:59,200
Speaker 1: That's where I'm gonna pick up the flack.

1153
00:50:59,400 --> 00:51:00,919
Speaker 2: I haven't had my juice either yet.

1154
00:51:02,160 --> 00:51:04,480
Speaker 1: Oh man, So you want to end with some win.

1155
00:51:04,600 --> 00:51:06,359
Speaker 3: I know the winds that we're gonna do, Right, We're

1156
00:51:06,400 --> 00:51:11,000
Speaker 3: gonna have some some wins from our Oh right.

1157
00:51:10,920 --> 00:51:12,759
Speaker 2: Yeah, So at the end of the show, So I'm

1158
00:51:12,760 --> 00:51:14,200
Speaker 2: going to do I have another win. But at the

1159
00:51:14,280 --> 00:51:16,960
Speaker 2: end of the show, I wanted to so the contest

1160
00:51:17,000 --> 00:51:19,680
Speaker 2: that we ran to have our listeners come to our

1161
00:51:19,680 --> 00:51:22,600
Speaker 2: anniversary dinner. Part of that was writing us a letter

1162
00:51:22,640 --> 00:51:25,120
Speaker 2: and telling us what Brown Ambition meant to them. And

1163
00:51:25,160 --> 00:51:27,920
Speaker 2: it was a very vague prompt. Sorry for that, but

1164
00:51:28,480 --> 00:51:30,560
Speaker 2: the girls that we invited, the women we invited had

1165
00:51:30,600 --> 00:51:33,759
Speaker 2: some really heartfelt things to say about Brown Ambition, and

1166
00:51:33,920 --> 00:51:37,400
Speaker 2: I invited some of them to record themselves reading a

1167
00:51:37,400 --> 00:51:39,719
Speaker 2: bit of their letters. So we're gonasure that with you

1168
00:51:39,760 --> 00:51:41,440
Speaker 2: guys at the end of the show. So we'll end

1169
00:51:41,480 --> 00:51:44,600
Speaker 2: on a very very high high note and hopefully inspirational.

1170
00:51:45,719 --> 00:51:48,040
Speaker 2: But separately, I wanted to give a win, just a

1171
00:51:48,080 --> 00:51:50,600
Speaker 2: shout out. I have a lot of a lot of

1172
00:51:50,640 --> 00:51:53,480
Speaker 2: my my my journalist friends who are out there. They've

1173
00:51:53,480 --> 00:51:55,879
Speaker 2: been all in. It seems like everyone is in DC

1174
00:51:56,040 --> 00:51:58,719
Speaker 2: right now. Every African American reporter in America is in

1175
00:51:58,800 --> 00:52:01,680
Speaker 2: DC now because the opening. It's the opening of the

1176
00:52:01,760 --> 00:52:06,000
Speaker 2: National Museum of African American History and Culture in d C.

1177
00:52:06,239 --> 00:52:09,640
Speaker 2: So it's it's it's huge and the museum looks incredible.

1178
00:52:09,680 --> 00:52:12,239
Speaker 2: I cannot wait to go. You know, Oprah put a

1179
00:52:12,320 --> 00:52:14,120
Speaker 2: lot of money into the museum, so you know it's

1180
00:52:14,160 --> 00:52:16,360
Speaker 2: going to be right, and just I think there's a

1181
00:52:16,360 --> 00:52:18,640
Speaker 2: lot of good coverage of the museum opening, and from

1182
00:52:18,680 --> 00:52:21,480
Speaker 2: what I've seen of the exhibits, it's it's not like

1183
00:52:21,600 --> 00:52:26,120
Speaker 2: a it's not a comfortable history of African Americans in America.

1184
00:52:26,200 --> 00:52:29,839
Speaker 2: It seems quite like you see the shackles that you

1185
00:52:29,880 --> 00:52:32,920
Speaker 2: know we're used that you know we're used on slaves

1186
00:52:33,320 --> 00:52:37,120
Speaker 2: alongside you know, Oh, this is one exhibit I saw

1187
00:52:37,239 --> 00:52:41,960
Speaker 2: Thomas Jefferson. There's like this big, you know, regal statue

1188
00:52:41,960 --> 00:52:44,680
Speaker 2: of Thomas Jefferson, but behind him is the name of

1189
00:52:44,719 --> 00:52:47,640
Speaker 2: all the slaves that he owned. And that's the kind

1190
00:52:47,640 --> 00:52:49,400
Speaker 2: of stuff you don't see a lot of. It's like

1191
00:52:50,520 --> 00:52:53,360
Speaker 2: America's history is very positive, but it's also very dark,

1192
00:52:53,680 --> 00:52:56,000
Speaker 2: and I think it's you know, it's it seems like

1193
00:52:56,000 --> 00:52:57,840
Speaker 2: one of those museums where you want to spend hours

1194
00:52:57,880 --> 00:53:00,440
Speaker 2: and hours walking around and like letting everything sink in.

1195
00:53:01,200 --> 00:53:02,279
Speaker 2: But I can't wait to go.

1196
00:53:02,440 --> 00:53:04,560
Speaker 3: One exhibit I really want to see that I saw

1197
00:53:04,640 --> 00:53:08,880
Speaker 3: posted on Facebook. It's a newspaper clipping that said something

1198
00:53:08,920 --> 00:53:12,120
Speaker 3: to the effect of six hundred dollars for the rape

1199
00:53:12,160 --> 00:53:15,800
Speaker 3: of his wife. And I was like, what, so, apparently

1200
00:53:16,560 --> 00:53:17,200
Speaker 3: a woman had.

1201
00:53:17,120 --> 00:53:17,680
Speaker 1: Been walking home.

1202
00:53:17,680 --> 00:53:20,239
Speaker 3: This is like old Jim Crow segregated South, had walked

1203
00:53:20,280 --> 00:53:24,560
Speaker 3: home and was kidnapped by six white men and rape

1204
00:53:24,680 --> 00:53:28,640
Speaker 3: and the husband went to the police and you know,

1205
00:53:28,760 --> 00:53:31,480
Speaker 3: filed complaint and they went to trial, but of course

1206
00:53:31,520 --> 00:53:35,440
Speaker 3: they were acquitted by a jury of their peers. And

1207
00:53:35,880 --> 00:53:39,200
Speaker 3: but the judge did offer six one hundred dollars for

1208
00:53:39,320 --> 00:53:42,600
Speaker 3: each man that had raped his wife. And I'm like,

1209
00:53:45,760 --> 00:53:49,160
Speaker 3: when you hear stuff like that, you just think to yourself, like, what,

1210
00:53:51,520 --> 00:53:54,279
Speaker 3: I don't know? Sometimes sometimes do you ever just get

1211
00:53:54,360 --> 00:53:56,560
Speaker 3: like You're just like, what are you supposed.

1212
00:53:56,200 --> 00:53:58,360
Speaker 1: To do with this emotion? When you read something like

1213
00:53:58,400 --> 00:54:00,000
Speaker 1: that or you see something like that, What am I

1214
00:54:00,120 --> 00:54:01,799
Speaker 1: supposed to do with this emotion? Am I supposed to

1215
00:54:01,960 --> 00:54:04,479
Speaker 1: break this window? Am I supposed to flip over a card?

1216
00:54:04,920 --> 00:54:08,880
Speaker 3: Because that's how much rage or sadness or anger you feel.

1217
00:54:09,000 --> 00:54:12,439
Speaker 3: And you're like, and then when people don't acknowledge that

1218
00:54:13,239 --> 00:54:16,279
Speaker 3: this is happening and this is still happening, and people

1219
00:54:16,320 --> 00:54:18,080
Speaker 3: are like, because sometimes I write stuff on my Facebook

1220
00:54:18,080 --> 00:54:20,400
Speaker 3: page and I have some of my my my white

1221
00:54:20,400 --> 00:54:22,759
Speaker 3: friends from Westfield will write something like like I had

1222
00:54:22,800 --> 00:54:24,880
Speaker 3: something I said something about black girls rock, and this

1223
00:54:24,920 --> 00:54:27,319
Speaker 3: girl was like, I just wish it wasn't black.

1224
00:54:27,520 --> 00:54:28,400
Speaker 1: All of our girls rock.

1225
00:54:28,480 --> 00:54:31,640
Speaker 3: I wanted to strangle her and be like, girls, shut up, Like,

1226
00:54:31,719 --> 00:54:34,719
Speaker 3: can't you see beyond your own foolishness. We know all

1227
00:54:34,760 --> 00:54:37,799
Speaker 3: girls rock, but black girls have been told otherwise. That's

1228
00:54:37,840 --> 00:54:40,759
Speaker 3: why this exists. It's not that your girls don't rock.

1229
00:54:41,239 --> 00:54:43,680
Speaker 3: Your girls have always been talked to day rock they're white,

1230
00:54:44,320 --> 00:54:45,279
Speaker 3: but our girls have not.

1231
00:54:46,080 --> 00:54:49,440
Speaker 2: I think it's you shouldn't feel obligated to explain the

1232
00:54:49,480 --> 00:54:51,560
Speaker 2: way you feel to people who don't get it. And

1233
00:54:51,600 --> 00:54:56,640
Speaker 2: I think that's you know, that's that racial syndrome fatigue. Yeah,

1234
00:54:56,920 --> 00:54:58,240
Speaker 2: what's it called again? Racial?

1235
00:54:58,920 --> 00:55:00,839
Speaker 1: I'm calling in black today. I can't. I can't. I'm

1236
00:55:00,840 --> 00:55:01,160
Speaker 1: not there.

1237
00:55:01,320 --> 00:55:05,440
Speaker 2: Yeah, but you know, I just went and saw I

1238
00:55:05,480 --> 00:55:08,160
Speaker 2: went to an advanced screening of the movie Loving, which

1239
00:55:08,200 --> 00:55:11,920
Speaker 2: is about the famous Supreme Court case rich Or Robert

1240
00:55:11,960 --> 00:55:16,600
Speaker 2: Loving and his wife Mildred were an interracial couple in Virginia.

1241
00:55:16,960 --> 00:55:20,040
Speaker 2: And this was back in the civil rights areas in

1242
00:55:20,080 --> 00:55:23,000
Speaker 2: the sixties. And as you know, I'm a biracial baby

1243
00:55:24,120 --> 00:55:26,560
Speaker 2: was eighties baby, just twenty years after they went through this,

1244
00:55:26,680 --> 00:55:28,799
Speaker 2: and it was it was really hard to watch this

1245
00:55:28,880 --> 00:55:31,600
Speaker 2: movie because that you know, well, I it's like you

1246
00:55:31,600 --> 00:55:34,040
Speaker 2: feel the rage of this couple who are in love

1247
00:55:34,160 --> 00:55:36,520
Speaker 2: and all that they are country people. They just want

1248
00:55:36,560 --> 00:55:39,200
Speaker 2: a little house in the woods, not bothering anybody with

1249
00:55:39,239 --> 00:55:41,720
Speaker 2: their babies, and just to live a nice, simple life.

1250
00:55:42,080 --> 00:55:45,880
Speaker 2: And they were dragged into the national conversation and you know,

1251
00:55:46,960 --> 00:55:50,200
Speaker 2: threatened and thrown in jail just for loving each other.

1252
00:55:50,239 --> 00:55:52,000
Speaker 2: And you want to get outraged, and it's like a

1253
00:55:52,120 --> 00:55:55,319
Speaker 2: it's a mixture of outrage, but it's also like defeatism

1254
00:55:55,440 --> 00:55:58,200
Speaker 2: and in the sense that like, well, it's it's already happened,

1255
00:55:58,239 --> 00:56:00,919
Speaker 2: Like your outrage isn't really helping. You know, they've both

1256
00:56:00,960 --> 00:56:04,840
Speaker 2: passed away since then, And then I guess gratitude for

1257
00:56:04,920 --> 00:56:07,279
Speaker 2: what they went through as a couple, because if they

1258
00:56:07,280 --> 00:56:09,640
Speaker 2: hadn't gone through that, my parents never would have been

1259
00:56:09,680 --> 00:56:11,840
Speaker 2: able to get married. And it was hard enough for

1260
00:56:11,960 --> 00:56:14,080
Speaker 2: my mom and dad in the eighties, you know, just

1261
00:56:14,120 --> 00:56:15,960
Speaker 2: twenty years after that, it was hard enough for them,

1262
00:56:15,960 --> 00:56:18,160
Speaker 2: even though it was legalized. So I can't imagine what

1263
00:56:18,239 --> 00:56:22,000
Speaker 2: it was like for that couple. And I guess you

1264
00:56:22,080 --> 00:56:25,040
Speaker 2: just have to replace it with the I guess the

1265
00:56:25,080 --> 00:56:28,160
Speaker 2: sense of gratitude for the struggle people went through to

1266
00:56:28,239 --> 00:56:32,040
Speaker 2: make life easier for us today, and then we just

1267
00:56:32,080 --> 00:56:34,359
Speaker 2: have to do whatever we can to continue that, to

1268
00:56:34,680 --> 00:56:37,200
Speaker 2: continue that journey, because you know, everything's not fixed today.

1269
00:56:37,200 --> 00:56:38,839
Speaker 2: There still is a long way to go.

1270
00:56:40,360 --> 00:56:42,239
Speaker 3: And I think, like, honestly, I feel like when you

1271
00:56:42,280 --> 00:56:44,000
Speaker 3: have that rage, you don't have to replace it. I

1272
00:56:44,000 --> 00:56:47,399
Speaker 3: feel like, then, for me, what I told myself is that, Okay,

1273
00:56:47,960 --> 00:56:49,480
Speaker 3: this is what I tell my sisters too when they

1274
00:56:49,480 --> 00:56:51,160
Speaker 3: get mad at something. So what are you going to do?

1275
00:56:51,960 --> 00:56:56,520
Speaker 3: You know, meaning like what constructive thing? Take that anger

1276
00:56:56,800 --> 00:57:00,640
Speaker 3: and to create a solution, you know, in your small

1277
00:57:00,640 --> 00:57:02,200
Speaker 3: little corner of the world. It's one of the reasons

1278
00:57:02,200 --> 00:57:04,000
Speaker 3: why I do the Budgetista. I mean, people are like,

1279
00:57:04,080 --> 00:57:05,759
Speaker 3: you know, is it only for black women?

1280
00:57:05,880 --> 00:57:06,719
Speaker 1: No, it's not.

1281
00:57:07,080 --> 00:57:10,279
Speaker 3: But do I think it's you know, I'm inclusive, but

1282
00:57:10,440 --> 00:57:11,520
Speaker 3: am I specifically?

1283
00:57:11,560 --> 00:57:14,359
Speaker 1: Did I start specifically because people were ignoring us? For sure?

1284
00:57:14,480 --> 00:57:16,440
Speaker 3: Ninety nine percent of the women are black. I didn't

1285
00:57:16,440 --> 00:57:18,640
Speaker 3: put out a call, hey, black women, come this way,

1286
00:57:19,120 --> 00:57:23,560
Speaker 3: but I know that, like, yes, finally there's something that's

1287
00:57:24,000 --> 00:57:27,400
Speaker 3: speaking to this population. So it's like I try to

1288
00:57:27,440 --> 00:57:29,520
Speaker 3: take that anger and say, well, what can I do

1289
00:57:30,040 --> 00:57:33,320
Speaker 3: to make where I am the small little corner of

1290
00:57:33,360 --> 00:57:33,600
Speaker 3: the world.

1291
00:57:33,640 --> 00:57:35,320
Speaker 1: What can I do to make that better? You know?

1292
00:57:35,840 --> 00:57:38,680
Speaker 2: Yeah, we got we got some pushback when we had

1293
00:57:38,960 --> 00:57:40,720
Speaker 2: from a couple people I talked to when we first

1294
00:57:40,800 --> 00:57:43,400
Speaker 2: launched the podcast and when I said we were calling

1295
00:57:43,400 --> 00:57:46,520
Speaker 2: a brown ambition, and a couple people asked me, well,

1296
00:57:46,520 --> 00:57:50,000
Speaker 2: aren't you worried about alienating, you know, people who aren't

1297
00:57:50,040 --> 00:57:52,960
Speaker 2: of color. And I was like, no, not at all.

1298
00:57:53,720 --> 00:57:55,760
Speaker 1: I'm the worlds in the world.

1299
00:57:55,840 --> 00:57:57,960
Speaker 2: You got it, You got it going on. You know what,

1300
00:57:58,320 --> 00:58:00,520
Speaker 2: go to go to the top one hundred business podcast

1301
00:58:00,520 --> 00:58:02,400
Speaker 2: and tell me how many brown phases using.

1302
00:58:03,240 --> 00:58:05,640
Speaker 1: All the podcast is you?

1303
00:58:05,880 --> 00:58:08,600
Speaker 3: So, this one little brown podcast, if you could listen,

1304
00:58:08,840 --> 00:58:11,440
Speaker 3: we will welcome you. But I don't think having this

1305
00:58:11,560 --> 00:58:13,640
Speaker 3: one little podcast is going to be a drop in

1306
00:58:13,680 --> 00:58:16,720
Speaker 3: the bucket of literally every other podcast out there.

1307
00:58:17,040 --> 00:58:17,640
Speaker 1: Yeah.

1308
00:58:17,800 --> 00:58:20,440
Speaker 2: So I'm like, yes, we are brown, and I think

1309
00:58:20,600 --> 00:58:23,880
Speaker 2: that we are looking at it from a position of inclusiveness.

1310
00:58:24,080 --> 00:58:28,560
Speaker 2: Inclusiveness bringing people to the conversation, you know, acknowledging that

1311
00:58:28,600 --> 00:58:31,200
Speaker 2: we have the same financial and career and business questions

1312
00:58:31,200 --> 00:58:33,720
Speaker 2: that everyone else has, but may not be getting the

1313
00:58:33,720 --> 00:58:37,320
Speaker 2: same kind of advice and the same kind of education

1314
00:58:37,360 --> 00:58:38,400
Speaker 2: as other people out there.

1315
00:58:39,680 --> 00:58:41,479
Speaker 3: So did you want to end on an extra extra

1316
00:58:41,560 --> 00:58:45,600
Speaker 3: high note and have our beautiful, amazing BA listeners that

1317
00:58:45,760 --> 00:58:49,040
Speaker 3: won dinner with us read their their letters that got

1318
00:58:49,040 --> 00:58:49,600
Speaker 3: them chosen.

1319
00:58:49,640 --> 00:58:51,360
Speaker 1: They got chose, they got chose.

1320
00:58:51,520 --> 00:58:55,160
Speaker 2: Yeah, so this is what our listeners said, Brown Ambition

1321
00:58:55,440 --> 00:58:59,720
Speaker 2: means to them.

1322
00:59:00,000 --> 00:59:02,120
Speaker 4: Brown Ambition came into my life while I was in

1323
00:59:02,160 --> 00:59:05,840
Speaker 4: the PR marketing industry. I was commuting from Jamaica Queens

1324
00:59:05,840 --> 00:59:09,360
Speaker 4: to Manhattan and so thankful that I had you two

1325
00:59:09,920 --> 00:59:11,760
Speaker 4: to accompany me on my community.

1326
00:59:11,800 --> 00:59:15,680
Speaker 5: Being a part of the Brown Ambition family encourages me

1327
00:59:15,840 --> 00:59:19,040
Speaker 5: to keep striving for what I desire, and it is

1328
00:59:19,120 --> 00:59:22,240
Speaker 5: exciting to know that there is a community of women

1329
00:59:22,840 --> 00:59:27,680
Speaker 5: experiencing the same and uplifting one another along the way.

1330
00:59:27,840 --> 00:59:30,880
Speaker 4: Brown Ambition has taught me to aggressively go after what

1331
00:59:30,960 --> 00:59:33,800
Speaker 4: I want. As Tiffany has once said, and I'm sure

1332
00:59:33,880 --> 00:59:37,960
Speaker 4: has said numerous times, I'm dope. Your personal testimonies on

1333
00:59:38,040 --> 00:59:41,640
Speaker 4: careers and relationships have been nothing but inspiring and have

1334
00:59:41,800 --> 00:59:43,760
Speaker 4: kept me going when I wanted to tap out.

1335
00:59:44,560 --> 00:59:48,280
Speaker 5: My Tuesday ritual after lunch is listening to Brown Ambition

1336
00:59:49,120 --> 00:59:53,760
Speaker 5: as a wine educator turned biotech employee. I am encouraged

1337
00:59:53,800 --> 00:59:57,840
Speaker 5: to hear another career switcher thriving in her second field

1338
00:59:57,880 --> 01:00:03,040
Speaker 5: of interest. I also enjoyed the discussions amongst you all

1339
01:00:03,320 --> 01:00:06,680
Speaker 5: because it reminds me of conversations I have with my

1340
01:00:06,840 --> 01:00:10,680
Speaker 5: best friend Lauren, who is also a listener, whether living

1341
01:00:10,760 --> 01:00:16,360
Speaker 5: with in laws, anticipating a proposal, or celebrating each other's successes.

1342
01:00:16,840 --> 01:00:21,800
Speaker 5: Y'all embody the ambitious black millennial woman's experience.

1343
01:00:22,680 --> 01:00:24,760
Speaker 4: As you can see, I could write a book, but

1344
01:00:24,800 --> 01:00:27,960
Speaker 4: I'll cut this short. I love you guys with much

1345
01:00:28,000 --> 01:00:30,720
Speaker 4: ambition and brown skin popping. Kristen