WEBVTT - BA Q&A: The Jump Into Entrepreneurship

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<v Speaker 1>Is it your financial scaries lurking in the closet. Is

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<v Speaker 1>it the fear about those bills you know in your

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<v Speaker 1>mailbox right now that you haven't opened. Whatever is scaring

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<v Speaker 1>you financially, We're going to talk about it this Halloween.

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<v Speaker 1>For the first time ever, we are doing a live

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<v Speaker 1>Brown Ambition YouTube extravaganza where we're going to be talking

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<v Speaker 1>about the spooky and scary financial topics that are keeping

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<v Speaker 1>you awake at night. So come face your fears with us.

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<v Speaker 1>I will be here your girl Mandy Money, along with

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<v Speaker 1>two incredible guests, Delian Barros from Ask the Money Coach

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<v Speaker 1>and Mark Russell. If y'all have not met Mark, you

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<v Speaker 1>are in for a treat Mark Russell from Betterwallet. They

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<v Speaker 1>are both joining me live in the Brown Ambition studio

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<v Speaker 1>for a special Halloween episode. So if you want to

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<v Speaker 1>tune in, join us Monday, October thirty, first Halloween Day,

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<v Speaker 1>at one pm Eastern that's twelve pm Central live on YouTube.

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<v Speaker 1>To follow along, go to YouTube dot com search Brown Ambition.

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<v Speaker 1>That's where we will be showing up live. I will

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<v Speaker 1>see y'all on Halloween.

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<v Speaker 2>Time for the b a q a A. The b

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<v Speaker 2>a q A which you say the b a q

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<v Speaker 2>a with Mandai, the b a q a with Tiffin A,

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<v Speaker 2>the b a q a with the guest. It is

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<v Speaker 2>a question and answer. You have questions, we have answers.

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<v Speaker 2>Ish because we're not your mama. We're not your financialdvisor.

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<v Speaker 2>We're not your attorney, we're not your accountant. We are

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<v Speaker 2>just two smart brown girls who know a little thing

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<v Speaker 2>or two about personal finance, business, entrepreneurship, and some other

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<v Speaker 2>things too.

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<v Speaker 3>We have hot Seed.

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<v Speaker 2>You guys have liked it so much, we said, let's

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<v Speaker 2>in write some more Brada Vision guests.

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<v Speaker 3>So we have Leah in studio.

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<v Speaker 4>He.

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<v Speaker 1>Alco b A.

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<v Speaker 5>Thank you for having me.

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<v Speaker 3>Where are you from? Tell us a little bit about you.

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<v Speaker 4>So I'm from Dallas, Texas. Well, I'm from San Antonio.

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<v Speaker 4>I live in Dallas for the last eight years. I

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<v Speaker 4>am a registered nurse. I have a two year old

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<v Speaker 4>little baby, so he was born right around the time

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<v Speaker 4>that Rio was born. I do have two small businesses,

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<v Speaker 4>baby businesses, very baby businesses. And I'm just out here living.

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<v Speaker 4>So that's a little about me.

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<v Speaker 1>Go ahead, ask you what's your question about yees?

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<v Speaker 5>So I have so I guess a little bit extra background.

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<v Speaker 4>I'm also in the Army Reserve and so I kind

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<v Speaker 4>of have like a part time job. So I have

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<v Speaker 4>my main registered nurse job organization I love. They provide

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<v Speaker 4>great benefits, material leave, all that good stuff, and they

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<v Speaker 4>actually are just rolling out like a new program to

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<v Speaker 4>improve a lot of that stuff.

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<v Speaker 5>So great benefits from my full time job that I

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<v Speaker 5>do love.

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<v Speaker 4>Monday through Friday, I'm a reservist that provides my benefits

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<v Speaker 4>as far as medical health, all of that kind of stuff.

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<v Speaker 4>So those two things are taking care of from there.

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<v Speaker 4>And then I have my businesses. So I have a

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<v Speaker 4>boys clothing line that's just like my hobby business. When

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<v Speaker 4>I had a little boy, there's no clothes, I wanted

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<v Speaker 4>to provide that for people. So that's just kind of

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<v Speaker 4>like my fun business. But I do have another business

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<v Speaker 4>solutions agency that I'm just starting, and that is the

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<v Speaker 4>one that I would like to eventually make my full

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<v Speaker 4>time career as far as entrepreneurship, and so I'm thinking out.

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<v Speaker 4>It's not something that I'm obviously ready to just quit

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<v Speaker 4>my job and leave right now, but I am kind

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<v Speaker 4>of thinking about that transition period. I do take care

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<v Speaker 4>of my son by myself, so It's very important to

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<v Speaker 4>me that I have like the stability and everything, and

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<v Speaker 4>I don't just up and leave. I know that with

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<v Speaker 4>the Army Reserve that takes care of the medical benefits

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<v Speaker 4>and stuff, which gives me that peace of mind. But

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<v Speaker 4>I guess my question is just twofold kind of how

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<v Speaker 4>do I come up with a good work plan as

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<v Speaker 4>far as the entrepreneurship side of slowly being able to

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<v Speaker 4>grow my business but effectively running it?

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<v Speaker 5>Kind of do you.

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<v Speaker 4>Organize yourself, organize your thoughts things like that. And then

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<v Speaker 4>on the other hand, what things do I think about

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<v Speaker 4>because I know in the future that I am going

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<v Speaker 4>to want to transition. What other things am I missing

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<v Speaker 4>while I'm thinking about benefits things like that?

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<v Speaker 1>Okay, tell me what the business solutions business is?

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<v Speaker 4>What is that? So we kind of provide just the

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<v Speaker 4>goal of it is to provide different resources for small

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<v Speaker 4>business owners, so kind of virtual assistance meets consulting. But

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<v Speaker 4>I am not a business I don't have a business background,

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<v Speaker 4>So my goal is just to really provide education and

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<v Speaker 4>resources to people that are wanting to start their own businesses,

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<v Speaker 4>specifically black and brown people because where I work, a

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<v Speaker 4>lot of people a lot of our patients and things

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<v Speaker 4>like that, they don't have access to these different resources

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<v Speaker 4>in the communities. They may not be able to go

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<v Speaker 4>to college, they may not know the entrepreneurship is an option,

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<v Speaker 4>and they may not be able to go to business

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<v Speaker 4>school to find out that information. But maybe some sort

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<v Speaker 4>of resources that we can provide that. It's like, hey,

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<v Speaker 4>here is what I'm working on now, is like a

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<v Speaker 4>business startup checklist, Like these are things you don't need

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<v Speaker 4>to learn in school. These are things that you can

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<v Speaker 4>find resources for free to low cost resources and here

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<v Speaker 4>you go, and then in starting that business. Hey, we

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<v Speaker 4>also provide support for administrative services to small businesses that

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<v Speaker 4>are just starting up. We provide social media management. I know,

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<v Speaker 4>in this day and age, everybody wants like high ticket

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<v Speaker 4>clients and they want to do these big, high ticket

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<v Speaker 4>packages and things like that, and that's not really my goal.

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<v Speaker 4>My goal is to provide as many cost effective resources

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<v Speaker 4>to small business owners with the hopes that we can

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<v Speaker 4>build businesses within our communities that offer jobs for other

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<v Speaker 4>people that look like us.

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<v Speaker 2>So you're like the support the support staff that you're

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<v Speaker 2>the woman behind the woman.

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<v Speaker 5>Yeah, basically, yes.

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<v Speaker 3>I love that idea.

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<v Speaker 1>Because you know, virtual assistance are I feel like one

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<v Speaker 1>of the easiest not I mean, obviously it's not an

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<v Speaker 1>easy job, but I mean in terms of the demand

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<v Speaker 1>for it is so high because look at all these

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<v Speaker 1>online entrepreneurs that have sprung up since the pandemic, and

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<v Speaker 1>I mean I have had a couple of I already

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<v Speaker 1>have two virtual assistants, and you know, it is one

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<v Speaker 1>of the first lines of defense for new business owners

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<v Speaker 1>to hire some administrative support, and I think one of

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<v Speaker 1>the smartest first hires you can make. So I think

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<v Speaker 1>that there's like tons of potential there, you know. And

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<v Speaker 1>for anyone listening who's thinking about like I want to

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<v Speaker 1>start like my own business, I'm like, hey, virtual assistance,

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<v Speaker 1>like get some come on, like where we need y'all

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<v Speaker 1>come find us.

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<v Speaker 2>And honestly, it's probably the number one thing my entrepreneur

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<v Speaker 2>friends high low in the middle just started been in

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<v Speaker 2>business for a while. It's one of the first things

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<v Speaker 2>asked me, girl, do you know I can find a

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<v Speaker 2>virtual assistant? So when I got excited, Leah when you

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<v Speaker 2>said that, because you are not going to have a

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<v Speaker 2>lack of client. So a few things to consider, like,

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<v Speaker 2>you know, because you have this job. So you're like,

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<v Speaker 2>you know, one foot in, you know, one foot kind

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<v Speaker 2>of like out considering one how much one you know,

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<v Speaker 2>you got to get down to brass tax about like

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<v Speaker 2>your budget, right, how much money do you need to.

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<v Speaker 3>Make to support your current lifestyle?

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<v Speaker 2>And so you know, we you know, hopefully we all

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<v Speaker 2>understand net versus growth, net versus gross, meaning you might say,

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<v Speaker 2>you know, although I make I'm just making up numbers

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<v Speaker 2>for you seventy thousand as a nurse, I really take

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<v Speaker 2>home fifty, So I would need to make at least fifty,

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<v Speaker 2>And so that's not fifty gross business because after taxes,

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<v Speaker 2>after paying expenses and operational things, maybe fifty really is

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<v Speaker 2>twenty five.

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<v Speaker 3>You know, so you would have to get clear on

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<v Speaker 3>your numbers.

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<v Speaker 2>How much do I need to actually take home in

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<v Speaker 2>order to maintain my lifestyle for me and my son,

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<v Speaker 2>And so you know, you set that as a goal

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<v Speaker 2>for being able to say, Okay, when I get within

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<v Speaker 2>range of this, this is when I can just consider

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<v Speaker 2>taking a leap. That's one thing. It's like how much

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<v Speaker 2>do I need to make? You know, too, are there

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<v Speaker 2>things you can do to cut back on expenses? So

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<v Speaker 2>normally I'm not a big old cut back person.

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<v Speaker 3>I don't know. People think I'm the budgetista. I am no.

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<v Speaker 2>But when you are starting a business, you know, it's

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<v Speaker 2>really in your best interest to lean out a little

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<v Speaker 2>bit because you want what you know, some runway, meaning

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<v Speaker 2>that like you know, your business might take a little

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<v Speaker 2>time to get up and running, and so you don't

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<v Speaker 2>want to squander any money unnecessaries while you're figuring out

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<v Speaker 2>your business. So let's just say your life is you

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<v Speaker 2>live off of fifty, but you could live off of forty.

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<v Speaker 2>So it's like, okay, you know, let's live off for

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<v Speaker 2>forty for the next few months to see, like you know,

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<v Speaker 2>you know, as I make this transition into having my

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<v Speaker 2>own business full time, it gives me more runway.

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<v Speaker 3>So if I don't have.

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<v Speaker 2>A really great month or whatever, you know, there's some

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<v Speaker 2>space there I would be joining like different like online communities.

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<v Speaker 2>So the one that I like, I always talk about

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<v Speaker 2>it is Yes, it's good. I was gonna say, that's

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<v Speaker 2>a really great space because one you're gonna buyd people.

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<v Speaker 2>There's gonna be so many entrepreneurs in there who need

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<v Speaker 2>executive admins.

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<v Speaker 3>But and also to just getting your feet wet about

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<v Speaker 3>like what's normal, what's not normal? Whatever?

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<v Speaker 4>You know.

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<v Speaker 2>I have my mentor Tiffany dot com where I mentor

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<v Speaker 2>black women and business for ten bucks a month. Matter

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<v Speaker 2>of fact, I'm gonna I mean, by the time it's areas,

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<v Speaker 2>it'll be too late. But just for your sake, I'm

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<v Speaker 2>coming to Dallas actually on Wednesday. Okay, we're doing so

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<v Speaker 2>I'll you at the meetup.

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<v Speaker 5>No, I actually have a flight that day.

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<v Speaker 3>Oh I know.

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<v Speaker 2>Okay, so yeah, so like, because you want to normalize

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<v Speaker 2>what business kind of like looks like by like, you know,

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<v Speaker 2>getting in the mix with other women and business. The

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<v Speaker 2>good thing is that after our meetup, our mentorship meetup,

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<v Speaker 2>I'm going to create like a doc that you guys

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<v Speaker 2>can put all your information so you can connect with

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<v Speaker 2>each other.

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<v Speaker 3>Because that's part it's going to be really important.

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<v Speaker 6>We deserve a little breaky break, all right, let's take

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<v Speaker 6>a break.

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<v Speaker 2>But anything like Mandy, because you just made this transition, Like,

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<v Speaker 2>what are some things you were like?

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<v Speaker 3>Oh wish I would have known, you.

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<v Speaker 1>Know, well, I think the first thing that you said

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<v Speaker 1>was the first thing that I did, which was talk

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<v Speaker 1>with my financial planner and she gave me my monthly

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<v Speaker 1>income number. It was ten thousand, and I was like, okay,

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<v Speaker 1>bet Now I started off with a big cash fund

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<v Speaker 1>like I had been saving for so long throughout my

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<v Speaker 1>career that I had about twelve months worth of income

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<v Speaker 1>set aside, and I felt so I had some comfort

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<v Speaker 1>in that. And I'm wondering, and now I'm not saying

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<v Speaker 1>every entrepreneur needs that. It just happened to have had it,

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<v Speaker 1>And believe me, it ain't there anymore because it's been

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<v Speaker 1>two years and life is expensive. But anyway, so is

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<v Speaker 1>there Like Tiffany said, as you're cutting back. If you're

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<v Speaker 1>cutting back, you know, can you start stockpiling and beefing

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<v Speaker 1>up your savings because you know you are going to

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<v Speaker 1>be your own your own boss in that way, your

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<v Speaker 1>own employer. And then for me, my concern or my

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<v Speaker 1>question is, as you're scaling the business and starting the business,

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<v Speaker 1>it sounds like you're going to be more than just

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<v Speaker 1>yourself because I as you know, great the virtual assistant

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<v Speaker 1>spaces and how much we need it. It's like high touch.

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<v Speaker 1>You know you're going to be in the weeds with entrepreneurs.

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<v Speaker 1>So I'm wondering, how can you structure it so that

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<v Speaker 1>you have the support that you need. You can take

0:11:07.920 --> 0:11:10.960
<v Speaker 1>on more clients, but not you. I can't imagine what

0:11:11.000 --> 0:11:12.280
<v Speaker 1>it would be like for you to be trying to

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<v Speaker 1>juggle as many clients that you would need to juggle

0:11:14.840 --> 0:11:18.000
<v Speaker 1>to get to that. You know that over that big

0:11:18.080 --> 0:11:20.559
<v Speaker 1>number that you would need. You know your monthly income number,

0:11:20.640 --> 0:11:23.439
<v Speaker 1>so maybe you create that monthly income number and then

0:11:23.440 --> 0:11:25.199
<v Speaker 1>you back into it. Okay, so how much could I

0:11:25.280 --> 0:11:28.080
<v Speaker 1>charge an hour or how many packages could I create?

0:11:28.640 --> 0:11:30.400
<v Speaker 1>If I I'm not going to say if I would

0:11:30.400 --> 0:11:31.679
<v Speaker 1>go back, I would do it this way because I

0:11:31.679 --> 0:11:34.760
<v Speaker 1>think I like that. I started out my business offering

0:11:35.400 --> 0:11:38.560
<v Speaker 1>free coaching and then paid coaching. It was a focus

0:11:38.559 --> 0:11:40.920
<v Speaker 1>group for me. It was learning the market. It was

0:11:41.520 --> 0:11:44.280
<v Speaker 1>understanding what my clients needed, what women needed, what they

0:11:44.280 --> 0:11:46.080
<v Speaker 1>were asking for. So then I could build the mandy

0:11:46.120 --> 0:11:48.200
<v Speaker 1>money makers into the thing that they all wanted to

0:11:48.240 --> 0:11:51.480
<v Speaker 1>solve all their pain points. But now I spent that

0:11:51.559 --> 0:11:53.679
<v Speaker 1>like a year and a half doing that, and now

0:11:53.720 --> 0:11:58.760
<v Speaker 1>I'm creating prepackaged things on demand, things like products and

0:11:58.840 --> 0:12:02.559
<v Speaker 1>services that don't require me to be there live. So

0:12:02.840 --> 0:12:06.120
<v Speaker 1>as you're thinking of moving forward, what are some what

0:12:06.160 --> 0:12:08.520
<v Speaker 1>are some solutions that you can provide business owners that

0:12:08.559 --> 0:12:11.760
<v Speaker 1>don't require your time. You can do it once and

0:12:11.800 --> 0:12:13.959
<v Speaker 1>then package and sell it, you know, so that that

0:12:14.000 --> 0:12:16.880
<v Speaker 1>can be one of your income streams other than having

0:12:16.920 --> 0:12:19.480
<v Speaker 1>like one on one client work, because that of course

0:12:19.520 --> 0:12:20.600
<v Speaker 1>can become really demanding.

0:12:20.760 --> 0:12:24.560
<v Speaker 4>Yeah, right now, my biggest I guess my biggest project

0:12:24.800 --> 0:12:27.880
<v Speaker 4>is really out like some sort of a book, booklet, ebook,

0:12:27.960 --> 0:12:29.920
<v Speaker 4>kind of the thing resource guide.

0:12:30.840 --> 0:12:35.000
<v Speaker 5>Whereas when I make it little lead magnet, yes, but something.

0:12:34.679 --> 0:12:36.560
<v Speaker 4>Well, right now I have the checklist that's kind of

0:12:36.559 --> 0:12:38.960
<v Speaker 4>the lead magnet, and then the book is going to

0:12:38.960 --> 0:12:41.880
<v Speaker 4>be kind of more in depth from the checklist, and

0:12:41.920 --> 0:12:44.400
<v Speaker 4>so that will be for a low cost like maybe

0:12:44.400 --> 0:12:46.600
<v Speaker 4>like twenty books or something, but kind of get that

0:12:46.640 --> 0:12:50.120
<v Speaker 4>income going and then also be able to still help

0:12:50.240 --> 0:12:54.240
<v Speaker 4>for a good not super expensive costs. But once I

0:12:54.280 --> 0:12:57.480
<v Speaker 4>write it once, I don't need to continue to write it.

0:12:57.520 --> 0:12:59.600
<v Speaker 4>And some people just want to guide, and so those

0:12:59.640 --> 0:13:02.360
<v Speaker 4>people can just have a guide and they don't need

0:13:02.400 --> 0:13:03.000
<v Speaker 4>me to do that.

0:13:03.400 --> 0:13:06.160
<v Speaker 2>As you like, you know, don't be afraid to really

0:13:06.280 --> 0:13:08.120
<v Speaker 2>lean in a niche into what your.

0:13:08.000 --> 0:13:09.400
<v Speaker 3>Specific expertise is.

0:13:10.200 --> 0:13:14.000
<v Speaker 2>You know, I think that the the temptation for many

0:13:14.040 --> 0:13:16.000
<v Speaker 2>new entrepreneurs, so like so many of us, is that

0:13:16.040 --> 0:13:18.679
<v Speaker 2>we do all the things right, I don't do this

0:13:18.800 --> 0:13:20.920
<v Speaker 2>or do this, I do this, or even if you're

0:13:21.120 --> 0:13:23.440
<v Speaker 2>good at a lot of things, because me and Mandy

0:13:23.520 --> 0:13:24.800
<v Speaker 2>right man, we had this chat the other day and

0:13:24.800 --> 0:13:26.280
<v Speaker 2>when you're like, I'm really good at this, this, this

0:13:26.320 --> 0:13:28.800
<v Speaker 2>and this, and I was just like, Okay, well these

0:13:28.800 --> 0:13:30.280
<v Speaker 2>are all things. I'm not saying you won't get to

0:13:30.320 --> 0:13:32.600
<v Speaker 2>those things, but what's the core thing you can focus

0:13:32.640 --> 0:13:36.520
<v Speaker 2>on right right right now that's really going to connect

0:13:36.559 --> 0:13:40.440
<v Speaker 2>with your audience. And so making sure to you know,

0:13:40.520 --> 0:13:43.160
<v Speaker 2>don't be afraid to niche down and say, you know

0:13:43.240 --> 0:13:46.439
<v Speaker 2>what I'm although I have this bigger, broader idea, I'm

0:13:46.440 --> 0:13:50.800
<v Speaker 2>going to lean into getting people admins and executive assistance,

0:13:51.200 --> 0:13:53.719
<v Speaker 2>you know, because that's something that, like I told you, like,

0:13:53.760 --> 0:13:56.319
<v Speaker 2>if you type an admin or executive assistant into the

0:13:57.240 --> 0:13:59.080
<v Speaker 2>arcist group, you're going to see that over and over

0:13:59.120 --> 0:14:02.520
<v Speaker 2>and over and over. And so there's nothing wrong with saying,

0:14:02.720 --> 0:14:05.040
<v Speaker 2>what's the fastest way to get my business up and

0:14:05.120 --> 0:14:07.840
<v Speaker 2>running by leaning into this core thing and then expanding

0:14:07.880 --> 0:14:09.960
<v Speaker 2>later because oftentimes people.

0:14:09.640 --> 0:14:11.280
<v Speaker 3>Are like, no, but I'm good at so many things.

0:14:11.440 --> 0:14:13.080
<v Speaker 2>There are still some things that you know, I know

0:14:13.120 --> 0:14:14.880
<v Speaker 2>that I'm good at that haven't even gotten to yet,

0:14:15.360 --> 0:14:17.640
<v Speaker 2>you know, you know, through my business, and I'm just like,

0:14:17.679 --> 0:14:19.560
<v Speaker 2>you know, maybe in two years I'll roll that other

0:14:19.640 --> 0:14:22.280
<v Speaker 2>thing out. And you know, so don't be afraid to like,

0:14:22.360 --> 0:14:24.520
<v Speaker 2>you know, to get really granular and be like, Okay,

0:14:24.560 --> 0:14:28.400
<v Speaker 2>this is this is my opening, because you don't want

0:14:28.400 --> 0:14:30.280
<v Speaker 2>to be what I call buffet business. You know, you

0:14:30.360 --> 0:14:34.040
<v Speaker 2>really want to be focused on a specific thing that

0:14:34.120 --> 0:14:36.440
<v Speaker 2>you're going to deliver and to build trust with that thing.

0:14:36.480 --> 0:14:39.560
<v Speaker 2>First and foremost. The best way to get better at

0:14:39.600 --> 0:14:42.120
<v Speaker 2>business is just to do it. To acknowledge you're going

0:14:42.120 --> 0:14:45.760
<v Speaker 2>to make a bunch of mistakes, to ask questions, to

0:14:45.840 --> 0:14:48.520
<v Speaker 2>get back up and do it again, and so like,

0:14:48.600 --> 0:14:51.000
<v Speaker 2>you know, the fact that you're asking these questions, that's great.

0:14:51.440 --> 0:14:53.320
<v Speaker 2>Put one foot out there and you know, and just

0:14:53.680 --> 0:14:56.160
<v Speaker 2>you know, get to the business of doing and then

0:14:56.280 --> 0:14:57.800
<v Speaker 2>learn the lessons and then do it again, and then

0:14:57.880 --> 0:14:59.040
<v Speaker 2>learn the lessons and do it again.

0:15:00.000 --> 0:15:02.440
<v Speaker 3>Anything else? Many one? Any last parting words for Leah?

0:15:02.640 --> 0:15:05.000
<v Speaker 1>Yes, my last parting word is even if, like let's say,

0:15:05.000 --> 0:15:07.040
<v Speaker 1>the worst I think your worst case scenario is that

0:15:07.280 --> 0:15:09.880
<v Speaker 1>you launch your own business, you end up walking away

0:15:09.880 --> 0:15:12.240
<v Speaker 1>from your stable job, and healthcare and all of that.

0:15:12.400 --> 0:15:15.000
<v Speaker 1>And let's say the business goes belly up and you're bankrupt.

0:15:15.160 --> 0:15:17.200
<v Speaker 1>You still have all the skills. You can't take away

0:15:17.200 --> 0:15:19.080
<v Speaker 1>your nursing knowledge. You can go back and find nine

0:15:19.160 --> 0:15:21.280
<v Speaker 1>to five work. I think that's the fear. And I

0:15:21.360 --> 0:15:23.440
<v Speaker 1>just want to say, like Tiffany reminds me, She's like,

0:15:23.440 --> 0:15:25.600
<v Speaker 1>you're going to be okay, you what do you What's.

0:15:25.480 --> 0:15:27.400
<v Speaker 3>The thing you always tell me to like you talk?

0:15:27.480 --> 0:15:31.400
<v Speaker 2>Is smart, You work with integrity, work with Yes, you

0:15:31.480 --> 0:15:33.920
<v Speaker 2>work hard, You're going to make money.

0:15:34.080 --> 0:15:34.880
<v Speaker 3>You're gonna make money.

0:15:35.000 --> 0:15:37.200
<v Speaker 2>That you are that will like that might take a

0:15:37.200 --> 0:15:39.320
<v Speaker 2>look time, but you will. I promise You're smart, you

0:15:39.360 --> 0:15:41.280
<v Speaker 2>work hard, you're consistent, you work with integrity.

0:15:41.320 --> 0:15:43.440
<v Speaker 3>You will make money. You know, maybe not right away,

0:15:43.440 --> 0:15:44.040
<v Speaker 3>but you will.

0:15:44.400 --> 0:15:44.640
<v Speaker 4>You know.

0:15:44.760 --> 0:15:49.400
<v Speaker 2>So we wish you luckilyah luck. We would congratulate to

0:15:49.840 --> 0:15:52.680
<v Speaker 2>in advance. If you want to be in the hot

0:15:52.680 --> 0:15:56.720
<v Speaker 2>seat and ask Mandy and I questions about business, entrepreneurship,

0:15:57.160 --> 0:16:01.720
<v Speaker 2>personal finance, and otherwise, we invite you into our Instagram dms,

0:16:01.960 --> 0:16:05.040
<v Speaker 2>leave us a voice note with your question and maybe

0:16:05.040 --> 0:16:09.320
<v Speaker 2>we'll have you virtually in the studio in the stew.

0:16:11.480 --> 0:16:13.760
<v Speaker 6>Hey Ba Fam We could not do this show without

0:16:13.760 --> 0:16:16.800
<v Speaker 6>your support or the support of our team behind the scenes.

0:16:17.120 --> 0:16:20.720
<v Speaker 6>The Brown Emission Podcast is produced by Cumulus Podcast Network.

0:16:20.800 --> 0:16:24.280
<v Speaker 6>It's edited by the wonderful Emani Crosby and produced by

0:16:24.320 --> 0:16:28.040
<v Speaker 6>Tanya Bustos. Dennis Stimplinsky is our in house tech guru,

0:16:28.480 --> 0:16:31.200
<v Speaker 6>and I am Bandy Woodard Santos, your co host, and

0:16:31.360 --> 0:16:33.120
<v Speaker 6>I will see y'all next week.