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Speaker 1: Welcome to How the Money. I'm Joel and I am Matt,

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Speaker 1: and today we're talking the art of gaining peace with

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Speaker 1: your money with Ken Honda. Here on our show, we

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Speaker 1: often talk about how to do smart things with your money.

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Speaker 1: It's a it's a part of the reason why we

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Speaker 1: call it how to Money, but we also try not

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Speaker 1: to neglect the why behind our actions as well as

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Speaker 1: our own attitudes that govern our overall approach to personal finance.

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Speaker 1: And so today on the show, we're talking with Ken

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Speaker 1: Honda about his book Happy Money, which is all about

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Speaker 1: the mindset and attitude that we bring to our money

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Speaker 1: which directly impacts our happiness. And actually becoming an author

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Speaker 1: for kind was essentially a second career that can discovered

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Speaker 1: and develop after retiring before he was thirty years old.

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Speaker 1: But Ken's writings bridge the topics of finance and self help,

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Speaker 1: focusing on creating and generating personal wealth and happiness through

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Speaker 1: deeper self honesty. And that's exactly what we're going to

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Speaker 1: talk about today. So Ken, thank you for joining us

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Speaker 1: today on the podcast. Hello Matt and Joel, it's my

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Speaker 1: pleasure to be on your show. Thank you so much

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Speaker 1: for invitation. Oh can we were so glad that you accepted,

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Speaker 1: So glad to have you on the show. Our first

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Speaker 1: question that we ask every single guest Matt and I

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Speaker 1: we really like to drink craft beer. We think it

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Speaker 1: tastes good and it's worth spending a little extra money

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Speaker 1: on the nice stuff, even at the same time while

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Speaker 1: we're saving and investing well for the future. So yeah,

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Speaker 1: what what's your craft beer equivalent? What do you explore

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Speaker 1: John in the here and now while you're also saving

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Speaker 1: and investing for the future. Okay, that's a very interesting question. Actually, Uh,

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Speaker 1: people laugh at me when I when I bought a

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Speaker 1: car electric car attached to the house. Know, it's the

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Speaker 1: most advanced technology. I think probably Tesla offers something like that.

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Speaker 1: But now, if you you know, I'm a gadget man.

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Speaker 1: So if you have a car electric car and attach

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Speaker 1: it to your house, uh, it runs enough electricity for

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Speaker 1: like a week, and uh, you know, there's a lot

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Speaker 1: of earthquakes here, so um in case of emergency, I

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Speaker 1: thought it would be fun, you know, to have a

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Speaker 1: car like that. Well not not only fun, but like

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Speaker 1: you said, it's it seems like a super practical thing.

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Speaker 1: But yeah, could you power your house off of your

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Speaker 1: niece on leaf back when you had it too. Can

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Speaker 1: I used to own a niece on Leaf. I don't anymore,

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Speaker 1: but I loved it and I love electric cars, so

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Speaker 1: I totally give the obsession. Yeah. Right, So I'm a

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Speaker 1: gadget man. You know, people just does sent me all

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Speaker 1: kinds of gadgets and then people know I love them

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Speaker 1: so kind. So let's let's dive in your book. We

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Speaker 1: want to talk all about happy money, and early in

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Speaker 1: your Look, you write about this experience at a park.

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Speaker 1: In that experience for you, you you talked about how that

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Speaker 1: was a turning point. Can you tell us about that? Yes,

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Speaker 1: I was. I retired when I was twenty nine to

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Speaker 1: thirty and uh, when my wife and I found out

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Speaker 1: that she was pregnant. So my original idea was just

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Speaker 1: for a couple of months, but that got extended to

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Speaker 1: our year and we ended up spending four years. And

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Speaker 1: I think almost three years into my semi retirement, I

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Speaker 1: my daughter and I were at the park in front

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Speaker 1: of a swing and uh, mother and the child came

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Speaker 1: in and then they were just spending fun time for

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Speaker 1: just a couple of minutes. Uh and uh mother said, okay,

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Speaker 1: your mommy has to go, and uh, the child said,

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Speaker 1: you know, we just got here, and she was right,

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Speaker 1: but she said, your mommy has to work, and so

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Speaker 1: she was literally can often swing. And then they disappeared,

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Speaker 1: and I sat there so like speechless, and I wonder,

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Speaker 1: why does you have to go? And of course it's

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Speaker 1: it's her job and the money, and she seems like

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Speaker 1: she was so stressed. And I realized that if she

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Speaker 1: knew more about money and she could probably spend more

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Speaker 1: time at the park. And on that night I studied

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Speaker 1: writing about happiness and money and that led to my

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Speaker 1: series of books later, But that was the original um encounter. Yeah,

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Speaker 1: it's interesting how you see yourself and you're like, I

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Speaker 1: can stay at this park for hours with my daughter, um,

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Speaker 1: because of how I've handled money in that dichotomy of

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Speaker 1: someone else who you know, partly because they haven't handled

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Speaker 1: money in the same way, they have to pull their

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Speaker 1: daughter away and get back to work and and can

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Speaker 1: your mission It seems less attached to the nuts and

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Speaker 1: bolts of saving and investing in more. It's more of

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Speaker 1: an attempt to influence the way people think about their money. So, yeah,

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Speaker 1: do do you think that the gap between handling money, Well,

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Speaker 1: do you think it's more mental than practical? You know,

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Speaker 1: I have taught hundreds of thousands of people personally both

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Speaker 1: money i Q and money EQ. And there are you know,

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Speaker 1: many i Q teachers in the world, especially in the West.

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Speaker 1: You know Robert Kiyosaki, whom I share the stage in

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Speaker 1: Japan and elsewhere. Uh. Those people teach about financial intelligence,

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Speaker 1: which is great. But also there's another part. I call

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Speaker 1: it money e Q and money a Q is money

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Speaker 1: emotional intelligence, and I think you need to learn more

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Speaker 1: about those because even the most smart people make stupid

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Speaker 1: mistakes emotionally and they end up losing it all. So

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Speaker 1: I think, Um, I'm now focusing more on teaching money EQ.

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Speaker 1: Now totally get that. Yeah, and you know can in

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Speaker 1: your book you make the point that the scarcity mindset,

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Speaker 1: like how that's behind uh like a lot of the

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Speaker 1: negative emotions that we have when it comes to our money.

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Speaker 1: You know what's interesting is that, Um, it doesn't really

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Speaker 1: matter how much you have or how much you make,

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Speaker 1: It's more about your attitude. If you feel happy with

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Speaker 1: your money, you feel a lot less stress around money.

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Speaker 1: But even if you make millions of dollars but still

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Speaker 1: not happy with money, you feel like you have to

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Speaker 1: make more, and uh, there's this hell that wanting more,

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Speaker 1: doing more, and needing more, and you cannot find happiness. So, uh,

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Speaker 1: you have to know when is enough, and that's what

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Speaker 1: I call abundance mentality. And when you don't have that,

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Speaker 1: you're driven to do more. And probably if you're in

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Speaker 1: the middle of the rat race, you know, you feel

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Speaker 1: like that's the way that everybody lives, and uh, you

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Speaker 1: don't know there's another way. Yeah, it's interesting too, because

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Speaker 1: I feel like a popular way, like a mode of

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Speaker 1: thought right now, especially in the West, is that acquiring

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Speaker 1: enough money buys you freedom. Like that's kind of what

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Speaker 1: people equate building up a two million dollar nest egg

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Speaker 1: or something like that. It's it's like, at that point,

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Speaker 1: I can be free and I don't have to work

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Speaker 1: a job. But you say that that's not true. So yeah,

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Speaker 1: why why is it? Why do you say that money

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Speaker 1: and freedom are not equivalent? You know, probably if you're

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Speaker 1: not financially well off, you think one million dollars will

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Speaker 1: be just a happy goal. I have written about published

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Speaker 1: about two hundred books, mostly on happiness and money, mostly

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Speaker 1: in Japanese, and I interviewed many wealthy people. At one time,

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Speaker 1: I met up with this person whose company's public, and I,

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Speaker 1: you know, everybody, by any standard, he's a wealthy man.

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Speaker 1: So my question was, when did you feel wealthy, you know,

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Speaker 1: in your uh like twenties or thirties. I expected an

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Speaker 1: answer like when I was like twenty five, when my

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Speaker 1: company went like public or stuff like that, but he

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Speaker 1: post for a second. I said, mmm, I don't think

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Speaker 1: I'm wealthy. And I was so surprised because you know,

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Speaker 1: he's a wealthy man. And he said, I'm not wealthy

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Speaker 1: because I don't have a private jet. And I laughed.

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Speaker 1: And you know, a few years later, I bump into

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Speaker 1: somebody who has a private jet and I asked, I

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Speaker 1: asked the same question, and he said, I'm not wealthy

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Speaker 1: at all. You know, I'm comfortable with money. But every

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Speaker 1: time I pull up to uh this special terminal, you know,

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Speaker 1: uh private jets air terminal, I feel so small because

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Speaker 1: my plan only seats eight people, whereas like the Kajambo

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Speaker 1: jets right next to me. So whenever I pull over,

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Speaker 1: I feel I'm the poorest guy in the world. So like, okay,

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Speaker 1: So no matter how much you make, there's always, uh,

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Speaker 1: somebody who's making more. So you have to decide when

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Speaker 1: is an for you. Otherwise, you know, you keep piling

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Speaker 1: up money and you'll see no end. Yeah I can, yeah,

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Speaker 1: kind of do that. In your book you talk about

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Speaker 1: how we should essentially you call it changing our our

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Speaker 1: money game, right, and yeah, just like you said, it

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Speaker 1: can be tempting to always feel the urge to earn

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Speaker 1: more money, uh, and then you end up in a

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Speaker 1: cycle where, yeah, the rich don't actually feel rich because

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Speaker 1: there's always someone else who's richer. So, like, how do

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Speaker 1: we move out of that money game than to kind

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Speaker 1: of change the way they're thinking about it. You know,

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Speaker 1: first of all, you have to know what you think

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Speaker 1: of money. My favorite question is if money was a person,

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Speaker 1: who would it be. You know, would it be a

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Speaker 1: fun person to be with or would it be a cold,

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Speaker 1: terrible main person. You know, money symbolizes certain things in

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Speaker 1: your life. Money can be fun, money can be mean,

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Speaker 1: depending on where you come from. So first of all,

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Speaker 1: you have to think money is a good friend instead

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Speaker 1: of a master who just orders you around, and that

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Speaker 1: means you're a slave to my By the way, and unfortunately,

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Speaker 1: most of most of us feel that we have slaved

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Speaker 1: the money. But money is just a neutral energy. You know,

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Speaker 1: either we become a slave or master or friend. And

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Speaker 1: so you'd say that the friend approach to money is

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Speaker 1: the best approach, right, Yeah, I think being a best

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Speaker 1: friend with money is a fun life to live because

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Speaker 1: if money is your best friend, if you want to

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Speaker 1: fly first class and go wherever you want, money can

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Speaker 1: do it for you. And if you want to shop,

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Speaker 1: money will prepare it for you. So money can help

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Speaker 1: you in so many ways. So if you let money

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Speaker 1: become your friend and just help your life, your life

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Speaker 1: would be very easy. And once again, you know, even

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Speaker 1: though I said you don't have to be a millionaire,

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Speaker 1: you know certain money can help you have some freedom. Right.

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Speaker 1: So okay, so Joel said, you know, you know, it

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Speaker 1: sounds like being money's friend or having money be your

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Speaker 1: friend is kind of tops, right, But like in my mind,

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Speaker 1: I feel like I want to be the master of

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Speaker 1: my money, right, And so is that not the mindset

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Speaker 1: we should take where if you know, essentially we're able

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Speaker 1: to put money to work for us. You know, it's

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Speaker 1: interesting a lot of people in the West have this

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Speaker 1: control issue. You know, if I'm a master, I can

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Speaker 1: control money. But you know this, once you're stuck with

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Speaker 1: this control issue, uh, you are afraid that someday these

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Speaker 1: slaves are going to have a riot and then it's

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Speaker 1: gonna you know, they're gonna upset the this uh power game,

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Speaker 1: and then you become a slave again. So when you

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Speaker 1: try to control somebody, it's the same with relationship. You

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Speaker 1: feel this fear that someday, uh, they will upset the relationship.

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Speaker 1: So I think being a best friend is uh gives

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Speaker 1: you more peace of mind because just to think about

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Speaker 1: yourself becoming a master, say you have a find intelligent

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Speaker 1: bank account, you will be afraid that somebody is going

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Speaker 1: to sue you with somebody's like I R S is

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Speaker 1: going to attack you, or somebody may kidnap your child,

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Speaker 1: you know, so there will be a lot of fear.

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Speaker 1: So unless you deal with this fear or our money

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Speaker 1: and also uh your future, you cannot be free from

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Speaker 1: money or financial stuff. So I think being a best

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Speaker 1: friend is better than becoming master and stay afraid for

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Speaker 1: the rest of your life. Yeah, we know all about

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Speaker 1: best friendship on this on the show too, so I agree.

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Speaker 1: I like, I like the way you you view it.

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Speaker 1: So again, let's let's talk a little more about I

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Speaker 1: Q verse e Q two. Because I think you're right.

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Speaker 1: I think, uh there there there are is a lot

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Speaker 1: of important knowledge head knowledge that people need to gain

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Speaker 1: when it comes to money. But I think you're right.

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Speaker 1: I think there is a lack of people talking about EQ.

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Speaker 1: And so yeah, when you're talking about money EQ. In

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Speaker 1: the book, you say that people need to trust before

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Speaker 1: they're able to get money. So what do you mean

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Speaker 1: by like that? By that? What do we need to trust?

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Speaker 1: How do we do that? You know? The reason only

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Speaker 1: feel so stressed around money is like once we let

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Speaker 1: go of money, it will never come back. So this

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Speaker 1: funny distrust around money keeps you sleepless nights. But if

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Speaker 1: you trust life and if you have a trust that

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Speaker 1: some even if you run out of money, somebody is

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Speaker 1: gonna come help you. If you know that, you don't

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Speaker 1: have to feel fear for around money. So the most

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Speaker 1: important thing around money issue is trust. Trust that somebody

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Speaker 1: will will come in and help you. They're they're not

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Speaker 1: gonna let you fall when you have a financial difficulties.

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Speaker 1: So I'm always joking if you have more than fifty

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Speaker 1: two friends and they're kind enough to let you stay

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Speaker 1: for a week for free. You don't have to worry

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Speaker 1: about money because you know, you just keep staying, changing

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Speaker 1: friends and stay stay with the home, and it can

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Speaker 1: last for a year and after about a year it

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Speaker 1: can come back and say in a long time, no,

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Speaker 1: see I like that. It's a good philosophy. Yeah. So

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Speaker 1: once you know that you have enough good good friends

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Speaker 1: who help you in case of emergency, you don't have

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Speaker 1: to worry about money. Like I you know, I don't

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Speaker 1: have any debt, but if I um lose everything, a

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Speaker 1: lot of people will come rescue me with some cash

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Speaker 1: in their hands. So I think I can start over

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Speaker 1: from anywhere anytime because I have enough great friends who

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Speaker 1: are willing to help me. So I'm not afraid of

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Speaker 1: losing everything, you know, the lowsuit or whatever that is,

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Speaker 1: because I have insurance policy. You know. That's like I

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Speaker 1: have many friends. Yeah, that's great. I love that. I

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Speaker 1: love the way you're thinking about that. Um, I love

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Speaker 1: thinking of friends. Friends are such a great insurance policy.

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Speaker 1: Because you're right. I think. I think basically what you're

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Speaker 1: saying is that a lot of us worry needlessly because

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Speaker 1: we do have all these other options at our disposal,

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Speaker 1: all these other people that would come to help us

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Speaker 1: in a time of need, and yet we kind of

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Speaker 1: think that we're going in alone. And because of that,

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Speaker 1: it probably brings just unhappiness in general, but then unhappiness

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Speaker 1: in our relationship with money too. Yeah, and I think

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Speaker 1: it's as sad that we're born and brought up that way,

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Speaker 1: you know, uh, like when when we eat food. It's

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Speaker 1: also a cultural difference too. In the West, you have

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Speaker 1: individual plates and then you take whatever it's on the

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Speaker 1: public plate and just move it to your your individual plate.

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Speaker 1: And also at school, you don't just discuss with your

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Speaker 1: friends about what what's the best answer and then take

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Speaker 1: the exam right exam you have to take on your own.

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Speaker 1: So a lot of things we are almost brain was

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Speaker 1: to to think that I have to do everything alone

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Speaker 1: so we can help one another. And I think that's

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Speaker 1: how we're doing with the neighbors and the project team.

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Speaker 1: But um, there are so many situations that we're supposed

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Speaker 1: to do things alone. Let's just imagine that if your

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Speaker 1: bank account it's like a joint account with your friends,

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Speaker 1: just you know, you just get to be friends and

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Speaker 1: have a joint account with your five wealthiest friends, you know,

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Speaker 1: among all their friends. Don't you think you have no problem?

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Speaker 1: That sounds nice and eerie. Take the pressure off. Yeah,

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Speaker 1: it's almost like you have a joint account with you know,

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Speaker 1: your bodies. So but uh, I know were going to

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Speaker 1: combine our bank accounts right after this conversation. Yes, In

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Speaker 1: North America, it brings up so much shame when you

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Speaker 1: talk about how much money you make. I'm I'm surprised

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Speaker 1: here that people don't talk about money in public, and

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Speaker 1: even couples and best friends, you don't know how much

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Speaker 1: each of you make. You know, I think a sexual

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Speaker 1: thing is more taboo in Japan and but we are

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Speaker 1: more open about talking about how much money we make

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Speaker 1: to one another. But in North America it's it's more

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Speaker 1: more taboo, right, That's true. Yeah, and that's something that

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Speaker 1: that's honestly, that's one of the missions of our show

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Speaker 1: is like we want that to become less taboo. And

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Speaker 1: you know, we're we're really best friends talking about money

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Speaker 1: because there is such want to take the lead role

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Speaker 1: in that because it is taboo and it's um it's

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Speaker 1: awkward for people to talk about it, and we don't

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Speaker 1: think it should be. We think it should be more

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Speaker 1: commonplace that people are able to open up and talk

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Speaker 1: about money. Um, you know, much more than they do

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Speaker 1: now and get more specific with it too. Yes. So, um,

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Speaker 1: I'm just enjoying us so much. You know, I teach

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Speaker 1: in Europe by teaching China and you know, different countries

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Speaker 1: and anthropologically it's so much fun. Because for North Americans, uh,

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Speaker 1: you want to die if you are forced to talk

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Speaker 1: about your financial life, you know, and then they can

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Speaker 1: talk about sex, sex life for hours, but they can

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Speaker 1: they cannot talk about their financial life. You know. It's

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Speaker 1: opposite in Japan. You know it's because you know, money

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Speaker 1: can bring so much emotions uh so on on many

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Speaker 1: of them are negative, you know, the shame, embarron smend

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Speaker 1: and resentment. So unless you heal do the money owns

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Speaker 1: in your heart, you cannot have a good relationship with money. Absolutely. Yeah.

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Speaker 1: And Kenna, actually in your book you talk about how

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Speaker 1: our past, how it affects how we feel about money,

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Speaker 1: how essentially has a you know, some control over the

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Speaker 1: emotions that we have about money. And so we're actually

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Speaker 1: gonna talk about that. We're gonna talk about our past

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Speaker 1: and our histories. And we'll get to that right after

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Speaker 1: this break. We're back from the break, we're talking with

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Speaker 1: Ken Honda about gaining peace with our money, and it's yeah,

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Speaker 1: it's a topic that we haven't maybe discussed in this

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Speaker 1: way before, and so it's really nice time this. Yeah,

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Speaker 1: definitely not in this depth. And so I'm glad to

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Speaker 1: have Ken here because his book Happy Money really does

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Speaker 1: a good job. I think, like, honestly, Ken, when I

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Speaker 1: was reading this book. The day I was reading it,

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Speaker 1: I was kind of going through something where I had

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Speaker 1: to spend a lot of money and it was at

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Speaker 1: the you really just just reading it at that time

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Speaker 1: made me think about that completely differently. It really did

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Speaker 1: just like change my attitude about the purchase I was making. UM.

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Speaker 1: And for a second, like before before I read, I

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Speaker 1: was I gotta be honest, I was just kind of

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Speaker 1: like not happy. UM. I was frustrated by the fact

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Speaker 1: that that this money was going out of my life. Uh.

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Speaker 1: And then you know, reading your book, it made me

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Speaker 1: completely re oriented the way I perceived that purchase, and

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Speaker 1: it made me say, you know what, I'm so thankful

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Speaker 1: that I have this money to be able to spend

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Speaker 1: on this UM even though it feels like a lot. Uh,

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Speaker 1: it just you gave me. It gave me some gratitude

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Speaker 1: in the moment. So, um, I gotta say it's a

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Speaker 1: helpful book. Yeah, let's let's talk about the history of money.

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Speaker 1: Um and yeah, you say that it's not the richest

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Speaker 1: people among us, but it's the folks who have figured

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Speaker 1: out how to change their attitude. And he'll prior money

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Speaker 1: wounds that are the happiest in life. So how are

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Speaker 1: we influenced by our past when it comes to money,

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Speaker 1: and how do those wounds kind of continue to fester

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Speaker 1: like decades later sometimes? So I always ask my clients

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Speaker 1: to go back to childhood. Uh say, when you're like

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Speaker 1: five to eight or ten, unless your parents are comfortable

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Speaker 1: and happy with money. I'm sure most of us have

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Speaker 1: been scolded for wasting our money. We're not thinking right,

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Speaker 1: So we have this traumatic experiences like we were denied

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Speaker 1: of summer camps and soccer lessons and ballet lessons because

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Speaker 1: of money. But our parents were too shameful to say

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Speaker 1: that it's because of money, and they blamed blamed on us.

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Speaker 1: One of my clients said, you know you wanna learn ballet.

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Speaker 1: You're not a character you know, you're not so beautiful,

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Speaker 1: so only the beautiful girls take ballet lessons. How how

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Speaker 1: terrible is that? And it's nothing to do with the beauty.

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Speaker 1: But because of the shame that brings up in her father,

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Speaker 1: he couldn't confront it, so he's he blamed on her. Uh.

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Speaker 1: And and that's a terrible like a triple attack on

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Speaker 1: a child, and it's an incredible abuse. But most of

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Speaker 1: us survived um trauma like that. And years later, when

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Speaker 1: she wants to go to like UH to get aroma

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Speaker 1: therapy massage, she automatically thinks, I'm not beautiful enough, so

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Speaker 1: I don't deserve this treatment. And whatever our parents said

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00:21:32,640 --> 00:21:37,560
Speaker 1: decades ago keep haunting you. And so whenever you think, okay,

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Speaker 1: this is opportunity, I have to make a purchase, so

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Speaker 1: I have to apply for schools, and then your parents

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Speaker 1: voice ringing you don't deserve the money, so, you know,

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Speaker 1: because you're boring, or you're stupid or wherever that is.

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Speaker 1: So we have to heal the pain and at least

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Speaker 1: you have to bring it back to neutral. Otherwise we

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Speaker 1: make a lot of decisions based on the traumas. Yeah,

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Speaker 1: it sounds like we can incorrectly put too much of

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Speaker 1: our self worth in some of those incidents that happened

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Speaker 1: maybe in our past. I mean, ken, is that why you?

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Speaker 1: I mean so anxiety and fear, I mean that those

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Speaker 1: are some of the common emotions that come up as

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Speaker 1: folks are kind of revisiting their their their past. Is

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Speaker 1: that why you feel like those emotions are just the

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Speaker 1: most pervasive. Yes, and uh, not only that. Uh, we

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Speaker 1: have like overjoy Some of us feel overjoy when they

394
00:22:32,880 --> 00:22:36,760
Speaker 1: make money. They become a gambler. So depending on the

395
00:22:36,800 --> 00:22:41,320
Speaker 1: traumas we ended up in a different people, we become

396
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Speaker 1: a spender, we become a warrior, we become uh money addict.

397
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Speaker 1: Who makes who makes um money? And it's almost like addiction.

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Speaker 1: You know, many money making scheme So even though um

399
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Speaker 1: he or she makes a million dollars, now the next goal,

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Speaker 1: next goal is two million dollars US. So because of

401
00:23:02,119 --> 00:23:06,679
Speaker 1: the insecurity you've you've felt in your childhood forces you

402
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Speaker 1: to be a certain way. And it's interesting how people

403
00:23:10,400 --> 00:23:14,320
Speaker 1: respond to that because I did help a lot of

404
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Speaker 1: family members with estate taxes um decades ago, and I

405
00:23:20,480 --> 00:23:23,080
Speaker 1: always found it fascinating. You know, they're born and brought

406
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Speaker 1: up in the same household brothers and sisters. They become

407
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Speaker 1: a totally different people. You know, the older eldest brother,

408
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Speaker 1: he became a money addict and he became a hedge

409
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Speaker 1: fund something. And then the second one became a scholar.

410
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Speaker 1: I call it money in different type. You know, he's

411
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Speaker 1: he has no interesting money. He had to be there

412
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Speaker 1: because you know, it's a family gathering, and the sister

413
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Speaker 1: is a spender. She wants to know how much she

414
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Speaker 1: can get so she can spend all the money in

415
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Speaker 1: a shopping mall. So you know, they became a different people.

416
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Speaker 1: And there are so many mysteries about money, and uh,

417
00:24:01,720 --> 00:24:05,560
Speaker 1: the opposite money types are attracted to one another and

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Speaker 1: they end up mostly they're likely they're end up getting married,

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Speaker 1: and then they end up getting a divorce because you know,

420
00:24:12,119 --> 00:24:17,520
Speaker 1: the same reason that once they're attracted to become the

421
00:24:17,600 --> 00:24:20,679
Speaker 1: reasons to have a divorce. So it's a there's a

422
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Speaker 1: lot of comedy and tragedies around money that way. And

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Speaker 1: there are probably a lot of people can too, who

424
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Speaker 1: never actually deal with some of the trauma or deal

425
00:24:29,840 --> 00:24:31,520
Speaker 1: with some of these cars, and they probably don't even

426
00:24:31,880 --> 00:24:35,679
Speaker 1: understand why they have the the relationship with money that

427
00:24:35,720 --> 00:24:39,840
Speaker 1: they have. It's probably deep deeply subconscious and they haven't

428
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Speaker 1: spent the time to think through it. So yeah, how

429
00:24:42,119 --> 00:24:45,480
Speaker 1: do you recommend that folks actually dive deep and move

430
00:24:45,520 --> 00:24:49,160
Speaker 1: on and grow from those financial scars? First recognize them

431
00:24:49,200 --> 00:24:51,360
Speaker 1: and then like learn to heal them. Are there any

432
00:24:51,359 --> 00:24:55,520
Speaker 1: like specific things that you that you recommend that people

433
00:24:55,560 --> 00:24:57,720
Speaker 1: do in order to kind of deal with the past

434
00:24:57,760 --> 00:25:01,760
Speaker 1: and instead of letting the past continue to inform the present. Yes.

435
00:25:01,920 --> 00:25:05,800
Speaker 1: So you know, I'm translating a lot of information from

436
00:25:05,880 --> 00:25:08,359
Speaker 1: Japanese to English, so you can do a lot for

437
00:25:08,560 --> 00:25:11,320
Speaker 1: free on my website. But first of all, you have

438
00:25:11,400 --> 00:25:15,240
Speaker 1: to understand what's what's your money type? You know, if

439
00:25:15,280 --> 00:25:21,000
Speaker 1: you spender, just become a detective and then figure out

440
00:25:21,080 --> 00:25:24,919
Speaker 1: why you became a spender or warrior or money maker

441
00:25:25,520 --> 00:25:29,280
Speaker 1: and uh, and then you realize that your brother ended

442
00:25:29,320 --> 00:25:32,320
Speaker 1: up being the other way, and I became this way.

443
00:25:32,760 --> 00:25:36,280
Speaker 1: It's because I feel so powerful when I go out

444
00:25:36,359 --> 00:25:39,720
Speaker 1: shopping and and then that's why you become a spender.

445
00:25:40,200 --> 00:25:43,000
Speaker 1: I feel so powerful when I save money and just

446
00:25:43,040 --> 00:25:46,159
Speaker 1: look at my bank statement online. Oh, you know, I

447
00:25:46,160 --> 00:25:49,119
Speaker 1: feel safe. So why do you have to feel safe?

448
00:25:49,280 --> 00:25:54,399
Speaker 1: Because there's there's some incidents that made you feel insecure.

449
00:25:55,040 --> 00:25:58,560
Speaker 1: So now you know that you're secure. You have many

450
00:25:58,600 --> 00:26:01,400
Speaker 1: friends to help and the family members will be there.

451
00:26:02,200 --> 00:26:05,520
Speaker 1: I don't have to feel so insecure about money anymore.

452
00:26:05,840 --> 00:26:09,240
Speaker 1: And then you can start spending money. And the other

453
00:26:09,320 --> 00:26:13,280
Speaker 1: type say, if you're a money maker, like I can

454
00:26:13,359 --> 00:26:16,320
Speaker 1: feel secure if I don't have a million dollars or

455
00:26:16,320 --> 00:26:19,600
Speaker 1: two million dollars in my bank account. But if you

456
00:26:19,720 --> 00:26:23,040
Speaker 1: just look at your pattern, Okay, I think I'm a

457
00:26:23,080 --> 00:26:26,840
Speaker 1: money money maker, maybe one million dollar isn't enough. If

458
00:26:26,880 --> 00:26:30,399
Speaker 1: I cut down all the living expenses, and then you

459
00:26:30,440 --> 00:26:33,439
Speaker 1: can just breathe and oh, maybe I don't have to

460
00:26:33,440 --> 00:26:37,400
Speaker 1: worry about it anymore. So you know there's no skeleton

461
00:26:37,440 --> 00:26:40,360
Speaker 1: in the in the closet is what we say in Japanese.

462
00:26:40,400 --> 00:26:42,880
Speaker 1: You know there's no ghost in there in the closet.

463
00:26:43,200 --> 00:26:46,639
Speaker 1: So um, you have to know, uh, you became a

464
00:26:46,640 --> 00:26:50,160
Speaker 1: certain way because of what happened in the past. Yeah,

465
00:26:50,160 --> 00:26:52,080
Speaker 1: and can you talk about two I mean not only

466
00:26:52,119 --> 00:26:54,680
Speaker 1: showing gratitude for what happened you know, in your past,

467
00:26:54,720 --> 00:26:56,480
Speaker 1: but like in your book you talk about how in

468
00:26:56,560 --> 00:27:00,720
Speaker 1: Japan you show gratitude to your ancestors, and so can

469
00:27:00,720 --> 00:27:02,359
Speaker 1: you talk about that. So, I mean, how does that

470
00:27:02,400 --> 00:27:06,760
Speaker 1: play into some of these emotional scars that are around

471
00:27:06,880 --> 00:27:09,320
Speaker 1: because of things that happened in the past. Why should

472
00:27:09,320 --> 00:27:13,080
Speaker 1: folks essentially thank their their parents and their grandparents and

473
00:27:13,119 --> 00:27:16,879
Speaker 1: their great great grandparents. Uh, what's the point essentially of

474
00:27:17,000 --> 00:27:21,920
Speaker 1: recognizing the family patterns that they have come from. Yeah,

475
00:27:22,080 --> 00:27:24,800
Speaker 1: thank you. That's a very good question. A client of

476
00:27:24,880 --> 00:27:27,960
Speaker 1: mine came to me for a counseling session and he

477
00:27:28,080 --> 00:27:31,840
Speaker 1: wanted to be an entrepreneur. And he just said he

478
00:27:31,880 --> 00:27:36,000
Speaker 1: was complaining about his parents that they don't understand him

479
00:27:36,040 --> 00:27:42,040
Speaker 1: because they are working for a government, you know, uh, bureaucrats.

480
00:27:42,080 --> 00:27:45,199
Speaker 1: And the reason why they became a bureaucrats, uh is

481
00:27:45,240 --> 00:27:50,200
Speaker 1: that their parents that means grandparents from a client, were

482
00:27:50,320 --> 00:27:55,560
Speaker 1: um entrepreneurs. So his parents suffered so much because of

483
00:27:55,760 --> 00:27:59,040
Speaker 1: up and downs of being an entrepreneurs. His family, right,

484
00:27:59,440 --> 00:28:03,560
Speaker 1: so when they were young, they made sure that their

485
00:28:03,600 --> 00:28:06,679
Speaker 1: family would not suffer from ups and dumbs of running

486
00:28:06,680 --> 00:28:12,480
Speaker 1: a business. So when you think about skips generations. So, uh,

487
00:28:12,880 --> 00:28:16,120
Speaker 1: my client is so super bored with his family because

488
00:28:16,400 --> 00:28:20,840
Speaker 1: you know, there's no nothing happening, you know, the same salary,

489
00:28:21,119 --> 00:28:25,040
Speaker 1: very boring. His family parents think it's the best thing,

490
00:28:25,200 --> 00:28:28,560
Speaker 1: you know, the security, but he got so bored, so

491
00:28:28,640 --> 00:28:32,240
Speaker 1: he has so much excitement in him. And his parents

492
00:28:32,400 --> 00:28:37,080
Speaker 1: despised that pattern because it reminds them of their unhappy

493
00:28:37,160 --> 00:28:42,800
Speaker 1: childhood from their parents. So when they uh, just figure

494
00:28:42,800 --> 00:28:46,239
Speaker 1: out one generation back, there are also once again you know,

495
00:28:46,320 --> 00:28:50,440
Speaker 1: school teachers. So so when you think of four generations

496
00:28:50,480 --> 00:28:54,760
Speaker 1: of how they reacted with money, there is this pattern.

497
00:28:55,480 --> 00:28:59,640
Speaker 1: And you know, you think your parents try to control

498
00:28:59,720 --> 00:29:03,200
Speaker 1: you or grandparents control you in the way that they

499
00:29:03,200 --> 00:29:06,560
Speaker 1: think it's right, but think about it, Uh, they did it.

500
00:29:06,680 --> 00:29:09,840
Speaker 1: They did so because of love. They wanted to make

501
00:29:09,880 --> 00:29:14,440
Speaker 1: sure that their kids will not suffer. So even though

502
00:29:14,480 --> 00:29:18,040
Speaker 1: you feel such a bad energy from your parents or grandparents,

503
00:29:18,640 --> 00:29:23,360
Speaker 1: you thought that was their control but or attack even

504
00:29:23,760 --> 00:29:27,719
Speaker 1: but in fact there's so much love and they're just

505
00:29:27,840 --> 00:29:32,000
Speaker 1: wishing their best for you. But it comes out in

506
00:29:32,040 --> 00:29:35,320
Speaker 1: a different way. So if you could feel the love

507
00:29:35,640 --> 00:29:39,680
Speaker 1: coming from your parents, grandparents and grand grandparents and the

508
00:29:39,840 --> 00:29:44,960
Speaker 1: other generations, you feel supported by eight people, sixteen people,

509
00:29:45,160 --> 00:29:48,080
Speaker 1: thirty two people, and thousands of people if you go

510
00:29:48,120 --> 00:29:52,680
Speaker 1: back to twelve generations. So once you feel you have

511
00:29:52,840 --> 00:29:55,880
Speaker 1: the full support from ancestors, you know you can do

512
00:29:55,920 --> 00:29:59,680
Speaker 1: anything in the world. That's how I feel about my

513
00:29:59,760 --> 00:30:04,560
Speaker 1: life because my both my parents passed away, but now

514
00:30:04,640 --> 00:30:08,320
Speaker 1: I feel a stronger support from them. Uh energy wise,

515
00:30:08,360 --> 00:30:12,240
Speaker 1: it's like you know, uh movies in uh Jedda, you

516
00:30:12,280 --> 00:30:16,240
Speaker 1: know sty Wars and all the people passed the way, yes,

517
00:30:16,320 --> 00:30:20,280
Speaker 1: the forest, they're just protecting you. That's how Japanese people

518
00:30:20,280 --> 00:30:22,960
Speaker 1: think of their ancestors. And I think, you know, you

519
00:30:22,960 --> 00:30:25,320
Speaker 1: don't have to be religious about that. And if you

520
00:30:25,360 --> 00:30:28,800
Speaker 1: think of your parents love and grandparents love the same thing,

521
00:30:28,920 --> 00:30:31,880
Speaker 1: you know their love is caring you in your in

522
00:30:31,960 --> 00:30:35,080
Speaker 1: your body. Yeah, I think you're right. And I think

523
00:30:35,120 --> 00:30:39,120
Speaker 1: sometimes maybe we ascribe bad motives to people or to

524
00:30:39,200 --> 00:30:42,200
Speaker 1: our parents for things that weren't handled well. And I

525
00:30:42,200 --> 00:30:44,120
Speaker 1: think you're right. I think sometimes parents are just doing

526
00:30:44,120 --> 00:30:46,960
Speaker 1: the best they can. And if we can ascribe love

527
00:30:47,160 --> 00:30:49,240
Speaker 1: as the motive, even though it didn't play out the

528
00:30:49,280 --> 00:30:51,160
Speaker 1: way we wanted it, I think you're right. I think

529
00:30:51,160 --> 00:30:54,000
Speaker 1: it's I think it helps our perspective, right. Yeah, so

530
00:30:54,040 --> 00:30:57,040
Speaker 1: it's not the way ideal way we kind of expected,

531
00:30:57,560 --> 00:31:00,120
Speaker 1: but that's the only way they could show their love.

532
00:31:00,640 --> 00:31:04,120
Speaker 1: So even they they could be abusive, but a lot

533
00:31:04,120 --> 00:31:08,600
Speaker 1: of parents think, Uh, it's not their abuse, it's a

534
00:31:08,640 --> 00:31:13,360
Speaker 1: discipline that uh they have to give to their kids otherwise, Uh,

535
00:31:13,400 --> 00:31:16,400
Speaker 1: they'll they will end up in a lot of trouble.

536
00:31:16,680 --> 00:31:20,240
Speaker 1: So their motivation was out of love, even though the

537
00:31:20,320 --> 00:31:24,120
Speaker 1: actions and outcome was not acceptable, you know. So if

538
00:31:24,160 --> 00:31:28,040
Speaker 1: you can feel that they their love was the the

539
00:31:28,080 --> 00:31:31,200
Speaker 1: start of everything, you could forgive what they did or

540
00:31:31,280 --> 00:31:34,760
Speaker 1: what they didn't, and then uh, you can start receiving

541
00:31:34,800 --> 00:31:38,360
Speaker 1: only the love part and I feel more loved and

542
00:31:38,560 --> 00:31:43,600
Speaker 1: you feel less scared energy from your past. Right, Well,

543
00:31:43,760 --> 00:31:46,400
Speaker 1: can you know with all this attitude change and mindset

544
00:31:46,480 --> 00:31:50,440
Speaker 1: shift type of you know, language or using someone listening,

545
00:31:50,440 --> 00:31:53,320
Speaker 1: you might think that that you would say that you

546
00:31:53,360 --> 00:31:56,280
Speaker 1: can't you shouldn't spend money and that it can't bring happiness,

547
00:31:56,320 --> 00:31:58,160
Speaker 1: but you actually say that there is a way for

548
00:31:58,240 --> 00:32:01,000
Speaker 1: us to spend money in a in a way that

549
00:32:01,080 --> 00:32:03,760
Speaker 1: aligns with with what we truly believe. And so we're

550
00:32:03,760 --> 00:32:06,920
Speaker 1: actually gonna talk more about spending money. Maybe we'll touch

551
00:32:06,960 --> 00:32:08,800
Speaker 1: on earning money a little bit, and we'll get to

552
00:32:08,880 --> 00:32:20,200
Speaker 1: all of that right after this breaks. Alright, we're back

553
00:32:20,200 --> 00:32:22,239
Speaker 1: from the break. We're still talking with Ken Honda. We're

554
00:32:22,280 --> 00:32:25,560
Speaker 1: talking about gaining peace with your money. And Matt, you said,

555
00:32:25,600 --> 00:32:28,000
Speaker 1: we're gonna talk about spending, so let's do it. Yeah,

556
00:32:28,720 --> 00:32:31,640
Speaker 1: the frugal person's nightmare is to spend their money right,

557
00:32:31,800 --> 00:32:35,640
Speaker 1: which sometimes can be the case for me. Ken, I'll

558
00:32:36,600 --> 00:32:38,400
Speaker 1: but yeah, in your book you actually say that once

559
00:32:38,520 --> 00:32:41,120
Speaker 1: someone develops a habit of spending, it's often hard to

560
00:32:41,160 --> 00:32:43,600
Speaker 1: rent it in And Ken, you know you've been called

561
00:32:43,600 --> 00:32:46,160
Speaker 1: that happy millionaire, So how do how does a happy

562
00:32:46,240 --> 00:32:51,600
Speaker 1: millionaire think properly about spending their money? So when I

563
00:32:51,600 --> 00:32:55,040
Speaker 1: I pull out my credit card or in a situation

564
00:32:55,200 --> 00:32:58,480
Speaker 1: to spend money, I always checked myself is this money

565
00:32:58,600 --> 00:33:02,400
Speaker 1: going to make happy or other people happy? And I

566
00:33:02,960 --> 00:33:05,880
Speaker 1: even asked my money, where do you want to be?

567
00:33:06,280 --> 00:33:09,040
Speaker 1: And if money says, you know, I want to go there,

568
00:33:09,160 --> 00:33:11,440
Speaker 1: I want to I want to be exchanged with something,

569
00:33:12,880 --> 00:33:16,920
Speaker 1: try to make sure that the money will go to

570
00:33:17,040 --> 00:33:21,320
Speaker 1: the right spot. So the only criteria is is this

571
00:33:21,360 --> 00:33:24,840
Speaker 1: money going to make everyone happy? And by everyone you

572
00:33:24,840 --> 00:33:28,719
Speaker 1: mean you and the money money, and also the people

573
00:33:28,840 --> 00:33:31,840
Speaker 1: who receive your money. Okay, okay, yeah, yeah, yeah you

574
00:33:31,880 --> 00:33:34,360
Speaker 1: said that. And initially it almost seems like you kind

575
00:33:34,360 --> 00:33:36,600
Speaker 1: of put that out there as like, in one sense,

576
00:33:36,960 --> 00:33:40,080
Speaker 1: will this make me happy or is it not going

577
00:33:40,160 --> 00:33:41,800
Speaker 1: to make me happy and will make other people happy?

578
00:33:41,800 --> 00:33:44,000
Speaker 1: But you're what you're actually saying is that I mean

579
00:33:44,040 --> 00:33:46,200
Speaker 1: here by spending money in a way that's generous to

580
00:33:46,240 --> 00:33:49,360
Speaker 1: other people, that's the way that we can increase our

581
00:33:49,400 --> 00:33:54,000
Speaker 1: own happiness. Right, Yes, Because with money, you're exchanging something

582
00:33:54,040 --> 00:33:57,240
Speaker 1: with something like say, if you pay at the restaurant,

583
00:33:57,320 --> 00:34:01,720
Speaker 1: you know you receive service and nice food, a nice time.

584
00:34:02,320 --> 00:34:06,280
Speaker 1: So either you just you exchange the time and the

585
00:34:06,360 --> 00:34:09,479
Speaker 1: food and the service with the money you have could

586
00:34:09,480 --> 00:34:13,120
Speaker 1: be created card or cash. Uh. And can you pay

587
00:34:13,200 --> 00:34:17,680
Speaker 1: the money with happiness or with frustration? It's your choice.

588
00:34:17,840 --> 00:34:23,120
Speaker 1: So whenever you pay something, you can do that with happiness. Yeah,

589
00:34:23,160 --> 00:34:24,960
Speaker 1: I think you're right. Like I said, I experienced that

590
00:34:25,000 --> 00:34:27,520
Speaker 1: the other day and it just it completely changed my

591
00:34:27,560 --> 00:34:31,200
Speaker 1: perspective on what I was buying. Uh. Yeah. And can

592
00:34:31,239 --> 00:34:33,160
Speaker 1: when it comes to saving money, you say, if you're

593
00:34:33,160 --> 00:34:36,120
Speaker 1: going to save money, you should save it while you're

594
00:34:36,160 --> 00:34:38,439
Speaker 1: imagining the fund ways that you're going to spend it later.

595
00:34:38,560 --> 00:34:42,080
Speaker 1: So why does that visualization of how that money is

596
00:34:42,120 --> 00:34:44,520
Speaker 1: likely going to be spent maybe whether it's you know,

597
00:34:44,680 --> 00:34:47,120
Speaker 1: three months down the road or three years down the road.

598
00:34:47,360 --> 00:34:50,000
Speaker 1: Why does visualizing it ahead of time? Why is that

599
00:34:50,040 --> 00:34:54,680
Speaker 1: so important? You know, um, because it's fun. I always

600
00:34:54,719 --> 00:34:57,319
Speaker 1: tell my clients, you know, when you spend money, just

601
00:34:57,640 --> 00:35:01,759
Speaker 1: tell your money way of your money and and say

602
00:35:02,040 --> 00:35:04,960
Speaker 1: thank you for being with me. Come back with your friends.

603
00:35:05,360 --> 00:35:08,160
Speaker 1: You know. That's always like a fun way of just

604
00:35:08,280 --> 00:35:12,960
Speaker 1: departing your money, because when you let go of your money,

605
00:35:13,239 --> 00:35:16,640
Speaker 1: and always make sure that the money knows that they

606
00:35:16,640 --> 00:35:20,000
Speaker 1: have to come back and uh, and it's always fun

607
00:35:20,760 --> 00:35:25,799
Speaker 1: to imagine that money is blessing everybody everyone after leaving you,

608
00:35:26,680 --> 00:35:31,960
Speaker 1: it will probably uh bless the weather and the farmer

609
00:35:32,239 --> 00:35:35,960
Speaker 1: and the truck driver and all the people involved. So

610
00:35:36,160 --> 00:35:39,040
Speaker 1: by blessing everyone, and then the money will come back

611
00:35:39,080 --> 00:35:43,520
Speaker 1: to you. So I teach kids about this happy money circulation.

612
00:35:44,200 --> 00:35:47,839
Speaker 1: Once kids really get this idea, they're so happy to

613
00:35:47,880 --> 00:35:52,640
Speaker 1: spend money because by by spending your money, you're making

614
00:35:52,719 --> 00:35:56,200
Speaker 1: hundreds of thousands of people happy, and the money circulates.

615
00:35:56,600 --> 00:35:59,279
Speaker 1: So if you can see the circulation of money in

616
00:35:59,320 --> 00:36:02,640
Speaker 1: a happy way, a you know, I think that's that's

617
00:36:02,680 --> 00:36:06,319
Speaker 1: the beauty of capitalism. But we tend to abuse that

618
00:36:06,440 --> 00:36:10,120
Speaker 1: system somehow over the years. Yeah, when we take more

619
00:36:10,120 --> 00:36:13,719
Speaker 1: of the individualistic approach, we can often not look at

620
00:36:13,760 --> 00:36:16,440
Speaker 1: how that money is able to benefit those around us.

621
00:36:16,680 --> 00:36:19,080
Speaker 1: Often that we're just folks. We're only looking at our

622
00:36:19,120 --> 00:36:21,960
Speaker 1: our account balance. We're not really thinking about how that

623
00:36:22,000 --> 00:36:25,440
Speaker 1: benefits other people. Right, So I always imagine that we

624
00:36:25,520 --> 00:36:29,279
Speaker 1: are connected in so many different ways. So if you're

625
00:36:29,280 --> 00:36:35,000
Speaker 1: connected spiritually, emotionally and financially, some of us I think,

626
00:36:35,040 --> 00:36:38,200
Speaker 1: I'd say most of us who live in industrialist country

627
00:36:38,440 --> 00:36:43,600
Speaker 1: can spend money for other people. Whoever has more money

628
00:36:43,840 --> 00:36:47,919
Speaker 1: than uh that need for their survival. If you get

629
00:36:48,000 --> 00:36:50,560
Speaker 1: if you get to share what we have, most of

630
00:36:50,600 --> 00:36:55,480
Speaker 1: the world issue problems will be solved, especially starvation and

631
00:36:55,680 --> 00:37:02,720
Speaker 1: uh all the bad distribution of the food and medical supplies. Unfortunately,

632
00:37:03,280 --> 00:37:06,520
Speaker 1: we are so stuck in this individual ideas that we

633
00:37:06,600 --> 00:37:09,720
Speaker 1: own this. You know, we have to leave everything behind

634
00:37:09,760 --> 00:37:12,880
Speaker 1: when we die, so just why not just share what

635
00:37:13,000 --> 00:37:16,560
Speaker 1: we have? But unfortunately, you know not all of us

636
00:37:16,960 --> 00:37:19,960
Speaker 1: think that way. So UM, the reason why I'm doing

637
00:37:19,960 --> 00:37:24,120
Speaker 1: this is to remind us that, uh, the money in

638
00:37:24,120 --> 00:37:26,600
Speaker 1: your bank account is not only yours, but it's for

639
00:37:26,640 --> 00:37:30,239
Speaker 1: somebody else. So if you feel comfortable and if you

640
00:37:30,320 --> 00:37:33,880
Speaker 1: feel like more than enough, we can get to share

641
00:37:33,920 --> 00:37:36,880
Speaker 1: for other people certainly a different way of looking at

642
00:37:36,920 --> 00:37:39,000
Speaker 1: money than I think a lot of people, especially here

643
00:37:39,000 --> 00:37:41,600
Speaker 1: in the US, view their money. And so that can

644
00:37:41,680 --> 00:37:44,640
Speaker 1: that's spending when it comes to earning, I think it can.

645
00:37:44,719 --> 00:37:46,800
Speaker 1: It can also be difficult to remove the negative emotions

646
00:37:46,840 --> 00:37:51,080
Speaker 1: surrounding earning money, right because if you've always view your

647
00:37:51,120 --> 00:37:55,000
Speaker 1: paycheck as something that your employer just begrudgingly gives you,

648
00:37:55,120 --> 00:37:56,520
Speaker 1: right it is there's something that they have to give

649
00:37:56,600 --> 00:37:59,239
Speaker 1: you as opposed to something that they're happy to pay,

650
00:37:59,280 --> 00:38:02,120
Speaker 1: you know you're going to have unhappy money, right. You

651
00:38:02,120 --> 00:38:05,560
Speaker 1: talked about this in your book. Yes, So it's so

652
00:38:05,640 --> 00:38:09,640
Speaker 1: sad that a lot of money exchanges are done in frustrations.

653
00:38:10,360 --> 00:38:14,040
Speaker 1: Think about that when you if you're freelance, they chose

654
00:38:14,120 --> 00:38:18,640
Speaker 1: you for um coaching, and there are hundreds of thousands

655
00:38:18,640 --> 00:38:20,959
Speaker 1: of coaches out there, but they chose you. That means

656
00:38:21,000 --> 00:38:24,400
Speaker 1: they placed trust in you. And if you're working for

657
00:38:24,440 --> 00:38:27,560
Speaker 1: a company, there could be hundreds of other candidates, but

658
00:38:27,680 --> 00:38:30,960
Speaker 1: they chose you to work for them, So you can

659
00:38:31,000 --> 00:38:34,880
Speaker 1: appreciate about the fact that they give you money weekly

660
00:38:34,920 --> 00:38:38,880
Speaker 1: and monthly. One of my students, whose a single mom secretary,

661
00:38:39,040 --> 00:38:42,080
Speaker 1: was complaining about the little little pace she got from

662
00:38:42,080 --> 00:38:46,320
Speaker 1: her boss. But she realized that even though she didn't

663
00:38:46,360 --> 00:38:49,480
Speaker 1: have a college degree, she was hired by her boss.

664
00:38:50,040 --> 00:38:53,880
Speaker 1: So the first time in her life, she started showing

665
00:38:53,960 --> 00:38:57,080
Speaker 1: her appreciation to her boss and a few weeks later

666
00:38:57,120 --> 00:39:00,440
Speaker 1: she got a big race and bonus. You know, her

667
00:39:01,239 --> 00:39:07,080
Speaker 1: appreciation paid off financially too. I'm sure her boss felt

668
00:39:07,200 --> 00:39:10,600
Speaker 1: appreciation from her and so he felt like he has

669
00:39:10,640 --> 00:39:16,359
Speaker 1: to appreciate her back. So appreciation really works. Yeah, And uh,

670
00:39:16,440 --> 00:39:17,600
Speaker 1: you know one of the other things when it comes

671
00:39:17,600 --> 00:39:19,680
Speaker 1: to earning money, you say that having too much money

672
00:39:19,760 --> 00:39:23,200
Speaker 1: can actually be more of a burden than a blessing. Um,

673
00:39:23,400 --> 00:39:26,040
Speaker 1: I guess some people say more money more problems, right,

674
00:39:26,080 --> 00:39:28,960
Speaker 1: So is that is that? Is that? Is that true? Like? Like,

675
00:39:29,680 --> 00:39:32,760
Speaker 1: what is it about having more money than we need

676
00:39:32,760 --> 00:39:37,040
Speaker 1: that actually creates more problems for us sometimes? So for example,

677
00:39:37,160 --> 00:39:42,280
Speaker 1: if if the money is you you earn, it's okay.

678
00:39:42,320 --> 00:39:45,360
Speaker 1: But if the money comes from the trust fund or

679
00:39:45,440 --> 00:39:49,480
Speaker 1: your parents or lottery, it's not exactly your money. So

680
00:39:49,640 --> 00:39:54,200
Speaker 1: your energy and your money, uh have different energies. I

681
00:39:54,280 --> 00:39:57,920
Speaker 1: call that money continer. If you're born with certain size

682
00:39:57,960 --> 00:40:01,080
Speaker 1: of a money container, and if money given to you

683
00:40:01,280 --> 00:40:04,560
Speaker 1: is bigger, it's going to crack your container. That's why

684
00:40:04,600 --> 00:40:07,320
Speaker 1: a lot of a lot of winners end up losing

685
00:40:07,480 --> 00:40:10,040
Speaker 1: everything in five years. You know, they don't have the

686
00:40:10,160 --> 00:40:15,520
Speaker 1: right container size. So I am teaching wealthy parents about

687
00:40:15,600 --> 00:40:21,520
Speaker 1: how to educate their kids, uh financially, because even though

688
00:40:21,920 --> 00:40:24,400
Speaker 1: you try to give money to your kids, if you

689
00:40:24,400 --> 00:40:29,600
Speaker 1: don't have the right financial education, especially emotionally, your kids

690
00:40:29,600 --> 00:40:32,759
Speaker 1: are likely to have drug issues and all the other

691
00:40:32,800 --> 00:40:37,600
Speaker 1: addiction addiction issues because it's gonna mess up their minds,

692
00:40:37,760 --> 00:40:41,880
Speaker 1: you know. So money can be uh powerful energy to

693
00:40:42,000 --> 00:40:45,040
Speaker 1: mess up with people's minds. So if they have the

694
00:40:45,160 --> 00:40:49,520
Speaker 1: ability to earn the money, it's okay. But if he

695
00:40:49,680 --> 00:40:52,600
Speaker 1: or she doesn't have the ability, you have to really

696
00:40:52,760 --> 00:40:55,759
Speaker 1: make sure that he or she can handle it right.

697
00:40:56,040 --> 00:40:59,000
Speaker 1: And it obviously has an impact on their happiness, right

698
00:40:59,040 --> 00:41:02,359
Speaker 1: because you know you were saying earlier too, it doesn't

699
00:41:02,360 --> 00:41:04,879
Speaker 1: matter how much money somebody has if they always feel

700
00:41:04,880 --> 00:41:07,920
Speaker 1: that they don't have enough, if they haven't changed their mindset,

701
00:41:08,280 --> 00:41:11,480
Speaker 1: then that doesn't necessarily mean that money is going to

702
00:41:11,560 --> 00:41:13,839
Speaker 1: bless them. It's not going to be something that makes

703
00:41:13,840 --> 00:41:15,759
Speaker 1: them happy. I think some people always think that more

704
00:41:15,800 --> 00:41:18,000
Speaker 1: money is going to fix whatever problem you have. That

705
00:41:18,040 --> 00:41:20,320
Speaker 1: money is like this hammer and everything's a nail, and

706
00:41:20,400 --> 00:41:22,600
Speaker 1: so it's always going to solve the problem at hand.

707
00:41:22,840 --> 00:41:25,319
Speaker 1: But that's that's not the case, right, that's a misperception

708
00:41:25,400 --> 00:41:28,280
Speaker 1: of what money is and what money does. Right. So

709
00:41:28,360 --> 00:41:31,560
Speaker 1: of course you know money can do wonders to some extent,

710
00:41:31,840 --> 00:41:34,640
Speaker 1: So I wrote a book about what money can do

711
00:41:34,800 --> 00:41:37,919
Speaker 1: and what money cannot do. Money cannot buy you love,

712
00:41:38,200 --> 00:41:41,840
Speaker 1: but money can do wonders to help you become a

713
00:41:42,000 --> 00:41:44,960
Speaker 1: more loving person. So you have to know the difference

714
00:41:45,000 --> 00:41:48,960
Speaker 1: what you can do with money and what you cannot. Otherwise,

715
00:41:49,000 --> 00:41:51,600
Speaker 1: you know you'll be more miserable because you think you

716
00:41:51,600 --> 00:41:54,359
Speaker 1: can get out with anything if you become a master

717
00:41:54,440 --> 00:41:57,560
Speaker 1: of money. But if your attitude is that like that,

718
00:41:57,719 --> 00:42:02,480
Speaker 1: people hate that, especially if you try to control people

719
00:42:02,719 --> 00:42:05,320
Speaker 1: over the money. So you have to teach your kids

720
00:42:05,920 --> 00:42:10,320
Speaker 1: early on how money affects people, because money, once again,

721
00:42:10,360 --> 00:42:15,200
Speaker 1: money brings your shame and guilt and frustrations, and you

722
00:42:15,239 --> 00:42:17,880
Speaker 1: have to be careful how to play with the money.

723
00:42:17,920 --> 00:42:20,919
Speaker 1: You know, even even if you have nothing, and if

724
00:42:20,920 --> 00:42:24,640
Speaker 1: you have more than you deserve, people will be jealous

725
00:42:24,719 --> 00:42:29,759
Speaker 1: of you about you having a rich parents or reach grandparents,

726
00:42:30,080 --> 00:42:33,000
Speaker 1: and it doesn't really matter who you are, they if

727
00:42:33,040 --> 00:42:36,600
Speaker 1: you resentment towards you. So you have to be careful

728
00:42:36,680 --> 00:42:40,400
Speaker 1: with money energy, otherwise you can make your kids and

729
00:42:40,440 --> 00:42:43,480
Speaker 1: grandkids so miserable. It's a it's a tool, right. You

730
00:42:43,480 --> 00:42:45,080
Speaker 1: can do a lot of good with money, but you

731
00:42:45,080 --> 00:42:47,120
Speaker 1: can also do a lot of harm. Can At the

732
00:42:47,520 --> 00:42:49,560
Speaker 1: very beginning of your book, you also say that creating

733
00:42:49,640 --> 00:42:53,680
Speaker 1: flow and happiness with money is most easily done with others,

734
00:42:53,800 --> 00:42:56,560
Speaker 1: with other people, and we totally agree. This is a

735
00:42:56,600 --> 00:42:59,000
Speaker 1: part of why we we do the podcast three times

736
00:42:59,000 --> 00:43:02,200
Speaker 1: a week. It's something that we really enjoy being each

737
00:43:02,200 --> 00:43:04,480
Speaker 1: other's Joel and are kind of each other's accountability partners

738
00:43:04,520 --> 00:43:07,239
Speaker 1: to a certain extent. What are your best suggestions to

739
00:43:07,360 --> 00:43:11,360
Speaker 1: help people find like minded peers, whether that be a tribe,

740
00:43:11,719 --> 00:43:15,600
Speaker 1: How to folks pursue money happiness with other people? How

741
00:43:15,640 --> 00:43:19,440
Speaker 1: can they find those people? Yeah? So, uh, I suggest

742
00:43:19,560 --> 00:43:23,160
Speaker 1: people on the way path to financial freedom. There are

743
00:43:23,160 --> 00:43:26,960
Speaker 1: so many ways. I really enjoy listening to Rachel you know,

744
00:43:27,280 --> 00:43:30,719
Speaker 1: uh the guest uh the other week, and uh, you

745
00:43:30,719 --> 00:43:33,080
Speaker 1: know you could you could go uh, you could climb

746
00:43:33,080 --> 00:43:36,840
Speaker 1: the mountain of uh financial independence in so many different ways,

747
00:43:37,239 --> 00:43:40,520
Speaker 1: and it's more fun if you climb with your friends.

748
00:43:40,600 --> 00:43:45,279
Speaker 1: So just become a member of some communities. And if

749
00:43:45,280 --> 00:43:48,920
Speaker 1: you want to go through real estate, have fun learning

750
00:43:48,920 --> 00:43:51,480
Speaker 1: about that. If you want to do uh, if you

751
00:43:51,520 --> 00:43:54,319
Speaker 1: want to start your own business, just become a part

752
00:43:54,360 --> 00:43:58,560
Speaker 1: of the community. And I'm helping so many people find

753
00:43:58,760 --> 00:44:01,520
Speaker 1: who they are. I think the best way is to

754
00:44:01,800 --> 00:44:06,000
Speaker 1: discover your gifts and share with that with other people.

755
00:44:06,400 --> 00:44:09,560
Speaker 1: I think that's the short cut to financial independence. So

756
00:44:09,800 --> 00:44:12,839
Speaker 1: find what you're good at and discover your gifts and

757
00:44:12,880 --> 00:44:16,719
Speaker 1: improve it and share with other people. That will bring

758
00:44:16,760 --> 00:44:21,239
Speaker 1: your money, especially happy money. So do what you love

759
00:44:21,360 --> 00:44:25,840
Speaker 1: for your heart and don't aim financial independence uh, and

760
00:44:26,120 --> 00:44:30,080
Speaker 1: don't make it a priority. Money will come after you

761
00:44:30,160 --> 00:44:33,560
Speaker 1: help other people. So just focus on on what you

762
00:44:33,560 --> 00:44:36,360
Speaker 1: can give to the world, and the world will respond

763
00:44:36,600 --> 00:44:40,640
Speaker 1: with happy money. Can we appreciate your message, We appreciate

764
00:44:41,080 --> 00:44:43,960
Speaker 1: your heart, and you're coming on the show to share

765
00:44:44,760 --> 00:44:47,960
Speaker 1: everything that you've learned and discovered in regards to how

766
00:44:48,000 --> 00:44:50,040
Speaker 1: we can be happier with our money over the years.

767
00:44:50,280 --> 00:44:53,799
Speaker 1: Where can our listeners find out more about the book

768
00:44:53,840 --> 00:44:58,520
Speaker 1: Happy Money? And you know you and what you're up to. Yes, Unfortunately,

769
00:44:58,560 --> 00:45:01,759
Speaker 1: there isn't much information and about me in English. Yeah,

770
00:45:01,960 --> 00:45:05,120
Speaker 1: so you can find all the information at Ken Honda

771
00:45:05,200 --> 00:45:09,280
Speaker 1: dot com. And I'm going to start English online salon.

772
00:45:09,520 --> 00:45:13,280
Speaker 1: I have the second largest um online salon in Japan.

773
00:45:13,800 --> 00:45:16,759
Speaker 1: We have about seven thousand people on the list, and

774
00:45:17,080 --> 00:45:19,799
Speaker 1: I hope I can get to share what I know

775
00:45:19,840 --> 00:45:24,000
Speaker 1: about Happy Money with English speaking people. So from now

776
00:45:24,040 --> 00:45:27,920
Speaker 1: I'm going to translate one book at a time. I

777
00:45:28,200 --> 00:45:31,920
Speaker 1: have about two books, so there's a lot to work. Wow,

778
00:45:31,960 --> 00:45:35,120
Speaker 1: you're prolific here, and of course we'll write you to

779
00:45:35,239 --> 00:45:37,919
Speaker 1: your book Happy Money as well, which which we're holding

780
00:45:38,000 --> 00:45:40,799
Speaker 1: right here and which has been fantastic. Thank you, thank you.

781
00:45:40,880 --> 00:45:43,319
Speaker 1: So I hope to have a chat with you in

782
00:45:43,920 --> 00:45:47,560
Speaker 1: one day in in person. Hey, that sounds great. Next

783
00:45:47,560 --> 00:45:49,640
Speaker 1: time you're in the States, come on by the studio

784
00:45:49,800 --> 00:45:53,680
Speaker 1: and we'll chat again. Yeah, thank you so much for invitation.

785
00:45:53,760 --> 00:45:56,840
Speaker 1: I really enjoyed being interview with you and have a

786
00:45:56,960 --> 00:45:59,839
Speaker 1: very deep conversation with both of you, Matt and Joy.

787
00:46:00,120 --> 00:46:03,000
Speaker 1: Thank you, Thank you, Ken. We appreciate it all right, Matt,

788
00:46:03,040 --> 00:46:06,120
Speaker 1: that was a great combo with Kenna. And Yeah, they

789
00:46:06,320 --> 00:46:09,360
Speaker 1: call him the happy Millionaire over in Japan, and he

790
00:46:09,440 --> 00:46:11,760
Speaker 1: just had some great tips about how to be happier

791
00:46:11,840 --> 00:46:14,759
Speaker 1: with money in our relationship with money, and I think

792
00:46:14,760 --> 00:46:16,520
Speaker 1: it's important. I think it's important. I think it's something

793
00:46:16,520 --> 00:46:18,560
Speaker 1: that we don't talk about enough. You know, you and

794
00:46:18,640 --> 00:46:21,040
Speaker 1: I we like to talk about our behavior and money,

795
00:46:21,320 --> 00:46:23,080
Speaker 1: but we also like to focus on the nuts and bolts.

796
00:46:23,080 --> 00:46:25,719
Speaker 1: We think there's this really both things need to be covered, right.

797
00:46:25,719 --> 00:46:28,000
Speaker 1: There's a lack of financial knowledge, but then there's also

798
00:46:28,320 --> 00:46:30,239
Speaker 1: a lack of financial e Q. It's not glad to

799
00:46:30,280 --> 00:46:31,880
Speaker 1: be able to, you know, focus a little more on

800
00:46:31,920 --> 00:46:35,080
Speaker 1: that today in this conversation. And honestly, yeah, that emotional quotient, right,

801
00:46:35,080 --> 00:46:37,200
Speaker 1: And it's not just about the intelligence, that's about how

802
00:46:37,239 --> 00:46:40,359
Speaker 1: we handle and how we manage our emotions as well

803
00:46:40,480 --> 00:46:42,560
Speaker 1: and think about and relate to it. So yeah, yeah,

804
00:46:42,600 --> 00:46:45,160
Speaker 1: what was your big takeaway from this conversation? Well, honestly,

805
00:46:45,200 --> 00:46:47,400
Speaker 1: just overall, like, I hope that we are able to

806
00:46:47,640 --> 00:46:51,120
Speaker 1: maybe incorporate more of the EQ side of things into

807
00:46:51,120 --> 00:46:53,480
Speaker 1: our episodes even moving forward as well. I mean, you

808
00:46:53,520 --> 00:46:55,359
Speaker 1: and I we didn't talk about this when we talked

809
00:46:55,360 --> 00:46:57,400
Speaker 1: with Ken, but even off air, we were kind of

810
00:46:57,440 --> 00:47:00,440
Speaker 1: talking about how just addressing attitudes, right, I think can

811
00:47:00,440 --> 00:47:02,359
Speaker 1: go a long ways, because it's not just about the

812
00:47:02,360 --> 00:47:05,520
Speaker 1: the literal steps that we take, but it's about the heart, uh,

813
00:47:05,560 --> 00:47:07,560
Speaker 1: and the attitude behind what it is that we're doing.

814
00:47:07,560 --> 00:47:09,960
Speaker 1: And so that's kind of like a very overarching kind

815
00:47:09,960 --> 00:47:12,839
Speaker 1: of meta takeaway I think from our conversation with Ken,

816
00:47:13,320 --> 00:47:16,120
Speaker 1: but specifically when he was talking about spending, he talked

817
00:47:16,160 --> 00:47:19,080
Speaker 1: about when it comes to finding happiness with our spending,

818
00:47:19,360 --> 00:47:22,239
Speaker 1: like not only should we be intentional with our money

819
00:47:22,239 --> 00:47:24,560
Speaker 1: and pay attention too if it will make us happy,

820
00:47:24,719 --> 00:47:26,840
Speaker 1: but to look to others and to see if it

821
00:47:26,880 --> 00:47:29,040
Speaker 1: will make them happy, which is such I feel like

822
00:47:29,040 --> 00:47:32,959
Speaker 1: that's just such a counterintuitive, kind of Western individualistic way

823
00:47:33,040 --> 00:47:35,360
Speaker 1: of looking at money. We're just looking like, is this

824
00:47:35,400 --> 00:47:38,280
Speaker 1: gonna make me happy? And how honestly we should probably

825
00:47:38,360 --> 00:47:40,239
Speaker 1: be looking to others and finding ways to try to

826
00:47:40,320 --> 00:47:42,600
Speaker 1: make them happy. Uh. It kind of ties in a

827
00:47:42,600 --> 00:47:44,680
Speaker 1: little bit there at the end he talks about finding

828
00:47:44,680 --> 00:47:46,520
Speaker 1: a tribe and finding others to kind of join you

829
00:47:46,560 --> 00:47:49,239
Speaker 1: on your personal finance journey. But instead of like it

830
00:47:49,320 --> 00:47:51,560
Speaker 1: being something that you gain or something that you conquer,

831
00:47:51,719 --> 00:47:55,040
Speaker 1: what he said was to be generous, uh, and find

832
00:47:55,080 --> 00:47:57,200
Speaker 1: ways to take your gifts and give them to others

833
00:47:57,560 --> 00:48:01,200
Speaker 1: and by doing that you will receive much back essentially.

834
00:48:01,360 --> 00:48:02,960
Speaker 1: And so I feel like when it comes whether it

835
00:48:02,960 --> 00:48:05,239
Speaker 1: comes to spending your money, uh, you know, finding ways

836
00:48:05,280 --> 00:48:07,680
Speaker 1: to to be generous and spending that money on other people,

837
00:48:07,760 --> 00:48:10,600
Speaker 1: or when it comes to our mental attention and who

838
00:48:10,719 --> 00:48:13,799
Speaker 1: we are pouring our lives into as well, both of

839
00:48:13,800 --> 00:48:17,120
Speaker 1: those are ways that we can look outside of ourselves. Uh.

840
00:48:17,160 --> 00:48:19,759
Speaker 1: And ultimately, oftentimes we're gonna see that we're gonna gain

841
00:48:19,800 --> 00:48:22,560
Speaker 1: a lot in return, even if that's not the original

842
00:48:22,600 --> 00:48:25,719
Speaker 1: intentions of our actions. Yeah, I agree, I think, uh,

843
00:48:25,760 --> 00:48:28,120
Speaker 1: focusing on others more with how we spend, and then

844
00:48:28,160 --> 00:48:30,640
Speaker 1: also just seeing the good that the money that we

845
00:48:30,680 --> 00:48:33,440
Speaker 1: spend can do. I think sometimes I spend grudging ly, uh,

846
00:48:33,480 --> 00:48:35,479
Speaker 1: even if it's on something good or something I love,

847
00:48:35,560 --> 00:48:38,520
Speaker 1: and so then my experience is tainted. Uh. And yeah,

848
00:48:38,680 --> 00:48:41,919
Speaker 1: that unhappy money doll exactly exactly honestly, man, this book

849
00:48:42,000 --> 00:48:43,640
Speaker 1: was was helpful in a lot of ways. And so

850
00:48:43,840 --> 00:48:45,840
Speaker 1: I think my biggest takeaway was when he said to

851
00:48:45,920 --> 00:48:48,200
Speaker 1: become best friends with money, and uh, you know you

852
00:48:48,239 --> 00:48:50,120
Speaker 1: and I were like that one. We're all about best

853
00:48:50,120 --> 00:48:53,439
Speaker 1: friendship here on the show, And yeah, I don't want

854
00:48:53,560 --> 00:48:56,839
Speaker 1: to have bad experiences with spending, and I don't want

855
00:48:56,840 --> 00:48:59,239
Speaker 1: to do it in a way where even the good

856
00:48:59,239 --> 00:49:02,000
Speaker 1: things I bring in the life have some sort of

857
00:49:02,040 --> 00:49:04,640
Speaker 1: negativity associated with them. Uh yeah. And it makes me

858
00:49:04,640 --> 00:49:07,040
Speaker 1: actually think about a recent episode that that we did

859
00:49:07,080 --> 00:49:10,239
Speaker 1: Matt using money stress to your advantage and kind of

860
00:49:10,280 --> 00:49:13,920
Speaker 1: taking something that's commonly perceived as negative and saying, actually,

861
00:49:14,000 --> 00:49:16,360
Speaker 1: there there's something good here that we can use. And

862
00:49:16,400 --> 00:49:18,640
Speaker 1: I think, Um, I don't know, this was such a

863
00:49:18,719 --> 00:49:21,080
Speaker 1: nuanced conversation, and I just appreciate all the thought that

864
00:49:21,160 --> 00:49:24,279
Speaker 1: Ken has put into helping people not to get rich, right,

865
00:49:24,280 --> 00:49:26,439
Speaker 1: but but to find happiness with how we think about money,

866
00:49:26,440 --> 00:49:28,120
Speaker 1: with how we save it, with how we spend it,

867
00:49:28,160 --> 00:49:30,080
Speaker 1: and how we earn it. Um. I think there's just

868
00:49:30,200 --> 00:49:33,280
Speaker 1: a lot to learn from there, especially you know, culturally

869
00:49:33,600 --> 00:49:35,919
Speaker 1: in the West, there's a lot we can learn from

870
00:49:35,960 --> 00:49:38,480
Speaker 1: from someone like Ken, who comes from an Eastern culture.

871
00:49:38,680 --> 00:49:39,880
Speaker 1: I think can hit the nail on the head to

872
00:49:39,880 --> 00:49:42,440
Speaker 1: a certain extent when he talked about capitalism is a

873
00:49:42,440 --> 00:49:44,799
Speaker 1: great system, but it's got its flaws, and I think

874
00:49:44,840 --> 00:49:48,000
Speaker 1: some of those flaws are are consumeristic tendencies and our

875
00:49:48,000 --> 00:49:51,160
Speaker 1: selfish nature. Um. That can take over to a certain extent.

876
00:49:51,239 --> 00:49:54,520
Speaker 1: So um, yeah, great conversation, a lot of food for thought.

877
00:49:54,800 --> 00:49:57,120
Speaker 1: But yeah, let's get back to the beer. Actually it

878
00:49:57,200 --> 00:49:59,960
Speaker 1: wasn't here today. It was a cider that the folks

879
00:50:00,080 --> 00:50:02,759
Speaker 1: at Original Sin Cider sent our way. This one's called

880
00:50:02,800 --> 00:50:06,480
Speaker 1: Black Widow Cider and it's got blackberries and freshly pressed

881
00:50:06,560 --> 00:50:09,279
Speaker 1: New York apples. Matt, we don't two siders often, but yeah,

882
00:50:09,440 --> 00:50:11,320
Speaker 1: what was your take on this one? Man? I really

883
00:50:11,440 --> 00:50:14,280
Speaker 1: enjoyed this. Uh. Yeah, cider isn't something that we often drink,

884
00:50:14,320 --> 00:50:16,000
Speaker 1: but this was a cider that I felt like had

885
00:50:16,040 --> 00:50:18,640
Speaker 1: a lot of depth. It had a lot of like backbone,

886
00:50:18,960 --> 00:50:21,080
Speaker 1: and it says it's got blackberries in it, but I

887
00:50:21,120 --> 00:50:22,960
Speaker 1: don't know because the can is black. It makes me

888
00:50:23,000 --> 00:50:25,560
Speaker 1: think of like cherry coke. I don't know what it is,

889
00:50:25,560 --> 00:50:28,239
Speaker 1: and I know you love you love cherry coke a

890
00:50:28,280 --> 00:50:30,960
Speaker 1: whole lot, especially straight from the fountain. You always say

891
00:50:31,000 --> 00:50:33,160
Speaker 1: that it's a different formula and you can't beat it.

892
00:50:33,160 --> 00:50:35,600
Speaker 1: It is, except for in those freestyle machines. Because I

893
00:50:35,680 --> 00:50:38,560
Speaker 1: use cartridges as opposed to the real stirrup. It's gotta

894
00:50:38,560 --> 00:50:42,120
Speaker 1: be the real stup. But I feel like I'm not

895
00:50:42,160 --> 00:50:44,520
Speaker 1: trying to say that this was like like a cook

896
00:50:44,560 --> 00:50:47,560
Speaker 1: of color product, but it had just that you know,

897
00:50:47,560 --> 00:50:49,360
Speaker 1: you've you've got regular coke, but then you add that

898
00:50:49,440 --> 00:50:51,160
Speaker 1: cherry coke, and all of a sudden, it's like, oh man,

899
00:50:51,200 --> 00:50:53,920
Speaker 1: this is this is way better, right Uh? And I

900
00:50:53,960 --> 00:50:55,520
Speaker 1: feel like that's what they had going on with the

901
00:50:55,520 --> 00:50:57,200
Speaker 1: side of like you've got these great you know, this

902
00:50:57,400 --> 00:51:00,319
Speaker 1: great cider base, but then you add in the case

903
00:51:00,320 --> 00:51:03,560
Speaker 1: blackberries to it, and it rivals some of the better

904
00:51:03,600 --> 00:51:05,399
Speaker 1: craft beers that we have on the show. I feel

905
00:51:05,400 --> 00:51:07,759
Speaker 1: like oftentimes when it comes to ciders, sometimes they can

906
00:51:07,760 --> 00:51:09,680
Speaker 1: be kind of one note and there's not a whole

907
00:51:09,680 --> 00:51:12,640
Speaker 1: lot of depth to those ciders. But man, this one

908
00:51:12,719 --> 00:51:14,759
Speaker 1: was really good. Uh. I think it's like won some

909
00:51:14,840 --> 00:51:17,680
Speaker 1: awards or something like that, and if they have then

910
00:51:18,080 --> 00:51:21,040
Speaker 1: rightly earned. If they haven't, they probably should. Yeah. No,

911
00:51:21,080 --> 00:51:23,520
Speaker 1: I agree. I I don't really drink cider, and I

912
00:51:23,520 --> 00:51:26,320
Speaker 1: think it's because I think of them as one note

913
00:51:26,400 --> 00:51:29,880
Speaker 1: and incredibly sweet, and I'm not into super sweet beverages

914
00:51:30,400 --> 00:51:34,600
Speaker 1: except for cherry coke. So uh, this cider was really

915
00:51:34,640 --> 00:51:36,239
Speaker 1: really tasty, and I thought it had a lot of

916
00:51:36,280 --> 00:51:39,400
Speaker 1: BlackBerry flavor going on it takes it like a mature

917
00:51:39,440 --> 00:51:41,640
Speaker 1: adult beverage and not something that I don't know, twenty

918
00:51:41,680 --> 00:51:45,080
Speaker 1: something college students would drink. So I really decider for

919
00:51:45,560 --> 00:51:47,600
Speaker 1: gen z R. This is like, this is a cider

920
00:51:47,600 --> 00:51:51,680
Speaker 1: for millennials. Yeah, Grandpa millennials like us. Yeah, I really,

921
00:51:51,719 --> 00:51:53,120
Speaker 1: I really enjoyed it. I thought I had. I had

922
00:51:53,200 --> 00:51:54,640
Speaker 1: thought I had some good notes and so you know what,

923
00:51:54,880 --> 00:51:56,600
Speaker 1: maybe I'll check out some more ciders in the future,

924
00:51:56,840 --> 00:51:58,200
Speaker 1: more of the stuff out. I'm glad this is one

925
00:51:58,239 --> 00:52:00,400
Speaker 1: that you and I got to share today on the episode,

926
00:52:00,400 --> 00:52:02,920
Speaker 1: but we will make sure to link to Ken's website

927
00:52:03,200 --> 00:52:06,600
Speaker 1: uh and specifically this book, which we highly recommend. I

928
00:52:06,600 --> 00:52:08,960
Speaker 1: feel like we only just barely scratched the surface of

929
00:52:09,000 --> 00:52:10,959
Speaker 1: all the different things that he talks about in this book,

930
00:52:11,160 --> 00:52:12,880
Speaker 1: so we'll make sure that that's up on our website

931
00:52:12,920 --> 00:52:14,879
Speaker 1: at how to money dot com. That's right. That's gonna

932
00:52:14,880 --> 00:52:17,040
Speaker 1: do it for this episode, though, So until next time,

933
00:52:17,239 --> 00:52:19,200
Speaker 1: Best Friends Out, Best Friends Out,