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Speaker 1: Welcome to the show.

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Speaker 2: I'm Rashwan MacDonald, the host of Money Making Conversations Masterclass,

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Speaker 2: where we encourage people to stop reading other people's success

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Speaker 2: stories and.

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Speaker 1: Start planning their own.

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Speaker 2: Listen up as I interview entrepreneurs from around the country,

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Speaker 2: talk to celebrities and ask them how they are running

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Speaker 2: their companies, and speak with dog profits who are making

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Speaker 2: a difference in their local communities. Now, sit back and

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Speaker 2: listen as we unlock the secrets to their success on

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Speaker 2: Money Making Conversations Masterclass. Next guest is full of information.

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Speaker 2: She's a found and president of the Financial Literacy Institute.

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Speaker 2: Please welcome to Money Making Conversation Masterclass. Jasmine Young. How

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Speaker 2: you doing Jasmine?

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Speaker 3: I'm doing well.

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Speaker 1: How are you pretty good? First of all, were you based?

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Speaker 1: Just get that out the way.

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Speaker 3: Based out of Atlanta, Georgia?

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Speaker 1: Are you are you? Are you born and raised in Atlanta, Georgia?

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Speaker 1: Are you relocated?

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Speaker 3: Actually no, not in an Atlanta natives. I was born

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Speaker 3: in Jackson, Alabama and raised in Indian Ridge. It's about

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Speaker 3: an hour above Mobile, Alabama.

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Speaker 1: Now Jackson, Alabama. Now you know I'm from a big city, Okay,

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Speaker 1: So I have a different point of view versus what

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Speaker 1: your might be. So tell us about life in Jackson, Alabama.

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Speaker 3: Oh, it's very small. Everybody knows everybody. It's just a

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Speaker 3: very close knit community. We had we do have a Walmart.

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Speaker 3: That's one of the things that everybody has. We do

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Speaker 3: have Walmart. We do have traffic lights. But most most,

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Speaker 3: most of us grew up and lived on our own land,

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Speaker 3: dirt roads, had farms, you know, things of that native

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Speaker 3: very very country, very country.

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Speaker 1: Now now And how did you get out of Jackson?

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Speaker 1: Was it education? A broach odic Jackson, job opportunities? How

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Speaker 1: did you get out of Jackson? What motivated you get

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Speaker 1: out of Jackson?

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Speaker 3: It was definitely educated, And I left. I left my

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Speaker 3: hometown on a full scholarship to Alabama and m University

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Speaker 3: in Huntsville, Alabama. And I knew that I was going

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Speaker 3: to leave and actually go to college and be a

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Speaker 3: CPA as early as the eleventh grade. So I knew

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Speaker 3: that I was getting out and I was gonna use

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Speaker 3: financial literacy as a way to do it. And that's

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Speaker 3: exactly what I did. So I left Jackson, Alabama, and

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Speaker 3: I haven't looked back. I love it.

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Speaker 1: First of all, you still got that accent now you're

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Speaker 1: not getting rid of that accent. You're not going to

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Speaker 1: go to New York at act like you're in New

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Speaker 1: Yorker now with this accent.

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Speaker 3: Absolutely not. I am a country girl born and braided.

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Speaker 1: I love it. I love it.

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Speaker 3: Now.

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Speaker 1: You went to the HBCU, you know, Alabama, and muh,

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Speaker 1: did that have an impact in your life? Tell us

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Speaker 1: about that black excellence that they're teaching academically and these HPC.

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Speaker 3: Youths absolutely in a world where we are the minority,

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Speaker 3: going to a place where we was a majority and

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Speaker 3: we were treated as such really helped, I would say,

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Speaker 3: my self esteem, and it also helped how I looked

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Speaker 3: at myself when it when it came to a professional

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Speaker 3: in this big world outside of an HBCU, it kind

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Speaker 3: of built it kind of built me for what was

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Speaker 3: to come. And especially with the teachers that were there,

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Speaker 3: they prepared us in a way that I feel like

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Speaker 3: I would not have been prepared had I not gone

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Speaker 3: to an HBCU. So there were things that were taught

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Speaker 3: for us, like survival skills that I don't think I

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Speaker 3: would have gotten had I went to a had I

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Speaker 3: chosen a different school. And when I say survival, survival skills.

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Speaker 3: I'm not just talking about, you know, how to provide

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Speaker 3: for yourself or things of that nature. No, they taught

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Speaker 3: us how to operate in a world where we aren't

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Speaker 3: the majority, where systemic racism still exists. They taught us

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Speaker 3: how to, you know, always be prepared to over deliver

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Speaker 3: an underpromise, so that you're always on the or better.

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Speaker 3: And it definitely shows. I came out in twenty thirteen

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Speaker 3: and to say, I'm proud of my classmates and even

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Speaker 3: those before me and after me have done some amazing

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Speaker 3: things coming from an HBCU. Whereas when I expressed that

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Speaker 3: I would be going to an HBCU, I was met

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Speaker 3: with comments such as, you're so much better than that,

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Speaker 3: Why would you go there? Why would you limit yourself?

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Speaker 3: When in actuality, going to an HBCU was the best

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Speaker 3: thing I ever did, and it didn't limit me. It

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Speaker 3: actually catapulted me into my career and where I am today,

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Speaker 3: and I wouldn't change the thing.

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Speaker 1: Yuh, you are a motivator. I'm telling you. You know

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Speaker 1: they need to put you on tape. You know, they

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Speaker 1: need to put you like on the billboard right outside

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Speaker 1: of Alabama. A and M.

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Speaker 3: Yes, sir, listen to Jasmine Young.

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Speaker 1: She will teach you right because you know a lot

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Speaker 1: of people stereotypes, you know, will stop you from being

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Speaker 1: reaching great heights. Because always that's why I always talk about,

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Speaker 1: you know, where you came from, because a lot of

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Speaker 1: people say, you know, they put people a certain educational reach,

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Speaker 1: because it's the same thing small towns in inner city

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Speaker 1: because I came from in the city fifth Ward, that's

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Speaker 1: where I was born and raised, So people like me

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Speaker 1: weren't supposed to get out according to them, you know,

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Speaker 1: people like me, you know, and when I met people,

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Speaker 1: they go, oh, you're different. You know. I never knew

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Speaker 1: how to take that when they said that, oh you're different,

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Speaker 1: you know, because because you know, it was always like,

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Speaker 1: what do you mean different? You know, because my teachers

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Speaker 1: prepared me to be this way. They told me what

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Speaker 1: I could be in high school. Because if they didn't

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Speaker 1: tell me these things, like your teachers told you at

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Speaker 1: Alabama and m I'll tell you, I would not be

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Speaker 1: the person I am today. But they saw something in me,

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Speaker 1: jazz when it allowed me to be able to sit

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Speaker 1: on this microphone and talk to motivating people like you.

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Speaker 1: Because that's the story that you want to be able

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Speaker 1: to put out there. And what inspired me to do

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Speaker 1: this interview was that your drive about financial literacy spread

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Speaker 1: financial literacy around the world, one family at a time.

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Speaker 3: Talk to us about that absolutely. So I learned early

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Speaker 3: on that my passion for financial literacy was actually going

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Speaker 3: to was actually my purpose. And I'm blessed at both

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Speaker 3: my passion and my purpose aligned. Because I had a

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Speaker 3: knack for numbers growing up. I counted everything, even my

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Speaker 3: food particles, my steps. When I would repeat things to myself,

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Speaker 3: I had to say, I'm a certain amount of times,

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Speaker 3: just really really big on numbers. I didn't know that

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Speaker 3: I had a great uncle who was a math jenius,

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Speaker 3: and apparently it was it passed down to me, so

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Speaker 3: I knew Back in high school when I was met

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Speaker 3: with the comment that everybody wasn't fed with a silver

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Speaker 3: spoone like me, it infuriated me, but it infuriated me

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Speaker 3: to make a difference, because in all actuality, I don't

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Speaker 3: believe I was fed with the silver spoone. My mom

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Speaker 3: and dad they grew up poor. I mean, we're already

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Speaker 3: in the country, but my mom was one of eight.

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Speaker 3: My dad is the baby wood seventeen. They were poor

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Speaker 3: and they didn't have a lot growing up. But one

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Speaker 3: thing I one thing they did for my brother and

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Speaker 3: I is they worked very very hard.

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Speaker 1: They came from eight, they came from eight and seventeen,

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Speaker 1: and they just had two kids.

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Speaker 3: That's it.

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Speaker 1: Eight seventeen and you the baby continue to just throw.

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Speaker 1: I just had to stop that when you said eighteen

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Speaker 1: seventeen and then only just two of y'all and they

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Speaker 1: all on the farm.

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Speaker 3: Okay, but yeah, but we had a lot of cousins

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Speaker 3: and we grew up on our own land. And I'll

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Speaker 3: be honest, back then, I was ashamed of where I

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Speaker 3: came from because I lived on a dirt road. There

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Speaker 3: was no through traffic. Everybody knew everybody. It was farm

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Speaker 3: animals everywhere, trees, gullies, all types of things. And it

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Speaker 3: wasn't until I actually went to my HBCU and got

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Speaker 3: into my career that I realized that I really did.

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Speaker 3: I really did come from a rich heritage. Not only

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Speaker 3: not only the place that I lived it's called Indian Ridge,

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Speaker 3: but I'm an eighth Indian. I had no idea that

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Speaker 3: my grandparents were Cherokee Indians, had no ideas so we

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Speaker 3: lived on over seventy eight plus acres of our own land.

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Speaker 3: Back then, as a child, I didn't realize that that

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Speaker 3: was something to be proud of us. All of these roads.

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Speaker 3: We walked the roads and ate from eight from the

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Speaker 3: fruit of the trees, plums, mustardized apples, pears, pigs like

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Speaker 3: we farmed. We had animals, pigs, horses, chickens like we

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Speaker 3: had it. But from my standpoint, because I had never

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Speaker 3: left Jackson, Alabama before I went to college, was this

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Speaker 3: is country, Like, why can't we live in the city,

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Speaker 3: you know, a big house we don't have We don't

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Speaker 3: have cable like, we don't have a pool. You know,

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Speaker 3: our rolls are dirt roads. But I realized that what

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Speaker 3: my parents gave my brother and I was a basic

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Speaker 3: foundation of how to be a responsible financial adult. And

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Speaker 3: they surrounded themselves with people that had the financial education

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Speaker 3: that they wanted to have. And then they also held

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Speaker 3: each other accountable for the finances in the household, even

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Speaker 3: down to me and my brother. My dad would give

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Speaker 3: us two people. My dad was always gone before we

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Speaker 3: got up to go to school because he was already

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Speaker 3: at work, but he would leave two twenty dollars bills,

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Speaker 3: two twenty dollars bills on the table, and my brother

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Speaker 3: and I knew that outside of any school requirement, if

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Speaker 3: we wanted to buy anything, whether it was gas for

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Speaker 3: the car, to get the band, practice, basketball practice, softball practice,

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Speaker 3: whatever snacks, anything, we had to make that twenty dollars

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Speaker 3: work because we weren't getting.

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Speaker 1: In this.

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Speaker 3: And it was it was actually that budget that my

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Speaker 3: dad gave us. To this day, my parents have never

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Speaker 3: purchased a cell phone for me. Every minute I had

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Speaker 3: on my cell phone back then, and I'm dating myself

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Speaker 3: was a bit. But the minutes that I had on

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Speaker 3: my phone back then, I purchased them because my dad

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Speaker 3: taught me, hey, look, this is all you get. You

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Speaker 3: gotta figure out how to make it work. And it

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Speaker 3: was that example that allowed us to be able to

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Speaker 3: have the things that we wanted to have. And to

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Speaker 3: my peers, because they weren't getting it, it looked as

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Speaker 3: if I was privileged or if I was fed with

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Speaker 3: a silver respoon, when in actuality, my parents gave my

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Speaker 3: brother an example and that was it, and I realized

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Speaker 3: that I wanted to and that's that's actually when I

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Speaker 3: decided that I wasn't gonna gonna become a professional singer,

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Speaker 3: Mayor Michael Jackson. I was asked, it gonna be a CPA.

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Speaker 1: Can you sing those, Jasmine?

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Speaker 3: You know I can hold the tunes.

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Speaker 1: You know.

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Speaker 3: All the others were say different. But you know, I've

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Speaker 3: been seeing since I was five years old. It's not

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Speaker 3: something that I do often anymore. I did sing a

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Speaker 3: lot in hunting You.

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Speaker 1: You kid, they let you sing as you get older.

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Speaker 1: They tell you truth.

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Speaker 3: Okay, sung in I sung in college, and I also

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Speaker 3: sang on them at my church.

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Speaker 1: Oh, praise tea. Now praise t is a lot of

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Speaker 1: people now and there's a lot of energy.

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Speaker 3: Okay, yeah, but you know that's I come from a

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Speaker 3: musically in client famous Okay.

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Speaker 1: Cool, Okay, Now they got a musical ink class family

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Speaker 1: and then mathematically inclent family and you one eighth with

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Speaker 1: your one age Cherokee. Yes, sir, you're you're working it.

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Speaker 1: You're working it. First of all. First of all, Jasmine, y'all,

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Speaker 1: this is an incredible interview from an authentic tone. You know,

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Speaker 1: because of the fact that you were telling me who

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Speaker 1: you are. You're honestly breaking down with I think coming

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Speaker 1: folk talk, coming folks talk because that's all I was offered,

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Speaker 1: you know, And I would complain. I would complain about

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Speaker 1: the clothes I wear, I would complain about everything, not

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Speaker 1: realizing that my parents did not allow anybody in our

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Speaker 1: house to curse. We couldn't curse. I didn't. I tell

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Speaker 1: people today, I did not utter a curse word until

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Speaker 1: I was nineteen years old. Nineteen years old because my

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Speaker 1: parents raised me that way. But I thought, oh my god,

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Speaker 1: this is the worst. But in the process of raising

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Speaker 1: me that way, I had to speak correctly. I had

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Speaker 1: this no. I had to have a vernacular because I

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Speaker 1: always tell people you cursed, you use you like using

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Speaker 1: five words with a fireword, because it just shortcuts your

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Speaker 1: your intellect and shortcuts your ability to communicate. And so

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Speaker 1: when I hear your story, and I remember going, because

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Speaker 1: I'm from Houston, Texas, and we'd got to Bowisier and Shreeport, Louisiana,

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Speaker 1: and we see black people on the farm and they

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Speaker 1: had the little you know, the outhouses and the little

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Speaker 1: pain by the bed, and I would go, what the

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Speaker 1: heck is going on here? I can't get away from here.

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Speaker 1: But I realized now all my life I've been trying

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Speaker 1: to get back to that, Jasmine.

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Speaker 3: Absolutely, yes, yes, And it's like now when I go home,

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Speaker 3: I get the best sleep. It's so peaceful there. Wow,

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Speaker 3: it's so peaceful there.

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Speaker 4: Please don't go anywhere. We'll be right back with more

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Speaker 4: Money Making Conversations Masterclass. Welcome back to the Money Making

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Speaker 4: Conversations Masterclass hosted by Rashan McDonald.

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Speaker 1: The e they called the annual Black Wall Street Black

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Speaker 1: Business Expo. Tell us what that is all about, Miss Jasmine.

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Speaker 3: Yok Absolutely so. The Black Wall Street Black Business Expo

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Speaker 3: is a twofold event. Of course, we want to honor

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Speaker 3: the excellence that existed in the Greenwood District commonly known

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Speaker 3: as Black Wall Street in Tulsa, Oklahoma, back in the

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Speaker 3: nineteen hundred. Unfortunately, due to racism, that community was burned

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Speaker 3: down and in Black Wall Street. In the time of

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Speaker 3: Black Wall Street, that was actually a time where African

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Speaker 3: Americans exemplified exceptional amounts of wealth. However, since then, the

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Speaker 3: wealth gap has increased due to the demise of Black

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Speaker 3: Wall Street. So our event pays homage to our ancestors

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Speaker 3: who exemplify Black excellence through entrepreneurship, but it also is

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Speaker 3: a call to action for today's entrepreneurs to use that

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Speaker 3: spirit of Black Wall Street, one to recreate the generational

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Speaker 3: wealth that existed back then, but also to create social

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Speaker 3: change and use the black dollar to actually get legislators

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Speaker 3: to make bills and laws that will allow us the

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Speaker 3: equity and the social justice that we are. So it's

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Speaker 3: long overdue for us to receive. So we're using this event.

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Speaker 3: Go ahead.

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Speaker 1: No, why aren't you running for public office? I'm telling you,

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Speaker 1: I'm just hearing you. You're talking about social change, just

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Speaker 1: mentioned politics. You out here, you have a good sense,

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Speaker 1: you have a very very marketable personality. You have an

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Speaker 1: engaging tone of of how you are, your background, and

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Speaker 1: how you're gonna move the community for why aren't you

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Speaker 1: running for public office?

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Speaker 3: Well, I'll be honest with you. Going through school, I

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Speaker 3: actually hated politics. I hated governments, which doesn't make sense

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Speaker 3: because I spent eleven and a half years of my

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Speaker 3: life as as a government employee. But I have come

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Speaker 3: to have a passion for social action and making a difference,

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Speaker 3: and I realized that for our community, the way for

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Speaker 3: us to make I guess you could say move the

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Speaker 3: needle in where we need to be economically is we

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Speaker 3: have to be civically engaged. The two are are synonymous.

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Speaker 3: You cannot have one without the other. And it just

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Speaker 3: goes back to the Black Wall Street store, which was

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Speaker 3: one of my inspirations. And you know, I'm actually toying

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Speaker 3: with the idea of actually going to law school. I've

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Speaker 3: ordered my Lsat book and I'm thinking that's the way

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Speaker 3: I want to go. But I would do not. I

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Speaker 3: don't want to fit for the bar because it's literally

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Speaker 3: like seeing for the CPA exam, of course without numbers.

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Speaker 3: But I do want to see us in a better

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Speaker 3: place than I believe as a community we can be

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Speaker 3: in a better place because we've done it before and

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Speaker 3: Black Wall Street is an example of it.

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Speaker 1: Now, when you thought of this idea, what motive did

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Speaker 1: you have? A did you pitch it to somebody and

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Speaker 1: they go, what are you talking about? What did you think?

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Speaker 3: I did not. I'll tell you what what sparked this.

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Speaker 3: I actually wanted to do the event in twenty twenty

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Speaker 3: but COVID hit so I killed the idea. I tabled it,

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Speaker 3: and then the murder of George Floyd happened in twenty

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Speaker 3: twenty one. And what sparked it was, you know, corporations

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Speaker 3: start to state their claims they back the blue or

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Speaker 3: whether black lives matter, and for those that said they

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Speaker 3: backed the blue, our community said, okay, well, if you

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Speaker 3: back the blue, we're not going to support you. And

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Speaker 3: some of those corporations actually change their stans because we

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Speaker 3: decided that we weren't going to spend money with them.

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Speaker 3: Right now, if you're familiar with the financial industry and

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Speaker 3: the African American buying power, we are the largest group

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Speaker 3: of consumers in the world. So for a corporation to decide,

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Speaker 3: you know what, if this group of people are not

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Speaker 3: going to support us because we don't support what their

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Speaker 3: social justice, we got to change our stans. And it

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Speaker 3: was at that moment that I knew this is the

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Speaker 3: answer to all our social injustice issues is recirculating the

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Speaker 3: black dollar in our community and making those that want

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Speaker 3: our money play by our rules. And that's why I

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Speaker 3: started the Black Wall Street Black Business expos.

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Speaker 1: Congratulations Powerful, Powerful, our look, Powerful, Our look. Now tell

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Speaker 1: us how we can find out more information about and

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Speaker 1: I also get in touch with you, and I'm speaking

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Speaker 1: to Jasmine.

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Speaker 3: Young absolutely so you can go to Black Wall Street

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Speaker 3: Atlanta dot org and then of course. If you're just

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Speaker 3: interested in the Financial Literacy Institute and the programming that

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Speaker 3: we have, you can go to tf l I Inc

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Speaker 3: Dot org and you will see all of the programming

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Speaker 3: that we offer in order to spread financial literacy into

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Speaker 3: underserved and underprivileged communities.

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Speaker 1: Wow, you know, this is an amazing interview. I want

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Speaker 1: to tell you this. I'm a fan, just me, you know,

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Speaker 1: I am a friend. I am sold on your personality.

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Speaker 1: I'm serve on your vision, I am sold on I

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Speaker 1: am motivated to do more. And I'm telling you that

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Speaker 1: Rushan McDonald is in your life. Okay, and I'm in

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Speaker 1: your life for real because I can't. I cannot tell

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Speaker 1: you in words how inspiring you are as an individual

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Speaker 1: and anything I can do to help spread the word

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Speaker 1: like I'm doing today right now, I will continue and

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Speaker 1: I will continue to tell people. You are a blessing.

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Speaker 1: Thank you for coming on Money Making Conversation Masterclass.

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Speaker 3: Thank you so much. I appreciate you. Looking forward to

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Speaker 3: connecting with you.

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Speaker 1: Oh, you will connect us. She's the beast. She a beast.

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Speaker 1: Let's go and put it out there and tell everybody correctly.

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Speaker 1: She is the truth and the truth need to be told. Everybody,

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Speaker 1: and thank you for coming on money Making Conversation master Class.

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Speaker 3: Okay, thank you.

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Speaker 2: This has been another edition of Money Making Conversation Masterclass

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Speaker 2: hosted by me Rashaun McDonald. Thank you to our guests

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Speaker 2: on the show today and thank you o listening to

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Speaker 2: audience now. If you want to listen to any episode

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Speaker 2: I want to be a guest on the show, visit

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Speaker 2: Moneymakingconversations dot com. Our social media handle is money Making Conversation.

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Speaker 2: Join us next week and remember to always leave with

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Speaker 2: your gifts.

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Speaker 1: Keep winning.