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Speaker 1: Today I have to up by sending tuition to a church,

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Speaker 1: which could be fine if the church also doubles it

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Speaker 1: as a school.

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Speaker 2: Whoa too.

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Speaker 3: If I want to get your tithes in and your

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Speaker 3: tuition in.

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Speaker 2: It doesn't doesn't count double though.

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Speaker 1: I feel like I feel like they want to double dip,

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Speaker 1: because can I be honest? Can I be honest? Went

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Speaker 1: to a church growing up, had a school on it. Okay,

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Speaker 1: charge tide and for tuition tithe and tuition, Yeah, double dip.

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Speaker 1: I mean double dip.

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Speaker 3: I mean I don't see anything wrong with that because

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Speaker 3: like tithes is like.

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Speaker 2: It is too. It's the two.

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Speaker 1: Like if you want to think about it, like, Okay,

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Speaker 1: this is my tax, the tithe is. This is the

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Speaker 1: God tax, right, and then I'm paying for the service

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Speaker 1: of the education. So they're like, nah, you ain't getting

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Speaker 1: it for free.

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Speaker 2: You know, I don't know.

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Speaker 3: No, I think they're two different things.

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Speaker 1: What I'm saying, Oh, you're saying, yeah, tide is not

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Speaker 1: the God tax.

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Speaker 3: Yeah, tithes tithe is.

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Speaker 2: Yeah, and then.

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Speaker 3: The tuition tuition is paying the teachers and students.

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Speaker 1: That are exactly it's too separate because yeah, the tithe

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Speaker 1: goes to the supporting the church and everything.

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Speaker 3: And the light the.

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Speaker 2: Support the church brides.

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Speaker 1: But then so now they're trying to double different also

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Speaker 1: fun to school. Yeah, you're right, they gotta get they

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Speaker 1: got to get some extra change in there.

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Speaker 3: Interesting.

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Speaker 2: Oh, anyways, we got it. Maybe some se what they're

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Speaker 2: getting up to.

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Speaker 1: Yes, we have competitive toe a two three three, dude,

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Speaker 1: love some competitive biggly wigglies. Uh they say so. A

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Speaker 1: few months ago, I was dating a very religious Christian

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Speaker 1: girl from Dender.

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Speaker 3: Oh that is very ironic.

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Speaker 1: We are talking Riley's language, ladies and gentlemen. Christian girl

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Speaker 1: do a sweet little Christian battie. We were dating for

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Speaker 1: about two months and I was seeing her often. I

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Speaker 1: started spending nights at her house.

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Speaker 3: That's why she's on tender. I'm sorry, I'm so sorry.

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Speaker 2: We're cooking now, man story in the last session of

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Speaker 2: the day. Oh my god. If she's very religious, dude,

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Speaker 2: we're getting.

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Speaker 3: Pre She was also on tender. But this is this

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Speaker 3: is Southern Baptists old.

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Speaker 2: We're shooting from the hip. God.

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Speaker 3: Oh, it just got a hinge notification.

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Speaker 2: Look at me, see exactly.

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Speaker 1: He's he's only talking because he's there too.

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Speaker 2: That's right, that's right, freaking immigrant.

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Speaker 1: Okay, uh.

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Speaker 2: Starting over.

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Speaker 1: One of those nights was Saturday, and she told me

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Speaker 1: if I was going to be sleeping over, I'd have

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Speaker 1: to come to church in the morning.

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Speaker 3: Dude, two for one.

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Speaker 2: D that's that's that little bit of you. That's the

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Speaker 2: package deal.

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Speaker 1: That's the package deal is we can sweet sleep over

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Speaker 1: but morning.

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Speaker 3: The amount of people I know that have done have

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Speaker 3: done crap on a Saturday night and then get their

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Speaker 3: butts up to go to church is godly.

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Speaker 2: We repent, dude, pun intended.

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Speaker 3: It really is insane. They always be preaching be the

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Speaker 3: same through the week.

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Speaker 2: They're not.

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Speaker 3: It's crazy, Dudeley seen some.

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Speaker 2: Things some things.

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Speaker 3: Oh my buddy, what are you doing here?

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Speaker 2: Uh?

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Speaker 1: Now, it was not a big deal at the moment,

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Speaker 1: as I am a Christian myself and joked, as long

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Speaker 1: as I am not expected to uh, as long as

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Speaker 1: I'm not expected to fall when.

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Speaker 2: The pastor touched me, It'll be fine.

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Speaker 1: We're talking some bodies hit the floor type type situation's

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Speaker 1: going on here. Church service is going well. Then fast

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Speaker 1: forward offering time comes. Oh, I didn't have any cash

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Speaker 1: on me, and this is this is the time where

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Speaker 1: you Uh, take that, take that money out, you put

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Speaker 1: it in a little tin, all right, you pass it on?

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Speaker 2: Oh dude, I do. I do same. Oops.

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Speaker 1: I didn't have cash on me at the time and

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Speaker 1: was trying to be polite. I made a transfer of

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Speaker 1: five dollars. It was now registered as a payee on

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Speaker 1: my account, So I believe he's like venmoing or zelling

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Speaker 1: or something like that. Five dollars. I'm guessing this is

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Speaker 1: where I made my f up. Today. I was making

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Speaker 1: a payment for my tuition. So for the past two

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Speaker 1: and a half years it's always been at the bottom

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Speaker 1: of my banking app payees.

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Speaker 2: So it's like you got your list of like.

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Speaker 1: You know, girlfriend, you know, mom's whatever, and then the

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Speaker 1: tuition was right was right there in the app. Out

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Speaker 1: of muscle memory, I went to the bottom like I

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Speaker 1: always do and simply made the payment like always. It

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Speaker 1: was the immediate realization that I had made a mistake,

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Speaker 1: and I called UH, and I called them back to

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Speaker 1: try and sort it. They're now telling me it can

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Speaker 1: take several weeks to have my money returned, which, like,

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Speaker 1: I mean, bro, you're winning at that point because the

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Speaker 1: fact that you can even get your money return period

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Speaker 1: is as low key a miracle as they need to

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Speaker 1: contact the payease bank. It's the same bank, but just

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Speaker 1: different branches. Okay, so it's still pretty up in the air.

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Speaker 1: It seems it's not like a PayPal transaction. Yeah, in limbo.

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Speaker 1: So now I got to explain the situation about why

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Speaker 1: I'm going to be a little late on tuition upside

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Speaker 1: down smiley face. Yeah, yeah, that's tough. Have you ever

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Speaker 1: have you ever sent.

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Speaker 2: Money to the wrong person?

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Speaker 3: Actually?

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Speaker 2: Yeah, yeah.

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Speaker 3: Remember the story that went in my head was whenever

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Speaker 3: we had a we had a we had a payment

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Speaker 3: issue and a certain amount was somewhere else, and.

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Speaker 1: We tried sending a payment and then it just went

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Speaker 1: somewhere else evaporated. Do we ever get did we ever

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Speaker 1: find that?

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Speaker 3: I called?

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Speaker 2: See, this is what happened.

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Speaker 3: I called one company and told them their f up

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Speaker 3: and then they were like, called the other company. Called

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Speaker 3: the other company told them about their f up and

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Speaker 3: then they were like I was like, I I know

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Speaker 3: it's a significant amount, but at the time I was

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Speaker 3: doing fine. I was like, yes this I'm not even

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Speaker 3: gonna go. Yeah, that was annoying. But have I other

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Speaker 3: than that? No, I have not given money to a

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Speaker 3: different person. I never had that money.

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Speaker 1: It's it's bro, it's the freaking banks, like literally, the

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Speaker 1: people who need it, the ab solute to least, the

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Speaker 1: absolute least. They probably I don't I don't know the

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Speaker 1: way it works or whatever, but they probably take There's

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Speaker 1: probably so much money that was in limbo that they

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Speaker 1: just take it.

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Speaker 2: Crazy.

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Speaker 3: It is crazy, but I mean, you know, can't keep

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Speaker 3: me down, dude.

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Speaker 1: Riley was up. Dude, that was that was. That was

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Speaker 1: a long time ago. Now Riley living in l A

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Speaker 1: in a mansion.

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Speaker 2: Dude, hot tub, Come on, big kitchen.

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Speaker 3: What can I say?

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Speaker 2: What fools hang out with us? Recording? Dude?

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Speaker 3: Last week, what's your dream? And I was like, I'm

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Speaker 3: living it okay pretty much? Am That makes me I'll

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Speaker 3: be really living it on John has five kids are

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Speaker 3: run around here.

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Speaker 2: That's that's that's the next level.

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Speaker 3: That's the next level of the dream.

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Speaker 2: Okay, come on work. This is an episode from Deep

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Speaker 2: within the Archives.

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Speaker 1: Time for okop Rewham, give me half of your inheritance.

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Speaker 2: Because I'm your brother, we're related. We should be share blood.

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Speaker 4: Yeah, that's we should share money, bingo, because blood is

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Speaker 4: thicker than gold.

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Speaker 2: Ooh, it sounds like some game thrown.

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Speaker 1: We came from the same sack, so give me a

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Speaker 1: sack of money. When my brother was sixteen and I

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Speaker 1: was four, my grandmother set aside a share portfolio for us,

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Speaker 1: so we're talking big money them stalks stonks Baby. As

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Speaker 1: soon as we were old enough, it was transferred into

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Speaker 1: our own accounts, and it was only four years later

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Speaker 1: that my brother dipped heavily into his to buy a

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Speaker 1: new Honda Yo.

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Speaker 4: He spent all his inheritance on a freakin' hot bro

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Speaker 4: oh Man, that is Carien.

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Speaker 2: Brota Love it now.

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Speaker 1: I knew about mine for much longer than he did

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Speaker 1: before it became mine, and I watched it grow since

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Speaker 1: I understood what it was stocks.

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Speaker 4: I make those stocks, and in the big bucks man investing, it's.

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Speaker 2: Called Wall Street bets. That's right.

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Speaker 4: Throw it all into options. Leverage those options. Make a

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Speaker 4: billy boom done easy, yes, or being dead at billy

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Speaker 4: and yeah, yeah, okay, and then going and then you

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Speaker 4: just do another, you do it again, yeah.

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Speaker 2: Until you get back and then you go back to zero.

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Speaker 1: By the time I was given full control, it was

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Speaker 1: already worth a ridiculous amount because a big portion of

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Speaker 1: it was invested in Apple.

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Speaker 4: Wait, so wait, this was he bought it four years

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Speaker 4: after how many years have passed?

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Speaker 1: So here's the thing. They both got their their portfolios

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Speaker 1: at the same time. Op was four years old and

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Speaker 1: his brother was sixteen. Oh, so he had twelve more

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Speaker 1: years for it to appreciate, to appreciate before he even

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Speaker 1: had access to it.

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Speaker 3: Yo.

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Speaker 2: So that's that's why basically, wow, and heats it out.

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Speaker 1: Now it's present day. Now we're at present day. Apple

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Speaker 1: has gone crazy. Then twelve years bro twelve, he's probably

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Speaker 1: like forty fifty K. It's probably worth hundreds of thousands,

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Speaker 1: hundreds of thousands now, Yeah, And I'm torn on using

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Speaker 1: the funds locked up as they are because my dad

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Speaker 1: drilled it into me to leave them in and grow

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Speaker 1: until I'm forty or something. Now, I don't talk much

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Speaker 1: with my brother. He said some stupid things to the

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Speaker 1: family over the years, and I didn't really grow up

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Speaker 1: with him, so I'll usually hear about his life.

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Speaker 2: Comes to my dad.

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Speaker 1: But his new girlfriend works in law and I've received

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Speaker 1: a formal letter from them both that the investments my

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Speaker 1: grandmother made were designed to be for the both of us,

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Speaker 1: not just me, and that his was only around fifteen

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Speaker 1: thousand dollars. The number is right, but mine was only

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Speaker 1: worth that at the time he spent it too. So

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Speaker 1: the kicker is they want half of the value of

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Speaker 1: my portfolio today, and his girlfriend has informed me if

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Speaker 1: I don't give them access, then the legal fees and

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Speaker 1: fines would eat up my half and I'd be left

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Speaker 1: with nothing.

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Speaker 2: Wow.

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Speaker 4: Can you actual dude, what? Yes, that's so shitty. Yeah,

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Speaker 4: I can't believe the girlfriend is like in on it too.

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Speaker 2: Oh, like she's like ooh my.

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Speaker 4: I mean they definitely don't have a case, right because

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Speaker 4: like they each got fifteen k. One of them decided

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Speaker 4: to just put it on a brand new Honda and

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Speaker 4: the other decided to actually keep the investment.

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Speaker 2: Like what, there's literally nothing you can do.

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Speaker 1: Yeah, you both got to equal them out fifteen k

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Speaker 1: each and then if you spend it's done.

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Speaker 4: Yeah, it's over. It's how money we're titled to her half?

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Speaker 4: Because I kind of want to calculate, like how much

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Speaker 4: that is worth?

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Speaker 1: Really quick said it was majority Apple stock. I can

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Speaker 1: guess he's twenty two now, which means he was born

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Speaker 1: in two thousand, gotten the stocks in two thousand and four. Okay,

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Speaker 1: so what is Apple stock in two thousand and four

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Speaker 1: thirty eight cents?

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Speaker 4: Apple stock was thirty eight cents in two thousand and four.

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Speaker 4: That means you would have forty four thousand, one hundred

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Speaker 4: and seventeen shares of Apple. And then what is Apple

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Speaker 4: worth right now?

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Speaker 2: One hundred and forty three dollars and seventy five cents? Yo?

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Speaker 4: Okay, I got fifteen thousand dollars that was invested in

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Speaker 4: two thousand and four. It's now worth six point three

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Speaker 4: million dollars.

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Speaker 1: Oh, oh my jo yo wow.

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Speaker 2: Right, that is absolutely I.

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Speaker 4: See why the brothers coming after it, like, holy shit,

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Speaker 4: I'm fucked up.

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Speaker 2: I had this.

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Speaker 1: And you have six point four million dollars invest kids invest.

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Speaker 2: Oh my gosh. Wow.

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Speaker 1: The dividends alone support a huge part of my life,

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Speaker 1: and they've saved me a few times.

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Speaker 2: I can't imagine.

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Speaker 1: Dude, I can't imagine the dividends of six point four

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Speaker 1: million dollars. If half of that disappeared, it had sent

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Speaker 1: me back a few years.

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Speaker 2: It probably would retire, It probably.

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Speaker 1: Would bro set you back a few years from what

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Speaker 1: having six million?

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Speaker 2: Same three dude, I need that's bro we really need

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Speaker 2: to get That's why you should invest in.

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Speaker 1: Yeah, hey, hey the sponsor, come on, this is your

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Speaker 1: moment pervit segment.

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Speaker 2: Now.

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Speaker 1: I know it sounds selfish, but I'm really used to

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Speaker 1: having the extra income to back me up when I've

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Speaker 1: wanted to move.

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Speaker 2: It's your money.

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Speaker 1: I've lived in four states by my own choice, and

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Speaker 1: I want to move and taken more before I settle down.

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Speaker 1: If I ever do, how likely is it that they'll

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Speaker 1: win and leave me with nothing? As far as I know,

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Speaker 1: there was no paperwork or will, just my grandmother's word.

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Speaker 2: That sucks.

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Speaker 4: That's bad, sucks very bad, because then they can say, well,

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Speaker 4: Grandma told me that I can get half of whatever

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Speaker 4: he has.

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Speaker 1: Boom, What can you say? My grandmother set up the

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Speaker 1: bank accounts for my brother and me at the same

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Speaker 1: time when my brother was nineteen, but she gave mine

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Speaker 1: to my dad, and my dad gave me my whole

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Speaker 1: share six years ago. For my share, I have all

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Speaker 1: the logins, the trading accounts, and bank accounts that are

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Speaker 1: all in my name, and the shares are solely in

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Speaker 1: my name as well. Should I find my own lawyer

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Speaker 1: and if I need one, what kind do I need.

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Speaker 1: I have an account and I've used for years, but

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Speaker 1: this doesn't seem like an account's problem, but a law one.

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Speaker 1: And there's an update, mostly good news. I worked with

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Speaker 1: my dad and got my own lawyer. I got the

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Speaker 1: timeline of my shares wrong, but it comes out to

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Speaker 1: the same amount. What my brother and I inherited from

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Speaker 1: my grandmother was originally part of my grandfather's portfolio. He

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Speaker 1: was the one that was savvy with money. My grandmother

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Speaker 1: looked after it after he died, and she personally set

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Speaker 1: up my brother's account and gave him control of his portion.

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Speaker 1: She did not do the same with mine before she died.

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Speaker 1: I thought she had already set aside the accounts and

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Speaker 1: given up control before passing.

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Speaker 2: Instead, the shares were in her will.

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Speaker 1: And she left everything to my dad with the instruction

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Speaker 1: that we both received fifteen thousand dollars worth, and I

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Speaker 1: get it when I'm old enough to take care of it,

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Speaker 1: and I get my portion when I'm old enough to

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Speaker 1: take care of it. She simply trusted my dad, and

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Speaker 1: my dad did the right thing and set up all

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Speaker 1: the acc house for me and gave me control. Six

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Speaker 1: years ago, my dad put some of his own shares

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Speaker 1: in there as well. For an extra leg up. My

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Speaker 1: dad said he chewed out my brother last year when

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Speaker 1: he asked my dad for money, and Dad had supported

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Speaker 1: him several times throughout the years.

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Speaker 2: And got to the point where he'd had enough.

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Speaker 1: My brother found out that I still had my investments

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Speaker 1: because my dad used me as an example of how

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Speaker 1: he should handle his money. So Dad accidentally ratted him out,

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Speaker 1: and then he started this whole scheme to like come

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Speaker 1: after him.

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Speaker 2: Wow.

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Speaker 1: Crazy. According to all the info, my lawyer tells me,

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Speaker 1: I'm in the clear. Whoa hey, and we won't even

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Speaker 1: get to court because my brother's girlfriend was only a

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Speaker 1: legal secretary yo, I say was because the firm she

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Speaker 1: worked for apologized and informed my lawyer she was terminated immediately.

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Speaker 2: So not only is it like completely just for nothing,

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Speaker 2: she even got fired. Wow, dude, totally appear life here.

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Speaker 1: The letter I received from them had edited to put

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Speaker 1: her name in a position higher up than it should

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Speaker 1: have been, and some contact info that had been changed.

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Speaker 1: A week after she was fired, my brother visited me

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Speaker 1: begging for money. His girlfriend is in serious debt and

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Speaker 1: took a chance on scamming cash for me and lost

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Speaker 1: I feel awful rejecting my own brother over and over.

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Speaker 1: And if he hadn't involved his girlfriend needing the amount

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Speaker 1: of money well into five figures, I would have given

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Speaker 1: him some money. The next morning I found all my

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Speaker 1: tires had been slashed.

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Speaker 2: Screw him. I don't feel bad anymore.

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Speaker 4: He Oh my god, this brother sucks slash all our tires?

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Speaker 2: How that's how? You know? Like he clearly just like

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Speaker 2: does his care. He doesn't care.

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Speaker 1: He's he's living a completely irresponsible life and he just

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Speaker 1: he just is selfish and.

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Speaker 4: Just wants what he and he thinks anythings, everyone will

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Speaker 4: pick up the slab. Wow, that was crazy, dude. Damn fuck.

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Speaker 4: I'm still blown away on the apple Stock thing that

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Speaker 4: invested apple Man, absolutely insane.

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Speaker 1: If you like this story, check out this one where

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Speaker 1: the dad tries to get his own child's inheritance.

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Speaker 2: Nah, good luck. Nope