Speaker 1: Hey, hey, hey, and we're back. You guys know you
Speaker 1: missed that. Hey hey, hey, Mandy specifically requested.
Speaker 2: That I brought it. Did I bring it back?
Speaker 3: It's not Brown aditiongot but hey, hey, hey, and.
Speaker 2: We're back back back back, back back back.
Speaker 3: So this is the last show of twenty sixteen, I
Speaker 3: mean fifteen. Whoa, whoa.
Speaker 1: So you're dropping the gun there. Wow, that's crazy. So
Speaker 1: how long how many months has it been? I feel
Speaker 1: like we've been doing this for like forever and then
Speaker 1: not forever at the same time.
Speaker 3: For four it's been four months.
Speaker 2: Wow, we're so young.
Speaker 3: We're going to go into the new year stronger than ever.
Speaker 2: I believe that.
Speaker 3: Thank you guys so much for sticking with us. And
Speaker 3: before we get the show started, I wanted to do
Speaker 3: a special since everyone has resolutions, I feel like Brown
Speaker 3: Ambition Podcast, this is a great time for you to
Speaker 3: give us your feedback so then we can make the
Speaker 3: show even better in twenty sixteen, right, twenty sixteen, twenty sixteen,
Speaker 3: because we've sort of been flying by the seat of
Speaker 3: our little brown pants. Yeah yeah, and just sort of
Speaker 3: like feeling things out and trying to get a structure,
Speaker 3: and we want to know what you guys like and
Speaker 3: what you don't like. Yeah, sure, so send us your thoughts.
Speaker 3: Tweet us at the BA podcast, email us at Brown
Speaker 3: Ambition Podcast at gmail dot com. Let us know what
Speaker 3: you like, what you don't like. Do you want more interviews?
Speaker 3: Do you want more certain kinds of tips? I don't know, tip,
Speaker 3: what do you think?
Speaker 2: I mean?
Speaker 1: You know, I think we're rocking socking, but I mean,
Speaker 1: if you have things that you'd like us to do,
Speaker 1: you know, like, for example, I forget the THEBA listener
Speaker 1: that said, you know, I'd love for you to share
Speaker 1: like your favorite books when feasible, and so I think
Speaker 1: that's a great, you know tip.
Speaker 2: So we're always open to doing better.
Speaker 3: But the theme for today's show may get to it anyway.
Speaker 3: For the tip section especially, it's going to be all
Speaker 3: about getting your money right in twenty sixteen, which ties
Speaker 3: in perfectly with Tiffany's new venture, well not new old
Speaker 3: new venture, yeah, which he'll tell us all about later. Yup. So,
Speaker 3: without further ado, let's talk about what's buzzing buzzworthy.
Speaker 1: Well, I kind of want to crack it open with
Speaker 1: so Japan apparently denied women they were championing, or they
Speaker 1: were fighting for a law to be able to maintain
Speaker 1: their surname, basically their last name, just like here in America.
Speaker 1: You know, if I get married a superman, I'd be
Speaker 1: Tiffany Smith. In Japan, they're saying no, that couples must
Speaker 1: keep must have the same last name. I mean, to
Speaker 1: be fair, they don't say that the women has to
Speaker 1: take the man's name. The man can take the woman's name.
Speaker 1: But we all know how that goes down. So what
Speaker 1: do you think about that? About changing your name? Because
Speaker 1: I know, you know, Mandy's newly engaged.
Speaker 2: What do you think? What are you gonna do? You decided?
Speaker 3: You know what surprised me is, Yeah, well, I know
Speaker 3: it would be weird saying my last name with my
Speaker 3: fiance's last name together, So I'm not down with the hyphenated. Okay,
Speaker 3: there's nothing that goes with Woodruff really, It's kind of
Speaker 3: like it's like one of those weird colors. It matches nothing.
Speaker 3: But you know what, I'm a writer and I've been
Speaker 3: writing with under Mandy Woodruff for how many years now,
Speaker 3: almost a decade, So I feel like I'm definitely gonna
Speaker 3: keep my name professionally I honestly haven't figured out what
Speaker 3: I'm going to do. I don't even know if it's
Speaker 3: important to my fiance what I do, but I have
Speaker 3: I've talked to my girlfriends who have gotten married, and
Speaker 3: some of them said that their husbands cared more about
Speaker 3: them changing their name on Facebook than they did like
Speaker 3: doing it on their license and so you know what
Speaker 3: I mean, like the real stuff that they were just
Speaker 3: they cared about their friends knowing and like seeing that
Speaker 3: they hyphenated or changed their last name.
Speaker 1: But okay, yeah, I never thought about that, because you're right,
Speaker 1: because since both of us do things that require you
Speaker 1: know that so publicly, and we're known for those things,
Speaker 1: I likely will keep my last name or at the
Speaker 1: very least hyphenated, just because by then I've built a
Speaker 1: whole brand around my name, you know.
Speaker 3: Yeah, And I think that I feel like especially women
Speaker 3: in America, I think that we're so we just think
Speaker 3: differently about the importance of having you know your spouse's
Speaker 3: last name. I mean, maybe, if you're doing it, it's
Speaker 3: like for romantic reasons or I mean, honestly, it's your choice,
Speaker 3: but I don't see the need necessarily at least, and
Speaker 3: I think it can even hurt you professionally in some cases,
Speaker 3: especially if you're building a brand.
Speaker 2: Mm hmmm. I agree for sure.
Speaker 3: Cocacoola wouldn't change its name if it marries PEPSI.
Speaker 2: Yeah, I mean, but look at Beyonce Beyonce card Knowles.
Speaker 3: But she's Beyonce. And Plus I was like, I'll do
Speaker 3: this for you Jay, just say, you know what I mean,
Speaker 3: Like she was probably doing it for him. She didn't
Speaker 3: need his last name.
Speaker 1: To like, look at Kim Kardashian, people don't really call
Speaker 1: her like, it's not like Kim really West, you know.
Speaker 3: I mean, and that's the hyphenated thing too. It's not
Speaker 3: like she's changing. I think what really matters is what
Speaker 3: you know, the kids are probably going to have the
Speaker 3: husband's last.
Speaker 2: Night, Oh for sure, Yeah, for sure.
Speaker 1: I think that's what you're right, That's what really matters,
Speaker 1: Like for most men, I would assume.
Speaker 3: Plus, it's a pain in the butt to like change
Speaker 3: your last name. Yeah, my mom's been divorced like more
Speaker 3: than once. I'm not going to call her out, but
Speaker 3: it's just like, damn it again. Sometimes I still call
Speaker 3: her by my dad's last name, which has been like
Speaker 3: how many years eighteen years. I'm like missus Woodruff. Good boy.
Speaker 1: You know I changed my name when I was nine.
Speaker 1: My name is not originally Tiffany. I picked Tiffany.
Speaker 2: Did I ever tell you that?
Speaker 3: Yeah?
Speaker 1: You have.
Speaker 3: We talked about that. Well, no, we should. Yeah, I
Speaker 3: talk about it a little bit because that's common among
Speaker 3: a lot of immigrant families, right, you come to the
Speaker 3: US and you change. Yeah.
Speaker 1: So I was born here in America, but my father
Speaker 1: and mother thought that they were going to raise us
Speaker 1: in Nigeria. So I had a Nigerian name on my
Speaker 1: birth certificate. It was Adochi. So my name was Adochi Alice.
Speaker 1: And then after staying here for a number of years
Speaker 1: and Nigeria just was not doing well, so my father
Speaker 1: was like, you know what, actually, we'll just stay here.
Speaker 1: And so we were moving to a town with hardly
Speaker 1: any brown people. So we were living in like kind
Speaker 1: of like a multicultural town in New Jersey. And then
Speaker 1: we were moving to a town that was largely like Jewish,
Speaker 1: and he was like, you know what, in the effort
Speaker 1: to fit it in, fit in, how about you go
Speaker 1: ahead and pick yourself an American name. And at the
Speaker 1: time I didn't realize the significance. All I thought at like,
Speaker 1: I think was I nine year? Like nine, was like, whooo,
Speaker 1: I get to pick my name.
Speaker 3: And so first I kids dream, I feel like I
Speaker 3: know it is.
Speaker 1: So I was like, ooh, I totally want to be Jenny,
Speaker 1: can you imagine?
Speaker 2: And he was like yeah no.
Speaker 1: And then I was like what about Renee and he
Speaker 1: was like yeah. And then I've always liked the name Tiffany.
Speaker 1: Actually it was between Tiffany and Symphony. Why Symphony?
Speaker 2: Why? Thank god?
Speaker 3: Symphony?
Speaker 2: Yes, just because I'm nine. I mean I'm nine.
Speaker 3: Sounds like a princess's name.
Speaker 2: Yeah, I can see.
Speaker 1: And so Tiffany was a go. And literally it took
Speaker 1: me two years to get acclimated to the new name.
Speaker 1: People would call me and I'd look at them like
Speaker 1: who are you talking to?
Speaker 2: Oh? Right, that's me.
Speaker 1: People would call the house and my mom and my
Speaker 1: dad and my sisters would be like, there's no Tiffany here.
Speaker 2: Oh that's right because we all changed our name. So
Speaker 2: it was a very confusing time.
Speaker 3: But yeah, you like, forget your sister's name, new names
Speaker 3: for sure.
Speaker 1: So when someone called me adochi, Like if I'm like
Speaker 1: out in public and someone says Hey, Adochi.
Speaker 2: I know, like, whoa, you really know me?
Speaker 1: You've known me before I was nine, So it's strange
Speaker 1: when someone calls me that, because even my dad called
Speaker 1: me Tiffany now, which is weird, Like this has been
Speaker 1: the last few years, you know, because I just grew
Speaker 1: up being called Adochi by my family and friends. So yep,
Speaker 1: that's my name change story.
Speaker 3: I didn't know I had a lot of African friends.
Speaker 3: I knew I had a lot of black friends, but
Speaker 3: not like of Africa, you know, moved here from Africa
Speaker 3: until I got to college and like like, oh hi Simeon,
Speaker 3: Oh no, no, I don't go by Simon anymore. My
Speaker 3: name is Obina or something like that. I'm like, oh, okay,
Speaker 3: they all dropped their American names when they got to college.
Speaker 2: I tried that.
Speaker 1: I'm not gonna lie. I tried A girl was too hard.
Speaker 1: Everybody was messing up Adochi like crazy succi ado I
Speaker 1: was like, you know what, actually, just call me Tiffany again.
Speaker 1: I tried to go back to Africa as well. I
Speaker 1: remember that time.
Speaker 3: Well, your name is so important, and I feel like, yeah,
Speaker 3: whether you keep your lot, your husband's or your wife's surname,
Speaker 3: or whatever. It has to work for you. But it's
Speaker 3: unfortunate that people in Japan don't even have the choice,
Speaker 3: you know, yeah, it is. Well, I saw something else
Speaker 3: that was pretty interesting, I think from overseas well and
Speaker 3: also America. Remember how there's been all this like controversy
Speaker 3: over how black women in the military.
Speaker 2: Wear their hair, Yes, I remember, so recently.
Speaker 3: The Marines have made it possible. I don't know what
Speaker 3: legal is the right term, but now female Marines can
Speaker 3: wear their hair and locks and twists, which is huge.
Speaker 3: You know, this is a this is a huge one
Speaker 3: I think for women in the military and just for inclusiveness.
Speaker 2: You know.
Speaker 1: Yeah, that's so dope because you know, I have locks
Speaker 1: that I've had locks for like it's been seven years,
Speaker 1: maybe a little bit longer, and so I love that
Speaker 1: and just just so beautiful.
Speaker 3: What's beautiful, too, is just the photos. I'm looking at
Speaker 3: this article on huff Post and it's nothing but like
Speaker 3: photos of badass black woman with locks and dreads and
Speaker 3: like twists and braids after another doing like amazing. You
Speaker 3: never see these kind of images of like black women
Speaker 3: in combat. This is awesome.
Speaker 2: Ooh, I have to go look.
Speaker 1: But Verines you know, in alignment with that. Have you
Speaker 1: heard about the She's missed Jamaica or missus Jamaica. I
Speaker 1: never know how it starts when it comes to the
Speaker 1: beauty contest. So she's in line to be Miss World.
Speaker 1: I guess that's the or Miss Universe? Is it Miss World?
Speaker 2: No Miss World? So she's going to be in.
Speaker 1: That competition, and she has locks, and she's like the
Speaker 1: first contestant to ever have locks in the Miss World competition,
Speaker 1: and she is dropped dead gorgeous.
Speaker 3: I feel like we could call twenty fifteen the Year
Speaker 3: of the Locks at this point, because we had has Zendaiya, Yeah, gorgeousness.
Speaker 3: What was that the Golden Globes with the Grammys or
Speaker 3: something like that, where she came out with the locks
Speaker 3: and all that all that press for the e entertainment
Speaker 3: like host too called her out for the dreads or whatever,
Speaker 3: like all that bad press for that entertainment. Host it
Speaker 3: wonders for Zendia, I feel like it did. And then
Speaker 3: we had Ava Duverne's Barbie Dolls.
Speaker 2: Yes, yes, beautiful hair.
Speaker 3: Now the military is rising up.
Speaker 1: Exactly, and now we have this Missworld contestant rocking her locks.
Speaker 1: You're right, it is the Year of the locks.
Speaker 3: It is. Maybe I should re examine the lord ones.
Speaker 3: I need help because I'm in a bad situation right
Speaker 3: now with my transition.
Speaker 2: Oh my god, that transition is serious.
Speaker 1: I'm so glad I'm half that stage because my locks
Speaker 1: just make my life so much easier.
Speaker 2: I don't have to do nearly as much work as
Speaker 2: when I had my hair out.
Speaker 3: I'm giving myself one more year, and if it doesn't
Speaker 3: work out by then, I'm just like, I don't know
Speaker 3: what I'm gonna do.
Speaker 2: You can always buzz it.
Speaker 1: No, that would look crazy. Well no, because I know
Speaker 1: some girls who like they look amazing with like the
Speaker 1: buzz cut.
Speaker 2: Oh my gosh.
Speaker 3: You know, hair is really important. When we've talked about
Speaker 3: this before, hair and also just like how you present
Speaker 3: yourself in the workplace. And I feel like calling this
Speaker 3: year the locks. All the more people see images of
Speaker 3: women with locks, braids, whatever twists, natural hair, the more
Speaker 3: accepted'll be and they won't ever be a question of
Speaker 3: like you know that young girl who was kicked out
Speaker 3: of school and Mosada, Yeah, that won't happen because people
Speaker 3: will be used to seeing it. Ah.
Speaker 2: The joints of being a brown girl with natural hair.
Speaker 3: And lastly, well, just to go to the last sort
Speaker 3: of topic, it doesn't really have like, you know, a
Speaker 3: money slamt, but I feel like every brown woman can
Speaker 3: relate to this. So apparently Mark Jacobs has a line
Speaker 3: of makeup, like as every major brand does, and they
Speaker 3: sent this prominent beauty blogger like a kit of all
Speaker 3: their new foundations and it was kind of it's comical
Speaker 3: but then also sad. But it's like twenty two different
Speaker 3: shades of foundation, and two or three of them are
Speaker 3: for anyone, you know, a shade a shade or too
Speaker 3: darker than like lily white. Yeah, and definitely not for
Speaker 3: anyone who's dark skinned. And people were sort of you know,
Speaker 3: people were rightfully so I think calling them out, but
Speaker 3: I know I shouldn't be surprised because this is obviously
Speaker 3: a well known issue that there's just not enough variety
Speaker 3: of color. But I feel like even now, like come on.
Speaker 1: Yeah, And the thing is, you know what's so crazy
Speaker 1: as a designer, like if you had any sense, you
Speaker 1: know that women of color really buy so much, like
Speaker 1: they spend so much money.
Speaker 2: In the beauty in the streets.
Speaker 1: Yes, I mean like, so even if you're just like,
Speaker 1: you know what, it's a financial thing.
Speaker 2: I mean, hello, Like.
Speaker 1: It's just so crazy to me because you're right Like
Speaker 1: I used to when I first started wearing makeup, like
Speaker 1: in high school, like going to like you know, writing
Speaker 1: or wherever.
Speaker 2: It was just like so.
Speaker 1: Cause I'm brown, I'm not like, oh, you know a
Speaker 1: little bit coco. No, No, I'm just straight brown. So
Speaker 1: it's difficult to find things that were my shade. Even
Speaker 1: now it's difficult.
Speaker 3: No, I'm looking on Sephora right now, the darkest shade.
Speaker 3: The two of the last three dark shades are the
Speaker 3: only ones that are sold out, the only ones that
Speaker 3: tells you that people are hungry for this, Like why
Speaker 3: you this is a bad this is bad marketing upon
Speaker 3: or not marketing, but like business strategy upon upon their
Speaker 3: uh their they're what am I? What word am I
Speaker 3: looking for?
Speaker 2: I don't know, Like whoever made these chorices? A plague
Speaker 2: upon their house?
Speaker 3: Drinking some mold wine? Right now, I think it's getting
Speaker 3: to me.
Speaker 2: Yeah, I'm just gonna say, a plague upon your house,
Speaker 2: mark your foundation, kids, Yes, a plague upon your founday.
Speaker 3: You have Russia's and xits for us.
Speaker 2: So hopefully, like you know, I'm sure, just he better.
Speaker 1: Just hope black Twitter doesn't get a hold, because you know,
Speaker 1: Mark doesn't want to get dragged. So that's it for Buzzworthy.
Speaker 1: Right now, It's time for breaking time. It's breaking time.
Speaker 3: Break it down for me.
Speaker 2: Yes, it's breaking time. You it's breaking time. Say what,
Speaker 2: it's breaking time, Say what. It's break break break, breaking time.
Speaker 2: Somebody is gonna get on me like Tiffany, stop it.
Speaker 2: I don't care.
Speaker 3: It's a little sh had a long day I did.
Speaker 3: How long day? You guys?
Speaker 1: I am loopy and it's the only thing keeping me up,
Speaker 1: So bear with me. You'll be fine.
Speaker 2: No sanity, hate mail.
Speaker 3: Well, it's the holiday season. Obviously. I cannot believe Christmas
Speaker 3: is only five days away. I know, but I can
Speaker 3: believe how much in pain I am from my credit
Speaker 3: card bill. Break. Yeah, I'm taking a brown break from
Speaker 3: my credit card. This happens every year, though I need
Speaker 3: to take a little break, even though I save up
Speaker 3: for Christmas every year, just the actual act of racking
Speaker 3: up all those charges, you know, because I spend more.
Speaker 3: I spend more money in the month of December than
Speaker 3: I do at any other time during the year for
Speaker 3: the holidays. So for January, I'm going to go on
Speaker 3: a little like you know, you'll do detoxing or like
Speaker 3: a body cleanse. I'm going to go on. I'm going
Speaker 3: to go on a money cleanse.
Speaker 2: I like that.
Speaker 3: I'm just gonna leave the plastic at home. I'm going
Speaker 3: to get back to cooking in the kitchen. I've been
Speaker 3: so busy. I've been ordering seamless, you know, using my
Speaker 3: meal service and stuff. So I'm just going to get
Speaker 3: back to back to basics and hopefully recover slowly.
Speaker 2: Take the IVY out of your the credit card IVY
Speaker 2: out of your arm.
Speaker 3: I will be taking my rewards points though those are
Speaker 3: coming handy, Oh.
Speaker 1: Yeah for sure, Yeah, yeah, yeah, I don't honestly if
Speaker 1: you aren't using your credit card and not getting rewards honestly, honestly,
Speaker 1: I'm like looking at the screen, like, honestly, stop, like,
Speaker 1: don't have a card and not have rewards, whether it's
Speaker 1: cash back, whether it's flight miles, gas. If you're gonna
Speaker 1: use your card, you might as well make money on money.
Speaker 1: That's like shopping online and not using like like a
Speaker 1: yeah yeah, not using groupon or not at least checking
Speaker 1: like a retail me not or not shopping through portals
Speaker 1: like you promise to say, hey can I get cash back?
Speaker 1: Like it doesn't make sense honestly now not to shop
Speaker 1: with kind of like this added edge when those edges
Speaker 1: are free.
Speaker 3: You know, you know a lot of credit card companies.
Speaker 3: When I first got my very first credit card in college,
Speaker 3: there was no crazy reward programs like there are today.
Speaker 3: But I went back and I was like, do you
Speaker 3: have can you upgrade me to the next level or whatever?
Speaker 3: And they're like, oh, yeah, ease. They tried to yes,
Speaker 3: you know, a cash rewards card just because I asked,
Speaker 3: And there was no credit check, no, none of that
Speaker 3: kind of stuff. So it's easy, but just be careful
Speaker 3: with those, Like I would say, this is the time
Speaker 3: of year where there's a lot of bonus offers. You know,
Speaker 3: sign up now, I'm go'll give you fifty thousand miles.
Speaker 3: I don't have to do is spend two thousand dollars
Speaker 3: in the next month.
Speaker 2: No, I don't do those.
Speaker 1: I just say, like, like you said, Mandy, same thing.
Speaker 1: Like I had a car since I was eighteen. I
Speaker 1: didn't know like that I could have been getting like,
Speaker 1: cause you're right, they had none of these rewards. And
Speaker 1: then maybe like two or three years ago, like I
Speaker 1: was talking to them on the phone about some charge
Speaker 1: and then she casually mentioned, like, you know, we can
Speaker 1: make this a travel card. And I was like what,
Speaker 1: I tried to get all this stuff retroactive.
Speaker 2: And she was like yeah. Now.
Speaker 1: Meanwhile, I'm like, what I had I spent enough money
Speaker 1: in ten years to get like, you know, so many
Speaker 1: different flights.
Speaker 2: But yes, if you have an old card, go see that.
Speaker 1: If they are rewards attached to it, they're not taking
Speaker 1: advantage of because you might have some money sitting there,
Speaker 1: or you might could just transfer it over and make
Speaker 1: it a travel card, a travel or a rewards card.
Speaker 1: So yeah, that's good. To take a brown break. I'm
Speaker 1: like the opposite of you. So I'm taking a brown
Speaker 1: break just from Christmas shopping, which is strange because I
Speaker 1: have yet to do it.
Speaker 3: Oh, we're just trying to avoid the problem.
Speaker 2: Yes, honestly.
Speaker 1: So I took off Tuesday, which is what two days
Speaker 1: before Christmas, the day before Christmas E And I'm like,
Speaker 1: I'm gonna go Tuesday morning and I'm dreading it. I
Speaker 1: hate Christmas shopping, So I'm not gonna lie about three
Speaker 1: of you listening, my friends. You're gonna getting stuff that's
Speaker 1: came from my closet that I've gotten over the year
Speaker 1: in swag. I'm like, oh, this is nice Christmas gift
Speaker 1: for you. You won't know who it is, though, so no judgment.
Speaker 1: But other people, honestly, I'm like, oh my god, I
Speaker 1: hate grey Christmas shopping. So I'm just gonna go Tuesday
Speaker 1: and just trying to knock it out. But I spent
Speaker 1: no money on Christmas. I should have ordered online, but I.
Speaker 3: Just hey, Amazon dot com still has two days if
Speaker 3: you have Prime.
Speaker 1: Yeah, I do have Prime, and I'm like I ordered honestly.
Speaker 1: So one thing I did get, like Superman and Supergirl, Well,
Speaker 1: Supergirl wanted a fitbit, which obviously she does not need
Speaker 1: because I'm like, what do you need a fitbit for
Speaker 1: You're not, So instead I got her, like, you know,
Speaker 1: like one of these little like fake fitbits because she
Speaker 1: does no name brands for like thirty bucks versus a
Speaker 1: fitbit for eighty.
Speaker 2: So I did get her that. So she's gonna be so.
Speaker 1: Excited like it's a fitbit. I'm gonna say sure, and
Speaker 1: then her mom, Supergirl's mom.
Speaker 2: She's awesome. I call her Supermom. She's super dope.
Speaker 1: So she wanted a fitbit, so together, Superman and I
Speaker 1: got her an actual fitbit for Christmas. So that was
Speaker 1: like one of the few things. I ordered it yesterday
Speaker 1: and they came today. I was like, go ahead, Amazon.
Speaker 3: Prime, Oh you got that for Superman.
Speaker 2: I got that for a super super Mom.
Speaker 3: That's Supermom, okay, because she's.
Speaker 1: So nice and she's so dope. She's just such a
Speaker 1: great mom and like just we get along so great.
Speaker 1: So we're kind of like a blend. Not kind of,
Speaker 1: but we're like a blended family. So Superman has a
Speaker 1: daughter who's nine with super Mom, who were the same age.
Speaker 1: She's thirty six, just like me and super super cool. Honestly,
Speaker 1: we're like to our birthdays. Yeah, we're like two days
Speaker 1: apart our birthdays. And she's just honestly sometimes like he'll
Speaker 1: lead to do something and come back and be like
Speaker 1: you guys are still here talking Like we have such
Speaker 1: similar personalities. I'm like, ah, I see your type. She's silly,
Speaker 1: she's fun. Like, if there's any ever issue with Supergirl,
Speaker 1: we all sit down and talk about it as a family,
Speaker 1: like what's going on? So, yeah, it's just been a
Speaker 1: great experience with her. So I wanted to make sure
Speaker 1: we got her something nice from for Christmas. So she's
Speaker 1: getting her fitbit.
Speaker 3: I hope she doesn't listen.
Speaker 2: I know, right, I'm like great, I mean, sid, you're
Speaker 2: not getting that.
Speaker 3: I got my family fitbits throughout the entire past year.
Speaker 3: It's it's become really fun.
Speaker 2: Really oh yeah, maybe I'll get one.
Speaker 3: You become addicted to it, then you get really competitive.
Speaker 3: Then it takes over of your life. Like there are
Speaker 3: days when I'm like, why should I go to the
Speaker 3: Like I'll leave the house without it, and I'm like,
Speaker 3: what's the point of walking? Now? It doesn't even count?
Speaker 2: You know?
Speaker 3: Is that amazing? You have these crazy thoughts?
Speaker 2: Oh my god, you know what, You're gonna have to
Speaker 2: take a brown break from fitbit.
Speaker 3: So you know, I've gone through in my dark fitbit time.
Speaker 3: I'm healthy now, I've recovered. My dad is I got
Speaker 3: my dad one for this past birthday and he's now
Speaker 3: he's like, Mandy, why don't you Because you can join
Speaker 3: like weekly challenges, huh. You can compete against your friends
Speaker 3: in one little group and he's like, you haven't. You
Speaker 3: haven't accepted my weekly challenge this week where you been.
Speaker 2: I love that though, Oh that's actually really cute. Maybe
Speaker 2: I'll do that.
Speaker 3: Maybe I'll do my sister idea. I mean it's better.
Speaker 3: You know, at least you're gonna encourage people to be moving,
Speaker 3: even though it can get pretty dirty.
Speaker 2: Yeah. No, I like that.
Speaker 1: So people are like, oh, so you're running in place.
Speaker 1: You're running in place exactly.
Speaker 3: I came home one night and I like, I was like, nine,
Speaker 3: you have to get ten thousand and hit your goal.
Speaker 3: You know, you can set whatever goal you want, but
Speaker 3: ten thousand and then it like blinks at you and
Speaker 3: buzz is all exciting. And I was really close. So
Speaker 3: I just like walked in circles around the apartment like
Speaker 3: a crazy person.
Speaker 2: I love that, though, But you get your exercise.
Speaker 3: Crazy, Yeah, I guess. So, So what's what's your brown
Speaker 3: break tip?
Speaker 2: So that's why bron bake. My brown bake is.
Speaker 3: Yeah, duh, they blended. So they blended so seamlessly.
Speaker 2: To cat, No, they did. Your brown break is spending
Speaker 2: for Christmas shop and mine is Christmas shopping in general.
Speaker 3: Just spending in general. Actually, yeah, I need a little
Speaker 3: little break break.
Speaker 2: Are we onto winds Now? We're gonna do some tips
Speaker 2: right and tips.
Speaker 3: So I thought it would be great since Tiffany has
Speaker 3: this amazing annual challenge starts every January, perfect time, like,
Speaker 3: if you are dedicated to getting your money right in
Speaker 3: twenty sixteen, Tiffany has the challenge for you.
Speaker 1: Yes, it is called the Live Richer Challenge Richer like
Speaker 1: money and you can sign up at Live Richer Challenge
Speaker 1: that net Any Tea And so the way the challenge
Speaker 1: works is, honestly, it's kind of my way to give
Speaker 1: back to my girls, because so many women would hit
Speaker 1: me up around the country and they'd be like, oh
Speaker 1: my gosh, Tiffany, I need help with budgeting, I need
Speaker 1: help with savings, I need help with my credit. And
Speaker 1: I couldn't physically, obviously be everywhere, and I couldn't answer
Speaker 1: every single question. And so teacher I'd heard, I was
Speaker 1: a school teacher for over ten years, and I thought, well,
Speaker 1: what if I create some sort of like program, some
Speaker 1: sort of like classroom but virtually online. And so twenty
Speaker 1: fifteen was the first big launch and my goal was
Speaker 1: ten thousand women and we hit twenty thousand women and
Speaker 1: collectively we saved over four million dollars and paid off
Speaker 1: over half a million dollars worth of debt. And I
Speaker 1: was super excited, and I was like, woo hoo, and
Speaker 1: this feels really good when like other women, brown women,
Speaker 1: not brown women, all kinds of women will come up
Speaker 1: to me and say thank you so much.
Speaker 2: I took my daughter on vacation for the first time.
Speaker 1: Or one woman told me I've never paid a bill
Speaker 1: on time ever in my adult history.
Speaker 2: I'm on time now.
Speaker 1: And so just to see that shift in women in particular,
Speaker 1: and so I said, you know what, I'm going to
Speaker 1: do it again.
Speaker 2: January coming up.
Speaker 1: And so we have the new Live Richer Challenge that
Speaker 1: starts in January, the first Monday in January, January fourth.
Speaker 1: But sign up now because you get all these free
Speaker 1: goodies if you sign up early and again it's free.
Speaker 1: And this one is really focusing on saving and abundance.
Speaker 1: And so I chose savings because every challenge, I was
Speaker 1: asking all these questions, like, you know, well, what are
Speaker 1: your challenges, what's going on? Like what are you having
Speaker 1: difficulty with? And the number one thing that women would say,
Speaker 1: hands down was I can't save. So I was like, well,
Speaker 1: let me teach you how to do it. So the
Speaker 1: way the challenge works is you sign up at Live
Speaker 1: Richer Challenge dot net. Then once the challenge starts, every
Speaker 1: day for twenty two days, you get one small easy
Speaker 1: task delivered to your inbox that says, hey, do this small, easy,
Speaker 1: actionable thing. And then you're not alone because I created
Speaker 1: this private Facebook group that you could report back to
Speaker 1: if you're part of the challenge, and there are literally
Speaker 1: thousands of women there who are there to support you,
Speaker 1: encourage you, hold your accountable, and answer any possible financial
Speaker 1: question you have, and the supporting, loving environment because I
Speaker 1: do not allow negativity, negative post comments that people are
Speaker 1: deleted immediately, and so you can ask. I mean, we've
Speaker 1: had women say stuff like I'm in a homo shelter,
Speaker 1: what should I do? I can't pay my mortgage? What
Speaker 1: should I do? There's no shame in that group. And
Speaker 1: so you could come there and report back and ask
Speaker 1: questions during the challenge and throughout the year and just
Speaker 1: receive like support. It's like my favorite, It's like my
Speaker 1: Sometimes you have things that are like your heart's work.
Speaker 1: Like I said, I don't get paid off the challenge.
Speaker 1: It's really just like my heart's work. It's just something
Speaker 1: that I've done that has grown. And we're at nearly
Speaker 1: fifty thousand women for the new challenge. And just to
Speaker 1: know that there are fifty thousand women out there in
Speaker 1: the world, and we're at seventy one countries as of
Speaker 1: yesterday out there in the world who are collectively working
Speaker 1: together to make our lives better using money as a tool.
Speaker 1: And so yeah, it's just like, you know, just.
Speaker 2: A little something I like to get back to my folks.
Speaker 2: So hopefully some of our BA podcasts. Honestly, I know
Speaker 2: some of you guys are listening because so we call
Speaker 2: ourselves Dreamcatchers. Mandy's in the group too, So Dreamcatchers are
Speaker 2: the people who are part of this challenge group, and.
Speaker 1: So a ton of you listen. So I want to
Speaker 1: shout out to my dcs, my dream Catchers.
Speaker 2: Woo woo.
Speaker 1: You know, we turn up, Mandy, however, you can tart.
Speaker 1: So we challenge rat party fun. Yeah what I remember
Speaker 1: you told me, Mandy, like, how is this the financial party?
Speaker 2: We're doing the wobble?
Speaker 1: We had so much fun, honestly, and so to me,
Speaker 1: money can be fun. Finance can be fun. It doesn't
Speaker 1: have to be this dry boring thing. It could be fun,
Speaker 1: it could be exciting.
Speaker 3: Well obviously if you're involved, it's not gonna be a dry,
Speaker 3: boring anything, nothing but fun, you guys. And I'm not
Speaker 3: even I don't really I'm not active in the dream
Speaker 3: Catchers group, but I love reading all the posts and
Speaker 3: like and I feel like people get like that's even
Speaker 3: like ninety percent of the benefit. It's just having this
Speaker 3: community of women and uh, just to go to afterward
Speaker 3: and just to affirm what you're doing and to support you.
Speaker 3: It's it's a beautiful thing. Especially on the internet can
Speaker 3: be quite like a dark and a dark and not
Speaker 3: very supportive place. Sometimes it's such as it feels like
Speaker 3: a really safe place for people to better their finances.
Speaker 3: I love I'm excited for it. I wish i'd had
Speaker 3: this five years ago when I was a hot mess.
Speaker 2: I'm like, man, I wish I had.
Speaker 1: Because you know what, I find that women work best
Speaker 1: in community. I mean, like, we go to the bathroom together, Okay, we.
Speaker 3: Thrive within community, and there's nothing wrong with that exactly.
Speaker 3: You know, that's why we need more women Tiffany the
Speaker 3: Budget Nesta in positions of an educational position when it
Speaker 3: comes to money, because I feel like we understand how
Speaker 3: women work and so often, like I get every every
Speaker 3: week without a pause, there is a new email saying
Speaker 3: women are not confident about investing. You know, financial firms
Speaker 3: desperate to reach new women. I'm like, you're not reaching
Speaker 3: them because ninety five ninety nine percent of your staff
Speaker 3: is like white men. Yeah, especially and it's not like
Speaker 3: it's nothing against them, Like they just don't speak the language.
Speaker 2: Yeah, they don't.
Speaker 3: They're not going to. You can't teach it. You know
Speaker 3: what you can teach, you know, you can hire more women,
Speaker 3: which would be helpful, get more people like the budget deista,
Speaker 3: you know, in front of your clients, Like that's what
Speaker 3: people are craving, what we need because it's.
Speaker 1: Just a different language said, because there's certain things that
Speaker 1: we say differently, like you know, I mean, like just
Speaker 1: even like how we open with hey, hey, hey, just fun.
Speaker 2: Like I think that men in general are just different
Speaker 2: in the way that they like to receive information.
Speaker 1: You know, women are more open to being vulnerable to
Speaker 1: say like I don't know, or I'm afraid or so
Speaker 1: creating an environment where they can say that it's critical.
Speaker 1: And that's that's really kind of the difference. Because men
Speaker 1: always ask me, can I join the challenge? I feel
Speaker 1: like it should be for men too, and I'm like,
Speaker 1: you could totally join. It's just that in the challenge,
Speaker 1: I'm going to definitely address you like you're a woman,
Speaker 1: but like the principles of like and the tips that
Speaker 1: you're going to be doing, and the tasks they're all
Speaker 1: going to be something that men women. Doesn't matter, you
Speaker 1: could do them. But it's just that the languaging is
Speaker 1: really going to be geared toward women. But as long
Speaker 1: as you don't mind that, I don't turn any men away.
Speaker 1: Of the like fifty thousand, I think we have maybe
Speaker 1: like seven hundred men who've signed up. So yeah, everybody's welcome.
Speaker 3: Yeah. So if you have a partner living with someone, yeah,
Speaker 3: get them involved too. It can be a nice little
Speaker 3: a nice little couple gift. Yeah, people's experience. I'm so
Speaker 3: excited for it. Congratulations, thank Yeah. So everybody's gonna go
Speaker 3: to liberature dot net right now, right yeah, challenge, Oh,
Speaker 3: Liberty Challenge dot I closed the link on the on
Speaker 3: Darnianbition podcast dot com too. So moving on to wins
Speaker 3: we want to end twenty sixteen twenty fifteen. Good lord,
Speaker 3: I know it's like star I saw Star Wars today
Speaker 3: and I feel like I'm like looking into the future
Speaker 3: now or past press. I don't know, there's like lightsabers. Anyway,
Speaker 3: my brain is fried. So my win for the week
Speaker 3: I have to I'm such a Harry Potter nerd. I
Speaker 3: don't know if I've ever confessed this before you have,
Speaker 3: but it I love. I've just always been like a bibliophile.
Speaker 3: But also Harry Potter means a lot to me because
Speaker 3: my little brother and I like never got along when
Speaker 3: we were growing up until we like connected over the
Speaker 3: Harry Potter world. So it pretty much saved my sibling relationship.
Speaker 3: But it means a lot to so many people, and
Speaker 3: one of the central characters in the book Hermione Granger,
Speaker 3: who for so many reasons has become like a feminist icon.
Speaker 3: She's a badass, she gets in the action, she's smart,
Speaker 3: super smart. It's not all about who she's gonna, you know,
Speaker 3: end up with in the end, although it kinda is.
Speaker 3: But one of the things about the book is that
Speaker 3: if you read the book blind, if you've never seen
Speaker 3: the movies, and you heard the way hermione was described,
Speaker 3: you know, big bushy hair, very curly, unruly. She could
Speaker 3: have been any race, especially African American or like, you know,
Speaker 3: a sort of a mix, like you know, a mix
Speaker 3: of different races. But in the movie they cast her
Speaker 3: as the beautiful Emma Watson, you know, and I love
Speaker 3: Emma Watson. But there's always been this sort of like
Speaker 3: in the Harry Potter fan fiction world, some people have
Speaker 3: made her African American. And I'm so excited because they're
Speaker 3: coming out with a Harry Potter play the Theater in
Speaker 3: London next year, twenty sixteen in the summer, and they've
Speaker 3: cast a South wait South African. Oh my god, my god,
Speaker 3: let me check swat no swa. They cast a black
Speaker 3: actress as hermione. I'm gonna check out where she's from originally.
Speaker 3: But she is a Allaurience Olivier winning actor. I'm pretty
Speaker 3: sure that's the Oscar of theater. Oh yeah, she is
Speaker 3: South African and she moved to England when she was
Speaker 3: a child as hermione, which is like so huge.
Speaker 2: I think so you guys don't even realize.
Speaker 1: Like when when Mandy and I first talked about this,
Speaker 1: she was like literally like nearly pissing her pants. She
Speaker 1: was like hitting the wall. So she is totally calmed down.
Speaker 1: She's turned down for what for a little bit, but
Speaker 1: she is like super geeked. I mean, like, I love
Speaker 1: me some Harry Potter. I have all the books, I've
Speaker 1: read them, but no, man's at another level.
Speaker 3: It's just so incredible because you I feel like some
Speaker 3: people get so stuck in what they've seen already and
Speaker 3: like for I mean, how many iterations, I don't know,
Speaker 3: what movie can I think of has been like remade
Speaker 3: a million times with the same color cast. You know,
Speaker 3: the Star Wars came out, you know, I so honestly
Speaker 3: this weekend, my fiance forced me to watch the first no, yeah,
Speaker 3: the first three Star Wars movies to prepare me for
Speaker 3: the new one that can came out. And I'm sitting
Speaker 3: here like, man, I'm like, where is the brown people
Speaker 3: at There's no brown people in the past, like technically,
Speaker 3: or we were browner in the past than we are now,
Speaker 3: right right, and so you know, and you start to
Speaker 3: miss that sort of thing. And in the new Star Wars,
Speaker 3: though finally they cast prominently a black actor Nigerian man,
Speaker 3: as you know when the central character is not giving
Speaker 3: too much away. So y'all don't like flame me online
Speaker 3: and Nigeria woo whoo exactly. So I just I just
Speaker 3: think it's exciting whenever a fresh pair of eyes from
Speaker 3: a different generation takes a look at an old story
Speaker 3: and just reinvents it and gives it new life. And
Speaker 3: I'm just I'm so this is so dope, and like,
Speaker 3: not only is she being cast as hermione, but I
Speaker 3: already have tickets to Harry Potter or the play in
Speaker 3: London for next October, because that's as soon as I
Speaker 3: saw was coming out, I got my little brother and
Speaker 3: I tickets, so I was already planning to go. And
Speaker 3: now I am like one hundred percent more hype than
Speaker 3: I ever was before.
Speaker 2: It's like, maybe your geek is showing. I can't tell
Speaker 2: you it.
Speaker 3: I bleed red and yellow for gryffindor Oh my god,
Speaker 3: sorry read and god ready go ready, go bad. It's
Speaker 3: my roon. Let me let me be accurate. Oh and me,
Speaker 3: she has a name also. Her name is no Noma
Speaker 3: Duma's Wenny I think I'm saying that or Noma do
Speaker 3: do Meswhenny do mez Wheney.
Speaker 2: Sounds okay, yeah, it sounds like, okay, Noma do Meswinny, that's.
Speaker 3: Beautiful, awesome, so excited for her, cannot wait to see
Speaker 3: the play in twenty sixteen.
Speaker 2: And I'm trying to think, what's my win? I don't know.
Speaker 2: I think my win is just health and happiness. I mean,
Speaker 2: it's the end of the year.
Speaker 1: We look back and I think to myself, all the
Speaker 1: amazing things that have happened just being on this podcast,
Speaker 1: Like this podcast is actually rocking out. Sometimes I forget
Speaker 1: did we walk out? Until someone like randomly on the
Speaker 1: streets like yo, loving the podcast. I'm like, what, so
Speaker 1: that's probably my win.
Speaker 3: I haven't gotten caught on the street yet.
Speaker 2: Man, Well, because people will stop me as like the Budgetnista.
Speaker 3: You're already and you're already like a new is the
Speaker 3: celebrity and.
Speaker 2: No, I'm not quite that.
Speaker 1: But I mean when people saw me as the Budgeonissa,
Speaker 1: sometimes the first thing out of their mouth is really
Speaker 1: the podcast, And so that's probably my win. Like just
Speaker 1: thanking Mandy for like asking me to come on board.
Speaker 1: You were just like, so I'm thinking about doing a podcast,
Speaker 1: you want to do it?
Speaker 3: I was like, okay, no, well thank you. And every
Speaker 3: week we get another show out. I'm always a little
Speaker 3: bit surprised. I'm like, dam this is still happening, because
Speaker 3: you know how many goals you set for yourself and
Speaker 3: they don't ever happen. Yes, and this was one of
Speaker 3: the ones that I really didn't know if it was
Speaker 3: ever going to happen. And it couldn't have happened without you.
Speaker 3: I mean it could have, but it wouldn't have been
Speaker 3: the way it is or as good as it is.
Speaker 3: So thank you so much for joining us, and thank
Speaker 3: you to the listeners. Yes forgetting about. We're getting over
Speaker 3: a thousand per episode now, which is crazy. Oh, I
Speaker 3: like it. This is stuff you been telling your friend
Speaker 3: I know you have, and like I said, we really
Speaker 3: want to make the show you know, as good as
Speaker 3: it can be in twenty sixteen. So if you have
Speaker 3: any thoughts, you know, feel free to you know, critique
Speaker 3: or whatever. Send us what you like, what you don't like.
Speaker 3: Email us at Brown Ambition Podcasts at gmail dot com,
Speaker 3: or yep, tweet us at the BA podcast.
Speaker 2: Or Facebook us.
Speaker 1: Just type in brown ambition and you'll see two brown
Speaker 1: girls like laughing, like, hey, that's us.
Speaker 3: Maybe you should send us your resolution since it's coming
Speaker 3: up on the New year.
Speaker 2: Yeah, I love that. I'd love to read some of them.
Speaker 3: Financial resolution, career resolution, business.
Speaker 2: Resolution, relationship resolutions.
Speaker 3: We always have those.
Speaker 2: Yes, always.
Speaker 1: But I'm happy because Superman changed his profile picture to
Speaker 1: the two of us.
Speaker 2: I said, look at you, because you.
Speaker 1: Know, guys are not sometimes they're not so outrdly like
Speaker 1: lovey dove I mean, well that's not true. He's really
Speaker 1: pretty lovey dovey, but he's not really big on social media.
Speaker 1: And so I woke up in the morning like a
Speaker 1: nice little stretch, rolled over as usual, picked up my
Speaker 1: phone and I was like.
Speaker 2: What what's this? And I was like, oh, so you
Speaker 2: know I had to go and change.
Speaker 3: Mine relationship status.
Speaker 2: I know.
Speaker 1: It's so corny, but it just put a smile on
Speaker 1: my face, like oh, I mean, of course I know
Speaker 1: he loves you, but it's just nice to be like, oh,
Speaker 1: I look at you showing the world.
Speaker 2: So I love when he does that.
Speaker 3: Good job, Superman.
Speaker 2: Now, if only I can get that, are I n
Speaker 2: G wing?
Speaker 3: I feel it coming in twenty sixteen.
Speaker 2: I feel it too.
Speaker 3: Also, you're not being very subtle. I feel like he
Speaker 3: can probably sure you know.
Speaker 2: He's out there, Brad, He's probably like, here we go.
Speaker 3: It's probably like it's probably in his back pocket right now,
Speaker 3: digging an indention into his little button, and he's like
Speaker 3: it's coming. Dang. Just stop talking.
Speaker 2: About Also, have a happy holiday, bandy. I know.
Speaker 1: I'm sure we'll chat before then. But as far as
Speaker 1: BA family is concerned, you guys have awesome holiday if
Speaker 1: you celebrate Christmas, hope you get everything you want and
Speaker 1: everything you need, and happy New Year. Just you guys
Speaker 1: have been great.
Speaker 3: So you guys in twenty sixteen
Speaker 2: Right, I need you out right