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Speaker 1: So before you guys listen to this week's episode, I

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Speaker 1: just want to give a special shout to my home

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Speaker 1: girl little sister Ashley A Young Stage in this Bitch.

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Speaker 1: She helped me with my theme song, I Love my

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Speaker 1: Things song. It is amazing. For those of you that

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Speaker 1: don't know, I was originally from New York when I

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Speaker 1: was raised in Tennessee. So I love a good trap

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Speaker 1: beat and I think my theme song is just so cool.

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Speaker 1: So I cannot wait for us to go on tour

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Speaker 1: and all of us can be in the audience talking

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Speaker 1: and ship. So once again, if you want to reach

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Speaker 1: out to Young Stage, you want her to do your bees.

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Speaker 1: She's super young, super cool, up and coming. I know

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Speaker 1: she got next. Please email me at Hello at the

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Speaker 1: Professional Homebird dot com and enjoy this week's show. Guys. Welcome,

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Speaker 1: you are now listening. Hey guys, welcome to this week's

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Speaker 1: episode of the PhD Podcast. It's your girl, eban A

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Speaker 1: and I'm super excited about this week's episode. Before we begin,

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Speaker 1: please make sure to follow me on Instagram at the

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Speaker 1: Professional Homegirl, at the PhD Podcast, and last but not least,

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Speaker 1: at eban a Beauty. Please keep in mind that all

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Speaker 1: of my guests are anonymous, So let's begin this week's show.

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Speaker 1: So I'm super excited about this week's episode because I

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Speaker 1: am sitting with somebody that heard really great things about

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Speaker 1: and I think her story would definitely be an inspiration

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Speaker 1: to many of us, especially as entrepreneurs and a lot

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Speaker 1: of us who are started from struggle success stories. So

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Speaker 1: my first question is when you first purchased your ticket,

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Speaker 1: you made the mistake and purchased the wrong ticket for

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Speaker 1: the wrong game. I did some research on Um, you

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Speaker 1: wanted the power ball, but instead you receive the Mega million. Yes,

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Speaker 1: tell us about that day. It's crazy. It's been a while,

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Speaker 1: It's almost ten years, and I was living in East

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Speaker 1: New York and I was working at a correctional office

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Speaker 1: at the time. And apparently every moore where I go

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Speaker 1: to work after the newspaper when i'm later early, I

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Speaker 1: have to have the newspaper plus a fruit stack a

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Speaker 1: strawberry raspberry to be exact, and that particle morning, I

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Speaker 1: went there and I noticed the jack park was a

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Speaker 1: little bit Hi. I'm not I'm not a regular lottery player,

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Speaker 1: but if I do going to see the ticket, um,

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Speaker 1: the jack pot is a certain amount I usually bud,

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Speaker 1: and that particular day, not knowing how to play the lottery,

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Speaker 1: I actually said, can I have Mega million? But yet

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Speaker 1: still point on the power ball. So when the gentleman

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Speaker 1: gave me the power ball, I said, no, that's not

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Speaker 1: what I asked. Okay, I'm sorry. I said, that's what

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Speaker 1: I asked for. I asked, are power Ball. There was

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Speaker 1: a gentleman behind me and he wanted to take the ticket,

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Speaker 1: but I said, you know what, I just kissed my

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Speaker 1: seat and I walked out on my way to work. UM.

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Speaker 1: About two weeks later, I just bought a house UM

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Speaker 1: in far Rockaway and I closed at it on the

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Speaker 1: second of September, and I was looking to have somebody

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Speaker 1: help me paid because I didn't have the money to

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Speaker 1: pay to that, and I was asking around at the

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Speaker 1: job and apparently they said it will get back to me.

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Speaker 1: But I was on vacation and I was reading, actually

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Speaker 1: reading the newspaper when I ready, well you didn't find

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Speaker 1: it two weeks later, Oh wow? That it was a

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Speaker 1: following Monday. Oh wow. I was on vacation and apparently

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Speaker 1: I was reading the newspaper. My post and he said,

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Speaker 1: someone from East New York on the lattery. I didn't

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Speaker 1: have the paper because I was net work. So my

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Speaker 1: girlfriend said, I have the old newspaper. You want to

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Speaker 1: see it? And I said, okay, take the number down.

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Speaker 1: I went on my lunch meal and I forgot to

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Speaker 1: check the numberus and I went back more my meal,

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Speaker 1: sit down until we're o'clock when my door ends, and I, um,

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Speaker 1: I sat that a wrong bus, and I said, let's

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Speaker 1: search and I take the ticket off. Now I take

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Speaker 1: ticket on my pocket. And what are the odds of

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Speaker 1: her having the newspaper? That was weird? Right? That was

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Speaker 1: where my name was Desiree Jacob God this sir, yes.

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Speaker 1: And I was sitting at rock bus. And when I

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Speaker 1: was sitting there, I um, I said little to let

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Speaker 1: me just look at the ticket, and honest with you,

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Speaker 1: I didn't take nothing nothing of it. And I started

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Speaker 1: looking at the numbers and just started great, that's so

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Speaker 1: I wrote it up and that's what I wanted. And

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Speaker 1: I started jumping like I'm crazy working lot and you

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Speaker 1: was at work. I was at work. Wait, so everybody

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Speaker 1: wants to know how much did you win? I want

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Speaker 1: fifty four million dollars. But if you know how the

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Speaker 1: state goes in federal tax to take more than the affrit.

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Speaker 1: It's like with not twenty million dollars and I still

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Speaker 1: have to play three million dollars on top of that

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Speaker 1: come January tax time. Yeah, people don't know that. A

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Speaker 1: lot of people at caught up in that system really

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Speaker 1: taught they have quity million dollars. But yes, you're still

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Speaker 1: got to pay a nice set of tax. But so

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Speaker 1: I know you had the option even doing a big

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Speaker 1: payout or you can do my government. I took a

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Speaker 1: big pay money now my money now. Um. So I

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Speaker 1: really want to get into the beginning of your life

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Speaker 1: because I feel like your story is very inspirational and

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Speaker 1: I know, um, and then beginning you had a couple

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Speaker 1: of hardships. I know in the beginn when you was younger,

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Speaker 1: you was homeless, Yes, I was. Also you used to

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Speaker 1: live in a shelter. Yes I did, um, the woman's shelter.

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Speaker 1: I feel like you're first. It's not it's fun. I know,

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Speaker 1: I'm really excited about this, but I feel like as

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Speaker 1: a woman, I want a color your blast woman leave

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Speaker 1: the gonna really inspire. Yes, I was almost not my choice,

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Speaker 1: but I came at a young age and I came

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Speaker 1: to my dad and my stepmom. Honest with you, my

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Speaker 1: stepmom dinn't like me, and my dad had no choice

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Speaker 1: but was to send me who or I could have

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Speaker 1: stayed with a friend, um, while I was in high school. Um,

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Speaker 1: you know how that goes star live with people you're

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Speaker 1: not paying no bill. I was eighteen ninety at a

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Speaker 1: time and it was hard for them, So I have

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Speaker 1: no hard feelings against them. So that's our sun, guys. Um.

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Speaker 1: So when I did, I tried to get welfare and

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Speaker 1: I couldn't get welfare because I was too young. Their

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Speaker 1: system said. The worker told me I have to sue

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Speaker 1: my dad. Oh and there was then gonna be the sue.

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Speaker 1: And I met this guy like de little back up pregnant.

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Speaker 1: But that's the only way the system would have helped

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Speaker 1: me was to have a child, and that's so I

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Speaker 1: have my daughter. Actually, yes, that was deliberately done because

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Speaker 1: I needed help, and that's how I end up in

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Speaker 1: a shelter in East New York. Um. I think it

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Speaker 1: was Brooklyn Woman's Shelter at the time and where it

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Speaker 1: is vividly. I remember I was too young to staying there,

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Speaker 1: but I liked about my age and I met some

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Speaker 1: great women there, and I guess part of them realized

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Speaker 1: I was really young, and they encouraged me to try

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Speaker 1: to apply for Section IT. That didn't work out. Don't

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Speaker 1: ask the why. Up until this day, I'm still on

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Speaker 1: sexually listen and I'm serious about it. Yes, that's crazy,

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Speaker 1: it's crazy. Yes, I know you said. I also read

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Speaker 1: the six years prior to your winning. Yes, I did.

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Speaker 1: I bought the back crops because I couldn't. I couldn't

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Speaker 1: afford a lot of stuff. You know, when you're young,

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Speaker 1: you have all those phone bill you take credit cards.

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Speaker 1: That he's so, I'm trying to survive, just to survive

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Speaker 1: the credit card and I don't have a job to

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Speaker 1: be a credit card built use good, notorous streets for bankruptcy. Yeah,

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Speaker 1: hey guys. This week's episode is sponsored by my company,

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Speaker 1: a beauty um. Right now, I am selling beautiful make

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Speaker 1: lashes that you can wear up the twenty five times

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Speaker 1: receive temperston off your first pair. Alright, support your girl

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Speaker 1: now and let's get back to the show. Um. Also,

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Speaker 1: I read that when you was at work at Rikers

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Speaker 1: you was robbed. Yes I was. Um, I wasn't in

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Speaker 1: vender at the time, and I guess someone watcher were

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Speaker 1: ever moved. It was at a work at night, and

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Speaker 1: I should have decided to go in. And now still

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Speaker 1: my computer, everything, all my kids, pictures, the pictures, memories. Um,

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Speaker 1: it's not the computer that lost, is actually the stuff

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Speaker 1: that was on a computer. Yes, yes, I think I

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Speaker 1: can die right now too. About last year passed away?

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Speaker 1: Um so fast forwards in September's pointing tim At the

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Speaker 1: time you was a single mother of two and he

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Speaker 1: was at the age of thirty four, which is like

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Speaker 1: very aspiring to me because I'm thirty two. Um, so

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Speaker 1: where were some of the emotions you were feeling once

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Speaker 1: you won? Because I know one thing I read that

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Speaker 1: you said that you just wanted a better life. Um,

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Speaker 1: honest with you, I feel guilty. Why, Um it's art

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Speaker 1: explain but remember I left thirty four years without it. Yeah,

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Speaker 1: I have a lot of friends till this day. That's

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Speaker 1: less fortunate. And I kind of felt guilty that I'm

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Speaker 1: one step of them there, so you take me a while.

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Speaker 1: It took me a year to bought my house. I

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Speaker 1: was still living in my house because I just feel guilty.

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Speaker 1: I I it was so weirdestin someone almost like you

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Speaker 1: just give their money. Yeah. I feel like when a

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Speaker 1: lot of people come into a large amount of money,

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Speaker 1: they feel like guilty like I did. I felt so guilty,

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Speaker 1: a shame and embarrassed. Yeah, it's something. In the last

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Speaker 1: two years I started to give a chance. Wow, it's

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Speaker 1: it's like emotional roller coaster. I would go through a

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Speaker 1: period of depression. Really, but you lost a lot of

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Speaker 1: friends along the way. Yeah. I got a question about

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Speaker 1: that too. You know, no matter what you do, you

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Speaker 1: would never be enough for people. Yeah, and people always

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Speaker 1: want more. Yeah. Um. One of the things that stood

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Speaker 1: out to me is you didn't quit your job at

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Speaker 1: Rikers right after you want and you said at your

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Speaker 1: job you feel like your job saved your life. Yes,

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Speaker 1: they did. I accomplished a lot of the correction about

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Speaker 1: a house. I got two cards out of correction and

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Speaker 1: being the CEO. Ain't no joke though, but you don't

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Speaker 1: want it is the best kept secret. Yeah, that's the

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Speaker 1: best skift secret. I accomplished a lot of it. Then

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Speaker 1: I have to be thankful for correction. Um, I got

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Speaker 1: could help converstion bankings really and a weird braces included myself. Yes, yes, correction.

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Speaker 1: It's a good job. I would recommend anyone to it. Um,

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Speaker 1: it's it's the best skift secret in New York. And

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Speaker 1: I'm telling you that not just because I used to

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Speaker 1: be there, but it is. It's a good job. Is

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Speaker 1: well too? Were you nervous about everyone knowing that you

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Speaker 1: was a mega millionaire? Really? I think that's what something

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Speaker 1: for me to do. Um, people say I'm crazy, but

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Speaker 1: I'm gonna tell you why I did it. Remember thirty

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Speaker 1: four years without that, I've an account of money. You

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Speaker 1: need someone to tell you what all those people does

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Speaker 1: with your money? Yeah, you really need. I end up

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Speaker 1: meeting Gil King. Yeah, day beautiful, she really is. Um,

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Speaker 1: I met some great people some Brett Advisor. Maybe I

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Speaker 1: made mistake along the way, but it's mistake that I

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Speaker 1: could correct form. You'll get all I had. But I

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Speaker 1: think that's something that I had to do. Yeah, Um,

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Speaker 1: did you receive any threats? H no? No? Oh good. Um.

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Speaker 1: What was the first big purchase you bought for yourself?

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Speaker 1: My range Rover? Okay, yes, I range Rover. I bought

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Speaker 1: a black I was still driving like the camera for

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Speaker 1: a year and it was a bad snowstorm and I

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Speaker 1: couldn't get out. I see it going go get you

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Speaker 1: some of the snow. Um. And the reason I feel

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Speaker 1: like because people don't like they want to know more.

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Speaker 1: But I know we're Russian. But because I know some

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Speaker 1: time is money. I know you have things to do. UM.

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Speaker 1: I have a lot of entrepreneurs and businesswomen, including myself,

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Speaker 1: wanted to know how to properly invest. How did you

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Speaker 1: know what to invest in? The amount to put in?

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Speaker 1: Independendent I did to stop market and I did stuck someone.

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Speaker 1: There's a lot of don't fall to that. If you're

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Speaker 1: not m if you're not educated enough, you could use

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Speaker 1: a lot. And for the past four years, I see

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Speaker 1: the one I've never going to real estate. I know

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Speaker 1: how to handle that and that's what I did. UM,

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Speaker 1: So my advisors, don't go into something that you don't

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Speaker 1: know nothing about. If you're gonna do it, you gotta

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Speaker 1: go back to school or educate yourself so you can

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Speaker 1: make it form decision because if you don't those advisor

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Speaker 1: m you'll make a decision for you. And that's when

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Speaker 1: you're all wrong. And I know you have property? How

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Speaker 1: many buildings are seven? Wow? Have seven? It really is? Um?

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Speaker 1: What are some lessons you learned about managing your wealth

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Speaker 1: and tips? Um, You've got to manage your own money.

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Speaker 1: Don't take people word for it. Um, write your own checks. Yeah,

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Speaker 1: make your own decision. So do you have help? Are

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Speaker 1: you like hands on with everything and every TI? The

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Speaker 1: only person that manage my money honestly have an advisor,

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Speaker 1: but that's just for my stocks in mine, but the

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Speaker 1: majority of my investment are in property. Yeah, that's what

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Speaker 1: I did, so to take that out of their hands.

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Speaker 1: I don't want to like to make a mistake like

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Speaker 1: your oldest horror stories. I didn't want to be a

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Speaker 1: part of that statistic, so I take control of mine.

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Speaker 1: So when you wanted to go back property like you alahad,

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Speaker 1: how do you have a background in real estate? No?

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Speaker 1: I just go online and yeah you could do it.

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Speaker 1: Yeah if you put your mind to it, and it

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Speaker 1: takes time and effort, don't make nobody do it. Make

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Speaker 1: make your decision. Don't make someone make decisions for you.

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Speaker 1: And that's how you gotta do it. Um, this is

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Speaker 1: not in the paper, but did you did you guys

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Speaker 1: seek therapy after you want no, because I know you

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Speaker 1: said you have like you felt like I did. I

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Speaker 1: got a little depressed because you lost a lot of

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Speaker 1: friends along the way. And no matter what you do,

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Speaker 1: as I said, it will never be no. So something

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Speaker 1: you start questioning yourself if you're doing the right thing,

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Speaker 1: and you live lonely life because I used to live

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Speaker 1: all the way down in for instance, on a two

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Speaker 1: acre lane, big house and Preston, New Jersey. And after

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Speaker 1: a while I said, Okay, I have all the money,

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Speaker 1: I have all the car, I have everything. We still

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Speaker 1: listen something and that make you get the press. Yeah, yeah,

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Speaker 1: you're not seen people. Um you're going to asclusion. Yeah.

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Speaker 1: And he also probably feel like you can't trust anybody,

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Speaker 1: and I learned it the hard way. Yeah, but what

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Speaker 1: happened briefly, If you can, I have a sister, there's

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Speaker 1: system of mine that I trust. I am. I tell

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Speaker 1: her everything. And I remember back before I had my son,

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Speaker 1: I am, I was driving on the turn type and

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Speaker 1: someone out of the blue called me on my phone

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Speaker 1: and said, can I speak to you? And I said,

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Speaker 1: was this? And I said, let's say to speak to

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Speaker 1: you because I feel like something up to you tomorrow.

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Speaker 1: I can't forgive myself. And she told me everything that

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Speaker 1: my sister was doing to me five years and never

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Speaker 1: school after or sins and that right, you're let me

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Speaker 1: have just keep people at a certain distance. Yeah. Um,

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Speaker 1: but I listened to my next question. How has having

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Speaker 1: so much money affected your life? Good and bad? I

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Speaker 1: mean because I had to good you know what I don't.

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Speaker 1: It's nice that you could buy everything or anything that

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Speaker 1: you want, but I don't do that. Yeah, you gotta

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Speaker 1: have discipline because money comes that money goes, so you

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Speaker 1: have to be real discipline. I feel like he wasn't

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Speaker 1: more money as a little bit more. Yeah, you've got

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Speaker 1: to be grounded. And as I tell people, come to

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Speaker 1: this kind of money, buy something that you always want

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Speaker 1: to drink or fund just to get out your system,

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Speaker 1: because if you don't do that, they're gonna keep buying, buying,

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Speaker 1: buying until you just go on to try to get

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Speaker 1: out of the system. But the good to your body.

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Speaker 1: I could afford anything. Um, ELK coverage for my kids,

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Speaker 1: that's my main thing. Um, I don't care much about

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Speaker 1: closing shoes. I love closing shoes, but to let that

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Speaker 1: be my focus. Live a nice neighborhood. That's the good

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Speaker 1: things on what what do I do it? No? Right?

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Speaker 1: But so you're really working? Yes? Yes, yes, but good?

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Speaker 1: The bad thing about it you lost a lot of friends. Yeah,

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Speaker 1: you lost a lot of friends. Any friends you want? Bad? Um? No? Yeah? Yeah? Um?

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Speaker 1: As a woman of success and status, how don't have

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Speaker 1: your relationship change for the better? The words? But you

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Speaker 1: always talked about you lost a lot of friends, I

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Speaker 1: mean personal relationship, Like, but how is dating dated? But

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Speaker 1: I'm in a relationship for thirteen years. It has it's

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Speaker 1: ups and down. I have a son out of it,

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Speaker 1: and that's the best thing it has this moment, it

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Speaker 1: really does. It's money an issue because he has a

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Speaker 1: good jobs, a transit so you don't bother me. I

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Speaker 1: don't bother it. And he has a house before I

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Speaker 1: came into a bad money so even better. Yes, oh yeah,

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Speaker 1: Um do you worry about losing your fortune? Um? Does

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Speaker 1: even come to do? Because I'm not gonna listen. Okay,

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Speaker 1: they gotta stay grounded because that everything silly. Gonna buy

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Speaker 1: it people doing you good? Buy them you buy? What

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Speaker 1: do you mean back what you want? Yes, travel, enjoy life,

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Speaker 1: would be mindful that it could finish and last, but

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Speaker 1: not least. What if some advice you would give to

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Speaker 1: her our listeners who are struggling in life right now,

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Speaker 1: go play a lot of rest. I was so serious,

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Speaker 1: especially on your bad day. I'm not telling you to

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Speaker 1: do on a regular put a dollar you never know

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Speaker 1: because I was going through some rough time at the time.

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Speaker 1: I just self rounded through the rough time because I'm

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Speaker 1: looking into its reminiscent. You're just like wow, like I did. Um,

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Speaker 1: I never want to be rich. I never said have

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Speaker 1: a million dollar to do this. I just always want

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Speaker 1: to have a good job so I could take you

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Speaker 1: my kids, my house. That I did accomplish that before

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Speaker 1: a lot of reason. Maybe that's what keep it grounded.

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Speaker 1: But I um, if you're struggling, go buy a lottery

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Speaker 1: to be honest with you, especially to your worst days.

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Speaker 1: If somebody does you dirty, because I'm hard to be winning.

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Speaker 1: A good friend of mine, a whole worker of mine,

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Speaker 1: didn't so dirty on a trip in Jamaica. Yes, yes,

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Speaker 1: I could write a book and we listen, Yes, and

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Speaker 1: it would be a good selling book. And I'm telling

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Speaker 1: you honestly, literally really break man Um wasn't Jamaica at

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Speaker 1: the time. She had met someone in Jamaica. And I

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Speaker 1: just came up from Jamaica, probably about two or three

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Speaker 1: weeks before. I just said, let me go back to

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Speaker 1: Jamaica for a t I a TI coming up right now.

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Speaker 1: And I said, I don't have no money because I

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Speaker 1: planned to buy a house and I can't afford to

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Speaker 1: go on the trips. Okay, come with what do you have.

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Speaker 1: I didn't go to the expressive hotel. I went to

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Speaker 1: a little motel because that's what I could afford. And

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Speaker 1: she carry on so bad with me. She came back

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Speaker 1: to the job and she tells everyone and I was

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Speaker 1: broken business. She basically did. She said, I was broke.

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Speaker 1: I was interested in good at the time. It was

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Speaker 1: where Bobby's anyone who about Bobby's in Brooklyn? I still

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Speaker 1: over there is one of those little discount story that

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Speaker 1: your biology goes you put it together, you know. She

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Speaker 1: came back and tell everyone, and honest to God, the

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Speaker 1: date when I want the lottery. This is Norgal and

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Speaker 1: I was jumping in the parking lot. God is a

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Speaker 1: good God. She was the one coming down the stairs. Wow,

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Speaker 1: that's crazy, like come at your fast back. So in life,

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Speaker 1: you've gotta be careful on your treat people because you

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Speaker 1: may never know where what life I have for you,

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Speaker 1: just honest yeah, well, thank you so much, You're welcome.

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Speaker 1: I'm really excited. I'm telling y'all, she's a black woman.

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Speaker 1: She's beautiful from Jamaica, so so thank you so much.

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Speaker 1: And if you have any questions, and also I'm in

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Speaker 1: one of her establishments and it's really beautiful, so I'm

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Speaker 1: going to advertise her because it is like really nice

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Speaker 1: in the heart of Brooklyn. So you have any questions, comments, concerns.

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Speaker 1: I hope that's encourage you and just to keep going.

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Speaker 1: Please email me at hello at the Professional Homegirl dot

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Speaker 1: com and until next time, like a spy,