WEBVTT - Crypto, Cabernet & Confusion

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<v Speaker 1>Put your hands together, and we're going to stop and

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<v Speaker 1>a party.

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<v Speaker 2>See Elvis Duran after party.

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<v Speaker 3>And why don't know why. I wish I had pom poms.

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<v Speaker 3>That would be fun.

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<v Speaker 4>I could have seen you as a cheerleading.

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<v Speaker 3>I am uncoordinated.

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<v Speaker 4>Yeah, we don't have to be.

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<v Speaker 1>I watched you grab things that big ass hand and

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<v Speaker 1>everything just gets broken.

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<v Speaker 3>I will be able to probably hoist people.

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<v Speaker 5>I get very nervous when Andrew pet's dogs.

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<v Speaker 4>Oh please keep talking.

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<v Speaker 5>Have you ever seen him go in when he's like,

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<v Speaker 5>oh my god? And then sometimes he squeezes a little

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<v Speaker 5>too hard. I'm like, get off unhand the dogs spears style.

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<v Speaker 3>Yeah, I have cuteness aggression he does. It's a real thing.

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<v Speaker 4>Does it come out on poor defenseless.

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<v Speaker 1>Animal because they're so cute. Then if there's a dog

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<v Speaker 1>that's too little, I'm like, oh no, put it down.

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<v Speaker 5>Put it down like this.

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<v Speaker 3>With children too, or just some babies, I'm like cool,

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<v Speaker 3>Like my god, children are always like never let you

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<v Speaker 3>hold my kids. Yeah. Wait, something that you want to

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<v Speaker 3>tell us about yet?

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<v Speaker 5>Now, because this has become a fictional.

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<v Speaker 6>What do you bring us today, Andrew?

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<v Speaker 3>What's something everyone pretends to understand? But probably doesn't. Oh

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<v Speaker 3>you want to go first?

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<v Speaker 5>Yeah, okay, great, all things crypto.

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<v Speaker 4>Yes, I completely agree.

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<v Speaker 1>I think people who act like they know it definitely

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<v Speaker 1>don't know it. And I think if you are unable

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<v Speaker 1>to this is like an old adage. I did not

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<v Speaker 1>obviously come up with this. If you can't explain something

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<v Speaker 1>to me like I'm in fifth grade, you don't have

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<v Speaker 1>a good grasp on what that thing is. So I

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<v Speaker 1>have never encountered someone who has a very clear, your

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<v Speaker 1>concise way of explaining crypto in general and like blockchain stuff.

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<v Speaker 1>So I think that's a little hmm, you really know

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<v Speaker 1>about this?

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<v Speaker 7>Yeah, I think it's obs that one day is going

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<v Speaker 7>to blow up in everybody's face and that's gonna be

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<v Speaker 7>like we invested in what invisible stuff? That's what I

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<v Speaker 7>feel like it is.

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<v Speaker 6>Well, let's talk to scary NFT Jones. Scary where they failed?

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<v Speaker 4>Every one of them crapped? Did you get I? Okay?

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<v Speaker 8>So I let's put it this way. I spent I

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<v Speaker 8>bought about ten different ones. Let's put it this way.

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<v Speaker 8>I look, I have about ten percent. It went as

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<v Speaker 8>low as ten percent of my money, so I lost

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<v Speaker 8>ninety percent of my money.

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<v Speaker 9>But now it's kind of rally back, and now I'm

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<v Speaker 9>only down.

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<v Speaker 4>Maybe forty percent of my money.

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<v Speaker 8>I'm waiting for it to go back to zero and

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<v Speaker 8>then I'm pulling every penny out Because I knew nothing

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<v Speaker 8>about crypto I thought I did.

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<v Speaker 4>I came I enjoyed during the crypto winter. Yeah, you

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<v Speaker 4>know what a crypto winter is. It's bad, it's dark,

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<v Speaker 4>it's cold. You don't want to be a part of it.

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<v Speaker 4>Oh but I have. I had an answer to your question.

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<v Speaker 6>Okay, Uh, what was it?

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<v Speaker 4>Repeat the question?

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<v Speaker 3>What's something I whoe pretends to understand but probably doesn't scary?

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<v Speaker 4>Wine? Wine? Wine?

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<v Speaker 8>Oh yeah, I think they're wine and ficionados.

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<v Speaker 4>They're like they swirl around the glass and they go earthy.

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<v Speaker 8>I can't This one had some very finish to it.

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<v Speaker 4>This must have been near the cypress trees.

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<v Speaker 8>On My friends all the time, but they don't think

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<v Speaker 8>their wine connoisseurs.

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<v Speaker 4>Yeah, I'm my guys, just face it.

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<v Speaker 9>Go with the brand name or the one that's the

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<v Speaker 9>most expensive and boom, and that's the best.

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<v Speaker 7>Jeff who works with us engineer Jeff. I would trust

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<v Speaker 7>him because he knows his wine.

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<v Speaker 4>He studied it. He grows it.

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<v Speaker 5>Any of us know that he actually knows it. I

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<v Speaker 5>trust them, I trust and we would be.

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<v Speaker 4>Like, yes, okay, I agree with you one thousand percent.

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<v Speaker 4>Scared one million persons pretend to know wine. You don't

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<v Speaker 4>know about one.

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<v Speaker 1>That the next time we're all out together, when you

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<v Speaker 1>do that to the person who's doing the swirl and sniff.

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<v Speaker 4>Because yes, there's always that one person. I'll take the

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<v Speaker 4>lead on that.

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<v Speaker 9>I'll take them, they'll take they, they'll go go through

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<v Speaker 9>the entitle list.

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<v Speaker 4>This one. Believe that the one. We're gonna go with that.

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<v Speaker 4>And then when they taste it, because they always bring

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<v Speaker 4>it to that person.

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<v Speaker 6>Right, you were the windless, you might as well bring

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<v Speaker 6>out like the Chinese phone.

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<v Speaker 4>But I'm looking exactly, I have no idea.

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<v Speaker 8>I admit that this taste red, this taste white.

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<v Speaker 3>I just reached the age where I picked the middle one.

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<v Speaker 3>Now I used to go for like the cheapest one,

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<v Speaker 3>and now I'm like, oh, this one's know two dollars more. Yes,

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<v Speaker 3>I'm not as cheap as I used to be. Yeah,

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<v Speaker 3>it feels better minus taxes. I don't understand taxes. Nobody

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<v Speaker 3>understands taxes. We all pay for financial people to do

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<v Speaker 3>our taxes for people understand, they don't because the audit

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<v Speaker 3>still exists. So therefore, what is.

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<v Speaker 10>That I'm listening, I've got this, I'm under the table.

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<v Speaker 4>I didn't know you could hear me.

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<v Speaker 5>What are you doing under the table?

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<v Speaker 4>Who's under that with it's tape?

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<v Speaker 3>Anyway, it's taxes for me.

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<v Speaker 5>Yeah.

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<v Speaker 1>And also how weird it is that you get tax

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<v Speaker 1>on every single thing you do all the time. So

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<v Speaker 1>I buy something, I pay taxes. That store pays a

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<v Speaker 1>tax because I bought it as well. It's just the cash.

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<v Speaker 1>You still pay taxes if you pay gas, give your cash,

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<v Speaker 1>making it trail of the dollar is crazy. Yeah, and

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<v Speaker 1>then we still have to pay taxes on top of that.

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<v Speaker 3>It's insane.

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<v Speaker 1>I'm stepping in potholes every other step I take out here,

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<v Speaker 1>so it's kind of crazy.

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<v Speaker 5>Sidewalk.

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<v Speaker 3>What what is your accountant doing? They're just filling out

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<v Speaker 3>the forums for you. That's crazy. The government literally could

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<v Speaker 3>just send it okay, here's what you owe, and I'd

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<v Speaker 3>be like, okay, sure, but why aren't they doing that?

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<v Speaker 7>What if you what if they tell you you owe

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<v Speaker 7>that and you don't know that you owe less, or

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<v Speaker 7>they didn't account of certain things.

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<v Speaker 3>The government knows where everything.

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<v Speaker 6>Is for smart people to save more than money, or

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<v Speaker 6>people with money to pay people to save more.

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<v Speaker 4>All again, just like I seem to owe every frigging year.

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<v Speaker 3>I have never gotten a rebate.

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<v Speaker 5>Um, I don't get it, and I got kids.

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<v Speaker 4>You think I would owe less.

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<v Speaker 10>I don't understand why they don't just take the right

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<v Speaker 10>amount to begin.

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<v Speaker 5>With, exactly right that I don't understand.

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<v Speaker 3>Form a company and put it in an offshore bank

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<v Speaker 3>account in Antigua or Saint Bart's or something, and then

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<v Speaker 3>we'll all save money.

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<v Speaker 5>They're coming for you.

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<v Speaker 7>But why is that? Why is that when they take

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<v Speaker 7>the taxes out of your check every month, why don't

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<v Speaker 7>they take enough to cover so that at the.

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<v Speaker 6>End of the year you don't walk to you whether

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<v Speaker 6>or not you do enough to justify keeping more of

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<v Speaker 6>your money.

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<v Speaker 4>It's the stupidest, It's so stupid.

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<v Speaker 1>Yeah, I'll never ever understand how it's better for you

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<v Speaker 1>to be in debt than to just pay for every dawn.

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<v Speaker 5>It's wild. It's a stupid And.

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<v Speaker 3>Then bankruptcy is just the reset. You're just like, yeah,

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<v Speaker 3>I'm bankruptcy, Okay, you get to start from zero.

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<v Speaker 7>Company claims bankruptcy and I'm like, oh, they must be

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<v Speaker 7>going out of business. No, they're not going out of business.

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<v Speaker 7>They claim bankruptcy but they're still around.

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<v Speaker 5>How does that work?

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<v Speaker 6>Yeah, yeah, there's different kinds of banks.

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<v Speaker 8>Well, the chapter eleven versus chapter seven. Eleven eleven is

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<v Speaker 8>they allow you the reorganization and chapter seven is it gone.

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<v Speaker 1>But like a personal if I were to claim bankruptcy,

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<v Speaker 1>I can't go eleven. I gotta go seven, right, just

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<v Speaker 1>like me myself, And honest I think.

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<v Speaker 8>It's different for people versus business right as well, there's

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<v Speaker 8>no chapters.

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<v Speaker 6>You're always still liable for that.

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<v Speaker 4>I don't know. I heard that you can hit the

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<v Speaker 4>reset button on your totally.

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<v Speaker 8>I heard your own set TikTok floored.

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<v Speaker 3>Damn anybody else have something? If you state the question,

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<v Speaker 3>what's something everyone pretends to understand but probably doesn't.

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<v Speaker 6>So I don't know if this is a strong one.

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<v Speaker 6>But like when you're watching sports and so it's like, oh, Daren,

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<v Speaker 6>that's a that's a hold. I'm like, how do you

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<v Speaker 6>know this? Like, I think it's just always so subjective

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<v Speaker 6>when you're watching sports with like a hardcore sports person

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<v Speaker 6>and they're really into it. I have a general knowledge

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<v Speaker 6>of most things, but when somebody's really getting getting into

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<v Speaker 6>the sports, like do they really.

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<v Speaker 3>Know this or they just MA I will say your

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<v Speaker 3>example of a hold, I feel like you can physically

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<v Speaker 3>see that, you know.

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<v Speaker 6>Like sometimes I don't know how dare that's a that's

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<v Speaker 6>he pushed off.

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<v Speaker 7>I'm like he just half the time, if they go

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<v Speaker 7>and they do the review of the tape or whatever

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<v Speaker 7>they do, you still can't tell if it's one hundred

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<v Speaker 7>percent what you thought.

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<v Speaker 6>It was ridiculous, Yeah, which is why I said this

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<v Speaker 6>wasn't a strong one to begin with.

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<v Speaker 10>You know what you tried, Scottie oh min Just everything

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<v Speaker 10>financial I am. People will be like, well, you know

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<v Speaker 10>you should put up and think of a raw ira.

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<v Speaker 10>I'm like, oh yeah, sure, I have no idea when

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<v Speaker 10>it comes to finances.

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<v Speaker 4>I mean idiot.

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<v Speaker 10>I mean I know about like credit cards and stuff

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<v Speaker 10>like that, but when it comes to like saving and

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<v Speaker 10>putting things away and specially these accounts, I have no

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<v Speaker 10>freaking aprs and rates and nothing.

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<v Speaker 6>So much anxiety thinking about retirement and wondering if I'm

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<v Speaker 6>doing enough.

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<v Speaker 7>Why you have to hire someone that knows what they're.

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<v Speaker 6>Doing, yes, but then when you hire that person, they're

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<v Speaker 6>charging you some ridicuous money that when you add it up,

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<v Speaker 6>you're like, well, jesus ch, why.

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<v Speaker 7>Am I But they're smart because you don't know what

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<v Speaker 7>the hell you're doing. They do, so.

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<v Speaker 6>You're gonna pay because I was one of the people

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<v Speaker 6>that invested in two thousand and seven and then I

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<v Speaker 6>lost all my money, So now I'm so scared of

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<v Speaker 6>investing period that I got all that money stuffed under

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<v Speaker 6>the master.

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<v Speaker 5>All those people it's not even a science.

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<v Speaker 1>They're doing their best guess based on what they feel

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<v Speaker 1>people around them. So it's like, I don't know if

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<v Speaker 1>I even trust you. I did an accountant mess up

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<v Speaker 1>my taxes once, and I was like, how how I

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<v Speaker 1>hired you to do this job?

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<v Speaker 6>You should be famous again.

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<v Speaker 3>That's why I think it's a what I said here,

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<v Speaker 3>everyone pretends to understand.

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<v Speaker 4>Yeah, I don't understand.

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<v Speaker 5>Listen.

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<v Speaker 1>Fun fact, though a lot of accountants carry insurance if

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<v Speaker 1>they f up your taxes, he had to pay for

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<v Speaker 1>a big.

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<v Speaker 5>Part of it.

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<v Speaker 7>Wait, really, yeah.

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<v Speaker 1>He didn't have to pay for the difference that he

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<v Speaker 1>made a mistake with my taxes. Like, that's what I owed,

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<v Speaker 1>so I had to pay for that, but there were

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<v Speaker 1>penalties involved in it.

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<v Speaker 5>He had to pay for that.

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<v Speaker 1>Wow.

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<v Speaker 4>Wow.

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<v Speaker 6>See, Like, the problem I have right now is somebody

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<v Speaker 6>filed the return under my name that says I owe money,

0:10:20.640 --> 0:10:23.840
<v Speaker 6>which is nonsensical because if you're filing a return under

0:10:23.880 --> 0:10:25.400
<v Speaker 6>some of these name, you want a refund so you

0:10:25.520 --> 0:10:29.080
<v Speaker 6>get the cash. So when this came to light, even

0:10:29.120 --> 0:10:31.240
<v Speaker 6>the I R S is like, we've never seen this

0:10:31.320 --> 0:10:33.840
<v Speaker 6>before the fact that somebody else filed a return saying

0:10:33.880 --> 0:10:37.480
<v Speaker 6>you owe money. So now they're saying I owe money.

0:10:37.520 --> 0:10:39.480
<v Speaker 6>But I'm like, that wasn't me that filed the return.

0:10:39.640 --> 0:10:40.360
<v Speaker 4>And even when I.

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<v Speaker 6>Said, hey, show me the return, we can't do that. Wait,

0:10:44.800 --> 0:10:47.240
<v Speaker 6>it was my return. Why can't I see my own return? Well,

0:10:47.280 --> 0:10:49.080
<v Speaker 6>you're saying it wasn't you. We can't show it to you.

0:10:49.120 --> 0:10:50.600
<v Speaker 4>I'm like, what what?

0:10:50.960 --> 0:10:54.480
<v Speaker 5>Yeah, I have another one, but I'll say no for

0:10:54.480 --> 0:10:54.920
<v Speaker 5>another name.

0:10:56.800 --> 0:10:58.960
<v Speaker 4>Well, should we make this tomorrow's podcast?

0:10:59.040 --> 0:11:01.439
<v Speaker 6>Yes, maybe that's what we Okay, Well, tune in tomorrow

0:11:01.480 --> 0:11:03.400
<v Speaker 6>for Gandhi's big teased podcast.

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<v Speaker 3>Well technically this will have aired in time. Yeah, tune

0:11:10.520 --> 0:11:15.440
<v Speaker 3>in next time for Gandhi's Big Doll Andy will you

0:11:15.440 --> 0:11:16.319
<v Speaker 3>come back, of course.

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<v Speaker 2>Elvister ran after party