Speaker 1: Put your hands together, and we're going to stop and
Speaker 1: a party.
Speaker 2: See Elvis Duran after party.
Speaker 3: And why don't know why. I wish I had pom poms.
Speaker 3: That would be fun.
Speaker 4: I could have seen you as a cheerleading.
Speaker 3: I am uncoordinated.
Speaker 4: Yeah, we don't have to be.
Speaker 1: I watched you grab things that big ass hand and
Speaker 1: everything just gets broken.
Speaker 3: I will be able to probably hoist people.
Speaker 5: I get very nervous when Andrew pet's dogs.
Speaker 4: Oh please keep talking.
Speaker 5: Have you ever seen him go in when he's like,
Speaker 5: oh my god? And then sometimes he squeezes a little
Speaker 5: too hard. I'm like, get off unhand the dogs spears style.
Speaker 3: Yeah, I have cuteness aggression he does. It's a real thing.
Speaker 4: Does it come out on poor defenseless.
Speaker 1: Animal because they're so cute. Then if there's a dog
Speaker 1: that's too little, I'm like, oh no, put it down.
Speaker 5: Put it down like this.
Speaker 3: With children too, or just some babies, I'm like cool,
Speaker 3: Like my god, children are always like never let you
Speaker 3: hold my kids. Yeah. Wait, something that you want to
Speaker 3: tell us about yet?
Speaker 5: Now, because this has become a fictional.
Speaker 6: What do you bring us today, Andrew?
Speaker 3: What's something everyone pretends to understand? But probably doesn't. Oh
Speaker 3: you want to go first?
Speaker 5: Yeah, okay, great, all things crypto.
Speaker 4: Yes, I completely agree.
Speaker 1: I think people who act like they know it definitely
Speaker 1: don't know it. And I think if you are unable
Speaker 1: to this is like an old adage. I did not
Speaker 1: obviously come up with this. If you can't explain something
Speaker 1: to me like I'm in fifth grade, you don't have
Speaker 1: a good grasp on what that thing is. So I
Speaker 1: have never encountered someone who has a very clear, your
Speaker 1: concise way of explaining crypto in general and like blockchain stuff.
Speaker 1: So I think that's a little hmm, you really know
Speaker 1: about this?
Speaker 7: Yeah, I think it's obs that one day is going
Speaker 7: to blow up in everybody's face and that's gonna be
Speaker 7: like we invested in what invisible stuff? That's what I
Speaker 7: feel like it is.
Speaker 6: Well, let's talk to scary NFT Jones. Scary where they failed?
Speaker 4: Every one of them crapped? Did you get I? Okay?
Speaker 8: So I let's put it this way. I spent I
Speaker 8: bought about ten different ones. Let's put it this way.
Speaker 8: I look, I have about ten percent. It went as
Speaker 8: low as ten percent of my money, so I lost
Speaker 8: ninety percent of my money.
Speaker 9: But now it's kind of rally back, and now I'm
Speaker 9: only down.
Speaker 4: Maybe forty percent of my money.
Speaker 8: I'm waiting for it to go back to zero and
Speaker 8: then I'm pulling every penny out Because I knew nothing
Speaker 8: about crypto I thought I did.
Speaker 4: I came I enjoyed during the crypto winter. Yeah, you
Speaker 4: know what a crypto winter is. It's bad, it's dark,
Speaker 4: it's cold. You don't want to be a part of it.
Speaker 4: Oh but I have. I had an answer to your question.
Speaker 6: Okay, Uh, what was it?
Speaker 4: Repeat the question?
Speaker 3: What's something I whoe pretends to understand but probably doesn't scary?
Speaker 4: Wine? Wine? Wine?
Speaker 8: Oh yeah, I think they're wine and ficionados.
Speaker 4: They're like they swirl around the glass and they go earthy.
Speaker 8: I can't This one had some very finish to it.
Speaker 4: This must have been near the cypress trees.
Speaker 8: On My friends all the time, but they don't think
Speaker 8: their wine connoisseurs.
Speaker 4: Yeah, I'm my guys, just face it.
Speaker 9: Go with the brand name or the one that's the
Speaker 9: most expensive and boom, and that's the best.
Speaker 7: Jeff who works with us engineer Jeff. I would trust
Speaker 7: him because he knows his wine.
Speaker 4: He studied it. He grows it.
Speaker 5: Any of us know that he actually knows it. I
Speaker 5: trust them, I trust and we would be.
Speaker 4: Like, yes, okay, I agree with you one thousand percent.
Speaker 4: Scared one million persons pretend to know wine. You don't
Speaker 4: know about one.
Speaker 1: That the next time we're all out together, when you
Speaker 1: do that to the person who's doing the swirl and sniff.
Speaker 4: Because yes, there's always that one person. I'll take the
Speaker 4: lead on that.
Speaker 9: I'll take them, they'll take they, they'll go go through
Speaker 9: the entitle list.
Speaker 4: This one. Believe that the one. We're gonna go with that.
Speaker 4: And then when they taste it, because they always bring
Speaker 4: it to that person.
Speaker 6: Right, you were the windless, you might as well bring
Speaker 6: out like the Chinese phone.
Speaker 4: But I'm looking exactly, I have no idea.
Speaker 8: I admit that this taste red, this taste white.
Speaker 3: I just reached the age where I picked the middle one.
Speaker 3: Now I used to go for like the cheapest one,
Speaker 3: and now I'm like, oh, this one's know two dollars more. Yes,
Speaker 3: I'm not as cheap as I used to be. Yeah,
Speaker 3: it feels better minus taxes. I don't understand taxes. Nobody
Speaker 3: understands taxes. We all pay for financial people to do
Speaker 3: our taxes for people understand, they don't because the audit
Speaker 3: still exists. So therefore, what is.
Speaker 10: That I'm listening, I've got this, I'm under the table.
Speaker 4: I didn't know you could hear me.
Speaker 5: What are you doing under the table?
Speaker 4: Who's under that with it's tape?
Speaker 3: Anyway, it's taxes for me.
Speaker 5: Yeah.
Speaker 1: And also how weird it is that you get tax
Speaker 1: on every single thing you do all the time. So
Speaker 1: I buy something, I pay taxes. That store pays a
Speaker 1: tax because I bought it as well. It's just the cash.
Speaker 1: You still pay taxes if you pay gas, give your cash,
Speaker 1: making it trail of the dollar is crazy. Yeah, and
Speaker 1: then we still have to pay taxes on top of that.
Speaker 3: It's insane.
Speaker 1: I'm stepping in potholes every other step I take out here,
Speaker 1: so it's kind of crazy.
Speaker 5: Sidewalk.
Speaker 3: What what is your accountant doing? They're just filling out
Speaker 3: the forums for you. That's crazy. The government literally could
Speaker 3: just send it okay, here's what you owe, and I'd
Speaker 3: be like, okay, sure, but why aren't they doing that?
Speaker 7: What if you what if they tell you you owe
Speaker 7: that and you don't know that you owe less, or
Speaker 7: they didn't account of certain things.
Speaker 3: The government knows where everything.
Speaker 6: Is for smart people to save more than money, or
Speaker 6: people with money to pay people to save more.
Speaker 4: All again, just like I seem to owe every frigging year.
Speaker 3: I have never gotten a rebate.
Speaker 5: Um, I don't get it, and I got kids.
Speaker 4: You think I would owe less.
Speaker 10: I don't understand why they don't just take the right
Speaker 10: amount to begin.
Speaker 5: With, exactly right that I don't understand.
Speaker 3: Form a company and put it in an offshore bank
Speaker 3: account in Antigua or Saint Bart's or something, and then
Speaker 3: we'll all save money.
Speaker 5: They're coming for you.
Speaker 7: But why is that? Why is that when they take
Speaker 7: the taxes out of your check every month, why don't
Speaker 7: they take enough to cover so that at the.
Speaker 6: End of the year you don't walk to you whether
Speaker 6: or not you do enough to justify keeping more of
Speaker 6: your money.
Speaker 4: It's the stupidest, It's so stupid.
Speaker 1: Yeah, I'll never ever understand how it's better for you
Speaker 1: to be in debt than to just pay for every dawn.
Speaker 5: It's wild. It's a stupid And.
Speaker 3: Then bankruptcy is just the reset. You're just like, yeah,
Speaker 3: I'm bankruptcy, Okay, you get to start from zero.
Speaker 7: Company claims bankruptcy and I'm like, oh, they must be
Speaker 7: going out of business. No, they're not going out of business.
Speaker 7: They claim bankruptcy but they're still around.
Speaker 5: How does that work?
Speaker 6: Yeah, yeah, there's different kinds of banks.
Speaker 8: Well, the chapter eleven versus chapter seven. Eleven eleven is
Speaker 8: they allow you the reorganization and chapter seven is it gone.
Speaker 1: But like a personal if I were to claim bankruptcy,
Speaker 1: I can't go eleven. I gotta go seven, right, just
Speaker 1: like me myself, And honest I think.
Speaker 8: It's different for people versus business right as well, there's
Speaker 8: no chapters.
Speaker 6: You're always still liable for that.
Speaker 4: I don't know. I heard that you can hit the
Speaker 4: reset button on your totally.
Speaker 8: I heard your own set TikTok floored.
Speaker 3: Damn anybody else have something? If you state the question,
Speaker 3: what's something everyone pretends to understand but probably doesn't.
Speaker 6: So I don't know if this is a strong one.
Speaker 6: But like when you're watching sports and so it's like, oh, Daren,
Speaker 6: that's a that's a hold. I'm like, how do you
Speaker 6: know this? Like, I think it's just always so subjective
Speaker 6: when you're watching sports with like a hardcore sports person
Speaker 6: and they're really into it. I have a general knowledge
Speaker 6: of most things, but when somebody's really getting getting into
Speaker 6: the sports, like do they really.
Speaker 3: Know this or they just MA I will say your
Speaker 3: example of a hold, I feel like you can physically
Speaker 3: see that, you know.
Speaker 6: Like sometimes I don't know how dare that's a that's
Speaker 6: he pushed off.
Speaker 7: I'm like he just half the time, if they go
Speaker 7: and they do the review of the tape or whatever
Speaker 7: they do, you still can't tell if it's one hundred
Speaker 7: percent what you thought.
Speaker 6: It was ridiculous, Yeah, which is why I said this
Speaker 6: wasn't a strong one to begin with.
Speaker 10: You know what you tried, Scottie oh min Just everything
Speaker 10: financial I am. People will be like, well, you know
Speaker 10: you should put up and think of a raw ira.
Speaker 10: I'm like, oh yeah, sure, I have no idea when
Speaker 10: it comes to finances.
Speaker 4: I mean idiot.
Speaker 10: I mean I know about like credit cards and stuff
Speaker 10: like that, but when it comes to like saving and
Speaker 10: putting things away and specially these accounts, I have no
Speaker 10: freaking aprs and rates and nothing.
Speaker 6: So much anxiety thinking about retirement and wondering if I'm
Speaker 6: doing enough.
Speaker 7: Why you have to hire someone that knows what they're.
Speaker 6: Doing, yes, but then when you hire that person, they're
Speaker 6: charging you some ridicuous money that when you add it up,
Speaker 6: you're like, well, jesus ch, why.
Speaker 7: Am I But they're smart because you don't know what
Speaker 7: the hell you're doing. They do, so.
Speaker 6: You're gonna pay because I was one of the people
Speaker 6: that invested in two thousand and seven and then I
Speaker 6: lost all my money, So now I'm so scared of
Speaker 6: investing period that I got all that money stuffed under
Speaker 6: the master.
Speaker 5: All those people it's not even a science.
Speaker 1: They're doing their best guess based on what they feel
Speaker 1: people around them. So it's like, I don't know if
Speaker 1: I even trust you. I did an accountant mess up
Speaker 1: my taxes once, and I was like, how how I
Speaker 1: hired you to do this job?
Speaker 6: You should be famous again.
Speaker 3: That's why I think it's a what I said here,
Speaker 3: everyone pretends to understand.
Speaker 4: Yeah, I don't understand.
Speaker 5: Listen.
Speaker 1: Fun fact, though a lot of accountants carry insurance if
Speaker 1: they f up your taxes, he had to pay for
Speaker 1: a big.
Speaker 5: Part of it.
Speaker 7: Wait, really, yeah.
Speaker 1: He didn't have to pay for the difference that he
Speaker 1: made a mistake with my taxes. Like, that's what I owed,
Speaker 1: so I had to pay for that, but there were
Speaker 1: penalties involved in it.
Speaker 5: He had to pay for that.
Speaker 1: Wow.
Speaker 4: Wow.
Speaker 6: See, Like, the problem I have right now is somebody
Speaker 6: filed the return under my name that says I owe money,
Speaker 6: which is nonsensical because if you're filing a return under
Speaker 6: some of these name, you want a refund so you
Speaker 6: get the cash. So when this came to light, even
Speaker 6: the I R S is like, we've never seen this
Speaker 6: before the fact that somebody else filed a return saying
Speaker 6: you owe money. So now they're saying I owe money.
Speaker 6: But I'm like, that wasn't me that filed the return.
Speaker 4: And even when I.
Speaker 6: Said, hey, show me the return, we can't do that. Wait,
Speaker 6: it was my return. Why can't I see my own return? Well,
Speaker 6: you're saying it wasn't you. We can't show it to you.
Speaker 4: I'm like, what what?
Speaker 5: Yeah, I have another one, but I'll say no for
Speaker 5: another name.
Speaker 4: Well, should we make this tomorrow's podcast?
Speaker 6: Yes, maybe that's what we Okay, Well, tune in tomorrow
Speaker 6: for Gandhi's big teased podcast.
Speaker 3: Well technically this will have aired in time. Yeah, tune
Speaker 3: in next time for Gandhi's Big Doll Andy will you
Speaker 3: come back, of course.
Speaker 2: Elvister ran after party