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Speaker 1: Put your hands together, and we're going to stop and

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Speaker 1: a party.

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Speaker 2: See Elvis Duran after party.

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Speaker 3: And why don't know why. I wish I had pom poms.

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Speaker 3: That would be fun.

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Speaker 4: I could have seen you as a cheerleading.

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Speaker 3: I am uncoordinated.

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Speaker 4: Yeah, we don't have to be.

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Speaker 1: I watched you grab things that big ass hand and

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Speaker 1: everything just gets broken.

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Speaker 3: I will be able to probably hoist people.

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Speaker 5: I get very nervous when Andrew pet's dogs.

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Speaker 4: Oh please keep talking.

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Speaker 5: Have you ever seen him go in when he's like,

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Speaker 5: oh my god? And then sometimes he squeezes a little

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Speaker 5: too hard. I'm like, get off unhand the dogs spears style.

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Speaker 3: Yeah, I have cuteness aggression he does. It's a real thing.

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Speaker 4: Does it come out on poor defenseless.

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Speaker 1: Animal because they're so cute. Then if there's a dog

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Speaker 1: that's too little, I'm like, oh no, put it down.

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Speaker 5: Put it down like this.

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Speaker 3: With children too, or just some babies, I'm like cool,

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Speaker 3: Like my god, children are always like never let you

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Speaker 3: hold my kids. Yeah. Wait, something that you want to

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Speaker 3: tell us about yet?

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Speaker 5: Now, because this has become a fictional.

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Speaker 6: What do you bring us today, Andrew?

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Speaker 3: What's something everyone pretends to understand? But probably doesn't. Oh

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Speaker 3: you want to go first?

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Speaker 5: Yeah, okay, great, all things crypto.

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Speaker 4: Yes, I completely agree.

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Speaker 1: I think people who act like they know it definitely

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Speaker 1: don't know it. And I think if you are unable

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Speaker 1: to this is like an old adage. I did not

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Speaker 1: obviously come up with this. If you can't explain something

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Speaker 1: to me like I'm in fifth grade, you don't have

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Speaker 1: a good grasp on what that thing is. So I

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Speaker 1: have never encountered someone who has a very clear, your

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Speaker 1: concise way of explaining crypto in general and like blockchain stuff.

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Speaker 1: So I think that's a little hmm, you really know

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Speaker 1: about this?

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Speaker 7: Yeah, I think it's obs that one day is going

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Speaker 7: to blow up in everybody's face and that's gonna be

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Speaker 7: like we invested in what invisible stuff? That's what I

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Speaker 7: feel like it is.

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Speaker 6: Well, let's talk to scary NFT Jones. Scary where they failed?

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Speaker 4: Every one of them crapped? Did you get I? Okay?

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Speaker 8: So I let's put it this way. I spent I

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Speaker 8: bought about ten different ones. Let's put it this way.

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Speaker 8: I look, I have about ten percent. It went as

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Speaker 8: low as ten percent of my money, so I lost

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Speaker 8: ninety percent of my money.

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Speaker 9: But now it's kind of rally back, and now I'm

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Speaker 9: only down.

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Speaker 4: Maybe forty percent of my money.

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Speaker 8: I'm waiting for it to go back to zero and

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Speaker 8: then I'm pulling every penny out Because I knew nothing

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Speaker 8: about crypto I thought I did.

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Speaker 4: I came I enjoyed during the crypto winter. Yeah, you

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Speaker 4: know what a crypto winter is. It's bad, it's dark,

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Speaker 4: it's cold. You don't want to be a part of it.

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Speaker 4: Oh but I have. I had an answer to your question.

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Speaker 6: Okay, Uh, what was it?

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Speaker 4: Repeat the question?

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Speaker 3: What's something I whoe pretends to understand but probably doesn't scary?

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Speaker 4: Wine? Wine? Wine?

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Speaker 8: Oh yeah, I think they're wine and ficionados.

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Speaker 4: They're like they swirl around the glass and they go earthy.

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Speaker 8: I can't This one had some very finish to it.

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Speaker 4: This must have been near the cypress trees.

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Speaker 8: On My friends all the time, but they don't think

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Speaker 8: their wine connoisseurs.

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Speaker 4: Yeah, I'm my guys, just face it.

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Speaker 9: Go with the brand name or the one that's the

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Speaker 9: most expensive and boom, and that's the best.

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Speaker 7: Jeff who works with us engineer Jeff. I would trust

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Speaker 7: him because he knows his wine.

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Speaker 4: He studied it. He grows it.

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Speaker 5: Any of us know that he actually knows it. I

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Speaker 5: trust them, I trust and we would be.

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Speaker 4: Like, yes, okay, I agree with you one thousand percent.

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Speaker 4: Scared one million persons pretend to know wine. You don't

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Speaker 4: know about one.

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Speaker 1: That the next time we're all out together, when you

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Speaker 1: do that to the person who's doing the swirl and sniff.

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Speaker 4: Because yes, there's always that one person. I'll take the

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Speaker 4: lead on that.

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Speaker 9: I'll take them, they'll take they, they'll go go through

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Speaker 9: the entitle list.

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Speaker 4: This one. Believe that the one. We're gonna go with that.

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Speaker 4: And then when they taste it, because they always bring

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Speaker 4: it to that person.

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Speaker 6: Right, you were the windless, you might as well bring

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Speaker 6: out like the Chinese phone.

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Speaker 4: But I'm looking exactly, I have no idea.

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Speaker 8: I admit that this taste red, this taste white.

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Speaker 3: I just reached the age where I picked the middle one.

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Speaker 3: Now I used to go for like the cheapest one,

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Speaker 3: and now I'm like, oh, this one's know two dollars more. Yes,

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Speaker 3: I'm not as cheap as I used to be. Yeah,

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Speaker 3: it feels better minus taxes. I don't understand taxes. Nobody

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Speaker 3: understands taxes. We all pay for financial people to do

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Speaker 3: our taxes for people understand, they don't because the audit

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Speaker 3: still exists. So therefore, what is.

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Speaker 10: That I'm listening, I've got this, I'm under the table.

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Speaker 4: I didn't know you could hear me.

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Speaker 5: What are you doing under the table?

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Speaker 4: Who's under that with it's tape?

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Speaker 3: Anyway, it's taxes for me.

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Speaker 5: Yeah.

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Speaker 1: And also how weird it is that you get tax

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Speaker 1: on every single thing you do all the time. So

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Speaker 1: I buy something, I pay taxes. That store pays a

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Speaker 1: tax because I bought it as well. It's just the cash.

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Speaker 1: You still pay taxes if you pay gas, give your cash,

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Speaker 1: making it trail of the dollar is crazy. Yeah, and

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Speaker 1: then we still have to pay taxes on top of that.

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Speaker 3: It's insane.

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Speaker 1: I'm stepping in potholes every other step I take out here,

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Speaker 1: so it's kind of crazy.

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Speaker 5: Sidewalk.

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Speaker 3: What what is your accountant doing? They're just filling out

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Speaker 3: the forums for you. That's crazy. The government literally could

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Speaker 3: just send it okay, here's what you owe, and I'd

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Speaker 3: be like, okay, sure, but why aren't they doing that?

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Speaker 7: What if you what if they tell you you owe

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Speaker 7: that and you don't know that you owe less, or

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Speaker 7: they didn't account of certain things.

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Speaker 3: The government knows where everything.

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Speaker 6: Is for smart people to save more than money, or

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Speaker 6: people with money to pay people to save more.

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Speaker 4: All again, just like I seem to owe every frigging year.

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Speaker 3: I have never gotten a rebate.

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Speaker 5: Um, I don't get it, and I got kids.

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Speaker 4: You think I would owe less.

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Speaker 10: I don't understand why they don't just take the right

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Speaker 10: amount to begin.

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Speaker 5: With, exactly right that I don't understand.

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Speaker 3: Form a company and put it in an offshore bank

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Speaker 3: account in Antigua or Saint Bart's or something, and then

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Speaker 3: we'll all save money.

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Speaker 5: They're coming for you.

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Speaker 7: But why is that? Why is that when they take

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Speaker 7: the taxes out of your check every month, why don't

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Speaker 7: they take enough to cover so that at the.

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Speaker 6: End of the year you don't walk to you whether

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Speaker 6: or not you do enough to justify keeping more of

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Speaker 6: your money.

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Speaker 4: It's the stupidest, It's so stupid.

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Speaker 1: Yeah, I'll never ever understand how it's better for you

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Speaker 1: to be in debt than to just pay for every dawn.

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Speaker 5: It's wild. It's a stupid And.

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Speaker 3: Then bankruptcy is just the reset. You're just like, yeah,

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Speaker 3: I'm bankruptcy, Okay, you get to start from zero.

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Speaker 7: Company claims bankruptcy and I'm like, oh, they must be

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Speaker 7: going out of business. No, they're not going out of business.

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Speaker 7: They claim bankruptcy but they're still around.

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Speaker 5: How does that work?

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Speaker 6: Yeah, yeah, there's different kinds of banks.

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Speaker 8: Well, the chapter eleven versus chapter seven. Eleven eleven is

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Speaker 8: they allow you the reorganization and chapter seven is it gone.

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Speaker 1: But like a personal if I were to claim bankruptcy,

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Speaker 1: I can't go eleven. I gotta go seven, right, just

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Speaker 1: like me myself, And honest I think.

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Speaker 8: It's different for people versus business right as well, there's

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Speaker 8: no chapters.

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Speaker 6: You're always still liable for that.

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Speaker 4: I don't know. I heard that you can hit the

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Speaker 4: reset button on your totally.

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Speaker 8: I heard your own set TikTok floored.

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Speaker 3: Damn anybody else have something? If you state the question,

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Speaker 3: what's something everyone pretends to understand but probably doesn't.

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Speaker 6: So I don't know if this is a strong one.

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Speaker 6: But like when you're watching sports and so it's like, oh, Daren,

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Speaker 6: that's a that's a hold. I'm like, how do you

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Speaker 6: know this? Like, I think it's just always so subjective

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Speaker 6: when you're watching sports with like a hardcore sports person

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Speaker 6: and they're really into it. I have a general knowledge

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Speaker 6: of most things, but when somebody's really getting getting into

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Speaker 6: the sports, like do they really.

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Speaker 3: Know this or they just MA I will say your

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Speaker 3: example of a hold, I feel like you can physically

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Speaker 3: see that, you know.

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Speaker 6: Like sometimes I don't know how dare that's a that's

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Speaker 6: he pushed off.

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Speaker 7: I'm like he just half the time, if they go

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Speaker 7: and they do the review of the tape or whatever

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Speaker 7: they do, you still can't tell if it's one hundred

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Speaker 7: percent what you thought.

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Speaker 6: It was ridiculous, Yeah, which is why I said this

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Speaker 6: wasn't a strong one to begin with.

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Speaker 10: You know what you tried, Scottie oh min Just everything

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Speaker 10: financial I am. People will be like, well, you know

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Speaker 10: you should put up and think of a raw ira.

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Speaker 10: I'm like, oh yeah, sure, I have no idea when

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Speaker 10: it comes to finances.

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Speaker 4: I mean idiot.

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Speaker 10: I mean I know about like credit cards and stuff

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Speaker 10: like that, but when it comes to like saving and

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Speaker 10: putting things away and specially these accounts, I have no

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Speaker 10: freaking aprs and rates and nothing.

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Speaker 6: So much anxiety thinking about retirement and wondering if I'm

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Speaker 6: doing enough.

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Speaker 7: Why you have to hire someone that knows what they're.

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Speaker 6: Doing, yes, but then when you hire that person, they're

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Speaker 6: charging you some ridicuous money that when you add it up,

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Speaker 6: you're like, well, jesus ch, why.

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Speaker 7: Am I But they're smart because you don't know what

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Speaker 7: the hell you're doing. They do, so.

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Speaker 6: You're gonna pay because I was one of the people

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Speaker 6: that invested in two thousand and seven and then I

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Speaker 6: lost all my money, So now I'm so scared of

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Speaker 6: investing period that I got all that money stuffed under

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Speaker 6: the master.

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Speaker 5: All those people it's not even a science.

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Speaker 1: They're doing their best guess based on what they feel

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Speaker 1: people around them. So it's like, I don't know if

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Speaker 1: I even trust you. I did an accountant mess up

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Speaker 1: my taxes once, and I was like, how how I

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Speaker 1: hired you to do this job?

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Speaker 6: You should be famous again.

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Speaker 3: That's why I think it's a what I said here,

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Speaker 3: everyone pretends to understand.

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Speaker 4: Yeah, I don't understand.

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Speaker 5: Listen.

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Speaker 1: Fun fact, though a lot of accountants carry insurance if

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Speaker 1: they f up your taxes, he had to pay for

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Speaker 1: a big.

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Speaker 5: Part of it.

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Speaker 7: Wait, really, yeah.

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Speaker 1: He didn't have to pay for the difference that he

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Speaker 1: made a mistake with my taxes. Like, that's what I owed,

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Speaker 1: so I had to pay for that, but there were

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Speaker 1: penalties involved in it.

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Speaker 5: He had to pay for that.

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Speaker 1: Wow.

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Speaker 4: Wow.

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Speaker 6: See, Like, the problem I have right now is somebody

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Speaker 6: filed the return under my name that says I owe money,

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Speaker 6: which is nonsensical because if you're filing a return under

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Speaker 6: some of these name, you want a refund so you

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Speaker 6: get the cash. So when this came to light, even

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Speaker 6: the I R S is like, we've never seen this

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Speaker 6: before the fact that somebody else filed a return saying

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Speaker 6: you owe money. So now they're saying I owe money.

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Speaker 6: But I'm like, that wasn't me that filed the return.

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Speaker 4: And even when I.

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Speaker 6: Said, hey, show me the return, we can't do that. Wait,

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Speaker 6: it was my return. Why can't I see my own return? Well,

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Speaker 6: you're saying it wasn't you. We can't show it to you.

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Speaker 4: I'm like, what what?

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Speaker 5: Yeah, I have another one, but I'll say no for

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Speaker 5: another name.

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Speaker 4: Well, should we make this tomorrow's podcast?

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Speaker 6: Yes, maybe that's what we Okay, Well, tune in tomorrow

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Speaker 6: for Gandhi's big teased podcast.

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Speaker 3: Well technically this will have aired in time. Yeah, tune

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Speaker 3: in next time for Gandhi's Big Doll Andy will you

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Speaker 3: come back, of course.

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Speaker 2: Elvister ran after party