1 00:00:15,760 --> 00:00:22,240 Speaker 1: Hey, hey, Hey, we're back. We're black, We're brown Ambitionit 2 00:00:23,360 --> 00:00:24,040 Speaker 1: A'm Tiffany. 3 00:00:24,480 --> 00:00:25,440 Speaker 2: Hey guys, it's Mandy. 4 00:00:26,400 --> 00:00:30,000 Speaker 1: Yeah, manage. It feels we're taping like Midday. 5 00:00:30,240 --> 00:00:32,400 Speaker 2: I know, but you know, we've been the rules for 6 00:00:32,479 --> 00:00:35,519 Speaker 2: our friends and we have a very special friends slash 7 00:00:35,640 --> 00:00:38,760 Speaker 2: guest today. Do you want to do the honors to? 8 00:00:40,720 --> 00:00:41,120 Speaker 3: Well? 9 00:00:41,280 --> 00:00:43,559 Speaker 1: She is? You might have seen her. She actually had 10 00:00:43,560 --> 00:00:45,559 Speaker 1: her own show at one point. I mean you've seen her. 11 00:00:45,560 --> 00:00:49,080 Speaker 1: I'm shore on the Today Show. Farnouse to Robbie, who 12 00:00:49,200 --> 00:00:53,040 Speaker 1: is amazing. Not only is she a stellar financial expert 13 00:00:53,040 --> 00:00:57,160 Speaker 1: and educator, far Nouche recently, which is so awesome, started 14 00:00:57,160 --> 00:00:59,480 Speaker 1: doing stand up. How randomly cool is that? 15 00:01:00,000 --> 00:01:02,959 Speaker 2: I forgot about that. Yeah, Nush's awesome. I've known Nus 16 00:01:03,040 --> 00:01:05,600 Speaker 2: for a long time. She's authored I don't know three 17 00:01:05,680 --> 00:01:08,800 Speaker 2: or four different personal finance books. She has the massively 18 00:01:08,840 --> 00:01:12,640 Speaker 2: popular podcast called So Money, The So Money Podcast. She 19 00:01:12,720 --> 00:01:15,280 Speaker 2: was one of the first personal finance influencers, I think, 20 00:01:15,319 --> 00:01:18,320 Speaker 2: to launch a podcast like that, and it's been such 21 00:01:18,360 --> 00:01:22,880 Speaker 2: an amazing, such an amazing journey for her, and I'm 22 00:01:22,920 --> 00:01:24,319 Speaker 2: so excited to have her on the show because one 23 00:01:24,360 --> 00:01:26,240 Speaker 2: of the reasons we've wanted Farnusha on for a while, 24 00:01:26,360 --> 00:01:29,280 Speaker 2: is because both of us have been talking a lot about, 25 00:01:29,600 --> 00:01:32,839 Speaker 2: you know, planning our careers and our paths to motherhood 26 00:01:33,200 --> 00:01:36,399 Speaker 2: at the same time and trying to prepare as best 27 00:01:36,440 --> 00:01:39,360 Speaker 2: we can for what lies ahead. And I can't. I 28 00:01:39,360 --> 00:01:43,160 Speaker 2: couldn't think of anyone who's who's been more candid about 29 00:01:43,240 --> 00:01:47,440 Speaker 2: becoming a mother and running several businesses than Farnuche. And 30 00:01:47,480 --> 00:01:50,280 Speaker 2: I just knew she'd be the perfect person to, I 31 00:01:50,280 --> 00:01:53,160 Speaker 2: don't know, make us feel better about what's going on 32 00:01:53,320 --> 00:01:57,080 Speaker 2: and give some great little pearls of wisdom. On top 33 00:01:57,120 --> 00:02:01,840 Speaker 2: of that, Varnuchhe is never to stay in one place 34 00:02:01,880 --> 00:02:05,680 Speaker 2: for too long. She just launched a new business, a 35 00:02:05,760 --> 00:02:09,560 Speaker 2: new side project called stax House, which is a financial 36 00:02:09,600 --> 00:02:12,880 Speaker 2: empowerment pop up that she'll talk about on today's show 37 00:02:12,919 --> 00:02:13,360 Speaker 2: as well. 38 00:02:14,600 --> 00:02:16,720 Speaker 1: Yeah, I'm excited because she's just a fun, all around, 39 00:02:16,800 --> 00:02:19,520 Speaker 1: like dope human being and her kids are super durable. 40 00:02:20,120 --> 00:02:24,320 Speaker 1: Speaking of motherhood, I just spent all morning on the phone. 41 00:02:25,600 --> 00:02:27,880 Speaker 1: So I never had to enroll a kid before, like 42 00:02:27,880 --> 00:02:29,680 Speaker 1: in a school, and I grew up and I don't 43 00:02:29,720 --> 00:02:31,840 Speaker 1: know how it was where you grew up, but you know, 44 00:02:31,919 --> 00:02:33,360 Speaker 1: you just used to be like, Oh, I moved to 45 00:02:33,400 --> 00:02:35,680 Speaker 1: this town and this is the school that's close to 46 00:02:35,720 --> 00:02:38,800 Speaker 1: my house. You enroll your kid in Newark. It is 47 00:02:38,919 --> 00:02:43,960 Speaker 1: so different. So I've been getting my my niece, well 48 00:02:44,160 --> 00:02:45,760 Speaker 1: not my niece by blood, but you know, my niece 49 00:02:45,760 --> 00:02:49,240 Speaker 1: by my love. So for her mom, who moved here 50 00:02:49,320 --> 00:02:52,120 Speaker 1: last year to New York. Last year, she couldn't get 51 00:02:52,120 --> 00:02:56,000 Speaker 1: her into school school, a public school that she wanted 52 00:02:56,040 --> 00:02:58,520 Speaker 1: because I guess she moved like right at the school 53 00:02:58,600 --> 00:03:00,400 Speaker 1: year kind of time. So I understood that because there's 54 00:03:00,440 --> 00:03:03,160 Speaker 1: like a lottery system. But this year she applied extra early. 55 00:03:03,600 --> 00:03:06,200 Speaker 1: You get to choose like four schools. She chose four 56 00:03:06,240 --> 00:03:08,440 Speaker 1: schools and was not matched to any of them. So 57 00:03:08,440 --> 00:03:10,760 Speaker 1: her mother was totally freaking out. So I was like, 58 00:03:11,240 --> 00:03:14,720 Speaker 1: that seems weird and crazy. So I posted it on Facebook, 59 00:03:14,760 --> 00:03:17,920 Speaker 1: like hey, newer people, how does this work? And so 60 00:03:18,639 --> 00:03:22,040 Speaker 1: isn't that weird? Like apparently this is true. You can 61 00:03:22,520 --> 00:03:25,520 Speaker 1: choose your schools and these are public schools. These are 62 00:03:25,520 --> 00:03:27,760 Speaker 1: not charter schools, these are not these are just regular 63 00:03:27,800 --> 00:03:31,679 Speaker 1: public schools near your house and not get matched. I 64 00:03:31,720 --> 00:03:35,040 Speaker 1: don't know how you're not matched to four So I've 65 00:03:35,040 --> 00:03:36,920 Speaker 1: been on the phone honestly. But now I've spoken to 66 00:03:36,960 --> 00:03:39,480 Speaker 1: the CEO of the United Way, I spoken to like 67 00:03:40,440 --> 00:03:43,960 Speaker 1: an executive at the charter school. I spoken to a 68 00:03:44,360 --> 00:03:48,720 Speaker 1: board member at the Newark Board of Education because I'm like, no, 69 00:03:48,800 --> 00:03:50,760 Speaker 1: this is not right, and this is not just for 70 00:03:51,200 --> 00:03:53,640 Speaker 1: my niece, but just in general, what is going on? 71 00:03:54,240 --> 00:03:57,240 Speaker 1: And like, you know, I wonder if any parents out 72 00:03:57,240 --> 00:04:00,280 Speaker 1: there have experience with like this whole lottery system. I'd 73 00:04:00,280 --> 00:04:03,600 Speaker 1: heard of it before, but I didn't realize that it could. 74 00:04:03,920 --> 00:04:06,280 Speaker 1: You could literally not get matched. 75 00:04:06,840 --> 00:04:09,160 Speaker 2: A public school or are they public? 76 00:04:09,240 --> 00:04:12,160 Speaker 1: No, these are straight public, like not Sometimes you can 77 00:04:12,200 --> 00:04:13,640 Speaker 1: have like a charter school that's like we're like a 78 00:04:13,640 --> 00:04:17,280 Speaker 1: public school, and it's like, no, this is straight run 79 00:04:17,279 --> 00:04:18,880 Speaker 1: of the mill. I mean, these are good public schools, 80 00:04:18,880 --> 00:04:21,240 Speaker 1: but their public schools nonetheless. So isn't that crazy that 81 00:04:21,279 --> 00:04:24,320 Speaker 1: you can literally like not get into a public school, 82 00:04:24,320 --> 00:04:25,440 Speaker 1: four of them by your house? 83 00:04:26,040 --> 00:04:28,599 Speaker 2: Yeah? Man, New England is not like Northeast is no joke. 84 00:04:28,720 --> 00:04:30,719 Speaker 2: New York new jerk. Like the things I've learned about 85 00:04:30,760 --> 00:04:32,920 Speaker 2: public education up here, it makes you want to move 86 00:04:32,920 --> 00:04:36,159 Speaker 2: back to Georgia real quick. When I was growing up, yeah, 87 00:04:36,160 --> 00:04:38,600 Speaker 2: it was just like you were saying, like the total opposite. 88 00:04:38,720 --> 00:04:40,880 Speaker 2: You know, what's your school? Just look, you know, look 89 00:04:40,880 --> 00:04:43,440 Speaker 2: at where you're zoned. You know, you have a choice 90 00:04:43,480 --> 00:04:45,600 Speaker 2: of one high school, one middle school, maybe two high 91 00:04:45,640 --> 00:04:49,480 Speaker 2: schools if you're lucky, and that's it. Like the bus 92 00:04:49,520 --> 00:04:52,760 Speaker 2: picks you up, you go, and there's no choice. It's 93 00:04:52,839 --> 00:04:53,800 Speaker 2: just totally different. 94 00:04:53,839 --> 00:04:54,039 Speaker 1: Here. 95 00:04:54,160 --> 00:04:55,360 Speaker 2: How old is your niece? 96 00:04:56,120 --> 00:04:58,200 Speaker 1: She is eight, she's going to third grade. 97 00:04:58,480 --> 00:05:00,480 Speaker 2: Third grade, so it's like elementary school. 98 00:05:01,480 --> 00:05:04,000 Speaker 1: M hm. So I'm just like, excuse me, I was 99 00:05:04,000 --> 00:05:05,600 Speaker 1: trying to meet it and I couldn't press the meat 100 00:05:05,600 --> 00:05:10,039 Speaker 1: button and time okay, But yeah, I just so this 101 00:05:10,120 --> 00:05:12,200 Speaker 1: is not just for her, this is just in general. 102 00:05:12,240 --> 00:05:14,599 Speaker 1: So I'm just trying to figure out. So we've gotten 103 00:05:14,640 --> 00:05:18,119 Speaker 1: like a solution. Apparently it's like some family center place 104 00:05:18,160 --> 00:05:20,640 Speaker 1: that you can go to and it opens up the 105 00:05:20,640 --> 00:05:23,159 Speaker 1: twenty ninth of this month and you can go and 106 00:05:23,279 --> 00:05:26,560 Speaker 1: kind of be like, so I didn't get into these schools, 107 00:05:26,560 --> 00:05:28,799 Speaker 1: what do I do? But the earlier you go, the better, 108 00:05:30,080 --> 00:05:32,200 Speaker 1: And so that's what she's going to do. And then 109 00:05:33,080 --> 00:05:35,280 Speaker 1: so I just you know, and then you you know, 110 00:05:35,320 --> 00:05:36,839 Speaker 1: you pray for the best. I don't because I don't know, 111 00:05:36,880 --> 00:05:39,320 Speaker 1: it's not guaranteed. We could go to this family center 112 00:05:39,360 --> 00:05:41,919 Speaker 1: place and they're like, yeah, girls, so you and everybody 113 00:05:41,960 --> 00:05:45,120 Speaker 1: else wants a good school. But I mean, I'm hopeful, 114 00:05:45,160 --> 00:05:47,480 Speaker 1: but it's also just disheartening because it's like, so what 115 00:05:47,520 --> 00:05:49,480 Speaker 1: do you do? Do you do you either so it's 116 00:05:49,520 --> 00:05:52,880 Speaker 1: like one or two choices. You either well three one 117 00:05:53,200 --> 00:05:56,480 Speaker 1: you send your kid to a school where the kids 118 00:05:56,480 --> 00:05:58,680 Speaker 1: are failing, which is like why what you know, why 119 00:05:58,680 --> 00:06:01,479 Speaker 1: would a parent want that too? You sent your kids 120 00:06:01,520 --> 00:06:04,040 Speaker 1: to a decent school, but it's super far, like north 121 00:06:04,040 --> 00:06:06,840 Speaker 1: it's huge, Like we live in the Northward. There are 122 00:06:06,880 --> 00:06:08,839 Speaker 1: great schools in the Southward. You're looking at like a 123 00:06:08,880 --> 00:06:11,560 Speaker 1: twenty minute drive sometimes, you know, depending on if you're 124 00:06:11,560 --> 00:06:13,479 Speaker 1: going through traffic and stuff. You know, like that's not 125 00:06:13,560 --> 00:06:16,640 Speaker 1: a small thing to take your third grader, you know. 126 00:06:16,920 --> 00:06:19,040 Speaker 1: And then third choices that you put them in private school. 127 00:06:19,080 --> 00:06:20,920 Speaker 1: And that's what she did last year. She put her 128 00:06:20,960 --> 00:06:24,599 Speaker 1: in our parochial school. But you know, it was fairly 129 00:06:24,640 --> 00:06:27,520 Speaker 1: inexpensive as far as Catholic schools go, but it was 130 00:06:27,520 --> 00:06:29,440 Speaker 1: still money, you know, and she's like, we really, we 131 00:06:30,000 --> 00:06:33,560 Speaker 1: just bought a home. We're trying to save spending you know, 132 00:06:33,839 --> 00:06:37,920 Speaker 1: money every month for private school. When we paid taxes, 133 00:06:37,960 --> 00:06:39,920 Speaker 1: we bought a house here, we started a business here, 134 00:06:39,960 --> 00:06:42,440 Speaker 1: we pay taxes here, we went to college here. Like 135 00:06:42,560 --> 00:06:46,320 Speaker 1: I mean, I guess I'm not looking for to be 136 00:06:46,440 --> 00:06:51,360 Speaker 1: overly accommodated, just accommodated like a like a normal parent should, 137 00:06:51,400 --> 00:06:53,719 Speaker 1: you know. So it's just been an interesting process and 138 00:06:53,720 --> 00:06:56,760 Speaker 1: I'm like, wow, you know, how many parents you know 139 00:06:56,920 --> 00:06:59,479 Speaker 1: don't have the capacity to advocate for their child. What 140 00:06:59,520 --> 00:07:00,320 Speaker 1: do they do? You know? 141 00:07:01,360 --> 00:07:03,400 Speaker 2: That's really disheartening. 142 00:07:04,520 --> 00:07:05,920 Speaker 1: Yeah, So I mean I'll give you guys an update. 143 00:07:05,960 --> 00:07:07,720 Speaker 1: You know, by this time next week, I should have 144 00:07:07,800 --> 00:07:10,400 Speaker 1: like an update, so hopefully it all works out. But 145 00:07:10,480 --> 00:07:13,200 Speaker 1: ultimately what I want is that I'm sharing kind of 146 00:07:13,200 --> 00:07:15,080 Speaker 1: like the solutions that people have given me, like on 147 00:07:15,160 --> 00:07:17,680 Speaker 1: my Facebook page, because that's why I posted the question, 148 00:07:17,840 --> 00:07:20,240 Speaker 1: so you know, I mean, because I know she's not 149 00:07:20,280 --> 00:07:22,000 Speaker 1: the only parent, and that was the one request that 150 00:07:22,200 --> 00:07:25,560 Speaker 1: when I get some feedback, shared the solutions. And honestly, 151 00:07:25,600 --> 00:07:27,840 Speaker 1: the solution has just been to go to this family's 152 00:07:27,920 --> 00:07:31,760 Speaker 1: center and just share what's going on, and they're supposed 153 00:07:31,760 --> 00:07:34,560 Speaker 1: to be able to help. And so I mean that's 154 00:07:34,640 --> 00:07:37,600 Speaker 1: literally everybody who I message that's been the same feedback 155 00:07:37,640 --> 00:07:41,920 Speaker 1: from you know, the the charter school executive, the CEO 156 00:07:41,960 --> 00:07:44,480 Speaker 1: of the United Way, the Board of Education member, every 157 00:07:44,480 --> 00:07:46,400 Speaker 1: single person said the same thing. So I'm like, well, 158 00:07:46,480 --> 00:07:48,560 Speaker 1: let's hope that that's a real solution, you. 159 00:07:48,520 --> 00:07:52,080 Speaker 2: Know, I mean just finding it, like daycare is hard enough. 160 00:07:52,840 --> 00:07:55,960 Speaker 2: What the like paying for you know, paying for K 161 00:07:56,040 --> 00:07:57,920 Speaker 2: through twelve, if you have to send your kid to 162 00:07:57,960 --> 00:07:59,960 Speaker 2: private school, which some parents opt to do for school 163 00:08:00,160 --> 00:08:03,280 Speaker 2: aren't good. And then think about the cost of college 164 00:08:03,320 --> 00:08:04,840 Speaker 2: on top of that. It's just oh. 165 00:08:04,960 --> 00:08:08,440 Speaker 1: Yeah, it's just exactly and it's not saying it's one 166 00:08:08,440 --> 00:08:11,560 Speaker 1: of the reasons why, like Newark was under state control 167 00:08:12,040 --> 00:08:14,960 Speaker 1: for like thirty years something crazy. This is the first 168 00:08:15,040 --> 00:08:18,520 Speaker 1: year that they're finally able to manage their own schools 169 00:08:18,560 --> 00:08:21,600 Speaker 1: because NewYork schools were doing so poorly public schools that 170 00:08:21,920 --> 00:08:24,720 Speaker 1: the state took over, and so it's crawling its way 171 00:08:24,720 --> 00:08:26,440 Speaker 1: out of that. And if they want families to move 172 00:08:26,480 --> 00:08:29,840 Speaker 1: here to Newark, you know, then they have to provide 173 00:08:29,840 --> 00:08:34,040 Speaker 1: a way for them to have access to free and 174 00:08:34,160 --> 00:08:37,320 Speaker 1: fair and good public education or else people won't stay here. 175 00:08:37,360 --> 00:08:39,800 Speaker 1: I know, I won't let me wait till super baby 176 00:08:39,800 --> 00:08:41,800 Speaker 1: gets here. If it's a problem getting my baby into 177 00:08:41,920 --> 00:08:44,200 Speaker 1: like a good school. Someone's like, well, girl, you gonna 178 00:08:44,200 --> 00:08:45,719 Speaker 1: have the money to go to public private school, and 179 00:08:45,720 --> 00:08:47,520 Speaker 1: I'm like, well, first of all, I grew up in Westfield, 180 00:08:47,720 --> 00:08:51,079 Speaker 1: which has one of the best school systems in the state. 181 00:08:51,440 --> 00:08:54,079 Speaker 1: My parents purposely moved there because they were like, either 182 00:08:54,120 --> 00:08:57,080 Speaker 1: do we pay for private school for five girls or 183 00:08:57,120 --> 00:09:00,080 Speaker 1: do we pay taxes? And they opted for taxes. Oh, 184 00:09:00,120 --> 00:09:01,680 Speaker 1: you should be able to say that. So no, my 185 00:09:01,760 --> 00:09:03,720 Speaker 1: kid will go to public school if it's a good 186 00:09:03,720 --> 00:09:06,360 Speaker 1: public school. I have no problem with that. But they 187 00:09:06,400 --> 00:09:09,000 Speaker 1: have to be available to them. So yeah, you know, 188 00:09:09,160 --> 00:09:11,400 Speaker 1: this is I mean, like I said, this is it's 189 00:09:11,440 --> 00:09:14,959 Speaker 1: been very interesting, like this morning, Like, you know, so 190 00:09:16,080 --> 00:09:18,120 Speaker 1: this is what it is to assurance. 191 00:09:18,320 --> 00:09:20,280 Speaker 2: Well, did you on the on the bright side, I 192 00:09:20,280 --> 00:09:23,319 Speaker 2: mean speaking of like the cost of education. So following 193 00:09:23,480 --> 00:09:26,240 Speaker 2: candidates for twenty twenty, because it's never too early to 194 00:09:26,240 --> 00:09:31,040 Speaker 2: think about twenty twenty. Elizabeth Warren, Democratic candidate for the 195 00:09:31,080 --> 00:09:35,080 Speaker 2: nomination presidential nomination. She's released a plan. She's like one 196 00:09:35,120 --> 00:09:38,040 Speaker 2: of the only candidates who's actually releasing policy initiatives. So 197 00:09:38,440 --> 00:09:41,560 Speaker 2: that's what I'm looking at, is candidate's policies. And today 198 00:09:41,600 --> 00:09:43,880 Speaker 2: she came out and rolled out a plan for what 199 00:09:44,160 --> 00:09:49,080 Speaker 2: she would consider. She'd actually consider canceling student loan debt, 200 00:09:49,160 --> 00:09:51,640 Speaker 2: up to fifty thousand dollars of student loan debt for 201 00:09:51,640 --> 00:09:56,760 Speaker 2: forty two million Americans. And the policy plan right and 202 00:09:56,800 --> 00:09:58,680 Speaker 2: the way she would pay for it is a few 203 00:09:58,679 --> 00:10:01,120 Speaker 2: months ago when she first rolled out her candidacy, or 204 00:10:01,120 --> 00:10:03,480 Speaker 2: a couple months ago, she rolled out a new private 205 00:10:03,480 --> 00:10:07,040 Speaker 2: wealth tax, which would essentially put higher taxes on the ridge, 206 00:10:07,120 --> 00:10:09,760 Speaker 2: which we know recent tax reform did nothing, you know, 207 00:10:09,880 --> 00:10:12,760 Speaker 2: to that effect. So she would raise taxes on the 208 00:10:12,840 --> 00:10:16,720 Speaker 2: uber wealthy. And then with that increased tax revenue, she's 209 00:10:16,760 --> 00:10:19,760 Speaker 2: talking about passing that on to student loan borrowers to 210 00:10:19,800 --> 00:10:23,000 Speaker 2: help them have up to fifty thousand dollars of their 211 00:10:23,000 --> 00:10:27,760 Speaker 2: student loans their student loan debt completely eliminated, which would 212 00:10:28,000 --> 00:10:31,920 Speaker 2: just change lives. I mean, talk about starting from behind. 213 00:10:32,920 --> 00:10:36,480 Speaker 2: That would be huge, so huge, huge. 214 00:10:38,280 --> 00:10:40,000 Speaker 1: No, Honestly, I saw that like pop up in my 215 00:10:40,360 --> 00:10:43,240 Speaker 1: in my feed, and I was like, honestly, that is 216 00:10:43,280 --> 00:10:46,240 Speaker 1: an amazing idea, And yeah, I think I mean that 217 00:10:46,640 --> 00:10:48,880 Speaker 1: It just I don't know, like I look at my 218 00:10:49,200 --> 00:10:53,120 Speaker 1: mentee's she graduated law school. She's now working as a lawyer, 219 00:10:53,120 --> 00:10:55,600 Speaker 1: but when she first graduated, she was like, what am 220 00:10:55,600 --> 00:10:59,280 Speaker 1: I going to do? My student loans are nine hundred 221 00:10:59,280 --> 00:11:02,760 Speaker 1: dollars a month, and I'm like, what there are a 222 00:11:02,800 --> 00:11:05,720 Speaker 1: mortgage payment? I don't even you know, but I mean, 223 00:11:05,760 --> 00:11:08,080 Speaker 1: I'm sure those are private loans. I'm assuming that, you know, 224 00:11:08,120 --> 00:11:12,160 Speaker 1: Senator Warren is talking about public loans, but still student 225 00:11:12,200 --> 00:11:13,360 Speaker 1: loans are crippling. 226 00:11:13,760 --> 00:11:17,959 Speaker 2: I wish that was my mortgage payment anyway, property taxes. 227 00:11:18,000 --> 00:11:20,280 Speaker 1: If you live in deep South Jersey or in the. 228 00:11:20,320 --> 00:11:24,160 Speaker 2: South, no, but for real. So that was just fascinating 229 00:11:24,200 --> 00:11:26,800 Speaker 2: to me. And you know, especially when you look at 230 00:11:27,040 --> 00:11:29,400 Speaker 2: stats that have shown, you know, everyone was so excited 231 00:11:29,400 --> 00:11:32,080 Speaker 2: about public service loan forgiveness program and how it was 232 00:11:32,120 --> 00:11:34,840 Speaker 2: meant to forgive student loan debt for people who took 233 00:11:35,000 --> 00:11:37,800 Speaker 2: jobs and career paths and nonprofit or government work, only 234 00:11:37,840 --> 00:11:40,680 Speaker 2: to find out that very few people really qualified because 235 00:11:40,720 --> 00:11:45,400 Speaker 2: there were so many asterisks next to the qualification rules. 236 00:11:45,520 --> 00:11:48,360 Speaker 2: So you know, there's the student loan system is still 237 00:11:48,400 --> 00:11:51,440 Speaker 2: so broken. So that's not as I'm looking toward twenty 238 00:11:51,480 --> 00:11:54,080 Speaker 2: twenty and what candidates have to say, like, I really 239 00:11:54,160 --> 00:11:58,079 Speaker 2: want to see some actual policies with you know, ways 240 00:11:58,080 --> 00:12:00,680 Speaker 2: to pay for them. And it seems like Warned so 241 00:12:00,760 --> 00:12:03,440 Speaker 2: far has at least a plan to pay for such 242 00:12:03,440 --> 00:12:07,480 Speaker 2: a program. And the implications for the economy are just huge, 243 00:12:07,520 --> 00:12:09,959 Speaker 2: Like if it's not just about giving people a free ride, 244 00:12:10,080 --> 00:12:13,360 Speaker 2: it's like with fifty thousand dollars off their back, imagine 245 00:12:13,360 --> 00:12:15,160 Speaker 2: what you could do, you know, qualify for a mortgage 246 00:12:15,200 --> 00:12:17,880 Speaker 2: or one's you know, freaking out because millennials aren't you know, 247 00:12:17,880 --> 00:12:21,120 Speaker 2: getting into the home home. You can start a business, right, 248 00:12:21,200 --> 00:12:24,920 Speaker 2: start a business, maybe not rack up credit card debt 249 00:12:24,920 --> 00:12:28,440 Speaker 2: to finance your life, get out of the rent trap. 250 00:12:28,600 --> 00:12:32,400 Speaker 2: Like there's there's so much opportunity. And when you also 251 00:12:32,679 --> 00:12:36,200 Speaker 2: couple that with like stats on how disproportionate the student 252 00:12:36,240 --> 00:12:40,560 Speaker 2: loan debt crisis impacts communities of color, you know, who 253 00:12:40,559 --> 00:12:42,439 Speaker 2: are we really talking about when we when we say 254 00:12:42,600 --> 00:12:45,400 Speaker 2: who will really benefit from the debt canslation, it can 255 00:12:45,440 --> 00:12:48,800 Speaker 2: be people of color in a big way who already 256 00:12:48,840 --> 00:12:51,720 Speaker 2: or so behind. So that was a bit of good 257 00:12:51,800 --> 00:12:53,440 Speaker 2: news for next week. 258 00:12:53,480 --> 00:12:55,120 Speaker 1: Don't forget to remind them. I'm like I've been. Did 259 00:12:55,200 --> 00:12:56,280 Speaker 1: I tell you that I was looking for a new 260 00:12:56,320 --> 00:12:57,120 Speaker 1: financial planner? 261 00:12:57,360 --> 00:13:00,439 Speaker 2: Yes, ma'am. We talked about that, but. 262 00:13:00,400 --> 00:13:01,960 Speaker 1: I'm gonna I'll give you guys an update of like, 263 00:13:02,000 --> 00:13:04,400 Speaker 1: so I've been interviewing. I think I interviewed like I 264 00:13:04,440 --> 00:13:06,120 Speaker 1: want to say, five or six people last week, and 265 00:13:06,120 --> 00:13:08,520 Speaker 1: I have like two or three more this week. So 266 00:13:08,559 --> 00:13:10,720 Speaker 1: I'll give you a little update. A couple of people 267 00:13:10,840 --> 00:13:13,400 Speaker 1: I was like, yikes, are you sure you know how 268 00:13:13,400 --> 00:13:16,280 Speaker 1: to budget, let alone financially plan? But you know, and 269 00:13:16,360 --> 00:13:19,160 Speaker 1: some people were really awesome and some people were really aggressive. 270 00:13:19,240 --> 00:13:21,320 Speaker 1: So I'll give you guys an update once I finished 271 00:13:21,320 --> 00:13:25,520 Speaker 1: all of my all of my interviews and just you know, 272 00:13:25,679 --> 00:13:28,120 Speaker 1: share kind of like the process and a tool something 273 00:13:28,160 --> 00:13:31,160 Speaker 1: I created for myself that made the process ten times easier, 274 00:13:31,280 --> 00:13:33,280 Speaker 1: and I'll share it with you guys. So just putting it, 275 00:13:33,480 --> 00:13:35,400 Speaker 1: putting that out there before Niche comes on. 276 00:13:36,160 --> 00:13:39,800 Speaker 2: All right, very excited to hear who you pick. So 277 00:13:40,320 --> 00:13:41,959 Speaker 2: all right, well let's take a quick break and we'll 278 00:13:41,960 --> 00:13:46,680 Speaker 2: be right back with personal finance Guru, podcaster, entrepreneur, business owner, 279 00:13:46,800 --> 00:13:51,120 Speaker 2: mom preneur. Just all whatever the accolades are, she's got 280 00:13:51,160 --> 00:14:26,960 Speaker 2: them for a new to Robbie, come back and join us. Okay, guys, 281 00:14:27,000 --> 00:14:30,960 Speaker 2: we are back as promised with Arnous Tarabi Personal Finance 282 00:14:31,000 --> 00:14:34,360 Speaker 2: guru and recently co founder of sax House, which I'm 283 00:14:34,360 --> 00:14:36,600 Speaker 2: gonna let her describe to you, but first I'll say 284 00:14:36,600 --> 00:14:40,920 Speaker 2: it is a massive personal finance empowerment pop up that 285 00:14:41,120 --> 00:14:44,000 Speaker 2: just kicked off in Los Angeles and could be touring 286 00:14:44,040 --> 00:14:47,160 Speaker 2: to a city near you coming soon. Welcome for Nash. 287 00:14:47,240 --> 00:14:47,920 Speaker 3: Much, ladies. 288 00:14:48,000 --> 00:14:49,640 Speaker 4: This is so nice of you to have me on 289 00:14:50,040 --> 00:14:54,520 Speaker 4: And yeah, sax House is my latest project. I founded 290 00:14:54,600 --> 00:14:59,680 Speaker 4: this with two other female partners, Kendra Meyer and Patience Ramsey. 291 00:15:00,720 --> 00:15:04,120 Speaker 4: My co founders come from the world of marketing, experiential marketing, 292 00:15:04,160 --> 00:15:09,560 Speaker 4: brand launches, and with me, you know, the personal finance background. 293 00:15:09,800 --> 00:15:11,920 Speaker 4: We were a really great team to bring forth to 294 00:15:12,040 --> 00:15:15,120 Speaker 4: market this pop up and we're calling it, you know, 295 00:15:15,120 --> 00:15:17,800 Speaker 4: sax House. We're calling it a pop up with a purpose, so, 296 00:15:18,200 --> 00:15:21,960 Speaker 4: you know, taking a page out of the success of 297 00:15:22,000 --> 00:15:24,240 Speaker 4: all these other pop ups like Museum of Ice Cream, 298 00:15:24,320 --> 00:15:26,880 Speaker 4: Museum of Pizza, Color Factory, twenty nine rooms. 299 00:15:27,200 --> 00:15:28,760 Speaker 3: We want to be as successful as them. 300 00:15:28,920 --> 00:15:31,680 Speaker 4: There's a cultural relevance and a cultural excitement around pop ups, 301 00:15:31,840 --> 00:15:34,840 Speaker 4: but we wanted to bring forth also a bit of purpose, 302 00:15:34,960 --> 00:15:37,160 Speaker 4: and that purpose is to empower women as they go 303 00:15:37,200 --> 00:15:41,160 Speaker 4: through the experience to about their money to feel like 304 00:15:41,200 --> 00:15:43,920 Speaker 4: it's not taboo that they can actually, you know, take 305 00:15:43,960 --> 00:15:46,240 Speaker 4: control of their financial lives. And we know that there 306 00:15:46,280 --> 00:15:49,600 Speaker 4: are many solutions to this problem. We don't claim to 307 00:15:49,600 --> 00:15:51,480 Speaker 4: be you know, the pop up's not going to solve 308 00:15:51,520 --> 00:15:54,560 Speaker 4: all the world's financial problems. But we thought that, you know, 309 00:15:54,640 --> 00:15:56,960 Speaker 4: with all the content that already exists in the world 310 00:15:57,040 --> 00:16:01,359 Speaker 4: of personal finance, your great podcast book, you know, courses, 311 00:16:01,880 --> 00:16:05,040 Speaker 4: that what was kind of missing was this essential experience. 312 00:16:05,240 --> 00:16:09,040 Speaker 2: Yeah, you guys should check out www dot Stexhouse dot 313 00:16:09,040 --> 00:16:12,440 Speaker 2: com to buy tickets for sex House. Now, let's talk 314 00:16:12,440 --> 00:16:15,440 Speaker 2: about the social media moments, because this is all about 315 00:16:15,480 --> 00:16:18,400 Speaker 2: financial empowerment. But we all love a good Instagram moment. 316 00:16:18,800 --> 00:16:22,640 Speaker 2: And all I'm seeing is the mechanical piggy bank. Yeah, 317 00:16:22,680 --> 00:16:24,640 Speaker 2: and I need to know more. Does it travel? Will 318 00:16:24,640 --> 00:16:26,080 Speaker 2: it be traveling to future? 319 00:16:26,120 --> 00:16:27,240 Speaker 3: To panical baby? 320 00:16:28,040 --> 00:16:31,080 Speaker 4: And the piggy bank really is meant to and the 321 00:16:31,160 --> 00:16:35,040 Speaker 4: ride is meant to illustrate, bring to life the movements 322 00:16:35,040 --> 00:16:37,440 Speaker 4: of the market, the fact that the market can be unpredictable, 323 00:16:37,560 --> 00:16:41,240 Speaker 4: up down sideways, round and round. We found that something 324 00:16:41,280 --> 00:16:44,280 Speaker 4: like eighty six percent of women have said that they 325 00:16:44,320 --> 00:16:47,160 Speaker 4: have yet to get paid back for a small purchase 326 00:16:47,200 --> 00:16:50,160 Speaker 4: amongst friends, whether that's like I got you, I shared 327 00:16:50,200 --> 00:16:52,280 Speaker 4: an uber with you last night and I paid for it, 328 00:16:52,440 --> 00:16:55,040 Speaker 4: or I got dinner last night, they're still waiting for 329 00:16:55,120 --> 00:16:59,280 Speaker 4: that payment. Yeah, So we were like as something as 330 00:16:59,280 --> 00:17:01,600 Speaker 4: small as that, as we know, like asking for a raise, 331 00:17:01,640 --> 00:17:04,359 Speaker 4: we have this real trepidation around talking about money and 332 00:17:04,400 --> 00:17:05,560 Speaker 4: asking for what we want. 333 00:17:05,680 --> 00:17:07,360 Speaker 3: So that room has. 334 00:17:07,200 --> 00:17:12,200 Speaker 4: These beautiful illuminated installations. One's this massive cake that represents 335 00:17:12,480 --> 00:17:15,159 Speaker 4: a celebratory occasion in your life. Another is an actual 336 00:17:15,240 --> 00:17:17,959 Speaker 4: house that you can walk in, which represents like you know, 337 00:17:18,280 --> 00:17:22,840 Speaker 4: living in a home that achieving that milestone. And in 338 00:17:22,880 --> 00:17:27,320 Speaker 4: all of these experiences or life moments, how to speak 339 00:17:27,400 --> 00:17:30,520 Speaker 4: up and ask for money because like with birthdays and stuff, 340 00:17:30,520 --> 00:17:32,280 Speaker 4: we get a ton of gifts that we never use, 341 00:17:32,359 --> 00:17:34,879 Speaker 4: So why don't you ask for money instead, or you know, 342 00:17:34,920 --> 00:17:37,919 Speaker 4: when you have a roommate and you're living with your roommate, 343 00:17:38,640 --> 00:17:41,280 Speaker 4: making sure that you're talking about splitting the bills and 344 00:17:41,320 --> 00:17:42,719 Speaker 4: having that important conversation. 345 00:17:43,359 --> 00:17:45,720 Speaker 3: So that room is. 346 00:17:45,720 --> 00:17:48,439 Speaker 4: You'll see that all over Instagram, this giant cake or 347 00:17:48,480 --> 00:17:50,600 Speaker 4: the home that we have and this huge like also 348 00:17:50,680 --> 00:17:52,520 Speaker 4: this one room that this one part of the room 349 00:17:52,560 --> 00:17:55,960 Speaker 4: that is this floral like decor that looks like a 350 00:17:56,000 --> 00:17:58,720 Speaker 4: travel destination that's also a life moment. We want to 351 00:17:58,760 --> 00:18:02,199 Speaker 4: encourage women to travel and experience travel, but to do 352 00:18:02,240 --> 00:18:04,800 Speaker 4: it responsibly, splitting the bill with friends and how to 353 00:18:04,920 --> 00:18:09,240 Speaker 4: have those conversations. We also have a Stack salon, which 354 00:18:09,320 --> 00:18:13,359 Speaker 4: is a retrofitted salon that looks like kind of like 355 00:18:13,400 --> 00:18:16,600 Speaker 4: out of you know, Steal Magnolia's or something, And in 356 00:18:16,600 --> 00:18:20,399 Speaker 4: that room, it's really about creating this relaxing backdrop to 357 00:18:20,440 --> 00:18:23,800 Speaker 4: then talk about negotiating and asking for your worth. So 358 00:18:23,840 --> 00:18:26,680 Speaker 4: we've got excerpts from my podcast playing with people from 359 00:18:26,680 --> 00:18:30,719 Speaker 4: like Susie Orman and Ariana Huffington talking about how to 360 00:18:30,760 --> 00:18:31,600 Speaker 4: earn your worth. 361 00:18:31,760 --> 00:18:34,200 Speaker 3: We have a Stax she Stacks magazine. 362 00:18:34,240 --> 00:18:36,119 Speaker 4: She Sacks as our parent company, so we have a 363 00:18:36,119 --> 00:18:39,159 Speaker 4: whole magazine in there that has articles around how to 364 00:18:39,200 --> 00:18:43,199 Speaker 4: negotiate and you know, how to turn your side hustle 365 00:18:43,280 --> 00:18:45,879 Speaker 4: into a full time gig. And then we have in 366 00:18:46,000 --> 00:18:48,400 Speaker 4: every room, I forgot to mention this. In every room, 367 00:18:48,400 --> 00:18:52,000 Speaker 4: we have these electronic beacons that we call them beacons. 368 00:18:52,000 --> 00:18:54,480 Speaker 4: There are these tall vertical stations that are driven by 369 00:18:54,520 --> 00:18:58,280 Speaker 4: iPads that are a lot of them are pop quizzes 370 00:18:58,560 --> 00:19:01,720 Speaker 4: or they're asking you for more information about yourself so 371 00:19:01,760 --> 00:19:04,320 Speaker 4: that we can give you more catered advice. So that's 372 00:19:04,359 --> 00:19:08,000 Speaker 4: where we're trying to sprinkle in the literacy throughout the experience. 373 00:19:08,080 --> 00:19:11,040 Speaker 4: It was a balance, right, so it's not this heavy handed, 374 00:19:11,440 --> 00:19:14,960 Speaker 4: you know, textbook financial experience. I thought that would be 375 00:19:15,119 --> 00:19:18,000 Speaker 4: a little weird, frankly, but to the extent that we 376 00:19:18,080 --> 00:19:22,480 Speaker 4: thought it was, you know, fun and appropriate and well 377 00:19:22,520 --> 00:19:25,159 Speaker 4: tied into the room. We have these moments where you 378 00:19:25,200 --> 00:19:27,199 Speaker 4: can learn about money, but we also hope to have, 379 00:19:27,280 --> 00:19:31,440 Speaker 4: like money schools, really good conversations around closing the wealth gap, 380 00:19:32,880 --> 00:19:37,280 Speaker 4: you know, how the different sort of unique financial circumstances 381 00:19:37,280 --> 00:19:39,439 Speaker 4: that affect people that are like women of color or 382 00:19:39,480 --> 00:19:43,600 Speaker 4: modualized groups, Like how we can you know, create better 383 00:19:44,200 --> 00:19:47,239 Speaker 4: advice or tools or what are the systemic issues that 384 00:19:47,280 --> 00:19:50,800 Speaker 4: we can address. Because you know, again, sax House in 385 00:19:50,880 --> 00:19:53,360 Speaker 4: and of itself is a great experience, but we really 386 00:19:53,400 --> 00:19:56,160 Speaker 4: want to take it to the next level through conversation, 387 00:19:56,320 --> 00:19:59,359 Speaker 4: and we have a dedicated space in sax House for 388 00:19:59,440 --> 00:19:59,880 Speaker 4: those things. 389 00:20:00,080 --> 00:20:01,560 Speaker 3: If you two want to come and ho. 390 00:20:01,560 --> 00:20:03,600 Speaker 4: You do a live podcast from sax House, we would 391 00:20:03,600 --> 00:20:05,160 Speaker 4: totally invite you to come. 392 00:20:05,240 --> 00:20:07,360 Speaker 3: I think that would be fun. 393 00:20:07,600 --> 00:20:10,960 Speaker 4: And yeah, so if maybe that's how I get you 394 00:20:11,000 --> 00:20:13,280 Speaker 4: guys to come come take your show on the road, 395 00:20:14,119 --> 00:20:14,760 Speaker 4: that's awesome. 396 00:20:16,080 --> 00:20:19,479 Speaker 2: I'll take it. Well. Our other motivation for having you 397 00:20:19,520 --> 00:20:21,520 Speaker 2: on Farniche was just to talk to you because you 398 00:20:21,520 --> 00:20:24,400 Speaker 2: wrote this amazing article in her Finery twenty nine about 399 00:20:24,440 --> 00:20:27,480 Speaker 2: what it's like to be a successful mom and an entrepreneur. 400 00:20:27,960 --> 00:20:30,320 Speaker 2: So let's jump into that. I mean, Tiffany, I know 401 00:20:30,400 --> 00:20:31,880 Speaker 2: you have questions here. 402 00:20:32,000 --> 00:20:33,879 Speaker 1: Yes, and so I just wanted to ask, like, you know, 403 00:20:34,359 --> 00:20:35,760 Speaker 1: with all that you do, if you guys don't know, 404 00:20:35,880 --> 00:20:38,040 Speaker 1: you know, we talked a little bit about her Nusian 405 00:20:38,160 --> 00:20:40,200 Speaker 1: kind of like what she does, and you've probably seen 406 00:20:40,240 --> 00:20:42,520 Speaker 1: her on TV and she's got her podcast and she's 407 00:20:42,560 --> 00:20:47,160 Speaker 1: got this new venture. How are you able because as 408 00:20:47,200 --> 00:20:49,679 Speaker 1: I we talked offline that you know, I'm trying to 409 00:20:49,680 --> 00:20:52,400 Speaker 1: start a family with Superman and I am a little nervous. 410 00:20:52,400 --> 00:20:54,560 Speaker 1: I mean, we have a bonus daughter. But she's twelve, 411 00:20:54,600 --> 00:20:55,960 Speaker 1: and you know, a twelve year old girl is like 412 00:20:55,960 --> 00:20:57,960 Speaker 1: a it's like a forty year old man. I mean, 413 00:20:58,040 --> 00:21:02,120 Speaker 1: she's you know, fully, she she's like I mean since 414 00:21:02,119 --> 00:21:04,399 Speaker 1: she was eight. I mean she didn't need you know, 415 00:21:04,480 --> 00:21:08,720 Speaker 1: she doesn't need much to make her own breakfasts, and 416 00:21:08,760 --> 00:21:11,440 Speaker 1: she know we hang out. You knows staples like I do. 417 00:21:11,520 --> 00:21:13,639 Speaker 1: So it's not a heavy lift when she gets when 418 00:21:13,680 --> 00:21:15,320 Speaker 1: you get to that age, you know, plus her mom 419 00:21:15,400 --> 00:21:18,679 Speaker 1: is awesome, So it's only fifty percent of the responsibility. 420 00:21:19,760 --> 00:21:22,480 Speaker 1: But how you know, how do you manage with little 421 00:21:22,480 --> 00:21:24,640 Speaker 1: ones and doing all that you're doing well? 422 00:21:24,680 --> 00:21:26,679 Speaker 4: I will just say this that I had the same 423 00:21:27,400 --> 00:21:30,840 Speaker 4: concerns and before I had kids, you know, I was like, 424 00:21:31,600 --> 00:21:33,320 Speaker 4: how do these people do it? 425 00:21:33,320 --> 00:21:33,960 Speaker 3: It gets done? 426 00:21:34,200 --> 00:21:36,240 Speaker 4: Okay, But I think that you know, just I don't 427 00:21:36,240 --> 00:21:38,439 Speaker 4: know you that well, but I feel like I'm already 428 00:21:38,520 --> 00:21:42,080 Speaker 4: understanding that you have some really important kind of foundations 429 00:21:42,280 --> 00:21:45,560 Speaker 4: in your relationship, in your work, in your mindset too. 430 00:21:45,640 --> 00:21:47,920 Speaker 4: It's so important before you become a mom, a working mom, 431 00:21:48,000 --> 00:21:49,800 Speaker 4: that you have a few things like sort of quote 432 00:21:49,840 --> 00:21:52,200 Speaker 4: unquote figured out or at least you know that you're 433 00:21:52,240 --> 00:21:55,119 Speaker 4: aware of the needs. And one is that it sounds 434 00:21:55,119 --> 00:21:57,080 Speaker 4: like you have an amazing partner or superman. I mean, 435 00:21:57,119 --> 00:21:57,880 Speaker 4: his name is Superman. 436 00:21:59,560 --> 00:22:02,639 Speaker 3: That's pretty that's pretty self explanatory. So important. 437 00:22:02,840 --> 00:22:04,720 Speaker 4: I don't know how single moms do it. I think 438 00:22:04,760 --> 00:22:08,760 Speaker 4: that if you were a single mom, I would be 439 00:22:08,760 --> 00:22:11,080 Speaker 4: beside myself. I'd say, I don't know how you do it, 440 00:22:11,119 --> 00:22:13,600 Speaker 4: because I know, like in my life, yes, I'm married 441 00:22:13,600 --> 00:22:16,240 Speaker 4: to a great man and he helps me and supports us. 442 00:22:16,560 --> 00:22:17,920 Speaker 3: But it's also like. 443 00:22:18,040 --> 00:22:21,120 Speaker 4: Having a nanny and having friends who I can call 444 00:22:21,200 --> 00:22:23,160 Speaker 4: and say, hey, can I you know, can you watch 445 00:22:23,160 --> 00:22:25,640 Speaker 4: my kid for you know, the afternoon because I'm running late. 446 00:22:25,840 --> 00:22:29,200 Speaker 4: So having a support system is really important. Knowing who 447 00:22:29,200 --> 00:22:33,320 Speaker 4: your people are going to be is vital. So outside 448 00:22:33,320 --> 00:22:38,440 Speaker 4: of even just your nuclear family, you know, are their neighbors, relatives, friends, 449 00:22:38,520 --> 00:22:41,080 Speaker 4: You're gonna calling them all the time, but you'll be 450 00:22:41,400 --> 00:22:43,840 Speaker 4: really happy to be able to access and leverage them 451 00:22:43,960 --> 00:22:46,720 Speaker 4: in times of need. Having someone who can take care 452 00:22:46,760 --> 00:22:50,040 Speaker 4: of your child, like a nanny or a really great 453 00:22:50,119 --> 00:22:53,720 Speaker 4: daycare or preschool that you love and trust is really 454 00:22:53,720 --> 00:22:56,320 Speaker 4: important too. That's part of the how you do it. 455 00:22:57,560 --> 00:22:59,320 Speaker 4: And you might not get it right the first time. 456 00:22:59,359 --> 00:23:02,280 Speaker 4: You know, I know people who hire caretakers and it 457 00:23:02,280 --> 00:23:04,359 Speaker 4: doesn't work out, So that's okay. It's just know that 458 00:23:04,359 --> 00:23:07,800 Speaker 4: that's part of the process sometimes because as a new parent, 459 00:23:07,880 --> 00:23:11,160 Speaker 4: like sometimes you just don't know what you need and 460 00:23:11,400 --> 00:23:14,120 Speaker 4: so the I guess the elephant in the room here 461 00:23:14,240 --> 00:23:16,000 Speaker 4: is that to be able to have all these. 462 00:23:15,840 --> 00:23:17,320 Speaker 3: Things, you need money. 463 00:23:17,359 --> 00:23:21,320 Speaker 4: And I think that it is much harder when you 464 00:23:21,400 --> 00:23:25,440 Speaker 4: don't have savings for study income before you have kids. 465 00:23:25,480 --> 00:23:28,000 Speaker 4: We know this, but it's it's I wrote about this 466 00:23:28,040 --> 00:23:32,400 Speaker 4: for Refinery twenty nine that even in my twenties, when 467 00:23:32,440 --> 00:23:34,480 Speaker 4: I was far from having kids, I had kids in 468 00:23:34,480 --> 00:23:39,160 Speaker 4: my mid thirties, I already could tell that having kids 469 00:23:39,200 --> 00:23:41,720 Speaker 4: in New York City, in particular a tri state area 470 00:23:41,880 --> 00:23:44,399 Speaker 4: is really expensive if you want to continue working, Like 471 00:23:44,440 --> 00:23:46,359 Speaker 4: it's kind of ironic, Like you have to be able 472 00:23:46,400 --> 00:23:51,280 Speaker 4: to afford your you have to work to be able 473 00:23:51,359 --> 00:23:55,600 Speaker 4: to afford having kids, which is you know, and you 474 00:23:55,640 --> 00:23:57,080 Speaker 4: have to have to have a good job and a 475 00:23:57,080 --> 00:24:00,320 Speaker 4: good paying job to be able to sometimes for some 476 00:24:00,400 --> 00:24:03,440 Speaker 4: of the basics. So making sure that you're financially set 477 00:24:03,520 --> 00:24:07,800 Speaker 4: up is vital and preparing for things like childcare. But 478 00:24:07,840 --> 00:24:09,760 Speaker 4: I think also what I'm sensing from your question is 479 00:24:09,800 --> 00:24:12,679 Speaker 4: like the management of it. You know, because you're busy, 480 00:24:12,880 --> 00:24:16,080 Speaker 4: you're running off, you're doing speeches, you're traveling the country, 481 00:24:16,160 --> 00:24:19,159 Speaker 4: you've got TV and like all your work. But I 482 00:24:19,200 --> 00:24:21,399 Speaker 4: think that one of the beauties that happens when you 483 00:24:21,520 --> 00:24:26,040 Speaker 4: have kids is that your framework completely changes. But it's okay, 484 00:24:26,080 --> 00:24:28,639 Speaker 4: it's what you've wanted. And I realized that when I 485 00:24:28,680 --> 00:24:32,280 Speaker 4: had kids, my first son, there were limitations as far 486 00:24:32,320 --> 00:24:34,560 Speaker 4: as what I could do. Like I couldn't just drop 487 00:24:34,640 --> 00:24:38,440 Speaker 4: and go to California, you know, because some random television 488 00:24:38,440 --> 00:24:41,360 Speaker 4: production company was calling. And maybe before I had kids 489 00:24:41,359 --> 00:24:43,879 Speaker 4: i'd be able to, but you know, it was I 490 00:24:43,920 --> 00:24:46,560 Speaker 4: had limitations. I started my podcast as soon as I 491 00:24:46,600 --> 00:24:50,560 Speaker 4: had a kid because of the benefits of how that 492 00:24:50,720 --> 00:24:52,840 Speaker 4: worked with my new life as a mom. So a 493 00:24:52,880 --> 00:24:56,200 Speaker 4: podcast I can do from home. It's something that still 494 00:24:56,200 --> 00:24:58,560 Speaker 4: allows me to connect to all the women and all 495 00:24:58,600 --> 00:25:01,159 Speaker 4: the men that I want to connect with. It's monetizable 496 00:25:01,720 --> 00:25:04,239 Speaker 4: and it's like it doesn't require me to like get 497 00:25:04,320 --> 00:25:06,840 Speaker 4: dressed up, you know, and put on makeup. You know, 498 00:25:06,880 --> 00:25:09,399 Speaker 4: before I had kids, I was doing a TV show 499 00:25:09,480 --> 00:25:12,240 Speaker 4: and like a lot of videos, which required me a 500 00:25:12,240 --> 00:25:14,879 Speaker 4: lot of time and also like getting ready and all 501 00:25:14,880 --> 00:25:17,240 Speaker 4: the whole makeup and hair thing. Like I wanted to 502 00:25:17,320 --> 00:25:19,440 Speaker 4: kind of tone that down and I was looking forward 503 00:25:19,480 --> 00:25:21,800 Speaker 4: to it, and you know, you're not going to be 504 00:25:21,880 --> 00:25:24,440 Speaker 4: able to know everything that's going to happen. But for somehow, 505 00:25:24,480 --> 00:25:27,040 Speaker 4: like having kids makes you a lot more decisive around 506 00:25:27,160 --> 00:25:28,800 Speaker 4: what it is you want to do and what you 507 00:25:28,840 --> 00:25:31,159 Speaker 4: can do. And here's the thing, Like you've been working 508 00:25:31,200 --> 00:25:35,920 Speaker 4: so hard all your career that you have now arrived 509 00:25:35,960 --> 00:25:37,360 Speaker 4: at a place where, now that you want to become 510 00:25:37,400 --> 00:25:40,000 Speaker 4: a parent, you can afford to say no to things. 511 00:25:40,480 --> 00:25:43,560 Speaker 4: And then the ramifications aren't going to be dire for you, right, 512 00:25:43,720 --> 00:25:45,000 Speaker 4: Like you saying. 513 00:25:44,800 --> 00:25:46,720 Speaker 3: No to certain things. 514 00:25:47,960 --> 00:25:50,439 Speaker 4: Versus you saying no ten years ago to those certain things, 515 00:25:50,560 --> 00:25:54,200 Speaker 4: a whole different consequence. You're not going to want to 516 00:25:54,200 --> 00:25:56,680 Speaker 4: say yes to everything. I wrote an article for Money 517 00:25:56,720 --> 00:26:00,000 Speaker 4: one time that since becoming a mom, my income double, 518 00:26:00,480 --> 00:26:03,840 Speaker 4: and I think it's because I got really, really acutely 519 00:26:03,880 --> 00:26:06,359 Speaker 4: aware of the things that were important to me. I 520 00:26:06,400 --> 00:26:10,040 Speaker 4: got really clear on my framework and like how how 521 00:26:10,119 --> 00:26:12,280 Speaker 4: I work, Like I don't go on business trips that 522 00:26:12,359 --> 00:26:15,200 Speaker 4: require me out of the house for two or three 523 00:26:15,240 --> 00:26:17,720 Speaker 4: more nights unless you know, I just got back from 524 00:26:17,800 --> 00:26:21,399 Speaker 4: LA for a week. That's a unique circumstance. But you 525 00:26:21,400 --> 00:26:24,080 Speaker 4: know I used to just do things sometimes for free. 526 00:26:24,440 --> 00:26:25,159 Speaker 3: Never again. 527 00:26:26,080 --> 00:26:27,960 Speaker 4: And if it's gonna if they're gonna want me to travel, 528 00:26:28,080 --> 00:26:30,080 Speaker 4: then they have to, you know, make sure that they 529 00:26:30,119 --> 00:26:32,720 Speaker 4: get me back here within forty eight hours, that the 530 00:26:32,800 --> 00:26:36,400 Speaker 4: travel is accommodating, that that there's money involved. I've become 531 00:26:36,440 --> 00:26:38,920 Speaker 4: really good at negotiating asking for my worth. 532 00:26:39,000 --> 00:26:43,040 Speaker 3: Since I became a parent. And so I think, I 533 00:26:43,040 --> 00:26:47,120 Speaker 3: think you're gonna be fine. I think that you're gonna 534 00:26:47,119 --> 00:26:47,960 Speaker 3: be more than fine. 535 00:26:48,040 --> 00:26:50,360 Speaker 4: You know, you have the support system, you have the income, 536 00:26:50,880 --> 00:26:53,680 Speaker 4: you're driven, you know who you are. 537 00:26:54,040 --> 00:26:56,040 Speaker 3: You're gonna be a great role model for your kids too. Like, 538 00:26:56,040 --> 00:26:57,320 Speaker 3: I can't wait for you to be a parent. 539 00:26:58,000 --> 00:26:59,840 Speaker 1: What if I'm like, I think about, like what if 540 00:26:59,840 --> 00:27:01,760 Speaker 1: I'm like, I don't want to do the budgeteste anywhere. 541 00:27:01,760 --> 00:27:03,359 Speaker 1: I mean, one of the things I did ahead of 542 00:27:03,359 --> 00:27:06,040 Speaker 1: time is that I started an online school for that 543 00:27:06,240 --> 00:27:09,240 Speaker 1: very same reason. And I was like, if I never 544 00:27:09,359 --> 00:27:12,040 Speaker 1: spoke again on the stage, what you know, what does 545 00:27:12,040 --> 00:27:14,920 Speaker 1: that look like? And so I said, well, I need 546 00:27:14,960 --> 00:27:17,320 Speaker 1: income to still come in. And so my online school 547 00:27:17,359 --> 00:27:21,760 Speaker 1: does really really well, and its like it probably makes 548 00:27:21,800 --> 00:27:24,600 Speaker 1: about I want to say, like four or five times 549 00:27:24,640 --> 00:27:27,320 Speaker 1: what me speaking and books and stuff as the budget 550 00:27:27,320 --> 00:27:29,919 Speaker 1: needs to make so as far as it incomes, you know, 551 00:27:30,080 --> 00:27:31,879 Speaker 1: the only thing is like it's like I have people 552 00:27:31,920 --> 00:27:34,359 Speaker 1: that are hired via the Budgetista. But even then we 553 00:27:34,480 --> 00:27:37,080 Speaker 1: have some ideas in place of like how the Budgetiessa 554 00:27:37,119 --> 00:27:40,239 Speaker 1: can make money without the Budgetisa me, you know, so 555 00:27:40,240 --> 00:27:42,200 Speaker 1: it can you know, keep that business running. So I'm 556 00:27:42,200 --> 00:27:45,199 Speaker 1: not worried so much about the financial component, I guess 557 00:27:45,200 --> 00:27:48,200 Speaker 1: more so, like, you know, just it's a lot emotionally. 558 00:27:48,359 --> 00:27:51,080 Speaker 1: I mean when I babysit my I used to ask 559 00:27:51,080 --> 00:27:54,040 Speaker 1: my sister like, hey, you know you didn't reply to 560 00:27:54,080 --> 00:27:56,200 Speaker 1: my tax or did you get that email sentent you? 561 00:27:56,320 --> 00:27:58,000 Speaker 1: And she'd be like, girl, the kids are up, and 562 00:27:58,040 --> 00:28:00,840 Speaker 1: I'm like, what does that mean? And a babysat and 563 00:28:00,880 --> 00:28:02,800 Speaker 1: I was like, how do you even go to the bathroom? 564 00:28:05,640 --> 00:28:08,760 Speaker 4: Well, she doesn't sometimes and sometimes it's Thursday and she 565 00:28:08,800 --> 00:28:12,040 Speaker 4: realized she hasn't taken a shower since Monday. And I 566 00:28:12,080 --> 00:28:14,520 Speaker 4: think it's important for parents to be a lot more 567 00:28:14,520 --> 00:28:18,399 Speaker 4: transparent about the realities of raising a kid. So, you know, 568 00:28:18,520 --> 00:28:21,320 Speaker 4: in my in starting sax House, I'm the only mom 569 00:28:21,359 --> 00:28:26,000 Speaker 4: in the company, and and you know, I don't want 570 00:28:26,000 --> 00:28:28,240 Speaker 4: to always like use my family as an excuse, but 571 00:28:28,280 --> 00:28:31,560 Speaker 4: the reality is is like I can't do four hour 572 00:28:31,600 --> 00:28:34,359 Speaker 4: meetings on the weekends. Sorry, ladies, you know, like my 573 00:28:34,400 --> 00:28:37,439 Speaker 4: life is just not there. I can't and maybe I could, 574 00:28:37,760 --> 00:28:40,959 Speaker 4: but I don't want to. I don't want be that 575 00:28:41,040 --> 00:28:43,080 Speaker 4: kind of parent that's away from her family on the 576 00:28:43,080 --> 00:28:45,600 Speaker 4: weekends for four hours. If I can, if there's another 577 00:28:45,600 --> 00:28:47,320 Speaker 4: way to do it, let's do it. So I'm really 578 00:28:47,400 --> 00:28:49,640 Speaker 4: vocal about the fact that, you know, as a mom, 579 00:28:50,200 --> 00:28:52,880 Speaker 4: there's just some non negotiables for me, like I'm going 580 00:28:52,960 --> 00:28:54,560 Speaker 4: to give you all this time, but then i need 581 00:28:54,600 --> 00:28:56,600 Speaker 4: other times to do to be a mom, you know, 582 00:28:56,640 --> 00:28:59,160 Speaker 4: and to be with my family. And I'm not apologetic 583 00:28:59,200 --> 00:29:01,360 Speaker 4: about that. And I think that, you know, there's that 584 00:29:01,480 --> 00:29:04,200 Speaker 4: saying where we want women to work like they don't 585 00:29:04,240 --> 00:29:05,880 Speaker 4: have a family, and have a family like they don't 586 00:29:05,920 --> 00:29:07,680 Speaker 4: have work, and I think that that. 587 00:29:07,640 --> 00:29:08,520 Speaker 3: Needs to stop. 588 00:29:08,760 --> 00:29:10,760 Speaker 4: And I think people used to be afraid, like I 589 00:29:10,840 --> 00:29:13,680 Speaker 4: used to be a little bit more timid about saying like, well, 590 00:29:13,720 --> 00:29:15,880 Speaker 4: I can't, you know, I've to be home by five 591 00:29:16,080 --> 00:29:18,960 Speaker 4: because my nanny leaves them. And now I'm just like sorry, 592 00:29:19,080 --> 00:29:21,680 Speaker 4: five o'clock is my witching hour. It's when my nanny 593 00:29:21,840 --> 00:29:23,160 Speaker 4: leaves and I have to be at home and I'm 594 00:29:23,240 --> 00:29:25,800 Speaker 4: literally out of commission for at least half an hour. 595 00:29:25,840 --> 00:29:28,560 Speaker 4: Because my kids are climbing my body for thirty minutes 596 00:29:28,600 --> 00:29:31,440 Speaker 4: and that's just the reality. Like I don't know, I'm 597 00:29:31,440 --> 00:29:33,680 Speaker 4: not going to dance around it. That's just it is 598 00:29:33,720 --> 00:29:36,240 Speaker 4: what it is. And I'm so I feel so fortunate 599 00:29:36,400 --> 00:29:37,680 Speaker 4: to be able to have that life. 600 00:29:37,800 --> 00:29:39,720 Speaker 1: I get to bring that to the women that work 601 00:29:39,760 --> 00:29:41,600 Speaker 1: with me. It's largely I would say it's we're like 602 00:29:41,680 --> 00:29:44,760 Speaker 1: ninety percent women, and of the women, I would say, 603 00:29:45,280 --> 00:29:48,400 Speaker 1: you know, more than half our moms, and of those moms, 604 00:29:48,800 --> 00:29:51,840 Speaker 1: more than you know, sixty percent of those moms are 605 00:29:52,160 --> 00:29:55,440 Speaker 1: are mothers of young children, like you know, one, two, three, four, 606 00:29:55,960 --> 00:29:59,080 Speaker 1: and so we make it I really make it a 607 00:29:59,120 --> 00:30:02,040 Speaker 1: point and make the environment in that because we all 608 00:30:02,040 --> 00:30:05,560 Speaker 1: work digitally that they set their own schedule. There is 609 00:30:05,640 --> 00:30:08,360 Speaker 1: no you know, like your family comes first, second and third. 610 00:30:08,640 --> 00:30:11,920 Speaker 1: If we're having like my my CFO Rachel, she's amazing, 611 00:30:12,440 --> 00:30:16,040 Speaker 1: She's got a Manny. I think her son is three 612 00:30:16,120 --> 00:30:18,800 Speaker 1: or four and amani her daughter is like one or two, 613 00:30:19,200 --> 00:30:21,680 Speaker 1: and so sometimes you know, Rachel is like diving deep 614 00:30:21,680 --> 00:30:24,200 Speaker 1: into the numbers and Manny is like on the video 615 00:30:24,320 --> 00:30:27,200 Speaker 1: chat like hey miss steven A, you know, just like chilling, 616 00:30:27,360 --> 00:30:31,360 Speaker 1: and I'm like bring him, you know, because I want you, 617 00:30:31,440 --> 00:30:33,800 Speaker 1: like you shouldn't hide that part of yourself, your mom 618 00:30:34,200 --> 00:30:37,320 Speaker 1: and your mom who's just a killer CFO, but you're 619 00:30:37,360 --> 00:30:40,080 Speaker 1: still a mom. And sometimes we have meetings and she's like, 620 00:30:40,200 --> 00:30:41,600 Speaker 1: you might hear the kids. We're at the park, I'm 621 00:30:41,600 --> 00:30:44,200 Speaker 1: pushing them on the swing, and I'm like, look, that's 622 00:30:44,240 --> 00:30:46,640 Speaker 1: fine by me. I mean they you know, It's just 623 00:30:46,760 --> 00:30:49,120 Speaker 1: I wish more there was more of an environment of that. 624 00:30:49,360 --> 00:30:51,200 Speaker 1: The great thing is I do have a really great 625 00:30:51,360 --> 00:30:55,600 Speaker 1: support system. My husband is awesome, and my team, they're 626 00:30:55,600 --> 00:30:57,400 Speaker 1: all they all know that I'm working on having a kid, 627 00:30:57,440 --> 00:30:59,719 Speaker 1: and like I said, they have been awesome of like 628 00:31:00,040 --> 00:31:02,960 Speaker 1: what can we do that? They literally have like operation 629 00:31:03,080 --> 00:31:07,920 Speaker 1: Tiffany's baby, you know, and so you know, so I'm fortunate, 630 00:31:08,000 --> 00:31:09,800 Speaker 1: but it's like, yeah, so I guess it's more so 631 00:31:09,880 --> 00:31:12,680 Speaker 1: the nerves of like I'm one of five girls. I 632 00:31:12,680 --> 00:31:14,040 Speaker 1: don't know how my mother did it, one of. 633 00:31:14,080 --> 00:31:18,360 Speaker 4: Five girls, and our mothers do it, honestly, I don't know. 634 00:31:18,480 --> 00:31:21,360 Speaker 1: I'm like, so you went to school, you worked, you 635 00:31:21,480 --> 00:31:24,320 Speaker 1: raised the just I just don't. I could barely take 636 00:31:24,320 --> 00:31:26,360 Speaker 1: care of myself. I feel like half the time. So 637 00:31:26,920 --> 00:31:29,320 Speaker 1: I guess it's just a nervousness of the emotional component 638 00:31:29,400 --> 00:31:32,680 Speaker 1: of how to manage. Because, for example, my publicist Drina, 639 00:31:33,040 --> 00:31:35,080 Speaker 1: she's got a young son, and I remember the first 640 00:31:35,440 --> 00:31:37,200 Speaker 1: year or two which she would travel with me to say, 641 00:31:37,200 --> 00:31:38,840 Speaker 1: if I was like shooting something in LA and she 642 00:31:38,880 --> 00:31:42,320 Speaker 1: would travel with me, she'd be at the airport in hysterics, 643 00:31:42,400 --> 00:31:44,560 Speaker 1: you know, and I'm like, what happened. She's like, I 644 00:31:44,640 --> 00:31:48,160 Speaker 1: love the baby, and I'm like, oh, I was, like 645 00:31:48,440 --> 00:31:50,760 Speaker 1: it was so hard. I mean, it's not as hard now, 646 00:31:50,800 --> 00:31:53,440 Speaker 1: but it's still really hard for her to travel and leave. 647 00:31:53,520 --> 00:31:55,320 Speaker 1: So I guess that's just a component. I guess she 648 00:31:55,480 --> 00:31:58,000 Speaker 1: just never quite get over that. And like you said, 649 00:31:58,080 --> 00:32:01,959 Speaker 1: making sure that when you do work that you're not 650 00:32:02,120 --> 00:32:04,960 Speaker 1: gone as long you know well, And I would. 651 00:32:04,840 --> 00:32:08,960 Speaker 4: Just say, you know, there's this real push in our 652 00:32:09,000 --> 00:32:11,520 Speaker 4: society to get women back to work sooner than later, 653 00:32:11,560 --> 00:32:13,200 Speaker 4: and women, I think we also have that pressure on 654 00:32:13,240 --> 00:32:14,920 Speaker 4: it ourselves, like I don't want to miss out. I 655 00:32:15,120 --> 00:32:18,240 Speaker 4: need to go back to work, but to really if 656 00:32:18,240 --> 00:32:20,400 Speaker 4: there's one advice I would give you is like, after 657 00:32:20,440 --> 00:32:24,320 Speaker 4: you have your baby, to just give yourself permission to 658 00:32:24,560 --> 00:32:26,800 Speaker 4: do to feel however you want to feel. And to 659 00:32:26,840 --> 00:32:28,600 Speaker 4: act however you want to act, and not to feel 660 00:32:28,600 --> 00:32:30,200 Speaker 4: like you have to follow a script or some sort 661 00:32:30,200 --> 00:32:32,360 Speaker 4: of timeline to get back to work really quickly. Like 662 00:32:32,440 --> 00:32:36,360 Speaker 4: your body needs to heal, your mind needs to get refocused. 663 00:32:37,000 --> 00:32:41,280 Speaker 4: Some people call it like the fifth the fourth tri master. 664 00:32:42,200 --> 00:32:45,040 Speaker 4: You know where you've had your baby, but you're still 665 00:32:45,120 --> 00:32:47,480 Speaker 4: you know, you're not a hundred, you're not yourself again. 666 00:32:47,600 --> 00:32:50,520 Speaker 4: You know yet you're a different person. You're a different person. 667 00:32:50,760 --> 00:32:53,440 Speaker 4: You're not a lesser person or or you know, you're 668 00:32:53,480 --> 00:32:57,600 Speaker 4: just different. And so people sometimes don't give us the 669 00:32:57,840 --> 00:33:02,040 Speaker 4: required sort of space and tension and support in those 670 00:33:02,160 --> 00:33:06,560 Speaker 4: vital you know, months following birth. I remember my doctor. 671 00:33:07,000 --> 00:33:08,880 Speaker 4: She said to me, I don't want your I want 672 00:33:08,920 --> 00:33:10,800 Speaker 4: you to have your feet up for at least a week. 673 00:33:10,840 --> 00:33:13,000 Speaker 4: I don't want you like and I couldn't help myself. 674 00:33:13,000 --> 00:33:14,760 Speaker 4: I wanted to clean, I wanted to like hold the 675 00:33:14,760 --> 00:33:18,840 Speaker 4: baby a lot. I wanted to walk around. And that's 676 00:33:19,000 --> 00:33:21,480 Speaker 4: you know, everyone's going to be different. But if you're 677 00:33:21,480 --> 00:33:25,280 Speaker 4: feeling like you need to slow down, slow it down, 678 00:33:25,480 --> 00:33:26,760 Speaker 4: you know you've earned it. 679 00:33:27,040 --> 00:33:28,760 Speaker 2: For a news, I have to ask you about this 680 00:33:28,800 --> 00:33:30,800 Speaker 2: one piece, this one piece of advice you gave in 681 00:33:30,800 --> 00:33:33,800 Speaker 2: that in that story, which resonated with me and all. 682 00:33:33,880 --> 00:33:35,480 Speaker 2: Since I'm talking about it so much, I'll post a 683 00:33:35,520 --> 00:33:38,320 Speaker 2: link to that Refinery twenty nine column because it was 684 00:33:38,360 --> 00:33:41,120 Speaker 2: so excellent. So. I have a girlfriend who decided, after 685 00:33:41,200 --> 00:33:43,880 Speaker 2: having a child that the job she was at she 686 00:33:43,960 --> 00:33:46,080 Speaker 2: was unhappy before she had the kid, and something about 687 00:33:46,080 --> 00:33:48,280 Speaker 2: having a kid as an option to hang out with 688 00:33:48,480 --> 00:33:50,440 Speaker 2: versus being at a job you hate just pushed her 689 00:33:50,440 --> 00:33:52,120 Speaker 2: over the edge. And she actually ends to believing that 690 00:33:52,200 --> 00:33:55,640 Speaker 2: job and took several months off and then started a 691 00:33:55,640 --> 00:33:59,120 Speaker 2: at home consultancy business. And then you're in that post 692 00:33:59,160 --> 00:34:01,720 Speaker 2: and you talk about well, when you if you decide 693 00:34:01,720 --> 00:34:04,280 Speaker 2: to leave the workforce, you really encourage and I don't 694 00:34:04,280 --> 00:34:05,760 Speaker 2: want to, you know, put words in your mouth, so 695 00:34:05,760 --> 00:34:09,040 Speaker 2: correct me if I'm wrong or misinterpreting, but encourage women 696 00:34:09,160 --> 00:34:12,080 Speaker 2: to get back, like take time off. He'll be with 697 00:34:12,120 --> 00:34:14,880 Speaker 2: your family, but get back to being in the workforce 698 00:34:15,080 --> 00:34:17,080 Speaker 2: or at least in some way or shape, one form, 699 00:34:17,160 --> 00:34:21,279 Speaker 2: shape or another, earning wealth for yourself. Can you talk 700 00:34:21,320 --> 00:34:21,719 Speaker 2: about that? 701 00:34:22,600 --> 00:34:26,239 Speaker 4: Yeah, I think that the foundation of that is just 702 00:34:26,239 --> 00:34:28,960 Speaker 4: that I want women to be financially independent. Right, So 703 00:34:29,480 --> 00:34:32,200 Speaker 4: you know this idea that I'm just never going to 704 00:34:32,280 --> 00:34:35,480 Speaker 4: work again. That really frightens me, truly. I mean, unless 705 00:34:35,520 --> 00:34:37,799 Speaker 4: you have wealth coming in from an inheritance or just 706 00:34:37,800 --> 00:34:39,839 Speaker 4: you were independently wealthy, or you just saved a whole 707 00:34:39,880 --> 00:34:42,200 Speaker 4: ton of money before you had a kid, I mean 708 00:34:42,239 --> 00:34:45,319 Speaker 4: I do if I just you know, at the core 709 00:34:45,400 --> 00:34:48,280 Speaker 4: of everything that I talk about and teach and feel 710 00:34:48,320 --> 00:34:50,640 Speaker 4: about women in finance is just that women need their 711 00:34:50,680 --> 00:34:51,960 Speaker 4: own financial independence. 712 00:34:52,000 --> 00:34:53,600 Speaker 3: And I know that after you have a. 713 00:34:53,600 --> 00:34:56,080 Speaker 4: Kid and your you know, mom and all, you know, 714 00:34:56,160 --> 00:34:58,480 Speaker 4: it's not possible to always be in the workforce, but 715 00:34:58,560 --> 00:35:02,080 Speaker 4: to always have part of your brain thinking about your 716 00:35:02,120 --> 00:35:05,480 Speaker 4: re entry. And it may not look like the career 717 00:35:05,520 --> 00:35:09,160 Speaker 4: you had before having children, and it doesn't mean it 718 00:35:09,200 --> 00:35:12,920 Speaker 4: has to. But thinking about your own financial solvency as 719 00:35:12,960 --> 00:35:15,279 Speaker 4: a woman who now happens to also be a mother 720 00:35:15,920 --> 00:35:21,000 Speaker 4: is worth thinking about and is worth strategizing around. And 721 00:35:21,680 --> 00:35:23,920 Speaker 4: for everyone's gonna happen at a different pace. So I'm 722 00:35:23,920 --> 00:35:26,200 Speaker 4: not saying like it has to happen right away, but 723 00:35:26,560 --> 00:35:29,640 Speaker 4: it is. I don't want that part of them, that thinking, 724 00:35:29,719 --> 00:35:32,440 Speaker 4: that that sort of strategizing in your head to go away, 725 00:35:33,320 --> 00:35:35,400 Speaker 4: because I think that it happens for a lot of 726 00:35:35,440 --> 00:35:38,080 Speaker 4: mothers and dads too for that matter. A lot of 727 00:35:38,200 --> 00:35:42,040 Speaker 4: more fathers are becoming stay at home parents, and you know, 728 00:35:42,280 --> 00:35:49,200 Speaker 4: I have some pretty I guess, maybe controversial perspectives on 729 00:35:49,280 --> 00:35:52,840 Speaker 4: stay at home parenting. I think it just stems from, like, 730 00:35:52,920 --> 00:35:55,960 Speaker 4: I just want everyone to have financial peace and independence, 731 00:35:56,000 --> 00:35:57,800 Speaker 4: and you can't have that if you're not making any money. 732 00:35:58,360 --> 00:36:00,440 Speaker 4: And I don't want kids to be an interruption into that. 733 00:36:00,520 --> 00:36:02,920 Speaker 4: I think that kids are going to be sort of 734 00:36:03,000 --> 00:36:06,279 Speaker 4: in some ways, like a shift in your path and 735 00:36:06,360 --> 00:36:09,239 Speaker 4: a good one. But like to always, I just I just, 736 00:36:09,360 --> 00:36:11,400 Speaker 4: I just guess it comes from a place of advocacy 737 00:36:11,440 --> 00:36:13,200 Speaker 4: for women. You know, I really want them to think 738 00:36:13,239 --> 00:36:15,319 Speaker 4: about how they can continue to make money. 739 00:36:15,600 --> 00:36:17,319 Speaker 2: Yeah, that makes a lot of sense. And just to 740 00:36:17,360 --> 00:36:20,280 Speaker 2: close that story out, I'm so proud of her because 741 00:36:20,360 --> 00:36:22,920 Speaker 2: you know, she's had two kids since leaving her job. Well, 742 00:36:22,960 --> 00:36:24,200 Speaker 2: she had the one kid and then had a second 743 00:36:24,280 --> 00:36:26,960 Speaker 2: kid in December, and recently they she you know, she 744 00:36:27,000 --> 00:36:30,520 Speaker 2: started her at home business and her previous employer called 745 00:36:30,520 --> 00:36:33,480 Speaker 2: her up because they were looking to fill a position. 746 00:36:33,520 --> 00:36:35,279 Speaker 2: They actually let go of the manager that was making 747 00:36:35,320 --> 00:36:37,440 Speaker 2: it really difficult for my friend to work there, and 748 00:36:37,480 --> 00:36:39,759 Speaker 2: they just hired her back, and she negotiated her a 749 00:36:39,800 --> 00:36:43,880 Speaker 2: promotion and a big fat raise and all the things 750 00:36:43,880 --> 00:36:47,080 Speaker 2: that sort of frustrated her about the job before, you know, 751 00:36:47,200 --> 00:36:50,319 Speaker 2: no telecommuting privileges, that kind of thing. She was able 752 00:36:50,360 --> 00:36:54,600 Speaker 2: to get that flexibility when they rehired her. So I'm 753 00:36:54,640 --> 00:36:56,839 Speaker 2: super proud of her and like she did it her 754 00:36:56,840 --> 00:36:57,160 Speaker 2: own way. 755 00:36:57,360 --> 00:37:00,360 Speaker 4: I've heard a lot of anecdotal anecdotal feed fact that 756 00:37:00,480 --> 00:37:05,520 Speaker 4: like employers love hiring mothers because they get they get 757 00:37:05,560 --> 00:37:06,160 Speaker 4: it done well. 758 00:37:06,200 --> 00:37:08,520 Speaker 2: We could talk to you all day. We're so grateful 759 00:37:08,600 --> 00:37:09,920 Speaker 2: to have you on the show for our news things 760 00:37:09,960 --> 00:37:10,320 Speaker 2: for joining. 761 00:37:10,360 --> 00:37:13,359 Speaker 3: Thank you so much and I'll come back any time. 762 00:37:26,880 --> 00:37:29,080 Speaker 2: That was our interview with for News Charabi. You guys 763 00:37:29,160 --> 00:37:32,080 Speaker 2: check out her podcast So Money, and go to Staxhouse 764 00:37:32,120 --> 00:37:35,560 Speaker 2: dot com to buy tickets for stax House Financial Empowerment 765 00:37:35,560 --> 00:37:36,000 Speaker 2: pop up