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Speaker 2: Let's jump into this. Let's jump in right away. The
Speaker 2: five things you should do in this market. A lot
Speaker 2: of people are panicking, a little nervous, got off to
Speaker 2: a rocky start. What's the five things you should do
Speaker 2: in this market?
Speaker 3: Number one, you want to check everyone write this down.
Speaker 3: You want to check to make sure the stocks that
Speaker 3: you are investing in that Vanguard and Blackrock have them
Speaker 3: as a top five holding. If not, you need to
Speaker 3: reconsider letting them go. For those of you who don't
Speaker 3: know Vanguard and Blackrock are the market makers. They're the
Speaker 3: most important hedge funds in the space. So if they
Speaker 3: do not have a stock that you like in their portfolio,
Speaker 3: you probably should let it go. Please realize that while
Speaker 3: this market is coming down because of increasing inflation, even
Speaker 3: if it goes higher, this is a great time to
Speaker 3: build a base. Number two, Please put build a base.
Speaker 3: The number of shares that you have in your portfolio
Speaker 3: matters more than the price. And I know it's not
Speaker 3: easy when a market is getting beat up, but it
Speaker 3: doesn't matter if you have Apple at ten dollars and
Speaker 3: you only have two shares, or you'd rather have ten
Speaker 3: than twenty five thousand shares at the average price a little
Speaker 3: bit higher. So when you go to liquidate, you can
Speaker 3: sell off and be rich in a process. I need
Speaker 3: you to do your homework and I need you to
Speaker 3: pick ten stocks in the American market that will work
Speaker 3: in any environment. So I want to ask you guys
Speaker 3: a tough question. If China becomes the number one economic
Speaker 3: power in the next five years, what are the only
Speaker 3: the ten stocks that would do well if China is
Speaker 3: number one? And then and then we go to number two,
Speaker 3: because what happened last year. In the years prior, because
Speaker 3: quantitative easing was so high, everyone began to take the
Speaker 3: market for granted and say, hey, I can just pick
Speaker 3: anything any time, and it's going to go to the moon.
Speaker 3: And it did. And then when inflation change and quantitative
Speaker 3: ease and change and I fed changed their plan. The
Speaker 3: things that we're going to the moon are now driving
Speaker 3: being driven into the ground. So there are only maybe
Speaker 3: ten or fifteen companies in terms of America equities that
Speaker 3: will last. If we are not the number one leader
Speaker 3: in the global economy anymore, Number four, go heavier on
Speaker 3: index funds. I know you get tired of me saying
Speaker 3: it with two tech two index. If you are worried
Speaker 3: about and if your portfolio right now is keeping you up,
Speaker 3: we haven't even seen the worst of it. But please
Speaker 3: be mindful every point of exposure to every top company.
Speaker 3: Let Vanguard do the work for you. If Bank of
Speaker 3: America or any company falls out of favor of JP Morgan,
Speaker 3: you'll be good. They will reallocate for you. Please put
Speaker 3: in chat. Automation is king, so you want to not
Speaker 3: only automate your investment, but have asset managers that are
Speaker 3: better than you do the work for you. Trust me,
Speaker 3: Vanguard is on top of it. Which companies to have
Speaker 3: in the portfolio. And then number five, you need to
Speaker 3: research year over year from nineteen forty every year. I
Speaker 3: want you to write it down what has been the
Speaker 3: return every year, and it will give you some sense
Speaker 3: of confidence. This year we'll probably be anywhere from seven
Speaker 3: to eleven percent. It won't be like last year. It
Speaker 3: won't be a rock star year. We will be up.
Speaker 3: It'll be a little bit more difficult, especially in comparison
Speaker 3: to last year. If you're used to getting twenty and
Speaker 3: is a newbie and it was easy, that won't be here.
Speaker 3: But once you do that research and see what the
Speaker 3: returns are every year and see once and only seven
Speaker 3: to ten years we truly have a down market, you
Speaker 3: won't be as shocked about the things that we're dealing
Speaker 3: with right now.
Speaker 4: Can I add to yours? That's a solid five. And
Speaker 4: I guess the ones I kind of have fit into
Speaker 4: the five that you have. And so the first one
Speaker 4: you said, so they don't pang. I think that's rule
Speaker 4: number one. Don't pin it. And only the way to
Speaker 4: not panic is to really understand those year over year returns.
Speaker 4: If you understand that and you look in long term vision,
Speaker 4: you'll have less ANNGST in some of your decisions. So
Speaker 4: my number one was don't pin it. My number two
Speaker 4: was understand who you are and where you are in
Speaker 4: your journey. And so when I say understanding you are,
Speaker 4: understand what type of investor you are right, what's your risk?
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Speaker 5: An illegal alien from Guatemala charged with raping a child
Speaker 5: in Massachusetts. An MS thirteen gang member from El Salvador
Speaker 5: accused of murdering a Texas man of Venezuelan charged with
Speaker 5: filming and selling child pornography in Michigan. These are just
Speaker 5: some of the heinous migrant criminals caught because of President
Speaker 5: Donald J. Trump's leadership. I'm Christine Nohm, the United States
Speaker 5: Secretary of Homeland Security. Under President Trump, attempted illegal border
Speaker 5: crossings are at the lowest levels ever recorded, and over
Speaker 5: one hundred thousand illegal aliens have been arrested. If you
Speaker 5: are here illegally, your next you will be fine nearly
Speaker 5: one thousand dollars a day. Imprisoned and deported, you will
Speaker 5: never return. But if you register using our CBP home
Speaker 5: app and leave now, you could be allowed to return legally.
Speaker 5: Do what's right. Leave now. Under President Trump, America's laws,
Speaker 5: border and families will be protected. Sponsored by the United
Speaker 5: States Department of Homeland Security.
Speaker 4: It's tolerance. Are you conservative? Are you looking for growth?
Speaker 4: Are you looking for that? Understand who you are as
Speaker 4: an investor? Okay, and understand that if you're at the
Speaker 4: beginning of your journey, right, don't compare it to somebody else's.
Speaker 4: Don't compare your chapter one to chapter thirty six of
Speaker 4: somebody else's financial journey. This is your chapter and so
Speaker 4: that kind of goes handed in of understanding who you
Speaker 4: are and the way you're going to invest. So that's
Speaker 4: vitally important. You said, have you on indexes. I agree
Speaker 4: with you, So I said, find long term positions, go
Speaker 4: heavy on ETFs and index ones as well, right, because
Speaker 4: these are if you're at the beginning of your journey,
Speaker 4: these are some safer place to be invested in. But also, uh,
Speaker 4: and this is kind of like my number four is
Speaker 4: find your number? What's your buying number going to be?
Speaker 2: Right?
Speaker 4: Because if the market pulls back and you already have
Speaker 4: if you've done your research and you study your year
Speaker 4: over year returns and you notice is going to be
Speaker 4: your buying number, you actually are looking forward to the
Speaker 4: pullbacks so you can actually get in the position where
Speaker 4: you want because you're going to have it at a
Speaker 4: lower price point and you're gonna have it long term.
Speaker 4: So I agree with all the ones you said, and
Speaker 4: those are just like, uh, not even ask aditions additions
Speaker 4: to what you said.
Speaker 2: Yeah, yeah, I think definitely. I would want to just
Speaker 2: talk about the index fun part a little bit, because
Speaker 2: you had talked about it last week a little bit.
Speaker 2: Bad think. I don't know if people actually understood the
Speaker 2: full braph of what you said. So, especially for new beginners,
Speaker 2: who I feel I have a suspicion that the vast
Speaker 2: majority of people are new and or still like in
Speaker 2: the amateur phases, is you have to be careful of
Speaker 2: the vocal minority social media, Like you go on like
Speaker 2: different shade room and all that, and it's like a
Speaker 2: bunch of like negative comments. You could put somebody's grandmother
Speaker 2: on share room, somebody's gonna say she's ugly. But the
Speaker 2: problem is that it's still a vocal minority. The vast
Speaker 2: majority of people don't feel like that, but it feels
Speaker 2: like it because the minority have a loud voice. Same
Speaker 2: thing when invested, I'm noticing like, no matter what you
Speaker 2: say about investing, somebody's gonna be like, oh, that's not true.
Speaker 2: You can double leverage this and make twenty like thousand percent,
Speaker 2: and you start to feel like everybody's an expert. What
Speaker 2: it does is that it makes the people that's not experts,
Speaker 2: that's just beginning feel uncomfortable. But the vast majority of
Speaker 2: people are not that. So I say that to say
Speaker 2: he has to talk about this index fun. The reason
Speaker 2: why Ian talks about index is a lot, and he
Speaker 2: said it last week, is that it gives you a hedge.
Speaker 2: So like if you're in the tech right and people
Speaker 2: saying like a sector rotation or tech is going down,
Speaker 2: Da da da dad. Well that's one of the benefits
Speaker 2: of having an index fund because the index fund you
Speaker 2: have the total market, the total market or five hundred
Speaker 2: s and P five hundred. So now if one sector
Speaker 2: is doing bad, you're not. You don't have all your
Speaker 2: eggs in one basket. So that's that's like it's like
Speaker 2: a safety net where the index fund. And that's why
Speaker 2: when Mark Cuban says that he's invested in the Russell
Speaker 2: to the Russell two thousand dollars and then he said,
Speaker 2: like Netflix, and I think, I think Microsoft another like
Speaker 2: tech company. So this is why the index fund is
Speaker 2: imperative to your investment. Pyramid is like a foundational base.
Speaker 2: Not to say that you only have to do index funds,
Speaker 2: but it's the safest play when it comes to investing.
Speaker 2: You're not gonna lose money long term with index funds,
Speaker 2: and it gives you broad range di versification amongst pretty
Speaker 2: much all areas of the economy. So me personally, I
Speaker 2: put money into an index fund. Last week, I put
Speaker 2: money into to the S and P five hundred and
Speaker 2: I put money into vt I. So, you know, practice
Speaker 2: what we preach. But I just want to just put
Speaker 2: that out there because I feel like not enough people
Speaker 2: they might not fully understand the index fund and why
Speaker 2: that's important.
Speaker 4: Yeah, it was an Amazon Amazon Netflix.
Speaker 2: Yeah, and shout out to Hill Harper who just text
Speaker 2: us on the check on the checking. My graduates from
Speaker 2: my school being force back drop drop, Mike, drop backdrop drop.
Speaker 5: An illegal alien from Guatemala charged with raping a child
Speaker 5: in Massachusetts. An MS thirteen gang member from El Salvador
Speaker 5: accused of murdering a Texas man of Venezuelan charged with
Speaker 5: filming It's spelling child pornography in Michigan. These are just
Speaker 5: some of the heinous migrant criminals caught because of President
Speaker 5: Donald J. Trump's leadership. I'm Christy Noman, the United States
Speaker 5: Secretary of Homeland Security. Under President Trump, attempted illegal border
Speaker 5: crossings are at the lowest levels ever recorded, and over
Speaker 5: one hundred thousand illegal aliens have been arrested. If you
Speaker 5: are here illegally, your next you will be fine. Nearly
Speaker 5: one thousand dollars a day. Imprisoned and deported, you will
Speaker 5: never return. But if you register using our CBP home
Speaker 5: app and leave now, you could be allowed to return legally.
Speaker 5: Do what's right. Leave now. Under President Trump America's laws,
Speaker 5: border and families will be protected. Sponsored by the United
Speaker 5: States Department of Homeland Security,