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Speaker 1: What's it's way up. But Angela yee. I'm Angela Yee.

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Speaker 1: And it is a Wealth Wednesday, So you know what

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Speaker 1: that means. My girl, Stacy Tisdale is here. Hey Stacy, Hey, Angela,

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Speaker 1: I am your girl. It is wealth Wednesdays, and today

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Speaker 1: we are going to teach you how to fund your

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Speaker 1: freedom with these three very lovely young men who have

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Speaker 1: come together and are really doing some great things for

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Speaker 1: young people when it comes to wealth building. So we

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Speaker 1: have Rammel and we're going to introduce everybody. We have Romel,

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Speaker 1: we have Derek, and we have Kenny. And a lot

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Speaker 1: of what you guys do is in real estate and

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Speaker 1: in storage.

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Speaker 2: And I know your.

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Speaker 3: Personal story is that you helped use real estate to

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Speaker 3: pay off your student loans. And I know a lot

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Speaker 3: of people have student loans on their mind right now

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Speaker 3: because in a couple of weeks, yeah, they're going to

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Speaker 3: start paying tell us a little bit about that.

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Speaker 4: Yes, that was me.

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Speaker 5: I actually paid off our student loans through investing.

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Speaker 4: In real estate. So I had a little over.

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Speaker 5: Forty thousand dollars in student loans. My dad had took

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Speaker 5: out some personal loans, like the whole family were in

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Speaker 5: a debt to get me through college. But it's funny

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Speaker 5: how it wasn't actually my degree that gave me back

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Speaker 5: the return to pay off my student loan.

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Speaker 4: It was real estate.

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Speaker 5: So my very first deal, it was a brownstone in Brooklyn.

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Speaker 5: I was marketing, I was cold calling, I was sending

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Speaker 5: out letters, and I ended up coming across a family

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Speaker 5: that was going through a pre foreclosure. Right, so the

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Speaker 5: bank was threatened to take the property away from them.

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Speaker 5: I sat down, I said, hey, you know, I want

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Speaker 5: to get in here and buy this property from you.

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Speaker 5: So we end up doing a short cell. So that's

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Speaker 5: when you work with the bank and you work with

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Speaker 5: the seller and you get the property under contract. So

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Speaker 5: I got that two family brownstone under contract for five

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Speaker 5: hundred and ninety thousand dollars. Right, wow, five hundred and

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Speaker 5: nine thousand. But the cool thing is I didn't have

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Speaker 5: the money, right, I just got it under contract, and

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Speaker 5: then I went to go apply for a mortgage. You

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Speaker 5: get it loan from a lender, and they didn't approve

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Speaker 5: me because I wasn't making enough money. Right I graduated college,

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Speaker 5: I was working at PEPSI making fifty five thousand a year,

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Speaker 5: so my income wasn't enough to qualify for that mortgage,

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Speaker 5: but I said I couldn't quit. So I went to

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Speaker 5: fifty real estate meetups. I would go on event bright

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Speaker 5: and I would type in real estate meetups, and I

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Speaker 5: kept going to these events, bringing my business cards, introducing

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Speaker 5: myself to see if I could find somebody that would

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Speaker 5: invest with me or partner with me. And by the

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Speaker 5: grace of God, I end up meeting this lady. She's

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Speaker 5: a broker in the business, thirty plus years old enough

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Speaker 5: to be my grandmother. But she said, I want to

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Speaker 5: help you out right. This is why I'm a firm

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Speaker 5: believing mentorship, because when I felt like it was a roadblock,

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Speaker 5: she actually seen something in me. I think you're gonna

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Speaker 5: go far. You remind me and my son. So she

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Speaker 5: ended up connecting me to a partner of hers. We

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Speaker 5: showed him the deal and he put up the entire

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Speaker 5: five hundred and ninety thousand dollars for me. I put

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Speaker 5: no money out of my pocket. I just had to

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Speaker 5: give him fifty percent equity, right, So he put up

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Speaker 5: the five hundred and ninety thousand. We fixed the property

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Speaker 5: up about forty thousand dollars renovations, not a big renovation

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Speaker 5: put that property back on the market, so that for

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Speaker 5: one point two million dollars made six figures in real estate.

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Speaker 5: My very first deal paid my student loans off and

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Speaker 5: the rest is history.

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Speaker 1: And that's scary to me, right because if you had

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Speaker 1: a great deal because you found a family that was

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Speaker 1: in pre foreclosure and they didn't want to have to

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Speaker 1: you know, get their property fore clothes done, I would

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Speaker 1: have been a little nervous if somebody would take that

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Speaker 1: deal from me.

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Speaker 5: Oh, it almost happened. So I went to private lenders

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Speaker 5: to see if they can invest.

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Speaker 3: Yeah.

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Speaker 5: Yeah, but they started to back door me.

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Speaker 1: They actually those are hard money lenders, all.

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Speaker 5: Money lenderage up. I was bringing a dealton, Oh no,

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Speaker 5: we deny you. You know, you're too young, you don't have

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Speaker 5: no experience. But come to find out they was going

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Speaker 5: behind me, Yeah, to the seller trying to get the

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Speaker 5: deal from me.

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Speaker 1: That's a scary thing too, because that is also like

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Speaker 1: I have to trust these people that I'm bringing this

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Speaker 1: deal that I found to them, but they have no

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Speaker 1: loyalty to you. Okay, But the family said no, we want.

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Speaker 5: To work with because people people sell to who they like.

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Speaker 5: You know, they had built the relationship and any got

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Speaker 5: these random people coming say hey, I want to buy

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Speaker 5: your house, and it's an emotional attachment, so they let

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Speaker 5: me know what was going on.

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Speaker 1: I'm glad you said that, because I've had two situations

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Speaker 1: where I managed to get a property because I met

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Speaker 1: the owners and they liked me, and one of them

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Speaker 1: the deal was already on the table with somebody else.

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Speaker 1: It was a Saturday and they were closing on Monday,

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Speaker 1: and they actually waited for me. They canceled on those

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Speaker 1: people from Monday and it took a while for my

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Speaker 1: mortgage to come through. But because they met me and

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Speaker 1: they liked me, and they would rather have sold the

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Speaker 1: property to me, That's how I got it.

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Speaker 2: Those relationships are everything.

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Speaker 4: Was you engine at that point though, But yeah, see.

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Speaker 5: That's the benefit of having influenced too, though, And the

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Speaker 5: type of opportunities comes.

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Speaker 4: Because of that too. You get that, you get that extra.

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Speaker 1: Boost, right, And it's also they probably did some research

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Speaker 1: on me and saw what type of person I was too, right,

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Speaker 1: and we're like, okay, you know, and it's a maybe

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Speaker 1: it was whatever.

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Speaker 6: I did it on some situations, like we put offers

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Speaker 6: and with sellers, you might send them a letter, Yeah,

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Speaker 6: send them a letter. Hey, I plan on keeping the

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Speaker 6: front Facadas property the same way. That's big if you

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Speaker 6: want to ask us sell, like what exactly do y'all want?

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Speaker 6: Sometimes it's not even about the money. Hey, I just

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Speaker 6: don't want you to change the front because it's a

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Speaker 6: historic house and everybody else may want to change everything.

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Speaker 6: That letter wins offers a lot more.

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Speaker 3: Do you think getting the whole story totally make of

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Speaker 3: that relationship? And you were talking about you met a

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Speaker 3: great mentor, and you guys actually all were doing pretty

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Speaker 3: well individually mentoring, and then that's this guy, Like.

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Speaker 1: Y'all grew up together, you're up together. You guys actually

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Speaker 1: met each other going to events together.

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Speaker 5: Yeah, in the same mentorship programs like uh us paying

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Speaker 5: mentors and being in the same community and then seeing

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Speaker 5: each other work on the same things with each other

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Speaker 5: and seeing each other do like good things happening within

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Speaker 5: that group. And we meet each other like that too,

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Speaker 5: and in personal events.

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Speaker 6: This guy, So I'm from Brooklyn from New York, right, So.

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Speaker 5: I was I was the only one in my circle

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Speaker 5: that was striving and trying to do great things, and

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Speaker 5: I felt stuck. I felt limited, right, I said, I

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Speaker 5: can't be the smartest person in the room. And he's

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Speaker 5: in Philliate so it's just a two hour drive away.

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Speaker 5: So I just sent them a DM like, Yo, bro,

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Speaker 5: that's what you got going on. Let's let's just oh.

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Speaker 1: And what we have going on, just so people know

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Speaker 1: at that time that you know that he DMS you like,

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Speaker 1: what were you doing?

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Speaker 6: So I'm in real estate, So we buy houses, fix

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Speaker 6: them up, flip them, and run them out, and I

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Speaker 6: post a lot of my progress what we do. And

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Speaker 6: then we also coach people that want to get into

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Speaker 6: real estate with no money out of pockets, so we

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Speaker 6: ut allow different strategies, partnerships, credit cards, things like that.

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Speaker 6: And he just reached out, was like, hey, I like

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Speaker 6: what you're doing. And then he was on one of

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Speaker 6: my life I had. I was their class and he

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Speaker 6: was on a class I really like what you're doing.

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Speaker 6: And then we kind of just built from there.

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Speaker 1: And so you had a situation where you actually put

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Speaker 1: use somebody's credit card, right, was that you that used

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Speaker 1: the credit from the credit card to actually get the

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Speaker 1: money to get okay? So talk about that.

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Speaker 6: So one of the things that a lot of people

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Speaker 6: don't know is you can buy houses. You can't buy

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Speaker 6: a house with no money, but you can buy with

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Speaker 6: someone else's money. So what I had, what we use

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Speaker 6: loized is hard money lenders mixed with credit cards or

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Speaker 6: private money. So let's say, for example, the lenders you

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Speaker 6: buy a house for one hundred thousand. The lenders says

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Speaker 6: you need to put down twenty percent. That's twenty grand. Well,

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Speaker 6: which he's amazing. With the credit. He could tell you

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Speaker 6: that you can get credit cards to twenty thousand, thirty thousand,

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Speaker 6: and fifty thousand our credit card. It's actually easier than

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Speaker 6: a lot of people think. But one of the things

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Speaker 6: that people don't know is when you actually have a

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Speaker 6: bank account with the credit card, like that credit card company,

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Speaker 6: that bank gives you a credit card, which you could

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Speaker 6: do is something credit balance transfer transfer literally like the

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Speaker 6: mobile wet transfer from the credit card that account to

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Speaker 6: your checking account. And all I did was pull the

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Speaker 6: money off on a Cashers checking then buy the house

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Speaker 6: direct like that. So we go to close and they say, hey,

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Speaker 6: you cash the close cash from bar nineteen thousand, three

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Speaker 6: hundred and twenty dollars. You go to your bank and

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Speaker 6: go and pull that cash cashiers check out, but you

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Speaker 6: just change it from the credit card to the checking account.

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Speaker 2: Does all this leverage make you nervous? Because I know

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Speaker 2: what you guys are doing.

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Speaker 3: We wanted to bring attention to because you do it

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Speaker 3: so well and how you came together. But so much

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Speaker 3: of a lot of coaches and they're teaching people how

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Speaker 3: to leverage that, how to leverage that, how to leverage that.

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Speaker 2: Ultimately that debt has to be paid.

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Speaker 1: Off, right and if something goes wrong, yeah, then that

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Speaker 1: can also. And I always feel like, as a person

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Speaker 1: that I've always done like really safe investments, I get

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Speaker 1: nervous that if something goes wrong then what.

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Speaker 6: So the thing about it is you want to make

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Speaker 6: sure you really really running your numbers and getting mentorship

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Speaker 6: and getting the right information. So what we do is

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Speaker 6: specifically I do a sixty five percent rule. So that

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Speaker 6: means that the house is worth one hundred I'm not

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Speaker 6: paying a penny over sixty five thousand. So even though

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Speaker 6: things could go like, we got so much room that

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Speaker 6: if things go south, we can at least sell the

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Speaker 6: asset and we still got a lot of room.

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Speaker 7: Like some people to do eighty percent.

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Speaker 6: That means if the market goes down by twenty percent,

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Speaker 6: you just yeah, you out of up. But now if

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Speaker 6: I'm at sixty five percent, that means, like the market

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Speaker 6: go down ten percent, go down twenty percent, We're still winning.

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Speaker 6: Like for example, I literally got an offer that just

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Speaker 6: came in literally thirty minutes ago for four hundred and

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Speaker 6: thirty thousand dollars and I owe three hundred and thirty

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Speaker 6: on the house. That's because we literally I'm getting this

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Speaker 6: stuff so cheap that if something goes south, I'm still

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Speaker 6: I still have room coming up.

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Speaker 2: You didn't share that with me in the green room,

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Speaker 2: I was sitting there.

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Speaker 6: Were good for four point thirty literally just came and

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Speaker 6: sent their agreement to sell over all right.

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Speaker 1: Now, did how did you end up in the full

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Speaker 1: with the whole fund your freedom?

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Speaker 4: Yeah?

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Speaker 5: So they had a little thing going on that they

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Speaker 5: had a little bit of successful with little thing.

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Speaker 4: They little thing like that, but.

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Speaker 5: We could have some good stuff set up, right, and

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Speaker 5: then they had suss with it. So they was thinking

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Speaker 5: about what they could add to make it better. And

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Speaker 5: probably I think they were taking information from their past

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Speaker 5: students and what they needed help with more, you know,

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Speaker 5: what they more expertise with and it came to be

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Speaker 5: like people needed upfront money or extra money to leverage,

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Speaker 5: and I have opportunity with So they understood that, Okay,

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Speaker 5: I was in the field of business credit and leveraging

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Speaker 5: your Llcason credit at the credit game so well that

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Speaker 5: they can add that today combination and they can make

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Speaker 5: this thing bigger and better.

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Speaker 4: Uh So then they called me up.

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Speaker 5: So they had their own little conversation about who they

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Speaker 5: wanted to work with, and uh, I was I knew

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Speaker 5: Mogul within the program. I've seen mooning around like events

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Speaker 5: and stuff sometimes and on social media and it was

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Speaker 5: just that. But you know, we follow each other, we

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Speaker 5: check each other out. You see, you see what motion

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Speaker 5: someone else got going on. You know, you're just checking

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Speaker 5: in with them. And I guess they I don't know

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Speaker 5: exactly what the commentation about it, Yeah, like you got

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Speaker 5: this video on. So they called me. Uh they called

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Speaker 5: me with the plan that they had. I really I

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Speaker 5: kind of knew that I kind of wanted to be

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Speaker 5: a part of something like.

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Speaker 4: This, and there it was.

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Speaker 5: It was an instant decision for me to be, like,

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Speaker 5: I be a part of that because I was kind of.

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Speaker 4: Doing on my own too. Oh I was just running

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Speaker 4: on my own, just you know, trying to do my own.

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Speaker 5: But uh, I knew that collaboration over competition was a

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Speaker 5: big thing that my mentor is teaching me and this

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Speaker 5: is my opportunity to do it.

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Speaker 1: So and said, you bring something different to the table.

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Speaker 5: And I want to see what The conversation was really quick, okay,

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Speaker 5: because me and Smitty we was in the same mentorship

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Speaker 5: and this mentorship six thousand people and it was a

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Speaker 5: contest that I mentored. He was like, Who's going to

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Speaker 5: sell the most ebooks online? And Smithy won the contest

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Speaker 5: over six thousand people. I think I had eighteen thousand

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Speaker 5: dollars e books in one week, you know, And I'm like, na,

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Speaker 5: he gotta teach us something here do that?

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Speaker 2: Did you do that?

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Speaker 4: So?

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Speaker 5: I had started learning marketing strategies with online.

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Speaker 4: So I used other people.

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Speaker 5: I leverage other people's platforms. So if I had I

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Speaker 5: got a twenty seven dollars product, right, and my objective

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Speaker 5: is to sell one hundred of them. My ideal was,

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Speaker 5: all right, I gotta find people with influence that has

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Speaker 5: one hundred thousand followers, five hundred thousand follles, a million followers,

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Speaker 5: all right, if I can get this product in front

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Speaker 5: of their audience bands done. I don't got that many

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Speaker 5: people yet, I'll just whatever I gotta do to set

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Speaker 5: that up, I'll do it.

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Speaker 4: And you know what the thing was, you gotta pay.

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Speaker 5: Yeah, So you know in some instances I had to

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Speaker 5: pay to get in front of bigger audiences. But what

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Speaker 5: I did was I just did creative content towards what

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Speaker 5: I was teaching in my product that I sold. So

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Speaker 5: my product was it was like how to leverage, see

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Speaker 5: to get your first six figures in credit with these steps,

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Speaker 5: and I gave them my exact blueprint I used to

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Speaker 5: get my first hundred thousand illars in credit. I gave

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Speaker 5: them the exact outline, the blueprint. But on the content

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Speaker 5: that I put in front of all the big audience

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Speaker 5: and from other people, the influencers, was just breaking down

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Speaker 5: good components and different things they can go to, how

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Speaker 5: to set it up, how to properly structure their business.

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Speaker 5: And the content had got a lot of traction. So

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Speaker 5: and once they got a lot of traction on that platform,

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Speaker 5: I put it on like four other platforms that I

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Speaker 5: put in, so then all attraction was coming to me

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Speaker 5: and my product, and I was getting a lot of sales,

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Speaker 5: so I had to figure out some creative way to

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Speaker 5: get in front of six thousand people to win, and

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Speaker 5: that was what I decided to do.

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Speaker 4: Is the best.

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Speaker 7: Y'all should work with the coffee. Yeah market this is

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Speaker 7: the thing. This is I'm serious.

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Speaker 4: It was crazy.

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Speaker 7: You're always going viral.

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Speaker 3: So you invested a lot in influencer different not necessarily

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Speaker 3: only influencer, but it could be big platforms as well.

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Speaker 5: So it's it's like wealth pages. It's pages with you

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Speaker 5: know people like us, They got bigger platforms.

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Speaker 1: It's like targeted marketing. Yes, yeah, what about did you

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Speaker 1: use anything like on Facebook or Google AdWords? So when

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Speaker 1: people search certain things it comes.

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Speaker 4: Up's not really too much. And I also do this too.

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Speaker 5: I create a lot of content on my social media

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Speaker 5: to give them a call to action towards what I

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Speaker 5: want them to be able to look at.

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Speaker 4: So I also do that. I do it way more

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Speaker 4: than anybody else too. So I do it.

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Speaker 5: Maybe three or four times a day, okay, Whereas it said,

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Speaker 5: somebody else might post one time this week, and then

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Speaker 5: on social media people see thousand posts a day.

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Speaker 4: I need to be in your face every.

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Speaker 5: Quarter of the day, one afternoon, night, and overnight at

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Speaker 5: one three o'clock in the morning with other businesses on

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Speaker 5: that explorer page. I'll be ab at three o'clock in

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Speaker 5: the morning put moore of my business while other business

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Speaker 5: owners asleep. But everybody's up thinking about what they're gonna

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Speaker 5: do with their next dollar. And I like the market

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Speaker 5: like that too as well.

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Speaker 1: And then let me ask you this with people being

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Speaker 1: really cautious now, because as you can see, there's a

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Speaker 1: lot of people who are really cautious about who they

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Speaker 1: look to when it comes to getting into the real

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Speaker 1: estate game. So I want to ask you, guys, why

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Speaker 1: people should feel like, Okay, this is something that's tried

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Speaker 1: into and you can trust us. Because that's also a

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Speaker 1: really huge issue right now.

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Speaker 5: I say the first thing before they speak, because they

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Speaker 5: really stay heavy. We like to put you in a

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Speaker 5: position to give you the blueprint and the layout for

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Speaker 5: you to do it yourself, instead of you've giving us

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Speaker 5: the money for us to do it for you, and

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Speaker 5: how your money is in the gist of what we're doing,

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Speaker 5: some don't go right and it's a little off. If

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Speaker 5: we give you the exact layout, the information and the

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Speaker 5: blueprint and the exact steps that we use. You know,

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Speaker 5: now it's on you to put in the work.

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Speaker 1: Right, You're not saying give us your money and we'll

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Speaker 1: invest it in the correct We're giving you the tools

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Speaker 1: for you to go and look for your deals. Yes, okay,

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Speaker 1: you know.

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Speaker 2: You got to put in the work and back it

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Speaker 2: up a stuff.

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Speaker 3: If I'm here, if I'm listening to this so far,

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Speaker 3: I'm listening to all these great ideas and I'm like,

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Speaker 3: tell us our audience exactly what fund your freedom is?

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Speaker 6: So what fund your Freedom is? It's a program that

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Speaker 6: we put together basically showing you how to get access

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Speaker 6: to funding. But see the way a lot of people

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Speaker 6: do is they gets as the funding and they're like,

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Speaker 6: go about your day, figure it out. So we all

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Speaker 6: came together where you get access to funding, you take

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Speaker 6: the funding about hard.

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Speaker 7: Assets, and those assets pay.

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Speaker 6: Monthly income or do a flip like I just showed you,

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Speaker 6: and you get one large lump sum and then that

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Speaker 6: money can go ahead and pay bills, which creates freedom.

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Speaker 6: So imagine if a lot of people they say if

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Speaker 6: they didn't have a car note or had to pay rent,

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Speaker 6: they will be like, in a way, better place a

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Speaker 6: lot of us, shoot, all of us. So now if

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Speaker 6: you had monthly income coming in from these assets that

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Speaker 6: you use funding to go and buy. Now you have

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Speaker 6: to pay a car note, you have to pay rent,

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Speaker 6: you have to pay a mortgage. That gives you more

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Speaker 6: time to go ahead and do weekend trips with your family,

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Speaker 6: spend more time with your kids because now you have

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Speaker 6: more income. Okay, I could take a day off work

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Speaker 6: because I got this tenant paying me. So now you

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Speaker 6: create freedom like that.

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Speaker 2: Clearly credit's important.

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Speaker 3: Yeah, I know you guys have gotten over one thousand

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Speaker 3: people into the seven hundred. Yeah, how are you helping

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Speaker 3: people build credit when they're leveraging all this debt?

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Speaker 7: So two things.

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Speaker 6: One we do help like he helps well, he's like

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Speaker 6: an expert when it comes to credit. But also we

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Speaker 6: do have a lot of resources where you don't need

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Speaker 6: any credit at all. Like, for example, I literally before

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Speaker 6: we came our clothes on a property, I didn't need.

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Speaker 7: My IT at all.

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Speaker 2: That one in the greenhouse you didn't tell me about.

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Speaker 6: No, that's another house. I bought another house this morning.

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Speaker 6: But we didn't use any credit at all. So what

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Speaker 6: we utilize sometimes hard money lenders a lot of lenders

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Speaker 6: they don't ask for credit depending on the type of

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Speaker 6: deal you do. So like if it's a flip, when

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Speaker 6: you buy an house to keep, you have to refinance

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Speaker 6: to pay them back. But if it's a flip, you

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Speaker 6: don't need credit to go ahead and flip a property.

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Speaker 6: So if you're telling me you want to buy a house,

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Speaker 6: and I'm going to be your lender, and I say

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Speaker 6: what's your exit strategy and you say that you want

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Speaker 6: to flip it, I say, okay, you're not playing or

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Speaker 6: refinance it. Not all lenders don't make that clear, but

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Speaker 6: a lot of lenders, especially the ones I work with,

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Speaker 6: they'll just lend the money based off of the deal.

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Speaker 6: It's called asset based lending, not off of you personally,

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Speaker 6: and your exit strategy is flipping it, so you don't

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Speaker 6: need any credit, but he does. We do help people

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Speaker 6: fixate credit.

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Speaker 1: That's interesting. I'm glad you talked about higher money loans

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Speaker 1: because so the property I bought in Detroit, initially I

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Speaker 1: was going to get a hrd money loan for that

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Speaker 1: and I ended up not doing yet. But what made

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Speaker 1: me decide not to do it was I think, also,

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Speaker 1: you guys have more experience with using hard money lenders,

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Speaker 1: so you've built up that background. I've never done that before, right,

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Speaker 1: And they wanted me to put up my house as

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Speaker 1: collateral one of my and I didn't want to do

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Speaker 1: that because I also know anything can go wrong if

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Speaker 1: you miss a payment or whatever, and I don't have

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Speaker 1: experience in doing that. And this was the biggest project

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Speaker 1: I've done. I've only ever had like a two family

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Speaker 1: house before that, and so that's why I didn't have

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Speaker 1: that type of background, and so I just wasn't comfortable

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Speaker 1: with doing it because I was like, there's no way

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Speaker 1: I'm putting up my house, you know, as collateral with

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Speaker 1: this hard money loan.

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Speaker 6: I wouldn't do that. Two things you could do is

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Speaker 6: one if you have someone you know that has experience,

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Speaker 6: you can add them to the operating agreement there experience.

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Speaker 1: They wanted me to do that too, But then I

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Speaker 1: was like, what if afterward they don't get off? You

439
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Speaker 1: know what I mean? Like now they're added to the agreement,

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Speaker 1: but then afterward you're supposed to remove them.

441
00:17:53,800 --> 00:17:57,119
Speaker 6: Depending on a lender, sometimes we can do like a

442
00:17:57,200 --> 00:17:59,920
Speaker 6: ninety ten eighty twenty where they're twin they're a part

443
00:17:59,920 --> 00:18:03,000
Speaker 6: of it, but they're not majority owner. Okay, so you

444
00:18:03,000 --> 00:18:04,719
Speaker 6: can do things like that, or you can set up

445
00:18:04,720 --> 00:18:08,320
Speaker 6: other contracts out between y'all to set that up. Other

446
00:18:08,400 --> 00:18:11,679
Speaker 6: things that we do do. One thing I'll specifically do

447
00:18:11,840 --> 00:18:14,200
Speaker 6: is I'll buy a vacant land. So I'll buy a

448
00:18:14,240 --> 00:18:16,360
Speaker 6: vacant land. Let's say, for example, I might one lot

449
00:18:16,400 --> 00:18:19,159
Speaker 6: I got for twelve thousand dollars, but it's worth ninety

450
00:18:19,760 --> 00:18:21,960
Speaker 6: So with that being said, I put a lot up

451
00:18:22,000 --> 00:18:24,840
Speaker 6: as collateral because I don't really care about that and

452
00:18:24,920 --> 00:18:27,040
Speaker 6: versus your house. So if you have other assets that's

453
00:18:27,119 --> 00:18:29,520
Speaker 6: not really worth any there's worth something, but it's not

454
00:18:29,560 --> 00:18:32,159
Speaker 6: like your primary home. I put stuff up like that

455
00:18:32,200 --> 00:18:34,679
Speaker 6: as collateral if need be, but I don't really do

456
00:18:34,760 --> 00:18:36,560
Speaker 6: it for them to trust me. Is more so to

457
00:18:36,600 --> 00:18:38,719
Speaker 6: cover the down payment. So I'll put the lot up

458
00:18:38,760 --> 00:18:39,720
Speaker 6: to cover the dawn payment.

459
00:18:39,760 --> 00:18:41,560
Speaker 1: I'm just asking these questions because I know people will

460
00:18:41,560 --> 00:18:42,679
Speaker 1: also have questions.

461
00:18:42,800 --> 00:18:45,400
Speaker 7: Yeah, I would not do that. I don't put your primary.

462
00:18:45,280 --> 00:18:47,040
Speaker 1: And you know what's interesting because I did have another

463
00:18:47,080 --> 00:18:49,800
Speaker 1: property in Detroit that I was like, Okay, maybe I'll

464
00:18:49,800 --> 00:18:50,960
Speaker 1: do this one, and they were like, no, we don't

465
00:18:50,960 --> 00:18:53,679
Speaker 1: want that one. We want this one and yeah, and

466
00:18:53,760 --> 00:18:59,240
Speaker 1: I was like, yeah, I didn't end up doing but

467
00:18:59,280 --> 00:19:01,359
Speaker 1: I actually ended up getting a loan from a bank,

468
00:19:01,400 --> 00:19:04,480
Speaker 1: a smaller bank that does loans that is just for

469
00:19:05,720 --> 00:19:08,480
Speaker 1: renovations properties like that, and it's a I got a

470
00:19:08,480 --> 00:19:11,639
Speaker 1: bridge loan. So I ended up doing that because my

471
00:19:11,680 --> 00:19:13,439
Speaker 1: credit was strong enough for me to be able to

472
00:19:13,480 --> 00:19:15,040
Speaker 1: get that done. But then it was a weird time

473
00:19:15,080 --> 00:19:18,600
Speaker 1: that the bank collapses and so that actually put a

474
00:19:18,680 --> 00:19:21,720
Speaker 1: hold for a period of time, but fortunately everything worked out.

475
00:19:22,000 --> 00:19:25,680
Speaker 3: I'm yeah, wow, so real estate and also I know

476
00:19:25,720 --> 00:19:27,840
Speaker 3: you're in storage facilities, talk about that alone.

477
00:19:27,920 --> 00:19:29,240
Speaker 1: Yes, I wanted to hear about this.

478
00:19:29,520 --> 00:19:32,360
Speaker 5: Yeah, so I've been in real estate going on ten

479
00:19:32,400 --> 00:19:33,479
Speaker 5: years now. I started out.

480
00:19:33,520 --> 00:19:36,200
Speaker 2: You know what, you were ten years old. These guys

481
00:19:36,240 --> 00:19:38,560
Speaker 2: are very guys are very young.

482
00:19:39,119 --> 00:19:42,560
Speaker 3: The target that was your target market with young people

483
00:19:43,160 --> 00:19:45,239
Speaker 3: gen Z millennials. You've done a great job with them,

484
00:19:45,280 --> 00:19:46,800
Speaker 3: but it's your clients are a little older.

485
00:19:47,600 --> 00:19:48,600
Speaker 4: Yeah.

486
00:19:48,600 --> 00:19:51,320
Speaker 5: We we had we helped or a whole different age groups.

487
00:19:51,400 --> 00:19:52,280
Speaker 1: It was greatly.

488
00:19:52,720 --> 00:19:54,320
Speaker 5: We help from all different age groups. As long as

489
00:19:54,400 --> 00:19:56,600
Speaker 5: you you want to make an districtreating income, you want

490
00:19:56,640 --> 00:19:58,640
Speaker 5: to get into the business, we help out. But as

491
00:19:58,640 --> 00:20:00,679
Speaker 5: far as storage. I've been in the state going on

492
00:20:00,760 --> 00:20:02,920
Speaker 5: ten years now. I started out in the residential space.

493
00:20:02,960 --> 00:20:04,760
Speaker 5: I told you about the first property, and I flipped

494
00:20:04,960 --> 00:20:06,840
Speaker 5: and I made all of this money. And then what

495
00:20:06,880 --> 00:20:08,680
Speaker 5: happens when you make all this money, You think that

496
00:20:08,840 --> 00:20:10,720
Speaker 5: every deal is gonna be the same way. So I

497
00:20:10,760 --> 00:20:13,640
Speaker 5: started to buy more properties. By twenty eight I had

498
00:20:14,040 --> 00:20:18,040
Speaker 5: almost forty properties, right, but then the pandemic happened. So

499
00:20:18,080 --> 00:20:22,320
Speaker 5: I have forty properties. Pandemic happens. Tendants are not paying

500
00:20:22,320 --> 00:20:26,560
Speaker 5: their rent, right, I can't evictim because of monetary reasons

501
00:20:26,560 --> 00:20:29,119
Speaker 5: because they put the eviction band on. But I'm stuck

502
00:20:29,119 --> 00:20:32,960
Speaker 5: with the mortgage, right, so I'm debt heavy, paying mortgage taxes,

503
00:20:33,119 --> 00:20:35,959
Speaker 5: still paying insurance water.

504
00:20:37,880 --> 00:20:39,480
Speaker 1: That was the only time I was like, We're glad

505
00:20:39,480 --> 00:20:39,960
Speaker 1: I don't own it.

506
00:20:40,960 --> 00:20:45,040
Speaker 5: I was bleeding during that time because I'm like, dang,

507
00:20:45,440 --> 00:20:46,840
Speaker 5: my cash flow, like I went to it. I just

508
00:20:46,920 --> 00:20:49,120
Speaker 5: quit my job too. So I was working at PEPSI

509
00:20:49,160 --> 00:20:51,360
Speaker 5: for six years and at this point, yeah, I got

510
00:20:51,400 --> 00:20:52,880
Speaker 5: cash flow, I got forty properties.

511
00:20:52,920 --> 00:20:53,320
Speaker 1: I'm good.

512
00:20:53,440 --> 00:20:56,399
Speaker 5: Right, then the pandemic happens. I'm like, well, what's happening.

513
00:20:56,440 --> 00:20:58,760
Speaker 5: But I started to say, okay, I need to start

514
00:20:58,800 --> 00:21:01,680
Speaker 5: selling off some of these assets because also during this time,

515
00:21:01,880 --> 00:21:04,600
Speaker 5: properties was going for sky high prices right people was

516
00:21:04,640 --> 00:21:07,960
Speaker 5: paying twenty thirty thousand dollars over asking. So I started

517
00:21:07,960 --> 00:21:10,520
Speaker 5: selling on some of these properties to liquidate my portfolio.

518
00:21:10,960 --> 00:21:13,719
Speaker 5: And one property in particular, I had a buyer who

519
00:21:13,760 --> 00:21:15,520
Speaker 5: was willing to give me twenty thousand dollars more than

520
00:21:15,600 --> 00:21:17,560
Speaker 5: what I listed it for, but he wanted me to

521
00:21:17,560 --> 00:21:19,560
Speaker 5: deliver the property vacant, and I had a tenant in

522
00:21:19,600 --> 00:21:21,359
Speaker 5: it that wasn't paying, so I said, I got to

523
00:21:21,359 --> 00:21:23,800
Speaker 5: get this tenant out. I offered him cash for keys,

524
00:21:23,800 --> 00:21:25,760
Speaker 5: so I said, here go two thousand dollars. I don't

525
00:21:25,760 --> 00:21:27,360
Speaker 5: care what you owe me, I just need you going.

526
00:21:27,480 --> 00:21:29,480
Speaker 5: He agreed to it, but he wanted me to put

527
00:21:29,480 --> 00:21:31,960
Speaker 5: his items in the storage unit for ninety days. I said,

528
00:21:31,960 --> 00:21:33,919
Speaker 5: all right, let's do it. And I started to look

529
00:21:33,960 --> 00:21:36,720
Speaker 5: for storage units to get his stuff in there, and

530
00:21:36,800 --> 00:21:39,680
Speaker 5: everything was sold out. Every storage unit was sold out.

531
00:21:39,720 --> 00:21:42,640
Speaker 5: Everybody had a waiting list full occupancy, and I start

532
00:21:42,680 --> 00:21:44,520
Speaker 5: scratching my head. I need to be on this side

533
00:21:44,520 --> 00:21:46,760
Speaker 5: of the business. I need to know what's going on air.

534
00:21:47,040 --> 00:21:49,959
Speaker 5: That's when I started YouTube and googling. I paid fifty thousand.

535
00:21:50,000 --> 00:21:53,160
Speaker 5: I went to this mastermind. I learned all about self storage,

536
00:21:53,400 --> 00:21:55,480
Speaker 5: and the money that I sold that property with I

537
00:21:55,600 --> 00:21:57,920
Speaker 5: used it as my down payment on my next facility.

538
00:21:58,000 --> 00:21:59,959
Speaker 5: I mean my first facility I bought a couple year

539
00:22:00,040 --> 00:22:02,480
Speaker 5: years ago, which was an eighty eight unit facility, and

540
00:22:03,119 --> 00:22:04,560
Speaker 5: I never looked back from it. Now I have over

541
00:22:04,600 --> 00:22:07,800
Speaker 5: five hundred units right now, in like three years. But

542
00:22:07,840 --> 00:22:09,439
Speaker 5: the reason why I love it is because now I

543
00:22:09,480 --> 00:22:11,720
Speaker 5: make money in real estate with no tenants, no trash,

544
00:22:11,760 --> 00:22:12,800
Speaker 5: no tool So.

545
00:22:12,800 --> 00:22:16,320
Speaker 1: Wait, okay, so you paid somebody fifty thousand dollars to

546
00:22:16,440 --> 00:22:19,720
Speaker 1: learn how to Yes, okay, No, I always.

547
00:22:19,440 --> 00:22:23,360
Speaker 5: Think I paid fifty thousand mentorship to learn about self storage.

548
00:22:23,040 --> 00:22:27,399
Speaker 3: Back up, back up again. So you guys invested a

549
00:22:27,440 --> 00:22:31,000
Speaker 3: lot in mentorship. You came together through mentorship programs.

550
00:22:31,080 --> 00:22:32,520
Speaker 1: Yes, how do you help?

551
00:22:33,320 --> 00:22:35,840
Speaker 3: What advice would you have for someone picking out a

552
00:22:35,880 --> 00:22:38,520
Speaker 3: good mentor particularly in this crime question?

553
00:22:38,880 --> 00:22:42,120
Speaker 5: That's a great, great question during this climate, I would say,

554
00:22:42,119 --> 00:22:44,880
Speaker 5: look at that person's resume, right, so you could go back,

555
00:22:44,920 --> 00:22:47,440
Speaker 5: look down my page, see where I first started when

556
00:22:47,440 --> 00:22:50,080
Speaker 5: I bought that first property, right, even my loss is

557
00:22:50,119 --> 00:22:51,560
Speaker 5: like you could look down and see all the things

558
00:22:51,560 --> 00:22:54,240
Speaker 5: that we've done. Look at the testimonials. Can you actually

559
00:22:54,320 --> 00:22:56,760
Speaker 5: see a mentor out that's taking you through the properties.

560
00:22:56,760 --> 00:22:59,919
Speaker 5: We take our students out to our actually properties. Did

561
00:23:00,119 --> 00:23:03,719
Speaker 5: us residential property tours? I do self storage tours, So

562
00:23:03,760 --> 00:23:06,160
Speaker 5: we're not just telling you this online. You could actually

563
00:23:06,200 --> 00:23:08,199
Speaker 5: come out. You can see this right, and then we

564
00:23:08,240 --> 00:23:11,119
Speaker 5: actually once you actually get with us, we show you right.

565
00:23:11,160 --> 00:23:14,040
Speaker 5: We go online. So it's certain platforms like propstream, you

566
00:23:14,040 --> 00:23:16,040
Speaker 5: could actually look the owners up so you can see

567
00:23:16,040 --> 00:23:18,760
Speaker 5: who really owned properties, who really don't own properties. But

568
00:23:18,840 --> 00:23:20,720
Speaker 5: the biggest thing is I like to say, look at

569
00:23:20,760 --> 00:23:23,159
Speaker 5: other people and look at their success. Do you have

570
00:23:23,240 --> 00:23:25,040
Speaker 5: other people Because it's one thing for us to make

571
00:23:25,080 --> 00:23:27,240
Speaker 5: money in the business, but do you have other people

572
00:23:27,320 --> 00:23:29,239
Speaker 5: around you that made money? Can they speak for you?

573
00:23:29,280 --> 00:23:31,400
Speaker 5: Can they actually talk about you in a good way?

574
00:23:31,600 --> 00:23:34,200
Speaker 5: And we have amazing testimonial students that we're gonna help

575
00:23:34,200 --> 00:23:36,440
Speaker 5: buy these assets and change their life.

576
00:23:36,640 --> 00:23:37,280
Speaker 4: Things I do.

577
00:23:37,920 --> 00:23:39,879
Speaker 5: When I was looking for my mentors, I used to

578
00:23:40,000 --> 00:23:42,320
Speaker 5: like see because most of them they say they helped

579
00:23:42,320 --> 00:23:44,560
Speaker 5: this person, or they helped this person, this person did this,

580
00:23:44,680 --> 00:23:45,399
Speaker 5: they got.

581
00:23:45,240 --> 00:23:47,600
Speaker 4: Two properties from my program. They learned from me what

582
00:23:47,640 --> 00:23:48,159
Speaker 4: I would do is.

583
00:23:48,200 --> 00:23:49,880
Speaker 5: I find that person and I hit them up who

584
00:23:49,880 --> 00:23:52,639
Speaker 5: they talk and I have like a private conversation with them,

585
00:23:52,640 --> 00:23:54,280
Speaker 5: and I start asking questions with them like how did

586
00:23:54,280 --> 00:23:56,600
Speaker 5: the program go? You know, was it a good program?

587
00:23:56,680 --> 00:23:59,400
Speaker 5: Did you learn what you have learned? Was it successful?

588
00:23:59,480 --> 00:24:01,159
Speaker 5: How'd you like it? And I have that conversation with

589
00:24:01,200 --> 00:24:03,480
Speaker 5: the person that they taught, and I get my own

590
00:24:03,520 --> 00:24:06,240
Speaker 5: perception from them instead of just directly asking them, of course,

591
00:24:06,400 --> 00:24:08,159
Speaker 5: asking one who they already have taught and got a

592
00:24:08,160 --> 00:24:10,280
Speaker 5: testimony from, and then had that conversation with them, and

593
00:24:10,480 --> 00:24:11,960
Speaker 5: I did it with multiple people. I'm like, are you

594
00:24:12,000 --> 00:24:14,040
Speaker 5: using that program? Okay, how to go for you? You

595
00:24:14,080 --> 00:24:14,680
Speaker 5: were in that program?

596
00:24:14,720 --> 00:24:15,320
Speaker 4: How to Go for You?

597
00:24:15,440 --> 00:24:18,040
Speaker 5: And then I also I watched I watch heavy, I

598
00:24:18,040 --> 00:24:20,720
Speaker 5: watch heavy on, I watch heavy on YouTube, Instagram. Whatever

599
00:24:20,960 --> 00:24:23,880
Speaker 5: they classes that they hosting, probably some smaller small like

600
00:24:23,880 --> 00:24:25,600
Speaker 5: like if they got a hundred dollars class, they got

601
00:24:25,600 --> 00:24:27,080
Speaker 5: a free class if they got that, I do the

602
00:24:27,080 --> 00:24:28,600
Speaker 5: smaller one first before I go to the big one.

603
00:24:28,920 --> 00:24:30,480
Speaker 5: But I just you know, and then I ask questions

604
00:24:30,520 --> 00:24:31,720
Speaker 5: from other people what they're involved with.

605
00:24:31,960 --> 00:24:33,960
Speaker 6: That's a good thing, you say, get something smaller and

606
00:24:34,000 --> 00:24:36,240
Speaker 6: then build your way up and I think also just

607
00:24:36,920 --> 00:24:39,919
Speaker 6: I really really believe people need to have like I

608
00:24:39,920 --> 00:24:41,760
Speaker 6: want to say, common sense, but their own kind of

609
00:24:41,840 --> 00:24:44,480
Speaker 6: like thought process on it. So if you have someone,

610
00:24:44,520 --> 00:24:46,000
Speaker 6: if I reach out to him and I say, hey,

611
00:24:46,040 --> 00:24:48,440
Speaker 6: I want to invest with you, I'm gonna talk to

612
00:24:48,480 --> 00:24:50,280
Speaker 6: you eight hours a day, seven days a week. We're

613
00:24:50,320 --> 00:24:51,800
Speaker 6: gonna do this, We're gonna do this, We're gonna do this,

614
00:24:51,920 --> 00:24:54,560
Speaker 6: Like how is that really possible? So just sometimes be

615
00:24:54,680 --> 00:24:55,919
Speaker 6: honest with yourself.

616
00:24:55,560 --> 00:24:57,639
Speaker 2: Like this, this is really gonna do that?

617
00:24:57,920 --> 00:25:00,000
Speaker 6: Yeah, how is that really gonna You got a lot going,

618
00:25:00,160 --> 00:25:01,800
Speaker 6: how's that really going to happen? And if you are

619
00:25:01,840 --> 00:25:04,280
Speaker 6: able to do all that, like what are you doing

620
00:25:04,280 --> 00:25:06,840
Speaker 6: in your business? So some little things like when I

621
00:25:06,880 --> 00:25:08,600
Speaker 6: hear people, you know, get into jams, it's like a

622
00:25:08,640 --> 00:25:10,680
Speaker 6: lot of times it's like, oh, that was a little

623
00:25:10,720 --> 00:25:12,399
Speaker 6: too good to be true to begin with a lot

624
00:25:12,400 --> 00:25:17,280
Speaker 6: of things, yeah, it's like, yo, that didn't sound right

625
00:25:17,359 --> 00:25:21,960
Speaker 6: to begin with. So you know, just realistic expectations. Does

626
00:25:21,960 --> 00:25:24,520
Speaker 6: this sound about right? And it's like, Okay, that checks out.

627
00:25:24,560 --> 00:25:27,200
Speaker 6: That's something that's physically possible for them to do. Not

628
00:25:27,600 --> 00:25:29,000
Speaker 6: hey I'm give you them like you said, give you

629
00:25:29,040 --> 00:25:30,879
Speaker 6: the money I'm gonna build a house and fix it out.

630
00:25:30,880 --> 00:25:32,719
Speaker 6: I'm selling for you and get them do all this.

631
00:25:32,800 --> 00:25:36,080
Speaker 5: When it gets like anytime you invested in mentorship and

632
00:25:36,720 --> 00:25:38,480
Speaker 5: you don't really have to do any work, it's about

633
00:25:38,520 --> 00:25:40,399
Speaker 5: you somebody else doing the work for you. That's a

634
00:25:40,480 --> 00:25:43,200
Speaker 5: right flag, right, Like it's about you should be learning

635
00:25:43,200 --> 00:25:45,040
Speaker 5: how to fish for yourself so that you can eat

636
00:25:45,080 --> 00:25:47,800
Speaker 5: forever if you pay for mentorship and that mentor is

637
00:25:47,840 --> 00:25:50,000
Speaker 5: taking you and doing everything and you just sitting around

638
00:25:50,040 --> 00:25:53,520
Speaker 5: just investing your money. Yeah, that's a that's a right flag.

639
00:25:54,600 --> 00:25:57,320
Speaker 1: Yeah. I do like to find my own properties that

640
00:25:57,359 --> 00:25:59,720
Speaker 1: I want to invest in as good. And so when

641
00:25:59,720 --> 00:26:02,560
Speaker 1: it comes comes to also places, right, how do you

642
00:26:02,600 --> 00:26:05,480
Speaker 1: guys feel about investing someplace that you don't live, or

643
00:26:05,560 --> 00:26:08,600
Speaker 1: maybe even someplace you've never seen, because I know sometimes

644
00:26:08,640 --> 00:26:10,919
Speaker 1: people will invest in things sight unseen. So what are

645
00:26:10,920 --> 00:26:11,800
Speaker 1: your thoughts about that?

646
00:26:12,680 --> 00:26:16,119
Speaker 6: My personal opinion, if you have not this is your

647
00:26:16,160 --> 00:26:19,760
Speaker 6: first ever real estate deal, I don't advise doing that

648
00:26:19,960 --> 00:26:22,960
Speaker 6: maybe on your second one, unless you just want to

649
00:26:22,960 --> 00:26:25,000
Speaker 6: be invested that has no clue what's going on. So

650
00:26:25,040 --> 00:26:28,480
Speaker 6: like invest in your own backyard, understand the numbers, understand

651
00:26:28,760 --> 00:26:31,600
Speaker 6: construction understand even if not a full blow and tearing

652
00:26:31,600 --> 00:26:33,520
Speaker 6: the house down rebul like, Okay, I understand that's how

653
00:26:33,560 --> 00:26:36,200
Speaker 6: much paint costs. Understand there's how much cabinets costs. Okay,

654
00:26:36,200 --> 00:26:39,679
Speaker 6: carpet versus vinyl flooring. Like just learning little things. Okay.

655
00:26:39,720 --> 00:26:41,880
Speaker 6: So now when you invest out of state, if someone

656
00:26:41,920 --> 00:26:44,920
Speaker 6: face times you, you know you are somewhat familiar what's

657
00:26:44,920 --> 00:26:49,840
Speaker 6: going on, unless unless you are investing in properties that

658
00:26:49,920 --> 00:26:52,919
Speaker 6: are already cash flow and already set up where nothing

659
00:26:52,960 --> 00:26:55,280
Speaker 6: needs to get fixed. But those numbers sometimes a little

660
00:26:55,280 --> 00:26:57,840
Speaker 6: bit smaller. So like, hey, I buy a house in Detroit,

661
00:26:57,880 --> 00:27:00,679
Speaker 6: it's already tendon, there's already cash floones, alrea setups, already

662
00:27:00,680 --> 00:27:03,760
Speaker 6: fixed up, and property managers are in place. They sent

663
00:27:03,840 --> 00:27:05,760
Speaker 6: me the sheets, they send me the numbers. Then that's

664
00:27:05,800 --> 00:27:07,360
Speaker 6: a little different. But if you're buying something to fix

665
00:27:07,440 --> 00:27:09,280
Speaker 6: up another city, I don't really.

666
00:27:09,760 --> 00:27:10,400
Speaker 5: The gay person.

667
00:27:10,520 --> 00:27:11,520
Speaker 4: It's just my opinion.

668
00:27:12,119 --> 00:27:14,320
Speaker 5: I say, start where you live, starting your back when

669
00:27:14,359 --> 00:27:17,240
Speaker 5: you drive an hour, two hours too, even if the

670
00:27:17,280 --> 00:27:19,480
Speaker 5: property is fully renovated and ten in it as I've

671
00:27:19,480 --> 00:27:22,959
Speaker 5: had a mentees that bought properties in different states and

672
00:27:23,000 --> 00:27:24,960
Speaker 5: then property management said, oh we didn't get the rent

673
00:27:25,000 --> 00:27:27,520
Speaker 5: paid this month, but property managements pocketing the money the

674
00:27:27,520 --> 00:27:31,520
Speaker 5: old time. Right, oh this this broke, this pipe broke

675
00:27:31,680 --> 00:27:32,800
Speaker 5: and sending you a bill for it.

676
00:27:33,040 --> 00:27:34,520
Speaker 4: That pipe didn't really break. You wasn't there.

677
00:27:34,960 --> 00:27:37,800
Speaker 5: So start out actually in your in your backyard.

678
00:27:37,920 --> 00:27:38,359
Speaker 4: Learn it.

679
00:27:38,560 --> 00:27:41,080
Speaker 5: Once you get more experience and comfortable, now you can

680
00:27:41,119 --> 00:27:44,080
Speaker 5: start going and investing. Site is expensive.

681
00:27:44,400 --> 00:27:46,400
Speaker 1: Will say that I ended up. I did things here,

682
00:27:46,440 --> 00:27:48,320
Speaker 1: but I was like, all right, let's go to Detroit now.

683
00:27:49,400 --> 00:27:52,199
Speaker 1: But I really did go and was very familiar with

684
00:27:52,240 --> 00:27:54,080
Speaker 1: it and went to go see everything that I was

685
00:27:54,119 --> 00:27:56,240
Speaker 1: doing and made sure I stayed in contact with every

686
00:27:56,359 --> 00:27:58,320
Speaker 1: It's a lot of work. Yeah, it's a lot because

687
00:27:58,359 --> 00:27:59,360
Speaker 1: I have a full time job.

688
00:27:59,400 --> 00:28:02,479
Speaker 4: To nobody in Chicago.

689
00:28:02,600 --> 00:28:05,000
Speaker 7: Inst I check it out. You take you out there,

690
00:28:05,000 --> 00:28:05,560
Speaker 7: I check it out.

691
00:28:05,960 --> 00:28:07,080
Speaker 1: Listen, we love Chicago.

692
00:28:07,760 --> 00:28:10,160
Speaker 5: Shout out to even if you because like, New York

693
00:28:10,280 --> 00:28:12,000
Speaker 5: is crazy. I mean money in really state my very

694
00:28:12,000 --> 00:28:13,520
Speaker 5: first deal. But then I got out of it. That's

695
00:28:13,520 --> 00:28:16,160
Speaker 5: when I saw I went to Pennsylvania, upstate New York.

696
00:28:16,200 --> 00:28:16,800
Speaker 5: You don't it don't have.

697
00:28:16,840 --> 00:28:19,640
Speaker 2: To just the only game in town exactly as.

698
00:28:19,560 --> 00:28:21,560
Speaker 5: Long as it's within a two or three hour drive

699
00:28:21,680 --> 00:28:23,360
Speaker 5: where you can get there. I think that's a good

700
00:28:23,440 --> 00:28:24,160
Speaker 5: base to start.

701
00:28:24,280 --> 00:28:24,959
Speaker 4: Then we can go.

702
00:28:25,640 --> 00:28:29,120
Speaker 3: You know, so if people work with you, you take

703
00:28:29,160 --> 00:28:30,720
Speaker 3: them on virtual tours.

704
00:28:31,080 --> 00:28:31,280
Speaker 7: Yeah.

705
00:28:31,359 --> 00:28:34,880
Speaker 6: So where our program works is two parts. One we

706
00:28:34,960 --> 00:28:39,000
Speaker 6: actually do is full online class, so we do two

707
00:28:39,040 --> 00:28:40,880
Speaker 6: hours a day Monday through Friday.

708
00:28:41,080 --> 00:28:42,760
Speaker 7: It's a five days five days.

709
00:28:43,600 --> 00:28:46,240
Speaker 1: Can they take it anytime during the day, like or

710
00:28:46,280 --> 00:28:47,200
Speaker 1: does it have to be a no?

711
00:28:47,320 --> 00:28:47,880
Speaker 7: Is it set time?

712
00:28:47,920 --> 00:28:50,320
Speaker 6: But we get the recording, so they missed like Tuesday

713
00:28:50,400 --> 00:28:52,640
Speaker 6: night I had to work a double, then they can

714
00:28:52,680 --> 00:28:55,040
Speaker 6: watch the recording so they can they're not missing anything.

715
00:28:55,200 --> 00:28:57,040
Speaker 6: But also we put people in the Facebook group and

716
00:28:57,040 --> 00:28:59,720
Speaker 6: the Telegram group so they can ask the question midday

717
00:28:59,840 --> 00:29:02,560
Speaker 6: or hopping a Facebook connect with someone else like that.

718
00:29:02,800 --> 00:29:05,160
Speaker 6: And then when we do have our property towards that's

719
00:29:05,200 --> 00:29:07,680
Speaker 6: like a set time throughout the year, so you got

720
00:29:07,720 --> 00:29:10,239
Speaker 6: time to fly out and different things like that. But

721
00:29:10,280 --> 00:29:12,959
Speaker 6: the main thing where people see a lot of value

722
00:29:13,040 --> 00:29:15,720
Speaker 6: is is during our five day classes, where like Monday

723
00:29:15,720 --> 00:29:19,320
Speaker 6: through is like a whole college semester packed in one week.

724
00:29:19,520 --> 00:29:21,800
Speaker 6: There's a lot of a lot of game and that's

725
00:29:21,800 --> 00:29:23,520
Speaker 6: what really we see a lot of success in that.

726
00:29:23,880 --> 00:29:26,000
Speaker 2: How much does it cost people to work with you guys, and.

727
00:29:26,000 --> 00:29:28,520
Speaker 6: That so to get access to that full week is

728
00:29:28,560 --> 00:29:29,560
Speaker 6: only four ninety.

729
00:29:29,320 --> 00:29:35,320
Speaker 3: Seven and I know people out there who want to

730
00:29:35,360 --> 00:29:39,520
Speaker 3: do that. It's fund your freedom dot com slash money.

731
00:29:39,560 --> 00:29:40,440
Speaker 1: Let's spend your freedom.

732
00:29:40,520 --> 00:29:41,719
Speaker 7: Let's fund your freedom dot com.

733
00:29:42,200 --> 00:29:45,200
Speaker 3: Let's fund your freedom dot com slash money. And I

734
00:29:45,240 --> 00:29:47,400
Speaker 3: know if people use a way up code, I believe

735
00:29:47,440 --> 00:29:48,840
Speaker 3: there's a discount for audio.

736
00:29:49,160 --> 00:29:50,600
Speaker 1: How you gave our people's.

737
00:29:50,360 --> 00:29:53,680
Speaker 6: Distance just right when you go to the page and

738
00:29:53,720 --> 00:29:57,040
Speaker 6: you hit the promo typing way up, it's gonna come right.

739
00:29:56,960 --> 00:29:59,800
Speaker 5: Up off anybody that type.

740
00:30:00,120 --> 00:30:02,040
Speaker 1: I love that. Now, that's it. That's a good investment.

741
00:30:03,560 --> 00:30:07,080
Speaker 3: Let's fund your freedom dot com slash money coupon code

742
00:30:07,080 --> 00:30:12,000
Speaker 3: way up. Absolutely, and the challenge is September September eight,

743
00:30:12,520 --> 00:30:14,160
Speaker 3: eighteen September.

744
00:30:15,120 --> 00:30:15,320
Speaker 4: Yeah.

745
00:30:15,320 --> 00:30:19,360
Speaker 5: So it's a virtual conference because you keep things virtual. Yeah,

746
00:30:19,480 --> 00:30:21,600
Speaker 5: it's because we want to make sure that no matter

747
00:30:21,600 --> 00:30:23,760
Speaker 5: where you are in the world, you can get this information. Right,

748
00:30:23,800 --> 00:30:25,240
Speaker 5: you could be in the comfort of your home, you

749
00:30:25,280 --> 00:30:27,880
Speaker 5: could We've had people who go on vacation and I'm

750
00:30:27,880 --> 00:30:29,959
Speaker 5: a block of these two hours to go back to

751
00:30:29,680 --> 00:30:31,000
Speaker 5: the to the to the hotel room.

752
00:30:31,120 --> 00:30:31,320
Speaker 4: Right.

753
00:30:31,720 --> 00:30:33,280
Speaker 5: We just want to make sure, we make it very

754
00:30:33,360 --> 00:30:36,440
Speaker 5: very convenient for you to get the information. And then

755
00:30:36,600 --> 00:30:39,000
Speaker 5: at that point we could do we do in person

756
00:30:39,040 --> 00:30:42,600
Speaker 5: events as well, but the five day virtual conference, you know,

757
00:30:42,640 --> 00:30:43,400
Speaker 5: anybody could do it.

758
00:30:43,720 --> 00:30:45,480
Speaker 1: Here's a chea code. If you got your bay with

759
00:30:45,560 --> 00:30:46,960
Speaker 1: you or something, y'all could watch it together.

760
00:30:48,640 --> 00:30:50,600
Speaker 4: Smart. That's smart smart.

761
00:30:51,720 --> 00:30:56,479
Speaker 6: It's really no brand. Yeah, honestly, that's how you can

762
00:30:56,520 --> 00:30:58,880
Speaker 6: build with your other, with your person. But like, just

763
00:30:58,960 --> 00:31:01,560
Speaker 6: really break it down how we set it up. Monday

764
00:31:01,600 --> 00:31:04,040
Speaker 6: we talk about personal credit and getting your credit in order.

765
00:31:04,120 --> 00:31:06,800
Speaker 6: Tuesday we talk about funding, getting you that twenty to

766
00:31:06,840 --> 00:31:09,240
Speaker 6: fifty thousand dollars or even some people got more than that,

767
00:31:09,680 --> 00:31:11,600
Speaker 6: but a lot of people got the twenties and fifties

768
00:31:11,800 --> 00:31:14,000
Speaker 6: and funding. And then we go into Wednesday, how to

769
00:31:14,040 --> 00:31:16,800
Speaker 6: actually find deals, how to actually put those together, structure that.

770
00:31:17,040 --> 00:31:19,520
Speaker 6: Then we get into Thursday, how we actually buy storage

771
00:31:19,600 --> 00:31:21,880
Speaker 6: units and commercial real estate. And then Friday we have

772
00:31:21,880 --> 00:31:25,280
Speaker 6: a bonus I guess special guests. So talk about whatever

773
00:31:25,400 --> 00:31:26,960
Speaker 6: is we lined up for that week. Like this time

774
00:31:26,960 --> 00:31:29,880
Speaker 6: we talk about grants. Yeah, so how you can get Yeah,

775
00:31:29,920 --> 00:31:31,640
Speaker 6: so it was a full blown week.

776
00:31:31,680 --> 00:31:33,880
Speaker 1: And then I have never gotten a grant. I really

777
00:31:33,920 --> 00:31:36,680
Speaker 1: need to do better because I feel like, educate yourself. Yeah,

778
00:31:36,760 --> 00:31:36,960
Speaker 1: I do.

779
00:31:37,960 --> 00:31:38,640
Speaker 5: There's a lot of knowing.

780
00:31:38,640 --> 00:31:40,120
Speaker 7: You got your free spot during the week.

781
00:31:41,840 --> 00:31:43,400
Speaker 5: So we have somebody talking about five o one C

782
00:31:43,520 --> 00:31:45,320
Speaker 5: threes and how to be able to leverage them, to

783
00:31:45,360 --> 00:31:47,160
Speaker 5: be able to use them to your advantage. And one

784
00:31:47,160 --> 00:31:49,040
Speaker 5: of our people even got like a cool way that

785
00:31:49,040 --> 00:31:51,560
Speaker 5: they got some stuff set up where they got pre

786
00:31:51,640 --> 00:31:54,440
Speaker 5: written templates for you already that have awarded.

787
00:31:54,040 --> 00:31:55,200
Speaker 4: Them a lot of money already.

788
00:31:55,280 --> 00:31:56,960
Speaker 5: I need that that you can benefit from of just

789
00:31:56,960 --> 00:31:58,760
Speaker 5: plug your own information and sentiment and try to get

790
00:31:58,800 --> 00:31:59,360
Speaker 5: awarded with it.

791
00:31:59,400 --> 00:32:01,600
Speaker 1: Make it easier because I see people are getting all

792
00:32:01,600 --> 00:32:04,760
Speaker 1: this grant money and I don't know where to start

793
00:32:04,800 --> 00:32:05,720
Speaker 1: when it comes to that.

794
00:32:06,000 --> 00:32:08,320
Speaker 5: Banks have to give you money within their community a

795
00:32:08,360 --> 00:32:10,240
Speaker 5: certain amount and they have to give out money.

796
00:32:10,280 --> 00:32:12,640
Speaker 4: A lot of people don't know that. Yeah, they have change.

797
00:32:12,680 --> 00:32:14,480
Speaker 3: It changed a lot because now there's a lot of

798
00:32:14,520 --> 00:32:16,280
Speaker 3: grants out there, especially for black women.

799
00:32:16,320 --> 00:32:19,360
Speaker 2: And I remember I have a nonprofit that's over.

800
00:32:19,200 --> 00:32:21,719
Speaker 3: Ten years old and started with a lot of grants

801
00:32:21,760 --> 00:32:23,480
Speaker 3: and stuff, and it was like forever and you had

802
00:32:23,520 --> 00:32:25,680
Speaker 3: to hire grant writers and all this stuff.

803
00:32:25,680 --> 00:32:26,880
Speaker 2: And now it's like two minutes.

804
00:32:27,280 --> 00:32:29,800
Speaker 1: Yeah, application, I never had a grant my life. I

805
00:32:29,800 --> 00:32:31,400
Speaker 1: need to get more on board but that. I have

806
00:32:31,800 --> 00:32:34,680
Speaker 1: definitely been funding my freedom.

807
00:32:34,840 --> 00:32:38,960
Speaker 3: Let's fund your freedom dot com slash money Angelae.

808
00:32:39,840 --> 00:32:42,840
Speaker 1: All right, well listen you guys, Let's fund your freedom

809
00:32:42,880 --> 00:32:44,560
Speaker 1: dot com sash money way up. It's the code for

810
00:32:44,600 --> 00:32:47,360
Speaker 1: one hundred dollars off because we love y'all. I love y'all.

811
00:32:47,360 --> 00:32:50,880
Speaker 1: This was great. Yeah, this take a good credit to

812
00:32:51,000 --> 00:32:51,680
Speaker 1: right I do?

813
00:32:51,680 --> 00:32:54,520
Speaker 5: Do you leverage funding your business with your good credit

814
00:32:54,600 --> 00:32:56,160
Speaker 5: to be able to start your businesses and investments.

815
00:32:56,200 --> 00:32:59,200
Speaker 1: I've been using my own money. Oh wow, See that's

816
00:32:59,200 --> 00:33:01,920
Speaker 1: why we can't do Yeah, that's one thing I got

817
00:33:01,920 --> 00:33:05,200
Speaker 1: to learn, you know, how to. I've done some great investments,

818
00:33:05,280 --> 00:33:07,280
Speaker 1: but it's all with my money. And I know we

819
00:33:07,320 --> 00:33:08,840
Speaker 1: got to really get down with oh PM.

820
00:33:08,920 --> 00:33:12,720
Speaker 4: Yeah, yeah, I gotta talks credit.

821
00:33:12,760 --> 00:33:14,840
Speaker 2: I know you help people with business credit. How important that.

822
00:33:14,920 --> 00:33:17,040
Speaker 1: Is because I'm trying to reopen my Juice buy right

823
00:33:17,080 --> 00:33:19,160
Speaker 1: now and I definitely need to get that together.

824
00:33:19,360 --> 00:33:20,480
Speaker 2: It does have to help us.

825
00:33:20,680 --> 00:33:24,240
Speaker 3: And I have as a small business owner, a black

826
00:33:24,360 --> 00:33:29,800
Speaker 3: female small business owner who's among the forty among black

827
00:33:29,800 --> 00:33:32,200
Speaker 3: female business owners. Where you lose forty percent a year

828
00:33:32,240 --> 00:33:34,080
Speaker 3: and unpaid invoices.

829
00:33:34,440 --> 00:33:35,880
Speaker 2: And I've about had it with that.

830
00:33:36,160 --> 00:33:38,600
Speaker 3: Yeah, people just deciding they don't have to honor invoices

831
00:33:38,640 --> 00:33:41,360
Speaker 3: or contracts. But I found out that if you regularly

832
00:33:41,800 --> 00:33:45,320
Speaker 3: register your business was done in Bradstreet, you can you

833
00:33:45,400 --> 00:33:47,840
Speaker 3: report just like a credit burea. You report when people

834
00:33:47,880 --> 00:33:50,040
Speaker 3: make payments to the credit bureau, and you report when

835
00:33:50,040 --> 00:33:53,480
Speaker 3: they don't. And starting to put that on your invoice,

836
00:33:53,520 --> 00:33:55,280
Speaker 3: like whether you pay me or not, it's going to

837
00:33:55,280 --> 00:33:56,520
Speaker 3: affect your business credit.

838
00:33:56,560 --> 00:34:02,719
Speaker 1: I don't owe you nothing, right, I don't know not

839
00:34:02,800 --> 00:34:06,000
Speaker 1: you well, thank you guys so much. I do really

840
00:34:06,000 --> 00:34:07,960
Speaker 1: appreciate it for answering all these questions because I know

841
00:34:07,960 --> 00:34:10,799
Speaker 1: there's a lot of people who are wanting to dip

842
00:34:10,840 --> 00:34:13,040
Speaker 1: into this space. But it can be a lot of

843
00:34:13,080 --> 00:34:15,120
Speaker 1: things out there. But I feel like the way you

844
00:34:15,200 --> 00:34:17,760
Speaker 1: guys are doing it does seem like the best way

845
00:34:18,200 --> 00:34:19,960
Speaker 1: to go about it. Give you the tools to make

846
00:34:19,960 --> 00:34:23,440
Speaker 1: it happen, and this week long crash course seems like

847
00:34:23,960 --> 00:34:24,359
Speaker 1: the move.

848
00:34:24,520 --> 00:34:29,080
Speaker 3: I can learn a lot using our own money, we

849
00:34:29,160 --> 00:34:29,680
Speaker 3: will be there.

850
00:34:30,040 --> 00:34:32,000
Speaker 6: We can scale a whole lot of fast and just

851
00:34:32,000 --> 00:34:33,240
Speaker 6: free up some extra cash.

852
00:34:33,360 --> 00:34:38,160
Speaker 1: Yeah, thank you guys. Way up and Angela Wealth Wednesday