1 00:00:00,040 --> 00:00:03,600 Speaker 1: An illegal alien from Guatemala charged with raping a child 2 00:00:03,680 --> 00:00:07,480 Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador 3 00:00:07,720 --> 00:00:11,840 Speaker 1: accused of murdering a Texas man of Venezuelan charged with 4 00:00:11,920 --> 00:00:15,840 Speaker 1: filming and selling child pornography in Michigan. These are just 5 00:00:15,920 --> 00:00:19,680 Speaker 1: some of the heinous migrant criminals caught because of President 6 00:00:19,720 --> 00:00:23,320 Speaker 1: Donald J. Trump's leadership. I'm Christy nom the United States 7 00:00:23,320 --> 00:00:28,120 Speaker 1: Secretary of Homeland Security. Under President Trump, attempted illegal border 8 00:00:28,160 --> 00:00:31,680 Speaker 1: crossings are at the lowest levels ever recorded, and over 9 00:00:31,760 --> 00:00:34,960 Speaker 1: one hundred thousand illegal aliens have been arrested. If you 10 00:00:35,040 --> 00:00:38,920 Speaker 1: are here illegally, your next you will be fined nearly 11 00:00:39,000 --> 00:00:43,000 Speaker 1: one thousand dollars a day, imprisoned, and deported. You will 12 00:00:43,040 --> 00:00:46,680 Speaker 1: never return. But if you register using our CBP home 13 00:00:46,720 --> 00:00:50,120 Speaker 1: app and leave now, you could be allowed to return legally. 14 00:00:50,479 --> 00:00:55,240 Speaker 1: Do what's right. Leave now. Under President Trump, America's laws, 15 00:00:55,400 --> 00:00:57,840 Speaker 1: border and families will be protected. 16 00:00:57,920 --> 00:01:00,000 Speaker 2: Sponsored by the United States Department of Homeland Security. 17 00:01:00,280 --> 00:01:02,960 Speaker 3: I think one of the most important things when it 18 00:01:03,000 --> 00:01:08,480 Speaker 3: comes to establishing great business credit is establishing a great foundation, right. 19 00:01:09,760 --> 00:01:11,480 Speaker 3: I get a lot of people that say I have 20 00:01:11,520 --> 00:01:14,520 Speaker 3: an LLC, I have an EIM and I ask them, well, 21 00:01:14,520 --> 00:01:15,800 Speaker 3: how much business credit do you have? 22 00:01:16,000 --> 00:01:17,320 Speaker 2: But like, all I have is just like one to 23 00:01:17,360 --> 00:01:18,000 Speaker 2: two accounts. 24 00:01:18,080 --> 00:01:21,319 Speaker 3: The thing is is that's not really great business credit. 25 00:01:21,440 --> 00:01:23,640 Speaker 3: You can't really expect to have an eight hundred credit 26 00:01:23,720 --> 00:01:26,800 Speaker 3: score with one five hundred dollars capital one limit. 27 00:01:26,840 --> 00:01:28,880 Speaker 2: It's not going to happen. What do you need? You 28 00:01:28,920 --> 00:01:29,679 Speaker 2: need high limits. 29 00:01:29,680 --> 00:01:31,440 Speaker 3: You probably need a house, you need a car, you 30 00:01:31,480 --> 00:01:34,360 Speaker 3: need a loan, You need more credit in order to 31 00:01:34,400 --> 00:01:36,680 Speaker 3: have that credit score. The thing is a credit score, guys, 32 00:01:36,720 --> 00:01:39,839 Speaker 3: a personal credit score is all a risk factor, right, 33 00:01:40,080 --> 00:01:42,120 Speaker 3: So when you look at a credit score, you go 34 00:01:42,200 --> 00:01:45,080 Speaker 3: three hundred to eight fifty, Right, The lower you are, 35 00:01:45,400 --> 00:01:46,479 Speaker 3: the higher risk you are. 36 00:01:46,680 --> 00:01:49,840 Speaker 2: Right. The higher your credit score, the lower the risk 37 00:01:49,920 --> 00:01:50,200 Speaker 2: you are. 38 00:01:50,400 --> 00:01:52,640 Speaker 3: So if you have an eight hundred credit score, that 39 00:01:52,800 --> 00:01:54,280 Speaker 3: means that just such a low risk. 40 00:01:54,360 --> 00:01:55,560 Speaker 2: But why because. 41 00:01:55,320 --> 00:01:58,560 Speaker 3: You're handling ten twenty thirty forty fifty thousand dollars credit 42 00:01:58,560 --> 00:02:01,880 Speaker 3: cards and mortgages and all the loans, no late payments, 43 00:02:01,920 --> 00:02:04,400 Speaker 3: only applying when you need it, and you have a 44 00:02:04,440 --> 00:02:08,040 Speaker 3: long history now establishing good business credit, guys, Unfortunately, it's 45 00:02:08,120 --> 00:02:10,280 Speaker 3: not that easy. You can't just say I'm going to 46 00:02:10,360 --> 00:02:12,400 Speaker 3: go out there and apply for one or two MX's 47 00:02:12,440 --> 00:02:16,040 Speaker 3: and I got great business credit. Unfortunately, you gotta do 48 00:02:16,120 --> 00:02:19,840 Speaker 3: the work with not only going on the websites for 49 00:02:21,560 --> 00:02:24,799 Speaker 3: gas cards, you have to go ahead and get you know, 50 00:02:25,280 --> 00:02:27,520 Speaker 3: your business set up correctly? Is your done in Brass 51 00:02:27,520 --> 00:02:28,440 Speaker 3: Street set up correctly? 52 00:02:28,440 --> 00:02:29,640 Speaker 2: Do you have all your pro. 53 00:02:29,720 --> 00:02:32,880 Speaker 3: Like I did it video, guys, And to my knowledge, 54 00:02:32,880 --> 00:02:35,480 Speaker 3: there really isn't anybody out there that opened up their 55 00:02:35,560 --> 00:02:38,840 Speaker 3: business credit report live for other people to see. I 56 00:02:38,919 --> 00:02:40,760 Speaker 3: do it for you guys and my clients. 57 00:02:40,919 --> 00:02:41,359 Speaker 2: That's it. 58 00:02:41,600 --> 00:02:43,560 Speaker 3: I treat earn your leisure the same way I treat 59 00:02:43,600 --> 00:02:46,120 Speaker 3: my clients, because you guys are freaking awesome number one, 60 00:02:46,320 --> 00:02:48,840 Speaker 3: but your mindset is a little bit differently. So one 61 00:02:48,840 --> 00:02:50,519 Speaker 3: of the first videos that I did, if you haven't 62 00:02:50,520 --> 00:02:52,519 Speaker 3: watched that video, watch it three or four. 63 00:02:52,400 --> 00:02:52,960 Speaker 2: Or five times. 64 00:02:52,960 --> 00:02:55,160 Speaker 3: I show you, guys, literally how to create a done 65 00:02:55,200 --> 00:02:57,320 Speaker 3: in Brasstreet number where you can go on done in 66 00:02:57,360 --> 00:02:59,360 Speaker 3: Brass there's website right now. They charge you two thousand 67 00:02:59,400 --> 00:03:02,040 Speaker 3: dollars for that. They charge you, you know to X 68 00:03:02,120 --> 00:03:04,680 Speaker 3: with that everything. So if your business credit, if you 69 00:03:04,680 --> 00:03:07,400 Speaker 3: don't even have done in Bradstreet with all your information 70 00:03:07,800 --> 00:03:10,639 Speaker 3: set up, you really can't establish good business credit. I 71 00:03:10,680 --> 00:03:13,080 Speaker 3: think that's where a lot of people get stuck. Right now, 72 00:03:13,200 --> 00:03:15,280 Speaker 3: all right, you have your done in Bradstreet number. Okay, 73 00:03:15,520 --> 00:03:18,680 Speaker 3: has everybody signed up for nav dot com Business Boost 74 00:03:18,840 --> 00:03:23,160 Speaker 3: to monitor your your your business credit. You can't track 75 00:03:23,440 --> 00:03:25,560 Speaker 3: what you're not like. You can't improve what you don't monitor. 76 00:03:25,960 --> 00:03:28,200 Speaker 3: So if you think that the forty dollars a month 77 00:03:28,400 --> 00:03:31,520 Speaker 3: for monitoring your business credit is too much, then maybe 78 00:03:31,560 --> 00:03:34,720 Speaker 3: you're just not ready to start a business yet. Unfortunately, 79 00:03:35,120 --> 00:03:38,200 Speaker 3: if you're not willing to spend it twenty to twenty 80 00:03:38,240 --> 00:03:41,000 Speaker 3: to thirty thousand a month with paying for credit monitoring, 81 00:03:41,160 --> 00:03:43,480 Speaker 3: then unfortunately, you fixing your credit. 82 00:03:43,280 --> 00:03:45,200 Speaker 2: Might just not be a priority right now. 83 00:03:45,240 --> 00:03:47,160 Speaker 3: And that's just the way it is, because if you're 84 00:03:47,200 --> 00:03:49,760 Speaker 3: not ready to track your credit and spend it like 85 00:03:49,840 --> 00:03:51,920 Speaker 3: we use, we actually have a new monitoring it's called 86 00:03:51,920 --> 00:03:53,680 Speaker 3: god Credit Monitoring dot com. 87 00:03:53,760 --> 00:03:54,520 Speaker 2: It's twenty bucks. 88 00:03:54,560 --> 00:03:57,080 Speaker 3: We got away from identity iq because Identity iq was 89 00:03:57,160 --> 00:04:00,120 Speaker 3: raising the cost every single month for our clients and 90 00:04:00,160 --> 00:04:01,800 Speaker 3: we just thought it was unfair, you know what I mean. 91 00:04:01,880 --> 00:04:04,240 Speaker 2: So we got our own credit monitor and got our 92 00:04:04,240 --> 00:04:05,040 Speaker 2: own little site. 93 00:04:05,240 --> 00:04:07,600 Speaker 3: Got credit monitoring is twenty bucks a month, but we 94 00:04:07,640 --> 00:04:09,480 Speaker 3: get people like, man. 95 00:04:08,560 --> 00:04:10,160 Speaker 2: I really don't want to spend that. 96 00:04:10,280 --> 00:04:12,960 Speaker 3: But then more than likely a good credit score is 97 00:04:13,000 --> 00:04:15,920 Speaker 3: not something that you are interested in because it's like 98 00:04:15,960 --> 00:04:17,919 Speaker 3: imagine a doctor telling you, hey, man, in order for 99 00:04:17,960 --> 00:04:20,159 Speaker 3: me to check your heart, I need you to do 100 00:04:20,200 --> 00:04:21,760 Speaker 3: this blood work. I need you to do this, I 101 00:04:21,760 --> 00:04:22,920 Speaker 3: need to do that, and you're like, h, I don't 102 00:04:22,920 --> 00:04:25,400 Speaker 3: really care about all that. Well, I can't help you then, man, 103 00:04:25,560 --> 00:04:27,880 Speaker 3: I can't really let you know what you got going on. 104 00:04:28,279 --> 00:04:31,040 Speaker 3: So with business credit, right, great business credit. If you 105 00:04:31,040 --> 00:04:33,440 Speaker 3: don't have at least five gas cards, then keep going 106 00:04:33,880 --> 00:04:36,280 Speaker 3: google local business gas cards. This is a three step 107 00:04:36,360 --> 00:04:38,799 Speaker 3: number one. The first step is set up your entire 108 00:04:38,880 --> 00:04:42,080 Speaker 3: company correctly. You got your business. You have your I 109 00:04:42,080 --> 00:04:45,080 Speaker 3: mean your your formation document, I mean whether it's an LLC, 110 00:04:45,200 --> 00:04:47,680 Speaker 3: S CORP, nonprofit, whatever the case is. You also have 111 00:04:47,880 --> 00:04:50,839 Speaker 3: your your tax ID number, which you can get for 112 00:04:50,880 --> 00:04:53,440 Speaker 3: free on the IRS website you have. Then now you 113 00:04:53,480 --> 00:04:56,279 Speaker 3: can get your business bank account. Now you go ahead 114 00:04:56,320 --> 00:04:59,520 Speaker 3: and get your you're done in Bradstreet. Now you go 115 00:04:59,560 --> 00:05:03,560 Speaker 3: ahead and get com done. Right, that's like the basic things. 116 00:05:03,640 --> 00:05:08,120 Speaker 2: Right. Now you get your regius, your virtual office. 117 00:05:08,200 --> 00:05:10,440 Speaker 4: This episode is brought to you by P and C Bank. 118 00:05:10,839 --> 00:05:13,599 Speaker 4: A lot of people think podcasts about work are boring, 119 00:05:13,839 --> 00:05:17,680 Speaker 4: and sure they definitely can be, but understanding of professionals 120 00:05:17,760 --> 00:05:21,000 Speaker 4: routine shows us how they achieve their success little by little, 121 00:05:21,400 --> 00:05:25,040 Speaker 4: day after day. It's like banking with P and C Bank. 122 00:05:25,520 --> 00:05:28,320 Speaker 4: It might seem boring to save, plan and make calculated 123 00:05:28,320 --> 00:05:31,440 Speaker 4: decisions with your bank, but keeping your money boring is 124 00:05:31,440 --> 00:05:34,800 Speaker 4: what helps you live or more happily fulfilled life. P 125 00:05:34,880 --> 00:05:39,720 Speaker 4: and C Bank Brilliantly Boring since eighteen sixty five. 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Don't wait, don't hesitate. 146 00:06:52,600 --> 00:06:55,000 Speaker 4: Let's Square handle the back end so you can keep 147 00:06:55,000 --> 00:06:56,240 Speaker 4: pushing your vision forward. 148 00:06:58,480 --> 00:07:02,080 Speaker 1: An illegal alien from Guaateamal charged with raping a child 149 00:07:02,160 --> 00:07:05,960 Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador 150 00:07:06,200 --> 00:07:10,360 Speaker 1: accused of murdering a Texas man of Venezuelan charged with 151 00:07:10,400 --> 00:07:14,320 Speaker 1: filming and selling child pornography in Michigan. These are just 152 00:07:14,400 --> 00:07:18,160 Speaker 1: some of the heinous migrant criminals caught because of President 153 00:07:18,200 --> 00:07:21,800 Speaker 1: Donald J. Trump's leadership. I'm Christy nom the United States 154 00:07:21,800 --> 00:07:26,600 Speaker 1: Secretary of Homeland Security. Under President Trump, attempted illegal border 155 00:07:26,640 --> 00:07:30,160 Speaker 1: crossings are at the lowest levels ever recorded, and over 156 00:07:30,240 --> 00:07:33,440 Speaker 1: one hundred thousand illegal aliens have been arrested. If you 157 00:07:33,520 --> 00:07:37,400 Speaker 1: are here illegally, your next you will be fined nearly 158 00:07:37,480 --> 00:07:41,480 Speaker 1: one thousand dollars a day, imprisoned, and deported. You will 159 00:07:41,520 --> 00:07:45,160 Speaker 1: never return. But if you register using our CBP home 160 00:07:45,200 --> 00:07:48,600 Speaker 1: app and leave now, you could be allowed to return legally. 161 00:07:48,960 --> 00:07:53,680 Speaker 1: Do what's right. Leave now. Under President Trump America's laws, 162 00:07:53,880 --> 00:07:56,320 Speaker 1: border and families will be protected. 163 00:07:56,400 --> 00:07:58,560 Speaker 4: Sponsored by the United States Department of Homeland Security. 164 00:07:59,000 --> 00:08:02,960 Speaker 3: You get your your your business phone number with Ring Central. 165 00:08:03,280 --> 00:08:05,440 Speaker 3: You get yourself a website. Let me ask you, guys 166 00:08:05,480 --> 00:08:07,760 Speaker 3: a question. There's almost two hundred people on this call. Now, 167 00:08:07,800 --> 00:08:09,920 Speaker 3: how many people have a website with their name on it? 168 00:08:10,080 --> 00:08:12,600 Speaker 3: I have jose A Rodriguez Junior dot com. A lot 169 00:08:12,600 --> 00:08:14,000 Speaker 3: of people are saying like, oh my god, I don't 170 00:08:14,040 --> 00:08:16,360 Speaker 3: have a website. I don't have whatever the case is. Yeah, 171 00:08:16,400 --> 00:08:19,120 Speaker 3: you do whatever your name is dot com and then 172 00:08:19,240 --> 00:08:22,400 Speaker 3: forward that you and create a basic website with your name, 173 00:08:22,440 --> 00:08:25,480 Speaker 3: your information, your business address, whatever the case is. Now 174 00:08:25,480 --> 00:08:27,480 Speaker 3: you create Google my business page. Now what do you 175 00:08:27,560 --> 00:08:30,400 Speaker 3: do a Google? You have a website with your name 176 00:08:30,440 --> 00:08:32,920 Speaker 3: on it and a lot of stuff. I like to reiterate. 177 00:08:33,080 --> 00:08:34,440 Speaker 3: And then now you get all your friends. If you 178 00:08:34,440 --> 00:08:36,559 Speaker 3: have at least thirty friends. Get thirty people to give 179 00:08:36,600 --> 00:08:39,280 Speaker 3: you a review on you know, Jose Ai Rodriguez dot com, 180 00:08:39,320 --> 00:08:40,880 Speaker 3: on your Google page or whatever the case is. 181 00:08:40,960 --> 00:08:42,040 Speaker 2: To build credibility. 182 00:08:42,240 --> 00:08:45,040 Speaker 3: Right now, you get your gas cards, right, You get 183 00:08:45,080 --> 00:08:47,560 Speaker 3: all of your gas cards right, People say, well, what 184 00:08:47,600 --> 00:08:48,520 Speaker 3: gas cards do I get? 185 00:08:48,640 --> 00:08:51,160 Speaker 2: When you drive down the street and you see a. 186 00:08:51,160 --> 00:08:54,200 Speaker 3: Gas station, more than likely that gas station has a 187 00:08:54,240 --> 00:08:56,120 Speaker 3: business gas card. You just got to go on the 188 00:08:56,120 --> 00:09:01,280 Speaker 3: website seventy six wildwah seven eleven quick check, wex dot com, 189 00:09:01,440 --> 00:09:04,400 Speaker 3: w e x dot com, uh wexfleet. They have a 190 00:09:04,400 --> 00:09:07,199 Speaker 3: lot of gas cars that you guys can get, uh 191 00:09:07,360 --> 00:09:11,120 Speaker 3: Fuelman and Murphy, you know what I mean. There's a 192 00:09:11,120 --> 00:09:13,200 Speaker 3: lot of gas cars that you guys can get. Just 193 00:09:13,240 --> 00:09:15,319 Speaker 3: google it, you know what I mean. And that's the thing, 194 00:09:15,360 --> 00:09:18,880 Speaker 3: guys is, you guys really do have a lot of 195 00:09:19,120 --> 00:09:21,840 Speaker 3: resources at your fingertips. As long as if I just 196 00:09:21,920 --> 00:09:24,920 Speaker 3: show you how to find things, my job is done. 197 00:09:25,120 --> 00:09:27,360 Speaker 3: I don't always got to do it for you. But 198 00:09:27,800 --> 00:09:30,240 Speaker 3: if I can show you how to to think about this. 199 00:09:30,480 --> 00:09:33,280 Speaker 3: If you know you're going to vacation in California, google 200 00:09:33,280 --> 00:09:35,599 Speaker 3: the gas stations in California. So now that way, you 201 00:09:35,640 --> 00:09:38,320 Speaker 3: can get a gas card from that gas station. Now 202 00:09:38,320 --> 00:09:40,240 Speaker 3: when you go on you're using your book a car 203 00:09:40,320 --> 00:09:42,679 Speaker 3: on Touro. You go to that gas station in California, 204 00:09:42,720 --> 00:09:44,040 Speaker 3: you don't got to use your debit card. Now you're 205 00:09:44,040 --> 00:09:46,920 Speaker 3: building business credit by using as a gas card from 206 00:09:46,920 --> 00:09:48,720 Speaker 3: a state you're never in. But now you know, whenever 207 00:09:48,720 --> 00:09:51,120 Speaker 3: you go to California you got a gas card, You're good. Look, 208 00:09:51,160 --> 00:09:53,000 Speaker 3: I'm going to Texas in June. I'm going to be 209 00:09:53,000 --> 00:09:55,760 Speaker 3: looking up every single gas card company. And because it's 210 00:09:55,800 --> 00:09:57,839 Speaker 3: because it's different, you know what I mean. There's a 211 00:09:57,880 --> 00:09:59,960 Speaker 3: different gas stations here than in Tech. 212 00:10:00,360 --> 00:10:01,840 Speaker 2: You know what I mean. That's one way you can 213 00:10:01,880 --> 00:10:02,560 Speaker 2: build business credit. 214 00:10:02,640 --> 00:10:04,440 Speaker 3: Now, imagine if you have a gas card for every 215 00:10:04,520 --> 00:10:08,040 Speaker 3: single sate you visit. Now you have fifty gas cards 216 00:10:08,080 --> 00:10:09,679 Speaker 3: if you go to every single state. You see what 217 00:10:09,720 --> 00:10:11,840 Speaker 3: I'm saying. But that's the thing is a lot of 218 00:10:11,840 --> 00:10:14,880 Speaker 3: people want to build great business credit, but you're not 219 00:10:14,960 --> 00:10:17,719 Speaker 3: willing to do the net thirties, the gas cards, the 220 00:10:18,160 --> 00:10:22,720 Speaker 3: cars that really nobody wants staples. BJ's that that right there, guys, 221 00:10:23,080 --> 00:10:27,359 Speaker 3: is how you're gonna get a car with no personal guarantee. Unfortunately, 222 00:10:27,400 --> 00:10:30,400 Speaker 3: American Express and Chase is not going to get you 223 00:10:30,440 --> 00:10:32,720 Speaker 3: to the point where you're building business credit where you 224 00:10:32,760 --> 00:10:35,000 Speaker 3: can get approved with no personal guarantee in a car. 225 00:10:35,040 --> 00:10:37,240 Speaker 2: It's not gonna happen, unfortunately. It's just not the way 226 00:10:37,280 --> 00:10:38,160 Speaker 2: it is. You know what I mean. 227 00:10:38,360 --> 00:10:41,440 Speaker 3: You really have to build great business credit by getting 228 00:10:41,600 --> 00:10:45,199 Speaker 3: the all the accounts like we have. I think maybe 229 00:10:45,240 --> 00:10:48,960 Speaker 3: like fifteen to twenty accounts in our program, and I 230 00:10:49,000 --> 00:10:49,920 Speaker 3: share them with you guys. 231 00:10:50,000 --> 00:10:50,480 Speaker 2: You know what I mean. 232 00:10:50,840 --> 00:10:54,480 Speaker 3: Home Depot has three Lowe's has three bj Sam's Club 233 00:10:54,559 --> 00:10:57,360 Speaker 3: cost Go. That's that right, there is like nine you 234 00:10:57,360 --> 00:10:59,319 Speaker 3: know what I mean, Gas cars Boom, that's another ten. 235 00:10:59,640 --> 00:11:01,800 Speaker 3: Next thing, you know, you literally have twenty to twenty 236 00:11:01,800 --> 00:11:04,240 Speaker 3: five accounts on business credit. Now when you want to 237 00:11:04,240 --> 00:11:06,120 Speaker 3: go get a car in your business name, you can. 238 00:11:06,240 --> 00:11:07,319 Speaker 3: People think that you can't. 239 00:11:07,360 --> 00:11:07,720 Speaker 2: You can. 240 00:11:08,240 --> 00:11:10,480 Speaker 3: You guys know thirty one Dodge. We promote them all 241 00:11:10,520 --> 00:11:12,199 Speaker 3: the time. I get zero money from thirty one Doves. 242 00:11:12,240 --> 00:11:14,120 Speaker 3: They've offered to give me checks and referral fees, and 243 00:11:14,280 --> 00:11:16,160 Speaker 3: I don't want it. Just have my clients go there. 244 00:11:16,240 --> 00:11:17,960 Speaker 3: We have a new You know, it doesn't matter who 245 00:11:18,000 --> 00:11:20,319 Speaker 3: you speak to. A thirty one Dodge call thirty one doys. Hey, 246 00:11:20,320 --> 00:11:22,160 Speaker 3: I'm trying to apply for a car in my business name. 247 00:11:22,320 --> 00:11:23,040 Speaker 2: What car do you want? 248 00:11:23,040 --> 00:11:23,240 Speaker 4: This one? 249 00:11:23,280 --> 00:11:25,079 Speaker 3: Okay, we'll send you the application, fill it out, get 250 00:11:25,080 --> 00:11:27,160 Speaker 3: it back to me. They're running your business credit, guys, 251 00:11:27,280 --> 00:11:29,320 Speaker 3: they're running You're done in Bradstreet, you know what I mean. 252 00:11:29,440 --> 00:11:31,800 Speaker 3: But if you don't even have at least five to 253 00:11:31,800 --> 00:11:35,079 Speaker 3: ten accounts on your business credit, then why are you 254 00:11:35,160 --> 00:11:36,040 Speaker 3: applying for a car? 255 00:11:36,640 --> 00:11:38,880 Speaker 2: Those are the people that say, oh, this doesn't work. 256 00:11:39,000 --> 00:11:39,559 Speaker 2: It does work. 257 00:11:39,600 --> 00:11:41,400 Speaker 3: You're just not doing the work that we're telling you 258 00:11:41,440 --> 00:11:44,679 Speaker 3: to do. You're trying to bypass certain steps. And then 259 00:11:44,720 --> 00:11:48,079 Speaker 3: the way you continue building business credit is then every 260 00:11:48,120 --> 00:11:52,080 Speaker 3: single time that you look to apply for something, remember 261 00:11:52,360 --> 00:11:54,040 Speaker 3: ask them, hey do you have a business credit card? 262 00:11:54,240 --> 00:11:56,280 Speaker 2: Hey do you have a business credit account? Do you 263 00:11:56,280 --> 00:11:57,600 Speaker 2: have a net thirty? Do you have this? 264 00:11:58,000 --> 00:11:59,719 Speaker 3: And I promise you the majority of the people that 265 00:11:59,720 --> 00:12:02,199 Speaker 3: you're trying to apply for have a net dirty account, 266 00:12:02,360 --> 00:12:04,040 Speaker 3: have some type of business credited account, you know what 267 00:12:04,040 --> 00:12:04,319 Speaker 3: I mean