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Speaker 1: I was reading about this thing, Adulting what O one Courses.

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Speaker 1: This is how it was written, the story gen Z

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Speaker 1: Young Adults gen Z Young Adults gens are that is

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Speaker 1: what it says. It kind of sounds like a redundant

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Speaker 1: but a gen Z young adult. That's like saying six

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Speaker 1: fourteen am in the morning. In case we're unclear about that,

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Speaker 1: gen Z young adults are enrolling in Adulting what OH

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Speaker 1: one courses to learn basic life skills like budgeting, cooking,

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Speaker 1: doing laundry, and navigating everyday responsibilities. Unlike previous generations, many

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Speaker 1: gen Z members lack these practical skills, which is attributed

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Speaker 1: to over protective parenting, prolonged financial dependency on parents, and

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Speaker 1: educational gaps where economics classes have become obsolete. One teacher notes,

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Speaker 1: this is a psychology professor rather, I shouldn't say just

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Speaker 1: a teacher, that these young adults often enter university without

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Speaker 1: fundamental decision making skills, making the transition to independence challenging.

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Speaker 1: Whether you're a parent, it might be more interesting to

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Speaker 1: hear like it. If you're a parent and you think

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Speaker 1: about your kids and what they don't know how to do,

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Speaker 1: you probably should teach them. If you're driving to work

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Speaker 1: right now, you're like, oh, my kid is not gonna

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Speaker 1: survive then, I mean, maybe we should think about that

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Speaker 1: a little bit. But I'm curious, like in kind of

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Speaker 1: a tongue in cheek funny way, but like, what is

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Speaker 1: something that they are not teaching kids these days that

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Speaker 1: they definitely need to know if they're gonna go out

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Speaker 1: in the real world. You know, you can teach them

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Speaker 1: all kinds of other fancy stuff, common core math and

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Speaker 1: whatever else.

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Speaker 2: I don't know.

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Speaker 1: I guess you got to. You have to know math,

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Speaker 1: Believe it or not. Kids, math will come in handy someday.

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Speaker 1: Maybe not Geometry, Yeah, not.

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Speaker 2: All that X y Z that that was such a

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Speaker 2: waste of time that I will never get back. What

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Speaker 2: is that considered?

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Speaker 1: Uh? Not? Statistics? Is trigonometry better algebra? Algebra? Excuse my

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Speaker 1: dear and sally algebra?

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Speaker 2: Algebra? Algebra? Yeah?

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Speaker 1: So you don't use the pasagoramic thrap for the theory?

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Speaker 2: You don't use that? Yeah? That one never? I mean

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Speaker 2: I do.

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Speaker 1: You don't bull out your ti whatever whatever number we're

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Speaker 1: on now, t I one thousand, and I.

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Speaker 2: Know how to spell things upside down?

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Speaker 1: Yeah right right? Eight five five five nine three five.

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Speaker 1: But what comes to mind? You think about your kid

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Speaker 1: or maybe you're the kid, and you're like, you know what, Well,

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Speaker 1: I don't know what I'm gonna do when this time

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Speaker 1: happens in my life because I don't know how to

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Speaker 1: do it, Like I don't know how I'm gonna serve

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Speaker 1: about Do you remember do you remember anything like that

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Speaker 1: it happens in your every day life, every day life?

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Speaker 2: Can I talk today? I don't know. Let me just

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Speaker 2: ship my coffee while you guys talk.

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Speaker 1: Can you think of anything that's just like I didn't

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Speaker 1: know how to do that, and I wish somebody had

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Speaker 1: taught me.

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Speaker 3: Yes, Jason, I until I moved in with Mike, I

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Speaker 3: moved out of my parents.

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Speaker 2: I was moved in with Mike. I didn't know how

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Speaker 2: to do laundry. I don't either. I didn't either. He

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Speaker 2: had to show me. I didn't know how to like

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Speaker 2: fold like towels or like I.

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Speaker 3: Mean, I could probably figure it out, but like I

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Speaker 3: never had to do it, so like he had to

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Speaker 3: like teach me. But that was post college, right yeah?

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Speaker 3: Oh yeah, yeah, yeah, So how did you get that far?

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Speaker 3: I just I only lived out of my parents' house

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Speaker 3: for a semester, and I would bring my laundry home.

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Speaker 2: The Yeah, see all your parents loved you, guys.

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Speaker 1: The laundry happened for me when I got to I

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Speaker 1: got to college. My parents moved me in. They gave

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Speaker 1: me detergent and everything. Like my mom would set me up.

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Speaker 1: Like she left and I had snacks and detergent and

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Speaker 1: you know, a bad you know, I don't know. She

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Speaker 1: made the bed nice and like she got me a

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Speaker 1: little yeah, right, that was nice. Everr you know the

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Speaker 1: door the dorm happened to have a bed. She let

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Speaker 1: me keep it this time. I'm like, i'mlike it home.

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Speaker 1: When I wasn't allowed to have a bed, bring on

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Speaker 1: the floor.

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Speaker 4: You know.

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Speaker 1: My parents they're like, if you have a bed, then

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Speaker 1: you're gonna do it, you know, so sleep on the floor.

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Speaker 1: Get no, still do it on the floor. But she

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Speaker 1: set me up all nights whatever. And then I like

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Speaker 1: a week later, I'm out of clothes and I'm like,

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Speaker 1: oh my god, cause because my mom did the laundry.

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Speaker 1: I think because she thought either one you're gonna screw

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Speaker 1: it up, or two it's just kind of more efficient

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Speaker 1: because the house is full of people and it's like,

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Speaker 1: just put it all in and just whatever.

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Speaker 2: That's laundry day. Get it out together right right.

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Speaker 1: And even now when I go back, she's like, don't

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Speaker 1: just because it got a big, gigantic watching machine, I

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Speaker 1: just put it in there.

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Speaker 2: Whatever.

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Speaker 1: So I had to call her like, well, how do

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Speaker 1: I do this? Like what am I supposed to do?

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Speaker 2: You know?

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Speaker 1: And this wasn't like they didn't have a little pods,

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Speaker 1: you know. It's like, well, you gotta pour this much in.

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Speaker 1: And then she's explaining this to me over the phone.

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Speaker 1: I'm like, okay, well, I'm eighteen years old. I was embarrassed.

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Speaker 1: I'm a little less embarrassed now I'm a little bit

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Speaker 1: less embarrassed.

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Speaker 5: Now, what about you, I'd say for me to be

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Speaker 5: like cooking, I know my mom tried to teach me

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Speaker 5: as a kid.

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Speaker 2: I had no interest and no care to do it.

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Speaker 5: But if they enforced it in school or something, I

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Speaker 5: probably would have taken it more serious. Like my poor

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Speaker 5: husband hasn't had a good meal in five years. Like

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Speaker 5: it's not great over here, but I'm learning. I'm trying.

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Speaker 5: And I have a kid now, so I have to

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Speaker 5: feed her and a husband and a dog and I

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Speaker 5: know you have.

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Speaker 2: To be Emerald Lagasi over here, like you know, damnit

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Speaker 2: it up. No, it's bad.

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Speaker 5: So Jason actually insires me a lot because he'll teach

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Speaker 5: me some quick recipes that are legit, like some pastaff.

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Speaker 2: I mean, it's basic. We're not, you know, Michelin star.

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Speaker 5: I'm learning though, but that's my basic training right there. Yeah, yeah,

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Speaker 5: so I do that honestly. If any financial I wish

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Speaker 5: I took more serious or I was taught more serious.

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Speaker 2: My mom did a really good job.

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Speaker 5: I'll give her that, but I didn't listen like I'm

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Speaker 5: max out credit cards.

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Speaker 2: I've done it all.

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Speaker 1: You know what I mean even though she have financial

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Speaker 1: aspect is that most will probably move number one. Oh yeah,

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Speaker 1: I mean yes, feeding yourself and you know, cleaning your clothing. Yeah, sure,

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Speaker 1: but like finding some sort of financial literacy, you know.

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Speaker 2: They don't have it. But I don't know that a

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Speaker 2: lot of people's parents have.

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Speaker 1: Like I don't know that it's necessarily just inherent in

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Speaker 1: people to know or quite frankly, to have enough money

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Speaker 1: to know what to do with extra money. Right, But

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Speaker 1: you know, stuff like the credit card will catch up

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Speaker 1: with you. You know, stuff like I don't know if

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Speaker 1: you don't have Like I heard one the other day

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Speaker 1: it was pretty good, if you don't have twice as

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Speaker 1: much money than the item that you're buying, then you

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Speaker 1: can't have it now.

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Speaker 2: Yeah, And granted if that's well, I think that's.

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Speaker 1: A luxury item was what they're talking about, like, don't

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Speaker 1: go buy you know, you're looking at a hat in

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Speaker 1: the store and you're like, I want that. It's like, well,

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Speaker 1: if you don't have it, if you don't have double

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Speaker 1: the money, then you shouldn't buy that because it's like

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Speaker 1: then you have no money, yep.

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Speaker 2: Kind of thing.

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Speaker 1: And I think a lot of people, if you think

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Speaker 1: about your spending, there's a lot in excess of what

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Speaker 1: you actually need. I'm not talking about a place to

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Speaker 1: live or food or you know, the stuff that's like

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Speaker 1: sadly people don't make enough to pay for a lot

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Speaker 1: of that either. But I mean, if you're talking about

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Speaker 1: I'm going to the mall and I'm going to buy

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Speaker 1: a bunch of crap, if you don't have double the money,

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Speaker 1: then you probably can't afford to have it, you know.

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Speaker 1: I mean, but now people don't want to hear that,

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Speaker 1: you know, because they want they're like.

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Speaker 2: Oh, that's entitled, that's elitist. It's like, no.

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Speaker 1: I think if you talk to a lot of people

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Speaker 1: who are very wealthy, many of them came from nothing,

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Speaker 1: and one of the reasons they're wealthy is because they

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Speaker 1: didn't spend all their money on crap, you know what

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Speaker 1: I mean?

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Speaker 2: Like, think about him.

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Speaker 1: Think about how much stuff you have and how much

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Speaker 1: stuff you actually use. Another good one I heard the

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Speaker 1: other day was like, and I feel like, now I'm

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Speaker 1: that not Gordon Ramsey, Dave Ramsey.

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Speaker 2: I'm Dave Ramsey. You can't ford it live in a hole,

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Speaker 2: always screaming on it. He really is.

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Speaker 4: He is.

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Speaker 1: He's not wrong about some stuff, but he's also very

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Speaker 1: out of touch.

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Speaker 2: Out of touch. He's like, you know, wildly wealthy. What

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Speaker 2: was the other one I heard?

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Speaker 1: If you want to buy a luxury item and wait

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Speaker 1: one week and if you're not thinking about the item

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Speaker 1: a week later, then you didn't need it.

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Speaker 2: I started doing that, Yeah, and it works. I did.

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Speaker 1: It works because in the moment, you know, on Amazon

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Speaker 1: or whatever, you're like, I got to have that, and

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Speaker 1: then you realize you didn't need to have that, and

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Speaker 1: then a week later you'll remember what it was you

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Speaker 1: thought you had to have.

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Speaker 2: What was it for you, Kiki that you wish you knew?

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Speaker 2: Oh definitely.

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Speaker 6: And they're saying it's on the text taxes and four

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Speaker 6: h one k and in that type of stuff. Because

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Speaker 6: I got into the workforce early. You know, I was

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Speaker 6: a manager, you know, yes, business woman?

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Speaker 1: Yes, no, I know you used to wear a business suit.

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Speaker 1: You were the only one in KFC history that would

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Speaker 1: make chicken in a business suit.

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Speaker 2: But you took it very seriously, like I didn't. I

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Speaker 2: didn't know any of that. I still don't know.

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Speaker 6: So it's like, you know, if somebody could have taught

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Speaker 6: me that piece but life skills message out my sister

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Speaker 6: Haley Man, she made sure.

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Speaker 2: I knew how to clean iron, laundry, cook. Well, that's

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Speaker 2: because she was taking you guys in left and right.

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Speaker 1: She was like, you know what, right, Honestly, I was

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Speaker 1: out here living my life care free and I got

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Speaker 1: all these kids. You need to take care of your

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Speaker 1: own self. Yeah, no, I mean yeah, I mean being

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Speaker 1: able to cook basic meals, being able to take care

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Speaker 1: of your body and self. That also amazes me by

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Speaker 1: the way that we don't have to get too much

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Speaker 1: into this but the number of people men and women,

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Speaker 1: And the one that always blows me away is the

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Speaker 1: female component, the number of women whose parents' moms or whatever.

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Speaker 1: And I'm not trying to be rude, but it's like

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Speaker 1: they didn't really tell them anything about anything, and stuff

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Speaker 1: just kind of started happening and they were like, oh,

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Speaker 1: And I don't know if there was just no communication

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Speaker 1: or if it's because there was embarrassment and they never

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Speaker 1: went and asked the question. But like, I know people

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Speaker 1: who were coddled in that department, like prepared for what

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Speaker 1: was coming, and other people who it was like it

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Speaker 1: happened and went and has been happening, and we never

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Speaker 1: discussed it. Nobody ever knew And it's just like, why

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Speaker 1: is it? Why is no one helping you with that? Hey, Ricky, Ricky,

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Speaker 1: your parents didn't teach you how to save money?

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Speaker 2: No, No, not at all.

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Speaker 4: And I mean I filed for bankruptcy at a very

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Speaker 4: early age. I mean due to just bad financial decisions.

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Speaker 1: You know, So you just you just sent the money

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Speaker 1: you didn't have, correct, Yeah, correct?

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Speaker 4: And I think they didn't need I think they didn't need.

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Speaker 4: So I WI financial literacy is a big one that

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Speaker 4: my parents didn't teach me that I paid the ultimate

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Speaker 4: price growing up.

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Speaker 1: So and so, what would you, like, just in a

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Speaker 1: few sentences, what if you have kids, or if you're

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Speaker 1: going to have kids, Ricky, Like, what are some things

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Speaker 1: that so you would teach them specifically, like no high

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Speaker 1: interest rate credit cards, like no spending money on stuff

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Speaker 1: you don't have the cash for kind of thing.

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Speaker 4: Right, And I do have three kids that I have

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Speaker 4: a seventeen year old of my own. I had a

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Speaker 4: child at a very young age.

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Speaker 1: He's bankrupt already, was too sad. But I mean, Ricky

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Speaker 1: forgot to tell him, you know, but he'll never make

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Speaker 1: that mistake again, Willie.

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Speaker 2: Right right, right, No, that kind.

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Speaker 4: Of stuff, like, yes, absolutely, So I taught my daughter.

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Speaker 4: She's seventeen now, I mean she's got a savings account

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Speaker 4: she got I explained to her, like what a five

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Speaker 4: to two nine college savings account is? How doing bad?

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Speaker 2: Wow?

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Speaker 4: You know, So those are some of the things that

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Speaker 4: you know, I had to learn myself and literally find

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Speaker 4: people to Hey, can you please sit down and like

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Speaker 4: walk me through how like I want to retire at

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Speaker 4: an early age, whether it's sixty five, sixty five, whatever

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Speaker 4: it is, How do I.

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Speaker 2: Do that, you know, and people took.

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Speaker 4: The time to sit with me and educate me, and

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Speaker 4: that he loved on me in the way that I

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Speaker 4: didn't like I wasn't taught, you know. So those are

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Speaker 4: the things that I'm like, it's critical that my kids

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Speaker 4: know that because I want them to be successful, like

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Speaker 4: life skills man, man, Like my parents didn't teach me

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Speaker 4: a lot, and I had to learn the hard way

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Speaker 4: through life. But being able to like learn through that

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Speaker 4: and then teach that to the next generation, like man,

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Speaker 4: that's crucial for me, and I'm trying to do my

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Speaker 4: best to do that for my kids.

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Speaker 2: Good for you, Ricky, I like it. Have a good day.

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Speaker 4: Thanks.

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Speaker 1: Did you call someone's in the female parts cultural? It's

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Speaker 1: definitely cultural to say it.

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Speaker 5: Can be absolutely it could be like you should I

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Speaker 5: mean as a woman, as a mom, like you should

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Speaker 5: talk to your daughter about certain parts your kids are

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Speaker 5: not going to learn they live from their friends.

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Speaker 2: Is that the best source to go to?

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Speaker 4: Really?

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Speaker 2: Not or YouTube or YouTube.

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Speaker 6: Or now yeah, which is some good information out.

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Speaker 2: There on TikTok. I think now they have access to

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Speaker 2: a lot more than we did.

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Speaker 5: But I mean, if you're a mom, I think it's

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Speaker 5: you know, you should talk to your daughter about certain things.

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Speaker 1: I built a new home on YouTube. You should see it.

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Speaker 1: It's great, four thousand square feet. I built it myself

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Speaker 1: with my own answer. Every time I was like, is

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Speaker 1: this is this a load bearing structure?

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Speaker 2: I don't know? And then I have looked on YouTube

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Speaker 2: and they told me it was fun.

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Speaker 4: Yea.

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Speaker 1: I know there are teachers that listen a lot of

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Speaker 1: teachers who listen to us are driving and to work,

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Speaker 1: and they're probably like rolling their eyes because it's like, well,

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Speaker 1: I'm supposed to teach all the stuff they tell me

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Speaker 1: to teach, and then you're telling me that no, I'm

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Speaker 1: not saying it's not the teacher's responsibility, but I'm a

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Speaker 1: lot of teachers.

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Speaker 2: Are doing that work too. Oh yeah, you know.

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Speaker 1: It's like, well, so I'm supposed to teach to this

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Speaker 1: test they have to take to see if I'm a

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Speaker 1: good teacher, But then also you're telling me that I

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Speaker 1: got to teach them life skills too.

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Speaker 2: That shouldn't be the expectation, but it probably is.

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Speaker 1: The Other thing is I somehow got on car salesman

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Speaker 1: TikTok algorithm.

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Speaker 2: Yes, have you been on there?

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Speaker 4: Oh?

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Speaker 1: Yes, there's a few guys Russ flips whips, there's a

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Speaker 1: bow tie guy.

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Speaker 2: It's and they do.

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Speaker 1: Now they're doing little skits for brand deals and it's

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Speaker 1: like cheesy. But before it was like behind the scenes

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Speaker 1: of car deals. It is amazing. And I know that

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Speaker 1: the industry has changed a lot with all the Internet

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Speaker 1: and all the availability of information whatever else, But like,

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Speaker 1: I don't know how to buy a car, no, and

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Speaker 1: like they don't realize that the tricks and like this

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Speaker 1: number looks good, but do you know what the numbers

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Speaker 1: behind all that are? Yep, you know it's like, oh good,

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Speaker 1: you know what? What do you want your payment to be?

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Speaker 1: That's the worst game you can play because they'll make

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Speaker 1: your payment whatever you want. Oh you want one hundred

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Speaker 1: and fifty dollars payment, Okay, you're going to be paying

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Speaker 1: for this car in twenty eighty.

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Speaker 2: Seven, you know.

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Speaker 1: But people don't. They don't care. It's like I want

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Speaker 1: it now, and they appeal to that. But like I

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Speaker 1: didn't know then, I didn't know the questions to ask.

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Speaker 1: I probably got unscrewed on one hundred card deals because

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Speaker 1: I don't I don't know. The numbers look fine and

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Speaker 1: the interest rate looks fine and the terms look fine.

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Speaker 1: I'm like, okay, but maybe they sold me some sort

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Speaker 1: of under undercarriage ice wax protection from my car that

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Speaker 1: you know in Arizona or whatever. You know what I mean, Like,

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Speaker 1: I don't, I don't know. I didn't know what to

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Speaker 1: look for. But this is all the kind of stuff

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Speaker 1: that people they're not being taught. We'll do headlines next.

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Speaker 1: The Entertainment reportant blogs is our Fred Show? Is It's

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Speaker 1: Friday back in too,