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Speaker 1: There are a lot of testing options out there, but

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Speaker 1: no one has processed more COVID nineteen tests than Quest,

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Speaker 1: with over twenty million to date. And now you can

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Speaker 1: the largest medical testing lab in the country. So order

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Speaker 1: your test today at Quest COVID nineteen dot com. Several

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Speaker 1: plans so far, and anytime someone tells you're going to

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Speaker 1: get something good in ten years, you should wonder why

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Speaker 1: it takes ten years. If you notice there's no talk

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Speaker 1: about the fact that the plan in ten years will

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Speaker 1: cost three trillion dollars, you will lose your employer based insurance.

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Speaker 1: And in fact, you know this is a single most

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Speaker 1: important issue facing the pull And to be very blunt

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Speaker 1: and to be very straightforward, you can't be President Trump

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Speaker 1: with double talk on this plan. So that was one

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Speaker 1: of his finer moments. And he went on to yell

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Speaker 1: about because Kamala and Corey Booker we're talking about but

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Speaker 1: they eliminate the deductibles and and he said, the deductible

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Speaker 1: will be in your paycheck with a three whatever it

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Speaker 1: was trillion dollar tax deal or whatever with the number um.

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Speaker 1: He said, the deductible will be in your paycheck. It

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Speaker 1: will be coming out of your paycheck. That's where your

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Speaker 1: deductible would be. Your taxes are gonna be so high.

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Speaker 1: And I thought, that's that's gonna resonate with a lot

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Speaker 1: of pa. He kind of stumbled and fumbled over that,

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Speaker 1: which was too bad because I thought it was a

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Speaker 1: good moment for him. But he's definitely on the right

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Speaker 1: side of I think most people, most Democrats, let alone

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Speaker 1: most of the country. So listen, I want to talk

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Speaker 1: healthcare jabbering in the debate with Craig got Walls, Craig

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Speaker 1: the healthcare guru, an attorney, law and benefit consultant. UM.

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Speaker 1: I want to get to that, but I do not

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Speaker 1: want to bury the lead. I want to talk about

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Speaker 1: the policy announcement or it's being uh pursued by the

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Speaker 1: Trump administration that came out yesterday. I guess because there

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Speaker 1: are two things that I is an non expert thing

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Speaker 1: are seriously wrong with American healthcare. Number one, there's a

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Speaker 1: lack of transparency. Nobody knows how nobody has any idea

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Speaker 1: how much anything costs. And number two, there's so many

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Speaker 1: people between the consumer and the provider, the buyer and

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Speaker 1: the seller. And Craig gott Wallace joins us. Now, Craig,

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Speaker 1: how are you, sir? Oh well, how are you, gentlemen? Terrific?

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Speaker 1: Thank you so optimistic about the future of our fine land.

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Speaker 1: That's how I am. What are you running for? So anyway,

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Speaker 1: you lied, Jack, you lie. So Craig, what was the announcement?

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Speaker 1: What's what's going on? So back in the middle of March,

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Speaker 1: we did an extra large podcast you guys and I,

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Speaker 1: and we talked about the fact that the Trump administration,

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Speaker 1: through h h S and the Secretary of HHS alex Asar,

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Speaker 1: had put forth many hundreds of pages of convoluted regulations

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Speaker 1: on I T security around healthcare. And in the middle

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Speaker 1: of that publication they talked about how, hey, we're really

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Speaker 1: thinking about forcing hospitals to disclose the actual prices that

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Speaker 1: they pay when they do these services upon you that

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Speaker 1: they are paid by the insurance companies. And that caused

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Speaker 1: a massive stir in the industry. It was the first

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Speaker 1: time since we've had a healthcare crisis that we've had

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Speaker 1: an administration even weighed into those waters. So if I

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Speaker 1: want to know what my m r I is going

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Speaker 1: to cost in advance, I can find that out and

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Speaker 1: I can find out what the hospital charges an insurance company.

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Speaker 1: That was what was proposed back in May, and at

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Speaker 1: the end of May that comment period closed. There were

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Speaker 1: two thousand comments sent into HHS, overwhelmingly the majority of

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Speaker 1: them positive on this front, and just this week through

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Speaker 1: c m S. Again, don't get too confused on the

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Speaker 1: mechanics of this, but the Centers for Medicare and Medicaid,

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Speaker 1: which is probably a better place to do this regulation frankly,

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Speaker 1: because they work directly with all the hospitals, and the

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Speaker 1: hospitals kind of have to comply with them if they

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Speaker 1: want to get reimbursed by Medicare and Medicaid, so officially

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Speaker 1: made this policy this week, put it in a proposed

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Speaker 1: regulation that and spelled out exactly that not only will

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Speaker 1: you have the right to know what that MRI costs,

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Speaker 1: but you'll have the right to know what each insurance

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Speaker 1: company would pay for that MRI and what each hospital

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Speaker 1: would receive for that MRI I within your city in

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Speaker 1: a searchable online format. So I assume you believe Yeah,

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Speaker 1: I assume you believe this will help bring prices down. Yeah,

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Speaker 1: there's still a ways to go. This is a proposed regulation.

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Speaker 1: Now they have until September to receive comments. But I

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Speaker 1: do think this regulation is ultimately going to pass, and

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Speaker 1: if it does, then there will be challenges in the

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Speaker 1: courts from hospitals and insurance companies who hate this idea.

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Speaker 1: But absolutely more information competition. This is the amazon ification

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Speaker 1: of healthcare pricing. If boy. This is also an absolute

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Speaker 1: head spin for people who believe in less government involvement

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Speaker 1: in um private business, just because the regulation says, yeah,

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Speaker 1: you reached a confidential contract with another you know, sovereign

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Speaker 1: citizen or a corporation or whatever. But now you have

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Speaker 1: to tell us what's in that contract. I will tell

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Speaker 1: you this and and this is frequently the answer when

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Speaker 1: some of my libertarian impulses bump up against the screwing

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Speaker 1: a lot of American people are taking. It's that the

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Speaker 1: government and the cronies are so in this together. They

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Speaker 1: have written all the rules and regulations thus far to

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Speaker 1: protect each other. So I just see this as a

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Speaker 1: little bit of transparency. Now, I haven't seen this news anywhere.

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Speaker 1: If you hadn't brought it to my attention, I'd be

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Speaker 1: completely unaware of it. Now. Part of that is because

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Speaker 1: when there's a debate going on, cable news has one topic.

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Speaker 1: But we're just mocking Forbes a little bit ago for

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Speaker 1: their stupid lists. But Forbes had the headline Trump in

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Speaker 1: the Senate makes significant progress on hospital price transparency. I

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Speaker 1: hope that headline shows up more places. Yeah, and and uh,

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Speaker 1: you know, far be it from me to defend Forbes

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Speaker 1: across the board. But the author of this particular piece,

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Speaker 1: Avic Roy, is he's one of the top five healthcare

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Speaker 1: minds in the country. So this is not you know,

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Speaker 1: this is not coming from their their clickbait list department,

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Speaker 1: right well, and during these times of fevered partisanship, and

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Speaker 1: we're in an election cycle which now describes all the time,

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Speaker 1: the mainstream media is not going to give any credit

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Speaker 1: to the Trump administration until it becomes absolutely inavoidable. So

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Speaker 1: and this is going to be a problem. This is

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Speaker 1: gonna be a problem for them to Joe, because not

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Speaker 1: only not only is this moving through cmsn h HS

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Speaker 1: and likely to become a regulate regulation this fall, but

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Speaker 1: in addition, to that. It passed the Senate committee. So

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Speaker 1: this is going to go to the full Senate, where

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Speaker 1: it's also likely to pass, and then the House is

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Speaker 1: going to have to decide this fall. Do we want

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Speaker 1: to do something that we've said we want to do

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Speaker 1: all of our careers as Democrats, or are we going

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Speaker 1: to fight this just on the basis of politics? Wow?

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Speaker 1: What would you guess? Huh? Craig got well, Craig, the

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Speaker 1: healthcare guru is on the line. Uh, this this could

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Speaker 1: be a step forward. Hey, just give us like thirty

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Speaker 1: seconds if he can. On the other Uh issue, that's

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Speaker 1: just killing Americans financially in terms of healthware and healthcare.

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Speaker 1: And that's um, the pharmaceutical prices. I've heard something about

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Speaker 1: soon we'll be able to buy Canadian pharmaceuticals for a

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Speaker 1: fact fraction the price. What's happening. Yes, we're also in

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Speaker 1: the early stages on that. But that's HHS and Alexaser

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Speaker 1: who's come out with a proposed idea saying, look, we're

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Speaker 1: gonna be able to have patients by at least some

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Speaker 1: pharmaceuticals from Canada. Now, again, the big headline here is

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Speaker 1: for the first time since we've had a healthcare crisis

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Speaker 1: and pricing on health insurance. We have an administration who's

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Speaker 1: willing to go there and who doesn't give a damn

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Speaker 1: about the lobbyists. That's right, because again this ticks off

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Speaker 1: Biga Pharma, big hospitals, and big insurance, and they're willing

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Speaker 1: to go there. Now, Canada has come out and said, jeez,

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Speaker 1: we don't know if we can support that kind of volume.

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Speaker 1: And some people have come out and said, all that

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Speaker 1: might not be safe what you guys know as a croc.

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Speaker 1: But again, big deal, big deal. Interesting, Well, Canada, come on,

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Speaker 1: mount your moose and and throw on your your your

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Speaker 1: mounting hat and get to work cranking out drugs. Well,

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Speaker 1: since we got you on the line, we gotta get

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Speaker 1: a minute or sell the last couple of nights of

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Speaker 1: healthcare talk since it dominated the debate. Um, what are

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Speaker 1: your thoughts? How many heavy objects have you thrown at

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Speaker 1: your television? Yeah, as you guys know, how many? How

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Speaker 1: many glasses of whiskey during the debates And I'm granting

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Speaker 1: it you too. Um, So look, they're all lying to you.

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Speaker 1: You know what, Um, Delaney and Bennett are the closest

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Speaker 1: to the truth on what's going on. If you if

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Speaker 1: you've watched these debates, and they're saying, look, guys, this

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Speaker 1: is insane. We can't just go straight to single payer,

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Speaker 1: and nobody wants that will bankrupt the system, etcetera. Now,

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Speaker 1: with that said, though, they're all lying to you because

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Speaker 1: there's three there's three categories here, right. There's there's the

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Speaker 1: Biden category that says, hey, let's keep Obamacare and bolster it.

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Speaker 1: There's the uh Sanders category that says, let's just go

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Speaker 1: straight to Medicare for all. And then there's kind of

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Speaker 1: the more slow Obamacare strategy by Bennett and Delaney that says,

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Speaker 1: let's just put the brakes on everything. Guys, this is insane.

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Speaker 1: But they're all lying to you because every single one

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Speaker 1: of their proposals ends up in socialized medicine. And it

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Speaker 1: does not end up in Medicare for all. It ends

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Speaker 1: up in Medicaid for all. And but they never want

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Speaker 1: to say that to you. Why, Because medicaid is more affordable.

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Speaker 1: It's what we could actually probably get to if the

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Speaker 1: socialists have their way, and it's horrific. It means less doctors,

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Speaker 1: it means less hospitals, it means lower payments. That means

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Speaker 1: a brain drain out of that world, and we're going

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Speaker 1: to be in something that looks closer to the looks

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Speaker 1: something more like the VA than Medicare. The reason we

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Speaker 1: can't afford Medicare is it's expensive. We use it for oldsters,

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Speaker 1: people pay into it all their lives. We don't have

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Speaker 1: the budget to do Medicare for all. It ends up

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Speaker 1: in Medicaid for all. One more thing that you've talked

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Speaker 1: about this on the show before, we should mention again

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Speaker 1: because it comes up over and over again in these debates,

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Speaker 1: the idea of health care being a right. What's the

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Speaker 1: problem with health care being a right? Oh? Yeah, health

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Speaker 1: care is not a right. You cannot have a quote right.

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Speaker 1: That is something that compels a doctor, another human being,

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Speaker 1: to do work on you for a price you state.

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Speaker 1: And that's what Medicare and Medicaid do. They say, this

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Speaker 1: is the reimbursement. Now, that's currently a privilege because the

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Speaker 1: exchange now is here's what we'll pay for it. Do

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Speaker 1: you take it or leave it? Once you make this

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Speaker 1: a quote right, how do you compel healthcare providers to

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Speaker 1: do services upon you for a price dictated by the

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Speaker 1: government that they have no control over that's not a right.

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Speaker 1: Is there another right? And not? Not? Not the stupid

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Speaker 1: you know, modern idea of I have a right to this,

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Speaker 1: so that I mean actual human right that requires another

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Speaker 1: human being to do something. Can you think of one?

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Speaker 1: I mean other than just refraining, I have to refrain

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Speaker 1: from harming you, from stealing from you, etcetera. I can't

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Speaker 1: force you to quarter troops. No, you have to. Somebody

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Speaker 1: else has to perform an affirmative action. Otherwise my rights

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Speaker 1: have been denied. That's exactly right. Okay, that's that's an

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Speaker 1: interesting point. Now listen, and this matters because those who

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Speaker 1: would change societies, to my mind, for the worst, they

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Speaker 1: change language and or well. Of course was was the

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Speaker 1: super genius who spelled this out most effectively in the

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Speaker 1: twentieth century. But if you want to say healthcare is

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Speaker 1: a good which should be denied to no one, that

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Speaker 1: is a reasonable political stance, and I'm willing to discuss

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Speaker 1: it um. But to call it a right, as you say,

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Speaker 1: is turning the idea of a right on its head.

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Speaker 1: Craig got Walls, Craig the healthcare guru on the line, Craig,

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Speaker 1: really good stuff. Do us a favor um as nobody

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Speaker 1: is paying attention to these fundamental changes UM to the

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Speaker 1: healthcare system that are angering the giant corporate lobbyists UM

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Speaker 1: as they move through the system. Let us know about

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Speaker 1: all right, we will, we will absolutely all right. Cool,

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Speaker 1: Good to talk to you. Thanks Ai Milian. If you

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Speaker 1: need help with benefits and how they intersect with your

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Speaker 1: workforce and whatever, Craig's available at Benefit dash revolution dot com,

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Speaker 1: on Twitter at bennet Revolution, or just email us mail

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Speaker 1: back and Armstrong and Getty dot com will put you

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Speaker 1: in touch. There are a lot of testing options out there,

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Speaker 1: but no one has processed more COVID nineteen tests than Quest,

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