WEBVTT - Second Cup: Schedule yourself first

0:00:03.480 --> 0:00:09.360
<v Speaker 1>Welcome to Before Breakfast, a production of iHeartRadio. Good Morning,

0:00:10.840 --> 0:00:16.759
<v Speaker 1>This is Laura. Welcome to the Before Breakfast podcast. Today's

0:00:16.800 --> 0:00:23.040
<v Speaker 1>tip is to schedule yourself first. Identify what needs to

0:00:23.120 --> 0:00:26.720
<v Speaker 1>happen for your life to run smoothly and for you

0:00:26.760 --> 0:00:33.839
<v Speaker 1>to achieve your goals. Then schedule those activities first before

0:00:33.920 --> 0:00:39.320
<v Speaker 1>committing to anything else. So you have probably heard the

0:00:39.479 --> 0:00:44.440
<v Speaker 1>classic financial advice to pay yourself first, to save money

0:00:44.520 --> 0:00:48.680
<v Speaker 1>for your own future needs before you pay for everything else.

0:00:50.159 --> 0:00:54.680
<v Speaker 1>Money goes to your retirement account or emergency fund before

0:00:54.880 --> 0:00:59.840
<v Speaker 1>it goes to clothes or dinners out or anything discretionary.

0:01:00.000 --> 0:01:02.120
<v Speaker 1>And if you wait to save what is left over,

0:01:03.240 --> 0:01:06.679
<v Speaker 1>there might not be anything left over. But if you

0:01:06.720 --> 0:01:11.119
<v Speaker 1>pay yourself first, one way or the other, you'll get

0:01:11.120 --> 0:01:14.520
<v Speaker 1>through to your next paycheck and you will build wealth

0:01:15.480 --> 0:01:19.760
<v Speaker 1>at the same time. As is so often the case,

0:01:19.840 --> 0:01:23.360
<v Speaker 1>what is wise for money is wise for time. Two.

0:01:25.400 --> 0:01:27.600
<v Speaker 1>Just as people who are smart with their money set

0:01:27.640 --> 0:01:30.920
<v Speaker 1>aside savings for their future needs before they spend on

0:01:31.000 --> 0:01:35.240
<v Speaker 1>other things, people who are smart with their time figure

0:01:35.240 --> 0:01:38.080
<v Speaker 1>out how much time they need to invest in maintaining

0:01:38.080 --> 0:01:42.759
<v Speaker 1>their well being and for achieving their goals. They put

0:01:42.760 --> 0:01:46.600
<v Speaker 1>that time on their schedule first before they commit to

0:01:46.640 --> 0:01:52.200
<v Speaker 1>spending time in other ways. The most obvious category this

0:01:52.280 --> 0:01:56.600
<v Speaker 1>works with is sleep. If you need seven and a

0:01:56.640 --> 0:02:00.280
<v Speaker 1>half hours of sleep per day, then you should carve

0:02:00.320 --> 0:02:02.600
<v Speaker 1>out seven and a half hours of time each day

0:02:03.200 --> 0:02:06.880
<v Speaker 1>during which you can sleep. Since my guess is that

0:02:06.920 --> 0:02:09.440
<v Speaker 1>you need to wake up at set times most days

0:02:09.480 --> 0:02:13.919
<v Speaker 1>for work or family responsibilities, that means going to bed

0:02:14.440 --> 0:02:19.600
<v Speaker 1>at a reasonable time. Doing that instead of trying to

0:02:19.639 --> 0:02:24.080
<v Speaker 1>get to the bottom of your bottomless inbox, amounts to

0:02:24.120 --> 0:02:29.840
<v Speaker 1>paying yourself first. Maintaining good health also requires time for

0:02:29.919 --> 0:02:36.120
<v Speaker 1>physical activity. If you have an active job, great, But

0:02:36.200 --> 0:02:39.760
<v Speaker 1>if you sit all day, then you need time devoted

0:02:39.800 --> 0:02:44.079
<v Speaker 1>to moving your body, and you need that more than

0:02:44.080 --> 0:02:49.680
<v Speaker 1>you need that marginal extra meeting block it in. Schedule

0:02:49.720 --> 0:02:56.160
<v Speaker 1>yourself first so you reap the rewards over time. You

0:02:56.160 --> 0:02:59.399
<v Speaker 1>can also schedule yourself first by devoting time to those

0:02:59.480 --> 0:03:03.160
<v Speaker 1>long term projects that you don't want to die not

0:03:03.320 --> 0:03:06.720
<v Speaker 1>having done. I don't know what it is for you,

0:03:07.639 --> 0:03:10.680
<v Speaker 1>but lots of people want to do things like start

0:03:10.720 --> 0:03:14.200
<v Speaker 1>a business, or write a book or read war and peace.

0:03:15.320 --> 0:03:19.960
<v Speaker 1>If that sounds like you, then paying yourself first means

0:03:20.000 --> 0:03:24.160
<v Speaker 1>putting time for those things on your schedule before you

0:03:24.200 --> 0:03:29.000
<v Speaker 1>take care of everything else demanding your attention. For many people,

0:03:29.040 --> 0:03:32.840
<v Speaker 1>the best time is first thing in the morning. I

0:03:32.880 --> 0:03:35.440
<v Speaker 1>am here to tell you that if you get up

0:03:36.040 --> 0:03:38.800
<v Speaker 1>and read one of the very short chapters of War

0:03:38.880 --> 0:03:42.160
<v Speaker 1>and Piece every morning, which will probably take less than

0:03:42.200 --> 0:03:45.280
<v Speaker 1>ten minutes, you will get through the book in a year.

0:03:46.720 --> 0:03:49.360
<v Speaker 1>You won't really notice those ten minutes in the grand

0:03:49.400 --> 0:03:51.440
<v Speaker 1>scheme of things, just like you don't have to save

0:03:51.640 --> 0:03:55.200
<v Speaker 1>incredible amounts per day to have a reasonably secure retirement.

0:03:56.280 --> 0:04:02.200
<v Speaker 1>But all that time does add up, so it goes

0:04:02.240 --> 0:04:06.640
<v Speaker 1>for all things. If you want to explore entrepreneurial ideas,

0:04:07.840 --> 0:04:12.440
<v Speaker 1>schedule in an hour Monday morning and Wednesday morning and

0:04:12.520 --> 0:04:16.800
<v Speaker 1>stick to it. See how it goes. If you find

0:04:16.839 --> 0:04:19.720
<v Speaker 1>the time is fruitful, you can start adding to it.

0:04:20.880 --> 0:04:24.840
<v Speaker 1>But if nothing else, having that time on your calendar

0:04:25.560 --> 0:04:29.120
<v Speaker 1>will get your brain in that mindset you might start

0:04:29.160 --> 0:04:34.320
<v Speaker 1>having ideas and moving yourself forward. And if you don't

0:04:34.360 --> 0:04:40.479
<v Speaker 1>schedule yourself first, well, all time passes, just like money

0:04:40.520 --> 0:04:44.800
<v Speaker 1>has a way of disappearing. Best to schedule yourself first,

0:04:45.720 --> 0:04:49.159
<v Speaker 1>like you pay yourself first, and you will be far

0:04:49.320 --> 0:04:56.520
<v Speaker 1>richer in the end. In the meantime, this is Laura.

0:04:57.200 --> 0:05:00.760
<v Speaker 1>Thanks for listening and here's to me making the most

0:05:02.120 --> 0:05:11.400
<v Speaker 1>of our time. Hey, everybody, I'd love to hear from you.

0:05:11.400 --> 0:05:14.320
<v Speaker 1>You can send me your tips, your questions, or anything else.

0:05:15.080 --> 0:05:18.640
<v Speaker 1>Just connect with me on Twitter, Facebook and Instagram at

0:05:18.680 --> 0:05:25.080
<v Speaker 1>Before Breakfast Pod. That's b the number four then Breakfast pod.

0:05:25.960 --> 0:05:28.840
<v Speaker 1>You can also shoot me an email at Before Breakfast

0:05:28.920 --> 0:05:32.800
<v Speaker 1>Podcasts at iHeartMedia dot com. That Before Breakfast is spelled

0:05:32.800 --> 0:05:35.280
<v Speaker 1>out with all the letters. Thanks so much. Should I

0:05:35.279 --> 0:05:43.360
<v Speaker 1>look forward to staying in touch. Before Breakfast is a

0:05:43.400 --> 0:05:48.120
<v Speaker 1>production of iHeartRadio. For more podcasts from iHeartRadio, visit the

0:05:48.160 --> 0:05:51.960
<v Speaker 1>iHeartRadio app, Apple Podcasts, or wherever you listen to your

0:05:52.000 --> 0:05:56.680
<v Speaker 1>favorite shows.