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Speaker 1: And we're back, not as happy, not as joyful.

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Speaker 2: Du du.

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Speaker 1: It's Oh it is Tiffany.

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Speaker 3: And I guess I think I'm mandy. I don't know

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Speaker 3: what is happening in the world anymore. I don't know

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Speaker 3: up is down, left is right.

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Speaker 1: I feel like saying that the what's his name Kendrick

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Speaker 1: mar song we won't be on?

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Speaker 2: That's good, that's a good one. Yes we were that.

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Speaker 3: We were like a peppy like a playlist, like post

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Speaker 3: election playlist. And if you don't like Solanda's album, let

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Speaker 3: me tell you that crane song That'll that'll the Crane songs.

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Speaker 3: I listened to that on repeat on the plate on

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Speaker 3: the way there, because I really did. I try to

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Speaker 3: like sleep it away, drink it away, eat it. Oh

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Speaker 3: my god, I ate so many of my feelings. The

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Speaker 3: one good thing about being in.

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Speaker 1: Ringdings? What are those little ones that has like the

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Speaker 1: little swirl like it's they're brown cupcakes with a little

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Speaker 1: white swirl on top.

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Speaker 2: Oh yeah, ding dongs?

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Speaker 1: Or they're not ding dong there's something else. But I

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Speaker 1: had them, and I have not had them in years.

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Speaker 1: Some of what are you doing?

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Speaker 2: Where did you even get those?

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Speaker 1: I don't even know, I was like in Walgreens and

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Speaker 1: I looked at them and I was like, normally this

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Speaker 1: would never happen, but you're coming home.

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Speaker 2: That's like PMS food.

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Speaker 1: Yes it is, but you know it ended up being

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Speaker 1: I was like, oh, well, no, maybe this one, but

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Speaker 1: this is our first, our first show post postpartum, aka

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Speaker 1: post election.

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Speaker 2: Post apocalypse.

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Speaker 3: It really does feel like this is one of those

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Speaker 3: decided like it's like before in after, like the life

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Speaker 3: will not be the same before November eighth, twenty sixteen.

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Speaker 1: You know, it's just so crazy because when he first

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Speaker 1: said he was running, I was like, oh, okay, well,

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Speaker 1: you know, I just assumed it was like, you know,

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Speaker 1: there's publicity or whatever. And then when he got the

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Speaker 1: when he secured the nomination for his party, I thought, oh,

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Speaker 1: what's happening. But I still thought, well, he's still bugging

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Speaker 1: because you know, with the stuff that he said, there's

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Speaker 1: not enough people that would vote for somebody who would

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Speaker 1: say that in millionaires, yeah never I mean, and then

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Speaker 1: I'm not gonna lie though, Like a couple of days

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Speaker 1: leading up to the to the actual you know, to

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Speaker 1: election day, I was a little bit nervous, but I

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Speaker 1: was like I don't know. But then that day I

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Speaker 1: was really really I just even before the voting had

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Speaker 1: really started, even though everyone on my timeline was all

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Speaker 1: Hillary Hilly Fold. Every I went to go vote in Westfield,

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Speaker 1: everyone in line was Hillary, Hillary with Hillary, I still

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Speaker 1: was like, I don't know, I don't know, I don't know.

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Speaker 1: And then you know, the numbers started coming in and

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Speaker 1: I just could not watch. I just said, I'm going

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Speaker 1: to go to bed, and I couldn't even sleep.

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Speaker 3: You you went to bed? When did you stop watching?

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Speaker 1: I stopped watching maybe around like eightish? Oh wow, Yeah,

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Speaker 1: I just created because I just I had this feeling

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Speaker 1: of impending doom and I was just like, I can't.

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Speaker 1: So I told like my time, my Facebook timeline, I'm

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Speaker 1: just someone text me, I'm going to watch HGTV. I

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Speaker 1: could not take the ups and down to the numbers,

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Speaker 1: but I had this feeling of impending doom. And I

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Speaker 1: eventually fell asleep at like one am, and I had

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Speaker 1: a nightmare that he'd won, and like all that came

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Speaker 1: along with it in my dream, and I woke up

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Speaker 1: like breathing hard, in sweating, and I looked at Superman

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Speaker 1: and he just shook his head and I just laid

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Speaker 1: back down for another two hours. I couldn't even face

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Speaker 1: the day.

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Speaker 2: It was a weird it was.

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Speaker 3: I mean, we we stayed up until about two am,

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Speaker 3: and I was watching my man Lester, and I was like, Lester,

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Speaker 3: don't say it, don't do it.

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Speaker 2: Don't do it, Lester.

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Speaker 3: You could see how in shock everyone on TV was,

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Speaker 3: all the news anchors, all the pundits, they were all

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Speaker 3: just like they just kept saying, you know, how do

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Speaker 3: we get this wrong?

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Speaker 2: How do we mess up so bad?

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Speaker 3: And I mean I got the text around one am

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Speaker 3: or so when the New York Times I got the

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Speaker 3: alert saying that he had won Pennsylvania and that he

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Speaker 3: was you know, there was basically no path for Hillary anymore.

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Speaker 3: And I just like turned the phone off and closed

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Speaker 3: my eyes and I probably didn't fall asleep till like

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Speaker 3: three o'clock, and then.

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Speaker 2: I had to.

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Speaker 3: We had a pre planned trip down to Georgia, so

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Speaker 3: our flight was leaving at eight, and so we were

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Speaker 3: up round five and it was it was like someone

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Speaker 3: had died. And being outside and especially on the way

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Speaker 3: to the airport, it was it was like this hit

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Speaker 3: and it was very fu and gray and overcast in

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Speaker 3: New York, and everyone was like.

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Speaker 2: Moving in slow motion.

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Speaker 3: And when I finally got to the airport and you're all.

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Speaker 2: Like stressed out.

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Speaker 3: Finally get to the gate and I'm sitting down and

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Speaker 3: I start reading text I'm getting from friends and email,

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Speaker 3: and I start I'm completely avoiding the news completely, can't like,

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Speaker 3: I don't want to read any headlines. I don't want

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Speaker 3: to see the word victory. I don't want to see

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Speaker 3: his face. It's awful. And I just started crying like

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Speaker 3: a big fat baby in the delta terminal, which I

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Speaker 3: never in a millionaires would have expected. I don't think

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Speaker 3: I realized until I woke up on election day the

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Speaker 3: gravity of what would happen if he won. And that's

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Speaker 3: when I started really getting scared.

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Speaker 2: I was scared of all. It was like this weird foreboding,

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Speaker 2: you know. I think we all kind of felt it,

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Speaker 2: like what if? What if? That's the great.

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Speaker 3: Unknown, it's what yeah, what if? And the what if happened?

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Speaker 3: And it was everyone family, friend, and not so much family.

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Speaker 3: A lot of my family voted for him, actually friends.

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Speaker 3: It's it's like we're all sort of sharing in this

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Speaker 3: huge grief, like this grieving process.

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Speaker 1: You know, what it did for me is like of course,

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Speaker 1: you know, I was like super duper upset. And then

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Speaker 1: I thought to myself, what did we miss because you know,

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Speaker 1: once the numbers started coming out as far as like

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Speaker 1: who actually voted for him, you know, we were all

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Speaker 1: under the assumption it was small town folks and that's

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Speaker 1: who voted no. But it wasn't just that. I mean

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Speaker 1: that I can understand to a certain degree. I told

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Speaker 1: myself to be open to the fact that everyone doesn't

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Speaker 1: live like Utiff. You know that there are people who

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Speaker 1: have not recovered from the recession. There are people who

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Speaker 1: the current state of the United States it's not working

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Speaker 1: for them, and they voted for that change the same

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Speaker 1: way that I voted for change with President Obama. So

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Speaker 1: that I could I could at least understand that. But

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Speaker 1: for some folks like I didn't get it, like you know,

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Speaker 1: like if I lived in you know, rural Kentucky or whatever,

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Speaker 1: and I'm like, you know, the economy hasn't reached here.

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Speaker 1: I need something, I need help, Like, you know, I

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Speaker 1: can understand that. But then folks who were kind of

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Speaker 1: who are not that who you know, the live like

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Speaker 1: I do. I'm like, what was the and I'm honestly

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Speaker 1: interested in hearing like why, you know, what was it

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Speaker 1: about him?

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Speaker 3: Or what they'll tell you that it wasn't about him,

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Speaker 3: it was about her, Okay, that it was less about

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Speaker 3: Trump than about not liking Hillary, and what's crazy about

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Speaker 3: those people? And you know I count some family members

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Speaker 3: among that philosophy. A lot of people hated both of them.

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Speaker 3: You know, I had a conversation with my mother which

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Speaker 3: is haunting me now, from about a few weeks to

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Speaker 3: a month ago. And we don't talk about policy, you know,

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Speaker 3: she doesn't like talking about it. We've never really agreed,

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Speaker 3: but you know, I brought it up and and she said,

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Speaker 3: you know, I just hate both of them. There's just

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Speaker 3: no good choice. And I said, you know, what is

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Speaker 3: it about Hillary? And she's like, you know, didn't really

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Speaker 3: give me an answer. And I said, well, have you

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Speaker 3: looked at either of their campaign websites? You know, if

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Speaker 3: it if you don't like one of them, go to

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Speaker 3: their campaign websites and look at the issues, you know,

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Speaker 3: look about look where they stand, look what they want

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Speaker 3: to do, look where they're heading. And she was like, oh,

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Speaker 3: that just won't change my mind. Like I don't even

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Speaker 3: want to bother and I dropped it. I was like,

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Speaker 3: this is not you know what I'm going to do

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Speaker 3: with my lunch break. We're just going to get into

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Speaker 3: a big fat fight. And I just kind of let it,

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Speaker 3: let it go, and I and I realize a lot

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Speaker 3: of people like her. And officially I don't know which

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Speaker 3: way she voted. We have we aren't really talking to me, honest.

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Speaker 2: But I feel like a lot of people who.

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Speaker 3: Were in that situation, you know, I just don't like

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Speaker 3: either of them. They just picked him because he seemed

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Speaker 3: like the lesser known, worst thing. And but what truly

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Speaker 3: pisses me off? You know, first it was sadness and depression.

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Speaker 3: The first day in Georgia, I felt like I was

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Speaker 3: going behind enemy lines in a way.

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Speaker 1: I know, I was thinking Georgia.

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Speaker 3: When I got on that flight, you know, ninety nine

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Speaker 3: percent white people.

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Speaker 2: There were some bros and some old ladies, and.

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Speaker 3: I was like, I'm like really ashamed of it, but

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Speaker 3: I was staring at them with such hate. I was like,

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Speaker 3: I was like red eyed and teary, and I was

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Speaker 3: like staring at them, like you did this?

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Speaker 2: Do you know what you've done? How are you on

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Speaker 2: your phone? Just chatting. Everyone was being so normal. I'm like,

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Speaker 2: don't you know what you've done.

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Speaker 3: Granted, we were in New York at that point, like

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Speaker 3: they might not have been, you know, Georgia voters, but

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Speaker 3: and when we landed in Savannah, we were in. We

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Speaker 3: went to Savannah, which I later found out actually voted

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Speaker 3: for Hillary, thank god, which made me feel a tiny

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Speaker 3: bit better about being in Georgia at that time.

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Speaker 2: When we got there our uber drive, he was like,

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Speaker 2: how y'all doing. He was looking a pickup truck.

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Speaker 3: His name was Bert, and he started talking about the election,

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Speaker 3: and I was like, you know what we're not going

200
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Speaker 3: to do is talk about that right now because I

201
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Speaker 3: see all those guns and camouflage in your back of

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Speaker 3: this pickup truck.

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Speaker 2: And I don't need to hear your thoughts right now.

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Speaker 1: I don't.

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Speaker 3: But it was sadness the first day and we actually

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Speaker 3: rescheduled all of our We had all this wedding planning

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Speaker 3: stuff we were going to do, and I was like,

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Speaker 3: cancel it all, We'll do it Thursday. And the anger

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Speaker 3: started setting in, like just the anger when I started

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Speaker 3: reading and hearing from people, well, don't worry, he's not

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Speaker 3: really going to do everything, he said, Like, we're really

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Speaker 3: just hoping that he's gonna, you know, once the election's over,

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Speaker 3: he'll just turn into a different person. Like of course

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Speaker 3: he'll change once he gets to the White House.

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Speaker 1: But this thing is so crazy. It's what worries me

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Speaker 1: is not so much him, is the people that he's

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Speaker 1: going to have in his ear, because this, this is

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Speaker 1: the this is new territory for him. You know, he

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Speaker 1: has never been a class president, a mayor, you know,

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Speaker 1: sat on city council, so he everything is new about

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Speaker 1: what about this position for him? So he's going to

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Speaker 1: be relying on a lot of people, and it's the

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Speaker 1: agenda of those people. Like honestly, in New Jersey, we

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Speaker 1: know about Chris Christy and how he is the devil

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Speaker 1: incarnate and for him to have like an ear you know,

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Speaker 1: Rudy Giuliani, I mean post nine to eleven, we were like, oh,

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Speaker 1: Rudy go and then he just has slipped down the

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Speaker 1: the you know, the whole with all the rest. And

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Speaker 1: so just seeing the people that he has in his ear,

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Speaker 1: that's what makes us nervous. Makes me nervous. I read

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Speaker 1: something like Michael Moore, actually reading Michael Moore you know

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Speaker 1: the guy who did he's like super well known for

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Speaker 1: all his documentaries. I think he did that Supersize Me,

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Speaker 1: and he did another one that was really great. But

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Speaker 1: he basically he always pulls the lid off of like

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Speaker 1: what's really happening. And he predicted, you know, Donald Trump winning,

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Speaker 1: and he kind of gave five points of why he's

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Speaker 1: going to win, and I thought, wow, you know, and

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Speaker 1: then when you read them now, you're like, in hindsight,

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Speaker 1: you're like, oh, yeah, that makes sense. But he also

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Speaker 1: predicted and I'm not. I'm I'm kind of with him.

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Speaker 1: He's like, either he is going to be impeached because

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Speaker 1: he has no concept of what's allowed and what's not allowed,

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Speaker 1: or he is going to leave. I mean, Donald Trump

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Speaker 1: already looked overwhelmed. Did you see when he met the president?

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Speaker 1: He looked like, I don't we talk about that?

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Speaker 3: Because I could not get out of bed hardly on Wednesday,

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Speaker 3: and Michelle Obama and Barack Obama were sitting down. Michelle

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Speaker 3: was having tea with Missus Voldemort and Barack Obama had

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Speaker 3: to get up the day after the election, and you know,

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Speaker 3: meet Trump and tell America everything's going to be okay.

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Speaker 2: I can't imagine like they are superhuman.

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Speaker 3: They're I know that is the only thing that's stopping

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Speaker 3: me from like rioting, is that.

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Speaker 2: Okay, if they can do it, then Jesus.

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Speaker 3: Christ, I need to get it together because I can't

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Speaker 3: even talk to my own mother right now. You know,

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Speaker 3: I'm just like really really struggling with all the dark,

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Speaker 3: the dark evil, you know, thoughts and stuff, and you know,

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Speaker 3: to think that they have been so graceful about it,

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Speaker 3: you know, we really I mean I really needed. It

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Speaker 3: took me until yesterday to finally to listen to Obama's speech.

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Speaker 2: Have you listened to it yet?

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Speaker 3: No?

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Speaker 1: I was like, I didn't listen to Hillary's. Honestly, I

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Speaker 1: told myself, you know, in the in the effort to

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Speaker 1: maintain and encourage self care, I said, I just was

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Speaker 1: not ready to receive that into my heart just yet,

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Speaker 1: because like once I knew, like once he like, honestly,

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Speaker 1: I didn't even have not heard anyone say on television

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Speaker 1: Donald Trump is the next world. I just refused. I

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Speaker 1: just looked at you know, Superman, and he confirmed, and

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Speaker 1: I said, okay, that's I don't want not right now.

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Speaker 1: I just it's too much. It's scary, like already people,

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Speaker 1: you know, women were running like should I should I

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Speaker 1: get my birth control? Honestly, I was just about that

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Speaker 1: crazy like student no forgiveness, Like there's so many things

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Speaker 1: that I'm like, well, like one.

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Speaker 3: Hundred thousand people signed up for Obamacare this week after

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Speaker 3: the election. One hundred thousand.

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Speaker 1: I read that because people are afraid. Yeah, like a supergirl.

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Speaker 1: Came home and it just broke my heart. She went

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Speaker 1: to school the next day and I came home. I said,

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Speaker 1: are they talking about the election in school? She's ten

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Speaker 1: and is that fourth or fifth grade? Right? And so

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Speaker 1: I said, are they talking about the elections? And she

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Speaker 1: said yes. So her school is largely many of the

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Speaker 1: kids there are children of immigrants. Is it's a heavy

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Speaker 1: Hispanic South American population, So Ecuador, Venezuela, all these places.

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Speaker 1: And she said, yeah, my friends are scared. I was like,

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Speaker 1: why are they scared? She's like, they don't know. Like

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Speaker 1: she was saying something to her like trying to invite

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Speaker 1: a friend of hers to a party, and she said,

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Speaker 1: I don't know if I'll still be here. And I

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Speaker 1: was like, what the hell. She's like, they're you know,

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Speaker 1: they're scared if they're if they're going to be allowed

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Speaker 1: to stay, if their parents are going to have to

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Speaker 1: go back home, if they're going to have to go

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Speaker 1: back home, if they're going to be allowed to be here.

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Speaker 1: Can you imagine? Like I just was like, oh my

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Speaker 1: heart broke, and you know, she's just like I don't

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Speaker 1: and you know, not knowing like and honestly, it's it's

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Speaker 1: not even something you're like all these kids, No, that's

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Speaker 1: a legitimate fear. You know.

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Speaker 3: There were a lot of headlines written about parents.

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Speaker 1: Huh.

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Speaker 3: There were a lot of stories about parents the day after.

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Speaker 2: What you tell?

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Speaker 3: Yeah, how you tell your kids that you know the

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Speaker 3: bad guys want?

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Speaker 2: What did you guys tell? Supergirl?

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Speaker 1: I just I didn't even know what to say, honestly,

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Speaker 1: because what do you say? I just said, well, I

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Speaker 1: don't I didn't even I just asked her questions about

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Speaker 1: how she felt and what they said. I didn't even

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Speaker 1: have any I didn't have any, honestly, any words. I

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Speaker 1: just said, wow, well, I certainly hope that doesn't happen,

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Speaker 1: because I mean, what do you say? I can't say, Oh,

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Speaker 1: that would never you know, you go to your mom

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Speaker 1: and like, oh, there's a monster on my bed. There's

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Speaker 1: no monster on your bed. Look, there's no I can't

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Speaker 1: give her those words of of you know, I can't

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Speaker 1: give her those those those the confirmation that it's it's

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Speaker 1: not going to happen. I don't know. I don't know

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Speaker 1: that your best friend is going to be here in

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Speaker 1: six months. I don't And I don't know. It's like,

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Speaker 1: feel so surreal. I keep I go back and forth

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Speaker 1: between living in the reality of what's happened and being

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Speaker 1: like it's too much, is too much, and then pulling

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Speaker 1: back and then just trying to focus on the work,

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Speaker 1: meaning like, well, what can I do, you know, like

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Speaker 1: what within the you know, my small realm, what can

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Speaker 1: I do to help people like, you know, despite this?

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Speaker 1: And so I've been like I've been going back and

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Speaker 1: forth and and not really spending much time and what's happening,

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Speaker 1: and then just pulling back. I don't know. It's just

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Speaker 1: such a scary time. I'm like, it's so crazy. When

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Speaker 1: Joey W. Bush won, I was disappointed, but not scared.

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Speaker 2: You can't. People are trying to compare it, you know.

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Speaker 1: Now, I was not scared. I was mad disappointed. Don't

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Speaker 1: nobody want him as president? Mad, disappointed, yes, scared, legitimately

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Speaker 1: scared and afraid.

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Speaker 3: No, it feels like the second half of Harry Potter,

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Speaker 3: the last movie. I know you're not a Harry Potter fan,

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Speaker 3: but when Voldemort steals the most powerful wand from Dumbledore,

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Speaker 3: who's died, Dumbledore has died, he's all goodness, he's dead,

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Speaker 3: Voldemort's in power, and a movie fades to black yep.

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Speaker 2: And that is.

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Speaker 1: Literally And even if you read the Harry Potter books,

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Speaker 1: when you watch that part of the movie, you're not certain.

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Speaker 1: You're like, oh gosh, I don't know if it's gonna

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Speaker 1: work out. What's happening.

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Speaker 3: Let's I just pray that we have a part two,

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Speaker 3: you know, I mean, this is like the cliffhanger, It's

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Speaker 3: what comes.

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Speaker 1: The only thing to myself is that the world has

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Speaker 1: seen every type of leader imaginable, good, bad, terrible, and

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Speaker 1: somehow we prevail. Doesn't mean but what are the consequences

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Speaker 1: of that? Like, I know, in the end, somehow you prevail,

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Speaker 1: but at what costs. It's the cost that worries me.

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Speaker 1: I don't doubt that we're going to prevail in some ways,

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Speaker 1: but what will we lose in that transition? To prevailing.

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Speaker 3: You know, I think the only thing we can hope

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Speaker 3: for is that his voters are right, that he's not

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Speaker 3: going to be that he's not going to make good

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Speaker 3: on those racist, xenophobic promises. It seems like an empty hope,

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Speaker 3: but it's all you can do. I mean, I've read

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Speaker 3: the most comforting stories I've read. The few ones that

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Speaker 3: I've read have been calls on Trump supporters to verbally

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Speaker 3: tell him what they're telling us. Tell him that they

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Speaker 3: don't agree with the racism, that they're not xenophobes, tell

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Speaker 3: him that they that's not what they want from him,

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Speaker 3: That they elected him for economic reasons and not for

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Speaker 3: racial and religious ones, And he needs to know that.

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Speaker 3: He needs to know that people don't want that from him.

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Speaker 3: Maybe it got you where you are, but that's not

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Speaker 3: what they want to see going forward. You know what,

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Speaker 3: I know, even though I've said oppositely this week that

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Speaker 3: not all Trump supporters are racist and xenophobes. And I

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Speaker 3: know that like intellectually, but there are many, many of

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Speaker 3: them who write now like the KKK is planning.

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Speaker 2: A parade celebrating people are.

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Speaker 3: Wearing black faced, kids in school are being chanted at

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Speaker 3: to go back wherever they came from.

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Speaker 2: Just the other time is up.

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Speaker 1: I posted it to my Facebook page and it was

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Speaker 1: a young woman that I knew. She took class with

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Speaker 1: me at the United Way and she lives in a

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Speaker 1: neighboring town right next to where I live. And she

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Speaker 1: posted how she was standing outside with like she was

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Speaker 1: walking into a store with another black woman with her,

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Speaker 1: but they weren't together, just two of them. Happened to

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Speaker 1: be walking into a store in the town that's like

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Speaker 1: barely multiracial, like it's Bloomfield is not, you know, heavily

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Speaker 1: one way or the other. There's a lot of everyone.

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Speaker 1: And she hears this woman and word like go back

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Speaker 1: to after andywere next, so basically referring to the election,

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Speaker 1: and yes, and she couldn't believe, but she was like, wait,

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Speaker 1: I live in Jersey, she said. She looked at the

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Speaker 1: other woman and said, is she talking to us? And

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Speaker 1: a woman looked at her like, yes, dummy, are We're

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Speaker 1: the only black people out here, like walking into the store.

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Speaker 1: And she just because Jersey is a blue state and

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Speaker 1: where we live is like I said, like very multicultural,

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Speaker 1: because this is not like all all any kind of

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Speaker 1: one type of race like at least that city anyway.

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Speaker 1: And she was just like she'd been reading about the

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Speaker 1: stories all day about people being verbally or physically attacked

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Speaker 1: as a result, and she just could not believe it

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Speaker 1: was happening in real life to her. So I shared

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Speaker 1: it on my page and I wrote, is this Trump's

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Speaker 1: New America? And a woman came for me and said, Tiffany,

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Speaker 1: I thought better of you than posting crap news. And

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Speaker 1: I told her, I said, this is not I wish

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Speaker 1: this was crap news. This is not crap news. This

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Speaker 1: is someone I actually know personally who shared experience had

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Speaker 1: just happened. That not not saying it doesn't make it

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Speaker 1: not happen. And she said, yeah, but hou this is helpful.

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Speaker 1: And I'm like, people have to know this is what's happening,

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Speaker 1: Like I don't understand that. I don't understand the question

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Speaker 1: that telling the truth is always of service, even if

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Speaker 1: it's the ugly truth, and if the ugly truth is

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Speaker 1: because I know that there were some Hillary supporters that

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Speaker 1: beat up Trump supporters, tell that truth too, Like, we

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Speaker 1: have to know what's happening so we can address it.

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Speaker 1: I think the silence is what God is here. I

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Speaker 1: didn't realize how many people were you know, were I mean,

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Speaker 1: I always just assume people were angry at the Obama

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Speaker 1: administration because he was black. But I didn't realize how

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Speaker 1: many people were economically not prospering, you know, I mean, truthfully,

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Speaker 1: I did not.

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Speaker 3: I mean, I it's but you know what's crazy, Like

433
00:22:19,320 --> 00:22:23,520
Speaker 3: that's true. There are definitely people who are struggling, especially

434
00:22:23,560 --> 00:22:27,720
Speaker 3: in historically working class, blue collar areas that rely on

435
00:22:27,800 --> 00:22:32,000
Speaker 3: factory jobs that have been you know, outsourced or replaced

436
00:22:32,040 --> 00:22:35,479
Speaker 3: by technology in a lot of ways. But you can't

437
00:22:35,960 --> 00:22:39,160
Speaker 3: look at the state of the economy today when unemployment

438
00:22:39,200 --> 00:22:42,000
Speaker 3: is at its lowest rate six seven years, you know,

439
00:22:42,040 --> 00:22:46,639
Speaker 3: below five percent, and say that something wasn't working. You know,

440
00:22:46,800 --> 00:22:49,439
Speaker 3: I don't get that. I don't get it, you know,

441
00:22:49,640 --> 00:22:52,199
Speaker 3: I think, I mean, I think it's sort of like

442
00:22:52,240 --> 00:22:55,600
Speaker 3: a classic situation where the people who are doing okay

443
00:22:55,680 --> 00:22:59,080
Speaker 3: are a little less motivated to vote and to get

444
00:22:59,080 --> 00:23:01,560
Speaker 3: out there, and the people were struggling, you know, have

445
00:23:01,640 --> 00:23:04,520
Speaker 3: all the motivation in the world and they just But

446
00:23:04,520 --> 00:23:07,119
Speaker 3: at the same time, you know what's super depressing. We

447
00:23:07,119 --> 00:23:08,960
Speaker 3: haven't even talked about this yet, is that she won

448
00:23:09,000 --> 00:23:12,240
Speaker 3: the popplic their vote like, I guess had been a normal,

449
00:23:12,560 --> 00:23:15,920
Speaker 3: you know, class student body president election, she would have won.

450
00:23:16,840 --> 00:23:20,800
Speaker 3: It's because of the bleep, bleep, bleep electoral college that

451
00:23:21,480 --> 00:23:25,440
Speaker 3: you know, we now have this person. Just the thought

452
00:23:25,480 --> 00:23:27,600
Speaker 3: of him on the I don't even know if I

453
00:23:27,600 --> 00:23:28,719
Speaker 3: can the inaugural.

454
00:23:28,840 --> 00:23:30,600
Speaker 2: I just I can't think of our in advance.

455
00:23:30,640 --> 00:23:30,920
Speaker 1: I can't.

456
00:23:31,560 --> 00:23:37,600
Speaker 3: It's just blowing my mind, like it legitimately blows my mind.

457
00:23:38,880 --> 00:23:42,080
Speaker 3: M Well, one thing I will say is, if you

458
00:23:42,160 --> 00:23:46,760
Speaker 3: haven't yet, yesterday I watched, first I watched Obama's speech

459
00:23:46,840 --> 00:23:51,760
Speaker 3: and then I watched Hillary's concession concession speech, and I

460
00:23:51,800 --> 00:23:56,560
Speaker 3: found them both really comforting. And I mean, I'm still scared,

461
00:23:57,240 --> 00:23:59,399
Speaker 3: but I have to tell myself, if they can stand

462
00:23:59,480 --> 00:24:01,520
Speaker 3: up there and they can say the words and they

463
00:24:01,560 --> 00:24:05,119
Speaker 3: can tell us to move forward, they can be strong,

464
00:24:05,680 --> 00:24:06,439
Speaker 3: then we got.

465
00:24:06,320 --> 00:24:07,000
Speaker 2: To get it together.

466
00:24:07,080 --> 00:24:12,320
Speaker 3: And honestly, after listening to Hillary's concession, I was like, Jesus,

467
00:24:12,400 --> 00:24:14,560
Speaker 3: I might go into politics. I feel like we need

468
00:24:14,600 --> 00:24:21,040
Speaker 3: more people, you know, in the system who think differently.

469
00:24:21,080 --> 00:24:22,879
Speaker 3: And she, you know, she was really like it was

470
00:24:23,040 --> 00:24:25,320
Speaker 3: really an appeal to young people to not give up

471
00:24:25,359 --> 00:24:28,439
Speaker 3: and to get involved and maybe not politics, but just

472
00:24:28,480 --> 00:24:30,800
Speaker 3: get involved in some sort of public service, or just

473
00:24:30,840 --> 00:24:33,080
Speaker 3: do something, you know what I mean, just do something.

474
00:24:33,119 --> 00:24:37,080
Speaker 3: It sort of feels like it seems like it's it's

475
00:24:37,080 --> 00:24:38,879
Speaker 3: a chance for all of us to sort of self

476
00:24:38,880 --> 00:24:40,800
Speaker 3: reflect like you said you were doing too, and just

477
00:24:40,840 --> 00:24:42,840
Speaker 3: like you know, what have I done and what can

478
00:24:42,880 --> 00:24:43,520
Speaker 3: I do more of?

479
00:24:45,080 --> 00:24:45,520
Speaker 2: To uh?

480
00:24:45,960 --> 00:24:49,080
Speaker 1: I mean, that's what I kept thinking, Like we you know,

481
00:24:49,160 --> 00:24:52,520
Speaker 1: you have power. You do, even when it doesn't seem

482
00:24:52,640 --> 00:24:55,679
Speaker 1: or feel like it, you do, and even if the

483
00:24:55,760 --> 00:24:58,560
Speaker 1: power is to you know, feed the next door neighbor

484
00:24:58,640 --> 00:25:01,840
Speaker 1: kid while he waits for his mom every day after school,

485
00:25:02,400 --> 00:25:06,199
Speaker 1: or you know, because like Superman was that next door

486
00:25:06,200 --> 00:25:09,320
Speaker 1: neighbor kid and as a result, he feeds all the

487
00:25:09,359 --> 00:25:11,560
Speaker 1: kids in our neighborhood and make sure all their bikes

488
00:25:11,600 --> 00:25:13,679
Speaker 1: have ears and they're tired and all that kind. So

489
00:25:13,800 --> 00:25:18,320
Speaker 1: you have power in transforming one or two or three

490
00:25:18,359 --> 00:25:22,040
Speaker 1: people around you. There's a trickle effect from that, and

491
00:25:22,080 --> 00:25:24,399
Speaker 1: I think that sometimes people think you have to make

492
00:25:24,440 --> 00:25:27,920
Speaker 1: these huge overtures. No. I started in the preschool class

493
00:25:27,960 --> 00:25:30,679
Speaker 1: from in New York, teaching fifteen kids at a time

494
00:25:31,160 --> 00:25:34,520
Speaker 1: every year, and then from the kids helping their parents,

495
00:25:34,600 --> 00:25:36,960
Speaker 1: and then from their parents growing a business and from

496
00:25:36,960 --> 00:25:40,359
Speaker 1: that business helping women that look like me, you know,

497
00:25:40,440 --> 00:25:43,439
Speaker 1: who are left out of the financial conversation. And now

498
00:25:44,200 --> 00:25:46,960
Speaker 1: you know, look where we are, three hundred thousand plus

499
00:25:47,000 --> 00:25:49,720
Speaker 1: stream catchers worldwide. But it all started in a preschool

500
00:25:49,720 --> 00:25:53,320
Speaker 1: classroom in Newark, New Jersey, helping fifteen kids and learning

501
00:25:53,320 --> 00:25:56,200
Speaker 1: how to teach. So you just don't like, what can

502
00:25:56,280 --> 00:26:00,200
Speaker 1: you do? Everyone can do something, I don't care how small.

503
00:26:00,280 --> 00:26:02,280
Speaker 1: It doesn't have to be that you give money. It

504
00:26:02,280 --> 00:26:05,360
Speaker 1: could just be being nice. It can be like, you know,

505
00:26:05,480 --> 00:26:08,880
Speaker 1: checking in on your elderly neighbors. Whatever that is that

506
00:26:09,160 --> 00:26:11,800
Speaker 1: you have way more power. And if we all exercise

507
00:26:11,920 --> 00:26:16,080
Speaker 1: that in the small circumference that surrounds us, then you know,

508
00:26:16,200 --> 00:26:18,840
Speaker 1: there's just there's there's so much power in that. And

509
00:26:18,880 --> 00:26:21,679
Speaker 1: if we exercise that, we can really there's you know,

510
00:26:21,680 --> 00:26:24,600
Speaker 1: we could insulate ourselves partially from things that happen out

511
00:26:24,640 --> 00:26:26,040
Speaker 1: there because we can change that.

512
00:26:28,280 --> 00:26:31,640
Speaker 3: And for me, I think the real revelation and sort

513
00:26:31,640 --> 00:26:35,400
Speaker 3: of what I could be doing better is all those conversations,

514
00:26:35,440 --> 00:26:40,000
Speaker 3: the hard conversations that I avoided this past year with family.

515
00:26:40,280 --> 00:26:42,280
Speaker 3: You know, I have family in Georgia and Wisconsin.

516
00:26:42,760 --> 00:26:43,280
Speaker 2: Hello.

517
00:26:45,800 --> 00:26:48,800
Speaker 3: You know, apart from my dad, who is black, and

518
00:26:48,880 --> 00:26:51,040
Speaker 3: I don't even know if his family voted. You know,

519
00:26:51,119 --> 00:26:52,760
Speaker 3: my dad was pissed because a lot of the people

520
00:26:52,760 --> 00:26:55,920
Speaker 3: he knew, his friends, black friends and Atlanta didn't vote.

521
00:26:56,400 --> 00:26:58,239
Speaker 2: And he's like, I'm not talking to anybody. Nobody went

522
00:26:58,240 --> 00:27:00,800
Speaker 2: out and voted anyway.

523
00:27:00,840 --> 00:27:04,000
Speaker 3: It's it's it's that I avoided those tough conversations because

524
00:27:04,040 --> 00:27:07,000
Speaker 3: it was uncomfortable, and you know, I think missed an

525
00:27:07,040 --> 00:27:10,479
Speaker 3: opportunity to have an open mind and hear what was

526
00:27:10,520 --> 00:27:13,639
Speaker 3: happening and or you know, maybe I couldn't have changed

527
00:27:13,680 --> 00:27:16,679
Speaker 3: people's minds, but you know, I think what we do

528
00:27:16,720 --> 00:27:19,280
Speaker 3: too often just surround ourselves with people who think like us,

529
00:27:19,320 --> 00:27:23,040
Speaker 3: and you feel insulated and incubated. And there's a whole

530
00:27:23,080 --> 00:27:26,199
Speaker 3: part of me that I that I've shut out, you know,

531
00:27:26,359 --> 00:27:28,760
Speaker 3: a whole part of my family and a part of

532
00:27:28,800 --> 00:27:31,560
Speaker 3: them that I've just like shut out and ignored. And

533
00:27:31,600 --> 00:27:35,080
Speaker 3: I think it's time to start facing that and stop

534
00:27:35,119 --> 00:27:37,679
Speaker 3: living in it's sort of like our own fantasy world.

535
00:27:39,960 --> 00:27:42,080
Speaker 3: Moving forward, they need to know how I feel. I

536
00:27:42,160 --> 00:27:44,480
Speaker 3: need to hear them. They need to hear me, and

537
00:27:44,560 --> 00:27:47,919
Speaker 3: you know, maybe it'll make Thanksgiving super awkward, but at

538
00:27:48,000 --> 00:27:48,760
Speaker 3: least it's honest.

539
00:27:49,920 --> 00:27:52,880
Speaker 1: Yeah, you know, I think I was thinking to myself

540
00:27:53,480 --> 00:27:55,720
Speaker 1: just like everyone else. I was like, you know, I

541
00:27:55,760 --> 00:27:57,800
Speaker 1: was starting to unfollow people who I was like, this

542
00:27:57,840 --> 00:28:00,760
Speaker 1: is full. And then I stopped and I said, tifany,

543
00:28:00,960 --> 00:28:02,600
Speaker 1: how are you going to know what people are thinking

544
00:28:02,640 --> 00:28:07,000
Speaker 1: and feeling legitimately? You know, if you if everyone they

545
00:28:07,040 --> 00:28:10,280
Speaker 1: were surrounded by thinks like you. And so I stopped

546
00:28:10,359 --> 00:28:13,720
Speaker 1: because I grew up in Westfield, which is like literally

547
00:28:13,720 --> 00:28:16,840
Speaker 1: like ninety nine percent white, and so I still like

548
00:28:16,920 --> 00:28:19,000
Speaker 1: so many of my Facebook friends were French from high

549
00:28:19,000 --> 00:28:22,880
Speaker 1: school and stuff, and so you know, I was reading

550
00:28:22,920 --> 00:28:25,800
Speaker 1: some of their comments and I can, honestly largely I

551
00:28:25,800 --> 00:28:29,520
Speaker 1: can oncessly say, well, Westfield voted for Clinton, and so

552
00:28:30,160 --> 00:28:32,360
Speaker 1: many of them, you know, were Clinton supporters, but there

553
00:28:32,359 --> 00:28:35,920
Speaker 1: were some that were not. And it was very tempting,

554
00:28:36,000 --> 00:28:37,360
Speaker 1: and I'm not gonna lie. Some of them that were

555
00:28:37,400 --> 00:28:40,040
Speaker 1: super ignorant. I just said, you know what, block, But

556
00:28:40,760 --> 00:28:43,239
Speaker 1: I kind of wish I didn't, because I'm like, not

557
00:28:43,400 --> 00:28:46,840
Speaker 1: for the friendship aspect, but just for the insight, like, well,

558
00:28:46,880 --> 00:28:50,000
Speaker 1: what you know, the why and how are you thinking

559
00:28:50,040 --> 00:28:52,880
Speaker 1: and what's going on over there? Because I don't know

560
00:28:52,960 --> 00:28:55,200
Speaker 1: that's not a community that I interact with on a

561
00:28:55,240 --> 00:28:57,600
Speaker 1: daily basis like I used to. And so I have

562
00:28:57,680 --> 00:29:02,400
Speaker 1: no idea, and so yeah, just this taught has taught

563
00:29:02,480 --> 00:29:04,800
Speaker 1: us so much. I hope it's a call to arms,

564
00:29:04,840 --> 00:29:09,360
Speaker 1: and I hope that, yeah, that it just makes people

565
00:29:09,800 --> 00:29:10,400
Speaker 1: take action.

566
00:29:13,040 --> 00:29:17,520
Speaker 3: And I guess we'll end the Buzzworthy with just take

567
00:29:17,520 --> 00:29:20,920
Speaker 3: care of yourselves, take care of people you love, Hug somebody,

568
00:29:21,880 --> 00:29:26,840
Speaker 3: pick some flowers, go outside. You know, definitely feel anger,

569
00:29:27,360 --> 00:29:31,520
Speaker 3: feel sadness, feel all the feels. I mean I felt

570
00:29:31,520 --> 00:29:33,880
Speaker 3: all the feels, and I was not a not the

571
00:29:33,880 --> 00:29:35,560
Speaker 3: best version of myself the first days.

572
00:29:36,400 --> 00:29:37,800
Speaker 2: But you know, we're only going.

573
00:29:37,800 --> 00:29:40,360
Speaker 3: To win this if we continue being positive as much

574
00:29:40,360 --> 00:29:44,560
Speaker 3: as we can when we can not all day every day,

575
00:29:44,920 --> 00:29:48,680
Speaker 3: but you know, more often than not, and just try

576
00:29:48,720 --> 00:29:51,920
Speaker 3: and try and put goodness out into the world and

577
00:29:52,000 --> 00:29:54,960
Speaker 3: hope for the best. Pick up a copy of the

578
00:29:55,000 --> 00:29:58,880
Speaker 3: Vogue Michelle the cover, Oh Michelle, Oh we need you

579
00:29:58,880 --> 00:30:00,560
Speaker 3: know what. I just felt like I needed just a

580
00:30:00,680 --> 00:30:02,920
Speaker 3: hug from Michelle. If I could just have a hug,

581
00:30:03,600 --> 00:30:05,920
Speaker 3: just a hug, and like a cookie and milk and

582
00:30:05,960 --> 00:30:09,240
Speaker 3: like a pat on the head from our first lady,

583
00:30:09,240 --> 00:30:12,240
Speaker 3: I would just feel so much better. And I guess

584
00:30:12,240 --> 00:30:14,240
Speaker 3: this bogue covers as much as we're gonna get.

585
00:30:14,600 --> 00:30:15,800
Speaker 1: Yeah, at least personally.

586
00:30:15,840 --> 00:30:29,040
Speaker 2: Anyway, alrighty, moving on?

587
00:30:29,960 --> 00:30:33,640
Speaker 1: Are you brown boothing or are you brown breaking?

588
00:30:34,080 --> 00:30:36,600
Speaker 3: I want to do I want to combine the boost

589
00:30:36,640 --> 00:30:38,400
Speaker 3: and the win this week because I can't think of

590
00:30:38,440 --> 00:30:40,640
Speaker 3: a better I can't think of a better win or

591
00:30:40,680 --> 00:30:44,440
Speaker 3: boost than the bright side. There actually was a bright

592
00:30:44,440 --> 00:30:48,600
Speaker 3: side to this election. While we were horrified at who

593
00:30:48,680 --> 00:30:53,480
Speaker 3: won the presidency, Congress right now, thanks the election of

594
00:30:53,560 --> 00:30:57,719
Speaker 3: several women of color is now at its most diverse

595
00:30:57,760 --> 00:31:02,080
Speaker 3: point in history that I'm pretty freaking there were how

596
00:31:02,160 --> 00:31:05,600
Speaker 3: many six women I think for four women were elected

597
00:31:05,600 --> 00:31:09,600
Speaker 3: to the Senate. Catherine Cortes Masta will be the first

598
00:31:09,720 --> 00:31:12,960
Speaker 3: Latina Senator after she won in November, I mean November,

599
00:31:13,000 --> 00:31:16,520
Speaker 3: after she won in Nevada, taking over Harry Reid seat.

600
00:31:16,560 --> 00:31:20,600
Speaker 3: Kamala Harris, who I've actually interviewed because she was Attorney

601
00:31:20,680 --> 00:31:23,680
Speaker 3: general in California. She won, she was taking over a seat.

602
00:31:24,560 --> 00:31:27,520
Speaker 3: She's Indian and African American. She'll be the first Indian

603
00:31:27,560 --> 00:31:30,680
Speaker 3: American in the Senate and the second black female senator.

604
00:31:31,080 --> 00:31:33,800
Speaker 3: Then they got Tammy Duckworth. She's going to the House.

605
00:31:34,280 --> 00:31:36,960
Speaker 3: She's moving from the House Representatives to the Senate. She'll

606
00:31:37,000 --> 00:31:40,680
Speaker 3: be the first Thai American in the Senate. And then

607
00:31:40,720 --> 00:31:45,440
Speaker 3: the fourth was Maggie Hassan from New Hampshire who will

608
00:31:45,480 --> 00:31:48,520
Speaker 3: be moving into the Senate. So I just want to

609
00:31:48,520 --> 00:31:49,840
Speaker 3: say congratulations.

610
00:31:50,160 --> 00:31:53,719
Speaker 1: It was a woman that she was Somali American Samali.

611
00:31:54,560 --> 00:31:55,080
Speaker 2: I don't know.

612
00:31:55,920 --> 00:31:58,280
Speaker 3: Oh next one, Oh well, I don't know if she's Somali.

613
00:31:58,520 --> 00:32:02,760
Speaker 3: This woman is Pramila Jayapaul. She won in Washington State.

614
00:32:03,320 --> 00:32:05,760
Speaker 3: Immigrated to the US after she was born in India.

615
00:32:06,120 --> 00:32:10,959
Speaker 3: She was raised in Indonesia in Singapore. And then Stephanie Murphy,

616
00:32:11,080 --> 00:32:12,800
Speaker 3: she won a seat in Florida. She's a daughter of

617
00:32:12,880 --> 00:32:15,840
Speaker 3: Vietnamese refugee. She would be the first Vietnamese. This is awesome,

618
00:32:15,880 --> 00:32:20,520
Speaker 3: the first Vietnamese American in Congress. There was another woman,

619
00:32:20,680 --> 00:32:23,440
Speaker 3: Nanette bar Agan. She was the first Latina elected by

620
00:32:23,440 --> 00:32:28,480
Speaker 3: her district in Los Angeles. Is this what you're talking about?

621
00:32:28,640 --> 00:32:31,480
Speaker 3: Lisa Blunt Rochester, the first African American to serve in

622
00:32:31,520 --> 00:32:32,600
Speaker 3: Congress from Delaware.

623
00:32:33,680 --> 00:32:37,560
Speaker 1: No, it was a Somali she she it's I don't

624
00:32:37,680 --> 00:32:42,440
Speaker 1: I don't know what uh, we elected. Hold on, I'm like, look.

625
00:32:42,280 --> 00:32:45,920
Speaker 2: Okay, because that would be dope.

626
00:32:46,400 --> 00:32:49,600
Speaker 1: Yeah, there was, because I remember she had like her

627
00:32:49,640 --> 00:32:53,280
Speaker 1: hairs rapped. I don't I don't know if if she's Muslim,

628
00:32:53,800 --> 00:32:55,320
Speaker 1: but I remember, here.

629
00:32:55,160 --> 00:32:59,440
Speaker 3: We go, Minnesota just elected the country's first Somali American, uh,

630
00:32:59,760 --> 00:33:04,680
Speaker 3: first Somali American Muslim woman legislator. Yeah, she will serve

631
00:33:04,720 --> 00:33:06,680
Speaker 3: in the Minnesota House of Representatives.

632
00:33:06,880 --> 00:33:07,400
Speaker 1: There you go.

633
00:33:08,120 --> 00:33:09,760
Speaker 2: And her name is il Han Omar.

634
00:33:10,200 --> 00:33:10,760
Speaker 1: I love it.

635
00:33:11,120 --> 00:33:11,959
Speaker 2: That's dope.

636
00:33:12,480 --> 00:33:14,440
Speaker 1: Yeah it was. And I just you know, and you're right,

637
00:33:14,480 --> 00:33:17,560
Speaker 1: and with all of that, you kind of you know,

638
00:33:17,720 --> 00:33:19,200
Speaker 1: that's a really great brown.

639
00:33:19,320 --> 00:33:22,520
Speaker 3: And honestly, that's I mean, it's awesome for those reasons.

640
00:33:22,560 --> 00:33:25,400
Speaker 3: But it's also like, I think what people miss about

641
00:33:25,440 --> 00:33:28,080
Speaker 3: the presidential election is that, yeah, the president is important,

642
00:33:28,360 --> 00:33:30,880
Speaker 3: but it's really those lawmakers, the people who were in

643
00:33:30,960 --> 00:33:33,880
Speaker 3: Congress on Capitol Hill every day. They really have a

644
00:33:33,920 --> 00:33:36,800
Speaker 3: lot of the power. And the legislative branch of the

645
00:33:36,920 --> 00:33:39,920
Speaker 3: US government is a powerful branch they have they can

646
00:33:39,920 --> 00:33:40,960
Speaker 3: go against the president.

647
00:33:41,240 --> 00:33:41,360
Speaker 1: Yea.

648
00:33:42,160 --> 00:33:45,560
Speaker 2: And the fact that eight years, yes we've.

649
00:33:45,120 --> 00:33:47,840
Speaker 3: Clearly we've seen the last eight years. But to have

650
00:33:47,880 --> 00:33:50,680
Speaker 3: women and women of color, you know it. Really that's

651
00:33:50,960 --> 00:33:54,960
Speaker 3: very comforting to me, very comforting in the sense that

652
00:33:55,000 --> 00:33:58,720
Speaker 3: you know, you have people speaking up for you at

653
00:33:58,720 --> 00:34:01,480
Speaker 3: that at that lower level, at an important level it

654
00:34:01,480 --> 00:34:03,880
Speaker 3: And I wish people paid more attention. You know, in

655
00:34:03,920 --> 00:34:07,080
Speaker 3: two years when we're electing midterm elections, you know, show up.

656
00:34:07,120 --> 00:34:09,200
Speaker 3: You know, people don't show up for midterm elections, but

657
00:34:09,239 --> 00:34:13,040
Speaker 3: that's really an important time to vote, really an important time.

658
00:34:15,200 --> 00:34:17,840
Speaker 3: And uh yeah, I just wish people paid more attention

659
00:34:17,920 --> 00:34:20,759
Speaker 3: to those smaller elections. Even you have city council, you know,

660
00:34:20,800 --> 00:34:23,239
Speaker 3: the people who were doing you know, running things on

661
00:34:23,280 --> 00:34:25,279
Speaker 3: your on your on your corner and your city and

662
00:34:25,320 --> 00:34:28,400
Speaker 3: your town. Those are important positions too, and yeah, there,

663
00:34:28,480 --> 00:34:30,680
Speaker 3: you know, you should get involved and pay attention. But

664
00:34:31,239 --> 00:34:35,360
Speaker 3: I just wanted to say silver lining girl power. I'm

665
00:34:35,960 --> 00:34:37,240
Speaker 3: really happy for all these women.

666
00:34:37,640 --> 00:34:39,800
Speaker 1: I'm going to do a random brown break. I'm taking

667
00:34:39,800 --> 00:34:43,480
Speaker 1: a brown break from.

668
00:34:43,440 --> 00:34:47,320
Speaker 3: Okay, speaking of which, I don't know what is happening

669
00:34:47,320 --> 00:34:48,920
Speaker 3: to wait, do you have em?

670
00:34:49,840 --> 00:34:53,400
Speaker 1: Yeah, so I didn't know. I think I got like,

671
00:34:53,560 --> 00:34:56,239
Speaker 1: so my egma is not like crazy, like I'll get

672
00:34:56,280 --> 00:34:59,120
Speaker 1: like a random little patch like on my on my

673
00:34:59,280 --> 00:35:01,600
Speaker 1: hand and and I'm like, oh, what's the city itches

674
00:35:01,640 --> 00:35:04,120
Speaker 1: And I'm like, oh, it's ezema. I thought I have

675
00:35:04,200 --> 00:35:06,160
Speaker 1: really sensitive skin. I found out like when I was

676
00:35:06,160 --> 00:35:08,000
Speaker 1: like in high school, I used to every time I

677
00:35:08,000 --> 00:35:10,600
Speaker 1: would wash my clothes and put on like my jeans,

678
00:35:11,560 --> 00:35:13,640
Speaker 1: my legs would feel like fire ants were crawling all

679
00:35:13,680 --> 00:35:15,600
Speaker 1: over them. And then I would have this rash. And

680
00:35:15,640 --> 00:35:18,840
Speaker 1: so I finally went to the dermatologist and she was

681
00:35:18,880 --> 00:35:20,719
Speaker 1: just like, you have really sensitive skin. You have to

682
00:35:20,840 --> 00:35:23,960
Speaker 1: wash with you know, free everything, so tied, free, all

683
00:35:24,040 --> 00:35:27,360
Speaker 1: free whatever. So I do. But as I've gotten older,

684
00:35:27,400 --> 00:35:29,279
Speaker 1: I'll get a little patch of egzima here, a little

685
00:35:29,280 --> 00:35:32,560
Speaker 1: patch there, but really only when the weather gets a

686
00:35:32,600 --> 00:35:36,640
Speaker 1: little drier and so but lately it's just been like

687
00:35:36,760 --> 00:35:38,560
Speaker 1: popping up everywhere. I'm like, oh this a little patch

688
00:35:38,560 --> 00:35:40,879
Speaker 1: when my neck is little. So the only thing that's

689
00:35:40,920 --> 00:35:43,760
Speaker 1: been helping, thank goodness, is when I'm not too lazy

690
00:35:43,760 --> 00:35:47,000
Speaker 1: to fill the humidi fire and I sleep with it

691
00:35:47,040 --> 00:35:49,640
Speaker 1: like on like the nights, stand next to the bed

692
00:35:49,760 --> 00:35:51,480
Speaker 1: and then like I wake up looking like a new

693
00:35:51,560 --> 00:35:53,680
Speaker 1: born baby because you know, my skin is like thank

694
00:35:53,680 --> 00:35:57,600
Speaker 1: you for this moisture. So yeah, I'm tired of this

695
00:35:57,680 --> 00:35:59,920
Speaker 1: dag on ezma I'm tired of growing older.

696
00:36:00,520 --> 00:36:00,920
Speaker 2: I want to.

697
00:36:00,880 --> 00:36:01,920
Speaker 1: Stay young forever.

698
00:36:02,200 --> 00:36:04,240
Speaker 2: It's so hard when the weather changes.

699
00:36:04,200 --> 00:36:07,560
Speaker 1: Like my skin doesn't have the same buoyancy that it

700
00:36:07,600 --> 00:36:08,160
Speaker 1: once did.

701
00:36:10,480 --> 00:36:12,400
Speaker 2: Yeah, just waitfully have a baby and it sucks the

702
00:36:12,480 --> 00:36:13,040
Speaker 2: life out of you.

703
00:36:13,360 --> 00:36:17,440
Speaker 1: Oh my god. I'm like, I know this baby thing. Well,

704
00:36:17,920 --> 00:36:20,160
Speaker 1: we'll see.

705
00:36:20,680 --> 00:36:22,040
Speaker 2: It's hard when the weather changes.

706
00:36:22,080 --> 00:36:22,360
Speaker 1: Though.

707
00:36:22,560 --> 00:36:24,360
Speaker 3: I look down in my own knees yesterday and I

708
00:36:24,440 --> 00:36:28,400
Speaker 3: was like, this is not okay. I was like an alligator.

709
00:36:28,560 --> 00:36:30,399
Speaker 2: I've never seen any all that.

710
00:36:30,400 --> 00:36:33,720
Speaker 1: Kind of stuff. But like my face, that's what's really

711
00:36:33,719 --> 00:36:35,920
Speaker 1: It's like around my mouth is where it's really starting

712
00:36:35,920 --> 00:36:37,520
Speaker 1: to get dry. Like I said, But last night I

713
00:36:37,520 --> 00:36:40,520
Speaker 1: slept with the humid fire, and I feel like eighty

714
00:36:40,560 --> 00:36:43,719
Speaker 1: percent of the dryness that I had is going. And

715
00:36:43,760 --> 00:36:45,720
Speaker 1: I know if I sleep with it every night, honestly,

716
00:36:45,800 --> 00:36:48,759
Speaker 1: my skin looks like it normally does. But the humidfire

717
00:36:48,960 --> 00:36:52,280
Speaker 1: is so big, and filling it up is like filling

718
00:36:52,360 --> 00:36:54,480
Speaker 1: up a tub and then hoping that you don't spill

719
00:36:54,480 --> 00:36:55,920
Speaker 1: it all the way back to the room. So it's

720
00:36:55,960 --> 00:36:57,920
Speaker 1: just so annoying. But I'm like, tiffany annoying or do

721
00:36:57,960 --> 00:36:59,719
Speaker 1: you want to look like ashy for the rest of

722
00:36:59,719 --> 00:37:00,000
Speaker 1: your life.

723
00:37:00,400 --> 00:37:01,960
Speaker 2: We have really cute humidifier.

724
00:37:02,760 --> 00:37:05,439
Speaker 3: It's like a little tear drop. It's not little, it's

725
00:37:05,480 --> 00:37:07,560
Speaker 3: like a gallon I think of water. But the annoying

726
00:37:07,560 --> 00:37:09,080
Speaker 3: thing is that it doesn't hold very much water, so

727
00:37:09,080 --> 00:37:11,840
Speaker 3: you have to change it every night. But it's shaped

728
00:37:11,880 --> 00:37:13,799
Speaker 3: like a big tear drop and it's really like it's

729
00:37:14,360 --> 00:37:14,880
Speaker 3: like cute.

730
00:37:15,480 --> 00:37:18,399
Speaker 1: I have a cute one too, but it's it's it's

731
00:37:18,440 --> 00:37:20,919
Speaker 1: not really useful like the one I have the old

732
00:37:20,960 --> 00:37:26,319
Speaker 1: school like humidify that that thing, the big just yeah,

733
00:37:26,360 --> 00:37:28,319
Speaker 1: it's like a tone, but it really works well as

734
00:37:28,320 --> 00:37:32,160
Speaker 1: far as getting the air, you know, moisturized. And so

735
00:37:32,239 --> 00:37:33,880
Speaker 1: I have a really cute one that I mostly just

736
00:37:33,960 --> 00:37:35,640
Speaker 1: use and I put like a central oil in it,

737
00:37:35,719 --> 00:37:38,280
Speaker 1: like a little one that I keep at the office,

738
00:37:38,280 --> 00:37:39,960
Speaker 1: and I have one at the house, but it doesn't

739
00:37:39,960 --> 00:37:43,879
Speaker 1: really moisturize the air. So if anybody has any other

740
00:37:44,000 --> 00:37:49,400
Speaker 1: suggestions for this dagon agma and dry skin like specilations,

741
00:37:49,520 --> 00:37:51,319
Speaker 1: I usually try to use natural things on my face

742
00:37:51,360 --> 00:37:54,600
Speaker 1: because I am I have very sensitive skin. Please send them.

743
00:37:54,680 --> 00:37:56,680
Speaker 1: Like I said, the humidifier works, but I'm tired of

744
00:37:56,719 --> 00:37:59,120
Speaker 1: this eggma, and as I get older, I want to keep.

745
00:37:59,160 --> 00:38:01,360
Speaker 1: My mom doesn't have any wrinkles, and I'm like, I

746
00:38:01,360 --> 00:38:02,880
Speaker 1: want to stay winko free. And I know if my

747
00:38:02,920 --> 00:38:05,600
Speaker 1: skin gets to try, I'm gonna I'm gonna start to

748
00:38:05,719 --> 00:38:07,400
Speaker 1: raising up and I don't want to. I want to

749
00:38:07,440 --> 00:38:09,799
Speaker 1: be cute forever. Do you use?

750
00:38:09,880 --> 00:38:12,080
Speaker 3: Well, it's different. Well, I break out, so I don't

751
00:38:12,120 --> 00:38:13,600
Speaker 3: use a lot of oils on my face, but I

752
00:38:13,680 --> 00:38:17,640
Speaker 3: use hobo oil and coconut oil on my body and

753
00:38:17,680 --> 00:38:20,120
Speaker 3: my hair. Hoble oil I use on my hair because

754
00:38:20,160 --> 00:38:22,480
Speaker 3: it has a higher well this was more important when

755
00:38:22,480 --> 00:38:24,040
Speaker 3: I was actually using a straightener. But it has a

756
00:38:24,120 --> 00:38:27,640
Speaker 3: higher smoking point, so it's it protects your hair more

757
00:38:27,680 --> 00:38:30,800
Speaker 3: than coconut oil. Also, it absorbs into the skin better

758
00:38:30,800 --> 00:38:31,640
Speaker 3: than coconut oil.

759
00:38:31,640 --> 00:38:33,480
Speaker 2: When I was like, yeah, when I.

760
00:38:34,280 --> 00:38:35,880
Speaker 3: Used to be really into coconut oil and I was

761
00:38:35,920 --> 00:38:38,279
Speaker 3: slathering on myself and I'd get into bed and my

762
00:38:38,800 --> 00:38:42,000
Speaker 3: sheets there would be like a human body stain from

763
00:38:42,040 --> 00:38:44,919
Speaker 3: the cocon oil, and fiance is like, this is disgusting,

764
00:38:45,360 --> 00:38:46,680
Speaker 3: Like we threw our sheets out.

765
00:38:46,680 --> 00:38:46,960
Speaker 2: We had to do.

766
00:38:47,040 --> 00:38:47,160
Speaker 1: So.

767
00:38:47,160 --> 00:38:49,440
Speaker 3: Anyway, I stopped using it on my whole body like that,

768
00:38:49,640 --> 00:38:51,600
Speaker 3: because it doesn't it doesn't it doesn't like absorb into

769
00:38:51,640 --> 00:38:54,040
Speaker 3: the body, I feel like as well as hoobe oil does,

770
00:38:54,680 --> 00:38:57,279
Speaker 3: but it's less expensive than hobo oil, which is the

771
00:38:57,320 --> 00:39:01,000
Speaker 3: annoying thing. But Trader Joe's has both of them. And

772
00:39:01,040 --> 00:39:05,160
Speaker 3: then secondly hydrating like drinking a ton of water. And

773
00:39:05,880 --> 00:39:08,800
Speaker 3: but for my face, it's really corny. But my mom

774
00:39:09,440 --> 00:39:11,719
Speaker 3: was always about the Clinique three step process when I

775
00:39:11,719 --> 00:39:13,640
Speaker 3: was growing up. She swore by it, and I was like,

776
00:39:13,680 --> 00:39:17,600
Speaker 3: that's for old people. But my girlfriend Shannon, who does

777
00:39:17,680 --> 00:39:21,080
Speaker 3: pr for Clinique, actually gave me a bottle of the

778
00:39:21,200 --> 00:39:25,480
Speaker 3: step three that dramatically different cleansing or not cleansing, dramatically

779
00:39:25,480 --> 00:39:28,600
Speaker 3: different gel. And my skin has never looked better than

780
00:39:28,600 --> 00:39:31,240
Speaker 3: when I started using this gel. Yes, and I don't

781
00:39:31,239 --> 00:39:33,919
Speaker 3: know what's in it. I think it's a I don't

782
00:39:33,960 --> 00:39:35,799
Speaker 3: know it's the gel. There's two there's a lotion and

783
00:39:35,800 --> 00:39:37,719
Speaker 3: there's a gel. But the gel is money.

784
00:39:38,320 --> 00:39:39,040
Speaker 2: I swear by it.

785
00:39:39,080 --> 00:39:41,359
Speaker 3: I've been using it for like two years now, and

786
00:39:41,400 --> 00:39:43,560
Speaker 3: Shannon's like my supplier because she gets a discount.

787
00:39:43,560 --> 00:39:44,959
Speaker 2: I'm like, Shannon, you got that good good?

788
00:39:45,520 --> 00:39:51,359
Speaker 1: Right? Waitique? I would love to try it. I'm like, wait,

789
00:39:51,680 --> 00:39:52,440
Speaker 1: I am open.

790
00:39:52,680 --> 00:39:55,400
Speaker 3: Yeah, just get like a little sample. Yeah, I love it,

791
00:39:55,440 --> 00:39:58,960
Speaker 3: but it's it's pricey. It's like twenty five dollars a bottle.

792
00:40:00,080 --> 00:40:02,040
Speaker 1: Make the bottles one of those little baby bottles.

793
00:40:02,160 --> 00:40:04,920
Speaker 3: No, it's I'm looking at it right now. It's like

794
00:40:05,600 --> 00:40:08,359
Speaker 3: maybe six seven ounces, but it lasts me a good

795
00:40:08,360 --> 00:40:10,840
Speaker 3: six months. Like I'll go through two a year. Okay,

796
00:40:11,000 --> 00:40:11,919
Speaker 3: I think it's worth it.

797
00:40:12,080 --> 00:40:14,919
Speaker 1: But okay, I'm looking to cliniques three step process because

798
00:40:14,920 --> 00:40:18,120
Speaker 1: I'm just like, hmmm, yeah, get all.

799
00:40:18,080 --> 00:40:20,320
Speaker 3: Other steps I don't use because the first two steps

800
00:40:20,320 --> 00:40:23,759
Speaker 3: are a toner and Toner's are awful and yeah, face washed,

801
00:40:23,760 --> 00:40:24,319
Speaker 3: I don't need those.

802
00:40:24,360 --> 00:40:25,640
Speaker 2: I just use the lotion after I.

803
00:40:25,640 --> 00:40:27,640
Speaker 1: Wash my face. Honestly, I used set a film as

804
00:40:27,640 --> 00:40:29,640
Speaker 1: a face wash and so, but you're right, I just

805
00:40:29,719 --> 00:40:32,759
Speaker 1: I'm not. I'm I don't know what to moisturize it with,

806
00:40:32,800 --> 00:40:34,239
Speaker 1: Like I you know, I use my set of Field

807
00:40:34,239 --> 00:40:36,520
Speaker 1: because my skin is sensitive and I don't use toner.

808
00:40:36,840 --> 00:40:39,240
Speaker 1: And I can honestly say my skin is pretty decent

809
00:40:39,520 --> 00:40:40,960
Speaker 1: as far as like you know, I don't break out

810
00:40:41,040 --> 00:40:44,560
Speaker 1: anything like that unless it's that time. It's mostly just

811
00:40:44,680 --> 00:40:48,120
Speaker 1: like the moisturizing component that I am having a hard

812
00:40:48,120 --> 00:40:51,520
Speaker 1: time figuring out but okay, and if you guys.

813
00:40:51,320 --> 00:40:56,440
Speaker 3: Have any recommendations skincare, post election self care tipsy go

814
00:40:56,480 --> 00:40:59,880
Speaker 3: to go to Brown Ambition podcast dot com. Drop us

815
00:40:59,880 --> 00:41:02,040
Speaker 3: a note, even if it was just to say, you

816
00:41:02,080 --> 00:41:06,000
Speaker 3: know something nice, So keep us you, keep us, keep

817
00:41:06,080 --> 00:41:09,920
Speaker 3: us alive, keep us, keep us positive. Brand Ambition podcast

818
00:41:10,200 --> 00:41:19,440
Speaker 3: dot com.

819
00:41:19,520 --> 00:41:21,560
Speaker 2: Do we have any questions on We do have a

820
00:41:21,640 --> 00:41:22,320
Speaker 2: question today?

821
00:41:22,640 --> 00:41:23,920
Speaker 1: Okay, me pull it up.

822
00:41:25,840 --> 00:41:32,759
Speaker 3: Boom, all right, this question who? I don't have a

823
00:41:32,880 --> 00:41:36,480
Speaker 3: name to go with it, but this question says, oh,

824
00:41:36,560 --> 00:41:39,520
Speaker 3: it's a long one. You guys love to type. I

825
00:41:39,600 --> 00:41:43,000
Speaker 3: stem and stumbled onto your podcast. I unfortunately was one

826
00:41:43,000 --> 00:41:45,120
Speaker 3: of those teenagers who was given a credit card or

827
00:41:45,160 --> 00:41:48,239
Speaker 3: two or three and went wild, not fully understanding how

828
00:41:48,239 --> 00:41:50,600
Speaker 3: to budget properly and how not to end up in

829
00:41:50,640 --> 00:41:53,759
Speaker 3: a crazy financial situation. But the last few years I

830
00:41:53,800 --> 00:41:55,920
Speaker 3: worked in a job where my housing costs were covered,

831
00:41:55,960 --> 00:41:57,440
Speaker 3: and it took me a little bit of time to

832
00:41:57,520 --> 00:42:00,520
Speaker 3: realize that the money I was not using towards cost

833
00:42:00,880 --> 00:42:04,080
Speaker 3: should have been going towards savings and bills. However, as

834
00:42:04,080 --> 00:42:07,200
Speaker 3: a young woman living in expensive San Francisco, I just

835
00:42:07,280 --> 00:42:10,799
Speaker 3: wanted to live my life. Unfortunately, all that living put

836
00:42:10,880 --> 00:42:12,759
Speaker 3: me in a place put me in the place I

837
00:42:12,800 --> 00:42:17,240
Speaker 3: am today, thirty, still in debt, and realizing it's long

838
00:42:17,320 --> 00:42:19,120
Speaker 3: been the time where I needed to settle down and

839
00:42:19,160 --> 00:42:23,160
Speaker 3: put things in order. So here's the crux of our question.

840
00:42:23,400 --> 00:42:25,880
Speaker 3: My boyfriend wants to take our relationship to the next step,

841
00:42:26,160 --> 00:42:28,200
Speaker 3: and a large part of holding me back is feeling

842
00:42:28,200 --> 00:42:31,600
Speaker 3: like I financially don't have my ish together. I'm halfway

843
00:42:31,600 --> 00:42:33,880
Speaker 3: done with paying off my credit cards, but one of

844
00:42:33,920 --> 00:42:37,000
Speaker 3: the cards is in collections, and that collection agency has

845
00:42:37,040 --> 00:42:40,280
Speaker 3: sent me notices about settling at a different lower cost

846
00:42:40,719 --> 00:42:41,960
Speaker 3: settling the debt.

847
00:42:42,239 --> 00:42:43,240
Speaker 2: I'm wanting to get.

848
00:42:43,040 --> 00:42:45,920
Speaker 3: Everything squared away, but I'm wondering if settling debt with

849
00:42:45,960 --> 00:42:48,319
Speaker 3: collections agencies is a good idea or if it's just

850
00:42:48,360 --> 00:42:51,239
Speaker 3: too good to be true. Any advice you can give

851
00:42:51,239 --> 00:42:52,440
Speaker 3: me would be greatly welcome.

852
00:42:52,600 --> 00:42:58,799
Speaker 1: Thank you, Oh settling. So say you're thirty, you're not

853
00:42:58,880 --> 00:42:59,239
Speaker 1: like I mean.

854
00:42:59,520 --> 00:43:01,879
Speaker 4: I remember in turn thirty and I thought like, oh

855
00:43:01,920 --> 00:43:06,640
Speaker 4: my god, I'm in San Francisco. Yes, So that's one

856
00:43:06,840 --> 00:43:09,200
Speaker 4: and first of all, and sometimes you have this pause

857
00:43:09,239 --> 00:43:11,440
Speaker 4: and pat yourself on the back that you've paid off

858
00:43:11,480 --> 00:43:12,520
Speaker 4: half your credit card debt.

859
00:43:12,640 --> 00:43:18,719
Speaker 1: Awesome, that's good. When it comes to settling, I say

860
00:43:18,719 --> 00:43:21,920
Speaker 1: this if you're able to pay it, meaning like you're

861
00:43:21,920 --> 00:43:24,120
Speaker 1: not like, oh my gosh, I'm eating tuna fish and

862
00:43:25,040 --> 00:43:26,800
Speaker 1: you know I won't be able to pay these bills

863
00:43:26,960 --> 00:43:33,240
Speaker 1: or you know then that I don't necessarily suggest settling,

864
00:43:33,560 --> 00:43:37,239
Speaker 1: because you know, typically they'll put that on your on

865
00:43:37,280 --> 00:43:39,399
Speaker 1: your credit report, that you settle. Think about it this way.

866
00:43:39,440 --> 00:43:43,520
Speaker 1: If you if you borrow money from Mandy and you

867
00:43:43,560 --> 00:43:46,319
Speaker 1: owed her for whatever, and then finally, you know, you

868
00:43:46,360 --> 00:43:48,120
Speaker 1: owe her one hundred dollars and then finally she said,

869
00:43:48,120 --> 00:43:50,080
Speaker 1: you know, just give me fifty, fine, and you give

870
00:43:50,120 --> 00:43:52,799
Speaker 1: her fifty and then maybe a year later you ask

871
00:43:52,840 --> 00:43:54,640
Speaker 1: to borrow money from me, and then I say, hold on,

872
00:43:54,719 --> 00:43:59,240
Speaker 1: let me ask Mandy. Mandy did said be a listener?

873
00:43:59,280 --> 00:44:01,040
Speaker 1: Pay you back? And she says, well, she paid me

874
00:44:01,080 --> 00:44:04,799
Speaker 1: back some of it. Settling, I'm not inclined to pay

875
00:44:05,160 --> 00:44:08,480
Speaker 1: to lend to you because it looks like, you know,

876
00:44:08,560 --> 00:44:11,279
Speaker 1: you have a habit of not paying in full. And

877
00:44:11,360 --> 00:44:15,880
Speaker 1: so that's why settling doesn't look good on your credit report,

878
00:44:15,880 --> 00:44:19,320
Speaker 1: because it looks like, yeah, you paid something, but nobody

879
00:44:19,400 --> 00:44:24,080
Speaker 1: wants something. People want all of their money, so you know,

880
00:44:24,480 --> 00:44:28,880
Speaker 1: but settling is not always bad because if it's to me,

881
00:44:29,120 --> 00:44:31,400
Speaker 1: if it's a huge amount of money where you're like, girl,

882
00:44:31,480 --> 00:44:34,040
Speaker 1: there's just no way, Like I you know, I remember

883
00:44:34,480 --> 00:44:38,960
Speaker 1: it was a friend of mine she owed like forty

884
00:44:39,040 --> 00:44:42,400
Speaker 1: or fifty thousand dollars for a medical bill and she

885
00:44:42,560 --> 00:44:45,280
Speaker 1: was able to settle it for less than ten thousand,

886
00:44:45,840 --> 00:44:47,840
Speaker 1: and she was a student or whatever, so she was

887
00:44:47,920 --> 00:44:50,920
Speaker 1: like it was you know, she was older, but she

888
00:44:51,000 --> 00:44:54,719
Speaker 1: was a student. So but anyway, it just was a

889
00:44:54,760 --> 00:44:56,799
Speaker 1: better choice for her to settle because she was not

890
00:44:56,840 --> 00:44:58,560
Speaker 1: going to be able to pay that fifty thousand dollars

891
00:44:58,600 --> 00:45:01,560
Speaker 1: and settling for like eight whatever it was, it was

892
00:45:01,600 --> 00:45:04,560
Speaker 1: worth it to take the hit to her credit score.

893
00:45:04,760 --> 00:45:06,880
Speaker 1: So it all kind of like depends, like if you

894
00:45:06,920 --> 00:45:09,160
Speaker 1: think you can pay it and you're kind of on

895
00:45:09,239 --> 00:45:11,360
Speaker 1: track to pay it, I'd say we'll pay it. But

896
00:45:11,480 --> 00:45:13,239
Speaker 1: because if you settle, you're going to take that hit.

897
00:45:13,320 --> 00:45:15,480
Speaker 1: But if it's some crazy amount that you're like, I'm

898
00:45:15,520 --> 00:45:18,280
Speaker 1: never going to get this off. I owe so much money,

899
00:45:18,400 --> 00:45:21,000
Speaker 1: then it might be worth it to settle. What's saying you, Mandy.

900
00:45:21,440 --> 00:45:23,680
Speaker 3: Well, I'm just gonna well, I feel like on the

901
00:45:23,840 --> 00:45:26,359
Speaker 3: on it's definitely going to hurt your credit, But isn't

902
00:45:26,400 --> 00:45:28,880
Speaker 3: your credit already kind of hurt once you have debt collections,

903
00:45:28,880 --> 00:45:32,200
Speaker 3: Like it's already on there, the damage just sort of done.

904
00:45:32,760 --> 00:45:34,719
Speaker 3: I think what people don't realize what debt settlement is

905
00:45:34,760 --> 00:45:37,279
Speaker 3: two things. One, you need to have a lump sum

906
00:45:37,280 --> 00:45:39,960
Speaker 3: of cash ready to go, like right away. It's not

907
00:45:40,000 --> 00:45:42,239
Speaker 3: gonna you know, very very rarely have I heard of

908
00:45:42,280 --> 00:45:45,400
Speaker 3: someone being allowed to go on a debt settlement payment.

909
00:45:45,120 --> 00:45:48,200
Speaker 1: Plan unless it's like two payments. They might be like, okay,

910
00:45:48,239 --> 00:45:50,040
Speaker 1: one now one, next one, but they're not going to

911
00:45:50,120 --> 00:45:52,520
Speaker 1: let you do like piecemeal month a month, right.

912
00:45:53,120 --> 00:45:55,799
Speaker 3: And then number two is just realize that whatever debt

913
00:45:55,880 --> 00:45:58,880
Speaker 3: is forgiven is going to be counted as income, Like

914
00:45:58,920 --> 00:46:01,279
Speaker 3: you're going to get a tax in the mail and

915
00:46:01,320 --> 00:46:04,000
Speaker 3: you will have to probably pay taxes on that forgiven

916
00:46:04,080 --> 00:46:07,200
Speaker 3: debt because really it's sort of like, you know, you

917
00:46:07,239 --> 00:46:10,000
Speaker 3: borrow ten thousand, you settle for two, so really it's

918
00:46:10,000 --> 00:46:11,799
Speaker 3: like they almost gave you eight thousand dollars.

919
00:46:11,840 --> 00:46:14,839
Speaker 1: Break well, this is well, this is what my my

920
00:46:14,920 --> 00:46:16,799
Speaker 1: accountant said about that, because I was worried about that

921
00:46:16,880 --> 00:46:19,719
Speaker 1: about something I like, fore clothes in my house, and

922
00:46:20,040 --> 00:46:22,920
Speaker 1: I thought that them settling basically mean not having to

923
00:46:22,920 --> 00:46:25,000
Speaker 1: pay the mortgage was going to make me have to

924
00:46:25,040 --> 00:46:27,920
Speaker 1: pay the taxes on that. He told me that if

925
00:46:27,920 --> 00:46:30,480
Speaker 1: you have a negative net worth at the time of settlement,

926
00:46:30,760 --> 00:46:34,040
Speaker 1: meaning like you you own more than you own, then

927
00:46:34,160 --> 00:46:36,880
Speaker 1: they consider it insolvent and you're not going to be

928
00:46:36,920 --> 00:46:40,239
Speaker 1: liable to pay taxes on forgiven debt. So you'd have

929
00:46:40,320 --> 00:46:43,040
Speaker 1: to ask maybe a tax professional, like, well, do I

930
00:46:43,080 --> 00:46:45,799
Speaker 1: have a negative net worth? Because anything over six hundred

931
00:46:45,840 --> 00:46:49,840
Speaker 1: dollars that you settled is open to be taxed unless

932
00:46:50,239 --> 00:46:52,319
Speaker 1: you know that, like I said that you have a

933
00:46:52,320 --> 00:46:54,920
Speaker 1: negative networth, But you would want to ask maybe a

934
00:46:54,920 --> 00:46:59,040
Speaker 1: tax professional to see because which is that.

935
00:46:59,480 --> 00:47:00,640
Speaker 3: I was just going to say, I guess when it's

936
00:47:00,960 --> 00:47:04,080
Speaker 3: a big house, like that's an expensive asht, so when

937
00:47:04,600 --> 00:47:07,720
Speaker 3: that goes negative, you're more likely to show a negative

938
00:47:07,760 --> 00:47:10,200
Speaker 3: net worth. But if it's like a thousand dollars credit

939
00:47:10,200 --> 00:47:13,640
Speaker 3: card or you know, five thousand dollars student loan debt,

940
00:47:13,920 --> 00:47:16,400
Speaker 3: it may not be enough. But yeah, I would definitely

941
00:47:16,440 --> 00:47:19,239
Speaker 3: say whatever, if you settle a debt, for sure, consult

942
00:47:19,600 --> 00:47:23,239
Speaker 3: an accountant first, because you know, and when you when

943
00:47:23,280 --> 00:47:24,680
Speaker 3: you settle a debt, you want to make sure you

944
00:47:24,719 --> 00:47:27,600
Speaker 3: actually get a receipt of the settlement, so you have proof.

945
00:47:28,000 --> 00:47:29,319
Speaker 3: And then you have to stay on top of your

946
00:47:29,320 --> 00:47:31,719
Speaker 3: credit report and make sure that it's been taken off

947
00:47:31,760 --> 00:47:34,520
Speaker 3: and that the settlement shown the debt has been paid.

948
00:47:35,120 --> 00:47:37,480
Speaker 3: Because there's three different bureaus, they may not report it

949
00:47:37,480 --> 00:47:43,360
Speaker 3: to all of them. So it's a it's a complicated answer,

950
00:47:43,400 --> 00:47:43,840
Speaker 3: I guess.

951
00:47:44,120 --> 00:47:46,520
Speaker 1: And sometimes you can ask this not to say that

952
00:47:46,560 --> 00:47:48,600
Speaker 1: they will, but you can ask, and this is what

953
00:47:48,640 --> 00:47:51,319
Speaker 1: you want to ask before you kind of sign. You

954
00:47:51,360 --> 00:47:55,640
Speaker 1: can say, could you not report to the credit bureaus

955
00:47:55,760 --> 00:48:00,160
Speaker 1: this as settled, maybe paid as agreed upon? Sometimes, you know,

956
00:48:00,200 --> 00:48:02,520
Speaker 1: I've heard that there's a few of friends that I

957
00:48:02,560 --> 00:48:05,600
Speaker 1: suggested that too. It doesn't happen often, but sometimes a company,

958
00:48:05,680 --> 00:48:10,480
Speaker 1: especially if you're giving a decent lump some amount, will say, okay,

959
00:48:10,680 --> 00:48:12,560
Speaker 1: you know, we will put that in your agreement that

960
00:48:12,600 --> 00:48:15,879
Speaker 1: we won't say settle. You know, But that's not that's

961
00:48:15,920 --> 00:48:18,440
Speaker 1: not typical. But it just doesn't hurt to ask. So

962
00:48:18,719 --> 00:48:22,080
Speaker 1: and two, you're gonna have to negotiate, like when it

963
00:48:22,120 --> 00:48:24,799
Speaker 1: comes to settling, So I hope you know you want

964
00:48:24,800 --> 00:48:27,440
Speaker 1: to get your negotiating skills up. This is what I say.

965
00:48:28,560 --> 00:48:31,880
Speaker 1: They're they're going to try to get you, obviously to

966
00:48:31,880 --> 00:48:33,600
Speaker 1: pay as much as possible. But to me, let's just

967
00:48:33,640 --> 00:48:36,960
Speaker 1: say you owe ten thousand and they're willing to settle

968
00:48:37,000 --> 00:48:39,960
Speaker 1: for nine. They're like, well, girl, by that's not settling.

969
00:48:40,320 --> 00:48:43,359
Speaker 1: I always say go, Like the Nigerian in me is like, man,

970
00:48:43,480 --> 00:48:46,440
Speaker 1: go look, I started thirty percent of the debt and

971
00:48:46,640 --> 00:48:48,239
Speaker 1: you know, you guys will kind of work your way up.

972
00:48:48,280 --> 00:48:50,680
Speaker 1: So if you owe ten thousands, say look and if

973
00:48:50,680 --> 00:48:52,440
Speaker 1: you have to have it, I have three thousand dollars

974
00:48:52,480 --> 00:48:54,680
Speaker 1: cash and they might be like, oh no, so you

975
00:48:54,760 --> 00:48:56,799
Speaker 1: might work your way up to five, you know, so

976
00:48:57,520 --> 00:49:01,040
Speaker 1: whatever it is, So if you want to make sure

977
00:49:01,120 --> 00:49:03,040
Speaker 1: that you have that five, because if you if you

978
00:49:03,120 --> 00:49:06,440
Speaker 1: have reached that amount, then you don't want to be like, well,

979
00:49:06,520 --> 00:49:08,960
Speaker 1: I you know I don't actually have that, so you're

980
00:49:08,960 --> 00:49:12,040
Speaker 1: gonna want to negotiate start really low, but have in

981
00:49:12,080 --> 00:49:14,719
Speaker 1: your mind, I, even though I'm gonna push for three,

982
00:49:14,880 --> 00:49:17,560
Speaker 1: I actually have five thousands of the ten thousand saved,

983
00:49:17,880 --> 00:49:20,879
Speaker 1: and you know that's really my max. And you can

984
00:49:20,880 --> 00:49:23,560
Speaker 1: say that like, look, I honestly only have this, So

985
00:49:23,640 --> 00:49:24,880
Speaker 1: what do you want to do if you want this

986
00:49:24,960 --> 00:49:28,080
Speaker 1: lum sum or we can go back to me piecemealing

987
00:49:28,120 --> 00:49:31,400
Speaker 1: you and paying you forever, never and ever. So practicing

988
00:49:31,440 --> 00:49:34,000
Speaker 1: your negotiation skills because you're gonna have to negotiate down,

989
00:49:34,040 --> 00:49:36,880
Speaker 1: So start as low as you can and see.

990
00:49:37,239 --> 00:49:39,520
Speaker 3: They may say no first, and you know, a month

991
00:49:39,560 --> 00:49:41,160
Speaker 3: may go by and they may change your tune.

992
00:49:41,480 --> 00:49:41,879
Speaker 1: Mm hmm.

993
00:49:42,239 --> 00:49:45,880
Speaker 3: That's definitely happened before too. But don't it's not the

994
00:49:45,960 --> 00:49:46,520
Speaker 3: end of the world.

995
00:49:46,840 --> 00:49:47,200
Speaker 1: It's not.

996
00:49:47,360 --> 00:49:49,720
Speaker 3: You're thirty. You'll figure it out. At least you're getting

997
00:49:49,800 --> 00:49:51,759
Speaker 3: your shit together. I mean, isn't thirty the year of

998
00:49:51,760 --> 00:49:52,600
Speaker 3: getting shit together?

999
00:49:52,800 --> 00:49:54,400
Speaker 1: You know what I mean? Well, yeah, well that's what

1000
00:49:54,440 --> 00:49:55,680
Speaker 1: I but yeah.

1001
00:49:55,560 --> 00:49:57,680
Speaker 2: Hopefully twenty, but sometimes thirty.

1002
00:49:59,120 --> 00:50:00,560
Speaker 1: You know what it is? What I've as I get

1003
00:50:00,640 --> 00:50:03,360
Speaker 1: a've gotten older now that I'm thirty seven and seasoned,

1004
00:50:04,000 --> 00:50:06,200
Speaker 1: I realized that, like every year, you're getting your shit together,

1005
00:50:06,280 --> 00:50:08,840
Speaker 1: Like honestly, like, wait.

1006
00:50:08,719 --> 00:50:10,399
Speaker 2: I know, we're never gonna figure it out.

1007
00:50:10,719 --> 00:50:14,560
Speaker 1: No, you're not. You're What you do figure out is

1008
00:50:14,840 --> 00:50:17,919
Speaker 1: that you become okay with not figuring it out. That's

1009
00:50:17,960 --> 00:50:21,240
Speaker 1: what I've I'm in a place now where I still

1010
00:50:21,480 --> 00:50:24,799
Speaker 1: know nothing, but I'm like I acknowledge I know nothing

1011
00:50:24,800 --> 00:50:27,200
Speaker 1: and I'm okay with it, versus like where when I

1012
00:50:27,239 --> 00:50:29,200
Speaker 1: was in my twenties and my super early thirties, I

1013
00:50:29,280 --> 00:50:31,080
Speaker 1: used to think to myself, I should know this, I

1014
00:50:31,080 --> 00:50:33,320
Speaker 1: should have this, I should I should have it all together.

1015
00:50:33,880 --> 00:50:36,319
Speaker 1: Now thirty seven and I'm like, you know, when I'm

1016
00:50:36,440 --> 00:50:38,480
Speaker 1: working with my staff and stuff, so like, what do

1017
00:50:38,480 --> 00:50:40,000
Speaker 1: you think I should do? I'm like, girl, I don't know.

1018
00:50:40,200 --> 00:50:43,840
Speaker 1: Let's figure it out. I don't know, and you're okay

1019
00:50:43,880 --> 00:50:47,120
Speaker 1: with it, and yeah, you don't beat yourself up. I'm

1020
00:50:47,120 --> 00:50:49,839
Speaker 1: hoping you know, I don't know. Maybe my thirty five

1021
00:50:49,880 --> 00:50:54,000
Speaker 1: plus plus BA listeners can chime in. I'm way more

1022
00:50:54,080 --> 00:50:58,560
Speaker 1: okay with not having control over every little thing. I

1023
00:50:58,600 --> 00:51:02,680
Speaker 1: know how to delegate more. I still beat myself up

1024
00:51:02,719 --> 00:51:05,160
Speaker 1: a little bit, but not as much as I used to.

1025
00:51:05,840 --> 00:51:09,799
Speaker 1: And I'm better at communicating with myself and taking care

1026
00:51:09,800 --> 00:51:13,040
Speaker 1: of myself and being like tipicy or overwhelmed. Like even tonight,

1027
00:51:13,080 --> 00:51:15,040
Speaker 1: I was super excited because I was like, super Man,

1028
00:51:15,080 --> 00:51:17,319
Speaker 1: we haven't gone out in a while. You just went

1029
00:51:17,440 --> 00:51:20,040
Speaker 1: grocery shopping even though it's my turn, and so I

1030
00:51:20,080 --> 00:51:22,040
Speaker 1: was like, well, let me treat you to a date tonight.

1031
00:51:22,120 --> 00:51:24,000
Speaker 1: He was like woo hoo. Yeah, so I need to

1032
00:51:24,000 --> 00:51:27,160
Speaker 1: get dressed up. So just even little things like that,

1033
00:51:27,160 --> 00:51:29,400
Speaker 1: because something like I used to feel guilty, like I

1034
00:51:29,400 --> 00:51:31,399
Speaker 1: would have beat myself up, like it was your turn

1035
00:51:31,440 --> 00:51:35,440
Speaker 1: to go food chopping? Why didn't you go instead? I

1036
00:51:35,520 --> 00:51:38,000
Speaker 1: you know, I try not to put that kind of

1037
00:51:38,000 --> 00:51:40,800
Speaker 1: all myself. Instead, I'm like, Okay, he went food shopping,

1038
00:51:41,239 --> 00:51:43,080
Speaker 1: you know, but you haven't gone out the day in

1039
00:51:43,120 --> 00:51:45,600
Speaker 1: a while. So let's let's lean into what you can

1040
00:51:45,719 --> 00:51:49,840
Speaker 1: do versus what you have not done. So what did that?

1041
00:51:50,000 --> 00:51:51,800
Speaker 3: And I also avoid cooking those groceries?

1042
00:51:52,520 --> 00:51:56,880
Speaker 1: Yeah exactly, I'm like girl anybody, And I just learned

1043
00:51:56,880 --> 00:51:58,759
Speaker 1: to lean in when I have the time and that

1044
00:51:58,840 --> 00:52:02,160
Speaker 1: space and the opportunity, so and then when I don't

1045
00:52:02,360 --> 00:52:05,560
Speaker 1: trying not to make myself feel guilty about not not

1046
00:52:05,680 --> 00:52:08,759
Speaker 1: having the time, space and opportunity. This life is not

1047
00:52:08,880 --> 00:52:11,160
Speaker 1: necessarily easy, but it can be really good. I mean,

1048
00:52:11,920 --> 00:52:14,160
Speaker 1: you know, if you allow it to be. It's very

1049
00:52:14,239 --> 00:52:15,440
Speaker 1: easy to get overwhelmed.

1050
00:52:15,600 --> 00:52:18,640
Speaker 3: Yeah, I've said it before and I'll say it again.

1051
00:52:18,680 --> 00:52:21,360
Speaker 3: When it comes to finances. It's if you've ever struggled

1052
00:52:21,400 --> 00:52:23,640
Speaker 3: with your weight. You know, my whole life, I've struggled

1053
00:52:23,640 --> 00:52:25,600
Speaker 3: with my weight up and down and up and down,

1054
00:52:25,640 --> 00:52:28,080
Speaker 3: and you beat yourself up and you starve yourself and

1055
00:52:28,120 --> 00:52:30,279
Speaker 3: then you you know, you freak out and then you

1056
00:52:30,320 --> 00:52:32,560
Speaker 3: binge and then you start yourself again. You beat yourself off,

1057
00:52:32,560 --> 00:52:35,040
Speaker 3: and it's just like a constant. It's like self flagellation.

1058
00:52:35,160 --> 00:52:37,320
Speaker 3: And like I'm getting into you know, I'm late twenties

1059
00:52:37,400 --> 00:52:39,200
Speaker 3: now and I'm finally just like you can't like this

1060
00:52:39,360 --> 00:52:44,000
Speaker 3: vicious cycle of being negative and depriving yourself and whether

1061
00:52:44,040 --> 00:52:46,960
Speaker 3: financially or with food. For me, food's always been sort

1062
00:52:46,960 --> 00:52:49,839
Speaker 3: of my vice more than money, and it's sort of

1063
00:52:49,920 --> 00:52:51,920
Speaker 3: just like finally sort of getting into that balance.

1064
00:52:52,000 --> 00:52:54,320
Speaker 2: Like, yes, I had the most amazing.

1065
00:52:53,960 --> 00:52:56,759
Speaker 3: Lobster tails of my life in Savannah the other day,

1066
00:52:56,760 --> 00:52:58,920
Speaker 3: but like maybe I won't have like, you know, a

1067
00:52:58,920 --> 00:53:01,120
Speaker 3: bunch of fried food this week. And it's like just like,

1068
00:53:01,160 --> 00:53:03,799
Speaker 3: don't beat yourself up when you indulge, and just know

1069
00:53:03,840 --> 00:53:05,600
Speaker 3: what you need to do to get back in that

1070
00:53:05,719 --> 00:53:10,120
Speaker 3: right balance afterward. There's just so many parallels I think

1071
00:53:10,160 --> 00:53:16,280
Speaker 3: between eating and money, especially now, and I never succeed

1072
00:53:16,400 --> 00:53:19,120
Speaker 3: when I try and get healthy by kicking myself in

1073
00:53:19,120 --> 00:53:21,399
Speaker 3: the butt, and like, you know, self hating and like

1074
00:53:22,080 --> 00:53:25,400
Speaker 3: being negative Nancy all the time. So that's just my

1075
00:53:25,480 --> 00:53:27,440
Speaker 3: two cents. Be nice to yourself.

1076
00:53:27,800 --> 00:53:29,480
Speaker 1: I think you gotta talk about this book over has

1077
00:53:29,480 --> 00:53:33,719
Speaker 1: this book called What I Know for Sure something through

1078
00:53:33,719 --> 00:53:34,120
Speaker 1: that effect.

1079
00:53:34,280 --> 00:53:37,200
Speaker 3: Yes, I downloaded the audiobook because of you, but I

1080
00:53:37,200 --> 00:53:37,960
Speaker 3: haven't listened yet.

1081
00:53:37,960 --> 00:53:39,520
Speaker 2: Perhaps I should, Yeah.

1082
00:53:39,480 --> 00:53:42,600
Speaker 1: Because as especially now, so I think I have it

1083
00:53:42,640 --> 00:53:44,759
Speaker 1: on my kindle and actually I need to start reading

1084
00:53:44,760 --> 00:53:49,760
Speaker 1: it again because she has something in there that helps significantly,

1085
00:53:49,800 --> 00:53:53,640
Speaker 1: because like, sometimes I can get so overwhelmed. I literally

1086
00:53:53,640 --> 00:53:55,719
Speaker 1: I will live in a state of overwhelm for like

1087
00:53:55,760 --> 00:53:58,520
Speaker 1: a week or two where every day a week up overwhelmed.

1088
00:53:58,719 --> 00:54:01,560
Speaker 1: I live the whole day overwhelmed to sleep overwhelm, and

1089
00:54:01,640 --> 00:54:04,439
Speaker 1: just because there's so much to do sometimes and it's

1090
00:54:04,440 --> 00:54:07,479
Speaker 1: not even just like work like budget niese stuff. It's

1091
00:54:07,520 --> 00:54:10,919
Speaker 1: like balancing that and life and home and family and

1092
00:54:11,160 --> 00:54:16,040
Speaker 1: just everything. And she has this exercise where she gives

1093
00:54:16,360 --> 00:54:21,000
Speaker 1: a joy grade to things that have happened, and that works.

1094
00:54:21,040 --> 00:54:22,680
Speaker 1: So I'm just so glad I remember it because I'm

1095
00:54:22,680 --> 00:54:24,920
Speaker 1: just thinking of it now and it worked so well.

1096
00:54:24,960 --> 00:54:28,160
Speaker 1: Like so she would say, for example, maybe she's eating

1097
00:54:28,239 --> 00:54:30,279
Speaker 1: ice cream and it's so good she's like, ooh, so

1098
00:54:30,400 --> 00:54:32,359
Speaker 1: I think it's like one to five. She's like, ooh,

1099
00:54:32,440 --> 00:54:35,359
Speaker 1: this is like two point five. That's like the the

1100
00:54:35,440 --> 00:54:37,960
Speaker 1: on the Richter scale of joy. That's what I'm feeling

1101
00:54:38,000 --> 00:54:40,600
Speaker 1: right now. And then like let's just say, you know,

1102
00:54:40,640 --> 00:54:42,239
Speaker 1: the sun is shining and she's like, oh, this is

1103
00:54:42,239 --> 00:54:46,320
Speaker 1: a three. Because it's what it does is it forces

1104
00:54:46,360 --> 00:54:51,520
Speaker 1: you to stop and acknowledge the good small large Otherwise,

1105
00:54:51,640 --> 00:54:54,920
Speaker 1: you know, like and I'm sure you've done this, like

1106
00:54:55,239 --> 00:54:57,359
Speaker 1: you know, you and fiance, but for whatever random reason,

1107
00:54:57,360 --> 00:54:59,759
Speaker 1: you'll kind of look at him and then this little

1108
00:54:59,760 --> 00:55:02,320
Speaker 1: part you inside it's like, oh I love him.

1109
00:55:02,280 --> 00:55:06,040
Speaker 2: Right, Oh my god? Yeah right, you know, like here's moments.

1110
00:55:06,400 --> 00:55:08,000
Speaker 1: Or here whatever, like that's why I was I was

1111
00:55:08,080 --> 00:55:08,560
Speaker 1: leaving today.

1112
00:55:08,800 --> 00:55:11,799
Speaker 3: Take the laundry down, yeah, just whatever, you know, Like

1113
00:55:11,880 --> 00:55:14,160
Speaker 3: I'll look at like because you know, you're just used

1114
00:55:14,160 --> 00:55:15,839
Speaker 3: to being with them, but ever, you know, I'll look

1115
00:55:15,880 --> 00:55:16,759
Speaker 3: and I look and I'm like.

1116
00:55:16,719 --> 00:55:19,279
Speaker 1: Oh, look it's Superman. He's just sitting there looking all

1117
00:55:19,280 --> 00:55:24,200
Speaker 1: goofy watching TV. He's so cute and so grading that joy.

1118
00:55:25,000 --> 00:55:27,480
Speaker 1: What it does is that it makes you stop and

1119
00:55:27,560 --> 00:55:30,040
Speaker 1: acknowledge it. And so I think I'm going to practice

1120
00:55:30,040 --> 00:55:32,719
Speaker 1: that today, like, okay, as things happen, like you know what,

1121
00:55:32,760 --> 00:55:35,279
Speaker 1: I'm having a good time with. Like I knew that

1122
00:55:35,840 --> 00:55:38,200
Speaker 1: us taping today was going to be you know, hard,

1123
00:55:38,239 --> 00:55:40,520
Speaker 1: but you know, I love doing our podcast. So this

1124
00:55:40,560 --> 00:55:43,560
Speaker 1: is joy. This is a three enjoy that I'm feeling

1125
00:55:43,640 --> 00:55:45,680
Speaker 1: right now because it forces me, like I said, to

1126
00:55:45,719 --> 00:55:49,440
Speaker 1: stop acknowledge and celebrate it, even if it's just for

1127
00:55:49,480 --> 00:55:52,440
Speaker 1: a few seconds. So if we could all just practice that, like,

1128
00:55:52,480 --> 00:55:55,600
Speaker 1: you know, just just acknowledge your joy, give it a

1129
00:55:55,640 --> 00:55:58,080
Speaker 1: quick little grade and revel in it a little bit

1130
00:55:58,120 --> 00:55:58,799
Speaker 1: and then move on.

1131
00:55:59,520 --> 00:55:59,920
Speaker 2: I like that.

1132
00:56:01,160 --> 00:56:01,440
Speaker 1: Hmm.

1133
00:56:01,440 --> 00:56:03,839
Speaker 2: I'll be knowing it's just a three to three out

1134
00:56:03,840 --> 00:56:08,640
Speaker 2: of what at A five okay, I.

1135
00:56:08,640 --> 00:56:11,879
Speaker 1: Mean five would be like Oprah call and sitting down

1136
00:56:11,880 --> 00:56:14,120
Speaker 1: and having tea. Okay, like three is a pretty.

1137
00:56:13,920 --> 00:56:17,080
Speaker 3: Good I could use an Oprah hug. I'll take an

1138
00:56:17,080 --> 00:56:20,200
Speaker 3: Oprah hug or a Michelle Obama hug just like.

1139
00:56:20,200 --> 00:56:23,120
Speaker 1: Oh my gosh, this is like there's no better. A four,

1140
00:56:23,280 --> 00:56:25,879
Speaker 1: I guess would be I don't even know. A four

1141
00:56:25,920 --> 00:56:29,760
Speaker 1: would be like I don't know, I don't.

1142
00:56:29,560 --> 00:56:31,960
Speaker 2: Know, but like you'll know when you feel it, Yes.

1143
00:56:31,800 --> 00:56:33,440
Speaker 1: Exactly, that's exactly what I did you know, like a

1144
00:56:33,480 --> 00:56:35,800
Speaker 1: five would be like, oh my god, Opra call, Michelle's

1145
00:56:35,840 --> 00:56:41,560
Speaker 1: coming over, Beyonce, it's coming. We're doing nails. Were eating pizza.

1146
00:56:42,560 --> 00:56:43,920
Speaker 2: It doesn't need pizza. Get out of here.

1147
00:56:45,520 --> 00:56:47,480
Speaker 1: I'm eating pizza. I'll have it for all of them.

1148
00:56:47,719 --> 00:56:49,040
Speaker 1: You know, Oprah's eating pizza here.

1149
00:56:51,400 --> 00:56:54,239
Speaker 3: Well, this has been therapeutic, yes it has. I hope

1150
00:56:54,239 --> 00:56:57,960
Speaker 3: it has been helpful for all UBA listeners. Send us

1151
00:56:57,960 --> 00:57:00,640
Speaker 3: your thoughts, Tweet us at the BA podcast or go

1152
00:57:00,680 --> 00:57:04,120
Speaker 3: to Brown Ambition podcast dot com. Send us an email.

1153
00:57:04,239 --> 00:57:07,280
Speaker 3: You'll find all of our contact info there. Love hearing

1154
00:57:07,280 --> 00:57:16,160
Speaker 3: from you, guys, and we love you. Chin up, forward onward, etcetera, etcetera.

1155
00:57:17,440 --> 00:57:18,880
Speaker 1: All right, Mandy, Virtual Hug

1156
00:57:19,240 --> 00:57:22,640
Speaker 3: Virtual Hug, have a great, great day, you too,