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Speaker 1: After twenty two years of being a titan on Wall

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Speaker 1: Street and starting his own firm, Tony Kassai is walking

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Speaker 1: away What to send the Ugly side Hook. Being on

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Speaker 1: the inside, we'll interview insiders and other titans of all

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Speaker 1: types of industry, offering advice and sharing stories of it.

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Speaker 2: First, this is another episode the.

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Speaker 3: Inside of Show. Welcome to Cannabis Talk one on one's

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Speaker 3: Financial Fridays with the inside investor Tony k We're the

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Speaker 3: world's number one source for everything cannabis.

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Speaker 4: Hello. I don't know where you're at, what you're doing,

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Speaker 4: who you with, what you call, what your sign is,

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Speaker 4: or what day of the week it is for you,

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Speaker 4: but over here it is Financial Fridays. A Welcome to

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Speaker 4: Cannabis Talk one on one. Who you know is the

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Speaker 4: number one source for everything cannabis. I'm Tony Kaine. Thank

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Speaker 4: you for listening to our show heard all around the

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Speaker 4: world in over one hundred and eighty countries. Please check

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Speaker 4: out our website at Cannabis Talk one on one, and

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Speaker 4: while you're there, check out the link for the super

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Speaker 4: sexy new magazine we got out. Feel free to call

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Speaker 4: us at any time and leave us a message at

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Speaker 4: one eight four to twenty nineteen eighty. Don't forget to

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Speaker 4: check out our ig pages, guys at Cannabis Talk one

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Speaker 4: oh one. My boy Blue is the number one Christopher

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Speaker 4: Wright and my podcast popays a lot of guys I

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Speaker 4: like to call him. Joe Grande is at Joe Grande

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Speaker 4: fifty two and you can find me at the Insider Investor. Now,

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Speaker 4: you guys know why I created Financial Fridays right. It's

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Speaker 4: because I after twenty years of Wall Street, I got

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Speaker 4: sick and tired of seeing the little guy get screwed over.

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Speaker 4: I want to empower you guys to get your mind

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Speaker 4: right and your money game tight. Now you all know

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Speaker 4: that my number one rule money is that your health

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Speaker 4: is your wealth, and you cannot be truly wealthy if

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Speaker 4: you're not healthy. Guys, that's why I send all my

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Speaker 4: friends to my good friend doctor Chalmers. Do not sleep

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Speaker 4: on this man. He's become a friend of the show.

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Speaker 4: He's treated a lot of the guys I know. Blues

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Speaker 4: got help from him, Chris has got help from him.

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Speaker 4: The whole crew is. He's been a big help and

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Speaker 4: he's the guy that really fixes all your health issues. Guys,

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Speaker 4: don't sleep on the man. Chalmerswonness dot com. Call him

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Speaker 4: a direct A two one four four four six fifty

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Speaker 4: three hundred and while you're there, check out his new

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Speaker 4: tech talk that just dropped. It's about curing the opioid

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Speaker 4: addiction issues that we have in this country by using

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Speaker 4: medical grade cannabis. Now, speaking of health, guys, I got

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Speaker 4: a confession to make with you, as a grown ass man,

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Speaker 4: I do not have health insurance. Now. Why is that?

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Speaker 4: It's because a insurance sucks, right, it's boring and it's

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Speaker 4: confusing as all hell. And with everything that's happened here

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Speaker 4: in California, with the regulations and the changes, it's really

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Speaker 4: important for me to bring on guests and people that

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Speaker 4: can empower you more importantly, somebody that can save you

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Speaker 4: with money and get your answers answered. Now, the other

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Speaker 4: thing that's really important to me is I want to

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Speaker 4: bring on people and products that I cannot only endorse,

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Speaker 4: but that I use personally. That's why I brought on

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Speaker 4: a fantastic person here today. You guys, welcome to the

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Speaker 4: show today. This guy's name is Kat She's from a

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Speaker 4: company called Rising Tide Health Services. It's a company that's

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Speaker 4: now been curated not just for only for cannabis talk

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Speaker 4: one on one, but the entire cannabis community. I know

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Speaker 4: it sounds too good to be true, but without further ado,

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Speaker 4: please welcome my good friend Kat to the show.

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Speaker 2: Thank you for having me.

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Speaker 4: First of all, I know that you came back from

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Speaker 4: a very special tree.

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Speaker 2: And what was this, Well, I did just get married

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Speaker 2: and have my honeymoon.

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Speaker 4: Okay, all right, congratulations to that guys. Another round of

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Speaker 4: the flu. Where'd you guys go for the honeymoon?

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Speaker 2: We were in Spain. We did a road trip around

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Speaker 2: Spain and pretty much ate and drank our way through Spain,

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Speaker 2: so I had to roll me back pretty much. Wouldn't

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Speaker 2: you get back Sunday? Just a few days ago?

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Speaker 4: So I know, well, I appreciate that you came out.

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Speaker 4: I know we got MJ Biscong coming up. I know

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Speaker 4: that it's open enrollment for healthcare. For healthcare as well,

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Speaker 4: so even though you know when you may ask me,

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Speaker 4: why don't you have insurance? And like I said, mainly

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Speaker 4: outside of the reasons I mentioned, But when I did

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Speaker 4: have it, i'd go in and I had Kaiser, and

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Speaker 4: I hear bad things about Kaiser. Now I'm not married,

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Speaker 4: I don't have a baby as far as I know,

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Speaker 4: as far as you know right in this country. But no,

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Speaker 4: I you know, when I did have insurance, I would

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Speaker 4: find that I would go into the doctor if I

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Speaker 4: was sick or something would happen, I'd go through all

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Speaker 4: the stuff I didn't hit my deductible, and five thousand

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Speaker 4: dollars later, I'm like, well, this sucks. I could have

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Speaker 4: just gone to urgent care and spent a couple one

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Speaker 4: hundred bucks. But you know, I know that it's important.

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Speaker 4: I know that from a catastrophic standpoint, it could be

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Speaker 4: really painful. And when when the group that introduced me

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Speaker 4: to you, you know, when I found out about it,

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Speaker 4: I said, well, listen, I know there's also a huge

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Speaker 4: need in the cannabis industry. And when I was insurance

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Speaker 4: licensed and had all my financial services licenses, it was

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Speaker 4: really hard to get life insurance if you said you're

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Speaker 4: a cannabis smoker, a cannabis consumer, or that would really

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Speaker 4: gouge you on the rates. So when I heard about

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Speaker 4: you guys, you know, we got to know each other.

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Speaker 4: It's been about two to three months since you guys

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Speaker 4: approached us, and one of the deals that we made

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Speaker 4: was we. You guys said, look, if we're going to

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Speaker 4: be the exclusive partner for cannabis talk one oh one,

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Speaker 4: be the voice of authority for insurance, we're going to

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Speaker 4: provide an entire suite of products and services and back

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Speaker 4: end for the cannabis community. So is that what we've done.

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Speaker 2: Yeah, one hundred percent. Absolutely. Then to your point, insurance

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Speaker 2: is boring, right, it is confusing, and it is expensive.

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Speaker 2: And for those people at home that are working in

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Speaker 2: the cannabis industry, that's what you should be doing. If

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Speaker 2: you're a grower, be an expert grower, right, you don't

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Speaker 2: need to be an expert at healthcare insurance benefits. And

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Speaker 2: that's where we come in, Right, we're the experts. And

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Speaker 2: no one should go without coverage, right, like no human

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Speaker 2: in this country, no person should not have coverage. And

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Speaker 2: to your point, you know you have traditional insurance and

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Speaker 2: I'm not going to name names of anyone, but you

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Speaker 2: know I've experienced that myself. That's one of the reasons

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Speaker 2: I wanted to work with Rising Tide is because I've

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Speaker 2: had insurance where you're paying a premium and then you

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Speaker 2: go to the doctor and then you pay your you know,

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Speaker 2: copay and then you haven't hit your deductible and then

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Speaker 2: you get a bill for going to see them and

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Speaker 2: what's your max out of pocket? And you're just like,

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Speaker 2: what the f it's confusing, I don't want to spend

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Speaker 2: all this money. And then you don't go to the doctor.

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Speaker 2: So maybe you're not getting care or you're waiting till

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Speaker 2: something's really painful or bad, and that's not how you

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Speaker 2: should live, Like, that's not how we should be set up.

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Speaker 2: And so we really came in to make a difference

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Speaker 2: in people's lives because it's important.

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Speaker 4: Yeah, you know that. That was one of the things

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Speaker 4: that appealed to me was there's basically two categories if

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Speaker 4: fuel of people that you guys are going to service

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Speaker 4: for us now, right, So we got the dispensary owners,

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Speaker 4: the ancillary businesses, anybody that's got a company that's got

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Speaker 4: a certain number of employees. You know, you shared with

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Speaker 4: me a fun fact that I didn't even know that

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Speaker 4: there's this huge penalty that will loom over somebody's head

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Speaker 4: if they have a certain number of employees. Can you

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Speaker 4: first talk to the people that own the company and

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Speaker 4: then from there we're going to go to the individual

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Speaker 4: like me who needs insurance.

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Speaker 2: Yeah. Absolutely. So if you are a business owner that

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Speaker 2: has W two employees, once you hit fifty employees, your

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Speaker 2: government mandated to sponsor healthcare benefits and if you don't,

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Speaker 2: you're going to start getting penalties per employee per month,

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Speaker 2: and it's a lot, and it's something that you don't

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Speaker 2: want to deal with, right. So number one, you should

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Speaker 2: offer benefits because it's the right thing to do right ethically.

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Speaker 2: You want your staff to be healthy and be able

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Speaker 2: to work right. And then number two, it's going to

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Speaker 2: help your bottom line because it's expensive. And so we

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Speaker 2: offer group W two plans. And so as a business owner,

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Speaker 2: you know, you come to us and we have expert

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Speaker 2: benefits consultants that will kind of walk you through everything.

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Speaker 2: And we offer major medical insurance. So that's your traditional

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Speaker 2: insurance that a lot of people you know, are aware

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Speaker 2: of and know. We also have innovative health share options.

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Speaker 2: We have a clear share option, which is a non

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Speaker 2: insurance option that's kind of like a health co op. Right.

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Speaker 2: It functions really great and saves people a ton of money.

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Speaker 2: And then if none of those plans work for you

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Speaker 2: for some reason, we can sell plans that are on

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Speaker 2: the Healthcare dot Gov. Right, So we really offer anything

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Speaker 2: somebody could need, whereas say you go to a company,

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Speaker 2: they only offer what they have, right, And so we

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Speaker 2: have that plus plus and I think that's what really

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Speaker 2: kind of stands us apart is you're going to get

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Speaker 2: better benefits and they're going to be equal or lower cost.

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Speaker 2: And so for a business, yeah, right, I mean that's

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Speaker 2: what we want to save some money, I know exactly.

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Speaker 2: No one wants to pay more for less, right, And

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Speaker 2: I feel like that's happening a lot of the world

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Speaker 2: in general, right, just getting gouge left and right, exactly.

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Speaker 2: And so you know, our plans save business owners and

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Speaker 2: average of four thousand dollars per employee per year.

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Speaker 4: That's massive. And you do that math on fifty employees,

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Speaker 4: you're looking at over a quarter million dollars, you know,

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Speaker 4: just there.

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Speaker 2: And you know we have companies that have taken that

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Speaker 2: money and given people raises and bonuses, or they've gone, hey,

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Speaker 2: you know, we're gonna now cover your family, not just

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Speaker 2: you as an individual, or roll it back into your

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Speaker 2: business and keep growing, right, Like no one just has

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Speaker 2: extra money, and it's like, oh shoot, I shouldn't keep this, right,

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Speaker 2: it just helps everyone in general.

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Speaker 4: And you know the other thing I like is you

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Speaker 4: put your money where your mouth is, right. A lot

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Speaker 4: of people can just say, oh, I'm the cheapest or

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Speaker 4: I cost less, et cetera, et cetera. And something you

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Speaker 4: shared with me is you guys actually fund and provide

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Speaker 4: at no cost, which I love. That's free, right free.

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Speaker 4: You'll have somebody that will look at a plan and

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Speaker 4: they'll either tell you, look, you have a great plan,

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Speaker 4: We can't help you. We'll talk again next year and

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Speaker 4: that doesn't cost anything, or here's how much we're going

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Speaker 4: to save you and here's the better plan for less money.

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Speaker 4: Is that accurate?

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Speaker 2: No, one thousand percent? And that's what was something that

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Speaker 2: was really motivating for me to work with the company

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Speaker 2: is we're people first, right Like the company was founded

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Speaker 2: with small businesses and individuals in mind, because those are

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Speaker 2: the people that get stiffed basically right in the whole

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Speaker 2: healthcare industry. And so it was important to make sure

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Speaker 2: that we're offering better benefits at a lower cost and

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Speaker 2: then making it not confusing, because it is confusing, and

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Speaker 2: you need an expert benefits consultant to look at your

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Speaker 2: plan because every person's healthcare journey is different, right, so

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Speaker 2: whatever you need in terms of prescriptions or doctor visits

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Speaker 2: is going to be so different from me. And that's

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Speaker 2: something that they can go through and say, hey, yeah,

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Speaker 2: this plan is the best one for the money for you,

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Speaker 2: or we have these innovative plans that will work, and

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Speaker 2: so they can just walk you through that whole journey.

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Speaker 2: And the fact that it's open enrollment coming up is

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Speaker 2: you know, the best time. So just so you guys

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Speaker 2: all know, you can sign up for benefits with us

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Speaker 2: any time of year. As a business, you can set

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Speaker 2: your own open enrollment period. As an independent, you can

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Speaker 2: come to us. So we will help anybody any time.

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Speaker 2: But the fact that it's open enrollment right now, that

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Speaker 2: means there's more healthcare dot gov options as well, Like

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Speaker 2: the whole suite of insurance and healthcare is open right now.

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Speaker 2: And this is when people are thinking about it, right.

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Speaker 2: It's like this is the time that businesses are trying

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Speaker 2: to make a move to save money or they're like, hey,

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Speaker 2: I should offer benefits to my employees. Let me look

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Speaker 2: into it. So this is the kind of time that

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Speaker 2: it's in people's mind. And so I'm so glad that

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Speaker 2: we're talking now, because you know, our goal is to

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Speaker 2: get people's lives covered right like as many as we can,

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Speaker 2: because no one should walk around worrying if they break

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Speaker 2: their leg, is it going to put them into bankruptcy.

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Speaker 2: You know, we talked about the sixty five percent of

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Speaker 2: bankruptcies in the United States come from medical debt.

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Speaker 4: Now that's a massive fact and I did not know that,

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Speaker 4: and that is that should really hit home with everybody's

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Speaker 4: six You know, there's ten people here in the studio audience,

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Speaker 4: six of them will experience bankruptcy because of right, it's

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Speaker 4: a shame, you know, it's a shame of the state

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Speaker 4: of the country that our healthcare system now is, you know,

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Speaker 4: approaching third world countries if you don't have the proper thing.

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Speaker 4: Talk to me a little bit now about the individual

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Speaker 4: like myself. Right. So, and by the way, you guys

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Speaker 4: have gone all in with us with cten on one

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Speaker 4: on one and creating again this cannabis vertical for us.

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Speaker 4: You guys are going to be at Mjbiscoon with us.

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Speaker 4: You're posting the after parties with us. So if you

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Speaker 4: guys have any specific questions about Kat, she's got an

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Speaker 4: army of experts. They're going to be at mjbiscong with

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Speaker 4: us And what's the website.

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Speaker 2: It's Rising Tide Benefits dot com. And so you can

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Speaker 2: go there as an individual. There'll be a tab to

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Speaker 2: click individuals, you can get a quick quote if you

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Speaker 2: want to kind of see some options, and then you

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Speaker 2: sign up with a benefits consultant for the free call

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Speaker 2: and then they can go through everything with you. And

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Speaker 2: then as also as a business owner, we have four

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Speaker 2: groups and you can set up a call to like

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Speaker 2: talk about what kind of rates you'd want to pay,

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Speaker 2: because we work with businesses and there's so many ways

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Speaker 2: you can slice it, right if you want to cover

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Speaker 2: the benefits for your employees and pay for them, or

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Speaker 2: you want them to pay a portion or all of

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Speaker 2: it right there, we can work with any business in

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Speaker 2: any way like that. So it's really kind of a

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Speaker 2: no risk call, right Yeah. And in this day and age,

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Speaker 2: you want to recruit and retain the best talent and so.

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Speaker 4: It's a tight job market out there, so this is

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Speaker 4: a huge tool that I think an employer could use.

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Speaker 4: And to your point, it doesn't even mean that they're

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Speaker 4: sponsoring the premiums but they're just providing you a platform

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Speaker 4: to tap into.

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Speaker 2: Is that accuracy exactly? And then they can pick between

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Speaker 2: our health shares and our major medical and so we

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Speaker 2: have so many different options that we can make a

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Speaker 2: plan work for whatever that company is right. And so

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Speaker 2: that's what's great about us is just there's so many

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Speaker 2: different operatams and so many different ways to do it,

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Speaker 2: and that gives a lot of options for people without

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Speaker 2: that fear of having to spend so much money or

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Speaker 2: getting tied into something that maybe who's this.

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Speaker 4: Light for that? I love it. I love it. When

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Speaker 4: we come back, I want to hear about your journey

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Speaker 4: because I love highlighting female entrepreneurs. You definitely know your shit,

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Speaker 4: especially when it comes to financial services. I think it's

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Speaker 4: an industry that's predominantly been male dominated. I want to

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Speaker 4: hear about your journey and how you got into the industry.

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Speaker 4: We'll be right back on Cannabis Talk one on one.

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Speaker 3: We'll be right back with the Financial Friday five on

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Speaker 3: Cannabis Talk one on one's Financial Fridays with the Insider

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Speaker 3: Investor Tony k. Welcome back to Cannabis Talk one on

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Speaker 3: one's Financial Fridays with the insider investor Tony k. It's

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Speaker 3: now time for the Financial Friday five.

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Speaker 4: Have you checked out the new edition of the Cannabis

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Speaker 4: Talk magazine. If you have a go to your local

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Speaker 4: smoke shop asking where the magazine is. If they don't

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Speaker 4: have one, tell them to get some better yet, hit

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Speaker 4: us up we'll send you a copy. Or go to

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Speaker 4: the website at Cannabis Talk one oh one and click

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Speaker 4: the link up brand new, super sexy magazine. We're back

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Speaker 4: here with Kat from Rising Tide to Health Solutions, which

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Speaker 4: has now been created for the cannabis industry. They are

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Speaker 4: the exclusive voice of authority with everything insurance when it

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Speaker 4: comes to healthcare. Kat, welcome back to this segment. Now

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Speaker 4: here's what I got for you. You know, when I

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Speaker 4: was at Morgan Stanley, and I think I shared this

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Speaker 4: with you when we were talking earlier. There was about

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Speaker 4: seven hundred of us that got hired in two thousand

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Speaker 4: and one nationwide, and out of that seven hundred, only

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Speaker 4: about seven females were in that graduating class. And I

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Speaker 4: could tell most of them more smarter than the boys,

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Speaker 4: but very rarely were their ideas heard. You know, they

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Speaker 4: were obviously obviously overstepped on and I saw that kind

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Speaker 4: of not glass ceiling, but just that male dominance, if fuel,

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Speaker 4: And tell me a little bit about you know you

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Speaker 4: were you were on TV before you were TV personality

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Speaker 4: on Extra Extra I think.

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Speaker 2: Back in the day.

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Speaker 4: I know you don't like to talk about it, but yeah,

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Speaker 4: how do you go from that to something as glamorous

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Speaker 4: as insurance?

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Speaker 2: Your valid points? You know, to your point actually about

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Speaker 2: females in the industry versus males.

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Speaker 4: Right.

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Speaker 2: What I do love and I have to say giving

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Speaker 2: credit to kind of the world that we live in

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Speaker 2: now is that's going away a lot. And I see

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Speaker 2: that in so much business and just kind of personally

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Speaker 2: as well. So that's one thing that I got to say,

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Speaker 2: is like the tide is changing. But you know, being

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Speaker 2: in my forties now to day myself everyone, you know,

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Speaker 2: I started back in doing some TV hosting, such a

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Speaker 2: fun job. You know, I didn't see a path to

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Speaker 2: make the money that I wanted to in the timeline

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Speaker 2: that I wanted, right, And I have an international business degree,

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Speaker 2: went to San Diego State. It has a fun time

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Speaker 2: time and I thought, you know, I love doing business,

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Speaker 2: I love working with people, and so I transitioned into

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Speaker 2: fashion into sales and then I really kind of like

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Speaker 2: the creative part of marketing, so that was kind of

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Speaker 2: my path. So you know, really you can put your

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Speaker 2: head to something and you can make it happen. That's

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Speaker 2: what I'll tell people, like men, women, whatever, Like life

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Speaker 2: is gonna be hard early or it's gonna be hard later, right,

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Speaker 2: So like choose your heart, right. So, like I went

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Speaker 2: to school and I like would start at the bottom

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Speaker 2: of a company and work my way up, like don't

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Speaker 2: be too good for anything, you know, be in the weeds, right,

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Speaker 2: and then work your way up. And still now is

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Speaker 2: like an executive, I'm not too good to be in

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Speaker 2: the weeds, right, And I think that's important, is having

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Speaker 2: that like wanting to learn and like having the humility

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Speaker 2: to do whatever you need to make it, you know.

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Speaker 4: Yeah. And I always tell people, you know, especially for

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Speaker 4: people that have heard my old show or even some

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Speaker 4: of the early shows that I've done here, you know,

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Speaker 4: I talk a lot of shit on the financial services

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Speaker 4: industry because I've seen the ugly side, right, but there's

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Speaker 4: a lot of positives about it, and I can't you know,

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Speaker 4: express that enough because it's one of those few industries

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Speaker 4: that is recession proof. Right, when people are hurting, if

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Speaker 4: there's a war, whatever the hell's going on in the country,

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Speaker 4: people still need insurance. People still need life insurance, health insurance,

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Speaker 4: et cetera. And when times are good, same thing, right.

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Speaker 4: So it's one of those few industries that if you

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Speaker 4: have a skill set, it's always going to be in demand.

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Speaker 4: It's always in the top three most you know, most

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Speaker 4: profitable career paths if you will, so as long as

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Speaker 4: you can handle it. And it definitely just takes sales marketing,

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Speaker 4: and I think it is to your point absolutely, I'm

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Speaker 4: really happy that you're right. I do see a lot

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Speaker 4: more mix. I see a lot of more female executives

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Speaker 4: in I.

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Speaker 2: Mean, in our company was one of the reasons I

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Speaker 2: wanted to work there. There's so many just smart people

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Speaker 2: in general, and a lot of smart, badass women, and

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Speaker 2: I just found that really inspiring. And it just it

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Speaker 2: didn't seem like when they're the hiring process was on

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Speaker 2: that it mattered your gender and it shouldn't, right, but

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Speaker 2: I really felt that in our company, And like you

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Speaker 2: were saying, you know, insurance, yes, not the sexiest thing

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Speaker 2: that you could imagine, right, But I wanted to do

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Speaker 2: something that was bringing good in the world. And you know,

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Speaker 2: we talked about this a little bit. I'm turning into

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Speaker 2: this hippie that doesn't want to create trash in the

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Speaker 2: world and trying to use less single use plastic and

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Speaker 2: all these things. But I wanted to work at a

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Speaker 2: company that has a mission. I was doing something good

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Speaker 2: and because people, I mean, I've experiencing myself, like paying

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Speaker 2: these medical bills that feel like they're crippling you or

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Speaker 2: you don't want to go to the doctor. I'm like

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Speaker 2: the number one person that's like, unless my arm is

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Speaker 2: falling off, I am not going to the doctor. And

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Speaker 2: so I didn't think I should live like that and

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Speaker 2: other people should live like that. I mean, how much

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Speaker 2: do you think it costs to spend two months in

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Speaker 2: the ICU.

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Speaker 4: Gosh, you know what a good friend of mine was

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Speaker 4: in there. Yeah, he spent probably like twenty thousand a day,

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Speaker 4: So you're looking at sixty days one point two one

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Speaker 4: point six million dollars exactly.

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Speaker 2: So I'll tell you a quick story. One of our members,

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Speaker 2: bless his heart, I won't say his name just for

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Speaker 2: privacy reasons, but he got COVID and he was in

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Speaker 2: the ICU and it led to heart failure. He was

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Speaker 2: in there for I know, poor guy, like two months, right,

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Speaker 2: he was, you know, obviously stressed out about how much

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Speaker 2: it was going to cost. He was on one of

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Speaker 2: our plans. It was two million dollars and he paid

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Speaker 2: his max out of pocket, which was twenty five hundred

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Speaker 2: bucks with no other headaches, no other headaches. And so

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Speaker 2: that's the kind of thing that you should have, that

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Speaker 2: security in life. I mean, we should get a security

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Speaker 2: and more things like that.

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Speaker 4: You know, you mentioned something else earlier, and I want

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Speaker 4: to make sure we don't miss that. Because I was

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Speaker 4: talking a good friend of mine, actually a friend of

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Speaker 4: the show, Danny Galvez. Shout out to Danny, and he's

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Speaker 4: gone through one of his close family members has going

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Speaker 4: through something really serious and for the past month he's

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Speaker 4: kind of checked out. And I said, what are you doing.

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Speaker 4: He's like, I'm trying to help him just navigate, you know,

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Speaker 4: getting therapy, getting chemo, to getting this, getting that. And

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Speaker 4: he said it takes it took him three weeks from

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Speaker 4: diagnosis to even get the guy in for treatment. I said,

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Speaker 4: what's the headache? And he said, these fucking insurance companies

433
00:18:01,480 --> 00:18:04,080
Speaker 4: you know, and you told me something that I thought

434
00:18:04,160 --> 00:18:06,040
Speaker 4: was really unique. I haven't had it in any health

435
00:18:06,080 --> 00:18:08,240
Speaker 4: care plane that I've ever had. And what is that

436
00:18:08,320 --> 00:18:11,240
Speaker 4: the little coordinator person that God forbids something happened to

437
00:18:11,480 --> 00:18:14,080
Speaker 4: you know, my cousin right now? What's what's the steps

438
00:18:14,119 --> 00:18:16,120
Speaker 4: that I would do as opposed to what Danny's going through?

439
00:18:16,240 --> 00:18:18,800
Speaker 2: Yeah, absolutely, it's it's it can be such a nightmare.

440
00:18:18,840 --> 00:18:20,199
Speaker 2: And so my heart goes out to him and we

441
00:18:20,240 --> 00:18:23,200
Speaker 2: hope you're okay, sending all the love. But in terms

442
00:18:23,240 --> 00:18:25,320
Speaker 2: of yeah, what we offer it's a white glove care

443
00:18:25,359 --> 00:18:28,439
Speaker 2: coordination service. So if you need a surgery or something's

444
00:18:28,440 --> 00:18:31,080
Speaker 2: coming up, we have a dedicated team that will help

445
00:18:31,119 --> 00:18:34,720
Speaker 2: coordinate your care so that your benefits are covered, right

446
00:18:34,800 --> 00:18:35,800
Speaker 2: and so that you you don't have.

447
00:18:35,840 --> 00:18:37,320
Speaker 4: So what happens to a lot of people, Sorry to

448
00:18:37,359 --> 00:18:39,199
Speaker 4: catch you up, but yeah, they go to the hospital, right,

449
00:18:39,200 --> 00:18:41,560
Speaker 4: they get all tile and alls eighty five dollars for

450
00:18:41,600 --> 00:18:43,280
Speaker 4: a fucking pill, right, and then they come out and

451
00:18:43,280 --> 00:18:45,200
Speaker 4: they get this huge belt and they'll say, okay, ten percent,

452
00:18:45,240 --> 00:18:47,159
Speaker 4: scutter the other ninety you're going to go bankrupt. And

453
00:18:47,320 --> 00:18:49,480
Speaker 4: what you're telling me is that that whole thing will

454
00:18:49,480 --> 00:18:51,640
Speaker 4: get coordinated behind the scenes before I go in.

455
00:18:51,840 --> 00:18:53,760
Speaker 2: Yep, and yes, and so I would say, you know,

456
00:18:54,000 --> 00:18:55,960
Speaker 2: it's a case by case basis, but for the most part,

457
00:18:56,000 --> 00:18:58,199
Speaker 2: depending on where you live and if there's providers, you know,

458
00:18:58,200 --> 00:19:00,520
Speaker 2: we won't stop you from going to see anybody that want, right.

459
00:19:00,520 --> 00:19:02,120
Speaker 2: That's one thing that's great about us. We have large

460
00:19:02,119 --> 00:19:04,600
Speaker 2: ppo networks so that you're not stuck seeing doctors you

461
00:19:04,640 --> 00:19:06,520
Speaker 2: don't want to see, like that's really important. You should

462
00:19:06,520 --> 00:19:08,240
Speaker 2: go to the people that you want to see. But

463
00:19:08,320 --> 00:19:10,359
Speaker 2: in terms of care coordination, we can set things up

464
00:19:10,400 --> 00:19:12,320
Speaker 2: so that it's covered by your benefits and then you

465
00:19:12,400 --> 00:19:14,960
Speaker 2: don't have to worry about it, which is like I think,

466
00:19:15,200 --> 00:19:17,720
Speaker 2: you know, when you're going through something with an illness

467
00:19:17,800 --> 00:19:19,399
Speaker 2: or surgery, the last thing you want to do is

468
00:19:19,440 --> 00:19:21,760
Speaker 2: be worried about money. You want to be worried about

469
00:19:22,080 --> 00:19:24,240
Speaker 2: getting better or not worried, right, And so that's where

470
00:19:24,280 --> 00:19:27,240
Speaker 2: we come in. It's a free service, it's white Glove,

471
00:19:27,560 --> 00:19:29,480
Speaker 2: and we just really try to take care of our members.

472
00:19:29,560 --> 00:19:31,800
Speaker 4: Yeah. No, and I got to be honest with everybody.

473
00:19:31,840 --> 00:19:34,880
Speaker 4: You know, when we started doing this program, I got

474
00:19:35,080 --> 00:19:36,680
Speaker 4: and after the first couple of shows, they were a

475
00:19:36,680 --> 00:19:38,119
Speaker 4: big head now I got hit by a lot of

476
00:19:38,119 --> 00:19:40,000
Speaker 4: people and obviously being in the industry, Oh, I want

477
00:19:40,040 --> 00:19:41,560
Speaker 4: to sell life insurance on your show. I want to

478
00:19:41,560 --> 00:19:43,120
Speaker 4: do this, I want do that. And it was really

479
00:19:43,160 --> 00:19:45,280
Speaker 4: important for me to be aligned with a company that

480
00:19:45,320 --> 00:19:48,200
Speaker 4: has similar values. And when I met your CEO, Jason

481
00:19:48,920 --> 00:19:50,439
Speaker 4: over the first Zoom and I stall haven't met him

482
00:19:50,440 --> 00:19:53,080
Speaker 4: in person, but it was really cool for me to

483
00:19:53,160 --> 00:19:54,760
Speaker 4: see that. I said, hey, man, there's a need in

484
00:19:54,760 --> 00:19:58,320
Speaker 4: this community. And I think the cannabis community has almost

485
00:19:58,359 --> 00:20:00,800
Speaker 4: been overlooked the way they are with the banking industry

486
00:20:00,880 --> 00:20:02,879
Speaker 4: right where we keep getting stepped on, and when it

487
00:20:02,920 --> 00:20:05,399
Speaker 4: comes to life insurance and healthcare, I think it's just

488
00:20:05,400 --> 00:20:07,880
Speaker 4: people are going towards the path of least resistance, which

489
00:20:08,040 --> 00:20:10,520
Speaker 4: for me is to not have insurance. And when I said, hey,

490
00:20:10,520 --> 00:20:12,159
Speaker 4: if you're going to do this, do it right so

491
00:20:12,200 --> 00:20:14,640
Speaker 4: that we can really measure the metrics of how many

492
00:20:14,720 --> 00:20:17,240
Speaker 4: people we can help in this community. And that's where

493
00:20:17,280 --> 00:20:18,600
Speaker 4: you guys said, we'll give us a month or two

494
00:20:18,600 --> 00:20:20,440
Speaker 4: and we'll create a whole new website and company that's

495
00:20:20,440 --> 00:20:22,359
Speaker 4: the same thing. It's not a fly by an identity,

496
00:20:22,680 --> 00:20:25,600
Speaker 4: but now we can actually take care of the cannabis community.

497
00:20:25,640 --> 00:20:27,520
Speaker 4: And that's you know, the guy moved quick and that

498
00:20:27,560 --> 00:20:28,760
Speaker 4: was less than what two months ago.

499
00:20:28,960 --> 00:20:29,160
Speaker 3: Yeah.

500
00:20:29,200 --> 00:20:33,680
Speaker 2: Absolutely, And so to Jason's credit and Doug, his father,

501
00:20:33,840 --> 00:20:36,200
Speaker 2: and Matt who founded the company, they're such good guys,

502
00:20:36,280 --> 00:20:40,119
Speaker 2: amazing business people, really big hearts and just really smart.

503
00:20:40,160 --> 00:20:43,919
Speaker 2: You know, it's very difficult to create healthcare benefits with

504
00:20:44,000 --> 00:20:46,760
Speaker 2: our health shares, and then not only that, creating actual

505
00:20:46,800 --> 00:20:50,359
Speaker 2: insurance major medical plans is not an easy thing. That's

506
00:20:50,400 --> 00:20:52,800
Speaker 2: why you don't see a lot of insurance companies. Besides,

507
00:20:52,840 --> 00:20:54,679
Speaker 2: like the big ones that you hear of right, they

508
00:20:54,760 --> 00:20:56,720
Speaker 2: don't pop up left and right like a gas station

509
00:20:57,119 --> 00:21:01,280
Speaker 2: because there's so many government regulations and things like that.

510
00:21:01,320 --> 00:21:03,919
Speaker 2: So just to even be able to create that, I

511
00:21:03,920 --> 00:21:05,720
Speaker 2: think it's just something that I tip my hats to

512
00:21:05,760 --> 00:21:07,600
Speaker 2: them about. And the fact that they did it to

513
00:21:07,720 --> 00:21:11,439
Speaker 2: make you know, more more care for less cost is

514
00:21:11,560 --> 00:21:13,400
Speaker 2: not something that usually happens in the world. So being

515
00:21:13,400 --> 00:21:16,399
Speaker 2: able to you know, get mental health space, like mental

516
00:21:16,400 --> 00:21:19,399
Speaker 2: health help, you know that zero cost, or telemedicine that

517
00:21:19,520 --> 00:21:22,280
Speaker 2: zero cost, like lower prescription costs, these are the things

518
00:21:22,320 --> 00:21:25,399
Speaker 2: that affect bottom lines for businesses and for people. And

519
00:21:25,480 --> 00:21:29,200
Speaker 2: so yeah, creating something like that is just been huge,

520
00:21:29,200 --> 00:21:31,919
Speaker 2: and so it was really important to cover anybody that

521
00:21:31,920 --> 00:21:34,439
Speaker 2: we can. And then an underserved community like this. It's like,

522
00:21:34,920 --> 00:21:38,200
Speaker 2: you know, I've lived in California since nineteen ninety six, right,

523
00:21:38,240 --> 00:21:40,960
Speaker 2: so I'm a hardcore California. I've seen the whole industry

524
00:21:41,040 --> 00:21:43,680
Speaker 2: change and the fact, like it was boggled my mind

525
00:21:43,720 --> 00:21:46,600
Speaker 2: when you told me that, you know, companies won't cover

526
00:21:46,680 --> 00:21:49,040
Speaker 2: people like they will just deny them benefits for working

527
00:21:49,119 --> 00:21:52,000
Speaker 2: in the cannabis space. And that's ridiculous. And it's the

528
00:21:52,240 --> 00:21:54,560
Speaker 2: fastest growing industry I think one of them, right and

529
00:21:54,640 --> 00:21:57,560
Speaker 2: so and one of the hiring a ton of people.

530
00:21:57,640 --> 00:21:59,639
Speaker 2: So why not protect people?

531
00:21:59,680 --> 00:21:59,840
Speaker 4: Right?

532
00:22:00,359 --> 00:22:02,639
Speaker 2: And as we talked about, it's not just growers, it's

533
00:22:02,680 --> 00:22:05,239
Speaker 2: people that are doing roofing and lighting, and these can

534
00:22:05,280 --> 00:22:08,119
Speaker 2: be I would imagine somewhat dangerous of jobs. At times,

535
00:22:08,280 --> 00:22:11,760
Speaker 2: people fall, they hurt themselves. And so you shouldn't I mean,

536
00:22:11,960 --> 00:22:14,240
Speaker 2: smoke a joint. I'll help you, but you should also

537
00:22:14,280 --> 00:22:16,200
Speaker 2: be able to go to the doctor and get care.

538
00:22:16,400 --> 00:22:20,000
Speaker 4: Yeah, you know you mentioned mental health. That's something that's

539
00:22:20,040 --> 00:22:21,720
Speaker 4: really close to the show. You know, we've had some

540
00:22:21,800 --> 00:22:25,320
Speaker 4: amazing guests talk about their experiences with suicide, dodging suicide,

541
00:22:25,320 --> 00:22:28,280
Speaker 4: losing somebody to suicide. And I do remember when I

542
00:22:28,280 --> 00:22:30,600
Speaker 4: had Kaiser, when I was going through my really dark times,

543
00:22:30,800 --> 00:22:32,280
Speaker 4: you know, I try to reach out and it was

544
00:22:32,320 --> 00:22:34,679
Speaker 4: like a two month waiting list. Then you go and

545
00:22:34,720 --> 00:22:37,120
Speaker 4: the person's like eighteen years old with pimples on his face,

546
00:22:37,160 --> 00:22:39,720
Speaker 4: and I'm like, dude, you know, thank god I wasn't suicidal,

547
00:22:39,760 --> 00:22:41,280
Speaker 4: and if you were a call nine one one, you know,

548
00:22:41,320 --> 00:22:43,480
Speaker 4: and it was just such a such a shame because

549
00:22:43,560 --> 00:22:45,400
Speaker 4: I wasn't really hurting that bad to the point where

550
00:22:45,400 --> 00:22:47,720
Speaker 4: I was even considering hurting myself, but I just felt bad.

551
00:22:47,720 --> 00:22:49,760
Speaker 4: I remember looking back, and you know, there's a lot

552
00:22:49,840 --> 00:22:52,200
Speaker 4: of people hurting right now, especially with the lockdowns and

553
00:22:52,240 --> 00:22:54,760
Speaker 4: these kids coming out without having seen their friends. And

554
00:22:55,240 --> 00:22:56,920
Speaker 4: tell me a little bit more. You said something about

555
00:22:56,920 --> 00:22:59,160
Speaker 4: no cost tele themed How fast is that? How does

556
00:22:59,160 --> 00:23:01,680
Speaker 4: somebody you know get to that within the plans?

557
00:23:01,840 --> 00:23:04,480
Speaker 2: For sure? So we work with talk space for mental

558
00:23:04,520 --> 00:23:07,320
Speaker 2: health help, and so you can get virtual mental health

559
00:23:07,320 --> 00:23:09,840
Speaker 2: help a lot faster than you know, a two month

560
00:23:09,880 --> 00:23:12,119
Speaker 2: wait there are you know, you can also go see doctors,

561
00:23:12,119 --> 00:23:14,320
Speaker 2: and there's different costs based on different plans. So that's

562
00:23:14,359 --> 00:23:16,120
Speaker 2: something you know, if you needed that, which I think

563
00:23:16,119 --> 00:23:17,800
Speaker 2: we all do need that, you know, you talk to

564
00:23:17,840 --> 00:23:19,840
Speaker 2: an expert benefits consultant to see which is your best

565
00:23:19,880 --> 00:23:22,440
Speaker 2: plan for that, but just having that kind of basically

566
00:23:22,440 --> 00:23:24,639
Speaker 2: on speed dial, right, so if you need help, and

567
00:23:24,680 --> 00:23:26,119
Speaker 2: it's something that we should all be doing, and you

568
00:23:26,119 --> 00:23:28,520
Speaker 2: shouldn't get to the point right where you're feeling suicidal

569
00:23:28,600 --> 00:23:31,640
Speaker 2: to actually get care, like that's that's not something anyone

570
00:23:31,680 --> 00:23:34,359
Speaker 2: should experience. And so offering that was really important for

571
00:23:34,440 --> 00:23:37,600
Speaker 2: us because mental health is important after the pandemic. Like

572
00:23:37,640 --> 00:23:40,080
Speaker 2: you said, you know, we're all weird and wonky in

573
00:23:40,119 --> 00:23:42,639
Speaker 2: different ways, so like getting a tune up and optimizing

574
00:23:42,640 --> 00:23:44,400
Speaker 2: yourself is something that we should all be doing.

575
00:23:44,520 --> 00:23:46,760
Speaker 4: Excellent. Now, you know, if somebody is listening at home,

576
00:23:47,040 --> 00:23:49,600
Speaker 4: whether they're female or male, and they're in an industry

577
00:23:49,640 --> 00:23:51,480
Speaker 4: that they feel they've kind of maxed out, they're not

578
00:23:51,520 --> 00:23:53,600
Speaker 4: passionate about it, and they're listening to you and they're like, man,

579
00:23:53,800 --> 00:23:55,520
Speaker 4: I think I could do this. What's your best advice

580
00:23:55,640 --> 00:23:57,160
Speaker 4: on how to get into the industry?

581
00:23:57,680 --> 00:23:59,760
Speaker 2: Oh yeah, I mean I think first of all, find

582
00:23:59,800 --> 00:24:02,200
Speaker 2: like company that you care about and you know, has

583
00:24:02,320 --> 00:24:05,080
Speaker 2: values that align with you. And so you know, ours

584
00:24:05,119 --> 00:24:07,439
Speaker 2: I think is great, and it's an industry that I

585
00:24:07,440 --> 00:24:09,639
Speaker 2: think you do a lot of training on, right, And

586
00:24:09,640 --> 00:24:11,720
Speaker 2: so it's kind of like financial services that you want

587
00:24:11,760 --> 00:24:13,560
Speaker 2: to get a job and become a broker and go

588
00:24:13,640 --> 00:24:16,440
Speaker 2: help people's lives, like, you know, apply to us, right,

589
00:24:16,440 --> 00:24:19,560
Speaker 2: apply to Rising Tide, Like we always need people, and

590
00:24:19,640 --> 00:24:21,560
Speaker 2: it's just yeah, it's an industry that you can get

591
00:24:21,600 --> 00:24:23,640
Speaker 2: training on and that you can like build your book

592
00:24:23,680 --> 00:24:25,560
Speaker 2: of business and like really grow. Right. So we have

593
00:24:25,600 --> 00:24:28,800
Speaker 2: people that work directly with independent contractors. We have call

594
00:24:28,880 --> 00:24:31,560
Speaker 2: center people that like help you know, employees of companies

595
00:24:31,560 --> 00:24:34,160
Speaker 2: go through all their benefits. You know, we have people

596
00:24:34,160 --> 00:24:35,920
Speaker 2: to go to events. But there's so many different things

597
00:24:35,920 --> 00:24:38,480
Speaker 2: to do within the industry. And at the end of

598
00:24:38,480 --> 00:24:41,280
Speaker 2: the day, like you said, people always need healthcare whatever

599
00:24:41,400 --> 00:24:42,600
Speaker 2: else is happening in the world.

600
00:24:42,680 --> 00:24:44,880
Speaker 4: Absolutely, Now, I love the fact that you're here talking

601
00:24:44,880 --> 00:24:46,800
Speaker 4: about all this because I think it's much needed. We're

602
00:24:46,800 --> 00:24:48,400
Speaker 4: going to take a break right now. When we'll come back,

603
00:24:48,400 --> 00:24:51,280
Speaker 4: we're doing the Financial Friday five with cap Rising Tide

604
00:24:51,320 --> 00:24:54,040
Speaker 4: to Healthcare Solutions. We'll be right back here on Financial

605
00:24:54,040 --> 00:24:54,640
Speaker 4: Fridays on.

606
00:24:54,680 --> 00:24:56,600
Speaker 3: CT one on one We'll be right back with more

607
00:24:56,640 --> 00:25:00,560
Speaker 3: Financial Fridays with the Inside Investor Tony Ka. Make sure

608
00:25:00,600 --> 00:25:12,119
Speaker 3: you follow Tony at the Insider Investor. Welcome back to

609
00:25:12,240 --> 00:25:15,600
Speaker 3: Cannabis Talk one on one's Financial Fridays with the Inside

610
00:25:15,600 --> 00:25:19,280
Speaker 3: Investor Tony k. Make sure you like, follow and subscribe

611
00:25:19,280 --> 00:25:19,800
Speaker 3: to the show.

612
00:25:19,840 --> 00:25:22,840
Speaker 4: Now you're ready to turn the typical into something special,

613
00:25:22,840 --> 00:25:25,000
Speaker 4: you guys, check out loranoils dot com. They are one

614
00:25:25,040 --> 00:25:27,480
Speaker 4: of my favorite people here. They come to the studio often,

615
00:25:27,520 --> 00:25:30,040
Speaker 4: they're going to be at MJ at biscon Chef Heidi

616
00:25:30,119 --> 00:25:33,120
Speaker 4: always comes in. She's got natural, all natural, non cannabis

617
00:25:33,280 --> 00:25:37,679
Speaker 4: ingredients they've used to make us cookies, chocolates, fudge. It

618
00:25:37,720 --> 00:25:40,200
Speaker 4: definitely is not conducive to my diet, but I will

619
00:25:40,200 --> 00:25:43,520
Speaker 4: tell you everybody in the show loves them loranoils dot com.

620
00:25:43,520 --> 00:25:47,399
Speaker 4: We are back with Misscat from Rising Tide Healthcare Solutions

621
00:25:47,600 --> 00:25:50,359
Speaker 4: that's been created specifically for Cannabis Talk one on one

622
00:25:50,359 --> 00:25:53,160
Speaker 4: in the entire cannabis community. They're going to provide you, guys,

623
00:25:53,200 --> 00:25:57,000
Speaker 4: healthcare plans not just for individuals, but for companies as well.

624
00:25:57,359 --> 00:26:01,560
Speaker 4: And it's a very low pressure, low sales approach, low

625
00:26:01,840 --> 00:26:03,920
Speaker 4: knowledge approach. You call you say hey, I need help,

626
00:26:03,920 --> 00:26:05,639
Speaker 4: they'll run you through the plans, and if you already

627
00:26:05,680 --> 00:26:07,399
Speaker 4: have a plan, they'll let you know if they can

628
00:26:07,440 --> 00:26:08,320
Speaker 4: do better as all right.

629
00:26:08,320 --> 00:26:10,960
Speaker 2: That's absolutely right. And for individuals, just so you guys know,

630
00:26:11,600 --> 00:26:14,240
Speaker 2: there's an average savings of about ten thousand dollars a

631
00:26:14,320 --> 00:26:17,040
Speaker 2: year per person, So we can really I mean, that's

632
00:26:17,040 --> 00:26:19,320
Speaker 2: why I always encourage everyone just take a phone.

633
00:26:19,160 --> 00:26:20,160
Speaker 4: Call, just one phone call.

634
00:26:20,240 --> 00:26:22,600
Speaker 2: No, no right, pressure, No one's going to force you

635
00:26:22,640 --> 00:26:24,399
Speaker 2: to do anything, but I think we should all know, like,

636
00:26:24,440 --> 00:26:26,200
Speaker 2: you can save that money. And if you're a business owner,

637
00:26:26,240 --> 00:26:29,320
Speaker 2: you're saving four thousand dollars per employee per month. That's

638
00:26:29,359 --> 00:26:30,760
Speaker 2: just a lot of money that you're going to be

639
00:26:30,800 --> 00:26:33,639
Speaker 2: doing better things with your life. Buy Lorraine oil. I

640
00:26:33,680 --> 00:26:36,320
Speaker 2: want some of those that fudge. That sounds delicious.

641
00:26:36,680 --> 00:26:38,560
Speaker 4: Now you know, they're also going to be at MJ Bescon.

642
00:26:38,600 --> 00:26:40,119
Speaker 4: We're going to have their whole team out. They're going

643
00:26:40,160 --> 00:26:41,920
Speaker 4: to have a booth in our village. We're going to

644
00:26:41,960 --> 00:26:43,720
Speaker 4: be doing a special show out there as well. Now,

645
00:26:43,960 --> 00:26:45,640
Speaker 4: before we let you go, we're going to do something

646
00:26:45,680 --> 00:26:48,399
Speaker 4: called the Financial Friday Five. We're gonna ask you five questions.

647
00:26:48,480 --> 00:26:50,320
Speaker 4: Go ahead and feel free to either rapid fire and

648
00:26:50,359 --> 00:26:53,080
Speaker 4: give me a little explanation. Okay, your first question is,

649
00:26:53,119 --> 00:26:56,280
Speaker 4: kat is, what was the best investment you have ever made?

650
00:26:57,080 --> 00:27:00,560
Speaker 2: Oh God, that's a good one. I've got a nerdy

651
00:27:00,600 --> 00:27:01,320
Speaker 2: one and a fun one.

652
00:27:01,320 --> 00:27:02,360
Speaker 4: Could I do both?

653
00:27:02,400 --> 00:27:05,480
Speaker 2: Okay? Number one was fixing all of my teeth. Like,

654
00:27:05,560 --> 00:27:08,000
Speaker 2: I know that sounds so nerdy, but like I had

655
00:27:08,040 --> 00:27:11,960
Speaker 2: all the you know, the Mercury Fellings and that those

656
00:27:12,000 --> 00:27:12,320
Speaker 2: are so.

657
00:27:12,280 --> 00:27:14,200
Speaker 4: Bad for you.

658
00:27:13,960 --> 00:27:19,520
Speaker 2: I know, I know you guys. I'm like, oh shit that.

659
00:27:19,560 --> 00:27:21,439
Speaker 2: I know that's a nerdy one, but honestly, that's a

660
00:27:21,440 --> 00:27:23,280
Speaker 2: part of your health. I know I'm working in healthcare,

661
00:27:23,359 --> 00:27:25,240
Speaker 2: but like you can get gum disease, which gives you

662
00:27:25,320 --> 00:27:27,840
Speaker 2: heart disease from having bad dental work. I didn't know that,

663
00:27:28,080 --> 00:27:31,040
Speaker 2: So that's fascinating. And then on the fun side of things,

664
00:27:31,720 --> 00:27:35,480
Speaker 2: I really believe in having your own activities and keeping

665
00:27:35,480 --> 00:27:37,320
Speaker 2: that no matter what, you do, something that's not related

666
00:27:37,359 --> 00:27:39,800
Speaker 2: to work or your relationship or anything else. Right, And

667
00:27:39,840 --> 00:27:42,560
Speaker 2: so I've just always invested in horseback riding. I never

668
00:27:42,560 --> 00:27:44,360
Speaker 2: grew out of the wanting a pony pays a lot,

669
00:27:45,000 --> 00:27:48,360
Speaker 2: and so but now I learned to play polo and

670
00:27:48,880 --> 00:27:51,240
Speaker 2: which is so fun, so fun.

671
00:27:51,320 --> 00:27:52,960
Speaker 4: So you do the whole little swingy thing.

672
00:27:53,520 --> 00:27:57,480
Speaker 2: Yeah, yeah, well smaller ponies are better for polo, but yes,

673
00:27:57,560 --> 00:28:00,639
Speaker 2: and you actually ran into each other and stuff. But

674
00:28:00,800 --> 00:28:02,919
Speaker 2: like that, I know, it's like it's an investment in

675
00:28:02,960 --> 00:28:04,520
Speaker 2: myself though, because that's my mental health.

676
00:28:04,680 --> 00:28:04,840
Speaker 4: Right.

677
00:28:04,840 --> 00:28:06,520
Speaker 2: I go and I don't think about what bills I

678
00:28:06,560 --> 00:28:08,040
Speaker 2: have to pay. I don't think about work, I don't

679
00:28:08,040 --> 00:28:10,000
Speaker 2: think about my husband, don't think of anything. I'm just focusing.

680
00:28:11,359 --> 00:28:14,439
Speaker 2: Horse is going, yeah, exactly, And so that to me

681
00:28:14,600 --> 00:28:17,120
Speaker 2: is like freeing and mind clearing, and so I will

682
00:28:17,119 --> 00:28:19,119
Speaker 2: say that's a good investment in yourself. Like could I

683
00:28:19,119 --> 00:28:21,160
Speaker 2: have bought a house with that money? Probably?

684
00:28:21,480 --> 00:28:23,720
Speaker 4: That is an expensive sport I imagine, or just even

685
00:28:23,720 --> 00:28:26,320
Speaker 4: horseback riding in general. Right, do you own any horses?

686
00:28:26,520 --> 00:28:28,639
Speaker 2: I don't, because that's a whole other level, right, And

687
00:28:28,680 --> 00:28:30,719
Speaker 2: so at some point I would love to, But in

688
00:28:30,840 --> 00:28:32,800
Speaker 2: La it's so hard to drive to those places. So

689
00:28:32,800 --> 00:28:34,280
Speaker 2: at some point I will give me a raise.

690
00:28:36,560 --> 00:28:39,120
Speaker 4: Do you play at the Empire where they have Is

691
00:28:39,120 --> 00:28:40,320
Speaker 4: that the closest polaric goal.

692
00:28:40,600 --> 00:28:42,640
Speaker 2: You can play there? I'm not good enough yet that's

693
00:28:42,640 --> 00:28:45,400
Speaker 2: a goal. But I actually play arena polo, So it's

694
00:28:45,440 --> 00:28:47,960
Speaker 2: in a smaller because those big fields are like nine

695
00:28:47,960 --> 00:28:50,120
Speaker 2: football fields. Right. We play arena polo, which is on

696
00:28:50,200 --> 00:28:52,160
Speaker 2: dirt because there's not a lot of grass in California

697
00:28:52,200 --> 00:28:54,840
Speaker 2: because we have no rain here, and so it's like

698
00:28:54,840 --> 00:28:56,520
Speaker 2: a like a size of a football field and so

699
00:28:56,560 --> 00:28:58,720
Speaker 2: there's walls and stuff. So I play up in the valley.

700
00:28:58,760 --> 00:29:01,560
Speaker 4: Y it's but few shots of tequila or try that one.

701
00:29:02,600 --> 00:29:05,120
Speaker 4: I'm going to try that all right. Question number two,

702
00:29:05,120 --> 00:29:06,560
Speaker 4: what is your worst investment?

703
00:29:07,440 --> 00:29:10,800
Speaker 2: Oh, worst investment probably renting.

704
00:29:12,280 --> 00:29:13,960
Speaker 4: You know, it's yeah.

705
00:29:13,760 --> 00:29:15,400
Speaker 2: Like it's just you feel like you're throwing your money

706
00:29:15,400 --> 00:29:16,560
Speaker 2: away and then you don't want to do anything in

707
00:29:16,640 --> 00:29:18,200
Speaker 2: the house because you're like it.

708
00:29:18,120 --> 00:29:19,720
Speaker 4: Was either or houses. Though.

709
00:29:21,480 --> 00:29:24,880
Speaker 2: Oh you guys, maybe I shouldn't be on financial don't

710
00:29:24,920 --> 00:29:26,320
Speaker 2: listen to my financial advice.

711
00:29:26,640 --> 00:29:28,720
Speaker 4: No, that's actually really good. In fact, I always tell

712
00:29:28,760 --> 00:29:30,600
Speaker 4: the young kids, you know, when they say, what's what's

713
00:29:30,600 --> 00:29:32,479
Speaker 4: the number one? You know, what do you recommend I buy?

714
00:29:32,520 --> 00:29:34,200
Speaker 4: If I'm going to buy one thing? And I always say,

715
00:29:34,280 --> 00:29:36,640
Speaker 4: have you bought a house yet? Especially because you can

716
00:29:36,680 --> 00:29:39,800
Speaker 4: buy one with first you know, first person home buyer assistance,

717
00:29:39,880 --> 00:29:42,280
Speaker 4: and there's so many programs for somebody that's just going

718
00:29:42,320 --> 00:29:43,840
Speaker 4: to buy that first house. Better you can buy a

719
00:29:43,880 --> 00:29:47,000
Speaker 4: four plux rented out. So I firmly believe real estate.

720
00:29:47,000 --> 00:29:48,800
Speaker 4: You know, I'm not a big fan of the market anymore,

721
00:29:48,800 --> 00:29:51,320
Speaker 4: but real estate is the one spot where any wealthy

722
00:29:51,360 --> 00:29:55,239
Speaker 4: person you've ever want wanted to emulate. Ninety percent of time,

723
00:29:55,240 --> 00:29:57,760
Speaker 4: it's real estate. It's not that they're an astronaut or financial.

724
00:29:58,120 --> 00:29:59,479
Speaker 4: Real estate that really made their empire.

725
00:29:59,520 --> 00:30:01,960
Speaker 2: Oh if I could go back in time, man, stocks

726
00:30:02,000 --> 00:30:03,520
Speaker 2: and property.

727
00:30:03,200 --> 00:30:05,760
Speaker 4: You and me both, right, And so I figured that

728
00:30:05,800 --> 00:30:08,640
Speaker 4: I'll let you know. So number three, what is the

729
00:30:08,680 --> 00:30:11,080
Speaker 4: best present you've ever bought yourself? Cat?

730
00:30:11,120 --> 00:30:14,320
Speaker 2: Oh, the best present I've ever bought myself. Oh that's

731
00:30:14,360 --> 00:30:16,920
Speaker 2: a good one, I would say. I would just say travel.

732
00:30:17,000 --> 00:30:20,640
Speaker 2: In general. I'm more about experiences than things like I

733
00:30:20,640 --> 00:30:22,880
Speaker 2: don't own a fancy purse. I have a ten year

734
00:30:22,920 --> 00:30:25,040
Speaker 2: old Prius out there. I mean, I should get a

735
00:30:25,040 --> 00:30:27,440
Speaker 2: cooler car, but I just I'd rather have experiences, so

736
00:30:27,560 --> 00:30:29,880
Speaker 2: like going to Spain or going to visit my friends, right,

737
00:30:29,960 --> 00:30:32,280
Speaker 2: I just I lean into that because at the end

738
00:30:32,320 --> 00:30:34,360
Speaker 2: of the day, for me, you have your memories until

739
00:30:34,400 --> 00:30:38,840
Speaker 2: they fade potentially. But I just like that over material goods. Yeah.

740
00:30:38,920 --> 00:30:41,640
Speaker 4: You know, it's interesting because we've asked that question pretty

741
00:30:41,680 --> 00:30:43,880
Speaker 4: much to every guess we've had on financial Fridays, and

742
00:30:44,000 --> 00:30:45,880
Speaker 4: most often than not, you would think that women are

743
00:30:45,880 --> 00:30:47,720
Speaker 4: more materialistic and they're the ones that are going to

744
00:30:47,760 --> 00:30:49,400
Speaker 4: say a purse or this and that. But it's the

745
00:30:49,400 --> 00:30:51,760
Speaker 4: women that always say experiences or something like that. It's

746
00:30:51,800 --> 00:30:53,960
Speaker 4: the dudes that are like Ferrari or McLaren you know.

747
00:30:54,160 --> 00:30:56,120
Speaker 2: I mean I can afford that, I would. I wouldn't

748
00:30:56,120 --> 00:30:56,840
Speaker 2: mind a Rolex.

749
00:30:57,240 --> 00:30:59,920
Speaker 4: There we go and the truth comes out, all right.

750
00:31:00,120 --> 00:31:02,440
Speaker 4: Question number four, cat is what is the best present

751
00:31:02,640 --> 00:31:04,880
Speaker 4: you would buy someone else You've ever bought someone else?

752
00:31:05,320 --> 00:31:08,360
Speaker 2: Oh? Best person I've ever bought somebody else. Okay. I

753
00:31:08,440 --> 00:31:11,480
Speaker 2: like to do things that are personalized. So I had

754
00:31:11,520 --> 00:31:13,959
Speaker 2: a boyfriend one time. I made him a like metal

755
00:31:14,000 --> 00:31:15,960
Speaker 2: cutout or I didn't make it. I commissioned a metal

756
00:31:15,960 --> 00:31:18,640
Speaker 2: cutout of his like logo for like his belt, you know.

757
00:31:18,920 --> 00:31:20,840
Speaker 2: But I like to find things that are like personal

758
00:31:20,880 --> 00:31:24,040
Speaker 2: for people and like lean into that. But if I

759
00:31:24,040 --> 00:31:26,520
Speaker 2: had the money, I'd buy everybody their dream car. Yeah,

760
00:31:26,680 --> 00:31:27,920
Speaker 2: I hate that would be so cool.

761
00:31:28,000 --> 00:31:29,520
Speaker 4: Your husband right now is like I didn't get a

762
00:31:29,560 --> 00:31:30,160
Speaker 4: belt buckle.

763
00:31:32,080 --> 00:31:34,800
Speaker 2: You'll get the dream car. We're working on that again.

764
00:31:34,880 --> 00:31:35,480
Speaker 2: I need a raise.

765
00:31:36,120 --> 00:31:36,960
Speaker 4: What's his dream car?

766
00:31:37,840 --> 00:31:39,880
Speaker 2: Oh God, I should know this and I can picture

767
00:31:39,880 --> 00:31:43,520
Speaker 2: it in my mind. A sports car is It's like

768
00:31:43,520 --> 00:31:45,520
Speaker 2: an old school sports car, Like I can picture it,

769
00:31:45,560 --> 00:31:46,520
Speaker 2: but I can't tell you. Sorry.

770
00:31:46,560 --> 00:31:50,040
Speaker 4: That's that's where I fall apart. James Bond car or

771
00:31:50,080 --> 00:31:51,880
Speaker 4: something one of those like school classes.

772
00:31:52,120 --> 00:31:53,520
Speaker 2: Yeah, it's like an old school class. It with not

773
00:31:53,560 --> 00:31:59,040
Speaker 2: that class. It's cooler than that. Failing here, you guys, failing.

774
00:31:59,160 --> 00:32:01,360
Speaker 4: You've made it to the ask question of the financial

775
00:32:01,360 --> 00:32:03,680
Speaker 4: Friday five. Here we go. Okay, if you could buy

776
00:32:03,760 --> 00:32:06,600
Speaker 4: one thing for yourself and money was not an object,

777
00:32:06,600 --> 00:32:08,120
Speaker 4: what would that be like?

778
00:32:08,160 --> 00:32:10,040
Speaker 2: Does it have to be something that exists in the world.

779
00:32:10,200 --> 00:32:11,440
Speaker 4: It can be literally anything.

780
00:32:11,920 --> 00:32:14,479
Speaker 2: Okay, So could I like get a teleportation device?

781
00:32:14,560 --> 00:32:15,160
Speaker 4: You can have whatever.

782
00:32:15,400 --> 00:32:18,719
Speaker 2: That's what I would. I want to teleportation device.

783
00:32:19,120 --> 00:32:21,120
Speaker 4: I love it. You know what. I call that a

784
00:32:21,120 --> 00:32:24,200
Speaker 4: private jet because you can literally go anywhere you want.

785
00:32:24,240 --> 00:32:25,920
Speaker 4: It gives you so much freedom and a few times

786
00:32:25,920 --> 00:32:28,080
Speaker 4: I've traveled in private it's that.

787
00:32:29,000 --> 00:32:31,440
Speaker 2: Spring where they like bend space and time, you know.

788
00:32:31,760 --> 00:32:34,400
Speaker 4: Like the terminator where he goes to sea Like, yeah.

789
00:32:34,200 --> 00:32:36,040
Speaker 2: Like doctor Strange has one. I think it just like

790
00:32:36,080 --> 00:32:38,040
Speaker 2: does a circle and you can like change space and

791
00:32:38,080 --> 00:32:39,640
Speaker 2: time like that would be great, you know, which we

792
00:32:39,720 --> 00:32:40,080
Speaker 2: would be.

793
00:32:40,120 --> 00:32:41,680
Speaker 4: I think muscuts probably working all that.

794
00:32:41,680 --> 00:32:43,800
Speaker 2: Run, that's true, probably right?

795
00:32:43,920 --> 00:32:46,360
Speaker 4: Yeah, Yeah, before we let you go, is there anything

796
00:32:46,400 --> 00:32:48,400
Speaker 4: you want to share with the audiences? There are a special

797
00:32:48,400 --> 00:32:49,920
Speaker 4: message that you want to send to anybody?

798
00:32:50,320 --> 00:32:51,760
Speaker 2: Yeah, I mean, first of all, thank you for having

799
00:32:51,760 --> 00:32:54,160
Speaker 2: me on. I appreciate it. You know what I would

800
00:32:54,160 --> 00:32:56,360
Speaker 2: say to everybody at home and in the cannabis industry

801
00:32:56,520 --> 00:33:00,120
Speaker 2: is you shouldn't go broke for health care, right, and

802
00:33:00,160 --> 00:33:03,120
Speaker 2: you should have healthcare. And that's where we come in again,

803
00:33:03,200 --> 00:33:05,000
Speaker 2: like we talked about, you know, you guys don't need

804
00:33:05,040 --> 00:33:07,360
Speaker 2: to be the experts. My team are the experts. You

805
00:33:07,360 --> 00:33:09,400
Speaker 2: should save money so you can do what you want

806
00:33:09,400 --> 00:33:11,200
Speaker 2: in your life and then not have to worry if

807
00:33:11,200 --> 00:33:13,360
Speaker 2: something comes up, you know, And that's where we come in.

808
00:33:13,440 --> 00:33:16,440
Speaker 2: So we're just here to help. And like we talked about,

809
00:33:16,440 --> 00:33:18,560
Speaker 2: you know, it's a no cost thing, so just call

810
00:33:18,680 --> 00:33:20,200
Speaker 2: and make sure what you have is what you need,

811
00:33:20,280 --> 00:33:23,040
Speaker 2: or if you don't have coverage, get coverage. It's open enrollment.

812
00:33:23,080 --> 00:33:25,080
Speaker 2: It's when everyone's thinking about it, like now is the

813
00:33:25,120 --> 00:33:28,080
Speaker 2: time to do it. Come visit us at mjbiscon, get

814
00:33:28,080 --> 00:33:30,520
Speaker 2: a call going and just you know, protect your future.

815
00:33:30,720 --> 00:33:32,040
Speaker 4: I love it in the website one more.

816
00:33:31,960 --> 00:33:34,200
Speaker 2: Time at Rising Tide Benefits dot Com.

817
00:33:34,320 --> 00:33:36,040
Speaker 4: Well, thank you very much, Kat you guys. I want

818
00:33:36,040 --> 00:33:38,160
Speaker 4: to think a few people here. It is not easy

819
00:33:38,240 --> 00:33:40,480
Speaker 4: to put on the show. There's a huge force behind

820
00:33:40,480 --> 00:33:43,280
Speaker 4: the scenes. I want to thank Flew, Joe Grande, Adrian Amir,

821
00:33:43,400 --> 00:33:46,120
Speaker 4: The Two, alex Is, Mondo, Madison, Teddy the show Dog,

822
00:33:46,240 --> 00:33:50,760
Speaker 4: Daniel Connor, Elbert, Kitty, Kinky cam Back, Good god they

823
00:33:50,840 --> 00:33:55,000
Speaker 4: stuck that in there, Kinky Cambaxter, Beach parcel Aar, Ali Muffins, Sunday,

824
00:33:55,040 --> 00:33:58,160
Speaker 4: Cassie Ruby, God Brother Pitt, Happy Birthday, Rube by the way,

825
00:33:58,160 --> 00:34:01,720
Speaker 4: Mark Garnes, Chris Frank, you know, Jennifer and Elvis. You guys,

826
00:34:01,720 --> 00:34:03,800
Speaker 4: thank you so much for listening to Financial Fridays here

827
00:34:03,840 --> 00:34:05,640
Speaker 4: on Cannabis Talk one on one with my boy at

828
00:34:05,640 --> 00:34:08,719
Speaker 4: Blue Joe Grande, the world's number one source for everything cannabis.

829
00:34:08,880 --> 00:34:10,920
Speaker 4: I'm Tony Kassidan. You guys can always find me on

830
00:34:10,960 --> 00:34:13,840
Speaker 4: IGF The Insider Investor I'm gonna see you guys next Friday.

831
00:34:13,880 --> 00:34:15,799
Speaker 4: Remember to keep your wallet tight, keep your mind right.

832
00:34:15,840 --> 00:34:18,360
Speaker 4: We'll see you on the inside. See soon. On Cannabis

833
00:34:18,400 --> 00:34:19,160
Speaker 4: Talk one on one.

834
00:34:19,080 --> 00:34:21,880
Speaker 3: Thank you for listening to Financial Fridays with the Insider

835
00:34:21,960 --> 00:34:25,600
Speaker 3: Investor Tony Ka On Cannabis Talk one oh one, the

836
00:34:25,719 --> 00:34:29,400
Speaker 3: world's number one source for everything cannabis.