1
00:00:00,040 --> 00:00:03,600
Speaker 1: An illegal alien from Guatemala charged with raping a child

2
00:00:03,680 --> 00:00:07,480
Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador

3
00:00:07,720 --> 00:00:11,840
Speaker 1: accused of murdering a Texas man of Venezuelan charged with

4
00:00:11,920 --> 00:00:15,840
Speaker 1: filming and selling child pornography in Michigan. These are just

5
00:00:15,920 --> 00:00:19,680
Speaker 1: some of the heinous migrant criminals caught because of President

6
00:00:19,720 --> 00:00:23,320
Speaker 1: Donald J. Trump's leadership. I'm Christy nom the United States

7
00:00:23,320 --> 00:00:28,120
Speaker 1: Secretary of Homeland Security. Under President Trump, attempted illegal border

8
00:00:28,160 --> 00:00:31,680
Speaker 1: crossings are at the lowest levels ever recorded, and over

9
00:00:31,760 --> 00:00:34,960
Speaker 1: one hundred thousand illegal aliens have been arrested. If you

10
00:00:35,040 --> 00:00:38,920
Speaker 1: are here illegally, your next you will be fined nearly

11
00:00:39,000 --> 00:00:43,000
Speaker 1: one thousand dollars a day, imprisoned, and deported. You will

12
00:00:43,040 --> 00:00:46,680
Speaker 1: never return. But if you register using our CBP home

13
00:00:46,720 --> 00:00:50,120
Speaker 1: app and leave now, you could be allowed to return legally.

14
00:00:50,479 --> 00:00:55,240
Speaker 1: Do what's right. Leave now. Under President Trump, America's laws,

15
00:00:55,400 --> 00:00:57,840
Speaker 1: border and families will be protected.

16
00:00:57,920 --> 00:01:00,000
Speaker 2: Sponsored by the United States Department of Homeland Security.

17
00:01:00,600 --> 00:01:03,520
Speaker 3: So talk about what's the most important thing to look

18
00:01:03,560 --> 00:01:06,760
Speaker 3: for in looking at a company and start. I mean,

19
00:01:07,560 --> 00:01:10,480
Speaker 3: so anytime you analyze in the company, I look at

20
00:01:10,520 --> 00:01:12,199
Speaker 3: it the same way, the same way Steph Curry shoot

21
00:01:12,200 --> 00:01:15,640
Speaker 3: the same free throws. It's like building a repetition, right.

22
00:01:15,880 --> 00:01:17,480
Speaker 3: And it's like I always say, start out with a

23
00:01:17,480 --> 00:01:20,840
Speaker 3: holistic view. Right, holistic view, Do I like the management team?

24
00:01:20,880 --> 00:01:23,000
Speaker 3: Do I like how they are putting this company in

25
00:01:23,040 --> 00:01:25,759
Speaker 3: the right path? But then I'm like, what's the opportunity

26
00:01:25,800 --> 00:01:26,479
Speaker 3: set of this sector?

27
00:01:26,720 --> 00:01:26,880
Speaker 2: Right?

28
00:01:26,920 --> 00:01:29,360
Speaker 3: If we're talking about retail companies at the time, right

29
00:01:29,400 --> 00:01:31,840
Speaker 3: twenty twelve or even now for that matter, we understand

30
00:01:31,840 --> 00:01:34,200
Speaker 3: because at that time, not only was they losing out,

31
00:01:34,240 --> 00:01:36,559
Speaker 3: but they had price match. So like you could literally

32
00:01:36,600 --> 00:01:39,720
Speaker 3: go to Jake, you could go to Jcpenny or Target

33
00:01:39,800 --> 00:01:41,880
Speaker 3: or whatever. You'd be like, Yo, you pull up on

34
00:01:41,920 --> 00:01:44,039
Speaker 3: your phone, your Walmart got the same TV for one

35
00:01:44,120 --> 00:01:46,319
Speaker 3: hundred dollars less. They got to match it, right. Price

36
00:01:46,360 --> 00:01:48,280
Speaker 3: match started coming out at that and so you're looking

37
00:01:48,320 --> 00:01:51,960
Speaker 3: at holistic view, management team, opportunity set is this business?

38
00:01:52,200 --> 00:01:55,240
Speaker 3: Is it cyclical? Is it declining or is it expanding? Right,

39
00:01:55,280 --> 00:01:58,680
Speaker 3: So we talk about you know, electric vehicles, that business

40
00:01:58,720 --> 00:02:01,040
Speaker 3: is growing, Right, It's a big oportunity set and we

41
00:02:01,080 --> 00:02:03,920
Speaker 3: still haven't reached this full potential. So my holistic view

42
00:02:04,000 --> 00:02:06,160
Speaker 3: is like, is this company or one is this in

43
00:02:06,200 --> 00:02:08,080
Speaker 3: a sector that's growing or declining. And then is this

44
00:02:08,160 --> 00:02:10,680
Speaker 3: company does the how much market share do they have

45
00:02:10,760 --> 00:02:12,440
Speaker 3: and do they have the ability to get more or

46
00:02:12,480 --> 00:02:14,480
Speaker 3: do they have the ability or I'm sorry or is

47
00:02:14,520 --> 00:02:17,239
Speaker 3: it other companies that are actually coming in and taking

48
00:02:17,280 --> 00:02:20,200
Speaker 3: market share? So if you look at Apple versus BlackBerry back,

49
00:02:20,240 --> 00:02:21,679
Speaker 3: I remember the ticker, I think black Beerry was like

50
00:02:21,760 --> 00:02:24,920
Speaker 3: rim or something. And if that's the case, you looking

51
00:02:24,960 --> 00:02:28,560
Speaker 3: like man rim. They can't compete. Right At the one

52
00:02:28,560 --> 00:02:33,399
Speaker 3: time BlackBerry had you know, they had a the type

53
00:02:33,400 --> 00:02:35,560
Speaker 3: of software that you couldn't crack. So that was the

54
00:02:35,560 --> 00:02:37,840
Speaker 3: thing all Wall Street people had, they Blackberries. But then

55
00:02:38,040 --> 00:02:39,680
Speaker 3: Apple ended up getting the same thing. They took all

56
00:02:39,680 --> 00:02:41,680
Speaker 3: their market share. So you're looking at saying does this

57
00:02:41,720 --> 00:02:43,760
Speaker 3: company have that moat? I know shut out in he

58
00:02:43,840 --> 00:02:46,440
Speaker 3: say mold a lot or that do does this have

59
00:02:46,520 --> 00:02:49,200
Speaker 3: a moat? But also you know you're saying is their

60
00:02:49,240 --> 00:02:52,880
Speaker 3: business growing? Is that profitability growing? Is it more opportunity set? Right?

61
00:02:52,880 --> 00:02:54,680
Speaker 3: What are they saying in terms of future guidance? Are

62
00:02:54,680 --> 00:02:57,639
Speaker 3: they able? Is their business? You know what's the margins

63
00:02:57,639 --> 00:02:58,160
Speaker 3: on their products?

64
00:02:58,240 --> 00:02:58,320
Speaker 2: Right?

65
00:02:58,360 --> 00:02:59,960
Speaker 3: You look at Apple, one thing they make a lot

66
00:03:00,040 --> 00:03:02,480
Speaker 3: money own is their cessories, Right, Okay, phone is one thing,

67
00:03:02,480 --> 00:03:04,839
Speaker 3: but then it's accessory. So I always take a holistic view.

68
00:03:05,160 --> 00:03:07,440
Speaker 3: Also say who owns the stock? Right, I go on

69
00:03:07,520 --> 00:03:10,160
Speaker 3: Yahoo Finance and look at the holders, because it's important

70
00:03:10,200 --> 00:03:12,280
Speaker 3: to know if people smarter than you, who have a

71
00:03:12,320 --> 00:03:15,600
Speaker 3: dedicated research team that are following this day in and

72
00:03:15,680 --> 00:03:17,799
Speaker 3: day out, Like we don't have the ability to call

73
00:03:17,840 --> 00:03:23,519
Speaker 3: the CFO of Apple, but you know Berkshire does, Vanguard

74
00:03:23,560 --> 00:03:25,520
Speaker 3: does Fidelity does. I always look to see who those

75
00:03:25,560 --> 00:03:28,280
Speaker 3: top ten holders are. That always gives me an understanding too.

76
00:03:28,440 --> 00:03:30,520
Speaker 3: If people are smarter than us, then you're looking at

77
00:03:30,560 --> 00:03:32,639
Speaker 3: the charts, right. So I always start off fundamentals before

78
00:03:32,639 --> 00:03:36,120
Speaker 3: I get into the technicals. Fundamentals is everything like everything

79
00:03:36,120 --> 00:03:38,600
Speaker 3: we was just talking about, But the technicals is you know,

80
00:03:39,360 --> 00:03:42,200
Speaker 3: where's the price trading? So like fundamentals are saying why

81
00:03:42,600 --> 00:03:45,000
Speaker 3: I should buy this company? Right once again, opportunity said

82
00:03:45,040 --> 00:03:47,440
Speaker 3: is growing. Technicals is like an in shout out in

83
00:03:47,480 --> 00:03:50,320
Speaker 3: he always say like it's it's you know, you can

84
00:03:50,320 --> 00:03:52,040
Speaker 3: batter right company, but just at the wrong time. So

85
00:03:52,080 --> 00:03:55,040
Speaker 3: the technical is gonna say, yo, you know RSI is here.

86
00:03:55,360 --> 00:03:58,120
Speaker 3: You know RSI is under thirty. Now might be a

87
00:03:58,120 --> 00:04:00,720
Speaker 3: good time to buy it, and I think so, I

88
00:04:00,760 --> 00:04:03,080
Speaker 3: think anybody that's trying to say, you know, to develop

89
00:04:03,120 --> 00:04:06,480
Speaker 3: the repetition, it's the same way like you shot free

90
00:04:06,480 --> 00:04:08,080
Speaker 3: throws different than you would shoot free throws right. You

91
00:04:08,160 --> 00:04:10,440
Speaker 3: might dribble three times spin the ball, but you know,

92
00:04:10,600 --> 00:04:12,200
Speaker 3: like your end goal. And I think that's the same

93
00:04:12,200 --> 00:04:15,240
Speaker 3: thing when it comes to picking a company, right, it's like, okay,

94
00:04:15,520 --> 00:04:18,840
Speaker 3: opportunity set, holistic view. Is this company growing? Also? Are

95
00:04:18,880 --> 00:04:21,000
Speaker 3: they sales growing? Is their profitability? Are they able to

96
00:04:21,040 --> 00:04:23,719
Speaker 3: maintain margins because a lot of businesses are getting pressured

97
00:04:23,839 --> 00:04:27,560
Speaker 3: into margins, especially in that retail space because for the

98
00:04:27,560 --> 00:04:30,680
Speaker 3: most part Amazon had no overhead, where Toys r US

99
00:04:30,680 --> 00:04:32,840
Speaker 3: and JC Penny got none. But overhead you're looking at

100
00:04:32,880 --> 00:04:35,520
Speaker 3: how much their rent is, right, And so I kind

101
00:04:35,520 --> 00:04:36,240
Speaker 3: of look at it that way.

102
00:04:36,400 --> 00:04:39,000
Speaker 4: So when you obviously when you started you didn't even know,

103
00:04:39,400 --> 00:04:40,720
Speaker 4: like when you got to war and you said that

104
00:04:40,800 --> 00:04:43,440
Speaker 4: you saw somebody day traded, obviously you start working on

105
00:04:43,480 --> 00:04:45,480
Speaker 4: Wall Street. How fast is the learning curve?

106
00:04:45,560 --> 00:04:45,680
Speaker 2: Right?

107
00:04:45,720 --> 00:04:47,680
Speaker 4: Because if you don't learn pretty quick, you're gonna get

108
00:04:47,720 --> 00:04:48,559
Speaker 4: left behind in that space.

109
00:04:48,560 --> 00:04:51,120
Speaker 2: I'm pretty sure. Boy boy, what was that like?

110
00:04:51,800 --> 00:04:56,919
Speaker 3: Learning curve? Crazy? Once again, at the time, I was

111
00:04:56,920 --> 00:04:58,839
Speaker 3: trying to live life like TV bro. I'm trying to

112
00:04:58,839 --> 00:05:01,080
Speaker 3: get on the phone and talk to Van. I don't

113
00:05:01,240 --> 00:05:03,840
Speaker 3: like because I but I needed to know that. And

114
00:05:03,880 --> 00:05:05,920
Speaker 3: so what I would say the learning curve was very

115
00:05:05,960 --> 00:05:08,560
Speaker 3: hard because you had to It's almost like if you're

116
00:05:08,560 --> 00:05:11,840
Speaker 3: taking the SAT and you're doing the reading part, like

117
00:05:12,279 --> 00:05:14,480
Speaker 3: if you I was talking to somebody the other day

118
00:05:14,480 --> 00:05:16,120
Speaker 3: and they was like, Yo, I'll teach kids how to

119
00:05:16,120 --> 00:05:18,080
Speaker 3: do good on ACT or SAT or whatever. He's like,

120
00:05:18,120 --> 00:05:20,120
Speaker 3: Y're gonna read the first and the last paragraphs and

121
00:05:20,120 --> 00:05:22,120
Speaker 3: skim the middle right. And I say that to say,

122
00:05:22,120 --> 00:05:24,240
Speaker 3: like when you talk about the learning curve, when you're

123
00:05:24,240 --> 00:05:27,880
Speaker 3: looking at that earnings report, right, just they publish an

124
00:05:27,880 --> 00:05:29,680
Speaker 3: earners report, then they'll put out the ten Q in

125
00:05:29,760 --> 00:05:31,960
Speaker 3: ten k annually, right, but the earners report it might

126
00:05:32,000 --> 00:05:33,640
Speaker 3: be ten twelve pages. You got to know what to

127
00:05:33,680 --> 00:05:35,880
Speaker 3: look for quick as well. And so that was the

128
00:05:35,880 --> 00:05:38,560
Speaker 3: biggest thing on a learning on a on a learning

129
00:05:38,560 --> 00:05:40,479
Speaker 3: curve because it's like, what am I looking for? And

130
00:05:40,480 --> 00:05:43,200
Speaker 3: then it's like, Okay, what are the numbers that you know?

131
00:05:43,279 --> 00:05:45,800
Speaker 3: Because this is a like the models are leaving. I

132
00:05:45,839 --> 00:05:48,160
Speaker 3: look at it like a living, breathing organism, because once

133
00:05:48,160 --> 00:05:50,320
Speaker 3: you plug it in, it's gonna spit out something else

134
00:05:50,360 --> 00:05:53,039
Speaker 3: that's saying, these bonds is worth this, this stock is

135
00:05:53,080 --> 00:05:56,000
Speaker 3: worth that. And so the learning curve was hard and

136
00:05:56,080 --> 00:05:58,720
Speaker 3: you're sitting there right in bro Wall Street is one

137
00:05:58,720 --> 00:06:00,560
Speaker 3: of them things where it's a blessing to be on there,

138
00:06:00,600 --> 00:06:04,240
Speaker 3: but it's you know, it's very subjective, right, like the

139
00:06:04,400 --> 00:06:06,159
Speaker 3: only black person in there, you know what I mean?

140
00:06:06,440 --> 00:06:09,960
Speaker 3: If I come around, you know, make a joke or something,

141
00:06:10,040 --> 00:06:12,280
Speaker 3: or small earners, what's up.

142
00:06:12,360 --> 00:06:15,880
Speaker 4: You ever walk into a small business and everything just works, Like,

143
00:06:15,960 --> 00:06:19,400
Speaker 4: the checkout is fast, the receipts are digital, tipping is

144
00:06:19,440 --> 00:06:22,000
Speaker 4: a breeze, and you're out the door before the line

145
00:06:22,040 --> 00:06:26,680
Speaker 4: even builds odds are they're using Square. We love supporting

146
00:06:26,720 --> 00:06:29,400
Speaker 4: businesses that run on Square because it just feels seamless.

147
00:06:29,520 --> 00:06:32,080
Speaker 4: Whether it's a local coffee shop, a vendor at a

148
00:06:32,120 --> 00:06:34,960
Speaker 4: pop up market, or even one of our merch partners.

149
00:06:35,240 --> 00:06:39,000
Speaker 4: Square makes it easy for them to take payments, manage inventory,

150
00:06:39,120 --> 00:06:43,000
Speaker 4: and run their business with confidence, all from one simple system.

151
00:06:43,480 --> 00:06:46,080
Speaker 4: If you're a business owner or even just thinking about

152
00:06:46,120 --> 00:06:49,240
Speaker 4: launching something soon, Square is hands down one of the

153
00:06:49,279 --> 00:06:52,679
Speaker 4: best tools out there to help you start, run and grow.

154
00:06:53,000 --> 00:06:56,000
Speaker 4: It's not just about payments, It's about giving you time

155
00:06:56,080 --> 00:06:59,000
Speaker 4: back so you can focus on what matters most ready.

156
00:06:59,040 --> 00:07:02,440
Speaker 4: To see how Square can transform your business, visit Square

157
00:07:02,520 --> 00:07:07,039
Speaker 4: dot com backslash, go backslash eyl to learn more that

158
00:07:07,240 --> 00:07:12,680
Speaker 4: Square dot com backslash, go backslash eyl. Don't wait, don't hesitate.

159
00:07:12,800 --> 00:07:15,160
Speaker 4: Let's Square handle the back end so you can keep

160
00:07:15,200 --> 00:07:21,240
Speaker 4: pushing your vision forward. This episode is brought to you

161
00:07:21,320 --> 00:07:23,600
Speaker 4: by P and C Bank. A lot of people think

162
00:07:23,680 --> 00:07:27,560
Speaker 4: podcasts about work are boring, and sure they definitely can be,

163
00:07:28,040 --> 00:07:31,280
Speaker 4: but understanding of professionals routine shows us how they achieve

164
00:07:31,360 --> 00:07:35,560
Speaker 4: their success little by little, day after day. It's like

165
00:07:35,640 --> 00:07:38,440
Speaker 4: banking with P and C Bank. It might seem boring

166
00:07:38,480 --> 00:07:41,360
Speaker 4: to save, plan and make calculated decisions with your bank,

167
00:07:41,760 --> 00:07:44,200
Speaker 4: but keeping your money boring is what helps you live

168
00:07:44,360 --> 00:07:48,360
Speaker 4: or more happily fulfilled life. P and C Bank Brilliantly

169
00:07:48,440 --> 00:07:53,000
Speaker 4: Boring since eighteen sixty five. Brilliantly Boring since eighteen sixty

170
00:07:53,040 --> 00:07:56,320
Speaker 4: five is a service mark of the PNC Financial Service Group, Inc.

171
00:07:56,760 --> 00:07:59,400
Speaker 4: P and C Bank National Association Member.

172
00:07:59,600 --> 00:08:05,200
Speaker 1: Fdie an illegal alien from Guatemala charged with raping a

173
00:08:05,320 --> 00:08:08,800
Speaker 1: child in Massachusetts. An MS thirteen gang member from Al

174
00:08:08,880 --> 00:08:13,680
Speaker 1: Salvador accused of murdering a Texas man of Venezuelan charged

175
00:08:13,720 --> 00:08:17,640
Speaker 1: with filming and selling child pornography in Michigan. These are

176
00:08:17,680 --> 00:08:21,200
Speaker 1: just some of the heinous migrant criminals caught because of

177
00:08:21,200 --> 00:08:24,920
Speaker 1: President Donald J. Trump's leadership. I'm Christy nom the United

178
00:08:24,960 --> 00:08:29,679
Speaker 1: States Secretary of Homeland Security. Under President Trump, attempted illegal

179
00:08:29,720 --> 00:08:33,400
Speaker 1: border crossings are at the lowest levels ever recorded, and

180
00:08:33,440 --> 00:08:36,800
Speaker 1: over one hundred thousand illegal aliens have been arrested. If

181
00:08:36,800 --> 00:08:40,480
Speaker 1: you are here illegally, your next you will be fine

182
00:08:40,520 --> 00:08:44,640
Speaker 1: nearly one thousand dollars a day, imprisoned and deported, you

183
00:08:44,679 --> 00:08:48,240
Speaker 1: will never return. But if you register using our CBP

184
00:08:48,400 --> 00:08:51,120
Speaker 1: home app and leave now, you could be allowed to

185
00:08:51,200 --> 00:08:56,000
Speaker 1: return legally. Do what's right. Leave now. Under President Trump,

186
00:08:56,160 --> 00:08:59,320
Speaker 1: America's laws, border and families.

187
00:08:58,920 --> 00:09:01,360
Speaker 2: Will be protected. Sponsored by the United States Department at

188
00:09:01,360 --> 00:09:01,960
Speaker 2: Homeland Security.

189
00:09:02,040 --> 00:09:04,840
Speaker 3: Allan too much, shorty, too cocky. He needs to tone

190
00:09:04,840 --> 00:09:07,840
Speaker 3: it down. So you know. The biggest learning curve was

191
00:09:07,840 --> 00:09:11,040
Speaker 3: culturally over the actual academia part of it. The academy,

192
00:09:11,120 --> 00:09:12,679
Speaker 3: I felt as though coming from more and I can

193
00:09:12,679 --> 00:09:15,680
Speaker 3: grasp anything. The biggest learning curve was learning how to

194
00:09:15,720 --> 00:09:20,320
Speaker 3: act right, Like I got pulled aside. I got pulled aside,

195
00:09:20,440 --> 00:09:22,400
Speaker 3: And anybody that's working on Wall Street, Bro, they understand

196
00:09:22,400 --> 00:09:24,240
Speaker 3: what I'm talking about. It's a way you got to

197
00:09:24,280 --> 00:09:27,320
Speaker 3: carry yourself and it's a way to dress right. At

198
00:09:27,360 --> 00:09:28,920
Speaker 3: one point they told me I was too flashy because

199
00:09:28,920 --> 00:09:31,160
Speaker 3: I got a paragam on tie on. Right. They telling

200
00:09:31,200 --> 00:09:34,320
Speaker 3: me I got too much swag because I walked different.

201
00:09:34,360 --> 00:09:35,959
Speaker 3: So and I'm a person pulled me side. Bro, you

202
00:09:35,960 --> 00:09:38,480
Speaker 3: gotta walk like you in a hurry. See what the

203
00:09:38,480 --> 00:09:40,200
Speaker 3: hell does that mean? Bro? Like you know what I mean? Like,

204
00:09:40,440 --> 00:09:42,200
Speaker 3: walk like you in a hurry, walk with your head down,

205
00:09:42,280 --> 00:09:45,120
Speaker 3: keep acting, because it's all perception, bro, perception reality. And

206
00:09:45,400 --> 00:09:47,880
Speaker 3: when you come from a ivy league as a black dude,

207
00:09:47,920 --> 00:09:51,120
Speaker 3: they already think, you know, kid thinking cocky and I

208
00:09:51,160 --> 00:09:52,640
Speaker 3: was swagged out. I ain't gonna hold you. But at

209
00:09:52,679 --> 00:09:54,480
Speaker 3: the same time they was hold They were trying to

210
00:09:54,520 --> 00:09:57,880
Speaker 3: hold me in the sense of like he was too cocky,

211
00:09:58,160 --> 00:10:00,280
Speaker 3: right he you know he and oh he's not doing

212
00:10:00,280 --> 00:10:02,280
Speaker 3: the grunt work. And so the biggest thing was the

213
00:10:02,280 --> 00:10:05,480
Speaker 3: cultural part of being in a different It's a fraternity

214
00:10:05,520 --> 00:10:09,400
Speaker 3: to write, these guys all play lacrosse country club, living Connecticut,

215
00:10:09,480 --> 00:10:12,079
Speaker 3: you feel me like Westchester and all that, yeah, role

216
00:10:12,400 --> 00:10:14,960
Speaker 3: and one of those people playing basketball on them desk for

217
00:10:14,960 --> 00:10:18,840
Speaker 3: the most part, right, it was lacrosse row you feel me,

218
00:10:18,840 --> 00:10:21,200
Speaker 3: field hockey, all that stuff. And it's a different culture,

219
00:10:21,720 --> 00:10:22,880
Speaker 3: different country club.

220
00:10:22,960 --> 00:10:23,080
Speaker 2: Right.

221
00:10:23,080 --> 00:10:26,800
Speaker 3: They got their vest song, the vineyard vine vests and

222
00:10:26,840 --> 00:10:28,679
Speaker 3: all that, you know what I mean. So that the

223
00:10:29,000 --> 00:10:31,600
Speaker 3: academia part, it was hard at first, but you understand

224
00:10:31,640 --> 00:10:32,800
Speaker 3: that because if you know how to study, you can

225
00:10:32,840 --> 00:10:34,720
Speaker 3: get that. But the cultural thing was one that was

226
00:10:34,840 --> 00:10:37,079
Speaker 3: very difficult. And I remember I was sitting at the

227
00:10:37,080 --> 00:10:39,640
Speaker 3: dinner table with you not that long ago, and we

228
00:10:39,640 --> 00:10:42,559
Speaker 3: was talking about, you know, a potential client, and this

229
00:10:42,600 --> 00:10:44,400
Speaker 3: is how we come in, right, I'm wraw right now.

230
00:10:44,480 --> 00:10:46,520
Speaker 3: Either you like it or you don't. But when I

231
00:10:46,559 --> 00:10:48,320
Speaker 3: was twenty two at the time, it was one of

232
00:10:48,320 --> 00:10:49,640
Speaker 3: them like I had to get down and lay down

233
00:10:49,720 --> 00:10:53,240
Speaker 3: or I had to really conform to that life. So

234
00:10:53,400 --> 00:10:58,480
Speaker 3: why'd you leave? So I ended up So when I

235
00:10:58,520 --> 00:11:00,720
Speaker 3: left Morgan Stanley, I ended up getting the best job

236
00:11:00,760 --> 00:11:03,559
Speaker 3: at a hedge fund where I was able to move

237
00:11:03,559 --> 00:11:06,520
Speaker 3: back to my hometown Chicago, and the reason I left was,

238
00:11:08,480 --> 00:11:10,640
Speaker 3: you know, I just wanted more, right. So at the

239
00:11:10,640 --> 00:11:12,880
Speaker 3: same time, you know I was making music, right, I

240
00:11:12,960 --> 00:11:16,360
Speaker 3: make music. I'm nice, Right, I need you to have

241
00:11:16,360 --> 00:11:19,680
Speaker 3: my vinyl back here one of these days on god

242
00:11:19,800 --> 00:11:22,640
Speaker 3: On want kids. We need that. But so one thing

243
00:11:22,679 --> 00:11:24,439
Speaker 3: I'm going to work. I have my music on the radio.

244
00:11:25,640 --> 00:11:28,200
Speaker 3: So I'm already feeling it. But one thing about moving

245
00:11:28,240 --> 00:11:31,640
Speaker 3: back to Chicago is, and I think y'all are the tests, right,

246
00:11:31,800 --> 00:11:34,040
Speaker 3: is when you going and you trying to do something,

247
00:11:34,520 --> 00:11:37,560
Speaker 3: you got laser focus, you got your horse blinders on.

248
00:11:37,840 --> 00:11:40,080
Speaker 3: And as a result, I really wasn't that in tune

249
00:11:40,280 --> 00:11:42,200
Speaker 3: with the community as much as I could have. Right

250
00:11:42,240 --> 00:11:44,160
Speaker 3: where at Margan Stanley show, I did some community service,

251
00:11:44,160 --> 00:11:45,880
Speaker 3: but like the people that I grew up with, I

252
00:11:45,960 --> 00:11:48,360
Speaker 3: wasn't in tune with them. But me going back to Chicago,

253
00:11:48,400 --> 00:11:51,240
Speaker 3: I really got to realize, like yo, when you look

254
00:11:51,280 --> 00:11:53,240
Speaker 3: at the wealth gap and the information gap, it really

255
00:11:53,280 --> 00:11:56,480
Speaker 3: boils down to the exposure gap. So what you exposed to. Right,

256
00:11:56,559 --> 00:11:59,760
Speaker 3: So being at Morgan Stanley, I'm walking by, I see

257
00:12:00,240 --> 00:12:02,199
Speaker 3: MD on the desk, right, a managing direct on the desk,

258
00:12:02,320 --> 00:12:04,840
Speaker 3: checking a retirement account, checking a four on one K.

259
00:12:05,600 --> 00:12:08,079
Speaker 3: You got two three million in there, right, most people

260
00:12:08,120 --> 00:12:09,840
Speaker 3: that look like us don't even got four one K's

261
00:12:09,840 --> 00:12:13,199
Speaker 3: the retirement plans in general, right, they holping social security still, right,

262
00:12:13,480 --> 00:12:15,720
Speaker 3: And so once I started understanding that and looking at

263
00:12:15,760 --> 00:12:17,480
Speaker 3: other people, Oh, I got an LLC for this. Oh,

264
00:12:17,559 --> 00:12:19,199
Speaker 3: this is the type of accounts I have for my kids,

265
00:12:19,559 --> 00:12:22,520
Speaker 3: I realized. One of my best friends at the crib,

266
00:12:22,720 --> 00:12:24,760
Speaker 3: he like, bro, you ain't really my friend, bro if

267
00:12:24,760 --> 00:12:26,880
Speaker 3: you ain't teaching me how to get a bag. So

268
00:12:27,280 --> 00:12:29,320
Speaker 3: that's what made me say, yo, I want to start

269
00:12:29,360 --> 00:12:33,240
Speaker 3: making content. So that's when I develop economics, which you know,

270
00:12:33,480 --> 00:12:36,920
Speaker 3: very similar to what y'all do, is making learning about

271
00:12:37,600 --> 00:12:40,680
Speaker 3: finance cool, making it more digestible so the average person

272
00:12:40,679 --> 00:12:43,559
Speaker 3: could understand it because we take a full step back.

273
00:12:43,600 --> 00:12:45,840
Speaker 3: It's like, you know, they think this is an old

274
00:12:45,880 --> 00:12:49,120
Speaker 3: white man's game. Historically it was, but now this stuff

275
00:12:49,160 --> 00:12:52,240
Speaker 3: been democratized. Right, we got podcasts about it, we got

276
00:12:52,240 --> 00:12:55,160
Speaker 3: social media about it. Now it's apps that allow us

277
00:12:55,240 --> 00:12:57,720
Speaker 3: to buy stocks for free. I remember when I got

278
00:12:57,720 --> 00:13:00,400
Speaker 3: e trading. Oh wait, it cost me thirteen dollars buying

279
00:13:00,440 --> 00:13:02,520
Speaker 3: thirteen dollars to seal. So if I'm putting one hundred

280
00:13:02,520 --> 00:13:05,200
Speaker 3: dollars to work, I got over. I got thirteen percent

281
00:13:05,559 --> 00:13:08,160
Speaker 3: and over in costs to buy that. So at that moment,

282
00:13:08,200 --> 00:13:11,120
Speaker 3: I'm already lost. I need to stock to go over

283
00:13:11,160 --> 00:13:12,839
Speaker 3: thirteen percent for me to you know what, I mean,

284
00:13:12,840 --> 00:13:14,680
Speaker 3: to make money. So at that moment, it's like, all right,

285
00:13:14,840 --> 00:13:19,320
Speaker 3: but now democratization of everything, right, Like we swimming in knowledge,

286
00:13:19,320 --> 00:13:21,439
Speaker 3: but we yearning for wisdom. And now it's like, how

287
00:13:21,440 --> 00:13:25,240
Speaker 3: do we give everybody the right wisdom? And so one

288
00:13:25,240 --> 00:13:26,480
Speaker 3: of the things I did was like, man, I want

289
00:13:26,480 --> 00:13:29,200
Speaker 3: to start putting out content right Because I went by

290
00:13:29,200 --> 00:13:31,120
Speaker 3: the Moniker Wall Street rapper, I was talking to somebody,

291
00:13:31,120 --> 00:13:32,600
Speaker 3: She's like, Okay, what the hell does Wall Street mean?

292
00:13:32,720 --> 00:13:34,720
Speaker 3: So it's like, let me bring main Street. Let me

293
00:13:34,720 --> 00:13:36,480
Speaker 3: bring Wall Street to Main Street. And so one of

294
00:13:36,520 --> 00:13:38,240
Speaker 3: the things I was able to do was while I

295
00:13:38,320 --> 00:13:41,400
Speaker 3: was working, I was always had a hustles right shout

296
00:13:41,440 --> 00:13:42,959
Speaker 3: of my dog Ja. We used to throw parties, we

297
00:13:43,040 --> 00:13:45,480
Speaker 3: had to drill. Then I also opened up a restaurant,

298
00:13:45,520 --> 00:13:47,520
Speaker 3: and then I had the content and I had the music.

299
00:13:47,600 --> 00:13:49,360
Speaker 3: So I'm like, bro. One of the things I said,

300
00:13:49,360 --> 00:13:52,160
Speaker 3: if I can make a fraction of what I make

301
00:13:52,280 --> 00:13:55,280
Speaker 3: while working on Wall Street while only dedicating call it

302
00:13:55,320 --> 00:13:57,480
Speaker 3: four or five hours to the side hustles. Then if

303
00:13:57,520 --> 00:13:59,240
Speaker 3: I gave it twenty four hours, then it's over with

304
00:13:59,360 --> 00:14:01,720
Speaker 3: and so I was able to leave while having other

305
00:14:01,760 --> 00:14:05,959
Speaker 3: investments right still trading and developmentcanomics.

306
00:14:12,160 --> 00:14:15,840
Speaker 1: An illegal alien from Guatemala charged with raping a child

307
00:14:15,840 --> 00:14:19,640
Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador

308
00:14:19,880 --> 00:14:24,040
Speaker 1: accused of murdering a Texas man of Venezuelan charged with

309
00:14:24,080 --> 00:14:28,000
Speaker 1: filming and selling child pornography in Michigan. These are just

310
00:14:28,080 --> 00:14:31,800
Speaker 1: some of the heinous migrant criminals caught because of President

311
00:14:31,880 --> 00:14:35,480
Speaker 1: Donald J. Trump's leadership. I'm Christy nom the United States

312
00:14:35,480 --> 00:14:40,280
Speaker 1: Secretary of Homeland Security. Under President Trump, attempted illegal border

313
00:14:40,320 --> 00:14:43,880
Speaker 1: crossings are at the lowest levels ever recorded, and over

314
00:14:43,920 --> 00:14:47,120
Speaker 1: one hundred thousand illegal aliens have been arrested. If you

315
00:14:47,200 --> 00:14:51,080
Speaker 1: are here illegally, your next you will be fined nearly

316
00:14:51,160 --> 00:14:55,160
Speaker 1: one thousand dollars a day, imprisoned, and deported. You will

317
00:14:55,200 --> 00:14:58,840
Speaker 1: never return. But if you register using our CBP home

318
00:14:58,880 --> 00:15:02,280
Speaker 1: app and leave now, you could be allowed to return legally.

319
00:15:02,640 --> 00:15:07,360
Speaker 1: Do what's right. Leave now. Under President Trump America's laws,

320
00:15:07,560 --> 00:15:09,360
Speaker 1: border and families will

321
00:15:09,400 --> 00:15:12,240
Speaker 2: Be Protected, Sponsored by the United States Department of Homeland Security,