Speaker 1: Welcome to Before Breakfast, a production of iHeartRadio. Good Morning,
Speaker 1: This is Laura. Welcome to the Before Breakfast podcast. Today's
Speaker 1: tip is to schedule yourself first. Identify what needs to
Speaker 1: happen for your life to run smoothly and for you
Speaker 1: to achieve your goals. Then schedule those activities first before
Speaker 1: committing to anything else. So you have probably heard the
Speaker 1: classic financial advice to pay yourself first, to save money
Speaker 1: for your own future needs before you pay for everything else.
Speaker 1: Money goes to your retirement account or emergency fund before
Speaker 1: it goes to clothes or dinners out or anything discretionary.
Speaker 1: If you wait to save what is left over, there
Speaker 1: might not be anything left over. But if you pay
Speaker 1: yourself first, one way or the other, you'll get through
Speaker 1: to your next paycheck and you will build wealth at
Speaker 1: the same time. As is so often the case, what
Speaker 1: is wise for money is wise for time. Two. Just
Speaker 1: as people who are smart with their money set aside
Speaker 1: savings for their future needs before they spend on other things,
Speaker 1: people who are smart with their time figure out how
Speaker 1: much time they need to invest in maintaining their well
Speaker 1: being and for achieving their goals. They put that time
Speaker 1: on their schedule first before they commit to spending time
Speaker 1: in other ways. The most obvious category this works with
Speaker 1: is sleep. If you need seven and a half hours
Speaker 1: of sleep per day, then you should carve out seven
Speaker 1: and a half hours of time each day during which
Speaker 1: you can sleep. Since my guess is that you need
Speaker 1: to wake up at set times most days for work
Speaker 1: or family responsibilities, that means going to bed at a
Speaker 1: reasonable time. Doing that instead of trying to get to
Speaker 1: the bottom of your bottomless inbox, amounts to paying yourself first.
Speaker 1: Maintaining good health also requires time for physical activity. If
Speaker 1: you have an active job, great, But if you sit
Speaker 1: all day, then you need time devoted to moving your body,
Speaker 1: and you need that more than you need that marginal
Speaker 1: extra meeting block it in. Schedule yourself first so you
Speaker 1: reap the rewards over time. You can also schedule yourself
Speaker 1: first by devoting time to those long term projects that
Speaker 1: you don't want to die not having done. I don't
Speaker 1: know what it is for you, but lots of people
Speaker 1: want to do things like start a business, or write
Speaker 1: a book or read war and peace. If that sounds
Speaker 1: like you, then paying yourself first means putting time for
Speaker 1: those things on your schedule before you take care of
Speaker 1: everything else demanding your attention. For many people, the best
Speaker 1: time is first thing in the morning. I am here
Speaker 1: to tell you that if you get up and read
Speaker 1: one of the very short chapters of War and Peace
Speaker 1: every morning, which will probably take less than ten minutes,
Speaker 1: you will get through the book in a year. You
Speaker 1: won't really notice those ten minutes in the grand scheme
Speaker 1: of things, just like you don't have to save incredible
Speaker 1: amounts per day to have a reasonably secure retirement. But
Speaker 1: all that time does add up, so it goes for
Speaker 1: all things. If you want to explore entrepreneurial ideas, schedule
Speaker 1: in an hour Monday morning Wednesday morning and stick to it.
Speaker 1: See how it goes. If you find the time is fruitful,
Speaker 1: you can start adding to it. But if nothing else,
Speaker 1: having that time on your calendar will get your brain
Speaker 1: in that mindset you might start having ideas and moving
Speaker 1: yourself forward. And if you don't schedule yourself first, well,
Speaker 1: all time passes, just like money has a way of disappearing.
Speaker 1: Best to schedule yourself first, like you pay yourself first,
Speaker 1: and you will be far richer in the end. In
Speaker 1: the meantime, this is Laura, thanks for listening and here's
Speaker 1: to making the most of our time. Hey, everybody, I'd
Speaker 1: love to hear from you. You can send me your tips,
Speaker 1: your questions, or anything else. Just connect with me on Twitter,
Speaker 1: Facebook and Instagram at Before Breakfast pod that's B the
Speaker 1: number four, then Breakfast p o D. You can also
Speaker 1: shoot me an email at Before Breakfast Podcasts at iHeartMedia
Speaker 1: dot com that Before Breakfast is spelled out with all
Speaker 1: the letters. Thanks so much. Should I look forward to
Speaker 1: staying in touch. Before Breakfast is a production of iHeartRadio.
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