1 00:00:03,400 --> 00:00:09,360 Speaker 1: Welcome to Before Breakfast, a production of iHeartRadio. Good Morning, 2 00:00:10,800 --> 00:00:16,760 Speaker 1: This is Laura. Welcome to the Before Breakfast podcast. Today's 3 00:00:16,800 --> 00:00:23,000 Speaker 1: tip is to schedule yourself first. Identify what needs to 4 00:00:23,079 --> 00:00:26,640 Speaker 1: happen for your life to run smoothly and for you 5 00:00:26,720 --> 00:00:33,800 Speaker 1: to achieve your goals. Then schedule those activities first before 6 00:00:33,880 --> 00:00:39,280 Speaker 1: committing to anything else. So you have probably heard the 7 00:00:39,479 --> 00:00:44,400 Speaker 1: classic financial advice to pay yourself first, to save money 8 00:00:44,479 --> 00:00:48,640 Speaker 1: for your own future needs before you pay for everything else. 9 00:00:50,080 --> 00:00:54,640 Speaker 1: Money goes to your retirement account or emergency fund before 10 00:00:54,840 --> 00:00:59,960 Speaker 1: it goes to clothes or dinners out or anything discretionary. 11 00:01:00,040 --> 00:01:03,360 Speaker 1: If you wait to save what is left over, there 12 00:01:03,440 --> 00:01:06,880 Speaker 1: might not be anything left over. But if you pay 13 00:01:06,920 --> 00:01:11,280 Speaker 1: yourself first, one way or the other, you'll get through 14 00:01:11,319 --> 00:01:15,600 Speaker 1: to your next paycheck and you will build wealth at 15 00:01:15,600 --> 00:01:19,880 Speaker 1: the same time. As is so often the case, what 16 00:01:20,040 --> 00:01:25,400 Speaker 1: is wise for money is wise for time. Two. Just 17 00:01:25,520 --> 00:01:28,000 Speaker 1: as people who are smart with their money set aside 18 00:01:28,040 --> 00:01:31,559 Speaker 1: savings for their future needs before they spend on other things, 19 00:01:32,520 --> 00:01:35,560 Speaker 1: people who are smart with their time figure out how 20 00:01:35,640 --> 00:01:38,399 Speaker 1: much time they need to invest in maintaining their well 21 00:01:38,440 --> 00:01:43,160 Speaker 1: being and for achieving their goals. They put that time 22 00:01:43,200 --> 00:01:47,400 Speaker 1: on their schedule first before they commit to spending time 23 00:01:47,960 --> 00:01:52,720 Speaker 1: in other ways. The most obvious category this works with 24 00:01:52,840 --> 00:01:57,320 Speaker 1: is sleep. If you need seven and a half hours 25 00:01:57,320 --> 00:02:00,840 Speaker 1: of sleep per day, then you should carve out seven 26 00:02:00,880 --> 00:02:03,680 Speaker 1: and a half hours of time each day during which 27 00:02:03,720 --> 00:02:07,200 Speaker 1: you can sleep. Since my guess is that you need 28 00:02:07,240 --> 00:02:10,000 Speaker 1: to wake up at set times most days for work 29 00:02:10,120 --> 00:02:14,640 Speaker 1: or family responsibilities, that means going to bed at a 30 00:02:14,680 --> 00:02:19,880 Speaker 1: reasonable time. Doing that instead of trying to get to 31 00:02:19,919 --> 00:02:25,160 Speaker 1: the bottom of your bottomless inbox, amounts to paying yourself first. 32 00:02:27,080 --> 00:02:32,359 Speaker 1: Maintaining good health also requires time for physical activity. If 33 00:02:32,400 --> 00:02:36,679 Speaker 1: you have an active job, great, But if you sit 34 00:02:36,760 --> 00:02:40,680 Speaker 1: all day, then you need time devoted to moving your body, 35 00:02:41,720 --> 00:02:45,160 Speaker 1: and you need that more than you need that marginal 36 00:02:45,320 --> 00:02:51,760 Speaker 1: extra meeting block it in. Schedule yourself first so you 37 00:02:51,840 --> 00:02:57,520 Speaker 1: reap the rewards over time. You can also schedule yourself 38 00:02:57,560 --> 00:03:00,760 Speaker 1: first by devoting time to those long term projects that 39 00:03:00,840 --> 00:03:05,720 Speaker 1: you don't want to die not having done. I don't 40 00:03:05,720 --> 00:03:08,600 Speaker 1: know what it is for you, but lots of people 41 00:03:08,680 --> 00:03:12,120 Speaker 1: want to do things like start a business, or write 42 00:03:12,120 --> 00:03:16,080 Speaker 1: a book or read war and peace. If that sounds 43 00:03:16,080 --> 00:03:20,880 Speaker 1: like you, then paying yourself first means putting time for 44 00:03:21,040 --> 00:03:24,720 Speaker 1: those things on your schedule before you take care of 45 00:03:24,800 --> 00:03:29,440 Speaker 1: everything else demanding your attention. For many people, the best 46 00:03:29,480 --> 00:03:33,200 Speaker 1: time is first thing in the morning. I am here 47 00:03:33,240 --> 00:03:36,440 Speaker 1: to tell you that if you get up and read 48 00:03:36,560 --> 00:03:39,280 Speaker 1: one of the very short chapters of War and Peace 49 00:03:39,360 --> 00:03:42,760 Speaker 1: every morning, which will probably take less than ten minutes, 50 00:03:43,720 --> 00:03:46,760 Speaker 1: you will get through the book in a year. You 51 00:03:46,800 --> 00:03:49,640 Speaker 1: won't really notice those ten minutes in the grand scheme 52 00:03:49,680 --> 00:03:52,160 Speaker 1: of things, just like you don't have to save incredible 53 00:03:52,160 --> 00:03:56,320 Speaker 1: amounts per day to have a reasonably secure retirement. But 54 00:03:57,360 --> 00:04:02,280 Speaker 1: all that time does add up, so it goes for 55 00:04:02,360 --> 00:04:08,320 Speaker 1: all things. If you want to explore entrepreneurial ideas, schedule 56 00:04:08,400 --> 00:04:13,080 Speaker 1: in an hour Monday morning Wednesday morning and stick to it. 57 00:04:14,160 --> 00:04:17,760 Speaker 1: See how it goes. If you find the time is fruitful, 58 00:04:18,560 --> 00:04:21,839 Speaker 1: you can start adding to it. But if nothing else, 59 00:04:22,920 --> 00:04:26,320 Speaker 1: having that time on your calendar will get your brain 60 00:04:26,360 --> 00:04:31,320 Speaker 1: in that mindset you might start having ideas and moving 61 00:04:31,360 --> 00:04:36,719 Speaker 1: yourself forward. And if you don't schedule yourself first, well, 62 00:04:37,680 --> 00:04:41,640 Speaker 1: all time passes, just like money has a way of disappearing. 63 00:04:43,080 --> 00:04:46,960 Speaker 1: Best to schedule yourself first, like you pay yourself first, 64 00:04:48,200 --> 00:04:53,479 Speaker 1: and you will be far richer in the end. In 65 00:04:53,560 --> 00:04:59,760 Speaker 1: the meantime, this is Laura, thanks for listening and here's 66 00:04:59,800 --> 00:05:10,080 Speaker 1: to making the most of our time. Hey, everybody, I'd 67 00:05:10,080 --> 00:05:12,520 Speaker 1: love to hear from you. You can send me your tips, 68 00:05:12,600 --> 00:05:16,279 Speaker 1: your questions, or anything else. Just connect with me on Twitter, 69 00:05:16,640 --> 00:05:22,040 Speaker 1: Facebook and Instagram at Before Breakfast pod that's B the 70 00:05:22,200 --> 00:05:26,440 Speaker 1: number four, then Breakfast p o D. You can also 71 00:05:26,440 --> 00:05:30,520 Speaker 1: shoot me an email at Before Breakfast Podcasts at iHeartMedia 72 00:05:30,600 --> 00:05:33,200 Speaker 1: dot com that Before Breakfast is spelled out with all 73 00:05:33,240 --> 00:05:35,800 Speaker 1: the letters. Thanks so much. Should I look forward to 74 00:05:35,800 --> 00:05:44,680 Speaker 1: staying in touch. Before Breakfast is a production of iHeartRadio. 75 00:05:45,279 --> 00:05:50,520 Speaker 1: For more podcasts from iHeartRadio, visit the iHeartRadio app, Apple Podcasts, 76 00:05:50,800 --> 00:06:01,599 Speaker 1: or wherever you listen to your favorite shows.