Speaker 1: Aba Fam, It's Mandy, and I didn't expect to be
Speaker 1: sitting here on Christmas Eve morning with my cup of
Speaker 1: coffee an eggnog non dairy eggnog latte, to be exact,
Speaker 1: because I deserve and recording. But you know what, you
Speaker 1: make plans and it makes the big guy up there laugh. Right,
Speaker 1: So here I am recording the intro to this week's episode,
Speaker 1: and honestly, and when I get down, I'm a little
Speaker 1: grumpy about having to work. But then when I sit
Speaker 1: down here and I remember who I'm talking to, my
Speaker 1: ba fam, I'm like, y'all really are like the cousins,
Speaker 1: the sisters that I feel like I should call in
Speaker 1: the morning, just like it my day started, you know, like,
Speaker 1: how you doing, Yeah, what you having for breakfast? Having
Speaker 1: a good day? What you got going on? I just
Speaker 1: want to check in. So now that I'm here, I'm
Speaker 1: just really grateful. And this is going to be a
Speaker 1: fun episode. Y'all know that Tiffany officially had her last
Speaker 1: show that aired last week, but the party, the going
Speaker 1: away party continues with the fourth and final installment of
Speaker 1: the series. Farewell to Tiffany, and this is a special
Speaker 1: one because for the first time. I don't think we've
Speaker 1: ever done this before, but we we. I took a
Speaker 1: look back at the top ten most listened to episodes
Speaker 1: for twenty twenty four, and I just thought, what better
Speaker 1: year to do this than when it's Tiffany's last year.
Speaker 1: And I think it's a great way to highlight just
Speaker 1: what I mean when I say she's really leaving a
Speaker 1: legacy and that she deserves this sendoff, and I'm going
Speaker 1: to get into the top. Also, it's kind of hilarious
Speaker 1: to see what you guys, what episodes y'all loved, because
Speaker 1: I started to build my own list of the top
Speaker 1: episodes and it was nothing like the ones that ended
Speaker 1: up being the top. But yeah, I'm gonna let be
Speaker 1: a fam take the lead here and share some of
Speaker 1: these highlights, and I hope that you enjoy it. It
Speaker 1: was really fun, I found myself. You know, I'm looking.
Speaker 1: I'm listening to like forty five minute episodes, ten of them,
Speaker 1: and I'm trying not to listen to all of them
Speaker 1: because I don't want to be working for ten hours straight,
Speaker 1: but they're just so damn fun. So what I'm really
Speaker 1: hoping is this gives y'all, you know, like a little
Speaker 1: reminder that there are past episodes that may still resonate
Speaker 1: for you today that you can go enjoy even as
Speaker 1: we step into a new season, a new chapter of
Speaker 1: the Brown Ambition Podcast. And I have never felt more loved,
Speaker 1: more held more support then I have been by u
Speaker 1: BA fan And I've been a tough cookie. I've been
Speaker 1: I've been. I think I'm really proud of the way
Speaker 1: this whole you know, series has gone down. I'm proud
Speaker 1: of me, I'm proud of Tiffany, and but I'm in
Speaker 1: my feelings. And maybe it's because it's Christmas Eve. Maybe
Speaker 1: it's because I was listening to all these episodes while
Speaker 1: I was picking clips over the last few days. But
Speaker 1: I'm I think I'm finally feeling the feelings. I think
Speaker 1: I'm finally ready to have a little cry about it
Speaker 1: and I might call Tiffany and, you know, just remind
Speaker 1: her that I love her and that it's going to
Speaker 1: be okay. And I'm gonna see you guys really soon though.
Speaker 1: We're going to be back the first week of January
Speaker 1: with a new episode, and you're gonna listen to the
Speaker 1: first ever be a round table. I'm going to have
Speaker 1: some incredible guests joined me at the round table. It's
Speaker 1: going to be fun, so please come show up, continue
Speaker 1: to support the show, leave us a review, Tag me
Speaker 1: in any social media post, tag at Brown Ambition Podcast.
Speaker 1: When you share episodes that resonate with you, and tell
Speaker 1: a friend at tell a friend always as you're homeless
Speaker 1: holiday season, make sure they know that you're loving Brown Ambition.
Speaker 1: So yeah, we can just continue to grow into this
Speaker 1: new season for us. All right, So, without further ado,
Speaker 1: here is or here is Here are the top ten
Speaker 1: episodes of twenty twenty four Brown Ambition Style. So let's
Speaker 1: start with number ten. Oh god, I feel like Carson
Speaker 1: Daly is TRL. Now TRL is not around anymore anyway.
Speaker 1: So number ten was an episode of the BAQA called
Speaker 1: Messy Money. All right. So in this clip, and this
Speaker 1: is one of those episodes where Tiffany gives the listener
Speaker 1: her own anonymous, like her own pseudonym when they don't.
Speaker 1: When y'all don't give us a pseudonym, we just get created.
Speaker 1: And Tiffany called this one messy Money. So in this clip,
Speaker 1: Tiffany is answering a question from a listener, and this
Speaker 1: is like Tiffany's top brilliance, like just her ability to
Speaker 1: first of all, make things hilarious, make them personal, make
Speaker 1: them emotional, but get back to hilarious, and you're going
Speaker 1: to learn something. So in this situation, we have a
Speaker 1: listener whose sister has stolen money from her, has hacked
Speaker 1: into her Instacart account, and has done all kinds of shenanigans.
Speaker 1: And in her best, truest brilliant light, Tiffany talks about
Speaker 1: really puts herself in a conversation with this big sister,
Speaker 1: and so from big sister to big sister, Tiffany takes
Speaker 1: this lady to school, y'all. And all I can say
Speaker 1: is I hope Messy Money played this episode for the
Speaker 1: sister that bamboozled her, because it is Wow Chef's Kiss.
Speaker 1: So here is number ten top episode of twenty twenty four,
Speaker 1: Messy Money.
Speaker 2: Sis, your little sister told me that you asked to
Speaker 2: borrow her Instagram account, her Instacart account, which I'm not
Speaker 2: sure why you would do that, Like, are you not
Speaker 2: allowed to make money on your own?
Speaker 1: Either way?
Speaker 2: That's where you first messed up because you should not
Speaker 2: have been using her Instacart account to do deliveries.
Speaker 3: So that's one. Okay.
Speaker 2: Two, she asked you to stop, sis, and obviously you
Speaker 2: continued almost doubling her income, and she was supposed to
Speaker 2: get three thousand dollars back. Not only is she not
Speaker 2: getting three thousand dollars, she also owes another three thousand,
Speaker 2: So that's six thousand dollars that baby Cis is in
Speaker 2: a deficit for because of the choice that you decided
Speaker 2: forty two to make. Now, mistakes happen. I know this,
Speaker 2: but now she's asking for it to be righted. And
Speaker 2: I know you love your baby Sis. You've only zeld
Speaker 2: her two hundred and fifty dollars. What is going on?
Speaker 2: And now baby sister is feeling taken advantage of it because,
Speaker 2: quite honestly, as the big sis, who is nearly twice
Speaker 2: her age and I'm not an age's becausist. I'm forty two,
Speaker 2: I'm forty forty four, I mean forty five two, I'm
Speaker 2: big sis.
Speaker 1: To Yeah, why go ahead.
Speaker 3: And run this girl back up? Dag all money?
Speaker 4: What is going on?
Speaker 2: Here's the thing. You shouldn't have used an instacart, but
Speaker 2: you already did that. Okay, we're here now.
Speaker 3: Two, Like, I don't know if you understand. See.
Speaker 2: The thing is, I find it hard to believe that
Speaker 2: you didn't understand how ten ninety nine work.
Speaker 3: Not at forty two.
Speaker 2: You don't like I could see if you was twenty
Speaker 2: six like your little sis, because I get it, she
Speaker 2: probably didn't understand. Her boyfriend put her up on game
Speaker 2: about ten and I, girl, you knew that at ten
Speaker 2: ninety nine was.
Speaker 3: Gonna get issued. Why would you do that?
Speaker 2: Honestly? You I have three younger sisters. You know that
Speaker 2: one of the roles as an older sister is to educate,
Speaker 2: to protect, and honestly sometimes even provide for our little sisters.
Speaker 2: We're not here to take advantage of them.
Speaker 3: But now we're here.
Speaker 2: Girl, not only do you owe her that three thousand,
Speaker 2: you owe her another three on top of that. You
Speaker 2: do because she was gonna get back three thousand dollars.
Speaker 2: So now that we know all that is true, we
Speaker 2: know this is true. Now it's time for solutions. I
Speaker 2: like to be a paper towel person. When I was
Speaker 2: a kid, I used to spill something. If it was
Speaker 2: my dad, he would get mad and be fuss and
Speaker 2: fuss and fuss and fuss and fussing, and then finally
Speaker 2: hand you a paper towel, which I just did with
Speaker 2: you because I'm still my daddy's daughter and my mother
Speaker 2: would just say just go ahead and get a paper towel. Well,
Speaker 2: you need a little fussing first, So now let's go
Speaker 2: to paper towel.
Speaker 3: The solution.
Speaker 2: We're gonna clean this up. So you've only zeld her
Speaker 2: two hundred and fifty dollars, maybe more by now, because
Speaker 2: you wrote this a little while ago. Okay, now, what
Speaker 2: is the payment plan to give this girl her six
Speaker 2: thousand dollars? Let's map that out. What does that look like?
Speaker 2: Because it's not a matter of like you're going to,
Speaker 2: you know, like cuz one twenty six, little sis, here's
Speaker 2: the thing that like, you are not going to pretend
Speaker 2: that it didn't happen, because even if you pretended it did,
Speaker 2: and you're going to feel some kind of way because
Speaker 2: you're supposed to feel some kind of way because your
Speaker 2: sister made a mistake. But sisters make mistakes. I've got
Speaker 2: four sisters. Lord knows that we've been up down, side
Speaker 2: to side. We've made mistakes. But it is her job
Speaker 2: to remedy that mistake. It is her job to remedy
Speaker 2: that mistake, and so now we're gonna map that a
Speaker 2: payment plan of what it looks like to pay her
Speaker 2: the six thousand.
Speaker 1: All right. Now, coming in at number nine is a
Speaker 1: classic because every time Tiffany's shares this credit score credit
Speaker 1: score method that she has, y'all probably know what it is.
Speaker 1: You probably heard it. I still get sat and I
Speaker 1: still listen because I just don't think she can tell
Speaker 1: this enough times. It's still so useful. So number nine
Speaker 1: is an episode called your Credit Score Will Jump Like Jordan.
Speaker 1: All right, So in this episode, we're answering a listener's
Speaker 1: question about how they can improve their credit score in Tiffany.
Speaker 1: I'm just going to share it, y'all. This is Tiffany's
Speaker 1: exquisite credit score improvement method. It's called the Jump like
Speaker 1: Jordan method. So I'm just gonna get out of the
Speaker 1: way and let y'all listen to it. Enjoy this clip,
Speaker 1: take notes, Enjoy.
Speaker 2: You're gonna do what I call my jump like a
Speaker 2: Jordan and method. So that is when you said you
Speaker 2: have some subscriptions, spread those subscriptions over the three cards.
Speaker 2: So let's just say Netflix, Spotify, Gym membership. Each one
Speaker 2: of those cards will get one subscription and then you're
Speaker 2: going to pay it off every month in full.
Speaker 3: So you're going to.
Speaker 2: Have the subscription charge the card and then you're going
Speaker 2: to find out your oh is it called closing date? Yeah,
Speaker 2: reporting date, closing dates sto. No state be a statement date, right,
Speaker 2: So that is the day that basically they tell the
Speaker 2: credit buros, hey, Nikkia use her card. Because you want
Speaker 2: them to acknowledge you use the card and acknowledge you
Speaker 2: paid it off.
Speaker 3: So whatever. Let's just say the due date.
Speaker 2: Is the thirtieth, but the statement date is the twenty fourth,
Speaker 2: so you want to find out whatever the statement date
Speaker 2: is the date that they report card usage, and you
Speaker 2: want to pay it off after that because you want
Speaker 2: it to be reported. This part people get confused with
Speaker 2: all the time. So it's like, don't be late, so
Speaker 2: pay it off by the due date, but paid off
Speaker 2: after the statement date when they've already told you used
Speaker 2: the card, because you want a record of your usage.
Speaker 2: And if you do that automatically, it just looks like
Speaker 2: your card getting charged, your guard getting paid off from
Speaker 2: whatever checking account. You can have it automatically paid off
Speaker 2: every single month, and this will allow your credit score
Speaker 2: to jump like Jordan.
Speaker 3: Remember back in the day.
Speaker 2: Well, you can even see it on his sneakers, the
Speaker 2: jump Man where he's literally jumping like Jordan used to get.
Speaker 2: That's what they call him the Air Jordan because he
Speaker 2: used to get so much tight. And you gotta see
Speaker 2: your card score.
Speaker 1: Jump jump black Jordan. Ah, every time I missed him,
Speaker 1: I'm just gonna listen to that clip. It's like jump
Speaker 1: like Jordan, noodle budget, her little catchphrases. Okay, So coming
Speaker 1: in at number eight is a really fun interview that
Speaker 1: we did with our rich bff, Vivian two. So, Vivian
Speaker 1: has had individually met Tiffany and I over the last
Speaker 1: couple of years. I think she and I, Oh yeah,
Speaker 1: she and I shared a partner in Marshalls, and Tiffany
Speaker 1: and her, I think had swapped notes about having New
Speaker 1: York Times bestsellers while Vivian was working on her book,
Speaker 1: which she was on the show to promote. And her
Speaker 1: book is called rich af and if you haven't checked
Speaker 1: it out, please do. I was just at Barnes and
Speaker 1: Noble cutting up a couple of days ago, rearranging the
Speaker 1: display shelves to make sure that the you know, the Melanated,
Speaker 1: the sazond of Us were first and foremost, like at
Speaker 1: the front of that business section, And it was almost
Speaker 1: a joke how every single featured book on the shelf
Speaker 1: was a white dude. And y'all know the three or
Speaker 1: four white dudes I'm talking about. Okay, So I popped out.
Speaker 1: I pulled out Vivian's book, rich A Up, I pulled
Speaker 1: out Clever Girl Finance. I pulled out Tiffany's book and
Speaker 1: made sure they were right there in front for everyone
Speaker 1: to see. So go check out her book. But this
Speaker 1: this interview, y'all. You know, there's some influencers that are
Speaker 1: there for like a flash in the pan moment. But
Speaker 1: I think Vivian I just really enjoy her point of view.
Speaker 1: I enjoy the way that she teaches. I think that
Speaker 1: she's super engaging, and obviously she's The millions of followers
Speaker 1: she have she has acquired over the last couple of
Speaker 1: years is evidence that she's doing something right. And this
Speaker 1: episode was just so fun that I actually chose two
Speaker 1: excerpts from it to enjoy. So there's a clip where
Speaker 1: we are just intered, and first of all, it's like
Speaker 1: classic Tiffany whenever we have a guest, I mean, usually
Speaker 1: it's a woman of color. You know, I don't think
Speaker 1: we've ever had a white woman, have we?
Speaker 3: Oh?
Speaker 1: Yeah, no. Stacy Abrams, co author, she came on the
Speaker 1: show that one time. But honestly, y'all know, I just did.
Speaker 1: That's why I get Stacey on the show. I was like,
Speaker 1: m M, I'm interviewing Stacy Abrams and other lady. But anyway,
Speaker 1: so when we have a guest in the studio, Tiffany
Speaker 1: will always say, we back in blacker than ever. We
Speaker 1: got extra brown in the stew today. But Vivian, anyway,
Speaker 1: I'll let you guys listen for yourself. It's just really funny.
Speaker 1: So in this episode, Vivian tells, for the first time
Speaker 1: ever a story about how she nearly quit her job
Speaker 1: at an investment bank and how a mentor of her
Speaker 1: helped her navigate the situation. So basically, she was dealing
Speaker 1: with the boss who was like saying super racist things.
Speaker 1: Vivina is of Asian heritage, so yeah, like making really
Speaker 1: inappropriate and racist remarks about Vivian and her ethnicity and
Speaker 1: her clothing and just all this kind of stuff. So
Speaker 1: this is one of the key moments of the episode.
Speaker 1: I hope you guys enjoy it. So here is a
Speaker 1: little clip from number eight, our rich BFF with Vivian Too.
Speaker 2: Hey, Hey, hey, we're back.
Speaker 4: We're black.
Speaker 2: By by By Brown.
Speaker 4: Ambition and ambition and ambition, ambition, and we got a.
Speaker 2: Little some vanilla bean brown in the studio today. I
Speaker 2: was looking, you know, we think you know, Mandy. We
Speaker 2: think Wait a minute, I won't give you like a
Speaker 2: like a latte.
Speaker 1: Let's not start the cast system again. Okay, to finact,
Speaker 1: I want to know because I do follow you on
Speaker 1: IG I know you're you're engaged. R Are you planning
Speaker 1: a wedding? Is it an extremely bougie international Italian wedding? Mandy?
Speaker 4: I've been called up twice now on this podcast. I
Speaker 4: came here for a good time, not to be victimized
Speaker 4: asking for facts. Are you planning a wedding?
Speaker 1: Fact? Tell me about I want to hear about your
Speaker 1: partner though, and you've been together a long time. Yeah,
Speaker 1: what has y'all's relation, How has your relationship changed, improved whatever,
Speaker 1: over the course of you building this business. I don't
Speaker 1: know what he does. What's he do? Is he on
Speaker 1: Wall Street?
Speaker 5: Is he yes, So okay, I'll give you the TLDR
Speaker 5: of my sweet sweet man. We'll have been together for
Speaker 5: seven years in April, so quite some time when we
Speaker 5: first met. We met because we were both working on
Speaker 5: Wall Street and he worked on the same team as
Speaker 5: my girl roommate at the time, and they sat like
Speaker 5: caddy corner to each other on the at the office,
Speaker 5: and so I ended up meeting him one random night
Speaker 5: when I went out with her. We were running around
Speaker 5: the bars in downtown New York City as a young
Speaker 5: twenty something does, and we hit it off like he
Speaker 5: was just like the coolest, nicest guy. And when people
Speaker 5: ask us about our financial situation quite a bit when
Speaker 5: we first started dating, he made much more money than
Speaker 5: I did, like two times, and he was always so
Speaker 5: generous and never made me feel any type of way
Speaker 5: about it, Like he paid for all of our dinners
Speaker 5: out when we would go on vacation, he would pay
Speaker 5: for more. Ultimately, when we ended up moving in together,
Speaker 5: he paid a bigger percentage of rent. He never made
Speaker 5: me feel like my job was less important, or that
Speaker 5: I was less important, or that my career aspirations were
Speaker 5: not as big as his or important because he made
Speaker 5: more money, and for the first like five years of
Speaker 5: our relationship, he was the breadwinner and he almost at
Speaker 5: all times made twice as much money as I did.
Speaker 5: In my last year at BuzzFeed, I had a blowout year,
Speaker 5: and I've publicly shared this. I made over six hundred
Speaker 5: thousand dollars in a W two job.
Speaker 3: It's amazing.
Speaker 5: And that was the first year we made roughly the same.
Speaker 5: I made a little bit more. I eked him out by,
Speaker 5: you know, twenty five grands, and he was really proud
Speaker 5: of me. And I asked him really candidly at that time.
Speaker 5: I was like, do you think anything's going to change
Speaker 5: or would you feel weird if I, like made more
Speaker 5: money than you. He goes, why would I feel weird
Speaker 5: about you making more money? I will then have more money?
Speaker 6: Just like, what do you mean?
Speaker 5: And so he's always had this very very just amazingly
Speaker 5: supportive attitude about what I do and what I want
Speaker 5: to do. And when I finally decided to quit my job,
Speaker 5: it was in part because I had a golden parachute
Speaker 5: to rely on him. And he said, he's like Vivian,
Speaker 5: no one has ever starved on a Wall Street salary.
Speaker 5: For two people, So like, go chase your dreams. Like
Speaker 5: maybe we won't be able to end up buying a home,
Speaker 5: or maybe we won't be able to go on as
Speaker 5: many vacations or take as many ubers, will have to
Speaker 5: take the subway, whatever, but like we will still be
Speaker 5: able to live our life, like, go chase that dream.
Speaker 5: And because of that, I was able to and I
Speaker 5: make quite a bit more now than he does, by
Speaker 5: like a factor of like four or five times, and
Speaker 5: he again, the attitude is never changed. I feel so
Speaker 5: grateful for that, because my mom even told me that
Speaker 5: I should start lying to him about how much I
Speaker 5: was making.
Speaker 4: Love you, Vivian.
Speaker 1: All right, So number seven, we have a classic episode
Speaker 1: from last year. I actually wasn't here for this interview,
Speaker 1: which is sad, but that would happen sometimes. This is
Speaker 1: one of those interviews where I'm like, wait, a human person.
Speaker 1: Of course they create credit cards like human it will
Speaker 1: just like come out of nowhere. But but to actually
Speaker 1: talk to the woman who created our favorite credit card
Speaker 1: of all time, the Chase Reserve Card aka the Chase
Speaker 1: Good Time Card if you're Tiffany and never remembers what
Speaker 1: the card is called. But Tiffany had on Vernda Gupta
Speaker 1: and this episode is called I Built Your Credit Card
Speaker 1: featuring Vernda Gupta, and this is the woman who was
Speaker 1: at Chase and developed or was a key architect of
Speaker 1: that credit card and all of the benefits. And since
Speaker 1: she launched that credit card, Verinda has now left the
Speaker 1: credit card business to launch her Sequin Rewards via a
Speaker 1: debit card, which is the first debit card that's actually
Speaker 1: made to reward women spending habits, so you can get
Speaker 1: up to six percent cash back on self care and
Speaker 1: some donations. And she talks about how the card was
Speaker 1: developed really to like take you know, take advantage of
Speaker 1: the pink tax for once. You know, the pink tax
Speaker 1: is how things that are branded for women typically cost
Speaker 1: more and more expensive. And she's like, well, f that
Speaker 1: we're going to get rewarded for spending things on that,
Speaker 1: spending things on objects for us, products for us. So
Speaker 1: love this interview, you guys, Enjoy it, and then thank
Speaker 1: you again to Vernda Gupta for joining us on BA.
Speaker 2: So let's talk about Sequin one. How did you come
Speaker 2: up with the name and what exactly is Sequin?
Speaker 6: Yes, I actually love this question.
Speaker 3: With the name.
Speaker 6: So it's actually an interesting kind of fun fact. So
Speaker 6: sequence or sica is the Arabic term for a coin,
Speaker 6: and around the Roman Empire timing, there were these Venetian
Speaker 6: gold currencies as well, called sequence or sica, and as
Speaker 6: you know, the fall of the Roman Empire, the coins
Speaker 6: started losing value and so people would wear them as
Speaker 6: talismans and you know, decor, and over time it became
Speaker 6: this kind of shiny not what we know a sequence
Speaker 6: k and I really loved that mix of you know,
Speaker 6: rooted and deep currency and gold coins, but also something
Speaker 6: that represents femininity and something that feels very kind of
Speaker 6: right and loud and out there. It just felt like
Speaker 6: this perfect mix of you know, what we were trying
Speaker 6: to build and you know, the change that we're trying
Speaker 6: to make in the world.
Speaker 2: Now that we know how you got the name Sequin,
Speaker 2: what exactly because I know it's a women's banking and
Speaker 2: financial education membership club, but what exactly does that mean?
Speaker 2: If I were to go and we have a link
Speaker 2: in the description of our you know, if you're listening
Speaker 2: and like, I'm want to sign up for a Sequin
Speaker 2: after hearing, So if I were to go to to
Speaker 2: go to sequencar dot com.
Speaker 3: Right, that's the site, right.
Speaker 6: Yes, exactly, seccard dot com.
Speaker 2: Right, And so then what can I expect, Like, what
Speaker 2: will I get there? You know that I can't find
Speaker 2: someplace else exactly.
Speaker 6: So the best part about Sequin is that we combine
Speaker 6: community and financial guidance with actual banking and financial tools
Speaker 6: for you to take the action. So you have guidance,
Speaker 6: you have accountability, and you have banking tools. And so
Speaker 6: we go through our three step money, credit and Wealth
Speaker 6: program and at each step we actually say these are
Speaker 6: the things that you need to do, and actually in
Speaker 6: this order, because we get so many questions around should
Speaker 6: I be paying off debt first, should I be investing first?
Speaker 6: Should I have an emergency fund? And actually there is
Speaker 6: an order that works for most people, and so we
Speaker 6: say this is the order you can diy. We have
Speaker 6: a ton of amazing resources around money, credit and wealth.
Speaker 6: We have workshops if you need accountability, and we do
Speaker 6: a lot of community work together as well. And then
Speaker 6: the best part is you get a Sequin high interest
Speaker 6: checking account and a Sequin depit card that has your
Speaker 6: own money mantra on it.
Speaker 1: Oh I love oh girl, Okay, coming in at number six.
Speaker 1: When I read this title, I was like, what is
Speaker 1: this title?
Speaker 3: What does this mean?
Speaker 1: And funnily enough, it was a BAQA episode that I
Speaker 1: wasn't there for, so that explains why I'm confused. But
Speaker 1: it's called Exhausted and Lonely by Digital Only, And so
Speaker 1: in this episode, Tiffany is in the hot seat BAQA
Speaker 1: and she's talking to entrepreneurs basically about this obsession with
Speaker 1: going for digital products and like a digital you know,
Speaker 1: having these like touch points with consumers where it's just
Speaker 1: like very it's not personal. And I think Tiffany's in
Speaker 1: her bag. Y'all know she has her business mentorship program.
Speaker 1: You can go to my mentor Tiffany dot com. It's
Speaker 1: through Patreon, and I know so many incredible ba listeners
Speaker 1: are already in that group. But it's really Tiffany in
Speaker 1: her business coach bag. So enjoy number six. Exhausted and
Speaker 1: Lonely by Digital Only.
Speaker 2: So normally you pay taxes in a business on what's leftover.
Speaker 2: So let's just say you made a million dollars now,
Speaker 2: but she spent a million. Ooh, you really supposed to
Speaker 2: pay tax on what's leftover. There's nothing left over, so
Speaker 2: you don't pay taxes. If you made a million and
Speaker 2: you spend five hundred thousand, then you're gonna pay taxes
Speaker 2: on the five hundred thousand. What we made is basically
Speaker 2: what we spent, because I did pay taxes throughout the
Speaker 2: year quarterly. But she basically like girl, we was like
Speaker 2: net net even aka, we didn't really make no money,
Speaker 2: you know, like I mean, of course we made enough
Speaker 2: to pay bills and pay my salary and pay the
Speaker 2: salaries of other employees and things like that. But usually
Speaker 2: this excess and I usually get a big old tax
Speaker 2: bill even quarterly, typically my tax bill quarterly, sometimes the
Speaker 2: supports of six figures for the quarter. I said, damn,
Speaker 2: it was a batty honey, so much so that we
Speaker 2: started off with six months worth of emergency savings and
Speaker 2: by December we were down to one month because we
Speaker 2: lived off our savings. So I'm just sharing this candidly
Speaker 2: because every year and cute, but you live to see
Speaker 2: another day if you smart. So how do you maximize
Speaker 2: twenty twenty four if you do have a business, Okay,
Speaker 2: gather around children. One that if you do have a
Speaker 2: banner year in twenty twenty four, which I'm claiming it
Speaker 2: because we already start enough strong, like the Bunjanista has
Speaker 2: already made like it's the money it needs for six months,
Speaker 2: which is great. But I know this, and so I
Speaker 2: inherently trying to refill our emergency savings because for the
Speaker 2: first time, we leaned on it so heavily. We've never
Speaker 2: done that before. But during twenty twenty, when the pandemic
Speaker 2: was making all the businesses all juicy and good, I said, girl,
Speaker 2: you made ten million dollars this year.
Speaker 3: That's cute. But guess what.
Speaker 2: I suspect that this is gonna be a great year,
Speaker 2: which means a not so great year might be coming.
Speaker 2: Twenty twenty best year ever, twenty twenty three, worst year ever. Thankfully,
Speaker 2: I understood that twenty twenty twenties earnings were supposed to
Speaker 2: also pay for when the worst year came. So I
Speaker 2: had the six months of emergency savings of operating expenses
Speaker 2: and operating expenses meaning payroll, like any kind of like
Speaker 2: you know, like any kind of bills, like you know
Speaker 2: you have Facebook ads, you know we have like website platforms, domain,
Speaker 2: all the stuff it costs it costs someone in business.
Speaker 2: And so we had six months of that saved. So
Speaker 2: if you happen to have a good year, I say,
Speaker 2: you want to have ideally about six months saved or
Speaker 2: more in business. You know, I only knew to do
Speaker 2: that because about God's great. So during the pandemic, we
Speaker 2: had that, like I said, our banner year where we
Speaker 2: made over ten million dollars or about ten million dollars
Speaker 2: in business, right, yeah, ten million right, And it was like,
Speaker 2: you know, we had a lot of profit.
Speaker 3: It wasn't like we made ten we spent ten.
Speaker 2: And I remember reading in that year that Microsoft had
Speaker 2: one year's worth of operating expenses saved. And I said, huh,
Speaker 2: because your girl likes to read, here's the thing about
Speaker 2: business and just life and growth.
Speaker 3: You need to take a look. It's in a book.
Speaker 2: It's reading ray booo, go ahead on and get you
Speaker 2: read on. You know, even if it's audible, I don't
Speaker 2: care what it is. Read the information is there. Chud
Speaker 2: read this article and it said, hey, you know, although
Speaker 2: like you know, business is booming for so many people,
Speaker 2: Microsoft has decided to save one year's worth of operating
Speaker 2: expenses just to see because they weren't sure how the
Speaker 2: pandemic was going to play out and I said, well, then,
Speaker 2: if Microsoft is saving a year, how much do we
Speaker 2: have saved? I had never really checked, and I knew
Speaker 2: we had emergency savings, but it wasn't a priority because
Speaker 2: things was good. So I reached out to my CFO
Speaker 2: Shanta at the time. I said, girl, how much do
Speaker 2: we have saved? She said like two and a half months.
Speaker 2: I said that feels light, and she was like yeah,
Speaker 2: because we had never really needed, like in fifteen years.
Speaker 3: By then it was like thirteen years.
Speaker 2: We had never really need to dip into emergency savings
Speaker 2: maybe like a month and then put it right back.
Speaker 2: And I said, I feel like I want to get
Speaker 2: to a year, and she said okay, And so we
Speaker 2: aggressively started saving when things were really good, and we
Speaker 2: got to six months, and I felt like, actually, six
Speaker 2: months feels good because the year feels a little excessive.
Speaker 2: Thank God, because three years later, guess who was living
Speaker 2: off that lamb okay. And so I just say all
Speaker 2: that to say that in twenty twenty four, if you
Speaker 2: do have a good year and you have a business
Speaker 2: set aside, like ask yourself or your bookkeeper or your
Speaker 2: accountant or whoever's managing your finances. How much does my
Speaker 2: company cost me to run monthly? And make it your
Speaker 2: business to work toward getting to at least six months
Speaker 2: of emergency savings. Okay, you might not need it in
Speaker 2: a year, two years, four years, but one day you're
Speaker 2: gonna need it.
Speaker 1: All right, y'all, we're in the top five, Top five,
Speaker 1: Top five do y'all were y'all just as upset with
Speaker 1: me as me when it came to trol And finally
Speaker 1: when they got to the top five, the top three songs,
Speaker 1: the top three music videos of the day, it would
Speaker 1: be not enough time left in the show to play
Speaker 1: the full video, so they played like thirty seconds and
Speaker 1: I would this was before YouTube, but I would be
Speaker 1: so pissed. I'm like, wait a minute, play the entire
Speaker 1: bye bye bye, Like I want to see all of
Speaker 1: my favorite parts. I want to see the Christina Aguilera
Speaker 1: come on over in full effect, you know what I mean.
Speaker 1: But anyway, but here I am doing the same thing.
Speaker 1: But top five, Top five, we're kicking off the top
Speaker 1: five with this.
Speaker 6: Ugh.
Speaker 1: I really this was one of those episodes that I
Speaker 1: was like, I could just sit here and listen to
Speaker 1: the entire thing. Me and Tiffany talking. It was a
Speaker 1: post New Year sort of conversation and the title of
Speaker 1: the episode is keep the Peace for Who. And Tiffany
Speaker 1: and I both had wild holiday seasons and some really
Speaker 1: intense like family situations, and so Tiffany talks and this
Speaker 1: is all about growth, right, And so Tiffany talks about
Speaker 1: having a difficult conversation in her family and being the
Speaker 1: person who says, you know, what, enough is enough? Like
Speaker 1: who am I really keeping the peace for? It's for
Speaker 1: them and not for me? And she found peace and
Speaker 1: sit and standing up and using her voice and speaking out.
Speaker 1: And it's just a great reminder that sometimes we can choose.
Speaker 1: We have to choose the truth. We have to choose
Speaker 1: using our own voice over our fear over how it
Speaker 1: will make others feel. And maybe you do need to,
Speaker 1: you know, break up the holiday dinner and make things
Speaker 1: a little uncomfortable if it means, you know, really facing
Speaker 1: some uncomfortable truths, because through that, on the other side
Speaker 1: of that, hopefully there it can be healing. And so
Speaker 1: in this episode, while we're talking about that, and I
Speaker 1: just I just think it's a great message, especially around
Speaker 1: the holiday. So enjoy Number five. Keep the peace for
Speaker 1: who if there's not someone who you know is going
Speaker 1: to bat for you when you're not in the room, Like,
Speaker 1: that's not that's an indication that you're not going to
Speaker 1: be taken care of. You're not going to go very far.
Speaker 1: And the sooner you realize that, the sooner you can
Speaker 1: excize that person or quit that job and you know,
Speaker 1: move on where you do have advocates because we just
Speaker 1: can't be we can't be lied to and de lie
Speaker 1: to ourselves and say that we're better off just being
Speaker 1: grateful and not pushing back. Yeah, it's the it's the
Speaker 1: nice thing to do. Don't want to burn bridges. Yeah,
Speaker 1: all that bs.
Speaker 2: But it's like, man, you stay in that space. I
Speaker 2: mean that's been the story of my life, you know that, like, oh,
Speaker 2: there's safety and silence, like even like I told you,
Speaker 2: Like I had my difficult conversation on Christmas and one
Speaker 2: of my sisters was like, oh, sometimes it's just better
Speaker 2: to keep the peace, Tiffany, I said, but who's peace?
Speaker 1: Who's for who? Who's it better for?
Speaker 2: Yes, I said, I feel peaceful right about now because
Speaker 2: I said my piece. Yes, So it's like they're gonna
Speaker 2: be all right and guess what they were. They were
Speaker 2: all right, we're cool now, you know. But a boundary
Speaker 2: has been said, because I cannot move forward any longer.
Speaker 2: I have made so many changes, many knows, like so
Speaker 2: many changes behind the scenes of like what my boundaries
Speaker 2: will and will not allow. And I just don't want
Speaker 2: to live the second half of my life constricted by
Speaker 2: you know, what the people gonna say.
Speaker 7: Yeah, you know, that's what I call it, Like what
Speaker 7: the people gonna say, and like their feelings and not yours.
Speaker 7: And keep the peace for who people think about themselves
Speaker 7: way more than they think about you. They might think
Speaker 7: of you for two minutes today, So for two minutes,
Speaker 7: I'm going to live my whole life because for two
Speaker 7: minutes somebody might think ill of me, Like I just
Speaker 7: I cannot, I will not, and neither should you. And
Speaker 7: I'm so glad that Tarajie said something. And what I
Speaker 7: love is that y'all who listen.
Speaker 2: You know, you give us such great feedback of how
Speaker 2: we've been able to like encourage you and push you
Speaker 2: to ask for more, Encourage you and push you to
Speaker 2: look at your finances differently, you know, give you the
Speaker 2: tools and the resources that you.
Speaker 3: Need to get what you deserve.
Speaker 2: Like you know, the people are always going to say something,
Speaker 2: but not in twenty twenty four. We're not living constrained
Speaker 2: by what the people are gonna say.
Speaker 1: Let them to walk, Yeah, let them to walk, Let
Speaker 1: them to walk, Let the girls chatter in the comments,
Speaker 1: and just sip your champagne like Taylor's shipped out the
Speaker 1: globes last night. All right. Number four, This is another
Speaker 1: episode with I don't know a really great message. This
Speaker 1: came from a baqa from Budget Bro, one of our men,
Speaker 1: one of our ba fanboys. Mm hm, not I'll call Kevin,
Speaker 1: but we nicknamed him Budget Bro. And Budget Bro is
Speaker 1: going through a career conundrum. So a lot of this
Speaker 1: is me sort of offering him some advice on how
Speaker 1: he can navigate a sticky career situation. And I'm talking
Speaker 1: to him about how, you know, you can make some choices,
Speaker 1: especially when you're a parent with your career, that seem
Speaker 1: good for your career, but ultimately you miss out on
Speaker 1: some really keen moments as a parent, and sort of
Speaker 1: like having to balance that and just a reminder that
Speaker 1: time really is something that you can't get back. So
Speaker 1: whatever you got to do, career wise while those kids
Speaker 1: are young. It for me, it's like it's not a
Speaker 1: forever thing. If you take a step back, or you
Speaker 1: choose a lighter schedule, or you don't go for that
Speaker 1: promotion if it means you're going to have more time
Speaker 1: with the babies because they're going to grow up and
Speaker 1: you can do all the work later. You know, the
Speaker 1: jobs of work is not going to go anywhere, but
Speaker 1: those babies, they are going to be growing and getting bigger.
Speaker 1: So here's a look at number four. Time is something
Speaker 1: you can't get back.
Speaker 2: Sometimes life was a little rough because it was expensive
Speaker 2: raising five kids. So for you, Kevin, it's not Kevin,
Speaker 2: who's this?
Speaker 1: What's this? Doesn't budget bro?
Speaker 2: For you, budget Bro, it's not really the job thing.
Speaker 2: You have to decide what is my ultimate desire outcome
Speaker 2: for my life and then you align work to it.
Speaker 2: You don't decide what work is and then align your
Speaker 2: life to it. And if you do that, you know,
Speaker 2: my dad doesn't regret picking us, you know, the kids,
Speaker 2: you know, because as a result, you know, you know,
Speaker 2: we're all like well loved, looked after. You know, we
Speaker 2: we were able to have a very present father. And
Speaker 2: the truth is I am the budgetiesta as a result
Speaker 2: of the education my father gave me about personal finance,
Speaker 2: there wouldn't be no budgetiese to imagine had he chosen
Speaker 2: the stock market and more money. You know, certainly I
Speaker 2: would be a girl with a lot more money, but
Speaker 2: not the knowledge that he imparted on me because he
Speaker 2: physically here. So that's what I just say, is that
Speaker 2: choose from that place and then align your job decisions
Speaker 2: and back to school with the life and how you
Speaker 2: want to show up as a man.
Speaker 3: You know.
Speaker 1: So I love that advice. I agree.
Speaker 3: I think you know.
Speaker 1: When I got your question, budget bro, I thought I
Speaker 1: went back and reread it because I wanted to see,
Speaker 1: is this something that you have already applied for? Do
Speaker 1: you have an offer? And you just say that you
Speaker 1: have applied? What I like about you know, what I
Speaker 1: would typically say is like, wait until you've got an
Speaker 1: option before you consider considerate, Like don't hem in haw,
Speaker 1: like you don't have to figure out what you would do.
Speaker 1: I'm glad that you went ahead and applied for because
Speaker 1: I think a lot of people will just wait and think,
Speaker 1: well should I what if? What if? And I'm like,
Speaker 1: just apply so you have something to like something real
Speaker 1: to compare to, like an actual, real life, concrete option
Speaker 1: that you can choose between rather than just the idea.
Speaker 1: So you're getting your MBA, You're going to put in
Speaker 1: your you know, you're gonna put your hat in the
Speaker 1: right for this position if you get it. Here's what
Speaker 1: I will say to you. There's no wrong answer here.
Speaker 1: You can take the position. And I feel like in
Speaker 1: your field you have highly specialized skills. You're going to
Speaker 1: get an MBA. You said that you're you know, this
Speaker 1: job that you're doing now is more like you know,
Speaker 1: shift work, and it's it sounds to me almost like
Speaker 1: you're a day laborer in the job. I know that
Speaker 1: you're not a day laborer, but just as like a
Speaker 1: you know, as a analogy, like sort of like a
Speaker 1: day laborer, you're paid for your time and for the
Speaker 1: specific skill that you have. And this like more management
Speaker 1: type operations, project management type role that could lead down,
Speaker 1: you know, a career path with more avenues and more
Speaker 1: branches on that tree. That makes a lot of sense.
Speaker 1: And if you want to pursue that, I feel like
Speaker 1: you should. You're only thirty one, Go try it out.
Speaker 1: And then here's the thing. That you have to think about, like, okay,
Speaker 1: so what if I don't like it? What if four
Speaker 1: day work weeks? You know, I think I get more
Speaker 1: time with my kids, But actually I preferred only working
Speaker 1: half a month, even though they were really rigorous shifts.
Speaker 1: You could try it out and then you can compare.
Speaker 1: And I feel like, because of your unique skill set,
Speaker 1: you can always go back to doing that fifteen hour, sorry,
Speaker 1: fifteen day like more the overtime, the hourly work that
Speaker 1: you were doing before. I don't think you need to.
Speaker 1: It doesn't mean that if you choose this path it
Speaker 1: has to be the forever path. But I do feel
Speaker 1: like you'd be doing yourself a disservice if you didn't
Speaker 1: take on a new opportunity and try something different and
Speaker 1: get that experience. And like you said, I like that
Speaker 1: you're thinking about your career with the company that you're at.
Speaker 1: You love where you work. I mean, you got this
Speaker 1: great foundation for your life. I think you can afford
Speaker 1: to try something a little bit different. And I would
Speaker 1: say if you And again this goes back to what
Speaker 1: I was saying about crossroads and other career pivoters. When
Speaker 1: you're getting an MBA, I don't want you to wait
Speaker 1: until you get that degree to then start looking for
Speaker 1: other opportunities. This could be a great way for you
Speaker 1: to get some project management experience while pursuing your MBA,
Speaker 1: and then when you graduate, you don't have to go
Speaker 1: find a job if you want to do project management
Speaker 1: work and start from scratch, like they can say, well,
Speaker 1: you've got this great MBA, but do you have any
Speaker 1: project managements experience, because that is what very narrow minded
Speaker 1: recruiters and hiring managers will do when they get resumes.
Speaker 1: But you can have that experience, you know, on your resume,
Speaker 1: and that can be not only, you know, a way
Speaker 1: to make you a more attractive candidate, but it can
Speaker 1: also give you an opportunity to make connections with people,
Speaker 1: build relationships through your program, you know, with hiring managers,
Speaker 1: recruiters that can serve you down this you know, long
Speaker 1: fruitful career that you're you know, building for yourself. So
Speaker 1: I just want to give you permission to try it
Speaker 1: out and see what happens. Hopefully your partner, your wife
Speaker 1: agrees with me because she's involved in this too. Yeah,
Speaker 1: and whatever you do, even though you're you know it
Speaker 1: would be a pay cut. I know you you acknowledge that,
Speaker 1: but time is something you just can't get back. And
Speaker 1: having just white knuckled my way through seven months without
Speaker 1: consistent childcare, I wouldn't recommend it, but I kept doing it.
Speaker 1: I don't know why it's hard, but you have to
Speaker 1: like what I think about the time is I'm not
Speaker 1: going to get an opportunity like this again to be
Speaker 1: around my newborn, my baby, my infant, and my and
Speaker 1: be there for drop off and pick up with my son.
Speaker 1: And although homeboy I just told Dad today his dad
Speaker 1: I was like my husband, I was like, We're gonna
Speaker 1: add an hour to Rio's pickup time because I'm really
Speaker 1: enjoying this be at home. He got mommy at four pm,
Speaker 1: but let's try five. But anyway, that time is really
Speaker 1: great and your kids will change, Your kids will grow,
Speaker 1: They're going to need you less, and then maybe you
Speaker 1: can change your schedule according to that. But yeah, I
Speaker 1: love what Tiff you said about like building the career
Speaker 1: around the life that you have now and just know
Speaker 1: that it can change. You're in charge of it, so
Speaker 1: you can change. You know, you change your mind down
Speaker 1: the line and make a different choice depending on what
Speaker 1: your family needs. And what you need moving forward.
Speaker 2: But life goes by in such a flash, you know,
Speaker 2: like literally, did you see the keV on stage? He
Speaker 2: was like, because I guess his son is going to college.
Speaker 2: He was like, the baby, you know, lifts their head,
Speaker 2: holds their bottle, burps, crawls, and then they're in college.
Speaker 1: You're like, what the hell don't say that. I'm in
Speaker 1: an ongoing argument with Mario with my oldest who's four,
Speaker 1: is you're not going to grow up. I'm like, I'm
Speaker 1: not letting you eat vegetables, have some candy. I'm not
Speaker 1: letting you grow up. Here's the candy you want, jump food,
Speaker 1: Here you go, French fries. You're not going to get
Speaker 1: any bigger with these. It works. He's like, you know, mommy,
Speaker 1: I have you know, I have to grow up.
Speaker 3: You know I have to get bigger.
Speaker 1: Oh man, I'm like, you really want to lean it
Speaker 1: in a joy, you know?
Speaker 2: And then yeah, because one day you know your kid
Speaker 2: is a teenager and then older and growing, and so no,
Speaker 2: I just think that, yeah, I mean, and that's just
Speaker 2: advice for everyone. And this is the advice I'm trying
Speaker 2: my heart is to lean into myself, is to determine
Speaker 2: the life that I want and to make everything else
Speaker 2: fit professionally, to make it fit, you know sometimes, you know,
Speaker 2: obviously you have to make some concessions, and that's normal,
Speaker 2: you know, but I don't want to be led by
Speaker 2: the business and the career and the you know, like
Speaker 2: that that's the only place I make decisions from. I've
Speaker 2: done that, and although it's led to certainly a significant
Speaker 2: amount of success, but also a significant amount of stress.
Speaker 2: You know, I always think to myself, like, you know,
Speaker 2: you want success, but how will it meet you healthy,
Speaker 2: happy whole or stressed, like not even able to enjoy it,
Speaker 2: not being able to even physically enjoy it because you're
Speaker 2: in such a bad state.
Speaker 3: And so yeah, so we wish you well.
Speaker 1: Budget bro okay be a fair number three in this
Speaker 1: episode how to navigate burnout. So burnout, isn't it? I mean,
Speaker 1: especially this time of year, I think we all feel
Speaker 1: a little burnt out. It's just natural. It's been a
Speaker 1: long year. You kind of reflect, Oh my god, we
Speaker 1: went through so much. And I just think this is
Speaker 1: a wonderful example of how Tiffany can really just take
Speaker 1: us to church sometimes and of course talk about her
Speaker 1: own experience, and how she's learning to overcome burnout, sort
Speaker 1: of ride the waves of burnout, and how her experience
Speaker 1: with grief has pushed her, had pushed her to change
Speaker 1: her own business, and the boundaries that she's set for life.
Speaker 1: So it's another good one, just a reminder of protecting
Speaker 1: yourself and listening to the signs that maybe things are
Speaker 1: not going as great as they need to be and
Speaker 1: you need time to reset. So enjoy number three. How
Speaker 1: to navigate burnout.
Speaker 2: People will pull you to the depths of the dirt,
Speaker 2: and then when your body is broken, they will step
Speaker 2: over it to then suck somebody else dry.
Speaker 3: It's not happening anymore. Clear boundaries. I don't want to
Speaker 3: do it. Pick somebody else.
Speaker 4: You know.
Speaker 3: I'm nicer about it if you allow me to. But
Speaker 3: if you can't hear that you will, you're gonna feel.
Speaker 2: I don't want to do it. Sorry, my mind's been
Speaker 2: made up. This is the language I use now when
Speaker 2: like someone's not listening. So I start off with thank
Speaker 2: you so much. It's not really a lot. Oh you
Speaker 2: don't listening. No, I'm okay with people being okay. Drell,
Speaker 2: my late husband used to always say and I didn't
Speaker 2: get it. He would always say, I'd rather you be
Speaker 2: mad at me than me be mad at you, meaning like,
Speaker 2: if one of us got to be disappointed, let it
Speaker 2: be you, let it be here.
Speaker 3: Why should I break my back so you could be okay? Okay?
Speaker 3: You know, like I am, I am all for equity.
Speaker 3: I believe in fairness.
Speaker 2: But what I realize is, oftentimes I'm the only one
Speaker 2: at the table navigating from that place. And so once
Speaker 2: I peak game that you would let me drown just
Speaker 2: so you can have your space in the sun. O,
Speaker 2: it's on bye, you know. And so as a result
Speaker 2: of that, I have way more peace. I just did
Speaker 2: an interview with The New Yorker the other day, and
Speaker 2: like she was asking me about, like what my day
Speaker 2: is a successful entrepreneur looks like my day starts at
Speaker 2: ten and ends at three. I starts at ten am.
Speaker 2: That's when my first quote unquote meeting or whatever starts,
Speaker 2: because it takes typically like a two.
Speaker 3: Hour walk in the morning.
Speaker 2: I like to have a slow morning, you know, everybody
Speaker 2: can wait. And then at three, this is the average day,
Speaker 2: you know, not during book launch or whatever, but during
Speaker 2: the average day. At three, I'm done no meetings, no, no,
Speaker 2: no podcasts, no, this is no that now fit within
Speaker 2: the confines of the boundaries that I've said. I don't
Speaker 2: take meetings on Wednesdays, and I don't work on Fridays,
Speaker 2: and I typically and I don't work weekends. Fit within
Speaker 2: the confounds of the boundaries that I've said. Depending on
Speaker 2: where you are in life and business or whatever, you
Speaker 2: might not be able to have the these boundaries. But
Speaker 2: you can't set some boundaries. It takes practice, it might
Speaker 2: take some therapy to figure out why you're not setting it.
Speaker 2: But you are deserving up setting healthy boundaries for yourself
Speaker 2: because if you don't, you will be filled beyond capacity
Speaker 2: until you pop to what end?
Speaker 1: To what end?
Speaker 3: You know?
Speaker 2: And I am always viciously vetting, like I'm looking at
Speaker 2: my life now and I'm like, what other things don't
Speaker 2: suit me?
Speaker 3: And I'm making some tremendous changes as a result. You
Speaker 3: gonna see some major changes in the next year. I'm like,
Speaker 3: I don't want to do that anymore. Oh you should.
Speaker 2: I don't want to do it anymore, and I'm making
Speaker 2: changes not to have to, you know, Like I'm forty
Speaker 2: four now, I still.
Speaker 3: Got my knees, my bag. You know I can still run.
Speaker 3: You know I still got my.
Speaker 2: Hairline, you know, good skin, child. What I don't know
Speaker 2: if I'm wasting these cute years. You know.
Speaker 3: Now I want to travel more. I want to do
Speaker 3: my work, my book again, my children's book. I want
Speaker 3: to do a series.
Speaker 6: You know.
Speaker 2: There are things that I want to do that in
Speaker 2: order to have to do them, I have to clear space.
Speaker 2: And so I'm intentionally clearing space. And Step one in
Speaker 2: recreating and unlifting this burden of overwork and overwhelmed is
Speaker 2: to one acknowledge this is not how I want it
Speaker 2: to go.
Speaker 3: Say it out loud to yourself, tell your bestie, tell someone.
Speaker 3: That is step one. This is not how I wanted
Speaker 3: to go, This is not what I envisioned. I don't
Speaker 3: like it here.
Speaker 2: That's okay, say it, cry about it, or whatever you
Speaker 2: gotta do. That's step one. Step two is to admit
Speaker 2: I need help. I'm not sure actually how to get
Speaker 2: out from this.
Speaker 3: I need help. Step two is to say need help,
Speaker 3: and then step three is to go find it. Is
Speaker 3: it a business coach, is it a therapist? Is it
Speaker 3: my bestie? Is it my mama? Isn't my whatever that
Speaker 3: looks like, ask for it.
Speaker 2: Seek out the guides that you're going to need to
Speaker 2: help navigate the process. I am the queen of asking
Speaker 2: for help. Now why should I figure it out my
Speaker 2: own that might take me ten years, when with doctor
Speaker 2: Green it takes me ten months.
Speaker 3: Ask for help. You are deserving ask for help. That's
Speaker 3: step three.
Speaker 2: Ask for help, ask for help, ask for help. Then
Speaker 2: step four to start to put the help into practice.
Speaker 2: Doctor Green gives me homework to do.
Speaker 3: I do it because what are we doing? Like literally,
Speaker 3: there are things.
Speaker 2: With doctor Green that I was able to break the
Speaker 2: habits in ten months that I have been navigating since
Speaker 2: I was ten years old. Thirty years work it and
Speaker 2: through a thing, and in ten months me and doctor
Speaker 2: Green broke it, broke the habit. I'm like, damn, I
Speaker 2: don't want to spend thirty years working on a thing
Speaker 2: when I could spend three months navigating and breaking it.
Speaker 3: So I put I do the work. She gives me homework.
Speaker 2: I do the work right, and then five like celebrate
Speaker 2: your wins and acknowledge like the like give away awareness
Speaker 2: to the thing, like wow, I'm now training for a
Speaker 2: five K even though I probably could do one now
Speaker 2: if I will't because I walk like five miles a day.
Speaker 2: But I wanted to take my health to the next level.
Speaker 2: And I said to myself, like, I need something to
Speaker 2: reach toward. So y'all gave me this really great app
Speaker 2: called couch to five K. Thank you so much for
Speaker 2: the woman who did that.
Speaker 5: And so.
Speaker 2: I as I am training, you know, I'm reminding myself
Speaker 2: to celebrate the awareness, to celebrate.
Speaker 3: How far I've come.
Speaker 2: Today was like really day one off, although I've been
Speaker 2: I was playing with a few apps, but today's my
Speaker 2: official day one. And as I was like running in
Speaker 2: the middle of running, because why should I wait until
Speaker 2: I won the five k? In the middle, I said,
Speaker 2: look at you.
Speaker 3: I'm really proud of you, Tiffany. You said you were
Speaker 3: going to do a thing, You did a thing.
Speaker 2: You acknowledge that you didn't like where you were physically.
Speaker 2: You said I need help. That's number two three. You
Speaker 2: ask for help right here on this podcast for a
Speaker 2: guy for help. Y'all gave me apps. I'm now using
Speaker 2: it right then, I'm doing what the help told me
Speaker 2: to do. That's four and then five. I am celebrating
Speaker 2: the awareness and the progress you know, and then you repeat.
Speaker 3: That's it.
Speaker 2: If you want to see yourself move forward, if you
Speaker 2: want to break past this burnout, if you want to
Speaker 2: keep beyond where you are now, the hold are the.
Speaker 1: Steps, all right, va fam Now another great interview of that. Dammit,
Speaker 1: I was not here for because why this is terrible.
Speaker 1: My timing can be the worst for when I get
Speaker 1: sick or writing time off, y'all. But anyway, this was
Speaker 1: a great interview that Tiffany did with the inimitable, the
Speaker 1: venture capitalist, the investor, the entrepreneur, Arlen Hamilton. This episode
Speaker 1: is called Your First Million featuring Arlen Hamilton, so please
Speaker 1: go check it out and then go follow Arlin everywhere
Speaker 1: because she really is the business and she's changing the
Speaker 1: face of venture capitalism, and she's changing the face of
Speaker 1: yeah just Silica Valley and the way that we as
Speaker 1: entrepreneurs of color are often just so left out of
Speaker 1: the capital game, and how we don't really get the
Speaker 1: support that we need as entrepreneurs. But Arlin is a
Speaker 1: rule breaker and just incredible. So I hope you guys
Speaker 1: enjoy number two, Your First Million with Arlen Hamilton.
Speaker 2: So to your point, one of the mechanisms to growing
Speaker 2: wealth and becoming a millionaire is sticking with it longer
Speaker 2: and being willing to go further than the person before. So, like,
Speaker 2: is that are those the two like major core things
Speaker 2: or something else that you've seen in millionaires?
Speaker 4: That's it coupled with the mindset shifts of you can
Speaker 4: and you're worthy of. Okay, because you can and you're
Speaker 4: worthy of, people tend to when I'm talking about mindset,
Speaker 4: people tend to kind of blank out a little bit
Speaker 4: because like, that didn't teach me how to get the
Speaker 4: ten thousand in my bank account tomorrow. They're like, I
Speaker 4: need to I need to tax cool. I mean, you know,
Speaker 4: and of course I'm going to give you the tactical,
Speaker 4: but if you don't believe you can or that you're
Speaker 4: worthy of it, it's not never going to happen. It's
Speaker 4: just not gonna You're not gonna act. Did you accidentally
Speaker 4: become a millionaire?
Speaker 6: No?
Speaker 4: Did you accidentally write? It's not going to happen like that.
Speaker 4: And so yes, those are That's really what it boils
Speaker 4: down to is this focus and like even more granular,
Speaker 4: a focus of just twelve months, when is the last
Speaker 4: time And I'm asking you and your audience. When is
Speaker 4: the last time you stuck with something day in and
Speaker 4: day out for a full year regardless of the results.
Speaker 3: Well, why did that? Like my book?
Speaker 2: I have a book to get Go with Money, and
Speaker 2: I said, I this book is going to be a
Speaker 2: New York Times bestseller, come.
Speaker 1: Hell or high water.
Speaker 2: So it was two years of day in day I
Speaker 2: must have read that book like two hundred times. Editing editing,
Speaker 2: We right, be right, we write editing, editing, and then
Speaker 2: market market market market, market, market marker. Two years later,
Speaker 2: we're still marketing that book. Uh huh, because you're right.
Speaker 2: I see so many people two months saying girls not working.
Speaker 2: I'm like, what exactly there?
Speaker 4: So what I did was, I can't remember what month
Speaker 4: it was, but it was a few months ago for
Speaker 4: one of my groups, entrepreneur groups. I went back and
Speaker 4: looked at my own list of things that I.
Speaker 3: Was working on.
Speaker 4: And for many reasons, one of my main business model
Speaker 4: is an investment fund, so I am not a full
Speaker 4: time entrepreneur. On the other side, although I am an entrepreneur,
Speaker 4: which makes me a better investor. And I say that,
Speaker 4: but I have several companies, so I guess I am
Speaker 4: a full time I'm just doing both. But I look
Speaker 4: back and I said, okay, the things that I started
Speaker 4: a year prior, how many of those things did I finish?
Speaker 4: And I went through and I one by one I
Speaker 4: listed like what I was working on, and I found
Speaker 4: so many different things that if I had simply stuck
Speaker 4: with it for a year, they would have made each
Speaker 4: lane would have made at least a million dollars, like easily,
Speaker 4: like water blowing. And for some of it, I showed
Speaker 4: where I stopped it on purpose because it was taking
Speaker 4: away from the focus that I needed for this other
Speaker 4: thing that made more than that, right, But for the
Speaker 4: examples were so interesting to me because it was my
Speaker 4: thesis so that that would be the case, and then
Speaker 4: to see it laid out was so powerful. And so
Speaker 4: it's truly again, this is one of those things that
Speaker 4: the majority of people will just kind of hear and
Speaker 4: go in one ear out the other. But what I'm
Speaker 4: saying to you is that imagine you're playing this episode
Speaker 4: again a year from now, and in this moment this year,
Speaker 4: you made a decision. I don't care that it's January.
Speaker 4: We're all making all these kind of claims what we're
Speaker 4: going to do whatever month you hear this in you
Speaker 4: made a decision that you were going to stick with
Speaker 4: something for a year, and you weren't going to take
Speaker 4: every opportunity, or you weren't going to stop and to
Speaker 4: go through this other thing because this looks better, or
Speaker 4: you weren't going to add on for income streams because
Speaker 4: I'm supposed to have seven. You're not supposed to have
Speaker 4: seven when you start. You can have seven eventually, but
Speaker 4: not when you start, because you'll never get anywhere. If
Speaker 4: you were to focus for a year, the results you
Speaker 4: would get would be incredible. You talk about your book,
Speaker 4: It does not surprise me in any way, shape or
Speaker 4: form that you stick to things, because look at your results.
Speaker 4: Danielle Leslie talks about how we said yea for one year.
Speaker 4: It took her two years to make her first to
Speaker 4: really make her first million, and then from that she's
Speaker 4: she's never made less than the year before, which is incredible.
Speaker 4: She said, for the first eighteen months she did, she
Speaker 4: just had a webinar once a week, every single week,
Speaker 4: every single for a year, and then eighteen months and
Speaker 4: it just grew. And then at the eighteen month mark,
Speaker 4: something happened that was an inflection point, and from that
Speaker 4: moment on she was now making six figures a month
Speaker 4: and she couldn't stop it if she tried. If she
Speaker 4: had stopped at month four, because she only had seventeen
Speaker 4: people show up to the webinarp, then she wouldn't have
Speaker 4: gotten the skills needed to be ready at eighteen.
Speaker 2: Yes, I wish people understood that that the first few months,
Speaker 2: even a few years, are not actually about the earning.
Speaker 3: It's about the learning. Gun she will.
Speaker 4: She wouldn't have answered the question that came up in
Speaker 4: month seven. Yes, she realized this is a blocker for
Speaker 4: twenty seven percent of people. If I should simply answer
Speaker 4: this question in my first ten minutes of his webinar,
Speaker 4: more people would couver. Yeah, I'm just making that up,
Speaker 4: but that's one of the things. Yeah, past she wouldn't
Speaker 4: have had created the confidence that I bet if we
Speaker 4: looked at video footage of her first month and her
Speaker 4: eighteenth months, they're like night and day.
Speaker 2: I bet.
Speaker 4: I mean, she's always been charismatic, but I bet you, yes,
Speaker 4: there are so many things you can list off that
Speaker 4: would have been different.
Speaker 1: B All right, we have a landed at number one.
Speaker 1: The top episode of Brown Ambition for twenty twenty four
Speaker 1: is in fact the first ever episode of Brown Ambition
Speaker 1: in twenty twenty four. It's called Learning Lessons for twenty
Speaker 1: twenty four. Tiffany and I coming together just to talk about,
Speaker 1: you know, how we are approaching the new year. And
Speaker 1: it's Tiffany really going on this beautiful sort of you know,
Speaker 1: talking about this practice that she has where she calls dreamscaping,
Speaker 1: and she really explains not just how to like set
Speaker 1: goals or envision goals for yourself, but I love this
Speaker 1: idea of dream scaping. And just listen. And actually I'm
Speaker 1: gonna make this clip a little bit longer because I
Speaker 1: want the full dreamscaping, you know, message to be there.
Speaker 1: And hopefully this gives you guys something that you can
Speaker 1: practice even in this new year. I'm twenty two as
Speaker 1: we head into twenty twenty five. So without further ado,
Speaker 1: number one Learning Lessons for twenty twenty four enjoy.
Speaker 2: So in order to have your life look different at
Speaker 2: the end, you have to do something differently. So I
Speaker 2: like to do something called dreamscaping. Okay, I don't know
Speaker 2: if I made up that word or not, but honey,
Speaker 2: I'm using it. So what is dreamscaping. Dreamscaping is when
Speaker 2: you dream across the landscape of your mind. Right, So
Speaker 2: I want you to think of like your mind as
Speaker 2: this big open field and rolling hills and blue skies
Speaker 2: and clouds, and it's just like this open expands of space.
Speaker 2: So I always like to think like what Montana must
Speaker 2: look like like open like they call it big sky
Speaker 2: country where all you see is sky and flat green land.
Speaker 2: That is where I want you to position your mind.
Speaker 2: If you're driving, cys focused on driving, but if you're
Speaker 2: sitting or walking, or doing dishes or laundry, take a
Speaker 2: moment to close your eyes and imagine this big, open,
Speaker 2: wide space where the sky is blue, the clouds are puffing,
Speaker 2: the grass is green, and it's empty and you get
Speaker 2: to add whatever you want into this beautiful expansive space.
Speaker 2: It is important that the space feels expansive. If you
Speaker 2: cannot visualize.
Speaker 3: It, Google is your guru. Go ahead on a Google.
Speaker 2: Montana, big sky country or big open space. You know,
Speaker 2: maybe you know that's a visual that doesn't help for you.
Speaker 2: Maybe you need to see the desert, maybe you need
Speaker 2: to see ocean. Whatever feels expansive to you. I want
Speaker 2: you to visualize that and imagine that, and then I
Speaker 2: want you to start thinking about how you can start
Speaker 2: to fill this space with the things that you want
Speaker 2: to see by the end of the year. It is
Speaker 2: important that sometimes we dreamscape and we say what I
Speaker 2: want in five years or ten years or two months.
Speaker 3: That's great, but we're not doing that now.
Speaker 2: We're talking about how and who do I want to
Speaker 2: be December thirty first, twenty twenty four. That's the person
Speaker 2: we're looking at right now, right so you can use
Speaker 2: this dreamscaping for whatever, but for like for these purposes
Speaker 2: now at the beginning of the year, that's what we're
Speaker 2: looking at. I want you to imagine as you start
Speaker 2: to identify categories in your life, who and how do
Speaker 2: I want to be?
Speaker 3: So one question you can ask yourself.
Speaker 2: You can get yourself a notebook or like one of
Speaker 2: those those big like like poster boards or you know
Speaker 2: they have like you ever see the paper that's like
Speaker 2: the chart paper or whatever, you know, and start to
Speaker 2: write down some categories that you want to add to
Speaker 2: the big expanse of space. So categories might include health,
Speaker 2: it might include partnership or relationships. It might include business
Speaker 2: or career.
Speaker 3: It might include.
Speaker 2: So I want you to think of big, big, big,
Speaker 2: high level categories. I'm trying to think some of the ones.
Speaker 2: I might include adventure, that's what I have online. It
Speaker 2: might include finances, you know, hello, hello, Right, So I
Speaker 2: want you to think of anywhere from three to six things.
Speaker 2: You know, if it's more, that's fine, because we're not
Speaker 2: here to limit nobody. But at least three big expansive
Speaker 2: categories that you're going to start to fill this expansive
Speaker 2: space with. Right, So you have these things written down,
Speaker 2: you know, you can visualize them. I'm closing my eyes
Speaker 2: as well too, into this big, expansive, big sky country.
Speaker 2: And then under each of these categories, I start to
Speaker 2: get a little bit more specific of Okay, how do
Speaker 2: I want to show up in this space by December
Speaker 2: thirty first, twenty twenty four, a year from now. So
Speaker 2: let's just say in the health space for me, it
Speaker 2: might be like, Okay, in the health space, there might
Speaker 2: be a size I want to maintain, Like right now,
Speaker 2: your girl's a good nine ten, you know what I mean.
Speaker 2: I like, I think it's cute, you know, because I'm
Speaker 2: a woman of a certain areas from forty four and
Speaker 2: so like, you know, a four, at least for my
Speaker 2: build is not cute. You know, for your bill it
Speaker 2: might be. But for me, like all through when I
Speaker 2: was younger, I was like a six, and honestly, a
Speaker 2: six for me was really skinny, just because the way
Speaker 2: I'm built, I'm tallest, like five seven, almost five to eight.
Speaker 2: You know, your girl got booty, and so at the
Speaker 2: age I am now, I find that an eight is
Speaker 2: a little too small for how I like to present physically.
Speaker 2: But like a nine ten, it's real cute. I look snatched,
Speaker 2: you know. You guys be compliment to me, like are
Speaker 2: you look good? I'm like, I know, I know anyway, right,
Speaker 2: So for the health component, it might be I want
Speaker 2: to maintain a ten. But also for the health component,
Speaker 2: it might be I want to regularly visit, you know,
Speaker 2: keep my doctor's appointments because your girl ain't been going,
Speaker 2: you know. Also for the health component, I want to
Speaker 2: maint my walking schedule and bump it up. So I
Speaker 2: started to do the five K training that I talked
Speaker 2: about last year. Late last year, thank you guys for
Speaker 2: the app. I'm using the couch to five K app,
Speaker 2: which is awesome and so like the you know that
Speaker 2: I want to maintain and maybe even run a five K.
Speaker 2: I want to start strength training again. So these are
Speaker 2: some of the things under my health category. And so
Speaker 2: I'm in that space, I visualize myself what a strength
Speaker 2: strength training look like. I'm walking through the field. I
Speaker 2: see myself in the big expansive space using free rates,
Speaker 2: you know, I see myself in the big expansive place
Speaker 2: like for health for myself too. A friend of mine
Speaker 2: gets like vitamin drips every once in a while, every quarter,
Speaker 2: and she said it makes.
Speaker 3: Her feel amazing.
Speaker 2: And I kind of want to try a vitamin drip
Speaker 2: because I'm not gonna lie your girl don't take a
Speaker 2: vitamins like she should. And I'm like, I wonder once
Speaker 2: a quarter because I get sick every fall. It's even
Speaker 2: if I just do it once a year right before
Speaker 2: I get sick in the fall. What does maybe a
Speaker 2: vitamin C drip?
Speaker 3: What can that do?
Speaker 6: You know?
Speaker 3: For health? You know?
Speaker 2: Can I get massages more regularly? So these are some
Speaker 2: of the things that are in that I list under
Speaker 2: that category as I think to myself, how do I
Speaker 2: want my life to look by December thirty? First, who
Speaker 2: do I want to be by December thirty. First, I
Speaker 2: imagine myself in the field doing these things. So that's
Speaker 2: step two, right. So step one is that you want
Speaker 2: to set the categories. Step two you want to start
Speaker 2: to list how you want to look, feel, taste all
Speaker 2: that in those specific categories. And then step three is
Speaker 2: what does that look like month to month? So I
Speaker 2: start to get more specific. So I have a category
Speaker 2: called relationships and one of those categories. One of the
Speaker 2: items in that category are friendships, right, and so like
Speaker 2: the big category of relationships, one of the bullets is friendships.
Speaker 2: I was just talking to my friend Cabrell the other
Speaker 2: day when he's one of my best friends, and Cabrell
Speaker 2: is like, this amazing foodie. He's got a great palette.
Speaker 2: Is always like introducing me to like really restaurants and things.
Speaker 2: And there was a restaurant that was closing down. He's like,
Speaker 2: oh man, this was on my Tiffany eats list, and
Speaker 2: I'm like, what's that. He said to have a list
Speaker 2: of restaurants Tiffany because we go out to dinner or
Speaker 2: whatever and where it's like, here's a place that me
Speaker 2: and Tiffany can eat. And I thought, huh, how can
Speaker 2: I be more intentional. So I put down under so
Speaker 2: category relationships, bullet point friendship.
Speaker 4: Goals.
Speaker 2: Like what it looks like monthly is what if on
Speaker 2: purpose every month Cabrella lie on like the third Friday
Speaker 2: of every month we go to a new restaurant on
Speaker 2: the Tiffany Eats list, because it's one thing to say, like, oh,
Speaker 2: you know, I'm gonna do this thing. I'm gonna spend
Speaker 2: more time with my friends. But now I've gotten very specific,
Speaker 2: not pacific like the ocean.
Speaker 3: Don't do that. It's a new year.
Speaker 1: Some of you.
Speaker 2: I've been saying Happy New Years with an S and
Speaker 2: it's upset me and my mama. So we're gonna take
Speaker 2: that S right and we're gonna put it on specific right.
Speaker 3: Okay, I'm on back right.
Speaker 2: So like now I have it on my list. Okay,
Speaker 2: this is what it looks like December thirty one. Tiffany
Speaker 2: is someone who goes out to dinner with cabral on purpose,
Speaker 2: not just really need, like you free, I'm free on
Speaker 2: purpose every third Friday as long as we're both here.
Speaker 2: Because he travels a lot to a new restaurant. Honestly,
Speaker 2: I'm like, well, I'm excited about that. And so my sisters,
Speaker 2: as you all know because I talk about them all
Speaker 2: the time, most of them live close to me, except
Speaker 2: for Karen, the oldest.
Speaker 3: She lives in Chicago.
Speaker 2: And so I said, I want to We were supposed
Speaker 2: to have a sister lunch. And so I was like,
Speaker 2: you know what, relationships write big category under big category
Speaker 2: of relationships, family, right, that's the bullet and under family sisters.
Speaker 2: What can I do to connect with my sisters more regularly?
Speaker 2: The kids are in school, my sister Carol's kids, So
Speaker 2: if we do a sister lunch once a month, let's
Speaker 2: add that. But do you see how all of a
Speaker 2: sudden it went from I want my life to be good?
Speaker 3: What does that even mean? What does that mean?
Speaker 4: You know?
Speaker 2: You start to now in that big expanse of space,
Speaker 2: I see my sisters and I having lunch different places.
Speaker 2: Or maybe here's the thing, maybe me and my sisters
Speaker 2: we have lunch at the same place every month, because
Speaker 2: it's not about exploring new places, it's about sisterly connection. Actually,
Speaker 2: now I'm saying that out loud, I'm like, I think
Speaker 2: I like that, because then you become like, oh that
Speaker 2: those are the fabulous girls that come every third Wednesday.
Speaker 5: Or I like that.
Speaker 2: That's cute, right, So maybe my sisters and I go
Speaker 2: to the same place every third Wednesday and me and
Speaker 2: Cabrell choose a different praise every third Friday.
Speaker 3: Does that make sense?
Speaker 2: That, Like, if you want your life to be different,
Speaker 2: you want to be intentional about how you're navigating, and
Speaker 2: you can't be intentional until you get clear. And once
Speaker 2: you get clear, what does that look like in action form?
Speaker 2: So now I'm gonna I'm creating this list of action form.
Speaker 2: Now do I believe I'm going to do every single
Speaker 2: thing now? But if I have ten action things that
Speaker 2: I'm gonna do, but delightful action things, right, so like
Speaker 2: having dinner with Cabrel or lunch with my sisters. I mean,
Speaker 2: weare a crimea river.
Speaker 1: That's my bad, you know.
Speaker 2: But if the ten things I do, three of those
Speaker 2: things I have effectively transformed a part of my life.
Speaker 2: So December thirty one Tiffany is a different Tiffany than
Speaker 2: January first Tiffany.
Speaker 3: Does that make sense?
Speaker 2: And so that is one of the ways I dreamscape
Speaker 2: and what I suggest for you. If you you know
Speaker 2: it's so early on in the year, it's a great
Speaker 2: time to set intentions. You know, I believe that twenty
Speaker 2: twenty four is a year of intentions. To be intentional
Speaker 2: about how you're going to navigate, to be intentional about
Speaker 2: how you're going to show up. Like for me, I
Speaker 2: have adventure, and my big bullet under adventure is travel.
Speaker 2: So it's not enough to say I'm going to travel more.
Speaker 3: No, I was like, what does that mean?
Speaker 2: I started to list the places I wanted to see.
Speaker 2: South Africa. I've always wanted to go.
Speaker 3: Guess what. I booked a trip just the other day.
Speaker 2: It's South Africa plus South Africa is like Botswana, South
Speaker 2: Africa's Namimbia. I think it's like four different countries that
Speaker 2: I'm going to in May with this like Black Girl
Speaker 2: travel group, which I'm so excited about.
Speaker 3: I was on the fence.
Speaker 2: I'm like, well, whoa, Well, you said you want it travel.
Speaker 3: You know you got.
Speaker 2: Specific you said South Africa. This place is take me
Speaker 2: to South Africa and beyond deal with. I also want
Speaker 2: to see the Northern Lights. I read this study that
Speaker 2: said that the Northern lights, which are like this beautiful
Speaker 2: light show that happens near like the North Pole. I'm like,
Speaker 2: so Alaska, Norway, Finland. You could see them there. They're
Speaker 2: going to be the strongest they've ever been in the
Speaker 2: next two years. So I want to see them. So
Speaker 2: I wrote that down. I want to see the northern lights,
Speaker 2: you know, and I should write that exactly where.
Speaker 3: So but do you see, the.
Speaker 2: More specific you get, you can start to check things off.
Speaker 2: You know, it's hard to accomplish the thing that you've
Speaker 2: been vague about you vague. It's vague too, you know.
Speaker 2: Connectedness is something else on my list I've been. I
Speaker 2: got invited to a mastermind in Dubai, and y'all know
Speaker 2: I don't have a good time Dubai. The last time
Speaker 2: I went, I was like, I guess girl, it's a
Speaker 2: little too manufactured for me. But the people go into
Speaker 2: this mastermind honestly sound awesome. And one of my really
Speaker 2: good friends is going and I was like, Tiffany, are
Speaker 2: you going for Dubai? Are you going for the connectedness
Speaker 2: on your dreamscaping chart? I was like, ooh, that's right,
Speaker 2: So guess what your girl, Girl's going to be in
Speaker 2: Dubai in March to navigate that connectedness. And look what
Speaker 2: happened when I said yes, I called my girlfriend who's going.
Speaker 2: I was like, hey, girl, I heard your senior. You're
Speaker 2: going to this small Mastermind. It's just like eight of us.
Speaker 2: And a friend of mine owns a house in Dubai.
Speaker 2: She lives there and she's hosting us. And she's like yes,
Speaker 2: And I said, well, it's only a two day Mastermind. Girl,
Speaker 2: I'm not flying eighteen hours for two days. Do you
Speaker 2: want to stay in Dubai a little longer even though
Speaker 2: it's not my fave? And she was like, actually, after Dubai,
Speaker 2: I wanted to go to Singapore because I've always wanted
Speaker 2: to go.
Speaker 3: Do you want to go? I was like, girl, it
Speaker 3: wasn't list, it's all my list.
Speaker 6: Neil.
Speaker 2: I was like, absolutely, I'd love to go. That was
Speaker 2: part of my connectedness. I want to connect with more
Speaker 2: people in the professional space where I am and now
Speaker 2: look what happened when I open myself up. So I
Speaker 2: hope that's some encouragement for you. I'm excited about twenty
Speaker 2: twenty four. As my sister Tracy said, it's gonna be
Speaker 2: a Banni honey, a ban a year.
Speaker 1: All right, be a fam I love you, I will
Speaker 1: see you in the new year. And to Tiffany, you
Speaker 1: know I love you, We love you. Thank you for
Speaker 1: all you have done for Brown Ambition. Thank you be
Speaker 1: a fam for riding with us all these years, and
Speaker 1: for continuing to support the show. I wish you nothing
Speaker 1: but warmth and happiness and lots of delicious lattes and
Speaker 1: mimosas and eggnog and holiday cheer. And I know, and
Speaker 1: it can be so stressful. Listen, I got'm a mom,
Speaker 1: I have two kids. I was out at the stores
Speaker 1: till midnight last night, like what, But we got to
Speaker 1: like give ourselves time to enjoy. And maybe the house
Speaker 1: won't be perfectly clean, maybe all the presents are not
Speaker 1: going to be wrapped and ready, you know, maybe we'll
Speaker 1: be up with the glass of wine Christmas even making
Speaker 1: that magic happen. But we're just blessed to be here,
Speaker 1: to be alive, to have, you know, to be with
Speaker 1: loved ones wherever you are. And if the holiday season
Speaker 1: is just not the best time for you, if you're
Speaker 1: going through a rough time, oh, we have been there too,
Speaker 1: and I just want to hold space for y'all who
Speaker 1: are maybe going through a time of struggle, of loneliness,
Speaker 1: of grief and just remind you that you're allowed, that
Speaker 1: these feelings are temporary, even though they are really strong
Speaker 1: right now, and you just got to feel them sometimes.
Speaker 1: So do what you need, take care of yourself, reach
Speaker 1: out a hand and ask for help if you do
Speaker 1: need it, because I'm sure you have loved ones, friends,
Speaker 1: family who will be ready to swoop in and provide
Speaker 1: that support that you need. You don't have to do
Speaker 1: it all on your own. Woo Sa, As DOCI says,
Speaker 1: Woo Sa, I will see y'all in twenty twenty five.
Speaker 1: Happy New Year, BA fan air