1 00:00:00,160 --> 00:00:03,480 Speaker 1: Still living in manually taking notes. There is a better 2 00:00:03,480 --> 00:00:05,560 Speaker 1: way to start the new year with auto dot ai 3 00:00:05,720 --> 00:00:09,040 Speaker 1: automatically get meeting notes. Auto dot ai works for virtual 4 00:00:09,039 --> 00:00:11,719 Speaker 1: meetings like Zoom, Microsoft Teams, and Google Meet. Sign up 5 00:00:11,720 --> 00:00:13,360 Speaker 1: on the web for free or download in the app 6 00:00:13,360 --> 00:00:15,960 Speaker 1: stores auto dot ai. That's O T T e r 7 00:00:16,120 --> 00:00:20,680 Speaker 1: dot Ai. This podcast is sponsored by Better Help Online Therapy. 8 00:00:20,800 --> 00:00:24,680 Speaker 1: I'm Michlene Maloof and I'm Nadiadesi, licensed therapists and hosts 9 00:00:24,680 --> 00:00:27,200 Speaker 1: of Getting Better Stories of Mental Health. Join us for 10 00:00:27,200 --> 00:00:30,560 Speaker 1: discussions with Megan Trainer, Chris Bosh, Rebel Wilson, and more, 11 00:00:30,680 --> 00:00:34,360 Speaker 1: from discussing motherhood to immigrating to general mental health. Our 12 00:00:34,440 --> 00:00:37,680 Speaker 1: guests are awe inspiring. We all struggle with the same things, 13 00:00:37,840 --> 00:00:40,600 Speaker 1: so let's talk about it and de stigmatize them. Find 14 00:00:40,640 --> 00:00:43,839 Speaker 1: our new podcast, Getting Better Stories of Mental Health on 15 00:00:43,880 --> 00:00:49,960 Speaker 1: iHeart Apple Podcasts and Spotify. Sticky notes, email alerts a 16 00:00:50,120 --> 00:00:53,640 Speaker 1: string around your finger. They're just not big enough. So 17 00:00:53,720 --> 00:00:56,280 Speaker 1: here's a big reminder from the California Lottery. Tomorrow's Mega 18 00:00:56,280 --> 00:01:00,120 Speaker 1: Millions jack potties over three million play now please. Players 19 00:01:00,360 --> 00:01:05,399 Speaker 1: must be eighteen years older. The purchase Blay plan. Welcome 20 00:01:05,440 --> 00:01:08,640 Speaker 1: to Money Making Conversations. I'm your host Rashan McDonald. Each 21 00:01:08,640 --> 00:01:12,800 Speaker 1: Money Making Conversation talk shows about entrepreneurship and entertainment, I 22 00:01:12,880 --> 00:01:16,600 Speaker 1: provide the consumer and business owner access to celebrities, CEOs, 23 00:01:16,760 --> 00:01:20,560 Speaker 1: entrepreneurs and industry decision makers. It is important to understand 24 00:01:20,560 --> 00:01:23,920 Speaker 1: that everybody travels a different path to success. That's because 25 00:01:23,959 --> 00:01:26,640 Speaker 1: your brand is different. The challenges you're facing your life 26 00:01:26,680 --> 00:01:29,560 Speaker 1: are different. So stop reading other people's success stores and 27 00:01:29,640 --> 00:01:32,560 Speaker 1: start writing your own now. You could be motivated by 28 00:01:32,560 --> 00:01:35,360 Speaker 1: their success because their stories can offer direction and help 29 00:01:35,400 --> 00:01:38,440 Speaker 1: you reach your goals through your planning and your committed effort. 30 00:01:38,680 --> 00:01:41,800 Speaker 1: The Money Making Conversation Conversations on this show. The interviews 31 00:01:41,840 --> 00:01:45,160 Speaker 1: provide relatable information to the listener of our career and 32 00:01:45,200 --> 00:01:50,160 Speaker 1: financial planning, entrepreneurship, motivation, leadership, overcome the arts, and how 33 00:01:50,240 --> 00:01:53,560 Speaker 1: to live a balanced life. My next guest there on 34 00:01:53,600 --> 00:01:56,800 Speaker 1: the phone are the co founders of Moms as Entrepreneurs, 35 00:01:57,120 --> 00:01:59,880 Speaker 1: mission to remove the stigma that moms are unwilling to 36 00:02:00,080 --> 00:02:02,840 Speaker 1: risks are assumed the pressures of being a mom and 37 00:02:02,920 --> 00:02:06,720 Speaker 1: an entrepreneur. Through their struggles of both motherhood and entrepreneurship, 38 00:02:07,000 --> 00:02:09,480 Speaker 1: they knew exactly what was needed to have service a 39 00:02:09,520 --> 00:02:14,960 Speaker 1: community that most didn't think of mothers. Since seventeen, they 40 00:02:15,000 --> 00:02:18,799 Speaker 1: have launched over a hundred and ten mom owned businesses. 41 00:02:19,120 --> 00:02:22,440 Speaker 1: Please walk on the Money Making Conversation. Dr Tamira Lucas 42 00:02:22,680 --> 00:02:26,519 Speaker 1: and Miss Jasmine Sam's thank you for having us. We 43 00:02:26,639 --> 00:02:30,960 Speaker 1: are well you know, you know, I'm a guy. I 44 00:02:31,080 --> 00:02:34,600 Speaker 1: really uh around a lot to shows about entrepreneurship, and 45 00:02:34,639 --> 00:02:38,960 Speaker 1: I know that you know, women are exploding in entrepreneurship, 46 00:02:39,040 --> 00:02:43,400 Speaker 1: especially African American women are exploding that. I like get 47 00:02:43,480 --> 00:02:46,200 Speaker 1: a response from each one of you about why do 48 00:02:46,240 --> 00:02:50,799 Speaker 1: you think that is so? Starting with you, Dr Lucas. So, 49 00:02:51,160 --> 00:02:57,680 Speaker 1: women are exploding in entrepreneurship because we build businesses based 50 00:02:57,680 --> 00:03:01,520 Speaker 1: off of fastasies from outside, um that we need every 51 00:03:01,520 --> 00:03:03,919 Speaker 1: single day. And I know that these things like very 52 00:03:04,840 --> 00:03:08,280 Speaker 1: cliche of like, well everybody builds a business also necessity, 53 00:03:08,480 --> 00:03:11,680 Speaker 1: but women are those as you take go back to 54 00:03:11,840 --> 00:03:16,320 Speaker 1: our history, Um, you know, we were creating solutions to 55 00:03:16,440 --> 00:03:20,519 Speaker 1: problems within our household because women were the ones that were, 56 00:03:20,639 --> 00:03:22,720 Speaker 1: you know, mainly taking care of the households by the 57 00:03:22,800 --> 00:03:26,560 Speaker 1: male work. And those things kind of exploded from hey, 58 00:03:26,639 --> 00:03:28,840 Speaker 1: this is a necessity that I need for my family 59 00:03:28,880 --> 00:03:31,640 Speaker 1: and my children. UM, and we kind of think a 60 00:03:31,680 --> 00:03:35,120 Speaker 1: little bit differently. We're always thinking strategically, were always thinking 61 00:03:35,160 --> 00:03:39,240 Speaker 1: innovatively because we need these things right now. UM. And 62 00:03:39,360 --> 00:03:41,920 Speaker 1: right now it is the year I know here in Maryland. 63 00:03:41,920 --> 00:03:46,320 Speaker 1: Were located in Maryland and the governor has um said 64 00:03:46,360 --> 00:03:50,240 Speaker 1: that is me or the women, UM, and we are 65 00:03:50,640 --> 00:03:53,680 Speaker 1: really stepping up to the plate to grow businesses. But 66 00:03:53,800 --> 00:03:55,760 Speaker 1: gentlemen and I want to make sure that we're not 67 00:03:55,840 --> 00:03:59,520 Speaker 1: just starting businesses, but we're growing and scaling those businesses 68 00:03:59,560 --> 00:04:03,320 Speaker 1: so that we can be uh, the next multimillions of 69 00:04:03,520 --> 00:04:06,200 Speaker 1: those individuals or those women and moms could be the 70 00:04:06,280 --> 00:04:12,000 Speaker 1: next multipmillion dollars businesses that our country. Um. Are birthdays cool? 71 00:04:12,160 --> 00:04:14,320 Speaker 1: And the reason you think differently, that's why I wanted 72 00:04:14,640 --> 00:04:17,640 Speaker 1: UH seems to have a response because you know, I 73 00:04:17,680 --> 00:04:20,720 Speaker 1: always tell people you're successful by thinking differently, but you're 74 00:04:20,760 --> 00:04:24,839 Speaker 1: even greater, which is greater heights of success when you 75 00:04:24,839 --> 00:04:27,360 Speaker 1: can operate as a team. And that's what you're doing now. MS. 76 00:04:27,360 --> 00:04:31,039 Speaker 1: Sam's your response on why women, especially African American women 77 00:04:31,040 --> 00:04:37,680 Speaker 1: are just exploding in the entrepreneurship fields. So not only 78 00:04:37,880 --> 00:04:41,320 Speaker 1: do we see needs that are immediate, but We've always 79 00:04:41,400 --> 00:04:45,560 Speaker 1: warned so many heads in our families and in our communities, 80 00:04:45,560 --> 00:04:49,000 Speaker 1: and so we have so many talents and most of 81 00:04:49,000 --> 00:04:52,359 Speaker 1: those coming in form of hobbies or you know, things 82 00:04:52,400 --> 00:04:55,240 Speaker 1: you do offer to provide our families and the people 83 00:04:55,320 --> 00:05:00,080 Speaker 1: around that. And so people like Tenere and uh, you 84 00:05:00,200 --> 00:05:04,200 Speaker 1: see that and our neighborhoods, and we see it was 85 00:05:04,360 --> 00:05:08,200 Speaker 1: time to take their hobbies and turn it into money 86 00:05:08,200 --> 00:05:13,280 Speaker 1: making activities for them in their communities. So and then 87 00:05:13,400 --> 00:05:17,160 Speaker 1: coupled with more of our women are going to school 88 00:05:17,240 --> 00:05:20,120 Speaker 1: to get the education that can help them actually pursue 89 00:05:20,640 --> 00:05:22,839 Speaker 1: those goals. And then we have more resources that we 90 00:05:22,880 --> 00:05:25,240 Speaker 1: can go online and look at the information we need, 91 00:05:25,839 --> 00:05:29,080 Speaker 1: or we have different programs, webinars, seminars that we can 92 00:05:29,120 --> 00:05:31,760 Speaker 1: go to to get the information we need to actually 93 00:05:31,760 --> 00:05:35,160 Speaker 1: turn these hobbies into businesses. So it's allowing us to 94 00:05:35,240 --> 00:05:38,800 Speaker 1: cataport ourselves beyond where we were able to go before. 95 00:05:39,839 --> 00:05:45,400 Speaker 1: So the Mirror said, and then all together, well, I 96 00:05:45,360 --> 00:05:46,920 Speaker 1: didn't know the thing about it is that, you know, 97 00:05:47,080 --> 00:05:51,320 Speaker 1: I'm a curious guy. You know, I'm going through Black Enterprise. 98 00:05:51,640 --> 00:05:54,320 Speaker 1: I come across this nice article about the two of you, 99 00:05:55,040 --> 00:05:58,839 Speaker 1: and I have six sisters, none of them have out all, 100 00:05:59,400 --> 00:06:03,159 Speaker 1: uh follow in the entrepreneur lane that YouTube are striving 101 00:06:03,200 --> 00:06:05,600 Speaker 1: for women to pursue. But there, you know, but they're 102 00:06:05,640 --> 00:06:08,560 Speaker 1: they're my sisters. You know, they're African Americans. And when 103 00:06:08,600 --> 00:06:11,719 Speaker 1: I see women stepping beyond the norm, the norm is 104 00:06:11,760 --> 00:06:13,960 Speaker 1: when I say that not to stay at home mom. 105 00:06:14,000 --> 00:06:16,240 Speaker 1: The normals not just a forty hour week job that 106 00:06:16,360 --> 00:06:18,880 Speaker 1: may include over time, but saying hey, I trust my 107 00:06:19,000 --> 00:06:21,480 Speaker 1: natural instinct, I have a plan of action. I can 108 00:06:21,520 --> 00:06:23,160 Speaker 1: go out there, I can get Alan. I won't get 109 00:06:23,160 --> 00:06:25,400 Speaker 1: me Alan. I'm gonna figure out a way to pursue 110 00:06:25,440 --> 00:06:28,560 Speaker 1: my dreams and aspirations and build this brand. That's a 111 00:06:28,600 --> 00:06:31,960 Speaker 1: lot of work. Why and when I read it, since 112 00:06:32,440 --> 00:06:37,120 Speaker 1: seen YouTube have been responsible for over fifty six mom 113 00:06:37,200 --> 00:06:39,920 Speaker 1: owned businesses lunch, talk to me about that. That's a 114 00:06:40,120 --> 00:06:44,000 Speaker 1: that's a that's that's a a champion right there, that's 115 00:06:44,000 --> 00:06:50,320 Speaker 1: a champion talking about a champion of the community. Ladies, Well, 116 00:06:50,360 --> 00:06:55,839 Speaker 1: we need to statistic a little bit because it's been 117 00:06:55,960 --> 00:07:02,000 Speaker 1: over ab Okay, all getting stuff from my buff people 118 00:07:02,000 --> 00:07:04,280 Speaker 1: send me stuff, I pull it out, I put it 119 00:07:04,279 --> 00:07:06,960 Speaker 1: on here. Okay, So what you're not gonna do jas 120 00:07:07,320 --> 00:07:08,760 Speaker 1: what you a't gonna do is come on my show 121 00:07:08,800 --> 00:07:11,600 Speaker 1: and I's like, I'm just selling bad information. Now if 122 00:07:11,640 --> 00:07:16,160 Speaker 1: you say it's over a hundred earlier, say at the 123 00:07:16,160 --> 00:07:20,320 Speaker 1: first time and beat your your and you gonna go. 124 00:07:20,360 --> 00:07:23,320 Speaker 1: I gotta stop this brother. His brother spread bad news 125 00:07:23,360 --> 00:07:27,720 Speaker 1: about you know, you worked too hard to build us, 126 00:07:28,000 --> 00:07:30,040 Speaker 1: you know, So how many of that number right there? 127 00:07:30,040 --> 00:07:31,960 Speaker 1: So I can repromote that what's that number? Is not 128 00:07:32,040 --> 00:07:37,640 Speaker 1: fifty six? What is it? I heard over and ten 129 00:07:38,560 --> 00:07:44,240 Speaker 1: one more row? Okay, see hours is remarkable by myself, 130 00:07:44,800 --> 00:07:47,160 Speaker 1: but we've been able to take it even for almost 131 00:07:47,200 --> 00:07:50,000 Speaker 1: double it because we were able to be running baking 132 00:07:50,040 --> 00:07:52,920 Speaker 1: A kid to me, we thought it was one. Let 133 00:07:53,000 --> 00:07:57,560 Speaker 1: me fix this says they have launched over a hundred 134 00:07:57,560 --> 00:08:01,200 Speaker 1: and ten mom owned businesses. Please walk on the Money 135 00:08:01,200 --> 00:08:06,920 Speaker 1: Making Conversation. Dr Tamira Lucas and it's jazz Sas. See. 136 00:08:06,920 --> 00:08:10,120 Speaker 1: That's how we're doing on money making conversation. That's that's 137 00:08:10,120 --> 00:08:12,160 Speaker 1: how we're doing the money make conversation. We're in the 138 00:08:12,280 --> 00:08:15,560 Speaker 1: business of being accurate, being right, you know. So when 139 00:08:15,560 --> 00:08:18,920 Speaker 1: this when this ads on podcasts and all my platforms, 140 00:08:19,200 --> 00:08:22,360 Speaker 1: we're gonna promote exactly the success story that you guys 141 00:08:22,360 --> 00:08:26,520 Speaker 1: are putting out there now. The interesting thing about all 142 00:08:26,560 --> 00:08:28,640 Speaker 1: I do is go on your I go on your website. 143 00:08:28,640 --> 00:08:32,319 Speaker 1: I pulled information that says Dr Lucas your trailblazer among 144 00:08:32,360 --> 00:08:36,400 Speaker 1: professionals and a powerful boarce for moms teaching business balance 145 00:08:36,440 --> 00:08:40,600 Speaker 1: and babies. Co found up the Cue Cowork, Maryland's first 146 00:08:40,600 --> 00:08:44,640 Speaker 1: and only coworking space that provides babysitting services. Then this 147 00:08:44,880 --> 00:08:49,720 Speaker 1: Sam's salon consultant, industry expert with over twelve years of 148 00:08:49,800 --> 00:08:53,600 Speaker 1: beauty and hospitality experience. Am I is that correct? Just 149 00:08:53,640 --> 00:09:00,440 Speaker 1: want to make sure that is correct exact. I can 150 00:09:00,520 --> 00:09:02,920 Speaker 1: handle one of you guys on me, But do y'all 151 00:09:03,640 --> 00:09:07,800 Speaker 1: we're gonna get this straight moving forward. So let's talk 152 00:09:07,800 --> 00:09:09,680 Speaker 1: about this as a co found of the Cube co 153 00:09:09,840 --> 00:09:13,199 Speaker 1: work because the thing about is going on with the pandemic, 154 00:09:13,280 --> 00:09:16,280 Speaker 1: you know, the the you know states have been shut down, 155 00:09:16,280 --> 00:09:18,800 Speaker 1: they're starting to reopen, and guess what, some people are 156 00:09:18,800 --> 00:09:21,720 Speaker 1: gonna go back to reopen to no jobs. And then 157 00:09:21,960 --> 00:09:24,199 Speaker 1: and then some people are being called back to work 158 00:09:24,559 --> 00:09:28,120 Speaker 1: and childcare centers are not even open or they're starting 159 00:09:28,120 --> 00:09:30,320 Speaker 1: to reopen. So how can you go back to work 160 00:09:30,320 --> 00:09:32,880 Speaker 1: and you can have no place to deliver your child 161 00:09:32,880 --> 00:09:34,920 Speaker 1: to be taken care of. Why are you're working? So 162 00:09:35,200 --> 00:09:38,600 Speaker 1: when you talk about the q CO work, tell me 163 00:09:38,640 --> 00:09:42,360 Speaker 1: how it's been effective now effective now affective now with 164 00:09:42,440 --> 00:09:47,960 Speaker 1: the pandemic, and how does it actually work. So we 165 00:09:48,080 --> 00:09:52,559 Speaker 1: created the que co workus there myself as a space 166 00:09:52,720 --> 00:09:56,000 Speaker 1: jasmine and our train these moms. We will come to 167 00:09:56,120 --> 00:10:01,000 Speaker 1: contact with other mom entrepreneurs that started but they couldn't 168 00:10:01,040 --> 00:10:05,000 Speaker 1: They were struggling with balancing their families and and their kids. 169 00:10:05,080 --> 00:10:08,760 Speaker 1: And coworking is a cool um industry to be in. 170 00:10:08,840 --> 00:10:12,480 Speaker 1: It's a cool um idea, innovative ideas working in the 171 00:10:12,600 --> 00:10:15,360 Speaker 1: space with complete strangers, but being able to do network 172 00:10:15,440 --> 00:10:18,199 Speaker 1: and grow which we all need to grow out businesses. 173 00:10:18,600 --> 00:10:22,160 Speaker 1: But when you add when you think about childcare, cause 174 00:10:22,640 --> 00:10:25,800 Speaker 1: you can buy a Toyota at least the Toyota Corolla 175 00:10:25,960 --> 00:10:29,280 Speaker 1: every single year for the amount that you'll pay in childcare, 176 00:10:29,360 --> 00:10:32,440 Speaker 1: keyes right, So we had to think about, well, how 177 00:10:32,480 --> 00:10:34,880 Speaker 1: are these moms go are living a little the poverty 178 00:10:34,960 --> 00:10:38,800 Speaker 1: levels starting businesses gonna be able to afford childcare? And 179 00:10:38,840 --> 00:10:43,360 Speaker 1: I created the coworking space that has babysitting services inside 180 00:10:43,360 --> 00:10:46,360 Speaker 1: of it so that one moms or dad because we 181 00:10:46,400 --> 00:10:49,480 Speaker 1: have both parents, UM can focus on their work. But 182 00:10:49,559 --> 00:10:51,439 Speaker 1: not only can they focus on their work, but they 183 00:10:51,440 --> 00:10:54,680 Speaker 1: can also not have the burden of high childcare costs 184 00:10:54,720 --> 00:10:59,120 Speaker 1: because of how our feed structure. Now, before we were 185 00:10:59,320 --> 00:11:02,960 Speaker 1: fully UM we had our membership was pretty much full 186 00:11:03,120 --> 00:11:05,800 Speaker 1: because of the baby Sydney s that UM that it 187 00:11:05,920 --> 00:11:09,839 Speaker 1: was a pretty quickly. However, UM there you know, there 188 00:11:09,880 --> 00:11:12,920 Speaker 1: was still a lot of businesses that were working inside 189 00:11:12,960 --> 00:11:18,160 Speaker 1: of their traditional office space. Well, places like Facebook and Twitter. 190 00:11:18,600 --> 00:11:22,040 Speaker 1: These companies are now getting an option for for parents, 191 00:11:22,080 --> 00:11:24,679 Speaker 1: I mean for their workers to work from home, and 192 00:11:24,720 --> 00:11:27,080 Speaker 1: I feel that this will be the trend in the 193 00:11:27,280 --> 00:11:31,200 Speaker 1: in the industry of UM those type of companies or 194 00:11:31,240 --> 00:11:34,040 Speaker 1: companies periods saying hey you can work from home, and 195 00:11:34,120 --> 00:11:38,320 Speaker 1: now that childcare part is going to be UM critical. 196 00:11:38,480 --> 00:11:41,199 Speaker 1: So working in a in a space where you can 197 00:11:41,240 --> 00:11:44,720 Speaker 1: come in and get four hours of uninterrupted or three 198 00:11:44,720 --> 00:11:47,679 Speaker 1: hours of uninterrupted work done and then you can like 199 00:11:47,840 --> 00:11:49,520 Speaker 1: do whatever else you need to do for the rest 200 00:11:49,559 --> 00:11:51,800 Speaker 1: of the day is going to be kind of ideal. 201 00:11:51,960 --> 00:11:55,560 Speaker 1: So right now, although we're not open and physically, we 202 00:11:55,679 --> 00:11:58,920 Speaker 1: created a model that will help us the same over 203 00:11:59,080 --> 00:12:03,640 Speaker 1: time hopefully, but we can anticipate that we're going to 204 00:12:03,760 --> 00:12:08,200 Speaker 1: have a large number of people knockingbol parents, knocking at 205 00:12:08,240 --> 00:12:12,000 Speaker 1: outdoor to utilize our services because we know that business 206 00:12:12,120 --> 00:12:15,079 Speaker 1: is not going to be as usual once everything we 207 00:12:15,400 --> 00:12:19,440 Speaker 1: finally reopen. Absolutely that this pandemic has shown, like Twitter 208 00:12:19,520 --> 00:12:22,720 Speaker 1: made an announcement that hey, stay at home, work at 209 00:12:22,800 --> 00:12:25,320 Speaker 1: work remote, which is going to have our effect on 210 00:12:25,400 --> 00:12:28,280 Speaker 1: real estate office real estate in the future, because that's 211 00:12:28,280 --> 00:12:31,240 Speaker 1: the one industry that has a lot of uncertainty. But 212 00:12:31,280 --> 00:12:33,240 Speaker 1: when we come back on our next break, I gotta 213 00:12:33,280 --> 00:12:35,960 Speaker 1: go to ah, Miss Jasmine SAMs. You know, she's a 214 00:12:36,040 --> 00:12:38,559 Speaker 1: salon expert, and we know what's going on with the 215 00:12:38,600 --> 00:12:41,000 Speaker 1: beauty and Barbara industry right now. When you come back, 216 00:12:41,200 --> 00:12:43,480 Speaker 1: I want to kick off with the question, how what 217 00:12:43,600 --> 00:12:45,760 Speaker 1: advice are you given to I got. I got a brother, 218 00:12:46,480 --> 00:12:49,120 Speaker 1: younger brother. He has a four Beauty and Barbara salons 219 00:12:49,160 --> 00:12:52,360 Speaker 1: in the in the DC Maryland area. So and we've 220 00:12:52,400 --> 00:12:55,200 Speaker 1: been talking and I've been consulting to him. But I 221 00:12:55,200 --> 00:12:57,840 Speaker 1: don't have the title as an expert. So she's an expert. 222 00:12:58,080 --> 00:13:00,520 Speaker 1: So we come back, we'll talk about expert more from 223 00:13:00,720 --> 00:13:03,520 Speaker 1: making conversation with my two dear friends, it's finally here 224 00:13:03,840 --> 00:13:07,240 Speaker 1: the season of celebration, and no matter how you celebrate 225 00:13:07,280 --> 00:13:10,600 Speaker 1: with family and friends, whether you're preparing for reis magos 226 00:13:10,679 --> 00:13:14,240 Speaker 1: or Karamu lighting the Manura, are going to midnight mass, 227 00:13:14,480 --> 00:13:17,920 Speaker 1: Coals has just what you need to make those traditions special. 228 00:13:18,280 --> 00:13:21,360 Speaker 1: Plus you'll find gifts for all your loved ones. 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That's O T T 258 00:14:58,240 --> 00:15:01,520 Speaker 1: E R dot ai. Um. You know a hundred and 259 00:15:01,720 --> 00:15:06,200 Speaker 1: ten mom owned businesses they have started in seventeen. I 260 00:15:06,280 --> 00:15:12,920 Speaker 1: gotta get it right moms as entrepreneurs. How this ra 261 00:15:12,960 --> 00:15:15,520 Speaker 1: Sean McDonald And you're listening to money making conversations I 262 00:15:15,560 --> 00:15:18,800 Speaker 1: have on the phone, Doctor Tamara Lucas and Miss Jason Sims. 263 00:15:18,840 --> 00:15:23,560 Speaker 1: As you as we spoke about moms as entrepreneurs, UM 264 00:15:23,600 --> 00:15:27,520 Speaker 1: an area of growth that's exploding out there in the 265 00:15:27,760 --> 00:15:30,640 Speaker 1: entrepreneur world. That's one of the reasons why I'm motivated 266 00:15:30,680 --> 00:15:33,080 Speaker 1: to start. For the reason I was motivated to start 267 00:15:33,080 --> 00:15:36,280 Speaker 1: money Making Conversation just to provide information, free information and 268 00:15:36,320 --> 00:15:40,200 Speaker 1: bring what I feel in individuals like uh DR Lucas 269 00:15:40,240 --> 00:15:42,440 Speaker 1: and Ms sam Is on the show just to share 270 00:15:42,480 --> 00:15:44,960 Speaker 1: their stories and hopefully they can you can you can 271 00:15:45,000 --> 00:15:47,280 Speaker 1: get some nuggets of information on how they're doing and 272 00:15:47,280 --> 00:15:50,400 Speaker 1: how they're applying their the lanes. Because when you when 273 00:15:50,400 --> 00:15:53,480 Speaker 1: you're an entrepreneur, there are no consistent days of saying 274 00:15:54,160 --> 00:15:56,520 Speaker 1: it's gonna be done this way. Every day. It changes 275 00:15:56,560 --> 00:15:58,600 Speaker 1: every day. You have to be prepared for that change 276 00:15:58,760 --> 00:16:01,360 Speaker 1: and you cannot be frustrated it by that change. What 277 00:16:01,400 --> 00:16:03,960 Speaker 1: you can do is plan for change, and as you 278 00:16:04,040 --> 00:16:07,200 Speaker 1: plan for change, then you can overcome the obstacles that 279 00:16:07,280 --> 00:16:11,040 Speaker 1: may frustrate you. UM on the focus, Miss Jasmine sam 280 00:16:11,240 --> 00:16:15,120 Speaker 1: uh I read earlier. Sal Salon consultant, industry expert in 281 00:16:15,160 --> 00:16:18,480 Speaker 1: the beauty arena. Whe over twelve years of experience and 282 00:16:18,520 --> 00:16:22,000 Speaker 1: the beauty and the hospitality experience, we know what's enduring 283 00:16:22,320 --> 00:16:25,560 Speaker 1: what's happened in this country or with the pandemic, especially 284 00:16:25,600 --> 00:16:30,600 Speaker 1: in the African American community where we are overtly affected 285 00:16:30,600 --> 00:16:36,040 Speaker 1: by the COVID nineteen virus. How is the in the 286 00:16:36,040 --> 00:16:39,560 Speaker 1: Maryland area, how's it being happened? And people coming to 287 00:16:39,600 --> 00:16:44,800 Speaker 1: you advice or what advice are you giving them? Um 288 00:16:44,840 --> 00:16:50,760 Speaker 1: my advice? You know everyone so ready to eiven, reopen 289 00:16:50,880 --> 00:16:53,000 Speaker 1: or just to go through their hair and nails done, 290 00:16:53,040 --> 00:16:55,760 Speaker 1: and you know they are ways to take care of 291 00:16:55,760 --> 00:16:58,800 Speaker 1: those things yourself at home and the many times the 292 00:16:58,920 --> 00:17:01,320 Speaker 1: health of your here, the health of you and the 293 00:17:01,360 --> 00:17:05,199 Speaker 1: health of your nails is most important, but also the 294 00:17:05,240 --> 00:17:07,720 Speaker 1: health of you as an individual, because if you are dead, 295 00:17:08,240 --> 00:17:11,639 Speaker 1: you cannot get your hand and nails run again unless 296 00:17:11,640 --> 00:17:15,320 Speaker 1: he's buy more atticitions. So stay in the mouth, follow 297 00:17:15,400 --> 00:17:21,440 Speaker 1: your state regulations or your county regulations, and follow your 298 00:17:21,560 --> 00:17:26,120 Speaker 1: state board of costology or your barber's board. Follow the regulations. 299 00:17:28,320 --> 00:17:33,840 Speaker 1: So you're saying that, don't put beauty ahead of safety, No, 300 00:17:34,160 --> 00:17:38,160 Speaker 1: don't do that. A lot of people like I said, 301 00:17:38,200 --> 00:17:41,119 Speaker 1: I talked to my my younger brother here. He showed 302 00:17:41,119 --> 00:17:43,800 Speaker 1: me photos, he showed me a video showing how he's 303 00:17:43,840 --> 00:17:48,359 Speaker 1: had to put shower curtains, clear shower curtains between each 304 00:17:48,359 --> 00:17:52,360 Speaker 1: stall in his barber salon. He's removed all the chairs 305 00:17:52,440 --> 00:17:55,919 Speaker 1: out of his barber salon and everything's about plumbing. Only 306 00:17:56,000 --> 00:17:58,320 Speaker 1: he's had to go out and by he's bought goggles, 307 00:17:58,400 --> 00:18:01,480 Speaker 1: he's bought mad of course he has and sanitizer his 308 00:18:01,600 --> 00:18:04,359 Speaker 1: lights home spray. And the problem with that is that 309 00:18:04,359 --> 00:18:07,199 Speaker 1: that was not part of his budget. That has suddenly 310 00:18:07,200 --> 00:18:09,680 Speaker 1: become part of his budget. And so when you have 311 00:18:10,680 --> 00:18:13,199 Speaker 1: in this pandemic world that we're living in and you 312 00:18:13,240 --> 00:18:18,399 Speaker 1: have women or moms trying to break into the entrepreneurial space, 313 00:18:19,400 --> 00:18:24,320 Speaker 1: it's a different model now, correct, right it is. You know, 314 00:18:24,480 --> 00:18:27,960 Speaker 1: when when we got noticed that the city and the 315 00:18:28,000 --> 00:18:31,080 Speaker 1: state was starting to shut down, he had to begin 316 00:18:31,160 --> 00:18:36,159 Speaker 1: to get creative. So in our business, I have a 317 00:18:36,240 --> 00:18:39,520 Speaker 1: hands on an emails on we begin to sell off 318 00:18:39,680 --> 00:18:42,400 Speaker 1: the inventory that we haven't started to create at home 319 00:18:42,480 --> 00:18:47,399 Speaker 1: kits to sell to our clients. So that was one 320 00:18:47,480 --> 00:18:52,040 Speaker 1: way to continue ce revenue generation, right right right so, 321 00:18:53,000 --> 00:18:56,760 Speaker 1: and and also we are membership based, so that was 322 00:18:56,800 --> 00:18:59,280 Speaker 1: another way to make sure that when things are slow 323 00:18:59,760 --> 00:19:02,200 Speaker 1: or like this happened, we have a way to kind 324 00:19:02,200 --> 00:19:07,000 Speaker 1: of maintain our brand and keep ourselves in the fullfront 325 00:19:07,080 --> 00:19:09,720 Speaker 1: either when you know we may not be able to operate, 326 00:19:10,000 --> 00:19:12,720 Speaker 1: then she keeps us alive during this time as well, 327 00:19:12,800 --> 00:19:16,240 Speaker 1: right right, so, as as as zoom, as the as, 328 00:19:16,240 --> 00:19:20,280 Speaker 1: the as the social media world be important during this 329 00:19:20,400 --> 00:19:22,879 Speaker 1: time and how do you use the social media to 330 00:19:22,920 --> 00:19:26,520 Speaker 1: promote your brand? You know, Mom as Entrepreneurs and Dr 331 00:19:26,600 --> 00:19:29,080 Speaker 1: Lucas could be you miss Jazz and spill. It could 332 00:19:29,080 --> 00:19:31,320 Speaker 1: be you responding and both you guys can respond because 333 00:19:31,520 --> 00:19:33,119 Speaker 1: the whole thing is that I know this is a 334 00:19:33,200 --> 00:19:36,879 Speaker 1: joint effort to you know, guys use y'all different ways 335 00:19:36,880 --> 00:19:39,960 Speaker 1: of thinking, like you stated earlier, which makes this, uh, 336 00:19:40,080 --> 00:19:43,440 Speaker 1: this partnership work and uh I go with you first, 337 00:19:43,520 --> 00:19:49,400 Speaker 1: Dr Lucas. So Jasmine and I have definitely gotten very 338 00:19:49,440 --> 00:19:54,520 Speaker 1: creative collectively and individually for our businesses and ensuring that 339 00:19:54,600 --> 00:19:57,639 Speaker 1: all of our brands that we have, whether it's Mom's 340 00:19:57,800 --> 00:20:01,960 Speaker 1: Entrepreneurs or our personal braves are are continues to be alive. 341 00:20:02,640 --> 00:20:06,760 Speaker 1: But we really utilize those platforms to really tell the 342 00:20:06,880 --> 00:20:10,320 Speaker 1: story but also share the resources and the things that 343 00:20:10,960 --> 00:20:13,840 Speaker 1: we knew that most entrepreneurs needed at the time. So 344 00:20:13,960 --> 00:20:18,360 Speaker 1: within a week of UM COVID nineteen hitting M Desmond 345 00:20:18,600 --> 00:20:24,479 Speaker 1: were immediately sharing UM advice, resources and anything anything that 346 00:20:24,560 --> 00:20:27,840 Speaker 1: we that we were able to access or even have 347 00:20:27,960 --> 00:20:32,679 Speaker 1: a knowledge of. We was immediately using UM those platforms 348 00:20:32,680 --> 00:20:36,119 Speaker 1: to share that information. So I know, I strongly I 349 00:20:36,160 --> 00:20:39,080 Speaker 1: had so many beauty experts. As a business consultant, I 350 00:20:39,119 --> 00:20:42,320 Speaker 1: worked with all types of entrepreneurs and I had a 351 00:20:42,359 --> 00:20:47,480 Speaker 1: lot of UM beauty and beauty entrepreneurs in the beauty industry. 352 00:20:47,480 --> 00:20:50,320 Speaker 1: A lot of my entrepreneurs in the beauty industry reach 353 00:20:50,359 --> 00:20:52,360 Speaker 1: old and say well what am I supposed to do 354 00:20:52,920 --> 00:20:56,119 Speaker 1: and quickly, you know, giving them advice on how to 355 00:20:56,240 --> 00:20:59,240 Speaker 1: pivot and their business so that they can stay because 356 00:20:59,280 --> 00:21:01,960 Speaker 1: a lot of times, well the resources that were the 357 00:21:02,160 --> 00:21:06,240 Speaker 1: funding the release programs that originally went out for COVID 358 00:21:06,320 --> 00:21:10,240 Speaker 1: nineteens did not support those type of entrepreneurs. They didn't 359 00:21:10,280 --> 00:21:13,320 Speaker 1: support the duty industry entrepreneurs that may not be taking 360 00:21:13,359 --> 00:21:17,320 Speaker 1: a pay checks or have contractors and do not have employees. 361 00:21:17,640 --> 00:21:22,439 Speaker 1: So giving them education and support on how to pivot 362 00:21:22,480 --> 00:21:25,600 Speaker 1: their business so that they're still generating some type of 363 00:21:25,680 --> 00:21:30,520 Speaker 1: income UM was extremely important. And also what did we 364 00:21:30,560 --> 00:21:35,520 Speaker 1: have available UM from a mom's as entrepreneurs prestructive, so 365 00:21:35,600 --> 00:21:40,200 Speaker 1: we immediately our workshops. While academy is normally face to face, 366 00:21:40,240 --> 00:21:43,399 Speaker 1: that we do that UM specifically face to face so 367 00:21:43,480 --> 00:21:46,800 Speaker 1: that we can have the sole attention of the parents, 368 00:21:46,840 --> 00:21:49,399 Speaker 1: I mean of the mom as they're working towards starting 369 00:21:49,440 --> 00:21:52,600 Speaker 1: their business. We had to pivot that online UM. That 370 00:21:52,720 --> 00:21:57,800 Speaker 1: online virtual academy started March. I mean, I'm sorry, May eighteen, UM. 371 00:21:57,960 --> 00:22:01,000 Speaker 1: And then we also created this fun because we knew 372 00:22:01,040 --> 00:22:03,840 Speaker 1: that a lot of mym entrepreneurs, a lot of black 373 00:22:04,040 --> 00:22:08,479 Speaker 1: mom entrepreneurs, were pushed out of the relief efforts. So 374 00:22:08,560 --> 00:22:11,240 Speaker 1: we knew that, Okay, we don't have millions of dollars, 375 00:22:11,520 --> 00:22:13,919 Speaker 1: but we know that we have a network that could 376 00:22:13,960 --> 00:22:17,960 Speaker 1: possibly donate into a fund to help us support the 377 00:22:18,119 --> 00:22:20,919 Speaker 1: mom owned businesses that are across the country that are 378 00:22:21,000 --> 00:22:25,960 Speaker 1: suffering every day. We're always overlooked, We're always grouped into 379 00:22:26,040 --> 00:22:29,639 Speaker 1: women owned businesses. We are women, but we are moms 380 00:22:29,680 --> 00:22:35,840 Speaker 1: and that's totally different. The the the investment that I 381 00:22:35,960 --> 00:22:39,840 Speaker 1: make is solely contingent on the impact that is going 382 00:22:39,880 --> 00:22:42,359 Speaker 1: to have on my child or on my family. And 383 00:22:42,400 --> 00:22:44,840 Speaker 1: if you are if you are a woman without kids, 384 00:22:44,880 --> 00:22:48,520 Speaker 1: you can take a much greater rest in starting something 385 00:22:48,640 --> 00:22:51,840 Speaker 1: or investing this stuff, because you only have yourself to 386 00:22:51,920 --> 00:22:55,240 Speaker 1: worry about. So that was on the forefront of Jasmine 387 00:22:55,240 --> 00:22:58,240 Speaker 1: and our mind of like, how do we support these moms. 388 00:22:58,280 --> 00:23:01,800 Speaker 1: We're moms, UM, we have a great support system. We 389 00:23:01,880 --> 00:23:04,399 Speaker 1: support one and now that we have a really good 390 00:23:04,600 --> 00:23:08,359 Speaker 1: support system, UM, I would say collectively. But that's not 391 00:23:08,520 --> 00:23:11,440 Speaker 1: the case for a lot of moms, especially in Baltimore. 392 00:23:11,240 --> 00:23:14,600 Speaker 1: We're in Baltimore where most of the households are ran 393 00:23:14,720 --> 00:23:18,159 Speaker 1: by single mothers. So if we want to continue to 394 00:23:18,240 --> 00:23:21,240 Speaker 1: keep crime down, if we want to continue to UM 395 00:23:21,840 --> 00:23:26,639 Speaker 1: had our economy operating UM and a decent faster, we 396 00:23:26,720 --> 00:23:29,320 Speaker 1: need to make sure that these moms have what they 397 00:23:29,359 --> 00:23:33,800 Speaker 1: need financially the same businesses. I know, either the two 398 00:23:33,840 --> 00:23:37,560 Speaker 1: who can talk. Now, Dr lucas you talk, you almost 399 00:23:37,720 --> 00:23:44,800 Speaker 1: ate up all the pol jasmus time she's cleaned all 400 00:23:44,840 --> 00:23:47,159 Speaker 1: into the beauty side of the conversation that you were 401 00:23:47,280 --> 00:23:50,000 Speaker 1: rocking the roll. And then I was like, hey, she 402 00:23:50,160 --> 00:23:53,200 Speaker 1: got right down when our credits is motivational speaker because 403 00:23:53,240 --> 00:24:00,920 Speaker 1: she can speak. That is all right, I know that's right. 404 00:24:01,119 --> 00:24:03,120 Speaker 1: But let's let's talk a little bit about miss Jasmine. 405 00:24:03,440 --> 00:24:06,040 Speaker 1: What's just the most rewarding part about being a philanthropist 406 00:24:06,119 --> 00:24:09,520 Speaker 1: because I do see the on the cover of your website. 407 00:24:09,880 --> 00:24:11,760 Speaker 1: I went there and it talks about you know, you 408 00:24:11,800 --> 00:24:15,320 Speaker 1: have twenty six contributors Moms Give Life, Moms Give Community, 409 00:24:15,640 --> 00:24:19,399 Speaker 1: hashtag Giving Tuesdays. You know, over a thousand dollars been 410 00:24:19,480 --> 00:24:22,560 Speaker 1: raised so far. I'm an contribute to that. So my 411 00:24:22,640 --> 00:24:27,359 Speaker 1: name pop up in there this week. Um what I 412 00:24:27,480 --> 00:24:29,439 Speaker 1: love to be able to do. I have a newsletter. 413 00:24:29,480 --> 00:24:33,679 Speaker 1: It goes out every Friday on time and at uh 414 00:24:34,000 --> 00:24:38,720 Speaker 1: nine am to ninety thousand fan club members. I'd love 415 00:24:38,800 --> 00:24:42,439 Speaker 1: to put this video or some type of banner in 416 00:24:43,480 --> 00:24:47,200 Speaker 1: telling your story, your your organizational story, moms and entrepreneurs, 417 00:24:47,200 --> 00:24:49,040 Speaker 1: and see if we can get some more contributions. Is 418 00:24:49,040 --> 00:24:55,800 Speaker 1: that cool? We loveatful beautiful. It's just beautiful, just beautiful, Jasmine. 419 00:24:55,840 --> 00:24:57,560 Speaker 1: You know, I know you don't how much time left 420 00:24:57,560 --> 00:25:00,160 Speaker 1: because you know your business partner can talk. You know 421 00:25:00,600 --> 00:25:02,760 Speaker 1: if my mom say talking, talk her head off of 422 00:25:02,800 --> 00:25:09,920 Speaker 1: a dog. You know what I'm saying. You know where 423 00:25:10,040 --> 00:25:17,480 Speaker 1: they go. Well, you know Dr Lucas was talking. Well, 424 00:25:18,160 --> 00:25:22,400 Speaker 1: I would say the most rewarding things about being philanthropic 425 00:25:22,680 --> 00:25:24,960 Speaker 1: is just the success that we get to see from 426 00:25:25,000 --> 00:25:30,200 Speaker 1: the minds that we support and ultimately thanky thanky going 427 00:25:30,359 --> 00:25:32,440 Speaker 1: when when we cant calling in my business or and 428 00:25:32,520 --> 00:25:35,200 Speaker 1: the things that I'm doing, I can't. I can't quit 429 00:25:35,720 --> 00:25:39,480 Speaker 1: because I have this team of other women who have 430 00:25:39,720 --> 00:25:42,840 Speaker 1: looked up to me in tam Era and have said, 431 00:25:43,240 --> 00:25:44,800 Speaker 1: you know, if they can do it, I can do it. 432 00:25:45,800 --> 00:25:48,280 Speaker 1: So if I quit or Tamara just as to quit, 433 00:25:48,359 --> 00:25:50,159 Speaker 1: does that mean it's okay for them the quit and 434 00:25:50,200 --> 00:25:53,680 Speaker 1: we don't believe that. So for me, this seeing that 435 00:25:53,800 --> 00:25:57,720 Speaker 1: the work they're able to put in, the self motivation 436 00:25:57,760 --> 00:26:00,159 Speaker 1: that they've they've been able to develop because I'm lot 437 00:26:00,200 --> 00:26:04,000 Speaker 1: of them stought out, very discouraged and believing that this 438 00:26:04,080 --> 00:26:06,720 Speaker 1: is not something that they can do. But someone told 439 00:26:06,800 --> 00:26:08,520 Speaker 1: them about the school man and said, maybe you should 440 00:26:08,560 --> 00:26:11,520 Speaker 1: give it a shot. You're very talented, you're very still 441 00:26:11,720 --> 00:26:14,000 Speaker 1: it's sounds for you to put that emotion. And so 442 00:26:14,119 --> 00:26:17,400 Speaker 1: just seeing these women just grow and build their businesses 443 00:26:17,440 --> 00:26:20,560 Speaker 1: and become successful, that's the most people in part we know. 444 00:26:21,040 --> 00:26:25,159 Speaker 1: I've seen organizations like one hundred Black men um you 445 00:26:25,200 --> 00:26:29,600 Speaker 1: know in a c p H National Urban League, you know, 446 00:26:29,800 --> 00:26:33,080 Speaker 1: started one location and then become in affiliates or throughout 447 00:26:33,080 --> 00:26:36,440 Speaker 1: this country. What what just the future of your organization 448 00:26:36,600 --> 00:26:42,160 Speaker 1: UM Moms as entrepreneurs as far as a national platform. 449 00:26:42,200 --> 00:26:46,640 Speaker 1: So it's funny because COVID has allowed us that opportunity 450 00:26:46,880 --> 00:26:51,720 Speaker 1: to go national as we always UM engngeing to do so. 451 00:26:51,720 --> 00:26:54,600 Speaker 1: So now that we have this UM fun it's not 452 00:26:54,680 --> 00:26:57,200 Speaker 1: just a fund for Moms and Baltimore to access. For 453 00:26:57,320 --> 00:27:00,200 Speaker 1: this a fund that anyone, any moment and you at 454 00:27:00,200 --> 00:27:04,320 Speaker 1: the States could access. And also our virtual academy. So 455 00:27:05,119 --> 00:27:08,520 Speaker 1: it pushed us to really step out there and get 456 00:27:09,240 --> 00:27:12,640 Speaker 1: out to the world, into the United States. Until now 457 00:27:12,760 --> 00:27:17,120 Speaker 1: we are a manal organization. That's a beautiful thing. I'm 458 00:27:17,200 --> 00:27:20,280 Speaker 1: speaking to my friends. I'm calling my friends now. You know, 459 00:27:20,320 --> 00:27:23,480 Speaker 1: we've laughed, if I've been corrected on the air, you 460 00:27:23,520 --> 00:27:28,000 Speaker 1: know on my own show. You know that's what you're 461 00:27:28,000 --> 00:27:30,080 Speaker 1: not gonna do is run over these two moms. Okay, 462 00:27:31,160 --> 00:27:33,440 Speaker 1: that'll be polite, but they're gonna pull you to the side. 463 00:27:33,440 --> 00:27:35,280 Speaker 1: But see they couldn't pull me to the side on 464 00:27:35,320 --> 00:27:37,640 Speaker 1: the ready. You gotta tell us about it. That's wrong, right, 465 00:27:37,960 --> 00:27:40,960 Speaker 1: that's wrong, not what's wrong right there. We have launched 466 00:27:41,000 --> 00:27:44,240 Speaker 1: over one hundred and ten mom owned businesses since we 467 00:27:44,560 --> 00:27:48,040 Speaker 1: in twenty seventeen we launched Moms since entrepreneurs, I wouldn't 468 00:27:48,040 --> 00:27:51,800 Speaker 1: thank Dr Tamara Lucas and Mrs jasminth SEMs were coming 469 00:27:51,840 --> 00:27:53,480 Speaker 1: on this show, and I want to thank you. Know, 470 00:27:53,800 --> 00:27:55,080 Speaker 1: like I said, when I saw the article in the 471 00:27:55,119 --> 00:27:58,439 Speaker 1: Black Enterprise, I was motivated to contact you too, and 472 00:27:58,480 --> 00:28:00,280 Speaker 1: I was thank you for taking the time. I gonna 473 00:28:00,280 --> 00:28:03,320 Speaker 1: come on Money Making Conversations and share part of your story. Again. 474 00:28:03,400 --> 00:28:05,840 Speaker 1: I want to reach out to you, Samantha, my executive 475 00:28:05,840 --> 00:28:08,119 Speaker 1: producer of the show, to get some banners who we 476 00:28:08,160 --> 00:28:10,159 Speaker 1: can put in the newsletter because you have a cause 477 00:28:10,200 --> 00:28:13,680 Speaker 1: of trying to generate revenue. I went through the payroll 478 00:28:13,720 --> 00:28:16,600 Speaker 1: protection program and it's not set up for an independent 479 00:28:16,720 --> 00:28:21,560 Speaker 1: um and uh entrepreneurs, it's not you know. Uh that's 480 00:28:21,560 --> 00:28:24,000 Speaker 1: the reason why the average loan and the second go 481 00:28:24,160 --> 00:28:27,760 Speaker 1: round is only seven and seventy nine thousand loans distributed 482 00:28:27,840 --> 00:28:30,040 Speaker 1: versus the first go round when you were just passing 483 00:28:30,040 --> 00:28:32,920 Speaker 1: that checks like it was free money. So again, thank 484 00:28:32,960 --> 00:28:34,920 Speaker 1: you for coming on the show and we were stay 485 00:28:34,960 --> 00:28:39,480 Speaker 1: in touch with that good. Yeah, AT appreciate. If you 486 00:28:39,480 --> 00:28:41,520 Speaker 1: want to hear more money Making Conversations, please go to 487 00:28:41,520 --> 00:28:44,600 Speaker 1: money making Conversation dot com. I'm with Sean McDonald, I'm 488 00:28:44,680 --> 00:28:51,720 Speaker 1: your host in this season of giving. Cools has gifts 489 00:28:51,800 --> 00:28:54,040 Speaker 1: for all your loved ones. 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