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Speaker 1: Welcome to How to Money. I'm Joel and I am Matt,

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Speaker 1: and today we're talking dirt cheap travel with Lauren and

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Speaker 1: Stephen from Trip of a Lifestyle.

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Speaker 2: Yes, I think most people they see traveling as a

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Speaker 2: luxury Joel. Right, It's something that isn't completely necessary, and

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Speaker 2: so because of that they choose to delay.

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Speaker 1: Which then means they're actually not all.

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Speaker 2: That good at traveling. It's like working out. The more

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Speaker 2: you do it, I think, the better you get at it.

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Speaker 2: And if that same person sees travel as a luxury good,

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Speaker 2: I think that also means that they expect to spend

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Speaker 2: a ton of money on it as well, oftentimes later

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Speaker 2: in life, which our guests today have completely disproven. We're

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Speaker 2: joined by the couple behind Trip of a Lifestyle, Lauren

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Speaker 2: and Stephen, who are going to share how they travel

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Speaker 2: on the cheap and so here's a quick and dirty

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Speaker 2: little bio on them. They embarked on a forty five

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Speaker 2: day road trip after college, then rather than honeymooning in

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Speaker 2: Hawaii for a week, they stuck around for six months instead.

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Speaker 2: Shortly after that, they purchased their first home in cash,

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Speaker 2: and so this just goes to prove that they weren't

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Speaker 2: spending all of their money on travel, and after they

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Speaker 2: bought their first place, they set out on a seven

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Speaker 2: month road trip to visit every national park. Oh and

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Speaker 2: by the way, they also both retired from their full

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Speaker 2: time jobs at the age of twenty nine, so at

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Speaker 2: this point they live semi retired lives, which sounds like

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Speaker 2: the title of the third Eyeblind album. That's maybe more

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Speaker 2: in line with how we are living our lives. But

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Speaker 2: Lauren and Steven, thank you so much for joining us

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Speaker 2: today on the podcast.

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Speaker 3: Thanks for having us appreciate it. Yeah.

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Speaker 1: Is it possible to look up to people who are

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Speaker 1: much younger than you? Matt? I don't know. I might

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Speaker 1: be looking up to Lauren Seene right now. Guys. The

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Speaker 1: first question we ask everyone who comes on the show

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Speaker 1: is what do you like to spend money on? What's

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Speaker 1: your craft beer equivalent? Because Matt and I spend a

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Speaker 1: good bit ofm on beer. Some people might think it's ridiculous.

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Speaker 1: What is that thing for you? Even though obviously you're

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Speaker 1: saving the investing, you're thinking about your future too.

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Speaker 4: Yeah, our biggest splurge area is probably coffee, where kind

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Speaker 4: of snobbish in a way. We have very particular tastes,

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Speaker 4: and if we were to go to like a random

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Speaker 4: coffee shop and try to get a cup of coffee

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Speaker 4: that we would really love, it would probably be upwards

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Speaker 4: of ten dollars.

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Speaker 1: So we're not talking folders here, nor are you talking

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Speaker 1: about the straight shot of espresso.

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Speaker 2: You're getting kind of like that organic fixs to go

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Speaker 2: along with it.

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Speaker 4: I'm guessing, well, we do love espresso, just like a

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Speaker 4: lot of it, highly concentrated, highly concentrated oat milk, you know,

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Speaker 4: the works.

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Speaker 1: And so there you go.

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Speaker 2: That's see, that's the kind of organic stuff I'm talking

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Speaker 2: about all the other things that I skip.

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Speaker 4: But earlier this year we purchased a four hundred dollars

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Speaker 4: espresso maker and that has brought that coffee cost that

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Speaker 4: would be like an our typical cup of coffee down

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Speaker 4: to like a dollar, I would say, And so it's

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Speaker 4: made it much more affordable to have our little luxury

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Speaker 4: cup of coffee in the morning.

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Speaker 1: Very nice. So the home baristas, I like that.

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Speaker 2: Heck yes, Steven, is this going to be your your

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Speaker 2: craft beer equivalent as well?

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Speaker 3: Oh? Definitely a shared passion. Every every morning. Whoever wakes

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Speaker 3: up first knows they have to bress.

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Speaker 1: You're in charge of it. I just stay under the

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Speaker 1: covers and be like a coffee. Steve was like all

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Speaker 1: the more reason for me to be a night owl

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Speaker 1: and in the morning.

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Speaker 4: That definitely happened.

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Speaker 2: In preparing to talk with y'all, I saw that while

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Speaker 2: y'all were in we didn't even talk about y'all road

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Speaker 2: tripping out in Australia, but that that's.

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Speaker 1: A part of your story that hopefully we'll have time

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Speaker 1: we'll do.

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Speaker 2: But uh, you talked about like you were somewhere where

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Speaker 2: there was like a severe Australian drought. There's like no water,

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Speaker 2: but you can still buy you could still get a

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Speaker 2: nice coffee, which you were.

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Speaker 4: Excited about, yes, out in the middle of nowhere. Literally,

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Speaker 4: any establishment in Australia, like if they serve any kind

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Speaker 4: of food or drink, there is an espresso machine in

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Speaker 4: that establishment, whether it's a gas station or like a McDonald's,

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Speaker 4: Like it's a proper setup with whole beans that they're

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Speaker 4: grinding on the spot for you and very European.

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Speaker 3: Surprisingly, McDonald's in Australia has actually a great cup of coffee.

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Speaker 3: They call it macas out there. That's their interesting for McDonald's.

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Speaker 3: But yeah, they're serious about coffee out there.

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Speaker 1: Not to dwell on this too long, but I went

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Speaker 1: to Australia for a little while and I fell in

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Speaker 1: love with the flat white, which apparently began they started

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Speaker 1: making that beverage in Australia and it's and yeah, you

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Speaker 1: get even a cheap flat white at the seven to eleven,

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Speaker 1: it was like a dollar and it was so much

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Speaker 1: better than most flat whites you're going to get in

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Speaker 1: the States.

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Speaker 4: Sure, so all the coffee there was like amazing anywhere

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Speaker 4: you go.

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Speaker 2: Had no idea that they were so on top of

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Speaker 2: their coffee game there. Okay, Lauraen and Steven, let's talk

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Speaker 2: about personal finances before we continue to talk about Australia,

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Speaker 2: because I think I saw, if I read this quickly,

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Speaker 2: you were saving like sixty to eighty percent of your income.

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Speaker 2: This is back like starting out, back when you were

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Speaker 2: in your twenties. What was the inspiration for y'all to

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Speaker 2: go like just so stinking hard in those early years?

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Speaker 3: Honestly, you know, we graduated college together. We moved out

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Speaker 3: to California for a little minute for me to try

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Speaker 3: out a grad school program there that I ended up

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Speaker 3: not sticking with but basically, you know, we were together

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Speaker 3: living this frugal, naturally frugal college lifestyle. Most people in

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Speaker 3: college are broke and kind of have to live frugally

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Speaker 3: because they have to write, and we were pretty happy

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Speaker 3: with our life, like we never felt deprived as college students.

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Speaker 3: Like a lot of people say college is the best

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Speaker 3: years of your life, right, and we definitely felt that

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Speaker 3: way too, And we weren't spending much. And then soon

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Speaker 3: after that we got real jobs and they weren't like fancy,

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Speaker 3: high paying real jobs. I My first real job out

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Speaker 3: of college was a public school teacher, started at thirty

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Speaker 3: eight thousand dollars a year. Lauren was making just a

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Speaker 3: little bit less than that. But weirdly, because we were

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Speaker 3: used to this college lifestyle that felt like a fortune

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Speaker 3: to us. Just paying our normal bills, we were like

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Speaker 3: left over with tons of money from every paycheck, and

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Speaker 3: our checking account just started to kind of fill up,

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Speaker 3: and they're like, what do we do with this money?

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Speaker 3: And that's where we kind of discovered the idea of

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Speaker 3: investing and that you can turn extra money into even

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Speaker 3: more money and perpetual income. And so you know, we

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Speaker 3: learned about investing that us even more excited about the

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Speaker 3: idea of saving large percentages of our income, and it

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Speaker 3: kind of just snowballed from there.

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Speaker 1: Did it ever feel like, well, we're making more money,

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Speaker 1: we should clearly start to upgrade this in that I mean,

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Speaker 1: that's the traditional American reaction to an increase in income

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Speaker 1: is to spend a good portion of it, if not

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Speaker 1: more even than you're bringing in. So, yeah, what made

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Speaker 1: you decide, now, let's keep living like college students? You said,

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Speaker 1: we were happy that that was a good way to live.

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Speaker 1: But what made you decide that there weren't all these

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Speaker 1: different ways that you wanted to change your life as

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Speaker 1: after you graduated and started making more.

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Speaker 3: So pretty soon we discovered the idea of investing right

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Speaker 3: that your extra money can create income for you in

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Speaker 3: the future, passive income. We thought about, like, well, okay,

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Speaker 3: if we are reasonably happy with the material stuff we have,

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Speaker 3: like our level of like car and housing and all

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Speaker 3: the basic needs food stuff like that, you know we

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Speaker 3: could upgrade that stuff. Sure, that's definitely an option that's

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Speaker 3: on the table. But when you realize money can make

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Speaker 3: more money, you start to say, well, wait a sec

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Speaker 3: if I save enough if I invest enough, I could

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Speaker 3: actually stop working. Like that, that money can buy you

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Speaker 3: your freedom, the freedom to do whatever it is with

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Speaker 3: the rest of your life that you want. It could

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Speaker 3: actually buy you back forty plus years, you know, from

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Speaker 3: sitting in an office or whatever, or a classroom in

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Speaker 3: my case. So we got pretty excited about that idea,

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Speaker 3: and I think that helped to prevent us from undergoing

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Speaker 3: that like lifestyle inflation. But also I mean just the

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Speaker 3: fact that we were pretty happy with what we had,

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Speaker 3: but we were appreciative of the lifestyle we were already living.

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Speaker 4: Yeah, I think when you are like setting out to

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Speaker 4: create a life that you enjoy every day, then I

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Speaker 4: don't think you end up feeling deprived or in want

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Speaker 4: of anything. And that was kind of where we were at.

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Speaker 4: Like we enjoyed our life. We still like took little breaks.

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Speaker 4: We were living in Orlando, Florida at the time, and

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Speaker 4: so it wasn't very far to like go to the beach.

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Speaker 4: Orlando has really great bike trails. Like, we still enjoyed

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Speaker 4: our life when we weren't working. And you know, to

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Speaker 4: Steven's point about our finances, we kind of did the

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Speaker 4: math and we're when we set a savings goal, and

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Speaker 4: we started tracking our net worth every month toward this goal,

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Speaker 4: and that was really encouraging too. So we were kind

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Speaker 4: of seeing that number ticking up toward the goal, and

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Speaker 4: that I feel like also helped keep us on track.

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Speaker 4: It was really encouraging, like, look, how look what we

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Speaker 4: were able to do this month, Like look how much

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Speaker 4: we were able to save, Look how much we're increasing,

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Speaker 4: And you know, it was this shared goal. We were

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Speaker 4: excited about it, and I think that really helped.

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Speaker 3: To you a specific example about the lifestyle inflation thing.

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Speaker 3: I rode my bike to work every day, yes, which

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Speaker 3: prevented us from ever buying a second vehicle. So we

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Speaker 3: shared one used car all the time, Lauren, most of

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Speaker 3: the time drove a car to work.

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Speaker 4: Yeah, my office was further.

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Speaker 3: And you know that helped financially in a massive, massive way.

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Speaker 3: All the money that wasn't spent on a second car

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Speaker 3: was invested, which is like, really the number one thing.

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Speaker 3: You don't undergo depreciation on the second car, You don't

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Speaker 3: have maintenance and gas and insurance on the second car

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Speaker 3: and all these things. But most people look at that

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Speaker 3: and they say, wow, you rode your bike to work

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Speaker 3: every day. That's like an ultra frugal sacrifice that you

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Speaker 3: made for your finances. And I never viewed it that

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Speaker 3: way because I really liked riding my bike to work.

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Speaker 3: I got free exercise, extra calories burned every day, my

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Speaker 3: health improved, I arrived to work a little more awake

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Speaker 3: and energized. Like it was just a positive on all fronts,

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Speaker 3: all upside, no downside. And a lot of our choices.

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Speaker 1: Were like that, Yeah, you're like, jokes on you. I

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Speaker 1: really like this story and that's the we're kind of reframing.

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Speaker 1: I think that's so powerful, right when we're talking about

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Speaker 1: stick toitiveness, And I think that's why, like, that's why

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Speaker 1: people they try a diet and after like a month

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Speaker 1: they give up, and it's because the desired outcome is

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Speaker 1: something less, it's not as deep, right, And I think

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Speaker 1: that connection to no, I'm not doing this to save

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Speaker 1: a few bucks, I'm doing this because this is the

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Speaker 1: kind of person I want to be, is so much

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Speaker 1: more powerful and it can create more of a long

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Speaker 1: lasting change, definitely.

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Speaker 2: And then yeah, clearly had some personal discipline when it

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Speaker 2: came to scaling back and keeping some of those desires

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Speaker 2: in check. But how much did your community have an

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Speaker 2: impact on that, because oftentimes the people that we surround

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Speaker 2: ourselves with can have a positive or negative impact. Did

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Speaker 2: your friends and family react negatively to how it was that,

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Speaker 2: in this case that you were choosing to not spend

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Speaker 2: your money.

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Speaker 3: I think in the early days, friends and family definitely

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Speaker 3: wondered like, hey, like, you have a decent job now

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Speaker 3: and everything, like why don't you drive a little bit

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Speaker 3: better car, why don't you have two cars? Or why

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Speaker 3: don't you live a little bit bigger place or whatever

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Speaker 3: it is. I'm sure there was some of that, but

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Speaker 3: over the long run, you know, when we were twenty

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Speaker 3: two and living frugally like college gyments, people are like,

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Speaker 3: why don't you upgrade a little bit? And then by

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Speaker 3: the time we were like late twenties or early thirties,

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Speaker 3: you know, now, I'd like to think that that influence

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Speaker 3: is kind of going the opposite direction a little bit,

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Speaker 3: because I think that in a good way, people that

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Speaker 3: we know are seeing the kind of life that we

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Speaker 3: get to live now because we did those things, you know,

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Speaker 3: taking six and seven month vacations on a regular basis

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Speaker 3: and not going to a job every day, that people

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Speaker 3: are starting to get curious about, like, hey, so, how

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Speaker 3: exactly did you do that? And really the answer ultimately

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Speaker 3: is all of that stuff that's just a little abnormal,

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Speaker 3: the frugal not upgrading your lifestyle stuff that you reference.

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Speaker 3: So I kind of think I think that influence is

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Speaker 3: starting to reverse back the other direction.

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Speaker 2: Now, Okay, so I'm thinking about how So before we

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Speaker 2: hit record, we were talking about something that y'all are

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Speaker 2: actually doing tomorrow, which is heading to a college town.

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Speaker 2: Y'all are gonna do some marketing with the a business

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Speaker 2: that you started. You've got like a tutoring company. Talk

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Speaker 2: to me about like you've retired from full time work, right,

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Speaker 2: and so y'all kind of live like this quote unquote

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Speaker 2: semi retired life that we kind of alluded to earlier,

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Speaker 2: but you're still working. So talk to us just about

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Speaker 2: how maybe you view work at this point in time,

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Speaker 2: because it's it's obviously not something that's necessary. Y'all are

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Speaker 2: essentially coast fire, but you are still doing this additional work.

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Speaker 2: Why is it that you continue to work in this way?

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Speaker 3: Yeah, so, in fact, we're fully fire. I mean, we

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Speaker 3: could live one hundred percent off of our investments at

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Speaker 3: this time, and I wanted to. But we did start

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Speaker 3: a business about a year ago. It's a college too.

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Speaker 4: Right after we came back from Australia. Actually we were

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Speaker 4: like all rested up, enjoying life, where like that was

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Speaker 4: fun and easy, and a friend approached us to talk

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Speaker 4: about this idea.

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Speaker 3: Yeah, So to give some context on that, though, about

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Speaker 3: three or four years before that, we spent basically hanging

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Speaker 3: out at home, which you know, we live at the

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Speaker 3: beach now, so hanging out at the beach a lot,

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Speaker 3: traveling about three to six months out of each one

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Speaker 3: of those years. So we were like pretty recharged from

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Speaker 3: like the career stage of our lives, because.

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Speaker 1: You're pretty far from burnout because you opposite of burnout, right, right,

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Speaker 1: So we're thirty four now, so it's like, you know,

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Speaker 1: we had years of kind of chilling for the most part,

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Speaker 1: and so after a while, like you start to itch

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Speaker 1: for some kind of like productive thing.

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Speaker 3: Not to say we did nothing during those.

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Speaker 4: Years, but right, we have our blog and you know,

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Speaker 4: we work on that as well, but we were.

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Speaker 3: Open to the idea of like putting in some hours

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Speaker 3: towards something that we cared about and was exciting. So

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Speaker 3: a friend of ours approached us right after our Australia trip.

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Speaker 3: We were in like a great mood because we had

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Speaker 3: just come back from this three month vacation, and he

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Speaker 3: was like, hey, you know, you know that business idea

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Speaker 3: we had always talked about because he was a former

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Speaker 3: coworker of mine from a previous employe, and we had

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Speaker 3: always talked about this idea is like we should do that.

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Speaker 3: I was like, all right, I mean I look at Laura,

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Speaker 3: I like, what do you think should we do it?

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Speaker 3: And you know, she didn't say no.

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Speaker 4: I was like, oh, you know, the part that we're

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Speaker 4: in now, this part of the business a year later

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Speaker 4: is like what I was envisioning. I was like, Oh,

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Speaker 4: it'd be fun, like anytime we're traveling to like stop

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Speaker 4: in do a college and like do some marketing and

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Speaker 4: have you know, it's we end up in college towns

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Speaker 4: all the time anyway, because there's always like great food,

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Speaker 4: you know, great atmosphere stuff to do in college towns

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Speaker 4: when we're on road trips, and so it's like, oh,

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Speaker 4: it's like a really nice fit. But I wasn't anticipating

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Speaker 4: the like year of work that we have had to

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Speaker 4: put in thus.

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Speaker 3: Far, our last twelve months or so of life have

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Speaker 3: definitely been the opposite of retirement. I mean, I say

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Speaker 3: that we just got home from a forty two day

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Speaker 3: road trip like a few days ago. But for the

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Speaker 3: most part, for the past year, we've been working really

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Speaker 3: hard on this project and it's been rewarding. It's been cool,

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Speaker 3: it's growing. I mean, we both worked our careers for

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Speaker 3: the most part just as employees, you know, doing the

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Speaker 3: traditional like work at a job, get a steady paycheck

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Speaker 3: and save it and put it in the stock market, right,

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Speaker 3: And that's how we retired. But now it's like it's

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Speaker 3: like a whole new, exciting and different world to run

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Speaker 3: our own business, and so I don't regret the choice,

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Speaker 3: even though it's been a lot of work.

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Speaker 4: Yeah, it's been fun to experience like entrepreneurship in this way.

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Speaker 4: Both of our parents have a lot of entrepreneur like background,

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Speaker 4: Like Steven's dad was a small business owner. My dad's

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Speaker 4: had a lot of different like random gigs he's done too,

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Speaker 4: and so you know, I think it's kind of in

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Speaker 4: our blood a little bit, and so it's been fun

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Speaker 4: to to really try it out risk free.

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Speaker 1: Honestly, Like that's what I was going to hone in

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Speaker 1: on Lauren is like the risk free aspect. It's so

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Speaker 1: much easier to start something and you can kind of, hey,

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Speaker 1: this is a crossover something I'm good at and passionate about,

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Speaker 1: and like, I also don't necessarily have to hit a

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Speaker 1: grand slam here. I can hit a single and and

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Speaker 1: just kind of see see what develops because you don't

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Speaker 1: have to have the income to put food on the

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Speaker 1: table in the same way. Did that kind of make

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Speaker 1: it a little bit easier of a decision?

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Speaker 3: Yeah, definitely.

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Speaker 4: Uh.

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Speaker 3: I think that, you know, whether I would like to

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Speaker 3: admit it or not, maybe part of the reason why

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Speaker 3: I didn't jump straight into starting my own business many

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Speaker 3: years ago is because the steady paycheck is attractive, right,

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Speaker 3: I Mean, there's risk that that's involved with starting a business.

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Speaker 3: You got to pay your bills and stuff, and so

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Speaker 3: that that's not even a thought anymore, like you said,

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Speaker 3: which is great. And the initial cash outlay for this

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Speaker 3: business was pretty low. I mean we personally put in

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Speaker 3: like I don't know, like five thousand dollars or something

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Speaker 3: like that if I remember correctly, maybe even less than

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Speaker 3: that to get it started. So it's like, what's the

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Speaker 3: worst case scenario, Like, so, yeah, it's exactly exactly what

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Speaker 3: you said.

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Speaker 2: I'm curious too, Like, so we've talked a lot about investments, Lauren,

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Speaker 2: I'm curious. Was there a part so Steven, it sound

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Speaker 2: like with you it maybe it was maybe more an

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Speaker 2: intellectual itch, right, Maybe it was your buddy, it was

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Speaker 2: a friend of yours I had reached out to you.

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Speaker 2: Is some of this also due to the fact that

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Speaker 2: you're trying to kind of bridge the gap, like you're

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Speaker 2: not fully retired, you're not at the quote unquote retirement

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Speaker 2: age where you're fifty nine and a half you can

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Speaker 2: start tapping retirement funds. How much of this is logistics

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Speaker 2: where you're kind of like, well, it'd be nice if

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Speaker 2: we made a little bit extra money here on the side,

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Speaker 2: in the here and now this year to kind of

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Speaker 2: cover some of the day to day expenses.

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Speaker 1: And is any part of it boredom with travel too?

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Speaker 4: I don't think that there's a boredom with travel. Yet

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Speaker 4: we keep finding new places to go and so that

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Speaker 4: makes it makes it fun and interesting and new.

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Speaker 3: Logistically speaking, there's really not an issue like in our

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Speaker 3: day to day cash flow. So for context, in our

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Speaker 3: investment portfolio or our total net worth, like about I

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Speaker 3: want to say, seventy percent or so of that is taxable,

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Speaker 3: meaning that it's not sheltered by like iras or four

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Speaker 3: oh one k's or anything like that where you can't

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Speaker 3: tap it until fifty nine and a half. And even

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Speaker 3: the thirty percent or so that is in those types

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Speaker 3: of accounts, there are ways to access those early, right

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Speaker 3: There's things like the Roth Conversion Ladder, and there's there's

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Speaker 3: various different tricks you can use to access that money.

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Speaker 3: So logistically speaking, it really I don't think would be

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Speaker 3: a huge problem if we wanted to like live off

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Speaker 3: our portfolio right now. But I mean, like you said,

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Speaker 3: it is pretty nice to just have some extra money.

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Speaker 3: And in reality, we have never actually had to withdraw

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Speaker 3: from our portfolio because we've always had some kind of

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Speaker 3: little side gigs. We've had a photography business that we've

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Speaker 3: run together since high school. And I say business lightly,

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Speaker 3: I mean it's like a side gig, you know, like

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Speaker 3: once in a while we'll shoot a wedding.

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Speaker 4: Or someone recommends us and we go do a wedding.

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Speaker 4: Like we have a wedding I think in October of

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Speaker 4: this year, and we had a wedding last October, and like,

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Speaker 4: I feel like we're doing like one or two a

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Speaker 4: year at this point, or like someone's grad photos or whatever.

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Speaker 3: And I maintained a contract with my former employer for

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Speaker 3: just a little bit of remote freelance work after I

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Speaker 3: worked there full time. Lauren has done the same thing

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Speaker 3: in the past with previous employers.

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Speaker 4: I've done that a few times. Now. I just have

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Speaker 4: one client that I do social media for, but that's

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Speaker 4: like not very much work. And yeah, so we've had

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Speaker 4: enough income that we really haven't had to worry about

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Speaker 4: the logistics of things. However, one of the ideas I

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Speaker 4: had about this new business was, yeah, in case any

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Speaker 4: of those random, various income streams were to dry up,

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Speaker 4: not the stock market, but like our other little income things,

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Speaker 4: it would be cool to have like another one just

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Speaker 4: to see and we get to do this experiment in entrepreneurship.

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Speaker 4: So yeah, totally that was part of the motivation too,

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Speaker 4: I guess cool awesome.

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Speaker 1: We have alluded to a bunch of trips you've taken.

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Speaker 1: It's just in multi month long trip, so we actually

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Speaker 1: have a bunch of questions. This is something you guys

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Speaker 1: cover a whole lot. Obviously, the name of your Instagram

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Speaker 1: and of your brand is Trip of a Lifestyle, So

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Speaker 1: we're going to talk a whole lot about travel and

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Speaker 1: saving money on travel. Get to a bunch of questions

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Speaker 1: on that right after this. All right, we are back

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Speaker 1: from the.

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Speaker 2: Break talking with Lauren and Stephen of Trip of a Lifestyle.

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Speaker 2: And I mean, it's the title of the episode, right

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Speaker 2: dirt Cheap Travel, So we got to talk about the

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Speaker 2: actual travel part and not just work, which is like

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Speaker 2: the opposite of travel everything that we've talked about so far.

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Speaker 2: But I want to hear not only have you saved

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Speaker 2: money like when it comes to the big ticket items

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Speaker 2: when it comes to travel, but also like just some

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Speaker 2: of those smaller ways that y'all have been able to

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Speaker 2: save as well.

436
00:20:40,280 --> 00:20:41,040
Speaker 1: But I'm curious.

437
00:20:41,320 --> 00:20:43,840
Speaker 2: I get the impression that y'all are pretty detail oriented

438
00:20:43,880 --> 00:20:46,760
Speaker 2: when it comes to tracking how much you're spending, especially

439
00:20:46,760 --> 00:20:48,760
Speaker 2: when it comes to travel. Have you found that you

440
00:20:48,840 --> 00:20:52,000
Speaker 2: have spent more or less money when it comes to

441
00:20:53,040 --> 00:20:55,600
Speaker 2: staying at home living your normal life versus being on

442
00:20:55,640 --> 00:20:57,439
Speaker 2: the road and the expenses associated with that.

443
00:20:57,600 --> 00:21:01,440
Speaker 3: We definitely spend more money out on the road then

444
00:21:01,520 --> 00:21:04,159
Speaker 3: we do when we're living at home, but it's not

445
00:21:04,720 --> 00:21:09,159
Speaker 3: very much more so, our main mode of travel, especially

446
00:21:09,200 --> 00:21:13,400
Speaker 3: when we're at home in North America, is traveling around

447
00:21:13,400 --> 00:21:16,400
Speaker 3: in our camper van, so there's actually no lodging expense.

448
00:21:16,960 --> 00:21:19,280
Speaker 3: And then the weird thing is if we do go

449
00:21:19,320 --> 00:21:25,000
Speaker 3: out in our camper van, that leaves our house unoccupied, right,

450
00:21:25,040 --> 00:21:27,120
Speaker 3: And so if we're traveling for a long period of time,

451
00:21:27,480 --> 00:21:30,639
Speaker 3: we've actually rented out our house and then collected income.

452
00:21:30,720 --> 00:21:32,159
Speaker 3: So if you were to subtract that out of the

453
00:21:32,200 --> 00:21:34,760
Speaker 3: expenses of the travel, would probably be coming out ahead

454
00:21:34,800 --> 00:21:35,840
Speaker 3: in that type of situation.

455
00:21:36,080 --> 00:21:36,439
Speaker 1: Nice.

456
00:21:36,640 --> 00:21:38,639
Speaker 3: And it's not just the camper van that makes that

457
00:21:38,720 --> 00:21:40,760
Speaker 3: possible either. A lot of people are like, well, I

458
00:21:40,480 --> 00:21:42,480
Speaker 3: don't I don't want to do van life, so you know,

459
00:21:42,560 --> 00:21:45,080
Speaker 3: travel can't be cheap for me. But another example of

460
00:21:45,119 --> 00:21:48,000
Speaker 3: that is we went to Hawaii for six months for

461
00:21:48,080 --> 00:21:49,840
Speaker 3: our honeymoon, like you mentioned earlier.

462
00:21:50,359 --> 00:21:53,600
Speaker 4: Yeah, for that trip, our lease was actually up at home,

463
00:21:53,760 --> 00:21:56,440
Speaker 4: so we just left, moved to Hawaii and got a

464
00:21:56,480 --> 00:22:00,439
Speaker 4: six month lease on an apartment there. Honestly, the was

465
00:22:00,560 --> 00:22:03,880
Speaker 4: roughly the same and we got to kind of live

466
00:22:03,960 --> 00:22:07,600
Speaker 4: our normal lifestyle now in a new place. We bought

467
00:22:07,600 --> 00:22:09,760
Speaker 4: a car while we were there, a cheap used car,

468
00:22:09,800 --> 00:22:11,239
Speaker 4: and we were able to sell it back when we

469
00:22:11,240 --> 00:22:13,720
Speaker 4: were done. We actually made one thousand dollars on that sale.

470
00:22:14,640 --> 00:22:17,760
Speaker 4: So our rental car costs, you could say it didn't exist.

471
00:22:18,800 --> 00:22:21,280
Speaker 3: Our negative rental car costs.

472
00:22:21,640 --> 00:22:24,440
Speaker 4: Our hotel costs was just rent. It was the same

473
00:22:24,480 --> 00:22:27,000
Speaker 4: as it was living at home. Right, and then food,

474
00:22:27,200 --> 00:22:29,439
Speaker 4: I mean, we're living here now, so we've got a

475
00:22:29,440 --> 00:22:33,440
Speaker 4: full kitchen, refrigerator, stove, we're making our own meals, we're

476
00:22:33,440 --> 00:22:38,360
Speaker 4: buying food at Costco. Our costs monthly expenses in Hawaii,

477
00:22:38,400 --> 00:22:39,800
Speaker 4: I think we're what the same?

478
00:22:40,280 --> 00:22:40,920
Speaker 3: Yeah, at home?

479
00:22:41,040 --> 00:22:43,040
Speaker 1: Well you can do that because parts of Hawaii have

480
00:22:43,119 --> 00:22:46,040
Speaker 1: a Costco and Costco is the big money saver in Hawaii. Truly,

481
00:22:46,080 --> 00:22:48,359
Speaker 1: Like if you going to the other grocery, SA a

482
00:22:48,400 --> 00:22:50,320
Speaker 1: heck of a lot more in hawaiis does it they

483
00:22:50,400 --> 00:22:53,119
Speaker 1: not have all these in Hawaii? I don't think so, ye,

484
00:22:53,320 --> 00:22:54,920
Speaker 1: So Like truly it's a massive game.

485
00:22:55,680 --> 00:22:58,479
Speaker 3: Costco is a life saver. To give some numbers to this,

486
00:22:59,440 --> 00:23:02,520
Speaker 3: back then, the Hawaii trip was in twenty fifteen. Our

487
00:23:02,600 --> 00:23:06,200
Speaker 3: annual spending at home at that time was twenty two

488
00:23:06,320 --> 00:23:09,679
Speaker 3: thousand dollars a year combined for two people, like including

489
00:23:10,119 --> 00:23:13,240
Speaker 3: rent and food and like every expense you can possibly

490
00:23:13,240 --> 00:23:15,400
Speaker 3: think of. That was our bottom line total for a year,

491
00:23:15,440 --> 00:23:19,639
Speaker 3: twenty eleven thousand dollars a year per person basically, which

492
00:23:19,880 --> 00:23:22,440
Speaker 3: I guess is technically below the federal poverty line.

493
00:23:22,440 --> 00:23:25,600
Speaker 1: But we never never built that way at all. Didn't

494
00:23:25,600 --> 00:23:26,760
Speaker 1: feel that as affordable.

495
00:23:27,240 --> 00:23:29,639
Speaker 3: That is how we were able to save sixty to

496
00:23:29,680 --> 00:23:33,119
Speaker 3: eighty percent of teacher salaries, you know. But when we

497
00:23:33,160 --> 00:23:37,320
Speaker 3: moved to Hawaii, because we leased an apartment long term,

498
00:23:37,359 --> 00:23:40,520
Speaker 3: like a local wood, we bought a car and sold

499
00:23:40,520 --> 00:23:42,879
Speaker 3: it for the exact same amount, actually one thousand dollars

500
00:23:42,920 --> 00:23:45,840
Speaker 3: more than what we paid for it, and we did

501
00:23:45,880 --> 00:23:48,560
Speaker 3: all kinds of travel hacks like that, and most of

502
00:23:48,560 --> 00:23:51,320
Speaker 3: our entertainment was just going outside because Hawaii is pretty cool.

503
00:23:51,320 --> 00:23:52,560
Speaker 3: All you really have to do is walk out the

504
00:23:52,560 --> 00:23:55,960
Speaker 3: front door to have fun. Our annual spend rate there

505
00:23:56,359 --> 00:24:00,359
Speaker 3: was exactly equal, so we spent net about eleven thousand

506
00:24:00,400 --> 00:24:02,560
Speaker 3: dollars total in the six months we were there, So

507
00:24:02,640 --> 00:24:05,480
Speaker 3: that's the same twenty two thousand dollars a year combined.

508
00:24:05,560 --> 00:24:08,240
Speaker 1: Yeah, that's one of the things too, that long long

509
00:24:08,280 --> 00:24:10,880
Speaker 1: form travel can do, right, because yeah, when you're talking

510
00:24:10,880 --> 00:24:13,800
Speaker 1: about short term travel, you're talking about hotel rooms and

511
00:24:13,920 --> 00:24:16,200
Speaker 1: not having a place to cook, or even if you're

512
00:24:16,160 --> 00:24:18,119
Speaker 1: rent an airbnb, you run it for three nights and

513
00:24:18,359 --> 00:24:20,040
Speaker 1: guess what, it's not going to be nearly as cheap

514
00:24:20,040 --> 00:24:21,879
Speaker 1: as running something for a month or six months or

515
00:24:21,920 --> 00:24:24,080
Speaker 1: something like that. And then rental cars versus kind of

516
00:24:24,080 --> 00:24:26,800
Speaker 1: what you're doing like a little hack there to actually

517
00:24:26,960 --> 00:24:30,440
Speaker 1: make money on the transportation you're using. I'm curious too,

518
00:24:30,720 --> 00:24:33,240
Speaker 1: a lot of people with who are super into travel, right,

519
00:24:33,240 --> 00:24:36,760
Speaker 1: they're using credit cards to help reduce the cost. But

520
00:24:36,920 --> 00:24:39,639
Speaker 1: you guys, you're less interested in paying with points. You

521
00:24:39,720 --> 00:24:42,119
Speaker 1: do like the credit card game, but you prefer to

522
00:24:42,119 --> 00:24:44,919
Speaker 1: get cash for those points instead of points, right, So

523
00:24:45,400 --> 00:24:47,639
Speaker 1: I'm just curious to know how you guys factor credit

524
00:24:47,640 --> 00:24:51,280
Speaker 1: cards into your travel money savings, and then why you

525
00:24:51,400 --> 00:24:53,199
Speaker 1: kind of take a different approach than a whole lot

526
00:24:53,240 --> 00:24:54,240
Speaker 1: of other people in the space.

527
00:24:54,320 --> 00:24:59,360
Speaker 3: We travel so frugally, you know, spending instead of on hotels,

528
00:24:59,600 --> 00:25:04,600
Speaker 3: on a camper van or on an apartment lease in Hawaii,

529
00:25:04,680 --> 00:25:07,640
Speaker 3: that's you know, one fifth or less of the price

530
00:25:07,680 --> 00:25:10,760
Speaker 3: that it would be to get hotels every night, and

531
00:25:10,960 --> 00:25:14,360
Speaker 3: you can't do those things with points, so you can

532
00:25:14,400 --> 00:25:16,400
Speaker 3: take cash back and let's say you get let's say

533
00:25:16,400 --> 00:25:18,040
Speaker 3: you get a cash bonus on a credit card of

534
00:25:18,080 --> 00:25:21,720
Speaker 3: five hundred dollars, and you could have had seven hundred

535
00:25:21,720 --> 00:25:24,760
Speaker 3: dollars worth of hotels instead. Well, that's a little bit more,

536
00:25:24,800 --> 00:25:27,439
Speaker 3: it's two hundred dollars more. But I can get a

537
00:25:27,520 --> 00:25:32,200
Speaker 3: multiple much much better than that by just spending more

538
00:25:32,280 --> 00:25:36,119
Speaker 3: efficiently on things that can't be bought with those luxury

539
00:25:36,160 --> 00:25:38,960
Speaker 3: hotel and airline points and things like that. So that's

540
00:25:39,000 --> 00:25:40,280
Speaker 3: kind of the answer, if that makes sense.

541
00:25:40,400 --> 00:25:44,920
Speaker 2: Yeah, and you mentioned the ability for y'all to basically

542
00:25:44,920 --> 00:25:48,920
Speaker 2: have a negative cost of transportation while you're in Hawaii.

543
00:25:49,080 --> 00:25:51,200
Speaker 2: You did the same thing in Australia when it came

544
00:25:51,240 --> 00:25:54,439
Speaker 2: to the car that y'all used to drive around the

545
00:25:54,600 --> 00:25:55,840
Speaker 2: entire continent.

546
00:25:55,560 --> 00:25:57,400
Speaker 1: Basically of Australia.

547
00:25:57,800 --> 00:25:59,879
Speaker 2: That's a little trick there as to how it was

548
00:26:00,040 --> 00:26:02,800
Speaker 2: you were able to travel affordably while you got to Australia.

549
00:26:02,800 --> 00:26:05,479
Speaker 2: But what about actually getting to Australia, because that's an

550
00:26:05,520 --> 00:26:07,560
Speaker 2: expensive plane ticket. I mean, maybe that's one of the

551
00:26:07,600 --> 00:26:09,440
Speaker 2: reasons I haven't been to Australia and Joel.

552
00:26:09,280 --> 00:26:14,000
Speaker 1: Has because that loaded. But how did you say.

553
00:26:13,840 --> 00:26:17,160
Speaker 2: When it came to finding a deal on tickets to Australia.

554
00:26:17,280 --> 00:26:20,840
Speaker 4: Yeah, So for that I was just trying to get

555
00:26:20,840 --> 00:26:23,480
Speaker 4: a sense of you know, we're in Florida, and so

556
00:26:23,600 --> 00:26:28,440
Speaker 4: you could either go you know, across over Africa in

557
00:26:28,560 --> 00:26:31,080
Speaker 4: land and say Perth on the other side of Australia,

558
00:26:31,200 --> 00:26:35,280
Speaker 4: or you could go westward, you know, across the United States,

559
00:26:35,280 --> 00:26:38,200
Speaker 4: across the Pacific in land in Sydney. And I didn't

560
00:26:38,200 --> 00:26:40,640
Speaker 4: really know because you know, we have a first time

561
00:26:40,680 --> 00:26:42,480
Speaker 4: going you know, what was the most common flight, What

562
00:26:42,560 --> 00:26:45,280
Speaker 4: was the like regular route you know that might be

563
00:26:45,400 --> 00:26:48,560
Speaker 4: cheaper to do. And it looked like everyone every flight

564
00:26:48,720 --> 00:26:53,200
Speaker 4: was basically going west with stopovers in Hawaii most of

565
00:26:53,240 --> 00:26:56,440
Speaker 4: the time, like almost every plane was like stopping in Hawaii,

566
00:26:56,600 --> 00:26:59,399
Speaker 4: refueling and going on. And so I was like, well,

567
00:27:00,200 --> 00:27:02,920
Speaker 4: if every flight is doing that, these flights are expensive.

568
00:27:02,920 --> 00:27:06,359
Speaker 4: What if I booked instead a leg from Florida to

569
00:27:06,440 --> 00:27:09,480
Speaker 4: Hawaii separately and then like picked it up the next day,

570
00:27:10,359 --> 00:27:12,720
Speaker 4: just stay a night in Hawaii or whatever and leave

571
00:27:12,760 --> 00:27:17,000
Speaker 4: the next day to go from Hawaii to Sydney in Australia.

572
00:27:17,280 --> 00:27:19,560
Speaker 4: And so when I split up the flight instead of

573
00:27:19,560 --> 00:27:23,280
Speaker 4: booking one not direct, but one flight that goes from

574
00:27:23,359 --> 00:27:27,240
Speaker 4: Florida to Australia, and instead booked Florida to Hawaii Hawaii

575
00:27:27,320 --> 00:27:31,360
Speaker 4: do Australia as two separate flights. The price dropped dramatically.

576
00:27:31,440 --> 00:27:33,200
Speaker 4: I mean, what did I pay?

577
00:27:33,320 --> 00:27:34,960
Speaker 3: I want to say it was close to half price

578
00:27:35,119 --> 00:27:35,840
Speaker 3: to do it that way.

579
00:27:36,160 --> 00:27:38,200
Speaker 4: I think I think it was fifteen hundred for one

580
00:27:38,280 --> 00:27:40,720
Speaker 4: plane ticket one way, and then I got them for

581
00:27:40,800 --> 00:27:43,840
Speaker 4: five hundred each one way. By doing it split up

582
00:27:43,840 --> 00:27:46,159
Speaker 4: that way, you know, you got a factor in the

583
00:27:46,280 --> 00:27:49,480
Speaker 4: night that we stayed in Hawaii. We stayed at a

584
00:27:49,480 --> 00:27:52,000
Speaker 4: hotel that night, but even still, I think that hotel

585
00:27:52,040 --> 00:27:53,359
Speaker 4: was one hundred and twenty dollars.

586
00:27:53,480 --> 00:27:55,320
Speaker 3: Yeah, it wasn't too bad with.

587
00:27:55,400 --> 00:27:59,159
Speaker 4: Airport shuttles, so it was very reasonable. And if we

588
00:27:59,240 --> 00:28:01,760
Speaker 4: wanted to, we could stayed in Hawaii longer and made

589
00:28:01,760 --> 00:28:04,240
Speaker 4: that its own little side trip too.

590
00:28:05,040 --> 00:28:09,360
Speaker 3: And that hack that Lauren used, that's actually pretty generalizable.

591
00:28:09,359 --> 00:28:11,520
Speaker 3: It's not the first time she did that before, she's

592
00:28:11,560 --> 00:28:15,320
Speaker 3: the one who discovered it. But basically, anywhere you want

593
00:28:15,359 --> 00:28:17,000
Speaker 3: to go that's a really long flight that has like

594
00:28:17,080 --> 00:28:20,520
Speaker 3: a connection in between, it's worth taking a look on

595
00:28:20,720 --> 00:28:24,840
Speaker 3: Google flights at whatever the most common connection point is

596
00:28:24,920 --> 00:28:27,639
Speaker 3: that's usually the cheapest ticket that you can get that

597
00:28:27,680 --> 00:28:31,080
Speaker 3: connects you there, and then just break up that connection separately.

598
00:28:31,160 --> 00:28:34,399
Speaker 3: And another thing to remember is, like our stopover was

599
00:28:34,440 --> 00:28:37,200
Speaker 3: in Hawaii. Well, if you've never been to Hawaii before,

600
00:28:37,600 --> 00:28:40,240
Speaker 3: that stopover might not be a drawback. That might actually

601
00:28:40,280 --> 00:28:41,800
Speaker 3: be a positive for you. What if you stopped in

602
00:28:41,800 --> 00:28:44,479
Speaker 3: Hawaii and stayed for a week just because you wanted to,

603
00:28:44,600 --> 00:28:47,160
Speaker 3: that could actually be a plus tier tip. So you know,

604
00:28:47,200 --> 00:28:49,200
Speaker 3: feel free to think about it positively that way too,

605
00:28:49,240 --> 00:28:50,160
Speaker 3: not as an inconvenience.

606
00:28:50,160 --> 00:28:51,520
Speaker 1: I'm curious. I want to know a little bit more

607
00:28:51,520 --> 00:28:53,560
Speaker 1: about the Campra van. You've mentioned it a few times now,

608
00:28:54,080 --> 00:28:57,560
Speaker 1: and they make some really fancy ones out there these days,

609
00:28:57,600 --> 00:29:00,560
Speaker 1: like fancy, yeah, yeah, that's all I'm here. So I

610
00:29:00,600 --> 00:29:02,200
Speaker 1: even saw the other day, like I think you guys

611
00:29:02,240 --> 00:29:04,960
Speaker 1: have a Nissan, but Nissan is actually about to re

612
00:29:04,960 --> 00:29:08,360
Speaker 1: release one of their pre made campervands like prefab on

613
00:29:08,360 --> 00:29:12,760
Speaker 1: the inside. And the starting price is it's not absurd,

614
00:29:12,840 --> 00:29:14,600
Speaker 1: but I want to say it's almost forty grand. You

615
00:29:14,640 --> 00:29:16,680
Speaker 1: guys did it for a heck of a lot less

616
00:29:16,720 --> 00:29:18,840
Speaker 1: than that, So talk to me about creating that Campra

617
00:29:18,920 --> 00:29:20,680
Speaker 1: van and why that makes so much sense. Why is

618
00:29:20,720 --> 00:29:21,520
Speaker 1: such a big money saver.

619
00:29:21,840 --> 00:29:25,120
Speaker 4: So our plan with the campra van that purchase was

620
00:29:25,200 --> 00:29:28,040
Speaker 4: for going to every national park. We knew, we had

621
00:29:28,040 --> 00:29:30,680
Speaker 4: this plan. We're going to go, you know, six months

622
00:29:30,760 --> 00:29:34,240
Speaker 4: or so, you know, everywhere in the United States. We're

623
00:29:34,240 --> 00:29:36,480
Speaker 4: going to drive from Florida all the way up to Alaska.

624
00:29:36,680 --> 00:29:39,880
Speaker 4: It needs to have good gas mileage because that's one

625
00:29:39,880 --> 00:29:44,400
Speaker 4: of the big downsides to these kinds of recreational vehicles.

626
00:29:44,400 --> 00:29:46,280
Speaker 4: A lot of times they get terrible gas mileage and

627
00:29:46,280 --> 00:29:48,920
Speaker 4: that's really going to add up over six months of driving.

628
00:29:49,800 --> 00:29:53,400
Speaker 4: And so that was our first big line item, and

629
00:29:53,400 --> 00:29:57,080
Speaker 4: we're like, how do we decrease that cost and also

630
00:29:57,160 --> 00:29:59,000
Speaker 4: add in we get shelter, right.

631
00:29:58,880 --> 00:30:01,320
Speaker 1: So, yeah, the we F three fifty with the with

632
00:30:01,360 --> 00:30:03,280
Speaker 1: the pole behind is going to be a heck of

633
00:30:03,280 --> 00:30:04,920
Speaker 1: a lot more money on every front.

634
00:30:04,800 --> 00:30:09,280
Speaker 4: Exactly, And so we went with an economical choice. Our

635
00:30:09,920 --> 00:30:12,680
Speaker 4: van is a Nissan Envy two hundred. It's in the

636
00:30:12,720 --> 00:30:15,640
Speaker 4: same class as like the Transit the Ford Transit Connect.

637
00:30:16,200 --> 00:30:22,320
Speaker 4: It's a really small compact like city cargo van. It's

638
00:30:22,680 --> 00:30:25,080
Speaker 4: it's just big enough in the back if you lay

639
00:30:25,120 --> 00:30:28,800
Speaker 4: down to fit a full size bed. That's the size

640
00:30:28,800 --> 00:30:31,480
Speaker 4: of the cargo area. But it gets what is it,

641
00:30:31,520 --> 00:30:34,120
Speaker 4: twenty four miles to the twenty six miles to the gown.

642
00:30:34,200 --> 00:30:37,920
Speaker 4: So it's very reasonable compared to other vans that get like,

643
00:30:37,960 --> 00:30:38,960
Speaker 4: you know, nine or whatever.

644
00:30:39,120 --> 00:30:41,720
Speaker 3: And it was a twenty thirteen we bought back in

645
00:30:41,760 --> 00:30:46,040
Speaker 3: twenty nineteen for twelve thousand, three hundred dollars and had

646
00:30:46,080 --> 00:30:48,960
Speaker 3: like something like sixty thousand miles on it. We drove

647
00:30:49,040 --> 00:30:52,240
Speaker 3: that thing to I believe it now has something like

648
00:30:52,360 --> 00:30:55,640
Speaker 3: two hundred and fifteen thousand miles on it. I really

649
00:30:55,680 --> 00:30:57,320
Speaker 3: gets more, maybe even a little more than that. I

650
00:30:57,360 --> 00:30:59,840
Speaker 3: haven't looked at the odominant a little bit. It's it's

651
00:30:59,840 --> 00:31:01,600
Speaker 3: a we ought to crap out on us. I'm not

652
00:31:01,640 --> 00:31:04,920
Speaker 3: gonna lie. We actually have just purchased a replacement for

653
00:31:05,000 --> 00:31:08,760
Speaker 3: that van. Uh details forthcoming on our blog all about that.

654
00:31:08,800 --> 00:31:10,440
Speaker 3: But it served us.

655
00:31:10,600 --> 00:31:12,760
Speaker 1: Really well with he got your money's worth.

656
00:31:12,600 --> 00:31:16,880
Speaker 3: Almost no maintenance for all the way too, well past

657
00:31:16,880 --> 00:31:22,200
Speaker 3: two hundred thousand miles, and it saved us literally hundreds

658
00:31:22,320 --> 00:31:25,520
Speaker 3: of nights in hotels. So we made our money back

659
00:31:25,560 --> 00:31:26,560
Speaker 3: like crazy on that thing.

660
00:31:26,600 --> 00:31:28,040
Speaker 2: It sounds like you were able to say, but because

661
00:31:28,040 --> 00:31:29,720
Speaker 2: you didn't like outfit it so that it was like

662
00:31:29,800 --> 00:31:32,280
Speaker 2: instagram worthy, you know, like everyone's got these pictures where

663
00:31:32,280 --> 00:31:34,000
Speaker 2: they're like got the back doors opened and there's a

664
00:31:34,000 --> 00:31:36,480
Speaker 2: picture of their feet with like a pour over coffee,

665
00:31:36,480 --> 00:31:38,400
Speaker 2: which actually you guys probably actually had.

666
00:31:40,240 --> 00:31:41,000
Speaker 1: For our van.

667
00:31:41,120 --> 00:31:43,720
Speaker 4: Literally, like I alluded, we we have a full sized

668
00:31:43,720 --> 00:31:46,080
Speaker 4: bed in the back, and we just built a platform

669
00:31:46,160 --> 00:31:48,720
Speaker 4: on top on top of like the base of the

670
00:31:48,800 --> 00:31:51,200
Speaker 4: and our beds on top. So it's like there's cargo

671
00:31:51,320 --> 00:31:54,640
Speaker 4: storage under the bed and that's all that's back there.

672
00:31:54,600 --> 00:31:57,479
Speaker 2: And that's enough space for y'all. Yeah, I assumed, So

673
00:31:57,520 --> 00:31:59,760
Speaker 2: how much how much cooking? Because like you've got your

674
00:32:00,080 --> 00:32:01,360
Speaker 2: you know, you can get like a couple of Marina

675
00:32:01,400 --> 00:32:03,840
Speaker 2: wool shirts and you're like, sweet, now I don't have

676
00:32:03,880 --> 00:32:05,600
Speaker 2: to do any laundry except for like once a week

677
00:32:05,640 --> 00:32:06,480
Speaker 2: to wash my one.

678
00:32:06,280 --> 00:32:07,320
Speaker 1: Shirt or something like that.

679
00:32:07,440 --> 00:32:09,280
Speaker 2: But like there's other stuff that you need, especially if

680
00:32:09,280 --> 00:32:11,479
Speaker 2: you're looking to say that I'm thinking about food, how

681
00:32:11,480 --> 00:32:13,240
Speaker 2: does that work for y'all? Like what are some of

682
00:32:13,240 --> 00:32:16,040
Speaker 2: the ways that you've found that you're able to reduce

683
00:32:16,280 --> 00:32:19,120
Speaker 2: the cost of yeah, feeding yourselves.

684
00:32:18,680 --> 00:32:20,920
Speaker 1: Trail mix all day every day, man weeks on end.

685
00:32:21,200 --> 00:32:25,200
Speaker 4: So we do always bring a little camp stove. It's

686
00:32:25,240 --> 00:32:28,360
Speaker 4: a little propane a burner like screws onto the top

687
00:32:28,360 --> 00:32:31,320
Speaker 4: of this little can of propane, and we bring like

688
00:32:31,360 --> 00:32:33,960
Speaker 4: a pot and some silverware and bowls, and we cook,

689
00:32:35,080 --> 00:32:38,720
Speaker 4: you know, can stuff soups and stuff that's like easy

690
00:32:38,760 --> 00:32:42,160
Speaker 4: to make that doesn't require like a lot of preparation.

691
00:32:42,560 --> 00:32:44,560
Speaker 4: We make a lot of sandwiches and things like that.

692
00:32:44,640 --> 00:32:47,560
Speaker 4: We just added a cooler to the mix, so now

693
00:32:47,600 --> 00:32:50,200
Speaker 4: we can have like some cold stuff, which is new.

694
00:32:51,120 --> 00:32:53,960
Speaker 3: But in truth, we actually eat out quite a bit

695
00:32:54,040 --> 00:32:56,440
Speaker 3: when we road trip. We just tend to go to

696
00:32:56,480 --> 00:33:00,000
Speaker 3: like expensive we go to like fast food or fast

697
00:33:00,120 --> 00:33:05,880
Speaker 3: casual places like pizza. Yeah. So what we've done though

698
00:33:05,920 --> 00:33:08,040
Speaker 3: with that is we've we've picked out a few places

699
00:33:08,040 --> 00:33:10,920
Speaker 3: that are our favorites, mostly out of necessity. We're both vegans,

700
00:33:10,960 --> 00:33:14,160
Speaker 3: so we have like kind of limited options for places

701
00:33:14,160 --> 00:33:16,280
Speaker 3: that cater to us. But we've picked out like our

702
00:33:16,280 --> 00:33:20,800
Speaker 3: most commonplaces that are really well available nationally and even

703
00:33:20,800 --> 00:33:24,520
Speaker 3: sometimes internationally, and we've figured out some menu hacks where

704
00:33:24,840 --> 00:33:28,880
Speaker 3: you can actually order menu items exactly equivalent to what

705
00:33:28,920 --> 00:33:31,080
Speaker 3: you would get if you ordered like a number three

706
00:33:31,200 --> 00:33:34,000
Speaker 3: combo or whatever, but you order them in a strange

707
00:33:34,000 --> 00:33:36,560
Speaker 3: way where you're like putting together side items or whatever.

708
00:33:37,040 --> 00:33:40,360
Speaker 3: And we've actually been able to reduce the price of

709
00:33:40,400 --> 00:33:43,880
Speaker 3: certain menu items at certain restaurants by as much as

710
00:33:44,000 --> 00:33:47,120
Speaker 3: seventy five percent sometimes by doing these crazy.

711
00:33:46,840 --> 00:33:49,520
Speaker 1: Menus frank and ordering yeah yeah, h strange order number

712
00:33:49,520 --> 00:33:51,000
Speaker 1: three place like our.

713
00:33:50,920 --> 00:33:54,440
Speaker 3: Most recent one. We were just on this this forty

714
00:33:54,480 --> 00:33:57,400
Speaker 3: two day road trip to Canada just this year, and

715
00:33:57,720 --> 00:34:00,200
Speaker 3: we figured out a menu hack at A and W,

716
00:34:00,200 --> 00:34:03,560
Speaker 3: which is a burger joint very very common in Canada

717
00:34:03,600 --> 00:34:07,920
Speaker 3: basically and like every single town. And so I think

718
00:34:07,960 --> 00:34:11,439
Speaker 3: the number was something like this. The Beyond Burger, which

719
00:34:11,480 --> 00:34:14,960
Speaker 3: is the vegan burger that's on their menu, costs like

720
00:34:15,360 --> 00:34:19,640
Speaker 3: I want to say, nine or twelve dollars something like

721
00:34:19,680 --> 00:34:23,120
Speaker 3: that Canadian dollars. Yeah, And we figured out a menu

722
00:34:23,160 --> 00:34:25,359
Speaker 3: hack where if you order like the bun and the

723
00:34:25,400 --> 00:34:28,640
Speaker 3: patty and the toppings and things completely separately as like

724
00:34:28,760 --> 00:34:31,560
Speaker 3: line items, and then just assemble it yourself. When you

725
00:34:31,600 --> 00:34:35,120
Speaker 3: receive it, it's the exact same burger. And we literally

726
00:34:35,120 --> 00:34:37,360
Speaker 3: got it as well as two dollars or fifty cents

727
00:34:37,360 --> 00:34:38,160
Speaker 3: by doing it that way.

728
00:34:38,360 --> 00:34:41,360
Speaker 2: Wait, so they allow you to piecemeal order a burger.

729
00:34:41,560 --> 00:34:46,200
Speaker 3: So she did it probably at a dozen different ANW locations,

730
00:34:46,280 --> 00:34:47,960
Speaker 3: and we never had a single problem.

731
00:34:48,000 --> 00:34:50,000
Speaker 4: It's got to be super easy to ring in because

732
00:34:50,040 --> 00:34:51,719
Speaker 4: no one had any issue with it.

733
00:34:51,760 --> 00:34:53,360
Speaker 2: Honestly, that's fascinating.

734
00:34:53,480 --> 00:34:57,040
Speaker 4: Yeah. Another like burger hack that kind of works anywhere

735
00:34:57,200 --> 00:35:01,600
Speaker 4: is adding a second patty to a so you get

736
00:35:01,600 --> 00:35:05,640
Speaker 4: like double the meat less bread per meat basically and

737
00:35:05,719 --> 00:35:07,560
Speaker 4: just splitting that. And so we do that a lot

738
00:35:07,560 --> 00:35:10,160
Speaker 4: of times, and that works pretty much everywhere. It's always

739
00:35:10,200 --> 00:35:12,799
Speaker 4: cheaper to like add a second patty than it is

740
00:35:12,800 --> 00:35:15,919
Speaker 4: to order a whole nother burger. And like, I don't

741
00:35:16,000 --> 00:35:19,000
Speaker 4: we don't need like double the fries. Like, it's fine.

742
00:35:19,120 --> 00:35:21,120
Speaker 3: Do the same thing at your bowtlet like get one

743
00:35:21,200 --> 00:35:23,120
Speaker 3: bowl and then just get them to load you up

744
00:35:23,120 --> 00:35:25,880
Speaker 3: on the free ingredients like beans and veggies and stuff

745
00:35:25,920 --> 00:35:26,279
Speaker 3: like that.

746
00:35:26,640 --> 00:35:27,959
Speaker 1: Oh yeah, I've done that before.

747
00:35:28,080 --> 00:35:30,479
Speaker 3: Man, you can easily split one of those bowls. You'll

748
00:35:30,880 --> 00:35:33,279
Speaker 3: you'll be suffering if you actually ate that whole thing

749
00:35:33,320 --> 00:35:33,880
Speaker 3: by yourself.

750
00:35:34,080 --> 00:35:36,080
Speaker 4: Yeah. Lace pizzas like that too. You can add as

751
00:35:36,120 --> 00:35:37,840
Speaker 4: much as you want and we'll split a pizza that

752
00:35:37,880 --> 00:35:39,960
Speaker 4: way by just having lots of toppings. On it.

753
00:35:39,960 --> 00:35:44,280
Speaker 1: It's like literally just a mountain everest of toppings, uh, Lauren,

754
00:35:44,360 --> 00:35:47,759
Speaker 1: not to uh, not to demigrate your your your better

755
00:35:47,800 --> 00:35:50,160
Speaker 1: half for lesser half of even but I know he

756
00:35:50,239 --> 00:35:52,240
Speaker 1: gets stinky in the back of that camper van. Okay,

757
00:35:52,600 --> 00:35:55,879
Speaker 1: And I've heard you guys use Planet Fitness not even

758
00:35:55,920 --> 00:35:59,520
Speaker 1: just to pump iron, but to stay clean. Is that right?

759
00:35:59,680 --> 00:36:02,320
Speaker 1: Is that that is in Plant Fitness around the country.

760
00:36:02,360 --> 00:36:04,480
Speaker 1: How are you guys using the fitness chain to save

761
00:36:04,520 --> 00:36:05,240
Speaker 1: money in that regard?

762
00:36:05,440 --> 00:36:07,400
Speaker 4: Yeah, So when we were when I was planning our

763
00:36:07,480 --> 00:36:12,200
Speaker 4: National Parks road trip, I realize like, hey, you know,

764
00:36:12,280 --> 00:36:15,479
Speaker 4: gyms all have showers because it's people want to rinse

765
00:36:15,560 --> 00:36:18,120
Speaker 4: off after they work out. And so if there's a

766
00:36:18,239 --> 00:36:22,160
Speaker 4: chain that is you know, most popular everywhere whatever, we

767
00:36:22,200 --> 00:36:24,040
Speaker 4: could just be members and show up and shower and

768
00:36:24,320 --> 00:36:26,440
Speaker 4: you know, Plant Fit that we had a Plant Fitness

769
00:36:26,520 --> 00:36:28,120
Speaker 4: right next to our house where where we were living

770
00:36:28,160 --> 00:36:31,480
Speaker 4: at the time, and looking into it, they actually have

771
00:36:32,200 --> 00:36:34,759
Speaker 4: I think the largest footprint when I did when I

772
00:36:34,800 --> 00:36:37,480
Speaker 4: looked at it, Bigger than YMCA, bigger than Anytime Fitness,

773
00:36:37,520 --> 00:36:41,080
Speaker 4: Bigger than La Fitness locations across the US and actually

774
00:36:41,120 --> 00:36:46,840
Speaker 4: now some in Canada and they have a second tier membership.

775
00:36:46,880 --> 00:36:49,440
Speaker 4: They have like a basic membership that's like everyday cheap,

776
00:36:49,520 --> 00:36:52,960
Speaker 4: but the second tier membership, the Black Card, lets you

777
00:36:53,000 --> 00:36:55,759
Speaker 4: bring a guest every visit and so you actually get

778
00:36:55,800 --> 00:36:58,600
Speaker 4: like two for the price of one that way. But

779
00:36:58,800 --> 00:37:01,280
Speaker 4: the Black Card also enabled you to go to any location,

780
00:37:01,760 --> 00:37:04,319
Speaker 4: So we both got to go to the gym on

781
00:37:04,320 --> 00:37:07,719
Speaker 4: one membership anywhere in the country. And a lot of

782
00:37:07,719 --> 00:37:09,759
Speaker 4: Planet fitnesses are twenty four to seven, so you can

783
00:37:09,800 --> 00:37:12,400
Speaker 4: like sometimes we didn't work out. Sometimes we literally just

784
00:37:12,440 --> 00:37:14,600
Speaker 4: showed up to shower, but you could show up at like.

785
00:37:14,520 --> 00:37:17,400
Speaker 3: But it has been an encourager to actually go to

786
00:37:17,440 --> 00:37:19,480
Speaker 3: the gym once in a while. Around the road, it's tough.

787
00:37:19,600 --> 00:37:21,600
Speaker 4: It's tough to show up at the gym and not

788
00:37:22,360 --> 00:37:25,279
Speaker 4: like work out, you know, like I'm already here, I'm

789
00:37:25,320 --> 00:37:26,520
Speaker 4: already going to shower, So like.

790
00:37:26,640 --> 00:37:27,440
Speaker 3: Is that guilt factor?

791
00:37:27,520 --> 00:37:28,920
Speaker 4: Yeah, Like there's a little bit of like am I

792
00:37:28,960 --> 00:37:30,560
Speaker 4: really just going to show up and not work out?

793
00:37:30,600 --> 00:37:33,760
Speaker 4: Like I'm already here? Like that's the biggest hurdle to overcome,

794
00:37:33,880 --> 00:37:35,640
Speaker 4: is like actually getting to the gym and like we're

795
00:37:35,640 --> 00:37:38,000
Speaker 4: already here. So it did help. It does help us

796
00:37:38,040 --> 00:37:40,840
Speaker 4: stay in better shape, I would say, especially after sitting

797
00:37:40,920 --> 00:37:42,920
Speaker 4: on long drives that you get to get out and

798
00:37:42,960 --> 00:37:45,800
Speaker 4: move and so we like it for both of those reasons.

799
00:37:45,800 --> 00:37:48,400
Speaker 4: But yeah, for sure, it's a great way to like

800
00:37:49,120 --> 00:37:52,719
Speaker 4: stay clean, stay active. And yeah, they're everywhere. They're in

801
00:37:52,760 --> 00:37:54,400
Speaker 4: Hawaii now. Like last time we were in Hawaii, there

802
00:37:54,400 --> 00:37:56,160
Speaker 4: were Planet Fitnesses on the Big Island and I was like,

803
00:37:56,160 --> 00:38:00,080
Speaker 4: what this is new. And even in uh Canada on

804
00:38:00,120 --> 00:38:02,879
Speaker 4: this trip that we just came back from, there were

805
00:38:02,920 --> 00:38:05,560
Speaker 4: like quite a few that was surprised to see a

806
00:38:05,560 --> 00:38:06,799
Speaker 4: lot of them. Twenty four hour two.

807
00:38:07,120 --> 00:38:07,800
Speaker 1: That's amazing.

808
00:38:07,880 --> 00:38:09,480
Speaker 2: That's one of the one of the perks. So so

809
00:38:09,520 --> 00:38:11,120
Speaker 2: I pay for a gym membership and that's one of

810
00:38:11,120 --> 00:38:14,480
Speaker 2: the perks. And recently Jill started working taking a shower

811
00:38:14,520 --> 00:38:19,080
Speaker 2: here at our office because water is also included, taking

812
00:38:19,080 --> 00:38:21,399
Speaker 2: advantage of the free water in our rent. It's sort

813
00:38:21,400 --> 00:38:23,440
Speaker 2: of like the free condiments where it's just like, well,

814
00:38:23,440 --> 00:38:25,080
Speaker 2: I'm gonna pay the rand no matter what, so I'm

815
00:38:25,080 --> 00:38:27,200
Speaker 2: gonna take all the showers that I was, right, But

816
00:38:27,719 --> 00:38:29,920
Speaker 2: Lord and Steven, we got more that we're gonna get to.

817
00:38:30,320 --> 00:38:32,720
Speaker 2: Maybe we'll talk a little bit about fire early retirement

818
00:38:32,760 --> 00:38:38,160
Speaker 2: we'll get to that more right after the break.

819
00:38:42,280 --> 00:38:44,080
Speaker 1: We're back from the break, still talking with Lorne and

820
00:38:44,120 --> 00:38:49,120
Speaker 1: Steven talking about traveling dirt cheap, and I'm curious you

821
00:38:49,200 --> 00:38:51,440
Speaker 1: guys are. I don't know if you guys would consider

822
00:38:51,440 --> 00:38:54,000
Speaker 1: yourselves influencers, but I think in some ways you are.

823
00:38:54,040 --> 00:38:56,160
Speaker 1: You've got the blog, you've got the Instagram, and people

824
00:38:56,440 --> 00:38:59,600
Speaker 1: follow you to learn tips and tricks about how to

825
00:39:00,280 --> 00:39:04,400
Speaker 1: this fire and cheap travel lifestyle. But most of the

826
00:39:04,400 --> 00:39:06,919
Speaker 1: people who put a lot of effort into becoming influencers,

827
00:39:07,440 --> 00:39:09,960
Speaker 1: they do it because they want to monetize that thing, right,

828
00:39:10,760 --> 00:39:14,360
Speaker 1: And the fire movement has sometimes been criticized because early

829
00:39:14,400 --> 00:39:18,480
Speaker 1: retirees they have just actually shifted their work to doing

830
00:39:18,480 --> 00:39:20,880
Speaker 1: something else, or they're working their butts off to create content.

831
00:39:21,280 --> 00:39:23,840
Speaker 1: But I've seen that you two give all the money

832
00:39:23,880 --> 00:39:27,640
Speaker 1: that you earn from your blog and partnerships and stuff

833
00:39:27,640 --> 00:39:30,360
Speaker 1: like that away, So I don't know what was the

834
00:39:30,360 --> 00:39:31,160
Speaker 1: impetus behind that.

835
00:39:31,440 --> 00:39:34,640
Speaker 3: So yeah, to address that kind of criticism, I guess,

836
00:39:36,000 --> 00:39:38,200
Speaker 3: first of all, there's nothing wrong with the starting a

837
00:39:38,200 --> 00:39:40,920
Speaker 3: blog or social media or whatever it is and having

838
00:39:40,920 --> 00:39:44,160
Speaker 3: the aim of monetizing it and making it into a business.

839
00:39:44,200 --> 00:39:46,160
Speaker 3: Whether you need that money or not. I don't think

840
00:39:46,160 --> 00:39:49,239
Speaker 3: that has anything to do with whether your retirement your

841
00:39:49,239 --> 00:39:52,440
Speaker 3: early retirement is legitimate or not. But with that said,

842
00:39:52,840 --> 00:39:55,759
Speaker 3: it makes sense that someone might have conflicting motives. Right, So,

843
00:39:55,840 --> 00:39:58,799
Speaker 3: if you have an affiliate link for something that's the

844
00:40:00,239 --> 00:40:03,520
Speaker 3: not necessarily the best thing for your audience, but it

845
00:40:03,560 --> 00:40:06,880
Speaker 3: pays really, really well, you might end up recommending it anyway,

846
00:40:06,920 --> 00:40:09,040
Speaker 3: even though you know of something better, right, and so

847
00:40:09,440 --> 00:40:12,799
Speaker 3: we never wanted anyone to distrust our advice because of

848
00:40:12,800 --> 00:40:15,799
Speaker 3: the presence of affiliate links. So what we decided on was,

849
00:40:16,160 --> 00:40:18,080
Speaker 3: we'll do the affiliate links. It seems like a waste

850
00:40:18,200 --> 00:40:20,240
Speaker 3: not to just make that money for stuff we're already

851
00:40:20,280 --> 00:40:22,880
Speaker 3: recommending anyway. And then we'll just take all the money

852
00:40:22,920 --> 00:40:25,560
Speaker 3: that comes through affiliate links and was donating one hundred

853
00:40:25,560 --> 00:40:27,560
Speaker 3: percent of it to charity. So that's what we did.

854
00:40:28,000 --> 00:40:29,720
Speaker 1: This a nice way to pay it forward.

855
00:40:30,120 --> 00:40:32,560
Speaker 2: I also saw over on your site that according to

856
00:40:32,640 --> 00:40:35,320
Speaker 2: y'all's calculations, it's going to cost y'all something like sixty

857
00:40:35,320 --> 00:40:38,400
Speaker 2: four million dollars. This is if you were to continue

858
00:40:38,440 --> 00:40:40,200
Speaker 2: working in your full time jobs and if you were

859
00:40:40,239 --> 00:40:44,719
Speaker 2: to bank additional raises, assuming just a basic cost of

860
00:40:44,760 --> 00:40:49,120
Speaker 2: living increase over the years, but even still you've chosen

861
00:40:49,160 --> 00:40:51,200
Speaker 2: not to take the more traditional path.

862
00:40:51,239 --> 00:40:52,640
Speaker 1: I guess why is it still worth.

863
00:40:52,400 --> 00:40:54,920
Speaker 2: It in your opinion to quit and for y'all to

864
00:40:54,960 --> 00:40:57,319
Speaker 2: have the freedom and to travel extensively like you have.

865
00:40:57,560 --> 00:40:59,759
Speaker 3: At some point you have to realize what was the

866
00:40:59,760 --> 00:41:01,520
Speaker 3: point in the first place. Like if we go back

867
00:41:01,560 --> 00:41:03,680
Speaker 3: kind of to the beginning of this episode where we

868
00:41:04,040 --> 00:41:07,880
Speaker 3: talked about like what motivated us to continue to be

869
00:41:07,920 --> 00:41:11,440
Speaker 3: frugal and stuff, and the answer was freedom, right, freedom

870
00:41:11,520 --> 00:41:13,960
Speaker 3: to do with our time what we wanted to do.

871
00:41:14,480 --> 00:41:19,120
Speaker 3: And so obviously, at some point, enough money is enough money,

872
00:41:19,160 --> 00:41:20,920
Speaker 3: and you should just do things that you want to

873
00:41:20,960 --> 00:41:23,640
Speaker 3: do because what you can't get more of is time

874
00:41:23,680 --> 00:41:26,160
Speaker 3: on this planet. I mean, at some point, unfortunately, we're

875
00:41:26,200 --> 00:41:29,160
Speaker 3: all going to die. So yeah, that's really the ultimate

876
00:41:29,160 --> 00:41:31,839
Speaker 3: reason why you can't extend that logic of like what

877
00:41:31,880 --> 00:41:35,439
Speaker 3: would this compound to beyond a certain point? At some point,

878
00:41:35,800 --> 00:41:37,120
Speaker 3: enough money is enough money, all.

879
00:41:37,080 --> 00:41:40,239
Speaker 1: Right, Lauren. Also the other thing, probably people are listening

880
00:41:40,320 --> 00:41:42,160
Speaker 1: to this and they're like, oh, you take six months

881
00:41:42,200 --> 00:41:44,480
Speaker 1: off here and three months off here and forty two

882
00:41:44,560 --> 00:41:48,560
Speaker 1: days off here, and that sounds like awesome, right, And

883
00:41:48,600 --> 00:41:51,480
Speaker 1: I guess it is potentially more available to people in

884
00:41:51,520 --> 00:41:54,160
Speaker 1: the work from home climate. They might be able to say, well, no,

885
00:41:54,200 --> 00:41:56,120
Speaker 1: I will to take a month and live in Colombia,

886
00:41:56,440 --> 00:41:59,680
Speaker 1: but I will I will work from there. But I

887
00:41:59,680 --> 00:42:02,720
Speaker 1: guess what would you say to people who hear about

888
00:42:02,840 --> 00:42:06,040
Speaker 1: the way you guys live your life and they say, yeah,

889
00:42:06,040 --> 00:42:08,200
Speaker 1: I got like two weeks from my employer. Do I

890
00:42:08,239 --> 00:42:11,480
Speaker 1: have to become fire in order to live this sort

891
00:42:11,480 --> 00:42:13,920
Speaker 1: of life? So you guys are talking about if so,

892
00:42:14,000 --> 00:42:17,080
Speaker 1: that's fifteen plus years down the road for me, even

893
00:42:17,120 --> 00:42:19,360
Speaker 1: when we're talking about saving money and doing it cheaply.

894
00:42:19,400 --> 00:42:20,560
Speaker 1: So what would you say to those people?

895
00:42:20,840 --> 00:42:24,080
Speaker 4: So our trip to Hawaii in twenty fifteen, we had

896
00:42:24,120 --> 00:42:27,200
Speaker 4: only been at our full time jobs for like two

897
00:42:27,280 --> 00:42:30,200
Speaker 4: years at that point, like our first adult you know

898
00:42:30,320 --> 00:42:32,799
Speaker 4: jobs out of college. You know, we had saved up

899
00:42:32,880 --> 00:42:35,239
Speaker 4: quite a bit of money, but we weren't anywhere near

900
00:42:35,320 --> 00:42:39,400
Speaker 4: fire yet, you know, And so it was more that

901
00:42:39,400 --> 00:42:41,239
Speaker 4: that number that we had saved. I think we had

902
00:42:41,280 --> 00:42:43,920
Speaker 4: one hundred and fifty thousand dollars saved up at that point.

903
00:42:44,000 --> 00:42:46,160
Speaker 3: So we our total network at that time was one

904
00:42:46,239 --> 00:42:48,279
Speaker 3: hundred and fifty thousand but that.

905
00:42:48,360 --> 00:42:51,160
Speaker 4: Was like seven years of our living expenses, you.

906
00:42:51,080 --> 00:42:53,759
Speaker 3: Know, right, as we mentioned before, twenty two thousand dollars

907
00:42:53,800 --> 00:42:55,719
Speaker 3: a year is what we spent to live. So the

908
00:42:55,800 --> 00:42:57,719
Speaker 3: fact that we were so frugal and the fact that

909
00:42:57,760 --> 00:43:01,000
Speaker 3: we got our living expenses download meant that just that

910
00:43:01,000 --> 00:43:04,320
Speaker 3: one hundred and fifty thousand dollars net worth, it represents

911
00:43:04,360 --> 00:43:06,839
Speaker 3: seven years we could have taken straight off work if

912
00:43:06,840 --> 00:43:07,400
Speaker 3: we wanted to.

913
00:43:07,680 --> 00:43:12,200
Speaker 4: Yeah, And so you know, we felt pretty confident being

914
00:43:12,239 --> 00:43:14,840
Speaker 4: able to go to our bosses, or at least in

915
00:43:14,840 --> 00:43:16,560
Speaker 4: my case because Stephen was a school teacher, so there's

916
00:43:16,600 --> 00:43:19,000
Speaker 4: a little less like negotiation, you know, with the public

917
00:43:19,040 --> 00:43:22,400
Speaker 4: school system and how flexible they are with your schedule.

918
00:43:22,440 --> 00:43:24,759
Speaker 4: But I went to my employer and I just said, hey,

919
00:43:25,280 --> 00:43:28,800
Speaker 4: I'm doing this. I'm moving to Hawaii for six months

920
00:43:28,880 --> 00:43:33,799
Speaker 4: and I like working here. I enjoy my work. Just

921
00:43:33,800 --> 00:43:36,160
Speaker 4: so you know, most of it can be done remotely,

922
00:43:36,280 --> 00:43:38,839
Speaker 4: and I'd be happy to do any part of what

923
00:43:38,920 --> 00:43:42,239
Speaker 4: I do currently from Hawaii. I'll wake up at what

924
00:43:42,400 --> 00:43:44,400
Speaker 4: you know, it's a five to six hour time difference

925
00:43:44,440 --> 00:43:46,759
Speaker 4: depending on the time of year. I will wake up

926
00:43:46,800 --> 00:43:49,239
Speaker 4: and I'll be available to you whenever you guys need

927
00:43:49,280 --> 00:43:51,920
Speaker 4: we can plan ahead, I'll make it happen. If you

928
00:43:51,960 --> 00:43:54,839
Speaker 4: would like to continue this relationship, I'd be happy to

929
00:43:55,440 --> 00:43:57,759
Speaker 4: make time for you while we're in Hawaii. And so

930
00:43:58,680 --> 00:44:00,680
Speaker 4: they ended up taking me up on that. And while

931
00:44:00,719 --> 00:44:02,839
Speaker 4: we were in Hawaii, I probably worked you know, ten

932
00:44:02,920 --> 00:44:06,160
Speaker 4: hours a week, and that was actually enough, you know,

933
00:44:06,200 --> 00:44:10,440
Speaker 4: with Stephen also doing some some freelance stuff tutoring and photography,

934
00:44:10,960 --> 00:44:13,800
Speaker 4: that actually allowed us to cash flow that trip. We

935
00:44:13,840 --> 00:44:16,280
Speaker 4: didn't tap our savings at all while we were in Hawaii.

936
00:44:16,640 --> 00:44:19,640
Speaker 4: That income was enough to pay you know, our our

937
00:44:19,680 --> 00:44:22,799
Speaker 4: super low you know, lifestyle type living expenses that we

938
00:44:22,880 --> 00:44:23,279
Speaker 4: had there.

939
00:44:23,600 --> 00:44:26,360
Speaker 3: So even though we had seven years of living expenses

940
00:44:26,400 --> 00:44:28,680
Speaker 3: in the bank, we didn't go down to six point five.

941
00:44:28,760 --> 00:44:30,400
Speaker 3: By the end of the trip. We were still at

942
00:44:30,400 --> 00:44:32,920
Speaker 3: seven because we were making a little bit of money

943
00:44:32,960 --> 00:44:36,760
Speaker 3: along the way. By the way, I'll mention because Lauren

944
00:44:36,800 --> 00:44:38,919
Speaker 3: was a little modest about it, but she didn't ask

945
00:44:39,000 --> 00:44:44,319
Speaker 3: permission all right, to like, may I please employer go

946
00:44:44,400 --> 00:44:47,000
Speaker 3: on this trip, and will you please allow me to

947
00:44:47,280 --> 00:44:50,160
Speaker 3: do a little bit of part time work. We've actually

948
00:44:50,160 --> 00:44:53,080
Speaker 3: done that multiple times, both of us at various different.

949
00:44:52,719 --> 00:44:55,640
Speaker 4: Pair to just quit straight up but I you know, instead,

950
00:44:56,160 --> 00:44:58,920
Speaker 4: instead I offered them, you know, to continue some kind

951
00:44:58,920 --> 00:45:01,720
Speaker 4: of relationship with them. And they were eager too, because

952
00:45:01,840 --> 00:45:04,919
Speaker 4: you know, it's hard to get employees that you should

953
00:45:04,920 --> 00:45:07,560
Speaker 4: trust and rely on, and so the fact that I

954
00:45:07,640 --> 00:45:09,959
Speaker 4: had been there for two years doing a good job,

955
00:45:10,000 --> 00:45:12,719
Speaker 4: they were like, yeah, absolutely, and then when are you

956
00:45:12,760 --> 00:45:14,239
Speaker 4: coming back? And I was like, I'm not sure that

957
00:45:14,280 --> 00:45:18,200
Speaker 4: I'm coming back here necessarily, and there was like that

958
00:45:18,280 --> 00:45:21,240
Speaker 4: was a very delayed conversation. But that's another story.

959
00:45:21,600 --> 00:45:24,640
Speaker 1: It sounds like that conversation is it's even more possible

960
00:45:24,920 --> 00:45:27,360
Speaker 1: these days than it was, oh when you guys started

961
00:45:27,400 --> 00:45:29,640
Speaker 1: out than twenty years ago. Right, not only does the

962
00:45:29,680 --> 00:45:33,359
Speaker 1: technology exist, but also just that understanding from employers that

963
00:45:34,080 --> 00:45:37,080
Speaker 1: people are more likely to move to migrate somewhere else

964
00:45:37,120 --> 00:45:40,520
Speaker 1: to do something different, and yeah, if they know you already,

965
00:45:40,560 --> 00:45:42,680
Speaker 1: instead of applying for that remote position, it's like, how

966
00:45:42,680 --> 00:45:45,800
Speaker 1: about we make this position that's currently in person more remote?

967
00:45:46,160 --> 00:45:49,200
Speaker 1: These days, like there is, employers are so much more

968
00:45:49,200 --> 00:45:52,200
Speaker 1: open to that. So I think it's but yeah, not

969
00:45:52,280 --> 00:45:55,759
Speaker 1: begging for it, but knowing, hey, you guys know me,

970
00:45:55,880 --> 00:45:57,799
Speaker 1: I've put in the work over the years, and so

971
00:45:58,120 --> 00:45:59,720
Speaker 1: let's just change the way this looks.

972
00:46:00,080 --> 00:46:02,319
Speaker 2: The fact too that for you to be proactive and

973
00:46:02,360 --> 00:46:04,520
Speaker 2: to make that sort of take that first step and

974
00:46:04,520 --> 00:46:07,360
Speaker 2: make that recommendation shows some like a level of initiative

975
00:46:07,400 --> 00:46:09,919
Speaker 2: that I think they're not expecting. And so then they're thinking,

976
00:46:10,000 --> 00:46:12,080
Speaker 2: well why not. Actually, they put together a nice little

977
00:46:12,080 --> 00:46:14,040
Speaker 2: package and how this is going to work. They've explained

978
00:46:14,040 --> 00:46:16,239
Speaker 2: the ends and the outs. I think that alone, right,

979
00:46:16,239 --> 00:46:18,799
Speaker 2: there can be almost enough to kind of convince them

980
00:46:18,800 --> 00:46:20,080
Speaker 2: to say, let's go ahead, give it a shot.

981
00:46:20,120 --> 00:46:22,200
Speaker 1: Make it easy for them to say yes exactly.

982
00:46:22,320 --> 00:46:24,480
Speaker 4: I also gave them plenty of notice too. I mean

983
00:46:24,520 --> 00:46:27,359
Speaker 4: I told them months before we were planning to leave,

984
00:46:27,400 --> 00:46:30,200
Speaker 4: because if they did just want to replace me, you know,

985
00:46:30,360 --> 00:46:32,040
Speaker 4: I want them to have, right. I want to be

986
00:46:32,080 --> 00:46:33,799
Speaker 4: able to help train and that sort of thing, so

987
00:46:34,040 --> 00:46:37,400
Speaker 4: you know, leave it tomorrow, right. I was doing my

988
00:46:37,480 --> 00:46:39,040
Speaker 4: best to look out for them as well.

989
00:46:39,200 --> 00:46:39,399
Speaker 1: Nice.

990
00:46:39,480 --> 00:46:42,560
Speaker 3: But I think there is a certain power in giving

991
00:46:42,640 --> 00:46:45,520
Speaker 3: them only two options, right, which is to say yes

992
00:46:45,520 --> 00:46:48,839
Speaker 3: to your proposal or lose you as an employee. So

993
00:46:49,600 --> 00:46:54,120
Speaker 3: I think that's different than going in and asking if

994
00:46:54,200 --> 00:46:56,759
Speaker 3: you could go on this trip? Right, They're very likely

995
00:46:56,800 --> 00:46:57,839
Speaker 3: to say no if you ask it.

996
00:46:57,800 --> 00:46:59,759
Speaker 4: That way and to get the result you want. I

997
00:46:59,760 --> 00:47:04,320
Speaker 4: think in terms of the things that other people can repeat. Definitely,

998
00:47:04,680 --> 00:47:08,759
Speaker 4: that savings buffer gives you the confidence to negotiate for

999
00:47:08,800 --> 00:47:10,600
Speaker 4: what you want, get what you want in terms of

1000
00:47:10,719 --> 00:47:14,600
Speaker 4: a longer vacation, that sort of thing, and then making

1001
00:47:14,640 --> 00:47:18,000
Speaker 4: money while you're like not being opposed to making money.

1002
00:47:18,040 --> 00:47:20,480
Speaker 4: I mean on our road trip, you know, years later,

1003
00:47:20,480 --> 00:47:22,680
Speaker 4: when we were doing our National Parks road trip, I

1004
00:47:22,719 --> 00:47:27,200
Speaker 4: want to say every two for every like three to

1005
00:47:27,239 --> 00:47:29,920
Speaker 4: four days we were doing something fun. We had a

1006
00:47:29,920 --> 00:47:32,120
Speaker 4: couple of days that we would sit in a coffee

1007
00:47:32,120 --> 00:47:34,799
Speaker 4: shop for the day and just like you know, get

1008
00:47:34,840 --> 00:47:37,759
Speaker 4: stuff done, and it felt really nice to have that

1009
00:47:37,840 --> 00:47:39,880
Speaker 4: kind of break. You get a sense of you know,

1010
00:47:39,880 --> 00:47:42,239
Speaker 4: you enjoy the fun a little bit more when you

1011
00:47:42,280 --> 00:47:44,960
Speaker 4: have it contrasted with getting stuff done, and you feel

1012
00:47:44,960 --> 00:47:47,240
Speaker 4: a little more productive, you have a little more purpose

1013
00:47:47,280 --> 00:47:50,160
Speaker 4: baked into it. And so I think doing a little

1014
00:47:50,160 --> 00:47:52,480
Speaker 4: bit of freelance work along the way can also make

1015
00:47:53,120 --> 00:47:56,360
Speaker 4: these kinds of long term travel trips more affordable and

1016
00:47:56,480 --> 00:47:57,960
Speaker 4: more palatable for folks.

1017
00:47:58,080 --> 00:48:00,520
Speaker 2: Yeah, it makes that slow travel much more more possible

1018
00:48:00,560 --> 00:48:02,560
Speaker 2: when you're able to do that. Lauren and Steven, thank you.

1019
00:48:02,600 --> 00:48:05,160
Speaker 2: So much for talking with us at how to Money Today.

1020
00:48:05,160 --> 00:48:07,200
Speaker 2: Where can folks learn more about Shaw Which'll are.

1021
00:48:07,200 --> 00:48:07,400
Speaker 1: Up to you.

1022
00:48:07,640 --> 00:48:09,239
Speaker 3: So if you want some more tips on how to

1023
00:48:09,239 --> 00:48:12,839
Speaker 3: travel cheaply, but also how to save a large portion

1024
00:48:12,920 --> 00:48:15,160
Speaker 3: of your income by living a little more frugally, maybe

1025
00:48:15,200 --> 00:48:17,680
Speaker 3: making more at side hustles, and then how to invest

1026
00:48:17,800 --> 00:48:20,359
Speaker 3: all of that money and eventually retire early if that's

1027
00:48:20,400 --> 00:48:22,839
Speaker 3: your goal. Our blog is Trip of a Lifestyle dot

1028
00:48:22,880 --> 00:48:28,400
Speaker 3: com and our Instagram, TikTok YouTube. All those platforms is

1029
00:48:28,680 --> 00:48:32,520
Speaker 3: at Trip of a Lifestyle except for Twitter slash x.

1030
00:48:32,560 --> 00:48:34,399
Speaker 3: They got a weird character limit over there, so we're

1031
00:48:34,440 --> 00:48:36,040
Speaker 3: ta lifestyle on that one.

1032
00:48:36,120 --> 00:48:38,440
Speaker 1: Awesome. Thank you guys for joining us. We really appreciate it.

1033
00:48:38,440 --> 00:48:40,600
Speaker 3: Thank you for having us well.

1034
00:48:40,520 --> 00:48:43,520
Speaker 2: Joel, have you been bitten by the travel bug camper

1035
00:48:43,640 --> 00:48:44,240
Speaker 2: van style?

1036
00:48:44,520 --> 00:48:44,799
Speaker 1: I could?

1037
00:48:44,800 --> 00:48:46,240
Speaker 2: I feel like I could see my wife and I

1038
00:48:46,320 --> 00:48:48,439
Speaker 2: doing that with all the kids are gone. It's hard

1039
00:48:48,440 --> 00:48:50,200
Speaker 2: to do with kids. I can't tough stage of life

1040
00:48:50,200 --> 00:48:50,839
Speaker 2: that we're in right now.

1041
00:48:50,880 --> 00:48:52,760
Speaker 1: And I didn't ask them this question, but I was curious,

1042
00:48:52,800 --> 00:48:55,960
Speaker 1: as a ridiculously tall dude, how might squeezing that thing

1043
00:48:56,080 --> 00:48:57,759
Speaker 1: or not? I don't know, I might have to get

1044
00:48:57,760 --> 00:48:58,000
Speaker 1: some a.

1045
00:48:58,000 --> 00:48:59,960
Speaker 2: Little bit bigger, maybe one that's yeah, I didn't make

1046
00:49:00,280 --> 00:49:01,319
Speaker 2: XL a extra long.

1047
00:49:02,719 --> 00:49:03,560
Speaker 1: I would definitely need that.

1048
00:49:03,680 --> 00:49:06,920
Speaker 2: Well, you have a big takeaway though from our conversation today.

1049
00:49:06,960 --> 00:49:09,160
Speaker 1: At one point, Lauren said, set out to create a

1050
00:49:09,160 --> 00:49:11,719
Speaker 1: life you enjoy every day, and I just think that's

1051
00:49:11,800 --> 00:49:14,839
Speaker 1: like seem so basic but so true. And I think

1052
00:49:14,880 --> 00:49:18,239
Speaker 1: sometimes we're living for that vacation or our lives are

1053
00:49:18,719 --> 00:49:22,080
Speaker 1: out of control, packed to the gills, too busy in

1054
00:49:22,160 --> 00:49:24,719
Speaker 1: our normal everyday weeks, and if we can just make

1055
00:49:24,840 --> 00:49:28,560
Speaker 1: our lives a bit more enjoyable in the here and now,

1056
00:49:28,840 --> 00:49:31,920
Speaker 1: healthy rhythms, yeah, maybe we'll feel less inclined to splurge

1057
00:49:31,960 --> 00:49:35,239
Speaker 1: and spend big dollars on the getaway and maybe even

1058
00:49:35,239 --> 00:49:38,359
Speaker 1: make those getaways potentially cheaper than our everyday lives.

1059
00:49:38,480 --> 00:49:40,480
Speaker 2: Totally totally agree, Yeah, that's what I would done. I

1060
00:49:40,480 --> 00:49:42,680
Speaker 2: think that was like when we're talking about like lifestyle

1061
00:49:42,719 --> 00:49:45,799
Speaker 2: creep and finding balance between going out on vacation, and

1062
00:49:45,840 --> 00:49:47,319
Speaker 2: she's like, we don't have to really do that, We

1063
00:49:47,320 --> 00:49:48,839
Speaker 2: didn't need to do that as much. If you kind

1064
00:49:48,880 --> 00:49:50,239
Speaker 2: of find this healthy rhythms.

1065
00:49:50,040 --> 00:49:52,040
Speaker 1: And that's like that is so key to be able

1066
00:49:52,080 --> 00:49:54,319
Speaker 1: to keep things under control, because if you like the

1067
00:49:54,360 --> 00:49:56,120
Speaker 1: way you're living, if you like the lifestyle, it doesn't

1068
00:49:56,120 --> 00:49:58,720
Speaker 1: matter what everyone else around you is doing or thinks,

1069
00:49:58,880 --> 00:50:01,239
Speaker 1: because you're comfortable in your own exactly and you don't

1070
00:50:01,280 --> 00:50:03,600
Speaker 1: mind keeping your spending as is and being the dude

1071
00:50:03,600 --> 00:50:06,560
Speaker 1: who bikes to work or total the people who do

1072
00:50:06,680 --> 00:50:08,759
Speaker 1: leave their jobs for six months when everyone else is

1073
00:50:08,800 --> 00:50:11,680
Speaker 1: continuing to work. But you sign up for a different

1074
00:50:11,719 --> 00:50:13,160
Speaker 1: way of living, and you did it on purpose.

1075
00:50:13,280 --> 00:50:15,239
Speaker 2: Yeah, along those lines there towards the end when we're

1076
00:50:15,239 --> 00:50:18,920
Speaker 2: talking about long travel or slow travel, but she said

1077
00:50:19,040 --> 00:50:21,920
Speaker 2: to have some of that purpose baked into those travels,

1078
00:50:21,960 --> 00:50:24,200
Speaker 2: it allows you to switch it up. And I think

1079
00:50:24,239 --> 00:50:26,759
Speaker 2: it's totally true that it would allow you to appreciate

1080
00:50:26,800 --> 00:50:29,600
Speaker 2: the vacation in the spaces where you are visiting or

1081
00:50:29,640 --> 00:50:33,040
Speaker 2: traveling at a level that you otherwise wouldn't. Right, Like,

1082
00:50:33,080 --> 00:50:35,520
Speaker 2: imagine just going on this trip and you're just cramming

1083
00:50:35,560 --> 00:50:38,000
Speaker 2: everything in. Certainly you're going to have a whole lot

1084
00:50:38,000 --> 00:50:40,640
Speaker 2: of fun. But if you get to enjoy something and

1085
00:50:40,680 --> 00:50:42,359
Speaker 2: then kind of step back and maybe do a little

1086
00:50:42,400 --> 00:50:44,360
Speaker 2: bit of work and making a little bit of money,

1087
00:50:44,520 --> 00:50:46,640
Speaker 2: I'm sure that doesn't hurt as well. But it just

1088
00:50:46,640 --> 00:50:48,960
Speaker 2: helps to put some of that vacation in perspective. It's

1089
00:50:49,000 --> 00:50:51,879
Speaker 2: less one hundred percent consumption. Emily and Selma just got

1090
00:50:51,880 --> 00:50:53,480
Speaker 2: back from a trip to New York and she was saying,

1091
00:50:53,800 --> 00:50:55,600
Speaker 2: oh man, it was so fun. But the tough thing

1092
00:50:55,680 --> 00:50:57,920
Speaker 2: is when you're in a hotel and you don't have

1093
00:50:57,960 --> 00:51:00,480
Speaker 2: a place to cook, it feels like you're just literally

1094
00:51:00,520 --> 00:51:03,680
Speaker 2: consuming the city and everything is about what am I

1095
00:51:03,719 --> 00:51:05,920
Speaker 2: going to do? What am I going to eat? And

1096
00:51:05,960 --> 00:51:08,600
Speaker 2: there's something about slow travel that beholds itself, especially if

1097
00:51:08,600 --> 00:51:11,560
Speaker 2: you're working a little bit here and there, to more

1098
00:51:11,920 --> 00:51:14,799
Speaker 2: community oriented patterns than consumptive oriented patterns. And I think

1099
00:51:14,800 --> 00:51:16,160
Speaker 2: when you go on a short trip, it's just so

1100
00:51:16,239 --> 00:51:18,200
Speaker 2: much easier to take in a city in that way,

1101
00:51:18,239 --> 00:51:20,600
Speaker 2: and I don't know, you don't feel as deep of

1102
00:51:20,600 --> 00:51:24,080
Speaker 2: a connection to the place or to the culture. Totally agree, yeah,

1103
00:51:24,120 --> 00:51:25,560
Speaker 2: And I think the same thing can apply too to

1104
00:51:25,600 --> 00:51:27,680
Speaker 2: the overall work that you're doing. Right, And so they

1105
00:51:27,719 --> 00:51:30,200
Speaker 2: talked about towards the beginning, we're talking about the business

1106
00:51:30,239 --> 00:51:33,640
Speaker 2: that they're starting, the tutoring company, but the ability to

1107
00:51:33,680 --> 00:51:36,000
Speaker 2: then turn to work that also has more purpose, right,

1108
00:51:36,040 --> 00:51:37,840
Speaker 2: Like you're not doing it just for the sole purpose

1109
00:51:38,120 --> 00:51:40,960
Speaker 2: of accruing more wealth. The fact that you have to

1110
00:51:41,000 --> 00:51:43,720
Speaker 2: earn a paycheck in order to feed your consumption habits,

1111
00:51:43,719 --> 00:51:46,280
Speaker 2: but you can do something that brings you a whole.

1112
00:51:46,120 --> 00:51:49,120
Speaker 1: Lot of fulfillment in its own right. Ultimately, I love

1113
00:51:49,239 --> 00:51:50,799
Speaker 1: that a whole lot as well might pay off even

1114
00:51:50,840 --> 00:51:52,479
Speaker 1: bigger in the long runer, I know, that's.

1115
00:51:52,360 --> 00:51:53,960
Speaker 2: What's so great about this, Like it frees you have

1116
00:51:54,080 --> 00:51:55,719
Speaker 2: to be even more creative, right, Like they came back

1117
00:51:55,719 --> 00:51:57,680
Speaker 2: from this long trip where they fell completely recharged. They

1118
00:51:57,680 --> 00:51:59,960
Speaker 2: were the opposite of burned out. Yeah, and lo and behold,

1119
00:52:00,200 --> 00:52:01,839
Speaker 2: there's this thing kind of just falls into their lap.

1120
00:52:01,960 --> 00:52:03,080
Speaker 2: Isn't it funny how that happens?

1121
00:52:03,400 --> 00:52:04,839
Speaker 1: It's pretty cool? But all right.

1122
00:52:04,880 --> 00:52:07,680
Speaker 2: The beer you and I enjoyed today was called brew Daddy's.

1123
00:52:07,920 --> 00:52:10,759
Speaker 2: This was a German style pilsner. It looks like a

1124
00:52:10,920 --> 00:52:15,239
Speaker 2: collaboration between Steady Hand Beer Company as well as Mutation.

1125
00:52:15,800 --> 00:52:18,840
Speaker 1: What'd you think, well, as a daddy who likes to

1126
00:52:18,960 --> 00:52:22,960
Speaker 1: drink beer like the Bruce brew Daddy myself, I enjoyed it,

1127
00:52:23,000 --> 00:52:25,200
Speaker 1: But it was also I don't know that there was

1128
00:52:25,239 --> 00:52:28,880
Speaker 1: anything terribly unique about this this beer. It tasted like

1129
00:52:28,960 --> 00:52:32,319
Speaker 1: a slightly better version of a macro pilsner, which I'm

1130
00:52:32,360 --> 00:52:34,439
Speaker 1: more inclined to pillsers these days, just because I feel

1131
00:52:34,440 --> 00:52:37,120
Speaker 1: like my taste buds have been ransacked by the IPAs

1132
00:52:37,160 --> 00:52:38,919
Speaker 1: and the barrel aged outs of this world over time,

1133
00:52:39,080 --> 00:52:40,759
Speaker 1: and so it's nice to drink something that's just a

1134
00:52:40,760 --> 00:52:43,600
Speaker 1: little chiller without being over the top really in anyway,

1135
00:52:43,719 --> 00:52:46,600
Speaker 1: but also just didn't leave much of a mark necessarily either.

1136
00:52:46,680 --> 00:52:48,279
Speaker 2: Yeah, I'd agree with that it was tasty, but it

1137
00:52:48,280 --> 00:52:51,200
Speaker 2: didn't have any overly specific or special flavor notes kind

1138
00:52:51,200 --> 00:52:53,160
Speaker 2: of shining through it in its profile. But it's still

1139
00:52:53,200 --> 00:52:54,719
Speaker 2: glad you and I got to enjoy it, So I mean, hey,

1140
00:52:54,800 --> 00:52:56,759
Speaker 2: we still get to drink a beer know about our

1141
00:52:56,760 --> 00:52:58,480
Speaker 2: favorite subject exactly, so I'm not gonna complain.

1142
00:52:59,120 --> 00:53:01,280
Speaker 1: Even a bad day at the office is a good day.

1143
00:53:01,560 --> 00:53:03,600
Speaker 2: That's right, and that's gonna be it for this episode.

1144
00:53:03,640 --> 00:53:05,560
Speaker 2: You can find show notes up on the website at

1145
00:53:05,560 --> 00:53:07,640
Speaker 2: how to money dot com, But buddy, that's gonna be

1146
00:53:07,640 --> 00:53:09,879
Speaker 2: it for this one. So until next time, Best Friends Out,

1147
00:53:09,920 --> 00:53:11,319
Speaker 2: Best Friends Out.