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Speaker 1: Buggala. Here's a subject, my credit or my mother. Hello,

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Speaker 1: Morning Show. I am a twenty one year old full

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Speaker 1: time college student, and I also work full time to

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Speaker 1: become a better person and take hold of your motto

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Speaker 1: best spiritual, financial, and physical shape. My problem is that

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Speaker 1: I have had credit since I was like eleven years old.

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Speaker 1: I'm sorry, I've had bad credit since I was like

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Speaker 1: eleven years old. How might you ask, Well, my mother

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Speaker 1: has used my and my siblings name and social Security

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Speaker 1: numbers for many years and is continuing to do so.

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Speaker 1: I am being hassled by creditors and the i R

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Speaker 1: S for past debts that she has incurred. I have

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Speaker 1: tried to dispute these charges on my credit report, and

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Speaker 1: a few of the old debts have been discharged because

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Speaker 1: of my young age, but many others have not because

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Speaker 1: I was living at the address that the debts were

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Speaker 1: open at. I have asked her time and time again too,

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Speaker 1: if nothing else, just pay on the debt and get

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Speaker 1: it off my credit. I already have many hospital bills

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Speaker 1: that I have for myself because of no insurance, and

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Speaker 1: I am trying to give her a chance to get

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Speaker 1: this mess straight. But she says she will pay, but

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Speaker 1: never does. In an attempt to clean up my life

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Speaker 1: and get a fresh start, I am thinking of filing

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Speaker 1: a stolen identity report against her, but I know that

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Speaker 1: it would cause a whole family fall up. But none

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Speaker 1: of these people trying to help me get myself together,

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Speaker 1: Stephen Shirley. Should I file this report against her or

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Speaker 1: just pay all of this stuff back that she has

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Speaker 1: done and get past it. I really don't think it

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Speaker 1: is fair to me, but then again, life ain't fair sometimes.

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Speaker 1: Please help God, bless and thank you for all your inspiration. Wow,

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Speaker 1: this is a tough one right here. You know, um,

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Speaker 1: I really admire you, my young sister. You know you're smart.

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Speaker 1: This letter was well it and you're trying to, you know,

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Speaker 1: to to just better yourself and and have a good

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Speaker 1: and meaningful life with good credit and you know, no

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Speaker 1: frivolous debt. You know that's very admirable. Admirable at any age, Okay,

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Speaker 1: at any age. But because this is your mother doing

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Speaker 1: the wrong, this is a major, major, major problem. Uh.

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Speaker 1: You know, because it's your mom. If it was anybody else,

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Speaker 1: a brother's, sister, cousin, friend, you know you wouldn't hesitate

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Speaker 1: about what to do. But it's your mother. I say,

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Speaker 1: first of all, if you can afford to pay it

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Speaker 1: back on your own, pay it back, that's number one.

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Speaker 1: I know you're not gonna agree with this one, Steve,

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Speaker 1: but it's her mom. Twelve minutes after we'll be back.

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Speaker 1: I'll finish up. We'll be you're listening to come on,

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Speaker 1: Steve right now. Part two of your response to the

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Speaker 1: Strawberry letter, My credit or my Mother? Hello, Morning Show.

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Speaker 1: I'm a twenty one year old full time college student.

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Speaker 1: Also work full time to become a better person and

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Speaker 1: tell cold of your model best spiritual, financial, and physical shape.

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Speaker 1: My problem is that I've had bad credit since I

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Speaker 1: was like eleven years old. How might you ask, Well,

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Speaker 1: my mother has used my and my siblings name and

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Speaker 1: so security number for many years, and it's continuing to

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Speaker 1: do so. I'm hassled by creditors and the r S

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Speaker 1: for past debts that she's occurred. I've tried to dispute

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Speaker 1: these charges on my credit report, and a few of

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Speaker 1: the old debts have been discharged because of my young age,

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Speaker 1: but many others have not because I was living at

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Speaker 1: the address that the debts were opened at. I've asked

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Speaker 1: her time and time again. Two if nothing else, just

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Speaker 1: pay on the debts and get it off my credit

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Speaker 1: already have many hospital bills that I've had for myself

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Speaker 1: because of no insurance, and I'm trying to give her

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Speaker 1: a chance to get this mess straight. But she says

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Speaker 1: she'll pay it, but never does. In an attempt to

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Speaker 1: clean up my life and get a fresh start, I

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Speaker 1: am thinking of filing or stolen identity report against her,

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Speaker 1: but I know that it will cause a whole family

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Speaker 1: for all out. But ain't none of these people trying

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Speaker 1: to help me get myself together? Stephen Shirley. Should I

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Speaker 1: file this report against her or just pay all this

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Speaker 1: stuff back that she has done and get past it.

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Speaker 1: I really don't think it's fair to me, but then again,

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Speaker 1: life ain't fair sometimes. Please help God bless and thank

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Speaker 1: you all for your inspiration. Steve can always tell your answer. Brother,

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Speaker 1: way you read the letter, lady, lady, lady, you fit

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Speaker 1: the fire charges on your mama. This should be the latter.

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Speaker 1: Your next strawberry letter will be coming right after that.

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Speaker 1: I can't believe what the hell happened to me since

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Speaker 1: I fired charges on my mama and I cuught you

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Speaker 1: doing anything against mama? Thank you? It's band. You know.

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Speaker 1: In Louisiana you'll have a chicken foot around your rear

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Speaker 1: view mirror with two mountain orchards from a hug and

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Speaker 1: a lizard's beak. Uh. In your gas tank you will

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Speaker 1: have roots on you. Do you understand in Salem up north,

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Speaker 1: they would burn you at the stake. Doing something to

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Speaker 1: your mama's banned in our community. If you go to

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Speaker 1: prison for doing something to your mama, you feel to

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Speaker 1: be it every Saturday night at the shower. You can't

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Speaker 1: do nothing to your mama. So what your mama used

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Speaker 1: your credit? What you want your mama to do? You

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Speaker 1: wanted to watch the cartoons, didn't you? Well, hell, you

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Speaker 1: need cable. Tell your mama don't put the cable bill

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Speaker 1: in your damn name. You're the one wants to be

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Speaker 1: eating your seal and reading your seal box and watching

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Speaker 1: cartoons and stuff. So your mama put the cable in

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Speaker 1: your name. Your brother's name was falling behind in school

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Speaker 1: because they couldn't keep up because of their computer skills

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Speaker 1: was lacking. Your mama bought them a laptop and put

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Speaker 1: it in his name. Damna, she didn't need no laptop.

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Speaker 1: Your mama don't need no laptop. Put that laptop in

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Speaker 1: your brother name. That laptop was nineteen hundred dollars. She

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Speaker 1: didn't took the okay credit playing out on it. And

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Speaker 1: now your brother twenty nine, still paying for the damn

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Speaker 1: laptop because y'all making minimum payments a dollar thirty two.

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Speaker 1: Where he gonna be he pay off the damn laptop.

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Speaker 1: Ain't mama fault y'all sitting up in here talking my

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Speaker 1: hot hot it is in the house in the summertime.

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Speaker 1: Y'all won't add conditioning, damn it. The lecture bill got

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Speaker 1: to go with somebody's names. Mama, y'all on credit. So

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Speaker 1: now little messy little easy that had to put the

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Speaker 1: electric bill in her name. But now you all grown up? Now,

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Speaker 1: won't your life back? Now you want to flip on

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Speaker 1: your mama, turn your mama into the main man. Yes,

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Speaker 1: your big mama been down that scrubbing flows, trying to

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Speaker 1: make life work for you. Now you want to turn

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Speaker 1: your mama in. You ain't in the tree hall that away?

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Speaker 1: Who give a damn hijacked up your credit? Is? What

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Speaker 1: about the light? Y'all been sticking it on the open. Now,

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Speaker 1: what about all that air condition? Y'all been cutting the

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Speaker 1: leader calling down. This ain't no buying. You're gonna let

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Speaker 1: all out. You kept opening the door. Your mama got

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Speaker 1: to put this in somebody's name. Now, you didn't emailed us.

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Speaker 1: Guess why because you got computer skills. Guess why because

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Speaker 1: your mama put that computer in herold name. Earl. Don't

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Speaker 1: you turn your mommy? All right? We gotta go email

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Speaker 1: us or instagram us your thoughts on today's Strawberry Letter

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Speaker 1: at my Girls Shirley. Thank you everyone who joined me

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Speaker 1: yesterday for after the Show's Strawberry Letter live on Facebook.

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Speaker 1: I appreciate it. We will be here every Thursday at

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Speaker 1: one thirt pm Eastern. Thank you,