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Speaker 1: Hey, Hey, BA fam, it's your girl, Mandy Money. I

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Speaker 1: could not be more excited to have you here. Thank

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Speaker 1: you for showing up, Thank you for tuning in. I

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Speaker 1: don't take it for granted that the thousands of y'all

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Speaker 1: who decide to listen to Brown Ambition on Wednesday and

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Speaker 1: Friday each week, I just can't thank you enough. You're

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Speaker 1: the reason why I do this show. Now, I want

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Speaker 1: to take a moment because we have a bit of

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Speaker 1: news at BA. I'm now a part well, we are

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Speaker 1: now a part of the iHeartMedia Network. Now, don't worry

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Speaker 1: because this doesn't really mean anything for you. In fact,

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Speaker 1: you really shouldn't experience any change. It is a huge milestone,

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Speaker 1: especially for those who don't know. Brown Ambition has been

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Speaker 1: around since twenty fifteen. I'm like a cheriatric podcaster. I

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Speaker 1: have been doing this podcast since I was twenty six

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Speaker 1: years old. I was just a reporter at Yahoo Finance

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Speaker 1: who wanted to do a podcast for black girls like

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Speaker 1: me and make talking about finances and career ambition and

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Speaker 1: negotiating and credit scores and am I about to marry

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Speaker 1: this man if he doesn't have an eight hundred fiico.

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Speaker 1: I wanted to have a safe space where we can

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Speaker 1: have those types of conversations. And I was just really

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Speaker 1: bored of the bro culture that I was encountering in

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Speaker 1: the business journalism channels where I was working, from Business

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Speaker 1: Insider to Yahoo Finance, and yeah, I was fed up

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Speaker 1: and I just wanted a space just for us. Okay,

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Speaker 1: So I got my girl, Tiffany, the budget nista. She

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Speaker 1: said yes to me and my random idea for this podcast.

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Speaker 1: But you know who said no, my bosses. I took

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Speaker 1: the podcast to Yahoo Finance and I said, I had

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Speaker 1: this idea. I want to do this show targeting millennial

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Speaker 1: women of color, and I wanted to be really fun.

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Speaker 1: I'm going to do all the work. You know, can

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Speaker 1: I have the studio space. They already literally had the

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Speaker 1: studio spaces set up. Okay, it was not any investment

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Speaker 1: in terms of equipment, but still they said no. And

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Speaker 1: at the time, I was pretty I don't know, devastated

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Speaker 1: was the word, but I definitely felt challenged and I

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Speaker 1: felt like I'm going to prove them wrong. And honestly,

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Speaker 1: the people in our lives who tell us no, they

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Speaker 1: serve such an amazing purpose because how many incredible stories

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Speaker 1: of success start with somebody told me no, and then

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Speaker 1: dot dot dot people have to tell you no at

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Speaker 1: a certain point, it serves a purpose, and I'm just

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Speaker 1: really grateful not only did that no not stop me,

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Speaker 1: it actually pushed me to create a podcast that I

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Speaker 1: own entirely outright. Had they said yes, had I produced

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Speaker 1: Brown Ambition under the umbrella of Yahoo all those years ago,

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Speaker 1: they would have owned the IP. This is the same

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Speaker 1: reason why one of my favorite og black girl podcasts,

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Speaker 1: Tracy and heaven Gosh, what was there?

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Speaker 2: Oh?

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Speaker 1: Another round on BuzzFeed? Y'all remember that show from back

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Speaker 1: in the day. Their podcast doesn't even exist anymore because

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Speaker 1: it was a part of the BuzzFeed IP. They didn't

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Speaker 1: own it, and so when they I don't know, I

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Speaker 1: think BuzzFeed got of the show or the girls just

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Speaker 1: went on to you know, extremely successful careers in their

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Speaker 1: own right and they couldn't take this show with them.

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Speaker 1: So I'm really grateful, honestly that I was told no

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Speaker 1: so I could create the show, and over the past

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Speaker 1: ten years, with Tiffany by my side, we managed to

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Speaker 1: keep the podcast one hundred percent under our ownership. And

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Speaker 1: then when she graciously stepped aside at the end of

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Speaker 1: last year, she gave me her share. So Mandy is

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Speaker 1: the well I should say, Brown Ambition LLC. Shout out

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Speaker 1: to my attorney and her insane bills. My god, we

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Speaker 1: won't talk with that on another show. Thank you to

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Speaker 1: iHeart for believing in the show and for welcoming us

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Speaker 1: to your network. This is going to be the biggest

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Speaker 1: year for Brown Ambition. I can feel it in my

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Speaker 1: bones and I can't wait. By the way, y'all need

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Speaker 1: to be sure you're a subscribed to the Brown Ambition newsletter.

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Speaker 1: Go to Bronambition podcast dot com and make sure that

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Speaker 1: you sign up for the newsletter because some really exciting

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Speaker 1: news is coming on how we're going to be celebrating

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Speaker 1: our ten year in aniversary. I want to get into

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Speaker 1: today's show. So today we are back with the Brown

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Speaker 1: Table and we have two of my favorite human beings

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Speaker 1: on planet Earth. Chris Browning of Popcorn Finance. Y'all know him,

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Speaker 1: my brother from another mother, the guy that I love

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Speaker 1: to give a hard time and he gives it as

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Speaker 1: good as he gets. Also Berna Annette, who's the author

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Speaker 1: of the book Money Out Loud and also the founder

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Speaker 1: of Hey Berna. She's a personal finance educator. I just

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Speaker 1: love her to pieces. And Berna is actually talking about

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Speaker 1: how she got burnt out by the solo preneur life

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Speaker 1: and how she might be making a career pivot back

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Speaker 1: into dare I say it, corpor not there. It's fine, y'all,

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Speaker 1: It's totally fine. And then we're going to bring it

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Speaker 1: to the real world. What's happening with tariffs and honestly,

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Speaker 1: what's happening with the stock market. We're going to talk

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Speaker 1: about how to cope with the anxiety of what's happening

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Speaker 1: in our markets right now, with our government and the

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Speaker 1: man children who are running things and oh my days.

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Speaker 1: We are going to talk about how we're thinking about

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Speaker 1: our investment and strategy, are saving, strategy, are budgeting. I'm

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Speaker 1: going to open up a lot about how my values

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Speaker 1: have shifted and how that actually pushed me in the

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Speaker 1: wrong direction financially, and how I am pulling myself back.

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Speaker 1: All right, So, without further ado, I hope you enjoy

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Speaker 1: today's episode. Hey, hey, via Faan, welcome to Brown Ambition.

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Speaker 1: I am your host, Mandy Woodriff Santos. I just kicked

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Speaker 1: my camera, but that's so Islan, because you are listening

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Speaker 1: right if you're watching on YouTube, say hello YouTube fam.

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Speaker 1: By the way, Ba fan, did you know that we

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Speaker 1: also post on YouTube. I don't think my brand new,

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Speaker 1: shiny podcast network like wants me to tell you that,

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Speaker 1: because you know, audio is still king and how we

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Speaker 1: make money. But right, ambition, if you want to watch,

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Speaker 1: we are also on the YouTube and let's see, it

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Speaker 1: feels like a momentous day, completely selfishly for so many reasons.

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Speaker 1: But before I get to my favorite subject, wah, let

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Speaker 1: me introduce you to today's Brown panel co host so Ba Fam.

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Speaker 1: Whether you're listening for the first time in a while

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Speaker 1: or you are brand brand new, I have introduced this

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Speaker 1: like new format ever since my my beloved TIF left

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Speaker 1: at the end of last year. This new format where

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Speaker 1: I invite more friends onto the show and we chat

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Speaker 1: about the news you need to know when it comes

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Speaker 1: to your personal finance. But then always always always serving

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Speaker 1: up a side of inspirational tea so that we don't

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Speaker 1: give into the sads and you know, go into our

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Speaker 1: dark you know, hibernation of doom and anxiety and doom scrolling.

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Speaker 1: But so that y'all at least live leave the podcast.

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Speaker 1: My hope is you leave the podcast feeling like, Okay,

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Speaker 1: I have some tools, some things I can do to

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Speaker 1: strategize and just like cope with this insanity financially, personally, mentally,

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Speaker 1: all the things. So today at the Brown Table, I

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Speaker 1: have got Chris Browning, fan of the show, biggest fan

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Speaker 1: of brownhibition in America, I.

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Speaker 2: Think, I think so I can almost guarantee biggest fan

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Speaker 2: of the show.

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Speaker 1: Now I'll fight you on that. Back it up, Bura,

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Speaker 1: back it up, back it up. Honestly though, for Berna

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Speaker 1: Annette Hey, Berna, hello man also joining the show, longtime listener,

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Speaker 1: longtime BA fan number one, be a fan.

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Speaker 3: I will fight you all about it. That's the topic today.

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Speaker 2: Fight. I'll let you have it.

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Speaker 1: That would be thank you, Berna. If you also, if

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Speaker 1: you're watching on YouTube, if you're not, if you're listening,

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Speaker 1: Berna has an incredible book that she published. You know,

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Speaker 1: I remember everything that happened the month before I had

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Speaker 1: my baby, and your book was one of those. Also

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Speaker 1: so nice. Your book is also a Gemini or is

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Speaker 1: it a Taurus?

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Speaker 3: She's a Taurus. It's actually she has the same birthday

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Speaker 3: as my partner, who is a hard Taurus.

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Speaker 1: Oh hard tourists.

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Speaker 3: I just like just the most torusy tourisy of all,

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Speaker 3: she said, hard tourist.

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Speaker 1: We want to get into that. Well, it's called Money

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Speaker 1: out Loud and whatever. The subtitle is something financial stuff.

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Speaker 1: That's something taught us. Read it to financial stuff. No

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Speaker 1: one taught us. There you go. I still don't have

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Speaker 1: a subtitle for my book, so I, you know, put

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Speaker 1: Money out Loud. Yes, and people can pick up a

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Speaker 1: copy at your local indie bookseller or bookshop dot org. Yes,

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Speaker 1: you know. Hm, and Chris has a podcast.

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Speaker 2: I do know book. You can't go anywhere and buy it,

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Speaker 2: but it's for free on the internet.

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Speaker 1: It is, and you do a good job of breaking

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Speaker 1: down lots of personal finance topics. So I'm just happy

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Speaker 1: to have you both in my presence today. It is

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Speaker 1: a big day today. We're recording on April seventh, which

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Speaker 1: happens to be my wedding anniversary.

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Speaker 2: Oh, happy anniversary. How long?

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Speaker 1: Eight years? Eight years twenty twenty twenty seventeen.

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Speaker 2: M your marriage is in second grade graduations.

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Speaker 1: It kind of feels like at ages, like dog years.

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Speaker 1: Sometimes I'm like, wow, I am so different. I was

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Speaker 1: showing my baby he's almost two Remy, and I was

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Speaker 1: showing him some pictures from her wedding album and he

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Speaker 1: this is people always do us because for my wedding

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Speaker 1: I had my hair blown out straight and I wasn't

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Speaker 1: wearing glasses, and like, that's kind of a look my

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Speaker 1: hair and my glasses are kind of like what I

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Speaker 1: think people remember my signature and I had neither of those.

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Speaker 1: So when he saw my photos, he was like da da,

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Speaker 1: and he was I mean, I don't think he understands

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Speaker 1: what weddings are, but he's like, that's a lady. And

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Speaker 1: I was like, where's mama? Like, wow, I don't know,

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Speaker 1: you tell me. So that's always fun to look back

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Speaker 1: at photos and be like, wow, I was really hot

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Speaker 1: and slept very well, and that was back stop this

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Speaker 1: right now. I was a different kind of hot, you

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Speaker 1: know what I mean. She hadn't been through a lot.

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Speaker 1: She definitely hadn't been through what I've been through. Okay,

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Speaker 1: you know what I mean. So the hotness is different.

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Speaker 1: The hotness he's weak and doesn't even know how strong

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Speaker 1: she is, you know what I mean?

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Speaker 2: But is it self confidence the hottest thing of all? Right?

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Speaker 1: Yeah, she was pretty confident.

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Speaker 2: I have time to help you. I'm trying to give

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Speaker 2: you some argument, the healthy idea, why are.

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Speaker 1: You Raven's bridal finest but confident? It's exactly coumbo. Yeah,

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Speaker 1: but yeah, I mean I was in such a different place.

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Speaker 1: I was reflecting. I also wrote, I wrote this sort

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Speaker 1: of I'm doing this book and I'm trying to tell

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Speaker 1: more about my story on social media, because not everybody

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Speaker 1: you know remembers us, contrary to our egotistical beliefs, or

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Speaker 1: maybe just mine. And I was like, damn, when we

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Speaker 1: got married in twenty seventeen, I had paid for that

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Speaker 1: wedding in cash. It was like a destination wedding. I

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Speaker 1: was so proud of that moment, and I suffered for

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Speaker 1: it in a way, Like I we moved in with

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Speaker 1: my in laws for five months leading up to our weddings,

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Speaker 1: so that it wasn't that I didn't have the money

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Speaker 1: saved up for the wedding. This is how like how

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Speaker 1: smart I was financially back then, and how free I

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Speaker 1: was without childcare expenses. But I had said, oh, I

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Speaker 1: have six months of savings which we could use for

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Speaker 1: the wedding. But I don't want to. I don't want

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Speaker 1: to dip into that. So We're going to go live

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Speaker 1: with your parents in this like cramped apartment and save

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Speaker 1: money on rent and delight your Dominican mother because I

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Speaker 1: loved it out of wedlock doesn't matter. Like they were like,

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Speaker 1: please move it, cohabitate and we, yeah, saved rent for

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Speaker 1: five six months, and you know, got made it so

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Speaker 1: that we could pay for that wedding and then not

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Speaker 1: have to like come out the other side even though

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Speaker 1: we paid for in cash. I didn't want to feel

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Speaker 1: that was all my cash.

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Speaker 4: Oh you know what I mean, that's so smart. I

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Speaker 4: did the exact opposite. So I'm it's always not see

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Speaker 4: if someone who did something back.

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Speaker 1: But I forgot you were a married man.

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Speaker 4: Yeah, I was like, hey, how about how about this

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Speaker 4: goes on a credit card? Because I have no cash.

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Speaker 4: That's what happened to me.

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Speaker 1: Really yeah, not smart?

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Speaker 2: Not smart?

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Speaker 1: What did you put on a credit card?

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Speaker 4: Ven you food, every mandy everything, because when you have

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Speaker 4: no money, everything goes under the credit.

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Speaker 1: They were charging that three percent fee on top of.

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Speaker 2: That, scraping away.

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Speaker 4: You know, it took years to pay that off. So

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Speaker 4: you know, it's always nice to hear someone else because

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Speaker 4: I mean, you said you didn't pay rent. You weren't

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Speaker 4: paying New York rent, right, because you guys are living

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Speaker 4: in New York at the time, so that's a lot

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Speaker 4: of money.

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Speaker 2: You were saying.

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Speaker 1: Our rent was like twenty one hundred dollars a month.

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Speaker 1: And I loved my apartment. I loved my freedom. That's

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Speaker 1: why I say I suffered. I only I'm not recommending

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Speaker 1: that as a personal finance strategy, although although you know,

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Speaker 1: like I've gotten more self conscious about the the d

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Speaker 1: and I don't know, like the what not strict what

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Speaker 1: is the word the drastic measures I took to save

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Speaker 1: and invest as aggressively as I did in my twenties.

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Speaker 1: Sometimes I feel a little self conscious saying that is

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Speaker 1: if it's a strategy, because I think there's this sense

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Speaker 1: now you guys tell me, I've been doing this since

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Speaker 1: I feel like I was twelve. Now I'm one hundred

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Speaker 1: talking about money. But it feels like now it's not

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Speaker 1: as welcome to give these like aggressive savings and investing

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Speaker 1: strategies like oh yeah, give up your independence, move out

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Speaker 1: of your cute apartment, move in to your future in

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Speaker 1: laws apartment, and suffer the suffocation that comes with that

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Speaker 1: particular dynamic because I'd meant I married a first born

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Speaker 1: Dominican prince, so like I knew when I was getting more. Okay, No,

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Speaker 1: I think you're right.

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Speaker 3: I think it's like when you say it, even as

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Speaker 3: you're saying it, the like aggressively save when you're twelve

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Speaker 3: and well, it kind of reeks of like toxic fire movement,

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Speaker 3: just like maybe life as like make your life terrible

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Speaker 3: so that maybe one day it might be kind of

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Speaker 3: good in fifteen years. And I would in my mind

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Speaker 3: credit gen z Vibes to this, because I know a

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Speaker 3: lot of young people are like, wait, pulled up. Our

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Speaker 3: future is not as guaranteed as you millennials thought it was.

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Speaker 3: And so I'm going to enjoy myself now. I'm going

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Speaker 3: to work less, like I don't want to like you know,

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Speaker 3: move fast break things. I don't want to live that

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Speaker 3: like crazy tech life for intense hustle life. Got to

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Speaker 3: give credit to that, but we didn't what we had

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Speaker 3: to do. You made the decisions that you knew were

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Speaker 3: right at the time.

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Speaker 1: I made the decision because it was temporary and I

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Speaker 1: knew that I did I did know that, and I

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Speaker 1: and we were on our way out, like we were

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Speaker 1: on our way out of the renting life anyway, and

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Speaker 1: I part of me knew we were also going to

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Speaker 1: be saving up for what could be a down payment

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Speaker 1: to a house, and so I thought, I think it

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Speaker 1: really came down like the least was going to be renewed.

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Speaker 1: We knew we didn't want to be there for a

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Speaker 1: full year, and so all the things sort of aligned

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Speaker 1: for me, the cost savings, the logistics of being a renter,

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Speaker 1: and having like to sign a contract to be stuck somewhere.

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Speaker 1: So I'm grateful for it, but yeah, I had to

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Speaker 1: do all day. I couldn't. I couldn't. We could have

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Speaker 1: delayed our marriage, you know, we didn't have to get

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Speaker 1: married that quickly, but it is what I did. I'm

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Speaker 1: I'm super grateful to the decisions I made in my twenties.

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Speaker 1: But being now eight years from that moment and with

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Speaker 1: two kids and I have the house that I thought

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Speaker 1: I was going to be saving for a down payment

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Speaker 1: for back then, and I'm like, you did it. But

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Speaker 1: you know, also those those like memes now on the

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Speaker 1: trend on social media where it's like a picture of

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Speaker 1: you from your past and it's like, oh, she had

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Speaker 1: no idea stress.

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Speaker 2: And anxiety that was about to come down the road.

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Speaker 1: What would y'all's financial like? But he didn't know, She

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Speaker 1: didn't know. If you can go like eight years, eight years?

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Speaker 3: Okay, eight years? We're in where twenty twenty seventeen?

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Speaker 4: Yes, yeah, well sorry, I got to burst Maddy's bubble

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Speaker 4: because eight years ago is not our twenties. Mandy, let's relax, Okay, speak.

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Speaker 1: For yourself to the family show. First of all, shut

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Speaker 1: your faith. It is because I am still I was

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Speaker 1: twenty nine when I got married. Okay, So thank you

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Speaker 1: very much.

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Speaker 2: Okay, tweeny nine for about three weeks before you go.

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Speaker 3: No, no, she rounded down.

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Speaker 1: Yes, April in August or how many months apart, like

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Speaker 1: seven in some cultures in the calendars Gregorian calendars, thank you.

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Speaker 1: Astrological My house is in Mercury, the twelfth South, okay,

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Speaker 1: and I am a rising Aquarius okay. Flu so it

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Speaker 1: all mathematically, it all makes sense, okay. Mythologies, Christopher, what

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Speaker 1: if you could go back?

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Speaker 3: What?

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Speaker 1: Yeah? What would yours be? Chris? I'm gonst start with

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Speaker 1: you because you hate being put on the spot, and

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Speaker 1: I do.

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Speaker 2: I was.

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Speaker 4: I was here to make that joke. And then let

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Speaker 4: burna talk so I could think, you know how we are.

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Speaker 1: You're a very simple man. So eight years ago, what

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Speaker 1: would you tell your what what didn't you know? And like,

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Speaker 1: what do you know now? Financially, what would your your

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Speaker 1: little post be?

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Speaker 4: You know, because I was thirty eight years ago, you know,

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Speaker 4: so I'm not ashamed. What I would tell myself, my

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Speaker 4: thirty year old self who was eight years ago, back

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Speaker 4: in the past, is that you just got to relax

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Speaker 4: a little bit. I think you still feel like your

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Speaker 4: life is going so fast and you're so old. When

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Speaker 4: you're thirty and you're not old at all. You feel like, oh,

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Speaker 4: my twenties have passed by. What have I accomplished with

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Speaker 4: my life? I need to be doing this. I'm so

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Speaker 4: far behind. I don't I have a house, I don't

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Speaker 4: have that much safe for retirement, and I just beat

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Speaker 4: myself up all the time. And I think I would

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Speaker 4: just tell me stuff just to relax, because like, now

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Speaker 4: eight years that have passed, it feels like so much time,

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Speaker 4: and I feel so much older than I did when

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Speaker 4: I was thirty, and I was like, it wasn't really

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Speaker 4: that big of a deal. You could have just relaxed

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Speaker 4: a little bit. But I was just stressing myself out

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Speaker 4: all the time and just looking at everybody else.

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Speaker 1: How did that impact you financially? Is that one of

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Speaker 1: the reasons why you spent so much money on your

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Speaker 1: wedding on credit?

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Speaker 2: Oh? Why I got married in my twenties?

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Speaker 3: I like that solidly twenties, he said.

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Speaker 4: So I went through all that debt in my twenties,

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Speaker 4: and I think I ended up paying it off in

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Speaker 4: you know, I right before my thirtieth birthday is when

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Speaker 4: I paid off my credit card debt that was from

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Speaker 4: the wedding and all the other stuff. And so but

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Speaker 4: I stressed myself off paying that out, like kind of

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Speaker 4: like you like you just I moved in with family

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Speaker 4: for we only lasted a few months.

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Speaker 2: We couldn't do more than that. It was like we

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Speaker 2: went there, We're gonna say some money's like you.

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Speaker 1: Know what, all right, it got out of there.

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Speaker 4: We had like I was like I was doing door

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Speaker 4: dash and like ooh and uh what was called Postmates?

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Speaker 4: I was selling shoes on eBay. I was doing all

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Speaker 4: kinds of stuff trying to make some extra money. And

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Speaker 4: I was really stressing myself out, and I wish I

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Speaker 4: would have just relaxed a little bit. I'm happy that

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Speaker 4: I got through it and paid it off. I could

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Speaker 4: I could have. I could have relaxed just a little

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Speaker 4: bit on all that nuts at time.

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Speaker 1: That's like what you were kind of saying, Burna about

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Speaker 1: that whole like intent, the aggressive thing, like pay off

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Speaker 1: everything you know.

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Speaker 3: Now, because if you don't, you suck and you're losing.

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Speaker 3: I mean, meanwhile, unto we had like we didn't even

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Speaker 3: have finn Talk back then, where you had all the

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Speaker 3: bros like really shaming you, we're shaving ourselves more than enough.

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Speaker 1: But they still had blogs, so it took longer for

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Speaker 1: the blog friends to trickle down, but they were, yeah,

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Speaker 1: that's that's good. You got there in the end, Chris, Okay,

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Speaker 1: Berna your your meme today, Like, oh she didn't she

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Speaker 1: didn't know.

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Speaker 3: But in twenty seventeen, I was twenty seven, thank you

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Speaker 3: very much. And by oh my gosh, at that time,

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Speaker 3: I was quitting my job at Instagram. I was in tech,

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Speaker 3: but I was at that job on purpose. To I

395
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Speaker 3: was like, I'm going to ring this towel out, get

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Speaker 3: this money, pay off on my student loans. So like

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Speaker 3: twenty seventeen is when I was paying off all of

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Speaker 3: my debt. I was finishing my debt for my twenties,

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Speaker 3: and then I was like victory lap. I quit my

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Speaker 3: job in twenty seventeen and traveled all twenty eighteen, and

401
00:20:15,400 --> 00:20:17,640
Speaker 3: so it was like it was definitely a high point

402
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Speaker 3: for me financially because I'd been doing the hustling. The

403
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Speaker 3: hustling for me meant I was going to say something

404
00:20:24,720 --> 00:20:28,360
Speaker 3: more vulgar, but doing tech things, doing just hanging out

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Speaker 3: with the tech gods, you know, and being like me

406
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Speaker 3: me meaning me corporate brand a la la la la lah,

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Speaker 3: and putting all that money. I also was living with

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Speaker 3: my parents. My partner and I were living with my

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Speaker 3: parents at the time because we had this goal of

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Speaker 3: paying off all of our debt.

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Speaker 1: Wait a minute, so all three of us, I'm not

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Speaker 1: special or weird, we all three of us were doing

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Speaker 1: the most living with the parentals, whether ours or another's.

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Speaker 3: Yes, yes, okay, yes, yeah, I was the arguments.

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Speaker 1: Yeah.

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Speaker 3: I was like living very like the whole fifty third

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Speaker 3: twenty thing of like it's supposed to be fifty percent

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Speaker 3: of like your knees or whatever. I was living like

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Speaker 3: seventy ten fift whatever is the rest of the math,

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Speaker 3: because I don't twenty great. Thank you love being around

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Speaker 3: human calculators. But that was I didn't know. What I

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Speaker 3: didn't know at the time was all of that laid

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Speaker 3: the seeds for a very wild ride. I would tell her,

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Speaker 3: buckle up, girl, like what you just did and all

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Speaker 3: the things, all the seeds you planted, and how you

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Speaker 3: work so hard. That's about to open a chapter that

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Speaker 3: you can even imagine. Because then I've traveled for a

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Speaker 3: year and backpacked through Asia, did that whole millennial thing,

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Speaker 3: and then started Hey Brenias stuff the next year. So

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Speaker 3: I didn't even know. I don't know where I was going.

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Speaker 3: I was just like one way ticket to Auckland, let's go.

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Speaker 1: I did that. Oh my goodness. I love that. I

433
00:21:54,880 --> 00:21:56,960
Speaker 1: mean I think that. I mean even just that fifty

434
00:21:56,960 --> 00:21:59,600
Speaker 1: to thirty twenty thing that you mentioned that it is

435
00:21:59,680 --> 00:22:03,680
Speaker 1: still like that, the fire movement. There are still these

436
00:22:03,800 --> 00:22:08,320
Speaker 1: tropes of personal finance. These I know you're not supposed

437
00:22:08,320 --> 00:22:11,840
Speaker 1: to say roll of thumb anymore, and I just did it.

438
00:22:12,080 --> 00:22:14,360
Speaker 1: That's something about men used to use that to beat

439
00:22:14,359 --> 00:22:17,680
Speaker 1: their wives or something. What is the not a phrase

440
00:22:17,680 --> 00:22:21,040
Speaker 1: you want to use anymore. Oh snah. Yeah. By the way,

441
00:22:21,080 --> 00:22:24,520
Speaker 1: Jay Sheddy said, pow wow on his podcast of All

442
00:22:24,560 --> 00:22:26,159
Speaker 1: the Well, I don't know, I don't know I'm supposed

443
00:22:26,160 --> 00:22:29,879
Speaker 1: say that anymore. But anyway, like the these trope, the

444
00:22:29,920 --> 00:22:34,040
Speaker 1: personal finance, I was all about that fifty thirty twenty life,

445
00:22:34,080 --> 00:22:36,120
Speaker 1: which is for those who maybe are first hearing about

446
00:22:36,119 --> 00:22:39,480
Speaker 1: this for the first time, it's fifty percent covers your essentials, right,

447
00:22:39,960 --> 00:22:43,680
Speaker 1: and then there is it. Thirty percent is for your need,

448
00:22:44,040 --> 00:22:47,080
Speaker 1: your wants, your wants, and then twenty is for the needs.

449
00:22:47,560 --> 00:22:52,320
Speaker 1: Twenties for your financial goals. Financial goals, Okay, yeah, fifty thirty.

450
00:22:53,640 --> 00:22:59,880
Speaker 1: So within that fifty is like rent food. I'm talking

451
00:23:00,040 --> 00:23:02,119
Speaker 1: that was like an today, that's like an eighty twenty

452
00:23:03,119 --> 00:23:09,520
Speaker 1: because you're rent and housing alone a fifty percent easily easy, Yes, easily.

453
00:23:09,680 --> 00:23:11,800
Speaker 1: And back then, I mean I can so because I

454
00:23:11,840 --> 00:23:15,000
Speaker 1: wrote articles for Business Insider, Yahoo Finance. I was in

455
00:23:15,040 --> 00:23:18,320
Speaker 1: this shit every day saying the same thing, which was,

456
00:23:18,840 --> 00:23:23,040
Speaker 1: you know, fifty percent ideally, but I like to keep

457
00:23:23,080 --> 00:23:27,120
Speaker 1: my housing expenses, you know, my essentials less than thirty percent,

458
00:23:29,359 --> 00:23:33,480
Speaker 1: me and my childless you know, freedom like just doing

459
00:23:33,560 --> 00:23:35,199
Speaker 1: the most and you know what shout out to her

460
00:23:35,240 --> 00:23:38,360
Speaker 1: because at least she saved that extra money. Because God,

461
00:23:38,400 --> 00:23:40,800
Speaker 1: the way that I know, I could be rich if

462
00:23:40,840 --> 00:23:44,280
Speaker 1: I had these kids, But I am rich in love

463
00:23:44,520 --> 00:23:46,960
Speaker 1: and legos so exact.

464
00:23:46,560 --> 00:23:49,800
Speaker 3: And legos love and love light, legos live laugh.

465
00:23:50,240 --> 00:23:54,520
Speaker 1: That's definitely one of the rules. I feel like, looking

466
00:23:54,560 --> 00:23:58,520
Speaker 1: back eight years ago, I did I. You know what,

467
00:23:58,600 --> 00:24:02,320
Speaker 1: I'm proud of my values. I think the values that

468
00:24:02,359 --> 00:24:05,000
Speaker 1: I had back then were really in alignment with how

469
00:24:05,040 --> 00:24:09,919
Speaker 1: I was spending my money. I really valued experiences over things,

470
00:24:10,000 --> 00:24:12,320
Speaker 1: and so for me, the wedding, even though that seems

471
00:24:12,359 --> 00:24:15,119
Speaker 1: like something that is so about, like, you know, pleasing

472
00:24:15,119 --> 00:24:17,359
Speaker 1: everybody else, it was genuinely about I want to have

473
00:24:17,400 --> 00:24:19,680
Speaker 1: a big ass party. I want to have the best food.

474
00:24:19,880 --> 00:24:21,879
Speaker 1: I want to do it in Georgia, where I'm from.

475
00:24:22,320 --> 00:24:24,800
Speaker 1: I want to have these memories that you know, and

476
00:24:24,960 --> 00:24:28,239
Speaker 1: bring joy for my family and friends. And I did that,

477
00:24:28,560 --> 00:24:31,439
Speaker 1: and it was so in alignment. It would be so

478
00:24:31,640 --> 00:24:34,800
Speaker 1: different if I had suffered with my in laws to

479
00:24:34,920 --> 00:24:37,400
Speaker 1: then spend money on this wedding and pay for it cash,

480
00:24:37,440 --> 00:24:39,480
Speaker 1: and it was a wedding I didn't even want, no

481
00:24:39,560 --> 00:24:42,399
Speaker 1: thank you. At least it was so in alignment with

482
00:24:42,440 --> 00:24:44,679
Speaker 1: my values, and we did our you know, we loved

483
00:24:44,840 --> 00:24:48,200
Speaker 1: traveling women to Italy, so you know, and I spent

484
00:24:48,320 --> 00:24:54,040
Speaker 1: a lot of money on Broadway shows and those other experiences,

485
00:24:54,240 --> 00:24:56,760
Speaker 1: and it was in so much alignment with who I

486
00:24:56,800 --> 00:25:01,440
Speaker 1: am and what I value. Now, what I would tell

487
00:25:01,440 --> 00:25:04,320
Speaker 1: her is like, she has no idea how difficult, how

488
00:25:04,359 --> 00:25:07,199
Speaker 1: far away she's going to get from those values in

489
00:25:07,240 --> 00:25:09,280
Speaker 1: the next eight years, and how she's going to have

490
00:25:09,280 --> 00:25:16,800
Speaker 1: to claw claw herself back because when I I don't

491
00:25:16,840 --> 00:25:19,720
Speaker 1: know if it's a combination of motherhood plus pandemic. It

492
00:25:19,720 --> 00:25:22,200
Speaker 1: could be both, honestly, because I had my first son

493
00:25:22,240 --> 00:25:26,439
Speaker 1: in twenty nineteen, like three months before shut down, and

494
00:25:27,200 --> 00:25:30,960
Speaker 1: I think with the heightened level of anxiety and mental

495
00:25:31,000 --> 00:25:33,359
Speaker 1: struggles that I as long as what the whole world

496
00:25:33,359 --> 00:25:37,600
Speaker 1: were going through. But I'll just speak for myself. I

497
00:25:37,680 --> 00:25:41,399
Speaker 1: and I wasn't able to, like I wasn't able to

498
00:25:41,480 --> 00:25:43,560
Speaker 1: use money to do the things that really had brought

499
00:25:43,600 --> 00:25:45,760
Speaker 1: me had had to align with my values before, like

500
00:25:46,280 --> 00:25:49,560
Speaker 1: family and friends. And you couldn't go anywhere, you couldn't

501
00:25:49,600 --> 00:25:52,680
Speaker 1: do very many things, so all of us just bought crap, right,

502
00:25:53,359 --> 00:25:58,280
Speaker 1: you would buy things. And I think my addiction, that

503
00:25:58,440 --> 00:26:02,120
Speaker 1: dopamine hit of like I can order something, I can

504
00:26:02,119 --> 00:26:06,359
Speaker 1: get delivered. I can especially for the kids. I would

505
00:26:06,600 --> 00:26:12,960
Speaker 1: my firstborn son, like buying him activities and toys and

506
00:26:13,640 --> 00:26:17,280
Speaker 1: things that felt like a way of bringing joy to

507
00:26:17,400 --> 00:26:21,840
Speaker 1: me and to us. And I get it because where

508
00:26:21,840 --> 00:26:24,520
Speaker 1: else were you getting that from? Living in you know,

509
00:26:25,080 --> 00:26:28,720
Speaker 1: in the dark winter of Newark at the time. And anyhow,

510
00:26:28,800 --> 00:26:31,959
Speaker 1: I think that kicked off for me this sort of

511
00:26:32,040 --> 00:26:36,520
Speaker 1: like slippery slope where I started to be attracted to

512
00:26:36,800 --> 00:26:41,199
Speaker 1: I started to get those dopamine hits and that that

513
00:26:41,359 --> 00:26:46,560
Speaker 1: like soothing from stuff and from things, and I next thing,

514
00:26:46,640 --> 00:26:50,440
Speaker 1: you know, and then I'm not giving time to myself.

515
00:26:50,480 --> 00:26:53,359
Speaker 1: I'm not you know, pouring into things that I love.

516
00:26:53,520 --> 00:26:57,560
Speaker 1: I am putting house child, this new lifestyle in front

517
00:26:57,560 --> 00:27:00,840
Speaker 1: of it. By the way, also business, because I'm like

518
00:27:00,920 --> 00:27:04,040
Speaker 1: launching my own thing. And then it's and then I

519
00:27:04,080 --> 00:27:09,560
Speaker 1: do end up being like oh oh, looking around and

520
00:27:09,840 --> 00:27:11,520
Speaker 1: I don't feel the way I did at my wedding,

521
00:27:11,560 --> 00:27:14,840
Speaker 1: where I was like, you know, didn't have I had

522
00:27:14,840 --> 00:27:16,240
Speaker 1: a lot less money in the bank, but I was

523
00:27:16,280 --> 00:27:18,159
Speaker 1: so happy with how I had spent it. And now

524
00:27:18,200 --> 00:27:20,840
Speaker 1: I'm looking around and I'm like God damn, there's a

525
00:27:20,880 --> 00:27:26,119
Speaker 1: lot of monster trucks. The monster trucks are not bringing

526
00:27:26,200 --> 00:27:28,080
Speaker 1: the joy.

527
00:27:28,320 --> 00:27:29,399
Speaker 2: You know. I think it's so easy.

528
00:27:29,400 --> 00:27:32,080
Speaker 4: I think people think once you like make some changes

529
00:27:32,080 --> 00:27:34,080
Speaker 4: in your life with your money, you're just gonna be

530
00:27:34,080 --> 00:27:36,240
Speaker 4: perfect and great from then on out. But it's so

531
00:27:36,359 --> 00:27:38,520
Speaker 4: easy to fall back into old habits. Like it doesn't

532
00:27:38,520 --> 00:27:39,080
Speaker 4: matter how.

533
00:27:38,960 --> 00:27:41,160
Speaker 2: Long, how many years you spent doing the right thing.

534
00:27:41,600 --> 00:27:43,560
Speaker 4: It all it takes is a couple of bad moments

535
00:27:43,600 --> 00:27:45,639
Speaker 4: or weeks week times where you're just like, you know what,

536
00:27:46,000 --> 00:27:47,760
Speaker 4: I want to buy something online and it feels good

537
00:27:47,840 --> 00:27:49,360
Speaker 4: getting that package in the mail, and it's like it's

538
00:27:49,359 --> 00:27:51,200
Speaker 4: so easy to slip back into those old habits. So

539
00:27:51,480 --> 00:27:53,760
Speaker 4: you know, I definitely understand what you're saying because I've

540
00:27:53,760 --> 00:27:54,520
Speaker 4: done that for sure.

541
00:27:55,160 --> 00:27:55,520
Speaker 1: Yeah.

542
00:27:55,720 --> 00:27:59,119
Speaker 3: Especially and this is that was like global reaction to crisis,

543
00:27:59,320 --> 00:28:01,399
Speaker 3: Yeah hapen in most of our lives, where it was

544
00:28:01,480 --> 00:28:03,320
Speaker 3: just I was just talking about that with my partner,

545
00:28:03,359 --> 00:28:06,120
Speaker 3: Like that was a moment around lockdown and everything where

546
00:28:06,160 --> 00:28:09,480
Speaker 3: you got to see everybody's crisis response, and like you said, Mandy,

547
00:28:09,560 --> 00:28:11,680
Speaker 3: all we could do was click around online. And but

548
00:28:11,720 --> 00:28:14,080
Speaker 3: I think that was like the only hit of joy

549
00:28:14,600 --> 00:28:16,520
Speaker 3: and then clawing out of that. I still feel like,

550
00:28:16,920 --> 00:28:19,600
Speaker 3: what five years later, we're still sort of crawling out

551
00:28:19,640 --> 00:28:23,679
Speaker 3: of the effects of that time, and it hit everybody financially.

552
00:28:23,760 --> 00:28:26,400
Speaker 3: It was when that was a moment where I, as

553
00:28:26,400 --> 00:28:29,479
Speaker 3: my business coach, likes to remind me, my crisis response

554
00:28:29,560 --> 00:28:32,800
Speaker 3: is to work and make things even when I am

555
00:28:32,880 --> 00:28:36,880
Speaker 3: tired and sad. So we did this whole week of

556
00:28:36,920 --> 00:28:39,640
Speaker 3: like free classes. Like I was like, Wow, let's do

557
00:28:39,840 --> 00:28:42,040
Speaker 3: like a money thing for people, so people can do

558
00:28:42,440 --> 00:28:44,920
Speaker 3: like get free budgeting classes for a week. But tired

559
00:28:44,960 --> 00:28:49,240
Speaker 3: myself out because my crisis response was serve, sacrifice, figure

560
00:28:49,280 --> 00:28:51,280
Speaker 3: it out, ignore my feelings and try to take care

561
00:28:51,320 --> 00:28:55,600
Speaker 3: of other people. And all this therapy later, I still

562
00:28:55,600 --> 00:28:58,920
Speaker 3: have not fixed that, but well we're figuring it out.

563
00:28:59,640 --> 00:29:06,120
Speaker 1: Listen. Therapy is not enough. Sometimes there's not I have had,

564
00:29:06,560 --> 00:29:09,080
Speaker 1: I think I've I think everyone has their own combination.

565
00:29:09,200 --> 00:29:11,600
Speaker 1: But therapy is like a piece of it, you know,

566
00:29:12,000 --> 00:29:15,200
Speaker 1: for figuring ourselves out, and like getting that piece. It's

567
00:29:15,240 --> 00:29:18,200
Speaker 1: definitely an important piece. But yeah, I would also look

568
00:29:18,200 --> 00:29:20,520
Speaker 1: back and be like, oh, she didn't know that therapy

569
00:29:20,640 --> 00:29:22,800
Speaker 1: was not going to do at all, do all the work,

570
00:29:22,920 --> 00:29:26,000
Speaker 1: even one out one hour a week. No, no, girl,

571
00:29:26,000 --> 00:29:30,040
Speaker 1: you need mode in it. I'm super grateful that target

572
00:29:30,280 --> 00:29:32,640
Speaker 1: did did its did it did its big one and

573
00:29:32,680 --> 00:29:35,040
Speaker 1: got rid of DEI because the way that this boycott

574
00:29:35,080 --> 00:29:38,280
Speaker 1: is doing wonders for my budget. Bounced, my budget grew up.

575
00:29:39,960 --> 00:29:43,680
Speaker 1: I now it's just become. It broke the spell. I

576
00:29:43,720 --> 00:29:46,600
Speaker 1: have not shopped. And y'all know the chokehold that suburban

577
00:29:46,680 --> 00:29:48,920
Speaker 1: moms have with Targeted. Don't know if you know that

578
00:29:49,400 --> 00:29:53,080
Speaker 1: it's strong, so strong, you make a day of it,

579
00:29:53,320 --> 00:29:57,120
Speaker 1: hundreds of hundreds of dollars multiple times a month, and

580
00:29:58,080 --> 00:30:01,520
Speaker 1: it's dead. It deaded. I don't. I haven't gone into one.

581
00:30:01,720 --> 00:30:04,520
Speaker 1: And I also I don't want to. I don't want

582
00:30:04,520 --> 00:30:07,239
Speaker 1: to freak anybody out. But and this is just a

583
00:30:07,240 --> 00:30:10,000
Speaker 1: personal choice, all right, you do what you gotta do.

584
00:30:10,600 --> 00:30:14,840
Speaker 1: But I canceled Amazon Prime. Ooh, that is a big

585
00:30:15,960 --> 00:30:18,840
Speaker 1: so strong well that's I mean? And has that warrior

586
00:30:19,320 --> 00:30:21,360
Speaker 1: is there? Like, oh, you are the strongest person I know.

587
00:30:21,600 --> 00:30:24,280
Speaker 1: I will say I was grateful for the fact that

588
00:30:24,800 --> 00:30:27,360
Speaker 1: I canceled it, but it didn't officially I still had

589
00:30:27,360 --> 00:30:30,800
Speaker 1: a few couple of weeks left in my prime because then,

590
00:30:30,840 --> 00:30:32,840
Speaker 1: of course Chris told me that I needed one little

591
00:30:32,920 --> 00:30:35,840
Speaker 1: dongle for my computer so that things could work better,

592
00:30:36,560 --> 00:30:38,000
Speaker 1: and oh my god, damn, I don't want to go

593
00:30:38,080 --> 00:30:41,320
Speaker 1: to Best Buy. They don't have the right dongle, and

594
00:30:41,400 --> 00:30:43,520
Speaker 1: so I quickly ordered it. But that was the last time.

595
00:30:44,320 --> 00:30:49,880
Speaker 1: And it's causing me to slow down. And if I

596
00:30:49,920 --> 00:30:54,600
Speaker 1: could give anyone listening some personal finance advice now, I

597
00:30:54,640 --> 00:30:56,720
Speaker 1: know that we could talk about all these different the

598
00:30:56,760 --> 00:31:00,400
Speaker 1: fifty thirty twenty and the pay yourself first. There's all

599
00:31:00,400 --> 00:31:04,600
Speaker 1: these like different strategies to to budget and to save more,

600
00:31:04,600 --> 00:31:10,240
Speaker 1: but also slow the earth down. Whatever you can to

601
00:31:10,280 --> 00:31:14,760
Speaker 1: slow yourself down. It's gonna be painful because it's causing

602
00:31:14,760 --> 00:31:19,480
Speaker 1: your own self inconvenience and the world is so not

603
00:31:19,640 --> 00:31:22,000
Speaker 1: set up for us to be inconvenienced right now. It

604
00:31:22,080 --> 00:31:26,480
Speaker 1: is out of style. Yeah, that's exactly it.

605
00:31:26,480 --> 00:31:29,720
Speaker 3: It's like when I ask myself to slow down in

606
00:31:29,720 --> 00:31:31,280
Speaker 3: those ways, I'm just like, yeah, you're when we're not

607
00:31:31,320 --> 00:31:33,800
Speaker 3: going to Target and we're not ordering off of Amazon Prime.

608
00:31:34,240 --> 00:31:34,680
Speaker 1: What am I?

609
00:31:35,040 --> 00:31:38,560
Speaker 3: What's really hurting? I'm just annoyed. It's just inconvenience. It's

610
00:31:38,560 --> 00:31:42,880
Speaker 3: not real pain, it's not actual struggle. It's it's the

611
00:31:42,920 --> 00:31:45,560
Speaker 3: first world part of me that's like, but I'm gonna

612
00:31:45,560 --> 00:31:49,200
Speaker 3: get it in five to seven business days, two men,

613
00:31:49,280 --> 00:31:51,560
Speaker 3: I don't have to lug it. Yeah, that's the part

614
00:31:51,600 --> 00:31:53,920
Speaker 3: that I'm trying to exfoliate for myself. I'm trying to

615
00:31:54,040 --> 00:31:58,080
Speaker 3: I'm trying to mold that skin because all of us

616
00:31:58,160 --> 00:32:01,880
Speaker 3: had that from I mean around sure lockdown, that happened.

617
00:32:01,920 --> 00:32:03,600
Speaker 3: You know, we all got so you say the convenience,

618
00:32:03,640 --> 00:32:05,760
Speaker 3: but then from then non things just got faster and

619
00:32:05,800 --> 00:32:07,840
Speaker 3: more convenient. And in my mind, I'm like, we got

620
00:32:07,880 --> 00:32:10,800
Speaker 3: weaker and more snowflaky and more like but I need

621
00:32:10,880 --> 00:32:14,160
Speaker 3: it now, and I need the dungle in ten minutes,

622
00:32:14,200 --> 00:32:16,480
Speaker 3: and it needs to be pink, you know, like I'm

623
00:32:16,520 --> 00:32:16,880
Speaker 3: trying to.

624
00:32:17,000 --> 00:32:20,520
Speaker 1: I'm trying to shed that too. It's the reflex like,

625
00:32:20,560 --> 00:32:23,160
Speaker 1: oh something is lacking. Well I can quickly fix this

626
00:32:23,560 --> 00:32:26,840
Speaker 1: and look at me. But i've and it has been.

627
00:32:27,440 --> 00:32:31,400
Speaker 1: It's been harder than I not that I guess I

628
00:32:31,440 --> 00:32:34,400
Speaker 1: anticipated it would be hard. But my own five year

629
00:32:34,400 --> 00:32:36,920
Speaker 1: old he had a real obsession with Target as well.

630
00:32:36,960 --> 00:32:38,440
Speaker 1: He's like, I want to go to Target. It was

631
00:32:38,480 --> 00:32:41,000
Speaker 1: like going to six Flags for him. You know, they

632
00:32:41,040 --> 00:32:44,400
Speaker 1: have all the toys and a Da da and I

633
00:32:44,440 --> 00:32:47,760
Speaker 1: took him and he's five, so I didn't want to explain.

634
00:32:48,240 --> 00:32:51,400
Speaker 1: I was like, should I explain? Like Boycotts and DEI

635
00:32:51,520 --> 00:32:53,960
Speaker 1: and stuff. And the other day he was begging me

636
00:32:54,040 --> 00:32:55,840
Speaker 1: to go. He had fifty bucks burning a hole in

637
00:32:55,840 --> 00:33:00,440
Speaker 1: his little pocket from birthday money, and he is like,

638
00:33:00,480 --> 00:33:03,560
Speaker 1: I want to go a Target is my money. I'm like,

639
00:33:03,720 --> 00:33:06,240
Speaker 1: you're right, but listen, we're not going to go to Target.

640
00:33:06,240 --> 00:33:08,200
Speaker 1: We're going to go to We went to Barnes and Noble.

641
00:33:08,680 --> 00:33:11,800
Speaker 1: And the way I googled the CEO of Barnes and

642
00:33:11,800 --> 00:33:15,560
Speaker 1: Noble before, I was like, y'all know, Barnes and Noble's

643
00:33:15,600 --> 00:33:18,440
Speaker 1: like the good guys. Now they're like the little shop

644
00:33:18,440 --> 00:33:21,640
Speaker 1: around the corner. Oh now Tom Hanks is now Meg Ryan.

645
00:33:21,800 --> 00:33:28,680
Speaker 1: It's all flipped. Yes, why because of Amazon? Because Amazon

646
00:33:28,760 --> 00:33:32,440
Speaker 1: really killed the in store book experience, bookstore experience, and

647
00:33:32,480 --> 00:33:34,880
Speaker 1: so Barnes and Noble had like all these store closures

648
00:33:34,880 --> 00:33:36,760
Speaker 1: on everything. But if you go into your local Barnes

649
00:33:36,800 --> 00:33:39,760
Speaker 1: and Noble, now it feels like a local neighborhood bookstore

650
00:33:39,800 --> 00:33:42,640
Speaker 1: because they've got this new CEO who came in. He

651
00:33:42,680 --> 00:33:46,760
Speaker 1: founded this big chain, the Waters or Waters and something

652
00:33:47,040 --> 00:33:49,840
Speaker 1: in the UK. He's a British guy, so he founded

653
00:33:49,840 --> 00:33:53,520
Speaker 1: this like you know, smallish regional bookstore chain in the UK.

654
00:33:53,640 --> 00:33:56,040
Speaker 1: So now he's overseeing Barnes and Noble and they've brought

655
00:33:56,080 --> 00:33:59,960
Speaker 1: that same like pathos to the way that they managed.

656
00:34:00,480 --> 00:34:03,280
Speaker 1: So they're letting the local teams at Barnes and Noble

657
00:34:03,400 --> 00:34:06,360
Speaker 1: make it feel make it like make a more of

658
00:34:06,400 --> 00:34:10,520
Speaker 1: a community anyway. Okay, oh say so hella toys so

659
00:34:11,040 --> 00:34:11,920
Speaker 1: target loophole.

660
00:34:13,080 --> 00:34:15,760
Speaker 3: It also feels like an astronomic throwback like I would

661
00:34:15,760 --> 00:34:18,759
Speaker 3: spend as a humongous book nerd as a kid, I

662
00:34:18,760 --> 00:34:21,239
Speaker 3: would spend hours at Barnes and Noble, like that's where

663
00:34:21,239 --> 00:34:23,640
Speaker 3: I would want. I know kids now who like exactly

664
00:34:23,640 --> 00:34:25,840
Speaker 3: like you said, Target is their Disneyland. Barnes and Noble

665
00:34:25,960 --> 00:34:28,720
Speaker 3: was my Disneyland, and that is what we were losing,

666
00:34:28,760 --> 00:34:30,640
Speaker 3: I feel like when we saw the Barnes and Noble closure.

667
00:34:30,680 --> 00:34:32,080
Speaker 3: So it's great to hear that, Like I could go

668
00:34:32,160 --> 00:34:35,320
Speaker 3: back and be my like seven really nice now.

669
00:34:36,239 --> 00:34:38,000
Speaker 1: The teen section, I'll just go over there and pick

670
00:34:38,000 --> 00:34:41,319
Speaker 1: out books for my little nephews and stuff. But I've

671
00:34:41,320 --> 00:34:44,439
Speaker 1: been thinking, I know that, I know that I said

672
00:34:44,440 --> 00:34:47,000
Speaker 1: when you talk about tariffs, and I know that you

673
00:34:47,080 --> 00:34:53,239
Speaker 1: guys have PhDs and economics, so I can't wait to hear.

674
00:34:53,960 --> 00:34:57,320
Speaker 1: But I do want to bring it up only because

675
00:34:57,480 --> 00:34:59,880
Speaker 1: it is going to start hurting consumers, you know, like

676
00:35:00,480 --> 00:35:03,239
Speaker 1: things are going to get What's was.

677
00:35:03,200 --> 00:35:05,000
Speaker 2: That, Chris? Is it? You're already starting to see it?

678
00:35:05,360 --> 00:35:07,080
Speaker 1: Where are you seeing it? So?

679
00:35:07,440 --> 00:35:09,120
Speaker 2: I've been seeing it, especially with electronics.

680
00:35:09,120 --> 00:35:11,640
Speaker 4: There's things that I bought last year that I went

681
00:35:11,640 --> 00:35:13,879
Speaker 4: and looked on, Like I went on Amazon and looked

682
00:35:13,880 --> 00:35:15,120
Speaker 4: I want to see what the price was. That's what

683
00:35:15,200 --> 00:35:17,200
Speaker 4: I received was I bought it over there, and it's

684
00:35:17,200 --> 00:35:20,319
Speaker 4: some things are significantly more expensive, like one hundred bucks

685
00:35:20,360 --> 00:35:22,120
Speaker 4: more than what I've paid for last year.

686
00:35:22,200 --> 00:35:24,040
Speaker 3: What are we talking about? Like is it like a phone?

687
00:35:24,280 --> 00:35:26,120
Speaker 2: Is it like this was my little camera?

688
00:35:26,200 --> 00:35:29,360
Speaker 4: The when I was talked about this little Dji pocket camera,

689
00:35:29,840 --> 00:35:31,799
Speaker 4: it is. I think I got it for like like

690
00:35:31,840 --> 00:35:34,000
Speaker 4: a little over five hundred. It's like almost I think

691
00:35:34,040 --> 00:35:36,279
Speaker 4: it's like in the mid seven hundreds now for that point,

692
00:35:36,880 --> 00:35:39,040
Speaker 4: it's some things are already going up. I saw the

693
00:35:39,040 --> 00:35:41,720
Speaker 4: whole Nintendo announced their new console and now they're delaying

694
00:35:41,760 --> 00:35:43,640
Speaker 4: it because of the tariffs. Like, hey, well we were

695
00:35:43,680 --> 00:35:45,279
Speaker 4: on Lench of pre order, but now we don't know

696
00:35:45,280 --> 00:35:46,799
Speaker 4: what prices are going to be, as we're just gonna

697
00:35:46,800 --> 00:35:49,080
Speaker 4: hold off on this for now. Wow, so yea, you're

698
00:35:49,080 --> 00:35:51,080
Speaker 4: already starting to see it's I think electronics maybe hits

699
00:35:51,080 --> 00:35:51,720
Speaker 4: a little bit quicker.

700
00:35:51,719 --> 00:35:53,640
Speaker 2: I'm not sure, but you are starting to see it

701
00:35:53,640 --> 00:35:54,880
Speaker 2: a little bit already.

702
00:35:55,320 --> 00:35:58,640
Speaker 1: Well, I asked my pal perplexity the A. I bought

703
00:36:00,320 --> 00:36:03,279
Speaker 1: the Deep Research Function. I loved it so some of

704
00:36:03,320 --> 00:36:05,560
Speaker 1: the things that it was telling me to watch out for,

705
00:36:05,760 --> 00:36:08,200
Speaker 1: telling us to watch out for, as car prices because

706
00:36:08,280 --> 00:36:11,120
Speaker 1: sales have increased because everyone's trying to buy a car

707
00:36:11,360 --> 00:36:13,560
Speaker 1: because we get so much car, so many cars and

708
00:36:13,600 --> 00:36:16,359
Speaker 1: the parts of cars from other countries. I guess, so

709
00:36:17,480 --> 00:36:19,960
Speaker 1: people are trying to buy what's there. Now. My mom

710
00:36:20,080 --> 00:36:23,680
Speaker 1: and my stepdad were one of these people. This couple,

711
00:36:23,719 --> 00:36:27,000
Speaker 1: they went to their dealership and they felt the pressure

712
00:36:27,120 --> 00:36:29,840
Speaker 1: to like buy by and inventory is going getting lower

713
00:36:30,680 --> 00:36:33,479
Speaker 1: because yeah, people are trying to rush to buy them.

714
00:36:34,360 --> 00:36:37,400
Speaker 1: So that's created higher prices. There's some I mean, I

715
00:36:37,400 --> 00:36:40,760
Speaker 1: think grocery prices have became such a big issue during

716
00:36:40,800 --> 00:36:44,520
Speaker 1: the election, especially eggs. We know that, but like unless

717
00:36:44,560 --> 00:36:48,320
Speaker 1: it's imported, So I think like produce and imported goods

718
00:36:48,360 --> 00:36:50,960
Speaker 1: from these countries like Asia. Sorry, I know Asia is

719
00:36:51,000 --> 00:36:54,880
Speaker 1: not a country, but Japan, China, tie in, Vietnam, Cambodia.

720
00:36:54,920 --> 00:36:57,279
Speaker 1: Like if you're getting any goods from there, I mean,

721
00:36:57,520 --> 00:36:59,839
Speaker 1: I wonder what h Mart's going to be, like, Oh

722
00:37:00,120 --> 00:37:03,239
Speaker 1: do you love to We love our h Marts, Keep

723
00:37:03,239 --> 00:37:08,120
Speaker 1: a lookout for that. Let me see one of the tariffs. Okay,

724
00:37:08,120 --> 00:37:12,160
Speaker 1: the ten percent the baseline tariff. And just to remind y'all,

725
00:37:12,200 --> 00:37:16,120
Speaker 1: tariffs are something that that consumers end up paying the

726
00:37:16,120 --> 00:37:19,120
Speaker 1: brunt of because like say that you're what's the name

727
00:37:19,160 --> 00:37:23,080
Speaker 1: of a company that uses any company Apple? So your Apple,

728
00:37:23,160 --> 00:37:25,600
Speaker 1: and you get your gizmos and gadgets to make your

729
00:37:25,640 --> 00:37:32,080
Speaker 1: iPhone from from China, and now with these tariffs you'll

730
00:37:32,120 --> 00:37:34,239
Speaker 1: be paying I mean, like, this is just a number

731
00:37:34,280 --> 00:37:35,919
Speaker 1: I'm throwing out there. I don't think the tariff's probably

732
00:37:36,000 --> 00:37:38,560
Speaker 1: much higher. But if there's a ten percent tariff on

733
00:37:38,560 --> 00:37:40,719
Speaker 1: those gizmos and gadgets for you to bring them into

734
00:37:40,760 --> 00:37:45,160
Speaker 1: America to put together for our iPhones, then you, the company,

735
00:37:45,200 --> 00:37:47,640
Speaker 1: are going to be paying that ten percent, and so

736
00:37:47,719 --> 00:37:49,520
Speaker 1: it's going to make you less likely to want to

737
00:37:49,520 --> 00:37:52,560
Speaker 1: buy your gizmos and gadgets from that country. That's like

738
00:37:53,480 --> 00:37:57,600
Speaker 1: my you know, tariffs for dummies explanation of like how

739
00:37:57,640 --> 00:38:00,680
Speaker 1: they kind of work. But that's why the cost is

740
00:38:00,719 --> 00:38:04,080
Speaker 1: going to get passed on to us. All right, so

741
00:38:04,680 --> 00:38:08,480
Speaker 1: home crisis could also rise, I mean, like another reason

742
00:38:08,719 --> 00:38:13,520
Speaker 1: why home ownership is so hard in this country, and

743
00:38:13,600 --> 00:38:18,520
Speaker 1: like the recession, the existential crisis of an economic recession.

744
00:38:19,000 --> 00:38:21,680
Speaker 1: This is all real. This is all and I don't

745
00:38:21,719 --> 00:38:24,120
Speaker 1: want to downplay it. I don't want to. I do

746
00:38:24,200 --> 00:38:25,840
Speaker 1: try to be optimistic, but I don't want to be

747
00:38:25,880 --> 00:38:30,919
Speaker 1: toxic optimism where we ignore the realities. And with that,

748
00:38:31,080 --> 00:38:35,920
Speaker 1: because we are in our we're in our stage middle

749
00:38:36,360 --> 00:38:39,640
Speaker 1: thirties years together, I think, right, I don't know burn

750
00:38:39,680 --> 00:38:43,160
Speaker 1: as a young thing, but we have We've had the

751
00:38:43,200 --> 00:38:49,560
Speaker 1: pleasure of experiencing some things, recessions, pandemic, economic downturns. We

752
00:38:49,680 --> 00:38:54,160
Speaker 1: have been their housing crisis, student loane crisis. So I

753
00:38:54,239 --> 00:38:56,120
Speaker 1: want to take a moment just to think about, like

754
00:38:56,200 --> 00:38:58,400
Speaker 1: we've been here before, we will be here again because

755
00:38:58,400 --> 00:39:02,080
Speaker 1: things have cycles. But like if you could, you know,

756
00:39:02,440 --> 00:39:06,279
Speaker 1: think about people who are listening BA fam who are

757
00:39:06,320 --> 00:39:08,560
Speaker 1: wondering I'm seeing all this news, I know it's a

758
00:39:08,600 --> 00:39:10,600
Speaker 1: huge effing deal, but like, what am I supposed to

759
00:39:10,640 --> 00:39:14,160
Speaker 1: do with my pocketbook to be different? And do I

760
00:39:14,200 --> 00:39:17,440
Speaker 1: need to be meshing with my investments? That always comes up,

761
00:39:18,120 --> 00:39:21,360
Speaker 1: you know, people trying to sell get out of the market. Whatever.

762
00:39:22,560 --> 00:39:24,759
Speaker 1: What do you guys say to that? And what would

763
00:39:24,760 --> 00:39:28,520
Speaker 1: you say to someone who's a little worried now? Well,

764
00:39:28,760 --> 00:39:31,120
Speaker 1: actually I don't know if i'd give advice, just sad it.

765
00:39:31,160 --> 00:39:33,279
Speaker 1: So I have a question. I was telling the group

766
00:39:33,280 --> 00:39:35,080
Speaker 1: before we started recording. I was like, I have had

767
00:39:35,120 --> 00:39:36,760
Speaker 1: my head in the sound a little bit about tariffs

768
00:39:36,760 --> 00:39:41,200
Speaker 1: because I've been moving, moving and also potentially starting a

769
00:39:41,239 --> 00:39:42,239
Speaker 1: new job. We can talk about that.

770
00:39:42,280 --> 00:39:47,120
Speaker 3: Later, but it's been like a massive life change. Okay,

771
00:39:47,840 --> 00:39:49,520
Speaker 3: on top of that, thinking a lot about you know,

772
00:39:49,520 --> 00:39:53,279
Speaker 3: when you're moving and you're buying new things, I'm feeling that.

773
00:39:53,520 --> 00:39:55,239
Speaker 3: I feel like I'm feeling the tariffs and like looking

774
00:39:55,239 --> 00:39:57,600
Speaker 3: at the big expenses that we want to buy in

775
00:39:57,600 --> 00:40:02,279
Speaker 3: the future. But our tariffs, Like do tariffs affect when

776
00:40:02,320 --> 00:40:06,759
Speaker 3: you're buying secondhand things? Like if if it's affecting car purchases,

777
00:40:07,560 --> 00:40:10,840
Speaker 3: are used cars affected as well? If it's affecting electronics,

778
00:40:10,880 --> 00:40:13,000
Speaker 3: our second electronics affected as well.

779
00:40:13,000 --> 00:40:13,920
Speaker 1: I genuinely don't know.

780
00:40:15,600 --> 00:40:18,480
Speaker 4: No, I would say that it doesn't affect them directly,

781
00:40:18,560 --> 00:40:19,960
Speaker 4: but it's like an indirect effect, right.

782
00:40:20,040 --> 00:40:20,279
Speaker 1: Yeah.

783
00:40:20,320 --> 00:40:24,520
Speaker 2: And then we saw this during the pandemic right where used.

784
00:40:23,920 --> 00:40:26,879
Speaker 4: Car prices started spiking like crazy because people couldn't get

785
00:40:27,080 --> 00:40:29,720
Speaker 4: new cars. So if the new car availability drop, people

786
00:40:29,719 --> 00:40:32,080
Speaker 4: moved to use. If stuff gets more expensive, people will

787
00:40:32,120 --> 00:40:33,160
Speaker 4: just buy the use items.

788
00:40:33,480 --> 00:40:35,359
Speaker 1: And that's kind of how you raised money on our

789
00:40:35,520 --> 00:40:40,080
Speaker 1: used like Mazda CX five in twenty twenty one. We

790
00:40:40,120 --> 00:40:42,040
Speaker 1: made like three grand on that thing that's not supposed

791
00:40:42,040 --> 00:40:46,720
Speaker 1: to happen. No, no, because used cars were in such demand. Yeah, yeah,

792
00:40:46,760 --> 00:40:48,279
Speaker 1: so much higher, even like thrift stores.

793
00:40:48,320 --> 00:40:49,400
Speaker 4: If you know, it's like over the past, like what

794
00:40:49,600 --> 00:40:51,520
Speaker 4: five ten years, thrift stores, we've gotten so much more

795
00:40:51,520 --> 00:40:53,720
Speaker 4: expensive for the stuff they sell in them, just because

796
00:40:53,760 --> 00:40:55,600
Speaker 4: people are like, hey, I like going to thrift store

797
00:40:55,640 --> 00:40:57,160
Speaker 4: and I could save money, and it just kind of

798
00:40:57,239 --> 00:40:59,680
Speaker 4: drives up prices, So it could I think it could

799
00:40:59,719 --> 00:41:01,839
Speaker 4: trick down and it's our effect and they use market too.

800
00:41:02,200 --> 00:41:04,200
Speaker 3: Okay, that makes a lot of sense, But I figured,

801
00:41:04,239 --> 00:41:05,680
Speaker 3: but I wasn't sure if there was any kind of

802
00:41:05,719 --> 00:41:09,160
Speaker 3: like other thought about that because I'm I. These are

803
00:41:09,200 --> 00:41:11,480
Speaker 3: moments where I'm at least a little bit proud that

804
00:41:11,680 --> 00:41:12,880
Speaker 3: I'm really not a stuff girly.

805
00:41:13,640 --> 00:41:14,839
Speaker 1: I don't like buying anything new.

806
00:41:14,960 --> 00:41:17,840
Speaker 3: This is where the first gen child immigrant thing comes

807
00:41:17,960 --> 00:41:20,320
Speaker 3: all the way out where I'm like and now living

808
00:41:20,480 --> 00:41:22,680
Speaker 3: with my partner who is like, he's also first gen,

809
00:41:22,760 --> 00:41:24,440
Speaker 3: but he's on the opposite side of the spectrum where

810
00:41:24,440 --> 00:41:26,879
Speaker 3: he likes new things and he likes nice things. I'm

811
00:41:26,880 --> 00:41:28,960
Speaker 3: the frugal betty in the relationship. I'm like, why would

812
00:41:28,960 --> 00:41:32,799
Speaker 3: we buy that new? I'm on things like Swapa and

813
00:41:32,920 --> 00:41:37,360
Speaker 3: back market, like used electronics, secondhand all that stuff, And

814
00:41:37,400 --> 00:41:40,080
Speaker 3: I think for me downshifting into that is not too difficult.

815
00:41:40,280 --> 00:41:43,080
Speaker 3: These are moments where I'd be like, well, hello, buy

816
00:41:43,120 --> 00:41:48,400
Speaker 3: nothing group on Facebook. Hello, like community swapping, Hello, you know,

817
00:41:48,800 --> 00:41:51,040
Speaker 3: connecting to a lot of coworking spaces in the Bay

818
00:41:51,040 --> 00:41:53,960
Speaker 3: Area and they do things like clothing swaps and like

819
00:41:54,040 --> 00:41:56,160
Speaker 3: meal prep circles, things like that. I think these are

820
00:41:56,160 --> 00:41:59,360
Speaker 3: moments where I almost get a little not excited, but

821
00:41:59,520 --> 00:42:03,919
Speaker 3: just like it's time to like shift into community most shine,

822
00:42:04,200 --> 00:42:06,840
Speaker 3: it's time to it's time to just live in the

823
00:42:06,880 --> 00:42:08,239
Speaker 3: world that I always want to live in where I'm

824
00:42:08,239 --> 00:42:11,279
Speaker 3: just pretending everything is like summer camp and we all

825
00:42:11,320 --> 00:42:15,040
Speaker 3: exchange resources. Is a more bartering, there's more work exchange,

826
00:42:15,080 --> 00:42:17,719
Speaker 3: there's more kind of community level things like that.

827
00:42:17,840 --> 00:42:19,920
Speaker 1: So that's where my When I bring a potato and

828
00:42:20,000 --> 00:42:22,120
Speaker 1: it carrot to your door, you're telling me that I'm

829
00:42:22,120 --> 00:42:25,680
Speaker 1: going to put that together with some stew.

830
00:42:24,760 --> 00:42:27,759
Speaker 3: I brand you what I what I have of photocaki

831
00:42:27,800 --> 00:42:31,280
Speaker 3: from h Mart, which hopefully they still have some. I'll

832
00:42:31,280 --> 00:42:34,880
Speaker 3: hand you at brown rice and whatever eggs I have left.

833
00:42:34,920 --> 00:42:35,840
Speaker 1: Like that beautiful?

834
00:42:35,880 --> 00:42:38,120
Speaker 3: Actually it is, And I, like you said, I don't

835
00:42:38,120 --> 00:42:40,200
Speaker 3: want to lean into like a toxic positivity place.

836
00:42:40,239 --> 00:42:40,520
Speaker 1: I don't.

837
00:42:40,560 --> 00:42:41,880
Speaker 3: I'm not going to pretend that we're all going to

838
00:42:41,920 --> 00:42:46,960
Speaker 3: switch from you know, mainlining Amazon Prime to like um

839
00:42:47,040 --> 00:42:49,759
Speaker 3: but y'ah now we're all meal prepping with our next

840
00:42:49,760 --> 00:42:52,600
Speaker 3: door neighbors. But that's where I'm kind of I'm starting

841
00:42:52,640 --> 00:42:55,879
Speaker 3: to turn my bus in that direction of like, all right,

842
00:42:56,280 --> 00:42:58,680
Speaker 3: when things are hard, I turned to community. That's sort

843
00:42:58,680 --> 00:43:02,239
Speaker 3: of always my line, and economically financially, that's what it

844
00:43:02,239 --> 00:43:05,240
Speaker 3: looks like for me. More swapping, more secondhand, we're giving

845
00:43:05,280 --> 00:43:09,040
Speaker 3: for free, more like even moving out. I gave so

846
00:43:09,120 --> 00:43:11,000
Speaker 3: much stuff away through my buy nothing group, and it

847
00:43:11,120 --> 00:43:13,200
Speaker 3: was so fun because I actually got to know a

848
00:43:13,200 --> 00:43:15,600
Speaker 3: bunch of neighbors and I'm like, my bed frame went

849
00:43:15,640 --> 00:43:16,200
Speaker 3: to this person.

850
00:43:16,280 --> 00:43:17,479
Speaker 1: We talked about why, and.

851
00:43:17,640 --> 00:43:19,799
Speaker 3: This person's taking my mattress because their niece is moving

852
00:43:19,800 --> 00:43:21,759
Speaker 3: in to the neighborhood and all that. So it became

853
00:43:21,800 --> 00:43:25,080
Speaker 3: this like really beautiful generative moment. And some of the

854
00:43:25,080 --> 00:43:26,520
Speaker 3: stuff I was giving away, I was like, this was

855
00:43:26,560 --> 00:43:29,840
Speaker 3: a buy nothing, like not purchased, a buy nothing acquisition

856
00:43:29,880 --> 00:43:31,680
Speaker 3: for me, and I'm gifting it back to the community.

857
00:43:31,760 --> 00:43:34,760
Speaker 3: So people, now my toaster Rubbin is like fifth generation

858
00:43:34,920 --> 00:43:38,279
Speaker 3: buy nothing and it's somewhere in the original San Francisco living.

859
00:43:38,000 --> 00:43:39,920
Speaker 1: A fifth life, heart of the Traveling Toaster.

860
00:43:40,040 --> 00:43:42,960
Speaker 3: Of Traveling Toaster Rebin is what my life, Which is

861
00:43:43,000 --> 00:43:45,600
Speaker 3: funny because I'm so obsessed with Sister to the Traveling Pants.

862
00:43:45,800 --> 00:43:49,000
Speaker 1: But you are go and get into that later.

863
00:43:49,680 --> 00:43:53,799
Speaker 3: Okay, oh trash, but trash I eat up like, like

864
00:43:54,960 --> 00:43:56,400
Speaker 3: which is second?

865
00:43:56,440 --> 00:43:57,720
Speaker 1: You know? Uh huh.

866
00:43:57,760 --> 00:44:01,080
Speaker 3: My answer is leaning into the topian Sister to the

867
00:44:01,080 --> 00:44:03,200
Speaker 3: Traveling Pants summer camp in my head as much as

868
00:44:03,200 --> 00:44:06,200
Speaker 3: I can while trying to stay aware of the real

869
00:44:06,320 --> 00:44:09,440
Speaker 3: facts and the effects of tariff center recession.

870
00:44:10,320 --> 00:44:13,839
Speaker 1: That's real for parents too, because like these kids, I know,

871
00:44:14,239 --> 00:44:17,120
Speaker 1: all of us got the same crap. You know, we

872
00:44:17,239 --> 00:44:21,840
Speaker 1: all got the same stuff. And I think my journey

873
00:44:22,120 --> 00:44:24,680
Speaker 1: of motherhood, I mean, I'm sad to say, because these

874
00:44:24,719 --> 00:44:27,480
Speaker 1: hormones is strong, but like, I think I'm done and

875
00:44:27,520 --> 00:44:29,680
Speaker 1: I'm looking at this stuff and I'm like, am I

876
00:44:29,719 --> 00:44:31,840
Speaker 1: really gonna throw all these brand new crocs? Like, no,

877
00:44:31,920 --> 00:44:35,000
Speaker 1: I'm gonna check out. There's this once upon a child

878
00:44:35,520 --> 00:44:40,840
Speaker 1: like secondhand gently used chain of for parents if you

879
00:44:40,840 --> 00:44:47,080
Speaker 1: want to give away like gear or toys, clothing, shoes,

880
00:44:48,280 --> 00:44:51,799
Speaker 1: all this stuff, all the accessories. My goodness. But yeah,

881
00:44:51,840 --> 00:44:55,319
Speaker 1: as the kids get older, I'm I could definitely I

882
00:44:55,400 --> 00:44:57,160
Speaker 1: have to start thinking that way. It doesn't have to

883
00:44:57,200 --> 00:44:59,239
Speaker 1: be brand new, especially if I'm going to align my

884
00:44:59,400 --> 00:45:02,560
Speaker 1: spending with my values. And I don't want to teach

885
00:45:02,600 --> 00:45:05,799
Speaker 1: my kids to value stuff. I want to teach them

886
00:45:05,840 --> 00:45:08,800
Speaker 1: to value you know, this road trip to Atland and

887
00:45:08,840 --> 00:45:13,200
Speaker 1: we're a taking for spring break and you know, family

888
00:45:13,239 --> 00:45:16,520
Speaker 1: excursions and stuff. So that's that's a point well taken.

889
00:45:16,920 --> 00:45:19,839
Speaker 1: I love that too, the community aspect of it burna Yeah,

890
00:45:20,200 --> 00:45:22,080
Speaker 1: I wish we were neighbors. That would be so fun.

891
00:45:22,640 --> 00:45:25,399
Speaker 3: I just moved into a new building where it's sort

892
00:45:25,400 --> 00:45:27,440
Speaker 3: of I feel like it's it's one of those like

893
00:45:27,520 --> 00:45:30,080
Speaker 3: high rises where people are like they don't really talk

894
00:45:30,120 --> 00:45:31,759
Speaker 3: to their community. They're talked to the neighbors. And I

895
00:45:31,800 --> 00:45:33,600
Speaker 3: was like, watch you want I'm back.

896
00:45:33,680 --> 00:45:35,920
Speaker 1: But see they all desperately want it though, and they're

897
00:45:35,960 --> 00:45:36,719
Speaker 1: gonna love you.

898
00:45:36,920 --> 00:45:38,800
Speaker 3: There is no one in the universe who doesn't actually

899
00:45:38,840 --> 00:45:40,560
Speaker 3: want community. And so I'm gonna come in here. I'm

900
00:45:40,560 --> 00:45:42,280
Speaker 3: gonna small talk everybody in the gym.

901
00:45:42,480 --> 00:45:46,880
Speaker 1: So I'll talk to everybody. And as an introvert, are

902
00:45:46,920 --> 00:45:48,839
Speaker 1: you introvert? You seem extroverts? What are you?

903
00:45:49,160 --> 00:45:52,400
Speaker 3: I'm I think it's called ambiavert. I like, I can

904
00:45:52,480 --> 00:45:54,480
Speaker 3: do extrovert really well. But then then I need to

905
00:45:54,480 --> 00:45:55,520
Speaker 3: go into my Heidi hole.

906
00:45:55,800 --> 00:45:57,799
Speaker 1: Oh okay, then yeah, I'm an ambrovert too. Yeah. So

907
00:45:58,239 --> 00:46:00,840
Speaker 1: but I've yeah, I've I've become that person on the

908
00:46:00,840 --> 00:46:05,160
Speaker 1: block who's like I may have to you know, disappear

909
00:46:05,200 --> 00:46:07,719
Speaker 1: for the week after this, but for this week, I'm

910
00:46:07,719 --> 00:46:08,960
Speaker 1: going to be all up in your face. Is going

911
00:46:08,960 --> 00:46:11,200
Speaker 1: to be best pals and like, you know, making these bonds,

912
00:46:11,560 --> 00:46:14,200
Speaker 1: supporting each other. Yeah, I believe in that.

913
00:46:14,200 --> 00:46:16,560
Speaker 3: That's honestly, that's a part of my vision too of

914
00:46:16,680 --> 00:46:19,600
Speaker 3: just like the next four years or three years and

915
00:46:19,680 --> 00:46:22,440
Speaker 3: nine months or whatever it is. I'm just like the

916
00:46:22,480 --> 00:46:24,480
Speaker 3: only thing I could really depend on is community, the

917
00:46:24,520 --> 00:46:26,680
Speaker 3: people I see and talk to every day, and like

918
00:46:26,719 --> 00:46:30,120
Speaker 3: the connections that we make. Even in my most doomsday

919
00:46:30,239 --> 00:46:33,319
Speaker 3: corners of my anxiety brain, I'm like, well, if all

920
00:46:33,440 --> 00:46:36,840
Speaker 3: goes to ish, I will only have the physical people

921
00:46:36,840 --> 00:46:39,480
Speaker 3: around me and the actual bonds in you know, community

922
00:46:39,520 --> 00:46:41,680
Speaker 3: that I've made. So it's good to invest in that.

923
00:46:42,440 --> 00:46:42,799
Speaker 2: I feel.

924
00:46:42,840 --> 00:46:44,960
Speaker 4: I feel the shame right now because when I'm that person, Bernd,

925
00:46:45,000 --> 00:46:46,319
Speaker 4: if I walk theme to a gym, I'm not saying

926
00:46:46,320 --> 00:46:47,440
Speaker 4: I had anybody.

927
00:46:47,719 --> 00:46:51,040
Speaker 2: I'm not making eye contact. I am going to myself such.

928
00:46:50,960 --> 00:46:54,920
Speaker 1: A you're such a softy, squishy, teddy bear person. Though

929
00:46:54,960 --> 00:46:55,880
Speaker 1: I don't understand.

930
00:46:56,520 --> 00:46:57,560
Speaker 2: I don't. It's just to me.

931
00:46:57,600 --> 00:47:00,640
Speaker 4: It's so I think I get too anxious, like handling,

932
00:47:00,680 --> 00:47:02,759
Speaker 4: like striking up a conversation with someone I don't know, oh,

933
00:47:03,440 --> 00:47:05,520
Speaker 4: because it's just like it feels uncomfortable, like are they

934
00:47:05,520 --> 00:47:06,160
Speaker 4: gonna be weird?

935
00:47:06,200 --> 00:47:08,080
Speaker 2: Are they? Am I gonna be weird? In this conversation.

936
00:47:09,239 --> 00:47:10,040
Speaker 1: Are we weird?

937
00:47:11,560 --> 00:47:14,399
Speaker 3: I would say as a community person, that doesn't mean

938
00:47:14,440 --> 00:47:17,200
Speaker 3: all your community interactions will be fantastic. Part of building

939
00:47:17,200 --> 00:47:20,000
Speaker 3: community is knowing people are going to pass you off more,

940
00:47:20,120 --> 00:47:22,480
Speaker 3: You're going to be more indicated. Yes, that's got to

941
00:47:22,480 --> 00:47:22,799
Speaker 3: deal with that.

942
00:47:23,000 --> 00:47:25,400
Speaker 1: My one neighbor who calls the town because the we

943
00:47:25,600 --> 00:47:28,560
Speaker 1: someone has broken the leaf blower ordinance and they have

944
00:47:28,719 --> 00:47:30,080
Speaker 1: blown a leaf after sick.

945
00:47:30,600 --> 00:47:34,839
Speaker 3: Yes, sometimes that's community. That's your person too.

946
00:47:35,280 --> 00:47:36,799
Speaker 2: See, it's such a gamble. You don't know what you're

947
00:47:36,800 --> 00:47:37,160
Speaker 2: gonna get.

948
00:47:37,200 --> 00:47:39,319
Speaker 4: But when I get into a conversation with someone who's nice,

949
00:47:39,360 --> 00:47:43,160
Speaker 4: I always enjoy it. But it's the roulette, the gamble

950
00:47:43,400 --> 00:47:45,160
Speaker 4: of walking up to somebody.

951
00:47:45,160 --> 00:47:46,680
Speaker 2: And not know how this is going to go.

952
00:47:50,120 --> 00:47:54,399
Speaker 1: I mean, I hear something the SF so you know, well,

953
00:47:54,400 --> 00:47:58,640
Speaker 1: that's why I've gotten some extreme, extreme situations there that

954
00:47:58,680 --> 00:48:01,839
Speaker 1: may cause a lot of distrusts and people. Oh yeah, yeah,

955
00:48:01,920 --> 00:48:02,319
Speaker 1: yeah yeah.

956
00:48:02,360 --> 00:48:05,040
Speaker 3: I think that's part of why community building for me

957
00:48:05,120 --> 00:48:07,319
Speaker 3: is an extreme sport because you get to you get

958
00:48:07,360 --> 00:48:09,560
Speaker 3: the spectrum here and I'm in Oakland now and you

959
00:48:09,600 --> 00:48:12,879
Speaker 3: get the spectrum here, so you always get practice. As

960
00:48:12,920 --> 00:48:15,080
Speaker 3: to like Chris is saying, you get practice on the

961
00:48:15,160 --> 00:48:17,960
Speaker 3: roulette all the time, and I think it's a good thing,

962
00:48:18,040 --> 00:48:20,040
Speaker 3: but you know it's it's hard on the nervous system,

963
00:48:20,120 --> 00:48:21,520
Speaker 3: especially when you're actually introverted.

964
00:48:22,120 --> 00:48:24,200
Speaker 4: Yeah, I'm just gonna follow Burner around. It's like like

965
00:48:24,320 --> 00:48:26,120
Speaker 4: five feet away and just like make see how the

966
00:48:26,160 --> 00:48:28,000
Speaker 4: conversation goes. And if it's going well, then I'll hop

967
00:48:28,040 --> 00:48:29,359
Speaker 4: into it, Oh my god.

968
00:48:29,640 --> 00:48:32,239
Speaker 3: Or the opposite will happen, Mandy, where we've been in

969
00:48:32,239 --> 00:48:34,759
Speaker 3: a social situation and Chris does not like the conversation

970
00:48:34,840 --> 00:48:37,960
Speaker 3: that he's in and he calls me over, held me

971
00:48:38,040 --> 00:48:40,680
Speaker 3: over to you, like Berna, you know this person was

972
00:48:40,719 --> 00:48:44,480
Speaker 3: just talking about astrology. You like astrology, and then he

973
00:48:44,520 --> 00:48:45,480
Speaker 3: does a bait and switch.

974
00:48:46,200 --> 00:48:48,160
Speaker 1: Hold on, it's not the Homer Simpson into that.

975
00:48:48,640 --> 00:48:51,680
Speaker 4: I thought Burna was genuinely going to enjoy this conversation.

976
00:48:51,920 --> 00:48:53,160
Speaker 4: I didn't know what I was setting you up for.

977
00:48:53,200 --> 00:48:54,640
Speaker 4: I did I set you up for a forty five

978
00:48:54,640 --> 00:48:56,920
Speaker 4: minute conversation, And my apologies, I have minutes.

979
00:48:56,920 --> 00:48:58,319
Speaker 3: And this is supposed to be a creed like I

980
00:48:58,320 --> 00:48:59,200
Speaker 3: was supposed to be able to do.

981
00:48:59,280 --> 00:49:01,319
Speaker 1: Hey, come on, we're older now, we need to know

982
00:49:01,360 --> 00:49:03,440
Speaker 1: how to debt a conversation, we'd have no interest in

983
00:49:03,480 --> 00:49:05,360
Speaker 1: containing right, and I'm awful at that.

984
00:49:05,560 --> 00:49:08,040
Speaker 3: Someone in the community needs to teach me that.

985
00:49:08,080 --> 00:49:11,680
Speaker 1: You have to pee so bad? I we do, you

986
00:49:11,719 --> 00:49:12,920
Speaker 1: know at that time of the month.

987
00:49:13,320 --> 00:49:14,480
Speaker 2: Yeah, I use that one.

988
00:49:14,600 --> 00:49:16,840
Speaker 1: That will make them really for the dude, make them uncomfortable.

989
00:49:17,680 --> 00:49:19,480
Speaker 3: Well, if it's sky, I just have to mention, you know,

990
00:49:19,680 --> 00:49:23,120
Speaker 3: anything my body does, it'll probably freak out. So that's good,

991
00:49:23,640 --> 00:49:24,600
Speaker 3: great ticket.

992
00:49:25,480 --> 00:49:28,440
Speaker 1: Bringing us back to the topic at hands rate, Yes,

993
00:49:28,760 --> 00:49:30,960
Speaker 1: I know I kind of imagine that. No, not terrorist,

994
00:49:31,000 --> 00:49:33,200
Speaker 1: but itding. I imagine that y'all's answers is probably gonna

995
00:49:33,200 --> 00:49:35,160
Speaker 1: be the same. But what are you doing with your

996
00:49:35,160 --> 00:49:37,799
Speaker 1: investments right now? It's the beginning of the year. How

997
00:49:37,840 --> 00:49:40,279
Speaker 1: are you guys lining up your investments for twenty twenty five?

998
00:49:40,640 --> 00:49:46,719
Speaker 1: I will be fully transparent. I did not invest. I

999
00:49:46,800 --> 00:49:50,040
Speaker 1: might have invested a little bit in my solo for

1000
00:49:50,239 --> 00:49:53,040
Speaker 1: one k in twenty twenty four, but I had it,

1001
00:49:53,080 --> 00:49:56,120
Speaker 1: liked it. I did not. Oh, I was just lucky

1002
00:49:56,200 --> 00:49:59,520
Speaker 1: to pay my childcare bill and my mortgage to twenty

1003
00:49:59,560 --> 00:50:02,600
Speaker 1: more and we are grateful. I have a roof over

1004
00:50:02,680 --> 00:50:06,359
Speaker 1: my head. But yeah, I'm hoping that's my only goal.

1005
00:50:06,400 --> 00:50:09,200
Speaker 1: It's like to try to, you know, max out my

1006
00:50:09,760 --> 00:50:15,279
Speaker 1: solo for one K and maybe a wroth. Yeah, I

1007
00:50:15,320 --> 00:50:15,919
Speaker 1: feel the same.

1008
00:50:16,040 --> 00:50:19,360
Speaker 3: I had a very up and down financial year in

1009
00:50:19,400 --> 00:50:22,080
Speaker 3: twenty twenty four, and so it's it's all I can

1010
00:50:22,120 --> 00:50:26,000
Speaker 3: do to maintain minimums. Like we're not we're not maxing

1011
00:50:26,000 --> 00:50:28,719
Speaker 3: out shizzle dazzle over here. And it is part of

1012
00:50:28,719 --> 00:50:30,920
Speaker 3: why I was like, I think it's time for me

1013
00:50:31,520 --> 00:50:35,799
Speaker 3: to take on more responsibilities, look into jobs and things

1014
00:50:35,800 --> 00:50:39,680
Speaker 3: like that. But investing wise, it's been real conservative over here.

1015
00:50:39,719 --> 00:50:41,560
Speaker 1: It's been quiet. It's been quiet.

1016
00:50:43,600 --> 00:50:46,600
Speaker 2: Yeah, I'm just I'm not doing anything fancy because here's

1017
00:50:46,600 --> 00:50:47,000
Speaker 2: the thing. I think.

1018
00:50:47,040 --> 00:50:48,920
Speaker 4: It's like such a temptation to be like, you know what,

1019
00:50:49,000 --> 00:50:50,880
Speaker 4: let me just get my money out of whatever I'm

1020
00:50:50,880 --> 00:50:53,800
Speaker 4: invested in, because it's looking crazy. Stock Marker's going down

1021
00:50:54,000 --> 00:50:57,040
Speaker 4: and normally I'm all like, look, this stock market keeps

1022
00:50:57,040 --> 00:50:59,440
Speaker 4: going up and we have all these dips over history.

1023
00:50:59,480 --> 00:51:01,520
Speaker 4: But then this is different, like what's going on right now,

1024
00:51:01,560 --> 00:51:05,279
Speaker 4: This is not like normal the way it operated. It

1025
00:51:05,320 --> 00:51:08,640
Speaker 4: feels different because it's so erratic. You have someone in

1026
00:51:08,719 --> 00:51:12,800
Speaker 4: charge is making just crazy on a whim decisions, putting

1027
00:51:12,840 --> 00:51:15,040
Speaker 4: tariffs on the Islands where just Ping Woos live. You

1028
00:51:15,120 --> 00:51:19,600
Speaker 4: got like crazy stuff happening, and it feels a little different,

1029
00:51:19,640 --> 00:51:22,919
Speaker 4: and I get I think, I think nervousness is justifiable.

1030
00:51:23,920 --> 00:51:26,239
Speaker 4: But the thing is, there's no other solution, right, Like,

1031
00:51:26,239 --> 00:51:27,759
Speaker 4: what are you gonna do? You take all your money out,

1032
00:51:27,800 --> 00:51:29,600
Speaker 4: putting cash and then wait for the perfect time to

1033
00:51:29,680 --> 00:51:31,520
Speaker 4: jump back in because you don't know when that's gonna be.

1034
00:51:32,160 --> 00:51:34,160
Speaker 4: And honestly, like if all of a sudden the stock

1035
00:51:34,160 --> 00:51:37,160
Speaker 4: market just imploded it at all, just crash and just

1036
00:51:37,320 --> 00:51:39,839
Speaker 4: everything economy failed, we had a lot bigger problems than

1037
00:51:39,880 --> 00:51:41,880
Speaker 4: how you're investing for retirement. So to me, I'm like,

1038
00:51:41,880 --> 00:51:44,759
Speaker 4: I'm just gonna keep doing what I'm doing, even though

1039
00:51:44,840 --> 00:51:47,799
Speaker 4: it feels nerve wracking, even though it feels like, oh what,

1040
00:51:47,800 --> 00:51:50,879
Speaker 4: what's gonna happen? There's a lot of uncertainty, but it's

1041
00:51:50,880 --> 00:51:54,960
Speaker 4: still the best option that we have to get towards retirement,

1042
00:51:55,239 --> 00:51:57,279
Speaker 4: and we don't know how things will shake out. So

1043
00:51:57,960 --> 00:51:59,600
Speaker 4: I think it's it's a little more risky to pull

1044
00:51:59,600 --> 00:52:01,400
Speaker 4: your money out and not know what you're going to

1045
00:52:01,480 --> 00:52:03,680
Speaker 4: do and try to guess the best time to come

1046
00:52:03,719 --> 00:52:06,839
Speaker 4: back in versus just sticking with it. Saying discipline and

1047
00:52:06,880 --> 00:52:09,080
Speaker 4: then you just see where things go from here, which.

1048
00:52:09,239 --> 00:52:14,320
Speaker 1: You like is your mix of conservative like stocks versus

1049
00:52:14,400 --> 00:52:18,520
Speaker 1: cash and low risk investments. Has that changed at all?

1050
00:52:19,520 --> 00:52:21,640
Speaker 4: I think I'm a little more focused on saving some

1051
00:52:21,680 --> 00:52:23,480
Speaker 4: more cash, like just making sure I put more in

1052
00:52:23,560 --> 00:52:24,479
Speaker 4: that emergency fund.

1053
00:52:24,920 --> 00:52:27,279
Speaker 1: Yeah, that was kind of an investing choice, you know,

1054
00:52:27,480 --> 00:52:30,600
Speaker 1: not putting as much into the market, but then saving.

1055
00:52:30,640 --> 00:52:34,000
Speaker 1: I think that's smart, honestly. And a form of saving

1056
00:52:34,120 --> 00:52:37,520
Speaker 1: for me is paying down debt or level or refinancing debt.

1057
00:52:37,719 --> 00:52:39,560
Speaker 1: You know, I just did a balance transfer, y'all know,

1058
00:52:39,640 --> 00:52:43,239
Speaker 1: ba fam, I've been very transparental about my credit card debt,

1059
00:52:43,760 --> 00:52:47,640
Speaker 1: and one of the things that has served me well

1060
00:52:47,719 --> 00:52:51,120
Speaker 1: is like balance transfers and taking advantage of those offers.

1061
00:52:51,160 --> 00:52:53,319
Speaker 1: And you know, it's a little stressful trying to keep

1062
00:52:53,360 --> 00:52:56,319
Speaker 1: tabs on, Like when does that introepr end? Oh God,

1063
00:52:58,560 --> 00:53:01,759
Speaker 1: But that's the same thing that could jillionaires do. Literally,

1064
00:53:02,239 --> 00:53:05,240
Speaker 1: ain't none of that really spending cash. They are leveraging debt,

1065
00:53:05,480 --> 00:53:06,520
Speaker 1: low interest debt.

1066
00:53:07,840 --> 00:53:10,759
Speaker 3: With you, Mandy, I definitely had a rough couple of

1067
00:53:10,800 --> 00:53:13,640
Speaker 3: financial years and I had to do the balance transfer dance,

1068
00:53:14,000 --> 00:53:16,879
Speaker 3: and the stupidest thing happened at the end of last

1069
00:53:16,960 --> 00:53:19,560
Speaker 3: year where I was like, sick, balance transfer zero percent

1070
00:53:19,600 --> 00:53:22,400
Speaker 3: APR eighteen months. Like, what I'm going to do exactly

1071
00:53:22,400 --> 00:53:25,160
Speaker 3: what you're talking about is making sure I'm patting my

1072
00:53:25,280 --> 00:53:28,080
Speaker 3: emergency savings more and like really getting my debt all

1073
00:53:28,120 --> 00:53:29,719
Speaker 3: the way down as much as I can before I

1074
00:53:29,719 --> 00:53:32,560
Speaker 3: make any set of movements. And then I had not

1075
00:53:32,600 --> 00:53:35,680
Speaker 3: set up the right notifications for this new card and

1076
00:53:35,800 --> 00:53:38,800
Speaker 3: new bank, and I was one day late on my

1077
00:53:38,880 --> 00:53:42,479
Speaker 3: payment and they were like, oh, sir, and no more,

1078
00:53:42,719 --> 00:53:45,400
Speaker 3: no more zero percent APR for you, bye bye, and

1079
00:53:45,600 --> 00:53:48,160
Speaker 3: here's twenty five percent. I had to I had to

1080
00:53:48,160 --> 00:53:51,120
Speaker 3: do that thing where you call customer service over and

1081
00:53:51,160 --> 00:53:54,880
Speaker 3: over until you get a nice person. Yes, and it worked,

1082
00:53:55,120 --> 00:53:56,960
Speaker 3: but I had to call a couple of times before

1083
00:53:57,040 --> 00:53:59,480
Speaker 3: I got a very kind person who was like, I

1084
00:53:59,520 --> 00:54:01,640
Speaker 3: got you. I understand, we're going to reset it for you,

1085
00:54:01,960 --> 00:54:03,240
Speaker 3: but put on autopay.

1086
00:54:02,880 --> 00:54:05,680
Speaker 1: And I was like, I will dip it. That's right,

1087
00:54:05,680 --> 00:54:07,959
Speaker 1: because you do have those auto payments. Okay, yeah, good point,

1088
00:54:07,960 --> 00:54:08,279
Speaker 1: good point.

1089
00:54:08,320 --> 00:54:09,960
Speaker 3: Now I'm doing that because they didn't set up they

1090
00:54:09,960 --> 00:54:11,600
Speaker 3: couldn't set up auto payment for the first month for

1091
00:54:11,600 --> 00:54:13,160
Speaker 3: some reason because they were like we don't trust you,

1092
00:54:13,200 --> 00:54:15,120
Speaker 3: and that gave them good reason not to trust me.

1093
00:54:15,600 --> 00:54:17,480
Speaker 1: So now I'm on auto payment.

1094
00:54:17,520 --> 00:54:19,799
Speaker 3: But I did have to like really kind of eat

1095
00:54:19,800 --> 00:54:20,840
Speaker 3: shit for a second.

1096
00:54:22,160 --> 00:54:24,000
Speaker 1: Well, what's happening? Do you want to share a little

1097
00:54:24,000 --> 00:54:26,080
Speaker 1: bit about I know, I think last you and I

1098
00:54:26,120 --> 00:54:28,640
Speaker 1: would like sometimes swap dms and be like, girl, you

1099
00:54:28,680 --> 00:54:30,720
Speaker 1: about to I'm about I'm on LinkedIn? You want LinkedIn?

1100
00:54:30,760 --> 00:54:32,279
Speaker 1: We gonna we get in a nine to five hour

1101
00:54:33,719 --> 00:54:37,320
Speaker 1: and yeah, so you have not been in a traditional

1102
00:54:37,320 --> 00:54:39,560
Speaker 1: like nine to five jobs since twenty since the like

1103
00:54:39,600 --> 00:54:42,560
Speaker 1: eight years ago, is that right? Since you left Instagram. Yes,

1104
00:54:42,680 --> 00:54:45,360
Speaker 1: and you've been building your brand and doing all the things.

1105
00:54:45,680 --> 00:54:48,239
Speaker 1: Uh huh, I have a similar about it. Yeah, I've been.

1106
00:54:48,480 --> 00:54:50,400
Speaker 3: This is something I've been thinking about and Chris knows this,

1107
00:54:50,480 --> 00:54:52,279
Speaker 3: and I feel like to some degree, we've all talked

1108
00:54:52,280 --> 00:54:55,200
Speaker 3: about this the last couple of years of just like really,

1109
00:54:55,239 --> 00:55:00,120
Speaker 3: it's it's more that I really missed. I miss emotional stability,

1110
00:55:00,239 --> 00:55:03,319
Speaker 3: I miss routine and structure. I am a person with

1111
00:55:03,360 --> 00:55:06,359
Speaker 3: ADHD and anxiety, and I'm only learning in the last

1112
00:55:06,360 --> 00:55:10,000
Speaker 3: couple of years that that means entrepreneurship and solopreneurship is hard.

1113
00:55:10,160 --> 00:55:13,440
Speaker 3: Mode when you're neurodeertmergent, like really hard mode. Now raw

1114
00:55:13,520 --> 00:55:15,480
Speaker 3: dog in it. Like we were just saying it was

1115
00:55:15,560 --> 00:55:18,000
Speaker 3: just therapy, therapy and that's it. I was not taking

1116
00:55:18,000 --> 00:55:20,920
Speaker 3: any kind of medications in or SSRIs. I barely knew

1117
00:55:21,000 --> 00:55:24,839
Speaker 3: about what my brain was like. In solopreneurship and how

1118
00:55:24,880 --> 00:55:27,560
Speaker 3: that's then a lot harder and just the last couple

1119
00:55:27,600 --> 00:55:29,800
Speaker 3: of years I've been creating, like right, I can continue

1120
00:55:29,840 --> 00:55:32,600
Speaker 3: to ride this out and like build some form of

1121
00:55:32,640 --> 00:55:35,840
Speaker 3: financial stability for myself that we know that the creator

1122
00:55:35,840 --> 00:55:38,600
Speaker 3: and influencer market has changed so much in the last

1123
00:55:38,680 --> 00:55:42,560
Speaker 3: like two three years. So it's it's surfing, It's always surfing,

1124
00:55:42,560 --> 00:55:44,520
Speaker 3: and I just decided I don't want to surf anymore.

1125
00:55:44,920 --> 00:55:45,880
Speaker 1: I want to glide.

1126
00:55:46,000 --> 00:55:49,160
Speaker 3: I want to be pulled along in a wagon, like

1127
00:55:49,160 --> 00:55:50,839
Speaker 3: like like a child at a fun You.

1128
00:55:50,760 --> 00:55:51,960
Speaker 1: Want to be in the lazy river and one of

1129
00:55:52,000 --> 00:55:53,200
Speaker 1: those on your tubes. I want to be in a

1130
00:55:53,280 --> 00:55:53,799
Speaker 1: lazy river.

1131
00:55:53,920 --> 00:55:55,239
Speaker 3: I want to be pulled in a wagon like a

1132
00:55:55,320 --> 00:55:58,640
Speaker 3: child at at a county fair eating corn. I want

1133
00:55:58,640 --> 00:56:01,960
Speaker 3: someone else to pay for my health benefits, Like I

1134
00:56:02,000 --> 00:56:05,000
Speaker 3: was like, I just want to I want that for

1135
00:56:05,040 --> 00:56:07,080
Speaker 3: a second, like I've done this ride. It's been a

1136
00:56:07,080 --> 00:56:09,439
Speaker 3: great ride. And to be very clear, Money Out Alowed

1137
00:56:09,520 --> 00:56:12,520
Speaker 3: is not going anywhere. Hayburn is not going anywhere. I'm

1138
00:56:12,520 --> 00:56:15,160
Speaker 3: gonna be. I haven't decided yet whether I want to

1139
00:56:15,160 --> 00:56:18,120
Speaker 3: be super public about where I'm going to work, and

1140
00:56:18,160 --> 00:56:20,600
Speaker 3: I full disclosure, haven't even started yet. My start date

1141
00:56:20,600 --> 00:56:24,359
Speaker 3: it's actually next week. But I'm very excited about it.

1142
00:56:24,960 --> 00:56:26,640
Speaker 3: I could tell you all about it offline. But I'm

1143
00:56:26,680 --> 00:56:30,880
Speaker 3: psyched because I get stability. I get to work with

1144
00:56:30,920 --> 00:56:33,880
Speaker 3: a team, I get to do. It is in financial services,

1145
00:56:33,920 --> 00:56:38,120
Speaker 3: it's in money stuff. I get to like build something

1146
00:56:38,360 --> 00:56:40,920
Speaker 3: with other people. That's what I really was craving. I

1147
00:56:41,000 --> 00:56:45,520
Speaker 3: missed co workers, I missed, you know, talking to someone

1148
00:56:45,600 --> 00:56:46,840
Speaker 3: else besides myself.

1149
00:56:46,920 --> 00:56:51,439
Speaker 1: Within three to four days of so in my apartment. Yeah,

1150
00:56:51,480 --> 00:56:52,560
Speaker 1: I just really want it.

1151
00:56:52,600 --> 00:56:55,640
Speaker 3: I'm like, it's it's this grind, the solopreneurship grind has

1152
00:56:55,680 --> 00:57:00,319
Speaker 3: been an amazing adventure. And let's get a different flavor here.

1153
00:57:00,560 --> 00:57:03,680
Speaker 3: Let's let's just shift to some to have a new chapter.

1154
00:57:04,239 --> 00:57:06,600
Speaker 3: Let's have a new chapter, and that chapter happens to

1155
00:57:06,880 --> 00:57:12,440
Speaker 3: absolutely include more financial stability, just you know, beautiful wellness,

1156
00:57:12,480 --> 00:57:16,400
Speaker 3: stipends and dental coverage that that's not coming out.

1157
00:57:16,320 --> 00:57:22,800
Speaker 1: My FSAK match. Oh yeah, actually, but I know that

1158
00:57:22,920 --> 00:57:23,480
Speaker 1: was that.

1159
00:57:24,040 --> 00:57:28,560
Speaker 3: But Andy, you and I, yeah, we were definitely trading

1160
00:57:28,600 --> 00:57:31,600
Speaker 3: dms of just like so blowing.

1161
00:57:31,360 --> 00:57:33,840
Speaker 1: Dust off the old resman. You're both the best of

1162
00:57:33,840 --> 00:57:35,640
Speaker 1: both worlds in a way. I mean, I know for

1163
00:57:35,720 --> 00:57:37,840
Speaker 1: a fact. I mean I don't know exactly what you're doing,

1164
00:57:37,880 --> 00:57:39,560
Speaker 1: but I would imagine that all the work that you've

1165
00:57:39,600 --> 00:57:42,520
Speaker 1: done the past eight years has made you so qualified

1166
00:57:42,560 --> 00:57:45,240
Speaker 1: for the job that you have now and so ready

1167
00:57:45,240 --> 00:57:49,280
Speaker 1: for it. And I love that we are past this

1168
00:57:49,480 --> 00:57:52,640
Speaker 1: like influencer boom kind of stage now where you're kind

1169
00:57:52,640 --> 00:57:58,120
Speaker 1: of seeing influencers, like like educators, online educators and influencers

1170
00:57:58,160 --> 00:58:01,160
Speaker 1: sort of mature into the next phase of like okay,

1171
00:58:01,200 --> 00:58:04,320
Speaker 1: so because that's so natural, it's just part of our career.

1172
00:58:05,280 --> 00:58:07,480
Speaker 1: You know. We have these like moments and then you

1173
00:58:07,520 --> 00:58:09,880
Speaker 1: think about, Okay, I learned from this, and then now

1174
00:58:10,320 --> 00:58:13,120
Speaker 1: I'm going to go into this you know, next stage differently,

1175
00:58:13,200 --> 00:58:15,720
Speaker 1: and then in another eight years you might decide like, oh,

1176
00:58:15,840 --> 00:58:17,600
Speaker 1: I'm going to go do hey burn a full time,

1177
00:58:17,680 --> 00:58:20,160
Speaker 1: or maybe you'll go I don't know on the Blue

1178
00:58:20,200 --> 00:58:23,240
Speaker 1: Horizon Jet and make that your whole is that a job.

1179
00:58:23,240 --> 00:58:25,080
Speaker 1: People seem to have a job just doing that. Now

1180
00:58:25,440 --> 00:58:30,920
Speaker 1: you're just a martian. That's really exciting. Thank you, thank you.

1181
00:58:30,960 --> 00:58:33,720
Speaker 3: I'm really one major gift of the many, many gifts

1182
00:58:33,720 --> 00:58:36,600
Speaker 3: that being an entrepreneur has taught me is that these

1183
00:58:36,640 --> 00:58:38,280
Speaker 3: chapters can be whatever you want.

1184
00:58:38,480 --> 00:58:39,960
Speaker 1: It can change, it can flow.

1185
00:58:40,120 --> 00:58:42,280
Speaker 3: There's no rules as to you have to hold this down,

1186
00:58:42,480 --> 00:58:44,280
Speaker 3: this job down, or you have to be an entrepreneur

1187
00:58:44,320 --> 00:58:46,440
Speaker 3: for your whole life in order to like count Like,

1188
00:58:47,160 --> 00:58:48,920
Speaker 3: I don't need to girl boss in any kind of

1189
00:58:48,920 --> 00:58:52,600
Speaker 3: specific way that anyone tells me to. And it's it's

1190
00:58:52,600 --> 00:58:54,240
Speaker 3: whatever works for the chapter in your life.

1191
00:58:54,240 --> 00:58:56,960
Speaker 1: And so it's just good. It's very good. Can I

1192
00:58:57,000 --> 00:59:00,240
Speaker 1: ask how you got the opportunity? Did you apply through

1193
00:59:00,240 --> 00:59:01,440
Speaker 1: a friend? Through networking?

1194
00:59:01,480 --> 00:59:02,000
Speaker 2: What happened?

1195
00:59:02,520 --> 00:59:03,080
Speaker 1: It is?

1196
00:59:03,440 --> 00:59:06,280
Speaker 3: I will say that I when people say that the

1197
00:59:06,360 --> 00:59:08,640
Speaker 3: job market is one hundred percent who you know, it's

1198
00:59:08,680 --> 00:59:12,280
Speaker 3: four hundred percent who you know? Like and I want

1199
00:59:12,760 --> 00:59:15,080
Speaker 3: for the people in the back. Yes, it really, I

1200
00:59:15,120 --> 00:59:19,160
Speaker 3: mean this is many I'm I'm talking to the preacher,

1201
00:59:19,320 --> 00:59:22,200
Speaker 3: the goddess who you do be knowing this so much more?

1202
00:59:22,240 --> 00:59:24,720
Speaker 3: But like I really felt that in the last few

1203
00:59:24,760 --> 00:59:27,240
Speaker 3: months of like, Okay, this is a moment where you know,

1204
00:59:27,280 --> 00:59:30,439
Speaker 3: I tend to try to downplay most of the time

1205
00:59:30,520 --> 00:59:32,160
Speaker 3: what I do and what I've built. But I was like,

1206
00:59:32,200 --> 00:59:33,760
Speaker 3: this is a moment where I'm going to reach all

1207
00:59:33,800 --> 00:59:36,160
Speaker 3: the way into my networks and really talk about it

1208
00:59:36,200 --> 00:59:40,640
Speaker 3: with like partners. I loved working with the mentors, and

1209
00:59:40,760 --> 00:59:43,160
Speaker 3: that's that's how I got it, Like that's it was

1210
00:59:43,200 --> 00:59:45,000
Speaker 3: one hundred percent through someone who's like, I like your

1211
00:59:45,000 --> 00:59:46,560
Speaker 3: work and I would like you to come work over here.

1212
00:59:47,640 --> 00:59:49,760
Speaker 3: The job was not even listed, like it was not

1213
00:59:50,040 --> 00:59:54,280
Speaker 3: it was not a thing find like and I I

1214
00:59:54,360 --> 00:59:55,920
Speaker 3: really I was like, man, it's a good thing that

1215
00:59:55,960 --> 00:59:58,800
Speaker 3: I can play extrovert because it was one hundred percent networking.

1216
00:59:58,880 --> 01:00:01,360
Speaker 3: It was one hundred percent someone who watched my work

1217
01:00:01,400 --> 01:00:03,000
Speaker 3: over the last few years and I kept in touch

1218
01:00:03,080 --> 01:00:06,880
Speaker 3: with and and then it was another you like my

1219
01:00:06,880 --> 01:00:11,000
Speaker 3: matho and with another five hundred percent timing, because that's

1220
01:00:11,360 --> 01:00:14,320
Speaker 3: got you got that. I'm a word girl. I wrote

1221
01:00:14,320 --> 01:00:16,000
Speaker 3: a book. I did I don't do that.

1222
01:00:17,360 --> 01:00:20,280
Speaker 1: He wrote a whole damn book, the whole book.

1223
01:00:20,320 --> 01:00:23,520
Speaker 3: And what's wonderful too, is that I was able to

1224
01:00:23,560 --> 01:00:26,240
Speaker 3: negotiate this job in a way that I could still

1225
01:00:26,240 --> 01:00:29,320
Speaker 3: one hundred percent to hay Burn and stuff and that

1226
01:00:29,520 --> 01:00:32,000
Speaker 3: is not to be touched. That is, you know, the

1227
01:00:32,040 --> 01:00:35,280
Speaker 3: IP is totally mind still, it's totally separate. And my

1228
01:00:35,320 --> 01:00:37,080
Speaker 3: new employer knows that I'm going to be doing hayburn

1229
01:00:37,080 --> 01:00:38,720
Speaker 3: and stuff and they encourage it and they're down with

1230
01:00:38,800 --> 01:00:40,960
Speaker 3: it and so exciting.

1231
01:00:41,600 --> 01:00:42,360
Speaker 2: No, that's amazing.

1232
01:00:42,360 --> 01:00:43,640
Speaker 4: I was so happy to hear the news that you

1233
01:00:43,960 --> 01:00:45,840
Speaker 4: got in there because we were talking about this, like

1234
01:00:46,040 --> 01:00:49,840
Speaker 4: it's lonely doing this thing on your own. And I

1235
01:00:49,880 --> 01:00:54,680
Speaker 4: think also there's something about having coworkers in that stability

1236
01:00:55,000 --> 01:00:56,880
Speaker 4: that I think gets lost, Like, look, there's a lot

1237
01:00:56,880 --> 01:00:58,919
Speaker 4: of jobs that suck. I've had jobs that I hate

1238
01:00:58,960 --> 01:01:01,560
Speaker 4: it with every adam in my body. I would have

1239
01:01:01,600 --> 01:01:04,160
Speaker 4: done anything to leave that place. But when you do

1240
01:01:04,240 --> 01:01:06,800
Speaker 4: have a job that at the very least like this

1241
01:01:06,880 --> 01:01:09,320
Speaker 4: is cool, you don't have to love it. This is

1242
01:01:09,320 --> 01:01:12,240
Speaker 4: stability that comes with that that I think is so

1243
01:01:12,480 --> 01:01:14,720
Speaker 4: valuable and you don't really I don't think I didn't

1244
01:01:14,720 --> 01:01:17,080
Speaker 4: appreciate it as much until I left and started doing

1245
01:01:17,080 --> 01:01:20,320
Speaker 4: things on my own. How much I still do, you know,

1246
01:01:20,640 --> 01:01:22,920
Speaker 4: miss that part of my working career because yeah, it's

1247
01:01:23,000 --> 01:01:25,760
Speaker 4: nice knowing, hey, that Pacheock's showing up in my bank

1248
01:01:25,800 --> 01:01:28,000
Speaker 4: account every two weeks, I would be good.

1249
01:01:28,120 --> 01:01:30,440
Speaker 1: I could totally see you getting going back to like

1250
01:01:30,480 --> 01:01:32,520
Speaker 1: a traditional nine to five. Chris.

1251
01:01:33,840 --> 01:01:35,280
Speaker 4: You know I've thought about it, but you know, I

1252
01:01:36,240 --> 01:01:37,760
Speaker 4: being able to wake up whenever I want you is

1253
01:01:37,800 --> 01:01:40,600
Speaker 4: such a someone who was not a morning person. That's

1254
01:01:40,600 --> 01:01:42,560
Speaker 4: the one thing, because trying to get to work at

1255
01:01:42,600 --> 01:01:44,080
Speaker 4: seven thirty was killing me.

1256
01:01:44,240 --> 01:01:48,160
Speaker 1: It was I know how jobs now, you just got

1257
01:01:48,160 --> 01:01:48,680
Speaker 1: the wrong one.

1258
01:01:48,920 --> 01:01:49,640
Speaker 2: It was a wrong job.

1259
01:01:49,640 --> 01:01:50,840
Speaker 1: For sure to get a better one.

1260
01:01:52,040 --> 01:01:54,160
Speaker 3: I was gonna say, my new job is fully remote

1261
01:01:54,160 --> 01:01:55,880
Speaker 3: that you will not hear from me at seven thirty

1262
01:01:55,880 --> 01:01:56,280
Speaker 3: in the morning.

1263
01:01:57,640 --> 01:02:00,560
Speaker 1: That is all right. Well, I want to take a

1264
01:02:00,640 --> 01:02:02,760
Speaker 1: quick break, ba fam. Let's take a quick break to

1265
01:02:02,800 --> 01:02:04,880
Speaker 1: a little woosaw and we'll be right back with more

1266
01:02:04,920 --> 01:02:07,479
Speaker 1: brown ambition. We're going to come back and do brown

1267
01:02:07,480 --> 01:02:10,960
Speaker 1: Boost Brown Break, and then Berna and Chris, I think

1268
01:02:10,960 --> 01:02:15,640
Speaker 1: we should take a listener question just for funzies. Oh yeah, probably, okay, cool,

1269
01:02:15,960 --> 01:02:22,840
Speaker 1: be right back via fam. Okay, ba Fam, we are

1270
01:02:22,960 --> 01:02:24,919
Speaker 1: back and we're going to do brown Boost Brown Break.

1271
01:02:25,000 --> 01:02:26,720
Speaker 1: So for those of you who are new new here,

1272
01:02:26,880 --> 01:02:29,760
Speaker 1: I'm manifesting like hundreds of thousands of new listeners now

1273
01:02:29,760 --> 01:02:32,880
Speaker 1: that we're on iHeart. By the way, Hello Brown Amission's

1274
01:02:32,920 --> 01:02:33,760
Speaker 1: on iHeart now.

1275
01:02:34,520 --> 01:02:37,600
Speaker 2: Congratulations please.

1276
01:02:38,400 --> 01:02:41,160
Speaker 1: I was so not subtle about that reveal, but anyway,

1277
01:02:41,320 --> 01:02:41,800
Speaker 1: very excited.

1278
01:02:42,280 --> 01:02:44,120
Speaker 2: I find drigging that latte with a heart on it.

1279
01:02:44,240 --> 01:02:45,400
Speaker 2: You're like, oh, what could this be?

1280
01:02:46,280 --> 01:02:48,720
Speaker 1: Well, I'm just no, but I was at the I

1281
01:02:48,760 --> 01:02:51,400
Speaker 1: was meeting up with my executive producer at iHeart and

1282
01:02:51,440 --> 01:02:53,720
Speaker 1: we ordered a latte and they put a heart on it,

1283
01:02:54,600 --> 01:02:56,560
Speaker 1: not at iHeart, but across the street. So I'm just

1284
01:02:56,600 --> 01:03:00,880
Speaker 1: saying it was serendipitous, all right, brunt break. We're either

1285
01:03:00,920 --> 01:03:02,960
Speaker 1: going to boost something that we are excited about, a

1286
01:03:03,040 --> 01:03:05,920
Speaker 1: tip that we love, a money or a business or

1287
01:03:06,000 --> 01:03:08,720
Speaker 1: career win, a personal win, something that we're excited about,

1288
01:03:09,120 --> 01:03:11,320
Speaker 1: something we've read that we're loving, we see, whatever it

1289
01:03:11,360 --> 01:03:13,240
Speaker 1: may be. I'm trying to give Chris some ideas so

1290
01:03:13,280 --> 01:03:15,080
Speaker 1: that he cannot claim that he is not ready by

1291
01:03:15,080 --> 01:03:19,000
Speaker 1: the time I finished the spiel, and the Brown break

1292
01:03:19,120 --> 01:03:21,040
Speaker 1: is going to be something that we are fed up with,

1293
01:03:21,360 --> 01:03:24,400
Speaker 1: we could care to have less of in our lives,

1294
01:03:25,200 --> 01:03:27,160
Speaker 1: something that's just we need to just get off our chest.

1295
01:03:27,600 --> 01:03:31,800
Speaker 1: That is probably Hella relatable. Okay, who wants to go

1296
01:03:31,880 --> 01:03:34,520
Speaker 1: for Look at Berna's face. I'm smiling because you said

1297
01:03:34,560 --> 01:03:40,360
Speaker 1: Hella relatedt to my boost? Did he pay you your

1298
01:03:41,000 --> 01:03:43,320
Speaker 1: what was it like a thousand bucks per use of

1299
01:03:43,680 --> 01:03:44,479
Speaker 1: Hella mail?

1300
01:03:44,520 --> 01:03:44,640
Speaker 4: Hell?

1301
01:03:46,160 --> 01:03:48,640
Speaker 1: Oh no, why who's supposed to pay me?

1302
01:03:49,400 --> 01:03:53,120
Speaker 2: You said Hella? Mandy, You're on the hook for it?

1303
01:03:53,560 --> 01:03:54,800
Speaker 1: Oh, I said it.

1304
01:03:56,360 --> 01:03:58,040
Speaker 4: Don't you to send your feet over to me. Please

1305
01:03:58,040 --> 01:04:00,640
Speaker 4: make the checks payable to Burnon and do that.

1306
01:04:01,280 --> 01:04:04,080
Speaker 1: I owe you lawyers. Back down.

1307
01:04:04,200 --> 01:04:09,960
Speaker 3: Not you said Hella. And it relates very much to

1308
01:04:10,200 --> 01:04:13,080
Speaker 3: my brown boost, which is I just want to boost

1309
01:04:13,080 --> 01:04:16,680
Speaker 3: the city of Oakland, just in general. The town just

1310
01:04:16,720 --> 01:04:20,360
Speaker 3: recently moved to Oakland. Don't confine me. I'm hiding, but

1311
01:04:23,320 --> 01:04:26,720
Speaker 3: the town what I love. I mean, I've been to Oakland,

1312
01:04:26,760 --> 01:04:28,360
Speaker 3: a Ton. I grew up in the Bay Area, born

1313
01:04:28,400 --> 01:04:30,000
Speaker 3: and raised here, so I've been to Oakland, a Ton.

1314
01:04:30,040 --> 01:04:32,200
Speaker 3: This is my first time being a resident, and I

1315
01:04:32,440 --> 01:04:34,760
Speaker 3: just want to shout out the brownness of it all

1316
01:04:34,880 --> 01:04:37,120
Speaker 3: and the blackness of it all like it is of

1317
01:04:37,800 --> 01:04:39,640
Speaker 3: If you've you've seen probably Chris.

1318
01:04:39,600 --> 01:04:43,360
Speaker 1: It's been Atlanta of the Bay Rights, Atlanta, San Francis Alan.

1319
01:04:43,840 --> 01:04:45,720
Speaker 3: This is what I hear because you get out of

1320
01:04:45,720 --> 01:04:48,440
Speaker 3: bart Or, you drive over the bridge and it is

1321
01:04:48,480 --> 01:04:53,680
Speaker 3: like immediately viscerally browner and blacker, Like it's just like

1322
01:04:53,840 --> 01:04:58,160
Speaker 3: black and brown people called like just so it's like Queens. Yes,

1323
01:04:58,560 --> 01:05:00,720
Speaker 3: that's exactly what I said my party the other day.

1324
01:05:00,720 --> 01:05:03,000
Speaker 3: I was like, Oakland feels like Queens. Where you walk

1325
01:05:03,040 --> 01:05:05,720
Speaker 3: in and it's just booh. There's the culture, there's the

1326
01:05:05,720 --> 01:05:08,840
Speaker 3: black and brown people, there's the different languages, there's the

1327
01:05:08,880 --> 01:05:11,720
Speaker 3: different like the there's the good style, there's the I've

1328
01:05:11,760 --> 01:05:15,560
Speaker 3: been living in San Francisco for about five years and

1329
01:05:15,800 --> 01:05:18,280
Speaker 3: it's a white city. A lot of it is very white,

1330
01:05:18,920 --> 01:05:21,560
Speaker 3: and you notice it real viscerally when you go to Oakland,

1331
01:05:21,560 --> 01:05:25,640
Speaker 3: and I feel physically calmer in Oakland. I feel physically

1332
01:05:25,680 --> 01:05:29,000
Speaker 3: more like here it is. And there are so many

1333
01:05:29,040 --> 01:05:32,120
Speaker 3: more black and brown businesses in Oakland too, and ones

1334
01:05:32,160 --> 01:05:34,400
Speaker 3: that really boost it. They're like we are you know,

1335
01:05:34,440 --> 01:05:37,280
Speaker 3: They're just it's so much more visible. It's wonderful and

1336
01:05:37,320 --> 01:05:40,840
Speaker 3: so massive boosts to the city of Oakland. I'm saying

1337
01:05:40,880 --> 01:05:42,760
Speaker 3: a lot of the most obvious things in the universe.

1338
01:05:42,800 --> 01:05:45,560
Speaker 3: Oakland's been this way for a very, very, very very

1339
01:05:45,600 --> 01:05:47,760
Speaker 3: long time. So I just want to give an extra

1340
01:05:47,800 --> 01:05:50,920
Speaker 3: boost today to all the props that it deserves. And

1341
01:05:51,120 --> 01:05:56,000
Speaker 3: if anyone knows of any and all just black, brown

1342
01:05:56,080 --> 01:05:58,600
Speaker 3: women owned businesses in Oakland, please let me out because

1343
01:05:58,600 --> 01:05:59,920
Speaker 3: I'm trying to get my money to all up that.

1344
01:06:01,440 --> 01:06:05,600
Speaker 4: Yeah, Burn, I know you're talking about there. It's it's

1345
01:06:05,880 --> 01:06:07,439
Speaker 4: you can see the difference. I feel like the last

1346
01:06:07,440 --> 01:06:09,720
Speaker 4: black man in San Francisco. Every day when I walk

1347
01:06:09,720 --> 01:06:13,280
Speaker 4: out the front door, I count black people as I go, like,

1348
01:06:13,320 --> 01:06:15,000
Speaker 4: oh hey, you know so it's like.

1349
01:06:15,120 --> 01:06:18,040
Speaker 3: Yeah, just the two of.

1350
01:06:18,040 --> 01:06:20,320
Speaker 2: Us, just us. I haven't seen anybody for a while.

1351
01:06:20,400 --> 01:06:20,880
Speaker 2: How's it going?

1352
01:06:22,280 --> 01:06:22,480
Speaker 1: It?

1353
01:06:22,640 --> 01:06:26,040
Speaker 3: Just sit in a singular coffee shop in Oakland. You're like, here,

1354
01:06:26,080 --> 01:06:29,720
Speaker 3: we are here, we are some major boosts to the town.

1355
01:06:30,680 --> 01:06:32,680
Speaker 1: Oh I want to live someplace like that. I mean,

1356
01:06:32,720 --> 01:06:34,680
Speaker 1: I do live in a diverse area, but there's not

1357
01:06:34,720 --> 01:06:36,320
Speaker 1: a lot of black and note black and brown owned

1358
01:06:36,320 --> 01:06:39,040
Speaker 1: businesses around here. And if they are, they're like far

1359
01:06:39,080 --> 01:06:42,040
Speaker 1: apart from one another. But to have that, like, you know,

1360
01:06:42,120 --> 01:06:45,760
Speaker 1: that like condensed area of black and brown greatness. Like

1361
01:06:46,720 --> 01:06:51,560
Speaker 1: I'm excited for you in your new bow back. All right, Christopher,

1362
01:06:51,560 --> 01:06:52,040
Speaker 1: you said.

1363
01:06:51,880 --> 01:06:53,440
Speaker 2: You was ready I was ready.

1364
01:06:53,480 --> 01:06:56,920
Speaker 4: I got is a brown boost this week, and it's

1365
01:06:56,920 --> 01:06:59,080
Speaker 4: gonna go out to my niece. I've been staying with

1366
01:06:59,120 --> 01:07:01,680
Speaker 4: my brother this week, so I've been on a very

1367
01:07:01,720 --> 01:07:04,640
Speaker 4: luxurious air mattress in the living room, and I get

1368
01:07:04,680 --> 01:07:07,600
Speaker 4: woken up every morning by my niece. I was breathing

1369
01:07:07,640 --> 01:07:08,640
Speaker 4: directly into my face.

1370
01:07:08,680 --> 01:07:11,120
Speaker 1: It's she knows her uncle Chris so much.

1371
01:07:12,200 --> 01:07:14,520
Speaker 4: I'm uncle Ceec when I come down there, and that's

1372
01:07:14,520 --> 01:07:17,520
Speaker 4: my that's my name down there, and my my brown

1373
01:07:17,520 --> 01:07:20,320
Speaker 4: boost is that my my sister in law. She told

1374
01:07:20,360 --> 01:07:23,479
Speaker 4: me that like it's someone at my niece's daycare said

1375
01:07:23,520 --> 01:07:25,720
Speaker 4: that she's been doing something. She's been singing something kind

1376
01:07:25,720 --> 01:07:29,760
Speaker 4: of interesting at school. So she's really into Mowana. She

1377
01:07:29,800 --> 01:07:32,360
Speaker 4: loves Moana. She loves watching the movie on one Maana

1378
01:07:32,400 --> 01:07:34,640
Speaker 4: to whatever the Moanas are out there, and so I

1379
01:07:34,640 --> 01:07:37,400
Speaker 4: guess there's some part where she just sings, I am Moana.

1380
01:07:37,480 --> 01:07:40,600
Speaker 2: That's just She's just she just sings in right.

1381
01:07:40,840 --> 01:07:42,840
Speaker 4: So one day I was over there and I just

1382
01:07:42,840 --> 01:07:46,000
Speaker 4: started saying, I am Moesha because I was like, I

1383
01:07:46,040 --> 01:07:48,040
Speaker 4: just started, I just start messing with her. So this

1384
01:07:48,120 --> 01:07:52,360
Speaker 4: girl is a daycare going I am Moesha. All day

1385
01:07:53,720 --> 01:07:54,640
Speaker 4: saying nothing.

1386
01:07:54,800 --> 01:08:01,080
Speaker 1: Who who? Now I'm thinking about, Oh, what a good

1387
01:08:01,120 --> 01:08:01,760
Speaker 1: uncle you are.

1388
01:08:03,520 --> 01:08:06,120
Speaker 4: My assistant law was not super thrilled about it. I

1389
01:08:06,120 --> 01:08:07,920
Speaker 4: found it hilarious. It is one of It was one

1390
01:08:07,920 --> 01:08:09,280
Speaker 4: of the best things I've ever heard in my life,

1391
01:08:09,800 --> 01:08:11,360
Speaker 4: and I'm going to cherish that.

1392
01:08:11,560 --> 01:08:13,480
Speaker 1: Didn't she take place in the Bay Area?

1393
01:08:14,920 --> 01:08:15,440
Speaker 2: Where was mo?

1394
01:08:15,920 --> 01:08:16,160
Speaker 1: She said?

1395
01:08:16,240 --> 01:08:17,720
Speaker 2: Where was she supposed to be at? Was that La?

1396
01:08:17,840 --> 01:08:22,160
Speaker 2: Or was that the Bay? I don't know, silly, Let's see,

1397
01:08:23,960 --> 01:08:24,960
Speaker 2: I'm looking it up right now.

1398
01:08:25,240 --> 01:08:27,320
Speaker 3: Okay, both of your computer arms went out.

1399
01:08:27,560 --> 01:08:33,000
Speaker 1: You're more quieter. I love it. Both you went yea.

1400
01:08:33,320 --> 01:08:34,360
Speaker 1: Their computers are like.

1401
01:08:36,000 --> 01:08:38,479
Speaker 2: Oh so she's said in Lemert Park in La.

1402
01:08:38,760 --> 01:08:40,800
Speaker 1: Oh yeah, oh la, Okay, there we go.

1403
01:08:41,080 --> 01:08:42,400
Speaker 4: That's what I thought, because I think I feel like

1404
01:08:42,439 --> 01:08:45,680
Speaker 4: because it wasn't wait, was the Parkers a spinoff of them?

1405
01:08:45,720 --> 01:08:47,920
Speaker 2: Were they ever connected? Did they do some crossovers or something?

1406
01:08:48,560 --> 01:08:51,080
Speaker 1: They also felt connected the Parkers, because.

1407
01:08:50,840 --> 01:08:52,240
Speaker 4: I thought the Parkers they were always at like Santa

1408
01:08:52,240 --> 01:08:54,120
Speaker 4: Monica Community College. I think it's where they're at or

1409
01:08:54,160 --> 01:08:54,479
Speaker 4: something like that.

1410
01:08:54,760 --> 01:08:56,760
Speaker 1: You're saying the Parkers, but I can only picture Hango

1411
01:08:56,760 --> 01:08:57,519
Speaker 1: with mister Cooper.

1412
01:08:58,080 --> 01:09:00,960
Speaker 2: The Parkers was with Monique was the mom, and then

1413
01:09:01,520 --> 01:09:02,880
Speaker 2: I forgot the daughter. What her name is?

1414
01:09:03,040 --> 01:09:05,879
Speaker 3: I could see her face though, yeah, would.

1415
01:09:05,760 --> 01:09:07,840
Speaker 4: And Money was in love with the U. I guess

1416
01:09:07,880 --> 01:09:11,240
Speaker 4: the dean of the community college. Mister was mister Ovobee

1417
01:09:11,280 --> 01:09:12,439
Speaker 4: or something like that. It's a weird name.

1418
01:09:12,520 --> 01:09:14,240
Speaker 1: Oh my gosh, what's your boost?

1419
01:09:14,560 --> 01:09:17,280
Speaker 2: Oh my, oh, my niece singing out I am osha. Okay,

1420
01:09:17,520 --> 01:09:19,040
Speaker 2: we got to come back around full circle.

1421
01:09:19,040 --> 01:09:21,320
Speaker 4: But my boost is that I love that she's been

1422
01:09:21,320 --> 01:09:22,439
Speaker 4: singing it since I've been there.

1423
01:09:22,600 --> 01:09:24,559
Speaker 1: You need to get her the Brandy album, get her

1424
01:09:24,600 --> 01:09:27,120
Speaker 1: some Brandy records, put her onto I'm gon.

1425
01:09:27,160 --> 01:09:29,559
Speaker 2: Show with Brandy, Whitney Houston, Cinderella, and she'll be all set.

1426
01:09:29,880 --> 01:09:32,640
Speaker 1: Oh that's such a good idea. She'll love to be

1427
01:09:32,720 --> 01:09:35,240
Speaker 1: the black girl watching that for the first time. That's

1428
01:09:35,320 --> 01:09:37,960
Speaker 1: the only one that matters. Ah, that's so good.

1429
01:09:38,760 --> 01:09:43,320
Speaker 3: In a Filipino Prince Filipino, Talan, if you're listening to this,

1430
01:09:43,360 --> 01:09:45,400
Speaker 3: I've had a crush on you, sintimes.

1431
01:09:44,920 --> 01:09:49,080
Speaker 1: And love you. He came back for them whatever that

1432
01:09:49,200 --> 01:09:51,160
Speaker 1: was that they were getting dressed up again for it.

1433
01:09:54,040 --> 01:09:56,280
Speaker 2: See that's perfect, man. He's half black, half Filipino. BA

1434
01:09:56,320 --> 01:09:57,800
Speaker 2: I'm just gonna get both sides in one movie.

1435
01:09:58,520 --> 01:10:01,000
Speaker 1: Love that all right, I'm gonna do a brown boost

1436
01:10:01,120 --> 01:10:04,280
Speaker 1: because I had mentioned before the show that I was

1437
01:10:04,360 --> 01:10:06,559
Speaker 1: listening to I was claim in my room. I was

1438
01:10:06,600 --> 01:10:10,040
Speaker 1: listening to the Jay Shuddy podcast. And you know, my

1439
01:10:10,120 --> 01:10:16,640
Speaker 1: iHeart brother Bread right on a different He's in the

1440
01:10:16,640 --> 01:10:20,680
Speaker 1: first class section of iHeart way in the back by

1441
01:10:20,720 --> 01:10:24,320
Speaker 1: the bathroom, you know, but you know, easy access and

1442
01:10:24,320 --> 01:10:27,720
Speaker 1: all that. But anyway, he had MI girl Lizzo on

1443
01:10:28,360 --> 01:10:31,639
Speaker 1: as a guest, and I just we talked about Lizzo

1444
01:10:31,720 --> 01:10:34,080
Speaker 1: when her whole scandal happened a couple of years ago.

1445
01:10:34,080 --> 01:10:36,000
Speaker 1: One of her a couple of her dancers had claimed

1446
01:10:36,040 --> 01:10:39,519
Speaker 1: like sexual harassment, workplace harassment, and it was this whole thing,

1447
01:10:39,880 --> 01:10:43,120
Speaker 1: and Lizzo's reputation was just like dragged through the mud.

1448
01:10:43,160 --> 01:10:45,680
Speaker 1: And I remember at the time having so much compassion

1449
01:10:45,720 --> 01:10:48,880
Speaker 1: for her as an as a fellow, like thirty somethingter

1450
01:10:49,000 --> 01:10:53,400
Speaker 1: young manager of people and learning some hard lessons about

1451
01:10:53,479 --> 01:10:56,200
Speaker 1: what happens when you hire friends and what happens when

1452
01:10:56,240 --> 01:11:01,120
Speaker 1: you kind of bridge that line between friend vibe and

1453
01:11:01,520 --> 01:11:05,720
Speaker 1: workplace vibe. And I've been I just knew she was

1454
01:11:05,760 --> 01:11:08,400
Speaker 1: going to go on I knew she was going to

1455
01:11:08,439 --> 01:11:10,960
Speaker 1: be going through stuff, but I think it's really apparent

1456
01:11:11,400 --> 01:11:15,639
Speaker 1: whether you've heard anything about the Lizzo journey, whether you've

1457
01:11:15,640 --> 01:11:17,639
Speaker 1: been a fan for a long time, or you use

1458
01:11:17,760 --> 01:11:20,000
Speaker 1: that you know, that whole new cycle a couple of

1459
01:11:20,080 --> 01:11:24,639
Speaker 1: years back to just like you know, you know, just

1460
01:11:24,720 --> 01:11:26,559
Speaker 1: like write her off and decide that you weren't going

1461
01:11:26,600 --> 01:11:29,559
Speaker 1: to give her the time of day. I really encourage

1462
01:11:29,560 --> 01:11:32,599
Speaker 1: you to listen, because she has just she clearly has

1463
01:11:32,800 --> 01:11:35,679
Speaker 1: had gone through and done like so much personal work.

1464
01:11:35,760 --> 01:11:39,280
Speaker 1: And the way that she talks about the way that

1465
01:11:39,320 --> 01:11:42,599
Speaker 1: she takes accountability, the way that she talks about her

1466
01:11:42,600 --> 01:11:48,040
Speaker 1: own journey to self love, the way that she even

1467
01:11:48,040 --> 01:11:52,520
Speaker 1: has reframed her her relationship with her body as she's

1468
01:11:52,840 --> 01:11:55,600
Speaker 1: she's calls it like releasing weight, not losing weight, but

1469
01:11:55,720 --> 01:12:01,760
Speaker 1: releasing weight. She acknowledges all the you know, all the controversy,

1470
01:12:01,840 --> 01:12:06,639
Speaker 1: and how she like it really made her like hit

1471
01:12:06,760 --> 01:12:10,479
Speaker 1: this rock bottom of self worth, having everybody decide that

1472
01:12:10,520 --> 01:12:12,759
Speaker 1: you are this villain and a story that you didn't write,

1473
01:12:13,479 --> 01:12:16,439
Speaker 1: and she talks about I mean, there's so many gems

1474
01:12:16,479 --> 01:12:17,840
Speaker 1: that I wish I had had a penant paper I

1475
01:12:17,840 --> 01:12:20,559
Speaker 1: could have written them down that I was multitasking, But

1476
01:12:20,680 --> 01:12:22,720
Speaker 1: one of them that really stuck with me is the

1477
01:12:22,800 --> 01:12:28,280
Speaker 1: concept of letting other people tell your story for you,

1478
01:12:29,080 --> 01:12:32,880
Speaker 1: and how they are casting her as a villain in

1479
01:12:32,920 --> 01:12:35,720
Speaker 1: a story, and how she has the power to like

1480
01:12:35,760 --> 01:12:39,479
Speaker 1: she can't control, and she also understands how people can

1481
01:12:39,680 --> 01:12:42,320
Speaker 1: well believe that story because and she acknowledges that, like

1482
01:12:42,360 --> 01:12:44,519
Speaker 1: she was one of those people who would read gossip

1483
01:12:44,600 --> 01:12:48,240
Speaker 1: or read accusations about people and then she would participate

1484
01:12:48,280 --> 01:12:51,000
Speaker 1: in that because what other information is there for us to,

1485
01:12:51,800 --> 01:12:56,559
Speaker 1: you know, base our our beliefs about someone on other

1486
01:12:56,600 --> 01:12:59,639
Speaker 1: than what we may see publicly. So she like makes

1487
01:12:59,680 --> 01:13:01,840
Speaker 1: peace with the fact that she can't control what people

1488
01:13:01,840 --> 01:13:05,320
Speaker 1: think about her, but that she can take back control

1489
01:13:05,400 --> 01:13:08,200
Speaker 1: and she can write herself back into the story. She

1490
01:13:08,240 --> 01:13:11,759
Speaker 1: can write her own narrative, and she's putting out music again,

1491
01:13:12,600 --> 01:13:17,240
Speaker 1: and she's loving herself and I am just so happy

1492
01:13:17,280 --> 01:13:20,280
Speaker 1: for her. And I think we got to get people

1493
01:13:20,680 --> 01:13:23,800
Speaker 1: more grace and space to go through the kind of

1494
01:13:23,880 --> 01:13:27,519
Speaker 1: self work that Lizzo has gone through, and to have

1495
01:13:27,600 --> 01:13:30,320
Speaker 1: done that in such a public, freaking stage and to

1496
01:13:30,360 --> 01:13:33,559
Speaker 1: still be standing. I just think that she's extraordinary and

1497
01:13:33,880 --> 01:13:36,280
Speaker 1: I think she made mistakes, and she thinks she makes mistakes,

1498
01:13:36,479 --> 01:13:39,960
Speaker 1: and I believe having made a lot of mistakes myself

1499
01:13:40,000 --> 01:13:43,080
Speaker 1: and having gone through like something of an ego death

1500
01:13:43,120 --> 01:13:45,960
Speaker 1: the past couple of years, and you know, on such

1501
01:13:46,040 --> 01:13:49,360
Speaker 1: a journey myself, on a very similar journey, but on

1502
01:13:49,439 --> 01:13:51,880
Speaker 1: a thank god, not a public stage like Lizo did.

1503
01:13:52,680 --> 01:13:56,800
Speaker 1: I just have so much compassion for everybody, Like so

1504
01:13:57,000 --> 01:14:01,960
Speaker 1: much compassion, Like everyone is redeemable, almost everyone, not you,

1505
01:14:01,960 --> 01:14:06,280
Speaker 1: you know who, not you, You're not dragoons, but a

1506
01:14:06,320 --> 01:14:12,439
Speaker 1: lot of people are redeemable, and like we should give

1507
01:14:12,479 --> 01:14:17,880
Speaker 1: ourselves space and grace to make mistakes. And listen, if

1508
01:14:17,880 --> 01:14:19,479
Speaker 1: you're listening to this and you're like, ooh, yeah, I've

1509
01:14:19,479 --> 01:14:22,400
Speaker 1: heard that before, but you haven't lived it yet. When

1510
01:14:22,439 --> 01:14:25,800
Speaker 1: you have the privilege of living through some of the

1511
01:14:25,800 --> 01:14:27,759
Speaker 1: worst days of your life and some of the biggest

1512
01:14:27,840 --> 01:14:29,920
Speaker 1: challenges you've faced, and you are able to get on

1513
01:14:30,000 --> 01:14:32,120
Speaker 1: the other side of those, it just gives you this

1514
01:14:32,240 --> 01:14:35,839
Speaker 1: like freedom, freedom to be kinder to yourself, and freedom

1515
01:14:35,880 --> 01:14:39,040
Speaker 1: to be kinder to others and to treat everyone else

1516
01:14:39,080 --> 01:14:42,679
Speaker 1: with compassion and yourself. And I know that what I've

1517
01:14:42,680 --> 01:14:48,240
Speaker 1: gone through has made me a kinder more empathetic, more understanding,

1518
01:14:48,439 --> 01:14:52,280
Speaker 1: open hearted person, and it was really refreshing and very

1519
01:14:52,920 --> 01:14:57,599
Speaker 1: heartening to hear and recognize that journey in a public

1520
01:14:57,600 --> 01:15:00,479
Speaker 1: figure who I have loved for so long. I'm just

1521
01:15:00,560 --> 01:15:03,680
Speaker 1: really really proud of her. I don't know her. I

1522
01:15:03,680 --> 01:15:07,120
Speaker 1: don't know you, Melissa Lisso, but I love you and

1523
01:15:07,920 --> 01:15:09,920
Speaker 1: I do love Jay Shetty's podcast. Now y'all should go

1524
01:15:10,000 --> 01:15:12,240
Speaker 1: check it out. It's called On Purpose with Jay Sheddy

1525
01:15:13,160 --> 01:15:16,559
Speaker 1: and Yeah Brown, Big Brown Boost for that. So y'all

1526
01:15:16,560 --> 01:15:20,280
Speaker 1: can go listen to that after this, after you subscribe

1527
01:15:20,280 --> 01:15:22,760
Speaker 1: and follow and write us a review, then you can

1528
01:15:22,760 --> 01:15:25,120
Speaker 1: go check out Jay Shutty's podcast.

1529
01:15:25,400 --> 01:15:29,920
Speaker 3: Not sponsored, No No, don't kinda that's so beautiful. I

1530
01:15:29,960 --> 01:15:33,200
Speaker 3: think it's kind of related what you were saying before.

1531
01:15:33,439 --> 01:15:37,120
Speaker 3: When we were going through lockdown, like early twenty twenty

1532
01:15:36,880 --> 01:15:40,479
Speaker 3: twenty one, all we had was one purchasing things and

1533
01:15:40,520 --> 01:15:42,960
Speaker 3: two judging things on the internet, and I think we

1534
01:15:43,000 --> 01:15:46,439
Speaker 3: got really good, too, good at being very sharp and

1535
01:15:46,520 --> 01:15:49,759
Speaker 3: unforgiving with each other because there was no other outlet.

1536
01:15:49,840 --> 01:15:52,280
Speaker 3: There was very little empathy that we were all in

1537
01:15:53,360 --> 01:15:57,040
Speaker 3: ridiculous crisis. And so I've been thinking a lot over

1538
01:15:57,080 --> 01:15:59,320
Speaker 3: the past few years about of course, like cancel culture,

1539
01:15:59,400 --> 01:16:02,560
Speaker 3: how toxic it could be, and also how like carcorole

1540
01:16:02,640 --> 01:16:05,120
Speaker 3: it is, how very prison system it is for us

1541
01:16:05,160 --> 01:16:06,960
Speaker 3: to go like one thing I heard that was bad

1542
01:16:06,960 --> 01:16:10,679
Speaker 3: for you jail, like moral jail. Forever you're counseled, forever,

1543
01:16:10,800 --> 01:16:14,160
Speaker 3: you can't be redeemed. It's wild that we cast that

1544
01:16:14,240 --> 01:16:16,120
Speaker 3: upon each other, and we would never actually want that

1545
01:16:16,200 --> 01:16:18,879
Speaker 3: to be enacted on us, on ourselves.

1546
01:16:18,880 --> 01:16:22,120
Speaker 1: It's giving mob mentality, it's giving like public hangings and

1547
01:16:22,200 --> 01:16:28,480
Speaker 1: medieval times exactly. It's really you know, American times.

1548
01:16:29,120 --> 01:16:33,559
Speaker 3: It's incredibly violent, it's very it's it's not the way

1549
01:16:33,600 --> 01:16:35,639
Speaker 3: that I think humans are meant to live or any

1550
01:16:35,680 --> 01:16:37,600
Speaker 3: of us really, that's not really environment any of us

1551
01:16:37,680 --> 01:16:39,640
Speaker 3: want to be in or a part of. And so

1552
01:16:39,760 --> 01:16:41,000
Speaker 3: I love, I love to hear I haven't heard that

1553
01:16:41,000 --> 01:16:43,040
Speaker 3: podcast yet, but I love to hear that it's a

1554
01:16:43,080 --> 01:16:46,559
Speaker 3: moment for all of us to practice reminding ourselves of

1555
01:16:46,560 --> 01:16:50,240
Speaker 3: our humanity, that we and that we need that. I

1556
01:16:50,280 --> 01:16:54,120
Speaker 3: know everyone loves saying now more than ever, but like truly, truly,

1557
01:16:54,360 --> 01:16:56,479
Speaker 3: and I know I I beat the community drum, but

1558
01:16:56,600 --> 01:16:58,719
Speaker 3: like that's something you really need if you're gonna be seriously.

1559
01:16:58,760 --> 01:17:01,880
Speaker 3: In community is the ability to give kindness and grace

1560
01:17:01,920 --> 01:17:04,920
Speaker 3: to each other through mistakes because it's gonna keep happening.

1561
01:17:05,760 --> 01:17:07,439
Speaker 4: Yeah, And I think it's so hard with so many

1562
01:17:07,479 --> 01:17:10,000
Speaker 4: people living their lives on the internet now and you

1563
01:17:10,040 --> 01:17:12,800
Speaker 4: have no real control overall content that's put out of

1564
01:17:12,800 --> 01:17:14,760
Speaker 4: a batchels, especially for someone famous. I think we were

1565
01:17:14,760 --> 01:17:16,280
Speaker 4: talking about this because look, I don't I never know

1566
01:17:16,360 --> 01:17:18,439
Speaker 4: what's going on with celebrities, but Mandy and you and

1567
01:17:18,439 --> 01:17:20,120
Speaker 4: Nellie were kindly feeling me in on the whole Blake

1568
01:17:20,160 --> 01:17:21,920
Speaker 4: Lively thing. And it's like, you have situations like that

1569
01:17:21,960 --> 01:17:24,400
Speaker 4: where you don't know you hear ones side of the store,

1570
01:17:24,400 --> 01:17:25,720
Speaker 4: you don't know whose story it is, you don't know

1571
01:17:25,720 --> 01:17:28,120
Speaker 4: if it's true, and then you don't leave room for

1572
01:17:28,160 --> 01:17:29,519
Speaker 4: maybe the person to come out and say something, or

1573
01:17:29,520 --> 01:17:32,519
Speaker 4: even if they did something wrong, is there always room

1574
01:17:32,640 --> 01:17:35,400
Speaker 4: for someone to kind of like come out do the

1575
01:17:35,439 --> 01:17:38,360
Speaker 4: work and say, okay, all right, we respect that. Like,

1576
01:17:38,400 --> 01:17:39,880
Speaker 4: I think it's it's kind of hard sometimes in the

1577
01:17:39,960 --> 01:17:43,439
Speaker 4: very knee jerk, very negative world that is social media

1578
01:17:43,479 --> 01:17:44,840
Speaker 4: and just being online in general.

1579
01:17:45,400 --> 01:17:48,680
Speaker 3: M Yeah, like you're saying, Mandy, imagine living out all

1580
01:17:48,720 --> 01:17:52,400
Speaker 3: of your worst days and your biggest and littlest mistakes

1581
01:17:52,479 --> 01:17:53,719
Speaker 3: on a world stage.

1582
01:17:54,520 --> 01:17:55,080
Speaker 1: I couldn't do.

1583
01:17:55,120 --> 01:17:57,640
Speaker 3: I would snap and have So whenever anyone has a

1584
01:17:58,439 --> 01:18:00,280
Speaker 3: we get to see the trajectory of a parer and

1585
01:18:00,320 --> 01:18:03,000
Speaker 3: they come up the other side and they share the

1586
01:18:03,080 --> 01:18:06,320
Speaker 3: lessons learned after that, which they don't owe us. That is,

1587
01:18:06,920 --> 01:18:09,320
Speaker 3: that's a gift for all of us. I can't imagine

1588
01:18:09,320 --> 01:18:12,639
Speaker 3: doing that. That's that's so much strength. And we're worthy

1589
01:18:12,720 --> 01:18:14,760
Speaker 3: even if you make mistakes. Like she's worthy of her

1590
01:18:14,760 --> 01:18:17,439
Speaker 3: own success and worthy of sharing her art and doing

1591
01:18:17,479 --> 01:18:19,439
Speaker 3: what she loves, you know, like for her it's.

1592
01:18:21,120 --> 01:18:22,840
Speaker 1: I just hear it. She's doing it for all the

1593
01:18:22,920 --> 01:18:25,880
Speaker 1: right reasons. And I don't know, Chris, like, is Blake

1594
01:18:25,960 --> 01:18:29,439
Speaker 1: Lively redeemable? Is it fair that she's the one who

1595
01:18:29,520 --> 01:18:31,240
Speaker 1: we're thinking of being redeemable or not?

1596
01:18:31,479 --> 01:18:31,920
Speaker 2: I don't know.

1597
01:18:33,000 --> 01:18:36,120
Speaker 1: Of course she is. She's a mama, like she's a human,

1598
01:18:36,280 --> 01:18:40,759
Speaker 1: she's a woman like she's she is a beautiful blonde

1599
01:18:40,760 --> 01:18:43,599
Speaker 1: woman in America. Y'all thought she wouldn't have fift up.

1600
01:18:45,040 --> 01:18:48,960
Speaker 1: She is sick with privilege and I but redeemable. But

1601
01:18:49,040 --> 01:18:50,760
Speaker 1: there has to be that ego death. There has to

1602
01:18:50,800 --> 01:18:53,599
Speaker 1: be that acknowledgment. There has to be that like that

1603
01:18:53,800 --> 01:18:57,120
Speaker 1: real I've looked in the mirror. I have worked on this,

1604
01:18:57,240 --> 01:18:59,120
Speaker 1: I have face some and you can just tell from

1605
01:18:59,200 --> 01:19:02,040
Speaker 1: Lizzo like she has sat like I have. She has

1606
01:19:02,120 --> 01:19:06,800
Speaker 1: sat in that mirror, whether physical or just mental, and

1607
01:19:07,080 --> 01:19:10,719
Speaker 1: looked so hard until you stop seeing what you want

1608
01:19:10,760 --> 01:19:14,160
Speaker 1: to see and you finally accept what you see, even

1609
01:19:14,200 --> 01:19:18,800
Speaker 1: if it's like ugly and damaged and broken and imperfect,

1610
01:19:19,360 --> 01:19:24,160
Speaker 1: and you take accountability for your part in like the

1611
01:19:24,200 --> 01:19:26,320
Speaker 1: way that you treat others and what you do. And

1612
01:19:26,400 --> 01:19:29,080
Speaker 1: that is like when you're someone who like you get

1613
01:19:29,080 --> 01:19:30,840
Speaker 1: your value from how people see you. And then you

1614
01:19:30,880 --> 01:19:33,479
Speaker 1: realize that you've done, you know, bad things and like

1615
01:19:33,520 --> 01:19:37,479
Speaker 1: you've made mistakes, like it can so damage your sense

1616
01:19:37,520 --> 01:19:40,920
Speaker 1: of self worth and like like I just know that

1617
01:19:40,960 --> 01:19:42,639
Speaker 1: when you can sit there and you can get through

1618
01:19:42,640 --> 01:19:44,640
Speaker 1: that and then you decide to still love yourself, like

1619
01:19:44,640 --> 01:19:47,840
Speaker 1: I can hear Lizo has like that is the freaking

1620
01:19:47,960 --> 01:19:51,160
Speaker 1: journey of a lifetime. You know. I think that's if

1621
01:19:51,160 --> 01:19:53,120
Speaker 1: we're one hundred percent, I think we're all on a

1622
01:19:53,200 --> 01:19:55,240
Speaker 1: journey like that. It's it's just a matter of like

1623
01:19:55,320 --> 01:19:57,640
Speaker 1: will we ever get to that mountaintop and some of us,

1624
01:19:57,680 --> 01:20:00,600
Speaker 1: I think it's stuck, you know, and you think that

1625
01:20:00,640 --> 01:20:03,120
Speaker 1: you're happy, you know, but you're really you're just stuck

1626
01:20:03,160 --> 01:20:06,920
Speaker 1: and you haven't really gotten there yet. And I'm grateful

1627
01:20:06,960 --> 01:20:10,080
Speaker 1: to her and I'm grateful for her, and thanks for

1628
01:20:10,200 --> 01:20:13,400
Speaker 1: let me be on my Lizo train. Love it, my

1629
01:20:13,439 --> 01:20:17,639
Speaker 1: little fantrain. Okay, be a fam. We're gonna say goodbye

1630
01:20:17,800 --> 01:20:20,000
Speaker 1: for now. Thank you so so so so much for listening.

1631
01:20:20,040 --> 01:20:23,280
Speaker 1: Don't forget to rate and review, subscribe. It takes like

1632
01:20:23,400 --> 01:20:26,040
Speaker 1: thirty seconds. If you want to share this episode with

1633
01:20:26,120 --> 01:20:28,920
Speaker 1: a friend, go ahead and do that. And by the way,

1634
01:20:29,000 --> 01:20:31,280
Speaker 1: we would love to hear from y'all. Please dm me.

1635
01:20:31,439 --> 01:20:34,439
Speaker 1: I'm at Brand Ambition Podcast on ig or you can

1636
01:20:34,479 --> 01:20:37,120
Speaker 1: email me and yes it's actually me reading your emails

1637
01:20:37,160 --> 01:20:41,160
Speaker 1: Brian Ambition Podcast at gmail dot com and let us

1638
01:20:41,160 --> 01:20:43,559
Speaker 1: know if you have questions, if you want to just

1639
01:20:43,640 --> 01:20:46,479
Speaker 1: leave a comment about the show. I'm so grateful to

1640
01:20:46,560 --> 01:20:49,120
Speaker 1: y'all for sticking with me through this new journey, this

1641
01:20:49,160 --> 01:20:54,559
Speaker 1: new chapter for BA and we will see y'all Friday. Okay,

1642
01:20:54,680 --> 01:20:56,720
Speaker 1: be a fam. Thank you so much for listening to

1643
01:20:56,760 --> 01:20:59,040
Speaker 1: this week's show. I want to shout out to our

1644
01:20:59,080 --> 01:21:04,040
Speaker 1: production team, Courtney, our editor, Carla, our fearless leader for

1645
01:21:04,200 --> 01:21:07,400
Speaker 1: idea to launch productions. I want to shout out my

1646
01:21:07,600 --> 01:21:12,360
Speaker 1: assistant Lauda Escalante and Cameron McNair for helping me put

1647
01:21:12,400 --> 01:21:15,519
Speaker 1: the show together. It is not a one person project,

1648
01:21:15,960 --> 01:21:18,120
Speaker 1: as much as I have tried to make it so

1649
01:21:18,320 --> 01:21:21,760
Speaker 1: these past ten years. I need help, y'all, and thank

1650
01:21:21,800 --> 01:21:24,200
Speaker 1: goodness I've been able to put this team around me

1651
01:21:24,360 --> 01:21:27,519
Speaker 1: to support me on this journey and to y'all bea fam.

1652
01:21:27,560 --> 01:21:31,920
Speaker 1: I love you so so so so much. Please rate, review, subscribe,

1653
01:21:31,920 --> 01:21:33,880
Speaker 1: make sure your sign up to the newsletter to get

1654
01:21:33,920 --> 01:21:37,639
Speaker 1: all the latest updates on upcoming episodes, our ten year

1655
01:21:37,680 --> 01:21:42,439
Speaker 1: anniversary celebrations to come, and until next time, Talk to

1656
01:21:42,439 --> 01:21:48,120
Speaker 1: you soon via buye