Speaker 1: Hey, hey, hey, I'm back from Dubai. We're black, We're ambition, ambitious.
Speaker 2: I'm so glad you're back. No, I hate singing, heyman,
Speaker 2: how are you tip, I'm good. Welcome back, welcome.
Speaker 3: Back, that's all. I saw the face of your Halloween
Speaker 3: I was like, wait a minute, did you guys witch?
Speaker 3: It looked amazing. I did. I did.
Speaker 2: I addressed up as a witch just it was the
Speaker 2: easiest thing to do. And I really like that wig.
Speaker 2: At Party City. Yeah, it was so fun. We had
Speaker 2: a fun, little spooky Halloween edition of the show with
Speaker 2: Dellianne and Mark Russell from Betterwall and it was so
Speaker 2: it was fun. Rio was not having the wig. He said, no,
Speaker 2: like mama new hair, take care book up. Yeah. And
Speaker 2: then that afternoon it was such a crazy day. I
Speaker 2: was fighting the same kind of we talked over the weekend.
Speaker 2: I was like, I can't, Doug, I gotta save my voice.
Speaker 2: I got so sick, and finally today I feel normal.
Speaker 2: But it was like a ten day virus something like that,
Speaker 2: and it really was hitting me on Halloween Day, and
Speaker 2: thank goodness, Rio didn't care much that I didn't go
Speaker 2: trick or treating. I was like, we're going to hand
Speaker 2: out the candy, which he really enjoyed. But five pm
Speaker 2: on Halloween Day, when I had the wig and the
Speaker 2: makeup on, and I was like with my box of Kleenex,
Speaker 2: just going to chill out. The Today Show emailed me
Speaker 2: to fat They said, can you be downstairs? Well they
Speaker 2: didn't know I was downstairs. Can you can you do
Speaker 2: a taped interview? And I was like no, literally in
Speaker 2: the wig in the makeup, and I said sure, I'll
Speaker 2: see you in an hour. So shout out to having
Speaker 2: my cousin. She came in and clutched to watch Rio
Speaker 2: and I've never taken off so much purple makeup so fast,
Speaker 2: pretended like I wasn't ill it aired the next morning.
Speaker 2: It was just crazy. I was part of a segment
Speaker 2: on them. So the pay equity pay transparency law in
Speaker 2: New York pass last week. So now, yeah, which is
Speaker 2: so exciting. It makes everything so much easier. It's the
Speaker 2: way it should be. But New York, for four million
Speaker 2: workers now will be impacted. So if you're if you
Speaker 2: have a private firm, most companies basically who are listing
Speaker 2: jobs and have at least one employee based in New
Speaker 2: York have to have a salary range now, which means
Speaker 2: that now it's a good faith salary range. And what
Speaker 2: I and a lot of Twitter sleuths have found is
Speaker 2: like companies are taking good faith with a huge grain
Speaker 2: of salt, and they are out here with these crazy
Speaker 2: wide Like I saw a bank manager for Apple Bank
Speaker 2: today that was one sixty five to two forty was
Speaker 2: the salary range. So there's still room to go, and like,
Speaker 2: obviously I hope that they make amendments to make it
Speaker 2: more specific. But a huge win, very exciting. I got
Speaker 2: on the Today Show. What the hell? It was a
Speaker 2: not a bad not a bad Halloween day?
Speaker 3: What we're Today' show? Twitch? I go tomorrow, I go
Speaker 3: on set tomorrow tomorrow morning. Ooh that's right. I gotta
Speaker 3: make myself a note. I gotta be like what you're
Speaker 3: talking about holiday like savings all around, but like how
Speaker 3: to prepare for the holidays, especially with this upcoming recession.
Speaker 3: I didn't. I totally forgot. I'm like little girl, I
Speaker 3: guts a logan, like girl, tell the girls to watch.
Speaker 3: Let me make myself a note to myself. Like but yeah,
Speaker 3: so Dubai was okay. I didn't enjoy with yeah, Well,
Speaker 3: here's the thing I had a good time with. I
Speaker 3: went with this black travel group, a woman named Kena.
Speaker 3: She does this thing called the Dubai Blackout. She brings
Speaker 3: anywhere from two hundred to upward to four hundred black
Speaker 3: folks to Dubai every year. And so, like the general
Speaker 3: premise of the touring things that that was fun. We
Speaker 3: had a good time. But two things I realized, Like one,
Speaker 3: I don't necessarily want to travel with a group that
Speaker 3: big because you just you're not as nimble, you can't
Speaker 3: do as much. Certainly, though there was a lot of
Speaker 3: like one off time that like my sister and I did.
Speaker 3: My sister Carol came with me. But also too, I
Speaker 3: why is way more commercial than I guess I anticipated.
Speaker 3: It felt like the Disneyland of the Middle East, you know,
Speaker 3: like I like a lot, I like some grits. I
Speaker 3: like history. I like, oh my gosh, you know, this
Speaker 3: is what you eat here, this is what you were here.
Speaker 3: But there was a lot of like a mirroring of
Speaker 3: Western culture that I already experienced day by day, you know,
Speaker 3: Like honestly, I can't tell you one like I didn't.
Speaker 3: I had food from other countries, but just not what
Speaker 3: they eat do. But I could tell you I'm like
Speaker 3: I had sushi, I had Indian food, I had and
Speaker 3: everything was sublime and supreme. I mean, you wouldn't see
Speaker 3: one piece of tissue on the ground on the highway.
Speaker 3: Everything was like perfect, and it was super safe, especially
Speaker 3: for women and kids because they they always like you
Speaker 3: could literally take a taxi that was just a woman's taxi.
Speaker 3: They were like if they were like they had this
Speaker 3: thing called the Global Festival, where like they had all
Speaker 3: these different countries represented in this kind of like Disney
Speaker 3: World esque like marketplace, and they had like a woman's night,
Speaker 3: you know, and so you know you're gonna be super safe.
Speaker 4: You know.
Speaker 3: Everybody was super nice. But I guess I was just
Speaker 3: kind of like, oh, I could experience this in a
Speaker 3: US and this part like this is like California and
Speaker 3: this is like New York, and it's like intentional. I
Speaker 3: think the initial king, like the first King of Dubai,
Speaker 3: he was a world traveler, and what he actually did
Speaker 3: was go to the Guggenheim and say how much for
Speaker 3: the rights to be able to build an exact replica
Speaker 3: in Dubai and go to Paris and say how much
Speaker 3: to be able to build the Eiffel Tower, you know.
Speaker 2: So it was like a very extravagant version of like Vegas,
Speaker 2: where you.
Speaker 3: Have it was a high and which in Vegas honestly
Speaker 3: wasn't my theme, which Vegas isn't.
Speaker 2: Say why you go there for like the difference you
Speaker 2: just get. It's like a buffet, have all the different
Speaker 2: cuisine and shows and glits and and like all I
Speaker 2: know about a Dubai is like I don't know, the
Speaker 2: really terrible Sex in the City Too movie, and like
Speaker 2: when Fast and the Fury is they went to Dubai
Speaker 2: but like super lux and like live your best life. Yeah,
Speaker 2: it's very glamorous.
Speaker 3: Yeah, but like you know, it's I'm glad I went.
Speaker 3: You know, I'm glad I went. I had a good time.
Speaker 3: But I will say the part that I really like
Speaker 3: is there are seven kingdoms in the UAE, the United
Speaker 3: the Arab United, Arab Emirates, Emirates, So I guess I
Speaker 3: am Emirate is a kingdom, and so I really liked.
Speaker 3: We went to Abu Dhabi and they have the most
Speaker 3: incredible mosque there that it's like almost like reminiscent of
Speaker 3: the Tasma Hall, which I've been to in India. But
Speaker 3: it was so beautiful and that's what I kind of
Speaker 3: came for. That that's the end ofgy I like when
Speaker 3: I travel where it's like, oh, I'm not in Kansas anymore.
Speaker 3: It was so beautiful. It's like all made out of
Speaker 3: all white like mar It was just it was just
Speaker 3: so beautiful. I mean, you have to wear like you're
Speaker 3: the traditional abaya, which is like it's kind of like
Speaker 3: loose fitting garment, and you know we had to wear
Speaker 3: the the job, and so that even that, it was
Speaker 3: just it was just beautiful and so yeah. So but
Speaker 3: like I said, along, I had a good time and
Speaker 3: I just wanted to give you update about the condo.
Speaker 3: So I found some more tea. Let me tell you something.
Speaker 3: When you're going to purchase a property, see if you can,
Speaker 3: like you know, especially if it's a condo, see if
Speaker 3: you can like get to know some of the neighbors.
Speaker 3: Because when I tell you, these neighbors been talking, honey,
Speaker 3: and they're like, oh, that kindo girl that was on
Speaker 3: sale last year, I knew I had seen it on
Speaker 3: relter dot com last year. So I kind of give
Speaker 3: you some numbers. So it was on realtor dot com
Speaker 3: last year for like six fifty six seventy five something crazy.
Speaker 3: But that's when, you know, remember when homes were going
Speaker 3: for like crazy amount. So I guess, you know, just
Speaker 3: was trying to get her coin, which I understand, but
Speaker 3: it didn't sell because I just think that she overreached
Speaker 3: with the price. Well obviously, because the market is going
Speaker 3: to tell you, you know, because things were literally I
Speaker 3: remember in my neighborhood in particular, which the condos in
Speaker 3: the same neighborhood that I live in now, things were
Speaker 3: going for like fifty seventy five over asking. Things were
Speaker 3: things weren't even hitting the market, you know. And so
Speaker 3: for the fact that it didn't sell means that, although
Speaker 3: it's beautiful, it was priced more than what people were
Speaker 3: willing to pay because the associate, I believe, because the
Speaker 3: association fees it's kind of high. It's twelve to fifty,
Speaker 3: you know, on top of the fact you have to
Speaker 3: pay taxes a month, you know, so you're looking at
Speaker 3: at least the overhead of like I don't know, eighteen
Speaker 3: hundred to two thousand dollars a month, just even if
Speaker 3: you pay cash, which is what I was willing to
Speaker 3: do so six point fifty, like last year, didn't sell
Speaker 3: during the height when everybody was selling, delisted it. Put
Speaker 3: it back on the market this year starting at five
Speaker 3: to seventy five, didn't sell, brought it down to five
Speaker 3: point fifty, didn't sell. It's not five thirty nine, still
Speaker 3: has not sold. It's been seven it's been seven months
Speaker 3: on the market, so you know, since was like, you know,
Speaker 3: I did my little research. I've been asking questions. You know,
Speaker 3: is there a lot of noise? I was like, you know,
Speaker 3: the neighbors have been awesome, just like sharing, like this
Speaker 3: is what they like about that, the neighbors. You just go. Well,
Speaker 3: the first time I went, I realized I had like
Speaker 3: because it's newer and I live here, there are a
Speaker 3: handful of people that I knew. I'm like, oh, I
Speaker 3: didn't know you lived here, you know. And then so
Speaker 3: it was like one woman I knew that lived there,
Speaker 3: and then she was like, you know who you should
Speaker 3: talk to my friends such or such. She's in four B.
Speaker 3: Let me make a text intro, you know. And so
Speaker 3: that's how I got to speak to like, and I
Speaker 3: even got to see two other apartments besides hers, and
Speaker 3: they were beautiful. I was like, oh wow, and so
Speaker 3: it just like, so I put in an all cash
Speaker 3: offer for less than what you know. Apparently I offended her,
Speaker 3: and so yeah, well, honestly I don't mind. I'm like,
Speaker 3: what does that mean?
Speaker 2: And what doesn't matter?
Speaker 3: So when you are putting in an offer for a property,
Speaker 3: you know, if you put in lower than what you
Speaker 3: know the person is asking, you run the risk of
Speaker 3: the seller being mad, you know, And you have to
Speaker 3: ask yourself, are you willing to walk away? Which I
Speaker 3: live in a beautiful home that's paid off, and so
Speaker 3: I was willing to walk away because what to me,
Speaker 3: Although I am looking for change, I am not in
Speaker 3: a rush. The truth is this place took me by surprise.
Speaker 3: I was gonna wait until the Resissance of twenty twenty
Speaker 3: three and get me a deal like that was that
Speaker 3: was my sal Yeah, I think that was happening, you know.
Speaker 3: And so but this took me by surprise. I was like, Okay,
Speaker 3: you know, I'm willing to consider this because you know,
Speaker 3: this is a beautiful space and it's in the neighborhood
Speaker 3: that I want to stay in. So I put in
Speaker 3: an offer that I thought was more than fair, because
Speaker 3: I also found out, because you could see, it's public
Speaker 3: knowledge how much she paid for it, you know, and
Speaker 3: because she had the place fully renovated. And there is
Speaker 3: a guy who renovates the condo, like almost all the
Speaker 3: condos there, and so one of the people, one of
Speaker 3: the neighbors was like, oh, you should, let's call him Paul.
Speaker 3: We used to talk to the ball cuse I think
Speaker 3: he did the apartment. And so I spoke with Paul
Speaker 3: and asked him all that he did, and it was
Speaker 3: like all the electrical, all the plumbing, which is great
Speaker 3: because that's the expensive stuff, the you know, the the kitchen,
Speaker 3: the bathrooms, which also the expensive things. And so I
Speaker 3: was like, okay, so all the hardcore things that are
Speaker 3: going to cost a lot. And then I asked him
Speaker 3: how much, you know, so this doesn't include materials, just
Speaker 3: his like, you know, just his rate, and it was
Speaker 3: about sixty thousand. I had them give me a arrange,
Speaker 3: so about sixty thousand, I was like, okay. So I
Speaker 3: started to do the math. I said, say sixty plus
Speaker 3: another forty for materials. Let's just say you bought it
Speaker 3: for two eighty then plus another one hundred thousand on
Speaker 3: top of that, that's three eighty that you you know
Speaker 3: that you've put in because the condo was bought in
Speaker 3: twenty nineteen. So then that's that helped to inform the
Speaker 3: kind of offer I'm going to make. That was a
Speaker 3: quick around.
Speaker 2: She's flipping it.
Speaker 3: Girl lived there, No, and so maybe she was attending,
Speaker 3: because honestly, it's very if you look at the pictures,
Speaker 3: it's very specific taste. So I think that she intended to.
Speaker 3: I'm assuming because why else renovated in such a way
Speaker 3: that's very specific from the materials that she used. But
Speaker 3: then for whatever reason, you know, something else happened. I
Speaker 3: think she owns homes other places because she's a business owner.
Speaker 3: So but think about that. You buy something for two eighty,
Speaker 3: then you put one hundred thousand dollars into three eighty,
Speaker 3: and then you try to sell it for six fifty
Speaker 3: six to seventy five. That's like a three hundred thousand
Speaker 3: dollars profit, which girl, I'm mad at you. But it
Speaker 3: didn't work out because the market said I don't think so.
Speaker 3: And even at this current price, the market is still
Speaker 3: saying no. And we know that because it hasn't sold.
Speaker 3: And so but you know, at the end of the day,
Speaker 3: it's her property. But something interesting that's happening is if
Speaker 3: there's another property, So this is a four bedroom like
Speaker 3: three and a half bath or whatever, there's another four bedroom,
Speaker 3: three and a half bath coming online in that same building.
Speaker 3: Because up until now, that apartment has been a unicorn
Speaker 3: in that there are no real comps because there is
Speaker 3: no other four bedroom, three and a half back that's
Speaker 3: sold within a year in that neighborhood. And so here's
Speaker 3: one that's coming online. Now if from what I understand
Speaker 3: that the person who's selling it, they've already purchased a home,
Speaker 3: so they're very motivated to sell, which means, let's just
Speaker 3: say they sell it for four seventy five for ninety, Now,
Speaker 3: all of a sudden there's a hardcore comp So you're
Speaker 3: trying to sell for five thirty nine. If they sell
Speaker 3: basically the same apartment for four ninety, that is the
Speaker 3: new comp. Five point thirty nine is going to be
Speaker 3: nearly impossible because one, even if someone has the cash
Speaker 3: like me, they're going to be like, well, why should
Speaker 3: I pay that when something similar is sold for less?
Speaker 3: And then if someone does get a mortgage, the appraisal
Speaker 3: is not going to You're not going to get the
Speaker 3: appraisal because appraisals are based upon comps, which are similar
Speaker 3: properties that have recently sold. And this other property is
Speaker 3: on a higher floor and it's fully renovated as well,
Speaker 3: so it's a true comp. So it's going to be
Speaker 3: very interesting. I'm actually going to look at that property
Speaker 3: because you never know, maybe I want it, and so
Speaker 3: I'm gonna look at it, you know, and if I don't,
Speaker 3: I will sit and wait to see, you know, what
Speaker 3: her move is. But I'm not in a rush. That's
Speaker 3: one thing is that for those of you who are
Speaker 3: looking to buy and purchase, there's always deals to be found,
Speaker 3: and if you are not in a rush, try not
Speaker 3: to rush, because it's very easy to get like because
Speaker 3: I mean my realtor, I could tell she's kind of
Speaker 3: annoyed with me because she's like, oh, you should have
Speaker 3: put in for like, you know, hire, and I was
Speaker 3: just like, why should I pay more? Because we're in
Speaker 3: a market where it's it's hot potato, where these homes
Speaker 3: were being passed around, and it was like this hot
Speaker 3: market and someone's gonna get stuck with the potato and
Speaker 3: it's very clear if I purchased it at the five
Speaker 3: point thirty nine, it would be me because we see
Speaker 3: already we're in a market where go on realtor dot
Speaker 3: com or anything, you will literally see almost every home
Speaker 3: has a download arrow of this home was recently reduced.
Speaker 3: Like that's the market where it is no longer a
Speaker 3: seller's market, but it's actually not a buyer's market either,
Speaker 3: and we're in a rare fair market, And so it
Speaker 3: doesn't make sense for me to overspend. Now in ten years,
Speaker 3: do I think I get my money back? Sure, but
Speaker 3: it doesn't make sense for me to overspend because at
Speaker 3: the end of the day, I'm looking at my holistic
Speaker 3: financial life and it's an opportunity cost because do you
Speaker 3: know what five hundred thousand can do in this market
Speaker 3: amazon as the lowest has been in like how many years,
Speaker 3: twenty years? You know, five hundred thousand in the market
Speaker 3: now could potentially be a million, two million in the
Speaker 3: next five six years. And so knowing that, I just
Speaker 3: was like, no, I'm not willing to go. I'm willing
Speaker 3: to like, well, she won't even negotiate, so that's fine,
Speaker 3: but I'm not willing to go to the price because
Speaker 3: I've heard behind the scenes that she's like, I'm not
Speaker 3: lowering it anymore, which is her right, you know, But
Speaker 3: for me, I'm not willing to overspend on something that
Speaker 3: I know. Now, is it worth the money she's asking
Speaker 3: or is it? Yes? But is it that valued at
Speaker 3: the money she's asking. No, because something can be worth
Speaker 3: a thing, but if the market says I will not
Speaker 3: purchase it, then the value has been stated, which is like, no,
Speaker 3: not this. It's not because of the thing itself. It's
Speaker 3: just because of the economy that we're in now. You
Speaker 3: just can't get that price. So so I'll give you
Speaker 3: guys some updates.
Speaker 2: You know, and seeing I mean, so it seems like
Speaker 2: that is off the table then, and you're going to
Speaker 2: look for a different property.
Speaker 3: No, because I'm open. Here's the thing, Like I said,
Speaker 3: I'm fortunate in that, you know, don't. I don't have
Speaker 3: any mortgages. My house is beautiful. I'm just open to
Speaker 3: me the one. If the right opportunity comes along, I
Speaker 3: will take advantage of it. But if not, it might
Speaker 3: be two or three years and I'll stay here, you know.
Speaker 3: I'm just basically it's just like, if the right opportunity
Speaker 3: comes along, then I'll take advantage of it. But I
Speaker 3: think it's just I think it's important for our listeners
Speaker 3: to hear, like, here's what's happening twenty twenty three. I mean,
Speaker 3: there's some economists that are like, we've been in a
Speaker 3: recession since since January twenty twenty two. That's what some
Speaker 3: economists are saying, because you know, we had the we
Speaker 3: had the two quarters of economic strinkage of our GDP,
Speaker 3: which is like the output of a country, right, the
Speaker 3: financial output of a country. So some people are saying that,
Speaker 3: you know, we've been in a recession, but I believe
Speaker 3: by twenty twenty three it will be an undeniable recession,
Speaker 3: meaning like the government will say so and everybody will
Speaker 3: be on agreement that. And too, although the job market
Speaker 3: is currently still strong, I think it's lagging behind what's
Speaker 3: actually happening because like there are a lot of small businesses,
Speaker 3: including myself, we've had to make some shrinkage, like you know,
Speaker 3: like I think in twenty twenty three, you're going to
Speaker 3: see that people are going to be let go and
Speaker 3: maybe they're you know, they've already gotten their walking papers,
Speaker 3: like Twitter, where in February, like they've been told now,
Speaker 3: but in February that's when it'll officially be done. So
Speaker 3: I think in twenty twenty three, we're also going to
Speaker 3: see an uptick in unemployment, you know, like although we
Speaker 3: haven't seen it yet, I think the job market is lagging.
Speaker 3: So you're going to see home prices decrease because they've
Speaker 3: been on like a tear, you know. And then you're
Speaker 3: also going to see I think a lot more people
Speaker 3: unfortunately losing their jobs, and inflation is still has a
Speaker 3: hold on us. And you know, Jerome Powell, you know,
Speaker 3: from the FEDS, from the Federal Reserve Bank, has made
Speaker 3: it very clear that he's going to do whatever it
Speaker 3: takes to bring inflation underfoot, you know, if that means
Speaker 3: increasing the interest rate again, which they just did last week,
Speaker 3: and so interest rates are higher, mortgage interest rates are
Speaker 3: higher as a result. I think we're at like seven
Speaker 3: percent for a thirty year mortgage. Yeah, I think we should.
Speaker 3: I think our next episode we should really talk about
Speaker 3: preparation for the recession and like what our listeners to do.
Speaker 3: But I'm just sharing that so you understand like my
Speaker 3: thinking about, you know, whether or not to purchase of property,
Speaker 3: and if I do, I want to do so in
Speaker 3: a way that because at the end of the day,
Speaker 3: buying a home is probably the most expensive choice most
Speaker 3: of us will ever make. I don't want to do
Speaker 3: so just because I'm like, I love it, you know,
Speaker 3: it's like, Okay, it's gonna be a lot of homes
Speaker 3: you live. Let's talk about the financial ramifications of that purchase.
Speaker 2: Well, I'm glad you brought up layoffs. I mean, as
Speaker 2: a career coach, I'm already seeing it in the Mandy Moneymakers,
Speaker 2: and it's one of the reasons why. Yeah, I mean,
Speaker 2: not huge numbers, but certainly some people in our community
Speaker 2: have been laid off this in the past few months now.
Speaker 2: One was laid off in August and already has a
Speaker 2: great job, earning more than she was getting paid from
Speaker 2: the job that later off. It took her two months,
Speaker 2: two and a half months, I think, so it was
Speaker 2: a long wait, but she was able to bounce back.
Speaker 2: So I think it's like, what I'm seeing is, yes,
Speaker 2: layoffs are happening, and it's just par for the course.
Speaker 3: You know.
Speaker 2: I really approach career coaching for realistic position of layoffs happen.
Speaker 2: I think if you're going to have a long career,
Speaker 2: it's probably going to happen to you at some point.
Speaker 2: I have been laid off myself, and the message for
Speaker 2: me is always career resiliency, Like, how can you create
Speaker 2: professional resiliency so that you have like a network who
Speaker 2: can support you if you need support if you're to
Speaker 2: be layoff, So people who you can reach out to
Speaker 2: and let them know I'm open to a no opportunity
Speaker 2: And because of the like the relationships that you've built
Speaker 2: and the reputation that you have in your field, that
Speaker 2: you'll be able to bounce back a little bit more
Speaker 2: quickly than if you're starting cold. Yeah, and I think shit,
Speaker 2: like on on Friday half of Twitter's workforce. Did you
Speaker 2: hear that they laid off half the workforce, which is
Speaker 2: just brutal. But then they were calling some people back
Speaker 2: and saying just never mind, we think you should come back.
Speaker 2: You're too essential.
Speaker 3: Ah, not any of that.
Speaker 2: What is Elon doing? It's awful. And he's already tweeted
Speaker 2: like vote Republican and how he's one of his first
Speaker 2: you know, one of his first missions is to what
Speaker 2: you call it, like clamp down, clamp down, stamp down
Speaker 2: on whatever, fight back against parody accounts because a lot
Speaker 2: of people parody Elon Musk because he is.
Speaker 3: Saw that Kathy Griffin. They kicked her off as a result.
Speaker 2: Really, yeah, so he's a bully. He's such a freaking
Speaker 2: billionaire bully. And it's a shame, you know that a
Speaker 2: man like him can just wield his influence and his
Speaker 2: huge financial power and just take over a whole company
Speaker 2: like that. And Twitter just felt like the people's company
Speaker 2: in a weird way. I mean, it's a business, right,
Speaker 2: but it just doesn't feel like that anymore, and I
Speaker 2: don't want to use it. But it's not the only
Speaker 2: ones like we're going to be seeing. And this is
Speaker 2: heading into the fourth quarter. We're already in the fourth quarter.
Speaker 2: Layofs are really common before the holidays, so yeah, I mean, realistically,
Speaker 2: you should absolutely be preparing for what happens if you
Speaker 2: were to be laid off, so I would be. And
Speaker 2: a lot of the same practices that can help you
Speaker 2: prepare professionally can also help you financially, so you know,
Speaker 2: get your emergency funds shored up, cut back on expenses
Speaker 2: if you can, you know, of course, Dust off that
Speaker 2: resume and be looking, you know, take the take interview
Speaker 2: opportunities as they come to you, and keep your networks
Speaker 2: fresh and warm, so, you know, look for opportunities to
Speaker 2: connect to former colleagues and peers in your network and
Speaker 2: let them know what you're interested in. And certainly, if
Speaker 2: you're hearing whispers, you know, some of these layoffs don't
Speaker 2: happen out of nowhere. You hear whispers at your company,
Speaker 2: and some companies tell you, you know, like they have
Speaker 2: the hiring freezes and hiring pauses. That's a good indication.
Speaker 2: Potentially layoffs could happen if these freezes are not enough.
Speaker 2: So what can you do to bounce back? And how
Speaker 2: can you use your network to do that?
Speaker 3: So I have a question, So Mandy, how because you've
Speaker 3: told me it took her two months on average when
Speaker 3: things are not bad, how long are typically people or
Speaker 3: your Mandy money makers, how long have they like, if
Speaker 3: they lost their job, how long before they replaced it typically?
Speaker 2: Yeah, Well, I've only seen I think three Mandy money makers,
Speaker 2: so it's not a huge statistical sample, but three Mandy
Speaker 2: money makers have been laid off since August and one
Speaker 2: worked in HR one War worked for a big health
Speaker 2: coaching like a kind of like Uber for fitness coaching,
Speaker 2: a company called Noom, and then another dank oh yes, yes, yeah,
Speaker 2: and she was in like equity, diversity Equity. It's these
Speaker 2: like HR roles, the two that I've had, and then
Speaker 2: I forget where the third one works. I need to
Speaker 2: go back and check. But like I said, the first
Speaker 2: one who got was laid off. Actually she was only
Speaker 2: laid off three months after joining the company, which the
Speaker 2: same thing happened to me. First last one hired, first
Speaker 2: one fired, you know, tales oldest time. She was laid
Speaker 2: off in August and she had two interviews going at
Speaker 2: two good job prospects going at the same time dragging
Speaker 2: their feet because I do think at companies you're seeing
Speaker 2: a lot of uncertainty and even if you had like
Speaker 2: headcount approved for open roles, I think recruiters in HR
Speaker 2: are still getting mixed signals, probably from higher ups on
Speaker 2: can we fill this headcount? You know, one of my
Speaker 2: Mandy money makers is in at a big Silicon Valley
Speaker 2: company right now that you all would know, and she
Speaker 2: is interviewing or was interviewing rather at Amazon, and then
Speaker 2: her hiring process was put on hold, so yeah, which is,
Speaker 2: you know, luckily she has a great job to shelter in,
Speaker 2: but I'm definitely seeing it happen. And the first one
Speaker 2: that I mentioned that was laid off in August, she
Speaker 2: just got a great new job in October, so it
Speaker 2: took her two and a half months or so. So
Speaker 2: I think what you said about jobs sort of lagging
Speaker 2: what's happening in the market's true. I think we have
Speaker 2: to take a realistic look at it. And what gives
Speaker 2: me hope is that, yes, layoffs are happening, but I'm
Speaker 2: also seeing that people are finding those opportunities. And the
Speaker 2: second one who I mentioned, who got laid off from
Speaker 2: the health and Health coaching company, she's had interviews at
Speaker 2: great firms and she's really you know, optimistic. And both
Speaker 2: of these women have been executing everything that they've learned
Speaker 2: through the Mandy money makers, you know, really leveraging their networks,
Speaker 2: not being shy about posting on LinkedIn even about their
Speaker 2: journey post layoff. You know, how it's been going and
Speaker 2: what they're seeing, and but that's it's it's a reality.
Speaker 2: So I definitely think that we should be if you're
Speaker 2: working nine to five. This is one of those times
Speaker 2: where it's like, Okay, what am I doing to create
Speaker 2: more resiliency so.
Speaker 3: That if when something happens you can we should definitely little.
Speaker 3: I think we should have literally like a recession, like
Speaker 3: you know, like literally like take questions Q and al
Speaker 3: like our Baqa recession questions and then like a so
Speaker 3: we could really deep dive into like how to prepare
Speaker 3: your career, how to prepare your business, and how to
Speaker 3: prepare you know, your personal finances like those three things.
Speaker 3: I think that would be so helpful for our listeners
Speaker 3: because it doesn't have to be this big, bad, scary thing.
Speaker 3: But certainly, you know, the first recession, I had no idea.
Speaker 3: I bought a house at top of market, like da
Speaker 3: da da da. I'm twenty five and out here doing
Speaker 3: big grew up session. What's the recession? Ru googling it,
Speaker 3: we would well, ooh girl, they say people lose their job,
Speaker 3: but not teachers owe me too. So my first introduction
Speaker 3: to the recession was raugh and so we don't want
Speaker 3: that for you. You know, there's a lot that you know,
Speaker 3: we wish we would have known, and I'm way more
Speaker 3: prepared now. That's why I was like, m Tiffany, even
Speaker 3: though I would buy this place and it wouldn't have
Speaker 3: a mortgage, you know, I'm still committing to like twenty
Speaker 3: one thousand dollars a year and just overhead, just basic overhead,
Speaker 3: which not to say I can't afford that, but I
Speaker 3: was just like, what's the desired outcome? And does this
Speaker 3: meet it? Or just doesn't meet some of it?
Speaker 5: You know?
Speaker 3: And so I think every almost all of our choices
Speaker 3: are also financial choices, and if we keep those in mind,
Speaker 3: then I truly believe that you can, you know, you
Speaker 3: can make a choice that meets at least most of
Speaker 3: your criteria, you know, like and so yeah, So I
Speaker 3: just think that I'm glad that, you know, they get
Speaker 3: to kind of come along the ride with us as
Speaker 3: we like navigate this because I love in real time hearing,
Speaker 3: like even though I know it's not this large cross
Speaker 3: section of the Mandy money makers, but it's it's real
Speaker 3: life happening to real people that we get to see,
Speaker 3: like what's happening when it comes to the job marker?
Speaker 3: How long did it take? And then too, I think
Speaker 3: one of the biggest takeaways is like, look what happens
Speaker 3: when you actually have help navigating that space versus maybe
Speaker 3: if you know, maybe it would have been four months
Speaker 3: or five months if.
Speaker 2: She was out here instead of getting feeling absolutely and
Speaker 2: like the support of having a place you can go
Speaker 2: and say, y'all, I got laid off today, I'm kind
Speaker 2: of freaking out. And you know, it's been really wonderful
Speaker 2: to see the makers kind of just cover these women
Speaker 2: and cover their fellow makers. This is my first proceession
Speaker 2: as a business owner, so I'm even thinking, huh, am
Speaker 2: I gonna sink this much into my like my solo
Speaker 2: four one care should I keep more cash, you know,
Speaker 2: and my reserves since here, Yeah, I.
Speaker 3: Can talk about it because honestly, like we I've been prepared, honey.
Speaker 3: Like I was like during COVID, I was freaked out.
Speaker 3: I was like, uh, we had one month worth of
Speaker 3: emergency savings, and I said, it's not in all. So
Speaker 3: now all of my companies have six months of emergency savings,
Speaker 3: and well, we're going to talk. Like I said, I
Speaker 3: think it's there's so much stuff that we could do
Speaker 3: to prepare. But we also have pivot plans of like
Speaker 3: I call it going to the bank. I tell it
Speaker 3: to all like my mentees and my mentor Tiffany dot com.
Speaker 3: Is that like, you should have this thing where I
Speaker 3: call it where it's like you have your regular business model.
Speaker 3: But if stuff is you know, the young people say,
Speaker 3: if shit gets thick, then I can go to the bank.
Speaker 3: And sometimes going to the bank is like I can
Speaker 3: do consulting. Like for example, for me personally, I know
Speaker 3: that if if I wanted, I could do one on
Speaker 3: one consulting and make quite a bit of money. I
Speaker 3: don't particularly want to do one on one consulting, but
Speaker 3: if things got really bad, that's the bank for the Budgetista.
Speaker 3: Back when I first started the Budgetista, the bank was
Speaker 3: babysitting and tutoring. It was like, oh my gosh, Budgetesta
Speaker 3: made no money, but that's okay. I babysat and tutored
Speaker 3: to make money instantly. And so I think every business
Speaker 3: owner should have some ways, even if it's not ways
Speaker 3: that you're currently doing that you could tap into that
Speaker 3: bank and say, if I had to, I could do this, this, this, this,
Speaker 3: Like I know you don't particularly like editing being an
Speaker 3: editor anymore, but you know, if you had to, you
Speaker 3: could take make some right. You can make some coin
Speaker 3: in the meantime on the way out exactly. Those are
Speaker 3: That's why it's important. So now, but this is good.
Speaker 3: I mean, I just think, like you know, well, by
Speaker 3: the time you guys hear this episode, you know officially,
Speaker 3: voting will be over. You know, I know, I'm I know,
Speaker 3: but I mean, here's the thing, here's the thing, here's
Speaker 3: the thing, here's the thing I told myself. Regardless of
Speaker 3: what happens, life move on, meaning that you have to
Speaker 3: whether it's a Republican House Senate that like we will,
Speaker 3: you will have to learn to navigate. Whether it's all Democrat,
Speaker 3: you'd have to learn to navigate. And that's how life
Speaker 3: looks like. You know, it's so cyclical, and you will
Speaker 3: manage and we will. You know. The key is, with
Speaker 3: the tools available to me, how do I make the
Speaker 3: most of it? And that's all that can be asked
Speaker 3: of you. So you know, just keep that in mind
Speaker 3: that like you know, there have been worse that's happened,
Speaker 3: and there have been better that's happened. Neither way, You're
Speaker 3: still here.
Speaker 2: So absolutely, and it's such a it's like a Buddhist
Speaker 2: way of looking at things that in life there are
Speaker 2: there are intense moments of joy and ups and everyone's
Speaker 2: making money and it's all great, and then you also
Speaker 2: have to be ready for the other foot to drop.
Speaker 2: And I think that it's not pessimism, it's realism, and
Speaker 2: that's what I like to bring to the table. But
Speaker 2: there's still room to be optimistic. It's just about okay,
Speaker 2: let's be optimistic and cautiously optimistic moving forward.
Speaker 3: Yeah, and plan either way?
Speaker 2: Absolutely well? Should we take a cao break a break
Speaker 2: and come wait shu, all right, I gotta think of
Speaker 2: a booster break. Day was gonna be right.
Speaker 5: Back, okay, and we're blacking back, and now it's time
Speaker 5: for boostom bring.
Speaker 3: Boost, don't bring boot, don't bring up boost? Are you
Speaker 3: gonna boost? Are you gonna break? You're gonna break? Which
Speaker 3: one are you gonna do? Magic? Which one? Will you take? Boost?
Speaker 3: A break? Because yours is a big, mine is short,
Speaker 3: So I'll just do and then that way we can
Speaker 3: we can wax poetic on yours like after yeah, okay,
Speaker 3: so minus willian leta of course, I just forgot it,
Speaker 3: darn it. It was not like a big one. It
Speaker 3: was like, oh my god, it was right here.
Speaker 2: It's cheap it's too much energy helping me think of mine?
Speaker 3: No, what was it? It was, oh, okay, this is
Speaker 3: my my boost. It's I mean, it's a big deal,
Speaker 3: but not like a big deal for me personally. I've
Speaker 3: decided I decided long anyway, I've decided that. Like I mean,
Speaker 3: y'all know, I've been like redesigning my life. I just
Speaker 3: actually I've not spoken to doctor Green in a month,
Speaker 3: and we finally had our session like last week, and
Speaker 3: I was sharing her all the changes, and she was like,
Speaker 3: are you just in awe of the women that you
Speaker 3: become activity? And I was like, but I told her
Speaker 3: that one of the things on my list is I
Speaker 3: want more space and time to just do the things
Speaker 3: that I enjoy. You know that sometimes I feel so
Speaker 3: rushed in the next thing and the next thing in it.
Speaker 3: And I said, so next next year, I told my
Speaker 3: admin rose to put an X on March, to put
Speaker 3: an X on August, and to put an X on December.
Speaker 3: I mean, I'm not going to work those three months.
Speaker 3: And I'm super excited about it, you know, because I'm
Speaker 3: just like I you know, I'm I'm telling all of
Speaker 3: my partners, you know, ahead of time, so that way
Speaker 3: they want to work with me. It doesn't mean that
Speaker 3: nothing will get posted, you know, but it just means that,
Speaker 3: like I will pre tape, like let's just say, I'm like, oh,
Speaker 3: they want me to do some reels or whatever. All
Speaker 3: those things will be done because my team will still
Speaker 3: be working. But you know, I want to create space
Speaker 3: where I'm like, I'm not overworking, you know, because I
Speaker 3: felt I'm not going to lie. I was doing really
Speaker 3: well until the Netflix special came out and then it
Speaker 3: triggered old Tiffany, which is, oh girl, we about to
Speaker 3: get it. And then I was like, oh my gosh,
Speaker 3: and I didn't know how to turn it off. And
Speaker 3: then I got really sick with that upper respiratory and
Speaker 3: it sat my my behind down, and I said, I
Speaker 3: don't want to go back to that, Like there has
Speaker 3: to be a way to you know, celebrate something good
Speaker 3: or promote something without breaking myself, because that's what I
Speaker 3: would just do. I would power through and I don't
Speaker 3: want to be that Tiffany anymore. And so I do
Speaker 3: say all that to say that like I'm excited because
Speaker 3: I'm like, that's what next year is going to look like.
Speaker 3: I don't know I'm going to work it out. But
Speaker 3: I told myself, first you work it out by intending it,
Speaker 3: then you say it, then you let people know, and
Speaker 3: then we work around it. And so that's I'm excited
Speaker 3: about that. So that's my boosty. But I know you
Speaker 3: have a huge booze Managi.
Speaker 2: Yeah, I'm very, very, very freakin proud. So y'all know
Speaker 2: that I started my book proposal journey. That's past summer.
Speaker 2: I started working with the book proposal coach because I think,
Speaker 2: like a lot of journalists and writers, I always wanted
Speaker 2: to write a book, but it was never happening, and
Speaker 2: I realized I needed some accountability. So I started working
Speaker 2: with this coach in June and at the same time
Speaker 2: another coach for my Mandi money Maker's Academy, and doing
Speaker 2: those two things at the same time made me really
Speaker 2: pull back in my business so I could have more
Speaker 2: space for that, and they worked and the like there
Speaker 2: was a method to the madness. The coaching around the
Speaker 2: Many money Maker's Academy was how can I create still
Speaker 2: the same amount of value but less of a high
Speaker 2: touch process or I wasn't so I wouldn't have to
Speaker 2: show up live as often and reinvent the wheel every
Speaker 2: time I had a new cohort. Basically, so how could
Speaker 2: I create like on demand content and take everything I
Speaker 2: had already done and just make it more automatic? And
Speaker 2: that freed up time for me to focus on my
Speaker 2: book proposal. So my book proposal I started working on.
Speaker 2: I took a big break in September when I was
Speaker 2: just free launching Mandy money Makers, and that went off successfully.
Speaker 2: In then October I hit it again and I've done.
Speaker 2: I've finished seventy pages of book purposes.
Speaker 3: Yeah, I'm page girl.
Speaker 2: That's a book. Yes, I felt like it. Seventy pages,
Speaker 2: nine or ten chapters of the book. The working title
Speaker 2: is quite your way rich, so right on brand. I
Speaker 2: love it, Yes, and it feels exactly like it just
Speaker 2: feels like what it just it's so cohesive with everything
Speaker 2: that I've been doing the past two years in my business,
Speaker 2: and it just makes sense and I do feel like
Speaker 2: it's evergreen. And yeah, and even though yes, the pandemic
Speaker 2: and the great resignation happened, I believe this is going
Speaker 2: to be the kind of career book that can just
Speaker 2: be a staple for any in their lives. But so
Speaker 2: what happens now this is like a very big but
Speaker 2: early stage book. Proposal is done. Now, I shop it
Speaker 2: to find an agent, and when I find an agent,
Speaker 2: they will then take it and sell it to a publisher.
Speaker 2: So with Thanksgiving coming up, the clock is ticking. I
Speaker 2: really want to have an agent before the holiday. I
Speaker 2: don't know if that's realistic or not. My proposal coach
Speaker 2: should be pitching people this week, but I hope it
Speaker 2: finds a home and I'll keep you first. As ever,
Speaker 2: let me tell you something about Mandy.
Speaker 3: Hey. If she's nothing, she's ready. I because of how
Speaker 3: I am. I said, let me see if this domain
Speaker 3: quit you very rich is available because I'm going to talk.
Speaker 3: One of the first things go gathering. I talk it
Speaker 3: to my phone, quit youayrich dot com and I said,
Speaker 3: oh man, it's take it. And then I see a
Speaker 3: picture of this beautiful woman with these girls popping. Her
Speaker 3: name is Mandy Witch of Santos and I was like, girl, Mandy,
Speaker 3: you're playing with y'all. She was like, I love that
Speaker 3: you grabbed that domain. I was like, well, she's a
Speaker 3: saidate that people know she got that domain asent now,
Speaker 3: But honestly, I am so happy for you and proud
Speaker 3: of you, and I just can't wait to, you know,
Speaker 3: watch your journey. Just make sure as you're writing the
Speaker 3: book to keep in mind to save some reserves, because
Speaker 3: I'm everyone says this, but it doesn't feel like it
Speaker 3: because writing the book part is so hard that that's
Speaker 3: easy compared to the marketing.
Speaker 2: I'm the marketing.
Speaker 3: I don't know, worry about it. We got you, but
Speaker 3: I know you got me. I will, yes, But I'm
Speaker 3: just saying that, like the book, I mean, the book
Speaker 3: part obviously is very intense, and it is, but yeah,
Speaker 3: you know, the marketing part is just I mean, I've
Speaker 3: learned so many things, you know, I'm like and even
Speaker 3: now literally because I have so many friends writing books
Speaker 3: now that I just I am actually working on like
Speaker 3: more easy to digest a checklists that I told you
Speaker 3: many that I'll give because I gave you, like my
Speaker 3: full seven month deep dive, and I'm like most a
Speaker 3: lot of my friends are like this too, much, Like
Speaker 3: maybe I could just get like a basic checklist, like
Speaker 3: get their domain. Here's when you should start asking for reviews.
Speaker 3: Did you know that reviews with pictures on Amazon are
Speaker 3: prioritize reviews without pictures make sure you ask for you
Speaker 3: see what I mean, So I want to get like
Speaker 3: a checklist, so it'll, you know, for people who are
Speaker 3: going to do the deep guy with my seven month
Speaker 3: like kind of like layout, but also for folks who
Speaker 3: are like not necessarily going to do all that, but
Speaker 3: these little nuanced things that make all the difference. But yeah, no,
Speaker 3: I'm I'm so proud of you because I know how
Speaker 3: hard that is. And the fact that it's seventy pages,
Speaker 3: I mean, that's such a I'm glad you did that
Speaker 3: because one, it'll allow a potential publisher to know exactly
Speaker 3: what they're getting, you know, because I'm not gonna lie
Speaker 3: I didn't want to do because I forgot how many
Speaker 3: pages my it was around seventy something like that. Something
Speaker 3: crazy too.
Speaker 2: Between fifteen hundred is like standard.
Speaker 3: I think, yes, but I want to do like a
Speaker 3: ten page And my agent, Heather, was like, you can
Speaker 3: do that. But the issue with that is then the
Speaker 3: publisher has to kind of guess what your book is
Speaker 3: going to be about. And she said, the longer not
Speaker 3: necessarily the length, but more in depth it is that
Speaker 3: means you've already done the work of really mapping out
Speaker 3: what you want to write, and so that helped a
Speaker 3: lot because I don't really care about what the publisher
Speaker 3: was going to think. But for me, it allowed me
Speaker 3: to say, Tiffany, I was so clear about this is
Speaker 3: the book I'm writing. And when you know, I finally
Speaker 3: chose my publisher and they chose me Penguin. Nobody was
Speaker 3: guessing what's the book going to be about. We were
Speaker 3: all on the same page because they they bought it
Speaker 3: based upon the you know, the proposal. So it's exciting.
Speaker 3: Oh look look at me.
Speaker 2: It's a good test too, because if you weren't excited
Speaker 2: to write, if you couldn't get the proposal out of
Speaker 2: your body. And like, I'm not opposed to anyone having
Speaker 2: a ghostwriter or a developmental proposal like co creator. I
Speaker 2: think collaborations great. But if I'm like, I'm going to
Speaker 2: be sitting with this book for months and years because
Speaker 2: that's how long it takes, I need to really want
Speaker 2: to say this stuff and to feel passionate about it.
Speaker 2: And I did. I felt that way. It was. It was, yeah,
Speaker 2: it was. I'm not going to say it wasn't hard,
Speaker 2: because you know, you have to make that commitment and
Speaker 2: lots of early mornings before Rio woke up. But it
Speaker 2: was all worth it, and my proposal coach is really
Speaker 2: optimistic that I'll be able to get a deal. The
Speaker 2: first I got to get an Asian it didn't happening.
Speaker 3: The book is happening. It is because it's one, it's
Speaker 3: super timely to your point, but it's also evergreen, which
Speaker 3: is really awesome. I want to see you on the cover,
Speaker 3: just so you know. I want to girls.
Speaker 2: Popping really, Yes, I do that far ahead.
Speaker 3: Yes I know, but I'm like, no, we need to
Speaker 3: get more brown girls on the cover. They need to
Speaker 3: go oh okay. I like, no, I want to go
Speaker 3: to that Bars and Noble section and be like, oh, brown, brown, brown.
Speaker 2: That was amazing, But yeah, it would be amazing. I
Speaker 2: just want and I feel like y'all are invested in
Speaker 2: the journey. Obviously Tiff has been invested in the journey.
Speaker 2: Just want to do everybody proud. And I want to
Speaker 2: write a book that fucking changes lives and it makes
Speaker 2: people feel more empowered the same way than I do
Speaker 2: my you know, everything that I do in my business.
Speaker 2: So it feels good. Y'all send me some good, some
Speaker 2: good big.
Speaker 3: Book Buyer give Manny some goods, but I want you
Speaker 3: to hit him on Twitter. I know she's not a
Speaker 3: Twitter as much, but all the ful instagram on Twitter, Instagram,
Speaker 3: all right, hit her up and just like you know,
Speaker 3: send her DM and just be like, girl, you got this.
Speaker 3: I can't wait. Yeah, I'm just super happy honestly because
Speaker 3: it is like for me, it wasn't so much Barnes
Speaker 3: and Nobles, but I was like, if I could see
Speaker 3: my book in Target, because I like, I go to
Speaker 3: Target all the time, and I still have to hit
Speaker 3: me when I see it at Target, I'm like, I'm
Speaker 3: in the place where I spend all my money and
Speaker 3: I have to tell you, you know.
Speaker 2: Like I told you my proposal coach has your book
Speaker 2: in her background. And then also when she was showing
Speaker 2: me there's like different steps in the process, and when
Speaker 2: I was designing my book proposal, there's always a comparison,
Speaker 2: a comparison, a comparison like a competitor analysis where you
Speaker 2: look at the top five books. And I think the
Speaker 2: three samples she showed me, they were they were like similar,
Speaker 2: they were there were financial books and Good with Money
Speaker 2: was right there at the top, like this is the bar,
Speaker 2: this is proof because it's proof that financial books by
Speaker 2: women of color can do great, you know. So I
Speaker 2: love seeing that. For sure, it wasn't on my list
Speaker 2: because it ain't about money. But yeah, but it is
Speaker 2: like it is the bar. Now you are at the bar.
Speaker 2: Oh bitch, you're at the bar.
Speaker 3: I was just listening to that girl I don't know
Speaker 3: with plastic on couch. But I'm just so like, that's
Speaker 3: I mean, I've always loved it, but just recently, I'm
Speaker 3: just like I was.
Speaker 2: Besides this season, That's why I don't know, what are
Speaker 2: you trying to say, romantical?
Speaker 3: Oh my gosh. But yeah, so it's just I'm just excited.
Speaker 3: So it's like this new I just love what we
Speaker 3: get to do, you know, that we get to do, like,
Speaker 3: you know, pouring to the people that we care about,
Speaker 3: our audience in so many different ways, you know, from
Speaker 3: the podcast or individual businesses, the books. You know. It's
Speaker 3: just I don't know that professionally it gets better than
Speaker 3: this because everyone can't say that they can see the
Speaker 3: direct correlation of what they do and the people that
Speaker 3: they're serving, you know, and so we get to say
Speaker 3: that that's this is why I became why I was
Speaker 3: a school teacher because selfishly, I was like, I want
Speaker 3: to see my work, you know, and I love the
Speaker 3: fact that I'm like, oh my gosh, Rio can read
Speaker 3: because I taught him, you know, and so like what
Speaker 3: we do here, it's like, wow, look how many people
Speaker 3: we get to help instantly, Like someone's going to listen
Speaker 3: to this and be like because of you, guys, dot
Speaker 3: dot dot dot dot, you know. So just you know,
Speaker 3: I'm just proud of you, Mandy, because I know there
Speaker 3: was a little touch and go in the beginning. You're like,
Speaker 3: what now, look they're lost.
Speaker 2: I know I'll never forget. I'll never forget that that
Speaker 2: pivot for me and what happened and how you were
Speaker 2: there to lift me back up. It'll it'll always be
Speaker 2: one of the reasons I love you the most.
Speaker 3: But oh insane, Mandy, same yeah, all right, we don't
Speaker 3: let me just start crying anyway.
Speaker 2: Wait, I was just about to say the podcast network,
Speaker 2: y'all listen, Tiffany's not availed will March what was it?
Speaker 3: March August? What am I gonna do? No, no, no,
Speaker 3: We're gonna figure it out, like even by pre tape
Speaker 3: some stuff. We gotta figure it out or even if
Speaker 3: I say, because it's my first year doing it, like
Speaker 3: I'll do two episodes, you know what I mean, I'm
Speaker 3: gonna We're gonna figure it out. But I just said,
Speaker 3: let me say it and then then adjust to it.
Speaker 5: You know.
Speaker 2: Oh yeah, we're very nimble. We got it.
Speaker 3: So don't worry. If you're like I want more, there
Speaker 3: is more. You already know. We Every Friday we have
Speaker 3: the b a QA where if you have questions, we
Speaker 3: have some answers, and so we'll see you on Friday.
Speaker 2: B a q A Hey.
Speaker 4: By y'all, Hey ba fam. We could not do this
Speaker 4: show without your support or the support of our team
Speaker 4: behind the scenes. The Brown Emission podcast is produced by
Speaker 4: Cumulus Podcast Network. It's edited by the wonderful Emani Crosby
Speaker 4: and produced by Tanya Bustos. Dennis Stimplinsky is our in
Speaker 4: house techduru, and I am Bandy Woodrif Santos your co host,
Speaker 4: and I will see y'all next week.
Speaker 2: B