Speaker 1: Episode four twenty one. This couple's crazy side hustles led
Speaker 1: to paying off sixty thousand dollars of debt in two years.
Speaker 2: Welcome to the Frugal Friends podcast, where you'll learn to
Speaker 2: save money, embrace simplicity, and liver your life. Here your hosts,
Speaker 2: Jen and Jill.
Speaker 1: Welcome to the Frugal Friends podcast.
Speaker 3: My name is Jen, my name is Jill, and it's
Speaker 3: debt Free Summer.
Speaker 1: We are coming to you with another episode of a
Speaker 1: listener just like you who paid off debt and decided
Speaker 1: to celebrate with us, to talk about it with us
Speaker 1: and celebrate it with us.
Speaker 3: Yeah, we recorded these episodes really Debt Free Stories a
Speaker 3: couple of years ago, year and a half four the
Speaker 3: YouTube channel so you can see it. But now we're
Speaker 3: airing them because we love hearing debt payoff stories from
Speaker 3: normal people. We know you love it too, and why
Speaker 3: not have a debt free summer to encourage yourself along
Speaker 3: the way.
Speaker 1: Yeah, and we're gonna We got updates from all our
Speaker 1: participants and we have more insight about their stories and
Speaker 1: their methods that we want to share after So, but first,
Speaker 1: this episode is brought to you by referrals You have
Speaker 1: something that you love and you want to share it
Speaker 1: with people, but you want to be rewarded for it.
Speaker 1: And that's why there are referrals. And we have something
Speaker 1: similar with a friend letter. It's a referral program and
Speaker 1: we just got brand new mugs program. For one friend
Speaker 1: to sign up for the friend letter and they actually
Speaker 1: do it. You get stickers. When you refer five friends,
Speaker 1: you get a grocery tote that says frugal not cheap.
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Speaker 1: frugal af It is so fun.
Speaker 3: And my standard for a good mug is that all
Speaker 3: four of my fingers can fit into the handle. And
Speaker 3: it is one of those mugs.
Speaker 1: It is one of those muggs. It's not like your standard.
Speaker 1: I got this mug, like this is a print on demand,
Speaker 1: like cheap mug. This is a beautiful mug. Like it's
Speaker 1: it's it's like partly dips so the bottom is like rough,
Speaker 1: Like let me.
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Speaker 3: If these debt free stories and a debt free summer
Speaker 3: is exactly what you need, feel free to queue up
Speaker 3: other episodes like episode four nineteen where Tina sharing her
Speaker 3: story of paying off one hundred and seventy thousand dollars
Speaker 3: of debt. We've got Episode three point fifty six Frugal
Speaker 3: side Hustle Airbnb rooms and co hosting. Episode three twenty
Speaker 3: is another side hustle episode about bookkeeping. Episode three oh
Speaker 3: eight is another side hustle about virtual assistant being a
Speaker 3: virtual assistant. And all of this is because it's related
Speaker 3: to this episode where side hustles were the way that
Speaker 3: this couple paid off their debt, and so if it
Speaker 3: really inspires you to try and find ways to increase
Speaker 3: your income, not just cut expenses, then those are going
Speaker 3: to be the best ones to queue up.
Speaker 1: After Yeah, you can actually head to Frugal friendspodcast dot
Speaker 1: com slash episodes and if you in the search box
Speaker 1: type in frugal side Hustle, then you'll see all of
Speaker 1: our frugal side hustles in that series. They are all
Speaker 1: They're all side hustles that you can make legitimate money
Speaker 1: by working on the side, but also potentially could grow
Speaker 1: into more, whether through skills you have accumulated, or it
Speaker 1: could just turn into a full time business. There's nothing
Speaker 1: in there like dog walking or delivering uber eats or
Speaker 1: anything like that. We were really intentional with the side
Speaker 1: hustles that we chose for this series, So definitely head
Speaker 1: to our website and search for the frugal side hustles
Speaker 1: because they are so so good. But Jason and his
Speaker 1: wife did a lot of side hustles and maybe you
Speaker 1: don't want to take it as extreme as them, but
Speaker 1: I think it's beneficial to hear their story and then
Speaker 1: kind of decide for yourself or maybe maybe be encouraged
Speaker 1: if that is something that you're doing.
Speaker 3: Yeah, we're excited to get into this story. They paid
Speaker 3: off sixty thousand dollars in two years and how they
Speaker 3: did it. Some of the crazy ways of finding some
Speaker 3: extra money, what they cut, how they got rid of
Speaker 3: extra stuff and live more intentionally. So let's get into it,
Speaker 3: and we are so excited to share another debt free
Speaker 3: story with you from Jason. Jason, Welcome, Thanks so much
Speaker 3: for joining us today.
Speaker 4: Thanks so much for having me, And I just hope
Speaker 4: that something that I say helps others learn something as
Speaker 4: they journey toward debt freedom.
Speaker 1: Awesome, okay, Jason, So tell us a little bit about you,
Speaker 1: your family, and what life was like when you started
Speaker 1: your debt free journey.
Speaker 5: Oh sure.
Speaker 4: So currently I'm living in Atlanta, Georgia. I have a
Speaker 4: wife of ten years, and we have two young boys.
Speaker 4: We have a six year old and a two year
Speaker 4: old and one on the way, so we're about to
Speaker 4: have three boys actually, so our family's growing. So Actually
Speaker 4: for you, I actually have two debt free stories. So
Speaker 4: my first story was when I was single and I
Speaker 4: got married later in life. I got married when I
Speaker 4: was thirty six. So when I was single out of
Speaker 4: my own young twenties, you know, I didn't know anything
Speaker 4: about money. I didn't know anything about financial literacy or anything,
Speaker 4: and I got myself into.
Speaker 5: A lot of credit card debt.
Speaker 4: And to put into perspective, I had I had a
Speaker 4: mass thirteen five hundred dollars in credit card debt. Well,
Speaker 4: some people might not think that sounds like, well, that's
Speaker 4: not too bad, you know, that's manageable. But when I
Speaker 4: tell you I was making twenty three thousand dollars a
Speaker 4: year at my annual salary, that's a problem.
Speaker 5: That's a big problem.
Speaker 4: So what happened was I was just using the credit
Speaker 4: card for everything, every single purchase, groceries, gas, you know, clothes,
Speaker 4: entertain everything.
Speaker 5: I just used the credit card.
Speaker 4: And you know, you get behind, and you know, next thing,
Speaker 4: you know, those interest monthly interest rates, you know, start
Speaker 4: piling up. And I just kind of woke up one
Speaker 4: day and I realized that, you know, I'm not doing
Speaker 4: life right. This is something's wrong, Like this isn't you know,
Speaker 4: I shouldn't be living like this. So I just I
Speaker 4: started self educating myself. I started diving into you know,
Speaker 4: books and resources.
Speaker 5: You know, websites, you know, podcasts like what you.
Speaker 4: Guys do, and I and I went the first thing
Speaker 4: I remember doing was I went down to the local bookstore,
Speaker 4: and you know, that's when I kind of discovered Dave
Speaker 4: Ramsey's books, and you know, Clark Howard is another big one.
Speaker 4: And I started listening to the radio shows, and I
Speaker 4: started paying attention to, you know, anything money related, like
Speaker 4: so I just started you know, diving into all that
Speaker 4: and just trying to teach myself, like what can I
Speaker 4: do to you know, reverse this, like get out of
Speaker 4: this debt. Like So the first thing I did was
Speaker 4: I stopped using credit cards altogether because for me, I
Speaker 4: was like, there's no way I'm ever going to pay
Speaker 4: this off if I using it. So I stopped using
Speaker 4: the credit cards. Actually put those credit cards in the
Speaker 4: back of my sock drawer. I hit them for myself,
Speaker 4: and I eventually paid that off. I gave myself the
Speaker 4: goal of one year. I said, I want to pay
Speaker 4: this off on one year. So I actually fell short.
Speaker 4: I did it in thirteen months. So in thirteen months,
Speaker 4: I paid off that that all those credit card bills.
Speaker 4: And I haven't used a credit card since I haven't
Speaker 4: so that was over twenty years ago. So I have
Speaker 4: not used a credit card and over twenty years and
Speaker 4: I actually had a Discover card, but they actually canceled.
Speaker 4: They canceled on me because I never used it. So
Speaker 4: I actually called about it one day and I said, hey,
Speaker 4: you know, I was checking on this card, like, oh,
Speaker 4: we actually canceled your account. I said, oh you did.
Speaker 5: What happened?
Speaker 4: Did it get hacked or something? No, we canceled it
Speaker 4: for you know, non use. I said, Oh, I didn't
Speaker 4: even know you guys did that. They just canceled. They
Speaker 4: don't tell you. They don't send you a letter, they
Speaker 4: don't send you an email, just you know. I was like,
Speaker 4: thank god it and try to use that credit card.
Speaker 4: It was like an emergency or something. It was just
Speaker 4: no good and they just canceled it didn't tell me.
Speaker 4: So that was that was a pretty interesting phone conversation.
Speaker 4: But that's my first story. So that's when I was single.
Speaker 3: So yeah, so what about the second story.
Speaker 4: Yeah, my second story is is probably a little more
Speaker 4: entertaining for the audience. So so I got married a
Speaker 4: little bit later, So this is about probably ten years
Speaker 4: later after my first debt free journey.
Speaker 5: I met my wife. We got married. So when I
Speaker 5: met my.
Speaker 4: Wife, she actually had sixty thousand dollars a student loan
Speaker 4: debt when we got married, and then she also had
Speaker 4: like consumer credit. She had like credit cards, she had
Speaker 4: a car loan, she had you know, a lot of
Speaker 4: like the little old you know Cohle's target cards, you know,
Speaker 4: the department store cards. So she had a lot of
Speaker 4: debt and it was it told her up to around
Speaker 4: sixty grand of debt.
Speaker 1: Wow, that's great. So what did you and your wife
Speaker 1: do to get started with paying off that sixty thousand dollars?
Speaker 4: So what we did was I basically just I basically
Speaker 4: told her the story I just told you about. Hey,
Speaker 4: this is what happened to me. You know how I
Speaker 4: got out of debt. So we kind of like worked
Speaker 4: together and created a plan. And the first two years
Speaker 4: of our marriage we made major sacrifices. And we were
Speaker 4: only making a combined sixty thousand dollars total household income,
Speaker 4: and we paid off all of her debt in two years.
Speaker 4: So her goal she was twenty eight years old, and
Speaker 4: she made a very aggressive goal, I want to be
Speaker 4: debt free by my thirtieth birthday, and she was able
Speaker 4: to pull that off. Now, I will tell you we
Speaker 4: did a lot of We were very aggressive on trying
Speaker 4: to pay off this debt. We did a lot of
Speaker 4: crazy things. I thought at the time just to make
Speaker 4: extra money. So some of the things some might not
Speaker 4: sound crazy, but I'll tell you some of the craziest
Speaker 4: thing we did. So, you know, she was a nanny
Speaker 4: at the time, so she took extra nanny job, she
Speaker 4: took extra babysitting jobs, stuff like that to make extra money.
Speaker 4: You know, me, I started taking the old manual labor jobs,
Speaker 4: you know those side jobs like you know, helping people move,
Speaker 4: you know, stuff like that, you know where people just
Speaker 4: need little help, like with manual labor, you know, warehouse
Speaker 4: type stuff.
Speaker 5: I did that. Of course, we saved.
Speaker 4: Any you know, tax return money, any you know, Christmas
Speaker 4: birthday money, any any extra money we got, we just
Speaker 4: put it toward the debt. And then we started aggressively
Speaker 4: selling things online. eBay and Craigslist were the two big
Speaker 4: ones at the time that we were really successful with,
Speaker 4: just selling you know, anything and everything that we didn't
Speaker 4: need or didn't want, or you know, stuff that we
Speaker 4: would flip. We would do that and we did really
Speaker 4: really well with that. And then another thing we did was,
Speaker 4: of course, you know, along the same lines, we did
Speaker 4: a lot of garage sales.
Speaker 5: We you know that that was kind.
Speaker 4: Of tricky because I remember we scheduled so many yard
Speaker 4: sales and then it rained, so that that's the trick
Speaker 4: with the yard sale.
Speaker 5: I was like, yeah, if.
Speaker 4: We had an indoor venue for a for a garage sale,
Speaker 4: that would be ideal because then you don't have to
Speaker 4: worry about the weather. But another thing that we did
Speaker 4: that was really super successful was we started doing all
Speaker 4: these like like focus groups or you know they're called
Speaker 4: like marketing studies, focused studies, focus groups, and you know,
Speaker 4: it would just be something like, you know, hey, a
Speaker 4: taste test, like a food taste test. Come in and
Speaker 4: it's thirty minutes and you're testing food for a restaurant.
Speaker 4: And then they're gonna walk out there and they're gonna
Speaker 4: give you a check for whatever fifty one hundred bucks.
Speaker 4: Sometimes they pay them gift cards, but you know, the
Speaker 4: ones that pay them money are good. So we actually
Speaker 4: did over I want to stay over about two years.
Speaker 4: Like the both of us combined. We made eight thousand
Speaker 4: dollars to just that. So that was, you know, all
Speaker 4: this is extra money toward the debt. Now I'm going
Speaker 4: to tell you the craziest thing we did. When you
Speaker 4: look back, it was so stupid. So my wife had
Speaker 4: a pretty bad diet coke addiction, and she was drinking
Speaker 4: all these diet coke cans. And I saw these coke
Speaker 4: cans laying around the house and I was like, you
Speaker 4: know what, what have we started saving these cans? We
Speaker 4: just take it down the recycling center and they pay us,
Speaker 4: you know, for the you know, for the aluminum cans.
Speaker 4: So we started saving these cans and uh, you know,
Speaker 4: we were saving cans and taking big trash bags of
Speaker 4: cans down there. And we actually, I remember we went
Speaker 4: on a beach trip down to Florida and we walked
Speaker 4: around the beach, uh you know, when everyone had left.
Speaker 4: We walked around the beach just picking up cans, like
Speaker 4: because you know, people through the throw the tracks were
Speaker 4: picking up cans, putting saving cans. Everybody we saw a can,
Speaker 4: we picked up and save it. And I am embarrassed
Speaker 4: to say, I don't even know how many hours we
Speaker 4: did collecting cans, but we made about one hundred and
Speaker 4: twenty dollars doing this. It was that was the biggest
Speaker 4: waste of time. So I had no idea how little
Speaker 4: they would pay for aluminum cans. But but that just
Speaker 4: shows you how we were so laser focused on. We
Speaker 4: just hated debt, like we were so laser focused on
Speaker 4: getting out that debt. And when we when we first
Speaker 4: got married, the two This probably happens that anybody who
Speaker 4: gets married, the top two questions are going to be
Speaker 4: asked by all your family and friends sometimes before you've
Speaker 4: been getting married. Oh, when are you guys going to
Speaker 4: have kids? That's the first question. And then the other
Speaker 4: one is when are you guys going to buy a house?
Speaker 4: So those are the top two questions we just got
Speaker 4: inundated with, and we just got kind of annoyed with,
Speaker 4: and we would always fire back, not until we get
Speaker 4: out of debt. Not until we get out of debt.
Speaker 4: We're paying off our debt first, and then we can
Speaker 4: think about starting a family, we can think about you know,
Speaker 4: buying a house whatever. So that's what we did. You know,
Speaker 4: not everybody has.
Speaker 5: That time window.
Speaker 4: I understand that to to put off kids or put
Speaker 4: off you know, a major purchase. But we had that
Speaker 4: window of time and it really allowed us to pay
Speaker 4: off that debt, and you know, we it's changed our life.
Speaker 4: It's it's changed the trajectory of our financial future. And
Speaker 4: now we have young kids and we're teaching them, you know, basically,
Speaker 4: you know, all the mistakes that we made, we're trying
Speaker 4: to help them avoid those mistakes.
Speaker 3: Now that you've got this perspective, having paid off the
Speaker 3: debt that you've paid off and being able to say,
Speaker 3: you know, some things were really great and lucrative and
Speaker 3: really helped us, but other things were just silly and
Speaker 3: a waste of time. So as you look back on
Speaker 3: kind of how you went about it, would you have
Speaker 3: changed anything?
Speaker 5: Yeah, that's a really good question.
Speaker 4: And now you know, I'm just thinking about and I've
Speaker 4: seen this not only myself, but others other friends as well,
Speaker 4: who've aggressively paid off like hundreds of thousands of dollars
Speaker 4: in debt versus you know, our sixty thousands. But what
Speaker 4: I would say is that kind of thinking looking back
Speaker 4: on it is is we were so aggressive and so
Speaker 4: laser focused, like you said, and then once you reach
Speaker 4: that goal of finally paying off that debt, you're kind
Speaker 4: of like you don't know what to do.
Speaker 5: Net You're like, now, what, like what what do we do? Like?
Speaker 5: How you know what happens? Now? Like, well, now is
Speaker 5: the whole rest of your life ahead of you? Now?
Speaker 5: Now it.
Speaker 4: Actually, what I'm trying to say is now it actually
Speaker 4: gets harder because now you have to stay out of debt.
Speaker 4: You've paid off the debt and you've worked your butt
Speaker 4: off for two years you or two years like me,
Speaker 4: or maybe you know, one, five years, whatever, whoever's whatever
Speaker 4: your story is. But then now it's like, Okay, I
Speaker 4: want to stay out of debt, so now how to
Speaker 4: what do I do?
Speaker 1: So?
Speaker 4: But you kind of have to take your foot off
Speaker 4: the gas pedal a little bit because you know you're
Speaker 4: going to burn yourself out. I guess, so I guess
Speaker 4: the answer is when I'm looking back, I would just say,
Speaker 4: maybe not have so much anxiety or panic over it,
Speaker 4: because if you have a plan in place, if you've
Speaker 4: created a budget, if you've created you know, goals for
Speaker 4: yourself and objectives, you know you're going to get through it.
Speaker 4: You know you're going to pay it off. And if
Speaker 4: it's you know, if your goal is one year and
Speaker 4: it ends up being two years, you know that's okay.
Speaker 4: It's not the end of the world, because life happens
Speaker 4: to all of us. And that's the biggest thing is,
Speaker 4: you know, the unexpected expenses are going to happen. So
Speaker 4: I would just say, you know, don't I guess, don't
Speaker 4: kill yourself trying to make an aggressive goal of getting
Speaker 4: out of debt, because once you do it, it's kind
Speaker 4: of like, you know, it's like it's almost like a letdown.
Speaker 4: I guess it's hard to describe, but it's kind of like, you.
Speaker 1: Know, like, now what I call it the debt payoff hangover?
Speaker 5: Yeah, hangover. That's a good word. Perfect, That's a good yes. Yes,
Speaker 5: that's that's the perfect word.
Speaker 1: When you are so aggressively drunk on your goals and
Speaker 1: then you accomplish them, it's a hangover.
Speaker 4: Yes, I would agree with that. So, yeah, that's kind
Speaker 4: of it's just kind of a weird. It's kind of
Speaker 4: a weird moment to be in, I guess because you're
Speaker 4: just kind of like, okay.
Speaker 1: Now what Yes, okay. So let's talk a little bit
Speaker 1: about income. You said you started sixty thousand. You have
Speaker 1: that eight thousand from side hustles. Is there anything else
Speaker 1: you added to increase your income over those two years?
Speaker 5: Yes?
Speaker 4: So I'm glad you asked that because I forgot to
Speaker 4: mention that in my first debt free story was some
Speaker 4: of the extra things I did to make income. So
Speaker 4: so when I was single, some things I did to
Speaker 4: make extra money in addition to my then twenty three
Speaker 4: thousand dollars a year salary was I was living in
Speaker 4: a two bedroom condo by myself, so I actually rented
Speaker 4: out the other room to a friend, so I was
Speaker 4: charging him six hundred and fifty dollars a month, So
Speaker 4: that that's extra seventy eight hundred dollars a year in
Speaker 4: rental income that I made. And then at the time,
Speaker 4: I was working in the sports field, so I was
Speaker 4: actually picking up all these part time you know, maybe
Speaker 4: game game works situation. So I actually got a job
Speaker 4: with the Atlanta Braves scoring their games and they paid
Speaker 4: me one hundred bucks of games, so I would work
Speaker 4: about forty games a year, So that's four thousand dollars
Speaker 4: extra a year. And then the other thing I did
Speaker 4: because I was fortunate to be in the sports world
Speaker 4: and I kind of, you know, kind of got I
Speaker 4: guess had access to sports executives I was. I started
Speaker 4: getting into the ticket flipping business and that this kind
Speaker 4: of goes back to the eBay stuff, so I would
Speaker 4: get access to like large sporting events. Now I never
Speaker 4: got Super Bowl tickets, but I did get in Atlanta.
Speaker 4: They've host did the NCAA Men's basketball Final Four. The
Speaker 4: Final Four, they've hosted in Atlanta several times, and two
Speaker 4: times I was actually able to buy tickets at face
Speaker 4: value and then I would just flip them. I'll just
Speaker 4: put them on eBay. And I remember the one of
Speaker 4: the biggest ones I did was I bought two booklets
Speaker 4: of tickets. So there's three games, so you get two
Speaker 4: tickets to all three games of the Final Four, and
Speaker 4: it was like two hundred and fifty bucks face value.
Speaker 4: I put them on eBay. I just put it in
Speaker 4: the auction format and they ended up selling for fifteen
Speaker 4: hundred dollars. So I remember that day vividly. I took
Speaker 4: that money and I walked, I walked. I had a
Speaker 4: Rooms to Go credit card because I just bought furniture
Speaker 4: from my house, and I just literally went to the
Speaker 4: bank and paid off that entire credit card, that Rooms
Speaker 4: to Go credit card, just by making that one sale.
Speaker 4: So that was a big day for me, getting that
Speaker 4: debt off my chest. So yeah, I did a lot
Speaker 4: of things like that just to kind of make extra money.
Speaker 3: Oh that's really cool. As you look back and reflect,
Speaker 3: what were some of the significant things that you did
Speaker 3: to reduce expensive or save money. Was there anything that
Speaker 3: you cut that stands out.
Speaker 5: That's a good question too.
Speaker 4: I would say, you know, when I was single, you know,
Speaker 4: you you can live like a starving college student. It's
Speaker 4: it's it's so much different when you're single because you
Speaker 4: have complete autonomy. So when we were married that first
Speaker 4: those two years that we were paying off that debt,
Speaker 4: you know, we we sacrificed a lot. So we didn't
Speaker 4: go on vacations. We didn't you know, we really didn't
Speaker 4: go out to eat, maybe hardly at all, or at
Speaker 4: least nothing more than like you know, Chick fil a
Speaker 4: or like a faster We didn't go to any like
Speaker 4: real expensive sit down restaurants. So we made a lot
Speaker 4: of sacrifices like that, like that, you know, now we
Speaker 4: go on nice vacations because we can afford to do it.
Speaker 4: Like we took the kids to Disney World this year
Speaker 4: for the first time and paid cash for that. That's
Speaker 4: something we would have never you know, even thought about
Speaker 4: doing because that would have just put us into more
Speaker 4: debt at the time. So those are probably some of
Speaker 4: the bigger things. You know, we just you know, the
Speaker 4: grocery store. That's always a huge you know, battle you know,
Speaker 4: cutting the grocery bill. You know, we got into Coop
Speaker 4: we did that was nothing. We got into Coop Bonnie.
Speaker 4: And then you know, my wife got into the Ibata app,
Speaker 4: which is like a cash back app for for grocery
Speaker 4: buying as well. So we did stuff like that just
Speaker 4: to kind of cut down the bill as much as
Speaker 4: we could the expenses.
Speaker 1: That's so interesting. Yeah, so it was a lot of
Speaker 1: small things. But from what I'm hearing in your story
Speaker 1: is that you didn't let your lifestyle inflate to the
Speaker 1: point where you felt like you needed to cut things.
Speaker 1: You kelpt it very modest while you were in debt,
Speaker 1: so that when you really went hard to pay it off,
Speaker 1: you didn't feel like there was a lot you needed
Speaker 1: to give up, uh, and then had the freedom once
Speaker 1: the debt was paid off to start building some of
Speaker 1: that lifestyle.
Speaker 5: Right.
Speaker 4: That's such a good point because I noticed this just
Speaker 4: from friends or observations I make. It's so it seems
Speaker 4: to be a lot harder for people to downsize right then,
Speaker 4: you know, to up because you're used to a certain lifestyle,
Speaker 4: like you said, and and you know for me, that
Speaker 4: wasn't the situation the case for me at all, So
Speaker 4: it was it really wasn't. Those changes weren't difficult for
Speaker 4: me personally to make. You know, I'm a very frugal
Speaker 4: person already. You know, people have called me every name
Speaker 4: in the book, you know, cheap, frugal, whatever. I like
Speaker 4: to use the word resourceful. But yeah, it was not
Speaker 4: difficult for me because we weren't you know, we weren't
Speaker 4: selling a house and going to a one bedroom condo,
Speaker 4: or we weren't selling you know, a fifty thousand dollars
Speaker 4: car and buying a five thousand dollars you know, used
Speaker 4: Honda cord. We didn't do anything like that because we
Speaker 4: weren't at that position in life yet. You know, I
Speaker 4: guess to have those more, I guess valuable possessions.
Speaker 3: Yeah, it's interesting to see how different people can go
Speaker 3: about the debt payoff journey. It looks different for all
Speaker 3: of us. A lot of times we'll hear from people
Speaker 3: who are just starting out in their careers and maybe single,
Speaker 3: it can be easier to focus on increasing income to
Speaker 3: pay down the debt, whereas for families. A lot of
Speaker 3: times we'll hear it might be more advantageous to look
Speaker 3: at cutting expenses and reducing some of the various bills
Speaker 3: that have been accrued in order to focus on debt
Speaker 3: pay off. And of course we want to blend the two.
Speaker 3: We want both to be happening, but to be able
Speaker 3: to identify what's going to work best for you.
Speaker 4: And I'll say real quick on that, you get to
Speaker 4: a point where I remember that when I was single,
Speaker 4: like you can only cut so much, Like, yeah, you
Speaker 4: can cut cable, Like, there's plenty of things that you
Speaker 4: can cut that you don't need, right, you do the
Speaker 4: needs versus wants analysis, you can cut. That was a
Speaker 4: point where I got really depressed and got really you know,
Speaker 4: I was like, Okay, I've cut everything that I can
Speaker 4: possibly cut, you know besides not eating. And then you know,
Speaker 4: I still didn't have extra money. Right, So then at
Speaker 4: that point, that's when you got to look to that,
Speaker 4: Hey what can I do to earn extra income? Can
Speaker 4: I pick up a part time job? Can I do
Speaker 4: know all the things that I just mentioned. That's when
Speaker 4: you start, hey, how can I you know, boost my income.
Speaker 4: That's that's when you get to that point.
Speaker 1: Yeah, So what would you say with this wisdom that
Speaker 1: you've gained to somebody who is starting out on the journey,
Speaker 1: whether they're they're just starting out in their career or
Speaker 1: maybe they're single hoping to get married and pay off
Speaker 1: debt with a spouse. What would you say to someone
Speaker 1: that was in your position when you started.
Speaker 4: I would say that, you know, for me, there's a
Speaker 4: famous quote in the Bible. I'm going to paraphrase it
Speaker 4: as something to the fact that when you are in debt,
Speaker 4: you were you were the slave to the lender. Like
Speaker 4: you're the borrower and you're the slave to the lender.
Speaker 4: So you never want to be in that position if
Speaker 4: you can avoid it. So I would just say, you know,
Speaker 4: do whatever you can to to avoid debt or minimize debt,
Speaker 4: do your due diligence. If you're making a big purchase
Speaker 4: a new car or a house or whatever it may be,
Speaker 4: you know, do you need you know, it goes back
Speaker 4: to the needs versus once. Do you need a five
Speaker 4: hundred thousand dollars house or can you be okay in.
Speaker 5: A two hundred and fifty thousand dollars house.
Speaker 4: You know what I'm saying, or do you really need
Speaker 4: a forty five thousand dollars car? Or can you get
Speaker 4: to work in a twenty thousand dollars car? And just
Speaker 4: the same.
Speaker 5: So it kind of comes down to, you know, making.
Speaker 4: Wise decisions and choices, and a lot of it's behavior
Speaker 4: modification as well, and it's kind of changing your mindset
Speaker 4: and that takes time. Like you don't just wake up
Speaker 4: and you flip a switch and your mindset's changed. That's
Speaker 4: something that has to be developed over time, you know
Speaker 4: that famous saying, you know it takes thirty days to
Speaker 4: develop a habit, do the same thing for thirty days,
Speaker 4: I think it is, and then you develop the.
Speaker 5: Habit of it. So it's kind of like that.
Speaker 4: It's like you each day you do one percent and
Speaker 4: then you know, after you know a couple of months,
Speaker 4: your mindset starts shifting, and then you start you start thinking, hmm,
Speaker 4: you know, you know, two months ago, I would have
Speaker 4: just made that impulse purchase. Now I'm you know, now
Speaker 4: I'm thinking about let me go sleep on that, let
Speaker 4: me let me think about that. Do I really need it?
Speaker 4: Can I find it somewhere for cheaper? You know, stuff
Speaker 4: like that. So so That's kind of what I would
Speaker 4: say is just you know, be mindful, be smart. You know,
Speaker 4: everyone hates to hear live on a budget. People hate
Speaker 4: people hate that word a budget. I can't do that,
Speaker 4: but you know most people have to live off of
Speaker 4: a budget, you know, to to to control their their
Speaker 4: spending and their expenses.
Speaker 3: Yeah, some great realizations and some tips and pointers for
Speaker 3: others along this journey. And your journey is has come
Speaker 3: to an end twice. Why you've paid off that two
Speaker 3: different times.
Speaker 1: Hopefully it's all gone.
Speaker 3: And it sounds like you're never going back, and so
Speaker 3: let look to celebrate. How do you want to do that?
Speaker 3: What is your flavor of celebration today?
Speaker 5: Okay, okay, we'll just do a little cheer. How about one,
Speaker 5: two three? We're debt free, thank you?
Speaker 3: One two three dead days.
Speaker 4: So yeah, we're we're truly you know, grateful, and we're
Speaker 4: you know, truly appreciative of you know, everybody who's helped
Speaker 4: us along the way. And I don't mean that people
Speaker 4: gave us money. I mean people that have you know,
Speaker 4: supported us and you know, not made fun of us,
Speaker 4: you know, because it was tough. Like there're people like
Speaker 4: you know, everyone's going out to dinner tonight. Well, you know,
Speaker 4: we'll see you tomorrow. You know, we can't make it.
Speaker 4: So you know, there's that's tough because there's social aspects
Speaker 4: of of say no to spending money. So but yeah,
Speaker 4: but that's cool. Yeah, that's that's awesome. Man, it's it's
Speaker 4: it's a good feeling. And you know, anybody can do this.
Speaker 1: It's just a mindset I am. I'm so glad to
Speaker 1: hear that story again because it brings up I in
Speaker 1: so spoiler alert, like in when we were doing the
Speaker 1: interview and he talked about looking for change, like like
Speaker 1: on the beach, like using their vacation to find to
Speaker 1: make money. I cringed a little. I was like, I
Speaker 1: don't know if I want to share it. I don't
Speaker 1: know if this is what def free stories is about.
Speaker 3: Like there was just well, no, they were they were
Speaker 3: getting cans, cans, yes, yes, picking up cans for to
Speaker 3: then yeah, yes, turn it in.
Speaker 1: But it was a little cringey for me, but I.
Speaker 3: I think for him too. I think that's why he
Speaker 3: was saying, this is so crazy.
Speaker 1: But like we did the same thing, like Travis and
Speaker 1: I when we were paying off we didn't like look
Speaker 1: for cans on the beach. But I do think it's
Speaker 1: nice now now that I've had some perspective, not to
Speaker 1: make money, but to clean up the beach. That's why
Speaker 1: I would pick up cans, not to.
Speaker 3: Make Depending on where you live, you can get I
Speaker 3: think up to ten cents of can, which isn't not
Speaker 3: But I have heard of people who do make this
Speaker 3: a little bit of like a side hobby, or they'll
Speaker 3: get recyclables from other people, particularly Maine. I think they
Speaker 3: are the state who gives the most money back. So
Speaker 3: for the if you know, it's one of those if
Speaker 3: you know, you know, yeah, if you're in these areas,
Speaker 3: you know how much you can.
Speaker 1: I interviewed somebody who their job was picking like picking
Speaker 1: up garbage places, so he would if there were cans
Speaker 1: in the garbage. And I'm not I don't think he
Speaker 1: was like a garbage man, like I don't know what
Speaker 1: the I think maybe he was like a cleaner. He
Speaker 1: would take all the cans out of the garbage as
Speaker 1: he got them, and then he would go with bags
Speaker 1: and bags of cans and he would make extra money
Speaker 1: that way. Yeah, Like so it wasn't like a conflict
Speaker 1: of interest where he was working, right, that is a
Speaker 1: really good idea. I think I would rather do that
Speaker 1: if the cans came to me, Yeah, I would transition them.
Speaker 3: Well money, and I can appreciate really trying to think
Speaker 3: through what what else can we do? I don't want it,
Speaker 3: and he doesn't either. I appreciated his encouragement to not
Speaker 3: make it backbreaking. But as we noticed, he paid. They
Speaker 3: paid off sixty thousand dollars of debt at the time
Speaker 3: only living off of an annual household income of sixty
Speaker 3: thousand dollars. And when your debt is equal to or
Speaker 3: more than what you bring in annually, that can feel
Speaker 3: very overwhelming. And when there's only so much that you
Speaker 3: can cut, you start to look for what are other
Speaker 3: ways that we can earn? And that's going to depend
Speaker 3: on whether or not you want to get out of
Speaker 3: the field of work that you're in. So well, no,
Speaker 3: I don't think picking up cans on the side is
Speaker 3: super lucrative, but I can appreciate the how do I
Speaker 3: get creative with paying this down? I also liked so
Speaker 3: they paid off, as they said, debt twice or he did.
Speaker 3: He became debt free as a twenty something, and then again,
Speaker 3: once married as a couple, had much more debt as
Speaker 3: a couple to be paying off than he had as
Speaker 3: a single person. But it did stand out to me,
Speaker 3: at least the first time around, the podcasts and the
Speaker 3: books and the learning as being really useful and understanding
Speaker 3: strategy and what is the best way to save money
Speaker 3: earn more. I mean, it's one of the reasons we're
Speaker 3: doing this podcast. But I can say for myself as well,
Speaker 3: it's these types of resources that that we can all
Speaker 3: be digging into and learning what we don't know. We
Speaker 3: don't know what we don't know, and so the opportunity
Speaker 3: to hear from others and be educated on the areas
Speaker 3: that we are not expert in can really help in
Speaker 3: this process. I can't stress resources enough when we've got
Speaker 3: a big goal in front of us.
Speaker 1: And I really appreciated that he didn't just sit on
Speaker 1: all that knowledge and get paralyzed by it, but really
Speaker 1: just too small steps all the time to be trying
Speaker 1: new things and if it didn't work, it didn't work,
Speaker 1: you know, like they didn't vacation and pick up cans twice, right,
Speaker 1: Like they just took the information acted on it as was,
Speaker 1: you know, feasible for them as a couple with no kids,
Speaker 1: and then when it didn't work, they laid it down
Speaker 1: and they picked something else up. So I think so many,
Speaker 1: so often we're paralyzed by knowledge. We just keep accumulating
Speaker 1: knowledge and then don't act on So don't so pick
Speaker 1: up your knowledge, but don't be paralyzed by it.
Speaker 3: Well, And on the flip side of that, I think
Speaker 3: he described having been quite anxious about getting the debt gone,
Speaker 3: and we talked about the debt payoff hangover that I
Speaker 3: know you experienced too, Jen. You paid off you know,
Speaker 3: even a little bit more than they did in two years, sixty.
Speaker 1: Eight thousand dollars, making around eighty thousand, so.
Speaker 3: Very similar situation into years. And both of you described
Speaker 3: wishing that you hadn't gone so aggressively at the goal.
Speaker 3: And I loved that piece of advice because I do
Speaker 3: think there is a lot of voice out there saying,
Speaker 3: get it gone as fast as possible, eat the ramen,
Speaker 3: don't go out, don't enjoy family life. You are indebted.
Speaker 3: And I appreciated this message of I wished I didn't
Speaker 3: have as much anxiety around this. I wish I could
Speaker 3: have leaned in a little bit more to the fact
Speaker 3: that I had a good plan in place, and it
Speaker 3: was implementing on that plan, and I could have taken
Speaker 3: it at a bit more manageable of a pace. And
Speaker 3: you have said the same thing that being a little
Speaker 3: not you don't have to be as aggressive with it
Speaker 3: if it is becoming backbreaking to you. So I'm just
Speaker 3: repeating that again because I think it's a valuable message.
Speaker 3: I know how anxiety producing debt feels, but it is
Speaker 3: another boulder on top of us when we feel as
Speaker 3: though we can't do anything, we can't live our lives
Speaker 3: until this is gone.
Speaker 1: Yeah, Ultimately, you can pay off debt as fast as
Speaker 1: you want. Paying it off fast is great. Being really
Speaker 1: aggressive is great. Focusing on one goal at a time
Speaker 1: gets you to that goal faster, And if that one
Speaker 1: goal is debt payoff, that's great. At doing it fast
Speaker 1: is great. It's the anxiety piece is that when that aggression,
Speaker 1: like aggressive goal behavior, is fueled by anxiety and the
Speaker 1: feeling like I'm a failure for having this debt, I
Speaker 1: need to get out of it as quickly as possible
Speaker 1: so I'm not a failure anymore. That is what is bad,
Speaker 1: and that is what creates the debt payoff hangover. That's
Speaker 1: what makes the goal not worth achieving. So when you
Speaker 1: are when you're going at it, go aggressive, go all in.
Speaker 1: That's great, but also know when your season shift, when
Speaker 1: your finances shift, if you need to shift, be embrace that.
Speaker 1: Embrace that and do it with his little anxiety like
Speaker 1: inducing feelings and behaviors as possible.
Speaker 3: So we asked them for an update on where things
Speaker 3: are at since we last spoke, and they said we
Speaker 3: had another kid woo, which Jason did say that they
Speaker 3: were pregnant at the time, so they did have another boy.
Speaker 3: They have three boys now. They sent a beautiful picture
Speaker 3: of their family, so adorable, and so they said, prior
Speaker 3: to having our third child, the only debt we had
Speaker 3: was our mortgage and we were a one car, one
Speaker 3: income household. However, now that we've expanded our family, we
Speaker 3: had to buy a bigger car and purchased a twenty
Speaker 3: sixteen hundred Pilot. As a result, we now have a
Speaker 3: car payment. Boo, he said, boo. We did not say
Speaker 3: bo That was his car loans both of us to
Speaker 3: go along with our house payment. But coincidentally, both car
Speaker 3: and house debts are scheduled to be paid off in
Speaker 3: less than three years, at which point we will be
Speaker 3: one hundred percent debt free. While we have two cars now,
Speaker 3: we are still a one income household as my wife
Speaker 3: is a stay at home mom. This is a lovely update,
Speaker 3: and I so appreciate that you were willing to send
Speaker 3: us in this update because I know how it can
Speaker 3: feel to have achieved debt freedom, and then it can
Speaker 3: feel a little you could feel a bit of shame
Speaker 3: to say, yes, I did have to take on debt
Speaker 3: again because this is what's happening to our family. But
Speaker 3: I also know the realities of life seasons and life circumstances,
Speaker 3: and it sounds like it's not reasonable for where you
Speaker 3: live and the size of your family to only have
Speaker 3: one car. But I also want to point out that
Speaker 3: it sounds like you bought a reasonable car twenty sixteen.
Speaker 3: You bought this within the past year and a half,
Speaker 3: so you're getting an older car that fits the needs
Speaker 3: of your family, and it will be paid off soon,
Speaker 3: So we're here for it. We love this update. We
Speaker 3: love the growing family, We love the intentional spending, the
Speaker 3: intentional even debt decisions. But then also the plan to
Speaker 3: not have those things be barriers, dark clouds hanging and
Speaker 3: lingering over you. So well done, Jason and fam and
Speaker 3: you know what else. Uh well, it's not a dark cloud.
Speaker 1: It's absolutely never shameful.
Speaker 3: The bill of the week.
Speaker 2: That's right, it's time for the best minute of your
Speaker 2: entire week. Maybe a baby was born and his name
Speaker 2: is Williams. Maybe you paid off your mortgage, Maybe your
Speaker 2: car died and you're happy to not have to pay
Speaker 2: that bill anymore. Duck bills, Buffalo bills, bill clon, This
Speaker 2: is the bill of the week.
Speaker 6: Hello, frugal friends. My name is Maggie. My bill of
Speaker 6: the week is long overdue to you. A couple of
Speaker 6: years ago, I worked for a school district in northern
Speaker 6: California as a school counselor and was asked to do
Speaker 6: illegal and ethical things or be considered insubordinate and possibly
Speaker 6: lose my job. Rather than work in a hostile environment
Speaker 6: where Principal Bill and his VP emotionally harassed me daily,
Speaker 6: I worked with my union and gone unpaid medical leave
Speaker 6: for the remainder of the year, approximately eight months. Since
Speaker 6: I was at home and no longer had to commute
Speaker 6: eighty miles round trip. I saved approximately thirty five hundred
Speaker 6: dollars on gas that year. Now I commute four miles
Speaker 6: round trip, but usually walk or ride my bike to
Speaker 6: work and only pay about thirty five dollars a month
Speaker 6: on gas. Suffice to say, I quit that job and
Speaker 6: got out of a toxic environment. I'm closer to home,
Speaker 6: I'm saving on gas, I'm saving time, and my physical
Speaker 6: and mental health has improved immensely thanks to my union
Speaker 6: and frugal friends and community for all your support, I
Speaker 6: could not have done it without you.
Speaker 1: Oh wow, Maggie, that's amazing. That's awesome. That is definitely
Speaker 1: the mental health leave is something that most employees are
Speaker 1: entitled to and so definitely something not just in a union.
Speaker 1: But yeah, that's amazing that you were able to take
Speaker 1: advantage of that.
Speaker 3: I am really sorry to hear about this environment and
Speaker 3: culture that you were found in. It really debunks my
Speaker 3: personal theory that all bills are amazing, all people named Bill.
Speaker 3: I am so disappointed to hear about the unethical practices
Speaker 3: of your boss name Aphil.
Speaker 1: He's the exception, not outliar.
Speaker 3: Yes, what a shame, But I am so glad that
Speaker 3: you were able to get out of that situation and
Speaker 3: you're finding something that is better for you all around.
Speaker 3: And I would venture to say that that I mean
Speaker 3: you cited as the result of your union, as a
Speaker 3: result of resources like the Frugal Friends podcast. I think
Speaker 3: optionality in our work is one of the benefits of
Speaker 3: not just becoming debt free, but also being intentional about
Speaker 3: our spending so that we can make some of these
Speaker 3: shifts that we need to make when they are going
Speaker 3: to be the best, most important decision for us. So
Speaker 3: thanks so much, Maggie. If you all are listening, you
Speaker 3: have a bill that you want to share, if it's
Speaker 3: about finding a better work environment or saving money, or
Speaker 3: you are a Bill who wants to redeem the name
Speaker 3: Frugal friendspodcast dot com slash bill. Leave us your bill.
Speaker 3: We can't wait for it, and now it's time for the.
Speaker 1: Round, all right. What's a crazy crazy in parentheses or
Speaker 1: just a side hustle you've tried before but won't be
Speaker 1: doing again, And hands down, mine is renovating anything we
Speaker 1: bought an and we renovated that to resell. We've just
Speaker 1: recooped our we were just recouped like our effort and
Speaker 1: our materials, so we didn't make really any money wait
Speaker 1: from the RV oh oh oh oh, not like you
Speaker 1: just now did.
Speaker 3: But at the time the time it was selling.
Speaker 1: It, I was literally selling it from my hospital bed
Speaker 1: after just giving birth to my son, because I hated
Speaker 1: that thing so much, as I was so passionate about
Speaker 1: being brid of it that I was doing like paperwork
Speaker 1: from my phone in my hospital bed. I hated that.
Speaker 1: And then also renovating this house because we've been viewing
Speaker 1: this renovation as a side hustle. We bought a fixer
Speaker 1: upper two years ago. We have turned it into a duplex,
Speaker 1: renovated all in eventually will sell it for a profit.
Speaker 1: So this has our renovations. We have been considering them
Speaker 1: a side hustle, as just the payment will be delayed.
Speaker 1: Still won't do it again, Nope.
Speaker 3: Not worth it. Yeah, here's the thing I mean, I
Speaker 3: don't know if you said never, definitely don't say never.
Speaker 1: Because you don't ever want to do it again.
Speaker 3: You are still fresh in the realities. You are just
Speaker 3: now coming to the end of renovation. But give it
Speaker 3: another year or two and you and you just don't know.
Speaker 1: I need everyone here, especially.
Speaker 3: You, Jill, to keep you from ever renovating it again.
Speaker 1: Okay, unless it's okay, so the caveat would be if
Speaker 1: it's our dream home and it just needs some paint,
Speaker 1: like it needs light stuff. I'm not moving walls. I'm
Speaker 1: not redoing flooring. Ye like, I'm not doing it. Maybe
Speaker 1: replacing counters because I don't have to do that. He
Speaker 1: brings in the counter.
Speaker 3: Yeah. Yeah, or you have them, or you have the
Speaker 3: money to pay somebody else to renovate. Yeah. I'd live
Speaker 3: in a renovation that someone else is doinguld not do that.
Speaker 3: I definitely would doing it yourself and living in it.
Speaker 1: Huh well, I wouldn't do it myself or live in
Speaker 1: it if I'm doing it or hiring.
Speaker 3: Okay, okay, okay, I hear you, We all hear you,
Speaker 3: too old. We're tired, tired. I wish it was retired.
Speaker 3: I wish we were retired, but we tired. We are tired, tired.
Speaker 1: I love those shirts that say retired, and I'm just
Speaker 1: gonna get one that says tired.
Speaker 3: We are tired is the same thing as we tired.
Speaker 3: We retired, Yeah.
Speaker 1: Instead of retired, I say we tired. Charles and I
Speaker 1: were talking about that last night. We were just retiring,
Speaker 1: no being tired. Yeah, because it was Kay's birthday yesterday
Speaker 1: and I was like, we've been parents for five years.
Speaker 3: Yeah, I am so tired. Man.
Speaker 1: I never knew exhaustion before this. I would say we
Speaker 1: were when we were tired, when we were paying off debt,
Speaker 1: working all those side hustles. We're tired. I got shingles,
Speaker 1: like I was tired.
Speaker 3: I'm never but it's not waking you up in the
Speaker 3: middle of the night, like renovations don't wake you up
Speaker 3: in the night. They might keep you up all hours
Speaker 3: of the night. But yeah, I personally would do any
Speaker 3: of my side hustles again. I mean most of my
Speaker 3: side hustles are working with my hands, and I do
Speaker 3: love doing that. So I would do any of them
Speaker 3: over again, except for maybe this one, although if I had,
Speaker 3: just because I don't think I'm going to ever have
Speaker 3: the opportunity.
Speaker 1: To a weird one.
Speaker 3: H huh. So Eric used to be an electrician as
Speaker 3: his day job and sometimes night job, and so he
Speaker 3: would often have tons of leftover wire from these jobs,
Speaker 3: but none of them were long enough to do long
Speaker 3: runs of electrical work, and so he would just have
Speaker 3: this surplus of why and electrical wire has copper in it.
Speaker 3: Copper is worth money, so I would strip all of
Speaker 3: the plastic off of this extra. I was desperate, like
Speaker 3: I was Jason in this episode digging for cans on this. Yeah,
Speaker 3: I think that there is also there can be this
Speaker 3: mindset of what else is there out there? And I
Speaker 3: think resources help to now know there actually were things
Speaker 3: that I could have done that made more money for
Speaker 3: the time and effort that I was putting in. But
Speaker 3: at the time, I was in my twenties and this
Speaker 3: was right in front of me, and it was cathartic
Speaker 3: working the social work job that I was working. I
Speaker 3: would just sit on the back porch with a utility
Speaker 3: knife and strip off the plastic of the copper wires
Speaker 3: and then we'd we'd just like gather buckets of copper wires.
Speaker 3: Once we had a surplus, we would take it to
Speaker 3: like a salvage yard and they'd pay per pound and
Speaker 3: we'd walk go. I mean, it took a while to accumulate,
Speaker 3: but every time we'd go, it'd be a couple hundred
Speaker 3: bucks and that was our date night money. In the
Speaker 3: midst of debt payoffs. It took a long time. I
Speaker 3: really don't think I'm gonna have wire to strip or
Speaker 3: the time to strip wire. But yeah, no, that was
Speaker 3: a weird one.
Speaker 1: Yeah, what a great Like if you're got a high
Speaker 1: schooler or something that wants money for their cell phone bill.
Speaker 1: Any electrician does know about this, Yeah, let's just hand
Speaker 1: them off, whether or not they're doing it. Yeah yeah,
Speaker 1: just if they're electricians not doing it, be like, hey,
Speaker 1: give us your extra wire. I've got a sixteen year
Speaker 1: old who wants a new iPhone.
Speaker 3: Yeah, there you go, and I want him off the
Speaker 3: video games. Yeah, sitting there strip and wire. Well, thanks
Speaker 3: so much everyone for listening. If you have a weird
Speaker 3: side hustle that you ended up doing to become debt
Speaker 3: free or you're still in your debt payoff journey, leave
Speaker 3: that for us in a rating or REVI you like
Speaker 3: this one And they didn't say their side hustle, But
Speaker 3: we're just asking for reviews kind reviews like this one
Speaker 3: from Christy one eighteen who said fun five stars, I
Speaker 3: like this a lot, And second the review of the
Speaker 3: girl who said, thanks for not making me do six
Speaker 3: side hustles. I'm a social worker. And mentally that is
Speaker 3: more than enough. Though I do have a couple side
Speaker 3: hustles too. Still practical advice and fun to listen to.
Speaker 6: Christy.
Speaker 3: Yeah, you do not have to strip wire or get
Speaker 3: cans on the beach. You could start a business.
Speaker 1: You could do whatever you want.
Speaker 6: Mm hmm.
Speaker 1: And you're just out here doing the Lord's work.
Speaker 5: As a social worker.
Speaker 1: You know.
Speaker 3: I feel you, Christy one eighteen. Thanks for your kind review.
Speaker 1: Yes, thank you for listening. If you enjoyed the show,
Speaker 1: please take a minute to leave a rating and review.
Speaker 1: It helps potential new listeners know what our show is
Speaker 1: all about. And you can even echo somebody else's review,
Speaker 1: like Christy.
Speaker 3: Did see you next time?
Speaker 6: Hiks.
Speaker 1: Google Friends is produced by Eric Sirianni. So this episode
Speaker 1: comes out July fifth, So July fourth was theoretically yesterday,
Speaker 1: And so what do you think? What do you want
Speaker 1: to do for July fourth? What is your like favorite?
Speaker 3: What do I want to say that I had done.
Speaker 1: To spend July fourth?
Speaker 3: I'd like to spend it outside near water with friends.
Speaker 1: Are how involved are fireworks?
Speaker 3: I forgot about them? So it might be, might not be.
Speaker 3: I think I've had years where it's been. There's awesome
Speaker 3: fireworks opportunities and other times where I don't care if
Speaker 3: I miss them.
Speaker 1: Hmm, if I like to spend them just with fireworks, Wow,
Speaker 1: just fireworks. I love to look at them. I don't
Speaker 1: like to light them off.
Speaker 3: What's the best fireworks show around Tesney?
Speaker 1: But that's every night?
Speaker 3: Are you going to go?
Speaker 1: No? But they do have a special fireworks show.
Speaker 3: I bet four fourth.
Speaker 1: Of July, but I think no Fourth of July can
Speaker 1: compare to Disney's like every night.
Speaker 3: The best fireworks show that I ever saw was at
Speaker 3: Showtime Speedway, which is an amateur racetrack near us right
Speaker 3: here in Florida. You've guessed it. It is in Florida.
Speaker 3: It has a figure eight track on it where they
Speaker 3: will race buses, school buses the exact size of a
Speaker 3: school bus will race other school buses and figure eights.
Speaker 3: And I went on New Year's because New Year's is
Speaker 3: another time that they do fireworks, and they did a
Speaker 3: fireworks show off the bed of a truck just about
Speaker 3: fifty yards away from where I was sitting. It was
Speaker 3: I could see you know how often when you go
Speaker 3: to a firework show you only see the fireworks in
Speaker 3: the air. You don't actually see where they're shooting off from.
Speaker 3: This wasn't like fat This was I saw the boxes
Speaker 3: in the bed of the truck that the fireworks were
Speaker 3: coming out of, and then I saw them in the
Speaker 3: air as well, and that was the best. That was wild.
Speaker 1: It's you are looking for Florida Man and you cannot find.
Speaker 3: No.
Speaker 1: Showtime Speedway is where he is at. I guarantee you
Speaker 1: that is where Florida Man is at.
Speaker 3: Pay cash tickets, You sit wherever you want. You can
Speaker 3: even bring in your own cooler of food and beverages.
Speaker 1: Watch school buses do figure.
Speaker 3: Eights and fireworks out of the bed of a truck.
Speaker 3: I'm gonna actually, here we go. I'm going to check
Speaker 3: if Showtime Speedway is having a Fourth of July Shenan
Speaker 3: again