1 00:00:05,000 --> 00:00:06,559 Speaker 1: Welcome to Money Making Conversations. 2 00:00:06,640 --> 00:00:08,440 Speaker 2: It's to show that she is the secrets of success 3 00:00:08,440 --> 00:00:12,000 Speaker 2: experience firsthand by marketing and Brandon expert Rashan McDonald. I 4 00:00:12,039 --> 00:00:14,400 Speaker 2: will know he's giving me advice on many occasions. And 5 00:00:14,440 --> 00:00:17,440 Speaker 2: in case you didn't notice, I'm not broke. You know 6 00:00:17,480 --> 00:00:21,440 Speaker 2: he'll be interviewing celebrity CEOs, entrepreneurs and industry decision makers. 7 00:00:21,480 --> 00:00:23,440 Speaker 2: It's what he likes to do, it's what he likes 8 00:00:23,480 --> 00:00:25,919 Speaker 2: to share. Now it's time to hear from my man, 9 00:00:26,400 --> 00:00:28,720 Speaker 2: Rashan McDonald. Money Making Conversations. 10 00:00:28,960 --> 00:00:29,400 Speaker 1: Here we go. 11 00:00:30,360 --> 00:00:34,280 Speaker 3: Welcome to Money Making Conversation Masterclass. I'm your host, Rashaan McDonald. 12 00:00:34,520 --> 00:00:37,560 Speaker 3: I recognize that we all have different definitions of success. 13 00:00:37,760 --> 00:00:39,720 Speaker 3: For you, it may be the size of your paycheck. 14 00:00:40,120 --> 00:00:42,800 Speaker 3: Mine is inspiring people to accomplish their goals and live 15 00:00:42,880 --> 00:00:45,680 Speaker 3: their very best life. It is time to stop reading 16 00:00:45,720 --> 00:00:49,040 Speaker 3: other people's success stories and start writing your own. People 17 00:00:49,080 --> 00:00:51,600 Speaker 3: always talk about their purpose or gifts. If you have 18 00:00:51,720 --> 00:00:54,680 Speaker 3: a gift, lead with your gifts and don't let your friends, family, 19 00:00:54,800 --> 00:00:57,880 Speaker 3: or coworkers stop you from planning or living your dreams. 20 00:00:58,400 --> 00:01:01,320 Speaker 3: My guest is civil rights activist Say has always prevailed 21 00:01:01,520 --> 00:01:05,000 Speaker 3: against the odds rising from ged the PhD. He's a 22 00:01:05,040 --> 00:01:11,080 Speaker 3: community organizer, Doctor Jamal Harrison Briant. He combines sound biblical teaching, 23 00:01:11,280 --> 00:01:14,480 Speaker 3: business acumen, and political insight to prepare the Body of 24 00:01:14,560 --> 00:01:17,640 Speaker 3: Christ to action and grady levels of faith. He's the 25 00:01:17,720 --> 00:01:21,240 Speaker 3: senior pastor of New Birth Missionary Baptist Church. A graduate 26 00:01:21,240 --> 00:01:25,039 Speaker 3: of more House College and of Duke University, his leadership 27 00:01:25,040 --> 00:01:28,000 Speaker 3: efforts have always began to strengthen the multi generation of 28 00:01:28,080 --> 00:01:32,680 Speaker 3: bond among members, expand community outreach, cultivate families, and expand 29 00:01:32,680 --> 00:01:36,800 Speaker 3: the church's cultural significance. Please welcome the Money Making Conversations 30 00:01:36,800 --> 00:01:38,840 Speaker 3: Master Class for the very first time and hopefully not 31 00:01:38,920 --> 00:01:41,240 Speaker 3: the last, Doctor Jamal Harrison Bryant. 32 00:01:41,240 --> 00:01:44,360 Speaker 4: How are you doing, sir, doing wonderfully well, brother, Good 33 00:01:44,400 --> 00:01:46,280 Speaker 4: to hear your voice and to see your face. 34 00:01:46,200 --> 00:01:48,040 Speaker 3: Well great, the same thing there, you know, well, I 35 00:01:48,120 --> 00:01:49,920 Speaker 3: see your faceboard you see mine, that's for sure. 36 00:01:49,920 --> 00:01:52,160 Speaker 1: On TV, i'd say, you. 37 00:01:52,120 --> 00:01:54,000 Speaker 3: Know, there was a time when they when they when 38 00:01:54,040 --> 00:01:57,080 Speaker 3: they when your church reopened and members were allowed back 39 00:01:57,080 --> 00:01:59,880 Speaker 3: into the church. I saw you on every channel and 40 00:02:00,160 --> 00:02:02,480 Speaker 3: that was this and that was a blessing because the 41 00:02:02,520 --> 00:02:05,440 Speaker 3: fact that you know, the journey it started in twenty twenty. 42 00:02:05,720 --> 00:02:09,200 Speaker 3: Talk about the twenty twenty and some of the trials, 43 00:02:09,360 --> 00:02:10,840 Speaker 3: and you have to say that you went through to 44 00:02:10,919 --> 00:02:13,000 Speaker 3: overcome and question your faiths. 45 00:02:13,040 --> 00:02:14,639 Speaker 1: People. You have to deal with the health. 46 00:02:14,680 --> 00:02:17,359 Speaker 3: The black community was affected the worst are people of 47 00:02:17,440 --> 00:02:20,840 Speaker 3: brown skin tone. So talk about that twenty twenty ten. 48 00:02:20,919 --> 00:02:24,760 Speaker 3: Now in the reopening the church, it. 49 00:02:24,800 --> 00:02:28,280 Speaker 4: Was COVID was the best thing I think that ever 50 00:02:28,360 --> 00:02:31,160 Speaker 4: happened to the church. Yes, sir, because it made us 51 00:02:31,240 --> 00:02:34,600 Speaker 4: move outside of the four walls. Have you studied the 52 00:02:34,639 --> 00:02:37,240 Speaker 4: life of Jesus, Ninety two percent of what he did 53 00:02:37,400 --> 00:02:41,520 Speaker 4: was outside of the church, but the contemporary model, ninety 54 00:02:41,560 --> 00:02:45,560 Speaker 4: eight percent of what churches do is inside. And so 55 00:02:45,600 --> 00:02:49,639 Speaker 4: we had to re examine what does church need. Is 56 00:02:49,680 --> 00:02:51,919 Speaker 4: it four walls, is it a steeple, is the stained 57 00:02:51,960 --> 00:02:55,320 Speaker 4: glass windows? Is it a Hammond organ or is it 58 00:02:55,440 --> 00:02:58,560 Speaker 4: service to the community. And so as a consequence, the 59 00:02:58,639 --> 00:02:59,800 Speaker 4: church never closed. 60 00:02:59,800 --> 00:03:01,040 Speaker 5: The building did. 61 00:03:01,880 --> 00:03:06,000 Speaker 4: And so since twenty twenty to today, Rashan, you ought 62 00:03:06,000 --> 00:03:09,880 Speaker 4: to know that we fed over eight hundred thousand people 63 00:03:10,760 --> 00:03:16,520 Speaker 4: confronting food insecurity in the midst of the pandemic. We 64 00:03:16,520 --> 00:03:20,399 Speaker 4: were able to give disaster relief to people in Mississippi 65 00:03:20,880 --> 00:03:26,840 Speaker 4: Louisiana and to Texas in the midst of the pandemic. 66 00:03:27,040 --> 00:03:31,720 Speaker 4: Since two thy twenty, over three thousand people joined our 67 00:03:31,800 --> 00:03:35,640 Speaker 4: church online, never getting the right hand to fellowship. 68 00:03:36,320 --> 00:03:39,800 Speaker 5: What it's interesting to know is that culture. 69 00:03:39,520 --> 00:03:44,920 Speaker 4: Changes every four years, but Black church culture changes every twenty. 70 00:03:45,720 --> 00:03:49,960 Speaker 4: So the average church is fifteen years behind scheduled. So 71 00:03:50,040 --> 00:03:53,400 Speaker 4: a lot of churches didn't make it. Why because they 72 00:03:53,400 --> 00:03:56,840 Speaker 4: were not technologically savvy. They didn't know how to do 73 00:03:56,960 --> 00:04:00,960 Speaker 4: online giving, and they didn't know how to have a hybrid. 74 00:04:00,880 --> 00:04:03,400 Speaker 5: Approach of being high tech and high touch. 75 00:04:04,000 --> 00:04:06,400 Speaker 4: We mastered all of those through the grace of God 76 00:04:06,760 --> 00:04:08,040 Speaker 4: and was able to exself. 77 00:04:08,640 --> 00:04:11,400 Speaker 3: Well, that's really good that you're saying that, because as 78 00:04:11,440 --> 00:04:14,280 Speaker 3: an African American community, were always you know, we got 79 00:04:14,400 --> 00:04:17,160 Speaker 3: we got the cell phone, or do we understand the technology? 80 00:04:17,560 --> 00:04:19,919 Speaker 3: You know, as a person who's been in radio and 81 00:04:20,000 --> 00:04:25,320 Speaker 3: TV and you know, all the big giants where there's uh, Apple, Google, 82 00:04:25,600 --> 00:04:29,240 Speaker 3: they never look at the African American community for technical 83 00:04:29,400 --> 00:04:33,440 Speaker 3: forward thought, for academic excellence, or for employment. 84 00:04:33,800 --> 00:04:35,640 Speaker 1: What role is the church plan in that? 85 00:04:35,880 --> 00:04:38,000 Speaker 3: As far as under your leadership, I'm not trying to 86 00:04:38,080 --> 00:04:40,960 Speaker 3: expect you to speak for every church, but know your leadership, 87 00:04:41,040 --> 00:04:43,159 Speaker 3: what role do you plan to advance the narrative of 88 00:04:43,240 --> 00:04:45,160 Speaker 3: African Americans with technology? 89 00:04:46,040 --> 00:04:48,440 Speaker 4: So we started last summer doing something a little bit 90 00:04:48,480 --> 00:04:53,560 Speaker 4: cutting edge. We canceled vacation Bible School and started doing 91 00:04:53,640 --> 00:04:58,400 Speaker 4: coding class so that our young people will be able 92 00:04:58,480 --> 00:05:02,599 Speaker 4: to have some competitor foot in a global market and trade, 93 00:05:02,640 --> 00:05:04,960 Speaker 4: because you very well know most about inner city public 94 00:05:04,960 --> 00:05:08,720 Speaker 4: schools don't offer such and I think that part of 95 00:05:08,760 --> 00:05:13,560 Speaker 4: the responsibility of the church is to not just advanced consumerism, 96 00:05:14,240 --> 00:05:16,760 Speaker 4: but to make sure that we are producers as well. 97 00:05:17,120 --> 00:05:19,520 Speaker 3: Which is really really important now, you know when they 98 00:05:19,560 --> 00:05:21,279 Speaker 3: sit this question over to me, and I want to 99 00:05:21,320 --> 00:05:23,440 Speaker 3: ask you said when you arrived at new Birth, you 100 00:05:23,520 --> 00:05:26,000 Speaker 3: walked into a massive death if something I didn knowing 101 00:05:26,040 --> 00:05:26,440 Speaker 3: it about. 102 00:05:26,760 --> 00:05:28,359 Speaker 1: You know, because we look at the church. You know, 103 00:05:28,880 --> 00:05:31,680 Speaker 1: you know people, you have people who. 104 00:05:31,600 --> 00:05:34,560 Speaker 3: Join the church, they donate and then but you walk 105 00:05:34,600 --> 00:05:37,599 Speaker 3: into a debt situation. How did you manage to reduce 106 00:05:37,640 --> 00:05:41,680 Speaker 3: the debt so quickly? Because was it through corporate donations? 107 00:05:41,800 --> 00:05:43,960 Speaker 3: Was it through the members of the church? And what 108 00:05:44,080 --> 00:05:46,240 Speaker 3: plan did you put in place so it won't happen again? 109 00:05:47,800 --> 00:05:52,000 Speaker 4: We have to understand I came a little after two 110 00:05:52,040 --> 00:05:54,000 Speaker 4: and a half years after Bishop. 111 00:05:53,720 --> 00:05:56,840 Speaker 5: Long died, Yes, sir, and so they went. 112 00:05:56,640 --> 00:06:02,440 Speaker 4: Through a dipive membership in attend dense in participation and 113 00:06:02,640 --> 00:06:07,520 Speaker 4: in leadership, sir. And so as a consequence, I won 114 00:06:07,640 --> 00:06:11,360 Speaker 4: let me say we got no corporate donations, is that 115 00:06:11,520 --> 00:06:17,680 Speaker 4: I modeled stewardship and increased the volume of trust that 116 00:06:17,720 --> 00:06:20,479 Speaker 4: they are to have in the church and make sure 117 00:06:20,520 --> 00:06:24,200 Speaker 4: that church was not just a Sunday morning experience but 118 00:06:24,279 --> 00:06:25,200 Speaker 4: a Monday. 119 00:06:24,800 --> 00:06:27,000 Speaker 5: Through Saturday Saturday interaction. 120 00:06:27,880 --> 00:06:31,839 Speaker 4: And so, as a consequence, begin to do aggressive saving 121 00:06:32,720 --> 00:06:39,280 Speaker 4: investing and aggressive in a debt reduction, almost doubling up 122 00:06:39,320 --> 00:06:42,560 Speaker 4: what our mortgage payment was in order to get that done, 123 00:06:42,600 --> 00:06:45,960 Speaker 4: and then refinance to take it out of the hands 124 00:06:45,960 --> 00:06:50,200 Speaker 4: of an evangelical bank and do business with a black 125 00:06:50,279 --> 00:06:51,560 Speaker 4: bank right here in Atlanta. 126 00:06:51,920 --> 00:06:52,440 Speaker 5: Citizens. 127 00:06:52,480 --> 00:06:54,839 Speaker 3: Trust What that we learned over the last twenty twenty 128 00:06:54,839 --> 00:06:57,560 Speaker 3: I'm gonna tell you I've been an entrepreneur and publicly, 129 00:06:58,040 --> 00:06:59,960 Speaker 3: I don't know if I was always comfortable with letting 130 00:07:00,080 --> 00:07:03,919 Speaker 3: people know I was a black owner. Right since George Floyd, 131 00:07:04,200 --> 00:07:07,680 Speaker 3: you know, Google has even made a request if you 132 00:07:07,720 --> 00:07:10,360 Speaker 3: are black owners so they can put that in their directory. 133 00:07:10,960 --> 00:07:13,560 Speaker 3: So with that transition and then they're opening up New 134 00:07:13,600 --> 00:07:14,520 Speaker 3: Black Wall Street. 135 00:07:15,200 --> 00:07:17,720 Speaker 1: It's really is you know you're at the forefront of it. 136 00:07:17,800 --> 00:07:21,320 Speaker 1: You know you're talking to people with their struggles they uplift. 137 00:07:21,760 --> 00:07:23,640 Speaker 3: How do you look at the new Black Wall Street 138 00:07:23,680 --> 00:07:27,200 Speaker 3: and how does the church play that role? And beyond 139 00:07:27,200 --> 00:07:29,960 Speaker 3: the church the success stories that you're trying to put 140 00:07:30,000 --> 00:07:30,400 Speaker 3: out there. 141 00:07:32,000 --> 00:07:34,720 Speaker 4: I think the deficit of the Black Church in large 142 00:07:34,800 --> 00:07:39,080 Speaker 4: measure is when the Black Church, and I'm speaking in generality, Sir, 143 00:07:39,360 --> 00:07:43,760 Speaker 4: speaks about economics, we only do it in terms of 144 00:07:43,880 --> 00:07:47,720 Speaker 4: asking people for their time, right, asking for ten percent, 145 00:07:48,320 --> 00:07:51,760 Speaker 4: but never show people how to multiply the ninety. And 146 00:07:51,800 --> 00:07:54,840 Speaker 4: I think part and parcel of my responsibility as pastor 147 00:07:55,640 --> 00:07:59,560 Speaker 4: is to talk about how do we manage our revenue. 148 00:08:00,080 --> 00:08:01,640 Speaker 5: Doctor King said. 149 00:08:01,440 --> 00:08:05,960 Speaker 4: Before his demise that African Americans spend the power made 150 00:08:06,080 --> 00:08:09,280 Speaker 4: us are the fourteenth wealthiest nation in the world. At 151 00:08:09,280 --> 00:08:12,960 Speaker 4: this point, we're the eleventh wealthiest nation in the world, 152 00:08:13,000 --> 00:08:14,640 Speaker 4: but we're not doing. 153 00:08:14,360 --> 00:08:15,200 Speaker 5: Anything about it. 154 00:08:15,680 --> 00:08:19,800 Speaker 4: In the Asian community here in America, their dollars circulates 155 00:08:19,840 --> 00:08:22,880 Speaker 4: twenty three times before it leaves their hands. In the 156 00:08:22,960 --> 00:08:27,000 Speaker 4: Jewish community, seventeen times before it leaves their hands. In 157 00:08:27,040 --> 00:08:30,680 Speaker 4: the Caucasian community twelve times before it leaves their hands. 158 00:08:31,040 --> 00:08:35,160 Speaker 4: In the Black community, our check is cash just thirty 159 00:08:35,280 --> 00:08:38,920 Speaker 4: minutes before we hand it over to somebody else. And 160 00:08:39,040 --> 00:08:42,160 Speaker 4: so when we talk about economic development, it's got to 161 00:08:42,200 --> 00:08:44,559 Speaker 4: be not just a campaign, but a mind frame. 162 00:08:45,440 --> 00:08:46,839 Speaker 5: So to celebrate. 163 00:08:46,400 --> 00:08:50,120 Speaker 4: June tenth, I am challenging the community to open up 164 00:08:50,320 --> 00:08:55,600 Speaker 4: one thousand accounts as Citizens Trust Bank. Eighty six percent 165 00:08:55,640 --> 00:08:59,280 Speaker 4: of people in our community don't own a diamond stop, 166 00:09:00,040 --> 00:09:02,959 Speaker 4: and so on Sunday, I'm challenging our community and bringing 167 00:09:03,000 --> 00:09:07,600 Speaker 4: in black brokerage firms for African Americans to lieve an 168 00:09:07,640 --> 00:09:10,960 Speaker 4: inheritance and to know how to do investment. If we 169 00:09:11,120 --> 00:09:14,280 Speaker 4: just have checking accounts, the banks don't look at us. 170 00:09:14,840 --> 00:09:18,920 Speaker 4: To your original question about Black Wall Street, it was 171 00:09:18,960 --> 00:09:22,480 Speaker 4: the brainchild of mister Bill Allen, and he told me 172 00:09:22,520 --> 00:09:24,360 Speaker 4: about it, and I told him there's no way it'll 173 00:09:24,360 --> 00:09:25,800 Speaker 4: succeed if the. 174 00:09:25,720 --> 00:09:28,240 Speaker 5: Black church is not interloped in the idea. 175 00:09:28,840 --> 00:09:32,120 Speaker 4: And so I came and walked alongside them, made an 176 00:09:32,160 --> 00:09:35,040 Speaker 4: agreement with them that of the one hundred businesses that 177 00:09:35,120 --> 00:09:38,200 Speaker 4: are in Black Wall Street, ten percent of them have 178 00:09:38,320 --> 00:09:41,000 Speaker 4: got to be business owners that come out of new 179 00:09:41,040 --> 00:09:45,400 Speaker 4: birth to make sure that we are really championing the call. 180 00:09:46,000 --> 00:09:48,400 Speaker 5: My conviction, brother McDonald's. 181 00:09:48,480 --> 00:09:52,239 Speaker 4: If I have ten thousand members, why are you struggling 182 00:09:52,280 --> 00:09:56,079 Speaker 4: to sell your book? How come you don't have any clients? 183 00:09:56,520 --> 00:09:59,200 Speaker 4: Because they're right there in the church. We've got to 184 00:09:59,240 --> 00:10:02,920 Speaker 4: develop our own the ecosystem in order to thrust us 185 00:10:02,960 --> 00:10:03,720 Speaker 4: to that model. 186 00:10:04,400 --> 00:10:05,839 Speaker 3: Well, you know, but the first one of the main 187 00:10:05,880 --> 00:10:09,440 Speaker 3: reasons why I'm fortunate on WCK to do Money Making 188 00:10:09,440 --> 00:10:13,400 Speaker 3: Conversation master Class is by promoting dreamers, especially in the 189 00:10:13,520 --> 00:10:15,520 Speaker 3: ENTREPRENEURSI and the small businesses of the lane. 190 00:10:15,679 --> 00:10:16,560 Speaker 1: Now when I look at. 191 00:10:16,480 --> 00:10:19,760 Speaker 3: You, your more house grab HBCUs have been at the 192 00:10:19,800 --> 00:10:24,200 Speaker 3: forefront of academic excellence forever, but only recently because of 193 00:10:24,280 --> 00:10:28,320 Speaker 3: massive donations by individuals in the corporate world led. 194 00:10:29,400 --> 00:10:30,040 Speaker 1: How is that? 195 00:10:30,600 --> 00:10:32,920 Speaker 3: Does that make you feel good, doctor Bran or it 196 00:10:32,960 --> 00:10:36,960 Speaker 3: makes you disappoint you that there's nothing that's ever been 197 00:10:37,000 --> 00:10:40,200 Speaker 3: wrong with HBCUs. We just hadn't been recognized a given 198 00:10:40,240 --> 00:10:40,600 Speaker 3: our due. 199 00:10:42,760 --> 00:10:43,360 Speaker 5: I think. 200 00:10:44,800 --> 00:10:49,199 Speaker 4: That we in the HBC all but have understood our 201 00:10:49,440 --> 00:10:52,400 Speaker 4: value without main line accepted. 202 00:10:52,840 --> 00:10:55,000 Speaker 1: Right, HBC US. 203 00:10:54,960 --> 00:10:59,880 Speaker 4: Graduate more Black doctors, more lawyers, more doctor degrees. 204 00:11:00,640 --> 00:11:02,280 Speaker 5: They are non predominant white. 205 00:11:02,040 --> 00:11:11,800 Speaker 4: Institutions with minimal support and financial back ends are inspiring. 206 00:11:12,440 --> 00:11:16,199 Speaker 5: Now that we have it, the sky is the limited. 207 00:11:16,400 --> 00:11:19,080 Speaker 4: People now walk on the motor and so I think 208 00:11:19,120 --> 00:11:21,440 Speaker 4: that this is really just putting us in a greater place. 209 00:11:22,200 --> 00:11:24,080 Speaker 3: I help you all out with those status that he 210 00:11:24,160 --> 00:11:26,400 Speaker 3: at the top of my mind. Fifty percent of the 211 00:11:26,400 --> 00:11:29,520 Speaker 3: black school teachers come from HBCUs, eighty percent of the 212 00:11:29,520 --> 00:11:33,520 Speaker 3: medical doctors and dentists come from HBCUs, seventy percent of 213 00:11:33,559 --> 00:11:37,640 Speaker 3: the judges and lawyers comes from HPCUS, forty percent of 214 00:11:37,679 --> 00:11:41,920 Speaker 3: the Black members of Conference comes from HBCUs to twenty 215 00:11:41,960 --> 00:11:45,720 Speaker 3: five percent of the STEM graduates come from HPCUS. North 216 00:11:45,760 --> 00:11:49,200 Speaker 3: Carolina A and T graduates more black engineers than any 217 00:11:49,920 --> 00:11:53,720 Speaker 3: engineering program in the country. Also, there are more generals 218 00:11:54,160 --> 00:11:56,640 Speaker 3: in the army outside of West Point who are black, 219 00:11:56,880 --> 00:12:00,000 Speaker 3: from car from South Carolina state. Those are the status 220 00:12:00,200 --> 00:12:02,960 Speaker 3: that I that need to be out there, that I 221 00:12:03,160 --> 00:12:06,480 Speaker 3: that I. 222 00:12:04,920 --> 00:12:07,199 Speaker 5: Said to me, I need all of that all. 223 00:12:09,600 --> 00:12:11,560 Speaker 3: Well, see, we see that's what that's that's why we 224 00:12:11,640 --> 00:12:14,880 Speaker 3: do this show, Doctor Bryan, because it's about information, sir, 225 00:12:15,640 --> 00:12:16,880 Speaker 3: It's about inmation. 226 00:12:17,240 --> 00:12:19,760 Speaker 5: From a lect of knowledge. Thank you and. 227 00:12:19,679 --> 00:12:21,840 Speaker 3: That and that and that you know, and the knowledge is, 228 00:12:21,920 --> 00:12:24,240 Speaker 3: you know, is preaching. 229 00:12:24,280 --> 00:12:25,280 Speaker 1: Now I can do this show. 230 00:12:25,320 --> 00:12:27,800 Speaker 3: I can do a pre recorded show and and just 231 00:12:27,880 --> 00:12:29,959 Speaker 3: go on by my business. But I've turned this show 232 00:12:30,440 --> 00:12:32,400 Speaker 3: into a show where people can call in and to 233 00:12:32,520 --> 00:12:35,600 Speaker 3: get somebody and your local giant to have you come. 234 00:12:35,440 --> 00:12:36,079 Speaker 1: On my show. 235 00:12:36,440 --> 00:12:38,560 Speaker 3: It's part of the building of the brand, you know, 236 00:12:38,800 --> 00:12:41,520 Speaker 3: to have the new Black Wall Street, those art viewers 237 00:12:41,720 --> 00:12:43,920 Speaker 3: need to know they have a vocal home right here 238 00:12:44,280 --> 00:12:47,360 Speaker 3: where they can come and share their dreams and expand 239 00:12:47,400 --> 00:12:50,720 Speaker 3: their brands. So generalationally, what do you feel a black 240 00:12:50,760 --> 00:12:53,600 Speaker 3: community needs to understand about money? You talked about the 241 00:12:53,640 --> 00:12:56,960 Speaker 3: stock market, because now I would tell anybody who's listening, 242 00:12:57,240 --> 00:12:59,640 Speaker 3: when the stock market is down, that's when you want 243 00:12:59,640 --> 00:13:02,000 Speaker 3: to buy. You want to buy when it's a bear. 244 00:13:02,320 --> 00:13:04,520 Speaker 3: You don't want to buy when it's a bull. And 245 00:13:04,559 --> 00:13:08,000 Speaker 3: so if you're talking about bringing in that type of money, 246 00:13:08,000 --> 00:13:10,040 Speaker 3: but that's a different type of money. But you had 247 00:13:10,080 --> 00:13:12,800 Speaker 3: an incredible state about how money doesn't stay in the 248 00:13:12,800 --> 00:13:16,920 Speaker 3: black community's hands. So what do we really need to understand, 249 00:13:17,000 --> 00:13:19,480 Speaker 3: Because if you're going to talk about money, you got 250 00:13:19,480 --> 00:13:22,960 Speaker 3: to talk about credit, and credit and money tends to 251 00:13:23,000 --> 00:13:25,040 Speaker 3: be a separate conversation. 252 00:13:25,120 --> 00:13:26,000 Speaker 1: In the black household. 253 00:13:27,600 --> 00:13:32,320 Speaker 4: I often use this example that I know by mcdowald 254 00:13:32,320 --> 00:13:35,400 Speaker 4: you can run across the fifty yard line with that 255 00:13:35,559 --> 00:13:38,040 Speaker 4: is black people are the only people in the world 256 00:13:38,520 --> 00:13:41,840 Speaker 4: who have a house. Won't be a party for an apartment, right, 257 00:13:42,559 --> 00:13:45,080 Speaker 4: we don't really talk about home ownership. 258 00:13:45,200 --> 00:13:45,440 Speaker 1: Right. 259 00:13:45,880 --> 00:13:48,440 Speaker 4: My father put my sister and now on a plan 260 00:13:48,520 --> 00:13:51,400 Speaker 4: when we got out of college, which was the ten 261 00:13:51,600 --> 00:13:54,600 Speaker 4: eighty which I still model to this day, which is 262 00:13:54,840 --> 00:13:58,360 Speaker 4: save ten percent, tie ten percent, live off. 263 00:13:58,320 --> 00:13:59,520 Speaker 5: Of eighty percent. 264 00:14:00,360 --> 00:14:02,400 Speaker 4: And it has really helped us when you realize that 265 00:14:02,400 --> 00:14:05,680 Speaker 4: the average African American lives at one hundred and ten 266 00:14:05,800 --> 00:14:10,400 Speaker 4: percent of that income that we in debt trying to 267 00:14:10,480 --> 00:14:11,960 Speaker 4: keep up with the Joneses. 268 00:14:12,040 --> 00:14:15,200 Speaker 5: A credit card debt is through the roof. 269 00:14:16,080 --> 00:14:19,880 Speaker 4: We can have a whole different show about the swamp 270 00:14:20,080 --> 00:14:23,320 Speaker 4: known as student loans. And so there's a whole lot 271 00:14:23,400 --> 00:14:26,880 Speaker 4: of financial literacy that is so needed and necessary for. 272 00:14:26,960 --> 00:14:28,840 Speaker 5: Us to be able to. 273 00:14:28,320 --> 00:14:32,080 Speaker 4: Thrive and get our footed It sounds good at this level, 274 00:14:32,280 --> 00:14:35,080 Speaker 4: but they are those who in the trenches who really 275 00:14:35,320 --> 00:14:38,320 Speaker 4: don't have a basic understanding of what you're talking about. 276 00:14:38,320 --> 00:14:40,280 Speaker 5: A bullet of bay. They got no. 277 00:14:40,280 --> 00:14:44,040 Speaker 4: Idea that we are not in the conversation about inflation 278 00:14:44,280 --> 00:14:47,760 Speaker 4: and about how that's going to impact every area of 279 00:14:47,800 --> 00:14:52,520 Speaker 4: our lives. But now it's part and pustle responsibility of 280 00:14:52,600 --> 00:14:56,160 Speaker 4: the church to impart that knowledge and to share their wisdom. 281 00:14:56,320 --> 00:14:58,000 Speaker 3: You know, it's really interesting when I hear you talk 282 00:14:58,080 --> 00:15:01,640 Speaker 3: from here the financial literacyre that's such a big word. 283 00:15:01,760 --> 00:15:03,080 Speaker 1: It means so much. 284 00:15:03,120 --> 00:15:06,880 Speaker 3: And sometimes you can lets people they walk in the 285 00:15:06,960 --> 00:15:09,640 Speaker 3: room and they walk out really didn't gain anything from 286 00:15:09,680 --> 00:15:13,440 Speaker 3: the conversation. How can I help you know what the 287 00:15:13,520 --> 00:15:16,440 Speaker 3: mission that you're putting in place in this city this is. 288 00:15:16,480 --> 00:15:18,920 Speaker 3: You know, I have a certain skill set. I have 289 00:15:18,960 --> 00:15:21,360 Speaker 3: a show to be able to move forward a narrative. 290 00:15:21,440 --> 00:15:24,280 Speaker 3: But it's about job, It's about economic development, It's about 291 00:15:24,280 --> 00:15:26,720 Speaker 3: money and getting the right jobs in place. How can 292 00:15:26,760 --> 00:15:29,360 Speaker 3: a person like Ruth Sean McDonald my show can help 293 00:15:29,720 --> 00:15:31,200 Speaker 3: the cause and move the needle? 294 00:15:32,480 --> 00:15:36,080 Speaker 5: Cry loud and spare not you doing the dog? 295 00:15:36,120 --> 00:15:39,960 Speaker 4: One thing we're so much about focus is on the 296 00:15:40,280 --> 00:15:45,520 Speaker 4: entertainment and not on enlightenment. And so what you're doing 297 00:15:45,680 --> 00:15:49,240 Speaker 4: just in this conversation is a revolutionary act in none 298 00:15:49,360 --> 00:15:52,320 Speaker 4: to itself. We like to say we like to dance, 299 00:15:52,360 --> 00:15:54,640 Speaker 4: we like to driple the ball. We don't like to 300 00:15:54,680 --> 00:15:59,080 Speaker 4: sit down. The average African American post high school does 301 00:15:59,160 --> 00:16:02,920 Speaker 4: not read a non fiction book from cover to cover. 302 00:16:03,840 --> 00:16:06,680 Speaker 4: And so you are doing through this podcast. 303 00:16:06,880 --> 00:16:11,360 Speaker 5: This is an audio book. You are given information that 304 00:16:11,440 --> 00:16:15,720 Speaker 5: they are not getting out of closed libraries or on Google. 305 00:16:16,240 --> 00:16:18,440 Speaker 4: And so I'm just appreciative of how you standing on 306 00:16:18,480 --> 00:16:19,120 Speaker 4: the bank card. 307 00:16:19,280 --> 00:16:22,920 Speaker 6: We'll be right back with more Money Making Conversations Masterclass 308 00:16:22,920 --> 00:16:32,200 Speaker 6: with Rashwan McDonald. Now, let's return to Money Making Conversations 309 00:16:32,480 --> 00:16:34,840 Speaker 6: Masterclass with Rashaan McDonald. 310 00:16:35,320 --> 00:16:38,400 Speaker 3: You said some great things are still I'm telling anybody 311 00:16:38,520 --> 00:16:40,320 Speaker 3: my numbers available, my email. 312 00:16:40,000 --> 00:16:42,240 Speaker 1: Address is available, this show is available. 313 00:16:42,240 --> 00:16:44,600 Speaker 3: They got these people are young entrepreneurs down there at 314 00:16:44,640 --> 00:16:47,560 Speaker 3: New Black Wall Street. Let them know they can contact WCLK, 315 00:16:48,120 --> 00:16:50,320 Speaker 3: reach out to me. Because of the fact that if 316 00:16:50,360 --> 00:16:53,520 Speaker 3: your business don't have an avenue for people to know 317 00:16:53,600 --> 00:16:56,520 Speaker 3: about it, then it leads to frustration, It leads to 318 00:16:56,520 --> 00:16:58,560 Speaker 3: you at leads you becoming a victim of saying your 319 00:16:58,640 --> 00:17:01,520 Speaker 3: dream is an impossible task. Ask and my whole thing, 320 00:17:01,720 --> 00:17:03,240 Speaker 3: my whole life. Like I said, I'm one of those 321 00:17:03,280 --> 00:17:06,480 Speaker 3: guys to from nothing to something. You know, you know, 322 00:17:07,040 --> 00:17:10,320 Speaker 3: a two bedroom shotgun house, six sisters, two brothers. My 323 00:17:10,400 --> 00:17:13,040 Speaker 3: father had a third grade education, truck driver, my mama 324 00:17:13,080 --> 00:17:15,720 Speaker 3: graduate from high school. And so I know what you 325 00:17:15,800 --> 00:17:17,639 Speaker 3: have to do, and you have to follow dreams, but 326 00:17:17,720 --> 00:17:19,800 Speaker 3: also you have to have mentors and people who believe 327 00:17:19,840 --> 00:17:21,040 Speaker 3: in you that role. 328 00:17:21,119 --> 00:17:24,320 Speaker 1: I think that's what you plan as a church leader, correct. 329 00:17:25,359 --> 00:17:26,600 Speaker 5: I'm endeavoring to do that. 330 00:17:27,480 --> 00:17:31,320 Speaker 4: I think that we've got to one dissolve the old 331 00:17:31,359 --> 00:17:35,959 Speaker 4: school notion that the pastor knows everything. That we've got 332 00:17:36,040 --> 00:17:40,119 Speaker 4: to have circular leadership and not singular leadership. So you 333 00:17:40,160 --> 00:17:43,720 Speaker 4: need people who can educate us not just on finances, 334 00:17:43,760 --> 00:17:46,640 Speaker 4: who can educate us on the law, who can help 335 00:17:46,720 --> 00:17:50,199 Speaker 4: us in Civics class, who can help us in this 336 00:17:50,240 --> 00:17:54,679 Speaker 4: whole right devote quest. Where is the black community's voice 337 00:17:54,720 --> 00:17:59,440 Speaker 4: on road versus way? Where are we in terms of gentrification, 338 00:18:00,240 --> 00:18:04,440 Speaker 4: where are we with the underfunding of public education, all 339 00:18:04,480 --> 00:18:05,200 Speaker 4: of those things. 340 00:18:05,200 --> 00:18:07,439 Speaker 5: We've got to bring all the different seats to the table. 341 00:18:08,320 --> 00:18:10,119 Speaker 3: And when you bring that to the table, that's all 342 00:18:10,119 --> 00:18:13,160 Speaker 3: about the horizons and the new direction of new birth 343 00:18:13,200 --> 00:18:15,680 Speaker 3: that you brought. Now, what is the future of new 344 00:18:15,720 --> 00:18:17,840 Speaker 3: birth and what's deltimate goals? 345 00:18:19,080 --> 00:18:22,760 Speaker 4: If you advanced me that two years ago. I rattled 346 00:18:22,760 --> 00:18:26,080 Speaker 4: it off with a UZI and a silence. But I 347 00:18:26,119 --> 00:18:31,080 Speaker 4: think that the church, quite frankly, is in puberty. Our 348 00:18:31,200 --> 00:18:36,040 Speaker 4: voice is changing, our skin has act nate in the 349 00:18:36,200 --> 00:18:38,960 Speaker 4: words of the old people, We're. 350 00:18:38,800 --> 00:18:40,399 Speaker 5: Starting to smell like outside. 351 00:18:41,280 --> 00:18:43,000 Speaker 4: You're going to have to ask me that probably in 352 00:18:43,040 --> 00:18:46,200 Speaker 4: another nine months, when the dust settles and we're able 353 00:18:46,200 --> 00:18:49,320 Speaker 4: to see what does church look like. I'm doing something 354 00:18:50,119 --> 00:18:54,480 Speaker 4: my grandparents would have died over July and August. I'm 355 00:18:54,520 --> 00:18:57,880 Speaker 4: only doing in person church on first and third Sunday 356 00:18:58,320 --> 00:19:02,320 Speaker 4: and completely virtual second and the force right because our 357 00:19:02,400 --> 00:19:06,080 Speaker 4: numbers really shot up in the pandemic. So I got 358 00:19:06,080 --> 00:19:08,080 Speaker 4: to say, is it really worth it to turn the 359 00:19:08,160 --> 00:19:12,280 Speaker 4: lights on? Is the impact any different? And so I'm 360 00:19:12,320 --> 00:19:14,960 Speaker 4: trying out a model that I'm not seen in a black, 361 00:19:15,000 --> 00:19:18,919 Speaker 4: old white church. So pray for a brother. So in 362 00:19:19,040 --> 00:19:21,160 Speaker 4: nine months ask me again, and I'll tell you. 363 00:19:21,040 --> 00:19:23,560 Speaker 3: Well, I'm some doctor's lot of pop praying for you, 364 00:19:23,880 --> 00:19:25,800 Speaker 3: love be praying for you. But I will get in 365 00:19:25,880 --> 00:19:28,800 Speaker 3: lied to help pray for you. You know, the thing 366 00:19:28,840 --> 00:19:31,960 Speaker 3: about it is that it's about charisma. It's about having 367 00:19:31,960 --> 00:19:34,680 Speaker 3: a direction of being focused. Because the church is always 368 00:19:34,720 --> 00:19:37,600 Speaker 3: the basis. You know, you know, black people got faith, 369 00:19:37,720 --> 00:19:41,120 Speaker 3: black people believe. Black people also can be misled. When 370 00:19:41,119 --> 00:19:43,080 Speaker 3: I say that, not in a negative way, because it's 371 00:19:43,119 --> 00:19:45,480 Speaker 3: about information. If you're not the right information, you misled. 372 00:19:45,920 --> 00:19:48,880 Speaker 3: And that's what we talk about economics, we talk about literacy. 373 00:19:49,000 --> 00:19:51,160 Speaker 3: You know, you know it's a joke in the black 374 00:19:51,200 --> 00:19:54,640 Speaker 3: community by putting a child's name on the light bill, 375 00:19:54,840 --> 00:19:57,240 Speaker 3: and that's not a joke. That's real, and then that 376 00:19:57,440 --> 00:20:01,440 Speaker 3: child's life is ruined. And so but talk about your 377 00:20:01,520 --> 00:20:06,199 Speaker 3: journey and not in much detail or small detail about 378 00:20:06,400 --> 00:20:08,720 Speaker 3: you know, where you come from to this point. And 379 00:20:08,800 --> 00:20:12,480 Speaker 3: also the fact that you know your history in the 380 00:20:12,560 --> 00:20:14,480 Speaker 3: church is not something that you start. It's part of 381 00:20:14,520 --> 00:20:16,640 Speaker 3: a family journey, if you can. 382 00:20:19,480 --> 00:20:24,480 Speaker 4: I am originally from Boston, Massachusetts. I was raised in Baltimore, Maryland. 383 00:20:26,200 --> 00:20:30,439 Speaker 4: I failed the eleventh grade. After I failed the eleventh grade, 384 00:20:31,280 --> 00:20:34,840 Speaker 4: brother McDonald, my parents sent me to live in Monroevia, Liberria, 385 00:20:34,960 --> 00:20:36,320 Speaker 4: West Africa for a year. 386 00:20:37,280 --> 00:20:40,919 Speaker 5: For your listeners who do not know, Liberia is the only. 387 00:20:41,280 --> 00:20:46,359 Speaker 4: Country in Africa that was formed by former slaves, and 388 00:20:46,440 --> 00:20:48,680 Speaker 4: so I lived there for a year. I came back, 389 00:20:49,640 --> 00:20:52,800 Speaker 4: I got a ged and I'm the first person to 390 00:20:52,840 --> 00:20:58,400 Speaker 4: go to Morehouse with aged I graduated from Morehouse Political 391 00:20:58,440 --> 00:21:05,240 Speaker 4: Science and International Studies and in tradition of HBCUs. A 392 00:21:05,280 --> 00:21:10,680 Speaker 4: month before graduation, I was alerted that I didn't have 393 00:21:10,800 --> 00:21:15,000 Speaker 4: enough classes. As an international studies major, I needed to 394 00:21:15,040 --> 00:21:18,600 Speaker 4: be proficient in a language. I wasn't proficient in a language. 395 00:21:18,920 --> 00:21:23,360 Speaker 4: My only option was to do study abroad. I went 396 00:21:23,359 --> 00:21:26,239 Speaker 4: through the list, I saw the due study abroad. The 397 00:21:26,280 --> 00:21:29,119 Speaker 4: only country I could go to with no language requirement 398 00:21:29,680 --> 00:21:30,600 Speaker 4: for South Africa. 399 00:21:31,119 --> 00:21:32,280 Speaker 5: I go to South Africa. 400 00:21:32,400 --> 00:21:35,480 Speaker 4: By the luck of the draw, in God's grace, it 401 00:21:35,600 --> 00:21:39,119 Speaker 4: is the year of the elections and I become Nelson 402 00:21:39,160 --> 00:21:43,760 Speaker 4: Mandela's youth intern. While living there in South Africa, I 403 00:21:43,760 --> 00:21:48,920 Speaker 4: come back. I go to Duke University. And Duke University 404 00:21:49,359 --> 00:21:52,800 Speaker 4: significant for me. I went there for a master's degree. 405 00:21:53,320 --> 00:21:56,240 Speaker 4: But many years before I went to Duke, my grandfather 406 00:21:56,400 --> 00:21:59,719 Speaker 4: was a chef at Duke University when they didn't let 407 00:21:59,760 --> 00:22:04,640 Speaker 4: black students there. While a student at Duke University, kwahc 408 00:22:04,920 --> 00:22:08,760 Speaker 4: FU tapped me to be National Youth and College Director 409 00:22:08,760 --> 00:22:12,320 Speaker 4: of the NAACP, and I boast the record of being 410 00:22:12,320 --> 00:22:14,360 Speaker 4: the youngest Youth director of the NAACP. 411 00:22:14,480 --> 00:22:14,960 Speaker 5: Ever had. 412 00:22:15,760 --> 00:22:20,240 Speaker 4: At that time, I came out of the NAACP. 413 00:22:21,000 --> 00:22:27,160 Speaker 5: Rashan and you not gonna believe my story. Nineteen ninety nine, we. 414 00:22:27,160 --> 00:22:34,000 Speaker 4: Had our national convention in Charlotte, North Carolina, and Kay 415 00:22:34,040 --> 00:22:37,720 Speaker 4: has largitis and asked me to give the national address 416 00:22:37,760 --> 00:22:41,879 Speaker 4: to the NAACP. I'm twenty eight years old. The next day, 417 00:22:41,920 --> 00:22:44,800 Speaker 4: I'm on the cover of USA Today. I get off 418 00:22:44,880 --> 00:22:48,080 Speaker 4: of the stage from giving that address and I met 419 00:22:48,119 --> 00:22:51,320 Speaker 4: at the bottom of the stage, out of one and 420 00:22:51,560 --> 00:22:52,720 Speaker 4: only did Gregory. 421 00:22:53,920 --> 00:22:55,040 Speaker 5: Gregory grabs me. 422 00:22:55,080 --> 00:22:59,720 Speaker 4: By my collar, throws me up against wall and says 423 00:22:59,760 --> 00:23:01,560 Speaker 4: to me, young man, you're out of order. 424 00:23:03,080 --> 00:23:05,200 Speaker 5: That ain't the word he used. He used another word. 425 00:23:07,640 --> 00:23:08,480 Speaker 5: Know what he said? 426 00:23:08,960 --> 00:23:09,480 Speaker 1: It't worked. 427 00:23:10,280 --> 00:23:13,639 Speaker 4: Yeah, you are out of order, he said. When I 428 00:23:13,720 --> 00:23:16,000 Speaker 4: was growing up black people, when they were in trouble 429 00:23:17,040 --> 00:23:20,800 Speaker 4: or call on Jesus. In the NAACP, he said, you're 430 00:23:20,800 --> 00:23:24,040 Speaker 4: a part of a generation that doesn't believe it either. 431 00:23:25,160 --> 00:23:28,600 Speaker 4: You're supposed to be a pastor by the McDonald A 432 00:23:28,640 --> 00:23:31,560 Speaker 4: long story short. I walked out of there, and six 433 00:23:31,600 --> 00:23:36,280 Speaker 4: months later I started my church in Baltimore. Forty three 434 00:23:36,320 --> 00:23:43,480 Speaker 4: members to ten thousand, three years ago, God redirected my 435 00:23:43,560 --> 00:23:45,080 Speaker 4: path to leave the church. 436 00:23:45,280 --> 00:23:47,320 Speaker 5: I started to come here. 437 00:23:47,200 --> 00:23:50,440 Speaker 4: To Atlanta the pastor of the Great new Berg Missionary 438 00:23:50,440 --> 00:23:51,120 Speaker 4: Baptist Church. 439 00:23:51,840 --> 00:23:53,320 Speaker 5: That's my story in a nutshell. 440 00:23:54,160 --> 00:23:56,120 Speaker 3: Well know the beauty of that story, and I want 441 00:23:56,160 --> 00:23:57,520 Speaker 3: black people to hear it. I want people to hear 442 00:23:57,560 --> 00:24:01,679 Speaker 3: this in general, is that you can't you can't achieve 443 00:24:01,720 --> 00:24:03,959 Speaker 3: success by yourself. That's the number one thing you get 444 00:24:04,000 --> 00:24:06,320 Speaker 3: away from the store. And then people have to see 445 00:24:06,320 --> 00:24:08,479 Speaker 3: something in you and not give up on you. That's 446 00:24:08,520 --> 00:24:09,520 Speaker 3: also in this store. 447 00:24:09,920 --> 00:24:10,480 Speaker 1: And when when? 448 00:24:10,520 --> 00:24:12,600 Speaker 3: And so that's that started with the parents. Parents didn't 449 00:24:12,640 --> 00:24:15,960 Speaker 3: give up on him. He failed, but they didn't see failure. 450 00:24:16,800 --> 00:24:19,560 Speaker 3: And then he accepted the challenge and rolls beyond that 451 00:24:19,720 --> 00:24:25,480 Speaker 3: and everywhere he went, somebody stepped in and moved him forward. Now, 452 00:24:25,600 --> 00:24:27,880 Speaker 3: when those happened, when those moments happened, and you can 453 00:24:27,880 --> 00:24:29,679 Speaker 3: correct me, doctor Bran, and I think I'm on the 454 00:24:29,680 --> 00:24:33,639 Speaker 3: same page with you, they pushed him to the unknown. 455 00:24:33,760 --> 00:24:36,399 Speaker 3: And that's where a lot of people stop. Well, they 456 00:24:36,440 --> 00:24:40,080 Speaker 3: don't know what's happening. Fear drops in and they stop 457 00:24:40,200 --> 00:24:43,480 Speaker 3: moving forward. And that is what's hurling back our community 458 00:24:43,480 --> 00:24:46,040 Speaker 3: because we want to know what's happening, and you don't 459 00:24:46,080 --> 00:24:48,320 Speaker 3: always know what's happening when you try. 460 00:24:48,160 --> 00:24:49,359 Speaker 1: To achieve success. 461 00:24:49,640 --> 00:24:53,840 Speaker 3: A success is tied to overcome the unknown and overcoming fear. 462 00:24:53,960 --> 00:24:54,760 Speaker 1: Am I correct sir? 463 00:24:55,760 --> 00:24:57,200 Speaker 5: Oh, no, You're more than correct. 464 00:24:57,240 --> 00:25:03,600 Speaker 4: And everybody has a testimon on UH, unless Brown often says, UH, 465 00:25:03,840 --> 00:25:08,240 Speaker 4: your revenue is in your reflection. What it is that 466 00:25:08,280 --> 00:25:11,639 Speaker 4: you're able excuse me, what you're able to share, what 467 00:25:11,680 --> 00:25:16,080 Speaker 4: you're able to disclose. I'm so sorry, and what it 468 00:25:16,119 --> 00:25:19,600 Speaker 4: is that you have learned from uh? And so I'm grateful. 469 00:25:19,680 --> 00:25:22,560 Speaker 4: So I UH as a consequence of my own journey. 470 00:25:23,119 --> 00:25:27,160 Speaker 4: Like many churches, we give our scholarships, but I am 471 00:25:27,280 --> 00:25:30,439 Speaker 4: intentional to not just give scholarships to those who graduate 472 00:25:30,520 --> 00:25:33,360 Speaker 4: top of the class, but those also who. 473 00:25:33,359 --> 00:25:36,680 Speaker 5: Graduated bottom of the barrel, right, UH, that they also 474 00:25:36,800 --> 00:25:38,320 Speaker 5: need an opportunity and need a chance. 475 00:25:38,359 --> 00:25:42,840 Speaker 4: And that's beauty in the progress of HBCUs again, who 476 00:25:42,880 --> 00:25:47,320 Speaker 4: gave students who were not outstanding UH an opportunity to 477 00:25:47,400 --> 00:25:50,080 Speaker 4: thrive and shine and so young growth. 478 00:25:50,520 --> 00:25:52,399 Speaker 3: Well, here's the interesting things we're about to wrap up 479 00:25:52,400 --> 00:25:54,600 Speaker 3: here is that I'm from Houston, Texas, so I've been 480 00:25:54,640 --> 00:25:57,960 Speaker 3: celebrating Juneteenth. You know, the state of takes me in 481 00:25:58,000 --> 00:26:01,199 Speaker 3: the state of Texas Holiday Forever Now is now and 482 00:26:01,280 --> 00:26:05,240 Speaker 3: now it also lands on Father's Day, okay, and black 483 00:26:05,320 --> 00:26:09,520 Speaker 3: fathers have always been pushed aside or said we don't 484 00:26:09,720 --> 00:26:12,680 Speaker 3: understand the value or we're not responsible for you're a 485 00:26:12,680 --> 00:26:13,080 Speaker 3: black man. 486 00:26:13,119 --> 00:26:14,080 Speaker 1: I'm a black man. 487 00:26:14,240 --> 00:26:15,920 Speaker 3: I know I can get I get hard when I 488 00:26:16,480 --> 00:26:20,159 Speaker 3: get upset when I hear that. And knowing that Father's 489 00:26:20,240 --> 00:26:23,919 Speaker 3: Day is coming up, what role or responsibility are you 490 00:26:24,040 --> 00:26:27,960 Speaker 3: taking upon yourself to make sure that black men are 491 00:26:27,960 --> 00:26:32,000 Speaker 3: being recognized for being strong fathers, strong parents, strong leaders 492 00:26:32,040 --> 00:26:33,800 Speaker 3: in the community moving forward. 493 00:26:34,920 --> 00:26:38,760 Speaker 5: Yeah, is that your health is your wealth. 494 00:26:39,440 --> 00:26:42,320 Speaker 4: And so on Father's Day, we are doing free prostate 495 00:26:43,520 --> 00:26:47,719 Speaker 4: cancer screenings for all of our brothers because so many 496 00:26:48,280 --> 00:26:51,920 Speaker 4: black men have been impacted by it, and the saying 497 00:26:52,119 --> 00:26:55,400 Speaker 4: is our early prevention leads to the cure and most 498 00:26:55,400 --> 00:26:57,560 Speaker 4: black men don't go to the hospital till they come 499 00:26:57,600 --> 00:27:01,439 Speaker 4: through the emergency. Absolutely, So June tenth that we're setting 500 00:27:01,520 --> 00:27:05,800 Speaker 4: up these economic portfolios for investment for our people to 501 00:27:05,840 --> 00:27:09,080 Speaker 4: be able to have some greater sense of what the 502 00:27:09,280 --> 00:27:12,960 Speaker 4: strength of their dollargue is. So in those ways we're 503 00:27:12,960 --> 00:27:16,720 Speaker 4: going to affirm as well as trying to help fathers 504 00:27:17,200 --> 00:27:20,840 Speaker 4: who want visitation who have been robbed of it to 505 00:27:20,920 --> 00:27:23,440 Speaker 4: be able to get that through our partner with the courses. 506 00:27:24,359 --> 00:27:26,879 Speaker 3: You know, as we as the pandemic, as as you 507 00:27:26,920 --> 00:27:29,320 Speaker 3: said earlier, has been a health and economic crisis, and 508 00:27:29,320 --> 00:27:31,720 Speaker 3: that's always been a blessing for the church. You know, 509 00:27:31,960 --> 00:27:33,639 Speaker 3: as one would say, I'm talking to one of the 510 00:27:33,640 --> 00:27:37,800 Speaker 3: most influential religious leaders in the country, and you, doctor Bran, 511 00:27:38,680 --> 00:27:41,600 Speaker 3: as you call someone to the altar and someone's listening 512 00:27:41,680 --> 00:27:44,400 Speaker 3: to this show, what is the final message you want 513 00:27:44,440 --> 00:27:47,040 Speaker 3: them to receive so they can walk away with a 514 00:27:47,080 --> 00:27:50,320 Speaker 3: clear understanding that they can be successful. They are walking 515 00:27:50,359 --> 00:27:53,399 Speaker 3: in blessed shoes. They just need to acknowledge it and 516 00:27:53,480 --> 00:27:56,440 Speaker 3: accept the responsibility of hard work. 517 00:27:57,880 --> 00:28:00,919 Speaker 4: That the church to not over spiritual. It is nothing 518 00:28:00,960 --> 00:28:04,280 Speaker 4: more than a recycling center. We take that which has 519 00:28:04,320 --> 00:28:07,920 Speaker 4: been discarded, that which has been thrown away, that which 520 00:28:07,960 --> 00:28:12,240 Speaker 4: has imperfections, and helped turn it into something else. The 521 00:28:12,480 --> 00:28:15,640 Speaker 4: essence of who they are remains the same, but the 522 00:28:15,680 --> 00:28:18,320 Speaker 4: shape and the spirit of it is what it is 523 00:28:18,320 --> 00:28:21,439 Speaker 4: that we change. So every Sunday I tell people you 524 00:28:21,480 --> 00:28:24,240 Speaker 4: can come as you are, just be clear, you won't 525 00:28:24,280 --> 00:28:25,080 Speaker 4: stay as you are. 526 00:28:26,600 --> 00:28:30,679 Speaker 3: My guest rose from eleventh grade dropout. Do you receive 527 00:28:30,720 --> 00:28:35,800 Speaker 3: a ged enrolled in Morehouse, first time PhD graduate of 528 00:28:35,880 --> 00:28:39,080 Speaker 3: Duke and now he is the senior pastor of Newbirth 529 00:28:39,120 --> 00:28:42,520 Speaker 3: Missionary Baptist Church. He's a leader and also an inspiration 530 00:28:42,640 --> 00:28:44,440 Speaker 3: and I'm so fortunate to have him on the show 531 00:28:44,520 --> 00:28:47,040 Speaker 3: to share these words. Know this, whenever you have something, 532 00:28:47,160 --> 00:28:49,640 Speaker 3: please come to Money Making Comforts. It's master class. I'm 533 00:28:49,680 --> 00:28:52,440 Speaker 3: a friend, advocate and a believer in what you're trying 534 00:28:52,440 --> 00:28:54,160 Speaker 3: to do to the community. Thank you for coming on 535 00:28:54,240 --> 00:28:54,840 Speaker 3: Money Coming. 536 00:28:55,080 --> 00:28:55,880 Speaker 5: I'm appreciative. 537 00:28:55,880 --> 00:28:58,120 Speaker 4: Thank you so much, and don't forget I'm coming back 538 00:28:58,160 --> 00:29:00,280 Speaker 4: to tell you about the future of the church once 539 00:29:00,320 --> 00:29:01,440 Speaker 4: I figure out what it is. 540 00:29:01,760 --> 00:29:03,760 Speaker 3: Well, I guess well you know it be quick then 541 00:29:03,880 --> 00:29:07,040 Speaker 3: because you've got technology on your side. Okay, I appreciate you, 542 00:29:07,120 --> 00:29:08,920 Speaker 3: Doctor Brian, thank you for coming on that show. 543 00:29:09,320 --> 00:29:12,960 Speaker 6: We'll be right back with more Money Making Conversations Masterclass 544 00:29:12,960 --> 00:29:14,240 Speaker 6: with Rushan McDonald. 545 00:29:15,960 --> 00:29:19,440 Speaker 7: You are now tuned into the Money Making Conversations Minute 546 00:29:19,440 --> 00:29:21,520 Speaker 7: of Inspiration with Rushawan McDonald. 547 00:29:21,600 --> 00:29:23,840 Speaker 3: Hi, ra Sean McDonald for Money Making Conversation with your 548 00:29:23,880 --> 00:29:27,640 Speaker 3: daily Minute of Inspiration. Recent lot said down with Minister, author, 549 00:29:27,760 --> 00:29:31,520 Speaker 3: speaker and founder of the God Shift movement see Rattler. 550 00:29:31,840 --> 00:29:35,360 Speaker 3: Shane talks about embracing disruption because it allows you to 551 00:29:35,480 --> 00:29:39,840 Speaker 3: experience a shift. Shanee talks about embracing disruption because it 552 00:29:39,920 --> 00:29:41,880 Speaker 3: allows you to experience a shift. 553 00:29:42,200 --> 00:29:44,520 Speaker 1: You empowering people to do what now? 554 00:29:44,560 --> 00:29:48,880 Speaker 7: I'm empowering people to embrace disruption, collide with God's purpose, 555 00:29:48,920 --> 00:29:52,720 Speaker 7: and chase their destiny. People's lives are experiencing disappointments, but 556 00:29:52,760 --> 00:29:54,760 Speaker 7: I believe that God is using those things to get 557 00:29:54,800 --> 00:29:57,520 Speaker 7: our attention. The question is are we going to learn 558 00:29:57,560 --> 00:29:59,120 Speaker 7: what it is that He wants us to learn? And 559 00:29:59,160 --> 00:30:00,160 Speaker 7: disruption doesn't all. 560 00:30:00,280 --> 00:30:01,040 Speaker 8: Have to be negative. 561 00:30:01,080 --> 00:30:03,520 Speaker 7: I think that the negative things are what get people's 562 00:30:03,520 --> 00:30:06,040 Speaker 7: attention the most. But I believe that it's an opportunity 563 00:30:06,080 --> 00:30:07,920 Speaker 7: for us to say, Lord, where is it that you 564 00:30:08,040 --> 00:30:08,920 Speaker 7: need me next? 565 00:30:09,120 --> 00:30:10,920 Speaker 3: If we were to listen to this full interview with 566 00:30:10,960 --> 00:30:14,560 Speaker 3: Shane Ratler, it's available on Money Making Conversation dot com. 567 00:30:14,600 --> 00:30:19,800 Speaker 6: Now let's return to Money Making Conversations Masterclass with Rashaan McDonald. 568 00:30:20,160 --> 00:30:22,960 Speaker 3: Welcome to Money Making Conversation Masterclass. I am your host, 569 00:30:23,000 --> 00:30:26,400 Speaker 3: Rashawn McDonald. I recognize that we all have different definitions 570 00:30:26,440 --> 00:30:27,120 Speaker 3: of success. 571 00:30:27,120 --> 00:30:29,160 Speaker 1: For you, it may be the size of your paycheck. 572 00:30:29,480 --> 00:30:32,080 Speaker 3: Mine is inspiring people to accomplish their goals and live 573 00:30:32,120 --> 00:30:34,840 Speaker 3: their very best life. It is time to stop reading 574 00:30:34,880 --> 00:30:37,960 Speaker 3: other people's success stories to start writing your own. People 575 00:30:37,960 --> 00:30:40,560 Speaker 3: always talk about their purpose or gifts. If you have 576 00:30:40,600 --> 00:30:43,440 Speaker 3: a gift, leave with your gifts and knowing. Let your friends, family, 577 00:30:43,520 --> 00:30:46,240 Speaker 3: or coworkers stop you from planning or living your dreams. 578 00:30:46,720 --> 00:30:49,959 Speaker 3: My next guest is Cassandra Cummings. She's a leading wealth 579 00:30:50,000 --> 00:30:52,000 Speaker 3: and investment strategist and founder. 580 00:30:51,720 --> 00:30:53,920 Speaker 1: Of the Stocks and Stilettos Society. 581 00:30:54,320 --> 00:30:56,760 Speaker 3: It's the fastest growing online community at more than one 582 00:30:56,800 --> 00:31:00,560 Speaker 3: hundred thousand women investors who are leveraging the power of 583 00:31:00,600 --> 00:31:04,080 Speaker 3: investing to achieve their wealth building goals. She's a licensed 584 00:31:04,120 --> 00:31:09,040 Speaker 3: financial advisor, investor, and speaker. Cassandra provides her knowledge and 585 00:31:09,080 --> 00:31:13,800 Speaker 3: guidance to empower others on financial literacy. People everywhere should 586 00:31:13,800 --> 00:31:17,040 Speaker 3: recognize her talents as we will at this point. Please 587 00:31:17,080 --> 00:31:20,480 Speaker 3: welcome the Money Making Conversations Masterclass. Cassandra Commons. 588 00:31:21,960 --> 00:31:24,760 Speaker 8: Thanks so much for having me. Thanks for having me well. 589 00:31:24,800 --> 00:31:26,840 Speaker 3: First of all, thank you on the West Coast. You're 590 00:31:26,880 --> 00:31:28,240 Speaker 3: based in Oakland, California. 591 00:31:30,040 --> 00:31:35,200 Speaker 9: Yes, I'm here right across from San Francisco and go. 592 00:31:35,200 --> 00:31:40,160 Speaker 3: Warriors shoot there in the playoffs. Thanks is a good thing, 593 00:31:40,200 --> 00:31:43,240 Speaker 3: but I don't think the Warriors are keeping you in Oakland, California, 594 00:31:43,320 --> 00:31:47,480 Speaker 3: or in California. Why Oakland California, Uh, well you were well, 595 00:31:47,520 --> 00:31:50,840 Speaker 3: you were just like using social media, using the internet 596 00:31:50,920 --> 00:31:53,320 Speaker 3: to build your brand. But while Oakland, California, why are you? 597 00:31:53,360 --> 00:31:54,120 Speaker 1: Why are you there? 598 00:31:56,280 --> 00:31:58,320 Speaker 9: Well, I'm here because this is home for me and 599 00:31:58,360 --> 00:31:59,560 Speaker 9: there's no place like home. 600 00:31:59,720 --> 00:32:04,080 Speaker 8: So you know, I came back because there's a certain 601 00:32:04,120 --> 00:32:05,440 Speaker 8: type of energy, there's a. 602 00:32:05,360 --> 00:32:08,600 Speaker 9: Certain type of grit that I learned while being here, 603 00:32:08,720 --> 00:32:12,080 Speaker 9: and I felt like I needed that energy once again 604 00:32:12,160 --> 00:32:14,880 Speaker 9: in my life. So I circle back after making a 605 00:32:14,920 --> 00:32:17,200 Speaker 9: few pit stops, and I'm back home now. 606 00:32:17,840 --> 00:32:18,560 Speaker 1: Those pitch stops. 607 00:32:18,640 --> 00:32:20,680 Speaker 3: I always tell people like I've lived in New York, 608 00:32:20,720 --> 00:32:23,440 Speaker 3: I've lived in Chicago, I mean really lived, I mean years, 609 00:32:23,960 --> 00:32:27,320 Speaker 3: lived in Los Angeles the longest fifteen years, and presently 610 00:32:27,800 --> 00:32:30,720 Speaker 3: I've been in Atlanta since two thousand and seven, so 611 00:32:30,760 --> 00:32:32,280 Speaker 3: it's about fifteen years here. 612 00:32:32,720 --> 00:32:34,160 Speaker 1: But I'm originally from Houston, Texas. 613 00:32:34,200 --> 00:32:38,040 Speaker 3: Each stop, maybe a better person maybe understand that different 614 00:32:38,040 --> 00:32:41,760 Speaker 3: people in different parts of this country think differently, have 615 00:32:41,840 --> 00:32:44,600 Speaker 3: a different set of culture rules and also have different 616 00:32:44,680 --> 00:32:47,520 Speaker 3: dreams and your travels and the places that you said 617 00:32:47,560 --> 00:32:50,440 Speaker 3: you had these pitch stops. How did they impact you 618 00:32:50,520 --> 00:32:52,200 Speaker 3: and made you the person that you are today. 619 00:32:53,560 --> 00:32:55,240 Speaker 8: Well, I had a couple of pit stops. 620 00:32:55,280 --> 00:32:58,520 Speaker 9: I too, lived in la for quite a long time. 621 00:32:58,720 --> 00:33:01,320 Speaker 9: I think it was about ten years. I finished school 622 00:33:01,360 --> 00:33:04,720 Speaker 9: down there at USC, and then from USC, I wasn't 623 00:33:04,800 --> 00:33:08,560 Speaker 9: quite ready to go home yet, and so I ventured 624 00:33:08,560 --> 00:33:12,240 Speaker 9: out to Houston, Texas. I actually was pursuing a career 625 00:33:12,520 --> 00:33:16,360 Speaker 9: as a broadcast journalist, and so I had some opportunities 626 00:33:16,400 --> 00:33:19,200 Speaker 9: to go out there and really work on the craft 627 00:33:19,360 --> 00:33:23,920 Speaker 9: of becoming a news reporter and had dreams of becoming 628 00:33:23,920 --> 00:33:27,440 Speaker 9: a news anchor. And then I had to grow up. 629 00:33:27,480 --> 00:33:30,160 Speaker 9: I had to actually go back to what I knew best, 630 00:33:30,200 --> 00:33:33,680 Speaker 9: and that was, you know, the money industry, and ended 631 00:33:33,760 --> 00:33:38,000 Speaker 9: up coming back to the West Coast, where I started 632 00:33:38,000 --> 00:33:40,400 Speaker 9: my career in financial services with AIG. 633 00:33:41,040 --> 00:33:43,920 Speaker 3: Well, you know, I don't really use the word grow up, 634 00:33:44,320 --> 00:33:46,680 Speaker 3: you know, because a lot of people if that gets 635 00:33:46,680 --> 00:33:49,000 Speaker 3: a lot of people out there and mature. I think 636 00:33:49,040 --> 00:33:51,560 Speaker 3: that the realization of what your true gifts are you challenge, 637 00:33:51,560 --> 00:33:53,360 Speaker 3: That's what I talk about your gifts are your purpose, 638 00:33:53,800 --> 00:33:55,840 Speaker 3: you know, lead with it, you know, and that's what 639 00:33:55,880 --> 00:33:58,360 Speaker 3: you're doing now. You're leading with your true gifts just 640 00:33:58,360 --> 00:33:59,960 Speaker 3: because you want to do something like I wanted to 641 00:34:00,000 --> 00:34:03,400 Speaker 3: play basketball, but I just knew that that wasn't my gift, 642 00:34:03,640 --> 00:34:04,080 Speaker 3: nor was. 643 00:34:04,080 --> 00:34:04,800 Speaker 1: That my purpose. 644 00:34:05,120 --> 00:34:07,360 Speaker 3: And so what you just realized is that this is 645 00:34:07,400 --> 00:34:10,000 Speaker 3: my true gift, take advantage of it. I remember I 646 00:34:10,000 --> 00:34:11,799 Speaker 3: would tell you, I wrote them. I was living there 647 00:34:11,800 --> 00:34:15,319 Speaker 3: in La octob in nineteen ninety one and I had 648 00:34:15,320 --> 00:34:18,400 Speaker 3: a I said, God, if you allowed me to maximize 649 00:34:18,440 --> 00:34:21,280 Speaker 3: all of my talents, and I will follow the talent 650 00:34:21,360 --> 00:34:24,560 Speaker 3: that will lead me to my where I was supposed 651 00:34:24,560 --> 00:34:26,959 Speaker 3: to go. Because we all if when we were young, 652 00:34:27,320 --> 00:34:30,200 Speaker 3: we have so many visions of grandeur about what we 653 00:34:30,239 --> 00:34:31,160 Speaker 3: can do, but. 654 00:34:31,280 --> 00:34:33,120 Speaker 1: No goal or tied it's tied to it. 655 00:34:33,520 --> 00:34:36,080 Speaker 3: That's what I felt that you're back in the financial 656 00:34:36,120 --> 00:34:39,440 Speaker 3: world because you put goals to it, and the goals 657 00:34:39,480 --> 00:34:42,720 Speaker 3: come expectations, and when you reach your expectation, you start 658 00:34:42,920 --> 00:34:46,239 Speaker 3: reaping results. Where As I was one time in the 659 00:34:46,400 --> 00:34:48,920 Speaker 3: entertainment business, I was a very successful stand up comic. 660 00:34:49,560 --> 00:34:52,160 Speaker 3: I just didn't I couldn't become go ording with that 661 00:34:52,200 --> 00:34:54,920 Speaker 3: you're going for audition, then they tell you, some people 662 00:34:54,920 --> 00:34:57,240 Speaker 3: say they like it, then they don't call you back, 663 00:34:57,560 --> 00:34:59,560 Speaker 3: they call you back, then somebody else gets it. So 664 00:34:59,680 --> 00:35:02,800 Speaker 3: I can't goals to that. I'm just a logical thinking person. 665 00:35:03,040 --> 00:35:05,200 Speaker 3: So I just think you're just a logical thinking person. 666 00:35:05,280 --> 00:35:06,440 Speaker 3: Am I correct to Cassandra? 667 00:35:07,200 --> 00:35:10,160 Speaker 9: Absolutely? But you know, make no mistake about it. I've 668 00:35:10,200 --> 00:35:14,680 Speaker 9: definitely endured a lot of rejection that was really filled 669 00:35:15,200 --> 00:35:18,319 Speaker 9: in the news broadcasting world, got a lot of nose 670 00:35:18,480 --> 00:35:21,759 Speaker 9: and out a lot of demo tapes, and I would 671 00:35:22,120 --> 00:35:24,239 Speaker 9: you have to say that's been the case. Even in 672 00:35:24,360 --> 00:35:27,080 Speaker 9: financial services. You have a lot of clients that don't 673 00:35:27,080 --> 00:35:31,520 Speaker 9: necessarily establish rapport with you, they don't necessarily want to 674 00:35:31,560 --> 00:35:33,880 Speaker 9: work with you. That's, you know, a sobtle form of 675 00:35:33,920 --> 00:35:35,200 Speaker 9: rejection as well. 676 00:35:35,280 --> 00:35:38,240 Speaker 8: And I mean, I too have fire clients. 677 00:35:37,840 --> 00:35:41,600 Speaker 9: Because it just wasn't a good personality fit, or you know, 678 00:35:41,640 --> 00:35:43,319 Speaker 9: they were looking for something that I may not. 679 00:35:43,360 --> 00:35:45,400 Speaker 8: Been able to successfully deliver on. 680 00:35:45,680 --> 00:35:48,399 Speaker 9: So I mean, I think it's just an everyday part 681 00:35:48,440 --> 00:35:51,799 Speaker 9: of life dealing with those nos and those nose. 682 00:35:52,880 --> 00:35:55,440 Speaker 8: They make you pivot, so you end up having to 683 00:35:55,520 --> 00:35:56,280 Speaker 8: change course. 684 00:35:56,520 --> 00:36:00,000 Speaker 9: And that's okay because sometimes when one door closes, right 685 00:36:00,120 --> 00:36:03,040 Speaker 9: as they say, another door opens, and sometimes it could 686 00:36:03,040 --> 00:36:05,839 Speaker 9: be the grand prize in that new door. 687 00:36:06,800 --> 00:36:08,799 Speaker 3: I agree, I agree, And I think that a lot 688 00:36:08,840 --> 00:36:10,920 Speaker 3: of people don't realize that, you know, they feel they 689 00:36:11,400 --> 00:36:14,560 Speaker 3: allow themselves to be blindsided by what. 690 00:36:14,719 --> 00:36:17,560 Speaker 1: Their own goals, and their goals might not be the 691 00:36:17,640 --> 00:36:18,480 Speaker 1: right goals for them. 692 00:36:18,800 --> 00:36:21,040 Speaker 3: I know that, and that's why I wanted to bring 693 00:36:21,040 --> 00:36:23,400 Speaker 3: you on the show, because just looking at your body 694 00:36:23,400 --> 00:36:26,600 Speaker 3: of work, it has it has tied to journeys, It 695 00:36:26,680 --> 00:36:29,839 Speaker 3: is tied to decision making, and oftentimes when you are 696 00:36:30,080 --> 00:36:31,960 Speaker 3: and I to say that, when you are an attractive woman, 697 00:36:32,320 --> 00:36:34,000 Speaker 3: then a lot of people will not give you the 698 00:36:34,040 --> 00:36:37,160 Speaker 3: credit do credit because of your attractiveness. 699 00:36:37,360 --> 00:36:39,959 Speaker 1: Am I wrong in making those statements like that. 700 00:36:40,680 --> 00:36:41,319 Speaker 8: Absolutely? 701 00:36:42,080 --> 00:36:45,200 Speaker 9: I've always sort of played my beauty down a little 702 00:36:45,200 --> 00:36:49,200 Speaker 9: bit for the most part, and I would say in 703 00:36:49,280 --> 00:36:51,760 Speaker 9: recent years, I tell myself, I'm not playing small. 704 00:36:51,840 --> 00:36:52,920 Speaker 8: This is who I am. 705 00:36:53,200 --> 00:36:56,800 Speaker 9: Right, It just so happens that I have the brains 706 00:36:56,960 --> 00:36:59,399 Speaker 9: that comes with a pretty face, right, and I need 707 00:36:59,400 --> 00:36:59,680 Speaker 9: to eat. 708 00:37:00,120 --> 00:37:01,720 Speaker 8: He used that as an asset. 709 00:37:02,400 --> 00:37:07,279 Speaker 1: You aren't trying to l yourself up, well, you know, I. 710 00:37:07,400 --> 00:37:10,320 Speaker 9: Just you know, just learned how to put on some eyelash, 711 00:37:10,840 --> 00:37:11,640 Speaker 9: some mid blows. 712 00:37:11,760 --> 00:37:13,440 Speaker 8: But you know, before then. 713 00:37:15,239 --> 00:37:17,719 Speaker 9: You know, it was just really like, you know, this 714 00:37:17,800 --> 00:37:20,719 Speaker 9: is who I am, and coming from Oakland, you know, 715 00:37:20,760 --> 00:37:22,959 Speaker 9: we don't do a lot of beautification here. 716 00:37:23,400 --> 00:37:25,440 Speaker 8: I would say, you know, we grew up. 717 00:37:25,760 --> 00:37:29,600 Speaker 9: Wasn't a lot of you know, provocative clothing and things 718 00:37:29,680 --> 00:37:32,520 Speaker 9: like that. We were really from the town and we 719 00:37:32,640 --> 00:37:35,839 Speaker 9: had a different way of maneuvering here that didn't really 720 00:37:35,880 --> 00:37:39,600 Speaker 9: require you to flex your beauty. You really had to 721 00:37:39,640 --> 00:37:42,200 Speaker 9: show and prove in different ways and not leave with 722 00:37:42,239 --> 00:37:42,760 Speaker 9: your face. 723 00:37:42,840 --> 00:37:44,120 Speaker 8: So I learned that. 724 00:37:44,520 --> 00:37:47,319 Speaker 9: But as I started to make those pit stops, I 725 00:37:47,360 --> 00:37:51,840 Speaker 9: saw really how advantageous you know, pretty has privileges that 726 00:37:52,000 --> 00:37:53,319 Speaker 9: I really needed to use that. 727 00:37:53,239 --> 00:37:54,080 Speaker 8: To my advantage. 728 00:37:54,160 --> 00:37:56,480 Speaker 3: Absolutely. You know, look at me, I got my suit on. 729 00:37:56,560 --> 00:38:00,400 Speaker 3: You know what I'm saying. You'll say, I'm talking to 730 00:38:00,400 --> 00:38:02,279 Speaker 3: look at pretty as I can, so you talk to 731 00:38:02,280 --> 00:38:03,279 Speaker 3: the right person. 732 00:38:04,520 --> 00:38:06,279 Speaker 8: You looking AD think. 733 00:38:06,400 --> 00:38:06,960 Speaker 1: I like that. 734 00:38:07,080 --> 00:38:10,120 Speaker 3: I like that because you know, as we go through life, 735 00:38:10,560 --> 00:38:12,720 Speaker 3: you know you have to like put all of your 736 00:38:12,760 --> 00:38:15,000 Speaker 3: all your bullet in the gun. You know what I'm saying, 737 00:38:15,040 --> 00:38:17,280 Speaker 3: It's just start shooting, and you want to make sure 738 00:38:17,120 --> 00:38:18,040 Speaker 3: you're shooting. 739 00:38:17,760 --> 00:38:19,920 Speaker 1: Your best shot and so and so. 740 00:38:20,080 --> 00:38:22,400 Speaker 3: That's but the one thing that we know that that 741 00:38:22,520 --> 00:38:24,399 Speaker 3: you lead with is your intellect. 742 00:38:24,719 --> 00:38:25,920 Speaker 1: You leave with your brand. 743 00:38:26,120 --> 00:38:28,000 Speaker 3: You lead with the fact that you have you can 744 00:38:28,040 --> 00:38:32,680 Speaker 3: provide a strategy of financial goals that can change people's lives. 745 00:38:32,920 --> 00:38:34,680 Speaker 3: Tell me a little bit of how you came to 746 00:38:34,680 --> 00:38:36,320 Speaker 3: be a wealth and investment strategist. 747 00:38:37,280 --> 00:38:39,480 Speaker 8: It was really from my college mentor. 748 00:38:40,560 --> 00:38:45,080 Speaker 9: Her name is Angela, and I mean, this woman is 749 00:38:45,800 --> 00:38:50,520 Speaker 9: was a powerhouse, and you know, I wanted to emulate 750 00:38:50,600 --> 00:38:54,120 Speaker 9: her and I saw her moving and shaken. She was 751 00:38:54,160 --> 00:38:58,680 Speaker 9: a bond trader here at the Pacific Stock Exchange. She 752 00:38:58,840 --> 00:39:01,480 Speaker 9: worked in finance, and I was like, I want to 753 00:39:01,520 --> 00:39:04,359 Speaker 9: be like her when I grow up because I came from, 754 00:39:04,520 --> 00:39:08,759 Speaker 9: you know, very humble beginnings for on welfare and I 755 00:39:08,760 --> 00:39:12,840 Speaker 9: had an opportunity to now have a mentor have someone 756 00:39:12,920 --> 00:39:15,279 Speaker 9: that could, you know, get my foot in. 757 00:39:15,320 --> 00:39:17,480 Speaker 8: The door and really show me the ropes. 758 00:39:18,080 --> 00:39:21,920 Speaker 9: And so that was really my introduction to financial services. 759 00:39:21,920 --> 00:39:23,239 Speaker 8: It was my introduction to. 760 00:39:24,160 --> 00:39:28,000 Speaker 9: Really putting myself out there to help others. She is 761 00:39:28,160 --> 00:39:31,879 Speaker 9: so generous with her time, with her knowledge, and that's 762 00:39:31,880 --> 00:39:34,640 Speaker 9: something that I just wanted to emulate. And it just 763 00:39:34,920 --> 00:39:36,399 Speaker 9: really became a part of who I. 764 00:39:36,320 --> 00:39:39,439 Speaker 1: Am now now and you say who you are? 765 00:39:39,760 --> 00:39:43,080 Speaker 3: So now you're a mentor, Yes, now you're a leader 766 00:39:43,640 --> 00:39:45,520 Speaker 3: now where a responsibility comes with that? 767 00:39:47,640 --> 00:39:54,640 Speaker 9: Yes, tons, I mean I never imagine the impact that 768 00:39:54,680 --> 00:39:57,520 Speaker 9: I would have, Like I saw the impact she had, 769 00:39:58,200 --> 00:40:01,960 Speaker 9: but I think I have definitely ten and I definitely didn't. 770 00:40:02,480 --> 00:40:04,920 Speaker 3: She had that impact on you before you know, social 771 00:40:04,920 --> 00:40:08,240 Speaker 3: media got out there, you know, before the Internet became 772 00:40:08,280 --> 00:40:12,840 Speaker 3: the craze. So you know, she she's a lot more intimate, 773 00:40:13,280 --> 00:40:15,760 Speaker 3: a lot more personal. Well, now you know, you post 774 00:40:15,840 --> 00:40:18,479 Speaker 3: up on LinkedIn, you post up on social media. People 775 00:40:18,640 --> 00:40:21,239 Speaker 3: d M you and all these things and whether you 776 00:40:21,239 --> 00:40:23,640 Speaker 3: will respond to them or not, sometimes you don't want to. 777 00:40:23,840 --> 00:40:25,080 Speaker 1: Sometimes you have to something. 778 00:40:25,440 --> 00:40:27,520 Speaker 3: You ask people to follow you, to build your brand 779 00:40:27,560 --> 00:40:29,640 Speaker 3: and your relationship all of that. That's the world you 780 00:40:29,719 --> 00:40:33,360 Speaker 3: live into. Now you're the founder of the Stocks and 781 00:40:33,400 --> 00:40:34,560 Speaker 3: Stileto Society. 782 00:40:34,880 --> 00:40:36,040 Speaker 1: What exactly is that? 783 00:40:37,120 --> 00:40:40,840 Speaker 9: So it's an online community of women investors, and I 784 00:40:40,880 --> 00:40:43,239 Speaker 9: mean we've got women in there who are at the 785 00:40:43,360 --> 00:40:46,799 Speaker 9: very beginning of their investing journey, haven't even bought their 786 00:40:46,840 --> 00:40:49,799 Speaker 9: first stock. We've got women who are in there with 787 00:40:50,000 --> 00:40:53,440 Speaker 9: you know, multimillion dollar portfolios. So there are black women 788 00:40:53,480 --> 00:40:56,000 Speaker 9: in there that run the gamut, and we really wanted 789 00:40:56,040 --> 00:40:59,840 Speaker 9: to create this space where women could really feel comfortable 790 00:41:00,000 --> 00:41:03,239 Speaker 9: about talking about money, whether it be questions like you know, 791 00:41:03,280 --> 00:41:06,200 Speaker 9: how do you even buy a stop to you know, 792 00:41:06,520 --> 00:41:09,960 Speaker 9: I need to do tax loss harvesting. And so we 793 00:41:10,000 --> 00:41:13,080 Speaker 9: wanted to create that space where women who were well 794 00:41:13,160 --> 00:41:17,879 Speaker 9: seasoned and investing could also help and embrace the ones 795 00:41:17,880 --> 00:41:20,160 Speaker 9: who were coming up in this investing game. 796 00:41:20,600 --> 00:41:22,320 Speaker 8: And I think this community. 797 00:41:21,880 --> 00:41:25,120 Speaker 9: Has done a great job of making sure that we 798 00:41:25,400 --> 00:41:27,000 Speaker 9: leave no system behind. 799 00:41:27,920 --> 00:41:32,359 Speaker 3: Now, would you say one hundred women investors? Is that 800 00:41:32,400 --> 00:41:36,280 Speaker 3: a is that a newsletter? Is there a Facebook club? 801 00:41:37,000 --> 00:41:38,560 Speaker 3: Where are these? Where are these? 802 00:41:38,560 --> 00:41:41,000 Speaker 1: One hundred thousand women apologizes? 803 00:41:41,120 --> 00:41:44,360 Speaker 9: So we have currently we have about ninety six thousand 804 00:41:44,680 --> 00:41:45,880 Speaker 9: in a Facebook group. 805 00:41:46,080 --> 00:41:48,319 Speaker 1: Well that's possible, possible. 806 00:41:48,040 --> 00:41:51,120 Speaker 9: Yeah, yeah, And then we have about eighteen thousand on 807 00:41:51,160 --> 00:41:55,920 Speaker 9: our Facebook page, and we have about forty thousand on Instagram, 808 00:41:56,280 --> 00:41:59,359 Speaker 9: and so collectively, when we look across all of our 809 00:41:59,360 --> 00:42:02,520 Speaker 9: social media of platforms in our emails. 810 00:42:02,200 --> 00:42:03,360 Speaker 1: It's some huge numbers. 811 00:42:03,400 --> 00:42:05,919 Speaker 3: Now I'm just let you know that you know this 812 00:42:05,960 --> 00:42:09,320 Speaker 3: is this is this is ninety six thousand. 813 00:42:09,080 --> 00:42:10,080 Speaker 1: In your Facebook group? 814 00:42:10,120 --> 00:42:12,359 Speaker 3: Which is you know, if you watch Facebook, there weren't 815 00:42:12,400 --> 00:42:15,480 Speaker 3: a lot of commercials encouraging people to join groups, you know, 816 00:42:16,000 --> 00:42:19,239 Speaker 3: and then you also on your Facebook page you have 817 00:42:19,320 --> 00:42:25,319 Speaker 3: eighteen thousand, and then on Instagram you got another forty thousand. 818 00:42:26,239 --> 00:42:26,759 Speaker 8: Yeah. 819 00:42:26,840 --> 00:42:31,840 Speaker 3: Now, do y'all do retreats? 820 00:42:31,960 --> 00:42:32,399 Speaker 5: We do. 821 00:42:32,520 --> 00:42:33,399 Speaker 8: We well. 822 00:42:33,440 --> 00:42:36,920 Speaker 9: We do a signature event called the Stocks to Staring 823 00:42:37,040 --> 00:42:40,480 Speaker 9: in Vegas every year October sixth through the eighth, or 824 00:42:40,480 --> 00:42:43,880 Speaker 9: the first weekend in October. And it is a party 825 00:42:44,080 --> 00:42:46,520 Speaker 9: unlike any other. I mean, I've never seen a group 826 00:42:46,520 --> 00:42:51,160 Speaker 9: of women come together around the idea of investing and 827 00:42:51,239 --> 00:42:54,799 Speaker 9: have so much fun. And we learn from some of 828 00:42:54,840 --> 00:42:58,160 Speaker 9: the top people in the industry. So it's spoke as 829 00:42:58,200 --> 00:43:00,400 Speaker 9: you know, I call it eduitainment. We come out, we 830 00:43:00,480 --> 00:43:02,840 Speaker 9: have a good time, we learn how to grow our money, 831 00:43:03,040 --> 00:43:04,200 Speaker 9: and then we get to business. 832 00:43:04,200 --> 00:43:06,279 Speaker 8: We get down to business after we leave there. 833 00:43:06,680 --> 00:43:10,719 Speaker 3: Okay, now October sixth through the ey Okay, in our 834 00:43:10,760 --> 00:43:11,680 Speaker 3: talk in Vegas? 835 00:43:11,719 --> 00:43:14,239 Speaker 1: What hotel y'all were at? 836 00:43:14,320 --> 00:43:15,080 Speaker 8: The Arian. 837 00:43:20,920 --> 00:43:23,719 Speaker 1: Ario got one of the best buffets in Vegas. I'm 838 00:43:23,719 --> 00:43:24,160 Speaker 1: above fece. 839 00:43:24,239 --> 00:43:26,640 Speaker 3: I love buff Faiths, I love buff faith Ario Hotel 840 00:43:26,920 --> 00:43:28,120 Speaker 3: got one of the best buffets. 841 00:43:28,200 --> 00:43:30,480 Speaker 1: I mean you going there. They got it all up 842 00:43:30,480 --> 00:43:32,200 Speaker 1: and there already. 843 00:43:32,200 --> 00:43:36,680 Speaker 3: Now, I just wanted to test see they were Cassandra Commerce. 844 00:43:36,680 --> 00:43:37,520 Speaker 1: You know, I'm testing her. 845 00:43:37,560 --> 00:43:37,719 Speaker 5: You know. 846 00:43:38,160 --> 00:43:40,160 Speaker 3: You know people come on this show, you know they 847 00:43:40,160 --> 00:43:43,000 Speaker 3: throw our numbers all the time and actly you know. 848 00:43:43,080 --> 00:43:44,080 Speaker 1: Well, you know I'm trying. 849 00:43:44,120 --> 00:43:46,160 Speaker 3: I'm trying. But she has just she has just set 850 00:43:46,200 --> 00:43:48,880 Speaker 3: me back. You know where were shoying six thousand. You 851 00:43:48,880 --> 00:43:51,120 Speaker 3: can round up if you want to. You you you 852 00:43:51,239 --> 00:43:53,799 Speaker 3: got you know, mad that's her dot. That's either way. 853 00:43:53,840 --> 00:43:56,760 Speaker 3: You see the above point five you round up anyway. 854 00:43:57,000 --> 00:43:59,080 Speaker 3: That's that's okay. 855 00:43:59,320 --> 00:44:00,319 Speaker 8: Now Now that. 856 00:44:00,360 --> 00:44:03,040 Speaker 3: If you really if you really think I'm fronting eighteen 857 00:44:03,040 --> 00:44:05,560 Speaker 3: thousand sitting over there, okay, if you really think I'm 858 00:44:05,560 --> 00:44:07,799 Speaker 3: fronting forty thousand sitting over there, now, if you really 859 00:44:07,800 --> 00:44:11,560 Speaker 3: think I'm front Vegas, you know as a multi day event, 860 00:44:11,640 --> 00:44:13,200 Speaker 3: you know October sixth through the Egg. 861 00:44:13,480 --> 00:44:16,640 Speaker 1: You know at the Aria. You know we're not off 862 00:44:16,719 --> 00:44:20,400 Speaker 1: no beaten track. We the Aria. You know where you 863 00:44:20,520 --> 00:44:20,960 Speaker 1: going there. 864 00:44:21,520 --> 00:44:24,279 Speaker 3: Everything's controlling that hotel room by the phone, the phone 865 00:44:24,320 --> 00:44:29,040 Speaker 3: controlled everything. Turn turn the lights, bever room lights, open 866 00:44:29,040 --> 00:44:30,440 Speaker 3: the front door, back door, back of. 867 00:44:30,480 --> 00:44:33,040 Speaker 1: The lord, and shade everything in the aria. I know 868 00:44:33,120 --> 00:44:34,040 Speaker 1: exactly where you're at. 869 00:44:34,160 --> 00:44:38,600 Speaker 8: Whoa we on the strip? On the strip? 870 00:44:40,520 --> 00:44:42,960 Speaker 1: I love it? So how long have you had this? 871 00:44:43,719 --> 00:44:46,879 Speaker 3: The stocks that Stiletto Society been around? And when did 872 00:44:46,880 --> 00:44:47,360 Speaker 3: it start? 873 00:44:49,400 --> 00:44:52,880 Speaker 9: Well, we've been around since two thousand and sixteen, so 874 00:44:53,040 --> 00:44:54,000 Speaker 9: six years. 875 00:44:54,520 --> 00:44:57,120 Speaker 8: And it started after I left Marie Lynch. 876 00:44:58,000 --> 00:45:01,360 Speaker 9: I was talking with a friend and I was dropping 877 00:45:01,480 --> 00:45:02,040 Speaker 9: names again. 878 00:45:02,280 --> 00:45:04,359 Speaker 3: She dropped her name again, She dropped the game again. 879 00:45:04,760 --> 00:45:07,440 Speaker 3: Just see, I just love talking. She just drops his name. 880 00:45:07,760 --> 00:45:10,920 Speaker 3: I left Mary Lynch, you know, just left them. I 881 00:45:10,960 --> 00:45:12,680 Speaker 3: had something to do to Oakland girl here. I just 882 00:45:12,680 --> 00:45:16,080 Speaker 3: started wearing lift gloss in Eyelands a couple of weeks ago. 883 00:45:16,480 --> 00:45:19,720 Speaker 1: You know, I've been winning naturally. I've been winning naturally. 884 00:45:25,600 --> 00:45:26,600 Speaker 5: So so I'm. 885 00:45:26,520 --> 00:45:28,200 Speaker 8: Making money over here. 886 00:45:28,480 --> 00:45:30,320 Speaker 1: Absolutely so so Merrill Lynch. 887 00:45:30,680 --> 00:45:32,600 Speaker 3: And the reason I reason I bring that up because 888 00:45:32,600 --> 00:45:35,480 Speaker 3: of the fact that in order to get respect, you 889 00:45:35,560 --> 00:45:39,200 Speaker 3: have to be with respectable brands. And when you with 890 00:45:39,239 --> 00:45:42,840 Speaker 3: respectable brands and you made the decision to lead. 891 00:45:42,640 --> 00:45:44,439 Speaker 1: That respectable you have to have a goal. 892 00:45:45,239 --> 00:45:48,680 Speaker 3: Now that goal might not happen immediately, but you know that, Okay, 893 00:45:49,280 --> 00:45:51,319 Speaker 3: what they're doing doesn't fulfill me. 894 00:45:51,800 --> 00:45:53,239 Speaker 1: And it's a lot of people watch my. 895 00:45:53,200 --> 00:45:57,359 Speaker 3: Show, listen to my shown at trapped in jobs because 896 00:45:57,360 --> 00:46:01,399 Speaker 3: they're afraid to change, They're afraid of the unknown. I'm 897 00:46:01,520 --> 00:46:03,799 Speaker 3: pretty sure there was some fear tied to this. How 898 00:46:03,800 --> 00:46:06,320 Speaker 3: did you overcome that fear of the unknown? 899 00:46:06,360 --> 00:46:10,239 Speaker 9: Cassentdra You know, I would have to say it had 900 00:46:10,280 --> 00:46:12,040 Speaker 9: to be my cir circle, you know. 901 00:46:12,160 --> 00:46:14,200 Speaker 8: It was my circle that was rooting for me. They 902 00:46:14,200 --> 00:46:15,520 Speaker 8: were my cheerleaders. 903 00:46:15,960 --> 00:46:18,839 Speaker 9: They were like, you got this, cis, You're gonna do this. 904 00:46:19,400 --> 00:46:21,560 Speaker 8: And I had a very difficult time. 905 00:46:21,400 --> 00:46:25,520 Speaker 9: Really finding my lane afterwards because I had been trained 906 00:46:25,680 --> 00:46:26,799 Speaker 9: to do things a. 907 00:46:26,680 --> 00:46:28,680 Speaker 8: Certain way, and so I had to. 908 00:46:28,640 --> 00:46:33,160 Speaker 9: Unlearn those things and reprogram myself to really go out 909 00:46:33,160 --> 00:46:36,600 Speaker 9: here and serve in a different capacity. And so it 910 00:46:36,640 --> 00:46:39,080 Speaker 9: took me about a year to kind of catch my footing. 911 00:46:39,600 --> 00:46:41,719 Speaker 9: But I did have a conversation with one friend and 912 00:46:41,760 --> 00:46:43,640 Speaker 9: she was like, you need to start a Facebook group, 913 00:46:43,640 --> 00:46:45,440 Speaker 9: and I'm like, what is that, you know, because we 914 00:46:45,480 --> 00:46:49,640 Speaker 9: couldn't really be on social media like that with the firm. 915 00:46:50,520 --> 00:46:53,799 Speaker 9: And once I opened up the Facebook group, I had 916 00:46:53,840 --> 00:46:56,440 Speaker 9: about fifty people, and before I knew it, I had 917 00:46:56,640 --> 00:46:59,439 Speaker 9: like five thousand people and it just took off from there. 918 00:47:00,280 --> 00:47:03,000 Speaker 3: That is awesome. That is awesome. Now let's go back 919 00:47:03,040 --> 00:47:07,520 Speaker 3: to the Las Vegas event. Yeah, what what prompted that 920 00:47:07,680 --> 00:47:11,080 Speaker 3: type of retreat? And you know we talked, we really 921 00:47:11,080 --> 00:47:13,319 Speaker 3: didn't go Can you break down what happens on each 922 00:47:13,440 --> 00:47:18,319 Speaker 3: day or they're like seminars and speakers because I. 923 00:47:18,280 --> 00:47:20,520 Speaker 1: Know there's entertainment. You in Vegas, there's entertainment. 924 00:47:20,880 --> 00:47:23,000 Speaker 3: What what is the what is to take away from 925 00:47:23,000 --> 00:47:26,400 Speaker 3: that type of event from a standpoint of edumacation. 926 00:47:28,480 --> 00:47:31,800 Speaker 9: Yeah, so we make sure you get extrumunicated. Sure in 927 00:47:32,280 --> 00:47:36,080 Speaker 9: different rounds of investing. So day one is our VIP day. 928 00:47:36,120 --> 00:47:39,400 Speaker 8: They come out and they actually have two master classes. 929 00:47:39,000 --> 00:47:42,680 Speaker 9: So we have two amazing speakers come out and they 930 00:47:42,800 --> 00:47:47,120 Speaker 9: both teach our VIP ladies something that's. 931 00:47:46,960 --> 00:47:48,680 Speaker 8: Going to help propel them right. 932 00:47:48,960 --> 00:47:51,520 Speaker 9: And then when we get today too, which is the 933 00:47:51,600 --> 00:47:56,600 Speaker 9: general sessions, we basically have morning breakout sessions and that's 934 00:47:56,640 --> 00:47:59,480 Speaker 9: going to be either between options or day trading. 935 00:48:00,040 --> 00:48:01,000 Speaker 8: And then we have. 936 00:48:01,160 --> 00:48:05,040 Speaker 9: Afternoon breakout sessions and that's going to be really centered 937 00:48:05,120 --> 00:48:10,080 Speaker 9: around let me remember, I can't remember off the top 938 00:48:10,080 --> 00:48:12,400 Speaker 9: of my head, but we have to probably like crypto 939 00:48:13,360 --> 00:48:18,560 Speaker 9: and something else right side hustles. So crypto inside hustles. 940 00:48:18,800 --> 00:48:21,920 Speaker 9: So morning we do options in day trading. In the 941 00:48:21,960 --> 00:48:23,759 Speaker 9: afternoon we do crypto and. 942 00:48:25,160 --> 00:48:28,640 Speaker 8: Side hustles. Then on the third day. 943 00:48:29,200 --> 00:48:31,080 Speaker 9: Is when we have our panels, So we have a 944 00:48:31,080 --> 00:48:35,200 Speaker 9: real estate panel, we have an angel investing panel, we 945 00:48:35,239 --> 00:48:39,480 Speaker 9: have an entrepreneurship panel. This year, we talk about a 946 00:48:39,520 --> 00:48:44,560 Speaker 9: lot of things that help women take have some takeaways that. 947 00:48:44,520 --> 00:48:47,279 Speaker 8: They can actually go and act on right away. 948 00:48:47,320 --> 00:48:50,640 Speaker 9: So we give them actionable gems and it's not a 949 00:48:50,640 --> 00:48:51,880 Speaker 9: bunch of fluff, you know. 950 00:48:51,960 --> 00:48:55,279 Speaker 8: I'm really big on, you know, getting away from the 951 00:48:55,360 --> 00:48:56,200 Speaker 8: raw rah rah. 952 00:48:56,640 --> 00:48:57,640 Speaker 5: And stuff like. 953 00:48:57,680 --> 00:48:59,560 Speaker 9: I want people to have things that they can go 954 00:48:59,640 --> 00:49:02,280 Speaker 9: and put in the place when they leave this event. 955 00:49:02,960 --> 00:49:06,120 Speaker 6: We'll be right back with more Money Making Conversations master 956 00:49:06,200 --> 00:49:12,960 Speaker 6: Class with Rushan McDonald. Now let's return to Money Making 957 00:49:13,000 --> 00:49:16,520 Speaker 6: Conversations Masterclass with Rashaan McDonald. 958 00:49:16,960 --> 00:49:19,160 Speaker 3: I'm gonna tell you something, you know, because I'm really 959 00:49:19,160 --> 00:49:22,120 Speaker 3: impressed with you, and not saying that it wasn't impressed 960 00:49:22,120 --> 00:49:24,400 Speaker 3: with you before you came on the show, but you 961 00:49:24,440 --> 00:49:28,040 Speaker 3: have a certain style. I think it's very very comfortable. 962 00:49:28,400 --> 00:49:31,799 Speaker 3: I think that's important, especially dealing with your money. People money, 963 00:49:31,840 --> 00:49:33,640 Speaker 3: you want to be comfortable on somebody you give your 964 00:49:33,680 --> 00:49:38,760 Speaker 3: money too, won't be nervous about handing your money across 965 00:49:38,800 --> 00:49:45,040 Speaker 3: the table with anybody. Now Bitcoin and crypto current, Lord 966 00:49:45,080 --> 00:49:48,000 Speaker 3: knows the Black community keeps getting left behind because we 967 00:49:48,040 --> 00:49:51,080 Speaker 3: don't know, we don't trust you know, Lord, you know, 968 00:49:51,160 --> 00:49:53,440 Speaker 3: we just took our money out of the mattress, you. 969 00:49:53,440 --> 00:49:54,799 Speaker 1: Know, thirty years ago. 970 00:49:54,920 --> 00:49:58,839 Speaker 3: Okay, and we're still in Black community dealing with these 971 00:49:58,920 --> 00:50:02,240 Speaker 3: check cash in places and don't know anything about apps, 972 00:50:02,320 --> 00:50:04,920 Speaker 3: don't even know anything about zel anything. 973 00:50:05,120 --> 00:50:06,719 Speaker 1: Okay, this is true talk. 974 00:50:06,960 --> 00:50:09,520 Speaker 3: Okay, I want to I want to turn into a 975 00:50:09,520 --> 00:50:12,560 Speaker 3: couple of a couple of things into little snippets for you. 976 00:50:12,960 --> 00:50:14,920 Speaker 1: Can you talk to the black community about. 977 00:50:14,760 --> 00:50:17,920 Speaker 3: Why they should be involved with the bitcoin and then 978 00:50:18,040 --> 00:50:20,320 Speaker 3: separately talk to them about cryptocurrency. 979 00:50:21,840 --> 00:50:26,840 Speaker 9: Well, bitcoin is definitely the granddaddy of cryptocurrency. It's been around, 980 00:50:27,080 --> 00:50:30,560 Speaker 9: I believe about twenty years now. It's been around for 981 00:50:30,640 --> 00:50:34,799 Speaker 9: a long time, twelve maybe twelve years, and so you know, 982 00:50:35,040 --> 00:50:39,200 Speaker 9: like I say, with bitcoin, it takes time to get 983 00:50:39,600 --> 00:50:43,920 Speaker 9: to a certain level of you know, investment success with anything, right, 984 00:50:43,960 --> 00:50:46,480 Speaker 9: you've got to have sort of like this long term view, 985 00:50:47,160 --> 00:50:51,080 Speaker 9: even with crypto. So bitcoin has definitely gotten a lot 986 00:50:51,120 --> 00:50:54,120 Speaker 9: of buzz, a lot of media attention and things like that, 987 00:50:54,280 --> 00:50:58,799 Speaker 9: because it has definitely come into its time, right, it's 988 00:50:59,120 --> 00:51:02,680 Speaker 9: forty something that now if you want to buy a bitcoin, 989 00:51:02,800 --> 00:51:04,280 Speaker 9: you can still buy bitcoin. 990 00:51:04,400 --> 00:51:05,959 Speaker 8: You don't have to buy a full point. 991 00:51:06,080 --> 00:51:08,360 Speaker 9: So if you want to put one thousand dollars on bitcoin, 992 00:51:08,760 --> 00:51:11,560 Speaker 9: five hundred dollars on bigcoin, you can and you can 993 00:51:11,600 --> 00:51:14,480 Speaker 9: still you know, make money off of that. There are 994 00:51:14,680 --> 00:51:18,360 Speaker 9: tons of art coins we call those alt coins, and 995 00:51:18,440 --> 00:51:22,000 Speaker 9: so those are your adulge coins, your Siba coins and 996 00:51:22,040 --> 00:51:24,839 Speaker 9: things like that that you can get into that are 997 00:51:24,920 --> 00:51:28,000 Speaker 9: really really inexpensive, and so you can put in five 998 00:51:28,080 --> 00:51:31,080 Speaker 9: hundred dollars and walk away with like, you know. 999 00:51:31,600 --> 00:51:34,280 Speaker 8: Five hundred thousand shares of a coin. 1000 00:51:35,000 --> 00:51:38,560 Speaker 9: By investing in some of these art coins that may 1001 00:51:38,640 --> 00:51:42,160 Speaker 9: have the potential to rise and increase as much as Bitcoin. 1002 00:51:42,280 --> 00:51:44,319 Speaker 8: So that's really what the game is now. 1003 00:51:44,400 --> 00:51:48,760 Speaker 9: People are looking for the next Bitcoin in crypto currency. 1004 00:51:49,600 --> 00:51:52,759 Speaker 9: The other thing too, that's really big in crypto right 1005 00:51:52,800 --> 00:51:56,400 Speaker 9: now is really investing in coins that are tied to 1006 00:51:56,440 --> 00:51:57,160 Speaker 9: the metaverse. 1007 00:51:57,239 --> 00:51:58,799 Speaker 8: I was just talking to someone this. 1008 00:51:58,880 --> 00:52:03,000 Speaker 9: Morning about, you know, coins that are heavily involved in 1009 00:52:03,120 --> 00:52:06,080 Speaker 9: digital real estate in the metaverse, and so a lot 1010 00:52:06,160 --> 00:52:09,160 Speaker 9: of people are starting to allocate money and it could 1011 00:52:09,200 --> 00:52:11,839 Speaker 9: be a small amount to some of these coins like 1012 00:52:11,920 --> 00:52:16,240 Speaker 9: Gala and decentral Land and things like that that are 1013 00:52:16,480 --> 00:52:20,680 Speaker 9: heavily connected with the metaverse and digital real estate. So 1014 00:52:20,719 --> 00:52:23,920 Speaker 9: there are really good opportunities, especially for black people, to 1015 00:52:23,960 --> 00:52:27,279 Speaker 9: get in with very little money and you know, very 1016 00:52:27,320 --> 00:52:29,320 Speaker 9: little risk with crypto. 1017 00:52:29,440 --> 00:52:33,719 Speaker 3: So you know what that right, digital metaverse, none of 1018 00:52:33,800 --> 00:52:38,120 Speaker 3: that's real, It's not really you. 1019 00:52:38,080 --> 00:52:40,919 Speaker 8: Know, black people thought stock market wasn't really at one point. 1020 00:52:41,120 --> 00:52:43,719 Speaker 3: Well, I know where I be at, I know where 1021 00:52:43,920 --> 00:52:45,279 Speaker 3: the whole depot I go. 1022 00:52:46,200 --> 00:52:48,080 Speaker 1: I can lose some money the home depot, get mad 1023 00:52:48,120 --> 00:52:51,000 Speaker 1: at home depot. Digital real estate. 1024 00:52:51,760 --> 00:52:52,680 Speaker 5: Huh huh. 1025 00:52:53,080 --> 00:52:54,840 Speaker 3: And that's the part that we have to cross that 1026 00:52:55,040 --> 00:53:01,440 Speaker 3: line over understanding the reality of in fts. You know, 1027 00:53:01,920 --> 00:53:07,480 Speaker 3: the college athletes learning about Nils, all these things. We're 1028 00:53:07,600 --> 00:53:12,080 Speaker 3: fast moving into a society where education really may never 1029 00:53:12,160 --> 00:53:14,840 Speaker 3: catch up with us. So it means that the ability 1030 00:53:14,960 --> 00:53:20,279 Speaker 3: to be a participant may never be an opportunity. And 1031 00:53:20,320 --> 00:53:23,399 Speaker 3: so bringing you on my show at least helps us 1032 00:53:23,520 --> 00:53:27,040 Speaker 3: understand that there are people like us. There's a community 1033 00:53:27,040 --> 00:53:30,360 Speaker 3: of women out there who don't want to be average 1034 00:53:30,360 --> 00:53:32,600 Speaker 3: who don't want to be left in the back, who 1035 00:53:32,640 --> 00:53:34,480 Speaker 3: want to be able to say, how can I be 1036 00:53:34,520 --> 00:53:36,800 Speaker 3: a party of this? Now, you have a little program 1037 00:53:36,840 --> 00:53:40,279 Speaker 3: called Build a Bag of Wealth. I think that's the 1038 00:53:40,320 --> 00:53:42,520 Speaker 3: best way to close up with you in this interview. 1039 00:53:42,800 --> 00:53:45,280 Speaker 3: But also I would show I do my show live 1040 00:53:45,400 --> 00:53:49,319 Speaker 3: on Tuesdays on WCLK Campus. I take phone calls. I 1041 00:53:49,480 --> 00:53:51,960 Speaker 3: love to invite you on my live show. It also 1042 00:53:52,000 --> 00:53:54,960 Speaker 3: plays back on my national platform. But you are so engaging. 1043 00:53:55,360 --> 00:53:58,480 Speaker 3: And whenever I bring an investor on somebody talking about stock. 1044 00:53:58,360 --> 00:54:00,560 Speaker 1: The phones light up. And that's what I know. These 1045 00:54:00,600 --> 00:54:03,000 Speaker 1: black folks want to know how to make some money. 1046 00:54:03,200 --> 00:54:05,720 Speaker 1: I mean I could bring on celebrities, no calls. 1047 00:54:06,040 --> 00:54:09,280 Speaker 3: I bring on somebody talking about stock, home they find 1048 00:54:09,280 --> 00:54:10,360 Speaker 3: their way to that phone. 1049 00:54:10,400 --> 00:54:14,160 Speaker 1: So I know there's education that they want, but. 1050 00:54:14,239 --> 00:54:18,640 Speaker 3: The opportunity to participate, they'll be left out on to 1051 00:54:18,760 --> 00:54:21,080 Speaker 3: talk about your Build a Bag of Wealth. 1052 00:54:22,800 --> 00:54:25,680 Speaker 9: Yeah, so Build a Bag is a program that I 1053 00:54:25,719 --> 00:54:28,759 Speaker 9: came up with to teach women and man. 1054 00:54:28,800 --> 00:54:32,400 Speaker 8: It's actually open to everyone how to trade options. 1055 00:54:32,440 --> 00:54:37,719 Speaker 9: And options are contracts to buy stocks. You're not obligated 1056 00:54:37,760 --> 00:54:40,920 Speaker 9: to buy them, but oftentimes you know, we don't have 1057 00:54:40,960 --> 00:54:43,120 Speaker 9: a lot of money to get into the stock market 1058 00:54:43,160 --> 00:54:46,920 Speaker 9: to buy the Amazons, to buy the Googles, because they're 1059 00:54:47,000 --> 00:54:50,759 Speaker 9: just really priced, you know, extremely high. But if you 1060 00:54:50,840 --> 00:54:53,680 Speaker 9: learn how to trade contracts, you can still make money 1061 00:54:53,719 --> 00:54:57,960 Speaker 9: off of Amazon or IBM or home Depot, what have you, 1062 00:54:58,400 --> 00:54:59,640 Speaker 9: with very little money. 1063 00:55:00,080 --> 00:55:03,560 Speaker 8: So we have design this program called build a Bag 1064 00:55:03,600 --> 00:55:05,840 Speaker 8: where we show people how to go from five hundred 1065 00:55:05,880 --> 00:55:10,040 Speaker 8: dollars to five thousand dollars and typically about a month 1066 00:55:10,080 --> 00:55:11,720 Speaker 8: and a half to two months. 1067 00:55:13,920 --> 00:55:18,600 Speaker 3: See see see see see I about talking about staff, 1068 00:55:18,640 --> 00:55:22,359 Speaker 3: So we should have started out with that conversation five hundred. 1069 00:55:22,160 --> 00:55:24,600 Speaker 1: Dollars to five thousand dollars. 1070 00:55:24,920 --> 00:55:28,040 Speaker 3: You know, some we're gonna book you on my show, 1071 00:55:28,120 --> 00:55:30,960 Speaker 3: My money Making Money Master Clap. I'm firing some people 1072 00:55:31,000 --> 00:55:32,680 Speaker 3: off the show to bring you own this. 1073 00:55:33,360 --> 00:55:35,000 Speaker 1: Okay, they need to show. 1074 00:55:34,920 --> 00:55:36,560 Speaker 8: How to trade options. 1075 00:55:36,600 --> 00:55:37,520 Speaker 1: They need to hear it. 1076 00:55:37,560 --> 00:55:39,760 Speaker 3: Okay, we're gonna start off with the five hundred dollars 1077 00:55:39,800 --> 00:55:42,399 Speaker 3: to five thousand dollars in a month. We don't start 1078 00:55:42,440 --> 00:55:46,040 Speaker 3: that conversation immediately, but you've been fantastic. 1079 00:55:46,320 --> 00:55:47,560 Speaker 1: I thoroughly enjoyed it. 1080 00:55:47,920 --> 00:55:50,160 Speaker 3: I'm glad you contacted me. I'm glad we contacted you. 1081 00:55:50,560 --> 00:55:52,439 Speaker 3: It was it was a synergy. My people were reaching 1082 00:55:52,480 --> 00:55:54,080 Speaker 3: out to you and you naturally reaching out to me. 1083 00:55:54,560 --> 00:55:56,440 Speaker 3: Know that you'll be hearing from me again. I want 1084 00:55:56,480 --> 00:55:58,880 Speaker 3: to bring you on my live show. It's just like this, 1085 00:55:59,239 --> 00:56:02,320 Speaker 3: a very fun The NBR Arizon, the lot of twenty 1086 00:56:02,440 --> 00:56:05,759 Speaker 3: HBCU campus is seventy one stations nationwide with the number 1087 00:56:05,760 --> 00:56:08,200 Speaker 3: one wee can show on Black radio in America. But 1088 00:56:08,200 --> 00:56:11,000 Speaker 3: more importantly, you are number one in my financial heart. 1089 00:56:11,040 --> 00:56:12,879 Speaker 1: Now, okay, we're gonna we're gonna win together here. 1090 00:56:12,800 --> 00:56:16,359 Speaker 3: Girl, five hundred dollars, five thousand dollars a month. 1091 00:56:16,440 --> 00:56:17,000 Speaker 1: We gotta talking. 1092 00:56:17,040 --> 00:56:18,160 Speaker 8: I'm looking forward to it. 1093 00:56:18,200 --> 00:56:19,879 Speaker 1: I appreciate you. Thank you for coming to Money Making 1094 00:56:19,880 --> 00:56:24,279 Speaker 1: Conversation Masterclass. Thank you. If you want to see. 1095 00:56:24,400 --> 00:56:26,279 Speaker 3: Or hear into my interviews, please go to money Making 1096 00:56:26,320 --> 00:56:27,760 Speaker 3: Conversation dot com. 1097 00:56:27,800 --> 00:56:29,880 Speaker 1: I am Rashaan McDonald. I am your host. 1098 00:56:30,560 --> 00:56:35,080 Speaker 6: You've been listening to Money Making Conversations Masterclass with Rashan McDonald. 1099 00:56:35,360 --> 00:56:39,560 Speaker 6: Always remember to lead with your gifts. Money Making Conversations 1100 00:56:39,640 --> 00:56:44,080 Speaker 6: Masterclass is a presentation of thirty eight to fifteen Media Incorporated. 1101 00:56:45,880 --> 00:56:49,320 Speaker 7: You are now tuned into the Money Making Conversations Minute 1102 00:56:49,360 --> 00:56:50,040 Speaker 7: of Inspiration. 1103 00:56:50,239 --> 00:56:51,400 Speaker 6: With Rashaan McDonald. 1104 00:56:51,480 --> 00:56:54,080 Speaker 3: Hi, I'm Rashan McDonald for Money Making Conversation with your 1105 00:56:54,160 --> 00:56:56,799 Speaker 3: daily minuting of inspiration. This week I sat down with 1106 00:56:56,840 --> 00:56:59,560 Speaker 3: the founder and CEO of Stackwell Capital, Inc. 1107 00:57:00,000 --> 00:57:01,080 Speaker 5: Who Ever Roseer Bird. 1108 00:57:01,480 --> 00:57:04,359 Speaker 3: He talks about how his fintech company helps take away 1109 00:57:04,400 --> 00:57:05,520 Speaker 3: the stress of investing. 1110 00:57:05,680 --> 00:57:07,239 Speaker 10: You know, I think a lot of times when you 1111 00:57:07,360 --> 00:57:10,879 Speaker 10: talk about this notion of investing within our community, there's 1112 00:57:10,920 --> 00:57:13,840 Speaker 10: a lot of barriers to entry. Many of these things 1113 00:57:13,840 --> 00:57:16,160 Speaker 10: could not be further from the truth. What we're really 1114 00:57:16,200 --> 00:57:20,200 Speaker 10: trying to create at Stockwell is a community that is 1115 00:57:20,640 --> 00:57:23,240 Speaker 10: rooted in a sense and notion of the list of 1116 00:57:23,280 --> 00:57:27,040 Speaker 10: achievements that is about empowering one another to leverage the 1117 00:57:27,080 --> 00:57:30,560 Speaker 10: market as an extremely powerful tool to help people grow 1118 00:57:30,600 --> 00:57:32,840 Speaker 10: in a mass wealth over time so that they can 1119 00:57:32,960 --> 00:57:36,840 Speaker 10: secure the financial freedoms and social freedoms that we all 1120 00:57:36,880 --> 00:57:38,600 Speaker 10: see for ourselves for our families. 1121 00:57:38,640 --> 00:57:40,520 Speaker 3: If you want to listen to, this full interview with 1122 00:57:40,600 --> 00:57:44,440 Speaker 3: Trevor Rosea Bird is available on money Making Conversations dot com. 1123 00:57:44,600 --> 00:57:47,800 Speaker 3: You can listen to more great money Making Conversation Masterclass 1124 00:57:47,840 --> 00:57:52,040 Speaker 3: interviews on Apple Podcasts, Spotify, iHeartRadio, or Audible