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Speaker 1: Hey, hey, hey, we're back. We're back. We're back, and

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Speaker 1: I'm back from vacation slash many not really honeymoon because

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Speaker 1: I went on it with two couples. Have you ever

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Speaker 1: been in a couples trip, manny.

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Speaker 2: A couple's trip? Have I? Technically every summer we go

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Speaker 2: on a camping trip with our friends and we've now

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Speaker 2: become a couple's trip because everyone's booed up and married

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Speaker 2: and stuff. Ok So yeah, yeah, yeah, I have. Okay,

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Speaker 2: not to Jamaica though.

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Speaker 1: Yeah, I mean it was honestly, it was gonna be

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Speaker 1: like just a girl's trip. Me and my bestie. We

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Speaker 1: typically go away at least once a year with each other.

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Speaker 1: And then we were like, oh, you know, we should

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Speaker 1: bring the guys because we felt it was close to

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Speaker 1: father well Father's Day path not too long, I guess,

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Speaker 1: And I was just like okay, And then you know,

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Speaker 1: I ended up randomly getting married, so I was like, well,

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Speaker 1: this can be like like a test run for a honeymoon.

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Speaker 1: And then another friend of mine when we've had on

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Speaker 1: the show, Lovey, said oh, I'll come too, and so

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Speaker 1: it just became like six of us. Honestly, it was.

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Speaker 1: It was actually really good. I was nervous because I

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Speaker 1: knew the girls because we all knew each other, so

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Speaker 1: I knew we'd all get along. But it's like bringing

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Speaker 1: your like you know, I don't I hate to call

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Speaker 1: many kids, but you know, you're like, oh my god,

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Speaker 1: are our kids gonna play well together? And they did.

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Speaker 1: One of them was like this was like they were like,

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Speaker 1: this is like adult summer camp. The guys hang with

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Speaker 1: the guys, the girls hang with the girls, and then

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Speaker 1: we hang out together. So that happened all throughout, like

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Speaker 1: you know, like, yeah, it was honestly.

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Speaker 2: We had exactly how our trips end up to the

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Speaker 2: girls go do their thing and the guys go find something.

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Speaker 1: To break right or like in Jamaica, you know, it

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Speaker 1: was a little different.

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Speaker 2: It was they really don't grow up they at all.

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Speaker 1: I was like wow, and it was just it was

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Speaker 1: just I realized, I don't I've never seen Superman like

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Speaker 1: interact with like I mean, I'm used to seeing him

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Speaker 1: with like his friends, but it was interesting to see

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Speaker 1: him with like kind of friends. You know, yeah, you know,

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Speaker 1: because with his friends, you know, he's I guess he's

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Speaker 1: kind of like the quiet one. But I was like

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Speaker 1: he's really like the connector. He's like pretty social because

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Speaker 1: I'm really like, you know, I'm the talkative one, so

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Speaker 1: typically he's like, you know, okay, Tiffany got it. And

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Speaker 1: he has a twin brother who is also very like

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Speaker 1: outgoing and social, so he's I see now that he's

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Speaker 1: kind of like the deflector, like, so if you're social,

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Speaker 1: you got it. But the other two guys that were

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Speaker 1: on the trip, they weren't super talkative. So all of

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Speaker 1: a sudden, I'm like, is that him over there facility

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Speaker 1: facilitating all the fun? It was so weird to like

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Speaker 1: see them across the beach and he's like the animated one.

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Speaker 1: I'm like, since when? So that part was really like

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Speaker 1: interesting thing to see. I'm like, you're a storyteller's story,

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Speaker 1: so that was actually like a lot of fun. And

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Speaker 1: I don't know what they put in the Jamaican rum

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Speaker 1: I don't drink, so me and the other girl love

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Speaker 1: you here with that she does we don't drink so

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Speaker 1: but surprisingly no one was even though you know, they

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Speaker 1: were Jamaican running it up. I guess they put like

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Speaker 1: next to no alcohol, but everybody was like super good.

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Speaker 2: Oh, you know, those all inclusive resorts. They watered that

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Speaker 2: stuff down. Yeah, I was not impressed with the Dominican

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Speaker 2: resort Pina Coladas.

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Speaker 1: I must say, you're like another one. Actually put three

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Speaker 1: in one of these.

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Speaker 2: Yeah, I mean, I'm not trying to feel sloppy, but

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Speaker 2: I want to feel a little nice on my vacation. Also,

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Speaker 2: did were you guys at an all inclusive resort?

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Speaker 1: For sure, girl Bob. It was like everything, and I

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Speaker 1: liked it because there was like a little like beach

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Speaker 1: kind of like restaurant where you can get stuff grilled

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Speaker 1: and then they're also the resort itself had two like restaurants,

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Speaker 1: and then of course it had like kind of like

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Speaker 1: the open like buffet cafeteria type thing. So it was.

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Speaker 1: It was small, which I liked. It wasn't one of

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Speaker 1: these mega resorts where it's like three or four hundred units.

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Speaker 1: It was only like eighty. And they were like these

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Speaker 1: treetop villas, so you didn't we didn't have hotels. Everybody

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Speaker 1: had their own individual like tiki like villa. It was

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Speaker 1: really cute. Honestly, I liked it a lot.

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Speaker 2: They're nice.

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Speaker 1: And I didn't know this, but like I guess, certain

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Speaker 1: islands you can like pay for vip conci your service

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Speaker 1: where they'll like walk you through customs and everything. And so,

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Speaker 1: I mean, I just bought my thing. It's not like

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Speaker 1: we were being fancy. I got it on Expedia. It

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Speaker 1: was it was a you know, a great deal and

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Speaker 1: it came with it. And I was like, why, I

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Speaker 1: don't think I could ever go back to a normal airport.

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Speaker 1: I mean, we walked through every line and you know,

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Speaker 1: customs lines are so long, especially if you're not a

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Speaker 1: citizen of that country. I mean we walked to the

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Speaker 1: front of every line and then we waited like in

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Speaker 1: a they called it Mobei Cafe, which is cute, and

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Speaker 1: so we waited for like our transportation to take us

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Speaker 1: to the hotel, this cute little cafe where it's more

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Speaker 1: rum punch and food and it was really really nice.

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Speaker 1: And then we got upgraded to first class first row.

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Speaker 1: On the way back home, I said, it can't get

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Speaker 1: any better than this.

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Speaker 2: Well, you know that because you've oh, go ahead.

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Speaker 1: No, no, it is because well, I mean I figured

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Speaker 1: it because I was like, how did we get upgraded?

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Speaker 1: So I asked, and she's like, oh, you booked it.

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Speaker 1: She's like, who's Tiffany because I'm a freaking flyer, and

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Speaker 1: so she was like, you know, like they just happened

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Speaker 1: to have the empty seats, and you know, She's like,

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Speaker 1: we always looked to see obviously to like kind of

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Speaker 1: reward our frequent flyers because I frequently fly with United,

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Speaker 1: no judgment United tubs in Newark where I lived, and

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Speaker 1: so they were like, you know, we upgraded you, and

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Speaker 1: then you know, we saw you had a party with

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Speaker 1: you and I was like, look it. God, so we

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Speaker 1: were the first four seats in the front. Ya. You

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Speaker 1: couldn't tell us nothing. I didn't even know. People got

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Speaker 1: like it was only like a three hour flight. I'm like,

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Speaker 1: you get a whole meal. I was like, I'll take

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Speaker 1: the salmon and the chicken. You know. Superman was like,

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Speaker 1: oh my god, babe, like cause we had like you know,

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Speaker 1: VIP service here, you know, upgrades there. He was like, Babe, honestly,

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Speaker 1: your life is nothing but amazing since I married you.

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Speaker 1: I'm like, it's been a.

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Speaker 2: Month, but don't discourage that, don't they I.

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Speaker 1: Know, right, I'll thank you. He was like, oh, this

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Speaker 1: vacation was awesome. Everything was just so awesome. And I'm like, oh,

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Speaker 1: so yeah, married life has been really good.

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Speaker 2: I think I prefer I don't not prefer it's different.

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Speaker 2: I love traveling with friends. I just feel like you're

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Speaker 2: less likely to get bored. And I mean, I don't know,

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Speaker 2: I feel like other couples can maybe relate to this,

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Speaker 2: But there's this like pressure to go on trips together

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Speaker 2: and like really just like have the most amazing time

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Speaker 2: and to be obsessed with each other. I'd be more

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Speaker 2: every moment of every day. But yeah, it's kind of

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Speaker 2: like regular life, like you need breaks, yeah, and one

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Speaker 2: of you wants to do one thing, the other one

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Speaker 2: doesn't want to do that thing. And like when you

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Speaker 2: have friends, you can just like break off into groups

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Speaker 2: and then you have like your separate activities and you

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Speaker 2: come back at the end of the day. I like

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Speaker 2: the variety.

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Speaker 1: Yeah, I honestly I did. I thought because you know,

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Speaker 1: you think yourself. Oh, I mean, it's nice to be

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Speaker 1: booed up, because it was you know, we had definitely

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Speaker 1: we all had our boot time, but it was also

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Speaker 1: like you said, switch it up, like, oh, you know,

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Speaker 1: I'm hanging with the girls, and then we hang out

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Speaker 1: the group and then me and Superman by ourselves.

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Speaker 2: You know, like I love to go to resorts too,

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Speaker 2: but my husband hates the water. He's like he and

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Speaker 2: his brother are like the two Dominicans who do not

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Speaker 2: like the ocean. It is the meanest trick in history. Really, Yeah,

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Speaker 2: they just hate they don't like the water. And I

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Speaker 2: love the water, and so does my brother in law, sister,

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Speaker 2: his sister, my brother in law's girlfriend. And I'm like, great,

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Speaker 2: so we can go do beach vacations. You and I'll

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Speaker 2: be budied up. We can go do the water sports

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Speaker 2: and excursions and they can just go do their thing

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Speaker 2: and everyone's happy and there's no like arguing and like,

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Speaker 2: you know, you don't want to come to the swim

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Speaker 2: with the toothless sharks with me, like you know in

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Speaker 2: our last vacation, which is a real fight you have

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Speaker 2: when you travel.

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Speaker 1: Yes, I mean I was, because at first it was like,

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Speaker 1: you know, everybody was like I don't want to do

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Speaker 1: any excursion. I don't want to do anything. And then

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Speaker 1: after two days we were like, we should do an

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Speaker 1: excursion because we're bored. So we did a fun one.

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Speaker 1: It was at and then it was like some like

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Speaker 1: natural springs at the end which were freezing but fun.

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Speaker 1: So that was a nice little break and then it

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Speaker 1: was beach again. But you know because after a while,

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Speaker 1: I mean, I'm not like every single day go to

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Speaker 1: the beach from sun up to sundown. Although I enjoyed

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Speaker 1: the beach, I'm like, so is there any other activity?

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Speaker 1: So your ATVing was definitely like a lot of fun.

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Speaker 2: I love act I'm too afraid of the sun. I

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Speaker 2: get made fun of. I have an obsession with SPF.

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Speaker 2: It's not because I'm worried about having darker skin. That

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Speaker 2: is not kind. I just say that it is not

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Speaker 2: the reason. I'm not one of those people, but I'm

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Speaker 2: really worried about skin damage and I'm trying to be

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Speaker 2: on my j LO game when I'm fifty. And I thought,

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Speaker 2: she jala when I read this, or I can't even

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Speaker 2: tell you what when I read this, but she was like,

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Speaker 2: my secret is spray tanning. Not that I spray tann

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Speaker 2: but spray tanning and no sun and she's super golden

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Speaker 2: all the time. And I was like, I must learn

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Speaker 2: her ways and I must not have terrible skin. But also, Loki,

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Speaker 2: my mother has had several melanoma removed from from my body,

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Speaker 2: and so be on that you know what I found out.

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Speaker 2: You can purchase sunscreen with your FSA account. This is major, really, yes, yes,

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Speaker 2: when I discovered that, I was like, I need a

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Speaker 2: bigger bag.

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Speaker 1: So tell people what's FSA?

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Speaker 2: People like this is my favorite? My absolutely, I think

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Speaker 2: I did a brown boost for this before, which is

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Speaker 2: it's my favorite thing in the planet. If you have

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Speaker 2: a healthcare plan where you can get a flex savings account. Basically,

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Speaker 2: a flexible savings account is something that accompanies your health

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Speaker 2: plan and you put in money that you earn before

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Speaker 2: taxes are taken out into a little fund, and then

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Speaker 2: they give you a debit card and you can use

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Speaker 2: your FSA card anytime you pick up prescriptions, you pay

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Speaker 2: for your copays, you pick up approved over the counter medicines,

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Speaker 2: and even stuff like I mentioned sunscreen Contact solution is included.

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Speaker 2: Your prescription glasses are included. So I always get my

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Speaker 2: glasses from Warby Parker, which is which is online, right,

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Speaker 2: so it's not like, uh, it's not like I go

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Speaker 2: to a doctor and I can swipe my FSA card

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Speaker 2: and I for some reason when I tried using my

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Speaker 2: sometimes FSA cards can be annoying. They don't always work.

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Speaker 2: On when you try and shop with them online, I

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Speaker 2: think because what they're not really getting the right code

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Speaker 2: or whatever is if they would if you were just

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Speaker 2: shopping at a Dwayne Read or write Aid or something.

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Speaker 2: So but it's also easy. I just keep my receipt

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Speaker 2: and then I submit a claim and I always get

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Speaker 2: refunded and it's no big deal. So that is, as

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Speaker 2: I say, alert for the day.

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Speaker 1: It smarty, hoty, that's good. I never thought about it that.

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Speaker 1: I'm like, I feel so special now because you know,

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Speaker 1: now that I'm married, I'm like, oh, I g it

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Speaker 1: is shirt. I was like, let me see. I feel

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Speaker 1: all keep my insurance card. It's because it's that good

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Speaker 1: insurance too. I'm like, oh I take that. Oh you

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Speaker 1: can run that test. No worries here, Yeah no. But

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Speaker 1: you know what I learned today, Like, well not today,

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Speaker 1: but I had to go for like blood work or whatever,

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Speaker 1: like before my insurance car came in and I wasn't

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Speaker 1: even sure if I was fully insured yet. And the

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Speaker 1: woman who was taking my blood work she was telling

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Speaker 1: me because she was like, I asked her how much

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Speaker 1: is the how much is the lab test? And she's like, oh,

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Speaker 1: I don't know. You know, they'll send you a bill.

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Speaker 1: I was like, oh. She was like, why are you

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Speaker 1: not insured? I was like, honestly, I don't even know

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Speaker 1: just yet. You know, I applied, but you know, I

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Speaker 1: don't know if it's kicked in yet. And she was like, well,

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Speaker 1: if you tell them you don't have insurance, they can

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Speaker 1: lower your bill up to seventy percent. I was like,

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Speaker 1: wait what so I don't know if that's like lab

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Speaker 1: tests across the board, but for sure. She was just like,

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Speaker 1: you know, let them know and then negotiate down seventy

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Speaker 1: percent then, you know, and she's she said, they're not

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Speaker 1: going to share that with you, but you can you

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Speaker 1: can say that, and I was just like okay. She

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Speaker 1: actually gave me a paper where I guess they you know,

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Speaker 1: like they coached their clients and how to do so,

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Speaker 1: and I thought, wow, this is great. So I'm gonna

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Speaker 1: you know, I'm pretty sure but by the time I

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Speaker 1: get the bill, I'll have my insurance card, so I'll

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Speaker 1: be able to, like, you know, just be like, hey,

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Speaker 1: you know, I do have insurance. But I just thought

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Speaker 1: that was such a great tip to pass along about

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Speaker 1: negotiating down because I've definitely negotiated down other hospital bills

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Speaker 1: before when I really did not have insurance altogether significantly,

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Speaker 1: I think over fifty percent. I owed at one point

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Speaker 1: maybe had fifteen hundred dollars because I tried to die

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Speaker 1: my own hair and not knowing I was allergic to

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Speaker 1: a black hair dye and so my face swelled up

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Speaker 1: like a balloon. And I went to the emergency room,

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Speaker 1: and you know, after them giving me a bend a

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Speaker 1: drill basically, and that was it, a ben a drill

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Speaker 1: and sit down. It was twelve it was twelve hundred dollars.

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Speaker 1: I nearly wept, like well, she wrote me a prescription.

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Speaker 1: I just knew it was like some special elixir from

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Speaker 1: the gods. And when I went to the pharmacy and

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Speaker 1: I was like, I have a prescription for my for

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Speaker 1: my death, to my my near death experience, and she

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Speaker 1: was like, oh, go to AL seven. I'm like, no, no,

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Speaker 1: I have was prescription. She's like, yeah, it's ben droll,

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Speaker 1: Go to All seven. I said, ben drill. Maybe I

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Speaker 1: was levid. I'm like that lady could have told me.

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Speaker 1: She could have just said go home against some bended

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Speaker 1: dr I didn't know that's what they gave me the

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Speaker 1: hospital and that's the Oh my god. And so when

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Speaker 1: I got my twelve hundred dollars bill, I think I

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Speaker 1: talked them down to like six or seven hundred. Yeah,

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Speaker 1: around six hundred. So I was able to talk them down.

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Speaker 2: Yeah, even if you have insurance, Like it's what you're

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Speaker 2: saying that your insurance wouldn't cover the lab test. So

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Speaker 2: even though you have it and you have to pay

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Speaker 2: out of pocket.

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Speaker 1: Well, I have the thing is I So when we

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Speaker 1: got married. As soon as we got married, he went

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Speaker 1: to his HR. I was like, hey, I have a wife.

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Speaker 1: I want to put her on my insurance. And so

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Speaker 1: that was the twenty third of June, and so I

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Speaker 1: got my insurance card in mail, but it was like

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Speaker 1: I realized it was my dental insurance card. But still

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Speaker 1: his insurance is altogether. So there was just a lot

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Speaker 1: of confusion today when I was calling, like am I insured?

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Speaker 1: I have to go to the doctor today to go

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Speaker 1: you know, I have to get my lab tests. And

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Speaker 1: so they were just like, h we don't see you

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Speaker 1: in the system. So basically I know by the time

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Speaker 1: I get because they backdated it to when you first

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Speaker 1: first submitted your paperwork. So I'm pretty sure by the

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Speaker 1: time I get my bill, I should be fine. But

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Speaker 1: the fact that she just gave me that little tidbit

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Speaker 1: of like, hey, you can talk them down seventy percent

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Speaker 1: if it turns out your insurance hasn't kicked in yet.

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Speaker 1: So I just I did in my back pocket of oh,

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Speaker 1: something to share with the BA listeners.

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Speaker 2: Yeah, I think labs, like anything that's really that's like

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Speaker 2: a standard thing, like a lab result, like an MRI,

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Speaker 2: a PAP smear, a mammogram. They always say that X rays.

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Speaker 2: Those are the kinds of procedures that you can really negotiate,

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Speaker 2: not just negotiate like after it's been done, but shop around.

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Speaker 2: People don't really do this, but you can shop around

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Speaker 2: in your area and and call places or there's there's

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Speaker 2: this one website that I met a woman named Jennifer

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Speaker 2: I believe was her name, and she started a website

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Speaker 2: called clearhealthcost dot com and I'm gonna make I'm gonna

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Speaker 2: check out the name of that. But she actually was

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Speaker 2: a she was a journalist covering healthcare, and then she

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Speaker 2: did a fellowship I think that the New York Times,

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Speaker 2: and part of her fellowship was creating this website because

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Speaker 2: she wanted to bring more clarity for people looking to

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Speaker 2: shop around for their healthcare because a lot of people

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Speaker 2: don't realize that if they just go to a different

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Speaker 2: zip code or just go two blocks down the road,

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Speaker 2: they could save. And like the range of prices are

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Speaker 2: like insane, like this place will charge you know, one

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Speaker 2: hundred bucks from MRI. That place will charge two thousand

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Speaker 2: dollars from MRI. It's all over the map and there's

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Speaker 2: no rhyme or reason to it, Like that's what's frustrating

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Speaker 2: about it. But you absolutely can and should shop around

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Speaker 2: if you know you have time. Obviously, if it's non

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Speaker 2: emergent and you don't have you have time to shop around,

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Speaker 2: you should have that. Actually, I'm excited because my excited

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Speaker 2: is like exaggerated word, but you know, I'm looking forward

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Speaker 2: to trying out my new healthcare because it comes with

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Speaker 2: it comes with a service called Compass. Okay, and Compass

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Speaker 2: is like it's a company where whenever I need to

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Speaker 2: go to the doctor, I call them and they help

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Speaker 2: me find the most affordable place to go, Like they

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Speaker 2: do the work for me and my My main healthcare

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Speaker 2: is United Healthcare, but it's part of this new effort

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Speaker 2: I think among healthcare companies to make people consumers care

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Speaker 2: more about where they get their health care because I

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Speaker 2: don't know about you, but for most of my life,

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Speaker 2: I've had employer provided or parent parental provided health care,

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Speaker 2: and all I think about is, I'm you know, it's

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Speaker 2: going to be a thirty five dollars copay, that's going

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Speaker 2: to be ten dollars and I don't really care. I

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Speaker 2: just go wherever is open, but not really not really

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Speaker 2: thinking that the actual healthcare provider is charging the insurance

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Speaker 2: company a bajillion dollars for whatever I've gotten. So by

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Speaker 2: encouraging people to shop around to get the most affordable care,

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Speaker 2: insurance companies are saving money and we're saving money too.

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Speaker 1: Yeah, insurance is like, this is so crazy. You could

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Speaker 1: tell how old you are by your conversations. Now I'm like, yes,

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Speaker 1: excited about get insurance.

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Speaker 2: Let's talk about abduct the bulls. Oh so I need

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Speaker 2: to do one last health tip. Sorry, okay, because I

362
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Speaker 2: was I was going to do this as a boost,

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Speaker 2: but anyway, we're talking about it. So now someone had

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Speaker 2: told me that, you know how if you go the doctor,

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Speaker 2: you get like a bill in the mail. And sometimes

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Speaker 2: it says this is not a bill, But then sometimes

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Speaker 2: it's just a bill, and you're like, what is this?

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Speaker 2: My insurance could have kicked in. I've been in that

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Speaker 2: position before, where I've gone and for like a routine checkup,

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Speaker 2: and I come home and I even sometimes when after

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Speaker 2: I paid my copay and I'll get an additional bill

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Speaker 2: and I'll just pay without thinking about it, like I'll

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Speaker 2: just call them and pay it off. Someone told me

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Speaker 2: that sometimes billing offices just send a bill to the

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Speaker 2: patient and the insurance company and just wait to see

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Speaker 2: who pays them first.

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Speaker 3: Ooh.

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Speaker 2: I was like, say, what is this illegal? Like what?

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Speaker 2: So that just raised a little red flag in my

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Speaker 2: head because I think even if those bills say, you know,

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Speaker 2: this is not a bill, explanation of benefits or whatever,

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Speaker 2: it still feels like a bill. And I wonder how

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Speaker 2: many people are just paying it because they think they

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Speaker 2: owe it.

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Speaker 1: You may surprise only these places make a lot of mistakes.

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Speaker 2: I don't offer social stakes.

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Speaker 1: When Superman had his aneurism surgery, they send him, I

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Speaker 1: want to say, like eighteen thousand dollars and he was like,

389
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Speaker 1: why did I get an eighteen thousand dollars check, if

390
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Speaker 1: not more than that, it was something ridiculous like and

391
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Speaker 1: so he called the insurance company. He called the hospital

392
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Speaker 1: and she said, oh, it's likely obviously for us, for

393
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Speaker 1: your like, well, his total surgery was nearly one hundred thousand,

394
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Speaker 1: and I don't know if that was like their last

395
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Speaker 1: payment the insurance company, but they send it to him,

396
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Speaker 1: and you know, and I was like, you know, you know,

397
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Speaker 1: he was like what do I do. I'm like, that's

398
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Speaker 1: a lot of money. Someone's gotta come for you. But

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Speaker 1: it turns out and I kind of feel blad because

400
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Speaker 1: I was like, you have to return it. That man

401
00:18:21,840 --> 00:18:25,920
Speaker 1: saved your life, but it turns out the vast majority

402
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Speaker 1: of your patients don't and they don't go after them

403
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Speaker 1: because when he when he you know, when he uh

404
00:18:31,920 --> 00:18:34,040
Speaker 1: because the check was in his name, so he had

405
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Speaker 1: to deposit in his account and then write a check

406
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Speaker 1: to them. And she was like wow, you know, like

407
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Speaker 1: she was like, most people don't give us the money

408
00:18:40,200 --> 00:18:42,520
Speaker 1: and that's just it's just a loss. And I was like,

409
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Speaker 1: what why she told that earlier out of my house,

410
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Speaker 1: But I mean, it's all good karma, but I couldn't believe,

411
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Speaker 1: can you imagine She's liked, some people get sixty dollars

412
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Speaker 1: fifty thousand and they just keep it and we won't

413
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Speaker 1: even know. She's like, you just happen to call. We

414
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Speaker 1: won't even know that insurance company send them a check.

415
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Speaker 1: I'm like, what shenanigans can.

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Speaker 2: Imagine people who can do that and live, like sleep

417
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Speaker 2: at night. I know that's just a loud conscience.

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Speaker 1: That's what I told him. I was like, honestly, like

419
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Speaker 1: literally just meant like the It wasn't about when you're

420
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Speaker 1: if you're annyuryism was going to burst. It was about

421
00:19:15,080 --> 00:19:18,280
Speaker 1: when and within andurism, you have about a fifteen percent

422
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Speaker 1: chance of making it, and then even after that, you

423
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Speaker 1: have a fifteen percent chance of having no damage, no

424
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Speaker 1: brain damage, and the fact that you are alive and kicking.

425
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Speaker 1: And because he was so young, a doctor was like,

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Speaker 1: if you were eighty, we'd leave it. But you're thirty four,

427
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Speaker 1: it's going to burst and it's likely going to kill you.

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Speaker 2: Helle, if you're eighty, it's like, whatever you lived your life,

429
00:19:36,600 --> 00:19:40,439
Speaker 2: you had a shot. We're a line. When does it

430
00:19:40,480 --> 00:19:42,240
Speaker 2: become your worth saving.

431
00:19:42,160 --> 00:19:46,199
Speaker 1: Versus yeahn't be able to save, Like if we're going

432
00:19:46,240 --> 00:19:47,920
Speaker 1: to open up your head. At eighty you were likely

433
00:19:47,960 --> 00:19:49,440
Speaker 1: you're not going to be able to wake you back up.

434
00:19:49,720 --> 00:19:51,680
Speaker 1: But like at thirty something, they were like, all right,

435
00:19:51,720 --> 00:19:53,840
Speaker 1: so dude, we want to save you. So I was like,

436
00:19:53,920 --> 00:19:56,040
Speaker 1: you know, the fact is you're living, so we're not.

437
00:19:56,040 --> 00:19:58,600
Speaker 2: Broke, so you're able bodied exactly.

438
00:19:59,200 --> 00:20:00,800
Speaker 1: So I'm glad he even turned the money. But still

439
00:20:00,840 --> 00:20:02,720
Speaker 1: it just made me think, like, how many people got

440
00:20:02,720 --> 00:20:03,959
Speaker 1: these huge checks and kept it.

441
00:20:04,800 --> 00:20:07,040
Speaker 2: I lied about having only one last thing to say, though,

442
00:20:07,040 --> 00:20:08,919
Speaker 2: because I meant to say this last time when you

443
00:20:08,920 --> 00:20:11,640
Speaker 2: brought up healthcare and getting on Superman's health care plan.

444
00:20:11,680 --> 00:20:14,520
Speaker 2: But I'm the cautionary tale because we just twiddled our

445
00:20:14,520 --> 00:20:16,800
Speaker 2: little thumbs. After we got married. I was supposed to

446
00:20:16,800 --> 00:20:20,399
Speaker 2: go on to his health care plan because it had

447
00:20:20,440 --> 00:20:23,119
Speaker 2: better benefits than what I was getting, and we just

448
00:20:23,160 --> 00:20:25,280
Speaker 2: like went on the honeymoon and came back and all

449
00:20:25,320 --> 00:20:27,520
Speaker 2: this work stuff started happening, and three months later we

450
00:20:27,560 --> 00:20:29,960
Speaker 2: were like, oh, yeah, let's do that. There's a thirty

451
00:20:30,040 --> 00:20:32,760
Speaker 2: day period when you in which you can add your

452
00:20:32,760 --> 00:20:36,440
Speaker 2: spouse to your insurance policy, and if you miss it

453
00:20:36,520 --> 00:20:40,520
Speaker 2: sucks for you. Wait like forever, not forever, just until

454
00:20:40,560 --> 00:20:43,919
Speaker 2: the next enrollment period. So they let you. They give

455
00:20:43,960 --> 00:20:45,960
Speaker 2: you a free pass if you have like a qualifying

456
00:20:46,280 --> 00:20:47,840
Speaker 2: life event like you have a kid, or you get

457
00:20:47,840 --> 00:20:50,920
Speaker 2: married or whatever. But they don't. They only give you

458
00:20:50,960 --> 00:20:55,080
Speaker 2: a certain window of time to actually make it happen. Okayamp,

459
00:20:55,680 --> 00:20:57,359
Speaker 2: I mean luckily I was in a position where I

460
00:20:57,400 --> 00:20:59,320
Speaker 2: have back up the chan. Yeah, I get my own

461
00:20:59,359 --> 00:21:00,480
Speaker 2: insurance anyway, So.

462
00:21:00,960 --> 00:21:04,360
Speaker 1: Girl, the next day we were like, I do Hello.

463
00:21:05,160 --> 00:21:07,080
Speaker 2: Maybe that's why I was so relaxed about it, you know,

464
00:21:07,240 --> 00:21:10,760
Speaker 2: I'm like, I'm good, Hello, Hello.

465
00:21:11,040 --> 00:21:14,080
Speaker 1: Like literally, he's like, I only have the temporary license,

466
00:21:14,320 --> 00:21:17,879
Speaker 1: but can I fox that over? So I'm gonna, oh,

467
00:21:17,920 --> 00:21:18,960
Speaker 1: you gotta keep your last name?

468
00:21:19,960 --> 00:21:22,360
Speaker 2: Oh god, did my mother send you?

469
00:21:22,359 --> 00:21:27,040
Speaker 1: No, I'm just our LORI are you there? I've been

470
00:21:27,080 --> 00:21:29,680
Speaker 1: really like, honestly, like, it's so weird how Superman does

471
00:21:29,680 --> 00:21:32,440
Speaker 1: not care at all. I'm like, I'm still Tiffany Leech

472
00:21:32,720 --> 00:21:33,800
Speaker 1: and I'm.

473
00:21:34,400 --> 00:21:37,840
Speaker 2: I'm Tiffany Smith. That's weird. Yeah, a racial profile.

474
00:21:38,160 --> 00:21:40,760
Speaker 1: Yeah, And honestly, I don't want to go Tiffany Smith

475
00:21:40,840 --> 00:21:42,960
Speaker 1: if I might do a Lee Chase Smith. But honestly,

476
00:21:43,160 --> 00:21:45,000
Speaker 1: it's so weird how laid back he is. He's like, yeah,

477
00:21:45,000 --> 00:21:46,200
Speaker 1: I don't you know whatever.

478
00:21:47,640 --> 00:21:48,920
Speaker 2: Say doesn't really care.

479
00:21:49,840 --> 00:21:52,520
Speaker 1: Yeah, so I'm thinking of Chase Smith. I don't know.

480
00:21:52,720 --> 00:21:54,000
Speaker 2: That definitely sounds good.

481
00:21:54,280 --> 00:21:55,639
Speaker 1: Yeah, that's what I was saying. I kind of like

482
00:21:55,920 --> 00:21:58,080
Speaker 1: because they're both kind of shortish names, and then I

483
00:21:58,160 --> 00:21:59,280
Speaker 1: kind of feel like, if you have a kid, I

484
00:21:59,359 --> 00:22:00,560
Speaker 1: kind of don't want to be like the only one

485
00:22:00,600 --> 00:22:02,040
Speaker 1: left out, Like, oh, well, you know.

486
00:22:02,080 --> 00:22:04,480
Speaker 2: Elicha Smith sounds like you're a scholar or something.

487
00:22:05,119 --> 00:22:09,240
Speaker 1: Why Alie Chase Smith? So I might do that, but

488
00:22:09,280 --> 00:22:11,200
Speaker 1: I don't even know what all that entails. I'm like, oh,

489
00:22:11,200 --> 00:22:12,000
Speaker 1: what does that entail?

490
00:22:12,200 --> 00:22:13,520
Speaker 2: Probably a big pain in your neck.

491
00:22:13,920 --> 00:22:16,000
Speaker 1: Probably. That's one of the reasons why I've been like, e, I'll.

492
00:22:15,840 --> 00:22:17,320
Speaker 2: Get to it when I get you have health insurance.

493
00:22:17,359 --> 00:22:18,320
Speaker 2: You can get that checked.

494
00:22:18,080 --> 00:22:35,800
Speaker 1: Out exactly like you're always making in front of my husband,

495
00:22:35,840 --> 00:22:38,160
Speaker 1: because that's how he says it exactly.

496
00:22:38,280 --> 00:22:39,560
Speaker 2: Oh is that who inspired that?

497
00:22:39,960 --> 00:22:43,640
Speaker 1: Yes? He's very, very very Nigerian and so he says that.

498
00:22:44,119 --> 00:22:46,119
Speaker 1: So sidebar, are you gonna go see girl? Have you

499
00:22:46,160 --> 00:22:47,760
Speaker 1: seen you haven't seen girl? Trip?

500
00:22:48,000 --> 00:22:50,960
Speaker 2: I tried the damn Jersey ins would not let me go.

501
00:22:51,960 --> 00:22:54,240
Speaker 2: You know, we have this, we have a theater really

502
00:22:54,280 --> 00:22:56,200
Speaker 2: close to us. But it has that reserve seating thing

503
00:22:56,240 --> 00:22:59,720
Speaker 2: where you have you buy your tickets. That just means

504
00:22:59,720 --> 00:23:01,879
Speaker 2: it's easier for everyone to snap up all the seats

505
00:23:01,960 --> 00:23:02,399
Speaker 2: right away.

506
00:23:02,920 --> 00:23:05,120
Speaker 1: And is it the eating one, like the one where

507
00:23:05,160 --> 00:23:06,359
Speaker 1: you can eat there that one.

508
00:23:06,520 --> 00:23:07,919
Speaker 2: No, it's not like the one where they serve you.

509
00:23:07,960 --> 00:23:11,200
Speaker 2: It's just like a it is like the nice recliners though. Okay,

510
00:23:11,359 --> 00:23:13,560
Speaker 2: but it's just a normal theater. But it's so annoying

511
00:23:13,560 --> 00:23:15,439
Speaker 2: because it's always we have to usually wait two three

512
00:23:15,480 --> 00:23:17,080
Speaker 2: weeks before a new movie comes out if it's like

513
00:23:17,119 --> 00:23:19,679
Speaker 2: really popular to go see it. So it was not

514
00:23:19,680 --> 00:23:21,199
Speaker 2: able to see it, but I saw it did It

515
00:23:21,240 --> 00:23:25,480
Speaker 2: was a number two movie in the country. Brown Girls, Yes,

516
00:23:25,760 --> 00:23:28,680
Speaker 2: and and it beat you know they had that. People

517
00:23:28,680 --> 00:23:31,119
Speaker 2: were calling at the chocolate and Vanilla you know, like

518
00:23:31,160 --> 00:23:33,199
Speaker 2: they there was like a Vanilla girls trip. It was

519
00:23:33,240 --> 00:23:35,320
Speaker 2: with it came out a couple of weeks ago, had

520
00:23:35,320 --> 00:23:40,160
Speaker 2: Scarlett Johansson and like yeah, Kate McKinnon and night, rough Night,

521
00:23:40,480 --> 00:23:42,919
Speaker 2: the rough naight, Yeah, rough night, And they were saying like,

522
00:23:43,200 --> 00:23:44,720
Speaker 2: and I feel like people were like waiting to see

523
00:23:44,720 --> 00:23:46,760
Speaker 2: which one would do better. I'm pretty sure that one bombed.

524
00:23:46,960 --> 00:23:49,120
Speaker 1: Oh no, no, yeah, it did. It did not well

525
00:23:49,160 --> 00:23:53,399
Speaker 1: at all. In comparison, this one has done tremendously well.

526
00:23:53,440 --> 00:23:55,160
Speaker 2: As soon as I saw Queen Latifa, I was like, yep,

527
00:23:55,240 --> 00:23:57,440
Speaker 2: going I do, I will see anything. Queen Latifa was

528
00:23:57,480 --> 00:23:59,879
Speaker 2: in even all the barbershops, even though they were the.

529
00:24:00,640 --> 00:24:02,240
Speaker 1: Kind of like a new girl in there. Her name

530
00:24:02,320 --> 00:24:04,800
Speaker 1: is Tiffany hersh or Tiffany went the h But I've

531
00:24:04,800 --> 00:24:06,880
Speaker 1: been like reading like interviews from her, and she did

532
00:24:06,960 --> 00:24:11,960
Speaker 1: Jimmy Kimmel. They're They're like, she's the still one. Yes,

533
00:24:12,040 --> 00:24:15,960
Speaker 1: They're like she she yes, I'm already. I'm here for

534
00:24:16,000 --> 00:24:18,080
Speaker 1: her already. And because she told this really funny story

535
00:24:18,080 --> 00:24:21,520
Speaker 1: about her Jada Pikett Smith and Will Smith and how

536
00:24:21,680 --> 00:24:24,320
Speaker 1: they went she because I guess they were taking New

537
00:24:24,400 --> 00:24:27,040
Speaker 1: Orleans obviously because they the Girl's Trip takes place at

538
00:24:27,119 --> 00:24:31,680
Speaker 1: Essence Fest, and like she was saying how Jada was

539
00:24:31,720 --> 00:24:33,280
Speaker 1: asking what are you doing tomorrow? She's like, Oh, I'm

540
00:24:33,280 --> 00:24:35,560
Speaker 1: going on a on a swamp tour, you know, I

541
00:24:35,600 --> 00:24:37,639
Speaker 1: got a group on. And Jada's like, oh, what I

542
00:24:37,680 --> 00:24:40,480
Speaker 1: want to go? And she was like wait, she was

543
00:24:40,520 --> 00:24:43,359
Speaker 1: still starstruck, like you want to go on a group on?

544
00:24:43,800 --> 00:24:45,920
Speaker 1: Why is she said me and Will. So she said,

545
00:24:45,920 --> 00:24:47,639
Speaker 1: they get there, all these people are there and they're like,

546
00:24:47,680 --> 00:24:50,960
Speaker 1: what the hell is this? And she was like, well,

547
00:24:51,040 --> 00:24:52,560
Speaker 1: like you know, like it's a trip. She said, why

548
00:24:52,600 --> 00:24:54,480
Speaker 1: are all these people here? And she was like girls

549
00:24:54,480 --> 00:24:54,879
Speaker 1: a group on?

550
00:24:55,000 --> 00:24:56,440
Speaker 2: She was like, you have a group?

551
00:24:56,920 --> 00:25:00,639
Speaker 1: She said, Jaya thought group. I meant that like I

552
00:25:00,680 --> 00:25:02,760
Speaker 1: don't know that, like you you purchased the boat or

553
00:25:02,760 --> 00:25:04,680
Speaker 1: something like that, or you read the boat for the Yo.

554
00:25:05,000 --> 00:25:07,960
Speaker 1: I was wrongly. She was like, Jada and Will were.

555
00:25:07,840 --> 00:25:09,320
Speaker 3: Like all these people, what the hell?

556
00:25:09,840 --> 00:25:11,200
Speaker 1: And she was like, Jada, I picked you up in

557
00:25:11,240 --> 00:25:12,840
Speaker 1: a twenty dollars rental car. What the hell do you

558
00:25:12,840 --> 00:25:16,800
Speaker 1: think I was And she was like, oh my god,

559
00:25:16,600 --> 00:25:18,240
Speaker 1: the windows are not tinted. I don't know if I

560
00:25:18,240 --> 00:25:20,359
Speaker 1: feel comfortable, she said, Jada, you forgot you from Baltimore.

561
00:25:22,280 --> 00:25:24,120
Speaker 1: She said. But they ended up having such a good

562
00:25:24,119 --> 00:25:25,680
Speaker 1: time and she said. Will was like, Yo, this was

563
00:25:25,720 --> 00:25:27,280
Speaker 1: so much fun. I think I'm gonna buy one of these.

564
00:25:27,320 --> 00:25:28,560
Speaker 1: And she was like, oh a boat. He said, no,

565
00:25:28,640 --> 00:25:29,159
Speaker 1: a swamp.

566
00:25:29,640 --> 00:25:34,120
Speaker 2: And she was like, wow, why would you even think

567
00:25:34,119 --> 00:25:35,600
Speaker 2: that they knew what a group on is. I would

568
00:25:35,640 --> 00:25:38,399
Speaker 2: have been like, and here's the urban Dictionary. Here's you know,

569
00:25:38,480 --> 00:25:42,320
Speaker 2: Webster's definition of a group on I know, use my login.

570
00:25:43,000 --> 00:25:45,359
Speaker 1: If you get a chance. Everybody should like like like

571
00:25:45,400 --> 00:25:47,000
Speaker 1: you know, I guess go to YouTube and just type

572
00:25:47,040 --> 00:25:53,360
Speaker 1: in like, uh, Jimmy Kimmel, Tiffany Chef Haydish. Because it's

573
00:25:53,400 --> 00:25:55,200
Speaker 1: such a funny story because first of all, she starts

574
00:25:55,200 --> 00:25:59,560
Speaker 1: off with the the epicenter of all things brown girl,

575
00:25:59,640 --> 00:26:02,440
Speaker 1: like how you start every story? What happened was? I said, no,

576
00:26:02,600 --> 00:26:06,200
Speaker 1: she did, Jimmy Kimble. She said, what happened was? And

577
00:26:06,240 --> 00:26:09,080
Speaker 1: I was rolling. I said, I love you already.

578
00:26:09,560 --> 00:26:12,200
Speaker 2: I love them tools in it, Jada Pink and Queen Latifa.

579
00:26:12,320 --> 00:26:15,680
Speaker 1: There's a fourth a Regita kinga king.

580
00:26:16,440 --> 00:26:17,960
Speaker 2: Okay, I need to see it. I have got to

581
00:26:17,960 --> 00:26:18,360
Speaker 2: see it.

582
00:26:18,720 --> 00:26:20,520
Speaker 1: Yeah, I'm gonna figure out, like I'm like, do I

583
00:26:20,560 --> 00:26:22,120
Speaker 1: need to see it? At ten am on a Wednesday.

584
00:26:22,480 --> 00:26:25,080
Speaker 2: I'm actually going on a girls trip next weekend to Montreal.

585
00:26:25,920 --> 00:26:26,679
Speaker 1: Have you been before?

586
00:26:28,560 --> 00:26:28,679
Speaker 3: Uh?

587
00:26:28,840 --> 00:26:31,119
Speaker 2: No, yes, I have been. I don't speak French, but

588
00:26:31,160 --> 00:26:33,240
Speaker 2: I have been to Montreal. I went for like a

589
00:26:33,320 --> 00:26:35,520
Speaker 2: I went for a weekend like five years ago for

590
00:26:35,560 --> 00:26:39,439
Speaker 2: a music festival. But this is a girls trip. Okay,

591
00:26:39,800 --> 00:26:40,679
Speaker 2: I'm excited.

592
00:26:41,400 --> 00:26:44,399
Speaker 1: I'm not a big fan of I'm not gonna lie,

593
00:26:44,400 --> 00:26:45,920
Speaker 1: I'm not a big fan of Montreal.

594
00:26:46,400 --> 00:26:48,720
Speaker 2: What what effort did Montreal do to you?

595
00:26:49,359 --> 00:26:50,639
Speaker 1: I mean like it was alright, you know how you

596
00:26:50,680 --> 00:26:53,720
Speaker 1: go places, you're like, you know the m e h.

597
00:26:54,520 --> 00:26:55,600
Speaker 1: That's how I thought about it.

598
00:26:55,800 --> 00:26:58,000
Speaker 2: I remember having a great time. I remember the weather

599
00:26:58,040 --> 00:27:01,480
Speaker 2: being spectacular. I rented a bike and I biked all

600
00:27:01,520 --> 00:27:04,520
Speaker 2: over that damn city. I even stole a bike because

601
00:27:04,520 --> 00:27:06,440
Speaker 2: it was before City Bike came to New York City.

602
00:27:06,480 --> 00:27:08,600
Speaker 2: I didn't know how it worked. And what happened was

603
00:27:09,240 --> 00:27:11,159
Speaker 2: I thought that you could take it to your hotel

604
00:27:11,200 --> 00:27:14,760
Speaker 2: overnight and just leave it there. I was like, surely

605
00:27:15,080 --> 00:27:17,560
Speaker 2: there's not a station near me, so that dispussed. Mean

606
00:27:17,560 --> 00:27:19,159
Speaker 2: that I could just park it here at my hotel.

607
00:27:19,160 --> 00:27:21,280
Speaker 2: I don't know, And like five years later it sounds

608
00:27:21,280 --> 00:27:24,720
Speaker 2: so stupid, but sure enough, I couldn't find a doc

609
00:27:24,840 --> 00:27:26,280
Speaker 2: to leave my bike, so I just brought it to

610
00:27:26,320 --> 00:27:28,359
Speaker 2: the hotel, left it over night, and return it the

611
00:27:28,359 --> 00:27:30,240
Speaker 2: next day. But it had been like ten hours and

612
00:27:30,280 --> 00:27:33,879
Speaker 2: I was charged at seven hundred dollars for stealing a bike.

613
00:27:34,480 --> 00:27:36,760
Speaker 2: But uh, what's funny is I call I got back

614
00:27:36,760 --> 00:27:39,000
Speaker 2: to New York and I called my credit card company,

615
00:27:39,040 --> 00:27:41,000
Speaker 2: and at the time I still didn't know what I

616
00:27:41,000 --> 00:27:43,879
Speaker 2: had done wrong, so I was so outraged. I'm like,

617
00:27:44,560 --> 00:27:47,280
Speaker 2: this is thievery. They tricked me. There must have been

618
00:27:47,280 --> 00:27:50,280
Speaker 2: a skimmer on the on the bike share, you know,

619
00:27:51,400 --> 00:27:53,920
Speaker 2: compared the bike share thing like where you rent the bike.

620
00:27:54,240 --> 00:27:55,720
Speaker 2: And I called my I think at the time it

621
00:27:55,760 --> 00:27:58,080
Speaker 2: was Bank of America, and bless their hearts, they were like, oh,

622
00:27:58,160 --> 00:28:00,439
Speaker 2: right away, missus must be fraudulent because no knew what

623
00:28:00,840 --> 00:28:03,760
Speaker 2: a bike share was and it was also a foreign transaction,

624
00:28:03,960 --> 00:28:07,280
Speaker 2: so their fraud department was just like, eh, that's gone.

625
00:28:07,359 --> 00:28:10,399
Speaker 2: So technically, I like I was the fraud.

626
00:28:11,200 --> 00:28:12,959
Speaker 1: Yeah, you're like, yas my bad.

627
00:28:13,200 --> 00:28:15,680
Speaker 2: I mean I returned it. No, I had a great time.

628
00:28:15,800 --> 00:28:18,240
Speaker 2: I remember the food being good. But anyway, this was

629
00:28:18,320 --> 00:28:23,359
Speaker 2: it's really all for my my well, I'm trying not

630
00:28:23,400 --> 00:28:25,000
Speaker 2: to tell the full there's a full story. While we're

631
00:28:25,000 --> 00:28:27,520
Speaker 2: going to Montreal. It's kind of honest, it's kind of sad,

632
00:28:27,560 --> 00:28:29,600
Speaker 2: but we're just turning the sad trip. We're turning the

633
00:28:29,640 --> 00:28:34,200
Speaker 2: sadness into a girl's trip, so hopefully it'll be hopefully

634
00:28:34,200 --> 00:28:37,480
Speaker 2: it'll be more fun than your trip was, Yeah, I.

635
00:28:37,440 --> 00:28:39,080
Speaker 1: Just want to thank like to be a listeners just

636
00:28:39,120 --> 00:28:41,240
Speaker 1: like sad Bird, Like you know, our last podcast we

637
00:28:41,280 --> 00:28:44,360
Speaker 1: talked about my fibroids and like I'm just beginning the journey.

638
00:28:44,360 --> 00:28:46,200
Speaker 1: I'm like, oh, you guys are so awesome reaching out,

639
00:28:46,240 --> 00:28:49,760
Speaker 1: giving your phone numbers, naming your doctors. And I said, Okay,

640
00:28:50,040 --> 00:28:52,800
Speaker 1: So honestly, I'm really like, I joined this group on

641
00:28:52,840 --> 00:28:55,920
Speaker 1: Facebook called Vegan for Beginners. I know I'm not gonna

642
00:28:55,920 --> 00:28:58,040
Speaker 1: be one of those vegans, I promise, but I don't

643
00:28:58,040 --> 00:28:58,600
Speaker 1: even know if I'm.

644
00:28:58,480 --> 00:29:00,920
Speaker 2: Gonna becaz is a vegan thinking about it.

645
00:29:01,200 --> 00:29:03,000
Speaker 1: You know, and so I don't know that I'm gonna

646
00:29:03,040 --> 00:29:05,160
Speaker 1: but I definitely have heard obviously meat has a lot

647
00:29:05,200 --> 00:29:09,480
Speaker 1: of hormones, and the higher your hormones, like like fibroids,

648
00:29:09,480 --> 00:29:12,160
Speaker 1: apparently you know, thrive off like higher hormone levels, and

649
00:29:12,640 --> 00:29:16,560
Speaker 1: so I'm definitely just open to I've been a bit

650
00:29:16,600 --> 00:29:18,840
Speaker 1: to changing my diet anyway. So I'm just like, Okay,

651
00:29:19,480 --> 00:29:22,320
Speaker 1: I don't know that I'll be like completely vegan, but

652
00:29:22,400 --> 00:29:25,960
Speaker 1: I definitely want to adopt a diet that's going to

653
00:29:26,240 --> 00:29:30,000
Speaker 1: you know, help with this and also stress. I heard

654
00:29:30,400 --> 00:29:34,880
Speaker 1: it's like, you know, a big, like like really kind

655
00:29:34,920 --> 00:29:39,600
Speaker 1: of exacerbates your your fibroid situation. Something called live cultures,

656
00:29:39,600 --> 00:29:41,480
Speaker 1: which are like probiotics, which are like I'm like, really

657
00:29:41,480 --> 00:29:44,800
Speaker 1: because I freaking love Greek yogurt, I love like olives

658
00:29:44,800 --> 00:29:46,280
Speaker 1: all these things that they're like, oh yeah, girl, no,

659
00:29:46,400 --> 00:29:50,600
Speaker 1: I'm like really wait those apparently well this is what

660
00:29:50,760 --> 00:29:52,320
Speaker 1: someone wrote me. I don't know for sure, you know,

661
00:29:52,360 --> 00:29:55,080
Speaker 1: you have, everyone always has something that they did share.

662
00:29:55,200 --> 00:29:56,640
Speaker 2: I'm already tired, I.

663
00:29:56,600 --> 00:29:58,240
Speaker 1: Know, so I just said, you know what, but I

664
00:29:58,320 --> 00:30:01,760
Speaker 1: read this really great article and they basically were like, like,

665
00:30:02,040 --> 00:30:05,560
Speaker 1: you know, go speak with your doctor, find a doctor,

666
00:30:05,800 --> 00:30:07,640
Speaker 1: and maybe even if it's a cluster of doctors that

667
00:30:07,680 --> 00:30:09,880
Speaker 1: you trust, and then work from there. But I mean,

668
00:30:09,920 --> 00:30:12,160
Speaker 1: in general, it's never a bad thing to eat, right,

669
00:30:12,400 --> 00:30:14,440
Speaker 1: So that's something that I want to do in general.

670
00:30:14,720 --> 00:30:16,480
Speaker 1: But at the end of the day, I'm going to

671
00:30:16,560 --> 00:30:19,000
Speaker 1: like really sit down and find some doctors that I

672
00:30:19,040 --> 00:30:22,920
Speaker 1: really trust and that understand and really that their focus

673
00:30:23,080 --> 00:30:26,960
Speaker 1: is this, you know, like women and their like reproductive systems,

674
00:30:26,960 --> 00:30:29,160
Speaker 1: and then just really like see like what can be done.

675
00:30:29,200 --> 00:30:29,360
Speaker 2: You know.

676
00:30:30,440 --> 00:30:31,640
Speaker 1: Yeah, yeah.

677
00:30:32,200 --> 00:30:34,560
Speaker 2: Recap though for people who don't know what you're talking about.

678
00:30:34,560 --> 00:30:36,200
Speaker 2: The fibroid situation.

679
00:30:37,000 --> 00:30:38,840
Speaker 1: So yeah, I found out like I was like, oh,

680
00:30:38,840 --> 00:30:41,400
Speaker 1: I should got to like you know Obgyn. I mean

681
00:30:41,480 --> 00:30:43,360
Speaker 1: like I'm grown, so like I was like, never I

682
00:30:43,440 --> 00:30:45,400
Speaker 1: was going to my regular doctor. But I wasn't going

683
00:30:45,640 --> 00:30:47,720
Speaker 1: and I never had like any issues. It wasn't like,

684
00:30:47,760 --> 00:30:50,520
Speaker 1: you know, I'll always get my regular like you know,

685
00:30:50,840 --> 00:30:54,040
Speaker 1: checkups like I said, but I went and I always

686
00:30:54,040 --> 00:30:56,360
Speaker 1: had like this little pouch. Well not always, I would

687
00:30:56,400 --> 00:30:58,040
Speaker 1: say the last maybe like five or six years, I

688
00:30:58,040 --> 00:30:59,840
Speaker 1: had this little pouch on my belly and I couldn't

689
00:30:59,840 --> 00:31:01,960
Speaker 1: figre y wide because I'm like, hmm, you know, like

690
00:31:02,000 --> 00:31:03,800
Speaker 1: my stomach is fairly flat. And I would always complain

691
00:31:03,840 --> 00:31:05,880
Speaker 1: to Superman and he'd be like, I don't see a belly.

692
00:31:05,920 --> 00:31:08,320
Speaker 1: I'm like, I have one. I can't do anything about it, damnit.

693
00:31:08,520 --> 00:31:09,760
Speaker 2: He's like, yeah, it was a trap.

694
00:31:10,120 --> 00:31:13,720
Speaker 1: Yes, And I was always wearing like if you've seen me,

695
00:31:13,920 --> 00:31:17,560
Speaker 1: like typically most of my speaking outfits are pretty fitted,

696
00:31:17,760 --> 00:31:19,240
Speaker 1: so you probably like tip, I never see the belly,

697
00:31:19,280 --> 00:31:22,120
Speaker 1: I'm like, uh SPANX and like you know, so I

698
00:31:22,240 --> 00:31:25,040
Speaker 1: always always always wore. My sisters would tease me because

699
00:31:25,080 --> 00:31:27,040
Speaker 1: even when I was like like, I'm like, I would

700
00:31:27,040 --> 00:31:29,400
Speaker 1: say medium size now, but even when I was small,

701
00:31:29,760 --> 00:31:32,600
Speaker 1: I would still wear like some sort of control top

702
00:31:32,600 --> 00:31:33,840
Speaker 1: and they're like, what the hell tip me, and you're

703
00:31:33,880 --> 00:31:36,280
Speaker 1: like a size four, and I would always be like no,

704
00:31:36,760 --> 00:31:38,680
Speaker 1: like you know, I just have this little belly I

705
00:31:38,720 --> 00:31:40,320
Speaker 1: can't get rid of. So I guess it turns out

706
00:31:40,360 --> 00:31:42,440
Speaker 1: it was fiveboids. I don't know how I never figured

707
00:31:42,440 --> 00:31:45,880
Speaker 1: that out before, but apparently now. I don't know how

708
00:31:45,960 --> 00:31:48,600
Speaker 1: large they were now, but they're fairly large. She never

709
00:31:48,680 --> 00:31:51,320
Speaker 1: told me, like, she never gave me a comparison, like

710
00:31:51,360 --> 00:31:55,080
Speaker 1: to what but three large fiveboids, and I was like, yikes,

711
00:31:55,120 --> 00:31:59,360
Speaker 1: And they're so fiveboids are non cancerous tumors, and you're like,

712
00:31:59,840 --> 00:32:02,840
Speaker 1: you're uterus walls, so your uterine walls, I guess stay home.

713
00:32:03,120 --> 00:32:05,760
Speaker 1: And so basically they can you know, it can prevent

714
00:32:05,800 --> 00:32:08,160
Speaker 1: you from having kids, or if you do get pregnant,

715
00:32:08,440 --> 00:32:11,840
Speaker 1: you're you're more of risk for like miscarriages. And it

716
00:32:11,840 --> 00:32:13,760
Speaker 1: doesn't mean that, like lots of women have kids with

717
00:32:13,840 --> 00:32:16,360
Speaker 1: five birds, but it's just you want to be mindful

718
00:32:16,400 --> 00:32:19,040
Speaker 1: of these things, especially if you're wanting to have kids,

719
00:32:19,040 --> 00:32:22,960
Speaker 1: and you know, so five boys, it's still a kind

720
00:32:22,960 --> 00:32:26,280
Speaker 1: of a mystery as to why they grow, what makes

721
00:32:26,280 --> 00:32:29,800
Speaker 1: them grow, what makes them shrink. So, you know, I'm

722
00:32:29,880 --> 00:32:32,800
Speaker 1: just kind of like exploring that. You know that it's

723
00:32:32,840 --> 00:32:34,840
Speaker 1: It's been a part of my family history, and so

724
00:32:34,880 --> 00:32:37,400
Speaker 1: I'm just kind of like figuring out, like, you know,

725
00:32:37,520 --> 00:32:41,000
Speaker 1: what do what direction do I going? So the doctor, well,

726
00:32:41,040 --> 00:32:42,480
Speaker 1: the second doctor I went to, it was like oh,

727
00:32:42,520 --> 00:32:43,960
Speaker 1: he was a man. He was like, oh, right away,

728
00:32:43,960 --> 00:32:45,400
Speaker 1: we all take care of these. We got to schedule

729
00:32:45,400 --> 00:32:49,120
Speaker 1: some surgery. And I was like, oh, like that's pretty

730
00:32:49,400 --> 00:32:52,600
Speaker 1: you know that's because you can you can have surgery

731
00:32:52,680 --> 00:32:54,840
Speaker 1: and then end up messing up your uterus and not

732
00:32:54,840 --> 00:32:57,040
Speaker 1: being able to have kids. And I'm like, uh, before

733
00:32:57,080 --> 00:33:00,440
Speaker 1: we explore that option. I'm not fifty out one of

734
00:33:00,440 --> 00:33:03,240
Speaker 1: those things exactly. So I'm just like, hold up, wait

735
00:33:03,280 --> 00:33:06,400
Speaker 1: a minute, kidney exactly. So I'm just like, you know,

736
00:33:06,520 --> 00:33:09,680
Speaker 1: so I'm really just trying to explore what are my options.

737
00:33:10,160 --> 00:33:13,240
Speaker 1: You know, Like, I'm not opposed to surgery, but I

738
00:33:13,320 --> 00:33:15,719
Speaker 1: don't want to put myself in a position to not

739
00:33:16,360 --> 00:33:18,480
Speaker 1: at least try. I'm not gonna lie. I'm still on

740
00:33:18,520 --> 00:33:20,440
Speaker 1: the fence about kids. I'm not like, yes, I have

741
00:33:20,560 --> 00:33:22,600
Speaker 1: to be a mom. I'm kind of like, I want

742
00:33:22,600 --> 00:33:24,960
Speaker 1: to try and if I have kids, great, But I'm

743
00:33:24,960 --> 00:33:26,600
Speaker 1: not someone who's like, if I don't have kids, I'm

744
00:33:26,600 --> 00:33:28,240
Speaker 1: definitely adopted because I want to be a mom no

745
00:33:28,280 --> 00:33:30,320
Speaker 1: matter what. I don't feel that way. I'm just kind

746
00:33:30,320 --> 00:33:32,680
Speaker 1: of like, I want to try and if I have kids, great,

747
00:33:32,720 --> 00:33:35,280
Speaker 1: and if I don't, will I be disappointed? Yes, but

748
00:33:36,520 --> 00:33:38,920
Speaker 1: it's not my first it's not you know what I mean.

749
00:33:39,040 --> 00:33:41,080
Speaker 1: Like I always thought that something was gonna click in

750
00:33:41,120 --> 00:33:42,240
Speaker 1: me and I'd be like, oh, I want to be

751
00:33:42,240 --> 00:33:44,719
Speaker 1: a mom no matter what. And that has not clicked. Oh,

752
00:33:44,840 --> 00:33:47,200
Speaker 1: I'm thirty seven, so it's not like, oh, because people

753
00:33:47,200 --> 00:33:49,920
Speaker 1: told me, wait till your mid thirties, it'll click. It hasn't.

754
00:33:50,720 --> 00:33:54,640
Speaker 2: Really people. I'm surprised because people that are older, people

755
00:33:54,680 --> 00:33:56,800
Speaker 2: I know who waited to have kids when they were older,

756
00:33:57,720 --> 00:34:00,000
Speaker 2: universally have told me I wish I had done this, really,

757
00:34:00,600 --> 00:34:02,840
Speaker 2: and I should actually have been taking a poll as

758
00:34:02,840 --> 00:34:04,280
Speaker 2: to why they wish. I don't know if it was

759
00:34:04,320 --> 00:34:08,960
Speaker 2: because their bodies or their workload or what, but that

760
00:34:09,239 --> 00:34:13,480
Speaker 2: And I just saw Mandy Kaling not to Mindy Kaling's pregnant. Yeah,

761
00:34:13,600 --> 00:34:15,520
Speaker 2: And I read an interview she gave and She's like, yeah,

762
00:34:15,680 --> 00:34:17,200
Speaker 2: so everyone told me to have a kid, just do

763
00:34:17,239 --> 00:34:19,239
Speaker 2: it sooner than later, and so she just kind of

764
00:34:19,239 --> 00:34:21,120
Speaker 2: just like had one. And now I'm thinking, should I

765
00:34:21,200 --> 00:34:21,800
Speaker 2: just have one?

766
00:34:22,200 --> 00:34:25,560
Speaker 1: Just yeah, I don't I know. Honestly, it's I'll say

767
00:34:25,600 --> 00:34:28,640
Speaker 1: this like my my my best friend has a old

768
00:34:28,800 --> 00:34:30,480
Speaker 1: two year old. My sister has a one and a half

769
00:34:30,560 --> 00:34:33,200
Speaker 1: year old and also a four month old. It is

770
00:34:34,840 --> 00:34:36,840
Speaker 1: disruptive to say that.

771
00:34:37,120 --> 00:34:39,960
Speaker 2: It seems terrible. No shame to all you moms out there.

772
00:34:40,000 --> 00:34:42,040
Speaker 2: I'm sure it's very fulfilling, but you guys need to

773
00:34:42,120 --> 00:34:42,680
Speaker 2: look awful.

774
00:34:43,040 --> 00:34:45,120
Speaker 1: But I mean, honestly, like I'll say this like, oh

775
00:34:45,160 --> 00:34:48,759
Speaker 1: my god, my nephew, my godson, my niece. I'm not

776
00:34:48,760 --> 00:34:50,319
Speaker 1: gonna lie when I have a bad if I'm having

777
00:34:50,400 --> 00:34:51,920
Speaker 1: like like if today was like say a like super

778
00:34:51,920 --> 00:34:53,840
Speaker 1: bad day, I would be like all right, after we

779
00:34:53,840 --> 00:34:55,480
Speaker 1: get off the podcast, I'm actually just gonna go to

780
00:34:55,560 --> 00:34:58,440
Speaker 1: my sister's house and literally just soaking the love and

781
00:34:58,480 --> 00:35:01,760
Speaker 1: the pure spirits like that they are, because that's how

782
00:35:02,239 --> 00:35:06,040
Speaker 1: awesome it is to be around them. And then poop time,

783
00:35:06,080 --> 00:35:08,640
Speaker 1: dipe changed it, time to go to sleep. I'm mad

784
00:35:08,640 --> 00:35:12,160
Speaker 1: at everybody. I won't eat so you're like, oh, aside

785
00:35:12,200 --> 00:35:15,440
Speaker 1: from Auntie lovetime, there's this other part where my sister

786
00:35:15,560 --> 00:35:17,360
Speaker 1: literally what I call her all I hear her say is.

787
00:35:17,400 --> 00:35:21,040
Speaker 4: Roman, Roman, Roman, Roman, Roman. Don't hear your sister Roman,

788
00:35:21,080 --> 00:35:24,000
Speaker 4: don't bit her toes? Roman, don't eat that. And I'm like,

789
00:35:24,080 --> 00:35:27,520
Speaker 4: what's that mean? While Roman's only wanted to alf and

790
00:35:27,600 --> 00:35:31,080
Speaker 4: I'm like, he's a terror. A cute terror, but a terror.

791
00:35:31,440 --> 00:35:34,560
Speaker 1: It's very disruptive because I remember before telling her, like

792
00:35:34,600 --> 00:35:37,040
Speaker 1: I had asked her to do me a favor and

793
00:35:37,080 --> 00:35:38,560
Speaker 1: I was like, well, why did you do it? She's like,

794
00:35:39,520 --> 00:35:42,000
Speaker 1: I'm on with a one year old and a four

795
00:35:42,040 --> 00:35:44,400
Speaker 1: month old and I was like, it can't be that hard.

796
00:35:44,600 --> 00:35:46,360
Speaker 1: And then I baby said, and I was like, please

797
00:35:46,400 --> 00:35:50,440
Speaker 1: save me. I was so exhausted and I couldn't. You

798
00:35:50,440 --> 00:35:51,960
Speaker 1: can't sleep, cause what are you gonna do? Sleep and

799
00:35:52,000 --> 00:35:54,840
Speaker 1: let the kids be up while they destroy themselves? Like

800
00:35:55,120 --> 00:35:57,600
Speaker 1: I don't even know how she does it, Like sometimes

801
00:35:57,480 --> 00:35:59,879
Speaker 1: the baby she only get two nights three hours worth

802
00:36:00,080 --> 00:36:02,080
Speaker 1: of sleep and now she's back at work.

803
00:36:02,480 --> 00:36:04,160
Speaker 2: That's why God made them cute.

804
00:36:04,680 --> 00:36:09,240
Speaker 1: Yes, I really believe that that God made kids really cute,

805
00:36:09,680 --> 00:36:12,560
Speaker 1: because if not, I don't even know I people would

806
00:36:12,600 --> 00:36:15,560
Speaker 1: keep them because it's a lot. So I'll say this

807
00:36:15,640 --> 00:36:16,839
Speaker 1: that you know, I know people say, oh I wish

808
00:36:16,840 --> 00:36:18,600
Speaker 1: I would have had them earlier or whatever. But have

809
00:36:18,760 --> 00:36:21,319
Speaker 1: them when you're ready, because know that your life is

810
00:36:21,360 --> 00:36:24,759
Speaker 1: not gonna be the same ever again in a good

811
00:36:24,760 --> 00:36:26,680
Speaker 1: way and also in a disruptive way.

812
00:36:26,760 --> 00:36:30,080
Speaker 2: Quite honestly, It's kind of like how I feel how

813
00:36:30,080 --> 00:36:32,439
Speaker 2: I felt when I went hang gliding in Brazil. Stay

814
00:36:32,440 --> 00:36:36,080
Speaker 2: with me on this analogy thing. It was the hardest

815
00:36:36,080 --> 00:36:37,920
Speaker 2: thing I've ever done, and I've jumped out of planes

816
00:36:37,920 --> 00:36:40,040
Speaker 2: and all kinds of stuff, because you literally have to

817
00:36:40,160 --> 00:36:44,280
Speaker 2: work against all of your human instincts by like propelling

818
00:36:44,400 --> 00:36:47,040
Speaker 2: like running, getting a running start, and then continuing to

819
00:36:47,160 --> 00:36:49,400
Speaker 2: run and keep running and then jump off a cliff,

820
00:36:49,880 --> 00:36:51,880
Speaker 2: and the whole time you're like, this is terrible, this

821
00:36:52,000 --> 00:36:53,440
Speaker 2: is stupid. Why am I doing this? And you have

822
00:36:53,440 --> 00:36:55,000
Speaker 2: to like get it. That's what I feel like having

823
00:36:55,000 --> 00:36:57,240
Speaker 2: a kid is like when you have to like decide

824
00:36:57,239 --> 00:37:00,600
Speaker 2: to do it. You know, it's like you're going again,

825
00:37:00,640 --> 00:37:02,600
Speaker 2: So you have all these reasons why not in front

826
00:37:02,600 --> 00:37:04,160
Speaker 2: of you, and you have to keep just like barreling

827
00:37:04,160 --> 00:37:05,680
Speaker 2: through it and just trimp off the Cliff and then

828
00:37:05,680 --> 00:37:08,040
Speaker 2: it's fun or you die.

829
00:37:08,760 --> 00:37:11,319
Speaker 1: Like I said, it's both super awesome and super I

830
00:37:11,360 --> 00:37:14,279
Speaker 1: think I'm going to kill myself, so I try. I

831
00:37:14,320 --> 00:37:16,880
Speaker 1: try my best to like go over, like it'll be crazy.

832
00:37:16,920 --> 00:37:18,200
Speaker 1: She'd be like, oh, I got I got your mail

833
00:37:18,239 --> 00:37:20,000
Speaker 1: from mommy and Daddy's house. And I'm like, okay, I'll

834
00:37:20,000 --> 00:37:23,640
Speaker 1: come get it without fail. I'll come get it, and

835
00:37:23,640 --> 00:37:26,000
Speaker 1: I'll be giving like roaming a hug and Amelia kids,

836
00:37:26,480 --> 00:37:29,040
Speaker 1: and she's either asleep or in the shower.

837
00:37:30,640 --> 00:37:31,560
Speaker 2: She's like trappers.

838
00:37:32,000 --> 00:37:33,000
Speaker 3: Yeah.

839
00:37:33,040 --> 00:37:35,279
Speaker 1: So now I just know, like she wanted to be asked,

840
00:37:35,280 --> 00:37:36,960
Speaker 1: do you have anything to do after this? No? Last

841
00:37:36,960 --> 00:37:39,120
Speaker 1: time I turned around, she literally just got into her bed,

842
00:37:39,160 --> 00:37:43,120
Speaker 1: and I was like, oh, so I guess it's just

843
00:37:43,200 --> 00:37:46,239
Speaker 1: me and you kids. And so it just made me realize, like, wow,

844
00:37:46,280 --> 00:37:48,040
Speaker 1: I need to come over more often just to relieve her.

845
00:37:48,280 --> 00:37:49,759
Speaker 1: Even I it's just for an hour and nap. If

846
00:37:49,800 --> 00:37:53,359
Speaker 1: you know new moms or even if they have two

847
00:37:53,400 --> 00:37:55,959
Speaker 1: other kids and let those kids have a baby city age,

848
00:37:56,000 --> 00:37:56,759
Speaker 1: go relieve them.

849
00:37:57,280 --> 00:38:01,040
Speaker 2: Yeah, just an hour or something. Yes, if you're good

850
00:38:01,080 --> 00:38:03,160
Speaker 2: with kids. Otherwise people like me stay home.

851
00:38:03,840 --> 00:38:08,120
Speaker 1: Just send money, send money or give them like your

852
00:38:08,160 --> 00:38:10,680
Speaker 1: next gift, give them like the gift of a babysitter.

853
00:38:11,360 --> 00:38:13,080
Speaker 2: I did. I sent my girlfriend a gift them a

854
00:38:13,080 --> 00:38:15,440
Speaker 2: massage and like a gift to a hair salon, like

855
00:38:15,480 --> 00:38:17,080
Speaker 2: a salon where she can get like a massage or

856
00:38:17,120 --> 00:38:19,680
Speaker 2: hair for her baby shower. Gift was that petty? I

857
00:38:19,719 --> 00:38:21,680
Speaker 2: was like, babies don't choose need more baby clothes?

858
00:38:22,480 --> 00:38:26,840
Speaker 1: Yeah, no, I think a massage or a break. Honestly,

859
00:38:26,920 --> 00:38:28,440
Speaker 1: I swear that one of the things I'm looking for

860
00:38:28,520 --> 00:38:31,160
Speaker 1: is like a really good babysitter, Like so that way

861
00:38:31,280 --> 00:38:33,160
Speaker 1: I can like gift my sister like in the area

862
00:38:33,160 --> 00:38:35,840
Speaker 1: where we live in and just to gift her like, Okay,

863
00:38:36,120 --> 00:38:38,080
Speaker 1: you know, I'm gifting you married for the afternoon so

864
00:38:38,120 --> 00:38:42,759
Speaker 1: you can like, you know, lay down that sweet Yeah,

865
00:38:42,760 --> 00:38:44,880
Speaker 1: I'm gonna look. So I'm like, any abb out anybody

866
00:38:44,960 --> 00:38:47,240
Speaker 1: know a good babysitter Newark? You know who's not crazy

867
00:38:47,400 --> 00:38:50,520
Speaker 1: or like doesn't eat kids. Let me know that is

868
00:38:50,600 --> 00:38:56,040
Speaker 1: a high bar. You don't eat kids. You're not a murderer,

869
00:38:56,040 --> 00:39:11,840
Speaker 1: You're not crazy. Let me know. It's time for do

870
00:39:11,960 --> 00:39:13,839
Speaker 1: we have a name to segment? What do we call this?

871
00:39:14,280 --> 00:39:21,480
Speaker 2: Questions? Okay, you don't even know her email yet you

872
00:39:21,480 --> 00:39:25,520
Speaker 2: can't possibly remember the segment a segment name, no way

873
00:39:26,040 --> 00:39:27,480
Speaker 2: for questions.

874
00:39:28,560 --> 00:39:31,000
Speaker 1: So, yes, do we have any questions? I know we do.

875
00:39:31,719 --> 00:39:34,520
Speaker 2: Okay, Yes, today our question is and remember you guys,

876
00:39:34,560 --> 00:39:38,000
Speaker 2: We're going to do a special student loan episode in August.

877
00:39:38,080 --> 00:39:40,279
Speaker 2: So I've gotten a lot of questions from you guys

878
00:39:40,320 --> 00:39:42,960
Speaker 2: on student loan debt. If you have student loan det questions,

879
00:39:43,000 --> 00:39:45,960
Speaker 2: you can email us at Brown Ambition Podcast at gmail

880
00:39:46,000 --> 00:39:49,600
Speaker 2: dot com or go to Brownambition Podcast dot com and

881
00:39:49,640 --> 00:39:53,840
Speaker 2: select the ask us anything tab. So the question for

882
00:39:53,920 --> 00:39:57,920
Speaker 2: today's show is from listener LaToya, and my heart is

883
00:39:57,920 --> 00:40:00,520
Speaker 2: like breaking for her. Here's her question, and I'm gonna

884
00:40:00,600 --> 00:40:03,359
Speaker 2: have to shorten it a little bit, but I'll get

885
00:40:03,400 --> 00:40:06,560
Speaker 2: the gist of it. LaToya says, I'm typing through my

886
00:40:06,600 --> 00:40:09,680
Speaker 2: tears right now. I am beyond frustrated. But in the

887
00:40:09,719 --> 00:40:12,880
Speaker 2: midst of gathering myself and I thought of the two

888
00:40:12,960 --> 00:40:15,640
Speaker 2: of you. The most precious day of my life is

889
00:40:15,680 --> 00:40:18,440
Speaker 2: haunted by bad debt. I gave birth to my daughter,

890
00:40:18,520 --> 00:40:21,120
Speaker 2: Taylor in twenty fifteen. At the time, I was a

891
00:40:21,160 --> 00:40:23,480
Speaker 2: single mom, and I signed up for every new parent

892
00:40:23,520 --> 00:40:26,200
Speaker 2: class I could find. I'm thirty three years old and

893
00:40:26,280 --> 00:40:28,560
Speaker 2: I'm fortunate enough to earn a good salary and have

894
00:40:28,640 --> 00:40:31,520
Speaker 2: decent health care. But after I gave birth to my daughter,

895
00:40:31,600 --> 00:40:34,520
Speaker 2: even with that healthcare, I've been hit with almost eight

896
00:40:34,560 --> 00:40:38,080
Speaker 2: thousand dollars in medical bills. They don't offer any sort

897
00:40:38,080 --> 00:40:41,040
Speaker 2: of centralized billing department, so I've been I've spent the

898
00:40:41,120 --> 00:40:45,200
Speaker 2: last two years getting all separate bills notifications from every

899
00:40:45,239 --> 00:40:48,680
Speaker 2: person in practice that played a role in my delivery.

900
00:40:49,120 --> 00:40:52,319
Speaker 2: Yeah you can relate to that probably, Yeah, hospital visit

901
00:40:52,360 --> 00:40:55,480
Speaker 2: and you get so many different bills. So here she

902
00:40:55,600 --> 00:40:57,919
Speaker 2: is with eight thousand dollars in medical bills from all

903
00:40:57,920 --> 00:41:03,520
Speaker 2: different facets of her her delivery process. So it's twenty sixteen.

904
00:41:03,560 --> 00:41:05,440
Speaker 2: This is a year after the birth, and I finally

905
00:41:05,440 --> 00:41:07,440
Speaker 2: got a hold of someone in their billing department that

906
00:41:07,520 --> 00:41:10,680
Speaker 2: outlined all the outstanding bills that she could see. From

907
00:41:10,680 --> 00:41:14,240
Speaker 2: my understanding, I settled all the debt associated with my delivery.

908
00:41:14,800 --> 00:41:18,280
Speaker 2: Since then. Cut to now, I've since moved to Texas

909
00:41:18,280 --> 00:41:21,080
Speaker 2: and I'm in the process of building homes. But nine

910
00:41:21,120 --> 00:41:23,799
Speaker 2: months into building the house, I'm a few weeks away

911
00:41:23,800 --> 00:41:28,279
Speaker 2: from closing. Today, I received several alerts on my Fico account.

912
00:41:28,520 --> 00:41:31,600
Speaker 2: It turns out four medical bills were reported and have

913
00:41:31,760 --> 00:41:34,960
Speaker 2: dropped my score an average of fifty six points. I'm

914
00:41:35,040 --> 00:41:38,280
Speaker 2: furious and I don't understand how this happened, no warning,

915
00:41:38,320 --> 00:41:43,440
Speaker 2: no communication. What are my options? And here's sort of

916
00:41:43,480 --> 00:41:46,719
Speaker 2: an epilogue. She says, I verified the creditor had my

917
00:41:46,760 --> 00:41:49,760
Speaker 2: North Carolina address, so she's from a North Carolina originally

918
00:41:49,800 --> 00:41:52,560
Speaker 2: and now she's in Texas and my old phone number.

919
00:41:52,760 --> 00:41:55,359
Speaker 2: But they said it was my responsibility to update them.

920
00:41:55,640 --> 00:41:57,560
Speaker 2: But how did I note? How could I have known

921
00:41:57,600 --> 00:41:59,960
Speaker 2: to update them if I didn't know these bills existed?

922
00:42:00,560 --> 00:42:01,439
Speaker 2: What should I do?

923
00:42:03,000 --> 00:42:04,560
Speaker 1: And how old is this debt?

924
00:42:05,000 --> 00:42:07,320
Speaker 2: This is only from twenty fifteen, so it's a couple.

925
00:42:07,160 --> 00:42:09,319
Speaker 1: Of Oh, okay, so it's not like it's not like

926
00:42:09,360 --> 00:42:10,480
Speaker 1: this debt has expired.

927
00:42:11,120 --> 00:42:13,759
Speaker 2: Yeah, So she's saying that. She says that she had

928
00:42:13,760 --> 00:42:16,080
Speaker 2: this eight thousand dollars debt. It was from she was

929
00:42:16,080 --> 00:42:18,239
Speaker 2: getting separate bills for all these little things that added

930
00:42:18,320 --> 00:42:20,200
Speaker 2: up to eight thousand dollars. And so she called the

931
00:42:20,200 --> 00:42:22,960
Speaker 2: hospital building office to say, can you just tell me

932
00:42:23,040 --> 00:42:25,719
Speaker 2: everything I owe and I'll go ahead and pay everything now.

933
00:42:25,960 --> 00:42:28,800
Speaker 2: And she said she thought everything was settled, but apparently

934
00:42:28,800 --> 00:42:31,600
Speaker 2: there were these four outstanding bills that were not settled,

935
00:42:31,960 --> 00:42:34,840
Speaker 2: and that's what So basically she moved and wasn't getting

936
00:42:34,960 --> 00:42:38,840
Speaker 2: her bills anymore. I don't know. Yeah, the hospital or

937
00:42:38,840 --> 00:42:41,680
Speaker 2: the debt collector didn't have her new address and stuff.

938
00:42:43,120 --> 00:42:47,600
Speaker 1: So honestly, only thing I would think that you can

939
00:42:47,640 --> 00:42:51,799
Speaker 1: do now is to try to negotiate with the debt

940
00:42:51,840 --> 00:42:54,879
Speaker 1: collectors that you owe to get them to remove these

941
00:42:54,920 --> 00:42:56,640
Speaker 1: things if you pay them.

942
00:42:57,040 --> 00:42:59,839
Speaker 2: I wonder if it's the hospital that's pursuing the debt

943
00:43:00,040 --> 00:43:01,880
Speaker 2: or if they've already sold the debt, because it hasn't

944
00:43:01,920 --> 00:43:04,800
Speaker 2: quite been I mean, this deet happened in twenty fifteen,

945
00:43:04,840 --> 00:43:07,719
Speaker 2: but she settled it in twenty sixteen, so it may

946
00:43:07,760 --> 00:43:12,040
Speaker 2: be even less than a year since since she settled

947
00:43:12,080 --> 00:43:14,359
Speaker 2: those debts. So I don't know. It depends on who

948
00:43:14,400 --> 00:43:16,680
Speaker 2: owns it. But maybe she could call the hospital and

949
00:43:16,719 --> 00:43:20,239
Speaker 2: if it's still the hospital, then they could then she

950
00:43:20,280 --> 00:43:23,640
Speaker 2: could settle and maybe get them removed from her credit report.

951
00:43:23,760 --> 00:43:25,960
Speaker 2: Does that change if it was a debt collector.

952
00:43:26,239 --> 00:43:28,920
Speaker 1: Well, either one like oftentimes you can negotiate for that.

953
00:43:28,960 --> 00:43:31,319
Speaker 1: So sometimes I'll tell people that I'm like, okay, like

954
00:43:31,360 --> 00:43:33,960
Speaker 1: you oldest debt. It especially like let's just say you

955
00:43:33,960 --> 00:43:35,880
Speaker 1: owe two thousand, and if you're trying to settle for

956
00:43:35,920 --> 00:43:38,440
Speaker 1: five hundred, like good luck, you might be able to

957
00:43:38,440 --> 00:43:40,480
Speaker 1: settle for five hundred, but they're not going to remove it.

958
00:43:40,680 --> 00:43:42,680
Speaker 1: But if you owe two thousand and you're actually going

959
00:43:42,760 --> 00:43:45,879
Speaker 1: to pay two thousand or fifteen hundred or higher, then

960
00:43:45,920 --> 00:43:49,600
Speaker 1: sometimes you can negotiate can this be removed because you're

961
00:43:49,600 --> 00:43:51,480
Speaker 1: paying basically most of it or all of it, And

962
00:43:51,520 --> 00:43:55,400
Speaker 1: so sometimes that cause ultimately debt collectors or people that

963
00:43:55,440 --> 00:43:57,919
Speaker 1: you owe, they don't care about your credit report. They

964
00:43:57,920 --> 00:44:00,160
Speaker 1: want their money. So if you're able to give them

965
00:44:00,200 --> 00:44:02,960
Speaker 1: their money and dangle the carrot of like, hey, this

966
00:44:03,000 --> 00:44:05,520
Speaker 1: is why I want to exchange, and before you pay,

967
00:44:05,560 --> 00:44:07,200
Speaker 1: get that in writing that they're going to remove it,

968
00:44:07,480 --> 00:44:09,920
Speaker 1: then that's what I would try to do. But just

969
00:44:10,080 --> 00:44:12,200
Speaker 1: know that, you know, you have to be able to

970
00:44:12,200 --> 00:44:14,759
Speaker 1: either pay most or all of that debt in order

971
00:44:14,760 --> 00:44:19,000
Speaker 1: for that to to go through. You know, like because

972
00:44:19,000 --> 00:44:22,080
Speaker 1: I've seen like you know, I'm like I've seen people

973
00:44:22,920 --> 00:44:26,400
Speaker 1: you know, get you know stuff. It's called a good

974
00:44:26,440 --> 00:44:30,279
Speaker 1: faith letter basically, get people get things removed from your

975
00:44:30,880 --> 00:44:34,560
Speaker 1: from your credit report, and so you can try that,

976
00:44:35,280 --> 00:44:37,480
Speaker 1: or a good will letter. It's called a good No,

977
00:44:37,520 --> 00:44:39,719
Speaker 1: it's called a good will letter. So you can just

978
00:44:39,760 --> 00:44:40,920
Speaker 1: google go ahead the.

979
00:44:41,000 --> 00:44:43,080
Speaker 2: Good will letters. Just you send those to the credit

980
00:44:43,120 --> 00:44:45,600
Speaker 2: bureaus or to your lender or the debt collector.

981
00:44:46,120 --> 00:44:47,719
Speaker 1: So you would send that to the debt collector, so

982
00:44:47,719 --> 00:44:51,040
Speaker 1: whoever is borrowing that you're borrowing from, because actually, like

983
00:44:51,160 --> 00:44:55,239
Speaker 1: clear Point is like this, like free I remember, I

984
00:44:55,760 --> 00:44:58,680
Speaker 1: think I met them at fin Con. Clear Point is

985
00:44:58,719 --> 00:45:02,200
Speaker 1: like this free debt or credit counseling agency. They're nonprofit

986
00:45:02,520 --> 00:45:05,879
Speaker 1: and they actually have a d YI how to write

987
00:45:05,880 --> 00:45:08,960
Speaker 1: a good how to write a good will letter for

988
00:45:09,040 --> 00:45:12,560
Speaker 1: credit repair, and so you know, it's it's possible. It's

989
00:45:12,800 --> 00:45:16,440
Speaker 1: it's different from a dispute. Basically, you're just saying, I

990
00:45:16,560 --> 00:45:20,400
Speaker 1: know this happened, and you know, and I'm not asking.

991
00:45:20,440 --> 00:45:23,880
Speaker 1: I'm not saying that this didn't happen. I'm just saying, hey,

992
00:45:24,680 --> 00:45:26,880
Speaker 1: you know, can you, if I pay you or whatever,

993
00:45:26,960 --> 00:45:29,680
Speaker 1: can you basically do me a solid and take this off?

994
00:45:29,719 --> 00:45:29,880
Speaker 1: You know?

995
00:45:31,040 --> 00:45:33,399
Speaker 2: Yeah. One of my questions that I that I had

996
00:45:33,400 --> 00:45:36,080
Speaker 2: for LaToya, and I actually emailed her. I'll see if

997
00:45:36,080 --> 00:45:38,440
Speaker 2: she responded, but I wanted to know if when she

998
00:45:38,480 --> 00:45:40,359
Speaker 2: settled those debts, if she had gotten a letter from

999
00:45:40,360 --> 00:45:43,520
Speaker 2: the hospital saying they had been settled and the closed.

1000
00:45:44,000 --> 00:45:46,680
Speaker 2: Because I've actually had to settle I was going back

1001
00:45:46,680 --> 00:45:48,880
Speaker 2: and forth and back and forth with someone some lab

1002
00:45:48,960 --> 00:45:51,040
Speaker 2: that I had gotten. I don't know some you know

1003
00:45:51,040 --> 00:45:52,880
Speaker 2: how you go to the doctor to get a physical,

1004
00:45:52,920 --> 00:45:55,120
Speaker 2: and they put the blood work, they put it, they

1005
00:45:55,120 --> 00:45:57,560
Speaker 2: send the blood work to like a third party lab,

1006
00:45:58,120 --> 00:46:00,480
Speaker 2: and I kept getting billed from them and builds from them,

1007
00:46:00,600 --> 00:46:03,080
Speaker 2: and I finally was like, let me just settle this

1008
00:46:03,160 --> 00:46:05,279
Speaker 2: and I'll pay your eighty dollars or whatever. And they

1009
00:46:05,320 --> 00:46:08,240
Speaker 2: even went They sent me a verification saying the account

1010
00:46:08,239 --> 00:46:09,759
Speaker 2: had been closed and it was paid in full, and

1011
00:46:09,800 --> 00:46:12,520
Speaker 2: I kept that for my records. I don't think that

1012
00:46:12,560 --> 00:46:15,040
Speaker 2: she had like a record of this settlement, and I

1013
00:46:15,040 --> 00:46:17,279
Speaker 2: would have, and I would say, if anyone's in this

1014
00:46:17,360 --> 00:46:19,880
Speaker 2: situation and you're you're moving forward and you're trying to

1015
00:46:19,880 --> 00:46:21,759
Speaker 2: settle a debt, whether it's with a hospital or your

1016
00:46:21,760 --> 00:46:24,560
Speaker 2: credit card or whoever, to make sure that you're getting

1017
00:46:24,840 --> 00:46:27,640
Speaker 2: some sort of record where you can show them. Because

1018
00:46:27,640 --> 00:46:30,200
Speaker 2: people make mistakes, especially we were just talking about medical

1019
00:46:30,200 --> 00:46:34,560
Speaker 2: billing offices make mistakes all the time, and you can

1020
00:46:34,880 --> 00:46:37,839
Speaker 2: you can dispute them and I mean argue against them.

1021
00:46:37,840 --> 00:46:40,319
Speaker 2: But if you have a paper trail, it makes your

1022
00:46:40,360 --> 00:46:41,440
Speaker 2: case all that stronger.

1023
00:46:42,239 --> 00:46:45,120
Speaker 1: Yeah, And like I said, try that, try that goodwill letter.

1024
00:46:45,200 --> 00:46:46,919
Speaker 1: Like I said, the purpose of a good will letter

1025
00:46:47,400 --> 00:46:50,359
Speaker 1: is to appeal to the goodwill of the person that

1026
00:46:50,400 --> 00:46:52,680
Speaker 1: you owe. You're not saying that you don't owe. You're

1027
00:46:52,719 --> 00:46:56,120
Speaker 1: acknowledging that this is a debt that's mine. But you know,

1028
00:46:56,200 --> 00:46:59,600
Speaker 1: I'm asking that you You know that you were sending

1029
00:46:59,640 --> 00:47:02,040
Speaker 1: this base for my credit report, you know, and you

1030
00:47:02,040 --> 00:47:03,759
Speaker 1: know one of the ways you could do that. Let's

1031
00:47:03,760 --> 00:47:06,200
Speaker 1: just say if it's if it's one late payment that

1032
00:47:06,239 --> 00:47:08,520
Speaker 1: you made. You know, people send in goodwill letters or

1033
00:47:08,840 --> 00:47:11,200
Speaker 1: in this in this instance saying this is what happened.

1034
00:47:11,239 --> 00:47:12,960
Speaker 1: I thought, I did everything. What can I do to

1035
00:47:13,000 --> 00:47:16,040
Speaker 1: fix it? And and can you if I pay, you know,

1036
00:47:16,160 --> 00:47:18,520
Speaker 1: can you take this off? You'd be surprised because, like

1037
00:47:18,520 --> 00:47:20,400
Speaker 1: I said, ultimately, they don't care about your credit report.

1038
00:47:20,719 --> 00:47:22,560
Speaker 1: Credit reports are the way they try to get you

1039
00:47:22,880 --> 00:47:25,279
Speaker 1: to pay them. Like, well, if I punish you here,

1040
00:47:25,360 --> 00:47:28,720
Speaker 1: I'll get my money. Ultimately, everybody just wants their money.

1041
00:47:29,280 --> 00:47:31,759
Speaker 2: But what if she doesn't actually owe it, because I mean,

1042
00:47:31,800 --> 00:47:34,640
Speaker 2: in that case, she needs to. I don't think she

1043
00:47:34,680 --> 00:47:37,759
Speaker 2: shouldn't acknowledge that the debt's hers if she's not invented.

1044
00:47:38,160 --> 00:47:39,799
Speaker 2: So one of the things I would tell her to

1045
00:47:39,880 --> 00:47:42,640
Speaker 2: do or anyone is people don't you should send a

1046
00:47:42,680 --> 00:47:45,759
Speaker 2: debt or she should try sending a debt verification form

1047
00:47:45,800 --> 00:47:48,640
Speaker 2: to this is true and this is all Oh go

1048
00:47:48,640 --> 00:47:49,719
Speaker 2: ahead now, so I.

1049
00:47:49,600 --> 00:47:51,560
Speaker 1: Say, you're right, verified it, like, make sure this debt

1050
00:47:51,600 --> 00:47:52,279
Speaker 1: is yours.

1051
00:47:52,280 --> 00:47:53,839
Speaker 2: Because if you send it, when you send a debt

1052
00:47:53,920 --> 00:47:57,800
Speaker 2: verification letter and I'll post a link in the show notes.

1053
00:47:57,840 --> 00:48:00,720
Speaker 2: But this Consumer of Financial Protection Bureau has a form.

1054
00:48:00,800 --> 00:48:03,480
Speaker 2: It's like a sample letter. All it is is you're asking,

1055
00:48:04,440 --> 00:48:06,960
Speaker 2: how do you know this debt is mine? What's the amount,

1056
00:48:07,120 --> 00:48:08,920
Speaker 2: what are the dates? And it was dude, show me

1057
00:48:09,040 --> 00:48:11,800
Speaker 2: that you show me that I owe this debt, basically,

1058
00:48:11,840 --> 00:48:13,920
Speaker 2: and if they can't do that, then you should move

1059
00:48:13,960 --> 00:48:16,200
Speaker 2: forward and dispute that it's even yours in the first place.

1060
00:48:17,040 --> 00:48:20,560
Speaker 2: And it sounds like that she has a case. Hold

1061
00:48:20,600 --> 00:48:23,880
Speaker 2: on a second, Oh, this is so awesome. Wait a second,

1062
00:48:24,040 --> 00:48:28,320
Speaker 2: this is like a live question update LaToya. She emailed

1063
00:48:28,360 --> 00:48:29,439
Speaker 2: me back two hours ago.

1064
00:48:29,840 --> 00:48:33,200
Speaker 1: Wow, Hey, LaToya, you just knew we were gonna call LaToya.

1065
00:48:33,320 --> 00:48:35,799
Speaker 2: Wait and it's good news. Wait a second. Okay, so

1066
00:48:35,840 --> 00:48:39,359
Speaker 2: we didn't even help her. We helped hopefully someone else

1067
00:48:39,480 --> 00:48:42,000
Speaker 2: enjoyed our advice. No, okay, this is okay, hold on,

1068
00:48:42,600 --> 00:48:44,480
Speaker 2: this is breaking news. We need a breaking news away.

1069
00:48:50,600 --> 00:48:54,360
Speaker 2: Thank you. So here's Yah's update. She says, thank you

1070
00:48:54,400 --> 00:48:57,719
Speaker 2: so much for responding. I used Okay, this is so cool.

1071
00:48:57,760 --> 00:49:00,800
Speaker 2: I used a group legal prepaid benefit through my employer

1072
00:49:00,840 --> 00:49:04,960
Speaker 2: to find an attorney, so her employer had a benefit

1073
00:49:05,000 --> 00:49:07,719
Speaker 2: program where she could find like low cost legal aid.

1074
00:49:08,120 --> 00:49:11,759
Speaker 2: They fought the debt, and all three bureaus deleted those

1075
00:49:11,800 --> 00:49:15,520
Speaker 2: four accounts from my reports. My credit score has recouped

1076
00:49:16,040 --> 00:49:19,120
Speaker 2: most of the impacted points to my credit score, and

1077
00:49:19,160 --> 00:49:21,240
Speaker 2: I close on my home on August fourth.

1078
00:49:24,080 --> 00:49:27,440
Speaker 1: That's another right. We didn't think about that legal services.

1079
00:49:27,600 --> 00:49:30,759
Speaker 1: See LaToya, you taught be a listener something that we

1080
00:49:30,760 --> 00:49:33,160
Speaker 1: didn't even suggest. That's awesome. I'm glad you fought it.

1081
00:49:33,400 --> 00:49:35,240
Speaker 2: I didn't know. Well, she didn't say in her original

1082
00:49:35,320 --> 00:49:38,279
Speaker 2: question that it was like a lawsuit, you know, or

1083
00:49:38,280 --> 00:49:40,160
Speaker 2: she was sued or whatever. But that's definitely something that's

1084
00:49:40,160 --> 00:49:42,520
Speaker 2: like the next step like, once these debts have been

1085
00:49:42,600 --> 00:49:44,839
Speaker 2: unpaid for so long, they ding you on your credit report,

1086
00:49:44,880 --> 00:49:47,200
Speaker 2: and then if enough time goes by, they may even

1087
00:49:47,480 --> 00:49:50,600
Speaker 2: pursue a lawsuit against you in court. And that's when

1088
00:49:50,640 --> 00:49:52,560
Speaker 2: things get difficult. But she did exactly the right thing

1089
00:49:52,600 --> 00:49:55,480
Speaker 2: by trying to find low cost legal service.

1090
00:49:55,560 --> 00:50:00,880
Speaker 1: So huzza, yes, take them. That's to the man.

1091
00:50:01,520 --> 00:50:05,080
Speaker 2: Hospital, suck man. Yeah, that is the moral of this story.

1092
00:50:05,080 --> 00:50:07,280
Speaker 2: I should have done a Brown break for medical building offices.

1093
00:50:08,640 --> 00:50:10,560
Speaker 2: All the stress, you know, and she had. The thing

1094
00:50:10,600 --> 00:50:13,600
Speaker 2: that kills me is she had insurance and she still

1095
00:50:13,600 --> 00:50:14,680
Speaker 2: wind up in this situation.

1096
00:50:15,239 --> 00:50:15,920
Speaker 1: That's crazy.

1097
00:50:16,280 --> 00:50:18,760
Speaker 2: Even if you have insurance, you're not safe from this BS.

1098
00:50:19,200 --> 00:50:23,200
Speaker 2: But happy ending. That was so funny. Yeah, okay, good,

1099
00:50:23,280 --> 00:50:27,240
Speaker 2: I'm glad because she sounded so stressed in that email. Okay, guys,

1100
00:50:27,760 --> 00:50:30,440
Speaker 2: you too can have a happy ending if you if

1101
00:50:30,480 --> 00:50:33,120
Speaker 2: you email your questions to Brown Ambition Podcast at gmail

1102
00:50:33,160 --> 00:50:34,320
Speaker 2: dot com.

1103
00:50:34,000 --> 00:50:44,920
Speaker 3: Dot com or.

1104
00:50:46,800 --> 00:50:49,719
Speaker 1: Go ahead, alhead, no, no, how.

1105
00:50:49,680 --> 00:50:51,239
Speaker 2: About you say it? What's their website?

1106
00:50:53,000 --> 00:50:57,560
Speaker 1: The uh podcast dot com?

1107
00:50:57,880 --> 00:51:04,160
Speaker 2: You got it. We're coming up on our two year anniversary.

1108
00:51:04,600 --> 00:51:05,799
Speaker 1: I know what are we gonna do?

1109
00:51:06,400 --> 00:51:08,239
Speaker 2: I don't know. Last year we did a dinner.

1110
00:51:09,080 --> 00:51:11,000
Speaker 1: So start asking us, like when are we gonna have

1111
00:51:11,000 --> 00:51:13,280
Speaker 1: When are we gonna get pregnant? When we're gonna get married?

1112
00:51:13,680 --> 00:51:15,799
Speaker 1: With you and me now, because you know we were

1113
00:51:15,800 --> 00:51:18,160
Speaker 1: like you've been together for two years. Now, when are

1114
00:51:18,200 --> 00:51:20,920
Speaker 1: you a man? He gonna have a baby? Leave us alone?

1115
00:51:21,080 --> 00:51:24,440
Speaker 2: She's seeing other people, super boos and supergirls.

1116
00:51:26,800 --> 00:51:28,960
Speaker 1: I know we should do something. Maybe you guys can

1117
00:51:28,960 --> 00:51:32,440
Speaker 1: giveus some suggestions. Tweet us, yeah, if you have some

1118
00:51:32,480 --> 00:51:35,520
Speaker 1: suggestions about you know what, like what should we do

1119
00:51:35,520 --> 00:51:38,200
Speaker 1: to celebrate? Last year we had a dinner with some

1120
00:51:38,320 --> 00:51:40,960
Speaker 1: listeners which was really fun and the food was it

1121
00:51:41,040 --> 00:51:44,000
Speaker 1: wasn't the food was so good. So what should we

1122
00:51:44,000 --> 00:51:46,080
Speaker 1: do this time? We'd like to do something a little different.

1123
00:51:46,840 --> 00:51:47,960
Speaker 2: It's got six flags.

1124
00:51:49,239 --> 00:51:51,520
Speaker 1: Yeah, no, I hate Oh that's right.

1125
00:51:51,920 --> 00:51:53,640
Speaker 2: I meant to tell you Supergirl has some words to

1126
00:51:53,680 --> 00:51:55,880
Speaker 2: say to me at your wedding about that trip to

1127
00:51:56,000 --> 00:51:57,719
Speaker 2: Disney World. What is she.

1128
00:52:00,280 --> 00:52:02,399
Speaker 1: Yo? Supergirl? Is something it up? What does she say?

1129
00:52:02,560 --> 00:52:04,040
Speaker 2: Oh? Never mind, I don't want to get her in trouble.

1130
00:52:04,040 --> 00:52:04,680
Speaker 2: I'm not a rat.

1131
00:52:04,960 --> 00:52:09,320
Speaker 1: No, no, she's I because she's like, oh that's manny,

1132
00:52:09,600 --> 00:52:13,360
Speaker 1: I've got some things to share. Does she not have

1133
00:52:13,400 --> 00:52:13,879
Speaker 1: a good time.

1134
00:52:14,239 --> 00:52:15,879
Speaker 2: No, she had a great time. She loves you. You're

1135
00:52:15,880 --> 00:52:17,600
Speaker 2: the best. She said, You're so beautiful and pretty and

1136
00:52:17,640 --> 00:52:19,720
Speaker 2: smart and talented. It's exactly what she said.

1137
00:52:20,000 --> 00:52:22,680
Speaker 1: Yeah right, Supergirl's like, I'm not really feeling you right now.

1138
00:52:22,840 --> 00:52:26,960
Speaker 1: She calls me the daddy hogger. Oh oh, I know

1139
00:52:27,480 --> 00:52:29,720
Speaker 1: we vented into that stage now. I'm like, oh.

1140
00:52:29,680 --> 00:52:33,719
Speaker 2: Great, just wait till she's fourteen. You can have him.

1141
00:52:36,239 --> 00:52:37,640
Speaker 1: So are we gonna do some wins? I can have

1142
00:52:37,719 --> 00:52:42,680
Speaker 1: a quick win. Sure, So Tiffany, I can't say her

1143
00:52:42,760 --> 00:52:46,400
Speaker 1: last name hash hash hattish hattish. So apparently I just

1144
00:52:46,400 --> 00:52:49,480
Speaker 1: saw on essence dot com that she got a stand

1145
00:52:49,520 --> 00:52:53,120
Speaker 1: up a deal discount deal or deal whatever with Showtime.

1146
00:52:53,360 --> 00:52:54,360
Speaker 1: So that's pretty awesome.

1147
00:52:54,880 --> 00:52:57,040
Speaker 2: Oh to do a stand up show, Yeah, you know

1148
00:52:57,120 --> 00:52:57,839
Speaker 2: that's pretty big.

1149
00:52:57,880 --> 00:52:59,239
Speaker 1: You know all the greats have done that. So I

1150
00:52:59,239 --> 00:53:01,880
Speaker 1: just want to say knows to you. From one Tippany

1151
00:53:01,920 --> 00:53:05,360
Speaker 1: to another. What about you? Any any wins?

1152
00:53:06,600 --> 00:53:09,440
Speaker 2: Yeah? I'll give a win to gold Bond rapid itch relief.

1153
00:53:09,920 --> 00:53:13,480
Speaker 2: It is the best rapid itch relief cream on the market.

1154
00:53:13,680 --> 00:53:15,680
Speaker 2: Find it in your local CBS. You can buy it

1155
00:53:15,719 --> 00:53:16,719
Speaker 2: with your FSA card.

1156
00:53:18,000 --> 00:53:21,440
Speaker 1: What okay, I guess you know.

1157
00:53:21,520 --> 00:53:23,200
Speaker 2: For real, if you're itching from your trip, don't use

1158
00:53:23,200 --> 00:53:25,920
Speaker 2: that cortizone cream. Just use like gold bond or a

1159
00:53:26,040 --> 00:53:28,560
Speaker 2: V No. Those are my two favorite from one type

1160
00:53:28,560 --> 00:53:32,000
Speaker 2: oh to another? Is that what we had along? Swell,

1161
00:53:32,040 --> 00:53:33,000
Speaker 2: we're both typos?

1162
00:53:33,320 --> 00:53:35,279
Speaker 1: I know, are you? Are you the are you the

1163
00:53:35,320 --> 00:53:36,040
Speaker 1: donor or the givern?

1164
00:53:36,200 --> 00:53:38,200
Speaker 2: Wait, Tiffany, we're typos?

1165
00:53:39,920 --> 00:53:44,560
Speaker 1: Now that wasn't funny.

1166
00:53:44,800 --> 00:53:45,960
Speaker 2: I just took some penatrol.

1167
00:53:48,360 --> 00:53:51,000
Speaker 1: But are you the universal donor? Are you the universe

1168
00:53:51,000 --> 00:53:51,480
Speaker 1: of receipt?

1169
00:53:51,719 --> 00:53:54,200
Speaker 2: I'm positive so I think I can give, I can take,

1170
00:53:54,280 --> 00:53:58,319
Speaker 2: but I can't know. I'm oh positive, I forget. I

1171
00:53:58,320 --> 00:54:00,239
Speaker 2: think I'm the universal.

1172
00:54:00,200 --> 00:54:03,560
Speaker 1: Receiver receiver and I'm the universal donor, but I can't

1173
00:54:03,560 --> 00:54:05,200
Speaker 1: give from anybody except for O's.

1174
00:54:05,560 --> 00:54:06,560
Speaker 2: Okay, sucks for you.

1175
00:54:07,960 --> 00:54:13,759
Speaker 1: Basically, I don't know why that's so funny anyway. Yeah,

1176
00:54:13,960 --> 00:54:17,800
Speaker 1: so Brad a bitch, listeners again, we have hopefully transformed

1177
00:54:17,800 --> 00:54:18,839
Speaker 1: your life and made it better.

1178
00:54:19,200 --> 00:54:21,760
Speaker 2: I'm so happy for LaToya. Genuinely, that was so cool.

1179
00:54:22,120 --> 00:54:24,200
Speaker 1: Yeah, it is, honestly, and Latoya's got to listen to

1180
00:54:24,200 --> 00:54:26,680
Speaker 1: this and be like, oh my god. Hopefully.

1181
00:54:26,760 --> 00:54:29,160
Speaker 2: So she got her she got her legal team, she

1182
00:54:29,239 --> 00:54:31,799
Speaker 2: fought back she got through it. She's a single mom.

1183
00:54:31,840 --> 00:54:32,719
Speaker 2: Come on, people don't.

1184
00:54:32,800 --> 00:54:34,279
Speaker 1: Yes, people want that, they don't.

1185
00:54:34,360 --> 00:54:36,520
Speaker 2: Yeah, she won. Like if you just if you just

1186
00:54:36,560 --> 00:54:38,200
Speaker 2: take the time to fight back, it doesn't have to

1187
00:54:38,200 --> 00:56:49,160
Speaker 2: be hopeless.