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Speaker 1: All right, So I'm telling not used to manage. Usually

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Speaker 1: like the executive producer, I just show up, so I'm like,

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Speaker 1: what do I do?

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Speaker 2: All right?

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Speaker 1: All right, Mandy, I know you're listening and shaking your head.

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Speaker 1: You're missed. Hey, Hey, it's me Tiffany Elice aka the Budgetista.

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Speaker 1: Welcome to Brown Ambition. Super excited. So you're gonna hear

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Speaker 1: mostly my voice today and the voice of our very

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Speaker 1: special guests. Mandy's not with us today, but we're still

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Speaker 1: gonna rock on and rock out. You guys have asked

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Speaker 1: so many questions since we had our last guest on Helen,

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Speaker 1: who talked about like retirement as it relates to investing,

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Speaker 1: and I said, you know what, let's bring on someone

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Speaker 1: else that can talk to you about but in a

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Speaker 1: different kind of way. Have you ever heard of an

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Speaker 1: awesome company and you're like, oh boy, I'd love to

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Speaker 1: invest in that, or like you know, you've maybe you're

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Speaker 1: on the I don't know, you're at the movies and

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Speaker 1: you realize, like I remember, I used to always see

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Speaker 1: the hand dryer things that all of a sudden got

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Speaker 1: really big, and I remember thinking, I wonder where company

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Speaker 1: makes this? ID love to invest in that, well you can.

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Speaker 1: It's called stocks, And today we have Tila. Hochem does say,

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Speaker 1: you're not saying right, Tila, Yes you did. Yes, Tila

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Speaker 1: is amazing. She is stock queen extraordinaire. Tila specializes in trading, correct, Tila, Yes,

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Speaker 1: look at me, I've you known stuff. Tila specializes in trading.

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Speaker 1: And she's gonna talk to us about like what does

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Speaker 1: that mean? How do you get into it? Tila? Recently?

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Speaker 1: Is this recent that you paid off your mama's her house?

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Speaker 3: Yes, this year for Mother's Day.

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Speaker 1: I saw that video. So we're gonna talk about that too,

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Speaker 1: So welcome to you.

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Speaker 3: Thanks for having me.

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Speaker 1: So first, Tila, tell me how did you get into

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Speaker 1: trading stocks? So?

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Speaker 3: I got into it from a coworker.

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Speaker 4: He was talking about trading stocks and retiring and all that,

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Speaker 4: and it piqued my interest. I had never heard anyone

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Speaker 4: talking about it, and other than you know, just scrolling

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Speaker 4: or passing by the finance channel on TV. I mean,

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Speaker 4: I knew it existed, but that was kind of about it.

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Speaker 4: So I just started asking him questions about, you know,

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Speaker 4: how does it work and what books he was reading

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Speaker 4: and what did he recommend and like that just really

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Speaker 4: launched me into figuring out this thing called investing.

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Speaker 1: So what was the first company, Scott that you ever bought?

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Speaker 1: Do you remember?

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Speaker 3: Yes? I do.

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Speaker 4: I bought Coach because let me tell you.

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Speaker 1: That, Yes, my girl, I thought.

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Speaker 4: You know what, if I can make some money on this,

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Speaker 4: I can go get another purse.

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Speaker 3: Like I'm crazy about purses.

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Speaker 4: And that right there had me hooked, just knowing if

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Speaker 4: I make money from their stock, I can go buy

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Speaker 4: as many persons as I want it Like I was

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Speaker 4: sold with that.

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Speaker 1: So when you first, I'm assuming you were you were

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Speaker 1: still working at the time, right, yeah, yep, but you

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Speaker 1: no longer were for anyone? Correct?

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Speaker 3: Correct?

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Speaker 1: How do you support yourself trading stocks?

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Speaker 4: And then two years ago I launched my course teaching

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Speaker 4: others how to do it because they were like, you

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Speaker 4: gotta tell me, you got to show me how to

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Speaker 4: do this.

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Speaker 1: That's awesome, all right. So for the people who are

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Speaker 1: listening and they're like, oh my gosh, oh my gosh,

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Speaker 1: my gosh, I would to trade? Do I just go

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Speaker 1: download like the Robinhood app am I trading? Then? No,

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Speaker 1: not quite, not yet.

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Speaker 4: That is a start, okay, but you then have to

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Speaker 4: figure out what companies that you actually want to.

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Speaker 3: Buy or trade and invest in.

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Speaker 4: So that would be my first episode or my first

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Speaker 4: recommendation is figuring that out.

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Speaker 1: First, okay, And when someone first starts trading, what are

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Speaker 1: some of the common pitfalls that people make mistakes with

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Speaker 1: that you're like, oh, make sure that you don't do this,

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Speaker 1: or make sure you definitely do that.

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Speaker 4: So the first thing I like to get people to

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Speaker 4: understand is know whether you're wanting to trade or invest,

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Speaker 4: because there's definitely a difference. So with trading, you're buying

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Speaker 4: now and you're selling within sometime with less than a

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Speaker 4: year from now, right, So in a couple of days,

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Speaker 4: a couple of weeks, couple of months, that's trading.

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Speaker 3: Now.

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Speaker 4: Investing is where you plan on buying today and you

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Speaker 4: plan on holding it for the you know, a year,

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Speaker 4: five years, or decades, okay, because a lot of people

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Speaker 4: will buy for long term, but then they're like, all right,

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Speaker 4: too little money's not rolling in, right, But you've got

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Speaker 4: to remember with investing, it's for years to decades. If

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Speaker 4: you're wanting to see some money roll in sometime soon,

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Speaker 4: then you're wanting to do the trading side of things.

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Speaker 4: So I always make sure people understand the difference there, okay.

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Speaker 1: Okay.

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Speaker 4: Another thing is stick stay away from the popular ones,

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Speaker 4: the ones that move really fast, because a lot of

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Speaker 4: people can't stomach that kind of movement, like twenty dollars up.

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Speaker 3: A stock going up twenty dollars in.

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Speaker 4: A day, it sounds amazing to people, but when the

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Speaker 4: stock goes down twenty dollars in a day, that can

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Speaker 4: really scare you, Okay.

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Speaker 3: And so the third thing.

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Speaker 4: I recommend people do is know what your budget is.

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Speaker 4: And so if you can allocate within your budget how

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Speaker 4: much you're willing to put towards your investments, then you

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Speaker 4: won't feel like you're behind or not able to invest.

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Speaker 4: But it's now within your family budget to where you

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Speaker 4: can set aside enough money to get started.

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Speaker 1: Okay. So when people so like someone like you or

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Speaker 1: just anyone, do you suggest if people are going to trade,

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Speaker 1: should they also be investing too, or you kind of

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Speaker 1: pick one or the other.

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Speaker 4: I recommend people do both, okay, because they can. By

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Speaker 4: doing both, you can actually build onto each other. So

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Speaker 4: like I personally do both trade and invest, and so

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Speaker 4: I take the trading money and.

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Speaker 3: Yes I do live off of it.

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Speaker 4: And then I take the majority of it and I

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Speaker 4: put it towards my long term investments. So it's kind

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Speaker 4: of like my workhorse, or it's trading is now my

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Speaker 4: nine to five, right, and so I take the money

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Speaker 4: from my nine to five to fund my retirement or

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Speaker 4: my long term investment account.

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Speaker 1: Okay, let's ask some of the fun questions. What is

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Speaker 1: the most you've ever made in a day where you're

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Speaker 1: like ooh, or even if it's not the most you've

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Speaker 1: ever made in the day, the most a stock has

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Speaker 1: gone up, Like you've made like in a day from

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Speaker 1: like one stock. You don't have to tell us the

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Speaker 1: stock or anything. I'm just curious to see, like how

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Speaker 1: wild trading can get. Like what's the most you've made

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Speaker 1: from one stock and what's like the most you's lost

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Speaker 1: from one stock in a day.

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Speaker 4: I have made twelve thousand dollars from UH in three days.

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Speaker 3: It was I bought one day.

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Speaker 4: In the third day it was it closed and I

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Speaker 4: had made twelve thousand.

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Speaker 3: Oh okay, yeah, but.

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Speaker 4: Then I've also lost like seven thousand on a stock.

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Speaker 1: Okay, So yeah, it.

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Speaker 4: Can swing up just as much as it could do that.

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Speaker 1: So if so, if you were going to warn folks

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Speaker 1: like you know, because I think especially women. So most

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Speaker 1: of the women that listen are brown and ambitious, but

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Speaker 1: more and more thankfully because of the work that folks

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Speaker 1: like me and you are doing, we're starting to see

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Speaker 1: women like us get into trading and investing and financial education.

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Speaker 1: But it's not typically the case for brown women. So, like,

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Speaker 1: what words of encouragement would you give to get people

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Speaker 1: to get started, because it can most of us didn't

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Speaker 1: grow up in a household where money was talked about,

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Speaker 1: so it can be a little overwhelming to kind of

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Speaker 1: tiptoe in the door. So what was the thing that

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Speaker 1: your coworker kind of gave you that little push? What's

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Speaker 1: that thing you can give us to be like, okay,

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Speaker 1: this is this is my little pep talk to you.

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Speaker 4: You know, it wasn't even my coworker that that pushed

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Speaker 4: me to do it. I just knew, you know, it

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Speaker 4: was I And I came from a single parent home

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Speaker 4: as my mom and me and my brother, and I

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Speaker 4: saw how hard she worked. I saw how she couldn't

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Speaker 4: be there for like some of our school events and

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Speaker 4: things like that, and that really hurt me. And I

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Speaker 4: didn't understand it as a kid. But when I found

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Speaker 4: myself as a single parent, I then understood it. I

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Speaker 4: understood why she was working so hard and she didn't

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Speaker 4: want to not be there for certain things, but she

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Speaker 4: had to because she was working multiple jobs. And I said,

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Speaker 4: you know what, I don't want to be there. And

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Speaker 4: I saw my mom, you know, fifty then inching towards sixty,

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Speaker 4: and she's feeling like she still has to work because

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Speaker 4: she does have to pay off a house and she

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Speaker 4: didn't have a retirement built up. And I was like,

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Speaker 4: I know, I need to do something different. And she

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Speaker 4: always told me be better than me, do better than me,

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Speaker 4: and now that she did a bad job, but she's like,

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Speaker 4: just go on and do more than what I was

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Speaker 4: able to do. And finances was one way that I

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Speaker 4: was like, Okay, I'm gonna do better, Like how can

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Speaker 4: I not how can I be here for my kid

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Speaker 4: every day? And it was I have to change things financially.

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Speaker 4: I have to start investing, and not even just for myself,

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Speaker 4: but I have to start building this to where I

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Speaker 4: have our family has something to pass down so my

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Speaker 4: daughter doesn't start at a step zero like I did

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Speaker 4: and like my mom did. And so that just watching

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Speaker 4: her and looking back and then finding myself as a

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Speaker 4: single parent is really what drove me to figure this out.

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Speaker 4: So for all my brown ladies out there.

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Speaker 2: You can do this, Like for us to change the

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Speaker 2: trajectory of our families and our community as a whole,

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Speaker 2: we have to do more than.

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Speaker 4: Just budgeting and saving like those we do need to

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Speaker 4: know that. And I tell everyone with trading and investing,

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Speaker 4: like I can teach you how to make the money,

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Speaker 4: but if you don't know how to manage it and

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Speaker 4: save it and all that, it's not going to do

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Speaker 4: you any good. So that is a great foundation, but

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Speaker 4: we then have to do more once you once you

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Speaker 4: have that, what's the next step, And that's going to

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Speaker 4: be investing so that we can build I.

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Speaker 1: Always say, you cannot budget and save your way to wealth.

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Speaker 1: Like I started, the budget needs to to be like

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Speaker 1: the prerequisite of the rest of your financial life, not

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Speaker 1: to be your financial life, you know. And then because

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Speaker 1: what people don't understand, I think is they don't get

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Speaker 1: that savings is like the gateway drug to invest in

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Speaker 1: you know. Yeah, yeah, you know that, Like if you

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Speaker 1: don't have any money saved, like the purpose of budgeting

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Speaker 1: and so you can take care of your current finances,

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Speaker 1: but so you can save. And the purpose of savings

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Speaker 1: is yes, so you can you know, have somebody set

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Speaker 1: aside for an emergency. But really the purpose of savings

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Speaker 1: is so you can grow wealth via investing.

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Speaker 3: Exactly.

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Speaker 1: Yeah, So if you don't budget, if you don't save,

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Speaker 1: it's going to be very difficult to find the means.

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Speaker 3: To grow wealth, right exactly.

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Speaker 1: So now that you so trading, so what kind of

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Speaker 1: commitment if I'm wanting to trade in because I know

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Speaker 1: that's what you say, trade in by nine to five

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Speaker 1: for those who didn't get that at that pun right there,

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Speaker 1: it's a pun, right, So let's just say I'm wanting

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Speaker 1: to trade in my ninety five how many hours a

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Speaker 1: day can I expect to be trading in order to

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Speaker 1: make enough to support myself like an average income? And

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Speaker 1: then how many days a week can I expect to invest?

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Speaker 4: Okay, So that's a very good question. And I tell

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Speaker 4: people they need to know that there's day trading because

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Speaker 4: a lot of times when people hear trading, they think

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Speaker 4: you're day trading. And day trading is where you're making

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Speaker 4: a bunch of trades a day, so you're buying and

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Speaker 4: selling several times to one hundred times a day, and

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Speaker 4: that is a full time job. And so for me,

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Speaker 4: that just definitely turned me off. I didn't want a

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Speaker 4: full time job anymore. But what I do is called

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Speaker 4: swing trading, which allows me to have more time. And

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Speaker 4: so what swing trading is is I will buy today

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Speaker 4: and I will sell in a couple of days to

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Speaker 4: a couple of weeks, and so I don't have to

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Speaker 4: do a whole bunch of trading and it doesn't take

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Speaker 4: a whole bunch of my time. What my week in

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Speaker 4: the life kind of looks like it's Sundays. I sit

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Speaker 4: down and I find the stocks that I might want

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Speaker 4: to watch throughout the week, and so I'll pick maybe

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Speaker 4: five that I'm watching for the week to see if

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Speaker 4: they're going to present some good trades, and I check

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Speaker 4: them twice a day, and so about thirty minutes twice

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Speaker 4: a day, so an hour a day. It's about how

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Speaker 4: much I spend it. I don't even do it every day.

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Speaker 4: Like there's some weeks where I won't even trade, Like

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Speaker 4: I took all of July off so I could go

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Speaker 4: to New Zealand, and I just kind of make my

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Speaker 4: own schedule.

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Speaker 1: Okay, And that's where the budgeting and savings comes in,

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Speaker 1: because if you don't manage the money that you've earned

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Speaker 1: via trading, then taking a month off is not gonna

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Speaker 1: be optioned if you tricked up all your money the

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Speaker 1: month before exactly. No, that's awesome. Wow. You know, for

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Speaker 1: some reason I thought that, I guess I thought, oh,

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Speaker 1: you have a doggy.

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Speaker 4: Yeah, he didn't understand we podcast.

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Speaker 1: For some reason, I always thought that you did. I

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Speaker 1: just I didn't even know there was a difference. I

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Speaker 1: thought that, like, oh, if you're trading, you're day trading.

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Speaker 3: No, yeah, there's a difference.

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Speaker 1: Okay. Wow, that's really good to know, because I think

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Speaker 1: too that some of our listeners might get turned off

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Speaker 1: by the thought of I don't want to sit by

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Speaker 1: that computer looking at that green and up and down

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Speaker 1: arrow and the red hour, you know, like all day

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Speaker 1: every day, Like like you're saying, doing hundreds of trades

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Speaker 1: a day. That doesn't appeal to I think the average person.

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Speaker 1: So it's good to know that there are are there

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Speaker 1: others aside from day trading and swing trading. Are there

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Speaker 1: other types of trading styles that we should know?

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Speaker 4: So there's day trading, swing trading, there's one other. It

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Speaker 4: escapes me right now, and then after that it's a

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Speaker 4: matter of like what type of they call them instruments?

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Speaker 4: So what do you want to trade? Do you want

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Speaker 4: to trade stocks? Do you want to trade options? Do

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Speaker 4: you want to trade four x which is foreign currency?

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Speaker 4: And now we have cryptocurrency?

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Speaker 1: So yeah, so how do yeah? So what are your

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Speaker 1: thoughts on cryptocurrency? Talk about that? Like, So remember, guys,

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Speaker 1: this is what we share here is not to be

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Speaker 1: taken as direct advice about what you should do with

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Speaker 1: your life. This is my lawyer talking. This is merely

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Speaker 1: a conversation between two professionals, and you know you should

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Speaker 1: do your due diligence. So with that being said, so

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Speaker 1: what are your thoughts, like in general about cryptocurrency, Like,

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Speaker 1: I guess Bitcoin and light coin and all this stuff

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Speaker 1: in particular, like it just seems I remember it just

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Speaker 1: especially Bitcoin exploded out of everywhere, out of nowhere, and

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Speaker 1: now it seemed like it did really well and then

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Speaker 1: it went away and then really well again and then

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Speaker 1: it's gone away. So what are your thoughts on cryptocurrency?

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Speaker 4: My thoughts are I really don't recommend it for someone

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Speaker 4: who is just getting started because of the huge swings

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Speaker 4: that can happen in cryptocurrency. Like a lot of people

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Speaker 4: they bought in and they thought they were doing something,

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Speaker 4: but it was just a I mean, they got lucky.

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Speaker 4: Basically they didn't really understand what they were doing and

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Speaker 4: how it worked. But because there was so much pandemonium

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Speaker 4: around it, a lot of people got lucky. So I

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Speaker 4: always recommend, like if you don't know anything about it,

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Speaker 4: about trading, like don't, don't get into it now.

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Speaker 1: I think that's really good advice because you're right, cryptocurrency

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Speaker 1: was such the wave, and I think that the mistake

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Speaker 1: that a lot of people make is that they hear

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Speaker 1: a hot stock tip right, and they go and purchase,

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Speaker 1: but they have no idea why. Like when when Colin Kaepernick,

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Speaker 1: you know, did the Nike ad and Nike ended up

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Speaker 1: doing well. But folks were just buying just to buy.

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Speaker 1: But I don't think they really understood you know, why

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Speaker 1: they should buy, if they should at all, and if

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Speaker 1: they should keep and sell or you know, should they

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Speaker 1: hold and.

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Speaker 4: So and Yeah, I see a lot of that, and

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Speaker 4: I always recommend if don't let the fear of missing

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Speaker 4: out make you jump into an investments that you don't understand.

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Speaker 3: Trust me, the stock market is not going anywhere. There's

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Speaker 3: gonna be other stocks.

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Speaker 4: There's going to be other companies are going to have

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Speaker 4: the opportunity, So please take the time to stop and

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Speaker 4: get educated on what you're going to invest in.

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Speaker 1: Yeah, fum will have you broke off?

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Speaker 3: Yes, yes, I always say hope will make you go broke.

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Speaker 1: Okay, about how long, Like when you, you know, first started,

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Speaker 1: was your intention always to be able to make enough

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Speaker 1: to quit your ninety five No?

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Speaker 3: At first it wasn't.

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Speaker 4: It was just oh, I'm going to try to learn

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Speaker 4: this and maybe I'll make a little bit of money.

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Speaker 4: And I was trying to actually start another business at

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Speaker 4: the same time. And the trading just really took off.

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Speaker 4: And my husband's like, this is what you should be

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Speaker 4: concentrating on. I'm like, maybe I should, and it just

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Speaker 4: it worked, it worked out.

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Speaker 1: And so how long into trading were you able to

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Speaker 1: be like, wait a minute, I think I think I

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Speaker 1: can quit.

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Speaker 4: Actually I got fired okay because of the business I

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Speaker 4: had started.

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Speaker 3: They said they saw me as a conflict of interest.

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Speaker 4: So I actually got kicked out of the nest before

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Speaker 4: I was ready because I had this whole plan that

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Speaker 4: I was going to quit and run the business, and

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Speaker 4: like I said, trading wasn't even the forefront of it.

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Speaker 3: I didn't think that was going to be it.

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Speaker 4: So about a year that was a year after I

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Speaker 4: had been trading, and I had to figure out what

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Speaker 4: what I was going to do. We stopped. We looked

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Speaker 4: at our finances, saw what was coming in, what was

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Speaker 4: going out, what could we pay off? And when we

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Speaker 4: looked at what money was coming in, we saw that

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Speaker 4: I was making quite a bit with the trading, and

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Speaker 4: so I just started doing that and managing my retirement

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Speaker 4: account that I had with my job. And when I

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Speaker 4: took my retirement account from forty thousand dollars, I had

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Speaker 4: it at my company for four years and it was

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Speaker 4: forty thousand dollars in it, and I took it from

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Speaker 4: forty thousand to ninety two thousand in four months or

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Speaker 4: excuse me, six months. Then I was like, okay, yeah,

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Speaker 4: I'm onto something. And so that's really what waunch me

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Speaker 4: into like going forward full time.

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Speaker 1: Ah, that's amazing. Four months. Yeah, right, So results are

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Speaker 1: not typical. So don't you know for those of you yesing, No,

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Speaker 1: So I guess, hmm, if somebody is wanting to, do

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Speaker 1: you think the average person could make enough to trade

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Speaker 1: in their ninety five?

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Speaker 4: Yes, I actually have two students who have traded their

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Speaker 4: nine to five. I have a third who is on

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Speaker 4: her way to have traded her nine to five by

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Speaker 4: December of this year. And the beauty of it is

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Speaker 4: the way it's structured is you can dictate whether you

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Speaker 4: want to trade or nine to five.

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Speaker 3: You don't even have to quit your job.

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Speaker 4: Maybe you want to work in a nonprofit that maybe

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Speaker 4: doesn't pay as much, but you want to compensate, you know,

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Speaker 4: have extra income another way to create income.

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Speaker 3: You can do that.

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Speaker 4: Maybe you want to stay at your job and you

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Speaker 4: just want to create income, or you want to actually

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Speaker 4: trade your nine to five, you can. And that's the

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Speaker 4: beauty of the way I've structured the program is like

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Speaker 4: you can decide what your life is going to look like.

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Speaker 1: So, yeah, what can you expect to start with? So

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Speaker 1: if someone's like, but I don't even have a lot

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Speaker 1: of money, but I would like to trade in my

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Speaker 1: nine to five, what's the reasonabout amount of money to

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Speaker 1: start with? As far as trading is concerned.

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Speaker 3: So I always say no, money.

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Speaker 4: Start with no money, because there's there's something out there

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Speaker 4: called a virtual account, and I started with this when

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Speaker 4: I first started. A virtual account is a pretend stock

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Speaker 4: account where you can buy and sell and kind of

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Speaker 4: learn what you're doing with virtual money before you put

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Speaker 4: your real money out there.

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Speaker 3: And I practiced.

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Speaker 4: It's called a practice account, but I used it for

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Speaker 4: eight months before I started using my real money because

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Speaker 4: I wanted to be confident and comfortable with what I

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Speaker 4: was doing before I used real money. So I always say,

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Speaker 4: start with zero and don't let the fear of missing

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Speaker 4: out drive you crazy, Okay, And then after that, I say,

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Speaker 4: if you're I'm going to be trading at least one

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Speaker 4: thousand dollars, no more than three thousand, and then if

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Speaker 4: you're doing long term investing, you can start with as

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Speaker 4: little as like twenty dollars with some of the discount

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Speaker 4: boutique apps that they have out now, and you.

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Speaker 3: Know, all the way up to like five hundred if

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Speaker 3: you want it.

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Speaker 1: But yeah, what do you think, like, because you know,

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Speaker 1: like in the personal finance space, trading gets such a

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Speaker 1: bad rap. You know, people will tell you, which it

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Speaker 1: is not necessarily a terrible thing. If you're not willing

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Speaker 1: to do the work, like put your money into index fund.

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Speaker 1: You know. So for those of you who don't know,

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Speaker 1: index fund is a fund that mirrors whatever market, So

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Speaker 1: the SMP five hundred, so basically whatever the market does,

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Speaker 1: that's exactly where your what your money will do. If

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Speaker 1: the market is up, your money is up. The market

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Speaker 1: is down, your money is down. It's basically like buying

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Speaker 1: all the stocks in that particular market, and it just

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Speaker 1: means that you can kind of set it and semi

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Speaker 1: forget it. So I find a lot of financial personal

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Speaker 1: financial experts kind of pooh pooh on trading. Why do

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Speaker 1: you think that is?

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Speaker 4: It's because people don't take the time to look into stocks.

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Speaker 4: They're either trying to jump on the bandwagon of someone

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Speaker 4: else saying there, you know, bought a stock, or they're

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Speaker 4: trying to get rich quick with it, and that's not

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Speaker 4: the way to go. Like, is it possible to make

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Speaker 4: a lot of money with it? Yes, but you have

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Speaker 4: to again, know your risk tolerance, know how to manage

440
00:21:26,520 --> 00:21:28,800
Speaker 4: your money. Say like, don't try to make a lot

441
00:21:28,840 --> 00:21:32,480
Speaker 4: of money in one trade, like make a make a

442
00:21:32,520 --> 00:21:33,400
Speaker 4: budget or a goal.

443
00:21:33,560 --> 00:21:34,320
Speaker 3: Say okay, with.

444
00:21:34,280 --> 00:21:36,720
Speaker 4: This trade, I say, always assigned a job, especially when

445
00:21:36,760 --> 00:21:38,359
Speaker 4: you first have you start out and you.

446
00:21:38,240 --> 00:21:40,840
Speaker 3: Have debt, and it's like.

447
00:21:40,000 --> 00:21:42,240
Speaker 4: Like when I first started with my coach person, it's like, Okay,

448
00:21:42,280 --> 00:21:44,600
Speaker 4: this purse is two hundred dollars, So when I make

449
00:21:44,640 --> 00:21:47,080
Speaker 4: two hundred dollars on this, I'm going to sell. Or

450
00:21:47,160 --> 00:21:49,040
Speaker 4: I'm going to make one hundred dollars and then I'm

451
00:21:49,040 --> 00:21:50,440
Speaker 4: going to sell and I'm going to do another one

452
00:21:50,440 --> 00:21:53,080
Speaker 4: I make one hundred dollars, right, But I also was like,

453
00:21:53,520 --> 00:21:57,040
Speaker 4: if I lose twenty five dollars, I'm going to sell

454
00:21:57,160 --> 00:21:58,480
Speaker 4: because you have to, you know.

455
00:21:58,480 --> 00:22:00,760
Speaker 3: Know that so that you can minimize risk.

456
00:22:01,080 --> 00:22:03,280
Speaker 4: And a lot of people don't know that or don't

457
00:22:03,320 --> 00:22:05,879
Speaker 4: do that, and they don't take the time to learn

458
00:22:06,240 --> 00:22:08,280
Speaker 4: how to do that. And so that's why a lot

459
00:22:08,280 --> 00:22:11,159
Speaker 4: of finance people will tell you that trading and buying

460
00:22:11,160 --> 00:22:14,359
Speaker 4: individual stocks isn't the way to go because the normal

461
00:22:14,440 --> 00:22:18,399
Speaker 4: individual or the average individual won't take the time to

462
00:22:18,480 --> 00:22:22,000
Speaker 4: do that. Yeah, and our money is emotional, Like we

463
00:22:22,040 --> 00:22:24,160
Speaker 4: get emotional about our money, you know, when we see

464
00:22:24,160 --> 00:22:28,440
Speaker 4: it going away on the screen, we panic because we remember,

465
00:22:28,840 --> 00:22:30,760
Speaker 4: you know, what it was like before when we didn't

466
00:22:30,760 --> 00:22:33,480
Speaker 4: have money, and we know, you know, we don't want

467
00:22:33,520 --> 00:22:35,840
Speaker 4: to go back to there. So there it conjures up

468
00:22:35,880 --> 00:22:38,480
Speaker 4: a whole bunch of emotions as well, and you have

469
00:22:38,560 --> 00:22:41,080
Speaker 4: to learn how to how to deal with that too.

470
00:22:41,600 --> 00:22:43,920
Speaker 1: Yes, because even now, like I just opened up my

471
00:22:44,000 --> 00:22:47,320
Speaker 1: robinhood app, I'm like, what the entire hell is happening? Right?

472
00:22:47,480 --> 00:22:50,000
Speaker 1: So like it was, it was always green, it's so

473
00:22:50,200 --> 00:22:53,360
Speaker 1: terrible to open it up and read what it's been

474
00:22:53,440 --> 00:22:57,159
Speaker 1: like today. I lost two percent last week a I mean,

475
00:22:57,400 --> 00:22:59,879
Speaker 1: of all time. I think I started, oh said on

476
00:22:59,920 --> 00:23:03,440
Speaker 1: my birthday look at me October sixteenth, twenty seventeen, so

477
00:23:03,480 --> 00:23:06,320
Speaker 1: almost a year ago literally to date, and so over

478
00:23:06,480 --> 00:23:09,439
Speaker 1: in that year, I've gained eight point on fourteen percent,

479
00:23:09,600 --> 00:23:11,960
Speaker 1: but at one point it was like twenty percent. That

480
00:23:12,080 --> 00:23:15,320
Speaker 1: like my gains, you know, so it just feels like

481
00:23:15,440 --> 00:23:18,120
Speaker 1: what's happening? But honestly, this is kind of like my

482
00:23:18,960 --> 00:23:21,240
Speaker 1: my play money. So literally, like you know, I'll see

483
00:23:21,240 --> 00:23:22,679
Speaker 1: a stock to a little research and I'm like, oh,

484
00:23:22,720 --> 00:23:25,280
Speaker 1: I'll buy one share, two shares because I don't know

485
00:23:25,320 --> 00:23:27,320
Speaker 1: that I'm ready. Would you have to would you say

486
00:23:27,320 --> 00:23:31,200
Speaker 1: that someone really has to be committed to, especially in

487
00:23:31,240 --> 00:23:33,239
Speaker 1: the beginning, if you're going to start trading. It's not

488
00:23:33,280 --> 00:23:36,159
Speaker 1: something that you can kind of like, do you. I

489
00:23:36,200 --> 00:23:38,159
Speaker 1: know it doesn't take as much time as day trading,

490
00:23:38,400 --> 00:23:40,320
Speaker 1: but you really have to be committed to learning the

491
00:23:40,359 --> 00:23:43,320
Speaker 1: process and investing the time and the energy to do

492
00:23:43,359 --> 00:23:44,879
Speaker 1: it right. And I don't feel like I have the

493
00:23:44,880 --> 00:23:47,239
Speaker 1: capacity right now to really commit to learning, but you

494
00:23:47,240 --> 00:23:49,280
Speaker 1: make me seem like you make it seem possible.

495
00:23:49,800 --> 00:23:52,480
Speaker 4: Well, and I think that's important to identify that saying like, Okay,

496
00:23:52,520 --> 00:23:54,680
Speaker 4: I don't think I have the capacity or the time.

497
00:23:55,000 --> 00:23:57,119
Speaker 4: Then you know that, then you know attempting to do

498
00:23:57,200 --> 00:23:58,720
Speaker 4: this isn't for you.

499
00:23:58,800 --> 00:23:59,600
Speaker 3: And that's good.

500
00:23:59,680 --> 00:24:02,400
Speaker 4: But instead of getting out there and then you're like, oh,

501
00:24:02,560 --> 00:24:04,480
Speaker 4: I forgot to check my stock today and I didn't

502
00:24:04,480 --> 00:24:06,159
Speaker 4: get out at the time I was supposed to, I

503
00:24:06,200 --> 00:24:09,639
Speaker 4: didn't set myself price, then you're losing money because you're distracted.

504
00:24:09,680 --> 00:24:11,680
Speaker 4: Even now, Like when I know I'm going to be distracted,

505
00:24:11,720 --> 00:24:14,040
Speaker 4: I'm traveling or I'm with family, and I'm like, I

506
00:24:14,080 --> 00:24:15,720
Speaker 4: know I'm not gonna have time to check I just

507
00:24:15,760 --> 00:24:18,600
Speaker 4: don't even trade at all because I don't. So if

508
00:24:18,640 --> 00:24:20,600
Speaker 4: you know that that is your lifestyle and you don't

509
00:24:20,640 --> 00:24:22,640
Speaker 4: have the time to commit to it, I would say,

510
00:24:22,680 --> 00:24:24,760
Speaker 4: focus on the investing side.

511
00:24:24,760 --> 00:24:28,720
Speaker 1: Okay, Okay, I like that, see say because I think,

512
00:24:28,880 --> 00:24:33,760
Speaker 1: you know, I feel like sometimes the personal finance space

513
00:24:34,160 --> 00:24:37,040
Speaker 1: there can be there's a lack of duality, you know,

514
00:24:37,200 --> 00:24:40,439
Speaker 1: like folks are like, no budget, but like, like, you know,

515
00:24:40,520 --> 00:24:43,320
Speaker 1: since I'm the budget said, folks will say, like, girl,

516
00:24:43,680 --> 00:24:45,560
Speaker 1: I'm not worried about nobody's budget. I'm here to teach

517
00:24:45,560 --> 00:24:47,560
Speaker 1: people how to make money. And I'm like, well, I'm

518
00:24:47,720 --> 00:24:51,000
Speaker 1: I don't. I'm not opposed to people making money. I'm

519
00:24:51,040 --> 00:24:55,000
Speaker 1: not here. There's no one one or all or other.

520
00:24:55,280 --> 00:24:58,600
Speaker 1: I feel like there was a hole in the market

521
00:24:58,880 --> 00:25:01,720
Speaker 1: for basic financial education and I just wanted to create

522
00:25:01,760 --> 00:25:03,439
Speaker 1: a space for foundations so people could go on to

523
00:25:03,440 --> 00:25:06,320
Speaker 1: people like you, not for you to stop and not

524
00:25:06,400 --> 00:25:08,800
Speaker 1: move forward. So sometimes I feel like in our space

525
00:25:09,200 --> 00:25:11,720
Speaker 1: that folks choose all or nothing, and I don't really

526
00:25:11,760 --> 00:25:14,720
Speaker 1: that's not how people work. You know. There are people

527
00:25:14,800 --> 00:25:16,840
Speaker 1: who are gonna want to invest for the long term.

528
00:25:16,920 --> 00:25:18,879
Speaker 1: There are people who are totally open to trading. More

529
00:25:18,880 --> 00:25:21,159
Speaker 1: and more of my friends are getting the florx. You know.

530
00:25:22,280 --> 00:25:24,320
Speaker 1: There are folks who are like, I'm wanting to start

531
00:25:24,320 --> 00:25:29,000
Speaker 1: a business. I feel like it's possible to want to

532
00:25:29,040 --> 00:25:31,399
Speaker 1: try all things and figure out what's best for you,

533
00:25:31,480 --> 00:25:33,640
Speaker 1: and to me, there is no right or wrong. It's

534
00:25:33,680 --> 00:25:34,680
Speaker 1: just what's right for you.

535
00:25:35,359 --> 00:25:37,760
Speaker 4: Yeah, And that's the thing with the stock market is

536
00:25:37,800 --> 00:25:42,560
Speaker 4: that there's so many ways to make money with this that,

537
00:25:43,240 --> 00:25:44,960
Speaker 4: like you said, there is no right or wrong, Like

538
00:25:45,080 --> 00:25:46,959
Speaker 4: what is best for you is what matters.

539
00:25:47,320 --> 00:25:47,760
Speaker 3: M hmm.

540
00:25:48,400 --> 00:25:51,600
Speaker 1: Yeah. So okay, so you started trading, you're doing well,

541
00:25:51,680 --> 00:25:53,600
Speaker 1: You're you know, you got fired, but that was a

542
00:25:53,600 --> 00:25:57,320
Speaker 1: god send their loss, right, and so you know that

543
00:25:57,440 --> 00:26:00,439
Speaker 1: you realize, huh, what made you say I want to

544
00:26:00,480 --> 00:26:02,760
Speaker 1: now teach this to Is it mostly women or do

545
00:26:02,760 --> 00:26:03,240
Speaker 1: you have men to?

546
00:26:04,000 --> 00:26:06,320
Speaker 4: I have men to, But ninety percent of my audience

547
00:26:06,400 --> 00:26:09,600
Speaker 4: is women, okay, which is which is awesome because you

548
00:26:09,600 --> 00:26:13,040
Speaker 4: don't see very many women in the investing or stock

549
00:26:13,040 --> 00:26:16,600
Speaker 4: market space. So I absolutely love it when I you know,

550
00:26:16,640 --> 00:26:19,360
Speaker 4: they're excited because they understand it, or they're excited because

551
00:26:19,359 --> 00:26:20,240
Speaker 4: they're making money.

552
00:26:20,800 --> 00:26:22,160
Speaker 3: On one student was like, oh.

553
00:26:22,080 --> 00:26:23,800
Speaker 4: I was out with my toddler and I got a

554
00:26:23,840 --> 00:26:26,399
Speaker 4: notification on my phone that I made money, so it

555
00:26:26,520 --> 00:26:29,440
Speaker 4: is awesome, But yeah, there's some men trickled in there.

556
00:26:29,960 --> 00:26:31,760
Speaker 1: So what was the trigger that said it's time for

557
00:26:31,800 --> 00:26:32,679
Speaker 1: me to start teaching this.

558
00:26:33,560 --> 00:26:36,639
Speaker 4: You know, I started getting people coming to me and

559
00:26:36,640 --> 00:26:39,199
Speaker 4: they're like, Okay, what are you doing differently than what

560
00:26:39,240 --> 00:26:42,840
Speaker 4: we're doing? And I was like, well in the stock market.

561
00:26:42,960 --> 00:26:45,000
Speaker 3: They're like what, how did you look? And then they

562
00:26:45,040 --> 00:26:46,600
Speaker 3: wanted me to start teaching them.

563
00:26:46,760 --> 00:26:50,080
Speaker 4: And I at first was like, I can't believe someone

564
00:26:50,080 --> 00:26:53,359
Speaker 4: would want to pay me to teach them how to

565
00:26:53,480 --> 00:26:57,600
Speaker 4: do this, and I was I love helping people, and

566
00:26:57,680 --> 00:27:00,679
Speaker 4: I get really excited when I told when I talk.

567
00:27:00,560 --> 00:27:02,520
Speaker 3: About it, so I was like, maybe I could.

568
00:27:02,520 --> 00:27:04,800
Speaker 4: And then it's really, to me, doesn't feel like a

569
00:27:04,880 --> 00:27:08,160
Speaker 4: job because I'm talking about something I enjoy all day long.

570
00:27:08,760 --> 00:27:12,600
Speaker 4: And I had an ex coworker who was like, hey,

571
00:27:13,320 --> 00:27:15,040
Speaker 4: how much he wrote me my first check? I have

572
00:27:15,080 --> 00:27:17,840
Speaker 4: it framed in my office. I just kind of started

573
00:27:17,880 --> 00:27:20,160
Speaker 4: putting together trying to get everything out of my head

574
00:27:20,280 --> 00:27:21,080
Speaker 4: and onto.

575
00:27:20,840 --> 00:27:22,680
Speaker 3: Paper to teach this.

576
00:27:22,880 --> 00:27:25,240
Speaker 4: And you know, that's when I discovered the world of

577
00:27:25,240 --> 00:27:28,840
Speaker 4: online courses and you know, got out there with it.

578
00:27:29,520 --> 00:27:31,239
Speaker 1: Well, what does a course with Taylor look like?

579
00:27:32,119 --> 00:27:35,520
Speaker 4: Ooh, a course with me looks like I'm teaching you

580
00:27:35,760 --> 00:27:36,680
Speaker 4: my system.

581
00:27:36,800 --> 00:27:39,280
Speaker 3: Like with everything out there in the side market.

582
00:27:39,280 --> 00:27:42,160
Speaker 4: There's it's just more information and more information and more information,

583
00:27:42,240 --> 00:27:43,120
Speaker 4: and then you don't.

584
00:27:42,880 --> 00:27:43,880
Speaker 3: Know what to do with it all.

585
00:27:44,160 --> 00:27:47,040
Speaker 4: Well, with my program, I'm giving you step by step,

586
00:27:47,119 --> 00:27:48,120
Speaker 4: this is what you look for.

587
00:27:48,359 --> 00:27:50,080
Speaker 3: This is when you know when to buy. This is

588
00:27:50,160 --> 00:27:53,440
Speaker 3: how you figure out when to sell. And so people.

589
00:27:54,800 --> 00:27:58,359
Speaker 4: Can grasp that a lot better when they're they're told, Okay,

590
00:27:58,400 --> 00:28:01,920
Speaker 4: this is the your your system or your process to follow,

591
00:28:02,440 --> 00:28:05,240
Speaker 4: and it gives you the rules that you're supposed to

592
00:28:05,280 --> 00:28:07,960
Speaker 4: play by in the stock market so that you're minimizing

593
00:28:08,000 --> 00:28:09,040
Speaker 4: your risk and things like that.

594
00:28:09,160 --> 00:28:11,520
Speaker 3: But so it's a video course.

595
00:28:11,760 --> 00:28:15,520
Speaker 4: There's a Facebook group community of about two hundred and

596
00:28:15,520 --> 00:28:17,520
Speaker 4: sixty of us helping each other.

597
00:28:17,920 --> 00:28:18,840
Speaker 3: And the beauty is.

598
00:28:18,880 --> 00:28:21,959
Speaker 4: Since we're all following the same system or process, Like

599
00:28:22,280 --> 00:28:26,560
Speaker 4: when someone posts they're watching a stock you can see exactly.

600
00:28:26,280 --> 00:28:28,320
Speaker 3: Where they got in and where they got out because

601
00:28:28,359 --> 00:28:30,080
Speaker 3: we're all following the same system. Like some of them

602
00:28:30,119 --> 00:28:30,720
Speaker 3: are like, Hey, I.

603
00:28:30,640 --> 00:28:32,800
Speaker 4: Got in that same trade and I got out about

604
00:28:32,800 --> 00:28:36,280
Speaker 4: the same time. And it's like, it's so awesome to

605
00:28:36,359 --> 00:28:38,280
Speaker 4: be able to, you know, kind of have a community

606
00:28:38,320 --> 00:28:38,520
Speaker 4: like that.

607
00:28:38,840 --> 00:28:41,520
Speaker 1: I love that, that's just awesome. I just love that

608
00:28:41,560 --> 00:28:47,240
Speaker 1: there's this rise in women really taking control of their

609
00:28:47,280 --> 00:28:50,600
Speaker 1: finances and no longer just kind of like waiting for

610
00:28:50,680 --> 00:28:52,560
Speaker 1: things to be shared or given to them.

611
00:28:52,840 --> 00:28:53,240
Speaker 3: Yeah.

612
00:28:53,320 --> 00:28:56,040
Speaker 1: Yeah, so kudos to you. That's awesome. Like, our audience

613
00:28:56,080 --> 00:28:59,720
Speaker 1: is largely women and largely brown women, and so we're

614
00:28:59,720 --> 00:29:02,880
Speaker 1: all wanted to expose them to dope, awesome folks and

615
00:29:02,920 --> 00:29:07,560
Speaker 1: resources and just some like encouragement that they too, can

616
00:29:08,760 --> 00:29:10,800
Speaker 1: can can try something new. I know a lot of

617
00:29:10,840 --> 00:29:13,760
Speaker 1: people who are unhappy at their current job, and you know,

618
00:29:13,760 --> 00:29:15,600
Speaker 1: I'm actually gonna make the suggestion to someone who just

619
00:29:15,600 --> 00:29:17,320
Speaker 1: told me the other day like, yo, I hate my job.

620
00:29:17,640 --> 00:29:19,240
Speaker 1: This is the second job in the world that I hate,

621
00:29:19,480 --> 00:29:21,800
Speaker 1: and it just has like a light bulb going, like huh.

622
00:29:21,920 --> 00:29:24,880
Speaker 1: She actually has her her bachelor's in finance and her

623
00:29:24,960 --> 00:29:27,440
Speaker 1: master's in like marketing or something like that. So I'm

624
00:29:27,440 --> 00:29:29,120
Speaker 1: gonna be like, well, girl, do you have a thousand

625
00:29:29,120 --> 00:29:31,040
Speaker 1: dollars you know to start trading?

626
00:29:31,160 --> 00:29:31,640
Speaker 3: Like I know?

627
00:29:31,760 --> 00:29:33,840
Speaker 1: Of course, So if people wanted to take your course,

628
00:29:33,840 --> 00:29:34,760
Speaker 1: where would they find it?

629
00:29:35,480 --> 00:29:37,400
Speaker 4: You can find the course at trade your nine to

630
00:29:37,480 --> 00:29:38,720
Speaker 4: five dot com.

631
00:29:39,000 --> 00:29:43,120
Speaker 1: Okay, I love that that's smart. Trade your nine the

632
00:29:43,200 --> 00:29:45,440
Speaker 1: letter nine, I mean the number nine number nine two

633
00:29:46,160 --> 00:29:49,320
Speaker 1: number two or just t O T O two five

634
00:29:49,360 --> 00:29:51,440
Speaker 1: dot com trade your nine to five dot com. I

635
00:29:51,520 --> 00:29:55,440
Speaker 1: love that, all right, miss Tila. We have just a

636
00:29:55,480 --> 00:29:59,280
Speaker 1: few more minutes. So if you the best piece of

637
00:29:59,320 --> 00:30:01,960
Speaker 1: advice you you could give someone who was like, you

638
00:30:02,000 --> 00:30:05,600
Speaker 1: know what, I'm really interested in trading. I think I

639
00:30:05,680 --> 00:30:10,440
Speaker 1: want to start. If you could go back to beginner trader, Tila,

640
00:30:11,040 --> 00:30:13,120
Speaker 1: you know what would you have told her that's gonna

641
00:30:13,120 --> 00:30:13,800
Speaker 1: help us?

642
00:30:14,960 --> 00:30:19,040
Speaker 4: I would say start with the products and services, you know,

643
00:30:19,800 --> 00:30:23,120
Speaker 4: because it's going to motivate you to keep going.

644
00:30:23,160 --> 00:30:25,080
Speaker 3: Because some of this stuff can seem like it's.

645
00:30:24,960 --> 00:30:27,560
Speaker 4: Overwhelming or over your head and you're like, are they

646
00:30:27,600 --> 00:30:29,360
Speaker 4: even speaking English in this joint?

647
00:30:29,680 --> 00:30:30,800
Speaker 3: But start with.

648
00:30:30,880 --> 00:30:33,280
Speaker 4: That because that for me, knowing that you know the

649
00:30:33,600 --> 00:30:35,680
Speaker 4: person is what motivated me, and so it kept me

650
00:30:36,560 --> 00:30:39,320
Speaker 4: moving forward trying to figure it out and understand it.

651
00:30:40,480 --> 00:30:43,280
Speaker 4: Versus if I had to learn about biotech like I would,

652
00:30:43,360 --> 00:30:45,680
Speaker 4: I would have gave up because I don't understand that space.

653
00:30:46,000 --> 00:30:47,360
Speaker 4: So maybe it's where you work.

654
00:30:47,480 --> 00:30:48,280
Speaker 3: Maybe I had a.

655
00:30:48,400 --> 00:30:50,960
Speaker 4: Dental assistant, and you know more about the stuff that's

656
00:30:51,040 --> 00:30:53,760
Speaker 4: you know, involved in being a dental assistant. Maybe there's

657
00:30:53,800 --> 00:30:58,640
Speaker 4: products and companies there. Maybe you like you work in finances,

658
00:30:58,680 --> 00:31:01,000
Speaker 4: you know about financial company, but these that kind of thing.

659
00:31:01,040 --> 00:31:04,040
Speaker 4: So start with stuff that that you know and already understand,

660
00:31:04,120 --> 00:31:06,280
Speaker 4: because that'll help you to get going.

661
00:31:07,240 --> 00:31:10,760
Speaker 3: And then I will say, it's not just about you.

662
00:31:11,040 --> 00:31:13,520
Speaker 4: So if it helps you, cause we're so easy to

663
00:31:13,560 --> 00:31:15,240
Speaker 4: just throw ourselves to the back burner.

664
00:31:15,360 --> 00:31:16,880
Speaker 3: Oh I'll get to it.

665
00:31:17,040 --> 00:31:18,920
Speaker 4: Oh I've got to do this selves for someone else.

666
00:31:18,920 --> 00:31:22,160
Speaker 4: But you learning this, you learning how to trade or invest,

667
00:31:22,600 --> 00:31:26,000
Speaker 4: isn't just for you. It is for your children if

668
00:31:26,040 --> 00:31:28,400
Speaker 4: you have children, it's for your parents if you have.

669
00:31:28,760 --> 00:31:29,719
Speaker 3: Of course you have parents.

670
00:31:29,800 --> 00:31:32,760
Speaker 4: But if you know it's for your it's for your parents,

671
00:31:32,880 --> 00:31:33,920
Speaker 4: but it's for everyone else.

672
00:31:33,960 --> 00:31:36,360
Speaker 3: And then think about you know, the impact you could

673
00:31:36,440 --> 00:31:37,479
Speaker 3: have in the world.

674
00:31:37,640 --> 00:31:41,280
Speaker 4: So it's not just about you, okay, So so definitely

675
00:31:41,320 --> 00:31:42,960
Speaker 4: take the time to learn this.

676
00:31:43,520 --> 00:31:46,120
Speaker 1: Okay. I love that, Tila, Thank you so much. You're

677
00:31:46,120 --> 00:31:50,320
Speaker 1: so awesome. So, Tila, if somebody wanted to follow you

678
00:31:50,400 --> 00:31:54,960
Speaker 1: on these interwebs, aside from like signing up for your trade,

679
00:31:54,960 --> 00:31:57,040
Speaker 1: your nine to five dot com class, if I wanted

680
00:31:57,040 --> 00:31:59,480
Speaker 1: to find you on social media, how can I do so?

681
00:32:00,440 --> 00:32:04,680
Speaker 4: I am Tila Holcom on Facebook and Instagram.

682
00:32:05,440 --> 00:32:07,320
Speaker 3: I'm not that great with Twitter, but I'm on there.

683
00:32:08,760 --> 00:32:12,280
Speaker 4: You could also find me at tilaholsome dot com. I

684
00:32:12,320 --> 00:32:15,320
Speaker 4: always recommend go through my free course first see if

685
00:32:15,360 --> 00:32:17,240
Speaker 4: I'm for you, because I know every teacher isn't for

686
00:32:17,280 --> 00:32:19,960
Speaker 4: every student, So check that out. See if you like

687
00:32:20,000 --> 00:32:23,840
Speaker 4: the way that I teach the information and just kind

688
00:32:23,840 --> 00:32:26,160
Speaker 4: of get your toes wet with learning about the stock market,

689
00:32:26,360 --> 00:32:27,600
Speaker 4: and then take it from there.

690
00:32:27,960 --> 00:32:31,480
Speaker 1: I love that, Tila, see you are unicorn, so no,

691
00:32:31,640 --> 00:32:33,560
Speaker 1: for real, like the fact that you even mentioned, like,

692
00:32:33,600 --> 00:32:37,000
Speaker 1: you know, your free course for it first. That just

693
00:32:37,280 --> 00:32:41,000
Speaker 1: I mean to me, I wish more folks in business

694
00:32:41,480 --> 00:32:44,320
Speaker 1: thought about, you know, making sure that folks that were

695
00:32:44,360 --> 00:32:46,480
Speaker 1: purchasing for them that it was really the right fit,

696
00:32:47,160 --> 00:32:49,960
Speaker 1: you know, versus like you know, pay pay pay pay me,

697
00:32:50,080 --> 00:32:51,800
Speaker 1: like that's not my business, whether it's a it's a

698
00:32:51,840 --> 00:32:54,640
Speaker 1: good match for you. I really wish that more people

699
00:32:54,840 --> 00:32:57,520
Speaker 1: like you know, ran their businesses from a place of

700
00:32:57,600 --> 00:33:00,560
Speaker 1: integrity where they understood that someone doesn't have to lose

701
00:33:00,560 --> 00:33:02,400
Speaker 1: for you to win. So I thank you for that.

702
00:33:02,840 --> 00:33:05,800
Speaker 4: Yeah, and I do that a lot, and people I

703
00:33:05,840 --> 00:33:08,520
Speaker 4: guess they expect to be sold to for me, and

704
00:33:08,560 --> 00:33:12,200
Speaker 4: I'm like, no, because my goal is to see you successful,

705
00:33:12,240 --> 00:33:14,480
Speaker 4: and if you're not at the step where this is

706
00:33:14,520 --> 00:33:18,000
Speaker 4: going to make you successful, I always recommend you, know,

707
00:33:18,200 --> 00:33:19,920
Speaker 4: maybe go to the step that is going to make

708
00:33:19,960 --> 00:33:22,400
Speaker 4: you successful and then come back to me. I had

709
00:33:22,400 --> 00:33:25,360
Speaker 4: a lady that she had some debt that she wanted

710
00:33:25,360 --> 00:33:27,240
Speaker 4: to pay off, and from the sounds of it, I

711
00:33:27,280 --> 00:33:29,800
Speaker 4: was like, hey, I would work on your debt first and.

712
00:33:29,680 --> 00:33:32,160
Speaker 3: Then come back to me and I'll be here, I

713
00:33:32,160 --> 00:33:32,680
Speaker 3: promise you.

714
00:33:32,920 --> 00:33:34,920
Speaker 4: And she was like, wow, I expected you to like

715
00:33:35,000 --> 00:33:37,760
Speaker 4: really try to push me in there, and I'm like, no, Like,

716
00:33:37,880 --> 00:33:41,200
Speaker 4: it wouldn't do you any justice to get in here

717
00:33:41,320 --> 00:33:42,240
Speaker 4: if you're not ready.

718
00:33:42,280 --> 00:33:44,400
Speaker 3: So I'm always I always do.

719
00:33:44,400 --> 00:34:04,400
Speaker 1: That, all right, guys. I hope that you enjoyed today's

720
00:34:04,400 --> 00:34:08,440
Speaker 1: Brown Ambition Special Guest. I hope that you feel empowered

721
00:34:08,480 --> 00:34:11,680
Speaker 1: to be able to invest in a different way. I

722
00:34:11,719 --> 00:34:15,279
Speaker 1: hope you're empowered to look into trading. You can go

723
00:34:15,320 --> 00:34:17,959
Speaker 1: to tilahcme dot com and take her her free course

724
00:34:18,000 --> 00:34:19,680
Speaker 1: to see if it's right for you or if you're

725
00:34:19,719 --> 00:34:22,040
Speaker 1: like I'm ready now, you can certainly go to trade

726
00:34:22,080 --> 00:34:24,760
Speaker 1: You're a nine to five dot com and follow Tila

727
00:34:24,760 --> 00:34:28,399
Speaker 1: all over the interwebs, and we will see you next week.

728
00:34:28,480 --> 00:34:32,840
Speaker 1: Mandy will be back and black and brown and I

729
00:34:32,920 --> 00:34:36,800
Speaker 1: will be back and always black until then, Brown and

730
00:34:36,840 --> 00:34:40,239
Speaker 1: Bisson listeners, we love you. See Mandy's not here so

731
00:34:40,280 --> 00:34:42,239
Speaker 1: I can act all the way up. Don't tell her

732
00:34:42,239 --> 00:34:45,560
Speaker 1: that I was acting up, all right, Tila, Thank you,

733
00:34:46,120 --> 00:34:49,880
Speaker 1: Thanks