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Speaker 1: Welcome to How the Money. I'm Joel and I am Matt,

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Speaker 1: and today we're discussing fighting back against gas price insanity.

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Speaker 1: So just before we hit record, we're joking about mustaches,

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Speaker 1: how neither of us can grow mustaches. But do you

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Speaker 1: have a not a must mustache trimmer, but an eyebrow trimmer?

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Speaker 1: Because I was looking looking in the mirror the other

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Speaker 1: day and I realized that, like, I've got a few eyebrows.

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Speaker 1: Brown hairs are like hanging down. It's middle aged, dude,

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Speaker 1: middle age yester. When you're looking in the mirror trying

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Speaker 1: to figure out how you're gonna trim your eyebrow. Has

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Speaker 1: I know No, I was just thinking that yesterday as

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Speaker 1: I looked in the mirror, and I was like, what

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Speaker 1: is I have a white hair growing out of the

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Speaker 1: top of my ear? And I really think it's like, yeah,

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Speaker 1: that's middle aged. That's when you know you're middle age

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Speaker 1: when you have hairs growing out of places you didn't

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Speaker 1: know they grow. If it's growing out the top of

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Speaker 1: your that's one. As long as you don't have like

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Speaker 1: a tuft of hair like here here, like it's not

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Speaker 1: that bad, like the end of a chuck of corn

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Speaker 1: or something like give it a decade. I'm sure I'll

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Speaker 1: be there at that point. You've got a note here

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Speaker 1: about some Aldi chair. What's your story? So so this

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Speaker 1: was something I thought. I learned a lesson from this

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Speaker 1: the other day when I was in all the and

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Speaker 1: I thought maybe everybody out there would stand a benefit

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Speaker 1: from it. Basically, not not too long ago, after we

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Speaker 1: finished off our screen porch on our house, we got

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Speaker 1: a couple of new outdoor chairs. We got these like

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Speaker 1: kind of cool egg looking chairs. Oh yeah, you're you're

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Speaker 1: hanging there like hanging wicker basket chairs. Yeah. Well, actually

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Speaker 1: they're not hanging. They set on the ground. But they've

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Speaker 1: seen the ones that hang to the old they're suspended

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Speaker 1: though right there. I mean they're not. Well you tricked me, Well,

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Speaker 1: some of them do come like that, but this one

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Speaker 1: is not. And this one was like a Walmart find

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Speaker 1: for I want to say, we spent like two hundred

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Speaker 1: and fifteen dollars per chair or something like that. Right,

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Speaker 1: and then I was in Aldi the other day and

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Speaker 1: they had, of course the exact same chair. Basically, I

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Speaker 1: don't even know if it was the exact same brand,

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Speaker 1: but it looked like the exact same chair, and I

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Speaker 1: was like, man, I'm about ready to face palm because

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Speaker 1: I guarantee you the Aldi price beats the Walmart price

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Speaker 1: by ten or fifteent. But I went up and I

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Speaker 1: looked at the price tag and no, it did not.

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Speaker 1: What was the It was four d so basically double

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Speaker 1: the price that I paid. Yes, that's pretty crazy. I'm

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Speaker 1: actually I cannot believe that Aldi Wood is able to

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Speaker 1: Are they allowed to sell something that's that expensive? I

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Speaker 1: don't know. I literally don't think I've seen anything that expensive,

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Speaker 1: even like sometimes they'll sell like weight sets, like an

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Speaker 1: Olympic bar with like the bench and all the weights

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Speaker 1: and stuff like that. I'm trying to think what else

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Speaker 1: I've seen there that that might be bigger and more expensive,

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Speaker 1: But literally nothing at that you have named the most

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Speaker 1: expensive item I've ever heard of. I think so too.

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Speaker 1: I haven't seen anything at Aldi that cost bucks. I

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Speaker 1: just think that the lesson I learned from that was

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Speaker 1: that even at a retailer, you trust that typically he

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Speaker 1: has ridiculously low prices like Aldi, like we talked about

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Speaker 1: all the frequently, and you know, we talked about my

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Speaker 1: dollar ten gallon of milk. It's still a dollar ten

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Speaker 1: at our local all the which is impressive, But that

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Speaker 1: doesn't mean that everything that all the sells, or that

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Speaker 1: any retailer you like cells has the lowest price, and

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Speaker 1: so comparing prices before just assuming that a retailer is

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Speaker 1: going to be you know, obviously clearly have the best price,

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Speaker 1: like no, no no, even still slow your role. Even a

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Speaker 1: place like Aldi, it doesn't necessarily have the corner on

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Speaker 1: low prices, and you might find it cheaper somewhere else.

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Speaker 1: You might find it cheaper used even but like, um, yeah,

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Speaker 1: it's just one of those things. I was like, well, well, whoa.

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Speaker 1: I didn't think it was gonna be twice as much.

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Speaker 1: I actually thought it was gonna be cheaper because of

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Speaker 1: all these reputation, But in reality it wasn't sure they

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Speaker 1: weren't just selling all the rest of them that they

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Speaker 1: had for over four h dollars, Like maybe they had

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Speaker 1: five of them. They're like, hey, you can buy them

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Speaker 1: all maybe No, it looked like it was four fifty

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Speaker 1: per individual chairs, sir, it was for each one. Well, hey,

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Speaker 1: I'm glad that you still are happy with your wal Mart. Yeah, Walmart,

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Speaker 1: they're great, They're great. So um yeah, word of the Wise,

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Speaker 1: all these great but not always the cheapest, so um yeah,

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Speaker 1: comparison shopping is still still love Aldi though glad it

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Speaker 1: worked out for you this time. Man, Let's introduce the

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Speaker 1: beer that we are going to enjoy during this episode.

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Speaker 1: This one is a really big bird. This one is

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Speaker 1: my Trillium Brewing sent to us by listener Sean. Thank

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Speaker 1: you so much for sending this one, plus another one

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Speaker 1: that we're gonna enjoy next week on the show. But

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Speaker 1: we will share our thoughts on this one at the

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Speaker 1: end of the episode for sure. Yeah, Trillium one of

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Speaker 1: the great American breweries, and we're excited about this one,

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Speaker 1: so thank you Sean. And uh but Matt, let's get

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Speaker 1: into it. Let's start talking about gas prices, and we

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Speaker 1: are talking about fighting back against gas price insanity because,

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Speaker 1: as anyone who has two eyes can tell, gas prices

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Speaker 1: are insane right now. And it just made me think,

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Speaker 1: like what else is just ubiquitous? Right? And like summer vacation,

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Speaker 1: summer break is kind of ubiquitous, right, Like universal truth,

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Speaker 1: anyone who had kill experience is realized, like, oh man,

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Speaker 1: I gotta start playing, I gotta start thinking about how

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Speaker 1: I keep my kids busy, how I keep them entertained

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Speaker 1: during the during the summer months. And if you don't

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Speaker 1: have kids, just when you think about summer, you're thinking

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Speaker 1: about going to the beach, taking a trip with some friends,

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Speaker 1: uh something where you are getting away from the house.

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Speaker 1: A lot of folks have been doing that this year,

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Speaker 1: So some sort of summer break basically impacts everyone. Well,

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Speaker 1: so does the price of gasoline, right and and and

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Speaker 1: it's increasing at a rate that's previously unseen, like at

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Speaker 1: a rapid clip. And so you know, even yeah, you

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Speaker 1: Tesla drivers, you're not necessarily completely immune from the reach

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Speaker 1: of five dollar a gallon gas, although ev drivers are

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Speaker 1: insulated obviously in a much bigger way from these price hikes.

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Speaker 1: I'm sure you know there's a palpable sense of relief

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Speaker 1: every time someone with an EVY plugs in there. Like

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Speaker 1: I don't even have to pay attention to the triple

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Speaker 1: A gas price meter because it's basically like popping. It's

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Speaker 1: like a thermometer where the mercury level has risen, and

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Speaker 1: it's basically like popping through the top. Right. Um, but

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Speaker 1: we're gonna talk today about you know why ASK prices

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Speaker 1: are unrelenting right now, you know where they might be headed,

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Speaker 1: and the things that you can do in an environment

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Speaker 1: of extreme paint at the pump today on the show. Yeah,

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Speaker 1: and actually so this is kind of crazy, but more

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Speaker 1: people they've been stranded on the side of the road

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Speaker 1: and they've been calling Triple A to help them because

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Speaker 1: they've run out of gas that they do not have

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Speaker 1: gas in their tank. Folks are that scared to go

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Speaker 1: to the gas station. More folks than ever are filling

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Speaker 1: their tanks up partially as compared to just topping, you know,

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Speaker 1: doing the full fill, which I totally get reminds me

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Speaker 1: of those memes where it's like men will literally do

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Speaker 1: this or that instead of going to therapy. It's like

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Speaker 1: Americas will literally rather run out of gas and be

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Speaker 1: stranded on the side of the road then go to

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Speaker 1: the gas exactly. Yeah. The average price of a gallon

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Speaker 1: of gas across the nation crossed over the five dollar

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Speaker 1: a gallon threshold as of a couple of weeks ago,

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Speaker 1: and that's not even the highest it's ever been. If

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Speaker 1: you adjust for inflation, the average price of a gallon

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Speaker 1: of gas would actually have to touch five dollars and

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Speaker 1: forty four cents in order to repeat what we experienced

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Speaker 1: back in two thousand and eight. But there's a real

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Speaker 1: chance that we do hit that depressing mark sometime the summer.

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Speaker 1: We will see what happens. But the reality is that

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Speaker 1: gas prices are clearly on the minds of most Americans

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Speaker 1: right now, because every time you fill up, you know,

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Speaker 1: your your eyes are popping out of your head as

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Speaker 1: you're seeing the final sale get closer and closer to

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Speaker 1: a hundred dollars. And honestly, some people are over that.

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Speaker 1: I'm sure, yeah, I guess because I mean, you know,

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Speaker 1: it's gas is more affordable down here in the southeast,

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Speaker 1: and so I'm sure everybody who's listening who does not

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Speaker 1: live near us are like, oh, yeah, we we crossed

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Speaker 1: over that hundred dollar fill up threshold. If you drive

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Speaker 1: a week in California, you might be pushing four. I

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Speaker 1: don't know, I could not imagine. Uh, but yeah, we

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Speaker 1: figured it's time to release a full episode that's going

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Speaker 1: to be wholly dedicated to discussing gas prices and what

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Speaker 1: it is that you can do about them. Right and

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Speaker 1: so you know, one question that might come up is, well,

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Speaker 1: why is this happening? And the truth is that a

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Speaker 1: Smorret news board of issues is really causing oil prices

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Speaker 1: to rise quickly, which equates to higher prices at the ump,

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Speaker 1: and there's just not enough drilling taking place by some

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Speaker 1: of the major companies who typically as gas prices are rising,

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Speaker 1: you would find them increasing production um to top that.

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Speaker 1: On top of that, the war in Ukraine has taken

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Speaker 1: a lot of Russian oil off the market, which is

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Speaker 1: just really compounded some of the problems in the market

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Speaker 1: when it comes to supply and demand and some of

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Speaker 1: the some of the other things I've read, Matt, the

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Speaker 1: easing lockdowns in China are just causing more people more

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Speaker 1: worldwide demand for for gas. And so it's not it

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Speaker 1: went two months without being able to drive anyway, that's right.

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Speaker 1: That's kind of basically insulated us from a little bit

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Speaker 1: of the shock, and now they're back on the roads,

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Speaker 1: and so we're all feeling it. And there's this like

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Speaker 1: cascading effect when it comes to higher gas prices, right

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Speaker 1: because this is particularly difficult for folks at the bottom

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Speaker 1: of the income spectrum who are spending more than eight

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Speaker 1: percent of their after tax income on gas right now,

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Speaker 1: that is really really painful. It's It's not just that

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Speaker 1: it costs more to fill up your your truck, your sedan,

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Speaker 1: or your many man too, right, because um, your motorcycle

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Speaker 1: or your motorcy hog. That's right. Uh, it's really extends

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Speaker 1: to so many other things besides just you at the pump,

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Speaker 1: because airfare has gone up in a big way, thanks

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Speaker 1: in parts to increase demand more people traveling, but also

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Speaker 1: because of soaring jet fuel prices. And then small businesses

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Speaker 1: they're feeling the impact of higher gas prices, which leads

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Speaker 1: to understandable price increases that they have to pass on

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Speaker 1: to their customers. You know, some some are being pressed harder. Right.

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Speaker 1: Something this impacts is some small businesses more than it

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Speaker 1: does others. So for instance, like lawn care companies, they're

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Speaker 1: jacking up their rates on average in the like twenty

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Speaker 1: two percent range. And so yeah, when your business revolves

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Speaker 1: around fossil fuels, not only to get to your customer,

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Speaker 1: but also in uh you know, the lawnmowers and stuff

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Speaker 1: that you'd use to then tend the lawns. I mean,

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Speaker 1: you can't just absorb the higher price of fuel forever.

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Speaker 1: That has to basically be passed on in the form

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Speaker 1: of higher costs, and so we're all feeling not just

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Speaker 1: at the pump, but in other places too. It's it's

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Speaker 1: influencing kind of what we're seeing overall with inflation, like

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Speaker 1: we talked about recently. Yeah, I gotta think that no,

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Speaker 1: no other small business is probably feeling it as much

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Speaker 1: as like small lang care businesses that drive around in

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Speaker 1: order to get get from house to house, and then

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Speaker 1: all the work they do is purely dependent upon small

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Speaker 1: engines that run on gasoline. Like literally, I think the

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Speaker 1: only thing that would be more affective is if you

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Speaker 1: were like a traveling gasoline salesman. Right, It's like I know,

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Speaker 1: I don't think so, it's a hypothetical, and that is

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Speaker 1: the only thing I think that would be more difficult

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Speaker 1: to sustain during these difficult times. NASCAR drivers are feeling

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Speaker 1: it too. I don't know, maybe they're sponsored the h

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Speaker 1: but we do have maybe a small glimmer of hope.

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Speaker 1: Fortunately for some of those small business owners, the I

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Speaker 1: R S they're actually stepping in with a rare mid

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Speaker 1: year change to the mileage rate. So as of July one,

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Speaker 1: the rate is going to be sixty two and a

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Speaker 1: half since per mile. So you know that means they'll

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Speaker 1: be at least some tax relief for business. This is

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Speaker 1: that drive quite a bit. That's a small silver lining

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Speaker 1: to an incredibly dark storm cloud. I know. And if

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Speaker 1: you just heard me say mileage rate, and you're saying

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Speaker 1: to yourself, I don't like what is that? I do

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Speaker 1: not know what that is. For most folks, you probably

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Speaker 1: don't have to worry about this, But if you are

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Speaker 1: a small business owner, this is the rate that the

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Speaker 1: I r S uses to determine how the amount of

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Speaker 1: expenses that you can deduct from your from your taxes

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Speaker 1: for every mile that you drive your car. Thus the

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Speaker 1: mileage rate exactly. Yeah. So for instance, back when I

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Speaker 1: was a photographer, at the end of the month, I

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Speaker 1: would pull it up literally all the miles driven because

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Speaker 1: when you travel to different shoots, it was easy for

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Speaker 1: me to determine. Okay, this month, we went to Athens, Greenville, UM,

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Speaker 1: some town in Alabama, Nashville. I guess we never went

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Speaker 1: to Nashville, but uh, chat to do again. That's that's

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Speaker 1: that's the city else Trainia thinking. But either way, you

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Speaker 1: tally all that up and you're able to reduce your

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Speaker 1: tax liability. It can be an easier way to track

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Speaker 1: your expenses associated with your you know, using your personal

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Speaker 1: car for business rather than keeping up with all the

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Speaker 1: individual expenses, for sure. So that's that's at least, you know,

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Speaker 1: some a slipper of good news when it comes to

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Speaker 1: taxation for small businesses and how much they're driving. But

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Speaker 1: let's let's quickly to Matt before. We're gonna get into

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Speaker 1: a lot of practical things in this episode, uh, a

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Speaker 1: lot of little things that you can do to kind

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Speaker 1: of roll back gas prices in your own life. And

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Speaker 1: then later in the episode we're also going to talk

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Speaker 1: about sorry I think that was not in actually but

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Speaker 1: speaking of egg chairs, Sorry about that. It's coming full circle.

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Speaker 1: But later in the episode two, we're gonna talk about

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Speaker 1: what whether or not you should ditch your current car

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Speaker 1: if it is kind of a gas hog, right and

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Speaker 1: you want to turn and traded in for a fuel

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Speaker 1: sipper kind of like you know, you reference dumb and

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Speaker 1: Dumb or Matt when he when he trades in the

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Speaker 1: van for the scooter that gets like a hundred miles

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Speaker 1: of the gallon or whatever. I mean that that's the

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Speaker 1: kind of thing that more and more people are considering.

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Speaker 1: We'll talk about maybe the dynamics of that choice in

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Speaker 1: a little bit too. But you know, rising energy prices

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Speaker 1: they might make you kind of want to abandon fossil

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Speaker 1: fuels altogether, which I get, Like it's frustrating. It's a

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Speaker 1: frustrating environment to live in right now, and and but

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Speaker 1: throwing in the towel on your gas scuzzling automobile trade

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Speaker 1: to get in for let's say, an a lectric vehicle

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Speaker 1: because the pain is just too great. You know, I

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Speaker 1: can feel like the right thing to do, But I

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Speaker 1: guess the question is that a good idea? And that

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Speaker 1: just really depends on a number of factors. Like, like like

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Speaker 1: I said that we're gonna get to but it's important

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Speaker 1: to note that even though gas prices are through the

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Speaker 1: roof and energy prices in general are kind of tough

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Speaker 1: the stomach right now, fossil fuels still have done a

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Speaker 1: lot of good for us as a species. And you know,

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Speaker 1: I'm glad that there's like a legitimate focus on solar

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Speaker 1: and wind power. I hope that continues. Like I have

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Speaker 1: looked into getting solar panels on the roof of my

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Speaker 1: new house. Any any progress there not? Well, I I

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Speaker 1: did quote came back higher than I hoped it would.

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Speaker 1: I thought it was gonna be a little less. But

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Speaker 1: still I see that as something that I'm interested in

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Speaker 1: doing in the future. And it does seem like there's

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Speaker 1: a renewed focus on nuclear power as a cheap source

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Speaker 1: of energy going forward, which I think is a great thing,

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Speaker 1: and I think it's something that we have not talked

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Speaker 1: about enough in recent decades. But fossil fuels really have

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Speaker 1: helped create a more of the world for all of us,

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Speaker 1: and so sometimes they get the brunt of our anger,

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Speaker 1: especially you know, in a time when energy prices are painful.

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Speaker 1: But really, when you think about where we'd be without

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Speaker 1: fossil fuels, in a lot of ways, um, we'd probably

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Speaker 1: still be living in huts, I guess, no, I totally agree.

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Speaker 1: We we are much better off because of the discovery

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Speaker 1: of oil and what it is that we can do

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Speaker 1: with oil. I mean, like literally all plastics are made

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Speaker 1: from from oil, from crude crude oil, and like a

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Speaker 1: lot of fabrics as well. Like I mean, obviously cotton

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Speaker 1: is nice, we both have them, cotton T shirts, I

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Speaker 1: guess right now, But like polyester, nylon, spandex, these are

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Speaker 1: all fabrics that are made from. As I get older,

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Speaker 1: as I have more eyebrows, trimming that needs to be done,

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Speaker 1: I see to be drawn into the sand. And so

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Speaker 1: I mean, I'm not trying, I'm not like, uh, like

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Speaker 1: an this episode brought to you by Excellent Mobile. Now

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Speaker 1: that like that is not we're what we're doing or

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Speaker 1: we're not trying to be apologists for oil, but it

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Speaker 1: is worth mentioning the progress that that it has brought us.

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Speaker 1: I do think we probably to consume less, right, Like

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Speaker 1: we have all of the all of these nice things,

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Speaker 1: and are we saying that, like cool, we've got all

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Speaker 1: these things, let's do as much of it as we

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Speaker 1: possibly can't know? And I think that's oftentimes where it

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Speaker 1: comes down to us as individuals to not only save

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Speaker 1: money by trying to save less, but thinking about the

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Speaker 1: other additional impacts that it has on our planet as well.

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Speaker 1: But I mean, yeah, hopefully fossil fuels do eventually become

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Speaker 1: a relative history, right kind of like the dinosaurs. Yeah,

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Speaker 1: but like it's going to take a long time for

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Speaker 1: that to happen. So while this is it's not you know,

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Speaker 1: this isn't necessarily balm for the wound of your higher

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Speaker 1: gas bills right now, but taking a step back to

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Speaker 1: to realize just how incredible it is that most of

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Speaker 1: us can still fill up our cars and get where

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Speaker 1: we need to. That's still kind of an amazing thing

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Speaker 1: from a historical perspective. But enough about the past, enough

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Speaker 1: about the future. Let's talk about what you can do

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Speaker 1: in the present to save money. There's there's nothing that

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Speaker 1: you can do to lower the price at the pump,

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Speaker 1: but that doesn't mean you don't have other options in

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Speaker 1: order to save and we'll actually discuss all of those

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Speaker 1: different options right after this break. All right, Matt, we

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Speaker 1: are back from the brace. Let's keep talking about gas prices.

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Speaker 1: And so I guess like one thing that people could

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Speaker 1: do is take big barrels and stick them in their

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Speaker 1: trunk and fill up at today's gasoline gasoline prices in

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Speaker 1: and in store them maybe in their garage, yeah, hoping

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Speaker 1: that as gasoline prices rise they make out like a bandit.

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Speaker 1: That is, there's not one of our tips put it

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Speaker 1: in grocery bag or trash bags in the back of

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Speaker 1: your what we think we talk about that there was

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Speaker 1: like a video or somethings that last year. I think so,

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Speaker 1: and it was yet pretty rough to watch. No, do

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Speaker 1: not do that. That's like a hazard to your wallet

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Speaker 1: and to like, I don't know your your life, so

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Speaker 1: you don't start stocking up and keeping it on hand

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Speaker 1: at home. But you know, gas prices, they're clearly now

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Speaker 1: becoming a bigger line at them and basically all of

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Speaker 1: our budgets. And that means that people are either choosing

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Speaker 1: to not change their habits and they're just spending more

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Speaker 1: of their disposal income on the cost of transportation, you know,

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Speaker 1: potentially even spending their way into death. Or the other

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Speaker 1: option really is that folks are cutting back on their

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Speaker 1: driving in order to try to keep that in line

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Speaker 1: in their budget, to try to hold fast. Um, you know,

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Speaker 1: some folks t having to cut back in other places. Right,

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Speaker 1: you might be delaying a major purchase or changing summer

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Speaker 1: plans to compensate for this meteoric rise that we're seeing

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Speaker 1: in gas prices happening just all around us. And then uh,

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Speaker 1: there was a stat maybe we won't do the cross

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Speaker 1: country drive, right, let's take two and a half weeks,

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Speaker 1: let's just go as a grandma like thirty minutes away instead.

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Speaker 1: And so, yeah, people are having to make those legit

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Speaker 1: hard trade offs, and there was a stat I saw

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Speaker 1: a ten percent rise in gas prices. It usually leads

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Speaker 1: to declines in usage of around two to three and

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Speaker 1: so most people are having to absorb, like, yeah, they're

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Speaker 1: changing the way they drive a little bit, but it's not.

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Speaker 1: It's still impacting them negatively because they're spending more money

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Speaker 1: overall on gas. And so we would say something's got

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Speaker 1: to give somewhere, right, So we wanted to mention some

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Speaker 1: practical ways to curb gas youtuge in your life. We've

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Speaker 1: got like a big list, so let's start going through it. Yeah,

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Speaker 1: that's sort of like a game plan, and we're gonna

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Speaker 1: kind of run through these from easiest to hardest. And

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Speaker 1: it's worth mentioning that the easiest ways probably aren't going

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Speaker 1: to save you the most money, right, But they're also

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Speaker 1: things that everybody can do and it's not going to

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Speaker 1: require you to completely change the way that you live.

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Speaker 1: So the first thing we want to recommend is for

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Speaker 1: you to to use the right apps. Everybody. No, I

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Speaker 1: mean I think everybody out there knows about the gas

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Speaker 1: Buddy app. If you don't, head to gas buddy dot com.

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Speaker 1: But the gap in prices between gas stations can be

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Speaker 1: abnormally large, especially as prices are rising quickly. Uh So

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Speaker 1: actually using the app can save you quite a bit.

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Speaker 1: Uh We're we're still not in favor of you driving

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Speaker 1: across town where you would waste time and gas in

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Speaker 1: order to to save a few cents. But if you

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Speaker 1: can plan your phillips a bit more strategically, it's gonna

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Speaker 1: help you to tamp down the rise of gas prices

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Speaker 1: in your life. And there's a big different stood between uh,

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Speaker 1: knowing that this app exists and actually using it. I

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Speaker 1: feel like I'm oftentimes maybe the worst coulport at knowing

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Speaker 1: something exists and having a head knowledge of something versus

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Speaker 1: remembering it in the moment. And so, like the most

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Speaker 1: recent example of this, we're driving back from the beach

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Speaker 1: a few weeks ago, and from the interstate, I'm looking,

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Speaker 1: you know, I'm watching the price of gas up on

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Speaker 1: the big signs that you can see, and I'm kind

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Speaker 1: of like, all right, this one's a little bit less affordable,

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Speaker 1: this one's a little bit better up here. And then

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Speaker 1: I realized, oh, like the gas Buddy app. It's had

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Speaker 1: Kate pulling up on the you know, on the phone

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Speaker 1: and we happened to be driving through Augusta, Georgia at

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Speaker 1: that point, and there's a Costco there just off of

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Speaker 1: the interstate Boom. Thirty cents a gallon. I think it

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Speaker 1: was actually a little over thirty cents a gallon. Granted

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Speaker 1: you do the math on that on a twenty gallon tank,

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Speaker 1: you're still only like we're really talking about six seven bucks,

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Speaker 1: But even still, all of those phillips add up, right,

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Speaker 1: and that's money I would rather put towards an expensive

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Speaker 1: egg chair from Walmart then just you know, sending it

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Speaker 1: to the the big oil basically. Yeah, no, I agree,

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Speaker 1: And that's one of those things where, yeah, just flipping

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Speaker 1: that up saving six or seven bucks if it's still

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Speaker 1: on your route, But remembering to do that, I think

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Speaker 1: is the big thing because like again, I think a

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Speaker 1: lot of flags have heard of it, but how often

429
00:20:12,240 --> 00:20:13,960
Speaker 1: have you used that app? Maybe it's just moving it

430
00:20:14,000 --> 00:20:15,920
Speaker 1: to your home screen so it's there as a reminder.

431
00:20:16,280 --> 00:20:18,960
Speaker 1: Uh upside, that's another gas app that I have played

432
00:20:18,960 --> 00:20:20,600
Speaker 1: around with a little bit, but I feel like they've

433
00:20:20,640 --> 00:20:23,719
Speaker 1: kind of gamified it a little bit more where different

434
00:20:24,160 --> 00:20:27,080
Speaker 1: gas stations in your area have uh they've got different

435
00:20:27,080 --> 00:20:28,880
Speaker 1: offers that you can claim, and so when you claim

436
00:20:28,920 --> 00:20:30,520
Speaker 1: that offer, you fill up there, you take a picture

437
00:20:30,520 --> 00:20:32,560
Speaker 1: of your receipt and then you earn cash back. And

438
00:20:32,600 --> 00:20:35,400
Speaker 1: so that's another one worth looking into if you are

439
00:20:35,440 --> 00:20:37,199
Speaker 1: looking to gamify it a little bit. There you go,

440
00:20:37,400 --> 00:20:39,640
Speaker 1: and I think where you fill up, Matt is key

441
00:20:39,800 --> 00:20:41,600
Speaker 1: like kind of like we talked about shopping it all

442
00:20:41,640 --> 00:20:43,800
Speaker 1: the typically you're gonna pay the lowest price on groceries

443
00:20:43,800 --> 00:20:46,000
Speaker 1: at least overall for your bill. Well, the same is

444
00:20:46,040 --> 00:20:48,560
Speaker 1: true when you we're talking about the warehouse clubs and

445
00:20:48,600 --> 00:20:51,200
Speaker 1: filling up on gas there. So if you're if you're

446
00:20:51,240 --> 00:20:53,760
Speaker 1: getting it, let's say at Costco or Sam's Club, if

447
00:20:53,760 --> 00:20:55,920
Speaker 1: you remember there, typically you are going to say something

448
00:20:55,920 --> 00:20:57,879
Speaker 1: like twenty thirty cents a gown like that's like what

449
00:20:58,000 --> 00:21:00,680
Speaker 1: you just described is not abnormal. Yeah, it's actually normal

450
00:21:00,680 --> 00:21:02,920
Speaker 1: for warehouse club members. And so that's why there's usually

451
00:21:02,960 --> 00:21:05,440
Speaker 1: such a long line on the side of the Costco

452
00:21:05,760 --> 00:21:09,160
Speaker 1: gas station. But on top of that, oh man, what sorry,

453
00:21:09,160 --> 00:21:10,760
Speaker 1: I don't want interact. Well, you're good, I was just

454
00:21:10,800 --> 00:21:13,240
Speaker 1: gonna talk about Costco. So before you move on, So

455
00:21:13,280 --> 00:21:16,560
Speaker 1: you stopped at the BUCkies on the way back from

456
00:21:16,560 --> 00:21:19,719
Speaker 1: the beach, and I just remember this because we drove

457
00:21:19,960 --> 00:21:23,040
Speaker 1: past the literal miles of traffic. Please tell me you

458
00:21:23,040 --> 00:21:25,520
Speaker 1: didn't wait in line. No, no, we didn't have a line, dude,

459
00:21:25,600 --> 00:21:27,320
Speaker 1: I'm not even kid. It was like a grand opening too.

460
00:21:27,359 --> 00:21:29,120
Speaker 1: By the way, it was like barely just like there's

461
00:21:29,160 --> 00:21:31,000
Speaker 1: flags everywhere and stuff like that. I don't know. Maybe

462
00:21:31,000 --> 00:21:33,360
Speaker 1: the word it on line to get in, dude, like

463
00:21:33,400 --> 00:21:34,919
Speaker 1: not just a line to get in. I thought it

464
00:21:34,960 --> 00:21:36,879
Speaker 1: was a line to get on the interstate. And I

465
00:21:37,240 --> 00:21:40,080
Speaker 1: am not kidding when I said that. We passed literally

466
00:21:40,280 --> 00:21:43,080
Speaker 1: at least two miles of traffic hole in the right lane,

467
00:21:43,520 --> 00:21:45,359
Speaker 1: and I was thinking, oh my gosh, all of these

468
00:21:45,400 --> 00:21:46,960
Speaker 1: folks are trying to get on the interstate. What is

469
00:21:47,000 --> 00:21:50,159
Speaker 1: going on up here? Well, yeah, I mean yeah, y'all

470
00:21:50,200 --> 00:21:51,959
Speaker 1: left a couple of days before we did. We were

471
00:21:52,000 --> 00:21:55,080
Speaker 1: there on a Saturday, so there you go. But literally,

472
00:21:55,119 --> 00:21:57,119
Speaker 1: I was I was planning to drive past the exit

473
00:21:57,200 --> 00:21:59,960
Speaker 1: and get on the take the on ramp, take, you know,

474
00:22:00,040 --> 00:22:01,399
Speaker 1: make a you turn a little bit further down and

475
00:22:01,440 --> 00:22:03,159
Speaker 1: come back the other way. But as we got closer,

476
00:22:03,560 --> 00:22:05,879
Speaker 1: it was people trying to get into Bucky's Nobody was

477
00:22:05,920 --> 00:22:08,040
Speaker 1: getting on the getting on the interstate. I could not

478
00:22:08,119 --> 00:22:11,000
Speaker 1: believe it. If you've never heard of Bucky's, it's basically

479
00:22:11,080 --> 00:22:14,359
Speaker 1: like it's essential America. It's like a theme park mixed

480
00:22:14,400 --> 00:22:16,840
Speaker 1: with like the best buy in a gas station, like

481
00:22:16,880 --> 00:22:20,840
Speaker 1: all mashed up. It's ridiculous, and you can buy Bucky's

482
00:22:20,880 --> 00:22:23,879
Speaker 1: gear and there's a wall of beef turkey. It's uh.

483
00:22:24,560 --> 00:22:25,679
Speaker 1: I don't know if it's good or a bad thing,

484
00:22:25,720 --> 00:22:27,920
Speaker 1: but it exists. Bucky's mascot is a beaver, so that

485
00:22:28,040 --> 00:22:31,200
Speaker 1: you can get beaver stuff, yes, if you're so inclined.

486
00:22:31,480 --> 00:22:34,000
Speaker 1: So so now you know about Bucky's, which tend to

487
00:22:34,040 --> 00:22:35,880
Speaker 1: be in the southeast. Yeah, I don't are they out

488
00:22:35,880 --> 00:22:37,919
Speaker 1: west or anything like? No. I think they started in

489
00:22:38,000 --> 00:22:41,639
Speaker 1: Texas maybe, but they're in Florida, Georgia one of the Yeah,

490
00:22:41,760 --> 00:22:43,959
Speaker 1: well yeah, if you if you spot one, it's more

491
00:22:43,960 --> 00:22:47,240
Speaker 1: of a novelty thing. Um but but don't wait hours.

492
00:22:47,359 --> 00:22:49,760
Speaker 1: I mean literally, it was. It was like the equivalent

493
00:22:49,760 --> 00:22:51,560
Speaker 1: of a six Flags line or something like that. It's

494
00:22:51,560 --> 00:22:54,040
Speaker 1: not that it was insane, it's fine, it's not that great. Well,

495
00:22:54,119 --> 00:22:56,040
Speaker 1: let's talk about credit cards map for a second, because

496
00:22:56,040 --> 00:22:58,560
Speaker 1: they're using the right credit card, Bucky's credit card, M

497
00:22:58,760 --> 00:23:01,280
Speaker 1: probably probably, although I will say the one good thing

498
00:23:01,280 --> 00:23:03,639
Speaker 1: about BUCkies they pay their people really well and they

499
00:23:03,680 --> 00:23:06,040
Speaker 1: have good benefits for one k stuff like that kind

500
00:23:06,040 --> 00:23:09,080
Speaker 1: of random, but they really take it to their employees,

501
00:23:09,119 --> 00:23:10,520
Speaker 1: and I think that's a sign of a good business.

502
00:23:10,520 --> 00:23:13,359
Speaker 1: So I will say I appreciate BUCkies for that. But

503
00:23:13,440 --> 00:23:15,439
Speaker 1: on the credit cards, the right credit card, using the

504
00:23:15,520 --> 00:23:18,199
Speaker 1: right one can be helpful to UM and it can

505
00:23:18,240 --> 00:23:21,120
Speaker 1: save you a decent chunk when you're paying at the pump.

506
00:23:21,160 --> 00:23:24,240
Speaker 1: And so you know, the warehouse clubs where where you

507
00:23:24,280 --> 00:23:25,960
Speaker 1: go to fill up matters, but then also the credit

508
00:23:26,000 --> 00:23:29,240
Speaker 1: card you use, for instance, at the Costco City Credit Card,

509
00:23:29,600 --> 00:23:31,520
Speaker 1: it's it's a solid choice if you're a Costco member.

510
00:23:31,520 --> 00:23:35,480
Speaker 1: They offer four percent cash back on gas purchases. The

511
00:23:35,480 --> 00:23:37,639
Speaker 1: Sam's Club one is even better at five percent if

512
00:23:37,640 --> 00:23:41,080
Speaker 1: you're remember there. But outside of the wholesale clubs, the

513
00:23:41,119 --> 00:23:43,840
Speaker 1: best option for most folks to fill up is to

514
00:23:43,960 --> 00:23:47,040
Speaker 1: use the City Custom Cash Card, which offers five percent

515
00:23:47,119 --> 00:23:51,280
Speaker 1: cash back on any one category each month max spend

516
00:23:51,480 --> 00:23:53,200
Speaker 1: five hundred bucks in order to get that five percent.

517
00:23:53,680 --> 00:23:56,600
Speaker 1: Gas stations are one of those qualifying categories, right, so

518
00:23:56,680 --> 00:23:59,000
Speaker 1: it is well worth. Yeah, if if you can't find

519
00:23:59,000 --> 00:24:01,720
Speaker 1: a specific gas car or you're not a Warehouse club member,

520
00:24:01,720 --> 00:24:04,720
Speaker 1: the City custom cash card is the best one probably

521
00:24:04,800 --> 00:24:06,560
Speaker 1: to use. What will link to those are the show notes,

522
00:24:06,600 --> 00:24:09,320
Speaker 1: but literally just a piece of plastic that you choose

523
00:24:09,320 --> 00:24:11,680
Speaker 1: to use when you're filling up. It provides like a

524
00:24:11,760 --> 00:24:14,800
Speaker 1: little nice cash back discount and really, right now, Matt,

525
00:24:14,840 --> 00:24:16,760
Speaker 1: like when you combine all these factors, like every little

526
00:24:16,760 --> 00:24:19,000
Speaker 1: thing helps going somewhere cheaper, using the right credit card,

527
00:24:19,400 --> 00:24:22,360
Speaker 1: everything helps to kind of mitigate some of the price

528
00:24:22,400 --> 00:24:24,080
Speaker 1: prizes that we're seeing. Yeah, so far we're up to

529
00:24:24,200 --> 00:24:29,200
Speaker 1: like getting gas at off between between like the cash bat,

530
00:24:29,240 --> 00:24:31,200
Speaker 1: you know, using the right app or getting it thirty

531
00:24:31,200 --> 00:24:33,679
Speaker 1: cents cheaper for a gallant or putting it on a

532
00:24:33,720 --> 00:24:36,679
Speaker 1: credit card. It all adds up. So the next recommendation

533
00:24:36,720 --> 00:24:39,680
Speaker 1: we have is gonna be for you to bike more

534
00:24:40,080 --> 00:24:43,679
Speaker 1: and drive less. Come on, if you've listened to the

535
00:24:43,720 --> 00:24:45,680
Speaker 1: show for for any amount of time, you knew that

536
00:24:45,720 --> 00:24:48,359
Speaker 1: we're gonna say this, But a huge percentage of our

537
00:24:48,440 --> 00:24:51,200
Speaker 1: daily car usage is gonna be on trips that are

538
00:24:51,240 --> 00:24:54,760
Speaker 1: between one and three miles. Eight percent of all car

539
00:24:54,840 --> 00:24:57,399
Speaker 1: trips are less than three miles long. That is totally

540
00:24:57,480 --> 00:24:59,879
Speaker 1: biking distance right there. So we would recommend for you

541
00:24:59,920 --> 00:25:01,720
Speaker 1: to dust off your bike if you haven't used it

542
00:25:01,720 --> 00:25:03,840
Speaker 1: in a couple of years. Talk of those tires, all

543
00:25:03,840 --> 00:25:06,879
Speaker 1: that chain. But every time you opt to use leg power,

544
00:25:07,200 --> 00:25:09,960
Speaker 1: not only are you getting some exercise, you are saving

545
00:25:09,960 --> 00:25:13,480
Speaker 1: yourself legit amounts of money. Uh. I mean, not only

546
00:25:13,520 --> 00:25:15,520
Speaker 1: is it good for like your body from an exercise standpoint,

547
00:25:15,520 --> 00:25:17,840
Speaker 1: it's good for your your mind right from a stress

548
00:25:17,880 --> 00:25:20,240
Speaker 1: stressful standpoint. It's better for the earth, uh spen if

549
00:25:20,240 --> 00:25:22,560
Speaker 1: for your neighborhood, the fact that you can ride by

550
00:25:22,560 --> 00:25:24,080
Speaker 1: your neighbors and like wave to them and talk to

551
00:25:24,119 --> 00:25:26,800
Speaker 1: them rather than floor it. You know, I'm like rather

552
00:25:26,840 --> 00:25:32,719
Speaker 1: than like coal dust exactly. So biking is definitely something

553
00:25:32,760 --> 00:25:35,080
Speaker 1: that we are huge fans of and would love to

554
00:25:35,240 --> 00:25:37,920
Speaker 1: see you incorporate more into your life as well. Yeah,

555
00:25:37,960 --> 00:25:39,760
Speaker 1: I know, anyone who's been listening to how the Money

556
00:25:39,800 --> 00:25:41,919
Speaker 1: for two D plus episodes is like, we get it. Guys.

557
00:25:42,040 --> 00:25:45,920
Speaker 1: You like bikes and you talk about its frequently, but

558
00:25:46,000 --> 00:25:47,680
Speaker 1: it is one of those things that's just not enough

559
00:25:47,720 --> 00:25:49,880
Speaker 1: people do. And when gas prices at some point, there's

560
00:25:49,920 --> 00:25:51,760
Speaker 1: a breaking point, right and when gas prices are at

561
00:25:51,760 --> 00:25:53,600
Speaker 1: five plus dollars a gallon, if you live in California

562
00:25:53,640 --> 00:25:56,160
Speaker 1: and you're spending six dollars and seventy cents a gallon,

563
00:25:56,400 --> 00:25:58,120
Speaker 1: at some point you have to say this is ludicrous

564
00:25:58,200 --> 00:25:59,560
Speaker 1: and I have to make a change in the way

565
00:25:59,600 --> 00:26:02,720
Speaker 1: I live in order to combat rising prices in my life.

566
00:26:02,920 --> 00:26:04,560
Speaker 1: And one of the easiest ways you can kind of

567
00:26:04,600 --> 00:26:06,800
Speaker 1: take that back is to at least at least on

568
00:26:06,800 --> 00:26:09,000
Speaker 1: some of these smaller trips that make up, like you said,

569
00:26:09,040 --> 00:26:12,560
Speaker 1: fIF of our car drips, like hop on the bike instead,

570
00:26:12,640 --> 00:26:15,800
Speaker 1: and that is it sounds insignificant, but I promise it's

571
00:26:15,840 --> 00:26:18,280
Speaker 1: not insignificant. And and just going to to all the

572
00:26:18,359 --> 00:26:20,040
Speaker 1: on your bike and loading up a couple of grocery

573
00:26:20,040 --> 00:26:22,040
Speaker 1: bags you know, in the basket on the front, like

574
00:26:22,119 --> 00:26:24,879
Speaker 1: it's it makes a difference, and it contributes to your savings.

575
00:26:25,000 --> 00:26:28,120
Speaker 1: Um that that you're gonna incur. Absolutely, Yes, another sort

576
00:26:28,119 --> 00:26:30,200
Speaker 1: of civil tip, you know, Like I don't want to

577
00:26:30,200 --> 00:26:32,320
Speaker 1: sound patronizing here, but the way that you drive, like

578
00:26:32,359 --> 00:26:34,359
Speaker 1: when you do drive, that's going to obviously impact the

579
00:26:34,359 --> 00:26:37,680
Speaker 1: fuel economy of your car. I said at the beginning

580
00:26:37,720 --> 00:26:38,879
Speaker 1: here that we're going to kind of start with the

581
00:26:38,920 --> 00:26:41,280
Speaker 1: easiest and kind of work our way towards like maybe

582
00:26:41,320 --> 00:26:42,760
Speaker 1: the harder things that you can do. We we we probably

583
00:26:42,760 --> 00:26:44,320
Speaker 1: should have started with this one first, because this is

584
00:26:44,359 --> 00:26:47,040
Speaker 1: by far the easiest tip. I don't know, it's difficult,

585
00:26:47,080 --> 00:26:50,200
Speaker 1: it's different. Maybe it's to not be a lead foot,

586
00:26:50,640 --> 00:26:52,240
Speaker 1: but like you know, like if your car, if it

587
00:26:52,280 --> 00:26:54,960
Speaker 1: has an eco mode button, like keep it on. If

588
00:26:55,000 --> 00:26:57,719
Speaker 1: you're prone to accelerating off the line quickly as soon

589
00:26:57,720 --> 00:27:00,160
Speaker 1: as the light turns green, cut that out. If you eat,

590
00:27:00,200 --> 00:27:02,480
Speaker 1: if you like to go twenty miles over on the interstate,

591
00:27:02,760 --> 00:27:06,159
Speaker 1: that's something slow down. Because all of these little changes

592
00:27:06,240 --> 00:27:09,240
Speaker 1: can add up to increased fuel economy. It can lead

593
00:27:09,240 --> 00:27:11,560
Speaker 1: to you spending less money on gas, and not just

594
00:27:11,640 --> 00:27:13,199
Speaker 1: on gas as well. But just think about all of

595
00:27:13,200 --> 00:27:17,080
Speaker 1: the ripple effects by being uh by by driving slower, right,

596
00:27:17,080 --> 00:27:19,119
Speaker 1: you're gonna spend less money on breaks because you're not

597
00:27:19,160 --> 00:27:21,160
Speaker 1: having to slam on the brakes because you're going too

598
00:27:21,200 --> 00:27:24,080
Speaker 1: fast and the light trended yellow and you think, okay,

599
00:27:24,240 --> 00:27:26,040
Speaker 1: if I keep going, I'm gonna run a red light,

600
00:27:26,040 --> 00:27:27,920
Speaker 1: and so you have to slam on the brakes, right, Uh,

601
00:27:27,960 --> 00:27:30,960
Speaker 1: If you're not flying around corners, your tires are gonna

602
00:27:31,040 --> 00:27:33,760
Speaker 1: last longer. Uh, and that's a pretty big expense as well.

603
00:27:34,040 --> 00:27:36,080
Speaker 1: Not to mention, if you're going too fast, you're always

604
00:27:36,119 --> 00:27:38,159
Speaker 1: like you're gonna run the risk of getting a speeding ticket.

605
00:27:38,520 --> 00:27:42,040
Speaker 1: Those are not cheap, they're they're crazy expensive. Not to mention,

606
00:27:42,080 --> 00:27:44,159
Speaker 1: if you're going too fast and you aren't able to

607
00:27:44,160 --> 00:27:46,720
Speaker 1: stop or you're not paying attention, you could end up

608
00:27:46,760 --> 00:27:49,800
Speaker 1: hitting another vehicle. And the financial impact of getting in

609
00:27:49,920 --> 00:27:54,080
Speaker 1: a wreck is definitely going to outweigh giving your miles

610
00:27:54,080 --> 00:27:56,399
Speaker 1: break down, giving your fuel economy a little bit of

611
00:27:56,640 --> 00:27:59,120
Speaker 1: a boost. Right, let's keep going. Let's just talk about

612
00:27:59,119 --> 00:28:01,320
Speaker 1: another one that that it's actually pretty easy, even though

613
00:28:01,320 --> 00:28:02,800
Speaker 1: it's a little bit further down. Like all of these

614
00:28:02,800 --> 00:28:05,359
Speaker 1: things are pretty easy. They're not so far nothing terribly difficult, right,

615
00:28:05,520 --> 00:28:08,200
Speaker 1: And so something you should consider is wrapping your car.

616
00:28:08,600 --> 00:28:12,320
Speaker 1: And I mean that like putting an advertisement on your car, right, Um,

617
00:28:12,320 --> 00:28:15,359
Speaker 1: And this one is kind of goofy, but but I

618
00:28:15,359 --> 00:28:18,000
Speaker 1: would tell people not to laugh it off because wrapping

619
00:28:18,040 --> 00:28:20,720
Speaker 1: your car with a legitimate company, which by the way,

620
00:28:20,800 --> 00:28:23,959
Speaker 1: is easier said than done, can provide some income that

621
00:28:24,000 --> 00:28:27,399
Speaker 1: will directly help offset what you're spending on gas. And

622
00:28:27,760 --> 00:28:31,120
Speaker 1: Rapidfy and Carver Ties are the only two legitimate companies

623
00:28:31,160 --> 00:28:33,520
Speaker 1: that I know of in this space. Linked to both

624
00:28:33,600 --> 00:28:35,520
Speaker 1: of them in the show notes. But this is one

625
00:28:35,560 --> 00:28:37,639
Speaker 1: though that you can speak to personally because I have

626
00:28:37,760 --> 00:28:42,280
Speaker 1: actually wrapped my car and it was a Salesforce ad

627
00:28:42,320 --> 00:28:44,320
Speaker 1: campaign that was on my niece on Leaf when I

628
00:28:44,320 --> 00:28:47,800
Speaker 1: owned it. Quite professional, I will say, very very professionally.

629
00:28:47,880 --> 00:28:49,600
Speaker 1: I got a lot of questions about it, like hopping

630
00:28:49,600 --> 00:28:51,520
Speaker 1: out at the grocery store or whatever, people are like, oh,

631
00:28:51,600 --> 00:28:54,400
Speaker 1: you work for a Salesforce. So I'm like, I'm just

632
00:28:54,400 --> 00:28:56,280
Speaker 1: a cheap dude who got his car wrapped, and they're like,

633
00:28:56,320 --> 00:28:59,480
Speaker 1: oh god, you you're weird. What a weirdo. But you know,

634
00:28:59,520 --> 00:29:01,360
Speaker 1: I made a few hundred dollars and it's one of

635
00:29:01,360 --> 00:29:03,440
Speaker 1: those things where I didn't even drive that much. But

636
00:29:03,520 --> 00:29:05,240
Speaker 1: there are a lot of people who could make more

637
00:29:05,520 --> 00:29:08,160
Speaker 1: depending on their driving patterns. You can make hundreds of

638
00:29:08,240 --> 00:29:10,960
Speaker 1: dollars a month for turning your car basically into a

639
00:29:11,080 --> 00:29:15,479
Speaker 1: rolling advertisement. So it really could provide some legitimate passive

640
00:29:15,480 --> 00:29:17,920
Speaker 1: income that would come in handy for lots of folks

641
00:29:17,960 --> 00:29:20,840
Speaker 1: right now, Matt turning every mile they drive from a

642
00:29:20,840 --> 00:29:24,560
Speaker 1: frightening expense into something that's actually kind of generating income.

643
00:29:24,800 --> 00:29:27,400
Speaker 1: You're turning the tables on on what it costs to

644
00:29:27,440 --> 00:29:29,080
Speaker 1: fill up gas right now, and so I like it

645
00:29:29,080 --> 00:29:30,560
Speaker 1: in that way. It's sort of the car smart. It's

646
00:29:30,600 --> 00:29:32,680
Speaker 1: sort of like house hacking, right, It's like you're it's

647
00:29:32,720 --> 00:29:35,120
Speaker 1: a it's a judo move. It's this sort of trick

648
00:29:35,280 --> 00:29:37,120
Speaker 1: where it's like, oh, this used to cost me money,

649
00:29:37,240 --> 00:29:39,800
Speaker 1: now I'm making money turning the tables. I like it.

650
00:29:39,880 --> 00:29:41,479
Speaker 1: And I know that something like eighty percent of how

651
00:29:41,480 --> 00:29:44,400
Speaker 1: to Money listeners are like, okay, cool, Yeah, I'm not

652
00:29:44,440 --> 00:29:46,800
Speaker 1: that frugal, but I have of the folks out there

653
00:29:46,800 --> 00:29:49,440
Speaker 1: we're like, oh yeah, I can do that. Incredible, or

654
00:29:49,560 --> 00:29:51,560
Speaker 1: at least twenty percent of the folks maybe who are thinking,

655
00:29:51,680 --> 00:29:53,640
Speaker 1: all right, let me look into that a little bit more.

656
00:29:53,960 --> 00:29:55,880
Speaker 1: And the reason we're kind of running through all these things,

657
00:29:56,000 --> 00:29:58,720
Speaker 1: especially now as we kind of get into maybe some

658
00:29:58,760 --> 00:30:00,400
Speaker 1: of the more difficult ones, is we wants you to

659
00:30:00,400 --> 00:30:03,000
Speaker 1: consider all of these things, like all factors should be

660
00:30:03,000 --> 00:30:06,120
Speaker 1: on the table, not just now because gas prices are

661
00:30:06,160 --> 00:30:08,200
Speaker 1: at all time highs, but because we want you to

662
00:30:08,200 --> 00:30:09,840
Speaker 1: save more money, we want you to spend the less

663
00:30:09,840 --> 00:30:12,400
Speaker 1: so that you can invest and save more. Uh. And

664
00:30:12,440 --> 00:30:13,880
Speaker 1: one of the ways that you can do that as well, Joel,

665
00:30:13,960 --> 00:30:17,160
Speaker 1: is by working from home as much as possible, because

666
00:30:17,440 --> 00:30:19,720
Speaker 1: you know, like what was normal to avoid spreading the

667
00:30:19,800 --> 00:30:22,920
Speaker 1: virus back in the day is looking more attractive for

668
00:30:22,960 --> 00:30:26,560
Speaker 1: other reasons right now, namely gloring your gasoline bill. Uh.

669
00:30:26,600 --> 00:30:28,720
Speaker 1: And so, depending on your job, depending on your commute,

670
00:30:28,920 --> 00:30:32,200
Speaker 1: exorbitant gas prices could be the perfect reason to ask

671
00:30:32,200 --> 00:30:35,520
Speaker 1: your boss for more flexibility. As returning to the office

672
00:30:35,560 --> 00:30:39,240
Speaker 1: is gaining steam these days. We've we've previously highlighted the

673
00:30:39,280 --> 00:30:42,680
Speaker 1: financial and the career benefits to returning to the office,

674
00:30:43,040 --> 00:30:45,520
Speaker 1: and like, we still believe that that's true, but that

675
00:30:45,560 --> 00:30:47,959
Speaker 1: doesn't necessarily mean that you need to be there every

676
00:30:47,960 --> 00:30:49,800
Speaker 1: single day of the week. You know, you don't need

677
00:30:49,840 --> 00:30:51,560
Speaker 1: to be there five days a week. UH. It's gonna

678
00:30:51,600 --> 00:30:54,680
Speaker 1: come down to you striking that balance between trying to

679
00:30:54,760 --> 00:30:57,520
Speaker 1: save some money by working from home, but also showing

680
00:30:57,560 --> 00:30:59,400
Speaker 1: up in person to make sure that you are able

681
00:30:59,480 --> 00:31:03,280
Speaker 1: to advance at work and within your career. UH. This

682
00:31:03,360 --> 00:31:05,480
Speaker 1: is sort of one of those instances where you don't

683
00:31:05,480 --> 00:31:08,080
Speaker 1: want to go from one extreme to the other, right,

684
00:31:08,560 --> 00:31:10,280
Speaker 1: because if you were to go to the other extreme

685
00:31:10,280 --> 00:31:12,280
Speaker 1: and say I'm never going to go into the office

686
00:31:12,320 --> 00:31:14,120
Speaker 1: again because I don't want to spend any more money

687
00:31:14,200 --> 00:31:17,320
Speaker 1: on gas. Well, I would say that you're probably being cheap,

688
00:31:17,440 --> 00:31:20,440
Speaker 1: not frugal in that instance, because you might be foregoing,

689
00:31:20,480 --> 00:31:24,680
Speaker 1: you might be passing up like rates. Perhaps. Yeah, if

690
00:31:24,720 --> 00:31:27,000
Speaker 1: you're out of sight, you're out of mind oftentimes, especially

691
00:31:27,040 --> 00:31:28,640
Speaker 1: if you're earlier on in your career, and so you

692
00:31:28,680 --> 00:31:31,200
Speaker 1: don't want to do that. But higher gas prices might

693
00:31:31,200 --> 00:31:33,240
Speaker 1: be the perfect reason to ask your boss if you

694
00:31:33,280 --> 00:31:35,280
Speaker 1: can work from home three days a week, even though

695
00:31:35,320 --> 00:31:37,400
Speaker 1: they're calling for people to return four or five days

696
00:31:37,400 --> 00:31:39,560
Speaker 1: a week. And even if your video it's not an excuse.

697
00:31:39,560 --> 00:31:41,920
Speaker 1: I think it's a legitimate concern and your boss is

698
00:31:41,960 --> 00:31:44,760
Speaker 1: actually gonna understand that concern when you ask absolutely yeah,

699
00:31:44,800 --> 00:31:46,520
Speaker 1: and you said out of sight, out of mind, you know,

700
00:31:46,640 --> 00:31:50,920
Speaker 1: just that little two dimensional representation with your face on

701
00:31:51,040 --> 00:31:53,000
Speaker 1: the screen, it doesn't count as much. You're like, you

702
00:31:53,000 --> 00:31:56,040
Speaker 1: don't have those soft touches, those interactions that you have

703
00:31:56,400 --> 00:31:59,320
Speaker 1: within an office environment. And so we want folks to

704
00:31:59,520 --> 00:32:02,680
Speaker 1: keep some of those factors that are more difficult to quantify.

705
00:32:02,840 --> 00:32:04,479
Speaker 1: We want you to keep those in minds as well.

706
00:32:04,480 --> 00:32:06,800
Speaker 1: People want to see your winning smile and it does.

707
00:32:06,880 --> 00:32:09,760
Speaker 1: It translates into more money over time. I think, you know,

708
00:32:09,800 --> 00:32:12,840
Speaker 1: moving up in your career more quickly. And Matt, let's

709
00:32:12,840 --> 00:32:15,040
Speaker 1: talk about another thing you can. We would say reduce

710
00:32:15,080 --> 00:32:16,920
Speaker 1: your commute, you know, because if you can't work from

711
00:32:16,920 --> 00:32:20,000
Speaker 1: home than attempting to live closer to wherever you work,

712
00:32:20,240 --> 00:32:22,239
Speaker 1: we would say that's worth considering. And again, these are

713
00:32:22,240 --> 00:32:24,000
Speaker 1: going easy too hard. This is a more difficult thing

714
00:32:24,160 --> 00:32:26,600
Speaker 1: to pull off. It's more of a long term consideration.

715
00:32:27,000 --> 00:32:29,520
Speaker 1: But this is something that you really can change over time.

716
00:32:29,880 --> 00:32:32,560
Speaker 1: And I know that we've we've normalized long commutes in

717
00:32:32,560 --> 00:32:35,880
Speaker 1: this country, especially in some of the larger metropolitan areas,

718
00:32:35,920 --> 00:32:38,840
Speaker 1: but that doesn't mean that how the money listeners have

719
00:32:38,920 --> 00:32:41,800
Speaker 1: to throw in the towel, admit defeat and accept the

720
00:32:41,840 --> 00:32:44,800
Speaker 1: idea that spending one and a half hours or two

721
00:32:44,800 --> 00:32:47,360
Speaker 1: hours in your car each day and going to and

722
00:32:47,360 --> 00:32:49,280
Speaker 1: from work that that is normal. It doesn't have to

723
00:32:49,320 --> 00:32:50,920
Speaker 1: be and it shouldn't be normal, and we don't want

724
00:32:50,920 --> 00:32:53,520
Speaker 1: you to accept it like that. Um, you can and

725
00:32:53,560 --> 00:32:57,120
Speaker 1: you should work to avoid the hell that is commuting

726
00:32:57,160 --> 00:32:59,960
Speaker 1: from multiple hours every day. And so Matt, I don't

727
00:33:00,000 --> 00:33:01,800
Speaker 1: know if you remember this, but more than four years

728
00:33:01,800 --> 00:33:04,640
Speaker 1: ago we recorded an episode. It was episode twenty and

729
00:33:04,680 --> 00:33:08,400
Speaker 1: it was called why You're commute is Killing You Listen

730
00:33:08,400 --> 00:33:10,440
Speaker 1: to the older how do Money episodes at your own risk.

731
00:33:10,520 --> 00:33:13,080
Speaker 1: But still that's something we we felt passionately about that

732
00:33:13,480 --> 00:33:15,400
Speaker 1: from the get go, and we still feel that way

733
00:33:15,440 --> 00:33:18,680
Speaker 1: that spending much time on your commute is bad for

734
00:33:18,680 --> 00:33:20,640
Speaker 1: your finances, it's bad for your personal health, it's bad

735
00:33:20,640 --> 00:33:22,680
Speaker 1: for the environment, it's bad for everything. And so we

736
00:33:22,720 --> 00:33:25,120
Speaker 1: want you to shorten your commute, live closer to where

737
00:33:25,120 --> 00:33:27,360
Speaker 1: you work, and so, yeah, producing your commute is more

738
00:33:27,400 --> 00:33:30,640
Speaker 1: of a long play, but it's still a really smart one,

739
00:33:30,920 --> 00:33:33,280
Speaker 1: that's right. What other tip on that front would be

740
00:33:33,320 --> 00:33:36,480
Speaker 1: to carpool because if your commute is set in stone,

741
00:33:36,520 --> 00:33:39,400
Speaker 1: if it's an immovable could you potentially ride with a

742
00:33:39,400 --> 00:33:41,680
Speaker 1: coworker and split the driving duties. This is going to

743
00:33:41,760 --> 00:33:44,440
Speaker 1: reduce your gas costs and it's going to reduce the

744
00:33:44,480 --> 00:33:46,880
Speaker 1: overall stress in your life if your coworkers really awful

745
00:33:47,080 --> 00:33:51,200
Speaker 1: and a terrible driver or a terrible person. You know, also,

746
00:33:51,240 --> 00:33:53,560
Speaker 1: I wanted to mention mass trains it that's another option

747
00:33:53,640 --> 00:33:56,160
Speaker 1: as well, But you know, maybe taking the bus or

748
00:33:56,360 --> 00:33:59,640
Speaker 1: taking the limited rail or subway options that your city

749
00:33:59,760 --> 00:34:02,400
Speaker 1: might offer. That might be something that you have never considered,

750
00:34:02,720 --> 00:34:04,280
Speaker 1: but you might be thinking now, you know what, it

751
00:34:04,360 --> 00:34:06,280
Speaker 1: might only take me an extra fifteen minutes. In that

752
00:34:06,480 --> 00:34:08,920
Speaker 1: entire time, I could be reading, or you know, pull

753
00:34:08,960 --> 00:34:10,680
Speaker 1: up the laptop, get a little bit of work done.

754
00:34:10,840 --> 00:34:13,759
Speaker 1: Or you could continue to just listen to our listen

755
00:34:13,760 --> 00:34:16,000
Speaker 1: to my favorite person off podcast. It's a perfect thing

756
00:34:16,000 --> 00:34:17,799
Speaker 1: to do on that bust, download the Libby app, listen

757
00:34:17,840 --> 00:34:20,799
Speaker 1: to a good audiobook that consider that as well. But

758
00:34:21,040 --> 00:34:22,799
Speaker 1: you know, gas prices are so dang high right now.

759
00:34:23,200 --> 00:34:27,520
Speaker 1: Folks are considering even bigger changes, like maybe selling their car,

760
00:34:27,680 --> 00:34:31,320
Speaker 1: opting for more of a fuel sipper. And the question

761
00:34:31,440 --> 00:34:34,360
Speaker 1: is that smart? That's something we're gonna answer. We'll discuss

762
00:34:34,480 --> 00:34:46,000
Speaker 1: that right after this break. All right, we are back

763
00:34:46,080 --> 00:34:49,040
Speaker 1: from the break. We're still talking about gas prices. They're

764
00:34:49,040 --> 00:34:51,400
Speaker 1: obviously so hot right now in a bad way, and

765
00:34:51,520 --> 00:34:53,520
Speaker 1: most of us are are freaking out at least a

766
00:34:53,560 --> 00:34:55,680
Speaker 1: little bit. And Matt, you you just talked about car pooling.

767
00:34:55,960 --> 00:34:58,440
Speaker 1: I did that with a coworker for quite a while,

768
00:34:58,560 --> 00:35:01,200
Speaker 1: and I will say it is actually pretty nice and

769
00:35:01,280 --> 00:35:03,960
Speaker 1: you know, it's it's not the most convenient thing, But

770
00:35:04,040 --> 00:35:07,560
Speaker 1: sacrificing a little bit of convenience for massive savings was

771
00:35:07,560 --> 00:35:09,439
Speaker 1: it worth worthy trade off? I think in my mind

772
00:35:09,480 --> 00:35:11,120
Speaker 1: and hopefully it is in the minds of how the

773
00:35:11,160 --> 00:35:12,759
Speaker 1: money listener, and you're doing the back when gastles like

774
00:35:12,760 --> 00:35:15,960
Speaker 1: a dollar eighty or two, like like on a expensive,

775
00:35:16,160 --> 00:35:18,160
Speaker 1: expensive year, that's right, it was. You would definitely be

776
00:35:18,160 --> 00:35:19,799
Speaker 1: doing it today. Yeah. Well, and I gotta say one

777
00:35:19,800 --> 00:35:22,640
Speaker 1: of the thing about car pooling is there were state

778
00:35:22,680 --> 00:35:25,520
Speaker 1: incentives to to car pool, and so we actually got

779
00:35:25,600 --> 00:35:28,440
Speaker 1: paid from the Georgia Clean Air Campaign or something like

780
00:35:28,480 --> 00:35:30,600
Speaker 1: that a little bit to car pool, like if you

781
00:35:30,640 --> 00:35:32,000
Speaker 1: can do it a certain number of days in a

782
00:35:32,000 --> 00:35:34,399
Speaker 1: certain amount of months, they're like here, here's seventy five bucks,

783
00:35:34,480 --> 00:35:36,239
Speaker 1: or here's a gift card to at least pace for

784
00:35:36,239 --> 00:35:38,719
Speaker 1: breakfast once a month. Where you're really like, hey, it's

785
00:35:38,719 --> 00:35:41,360
Speaker 1: just like an extra minor incentive that like it helps

786
00:35:41,400 --> 00:35:44,120
Speaker 1: helps you follow through. So all right, well, let's talk

787
00:35:44,120 --> 00:35:47,919
Speaker 1: about maybe like the biggest possible change you can make

788
00:35:48,160 --> 00:35:50,759
Speaker 1: in order to save up on gas prices, which it's

789
00:35:50,800 --> 00:35:54,279
Speaker 1: kind of like the nuclear option when gas prices just

790
00:35:54,320 --> 00:35:57,359
Speaker 1: like get too high. It's like, well, should I get

791
00:35:57,360 --> 00:36:00,279
Speaker 1: a different car altogether? Should I sell my car and

792
00:36:00,360 --> 00:36:03,120
Speaker 1: get something that is more fuel efficient? Man, screw this,

793
00:36:03,160 --> 00:36:05,719
Speaker 1: I'm getting a N E V. Well, you know, here's

794
00:36:05,719 --> 00:36:07,960
Speaker 1: the thing. We want you to make the decision not

795
00:36:08,120 --> 00:36:11,360
Speaker 1: just because fuel prices are sky high in the moment,

796
00:36:11,600 --> 00:36:13,919
Speaker 1: that's right, but also because you're looking to slim down

797
00:36:13,960 --> 00:36:17,160
Speaker 1: your monthly budget regardless and moving forward. And so yeah,

798
00:36:17,320 --> 00:36:21,480
Speaker 1: changing cars is smart, but but only if when gas

799
00:36:21,480 --> 00:36:24,520
Speaker 1: prices resume to some sort of normalcy. You're not gonna

800
00:36:24,600 --> 00:36:27,160
Speaker 1: end up wasting money because of it. Right, It's crucial

801
00:36:27,239 --> 00:36:29,839
Speaker 1: to not make an emotional decision and to really think

802
00:36:29,840 --> 00:36:32,920
Speaker 1: about your overall car usage, because yeah, you might be

803
00:36:32,960 --> 00:36:35,399
Speaker 1: cringing right now with every single fill up, but you

804
00:36:35,400 --> 00:36:37,520
Speaker 1: you might only be filling up, let's say once a month,

805
00:36:37,800 --> 00:36:40,120
Speaker 1: because you're not much of a driver. And so if

806
00:36:40,120 --> 00:36:42,759
Speaker 1: that's the case, sounds like us, Yeah, like me, It's like,

807
00:36:42,840 --> 00:36:44,880
Speaker 1: there's no reason to make any sort of change. So

808
00:36:45,080 --> 00:36:48,200
Speaker 1: we are not selling our van, Yeah, how we're keeping ours,

809
00:36:48,200 --> 00:36:51,440
Speaker 1: And so switching switching vehicles to save on gas is

810
00:36:51,680 --> 00:36:53,680
Speaker 1: for a lot of people, it's actually shortsighted and it

811
00:36:53,680 --> 00:36:56,360
Speaker 1: could end up costing you more because gas, of course

812
00:36:56,480 --> 00:36:58,319
Speaker 1: isn't the only cost, nor is it even the main

813
00:36:58,360 --> 00:37:00,200
Speaker 1: cost in owning a car. And it feels like that

814
00:37:00,280 --> 00:37:03,439
Speaker 1: right now. It feels like gas is is the major

815
00:37:03,480 --> 00:37:06,600
Speaker 1: burden of outing a car, of owning a vehicle, but really, uh,

816
00:37:06,640 --> 00:37:10,560
Speaker 1: there are other, more important, more dramatic costs involved. Then

817
00:37:10,600 --> 00:37:13,279
Speaker 1: we don't feel quite as viscerally, but they're still taking place.

818
00:37:13,320 --> 00:37:14,879
Speaker 1: That's right. Yeah, the main cost of voting a car

819
00:37:14,960 --> 00:37:18,720
Speaker 1: is depreciation. But the cost of gas, it is so visceral,

820
00:37:18,760 --> 00:37:20,960
Speaker 1: it's it's it's so tangible, like the there are no

821
00:37:20,960 --> 00:37:24,719
Speaker 1: other expenses where we are just bombarded with that information.

822
00:37:24,800 --> 00:37:26,520
Speaker 1: When we just drive down the street, whether we're going

823
00:37:26,560 --> 00:37:28,560
Speaker 1: to the store, whether we're going to work, whether whether

824
00:37:28,600 --> 00:37:30,759
Speaker 1: we're you know, biking or driving to a friend's house,

825
00:37:30,760 --> 00:37:33,600
Speaker 1: you always see the price of gasoline. And so there's

826
00:37:33,640 --> 00:37:37,880
Speaker 1: this argument out there that gasoline just gets this unfair attention,

827
00:37:37,920 --> 00:37:40,080
Speaker 1: the spotlight put on it, and because of that, we

828
00:37:40,200 --> 00:37:42,799
Speaker 1: tend to be maybe uber sensitive to the price of

829
00:37:42,800 --> 00:37:45,560
Speaker 1: gasoline when maybe yeah, like you said, we are putting

830
00:37:45,800 --> 00:37:49,080
Speaker 1: too much emotional stock, we are awaiting the price of gasoline,

831
00:37:49,080 --> 00:37:51,520
Speaker 1: maybe too much in our lives. There's no billboard saying

832
00:37:51,760 --> 00:37:53,680
Speaker 1: that I passed every single day that says, Joel, your

833
00:37:53,760 --> 00:37:59,680
Speaker 1: car depreciated by dollars yesterday, appreciate this coming year. That's

834
00:37:59,680 --> 00:38:01,120
Speaker 1: not so thing. We see. We don't get an email

835
00:38:01,200 --> 00:38:03,480
Speaker 1: or something with updates of how little our car is

836
00:38:03,520 --> 00:38:06,880
Speaker 1: worth now. But maybe we should somebody should start that project.

837
00:38:07,040 --> 00:38:09,320
Speaker 1: If you have to feel that a little more about website,

838
00:38:09,360 --> 00:38:11,040
Speaker 1: I think that would be a good thing. Yeah, in particular,

839
00:38:11,080 --> 00:38:12,919
Speaker 1: buying a new car like that's going to hit you

840
00:38:13,160 --> 00:38:16,000
Speaker 1: in the wallet immediately when you drive, you know, drive

841
00:38:16,040 --> 00:38:18,560
Speaker 1: it off the lot. And we're not completely against you

842
00:38:18,600 --> 00:38:21,200
Speaker 1: buying a new car, but it's not something that we

843
00:38:21,280 --> 00:38:23,719
Speaker 1: recommend often. If you have the cash to be able

844
00:38:23,760 --> 00:38:25,479
Speaker 1: to pay for it, uh, and that car is gonna

845
00:38:25,520 --> 00:38:28,120
Speaker 1: fit into your lifestyle, not just now but for the

846
00:38:28,200 --> 00:38:30,839
Speaker 1: next ten years, like for the next decade, it might

847
00:38:30,880 --> 00:38:33,560
Speaker 1: be worth considering. But don't let that gas price tail

848
00:38:33,800 --> 00:38:37,600
Speaker 1: wag the buying a new car dog, right, Uh. Swapping

849
00:38:37,640 --> 00:38:41,880
Speaker 1: your used car for another similarly priced use car that

850
00:38:41,920 --> 00:38:44,680
Speaker 1: offers better fuel economy or you know, or that takes

851
00:38:44,680 --> 00:38:47,400
Speaker 1: you into the e V sphere, that is often going

852
00:38:47,440 --> 00:38:49,000
Speaker 1: to be a better way to go. Yeah, I think

853
00:38:49,040 --> 00:38:52,080
Speaker 1: people often use well, gas prices are crazy, and I'm

854
00:38:52,120 --> 00:38:53,960
Speaker 1: training in this thing. It gets fifteen miles to the

855
00:38:53,960 --> 00:38:55,560
Speaker 1: gallon or something that gets thirty miles to the gallon,

856
00:38:55,880 --> 00:38:57,279
Speaker 1: it's a no brainer for me to get into a

857
00:38:57,320 --> 00:39:00,120
Speaker 1: new car. And that's really just a way to make

858
00:39:00,120 --> 00:39:02,920
Speaker 1: yourself feel better about making a poor decision to buy

859
00:39:02,960 --> 00:39:05,560
Speaker 1: a much more expensive, nicer car. And so that's what

860
00:39:05,600 --> 00:39:07,480
Speaker 1: we want you to avoid trading and something that's that

861
00:39:07,520 --> 00:39:10,320
Speaker 1: works perfectly great and and suit your needs just fine

862
00:39:10,920 --> 00:39:12,440
Speaker 1: for something that's gonna actually cost you more than a

863
00:39:12,440 --> 00:39:15,239
Speaker 1: long And that's why I bought this Jaguar exactly. Like,

864
00:39:15,520 --> 00:39:17,720
Speaker 1: come on, man, Like, that's not why you bought that Jaguar.

865
00:39:18,000 --> 00:39:20,399
Speaker 1: You bought it because you wanted those sweet leather seats

866
00:39:20,480 --> 00:39:22,400
Speaker 1: in the new bows sound system or what else. I

867
00:39:22,440 --> 00:39:24,600
Speaker 1: don't I don't know why anybody buys the Jaguar. Yeah,

868
00:39:24,600 --> 00:39:26,920
Speaker 1: that's a good question. I've never considered it. Well, And

869
00:39:27,000 --> 00:39:29,880
Speaker 1: and like, we definitely don't want people Matt buying a

870
00:39:29,920 --> 00:39:32,520
Speaker 1: new car, most people buying a new car, But more

871
00:39:32,560 --> 00:39:35,440
Speaker 1: than that, we don't want people buying another car, whether

872
00:39:35,440 --> 00:39:37,759
Speaker 1: it's new or used. Right, if it means adding an

873
00:39:37,760 --> 00:39:41,239
Speaker 1: additional car into your life, then that's a problem, and

874
00:39:41,239 --> 00:39:43,239
Speaker 1: that's actually something that's going to cost you more no

875
00:39:43,239 --> 00:39:44,920
Speaker 1: matter what in the long run. And so you know,

876
00:39:45,040 --> 00:39:48,120
Speaker 1: more households, according to statistics, now have three plus cars

877
00:39:48,120 --> 00:39:51,560
Speaker 1: in the driveway than ever before. Something like of households

878
00:39:51,560 --> 00:39:55,680
Speaker 1: have at least three vehicles. We hate seeing that because, yeah,

879
00:39:55,760 --> 00:39:58,040
Speaker 1: you've got to ensure the additional ride. That's not cheap either,

880
00:39:58,080 --> 00:40:00,640
Speaker 1: you've got another car that's depreciating in value, so it's

881
00:40:00,680 --> 00:40:04,440
Speaker 1: actually yet eating into your overall net worth. Gas, like

882
00:40:04,480 --> 00:40:06,440
Speaker 1: we said, is not the only expense that you need

883
00:40:06,480 --> 00:40:08,840
Speaker 1: to think about when you're adding another car into your life.

884
00:40:09,040 --> 00:40:11,279
Speaker 1: You know, there are other costs that are crucial to

885
00:40:11,320 --> 00:40:14,239
Speaker 1: consider before you go out there. And let's say get

886
00:40:14,400 --> 00:40:16,920
Speaker 1: a used Prius to add to your fleet, hoping that

887
00:40:16,960 --> 00:40:18,560
Speaker 1: it's going to help ease the pain at the pump

888
00:40:18,560 --> 00:40:20,600
Speaker 1: your feeling. This is one of those things where we

889
00:40:20,600 --> 00:40:23,279
Speaker 1: would say, actually want your own fewer cars. And so

890
00:40:23,719 --> 00:40:25,880
Speaker 1: if you can go down to being a one car family,

891
00:40:26,040 --> 00:40:28,040
Speaker 1: that's something we would applaud, you know. And and if

892
00:40:28,080 --> 00:40:31,000
Speaker 1: you're holding fast at two but you're thinking about three, man,

893
00:40:31,239 --> 00:40:34,319
Speaker 1: stay strong at too, because every single additional vehicle you

894
00:40:34,320 --> 00:40:37,640
Speaker 1: add into your life. Even if it is more economical

895
00:40:37,680 --> 00:40:39,920
Speaker 1: when it comes to a gas usage, it's still going

896
00:40:40,000 --> 00:40:43,120
Speaker 1: to be worse from an overall dollars and cent standpoint. Actually,

897
00:40:43,120 --> 00:40:45,759
Speaker 1: So on that note, we're about to be out there

898
00:40:45,760 --> 00:40:48,200
Speaker 1: in the burbs, uh, and we are both one car families.

899
00:40:48,200 --> 00:40:50,120
Speaker 1: Do you think that that y'all will be able to

900
00:40:50,120 --> 00:40:53,839
Speaker 1: maintain the one one car family status? Right? So are

901
00:40:54,239 --> 00:40:55,799
Speaker 1: we've in one car a one car family for like

902
00:40:55,840 --> 00:40:58,480
Speaker 1: fifteen years now, You've been one car family for a

903
00:40:58,560 --> 00:41:01,120
Speaker 1: number of years now. But it'll be very interesting to

904
00:41:01,120 --> 00:41:04,560
Speaker 1: see if we're able to maintain those bragging rights. I hope.

905
00:41:04,560 --> 00:41:06,719
Speaker 1: So that's my goal, is my goal? Yeah? For sure.

906
00:41:06,719 --> 00:41:09,560
Speaker 1: I don't want to buy another vehicle. Yeah, I mean, yeah, no,

907
00:41:09,680 --> 00:41:12,200
Speaker 1: I don't either. And I can see myself getting like

908
00:41:12,320 --> 00:41:15,640
Speaker 1: maybe like a roadbike because I could see myself having

909
00:41:15,680 --> 00:41:18,440
Speaker 1: to maybe spend more time on roads where I'm wanting

910
00:41:18,480 --> 00:41:20,759
Speaker 1: to get from point A to point be faster but

911
00:41:21,160 --> 00:41:24,200
Speaker 1: under the but you know, using the power of my thighs. Uh,

912
00:41:24,280 --> 00:41:27,000
Speaker 1: not necessarily those fossil fuels. Yeah. No, I'm with you.

913
00:41:27,040 --> 00:41:28,640
Speaker 1: And it's one of the things that we've thought about

914
00:41:28,640 --> 00:41:32,000
Speaker 1: and We've intentionally tried to design where we live and

915
00:41:32,640 --> 00:41:36,440
Speaker 1: the institutions that were part of whether it's schools like preschools,

916
00:41:36,480 --> 00:41:39,399
Speaker 1: like when it comes to where our office located, all

917
00:41:39,400 --> 00:41:42,320
Speaker 1: that stuff, like everything is within uh you know, a

918
00:41:42,400 --> 00:41:44,320
Speaker 1: stone strow a bike ride where it will be located.

919
00:41:44,360 --> 00:41:46,439
Speaker 1: We're not there yet, but I am I'm actually looking

920
00:41:46,440 --> 00:41:48,080
Speaker 1: forward to kind of I don't know, taking folks on

921
00:41:48,080 --> 00:41:51,560
Speaker 1: a little tour announcing the new office, because folks are

922
00:41:51,600 --> 00:41:54,440
Speaker 1: familiar with where we are recording this episode right now,

923
00:41:54,560 --> 00:41:56,080
Speaker 1: but things will be changing here in the next week.

924
00:41:56,360 --> 00:41:58,319
Speaker 1: So if you don't follow us on Instagram and how

925
00:41:58,320 --> 00:42:00,239
Speaker 1: the Money Pod, what are you doing with your life us?

926
00:42:00,520 --> 00:42:03,319
Speaker 1: We will do a tour soon of our new digs.

927
00:42:03,360 --> 00:42:06,560
Speaker 1: We're pretty excited about. It's um a garage apartment in

928
00:42:06,880 --> 00:42:09,880
Speaker 1: just an adorable little spot. So, uh yeah, you just

929
00:42:10,040 --> 00:42:12,560
Speaker 1: take a look at the new Hat of Money studio soon. Well,

930
00:42:12,680 --> 00:42:15,680
Speaker 1: um yeah, Matt, let's let's keep talking about change, changing

931
00:42:15,760 --> 00:42:17,879
Speaker 1: up and getting a different car because you know, we

932
00:42:17,920 --> 00:42:20,520
Speaker 1: talked about electric vehicles a little, but they're obviously looking

933
00:42:20,640 --> 00:42:22,960
Speaker 1: way more attractive than they were even just a couple

934
00:42:23,000 --> 00:42:26,000
Speaker 1: of years ago. And if somebody is like, oh, Man,

935
00:42:26,040 --> 00:42:28,480
Speaker 1: I'm so jealous of my neighbor's Tesla two years ago.

936
00:42:28,520 --> 00:42:30,319
Speaker 1: They're even more jealous. They're like green within me now

937
00:42:30,400 --> 00:42:31,920
Speaker 1: and they want to steal it in the middle of

938
00:42:31,920 --> 00:42:34,360
Speaker 1: the night because they're so tired of paying ridiculously I

939
00:42:34,360 --> 00:42:36,880
Speaker 1: guess prices. They're envious now of the Nissan Leaf that

940
00:42:36,920 --> 00:42:39,120
Speaker 1: their neighbor had in that and they're like, oh, it's

941
00:42:39,120 --> 00:42:41,239
Speaker 1: so hot right now. That looked ugly, but now I'm

942
00:42:41,239 --> 00:42:43,480
Speaker 1: into it. All of a sudden, it's become much more attractive.

943
00:42:43,520 --> 00:42:46,600
Speaker 1: That's right. And Bloomberg actually recently it came up with

944
00:42:46,640 --> 00:42:48,480
Speaker 1: an article and it said that that we're actually at

945
00:42:48,520 --> 00:42:52,839
Speaker 1: peak internal combustion engine output in two From here on out,

946
00:42:52,840 --> 00:42:56,040
Speaker 1: they've said evs are going to gain steam. I don't

947
00:42:56,040 --> 00:42:58,239
Speaker 1: even more rapid clip and and I don't know, Matt,

948
00:42:58,280 --> 00:43:00,839
Speaker 1: that that sounds about right to me. When you look

949
00:43:00,880 --> 00:43:04,799
Speaker 1: at the projections of the bigger car companies of the

950
00:43:04,840 --> 00:43:08,239
Speaker 1: way forward has been releasing more electric vehicles. All of

951
00:43:08,280 --> 00:43:10,600
Speaker 1: the major car players are finally starting to catch up

952
00:43:10,640 --> 00:43:13,920
Speaker 1: with Tesla and they're releasing some of Some of these

953
00:43:13,960 --> 00:43:17,959
Speaker 1: manufacturers are releasing their first electric vehicles this year, like

954
00:43:18,400 --> 00:43:22,000
Speaker 1: Toyota and Subaru and so at the same time, electric

955
00:43:22,040 --> 00:43:24,719
Speaker 1: vehicles are making more financial sense as gas prices rise,

956
00:43:24,760 --> 00:43:27,480
Speaker 1: and so you and I we already especially me already

957
00:43:27,480 --> 00:43:30,160
Speaker 1: had like a soft spot for electric vehicles because of

958
00:43:30,200 --> 00:43:33,680
Speaker 1: the total cost of ownership factor, because they're basically glorified

959
00:43:33,719 --> 00:43:36,880
Speaker 1: golf carts with fewer moving parts. The lack of maintenance

960
00:43:36,880 --> 00:43:39,799
Speaker 1: and repair costs, combined with the fuel savings, it really

961
00:43:39,800 --> 00:43:42,480
Speaker 1: means that evs are gonna pay off handsomely for a

962
00:43:42,480 --> 00:43:45,919
Speaker 1: lot of folks within just a handful of years. So, yeah,

963
00:43:46,000 --> 00:43:48,440
Speaker 1: evs make a lot of sense for a lot of people.

964
00:43:48,600 --> 00:43:52,760
Speaker 1: They're like golf cards with their bags zero to sixty

965
00:43:52,840 --> 00:43:57,560
Speaker 1: and sometimes like four seconds seconds. But electric vehicles like,

966
00:43:57,600 --> 00:43:59,480
Speaker 1: they're not They're not easy to get right now. That

967
00:43:59,560 --> 00:44:02,040
Speaker 1: like that's the the big problem. Uh, and a lot

968
00:44:02,120 --> 00:44:04,880
Speaker 1: of like like most new evs are are still quite expensive.

969
00:44:05,280 --> 00:44:08,520
Speaker 1: Forwards Electric Lightning f one fifty, it was priced just

970
00:44:08,680 --> 00:44:11,440
Speaker 1: right with a base model uh costing less than forty

971
00:44:11,520 --> 00:44:14,680
Speaker 1: tho dollars, which is unreal. That truck in particular actually

972
00:44:14,719 --> 00:44:17,719
Speaker 1: would save some folks quite a bit of gas money

973
00:44:17,760 --> 00:44:19,360
Speaker 1: in the coming years. Um, and so it would be

974
00:44:19,360 --> 00:44:21,239
Speaker 1: a no brainer for some of those folks who need

975
00:44:21,320 --> 00:44:23,800
Speaker 1: a truck for their job. But it's sold out everywhere.

976
00:44:23,800 --> 00:44:25,439
Speaker 1: It's it's likely going to be sold out for years

977
00:44:25,440 --> 00:44:26,840
Speaker 1: to come. Yeah, if I was going to get a

978
00:44:26,880 --> 00:44:28,719
Speaker 1: new car when we move, Matt, that would have been

979
00:44:28,719 --> 00:44:30,200
Speaker 1: the one I wanted. That's when you're kind off. It

980
00:44:30,239 --> 00:44:32,200
Speaker 1: wasn't really the fact that you're thinking about, because it's

981
00:44:32,239 --> 00:44:34,640
Speaker 1: like it's like a pretty it's almost ribbon esque in

982
00:44:34,640 --> 00:44:36,760
Speaker 1: in how cool it is. It's not quite that cool,

983
00:44:36,840 --> 00:44:39,160
Speaker 1: but it's way way cheaper, much more affordable. Yeah, I

984
00:44:39,200 --> 00:44:41,359
Speaker 1: know you're you're bummed about that, But one thing worth

985
00:44:41,360 --> 00:44:44,440
Speaker 1: noting is Chevy they actually decrease the price of the

986
00:44:44,560 --> 00:44:49,360
Speaker 1: new Chevy Bolt by Sadly it doesn't qualify for the

987
00:44:49,360 --> 00:44:52,439
Speaker 1: federal tax credit, but a base model Bolt costs less

988
00:44:52,440 --> 00:44:55,239
Speaker 1: than twenty seven thousand dollars. Uh. And that's better than

989
00:44:55,440 --> 00:44:57,000
Speaker 1: that's better than the price that you're gonna pay for

990
00:44:57,239 --> 00:45:00,640
Speaker 1: like most other used EV models. You're gonna get that

991
00:45:00,640 --> 00:45:05,319
Speaker 1: that fresh bolt battery at charging capacity when you get

992
00:45:05,360 --> 00:45:07,799
Speaker 1: that thing. Yeah, so maybe a bolt makes sense for you.

993
00:45:07,880 --> 00:45:10,239
Speaker 1: Let's say, if you're like really really in on the

994
00:45:10,239 --> 00:45:13,319
Speaker 1: e B train and it's and specifically Matt if you're

995
00:45:13,320 --> 00:45:17,479
Speaker 1: a particularly heavy driver, because every additional mile you drive

996
00:45:17,560 --> 00:45:20,560
Speaker 1: over the average makes you a more qualified candidate to

997
00:45:20,560 --> 00:45:22,719
Speaker 1: switch up to an EV. And so, like the the

998
00:45:22,840 --> 00:45:24,920
Speaker 1: Kia has one called the e V six, which is

999
00:45:24,960 --> 00:45:27,840
Speaker 1: another electric vehicle worth taking a look at. Have you

1000
00:45:27,840 --> 00:45:29,600
Speaker 1: looked at the pictures of that thing? Look awesome? It

1001
00:45:29,640 --> 00:45:32,040
Speaker 1: looks so sweet. It looks really cooler than a bolt.

1002
00:45:32,800 --> 00:45:34,520
Speaker 1: Like I would be more than willing to pay a

1003
00:45:34,520 --> 00:45:36,799
Speaker 1: little bit more money in order to get something that

1004
00:45:37,000 --> 00:45:41,320
Speaker 1: basically goes from looking like a bolt something that looks

1005
00:45:41,320 --> 00:45:43,680
Speaker 1: like like it's very Tesla esque. It's like a mash

1006
00:45:43,760 --> 00:45:47,400
Speaker 1: up between Tesla and like the like the Kia. They

1007
00:45:47,520 --> 00:45:49,520
Speaker 1: tell you ride like the suv. Whatever it kind of has,

1008
00:45:49,560 --> 00:45:52,040
Speaker 1: like that big back or whatever looks super cool. It

1009
00:45:52,080 --> 00:45:55,000
Speaker 1: does it does. And well, the good thing is this,

1010
00:45:55,000 --> 00:45:57,680
Speaker 1: this car still does qualify for the federal tax spread,

1011
00:45:57,920 --> 00:46:00,160
Speaker 1: and so you can get it in the dirty three

1012
00:46:00,160 --> 00:46:02,919
Speaker 1: thousand dollar range, which is still below the average price

1013
00:46:02,920 --> 00:46:05,399
Speaker 1: for a new car, not too shabby. And so yeah,

1014
00:46:05,400 --> 00:46:07,640
Speaker 1: the thing is, though, there's a lot to consider before

1015
00:46:08,120 --> 00:46:10,880
Speaker 1: you just knee jerk buy a new electric vehicle. You're like, great,

1016
00:46:11,040 --> 00:46:14,279
Speaker 1: gas prices are terrible I'm making the plunge. Sign me a. Yeah,

1017
00:46:14,320 --> 00:46:16,760
Speaker 1: we talked about the trade offs of e V ownership

1018
00:46:16,760 --> 00:46:19,040
Speaker 1: back in episode one seventy one. We'd encourage you to

1019
00:46:19,360 --> 00:46:21,120
Speaker 1: go take that to take a listen to that, but

1020
00:46:21,160 --> 00:46:23,319
Speaker 1: also just kind of run the numbers. And if you're

1021
00:46:23,640 --> 00:46:25,840
Speaker 1: let's say you're driving a car that's worth four or

1022
00:46:25,840 --> 00:46:28,120
Speaker 1: five thousand dollars and it's still in good condition and

1023
00:46:28,120 --> 00:46:30,600
Speaker 1: it's a Corolla that gets thirty miles to the gallon,

1024
00:46:30,960 --> 00:46:32,920
Speaker 1: you're not doing too bad when it comes to the

1025
00:46:32,960 --> 00:46:36,120
Speaker 1: car game. And so unless you absolutely need a new car,

1026
00:46:36,440 --> 00:46:38,319
Speaker 1: we wouldn't necessarily encourage you to go in the EV

1027
00:46:38,440 --> 00:46:42,239
Speaker 1: direction to give up a well maintained, nicely running, five

1028
00:46:42,239 --> 00:46:45,120
Speaker 1: thousand dollar car in order to purchase a thirty three

1029
00:46:45,120 --> 00:46:48,120
Speaker 1: thousand dollar car just to save money on fuel. But

1030
00:46:48,400 --> 00:46:50,799
Speaker 1: you know, for a lot of people, upgrading to a

1031
00:46:50,840 --> 00:46:53,120
Speaker 1: new e V it makes more sense at least than

1032
00:46:53,320 --> 00:46:57,000
Speaker 1: upgrading to a new internal combustion engine vehicle. Yeah, that's right.

1033
00:46:57,080 --> 00:46:59,279
Speaker 1: And you know you mentioned how buying a new vehicle,

1034
00:46:59,320 --> 00:47:00,719
Speaker 1: how that's kind of the new clear option. But I

1035
00:47:00,760 --> 00:47:03,439
Speaker 1: think I've got one more that's gonna it's gonna trump.

1036
00:47:03,520 --> 00:47:06,040
Speaker 1: It's gonna be even more of a nuclear option, and

1037
00:47:06,080 --> 00:47:08,680
Speaker 1: that is moving because aside from how close you live

1038
00:47:08,760 --> 00:47:11,000
Speaker 1: to your your place of employment, the state where you

1039
00:47:11,040 --> 00:47:14,399
Speaker 1: live matters. Because here in Georgia we are lucky enough

1040
00:47:14,400 --> 00:47:16,600
Speaker 1: to have some of the best prices in the entire country.

1041
00:47:16,640 --> 00:47:20,920
Speaker 1: Think we're literally lasting gas. I think we're the most affordable,

1042
00:47:20,960 --> 00:47:25,160
Speaker 1: partly because the gas tax is currently ti. Yeah, our

1043
00:47:25,200 --> 00:47:28,840
Speaker 1: governor has temporarily suspended the state gas tax and so

1044
00:47:28,920 --> 00:47:32,200
Speaker 1: that's led to slightly less shock when we fill up.

1045
00:47:32,560 --> 00:47:34,520
Speaker 1: But we talked about the cost of living back on

1046
00:47:34,560 --> 00:47:37,200
Speaker 1: our episode when we talked about us moving and how

1047
00:47:37,239 --> 00:47:40,400
Speaker 1: it's something you should at least be considering. And granted,

1048
00:47:40,560 --> 00:47:42,600
Speaker 1: you know, hopefully we won't see gasoline prices at all

1049
00:47:42,640 --> 00:47:46,520
Speaker 1: time highs forever, but if fuel costs are a large

1050
00:47:46,560 --> 00:47:48,560
Speaker 1: part of your budget, or if you happen, you know,

1051
00:47:48,560 --> 00:47:51,200
Speaker 1: to run a business where you are a traveling gasoline

1052
00:47:51,200 --> 00:47:54,759
Speaker 1: salesman and gasoline prices spy a large role, then you

1053
00:47:54,840 --> 00:47:57,280
Speaker 1: might consider it a bit more than the average person.

1054
00:47:57,320 --> 00:47:59,480
Speaker 1: We we don't want you to move solely because of

1055
00:47:59,520 --> 00:48:01,920
Speaker 1: gas price is, of course, but it can be one

1056
00:48:01,960 --> 00:48:04,200
Speaker 1: of the many factors that you are weighing in your

1057
00:48:04,239 --> 00:48:07,239
Speaker 1: mind as you are thinking about a potential move. That's

1058
00:48:07,280 --> 00:48:08,799
Speaker 1: right if you live in one of those higher costs

1059
00:48:08,800 --> 00:48:11,879
Speaker 1: of looming areas and you're like, man, rent has gone

1060
00:48:11,960 --> 00:48:14,520
Speaker 1: up in a big way, like in an outsized way

1061
00:48:14,520 --> 00:48:16,080
Speaker 1: compared to a lot of other parts of the country,

1062
00:48:16,440 --> 00:48:19,719
Speaker 1: and gas prices are shocking and taxes are repulsive, and

1063
00:48:19,760 --> 00:48:21,719
Speaker 1: there's like literally that this is just one of a

1064
00:48:21,840 --> 00:48:23,480
Speaker 1: number of things on on your list. And you can

1065
00:48:23,480 --> 00:48:25,879
Speaker 1: work from anywhere, or you can find another job that

1066
00:48:25,920 --> 00:48:28,040
Speaker 1: pays just as well or as maybe even more interesting

1067
00:48:28,400 --> 00:48:31,040
Speaker 1: in another part of country, say Georgia, it's a lovely

1068
00:48:31,040 --> 00:48:33,399
Speaker 1: state to live. Um, if you've got a food truck

1069
00:48:33,440 --> 00:48:35,560
Speaker 1: and you're right now, you're out in California and you're like,

1070
00:48:36,360 --> 00:48:39,000
Speaker 1: I'm trying to go next, where could I go? Could

1071
00:48:39,000 --> 00:48:41,120
Speaker 1: we interest you in the city of Atlanta. Yeah, we

1072
00:48:41,160 --> 00:48:42,960
Speaker 1: would welcome to your food truck. And and and so, Matt,

1073
00:48:43,040 --> 00:48:44,799
Speaker 1: I appreciate the p s A for folks to come

1074
00:48:44,920 --> 00:48:49,600
Speaker 1: join us here. Public service announcement. Yes, so I think

1075
00:48:49,600 --> 00:48:51,480
Speaker 1: it's definitely worth considering. It's one of those things that

1076
00:48:51,520 --> 00:48:55,399
Speaker 1: again it is, uh, those two things changing the car

1077
00:48:55,440 --> 00:48:58,600
Speaker 1: you drive or moving to a completely different state are

1078
00:48:58,960 --> 00:49:02,040
Speaker 1: harder things to pull off, um, but they're at least

1079
00:49:02,160 --> 00:49:05,200
Speaker 1: worth having on your list. They're worth considering. And and

1080
00:49:05,320 --> 00:49:07,680
Speaker 1: there are, fortunately, like we've talked about, things that you

1081
00:49:07,680 --> 00:49:10,080
Speaker 1: can do to ease the pain of high gas prices

1082
00:49:10,080 --> 00:49:11,319
Speaker 1: in your life, there are things that you can do.

1083
00:49:11,440 --> 00:49:15,000
Speaker 1: Now you have at least some amount of control over

1084
00:49:15,360 --> 00:49:18,680
Speaker 1: the price of gas and how that influences your your

1085
00:49:18,680 --> 00:49:21,360
Speaker 1: monthly budget, and and lots of the little things that

1086
00:49:21,400 --> 00:49:23,560
Speaker 1: we talked about can actually add up to meaningful savings.

1087
00:49:23,640 --> 00:49:25,319
Speaker 1: I think each one of those things on its own

1088
00:49:25,719 --> 00:49:29,360
Speaker 1: feels insignificant, but when you put them together, they become powerful.

1089
00:49:29,440 --> 00:49:32,759
Speaker 1: And so making a bigger switcher or to a different car,

1090
00:49:32,920 --> 00:49:35,719
Speaker 1: or even upgrading through an electric vehicle it could make

1091
00:49:35,800 --> 00:49:38,759
Speaker 1: financial sense for some folks. But again, we want you

1092
00:49:38,800 --> 00:49:41,640
Speaker 1: to run the numbers before you make an emotional decision.

1093
00:49:42,000 --> 00:49:43,879
Speaker 1: And you know, signing yourself up for years of car

1094
00:49:43,920 --> 00:49:46,400
Speaker 1: payments in order to avoid going to the gas station.

1095
00:49:46,440 --> 00:49:49,360
Speaker 1: Ever in the future, it could result in worse overall

1096
00:49:49,400 --> 00:49:51,840
Speaker 1: financial pain for you in the long term. That is

1097
00:49:51,880 --> 00:49:53,600
Speaker 1: what we don't want for you. We want you to

1098
00:49:53,600 --> 00:49:55,719
Speaker 1: say them on gas, but we don't want you to

1099
00:49:55,719 --> 00:49:59,040
Speaker 1: cut your nose off. Despite your face, because that's to say,

1100
00:49:59,160 --> 00:50:00,759
Speaker 1: a few bucks of the P right, that's not gonna

1101
00:50:00,760 --> 00:50:02,680
Speaker 1: be worth it, and we'll lead to more tears in

1102
00:50:02,680 --> 00:50:05,560
Speaker 1: the end. Absolutely, all right, man, let's end this episode.

1103
00:50:05,680 --> 00:50:07,319
Speaker 1: Will not fully end it. Let's get to the beer

1104
00:50:07,920 --> 00:50:10,719
Speaker 1: where you and I enjoyed a really Big Bird. This

1105
00:50:10,800 --> 00:50:14,600
Speaker 1: is a double I p A by Trillium Brewing, and man,

1106
00:50:14,840 --> 00:50:17,560
Speaker 1: this is a world class double I p A. This

1107
00:50:17,719 --> 00:50:21,120
Speaker 1: is so good, just a classic New England style I

1108
00:50:21,239 --> 00:50:23,560
Speaker 1: p A. And I will say, just the depth of

1109
00:50:23,640 --> 00:50:26,799
Speaker 1: flavor that they were able to just cram into this

1110
00:50:26,880 --> 00:50:30,200
Speaker 1: beer like it made me. It reminded me of meat, right,

1111
00:50:30,239 --> 00:50:32,600
Speaker 1: because as you're eating meat, it's got that ou mom

1112
00:50:32,600 --> 00:50:34,440
Speaker 1: a Right, it's got this depth of flavor that you

1113
00:50:34,440 --> 00:50:36,759
Speaker 1: can't really put your finger on. It's not sweet, it's

1114
00:50:36,760 --> 00:50:40,240
Speaker 1: not salty. Uh, it's this depth of flavor. It adds

1115
00:50:40,239 --> 00:50:42,400
Speaker 1: like this additional dimension. And I feel like that that

1116
00:50:42,520 --> 00:50:44,719
Speaker 1: is exactly what they were able to do with with

1117
00:50:44,760 --> 00:50:48,760
Speaker 1: this beer. Uh. Evidently they've got a standard, not a standard.

1118
00:50:48,800 --> 00:50:50,960
Speaker 1: It's still a fantastic I p A. But that's called

1119
00:50:51,000 --> 00:50:53,680
Speaker 1: Big Bird. And so this is really big Bird. And

1120
00:50:53,719 --> 00:50:57,640
Speaker 1: so they just punched up Big Bird even more they

1121
00:50:57,760 --> 00:51:00,920
Speaker 1: somehow included even more hot flavor. But what, yeah, what

1122
00:51:00,960 --> 00:51:02,319
Speaker 1: were your thoughts on this beer? Man? I thought this

1123
00:51:02,360 --> 00:51:05,160
Speaker 1: one was bold and aggressive but also dialed in and

1124
00:51:05,239 --> 00:51:07,600
Speaker 1: so it's kind of like didn't feel out of control,

1125
00:51:07,960 --> 00:51:11,080
Speaker 1: like a restrained use of power, but it's perfectly honed

1126
00:51:11,120 --> 00:51:13,840
Speaker 1: into being just like a top notch double I p A.

1127
00:51:13,960 --> 00:51:16,200
Speaker 1: This is and I expect no less from Trillion'm like,

1128
00:51:16,320 --> 00:51:18,920
Speaker 1: these guys really have been making some of the best

1129
00:51:18,960 --> 00:51:21,359
Speaker 1: beers in the country and and you know, and that

1130
00:51:21,360 --> 00:51:24,160
Speaker 1: that's in the Northeast where it seems like most of

1131
00:51:24,200 --> 00:51:26,680
Speaker 1: the best breweries are like especially when it comes to

1132
00:51:27,120 --> 00:51:29,000
Speaker 1: the I p as like this, oh yeah, this style,

1133
00:51:29,600 --> 00:51:33,080
Speaker 1: and they are one of the top producers of killer

1134
00:51:33,120 --> 00:51:35,319
Speaker 1: I p A s. So big thanks to listener Sean

1135
00:51:35,560 --> 00:51:38,439
Speaker 1: for sending this one way. We really appreciate it. Man,

1136
00:51:38,960 --> 00:51:41,000
Speaker 1: always a joy to get to have some trillium. We

1137
00:51:41,040 --> 00:51:42,960
Speaker 1: will link to some of the different resources we mentioned

1138
00:51:42,960 --> 00:51:44,840
Speaker 1: in our show notes. You can find that up on

1139
00:51:44,840 --> 00:51:47,360
Speaker 1: the website at how the Money dot com and Joel,

1140
00:51:47,360 --> 00:51:49,759
Speaker 1: that's gonna be buddy. Until next time, Best friends out,

1141
00:51:49,880 --> 00:52:02,280
Speaker 1: best Friends out. The number