WEBVTT - BA Q&A: I Just Found Out My Salary Was a Lie 0:00:06.240 --> 0:00:10.000 It's time for the big a q A, the big 0:00:10.119 --> 0:00:12.879 a q A, which is saying the Big a q 0:00:12.960 --> 0:00:15.440 eight with Manda, the b a q A with Ti 0:00:15.520 --> 0:00:21.919 Today the b a q a A, It's time for 0:00:21.960 --> 0:00:24.440 Brown a Vision, the question and answers. You have questions, 0:00:24.480 --> 0:00:28.120 we have some answers. We are your smart, savvy, beautiful 0:00:28.120 --> 0:00:29.560 if I do say so myself, and I just to 0:00:29.600 --> 0:00:33.519 say myself financial friends, but we're not your attorney, we're 0:00:33.520 --> 0:00:36.239 not your financial advisors. So certainly leaning to people that 0:00:36.320 --> 0:00:38.599 you pay for the next level advice and just take 0:00:38.640 --> 0:00:40.560 what we say with a grain of salts. 0:00:40.600 --> 0:00:44.600 Get your salt shakers out. We should make ba branded 0:00:44.680 --> 0:00:45.360 salt shakers. 0:00:47.800 --> 0:00:48.920 So we got some really good questions. 0:00:48.960 --> 0:00:51.600 We're doing career questions today, So for Brown A Vision 0:00:51.760 --> 0:00:54.400 b a q A. You know we take career questions, 0:00:54.400 --> 0:00:57.560 personal finance questions, business questions, and so we've got some 0:00:57.960 --> 0:00:59.920 career questions that I write up at Mandress. 0:01:00.320 --> 0:01:01.560 So I'm excited to dive in. 0:01:02.000 --> 0:01:03.720 Oh can I say a quick shout out because I 0:01:03.800 --> 0:01:07.120 just remember remember our fave Kevin Kas with wife and 0:01:07.800 --> 0:01:09.759 with the wife. Yes, and if you guys, I think 0:01:09.760 --> 0:01:11.880 we had it done a whole ba qa dedicated to 0:01:11.920 --> 0:01:14.280 Kevin and his wife, but the whole family is now 0:01:14.280 --> 0:01:16.720 into BA now because he DMed me to let me 0:01:16.760 --> 0:01:19.319 know that he signed his daughter up again. Kevin always 0:01:19.319 --> 0:01:23.280 meddling the woman in his lives, but he's signed his 0:01:23.360 --> 0:01:25.480 daughter up for my negotiating master class. Like, I just 0:01:25.480 --> 0:01:27.319 want to know she's going to be there. Here's her name. 0:01:27.560 --> 0:01:28.520 I'm good for you. 0:01:29.600 --> 0:01:33.440 Kevin's like, yeah, he's doing what's he's doing, Like the 0:01:33.880 --> 0:01:37.040 last episode of Like, I'm just walking in your house 0:01:37.040 --> 0:01:37.840 to make sure you're good. 0:01:37.880 --> 0:01:40.839 You're like, uh, okay, we'll take care of myself. 0:01:40.880 --> 0:01:43.959 Thanks, But no, I mean I love it though, because 0:01:44.160 --> 0:01:46.039 Kevin just wants what's best with the women in his lives. 0:01:46.080 --> 0:01:48.560 But but I love this one. 0:01:48.800 --> 0:01:52.000 Women to win, all right, But let's get into these questions. 0:01:52.040 --> 0:01:53.920 There's some juicy, juicy ones you want to read. The 0:01:53.920 --> 0:01:54.520 first one to. 0:01:56.720 --> 0:02:00.680 City Floor says, Hey, Mandy aunt Tiphony, I so love 0:02:00.720 --> 0:02:03.000 your podcast. Y'all got me crying and leafing at the 0:02:03.040 --> 0:02:06.160 same time. Yes, I listen to every one of your podcasts. 0:02:06.160 --> 0:02:07.840 I would love to see you guys live, like on 0:02:07.880 --> 0:02:11.480 a book tour or Smiley face. My question, flast decision 0:02:11.680 --> 0:02:13.880 is that I need some advice that I need some 0:02:13.880 --> 0:02:17.400 advice on is this. I was recently offered a new 0:02:17.480 --> 0:02:20.280 job at a reputable and stable been around since the 0:02:20.320 --> 0:02:25.200 eighteen hundred type of stable private company that also offers 0:02:25.200 --> 0:02:29.320 an annual bonus, stock options, and yearly pay increase. I 0:02:29.400 --> 0:02:32.280 get none of these perks at my current job, sadly, 0:02:32.800 --> 0:02:35.400 and it would be a ten thousand dollars increase from 0:02:35.400 --> 0:02:36.360 my current salary. 0:02:36.480 --> 0:02:37.160 Sounds awesome. 0:02:37.840 --> 0:02:40.360 My issue is that I am thirty seven years old 0:02:40.639 --> 0:02:43.239 and I'm planning to have a baby soon, hopefully get 0:02:43.240 --> 0:02:45.640 pregnant before the end of the year. Would it be 0:02:45.800 --> 0:02:48.960 unwise of me to take this new job because I 0:02:49.080 --> 0:02:52.880 missed out on FMLA benefits because I wouldn't be at 0:02:52.880 --> 0:02:55.640 the job for a year before giving birth. Or should 0:02:55.680 --> 0:02:58.000 I stay at my current job and have the stability 0:02:58.000 --> 0:03:01.119 and peace of mind knowing that I'll QUI for FMLA 0:03:01.560 --> 0:03:05.720 and keep my job post pregnancy leave. Please help with 0:03:05.880 --> 0:03:10.080 lots of love and appreciation. City floor translates to city 0:03:10.120 --> 0:03:11.560 flower cute. 0:03:11.800 --> 0:03:14.400 First of all, our country is trash. Why do we 0:03:14.480 --> 0:03:17.160 still not offer I like, why do we still not 0:03:17.240 --> 0:03:21.240 offer family parental leave just as a blanket policy? I 0:03:21.360 --> 0:03:23.920 just have no idea, and thank you City Floor for 0:03:24.000 --> 0:03:27.040 reminding me how trash our policy is. Because even with 0:03:27.160 --> 0:03:30.200 a Family Medical Leave Act Act, you do need to 0:03:30.280 --> 0:03:33.800 work at a place for a year to qualify, and 0:03:33.840 --> 0:03:36.200 even then, all you're qualifying for is twelve weeks of 0:03:36.240 --> 0:03:40.840 unpaid leave and some job security. So I'm guessing at 0:03:40.880 --> 0:03:43.440 her current job and this new job, they don't offer 0:03:43.480 --> 0:03:46.600 any like of their own maternal leave benefits, So they 0:03:46.600 --> 0:03:49.240 don't give you any kind of paid family leave. 0:03:49.160 --> 0:03:51.720 Like they're good, yeah, if you just compare to some 0:03:51.800 --> 0:03:53.360 of the stuff they don't offer, like the bonus in 0:03:53.400 --> 0:03:55.200 the stock options that sounds like this place doesn't is 0:03:55.280 --> 0:03:56.000 very bare bones. 0:03:56.400 --> 0:03:58.880 Yeah, So I'm trying to like work out the timing here. 0:03:59.360 --> 0:04:02.160 I mean, you, it takes nine months to cook a baby, 0:04:02.400 --> 0:04:05.480 that's simple. You could wait a few months, you know, 0:04:05.880 --> 0:04:08.560 and and you may want to just wait a few 0:04:08.560 --> 0:04:10.760 months to kind of get your feet under you at 0:04:10.760 --> 0:04:12.800 this new job. But then I feel like if you 0:04:12.840 --> 0:04:15.880 start after a few months, then you're pretty much guaranteed 0:04:15.920 --> 0:04:17.960 unless the baby comes early. I mean, who it's hard 0:04:18.000 --> 0:04:20.880 to plan around a pregnancy because it's so much of 0:04:20.920 --> 0:04:23.599 it as out of our control, right, But to that extent. 0:04:23.640 --> 0:04:25.800 You could wait a few months. I know you're thirty seven, 0:04:26.240 --> 0:04:28.359 you're still I mean, I'm thirty five too, so I 0:04:28.400 --> 0:04:31.839 know it's in that geriatric pregnancy phase. And I don't 0:04:31.880 --> 0:04:34.760 know anything about your I know, right, I don't know 0:04:34.760 --> 0:04:37.880 anything about your fertility journey or if you've had struggles 0:04:37.880 --> 0:04:40.320 getting pregnant. But you know it may take longer than 0:04:40.320 --> 0:04:44.280 a few months to get pregnant. Unless you married a 0:04:44.320 --> 0:04:46.720 Dominican like me, there is no try there's only do 0:04:47.240 --> 0:04:51.839 you know, you say we're gonna try instant pregnancy any 0:04:53.560 --> 0:04:55.640 but yeah, so you could wait a few months and 0:04:55.640 --> 0:04:58.599 then start trying, and then you know you'll be around 0:04:58.600 --> 0:05:02.480 that year mark. There's there's better benefits though, the annual bonus, 0:05:02.520 --> 0:05:04.760 you have stock options, you get a yearly pay increase, 0:05:04.839 --> 0:05:08.159 a ten k increase from your current salary. It's difficult. 0:05:08.200 --> 0:05:10.200 I think you're just going to have to choose how 0:05:10.200 --> 0:05:11.960 you want to gamble it. But if you do choose 0:05:11.960 --> 0:05:14.359 to go to the new job, regardless, even if you 0:05:14.400 --> 0:05:16.599 did qualify for the FMLA, you'd still have to be 0:05:16.640 --> 0:05:19.159 bankrolling your own attorney leap. It sounds like so you'd 0:05:19.160 --> 0:05:22.000 want to start putting aside the funds now and figuring 0:05:22.040 --> 0:05:24.880 out how much time do I want to give myself off? 0:05:25.800 --> 0:05:28.919 Hopefully it's that full twelve weeks. Even the Lord knows 0:05:28.920 --> 0:05:32.039 we need more? Yeah, and how much? How much is 0:05:32.040 --> 0:05:34.640 your noodle budget? Right, so Tiffany go to Tiffany's noodle budget, 0:05:34.680 --> 0:05:37.680 like what do you guys need? Although it's like noodle 0:05:37.680 --> 0:05:40.839 plus a baby budget? So more, I want your noodle 0:05:40.839 --> 0:05:45.240 budget with me because pampers ain't cheap, and start, you know, 0:05:45.320 --> 0:05:47.680 start to like plan ahead to see, okay, how much 0:05:47.640 --> 0:05:50.159 would you need to set aside? And hey, maybe with 0:05:50.240 --> 0:05:53.680 that with uh, if you could ask for a signing bonus. 0:05:53.760 --> 0:05:55.920 I know that they offer an annual bonus, but maybe 0:05:56.240 --> 0:05:58.320 there's still time. I don't know when this job offer 0:05:58.360 --> 0:05:59.800 came through, maybe you could still ask for a bit 0:05:59.839 --> 0:06:03.240 of a signing bonus and kind of bank that to 0:06:03.320 --> 0:06:08.479 go toward your maternity leave fund. But dang, I just 0:06:08.520 --> 0:06:10.920 hate that we don't we don't do better for our 0:06:11.800 --> 0:06:15.120 our working families out there, especially mothers. This family because 0:06:15.160 --> 0:06:17.960 this company could miss out and a badass woman because 0:06:18.000 --> 0:06:21.000 they don't. They don't recognize that we are whole human 0:06:21.040 --> 0:06:24.920 beings who want to have families and don't make it 0:06:24.960 --> 0:06:27.560 possible for us to do both relatively easily. 0:06:28.160 --> 0:06:30.320 The only thing I'm going to add, just because because 0:06:30.320 --> 0:06:32.600 Mandy cover basically everything, is that I just want to 0:06:32.600 --> 0:06:38.040 commend you for understanding that family planning is also financial planning. 0:06:38.560 --> 0:06:42.920 You know, unless you're like sixteen, you're like, uh, you know. 0:06:43.680 --> 0:06:45.560 And so like you know that. 0:06:45.680 --> 0:06:47.880 You know, as an adult, you know, as you're planning 0:06:47.920 --> 0:06:51.039 your family, you want to be intentional about Okay, you 0:06:51.080 --> 0:06:54.880 know that. I mean, certainly you know you don't know 0:06:54.880 --> 0:06:57.400 what your fertility journey to mandy'scot is going to be, 0:06:57.680 --> 0:07:00.440 but you do know my financial journey is going to 0:07:00.480 --> 0:07:03.960 have to support whatever my fertility journey is. And so 0:07:03.960 --> 0:07:05.920 I'm just going to commend you for just thinking these 0:07:05.920 --> 0:07:08.040 things through, because not to say people just have babies 0:07:08.080 --> 0:07:10.840 don't think about it. Certainly people do, but I don't 0:07:10.880 --> 0:07:13.200 think people realize just the amount of planning. Because the 0:07:13.240 --> 0:07:15.960 truth is, I'm sure Mandy could tell you could plan, plan, plan, 0:07:16.000 --> 0:07:20.120 and the baby gets here and it's like, wait, you know, 0:07:20.240 --> 0:07:21.680 like some of the best laces plans go out the 0:07:21.680 --> 0:07:22.720 window because things are more. 0:07:22.600 --> 0:07:25.640 Expensive than you think. You know, there are things you 0:07:25.680 --> 0:07:26.480 didn't even think of. 0:07:27.600 --> 0:07:29.840 It's like there's a favorite quote that says everyone has 0:07:29.840 --> 0:07:32.400 a plan until you get punched in the face, you know, 0:07:32.520 --> 0:07:34.640 And I feel like you know in some ways you 0:07:34.640 --> 0:07:36.560 know you have your baby, especially if it's your first, 0:07:36.560 --> 0:07:39.120 it's a punch in the face. So I just want 0:07:39.160 --> 0:07:41.840 to say that that, like, you know, continue to make 0:07:41.880 --> 0:07:43.720 those plans, like Mandy said, stack up as much as 0:07:44.240 --> 0:07:46.360 you can. It might be time to ask yourself, are 0:07:46.360 --> 0:07:49.360 the things we can do to downsize to leave a 0:07:49.400 --> 0:07:54.360 little more space for money, But certainly having a child 0:07:54.600 --> 0:07:57.360 that you desire to have is a blessing. And so 0:07:57.360 --> 0:08:01.080 I wouldn't wait on anybody's job or whatever to dictate that, 0:08:01.760 --> 0:08:04.040 you know, because one of the things I've heard from 0:08:04.040 --> 0:08:07.760 every single mama is that you find a way. You know, 0:08:08.440 --> 0:08:10.400 you find a way. Not to say it's easy, but 0:08:10.440 --> 0:08:12.520 you find a way. And so we wish you luck 0:08:12.600 --> 0:08:16.280 on the on the baby journey and the financial journey 0:08:16.400 --> 0:08:19.200 and city floor continue to bloom. 0:08:19.440 --> 0:08:21.280 And I will just give you peace of mind that 0:08:21.480 --> 0:08:24.240 like you were able to get another job opportunity, and 0:08:24.320 --> 0:08:27.200 there will be other ones, you know, if you're if 0:08:27.240 --> 0:08:29.360 that's what you want, a better job opportunity, and so 0:08:29.400 --> 0:08:32.720 if you decide listen, with my tolerance for risk and 0:08:32.800 --> 0:08:35.040 my stress levels, I just want to have something that 0:08:35.120 --> 0:08:36.760 I know for sure, like the devil that you know. 0:08:36.800 --> 0:08:38.320 And you want to state where you are because you 0:08:38.320 --> 0:08:40.040 have the benefit and like you said, you have that 0:08:40.080 --> 0:08:43.240 relative job security. There's no shame in that, you know 0:08:43.240 --> 0:08:45.920 what I mean. It's really just down to every decision 0:08:45.960 --> 0:08:47.400 is a little bit of a gamble, So what can 0:08:47.440 --> 0:08:49.920 you tolerate and working that out if you have a partner, 0:08:50.160 --> 0:08:52.640 and settling on what's best for you and your family. 0:08:52.800 --> 0:08:54.600 But I wish you all the best, like Tiffany said, 0:08:54.600 --> 0:08:56.920 and thank you so much for sending us your question. 0:08:57.600 --> 0:09:04.040 But yeah, back to our country being trash, I don't understand. Okay, 0:09:04.200 --> 0:09:05.920 let's take a quick breaking break and we'll be right 0:09:05.960 --> 0:09:08.240 back with question number two. This was a long and 0:09:08.360 --> 0:09:10.400 juicy one. Y'all do not want to miss this. Okay, 0:09:12.400 --> 0:09:14.600 all right, we got a big question. How do I 0:09:14.640 --> 0:09:16.320 even approach this? Just repart one? 0:09:16.400 --> 0:09:16.720 First? 0:09:17.200 --> 0:09:18.760 Yes, but I well, I think read it through and 0:09:18.800 --> 0:09:20.880 they will break it down. But maybe I'm nervous about 0:09:20.920 --> 0:09:23.319 this might be her own name, so let's call her 0:09:23.320 --> 0:09:26.040 something else because this is very specific and she's. 0:09:25.920 --> 0:09:27.800 Young, so I don't want to refer to her as 0:09:27.880 --> 0:09:29.240 b okay. B okay. 0:09:29.720 --> 0:09:32.520 Yeah, she says, refer to me as be okay And 0:09:32.559 --> 0:09:33.719 this is from a young and so we want to 0:09:33.720 --> 0:09:36.240 take good care of you oka b B says, Hey, ladies, 0:09:36.320 --> 0:09:38.960 I'm twenty three years old and your podcast and book 0:09:39.000 --> 0:09:41.760 Tiffany have been essential in helping me navigate the financial 0:09:41.760 --> 0:09:44.280 part of adulting tremendously. Thank you for all your tips 0:09:44.280 --> 0:09:47.000 and tricks. Will you refer to me as b Yes. 0:09:47.040 --> 0:09:49.680 So here's the thing. I am a full full time 0:09:49.720 --> 0:09:53.559 graphic designer at a small creative agency. Recently, I went 0:09:53.600 --> 0:09:56.080 in for my six month review and I received a raise. 0:09:56.440 --> 0:09:59.160 During this meeting with my boss, however, I found out 0:09:59.200 --> 0:10:01.400 she's only been paid me based on a thirty six 0:10:01.480 --> 0:10:05.120 thousand dollars salary, but I didn't agree to that. I 0:10:05.160 --> 0:10:07.680 agreed to thirty eight thousand dollars when I moved into 0:10:07.760 --> 0:10:11.760 a full time role from my internship. I explicitly remembered 0:10:11.800 --> 0:10:14.240 taking the weekend to think about it and counter offering 0:10:14.280 --> 0:10:17.480 with a number closer to forty two K. She ultimately 0:10:17.520 --> 0:10:19.920 offered me thirty eight K and agreed to bump me 0:10:20.040 --> 0:10:22.960 up to forty K. When my review came up. It's 0:10:22.960 --> 0:10:25.440 only a two K difference, but it's bothering me because 0:10:25.480 --> 0:10:28.240 I would have never agreed to thirty six k because 0:10:28.280 --> 0:10:30.040 after doing the math, it was less than what she 0:10:30.080 --> 0:10:33.080 paid me as an intern. Okay, my question is, and 0:10:33.120 --> 0:10:34.800 this is the first part of a question, should I 0:10:34.840 --> 0:10:37.640 ask for back pay and proof of the now forty 0:10:37.720 --> 0:10:40.520 K salary so I don't get bamboozled again? 0:10:41.160 --> 0:10:43.080 Yes, yes, immediately. 0:10:43.160 --> 0:10:43.480 Yes. 0:10:44.240 --> 0:10:47.520 My first response is like, where's the where's the receipts? 0:10:47.679 --> 0:10:50.920 You know this? Please tell me there is paperwork like 0:10:50.960 --> 0:10:53.760 you had an offer letter, the letter, Yes, there was 0:10:53.800 --> 0:10:56.959 some sort of agreement that you had to sign that 0:10:56.960 --> 0:11:01.640 you mails, Yeah, even emails, any kind of paper trail 0:11:02.120 --> 0:11:05.960 that you can find. I'm also wondering did she acknowledge 0:11:06.120 --> 0:11:09.000 that she had screwed up in the review cycle. 0:11:09.600 --> 0:11:11.559 It sounds like she might not have brought it up. 0:11:11.600 --> 0:11:13.120 It sounds like she probably was like, you know, you 0:11:13.120 --> 0:11:15.439 said the kind of stunned. It sounds like maybe B 0:11:15.679 --> 0:11:21.080 was like, wait, yeah, you know so B. 0:11:21.320 --> 0:11:23.920 I feel like in this situation, I think if you're 0:11:23.960 --> 0:11:26.640 someone like me to be able to write down like 0:11:26.760 --> 0:11:30.600 your own timeline of events and offer the receipts and 0:11:30.640 --> 0:11:33.240 then present that to your boss as hey, you know, 0:11:33.360 --> 0:11:35.880 after our six month review, I started to get confused. 0:11:35.880 --> 0:11:38.800 So I just wanted to write down my recollections and 0:11:39.080 --> 0:11:43.400 the documentation that I have of our earlier agreement to 0:11:43.480 --> 0:11:47.120 my salary. I understand, Like, maybe you can even throw 0:11:47.160 --> 0:11:49.120 her a little bit of a you know, a bone 0:11:49.160 --> 0:11:52.880 and be like, I understand sometimes clerical error, clerical oracles, 0:11:53.280 --> 0:11:57.880 clerical error errors can happen, but I expect to be 0:11:58.080 --> 0:12:01.400 compensated for backpay because I have not been paid according 0:12:01.440 --> 0:12:05.319 to the salary that we agreed upon. And you should 0:12:05.360 --> 0:12:10.160 see what she says, and then, honestly, if the response 0:12:10.280 --> 0:12:12.920 is no, I think you have I think you have 0:12:14.600 --> 0:12:18.080 all the rights to contact an employment law attorney, and 0:12:18.280 --> 0:12:20.960 I would say, based on your age and your salary level, 0:12:20.960 --> 0:12:23.160 maybe they'd even offer you like pro bono advice or 0:12:23.200 --> 0:12:25.679 pro bono help. Sometimes you don't even need to like 0:12:26.000 --> 0:12:28.720 go with a full fledged lawsuit. Just a letter from 0:12:28.760 --> 0:12:31.680 an attorney showing that they're going to have, like you 0:12:31.720 --> 0:12:34.280 know that you have some legal advice on your side 0:12:34.760 --> 0:12:38.000 could be enough to get them to get their shit together, 0:12:38.760 --> 0:12:40.560 you know, like anything you would add to that. 0:12:41.080 --> 0:12:44.240 Yeah, also too, this like, oh my god, she's so young, 0:12:44.320 --> 0:12:46.440 the fact that she said, should I ask for proof 0:12:46.920 --> 0:12:50.280 of my now forty thousand case? The thing is, yes, 0:12:50.640 --> 0:12:54.239 that's just standard, like so many said, Like so for example, 0:12:54.559 --> 0:12:56.960 when someone signs on with me, even if it's just 0:12:57.000 --> 0:12:59.760 a contractor there's a contract in place where it says, 0:13:00.240 --> 0:13:02.240 you know, this is how much you're going to make. 0:13:02.640 --> 0:13:04.679 This is you know, like you get paid every you know, 0:13:04.840 --> 0:13:07.400 first and the fifteenth or whatever that there's a contract 0:13:07.440 --> 0:13:10.320 in place. So one, there's an offer letter, depending on 0:13:10.360 --> 0:13:12.439 what type of if it's a full time or part 0:13:12.440 --> 0:13:14.520 time employee, you get an offer letter, but at the 0:13:14.600 --> 0:13:18.000 very least, on top of that, you also get a 0:13:18.040 --> 0:13:19.760 contract because we have to be you know, we have 0:13:19.800 --> 0:13:22.800 to legally be binding and so but I get it 0:13:22.800 --> 0:13:24.840 because it's a very small business, and if I'm being honest, 0:13:25.120 --> 0:13:28.240 we didn't start doing that until maybe like five years ago. 0:13:28.280 --> 0:13:30.200 So ten years in we were just flying like this 0:13:30.240 --> 0:13:32.400 small business is doing. So I'm not even shading them 0:13:32.440 --> 0:13:35.520 because I get it, but you should ask, like, hey, 0:13:35.920 --> 0:13:37.839 you know, one, i'd love an offer letter for this, 0:13:37.920 --> 0:13:40.640 and then two, is there a contract for my for 0:13:40.720 --> 0:13:44.000 my my forty thousand so that's not something extra, just 0:13:44.000 --> 0:13:46.400 so you know, moving forward, always, always, always, at the 0:13:46.480 --> 0:13:48.000 very least, they should be a contract in place. 0:13:49.000 --> 0:13:52.000 So yeah, and that contract should explicitly state here's your 0:13:52.040 --> 0:13:54.760 annual compensation, and then here's what it is on a 0:13:54.800 --> 0:13:58.000 bi weekly basis. So it should say here's what you 0:13:58.000 --> 0:14:01.200 can't expect to get paid, you know, on your paycheck, 0:14:01.280 --> 0:14:03.480 just to make it abundantly clear. So let's go to 0:14:03.480 --> 0:14:06.960 part two of her question, because there's more Now for 0:14:07.000 --> 0:14:08.800 the next part, she says, this review came a few 0:14:08.800 --> 0:14:10.880 weeks earlier because I disclosed to her that I was 0:14:10.920 --> 0:14:14.199 applying for a freelance position, unaware that she doesn't want 0:14:14.280 --> 0:14:17.040 us freelancing. On the side, she mentioned there's a non 0:14:17.080 --> 0:14:20.280 compete agreement, but I never signed one with her, though 0:14:20.320 --> 0:14:23.120 I know her disapproval for me freelancing. I am tight 0:14:23.200 --> 0:14:26.360 on cash. No shit, you're only making peanuts, Okay. I 0:14:26.440 --> 0:14:29.080 live alone and I pay nine to seventy five in rent. 0:14:29.320 --> 0:14:31.840 Downsizing isn't an option because of the benefits of my 0:14:31.920 --> 0:14:37.000 current place stabilize, rent payment flexibility, et cetera. Long story short, 0:14:37.080 --> 0:14:39.760 I need more money. Since she's not willing to supplement 0:14:39.760 --> 0:14:42.240 the money I would be making with freelance work and 0:14:42.320 --> 0:14:45.240 I don't want to serve tables anymore because it's demeaning, straining, 0:14:45.240 --> 0:14:47.000 and not to mention, I have a degree I could 0:14:47.000 --> 0:14:51.040 be putting to use morally, should I continue to freelance? Discreetly? 0:14:51.360 --> 0:14:53.080 Sorry for the long message. I hope you can offer 0:14:53.080 --> 0:14:54.440 some clarity. Thank you for your time. 0:14:55.000 --> 0:14:56.360 Oh baby, I know. 0:14:58.120 --> 0:14:59.480 You need to get up on out of here, go 0:15:01.520 --> 0:15:04.040 to get all on about it. Are you a danger girl, 0:15:05.600 --> 0:15:08.880 b B You're in danger? Yeah, So I would make 0:15:08.920 --> 0:15:11.200 sure that your LinkedIn and you are applying and getting 0:15:11.200 --> 0:15:13.160 your name out there. I know there's tons of places 0:15:13.200 --> 0:15:15.600 that would love to work with a talented graphic designer, 0:15:15.680 --> 0:15:18.520 plus you have a degree in that field. That being said, 0:15:18.600 --> 0:15:20.400 the thing is you should be working at a place 0:15:20.440 --> 0:15:23.000 that's going to compensate you fairly and compensate you and 0:15:23.120 --> 0:15:25.720 value you correctly so that you're not in a position 0:15:25.760 --> 0:15:27.480 where you need to be doing a lot of extra 0:15:27.480 --> 0:15:32.160 freelance work. And this whole non compete bullshit. I really 0:15:32.200 --> 0:15:35.400 take issue with that because as a journalist, it became 0:15:35.480 --> 0:15:38.280 more common that media sites would have us sign non 0:15:38.320 --> 0:15:41.400 compete agreements, which is really difficult because you know, you're 0:15:41.680 --> 0:15:43.120 not in a field. We're getting paid a lot in 0:15:43.120 --> 0:15:46.640 the first place, and would they would like limit your 0:15:46.640 --> 0:15:49.000 potential for additional income. And I have a friend who 0:15:49.080 --> 0:15:52.000 just quit a huge job at Bloomberg because they would 0:15:52.080 --> 0:15:55.280 not allow her to make any money using her skills 0:15:55.320 --> 0:15:56.400 as a financial journalist. 0:15:56.600 --> 0:15:58.440 I know what it is. I talked to her. 0:15:58.480 --> 0:15:59.840 You know what, everyone knows who that is. 0:16:00.680 --> 0:16:01.760 I was like, wait, a bite, that's. 0:16:01.800 --> 0:16:05.800 So yeah, so yeah, So I think if this is 0:16:05.840 --> 0:16:07.840 going to become a recurring theme for you as you 0:16:07.920 --> 0:16:10.760 go through working full time as a graphic designer, Unfortunately, 0:16:10.760 --> 0:16:12.360 there's not much we can do as long as we 0:16:12.400 --> 0:16:14.200 want to work full time. If a company has a 0:16:14.280 --> 0:16:17.000 non compete, you know they can enforce it. It doesn't 0:16:17.000 --> 0:16:18.960 sound like you actually signed one with this company. You 0:16:19.000 --> 0:16:20.720 say that you didn't, So I would say, she can't 0:16:20.720 --> 0:16:24.800 stop you. I would continue doing it discreetly. Also, honestly, 0:16:24.960 --> 0:16:27.480 you need to make ends meet, and like you said, 0:16:27.640 --> 0:16:30.240 you need to actually use your Like if you had 0:16:30.240 --> 0:16:32.960 a choice between waiting tables or using your degree and 0:16:33.040 --> 0:16:36.040 building your skill set to bring an additional income, Hell, yeah, 0:16:36.080 --> 0:16:38.280 you should be doing that. So I mean I fully 0:16:38.280 --> 0:16:41.920 support you continuing different lands. I just wouldn't. I just wouldn't, 0:16:42.000 --> 0:16:43.720 you know, tell her that you're doing it and be 0:16:43.760 --> 0:16:46.880 as discreed as you can. And on top of that, 0:16:46.920 --> 0:16:48.920 i'd we start making moves so that you can move 0:16:48.920 --> 0:16:52.160 on to a new firm, leverage the experience you have. 0:16:52.680 --> 0:16:55.200 You're already interning with her, now you're working full time 0:16:55.240 --> 0:16:56.880 for six months. You probably have a year's worth of 0:16:56.920 --> 0:17:00.080 experience at this point, you know, and move on to 0:17:00.160 --> 0:17:03.720 a new role that is going to pay you better hopefully, 0:17:04.200 --> 0:17:07.119 and like actually have their documentation in place so that 0:17:07.160 --> 0:17:09.480 they can't propose to you like this, because. 0:17:09.240 --> 0:17:11.359 I'll say, like this, so so here over at budget 0:17:11.400 --> 0:17:12.360 these to ink right. 0:17:12.640 --> 0:17:15.480 We do have a non compete, but it's non compete, 0:17:15.560 --> 0:17:18.320 like you can't do this for a similar company, not 0:17:18.440 --> 0:17:21.920 that you can't do this at all. So if you like, say, 0:17:22.040 --> 0:17:25.040 run ads for us, you can run ads for anybody, 0:17:25.080 --> 0:17:28.760 but not also a financial a personal financial brand in 0:17:28.760 --> 0:17:31.040 this way, you know, because then you're like, you know, 0:17:31.119 --> 0:17:33.119 using all of our trade secrets to then do this 0:17:33.160 --> 0:17:33.760 for someone else. 0:17:33.760 --> 0:17:35.080 So that's what our non compete. 0:17:35.119 --> 0:17:37.760 That it's not that you can't work other places, it's 0:17:37.960 --> 0:17:40.280 just you can't work for a similar company like this, 0:17:40.359 --> 0:17:43.600 and I think, you know that makes sense. And I'll 0:17:43.600 --> 0:17:44.840 just say all this to say so one of my 0:17:44.920 --> 0:17:47.520 employees actually contacted me, and I was so proud of her. 0:17:47.520 --> 0:17:49.040 I said, many you would have been so proud of her. 0:17:49.400 --> 0:17:51.200 She was like, hey, you know, she got on my 0:17:51.280 --> 0:17:53.080 calendar and I think we're gonna talk about something else, 0:17:53.480 --> 0:17:55.480 and she was like, I just wanted to reach out 0:17:55.520 --> 0:17:58.359 to you. I said, did you take Mandy's own networking class? 0:17:58.680 --> 0:18:00.000 Because you know, if I say her no, You're. 0:17:59.840 --> 0:18:00.600 Like, oh, I love her. 0:18:00.640 --> 0:18:05.120 She was like, so with the current, with inflation of happening, 0:18:06.240 --> 0:18:08.480 you know, the income that I'm making is not quite enough. 0:18:09.600 --> 0:18:12.119 So but I and I know I have to I 0:18:12.160 --> 0:18:14.800 have to have a second source of income. And so 0:18:14.840 --> 0:18:17.560 she was like, but I love working here, and so 0:18:17.600 --> 0:18:19.280 I have a couple of companies. She works at one company, 0:18:19.280 --> 0:18:21.560 and she's like, I would love to you know, if 0:18:21.600 --> 0:18:24.040 there is space. I've she's been helping out with my 0:18:24.080 --> 0:18:26.240 other companies. She's like, I would love for that second 0:18:26.280 --> 0:18:29.840 source of income to come from you know, this other company, 0:18:30.359 --> 0:18:32.800 because I you know, I love working within the Budgetista 0:18:32.840 --> 0:18:35.119 family because either way, I have to make more money. 0:18:35.520 --> 0:18:39.080 She had a presentation broken down and I was like, okay, 0:18:39.200 --> 0:18:40.879 So I said in my head, I thought she was 0:18:40.880 --> 0:18:42.000 just thinking about it. I was like, do you have 0:18:42.000 --> 0:18:43.359 an idea of what you want to make? She's like, 0:18:43.400 --> 0:18:46.359