WEBVTT - BA Q&A: I Want A Black Realtor...Am I Racist?

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<v Speaker 1>And now it's time for the b a q a

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<v Speaker 1>a the b a q a, which is say the

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<v Speaker 1>b a q a with Manda, the b a q

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<v Speaker 1>a with tiff A, the b a q a.

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<v Speaker 2>I wish I could see the shoulder actually, that we'd

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<v Speaker 2>be giving over here your energy.

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<v Speaker 3>My shoulders were a little whack today, but I'm getting

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<v Speaker 3>it together.

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<v Speaker 2>So brown a mission a question answer.

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<v Speaker 1>You guys have them questions, and we have some of

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<v Speaker 1>the answers, not all of them. We are not your attorney,

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<v Speaker 1>we're not your mama, we're not your therapist, we're not

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<v Speaker 1>your financial advisor. But we are too, very smart, very

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<v Speaker 1>cute brown girls who know I think too about money.

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<v Speaker 1>So take what we say with the grain of salt.

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<v Speaker 1>But you know, keep it keeped. So I'd like to

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<v Speaker 1>do the first one just because I want to say

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<v Speaker 1>her name.

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<v Speaker 3>Yeah, yeah, go for it.

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<v Speaker 1>So our first baqa of today is from.

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<v Speaker 2>Big Booty Judy.

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<v Speaker 1>We love when you guys give us funny names because

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<v Speaker 1>we get to say them, so Big Boody Judy BBJ says, Hi, ladies,

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<v Speaker 1>love you both and happy to have y'all together again.

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<v Speaker 1>My husband and I started working with an accountant this year. Okay,

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<v Speaker 1>it's for my husband's law practice. I'm a little concerned

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<v Speaker 1>about some of the privacy protocols of my accountant. He's

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<v Speaker 1>asked me to text him banking info. He's also emailed

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<v Speaker 1>me from a Gmail account asking for our social and

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<v Speaker 1>other personal info. He has a work email, but during

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<v Speaker 1>that time has requested the info from his personal email.

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<v Speaker 1>Is this a red flag? Is he negligent? Or should

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<v Speaker 1>I relax since it's twenty twenty two and that's how

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<v Speaker 1>people communicate. Instead of texting him the banking info, I

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<v Speaker 1>sent screenshots and asked him to delete the images after

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<v Speaker 1>Also I call him with my social and email. The

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<v Speaker 1>other requested info to his work email. He worked for

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<v Speaker 1>an established accounting firm and has been practicing for well

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<v Speaker 1>for twenty years. But I don't want to overlook anything.

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<v Speaker 1>I think it's easy for phones to get lost, emails

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<v Speaker 1>to get hacked, and for accountants to go ruge. So

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<v Speaker 1>that's the reason for my concern. I look forward to

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<v Speaker 1>your feed bags. So what do you want to say

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<v Speaker 1>to BBJ man.

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<v Speaker 3>Trust your gut, big booty, Judy, trust your gut. Yeah,

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<v Speaker 3>I have had similar experience. I don't like sloppiness when

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<v Speaker 3>it comes to my accounting, I don't like to I

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<v Speaker 3>don't want to feel like it's just another day at

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<v Speaker 3>the office, like la la la. I want someone who

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<v Speaker 3>is on top of their shit, because my level of

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<v Speaker 3>anxiety about my taxes is quite high. And yeah, so

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<v Speaker 3>those little red flags, it's really about your comfort level,

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<v Speaker 3>and you don't seem comfortable and I think you should be.

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<v Speaker 3>So yeah, I would say that those are red flags

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<v Speaker 3>because they don't make you comfortable. And in general, no,

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<v Speaker 3>it's yes, it's the way people communicate in twenty twenty two,

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<v Speaker 3>but it's not the way that many accountants communicate in

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<v Speaker 3>twenty twenty two. My accountant has a whole portal that

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<v Speaker 3>is completely private. Yeah, and I recently switched to accountants,

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<v Speaker 3>and that was one of the reasons.

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<v Speaker 2>Is like a portal.

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<v Speaker 3>All the email, all our messages go through the secure

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<v Speaker 3>site and she is on top of it, and I

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<v Speaker 3>feel very comfortable and everything is very professional to my liking,

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<v Speaker 3>you know. So that's what I would say. I feel

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<v Speaker 3>like it's about a relationship with a with a professional

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<v Speaker 3>that you're you know, paying to work in your best interests.

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<v Speaker 3>And if you don't feel comfortable, then you know, give

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<v Speaker 3>him the boot. You could try, like if you want it.

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<v Speaker 3>I know you said it's your husband's accountant or you

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<v Speaker 3>guys did that what she said like they work together.

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<v Speaker 1>I think it was getting the accountan as because her

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<v Speaker 1>husband has a new law practice.

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<v Speaker 3>Okay, well then you could have a candid conversation and

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<v Speaker 3>just say, to make myself more comfortable, here the changes

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<v Speaker 3>I'd like, and then say if there is some sort

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<v Speaker 3>of more formal process so I feel more comfortable, like

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<v Speaker 3>you know that my information is secure. Maybe he's cutting

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<v Speaker 3>corners and there is a more in depth process and

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<v Speaker 3>he's just like I can get the sun faster from Gmail,

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<v Speaker 3>you know, and if he is cutting those corners, but

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<v Speaker 3>they you know, there's other ways for you to do it.

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<v Speaker 3>Maybe go to him first, see if there are other options,

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<v Speaker 3>and if there's not, then you can decide, you know,

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<v Speaker 3>whether it's stay or go.

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<v Speaker 1>Yeah, honestly I agree. So like you know, I too

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<v Speaker 1>switched to accountants and and also to my financial advisor

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<v Speaker 1>is great and that everything we do we certainly email.

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<v Speaker 1>But whenever she says, you know, hey, Tiffany, I need

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<v Speaker 1>this document, there's literally like a portal she has where

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<v Speaker 1>you upload the document to this secure portal. And so

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<v Speaker 1>even if I'm giving like a social Security number whatever,

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<v Speaker 1>everything's uploaded to the portal for both my accountant and

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<v Speaker 1>my financial advisor. There's no reason why should be texting

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<v Speaker 1>your dad on social security number. Like, here's the thing.

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<v Speaker 1>What it reads to me twenty years in the business.

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<v Speaker 1>It reads like lax, you know, not that he's a

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<v Speaker 1>scammer or a schemer.

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<v Speaker 2>You know, it's sad.

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<v Speaker 1>Sometimes people are like, oh, I'm not a baggie because

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<v Speaker 1>nothing has happened before. But no, like it's only a

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<v Speaker 1>matter of time before something slips through the cracks, and

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<v Speaker 1>you don't want to be the one to pay pay

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<v Speaker 1>the piper.

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<v Speaker 2>So I would talk to your husband and just be like,

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<v Speaker 2>you know, I think we need to switch.

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<v Speaker 1>Accountants to one that navigates in twenty the real twenty

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<v Speaker 1>twenty two, which is one where you are hyper villagon

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<v Speaker 1>about your online presence and you use the tools that

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<v Speaker 1>are available to all financial And I'm sure your husband

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<v Speaker 1>is an attorney. I'm sure that he knows like, okay,

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<v Speaker 1>we're sending papers or whatever that there's some sort of

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<v Speaker 1>like you know, portal in place, and so no, to me,

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<v Speaker 1>that's unacceptable. So to Mandie's point, maybe his farm does

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<v Speaker 1>have it. They likely do, but maybe he's just, you know,

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<v Speaker 1>because it's been twenty years, he's just like what evs

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<v Speaker 1>you know. So, yeah, I would have to chalcolate him.

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<v Speaker 1>But honestly, I'm not gonna lie. I already have my

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<v Speaker 1>big toe and my pinky toe out the dough.

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<v Speaker 2>Yeah.

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<v Speaker 3>Absolutely. Yeah. It also reminds me of like, it reminds

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<v Speaker 3>me of nothing, because again I had the thoughts and

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<v Speaker 3>then it by a way. So we'll just cut that

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<v Speaker 3>out and go.

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<v Speaker 2>The next question. So so we take a break before

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<v Speaker 2>we take the next question. Yes, please taking a break.

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<v Speaker 1>We're back in black and Mandy got the next question,

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<v Speaker 1>Mandro Who we got?

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<v Speaker 3>Oh, I don't know why. I feel like I was

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<v Speaker 3>called it in class and I wasn't ready.

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<v Speaker 2>Ah, which one was it? Forty five? Forty five?

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<v Speaker 3>Okay, this is funny because Tiffany thought it was from Mandise,

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<v Speaker 3>even though it says just from Mandy's messages. But we're

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<v Speaker 3>gonna call her man des because she wants to remain anonymous. Anyway,

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<v Speaker 3>Mand's this is a really interesting question. Mandy says, Hey, Mandy,

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<v Speaker 3>I've been nervous to send this message, as I don't

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<v Speaker 3>want it to come across wrong. I've been listening to

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<v Speaker 3>your podcast with Tiffany for almost a year now. My

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<v Speaker 3>girlfriend and I are on our biggest finance journey this year.

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<v Speaker 3>She just graduated with her bachelor's to become a teacher

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<v Speaker 3>next year, so her income is doubling and I keep

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<v Speaker 3>getting bonuses and raises at work. Love that we're completely

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<v Speaker 3>credit card debt free. We're working on our car loans

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<v Speaker 3>and student loans next and our goal is to save

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<v Speaker 3>twenty percent for a home loan as well. I also

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<v Speaker 3>have a couple side hustles. This is just a little

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<v Speaker 3>side information about us. My main question is we want

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<v Speaker 3>to buy a house and the market in our area

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<v Speaker 3>is very crazy right now if you want to find

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<v Speaker 3>a good home. Because I listen to your podcast, we

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<v Speaker 3>always try to support local businesses, black owned businesses, and

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<v Speaker 3>women owned businesses as well. What it seemed racist of

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<v Speaker 3>us to try to find a black female real estate

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<v Speaker 3>agent to help us buy our first home. From Mandy's

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<v Speaker 3>interesting question, No, I'm just going to assume that you're

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<v Speaker 3>I'm just going to say you're white. I mean you're

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<v Speaker 3>non black if you if you're asking, because I mean,

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<v Speaker 3>that's my first inclination assistance.

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<v Speaker 2>I feel like you feel like girl gave me a

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<v Speaker 2>black girl.

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<v Speaker 3>Yeah, I mean I do this all the time. But

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<v Speaker 3>it's it's a fair, I mean, a fair question, and

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<v Speaker 3>I think good question.

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<v Speaker 2>Yeah.

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<v Speaker 3>Yeah, I love that you felt comfortable enough to ask

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<v Speaker 3>the question that you're not sure you're saying the things

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<v Speaker 3>in the right way, because we have to just like

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<v Speaker 3>get out there and say it. But yeah, I mean

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<v Speaker 3>my first my reaction is yeah, absolutely, I mean, I

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<v Speaker 3>think this is the work of creating more and more

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<v Speaker 3>equitable economy and putting money into the pockets of people

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<v Speaker 3>who have been underprivileged, underserved, you know, have unconscious bias

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<v Speaker 3>fighting against them every day of their careers. Like, we

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<v Speaker 3>have to be thoughtful and intentional with how we spend

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<v Speaker 3>our money and who we hire. Joe Biden said we

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<v Speaker 3>are going to have a black Supreme Court justice, a

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<v Speaker 3>black female Supreme Court justice. So if Joe freaking Biden

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<v Speaker 3>the President can intentionally say I am looking for a

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<v Speaker 3>black woman for this job, then no, it is not

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<v Speaker 3>in any way, shape or form racist or wrong to

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<v Speaker 3>do so. In fact, I think we need more of that, and.

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<v Speaker 1>Also too, sometimes we have to understand what racism truly is.

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<v Speaker 1>Racism is not just it's really racism really is not

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<v Speaker 1>I don't like you because you're black.

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<v Speaker 2>I don't like you because you're right. That's not racism.

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<v Speaker 1>Racism is a systematic tool used to disempower those through

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<v Speaker 1>using economic tools, ability, housing, jobs, and so therefore, and

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<v Speaker 1>if you are not in a position of power, you know,

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<v Speaker 1>you can't enforce that onto a race that is in

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<v Speaker 1>a position of power. So for example, like you know,

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<v Speaker 1>if you are you know, black in America, it's going

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<v Speaker 1>to be very difficult for you to be racist toward

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<v Speaker 1>in the in the pure sense towards someone to a

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<v Speaker 1>race that is in current power, because you might not

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<v Speaker 1>you might be prejudiced in depth for sure, but you

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<v Speaker 1>can't systematically harm that race because from your position of

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<v Speaker 1>not having power, you don't have the ability to do so,

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<v Speaker 1>you know.

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<v Speaker 2>So that's what racism truly is.

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<v Speaker 1>So sometime people mix up prejudice, which you totally could be,

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<v Speaker 1>and even bigoted, which you totally could be, but not

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<v Speaker 1>so much.

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<v Speaker 2>Racism.

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<v Speaker 1>Racism is really a systematic issue where from a position

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<v Speaker 1>of power, you can and dictate the trajectory of the

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<v Speaker 1>lives of those.

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<v Speaker 2>Who are not in power. So yeah, so I said,

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<v Speaker 2>I'll have to say, there's nothing wrong with doing that.

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<v Speaker 2>I don't think.

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<v Speaker 1>I mean, I you know, sometimes I support like, you know,

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<v Speaker 1>we have Small Business Saturday on purpose to give a

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<v Speaker 1>little leg up to small businesses. And honestly, most people

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<v Speaker 1>navigate from a place of infinite affinity, you know. So

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<v Speaker 1>if you look at my team and Mandy's team, it

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<v Speaker 1>is largely, you know, folks who look like us. You know,

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<v Speaker 1>not every single person on my team, but the vast majority.

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<v Speaker 1>And so you know, I mean that can be helpful,

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<v Speaker 1>and sometimes certainly that can be harmful because if the

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<v Speaker 1>there are more companies run by people who don't look

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<v Speaker 1>like you, then you might have a hard time getting in.

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<v Speaker 1>So I try to be mindful of that even as

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<v Speaker 1>I hire, like, oh, I'm looking for the best, but

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<v Speaker 1>I have I'm especially looking for the best, especially if

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<v Speaker 1>it's a black woman. But if I can't find that,

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<v Speaker 1>then I'm open. Know, because there are part there are

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<v Speaker 1>positions on my team. I have not been able to

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<v Speaker 1>find that, and so you know, I've had to look elsewhere.

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<v Speaker 1>So no, but I say, go ahead, girl, Like it's

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<v Speaker 1>so many times, you know, you don't get when you hire,

0:11:13.240 --> 0:11:20.800
<v Speaker 1>especially black women, there's a benefit to increasing the different

0:11:20.800 --> 0:11:23.000
<v Speaker 1>ways of looking at things because a black woman and

0:11:23.360 --> 0:11:25.679
<v Speaker 1>if she knows your neighborhood, well, you know, it's going

0:11:25.720 --> 0:11:27.760
<v Speaker 1>to know things that you might not even have considered,

0:11:28.320 --> 0:11:30.840
<v Speaker 1>you know. You know, it's going to know things about

0:11:30.920 --> 0:11:33.320
<v Speaker 1>school systems and how they treat people. It's going to

0:11:33.320 --> 0:11:37.280
<v Speaker 1>know things about the way the township deals with anyone

0:11:37.320 --> 0:11:41.360
<v Speaker 1>who's othered or different. You know, it's going to know

0:11:41.480 --> 0:11:43.520
<v Speaker 1>things about you know, this street is known for this,

0:11:44.200 --> 0:11:46.080
<v Speaker 1>you know, so I think that like even you know,

0:11:46.120 --> 0:11:49.520
<v Speaker 1>even just that aside from you know, supporting black women,

0:11:49.880 --> 0:11:53.120
<v Speaker 1>you know, you get this additional benefit of a wider

0:11:53.240 --> 0:11:55.880
<v Speaker 1>scope of what it is to move to a neighborhood

0:11:55.880 --> 0:11:57.920
<v Speaker 1>that you know, you wouldn't keep it like someone else

0:11:57.920 --> 0:12:00.600
<v Speaker 1>would not keep at the forefront of their minds because

0:12:00.600 --> 0:12:02.160
<v Speaker 1>they wouldn't even think about Like I was talking to

0:12:02.200 --> 0:12:05.400
<v Speaker 1>my friend yesterday about because I don't know, I feel

0:12:05.480 --> 0:12:07.960
<v Speaker 1>like it literally it's almost like men were waiting for

0:12:08.040 --> 0:12:10.480
<v Speaker 1>one year after Jerrell passed away to everybody start hollering.

0:12:10.520 --> 0:12:12.400
<v Speaker 2>I'm like, what is going on? I know it's crazy.

0:12:12.400 --> 0:12:18.040
<v Speaker 2>We'll talk about later. Right now, it's quite perfect, right, So,

0:12:18.960 --> 0:12:19.520
<v Speaker 2>but I.

0:12:19.520 --> 0:12:21.880
<v Speaker 1>Was telling like a friend and I was like, it's

0:12:21.920 --> 0:12:24.240
<v Speaker 1>a little off putting, like we were just talking in general,

0:12:24.360 --> 0:12:26.760
<v Speaker 1>like how I remember like in my twenties and in

0:12:26.840 --> 0:12:28.400
<v Speaker 1>my thirties and you know, you're walking down the street

0:12:28.400 --> 0:12:30.160
<v Speaker 1>and a guy tries to talk to you, and if

0:12:30.200 --> 0:12:32.480
<v Speaker 1>you're not interested, you're like, oh, no, I have a boyfriend,

0:12:32.520 --> 0:12:34.760
<v Speaker 1>even if you don't, because you want to spare his feelings.

0:12:35.200 --> 0:12:36.760
<v Speaker 2>And he was like, why can't you just be honest.

0:12:37.040 --> 0:12:38.600
<v Speaker 1>I'm like, you don't know what it is to be

0:12:38.600 --> 0:12:41.640
<v Speaker 1>a woman walking by yourself, you know, and a man

0:12:41.679 --> 0:12:44.240
<v Speaker 1>approaches you. And so I say all that to say

0:12:44.280 --> 0:12:49.960
<v Speaker 1>that there is a limit when you're not from a

0:12:49.960 --> 0:12:53.320
<v Speaker 1>a group of people that has to look beyond what's

0:12:53.400 --> 0:12:55.920
<v Speaker 1>just on the surface. Women cannot just say get out

0:12:55.920 --> 0:12:58.280
<v Speaker 1>of my face, I'm not interested. That's not happening, because

0:12:58.320 --> 0:13:00.560
<v Speaker 1>you literally put your life in jeopardy. And so a

0:13:00.600 --> 0:13:02.920
<v Speaker 1>black woman saying hey, I'm not so sure about that

0:13:02.960 --> 0:13:06.679
<v Speaker 1>neighborhood has a wider perspective, you know, because she has

0:13:06.720 --> 0:13:07.920
<v Speaker 1>seen much more than what.

0:13:07.840 --> 0:13:09.960
<v Speaker 2>Maybe what someone who was not like her would see.

0:13:09.960 --> 0:13:12.079
<v Speaker 2>So but yeah, well, I mean that's.

0:13:11.880 --> 0:13:15.880
<v Speaker 3>Such a like well put thought and point and nuanced,

0:13:15.880 --> 0:13:18.560
<v Speaker 3>and I think, yeah, thanks for thanks for going there,

0:13:18.559 --> 0:13:20.959
<v Speaker 3>because I think that's an important perspective. I decided if

0:13:21.000 --> 0:13:23.440
<v Speaker 3>I ever get attacked on the sidewalk, which I wouldn't

0:13:23.440 --> 0:13:26.280
<v Speaker 3>because I live in the boring birds, now I'm going

0:13:26.360 --> 0:13:29.040
<v Speaker 3>to go for the crazy lady act, like start spitting

0:13:29.240 --> 0:13:31.679
<v Speaker 3>and like speaking in tongues and like, I don't know,

0:13:31.720 --> 0:13:33.000
<v Speaker 3>maybe pe myself so that.

0:13:34.360 --> 0:13:36.360
<v Speaker 2>Now I'm telling you, make a full.

0:13:36.240 --> 0:13:37.360
<v Speaker 3>Toddler tantrum onum.

0:13:37.480 --> 0:13:39.920
<v Speaker 1>Yes, that's a good one because I feel like they're

0:13:39.920 --> 0:13:41.400
<v Speaker 1>like what the heck is going to exactly?

0:13:41.920 --> 0:13:43.320
<v Speaker 3>Or like bark at them. I think I saw on

0:13:43.360 --> 0:13:45.280
<v Speaker 3>TikTok someone barked and that worked. Whatever.

0:13:45.520 --> 0:13:47.880
<v Speaker 2>Oh I got y'all. These are good.

0:13:48.120 --> 0:13:50.160
<v Speaker 3>Yeah, but come for me in the Trader Joe's parking lot.

0:13:50.200 --> 0:13:51.080
<v Speaker 3>See what you're gonna get?

0:13:51.559 --> 0:13:54.600
<v Speaker 1>See I guess on twitter BA podcast and let us know,

0:13:54.679 --> 0:13:56.560
<v Speaker 1>like what ways do you like get out of like

0:13:56.600 --> 0:13:59.000
<v Speaker 1>a man who or just being approached by someone you're

0:13:59.000 --> 0:14:00.840
<v Speaker 1>not interested in and they don't take it well, Like

0:14:00.880 --> 0:14:03.720
<v Speaker 1>I'd love to hear it, because yeah, it's it's like

0:14:03.720 --> 0:14:05.720
<v Speaker 1>my sister. I was like, dang girl, she's like your milkshake,

0:14:05.760 --> 0:14:07.240
<v Speaker 1>bringing on the boys to the art. I'm like even

0:14:07.240 --> 0:14:08.440
<v Speaker 1>the lactose and toller once.

0:14:11.920 --> 0:14:15.760
<v Speaker 3>It's making me cough, but it's so freaking funny. We

0:14:16.080 --> 0:14:17.840
<v Speaker 3>took a turn there, But thank you for your question

0:14:18.440 --> 0:14:21.760
<v Speaker 3>and thanks for listening to the show. We appreciate y'all.

0:14:21.840 --> 0:14:26.720
<v Speaker 3>Yeah until later, Bye bye, until later. Bye, Hey ba fan,

0:14:26.880 --> 0:14:29.240
<v Speaker 3>we could not do this show without your support or

0:14:29.280 --> 0:14:32.000
<v Speaker 3>the support of our team behind the scenes. The Brown

0:14:32.000 --> 0:14:35.960
<v Speaker 3>Emission podcast is produced by Cumulus Podcast Network. It's edited

0:14:36.040 --> 0:14:39.760
<v Speaker 3>by the wonderful Emani Crosby and produced by Tanya Bustos.

0:14:40.120 --> 0:14:43.600
<v Speaker 3>Dennistimplinsky is our in house tech guru, and I am

0:14:43.640 --> 0:14:46.640
<v Speaker 3>Bandy Woodrid Santo's your co host and I will see

0:14:46.680 --> 0:14:50.400
<v Speaker 3>y'all next week.